RAM Magazine - Issue 1 (February/Kahuru)

Page 28

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TOP TIPS

FOR FRESHERS SHERS Uni years can be some of the best years of your life but on the other hand being dirt poor, hungover and drained, can also suck big time! To help you survive the diet of noodles, juggling part-time jobs, deadlines and how to go out every night of the week but still be able to function the next day; we’ve put together some top tips to help you make it through to graduation.

1 #THE ‘B’ WORD - BUDGET Let’s be honest; you’re going to be pretty much broke while you’re a student but having a budget may help...a little bit. One of the best things you can do to keep on top of your spending is to have your bank app on your phone and to check it regularly. Put a certain amount of cash in a separate account every month and this is your disposable income (for takeaways, nights out, Ubers etc.) This keeps it separate from the money you absolutely need, like rent, fibre, food, phone, insurance etc. Set these up as automatic payments. Don’t forget about your car, pet, dentist, hair cut... 28


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