Live Out Your Story With loanDepot

Live Out Your Story

Meet loanDepot

Headquartered in Southern California, loanDepot is one of the nation's largest mortgage lenders — that has funded more than $499 billion in loans since inception. Licensed in all 50 states, loanDepot is proud to have served 1.63 million borrowers since 2010. This exponential growth is the result of our leadership’s decades of experience and a clear vision to modernize the lending landscape through digital solutions that meet the demands of today’s busy customers.

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Licensed in all 50 states, loanDepot is proud to have served 1.63 million borrowers since 2010.

– John and Jane S. Orlando, FL

Together, Every Step of the Way

No matter where you go in life, loanDepot is here to support your homeownership journey every step of the way. Our knowledgeable Loan Consultants will advise you on the right mortgage product, no matter what stage of life you’re in. Whether your home needs change due to a growing family, a job move, or retirement, we'll help find the best financing solution to suit your lifestyle.

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What Matters Most When Choosing a Lender?

Did you know that your rate shouldn't be the only factor considered when choosing a mortgage? While it is certainly an important aspect, you should also evaluate your lender's digital capabilities to swiftly close on a mortgage, selection of available loan products, and overall customer experience.

Transactional speed and certainty: The best way to make your offer stand out is to back it by a reliable lender who can facilitate the entire mortgage transaction digitally in the fastest, most certain, and secure way possible.

Wide selection of loan products: Finding a low rate is great, but it’s not so great if your lender lacks the mortgage product best suited to your life situation. loanDepot offers more than 300 attractive mortgage products ready to meet your specific needs.

Looking beyond online rates: Instead of simply assuming online rate quotes, it’s best to work with a trusted Loan Consultant who can crunch the numbers based on your individual credit score and available down payment.

Lifelong relationship: Building a lifelong relationship with your lender can benefit you for years to come. Just like you would expect your doctor to give advice based on your health history, you’d want a lender to consider your current situation and long-term outcome when making a mortgage recommendation.

Future refinance benefits: Did you know that most homeowners will refinance at least 4 times over the course of a 30-year mortgage? With our Lifetime Guarantee, once you fund a loan with us, we’ll waive our lender fees when you refinance your home with us in the future. 2

Improving Our Clients' Mortgage Outcomes

Today, more than ever before, we need digital solutions that drive faster and more certain outcomes from anywhere in the world.

loanDepot’s digital loan experience was engineered to streamline the entire mortgage transaction digitally, from application to closing, creating a more superior and certain experience our customers can depend on.

The best part? Our virtually trained Loan Consultants are here to assist you each step of the way.

How it Works

Get Started

First, we gather some basic contact information.

Get Connected

Did you know...

41%

Borrowers who are given a digital portal are 41% more likely to rate their overall loan experience excellent or above average

Then, rather than asking you to find paper files, we digitally collect income, employment and asset information.

Get Smart

In minutes, we are able to share with you just how much time and money you can save on your loan.

Source: Ellie Mae’s Connecting with Borrowers Online Report

Complete Home Loan Solutions

Our wide spectrum of over 300 continually evolving mortgage products can make your homeownership dreams a reality. Whether it be a low down payment jumbo, a unique co-op, or a renovation loan for your next fixer-upper, we've got it all.

With a 203k renovation loan, we successfully turned a fixer-upper into a dream home. We not only have enough room for our growing family but created immediate equity through the home improvements.

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Whatʼs the Best Suited Mortgage for Me?

Conventional

VA

Best For: The vast majority of buyers

Down Payment: 20% (as low as 3%)

FHA

Best For: First-time buyers and buyers with low credit scores

Down Payment: 3.5% (as low as 3%)

Best For: Veterans and active-duty service members

Down Payment: 0%

Renovation

Best For: Buyers who choose fixer-uppers

Down Payment: 3.5% (as low as 3%)

Jumbo

Loans over the conforming limit

Best For: Luxury buyer or high -cost markets

Down Payment: 5% (as low as 3%)

Need a Real Estate Agent?

mellohome®, a sister company of loanDepot, helps connect buyers like you with the best local real estate pros. Get connected with a vetted, top real estate professional in your area today.

www.mellohome.com

loanDepot.com, LLC is an affiliate of mellohome, a licensed Texas (license #9006745) and California (license # 2063618) real estate brokerage.

1. Closing times may vary depending on the terms and conditions of the loan. 2. loanDepot Lifetime Guarantee: Terms and conditions apply. Please refer to the website: www.loanDepot.com/lifetime-guarantee for the most current terms and conditions as they are subject to change without notice.