Heritage key benefits

Key Benefits

Heritage Buildings

Australia’s leading insurer of historic churches now has a comprehensive insurance product for your heritage building.

Work with specialists who understand the unique complexities of heritage insurance. By insuring your clients’ heritage buildings with Ansvar Insurance you are working with an insurer who understands the specific risks that heritage establishments face and provides you and your client with a dedicated product and value added services.

Definition Buildings, artefacts, monuments, sites or activities with archaeological, historic, architectural, traditional cultural, engineering or scientific significance.

Policy Coverage Accidental physical loss or damage not otherwise excluded for replacement or indemnity value as declared.

Policy Highlights 99 99

a customised policy wording specialist heritage insurance knowledge which can provide guidance on ensuring the correct valuation so that you are not over or under insured

99 99 99

a dedicated claims team global experience dating back to 1887 to source overseas expertise when needed to assist in restoration an understanding of the various state Historic Places Act and the guiding principles of ICOMOS, the International Council on Monuments and Sites

AUSHerKeyBen01/10

99 99 99 99 99 99

cover for archaeological mapping, recording and investigation work cover for monuments, memorials and statues cover for works of art, pictures, antiques and curios consequential loss optional liability protection risk management support

1300 650 540 1300 650 540

Other features

Principal exclusions

99 archaeologist rescue costs 99 cover for property used in festivals, exhibitions, events 99 monuments, statues, memorials 99 property of raffles, prizes, donated goods 99 specific heritage R&R conditions 99 landscaping 99 catastrophic escalation

99 deterioration 99 unexplained disappearance 99 loss of electronic data 99 contract works exceeding $500,000 99 defective workmanship 99 nuclear risks 99 war 99 terrorism 99 settlement, shrinkage or expansion 99 watercraft

Some of the above exclusions can be insured by way of extension or are more appropriately covered under other policies of insurance.

Heritage insurance is a core part of our business. Like our parent Ecclesiastical, our Heritage product has been developed following wide consultation within the community. We offer the only dedicated insurance solution for commercial enterprises who own and operate from heritage properties. This is backed by specialist services, accurate building valuations and access to knowledge and expertise.

Important Note: This brochure is intended to provide a general description of the Ansvar Insurance Heritage Insurance Product Disclosure Statement (PDS) and Policy Wording (PDS and Policy) and is not intended to modify the actual provisions of the policy. You should consult the full PDS and Policy for a full explanation of the coverage, excesses payable, terms, conditions and exclusions. Heritage Insurance is issued by Ansvar Insurance Limited, ABN 21 007 216 506 AFSL 237826 Member of the Ecclesiastical Insurance Group.

For more information Please call 1300 650 540, visit us at ansvar.com.au or email us at insure@ansvar.com.au Heritage Buildings • Faith Organisations • Educational Institutions • Care Facilities • Community Service Organisations