Luxe Life Magazine 6th Edition: The Extraordinary Life of Lynn Tilton

LUXE LIFE MAGAZINE

THE EXTRAORDINARY LIFE OF

LYNN TILTON

ISSUE 6

INSIDE THE MAGAZINE FEATURE INTERVIEW

A NOTE FROM OUR FOUNDER CANDICE BAR PG. 2

ARTICLES SMART INVESTMENTS FOR WOMEN

PGS. 5-6

By: Bonnie Gayle

KEEPING YOUR MARRIAGE SPICY

PGS. 19-20

By: Corinne Cavanaugh

VISION/FOCUS FOR 2021 PGS. 23-26 By: Tiffany Powers

AVOIDING TRAVEL EXHAUSTION

PGS. 29-30

BUSINESS WITH YOUR SPOUSE

PGS. 31-32

EXERCISES TO BURN BELLY FAT

PGS. 33-34

By: Chelsea Rosa

LYNN TILTON PGS. 9-17

By: Reina Carrillo

ADVERTISEMENTS Salvation Nutraceuticals Luxe Life Cosmetics

By: Latasha Richards

Luxe Media Studios Bonnie’s Bookkeeping

CONTACT

Fix Your Credit Consulting

PRESS INQUIRIES: chelsea@llmagofficial.com

Borghese Legal, Ltd. Lea Black Tiffany Powers Healing

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A Note From Our Founder About

CEO/Founder Candice Bar

Candice Bar is a multi-media mogul, speaker, mentor, tv and radio personality and female entrepreneur advocate. Candice is the Founder and CEO of Luxe Enterprise which includes Luxe Media, Luxe Life Magazine, Luxe Life Cosmetics, Luxe Media Studios, Luxe Wear and Luxe Life with Candice Bar podcast. Her show Luxe Life is currently on several major platforms all over the world.

“I was inspired to create the magazine for female entrepreneurs so we could provide proper advice to all of our readers and followers who are experts in their industry. Knowledgable advice is invaluable.

It’s time for the ladies to get some recognition.”

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Luxe Life Magazine Contributors

Bonnie Gayle

Corinne Cavanaugh

Bonnie, “Ms. Money Boss” has experience in management of tens of millions of dollars over the last 25 years along with full charge bookkeeping services. She has provided assistance to startups to becoming profitable and restructured businesses in trouble on the verge of bankruptcy.

Bonnie works with entrepreneurs and business owners to demolish debt and create business plans so they can become profitable after years of loss. Her expertise in bookkeeping has allowed them to grow their business, cut costs, keep more of the money they make and sell their business.

Corinne is the founder of Style

By Corinne. She curently lives in Central, Alberta, Canada near the Rocky Mountains with her husband of 27 years, their two teenage sons, and their two fur babies. Her and her husband are co-founders of Salvation Nutraceuticals with their well known product, GSH+, the Ultimate Glutathion Immune Strengthening Formula. Corinne works to empower, mentor andinspire women to take the steps to feel sexy, edgy, confident and beautiful.

bonnie@bonniesbooksinc.com

Chelsea Rosa

chelsea@luxemediastudios.com

Chelsea Rosa is the Director of Operations for Luxe Media and Publisher and Designer for Luxe Life Magazine. Chelsea is very passionate about building connections with others, as well as traveling. She is an advocate for female empowerment and encourages women to create their own financial independence and live a life of their own choosing.

stylebycorinne@yahoo.com

Tiffany Powers

www.tiffanypowershealing.com

Tiffany is becoming known as one of the most talented intuitive healers in the world.

She is naturally gifted with the abilities to see, hear, feel and to know things intuitively. She is trained to remotely connect with anyone in any location and get very clear guidance pertaining to their life and situation. She is hired by top medical professionals, celebrities, and successful entreprenerus for her incredible and accurate readings on a vairety of areas. These areas include business, love and finances as well as identifying blocks that she can see in her clients. Tiffany Powers is the Official Luxe Life Psychic and the recipient of the Luxe Life Woman of Achievement Award in 2020. She also received the Awesome Accolades Award, Shay Parkers Best American Psychics in 2020.

Raina Carrillo

rcarrillo.wfg@gmail.com

Reina is a proud Mexican American with Creole roots from Inglewood, CA. Reina did not grow up with “a silver spoon in her mouth.” Her life is like a movie and that is what makes her stand out in her industry. Reina is a community leader which led her into the Financial Services Industry.

Her goal is to help people get their financial house in order and to leave no families behind.

Latasha Richards

mrsgotrich11@gmail.com

Latasha started working out in 2006 but she did not fall in love with fitness until after she had her youngest son in 2008.

When she started on her fitness journey again in 2009, Latasha noticed a change in her body, phsycially and mentally.

Latasha wanted to share her gift with many women who were silently suffering from the same issues she had. She started personal training and group training and is currently studying to become a certified nutritionist. For Latasha, being able to show women how to love themselves and be sexy and confident gave her a momentum to want to share her gift with many women across the world.

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Bonnie’s Bookkeeping & Business Management Services Your financial growth is our strength

Call or Email Bonnie Gayle for a consultation (310)-409-7656 bonnie@bonniesbooksinc.com 4

TOP 3 INVESTMENT STRATEGIES FOR SUCCESS

By: Bonnie Gayle bonnie@bonniesbooksinc.com

01 RESEARCH

The first time you consider investing your money can be scary. I always advise my clients to do their research so as to minimize any of these fears that may come up. Ask yourself if you are knowledgeable enough to take this on alone or will you need a professional to work with? If you decide to work with a financial advisor, it is important that you have good energy together and can communicate well. Does this professional have a good track record as well as verifiable reference? If you have some experience with smaller investments but haven’t taken the leap to the larger, riskier ones, you may want to try the hybrid approach.

This is where the financial advisor would manage the larger investments and you would manage the smaller ones. Once you have chosen a professional or hybrid approach you will also need to research your Investments. Investments show up in a variety of forms so you will want to know which ones work best for your investment goals.

For the past three decades I have been committed to helping others manage, invest and save more of the money they are earning.

Although there are many different strategies to investing, it is my belief that these top three steps will provide the same success I have had in maximizing money and creating more wealth.

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Whatever the investment strategy is, or the choice you decide to make, be sure you are feeling comfortable and confident with the decision. Understand that when you choose from a place of confidence and good energy, everything grows.

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DIVERSIFICATION

You never want to put all of your eggs in one basket. What do I mean by this? Do not put all of your money into one thing unless you are willing to lose it all. It is important to have a variety of investment types because it allows room to mitigate the risk of loss in the event that one of your portfolios goes down. Both your age or financial comfort level, are factors in whether you choose a riskier, higher possible gain, or lose nvestment vs.choosing a lower gain, stable investment. Getting to know what your financial picture actually looks like might be another thing you want to talk to a financial advisor about. In the end, I always consider advice but ultimately the decision needs to be yours.

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SHORT TERM VS. LONG TERM INVESTMENTS

A Short term investment is any investment transacted in less than a year and is considered ordinary income ( just like your salary). A long term investment is any investment you plan to keep for a minimum of one year and one day or longer. Long term investments are considered capital gains and taxed at a lower rate than ordinary income. I advise a combination of short term and long term investment approach to help diversify your portfolio.

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THE EXTRAORDINARY LIFE OF

LYNN TILTON 9

Lynn Tilton is the Founder and CEO of Patriarch Partners LLC, a family office/private investment firm. Since 2000, through affiliated investment funds, Tilton has held ownership in and restructured more than 240 companies with combined revenues in excess of $100 billion, representing 700,000 jobs.

Patriarch focuses on the acquisition and invigoration of undervalued iconic American brands where time, capital and sound strategy can rescue a business and restore value, creating and preserving jobs in America and across the globe. The firm is devoted to rebuilding America one company at a time, one job at a time. Automotive News has named Ms. Tilton one of 100 Leading Women in the automotive industry.

She was awarded Entrepreneur of the Year by the Living Legends of Aviation, the first female in history to receive such distinction and was inducted into the Living Legends of Aviation Hall of Fame. She was also honored with the Luminary Award presented by Womensphere, an award given to “the woman whose leadership, innovation, and personal commitment has illuminated and inspired the lives of millions, and positively transformed the world.” Ms. Tilton was the subject of a Barbara Walters’ 20/20 special discussing her mission of saving American jobs, and a special Made in America segment with Diane Sawyer on ABC’s World News Tonight. She recently received top honors at XPrize’s Visioneering event for conceiving ‘X2-The Mother of All Prizes’, a prize created by Tilton that enhances the purse for any XPrize team that is comprised of at least 50% women. In 2014, Tilton won the inaugural Business Pioneer Award at the first Women’s Entrepreneurship Day at the United Nations which celebrated her leadership in the global movement to empower and support women-owned businesses worldwide. She was also selected by the Intercollegiate Tennis Association as the recipient of the ITA Achievement Award – the organization’s highest honor presented at the U.S. Open for her business success and humanitarian efforts. CNBC and its viewers recently named Tilton one of the 100 Most Influential Names in Business over the last 25 years.

Ms. Tilton earned a BA in American Studies from Yale University, and an MBA in Finance from Columbia University.

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C: Where did you find the strength when times were challenging?

L: I’m also the noblest of causes. I worried every

day that I could take care of my child and keep my job. I had no place to fall back on. My dad died in my sophomore year at Yale and I got married my junior year at Yale which is also not the typical path or the one I recommend to anyone.

I had my child my first year out of school and was a single mother by 23. It was a one foot in front of the other in the darkness everyday until you see the light. It was not easy in it, but I think it’s what made me strong enough to build the business I did, and to fight what I had to fight to protect hundreds of thousands of employees over the years. You come again to difficult battles, I always say the higher up the food chain you go, the more difficult the battle. So even today, I’m fighting many battles. People think if they get to a certain stage of success or their career, that those battles go away. It’s called fiction, there’s always a bigger, better ass out there. I certainly am still fighting those bigger, better asses.

C: How long did you work on Wall Street?

L: Well, I’d say I’m still on Wall Street. I worked

Intervew by: Candice Bar December 2020

C: Where are you from? What was your training in the beginning of your career to help set you up for your success?

L: I was born in the Bronx. My parents were first generation Americans. I grew up in a small neighborhood in the Bronx, then move to Teaneck New Jersey where I went to high school. I was a tennis player growing up and spent more time playing tennis than going to high school. Then, I went off to Yale and got an undergraduate degree there. I went to Wall Street for a couple of years, then to business school at Columbia Business School. I started on Wall Street in 1981 right out of Yale. At that time, it was a very prestigious role to get one of those analyst positions.

Everybody hires a lot of analysts to work them to death now. In those days though, I was the only person from Yale who had been hired at Morgan Stanley. It was an intense training, but it usually got you into any business school you wanted to go to. It was a roll people wanted in terms of future business. I decided to have a child my first year there so it was a little bit more difficult. I was the first profes-sional woman at Morgan Stanley to have a baby. They actually had to create the maternity policy.

C: What was it like for you being a female at that time on Wall Street?

L: It was difficult. There weren’t very many women in higher positions to look up to. It was

very much a male world and trying to hold onto ones femaleness, but also still be respected for ones brain and talent, was a dichotomy that one had to overcome. I’m not sure I did it all that well. I really held onto a little bit too much of my femaleness. Hemlines went up everywhere I went. I set a trend. It was tough. I was a single mother by the time I was 23 working on Wall Street. That type of thing just didn’t exist. I was trying to work hundred hour weeks and raise a child on my own. It was a dark period for me.

on Wall Street for 20 years before I started this business, but it really is a Wall Street business. I built this business on a financial model that I had patented back in the early 2000s. I was able to package the loans of deeply distressed companies and turn them into investment grade assets. That allowed me to raise money at a very low cost of capital and buy companies and lend to them. In the course of 20 years, it’s been 1100 investments and over 243 companies with ownership interests. The only thing they all had in common was that they were all left for dead. What I do, is walk into the darkness and try to bring light through strategy, inspiration and capital. I give people the chance to walk that path towards better times. We say “from darkness to light”. That’s what I’ve always tried to do, is be able to close my eyes and see the future for companies that have been left behind. I try to take people on that journey with me, and that’s the most fulfilling part; teaching people that everything is possible.

C: You created a new business structure on which you still use to this day. How did you come up with that idea?

L: It was really a dream. I wanted to prove that

making money and making the world a better place weren’t mutually exclusive options. I grew up always being taught it wasn’t about who we were, but what we give to others.

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I had taken the Wall Street route because I was young and I needed to make money. I had a child.

I never felt that I was giving back. My siblings are all in public service. My father was a teacher, and so this finally gave me the chance to provide people the dignity of work, which was my mission. I also wanted to make it self-sufficient by making money and being able to plow that back into the business.

C: Who was your first mentor that inspired you and helped you get where you are today?

L: In terms of my value system, certainly my fa-

ther, and interestingly enough, my daughter’s godmother, who’s an 86-year-old Japanese woman.

She came here with a young child not speaking English after having married an American Soldier.

She taught me how to dream. She taught me that if you can dream it, you can build it. She was a creative force. She started out as a seamstress, and then became a restaurant tour and a famous cook.

She would always do something that hadn’t been done before. She taught me to be able to live outside the norm, to be authentic and to close my eyes and see something and fight for it. I would say that that was probably an amazing turning point in my life. I had always done very well in school, and I was an athlete, but I was always following the norm. For example, what people do to be a great tennis player, what people do to get great grades, but almost robotic. What she taught is, it doesn’t matter whether someone else sees it or not, because that’s what greatness is. It is having the ability to see what no one else has seen yet and to create that. When you buy broken companies, they die because they lack innovation. Usually, when you see them, they’re out of money and they don’t have the right people there.

The cause is always because there is an innovation or a product or service that differentiates itself from someone else. When you come in, you have to take that journey past where other people are and what they can see. You have to see something that’s not yet there. I always say, it’s like taking a tapestry and tearing it a part thread by thread. You take the off colored and discolored threads, the threads that are shedding, and you take it a part. Then, you take those core threads and you have to re-weave around that. You have to find something special to do it.

I always say, stick five fingers where the blood is flowing, and then you drive the future with the palm of the other hand. If you don’t do it simultaneous, even if you fix the operations or the financial issue, you still don’t get to where you have to be to have a thriving company. You have to be able to do both. I think that’s what has been a gift to me; to have both that qualitative side and the quantitative side. If I would look at myself clearly, I would tell you the creative side is the more natural side. I am a dreamer and a visionary, but you have to learn to be methodical and efficient. If you don’t, it’s like having a sail boat without wind. You have to have both. I wanted to do something that I could feel really good about. I wanted to give families the dignity that co-

“That’s what greatness is, it’s having the ability to see what no one else has seen yet and to create that.” mes with having work and being able to care for your family. I wanted to give them the opportunity to build that American dream. The American dream is truly to be able to buy a home and a car to send your kids to school. I went to the places where I could employ the most amount of people, which is why I primarily went to manufacturing in the early 2000s. I also went into aerospace and automotive industries. I wanted to be here in the United States, and I wanted to build the trend of giving people that dignity to build their dream, and to be able to care for their families. When people are happy, there’s less hate and less violence. This is something that is certainly pervasive right now.

C: You have your hand in many different types of businesses. How do you stay strong and keep the vision when things don’t seem to be on your side?

L: I think part of it is spiritual. As I said, one foot in front of the other in the darkness every day until you see the light. You have to have that absolute certainty that the light will come. You have to believe in what you do or what is you’re fighting for. You have to believe in it enough to be able to continue marching through it. For me, it’s always been about other people. I think enlightenment is peeling away each layer of the onion until you can’t go any further. It’s like breaking things down to its basic variables. You do that in business and you do that in life. I have to believe in the end that truth wins adn that truth brings justice. It’s been a little “off” lately. I feel liek the universe is a little off-kilter, but you have to continue to beleive in that. You have to live your life 12

such that you can stand up in front of God, country and your mother, and still believe in everything you’ve done. I’ve tried to live that way. It doesn’t always work out. I certainly have good days and bad days just like I have wins and losses. That’s what gives me the strength to keep going.

C: When you initially started your company, what was a major win for you?

L: I think when I got my first deal done in De-

cember of 2000. When I created that financial model, that allowed me to buy a billion and a half dollars of loans off the balance sheet of one of the US major banks. I created a solution to their bad loan problem. I worked for months in a corner, building this financial model. I had this idea that I could take those loans that the bank didn’t want, pull them together, and basically rebuild these companies. I basically loaned to own. I bought all their loans. I bought a billion and half dollars of loans. There were 92 companies. Then I restructured those loans into ownerships of companies. When I first got that done, I realized that I had provided incredible value to the bank. They needed to take these loans off the balance sheet, and I had created a financial model that gave me the time and the capital to devote it to these companies.

It was a win-win because the companies did well, the people did well and the investors did well. Life is not a zero some game. I think today, everybody thinks it’s a zero some game. If I win, you lose, I have to take from you. If you build value, everybody shares. That’s always been my goal to create value that all the parties share in.

C: Can you share a life experience that you grew and learned from?

L: I think once I got hold of all of these com-

panies, I had no idea what it actually took. I had been an investor in troubled companies before, but in big troubled companies where I was buying loans and betting on what I saw on a turn around. Now, for the first time, I had to execute that term. I wasn’t betting on a company and people and the future, I was betting on what I could execute myself. I didn’t expect that because even though I was buying loans of smaller companies, I thought the management teams would be good. It turned out that it was only as good as the people we hired, the strategy we created and how hands-on I had to be at the operating companies. It was not what I expected. It was a big awakening and I actually had to change who I was. I went from being a poet to a financial engineer, to truly an industrialist. The companies really needed me there, in large part, to be able to create that future.

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I never expected when I built this financial model that I’d be running these companies and guiding them every day. I think that was a rude awakening. It took me a while to get my “sea legs” to figure out how to do that and hire the right people and officiate.

C: Do you find it an asset being a female of power?

For a long time, I didn’t think about it that much. It’s definitely a man’s world. I think it’s an advantage at times and a disadvantage other times. It depends on the situation you’re in.

I think in terms of what I was doing, buying companies and building companies, there’s this convluence of being a mother so kind and warm, but also driving a business and being strong and tough. I think when you can balance those two, you can build loyalty, respect and friendship at the same time. That’s a very female thing, and I think that has helped me. I would say in other things, like in some of the battles I’m in right now, it’s all male lawyers. It’s all men, and it’s very much a male attack on a woman feeling that there could be weakness because I’m a woman. I think also there’s always this sort of skeptical view of “could a woman really do this all by herself”. I think that’s where some of the attacks come from. People thinking that it’s not possible or real that one woman could do all this. I think that if I had been a man, I wouldn’t be going through all the battles I’m going through. Even when the government, the SCC came after me, I think there was a sort of skepticism that a woman can build overall this big.

C: Do you ever feel like stopping?

L: Yes! I’ve been working full-time since I was 13 years old. I worked to support my tennis habit when I was a teenager, and then when I got out of Yale, I started working and I’ve never stopped. You build something, build some wealth, but if you’re working 18-20 hours a day, you really have to enjoy it. This year, I did make the decision to slow down some and it just feels like I spend more time on fewer things. I’ve been churning for so long and working to make sure everybody else was okay and safe, and that I didn’t disappoint anyone. I’d like to see what life has to offer. I’d like to get to a place where I can be sufficiently quiet to think about something else that would make my heart beat fast.

C: How do you deal with stress? Do you have a routine?

L: Stress all day everyday. I try to always work out. Here in

Florida, I get to take seven mile walks on the beach, which I really love looking at the ocean. I try to always work out and I slow my body down to be able to keep taking the hits. Again, you try to get quiet as much as possible, and of course, I like to read and watch content. That’s my escape. I love to read. I like to read fiction, I like to lose myself, and I love things that are beautifully written. I like to lose myself in words, the power of words particularly. I used to write a lot of poetry. I fancy myself a writer.

C: Do you ever think of writing a book?

L: I was going to write a book a couple of years ago. I had a book deal on rebuilding companies. I would say we’re building America one company at a time. Then I didn’t have the time to do it. At some point I’d like to write a book about my journey. Let it be inspirational to other women finding their path because no matter what path you choose, there’s always obstacles, and you’ve gotta figure out a way to fight your way through them. Otherwise, you never get to where you’re going. Transformation comes through our darkest times.

“It’s always been my goal to create value that all the parties share in.”

C: Can you share a story from a worker of a company you had acquired and were able to turn around?

L: They all do. I have so many pictures of me walking through

manufacturing facilities and the appreciation people have for understanding and believing in their work. I’m more comfortable on a manufacturing floor than I am sitting here. For me, walking into a cocktail party is my version of hell. Being with my workers, the people who work in my manufacturing plants, and spending time with them on what they do and their stories is probably what has kept me going all these years. From paper mills, to pulp mills to copper mills, to automotive manufacturing, to building aircrafts that fly and shoot. For me, that’s what I love, and I love listening to people about what they do and what they can do better, or what we can do better. I like to be their inspiration coming from what they think, need or dream. That’s been my favorite part of what I’ve ever done; getting close to the people for whom this whole platform was built. My father got sick young and when he lost his work and he died, we understood what it was like to lose a working parent. We understood the destruction to a family, when fear set in, and what I wanted to do is remove that for people.

I wanted to stand in front of people when their companies are folding and say, not today. Not today do you have to tell your family that you do not have a job. Thats really what motivated me and for many years now, every day, I was driven to find something that we could save and turn around. No matter what happens, having provided that dignity of work for hundreds of thousands of people who would have otherwise lost their job, that’s my story, and that’s what I can hold on to. No matter what the future brings.

That’s what got me through the last 20 years of working 18-20 hours a day, seven days a week, not having a minute to myself, other than perhaps taking a break to exercise.

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“Do something that makes your heart beat fast so that your passion for what you do is much stronger than the obstacles, the pain or what people throw at you.”

C: Do you think you’ll ever retire?

L: I will not work the way I worked the last 40 years, but do nothing?

I don’t think I’ll ever not do anything. Whether it’s mentoring others or owning five or six businesses, not 75 or 100 at a time. I only wanna do it with people who I care about and care about me. I’ve had so many people in my world and there’s been appreciation and a lack of appreciation. I want to do things with people I believe in and who lives I can make a difference in. I definitely don’t want to work with the same intensity or have so much on my shoulders as I did. When everyone is dependent on you, you make that difference between success and failure, and there’s not enough of you to go around, that’s a hard way to live on a daily basis. I love teaching other people, I love being able to guide them and share with them my experiences. And who knows?

Anything’s open, but sometimes you have to hear it calling, and right now, I’m too much in chaos to hear that call.

C: How is your company dealing with the unforseen times that we are currently in?

L: It’s been tough on every company, except healthcare,

but I think it’s very difficult to run a company with people from a far, as hard as people may be working, everything’s a call, everything on zoom, you sort of miss that camaraderie.

So most of the companies are back at work, although safety is essential when people are wearing masks and we’re following safety protocols, but for most of the businesses, we lost months of business automotive, we were shut down for almost 100 days.There aren’t many businesses beaming. Perhaps, healthcare, technology, but most companies are getting hit hard and you have to find a way to cut your expenses and not cut on innovation and keep people focused on the prize. It’s definitely been a year to remember. think that things when it’s dark and ugly, don’t change unless people become better people. Light comes from many matches being struck until a bonfire is built, and unfortunately, I don’t see people looking at this as sort of a time to change.

Just as of being put upon and everything is against people rather than this might be a telltale sign that we’re heading in the wrong direction. Like on 911, and I was right in the middle of 911. In New York, people became better people for a while, open candor for each other. They said hello.

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They looked in the eyes. I haven’t seen that from this crisis, and I don’t know of any sort of crisis that this country has sort of suffered in greater agony than this in my lifetime.’ I don’t see people turning to be closer to each other to work together, to drive out of this together. And that scares me. You know, the Great Chinese curse, right? May you live in interesting times.

C: What are some of your goals for you ending 2021 that you would like to see happen personally and professionally?

L: Well, I’d like to see my battles come to an end,

and I think there are some battles I’m in that will take a little while to work my way through and fight my way through because I’m a fighter, I believe in truth.

Then, I would like to take a different path, still doing what I do because I think it’s imprinted upon me. I think having that qualitative and quantitative slant at being able to picture a business with my eyes closed and drive it forward and take other people with me is something that is very natural and I love. I might want to do other things too. Who knows? Maybe politics, maybe mentoring, I’m waiting for that call.

Everything that has truly inspired me has come from a dream. From a vision. I think because I’m swimming in a bit of chaos right now, I may not have that, but I do know that it’s time for a change. A change that allows me to live life too because I haven’t lived life.

C: Looking back on everything, would you have done it differently?

L: No, I might have made different choices about

people I put around me, but I would have taken the same journey. It shaped me. I’ve learned so much of the needs of this business. I was not prepared for the financial side. Growing up on Wall Street, I understood numbers and financing. The side of building companies, operating companies and leading and inspiring people, that was all learned. I learned that the needs of this business, and the people I’ve met whose journey has been one with mine, I would never change. I think I could have avoided some bad people along the way, but then at some point, I’ve got to look back and understand why that happened. I wouldn’t change what I do, other than my daughter, it’s the experiences that have shaped me the most.

C: Did you envision your company to grow as big as it has?

L: No, and I probably should have found a better

place to stop. It got too big for one person. Not that I didn’t have hundreds of people around me working with me, both in my holding company and then thousands working at the operating company. I became so important to the strategy of every company. Then, I was the CEO of four companies at the time. There was not enough of me to give everyone what they ne-

eded. There probably should have been a time where I realized it was too big. I couldn’t find enough people to be able to do it without me. I just never got to a point where it wasn’t so much about me.

C: What are some words of inspiration you can leave us with?

L: I think that you just have to believe in what you’re doing with such intent that it

allows you to overcome any of the obstacles and pain. You have to believe that you get through the bad times. That this too shall pass. For me, this business for so long was more important than anything other than family. It had meaning to me. The fact that I could touch the lives of so many people and help so many people. Every day I got up and I never didn’t want to be there to drive this journey for people. Number one, make sure that you surround yourself with people who you can trust who share the successes and failures with you. Otherwise, that journey is very lonely. Number two, is do something that makes your heart beat fast so that your passion for what you do is much stronger than the obstacles, the pain or what people throw at you. You have to have the strength and the vision to get through it. It’s not always easy.

END OF INTERVIEW

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HOW to KEEP THINGS Spicy AFTER YEARS of MARRIAGE

By: Corinne Cavanaugh beautybycorinne@yahoo.com

There is no single answer on how to keep the spark alive. When you first start dating someone,

there are the butterflies, the excitement and the mystery.

As time goes on; however, things can, and do change ,and the ‘honeymoon phase’ can wear off. Just because you’ve been with someone for what feels like forever, doesn’t mean the relationship has to become stale. My husband and I have been married for 27 yearsand in total have been together for 33 years. We were just kids when we met in high school and quite literally have grown up together. And with that, through all this time, we have found ways to keep things exciting no matter what life has thrown our way. There are many things we have found work for us (which I want to share with you). So, read on and find out what our ‘Secret Sauce’ is.

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The Secret Sauce...

1. Plan date nights - either out or an amazing night at home.

2. Take a trip together - either planned or spontaneous. It’s really amazing to take a break from the stress of life and reconnect without distractions.

3. Try a new hobby or activity.

4. Surprise each other.

5. Take some ‘me’ time. When you look after your needs you are better able to give and be present.

6. Communicate with each other.

7. Discuss the future.

8. Support each others dreams.

9. Don’t go to bed angry.

10. It’s okay to agree to disagree. You each have your own mind and opinions that the other won’t always agree on.

11. Make a bucket list together.

12. Get couple massages or pedicures (which we love) 13. Cook together - try a new recipe and pop open a nice bottle of wine.

14. Do something to show your spouse you care - we all like getting little gifts or just helping with the kids or household chores.

15. Tell each other they look good - compliments go a long way!

16. Be honest about your feelings on hot-button topics.

17. Respect each other.

18. Don’t hold onto past grudges. Which also means don’t bring up and re-hash old arguments.

19. Make time for friends and family.

20. Joke around - laughing is good for the soul.

21. Have more sex - try something new in the bedroom.

22. Reminisce about your first date - and look at pictures from back then.

23. Really ‘listen’ to each other.

24. Patience.

25. Do something special on your anniversary.

26. Say ‘l Love You’ more.

27. Flirt together. PDAs are fun and sexy.

28. Unplug for a night! No TV, phones and computers.

29. Encourage each other to take on a new challenge.

30. Remember intimacy isn’t just about sex. The most important intimate moments are those that can happen outside of the bedroom. Hand holding, reaching your arms around your spouse’s waist, hand holding. There are countless ways to be intimate without sex too.

Above all else, be BFFs—-This is truly the biggest reason why my

husband and I are still intimate and happy. We still like each other and we’re still each other’s best friend. That gets us through the times when we don’t particularly feel like ‘loving’ each other. As I say ‘loving is a choice not a feeling.’ Because everything we have been through together, good times and bad, we know that we’ll always be there for each other.

That bond makes intimacy a special gift that we will only share with each other — and that is wildly exciting! Never forget why you fell in love in the first place. Challenge yourselves and your relationship!

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Setting Positive Intentions for the New Year

By: Tiffany Powers www.tiffanypowershealing.com

Gratitude and Mindfulness You’ll need to focus all of your spiritual energy into creating an ideal year.

While we endure what is hopefully the end of the COVID crisis, it’s critically important that we don’t get discouraged. A strong sense of gratitude can help us flip less than ideal circumstances into positives.Instead of being disappointed that you can’t go to your favorite restaurant for dinner, take the opportunity to have a picnic. Pack a basket with your favorite foods, find a serene, gorgeous spot outdoors, and have quality time with a loved one.

Instead of being frustrated with limitations at your favorite gym or yoga studio, find a spot in your home to workout. Spend the time and money to make a small, dedicated space that you love, and do your workouts at home. Maybe even outside. Try to see the positives working out at home saves you time and money, right?

Get Organized How many times have you said that you wished you had the time to get organized once and for all? Instead of letting restrictions make you feel “stuck at home,” embrace the opportunity. Use the time to purge your closets, clean the basement, paint your bedroom a gorgeous color that makes you happy. Donating unused items helps those in need and frees up space in your home. Less clutter makes for a less stressful life.

Pretty soon life outside will be back to “normal,” and we’ll all be wishing for some of this time back. Make it count!

Have a Plan

THE start of a new year always brings about thoughts of putting negative experiences behind us, making fresh starts, and setting new personal goals. This year especially. Most of us are really excited to close the book on 2020 and all of its challenges. Unfortunately, we’ll still be dealing with pandemic-related issues for several months, so more than ever, we need to be deliberate in setting our focus and intention on creating a positive year ahead.

For those of us who run businesses, this has been a time of unprecedented challenges. This past year forced us to adapt to stay afloat. These challenges may continue throughout the first part of the new year, so you’ll need a plan. How will you modify the goods and services you offer to meet these challenges? In what areas of your business model will you need to pivot to continue to operate? Does your skill set lend itself to another revenue stream that can supplement your primary business? If you’re feeling stuck, reach out to other business owners to share ideas. There are great networks of entrepreneurs out there who are more than willing to brainstorm with like-minded people. Social media has made networking incredibly easy. Take advantage of it. In addition to planning for your business, make a solid plan for your personal life as well. Take a look at where you are socially, emotionally, and financially.

Are you where you want to be? If not, think about what steps you need to take to get there. Make a plan. Write it down. You are in charge of your life. Make it yours.

Ringing in a new year is the perfect time to check in with yourself and evaluate where you’re at and where you want to be. With some focused energy and planning, you can make 2021 one of your best years yet.

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LUXE LIFE HOROSCOPES

By:Tiffany Powers www.tiffanypowershealing.com

Sagittarius Your angels and guides believe you will resolve and heal conflicts in the new year. You will mend personal or business partnerships. There will be lots of forgiveness and more peace with those around you in the coming months.

Capricorn

Aries Your angels and guides see positive changes on the way.

This could include a relief from current troubles or a change in location. You may strongly consider travelling or relocating, possibly to a new state or even country.

Taurus

Your angels and guides would like you to speak your mind with confidence. In the early part of 2021, you might encounter a situation where you need to stand up for you self. You need to speak your truth in a personal or professional situation. In business, seek professional advice, perhaps by hiring a consultant. There may be imbalance in the early part of the year - pay special attention to mai taining balance in your personal and professional lives.

You are an incredible coach and counselor, and in the first part of 2021, you will be called upon to help and guide others. You will help someone remember who they are. Many people will come to you for guidance and reassurance. You will help them grow, which will help you grow in return.

Aquarius

Gemini

Your angels and guides see abundance for you in the first part of the new year. Everything you want is coming your way. You will hear some very good news in either a business or financial matter. This could potentially include a windfall of money!

Your angels and guides foresee you having an abundance of psychic insights in the new year. You may experience vivid dreams about your life and future. Pay attention to them.

Don’t let fear motivate you in the new year. Let it go. It’s blocking your progress.

Pisces Your angels and guides want to remind you to stay positive when dealing with a situation that doesn’t turn out as you had hoped. It might make you upset and cause you to doubt. Believe that it is a spiritual lesson that will soon make sense. Something better is coming soon. Your angels and guides want to remind you to stay positive when dealing with a situation that doesn’t turn out as you had hoped. It might make you upset and cause you to doubt. Believe that it is a spiritual lesson that will soon make sense. Something better is coming soon.

Cancer In the new year, your angels and guides foresee you meeting with someone who handles wealth management, maybe an accountant or stock expert. You should prepare for your financial future. You will make a very important financial decision and you may feel drawn to save or invest your money.

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Leo

Your angels and guides see 2021 being a perfect time for you to start a new venture. Take that business or creative idea and make it a reality! It’s time to move forward. You will be supported spiritually, so feel free to take that leap.

Virgo

Your angels and guides see you stepping up into becoming a leader in your life or business. The new year is the time to guide and teach others. Be firm and set healthy boundaries in your business and personal lives. Be persistent. Don’t give up on your goals - there’s a lot of possibility for success in the new year.

Libra

Your angels and guides see an opportunity to work with children coming your way. You will help them in some capacity, either guiding them personally or giving to a children’s charity. There’s really important work for you to do in 2021.

Scorpio

There will be an energy of fertility in your life in the new year. It could possibly mean a pregnancy for you or someone close to you, but it may mean the birth of a new dream.

It may involve a new way of living or eating. Something new is definitely coming.

2021

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How to Avoid Travel Exhaustion

By: Chelsea Rosa chelsea@luxemediastudios.com

Following these 6 steps to the best of your ability will help reduce the risk of travel exhaustion. It is important to reduce stress by eating healthy, drinking water, getting a good night sleep and getting help when needed.

Feeling exhausted after or during work travel? As entrepreneurs, we do not have the typical 9-5 work week. We are always working and aiming to accelerate our business with growth and development. This can be something that is difficult to keep up with if you are traveling a lot for work. Travel exhaustion can happen and it can cause you to fall behind on essential business operations, or make mistakes that can affect your business. Whether you are switching time zones or not, the travel day alone can be draining.

It’s not always related to jet lag. Although we can’t avoid the travel completely, we can implement key importances into our travel routine that will help to keep you energized and keep your mental clarity.

1. SELF CARE

2. TRANSPORTATION SERVICE

When you travel, look at your schedule and plan out your day. Make sure you time block an appropriate amount of time for yourself to relax and unwind. It is difficult as an entrepreneur to step away from your business and take time for yourself, but this needs to happen in order for you to recharge.

If you do not allow yourself time to recharge, exhaustion will follow. Self care can involve reading a book for pleasure, treating yourself to the nicest spa in the area for a mani/pedi, getting a massage, meditating, or simply resting in your hotel room with the TV on. As women, we are conditioned to feel guilty about self care because we are expected to always take care of others. I urge you to forget this misconception and treat yourself! It will create a better attitude for yourself and increase the productivity you have with your business.

Although sometimes our work trips are last minute, it is important to plan your trip with enough time in advance.

You can then book a car company that will bring you to the airport, assist you with your luggage and provide you with extra assistance. Having someone there to help you with luggage and transportation will eliminate the stress of carrying your bag, walking through large and possibly unknown airports not knowing where you can get a taxi or ride share and finding a parking spot.

When we are having feelings of stress, our body releases cortisol as a fight or flight reaction, and this alone can cause exhaustion. Turn your travel to and from the airport into more of a relaxing experience in order to avoid this.

If you are traveling by car, be sure to take frequent breaks to stretch. Stopping every 2 hours is best for your body.

Getting out of the car for even 5 minutes will help to get your blood flowing again. This will also be a great excuse to drink more water knowing that you will be stopping every two hours for a possible bathroom break. While packing your car, make sure everything you may need is accessible.

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3. STAY HYDRATED

4. SLEEP

This may be one of the most important things you can do to avoid travel exhaustion, drink water! Drinking water is something that we all need to remind ourselves to do on a daily basis whether we are traveling or not.

Your body is primarily made up of water, when we deprive ourselves of water, we deprive ourself from nutrients that our body and cells need. You will feel tired and are more likely to experience brain fog. Not consuming enough water during the day can also effect your sleep. I recommend having a designated travel water bottle that you can refill. It is also a good idea to set reminders in your phone to drink your water. Most of us do not reach our proper water intake daily because we forget, not because we do not want to drink water. If you are staying at a hotel, while checking in, ask the front desk to send up extra waters to your room and set yourself up for success.

It is extremely important to get enough sleep while you are traveling. Lack of sleep can cause exhaustion and mistakes in your business. You may find yourself lacking patience, making silly mistakes, having tired eyes and at risk for coming down with an illness. Sleep is so important to allow your body to rejuvenate . Without sleep, your immune system can weaken as well. If you are a person that needs meditation music to fall asleep, make sure you have access to some from your phone when you are away. When you are scheduling your day, give yourself a goal time to be in bed. Sometimes when we are traveling and have alone time in our hotel, we try and use this as an opportunity to get work done without having any distractions. Be careful not to overwork yourself and get to bed at a good time for you. Generally 8 hours is what our body needs to rejuvenate and feel ready to take on the day!

5. ROUTINE If you have a morning or nighttime routine that you do at home, continue your routine as much as possible when you are traveling. When you stay in a routine that your mind and body are is acustomed to doing on a daily basis, your body will adapt better to the other small changes.

6. HEALTHY FOOD CHOICES Don’t forget to eat! Not only do you need to make healthier choices for food, but do not forget to eat! Our body needs fuel to keep functioning properly. Eat lighter foods that are easier for your body to digest. Ex. Salads, fishes, fruits and vegetables.

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BUSINESS with your

SPOUSE? By: Raina Carrillo rcarrillo@wfg@gmail.com Building a business with your spouse can be incredibly rewarding. Especially, if you have that one idea that you both agree on. That agreement would be to own a business that provides time and financial freedom. If you have children it would be more important to focus on how to make money for the family unit.

Being a couple with clear communication, that is on the same page will be less stressful.

It is important to be very clear on your roles for the business and to stay open and honest with your spouse. I also think positivity is the key in any business venture.

If your marriage isn’t about trust and communication, I recommend to not go into business until you can be clear with your marriage. Church counseling or marriage counseling coudl help move your marriage in that direction.

Starting a business with a spouse you’re not happy with can be a rough start.

Any potential for failure in your relationship can cause your business to fail so being in a stressful marriage could lead your business to not prosper. If your marriage is not stable, I believe starting a business together would be an unsuccessful move.

My dream was to always own a trucking company. Finally, we were blessed my husband and I to make this dream happen. I did the research connected with key people in the trucking industry. We sat down as a couple and brainstormed about the business goals and vision.

Our first strong “why” was building a legacy for our children.

Life is so much greater when you have two people aiming at the same goal, having a clear vision, and going after it. I have a mentor that told me to follow the money. There is billions in the Trucking Industry; in 2019 it was 791.7 billion to be exact. We know starting a business in the beginning isn’t always pretty, but we are willing to remember why we started and never give up.

You need to make sure you understand what you’re getting into starting a business. It is not for everyone. You both should understand the time and financial risks that comes with starting a business. Starting your own business can give you flexibility compared to a normal job. I suggest that you spend that time wisely with your family. Creating shared business and family goals lead directly to greater happiness.

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By: Latasha Richards mrsgotrich11@gmail.com

TOP 3 EXERCISES TO BURN BELLY FAT KETTLEBELL SWING

When many people think of losing weight, one of the first things that comes to mind is getting a flat and toned stomach. Losing belly fat is a way to improve your overall health. Research links a larger waist size to heart disease, diabetes, and even some cancers. Belly fat is seriously harmful and can be difficult to lose.

The bad news is that belly fat is metabolically active and excels at pumping out various inflammatory substances that interfere with hormones that control appetite, mood, and brain function. It can also impact your cortisol level, increasing your stress levels. The good news is that it’s easy to get rid of, if you know what you are doing. And a lot of it comes down to the type of exercises. Spot reduction isn’t viable when it comes to losing belly fat. Being a Trainer for 10 years I learned that you have to have a clean diet and incorporate cardio, strength training, and core work to reduce body fat.

Here are my favorite top 3 exercises that burns belly fat fast.

Not all belly fat is equal. There are two kinds of fat in your stomach, according to the Harvard Health.

Subcutaneous fat: the soft layer of fat that sits directly under the skin, which is normally harmless Visceral fat: the fat that you can’t see which forms around your organs and has been proven to increase the risk of heart disease, diabetes and cancer

01 HOW TO: -Stand with feet wider than shoulder width apart.

-Hold a kettlebell in front of your body with both hands, arms straight.

-With a slight bend in your knees and a flat back, hinge at your hips and swing the kettlebell back through your legs and up to shoulder height.

-Thrust your hips forward ,and engage your glutes and core as you stand When the kettlebell hits shoulder height, your knees should be straight and glutes contracted in a full hip extension.

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MOUNTAIN CLIMBERS

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HOW TO: The bicycle crunch is excellent for activating the rectus abdominis (upper abs), your obliques (side ab muscles) as well as the transverse abdominis, which is the deep ab muscle that is hard to target. Besides working your abs, you will also be toning your thighs as both your hamstrings and quads will be involved with bicycling.

-Lie on the floor with your lower back pressed to the ground and knees bent.

-Your feet should be on the floor and your hands are behind your head -Contract your core muscles, drawing in your abdomen to stabilize your spine

BICYCLE CRUNCHES

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HOW TO: The mountain climber is a bodyweight floor exercise that’s a hybrid of cardio and strength training. It works the deltoids, biceps, triceps, glutes, core, quads, and hamstrings. This exercise significantly improves muscle coordination, balance, and posture along with burning fat.

-Get into a plank position, making sure to distribute your weight evenly between your hands and your toes

-With your hands gently holding your head, raise your knees to a 90 deg angle

-Check your form—your hands should be about shoulder-width apart, back flat, abs engaged, and head in alignment

-Bring one knee up towards your armpit while straightening the other leg, keeping both elevated higher than your hips

-Pull your right knee into your chest as far as you can

-Rotate your torso so you can touch your elbow to the opposite knee as it comes up -Alternate to the other side while drawing that knee towards your armpit and the other leg extended until your elbow touches the alternate knee

-Switch legs, pulling one knee out and bringing the other knee in -Keep your hips down, run your knees in and out as far and as fast as you can.

-Alternate inhaling and exhaling with each leg change

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