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INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things.
a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs.
Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load.
Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.
If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with 2
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FEATURES 02 Investing For The Future 06 Exciting Travel Destinations 09 Senior Living 14 Luxury Living
2018 SCHEDULES 12 14 16 21 25 28 30 32 36
PGA Tournaments LPGA Tournaments Grand Slam Tennis Tournaments Recommended Service Directory
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TRENDING LOCATIONS FOR A GREAT VACATION
EXCITING TRAVEL
Destinations If you are looking for an exciting and affordable travel destination, consider the following destinations
1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. 6
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Underwater adventures abound - dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-tourism options, from bird watching to hiking.
an on-site excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.
Nassau offers cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture. History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features
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LIVE MAGNIFICENT
Your best life begins with a home that inspires you. Allow us to show you how our trusted experience, unparalleled marketing, superior level of service, paired with the renowned Sotheby’s International Realty® brand, will truly make a difference for you. If you are thinking of buying or selling, contact us today.
Kathy Rice + Anne Stone Top Performers, Company-Wide kr. 678.697.4984 | as. 404.307.6416 o. 770.442.7300 kathyrice@atlantafinehomes.com annestone@atlantafinehomes.com atlantafinehomes.com | sothebysrealty.com ©MMXVIII Sotheby’s International Realty Affiliates LLC. A Realogy Company. All Rights Reserved. An Equal Opportunity Company. Equal Housing Opportunity.
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g n i v i L r o i n e S RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitalityoriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include: Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higherend facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include wellappointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more
desirable to prospective residents and their families. Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. 9
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Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas.
Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They 10
frequently provide pet care such as dog walking, nail clipping, grooming and litterbox changes as well as formal, certified pet therapy.
Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
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2018 PGA TOURNAMENT SCHEDULE
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Starting June 4, Save 20% on select season tickets with this exclusive offer.* Visit tickets.atlantaballet.com Use code: LUXURY
September 14-16, 2018 Featuring Return to a Strange Land by Jiří Kylián, a world premiere by Ricardo Amarante & a special guest performance by the Czech National Ballet La Sylphide February 15-23, 2019 One of the oldest surviving classical masterpieces accompanied by the Atlanta Ballet Orchestra March 22-24, 2019 Featuring Cacti by Alexander Ekman, Sandpaper Ballet by Mark Morris & a world premiere by Yury Yanowsky May 10-12, 2019 Featuring a world premiere by Liam Scarlett, Sum Stravinsky by Kiyon Gaines & Denouement by Gemma Bond
*Valid on adult tickets in price levels 1, 2 & 3 only. Excludes Saturday evenings. Subject to all applicable fees. Discount cannot be redeemed at the Cobb Energy Centre box office. Not valid on previously purchased tickets and cannot be combined with other offers. No refunds. No exchanges. Offer expires 5/12/19.
For questions or groups of 10+, contact 404-892-3303 or email patronservices@atlantaballet.com.
Emily Carrico. Photo by Charlie McCullers.
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LUXURY LIVING IDEAS KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for counter-tops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and undercounter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.
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BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance.
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2018 PGA TOURNAMENT SCHEDULE
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Confidence at every step. And every level. Ashley Brodkin Private Advisor 404-214-3359 ABrodkin@BBandT.com
Traditional banking services are provided by Branch Banking and Trust Company, Member FDIC. Only deposit products are FDIC insured. Trust and investment management services are provided by Branch Banking and Trust Company. Other investment solutions are offered by BB&T Investments and BB&T Scott & Stringfellow, divisions of BB&T Securities, LLC, member FINRA/SIPC. BB&T Securities, LLC, is a wholly owned, nonbank subsidiary of BB&T Corporation. Securities and insurance products or annuities sold, offered or recommended by BB&T Securities, LLC, or Branch Banking and Trust Company are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value. BB&T and its representatives do not offer tax advice. The information provided should not be considered tax or legal advice. Please consult with your individual tax advisor and/or attorney regarding your individual circumstances.
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2018 LPGA TOURNAMENT SCHEDULE
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LET US HELP YOUR PROPERTY
TRAVEL THE WORLD We take great pride in using our expertise, resources and global connections to perfectly unite extraordinary places with the extraordinary buyers who will cherish them as we do.
RONY GHELERTER + JEREMY ALDRIDGE rg. 703.899.6663 ja. 404.998.6922 o. 770.442.7300 ronyghelerter@atlantafinehomes.com jeremyaldridge@atlantafinehomes.com 26
©MMXVIII Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Each Office Is Independently Owned And Operated. Equal Housing Opportunity.
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RECOMMENDED SERVICE DIRECTORY ACTING CLASSES The Actor’s Scene............................................................ 17
MOBILE SERVICES Cameron’s Mobile Auto Detail........................................27
AUTO BODY AND PAINT Georgia Paint & Body..................................................... 29
MORTGAGES Fairway Independent Mortgages Corp.............................. back outside cover/23
BUSINESS DISPUTES Gaslowitz Frankel LLC.................................................... 35 BUSINESS PLANNING Hudson Legal..................................................................27 CEMETERY Historic Oakland Foundation at Oakland Cemetery.................................. 22 COLLISION CENTER Georgia Paint & Body..................................................... 29 COMMERCIAL REAL ESTATE Massell Commercial Real Estate....................................... 3 ESTATE PLANNING Emert Law Firm LLC......................................................... 5 Hudson Legal..................................................................27 ESTATE & TRUST LITIGATIONS Gaslowitz Frankel LLC.................................................... 35 EVENTS Historic Oakland Foundation at Oakland Cemetery.................................. 22 HEALTH & WELLNESS Emory Health Care......................................................... 20
PROPERTY INVESTMENT Massell Commercial Real Estate....................................... 3 REAL ESTATE Cido Araujo - Joygle Real Estate.............front inside cover Kathy Rice - Atlanta Fine Homes..................................... 8 Rob Muller - Berkshire Hathaway Home Services Georgia Properties................................. 24 Rony Ghelerter - Atlanta Fine Homes Southeby’s International Realty.................................... 26 REAL ESTATE LAW Hudson Legal..................................................................27 RESTORATION Southern Preservation Systems...................................... 11 SCHOOL Christ the King............................................................... 24 THEATER Atlanta Ballet.................................................................13 TRAVEL AGENT Michele White - Intele Travel.................. back inside cover
HISTORICAL Historic Oakland Foundation at Oakland Cemetery.................................. 22
TRAVEL AGENCY Soulful Journeys Travel..................................................19
HOSPITAL SYSTEM Emory Health Care......................................................... 20
TREE SERVICES Gordon Pro Tree Service.................................................. 17
INSURANCE Mark Gupton - StateFarm.............................................. 33
WATER PROOFING Southern Preservation Systems...................................... 11
INVESTMENTS Ashley Brodkin, AVP, Private Advisor - BB&T Wealth...... 24
WEALTH MANAGEMENT Ashley Brodkin, AVP, Private Advisor - BB&T Wealth...... 24
LEATHER FURNITURE Leather Creations, Inc.....................................................31
WINDOWS & DOORS SALES/SERVICE EntryPoint Doors and Windows of Atlanta.......................1
LIVE ENTERTAINMENT Atlanta Ballet.................................................................13 LUXURY PENS Artlite............................................................................ 26 LUXURY TRAVEL/CONCIERGE Soulful Journeys Travel...................................................19 LUXURY TRAVEL Michele White - Intele Travel.................. back inside cover
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PROBATE Emert Law Firm LLC......................................................... 5 Hudson Legal..................................................................27
MEDICAL SPA Skin IQ Spa..................................................................... 22