46
● WIRRAL NEWSline: 0151 239 5907
wirralhomes BIR
The Wirral News ● Wednesday, February 6, 2013
Now is a great time to buy
A
CCORDING to estate agency Jones and Chapman, the cut in mortgage interest rates announced by several major lenders recently is a compelling reason why now is a great time to buy.
“Several key factors have come together to make this an opportune time to get on, or move up, the property ladder,” says mortgage adviser for the firm, Gaurav Sibal. Competition amongst lenders, in part fuelled by the Government’s Funding for Lending initiative, is resulting in lower mortgage interest rates and increased availability of mortgage finance, easing the pressure on those who want or need to move home, according to
the estate agent. And, after several years when it was extremely difficult to obtain a mortgage at all without a very hefty deposit, many lenders are now offering more competitive rates on up to a 90% loan to value deals, which is really encouraging for first-time buyers. “We believe this freeing up of mortgage funding is bound to have a positive effect on the housing market. “As confidence returns, prices are likely to rise, so there is just a small window of opportunity for buyers to take advantage of the current favourable conditions,” continues Gaurav. Over the last few years, house price rises in most areas have not kept up with inflation, which means that property currently represents great value for money.
Many astute buyers have already recognised this, as illustrated by the unprecedented activity in Jones and Chapman branches during the traditionally quieter months of October, November and December. “This year has got off to a flying start and, if the current level of demand is sustained, it is possible that we might start to see price increases in the springtime so we are encouraging anyone who is considering buying in 2013 to get in touch with us as soon as possible,” says Gaurav Sibal. ● If you would like to find out
about the local housing market or wish to make an appointment with a mortgage consultant, please call Jones and Chapman on 0151 632 3128 or visit the office at 34 Market Street, Hoylake, CH47 2AF.
DETACHED ● Telegraph Road, Heswall, £2,500pcm
SET on a considerable plot, this stunning five bedroom property oozes luxury and boasts picturesque views to the Welsh hills. A wealth of quality features set this property apart, including American oak doors and timber work, limestone flooring and granite work surfaces. Inside comprises an
enclosed porch, large reception hall, downstairs wc, spacious lounge, separate dining room and a family/ cinema room. A contemporary open-plan fitted kitchen/diner is at the heart of this home, with a family sized breakfast bar and a range of modern fitted appliances. This substantial property
boasts five double bedrooms – three of which have en-suite facilities – a family bathroom and additional loft/playroom. Outside there are beautiful landscaped gardens with gated access, a driveway, forecourt providing off-road parking plus an integral double garage. ● Move Residential: 0151 386 2047
TERRACE ● Hope Cottage, Burton Road, Ness, £695pcm
HAVING been completely refurbished, this three bedroom, end-terrace cottage is beautifully presented and packed with character. Tastefully finished, inside the property comprises an entrance hall, plus a front lounge with feature fireplace, and a rear kitchen/diner/
sitting room with log burner and French doors to the rear patio area. The beautifully fitted kitchen benefits from a fitted fridge freezer, washer dryer and cooker and hob. Upstairs there are three bedrooms (two doubles and a small single/nursery/study),
● The cut in mortgage interest rates announced by several major lenders is a compelling reason why now is a great time to buy, according to Jones & Chapman
plus a family bathroom having a bath with a shower over and underfloor heating. Outside, parking is available and there is a very pretty rear patio area. No smokers or DSS; enquire on pets. ● Clive Watkin Partnership: 0151 336 4141
Code NA
SEMI-DETACHED ● Dingle Road, Birkenhead, £550pcm
SITUATED in a popular part of Birkenhead, this wellpresented, three bedroom semi-detached house would make an ideal family home. Within easy reach of Birkenhead School, Wirral
Ladies’ Golf Club, Oxton Cricket Club and Birkenhead Park, the property benefits from gas central heating and double glazing. The house has a hallway, a through lounge/dining room, a
fitted kitchen, two double bedrooms, a single bedroom and a bathroom. Outside, there is a driveway and gardens. ● Waterstone Lettings: 0151 609 1516
TERRACED ● Mount Grove, Birkenhead, £435pcm
AVAILABLE to let unfurnished, this mid-terrace is in a popular residential area, within easy reach of Birkenhead town centre. Inside comprises a hall, and there is a front lounge with gas fire in a marble fireplace and a rear dining room featuring a fireplace and
laminate flooring. An extended, fitted kitchen with attractive range of highgloss white units and a built-in gas hob and double electric oven completes the ground floor. On the first floor there is a bathroom featuring a bath with an electric shower over, a
double bedroom to the front and two single bedrooms at the rear. Outside, there is a good sized yard to the rear. No smokers and no pets. Working and DSS applicants considered. ● Lambert and Co: 0151 382 4001