1993-07 Lydia's Style Magazine

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OFFERING YOU THE FINEST IN BOATS Mariah • Baja • Alumacraft • Now Maxum

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We are pleased to announce the opening of our new office in Fort Collins.

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Vice Presidents-Investments

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Account Vice Presidents

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LYDIA'S

SUMMER 93

F E A T U R E S 10

HOOKED ON FISH! Local avid anglers exhibit their skill, patience , and oneness with nature.

17

WHAT'S AFLOAT WITH BOATS

Photo co urtesy of Rocky Mountai n Fly Shop

High-tech, user friendly , and lots of fun!

30

FASHION- SUMMERTIME AND THE LIVIN' IS EASY! Enjoy fun in the sun in easy to wear summer looks.

38

SPECIAL SECTION- HOME, HOME ON THE RANGE Northern Colorado is developing with lots of style .

DEPARTMENTS ON TH E COV E R Lively colors and a whimsical fish print show off Royal Robbins' summer collection. Fuchsia cotton shorts, $36 , brilliant red tank, $26, happy fish print blouse , $52 , fishing hat , $19 , and red belt , $ 14 , ready you for a day of fun in the sun! Courtesy of the Village Store , Estes Park.

Canvas shoes courtesy of Lady ' s and Gentleman 's Shoes.

Fishing gear courtesy of Longs Drugs .

Fashion photography by John Forgach.

Photo courtesy of Sculpture in the Park

20

ENTERTAINING IN STYLE- FISH TALES We serve up several healthy and delicious fresh fish recipes.

22

The prize catch is the fun . .. 10

A LA CARTE Light little looks at life in Fort Collins.

24 26

KIDSWORLD- TO WATCH OR NOT TO WATCH TV DINING OUT- YOUNG 'S Enjoy patio dining for a perfect summer lunch or dinner.

28

NATIONAL VIEW- WHAT'S UP WITH BOTTLED WATER? Is bottled water really better than out of the tap?

48

ABOUT TOWN ReMax Easter Egg Hunt, Monte Carlo Night, Taste of Fort Collins, 3rd Annual Spring Sensation , 14th Annual Kitchen Kaper, Poudre Valley Hospital Spring Benefit.

53 55 61 62

EVENTS CALENDAR FOCUS ON FITNESS- PERSONAL TRAINERS

Summer fun .. . 30

TRAVEL- SUMMER FAMILY TRAVEL FUN Everyone in the family will enjoy these summer travel specials.

Photo cou rtesy of Nordic Homes

ARTSTYLE Art takes spectacular forms.

64

MONEY MATTERS- PLANNING FOR RETIREMENT

66

STYLE SALUTES -BOB MCCLUSKEY

COLUMNS "Madaya" Bronze by Shirley Thomson Smith . .. 62

9 9

PUBLISHER'S LETTER MEET STYLE'S MODELS

STyLE

Building is booming . .. 38

Lydia's Style Magazine

DAVID A. LAWSER

PUBLISHER AND EDITOR-IN-CHIEF Lydia Dody

Agent STAT£ FARM

INSURANC£

MANAGING EDITOR Linda Roese ner

Your I nsurance Professional

ADVERTISING MANAGER Cathie May

"' 104 E. Mon roe Dr ive

ADVERTISING SALES Vicki Albertson 223-0555 Diane Dill 225-9661 Lydia Dody 226-4838 Cathie May 493-0634

On College Avenu e Next Door To Swensen's Ice Cream

226-1306

State Farm Insu rance Companies-Main Office: Bloomington Illinois

CONTRIBUTING WRITERS Sandra Cowan Crystelle Mayed a Steve Olsen Lydia Dody Te resa Funke Kay Rios Donna Lock Li nda Roesener Ph il Walker ART DIRECTOR Kari Armstrong DESIGN AND PRODUCTION AD S and Th e Prod uction Company STAFF PHOTOGRAPHER John Forgach

y 0

u

R

•

T

Achieve a measure of success in your career, in you r personal life goals . Each semester, a symphony of opportunities awaits you. Call 4 91-2176 to add your name to the mailing list for Continuing Education bulletins. Just maybe, one of our courses will strike a chord .

Division of Continuing Education

u

R

E

FASHIONS, SHOES AND ACCESSORIES BJ 's, Estes Park The Bl ossom, Estes Park Carriage House, Greeley The Collection Colorado Classics European Tanspa and Beachwear La Place de Jo, Estes Park Lady's and Gentleman's Shoes Maurin es Fashion Cente r Th e Original Bean Blossom, Estes Park Satin Filly Stage Weste rn , Estes Park Village Store, Estes Park Wildflower HAIR DESIGN AND MAKE-UP DESIGN Head lines of the Rockies: Phyllis Th ode Pat Shannon Mary Conradson NAIL TECHNICIAN The Nail Parlour: Lynnette Davis FASHION PROPS Fish ing: Longs Drugs Bike: Rock 'N Road Cyclery Uti lity Sport Vehicles: Ed Carroll Motors Co. & Markley Motors, Inc. Ly dia's Sty le Magazine is a seasonal publication directmailed and delivered to homes and businesses in Colorado and Wyoming four times a year. Additional ly, one annual issue, Fort Collins Style, focuses on business, leisure, and lifestyle. Subscriptions to five (5) issues for out of town readers are available for $12.00. Copies are also delivered to medical facilities, clubs, banks, professional and city offices.

Publication schedule: Spring - March Fall · August Business Annual - May Holiday- November Summer- June

For ad rates , subscription information, changes of address, or correspondence, contact: Lydia 's Style Magazine, Inc. P.O. Box 270625 Fort Collins, Colorado 80527 (303) 226-6400 Fax (303) 226-6427 © 1992 Lydia's Sty l e Ma gazine . All Rights reserved.

Reproduction without permission from Lydia's Style or its publisher is prohibited. Lydia's Style Magazine is not responsible for unsolicited material. All manuscripts, artwork, and photography must be accompanied by a stamped , self-addressed envelope. The views and opinions of any contributing writers are not necessarily those of Lydia's Style Magazine, Inc.

Lydia's Style Magazine

MEET THE MODELS Toni Anderson. An optician and co-owner of Village Optical, Toni is also a part time student at Colorado State University. Married to Dr. Kevin Anderson and mother of Taylor Jordan, 3 and Chayce Aaron, 1. She enjoys jazz dance classes at Mountain Center and at Colorado State. "Fun experiences, I liked the staff. Other models were great to work with and it was fun working outside in great weather."

Heather Priestley Bisetti. Co-owner of Bisetti's Restaurant Inc. and Bisetti's Desserts Inc. with her husband Robert. Mother of Nicole, 4 and Vanessa 2, her interests include interior design, golf, skiing, and gardening. "I enjoyed my modeling experience and the opportunity to learn more about the business. I was amazed by the amount of time that goes into each photograph and by how many details must be coordinated. I have a new appreciation for the hard work of professional models! I had fun getting to know the other models, Lydia, and her staff. Lydia is wonderful, and her dedication to her work and to our community is commendable. I look forward to many more issues of Lydia's Style Magazine. Thank you again for the fun opportunity!"

Susan Guadagnoli. A retired Intensive Care Unit nurse and wife of Mark, Susan is currently "helping to shape the future of our country" by staying home and raising her three children, Lorin, 7, Jacquelyn , 5, and Nicholas, 4. Her hobbies are skiing, trail running , weight lifting, traveling and reading. "I enjoyed it immensely! A great group of people professional and easy-going . It changed my perspective on clothing forever!"

Patty Lawser. Married to Dave and mother of John, 15. Patty is the office manager for her husband's State Farm Insurance Agency. She is a 1993 graduate of Bible Study Fellowship. She especially treasures family time and her hobbies include golf, snow skiing, and Christian, classical and jazz music. "I really enjoyed the entire modeling experience, start to finish. I was truly humbled by the whole process. I have a new appreciation for magazines using models and all the detail that goes into that issue. What a beautiful day in the park- quite therapeutic. Thanks for the incredible opportunity!"

PUBLISHER'S LETTER

I

gw:age 1/2 block east of gallery - Sat 10 am - 6 pm

Summer 1993

STyLE

t was a beautiful sunny morning in May, when models, fashions, vehicles, and the Style crew converged on City Park for our summer issue fashion shoot. It was a long, busy, and fun day. Thanks to our models for being such great sports! And, thanks to our photographer, John , and art director, Kari, for their creative energy.

Summertime is also welcomed by men and women whose passion is the serene yet challenging sport of fly fishing . Steven Olson captures this passion in his sensitive and interesting feature article. Water, a topic I find particularly interesting, should be of concern to everyone. Read Gary Kimsey's informative article before bringing home another case from the store!

And, this year, housing developments are springing up all over town , and new home construction is going on at an accelerated pace. Read page 38 and catch up on what's happening in your back yard.

Our summer '93 issue has grown and we hope you enjoy our effort to continually improve our articles and the look of the magazine. We sincerely thank, you, our readers for your continued interest and thank our advertisers for their commitment and support. We will always work hard to deserve your confide~ ce! .

Wishing everyone J1 a fun, relaxing, and c,v... ()..__ safe summer.

"Eventually, all things merge into one, and a river runs through it. The river was cut by the world's great flood and runs over rocks from the basement of time. On some of the rocks are timeless raindrops.

Under the rocks are the words, and some of the words are theirs. I am haunted by waters."

By Steven Olson

efore everything there the water. Silky and placid , homespun and rough , it is the mate rial of which the tapestry of fishing is woven . Aft r the rods and reels are packed after the goodbyes are said and catch snuggled into creels, after the sun fin another pass s. over the world , the water It is ironic that Colora o is blessed by waters. Much of the state semi -arid , steppe climate . There are no For the most part, the lakes are artificial thin . Mention Colorado and the first thing peo e think of are the heights not the depths.

Yet there are wate here , great waters.

Colorado is the point for three major rivers: the Rio G , the Arkansas and of course, the state's mesake. The southern half of the Platte a<<>V/'-'"'4ins here. lakes. Walleye lurk in Horsetooth Bass live in Colo Collins. Pike live in stretches of the Reservoi r above F all these waters, there is only one Yampa River. But fish that domina e state's depths- Trout.

"Trout are not bi ," says Eric Pettine, a Fort Collins dentist who 's a me r of the Chevy T ruck Outdoor Pro Team and who s fly fishing videos for Chevrolet . ''They aren't pa ularly smart and they aren't particularly tough. They're a ry delicate fish . People who fish for walleye or pike keep them on a stringer all day long , II survive just fine . Do that to a trout let them go and t minutes . But they 're the darlings and it won 't last because of how ey react to a fly. I don 't know exactly what it is, but esth ically, it's very pleasing ."

- Norman MacLean, A RIVER RUNS THROUGH IT

Mountain Fly Shop Acco rding to Steve Solano of . Peter's Fly Fishing and Gallery and Frank Praznik their anglers are interShop, both in Fort Collins, more ested in trout than any other fish es to go trout fish ing "More people buy fishing li than any other," said Prazn i who's been a fly fishing guide for four years . se Colorado offers more It's almost sad , in a way, t. Solano says you can find in the way of fishing than good smallmouth bass in e Horsetooth and Dixon reservoi rs on the west side rt Collins and Praznik recomir and Williams Fork Recremends Eleven-Mile R for northern pike. ation Area as good t that locals and tourists seek in But it's still the Lydia's Style Magazine

Fishing guides Bob Mcintosh (left) and Frank

right) show off fine catches - a rainbow trout and a cutthroat trout.

Ouzel , Lawn, Thunder and Ypsilon .

Colorado. Cutthroat, brook, brown ing distance of some of fishing in the country Mcintosh adds Lake Agnes in the and rainbow. The locals are lucky, ne Park, the Bighorn River, Poudre Canyon to that list. "There because the Cache La Poudre and are some absolute canoes living m Canyon." ~g...J:A pson rivers are on the short that lake. Beautiful fish." list of the best trout fishing spots ..-41st of bot men and fishing guides in The image of a trout fish the area. r.====~===================ii man is of a man wearin "Qu ite nestly I think the "Fishing is really the introduction of pocketed vest, standi Poudre and the Big an unnatural object into a natural cold water up to his es, Thomps n are underrated, " said P~ tine. "I lived in Alaska, environment and not being detected patiently lashing th water with an impossibly ng line but I f efer the fishing here. If by the toughest judge of all, the attached to a bam rod. He you want big fish , go t animal that lives there. When a wears rubber . Perched AI ka. But the way they trout takes your fly, he's really atop his h a canvas hat u there , it's not a thin with sev colored flies an's kind of fishing. complimenting you." Bob Mcintosh. nvolves more skill ." stuck i hatband.

The ering array of fl ies After cautioning won't - thous ds and thousands of spots, fishing in Colorado and the surrounding give away any th d feather assemblies-still guide and sem ired farm , ranch area varies slightly between the shop owners and the anglers. Solan For some fishermen, fly tying , and recreatio I real-estate broker the Delany Buttes Lakes in art of counterfeiting nature , is ds both rivers. "A lot Bob Mel Park , the South Platte, the almost as much fun as fishing itself. tell you that the Poudre of people Platte near Saratoga and th<> ~t.~'rr-"11!;"1 people on it," Mcintosh "I started when I was very young, " has too Mile, the Roaring Fork said Rick Takahashi , an art instructor his head as he reaches said, of his sentence. "The Poudre Pan Rivers near Basalt as best. at Rocky Mountain High School the who's been fishing and fly tying for 30 II of fish . It's not a big problem to He also lists the Green River south years. "When I was growing up, my find a place to catch them. The Big of the Flaming Gorge reservoir in Utah, the San Juan in New Mexico parents gave me Thompson is wonderful." and the Bighorn River in Montana. a "There are some quality stretches Praznik likes the Roaring Fork , in the Poudre ," said Solano, who Frying Pan and the two sections owns the Rocky Mountain Fly Shop of the North Platte mentioned and Gallery. "Like the stretch from above, but he also lists the Pingree Park bridge to the fish hatchery."

Cheesman Canyon on the South "I primarily fish in the Poudre and Platte, the Colorado River , the Arkansas, Rio Grande and Gunnison the Walden area in North Park," said Jim Waite, store manager for Longs Rivers and lakes in Rocky Mountain National Park, "if they like to hike ." Of Drugs in Fort Collins and an avid angler. "We ' re fortunate here to be those lakes , Praznik recommends Summer 1993

STyLE

quarter a week for my allowance. I lived across the street from the Governor's Mansion in Denver . I would spend three or four hours in a hardware store that stocked fishing equipment , looking at flies. I was probably in the third grade. I finally cut apart a fly to see how it was tied and I saw a feather inside. I was ten or eleven years old when I first tied

terns. The rest of the equipment has.

"Originally the rods were bamboo," said Solano. 'That evolved into fiberglass and now everything's graphite like golf clubs. There are special rods for small creeks ... They used to use old silk lines.

Now they've come up with

"It doesn't get old or boring for me," said Eric Pettine. "I can fish for 60 days and still, when I get the rod and equipment together to go fishing I can feel my hands trembling with anticipation." them . I wasn't even fishing with them, so I think it was the artist in me."

"Fishing is really the introduction of an unnatural object into a natural en vironment and not being detected by the toughest judge of all, the animal that lives there, " said Mcintosh.

"When a trout takes your fly, he's really complimenting you."

But the flies haven't changed much, except for the addition of pat-

plastics and enhancements to plastics. You used to have to grease them to keep them floating. Now you don't have to do that anymore."

Reels have new drag systems.

Fishermen on lakes can now sneak up on trout in miniature inflatable pontoons, allowing them to get away from trees growing on the bank that otherwise snarl their lines. Even women have gotten into the act.

Yes, women.

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CANVAS & AWNINGS

STyLE

"Oh yes, women are better at this than men," said Mcintosh. "They have a delicate sense that men seem to lack . If there is anything wrong with them, they aren't aggressive enough. We 're hoping women will get past the idea that a woman in a fly store is like a man hanging around a lingerie shop ."

Lu Gile, the manager of the floral department at Alfalfa's Market in Fort Collins has already surmounted that feeling.

I took a road trip with my mom this winter and we went to Saratoga, " said Gile. "And we walked into the Fur Trading Company, and I was looking at the flies and the lures and everything, and I decided I wanted to learn fly fishing." Gile signed up for a fishing clinic at the Rocky Mountain Fly Shop and Gallery this spring .

More and more women are giving fly fishing a try, drawn by the outdoor experience and the esthetics of the sport.

The biggest thing in fly fishing now is the manufacturers coming out with things for women," said Praznik .

"Clothes, waders and equipment. It used to be just for men."

Although Solano says women are still a bit shy about trying fly fishing and compares them to female reporters summoning up the courage to enter a men's locke r room, they are a joy to teach .

"I had three women in my fly casting clinic in Ap ril," said Solano .

"Women are easier to teach than men. Most guys have this mental block. We've always been taught to throw the ball harder, jump higher, run faster. When you tell the gals how to do it, they do it. Tell guys how to

Lydia's Style Magazine

A

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''I MAY NOT CATCH MANY FISH, BUT

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Summer 1993

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do it and they try to make it happen."

Gile said she didn 't find casting a problem as she practiced on her front lawn. "I'm a clean slate . I haven't been influenced by my brother or my boyfriend. It's really not that difficult."

The climactic moment of fishingthe setting of the hook into the fish's mouth-sounds cruel. Yet many fishermen speak of the outdoors with a quiet, intense reverence and regard themselves as conservationists.

Jim Ferguson owns Front Range Installation, a custom cabinetry and casework business in Fort Collins.

He's also a past president of the Rocky Mountain Fly Casters , the local chapter of Trout Unlimited, and is still on the board of directors.

"Our official mission statement reads: to preserve, protect and enhance the cold water fisheries of North America," said Ferguson . "We send money to the state chapter and we ' re trying to do more and more with kids. We try to instill a valuable conservation ethic in young people."

The organization also tries to repair ecological damage done to streams and rivers . A $3 ,700 rock placement program started by the chapter on a small stretch of the Big Thompson River trampled down by cattle, grew into a $50,000 reclamation project when the Colorado Division of Wildlife became interested.

"The division wants to redo an entire three-quarter mile stretch ," said Ferguson . "Repair the stream bank and plant vegetation. It just started as a rock placement program."

Many fishermen, especially trout fishermen, are confirmed catch-andrelease advocates. They possess a bond with the fish they reel in, learning how to hold them so they aren't injured, that has a touch of the Divine to it. Mcintosh has a ritual catching of two cutthroat trout, between six and eight pounds, one in the summer and one for Christmas, that he , his friends and family , eat. Most of the other fish he catches go back into their watery world.

"When I fish , I must have an understanding of myself and an understanding of the environment ," said Mcintosh. "I must know where my shadow is. It's a check of my pa tience, a check of discipline and the awareness of technique , the equipment and what 's going on in the

Summer 1993

environment around you. " ''There's the miracle of a fish that travels 4,000 miles to the ocean , survives , and then returns to the stream where it was born, " said Pettine, describing the life cyc le of the steelhead, the large migratory fresh-and -salt water trout he fishes for in British Columbia. "And I come from Fort Collins at just the right time for the lives of that fish and me to intersect."

The bond touches on the why of fly fishing . What is it about this sport that touches a quiet place in a person's soul? Whatever it is , Mcintosh

claims many of us need it.

"My clientele is docto rs, lawyers , businessmen , people in high -pressure jobs, " said Mcintosh. "Let me tell you, they really need us. They may have money , but they have nothing . The most precious thing in the world is free time . These people are caught up in a spinning universe they can 't stop. One of my clients was a sober doctor who 's got this mature, stern look on his face . Four hours later he's in the most beautiful place in the world , and he catches a beautiful fish , and he smiles and squeals like a kid. I think simpler is

Present ing the Jiffy Lube Pledge of Satisfaction Be ca use we appre cia te yo ur business and wa nt you to come back, we pledge to service your car thoroughly a nd professio na lly in a clean e nviro nment and with a spirit of friendliness.

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STyLE

better. The human psyche was not designed to deal with this stuff we go through every day."

There is something about standing outdoors, in a place of great natural beauty, with water swirling against one's knees, the sounds of nature and effort of fooling a cun-

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Steve Solano advocates catch-and-release.

ning opponent.

"It doesn't get old or boring for me," said Pettine. "I can fish for 60 days and still, when I get the rod and equipment together to go fishing I can feel my hands trembling with anticipation."

"What fishing reminds me of is that we are surrounded by miracles," said Mcintosh.

At the end of the movie made of Norman Maclean's novel, A River Runs Through It, there is a scene of an old man deftly tying a tiny fly onto a leader. His hands are big, gnarled and chunky, yet he accomplishes the feat with a simple , practiced grace that seems miraculous.

"I think all of us want to end up that way ," said Steve Solano . And he smiles.

Auto Body Repair and Refinishing Factory Style Oven Baked Paint Finish Computerized Color Matching 327 South Link Lane • Fort Collins •

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STyLE

Steven Olson is a freelance writer who lives in Loveland. He grew up in North Dakota, but spent his summers on a Minnesota lake. He learned to fish with his father's hand-carved lures in his grandfather's aluminum boat. He misses all four of them.

Editor's note: We would like to thank Steve Solano, Frank Praznik, and Eric Pettine for graciously providing us the

Lydia's Style Magazine

By Sandra Cowan t back , relax and join us as we leisurely cruise around Horsetooth and see what 's hot in boats . Perhaps you remember the days when boats consisted of the high speed , but plain , motor boat for water skiing , a quiet little single hull sail boat, or a simple open fishing boat or canoe.

Well, those times are cush ions for our memories. The usages for boats has changed tremendously as has the features available . Consumers are demanding more flexibility from the boats they purchase today. The hottest things in boating are hightech , top-pe rformance , and userfriendly features. Leisure pleasurecraft, which includes the new all purpose motorboat of today , deluxe well-equiped fishing crafts , and assorted sailing craft is in vogue for family and sport people to get off the land and onto the waters.

The sporty family demands quality, luxury , performance, and style as they skid over the waves of the water blue . Their interests may be for a sport boat or a typical family runabout. What is refreshing though , is the technologically superior boats of today meet both of those requirements in one vehicle. State-of-the art technology and equipment with premium light weight materials present greater opportunities for enjoyment for recreational boaters and fishermen than ever before. Fine boats of today , such as the Mariah line , "exemplify the harmonious blend of high technology and expert craftmanship."

One of the favorite runabouts this summer for the family interested in both pleasure and skiing , on our nearby waters of Horsetooth Reser-

voir, Carter or Boyd Lakes , is the Shabah in the Mariah leisure line.

Mariah is relatively new to the market, since 1989, but is making great strides in its competitive edge . This 21-foot bowrider skids over the waves with unprecedented smoothness ... up to 57 mph . "The 212 Shabah Z is our hottest selling line," says Randy Minch, the new owner of Boats Unlimited. It was chosen to

the only one on the market according to Minch.

Another very popular line available at Boats Unlimited is The Maxum line of boats. This company which is "serious about your fun," offers family pleasure in small , quick runabouts through deluxe stern drive cruisers .

Their best sellers range from $8995 for the 17-footer to about $55,000 for the 27-footer. The Maxum\ Eddie

The 212 Shabah Z from Mariah is a top seller and award winner. Photo courtesy of Boats Unlimited. receive Powerboat Magazine 's coveted "Award for Product Excellence" for its performance, high quality components, and integration of the internal system .

"The trend used to be a family and/or a sport boat. Now the industry has designed a combination look for the contemporary, sporty family. This fam ily sport boat is one of the best on the market," says Minch. It holds eight to 10 people and ranges from $23,000 to $30,000 depending on the options . Mariah offers an attractive Limited Lifetime Hull Warranty ,

Bauer Special Edition Runabout was named "Best of the Best" for 1992 by Boating Magazine. This stylish boat blends Maxum 's affordable luxury with the quality outdoor expertise of the Eddie Bauer name. It offers special features and gift packages that may lure in many a family- to some great fun!

Another local favorite is the sport boat series by Sea Ray of Brunswick, a Fortune 500 corporation in the boating business for 35 years . You can ride the waves in their 16- to 23foot leisure line. With open bow and

seating up front and behind the windshield, it is used as an outboard for the avid skier and stern drive for the leisure boater. Prices start at $8495 and for the 160 model and go to $125 ,000 for the 330 model. An ocean twin diesel , like a 650 motor yacht, sells for $1 ,750,000.

Mike Thigpen, manager of Kenny's Marine says Sea Ray manufactures one of the best American-made products known for quality , workmanship, and resale value. This 22-foot openbow was the top midsize 220 BR (bowrider) of 1992. People know it may cost more money, but

they are willing to spend it because "it's worth it," he states. "When they go to resell their Sea Ray, they get their money's worth."

The Sanger is for the serious skier who wants superior handling , excellent performance and exceptional tracking. This boat, available at Boats Unlimited, varys from 20 to 22 feet in length and is priced from $22 ,000 to $26,000, and it is rated among the top with its tournament approved boats .

For the performance-oriented person, the Baja boat, also available at Boats Unlimited, is definitely recom-

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mended . It is top-of-the-line in quality, yet is priced right from $17,000 .

Most popular are the 180, 188 and 208 models to accommodate the family in total comfort and fun. The MerCruiser Stern Drives and Mercury Outboards guarantees quality, dependability, performance and efficiency every time you go boating.

Turning from leisure to relaxation , the fishermen and women of today also demand high-tech in quality instrumentation of every craft available on the waters to help them make the big hook. Popular boats include the TMC Pontoon, which is a best seller for Tom Smith , owner of Colorado Boat Broker in Loveland, because of the versatility, live wells, fishing chairs, BBQ grills, and camper enclosures. "These boats are made so you can stay out all day and all night in this fine aluminum craft . There is a 40-year guarantee on the floors and the boat can be designed any way a person wants, " says Tom. The affordable pricing is from $8995 to $14 ,000 .

The TMC can be used for fishing or leisure and is available in various sizes and models.

Alumacraft , Boats Unlimited best selling fishing line, offers a high quality boat with double aluminum skin on the bottom for durability .

The excellent instrumentation and full windshield lend extra quality to the pro fishing type consumer.

Alumacraft also makes a premier canoe that lends strength and stability, with the option of a motor bracket for those times when a more quiet, subtle craft is what you desire.

The 16.5 foot Smoker Craft 162 Silleto is reasonably priced at $9500.

The Monark, available at Kenny's Marine, is for the avid fisherman with live wells within, fish locators, lockable rod storage, pedestal seats and full instrumentation .

Whatever your angle of interest is ... family sport runabouts, quiet high tech fishing crafts, or hot performance boats, you are guaranteed hook, line, and sinker to find top performance\high tech , quality and style right here in northern Colorado.

Jump in and start riding the waves!

Sandra Cowan is a free lance writer living in Fort Collins and a regular contributor to Style magazine.

Lydia's Style Magazine

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Entertaining in S~

By Crystelle Mayeda he sounds of summer.

Chirp ing grasshoppers , a light breeze rustling the leaves on trees, and the sizzling of a freshly caught trout being cooked in a pan or on a grill. There's nothing quite like the taste of fresh fish from a mountain stream or a Colorado lake. In fact, we eat as much freshly caught fish as we do tuna, about three pounds per person a year.

Safety First Once the sport fisherman has reeled in the catch, keep these precautions in mind. Clean and rinse the fish well to get rid of guts that may carry bacteria. Then immediately place the fish in a well-insulated cooler with crushed ice to maintain quality and prevent contamination.

If you're concerned about the cleanliness of the water where you were fishing, contact the state health department or Fish and Game Commission. Fatty fish caught in lakes near industrial sites may have accumulated PCBs or contaminants in fatty tissue. Risk can be reduced by cleaning the layers of fat from the backbone and stomach along with dark sections, the skin and liver.

Luckily, Colorado fish are relatively free of contaminants.

At home, wrap fish in moistureproof paper or an airtight plastic bag .

Keep in the coldest part of the refrigerator for no longer than two days at 32°F. Or wrap well in plastic wrap and freeze promptly. To thaw later, place in the refrigerator overnight in a shallow pan .

Nutrition Pluses Fish provides a wealth of nutrients.

A 3-1 /2 ounce serving of white fish gives a thi rd of the Recommended Dietary Allowance for protein and plenty of B vitamins like niacin.

All finfish are low in dietary cholesterol and saturated fat. Although some fish like trout and catfish con-

tain higher amounts of fat , it is primarily polyunsaturated fat and can help lower blood cholesterol levels.

Fatty fish oils also contain omega-3 fatty acids, which help protect against heart disease by reducing blood clotting and lowering triglycerides.

Cooking Tips When you're ready for cooking, make sure that you avoid cross-contamination by handling raw and cooked fish separately and cleaning cutting boards and utensils after preparation.

Keep the fish moist during baking by placing it on a bed of chopped vegetables, basting with oil or melted margarine, and baking uncovered in a 400 ° oven. Following the 1aMinute Rule, measure the fish at its thickest point and cook 10 minutes per inch. Turn thicker fish over once.

Fish is done when it reaches an internal temperature of 145° and flakes easily.

When charcoal grilling, use a marinade or sauce to add flavor. Lightly spray the fish and grill with non stick cooking spray to prevent sticking, or put fillets on foil with fresh herbs and margarine . Broiling, poaching, steaming and stirfrying are also excellent, heart healthy cooking methods. Enjoy!

The fresh herbed vegetables are a delicious complement to the trout.

GRILLED HERB TROUT WITH VEGETABLE KEBOBS

1 onion 1/4 teaspoon each : Dill , Oregano , Garlic powder, Onion powde r, Paprika 12 mushrooms 2 carrots 1 green pepper, 1 red pepper

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4 kebob sticks 1/2 stick margarine 4 4-ounce trout fillets Cut onion, carrots and pepper into small pieces. Spear mushrooms and cut vegetables with kebob sticks, alternating vegetables. To make baste: Melt margarine and add 1/ 4 teaspoon of dill, oregano, garlic powder, onion powder and paprika.

Grill vegetable kebob sticks over hot charcoal, basting and turning often . When vegetables begin to soften, place trout on well-greased grill, skin side up for 5 minutes.

Gently flip trout fillets, generously sprinkle dill, oregano, garlic powder, onion powder and paprika over fish.

Place 4 small pats of margarine on each trout. Grill for 5-7 minutes or until fish flakes when tested with a fork. Serves four.

-=·=-=-=·=A healthier version of the classic fried catfish. Team it with a tossed salad.

CORNMEAL CATFISH

6 green onions, chopped 6 whole cleaned catfish 2 tablespoons chopped parsley Vegetable cooking spray 2 tablespoons lemon juice 3 tablespoons yellow cornmeal 1/4 teaspoon pepper 2 tablespoons vegetable oil Combine green onions, parsley, lemon juice and pepper. Sp r ead onion mixture in each catfish cavity.

Spray fish on both sides with cooking spray, then coat with cornmeal. Heat 1 tablespoon of the oil in a wide non stick frying pan. Add half of the fish and cook over medium heat, turning once, until fish is lightly browned and Lydia's Style Magazine

flakes easily when prodded in thickest portion. For a 1-inch-thick fish , allow 5 minutes on each side. Cook remaining fish, using remaining oil if necessary. 6 servings.

Yogurt adds a zesty flavor to fresh bass.

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TANGY BA ED BASS FILLETS 1-1 /2 pounds fresh white bass 1 cup plain nonfat yogurt 2 green onions, thinly sliced 1 clove garlic, minced 1 teaspoon tarragon 1/4 teaspoon paprika Thin lemon slices

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Rinse fillets; pat dry with paper towel. Arrange in single layer in large shallow baking pan. Combine yogurt, green onions, garlic, tarragon and paprika. Season with salt and pepper, if desired. Spread over fillets.

Place a lemon slice on each. Bake at 350_ for 20 minutes or until fish flakes easily. 4 servings.

A step above in quality and service.

-=-=·=-=-=-Try this method of cooking freshly caught fish when you 're camping.

Kids will love it.

TROUT, PRIMITIVE STYLE Place two forked sticks in the ground, one on either side of the camp fire. Clean and wash trout but leave heads on. Using a third green stick , slide it through the gill cove r opening and out the mouth . Set the spit on the forked sticks so that the fish are suspended above the fire and their tails are approximately two inches from the flames or coals. The trout will not burn in the fire but are bastea in their own juices. The fish is done with the flesh begins to flake away from the gill covers. Season with salt, pepper and oil before cooking , if desired.

--=-=·=-=---Crystelle Mayeda, is an Extension Specialist at Colorado State University , Department of Food Science and Human Nutrition. She has a master's in nutrition and an MBA in marketing.

Summer 1993

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OPINIONS • TRENDS • FACTS • PEOPLE • BUSINESS • BY PHIL WALKER

HISTORY

later, later EYerywhere There have been 18 significant floods of the Poudre River since 1844. Perhaps the best known of these was the one of 1864 wh ich set in motion the events that would ultimately produce the city of Fort Collins, Colorado.

The settlement of Laporte with its important home stage station , stores and tiny center of commerce for the now relatively numerous pioneers and emigrant wagon trains had to be protected against all comers. At the time, Laporte was the county seat of Larimer County.

For this reason, two companies from the 11th Ohio cavalry at Fort Laramie were sent to relieve the first Colorado Volunteer Cavalry. The companies were under the command of Captain William Evans and they arrived in Laporte in May of 1864.

The garrison, located just upstream from Laporte, was named in honor of the 11th Ohio's commander, Lt. Colonel William 0 .

Collins and was called Camp Collins. The detachment got busy right away guarding the overland stage line and the wagon trains from maurading Indians.

The winter of 1863-64 had been the worst that anyone could remember. In the high country great masses of snow had piled up in storm after storm.

Warm spring weather began to melt the snowpack. The Poudre River filled , then began to run bank high. The same pattern was being repeated all along the northern front range from Denver and the Platte and Big Thompson rivers were equally wild and raging.

Then, the afternoon of June 9th , an extraordinary rainstorm set in on the higher elevations, melted the snowpack, and an enormous amount of water began to move downstream. Along the way the surging water collected driftwood, soil, even trees and rocks and pushed toward the mouth of the canyon. It is said that when the wall of water burst from the canyon and onto the Poudre Valley, it made a roar that could be heard for miles.

By the time the flash flood reached Camp Collins it was late at night. The water spread out and submerged the bottom lands from bluff to bluff to a depth of several feet. The torrent was like the waves of the ocean and swept down on the camp , almost without warning . Tents, supplies, ordinance, clothing and some of the cabins were carried away. The men , awakened from sleep, fled for their lives to the nearest bluff. In the cabins the water rose so swiftly that the doors would not open and the men inside had to climb up the chimneys to escape, then jump from the roofs into the water and wade to dry land. They were a sorry lot. Most of them had only the wet clothes they were sleeping in to protect them from the chilling rain that was still falling . All they could do was wait the dawn and complain about,"the nitwit who had placed the camp so close to the river''.

When morning came at last, the extent of the damage came into view. The camp grounds were completely submerged. The tops of cabins stuck out of the water. For as far as could be seen it was like suddenly being dropped in the middle of the ocean for there was water everywhere. In Laporte every house had been flooded and some had lost everything they had. But not a single life had been lost.

The river ran bank high for the entire month of June . Finally in July, Colonel Collins ordered Captain Evans to find a new site for an army camp. The flood had been the catalyst, but there were other considerations; foremost of which was that all of the land around Laporte was already claimed by settlers. Higher ground would have to be found that was not claimed by anybody.

A detail of soldiers under the command of a Lieutenant James Hanna came downstream in search of a new site. With the help of Joseph Mason , who claimed land nearby, a site was selected that is approximately near the corner of today 's Jefferson and Linden streets.

Colonel Collins issued Special Order number 1 establishing the Fort Collins

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military reservation. The military reservation ended up being just over 6,100 acres and includes the land that is roughly bounded by the river on the north, Prospect street on the south , Shields on the west and Lemay on the east.

The original plat of the City of Fort Collins in January of 1873 contains this land. The rest is history, but, of course that is another story.

WHAT ' S UP

!mazin~ Fiberlok There's new news about Fiberlok, the Fort Collins industry that is applying space age technology to color transfers . The process uses high voltage technology to actually imbed colored fibers into a design.

And business is great! According to Brown Abrams, 45 , and owner of the company, Fiberlok has just received its third patent on the process. The company employees 70 people now and expect to expand to 100 before the end of the year. Their current project is producing 100,000 Barney the dinosaur emblems . The company also does work for Disney, the NFL and many others. The company relocated from St. Louis and likes Fort Collins a lot better.

Lydia's Style Magazine

CLOSE UP

SPEAKING OF

John Pitner

~ummer Fun...

Hup, two, three, four! with the completion fo the Spring Creek section of the bike trail , the Fort Collins trail system runs a 13.5 mile loop through town. Walk the trail; you will see Fort Collins as never before.

It gets pretty busy here in the summer!

Don't miss the 4th of July show and fireworks at City Park and Skocum days, an old fashioned mountain man rendevous at Library Park on July 17th.

Occupation: Owner, J. Pitner Clothing Company. Downtown, Fort Collins.

Born: Denver, Co. Age: Over 21 and aging rapidly.

In Fort Collins: 15 years.

Family: wife , Lori : children; Amy , 11 , Bradley, 9, Annie, 7, Benjamin, 2.

Former occupations: How old do you think I am ? When I got out of college I went to work in a clothing store . Then I worked for another clothing store. Then I opened my store.

What made you move your store last year? Every businessman dreams of owning their own building and making a better business . At our new store in the old Walgreens building, we have been able to expand and bring new ideas and concepts to retailing fine clothing.

How has it gone so far? Even in my wildest dreams I never thought that we would have done as well. It's been great!

My worst day in business: The first day. I was so nervous that a friend of mine came in and told me that if I didn 't mellow out ... Nobody would buy anything.

The last book I read: Laugh Again , by Chuck Swindall. It's all about making positive choices and having positive attitudes in your life.

My most prized possessions: Are 11 , 9, 7, and 2. Plus the awesome mom who keeps us all on track. I love my relationship with my family.

When people first meet me they think: Don 't take this the wrong way, but I don't care much about first impressions. I care about lasting impressions.

If there is one thing I've learned from life its: That life is a process and that process can be enjoyable.

Best advice: Sell you r stocks and bonds.

Forget your IRAs and other retirement plans and remember that qual ity mens' clothing is your best investment.

Parting shot: We can choose our attitude and attitude is 90% of the game.

Summer 1993

New West Fest!! August 20,21 ,22. This largest of all Fort Collins events expects a crowd in excess of 100,000 to take part in the live entertainment, kids carnival, 500 arts, crafts, doodads, geegaws and food booths. An unbelieveable collection of fun entertainment for the whole family. Among other things, New West Fest features the "Wild Goose Chase" - 5000 little, rubber geese floating down the Poudre . Over $25,000 in cash and prizes will be awarded for the speediest fowls by Overland Sertoma Club. Don't miss this event. It's the best!

Phil Walker's historical program, "Visions Along the Poudre Valley," can be heard on the Eagle 96. 1FM and Tri-1 02,5FM.

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1 Old Town Square • 482-1953

Kids World

athy Corwin and Pam Franks have two things in common. They are both mothers of young children in Fort Collins and they don't like an electronic stranger that slips into their houses. The stranger, of course , is television , the most influential device of our day.

Some children spend three to four hours daily in front of the TV tube. In some cases, the programming is educational, but all too often what kids learn are things we don't want them to know about yet: violence , sex, drugs, and poor eating habits.

"It's a very addictive thing ," says Corwin . "Children can 't help but be attracted to it."

"What's worse ," adds Franks, "is that most of the programming is just junk."

With television in 96 percent of American households, TV watching has become a substitute for baby-sitters, a way for parents to avoid interaction with their children , and a powerful form of electronic child abuse.

"It's a real dilemma in America today," says Dr. Donald Beard , a physician with the Fort Collins Youth Clinic .

"Children often watch television unsupervised, and they see shows that are far from age-appropriate . Unfortunately, some of these shows have the potential to cause or promote violence , aggressive behavior, sexuality, obesity, substance abuse-often impairing school performance."

Beard's views are supported by a flood of national studies conducted since television started becoming a common household item in the late 1940s. More than 3,000 studies, for example , link TV violence with aggressive or violent behavior in children and adolescents. Television has caused families to change meal times and disrupts their social interaction.

According to a Nielsen Index study, more than 9 million kids from ages 2 to 17 are routinely watching television at 9 p.m. ; by 11 p.m. , 5.3 million are still glued to the tube. Children 2 to 5 years old watch about 28 hours weekly, a number which decreases slightly to 21 hours when a child becomes an adolescent.

What children often see is not such age-appropriate shows as "Sesame Street," "Mr. Rogers' Neighborhood ," after-school specials, or educational programs. By the time they graduate from high school, they will have witnessed an average of 18,000 murders and countless robberies, bombings, smugglings, assaults, beatings, and tortures , says one study. They will have been exposed to about 350,000 commercial messages and spent 15,000 hours camped in front

of a TV set, compared to about 11 ,000 hours in the classroom.

And most of this viewing will be unrestricted. For example, one study showed 60 percent of American mothers of 6-year-olds place no guidelines on viewing .

"My feeling is that kids often watch so much television because they are lonely," Dr. Beard points out. "More often than not, both parents work and are very busy with other things. So, in a way, television becomes another family member who can entertain the kids."

If television is so bad for our kids, why don't we do something about it? Numerous attempts have been made in the last decade to regulate TV, mostly with various levels of unsuccess. In March, a congressional inquiry delved into the effectiveness of the national Children's Television Act, which requires TV stations to serve the educational needs of children. What was discovered, however, was that stations are trying to pull the wool over the F.C .C.'s eyes by calling violent shows like "G .I. Joe" informational.

Congress is pursuing an idea that requires the television industry to develop technology that enables parents to block out violent programs. The parent could just push a button on a remote control and keep violent programming out of the home. The idea is good, but it will likely be a long time in becoming reality. The true solution probably lies not with the government but with individual families.

Simply put, kids watch TV because parents allow them to. In many cases , the children are modeling their behavior after their parents. A parent addicted to TV can easily result in a child addicted to the tube-and it's up to the parent to break the cycle.

That's what happened in Kathy Corwin's household. Her husband, Nolan Doesken , the state assistant climatologist, got caught up in cable 's Weather Channel. Although the Weather Channel is far afield from the Playboy Channel, he thought his behavior was encouraging , Gail, 7, and Joel, 5, to watch more television , so he got his snippers and cut the cable.

Corwin relates this with a laugh . Her husband, as it turned out, was watching the channel only about 20 minutes a day, she figures, far from very addictive. Still , he was aware of the impact his actions could have on their children . "We found it's just as easy to turn it (the TV) off and do something else," Corwin adds. "That's how you have to do it: cold turkey."

In the Franks household, a different philosophy is used. Pam , a third grade teacher at Lopez Elementary School, is a follower of Foster Cline, a nationally know child educator. His believes about many aspects of child-rearing can be summed up as this : If you (the parent) don't make a big deal of it, neither will your kid.

That seems to have worked for the Franks. Neither Pam nor husband Robert, a pharmacist, make a big deal about tube time.

They neither encourage it or outrightly discourage it for David , 7,

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Lydia's Style Magazine

and Justin , 11. They plan family activities that keep their kids interests elsewhere . Much of this has revolved around sports-Pam is coach of one of her son 's soccer team to keep him encouraged.

"A lot of TV watching comes from kids being on automatic pilot," she believes.

"They come home and flop down in front of the TV without even thinking about it. A parent should try to steer them away from that. " Here's some additional advice: o Look at TV with your child . Consider: Is the behavior on the shows what you want your child to imitate? Do the TV characters care about others? Are women and minorities portrayed fairly?

Do commercials promote healthy foods? o Talk about TV with your child . Discuss the differences between make-believe and real life. Talk about ways characters can solve problems without violence . Talk about TV foods that cause cavities and inappropriate nutrition. o Choose TV programs with your child.

Watch public television. Limit viewingone to three programs a day, for instance. Turn the set off when the program is over.

"Television can be effective , educational and enjoyable for a child," Dr. Beard points out, "but parents have to do their homework to ensure that their child's TV time is used wisely."

A Window Into A World That Was ...

The Carnegie Collection

1 OLD TOWN SQUARE 484-9946

" The Store You Never Outgrow!"

Instead of watching TV, how about taking your children to see Centennial Village ...

History is alive and well at Centennial Village, Greeley. The outdoor museum is a collection of structures depicting home, business, farm and school life in northeastern Colorado from 1860 to 1920. The village , of over 20 reproduced and authentic structures, owned by the city of Greeley, is located at 1324 Ninth Avenue. The village contains a firehouse , blacksmith shop, carpenter shop, church, newspaper shop, Swedish stuga (farmho~se), a German-Russian farmhouse and the Lone Valley Schoolhouse.

Ken Lindquist , superintendent of Centennial Village , says, "We are a living history museum and strive to have live demonstrations whenever we can .

I want as many activities as possible to bring the village to life."

Continuing through August , a crew will be working on a replica of a tworoom Spanish adobe house as built by migrant fa rm workers in the 1920s, scheduled to open August 22 .

Hours are 10 a.m. to 5 p.m. Tuesday through Saturday and 1 to 5 p.m . on Sunday. Admission is $2.50 for adults and $1.00 for children. For information call Greeley Museums, 350-9220.

Summer 1993

Mon - Sat. 9:30 am - 8:00 pm Sunday 12:00 pm - 5:00 pm

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Session 1: June 14- July 16 Session II : July 19- August 20 Open to Children Ages 6 to 181 Call 225-2555 for more information

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May 7- July 24, 1993

I1AMN YANKEES Opening July 30, 1993

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By Linda Roesener

t's summertime , too hot to cook, giving the rant's most flavorful appetizers: Crystal Rolls, delicate perfect opportunity to enjoy a meal on the patio. rice paper wrapped around shrimp, lettuce, and nooOne of Fort Collins great spots for patio dining is dies. These are dipped in the Sate sauce and are deliYoung's Cafe at 3307 S. College, in Crystal Gardens. cious and light. Our second selection was a new item to the This delightful restaurant, opened and still owned by menu , Vegetarian Spring Rolls. These are the Vietnamese version of egg rolls, but they are much lighter and are husband and wife, Tom Tran and Yvonne Young , has been serving northern Colorado some of the finest served with an abundance of fresh lettuce, carrots, cucumber and noodles. The best way to eat them is very Vietnamese Cuisine for eight years. They are consistently messy, but makes them taste yummy. The rolls come cut in award winners for their delicious Oriental cuisine .

And because of the French influence of lots of fresh three smaller pieces. Take one of those and place in the vegetables and light steaming or saute, Young 's is a percenter of the lettuce, add your favorite veggies, roll up, then feet choice for a delicious summer ==~ dip in the home-made fish dressing. The meal. The restaurant is open for lunch new vegetarian rolls are excellent - a great choice for any diner. They are filled and dinner and from April to the end of August, you can relax and dine on their with dried tofu and Oriental vegetables.

As we were waiting for our entrees, large covered patio. Cathie May and I Yvonne introduced us to Vietnamese had the pleasure of eating lunch on the Coffee which is very strong and mixed patio and trying several of the customer favorites. with a heavy cream and sugar. This is Yvonne graciously joined us to tell us served hot, but today Yvonne brought out a glass of ice for us to pour the cotabout some of the cuisine and selected several of their most popular dishes for fee over. Wonderful! Much like the taste of a cappuccino but perhaps a little us to try. As I mentioned before, the Vietnamese style includes lots of fresh more flavorful. What a refreshing drink vegetables , either raw or only lightly choice for summer!

There are a myriad of entrees to cooked. The sauces also are lighter, flavored with herbs and spices. choose at Young 's - many more than we can review in one short article.

A fun choice for lunch or dinner is the Vietnamese Creation : you create your However, as a longtime fan of the own entree by selecting your favorite restaurant, I can assure you that every seafood or meat and one of their seven dish I have tried has been delicious. For special stir-fry sauces. These sauces our lunches on this outing , Cathie and I tried the Grilled Pork Bowl , which is a include Lemongrass, an herbal plant perfect summer salad of fresh lettuce and Oriental vegindigenous to the Indochinese Peninsula has a lemony, etables, lots of "cellophane" noodles, delicious grilled pork spicy flavor; Hot and Spicy, a brown hot sauce with vegetables and dried chili peppers (only for the daring); and strips, and pieces of crispy spring rolls. Top it all off with Sate, a spicy Oriental taste excellent with seafood, plus the home-made dressing of fish sauce, lemon and chili four other tasty choices. pepper and you have a great meal. Our second entree Each day Young's serves special selections with fresh was Lemongrass Shrimp . The light, spicy sauce is wonderful stir fried with green peppers , onions, and other vegfish or other unique combinations . Be sure to ask your etables . The shrimp at Young 's are always tasty and very waitperson to let you know what they are featuring. On the large. All in all- it was a feast and we left very full. day we had lunch , the special was Maine Lobster Stir Fry. Each day they also serve a variety of soups. One of the If you are looking for a great place to enjoy a business lunch or even a family dinner in the relaxing atmosphere most popular is their sweet and sour soup which Cathie of a comfortable patio, remember Young's. You won 't be and I enjoyed. This soup offers a great intermix of flavors and tangyness. disappointed. The service is very good , the atmosphere is Following our soup, we moved on to two of the restauleisurely and the food delicious.

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WHAT'S WITH BOTTLED WATER?

By Gary Kimsey

emember the saying that natural food enthusiasts perpetuatedand, we now know, used incorrectly-20 years ago: The only thing that's not bad for you is water.

And who can forget the Yuppie drink of the '80s? Pure, clean Perrier. Ha! Two years ago Perrier recalled 160 million bottles because they contained trace amounts of benzene , a chemical linked to leukemia.

Water is a tough subject to understand.

We can't live without it, but can we live any better with it? As Americans in a modern society , we assume we have access to healthy water. But anyone who reads the newspaper knows that many of our drinking supplies are tainted.

While we in Fort Collins have relatively pure supplies , other cities are overwhelmed by poor water quality from bacteria, giardia cysts , pesticides , lead, and other pollutants invisible to the eye. This past spring, for instance, Milwaukee 's water supply , infected with a parasite , killed a person and sickened hundreds.

And so, many people have turned to bottled water. Many of these are what we call "designer drinks ," offering sparkling bubbles and fruity taste . In the last decade their market share in the soft drink industry has increased 700 percent!

Again, we expect purity. After all, this is a product that we buy on the grocery shelf and someone must regulate its content, right? Wrong . Welcome to the great marketing ploy , or perhaps fraud , in some instances, in this $2-billion-a-year industry.

Guidelines of the U.S. Food and Drug Administration say bottled water only has to be as good as tap water. As a result , there seldom is little difference-depending on where the water originatesbetween the two. Sometimes bottled water that is touted as "flowing from a pure spring" actually comes from a city well.

The deception behind some bottled waters has prompted independent research firms and even Congress to wade into this sticky issue. What they have discovered is astounding, but perhaps not surprising.

One recent congressional study found about 25 percent of bottled waters originates from the same sources as public tap water. The same study found the content of bottle water generally is not uniform . For instance, almost a third of the bottled waters exceed allowable levels of microbiological contamination .

A 1991 study discovered 25 percent of the bottled water companies couldn't even document the source of their water. In other words , some waters didn't come from a pure mountain stream , as advertised on the label ; rather, it flowed from a tap supplied by a source unknown to the manufacturer a bit frightening to consumers.

The April/May 1993 issue of

Lydia's Style Magazine

Special Report Magazine reported on an analysis that it did of several more popular bottled waters. The study found that Evian , Naya , La Croix, and Perrier contained sizable amounts of sodium , sulfate , nitrates, and dissolved solids, although none exceeded FDA standards . Calistoga contained measurable amounts of sodium and dissolved solids, but no detectable traces of sulfate or nitrate.

The purity of Fort Collins water is respectable against bottled water-so much so that the consumer really isn 't gaining anything but personal status by drinking bottled water.

"The quality of ou r city water is better than some bottled water," says Keith Elmund , environmental services manager for the city water department. "Drinking bottled water is fine for a change of pace, but it's not necessary to go to that expense unless you just want to. " Elmund has conducted tests on various bottled waters and found that some measurements such as sodium, sulfate and nitrate levels tend to be higher than in city water.

He offers one impo rtant caution: Don't think bottled water has no bacteria. His tests show that some bottled water have unusually high levels

of bacteria. "They 've stood around ing the magazine's index of previfor a while at room temperature, and ously published articles . this has given bacteria a chance to If you 're concerned about water grow," Elmund says. quality in general , not just bottled How do you, as a consumer, find water, there are various water-treatout exactly what's in a bottled water? ment devices on the market that reThat's a tough proposition unless move lead , sediment, bacteria, chloyou want to spend hundreds of dolrine , and other pollutants. These delars having water tested. Even then, vices range from faucet , undersink tests may vary r.=============i! and countertop filters to ••• almost a third of distillers, ultraviolet and from bottle to bottle from the same reverse-osmosis systems company unless the bottled waters that can cost anywhere the firm uses strict exceed allowable from $25 to hundreds of quality control dollars . Before buying , levels of however, do your homemethods.

Since the issue of work to make sure the bottled water qualimicrobiological product meets your ty has come under contamination. needs as far as producnational debate , ing the amount of potable most companies water you need and have started listing a consumer inforremoving contaminants .

And there is good news for all conmation number on the bottles. Calling here provides the company's analysis sumers. The FDA is evaluating current regulatory laws and expects to of what's in their water. But rememdevelop new labeling standards this ber to consume that information with summer to require companies to be a big proverbial dose of salt.

There also are many studies that truthful about the source and conhave been done and reported in tents of their water. trade and popular magazines.

Gary Kimsey is a free lance writer livConsumer Reports publishes studies ing in the Poudre Canyon and a freabout water, including bottled water.

You can find these stories by checkquent contributor to Style magazine.

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larendon Hills. MiraMont. Paragon Point. Ptarmigan.

Taft Canyon . Greenstone. As you drive around northern Colorado these days, you can 't help but notice all the residential developments popping up. In the past few years, the influx of high-tech businesses into this region, the aging of the baby boomers, and low mortgage interest rates have together led to an amazing housing boom. Subdivision after subdivision is being proposed and developed throughout the region , each exhibiting its own character and charm.

Some subdivisions offer large lots giving each home greater privacy; others offer smaller lots, resulting in a close-knit neighborhood feeling. Several are built near 1-25, providing easy access for commuters; others are built along the foothills , offering easy access to recreation. Many swbdivisions include community swimming pools and tennis courts; others encompass neighborhood parks and natural open spaces. Whether you're seriously considering buying a new home, or are just curious to see what's Ol!lt there, it is well worth a visit to these neighborhoods to find out what all the fuss is about.

New homes are everywhere in northern Coloraeo. From 1990 to 1992, the number of approved building permits for single-family homes in Fort Collins jumped from 540 to 747. In Greeley, that same number went from 118 to 233 . And in Loveland, that number more than doYbled, jurn,ping from 147 to 366. To many of us, these homes seellil to pop out of nowhere, an overnight conversion of farmland into neighborhoods. But to the developers, city planners, builders and realtors involved, the construction of new homes is more than a full-time job.

Gary Hoover, president and co-owner of Geneva Homes, the developer of Sunstone and Cobb Lake Estates, explains the role of the developer in plarrming and constructing a new subdivision.

The developer must buy the raw land, develop plans for the use of the land, and gain approval of the project by the appropriate city or county. In Fort Collins, each developmemt proposal r.nwst pass a three-phase review before it can be appmved by the Planming and Zoning Board. All residential developments must be approved as Planned ltlnit Developments, which ensyres that all the aifferent elements, such as the street stystem, housing designs, green belts, and neighborhood parks, are designed to functiemwell together.

Once a subdivision is approved, the developer is ther1 responsible for all the initial <mnstruction of the infrastru<l:ture, su<l: h as streets, sidewalks, electric power lines, and sewage systems.

Subdivisions are often developed in phases, or filings , in which the developer sells off the lots in one section of the subdivision before laying the infrastructure in another section . Gus Williams, co-owner of Coldwell Banker Everitt and Williams, the developer ot Oakridge, explains that by developing subdivisions in filings, "the developer doesn't have too many carrying costs."

Once the infrastructure of a subdivision is in place, the developer either builds the new homes himself or sells the lots to home builders or home buyers directly. Storck Development Contractors is both the developer and the sole builder in Hampshire Court and The Village at Southriege, a community of 60 semi-custom patio homes adjace nt to the South~idge <:3reens Golf Course. They are also an active developer in the Derwer area. Patio homes are single-family detached homes that share responsibility for the maintenance of common ground through membership in the home owners' associatien.

At times a developer will appreve only one or two builders for

a particular subdivision, as in the case of The English sides Quail Hollow, including Brittany Knolls, Taft Ranch. Bartran and Company has developed The English Canyon, and Paragon Point.

Ranch in southeast Fort Collins, and will be one of two Barb Spanjer of Spanjer Construction , another Fort exclusive builders in the subdivision, the other being G. Collins custom home builder, agrees that lot size has Bever Construction. Bartran is building the Kentford become extremely important to home buyers, and she Homes, semi-custom homes from $127,000 to $150,000, notes that most of their current projects are located outand G. Bever is building the Barrington Series, which side the city limits where people can find lots ranging offers more exclusive houses in the $160,000 to from seven to 70 acres. Along with larger lots, Spanjer $200,000 price range. Judy Bogaard of The Group is the says that recent trends in custom home building include marketing broker for The English Ranch. She explains country kitchens with open eating areas , master bedthat "by only allowing the two builders , the developer rooms on the main floor, and separated living spaces for maintains control of architectural design, quality, pricing, people who can't use the stairs, an indication that many and the value of the homes." home buyers anticipate caring for their own parents in the Quail Hollow, a large subdivision located off Overland future.

Trail in Fort Collins, is also currently working with only two Judy Nelson of Jim Nelson Construction has also nobuilders. The first three filings of Quail Hollow were open ticed a demand for master bedrooms with sitting areas to several builders, but the last three filings have been and a demand for in-home offices, an indication that many limited to Jensen Homes and KEM Homes to ensure professionals are using available telecommunications quality, says Scot Bliss of Coldwell Banker Everitt and technology to work directly out of their own homes.

Williams, the marketer of Quail Hollow. Quail Hollow will Home builders can buy lots directly from developers or have approximately 400 homes when it is completed next work with customers who have already purchased their year, and these homes are primarily semi-custom homes, own lots. In today's active market, it is very safe for ranging from $120,000 to $220,000. builders to buy several lots in each of the subdivisions, as Other times, a developer will invite a number of they can sell them almost as quickly as they buy them. builders into a subdivision. . - - - - - - - - - - - - - - - - - - - - - , Sometimes builders will build Developers create protective In th t .-. th inD houses on speculation, or covenants regarding building e pas ...ew years, e ux "specs," to show off their talmaterials, house size and of hig;hâ&#x20AC;˘teeh businesses into this ents while waiting for a buyer. archite~tural styles that these region, the aging; of the baby Krug says that although KEM builders then must follow .

Homes likes to have "1 o Across Overland Trail from boomers, and low mortgage specs going at all times, " Quail Hollow, Jensen Homes, interest rates have together led today's specs are usually sold who developed Quail Hollow, to an amazino= housino= boom. before the foundation is even is now developin Quail ~ ~ poured.

Ridge, a smaller subdivision To sell their homes, builders of 37 lots. Quail Ridge offers large lots on rolling hills at and developers bring in realtors. Duane Rasmussen, of the base of the foothills, and Jensen Momes is selling Stoner and Company Real Estate, is currently marketing these lots to a number of custom home builders in the homes by Classic Custom Builders in Manor Ridge, a city. subdivisiGn north of Loveland along Highway 287. These Clarendon Hills, a highly successful subdivision located homes are in the range of $150,000 to $300,000 and sit on Shields, south of Harmony, offers the homes of severon lots of at least 15,000 square feet. Rasmussen exa! of Fort Collins' premier custom builders, including plains that the role of the realtor is to guide the home buyer through the entire process of buying a house, from Nordic Homes, Spanjer Construction, Geneva Homes, and Jim Nelson Construction. Troy Nordick, marketing showing him or her re-sale homes and new construction director for Nordic Construction and Development, a partto working with the mortgage companies and banks to ner in the development of Clarendon Hills, believes part aobtain financing. It is also the realtor's responsibility to of the success of the subdivision is due to the fact that know about the schools in the area of each development the home buyers were able to select their own builders and to be able to answer questions buyers might have and therefore, had more control over the type of home about the community. that was built. Most c:>f the homes in Clarendon Hills have Marsha Raymond, a sales associate with Wheeler sold in the range of $175,000 to $350,000, but some of its Realty, is the community manager of MiraMont, a new filings have been highly exclusive, and these homes sell residential neighborhood located on Lemay Avenue. from $350,000.

Raymond 's role is to market and promote MiraMont, Another reason for the suc;;cess of Clarendon Hills was which has been developed by MiraMont Associates, a the large lots that it offered. Vicki Krug, realtor and marpartnership between Bill Neal, the managing general partketer for KEM Homes, says that the biggest complaints ner of Wheeler Realty, and Gary Nordick, of Nordic she hears from her clients are that many of the lots in Construction and Development.

Fort Collins are too small. People like to have lots with at MiraMont includes over 150 acres of land, and the conleast 10,000 square feet or those that back up onto green struction of its first homes in the Opper Meadow at Mibelts . KEM Homes is a semi-custom and custom home raMoflt, is expected to start in mid-June. These homes builder who has been active in several subdivisions bewill be built according to strict architectural guidelines,

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including a minimum of 2,000 square feet for a two-story home and 1,800 square feet for a ranch-style home.

Already contracts have been made with buyers for all 61 lots in the Upper Meadow, with the prices of the homes projected to be in the range of $175,000 to $250,000. The amenities of this community include rolling terrain, neighborhood parks, spectacular view's of Long's Peak, and close proximity to SouthRidge Greens Golf Course.

Being near by a high quality golf course increases the appeal of many subdivisions for certain sports minded home buyers. Ptarmigan, located one-half a mile off 1-25 towards Windsor, is home to the Ptarmigan Golf Course and has been a very successful development. Hersh D. McGraw, broker/owner of Ptarmigan Real Estate, boasts that the lifestyle at Ptarmigan is the reason for its success, explaining that Ptarmigan offers country living in a beautiful environment, with more than half of the total acreage of the development devoted to the golf course. The master plan of Ptarmigan includes 386 home sites, the majority placed adjacent to the golf course, with the homes selling from $200,000 to $400,000.

The amenities that people look for when buying a home are many and vary dramatically from family to family. Gus Williams believes that most home buyers look first for a floor plan that fits their lifestyle and an architectural design that they find attractive.

Once they have found a home they like, they should then explore the neighborhood and such issues as the proximity of the schools, access to shopping centers, and the amount of open space.

Judy Nelson thinks that Fort Collins has a "real sophisticated buying public" that is aware of quality in their homes and their lifestyles. People do spend time visiting schools and talking to neighbors to get a feel for the different communities around the city.

Traditionally, Fort Collins has experienced its growth in the southern part of the city. Recently, however, subdivisions on the north side have begun to appear. On the lower end of the market, Re/Max First, owned and operated by Gene Vaughan, is marketing Sand Creek, located on Greenbriar City Park, which will have 27 homes built in the $90,000 to $110,000 price range. This subdivision has been developed with the goal of providing housing under $100,000, a market that is rapidly be-

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ing squeezed away as property values increase. Ed Lawler, manager of Sand Creek Associates and a broker at Re/Max First , says that he sold seven lots and homes on April 12, the first day the Sand Creek lots went on sale .

On the high-end of the market to the north, Jan Thayer, also of Re/Max First, is managing the sales of two exclusive subdivisions, Woody Creek and Cameron Estates , both developed by Bob Clifford of CMxC Ltd. Woody Creek is located on Terry Lake Road and offers custom country estates on 2 1/2 acre lots. Only nine lots are available , and the development includes 22.9 acres of open space that affords the homes gorgeous views. Bob Clifford has already built one spec home in Woody Creek, a 3,100 square foot Frenchstyle manor home with a 1 ,600 square foot detached carriage house, on the market for $545,000.

To many of us, these homes seem topopoutof nowhere, an overni~ht conversion of farmland into nei~hborhoods.

But to the de-velopers, city planners, builders and realtors in-vol-ved, the construction of new homes is more than a full•time job.

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There exists a lot of new housing activity in Greeley as well. Joe Whisenand , owner of Sears and Company/THE TEAM , is busy with a number of new res idential developments his company is marketing.

Boomerang Run , Koala Court and Canberra Commons are all adjacent to the Boomerang Run Golf Course, and a variety of homes are offered in these subdivisions , ranging from $150 ,000 patio homes to $250 ,000 custom built homes. Ventana Village is another new subdivision in Greeley , wh ich will offer 20 stucco patio homes at an affordable price of $114,000 to $129,000.

Summer 1993

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Whisenand notes that property values in Greeley are approximately 1520 percent less than those in Fort Collins, making Greeley an enticing place to live for people who may work in Windsor, Fort Collins or Loveland. Greeley is also developing westward, which means many of its new subdivisions offer great views of the Front Range. Jim Dech, the principal broker at Coldwell Banker/ Plains Real Estate, claims Greeley has some of the most affordable housing in the nation right now, and although property values are beginning to rise, they are still not escalating as rapidly as those in Fort Collins.

Although there exists a myth that the active housing market in northern Colorado is all due to Californians moving here, a large percentage of the market actually consists of moveup buyers, those people who are buying their second or third homes in the area. Over 70 percent of the purchases are from local buyers. Jim Rhoades, broker/owner of Realty World Rhoades, explains that the low interests rates are allowing people to sell their $100,000 homes and buy $140,000 homes, with approximately the same monthly mortgage payments.

These move-up buyers have generated a domino effect: as more people buy, more people sell. Yet, with northern Colorado growing the way it is, re-sale homes do not fill the need for housing, and new home development must continue. In recent years, development has gotten a bad rap, as residents of northern Colorado begin to worry about urban sprawl, ·pollution, traffic, and increased crime. Developers and builders, however, feel that they are providing the region with a critical service: they offer homes to people who need them. And many developers are careful to preserve open spaces and green belts for the future. "I think a lot of people like to pit developers and real estate people and the city against one another," says Gus Williams. "However, the development of our city is a community process. If the community is going to grow, then we have to make decisions and set priorities together."

Ashley F. Ryan is a freelance writer living in Fort Collins. She has yet to buy her own home but is looking forward to the day when her writing career will afford her the opportunity to do so.

STyLE

Lydia's Style Magazine

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• Bathroom Vanities • Stone Repair and Refinishing

PORT COLLJIIIS JIONUJIERT AND STONE 824 East Lincoln (across from Link-N-Greens Golf Course)

482-5024 -1~ tJ~ Si~ta

1&'&'9

M

Take the ROAD where service- selection- satisfaction meet For casual, career or special event apparel - specializing in mother of the bridal pair attire.

"A Touch Of Affordable Class" 2567 South Shields Raintree Village Fort Collins, CO 80526 484-1040 Monday-Saturday Evenings Appointments Available

Custom fitting and free alterations on regular priced merchandise.

Located in "The Square "in Ft. Collins

3500 South College 223-8565

POUDRE VALLEY CREAMERY ~ountcti I)

,

fres\\•

roorn;, 9 fresh\

AT YOUR DOOR OR FAVORITE STORE

Merry Maids!

We' ll take the time to clean your home right- the way you would if you had the time. We're bonded and insured, and pay workers ' compand social security for our employees.

Call us for affordable weekly, every other week or one-time special cleaning help.

226-3772 M ASTERCARD VISA

222 LAPORTE AVENUE • 482-8475

Serving Larimer County For Over 100 Years Locally Owned

BOOTS:

• Nocona • Dan Post • Abilene

• Justin • Dingo • Acme

I

ISTill

CLOTHING:

• • • • •

Karman • Beads Beautiful Roper Kenny Rogers • Rags + Wrangler • Lillia Smith MWG

IrmUiJ; e!JJtiwu;

}ACKETS:

• Pioneer Wear • MWG BELTS:

• Legion • Rocky Mtn. Belt Co.

• Justin • Circle Y

MINNETONKA M occASINS

104 Moraine Avenue P.O. Box 3220 Estes Park, Co 80517 303-586-3430

I"J

•

We invite you to come visit us/ Eujoy onrfrieudly atmosphere ':.""'.~~ aud our unique selection of ~ reasonably priced GIFTS and ~ COLLECTIBLES.

-/(AJ*H,;A/~P.

Featuring: • Corbin • Barry Bricken • Cotton USA • JH Collectibles • Ruff Hewn

'L..

Your Collectible Headquarters Since 1969 OPEN ALL YEAR ROUND! Chilmark & Legends Museum Quality Pewter Cairn Gnomes by Dr. Tom Clark Precious Moments • Lilliput Lane Cottages Lladro • All God's Children • Armani The Disney Collection 112 E. Elkhorn Ave. • Estes Park, CO

586-4217 1-800-735-G1FT

• Gotcha Covered • Segrets • Bushwacker THE ORIGINAL

~~~~~: Estes Park, Colo.

586-2065

If we didn't have such spectacular views , charming decors, or sc rumptiou s food , we'd be famous for our key collection ... largest in the world.

Innkeepers, Mike & Lois Smith The 4900 South Highway 7 P.O. Box 4445 Baldpate Estes Park, CO. 80517 Inn (3 03) 586-6151

Park Theatre Mall 116 E. Elkhorn Estes Park, CO 586-0512

Lodge and Classic Western Home Accessories

I

July 31, 1993 Impressions Ltd. -PresentsGreenwich Workshop Artist Rod Frederick

'i Impressions Ltd. 150 E. Ri verside, Suite 210 Estes Park, CO 80517 303-586-6353 1-800-7 52-8980

ntroducing the ultimate luxury leather and fur apparel for men and women. First in quality and craftsmanship and hand tailored to perfection. What you should expect in a luxury garment is what you get at:

~ ~~~-::. lltJ

Inc. 118 Moraine Ave. • Estes Park, CO 586-3465

(One-half block south of Elkhorn)

The largest selection of the finest ladies' apparel .

1n Estes Park.

• Artist Bears • VIB Bears & Vanderbears • Cat's Meow

from Anteaters to Zebras

116 East Elkhorn & Old Church Shops Estes Park, Colorado

586-2032

Estes Park, Colorado Stanley Village 586-5318

Originals by: Michelle Mara, Dave Stuck, Sonja Rhoads, Karen Cade, Lori Salisbury & Susan Blackwood

Sculptures (Bronze): John Scott, J.B. Wallmo,

Limited Edition Pewter Sculptures: Ron Petitt

Photography by: Don George

]a j ones

Solitudes:

Many Options-One Theme Fashions For The Elegant Woman

Exploring Nature with Music

(Across From The Holiday Inn)

P.O. BOX 1314 â&#x20AC;˘ 164 SOUTH ST. VRAIN ESTES PARK, CO 80517 (303) 586-6801

When the quest of a few days or a lifetime in a stirring, alpine environment sounds like the only way to go, call Wind cliff.

Windcliff P. 0 . Box 3990

Spur 66 Across from the YMCA

EstesPark, CO 8051 7 Call 586-2181 or 1-800-748-2181

Old Church Shops 157 W. Elkhorn Estes Park, CO 586-3804

EVENTS CALENDAR COLORADO BREWERS FESTIVAL Old Town Square June 26, 11:00 a.m.-7:00p.m.

June 27, Noon-6:00 p.m.

Free admission 27 Colorado brewers will serve their handcrafted beers at the 4th annual event. Tickets will be sold to sample the assortment. Enjoy the German Beer Garden and more!

11TH ANNUAL JUNIOR LEAGUE TERRACE AND GARDEN TOUR 7 landscaped gardens throughout Fort Collins June 26, 8:00a.m. to 7:00 p.m. $8.00 prepaid, $10.00 tour day; children 10 and under free.

Variety, beauty and new landscaping ideas will be seen at this year's self-guided tour of specially selected gardens. All proceeds directly fund many community service projects sponsored by the Junior League of Fort Collins.

SUMMER CHILDREN 'S SERIES Lincoln Center Terrace Sculpture Garden Wednesdays, June 30- August 4 12:00 noon Free The Summer Children's Series offers six fun outdoor performances of music, dancing , and entertainment. Sponsored by the Lincoln Center Support League. Call 221-6735 for more information .

GREELEY INDEPENDENCE STAMPEDE Island Grove Park, Greeley June 23 -July 4 Ticket prices vary per event Enjoy the parades, concerts, rodeos , and a grat carnival , and more. Lots of fun for the family!

For tickets or information , call 1-800-540-BULL. "BREAKFAST AT WIMBLEDON" Various local tennis facilities July 2,3, and 4 $90 doubles, $100 Pro-Am Come play in this Dean-Witter sponsored men's and women's doubles tennis tournament to benefit the PVH Breast Diagnostic Center.

For more information , call 495-7400.

12TH ANNUAL FABRIC OF LEGACIES QUILT SHOW AND AUCTION Lincoln Center July 10- July 24 Free admission This show and auction benefits Crossroads Safehouse for battered women and children.

This year participate in the merchant mall , a silent auction , speakers, slide show and food .

LONGS PEAK CELEBRITY GOLF TOURNAMENT Southridge and Mariana Butte Municipal Golf Courses July 15, 16, and 17 Join 25 celebrities in this two-day tournament.

A cocktail party starts the event on Thursday evening. Festivities end with a cocktail / dinner/ celebrity show on Saturday.

Spectators are welcome. Benefits the American Cancer Society. For information , call 226-0148.

CHEYENNE FRONTIER DAYS July 23- August 1 $1 grounds admission, children free America 's 97th premier "Daddy of 'Em All" roars out of the chutes with rodeos, melodramas, parades and top country entertainers.

For more information , call 1-800-227-6336.

1993 PARADE OF HOMES 21 homes throughout Fort Collins August 14- August 22 Monday-Friday, 5:00 p.m. to 8:00 p.m.

Weekends, Noon-6:00 p.m.

Free admission This annual event sponsored by the Homebuilders Association showcases new construction and techniques of local builders Visit all homes to be eligible for the grand prize drawing! For more information, call 686-2798.

LARICO 25TH ANNIVERSARY August 1-August 8 Events planned include a workshop, house tour, a 5K run on the morning on August 7, and fund raising performance of "The Unsinkable Molly Brown" at the Carousel Dinner Theatre.

For information , call Jim Larsen 225-6000.

Yl.n edectic co[[ection of womens J

appareG jew dry

anagifts.

Where those who know Estes Park go.

Stanley Village

New To Estes Park

David Brooks • Robert Scott Northern Isles • Sunny South Royal Robbins For Men & Women National Park Village South U.S. 36 at Mary's Lake Rd. Estes Park, Colorado 586-2776

Physicians certified by the American Board of Obstetrics and Gynecology.

Kelvin Kesler, MD Lee jeffrey, MD

Gary Ludwin, MD Beverly Donnelley, MD

Craig Colberg, MD

keepittg good for you!

Karol Krai<auer, CNM Patricia Fredericks, CNM Peggy Conway , CNM

Good health radiates to the outside and beams to the world that you're a woman who takes care of herself. At the Women's Clinic we call it good healthi<eeping. Our doctors, certified nurse midwives, nurses and support staff dedicate themselves to being part of your good healthkeeping plan.

It's a good idea to review your healthkeeping plan annually. If you haven't had a mammogram recently and should have one regularly, do it now. Don't neglect your annual exam . And, maybe it's time to have a thorough physical.

If )'OU have any questions about good healthi<eeping for women, call the Women's Clinic . We'll help you keep healthy on the inside.

And let your beauty shine to the outside.

The New

Surgery Center

of Fort CoUins

State licensed, Medicare certified and private insurance approved ambulatoty surgety center w ith state of the att equipment for all outpatient procedures.

An alternative to hospitalization which enables us to better setve the needs of patients and their families in a warm, comfottable and private atmosphere with a caring professional staff.

SURGERY Center of Fort Collins 1100 East Prospect (corner of Prospect and Lemay) â&#x20AC;˘ (303) 493-7200

FOCUS ON FITNESS

By Kay Rios

"Mental focus and concentration are a big part of doing any routine. You have to focus on the body part.

Then you can also be sure you don't get hurt," Pam Greer says.

And that's part of the trainer's role - keeping the client focused.

t just feels good to feel so good . At 46, I can 't remember a time when I've felt healthier or happier. Some of it's certainly tied into those around me but some of it is because I started listening to my body when it said , "hey, enough of the partying and hitand-miss health care. " That's when I got physical with life, wrestled the vices to the ground, started working out and putting my brain in gear.

It's like Greeley's Mayor Willie Morton says : "God's given us one body and we need to take care of it." Morton, who is also a personal trainer and owner of the Conditioning Spa, knows whereof he speaks. "Some people take better care of their car then they do of themselv~s ," he says.

And it doesn 't matter what you 've done , what your age or who you are.

"Everyone's got to start somewhere ," says Robert Trujillo , exercise physiologist for the Orchard Athletic Club in Loveland . "There are phys ical and mental benefits to training , You'll look good and you 'll feel good ," he says.

A lot of people are taking that advice, witnessed by the increase in personal trainers both in health clubs , fitness centers and in the numbers of those who are operating on their own . Rates range from free (with membership) up to $50 an hour with the average somewhere between $15 and $20 per hour, and none of them seem to have any trouble finding clients . Lifelines personal trainer Susan Edsall , who trains in her clients ' homes , says "I've been

Summer 1993

doing this for six years and I've been steadily busy."

The personal trainer's popularity is on the rise. The benefits are undeniable . Research shows that people who weight train display more bone density than sedentary types. Increased density can prevent fractures and other skeletal problems associated with the aging process. In addition , people are finding a more effective way to shed unsightly weight since it takes between 30 to 50 calories to maintain a pound of muscle as opposed to two calories per pound of fat. "So you burn more calories even when you are at rest, " says Trujillo.

"One pound of fat is five times as large as a pound of lean muscle," Morton adds. 'The scale shouldn 't be the big factor; body content should be. The key is to educate people as to lean mass versus fat mass."

David Neenan, president of Neenan and Company, believes weight training becomes more important as the aging process comes into play. "The older we get , the more important health and vitality become, so cross training is more important. I thought lifting weights was for weight lifters, but I'm a better biker and I'm more in balance because of it," says Neenan .

With that as a given , more people are looking to personal trainers to get them going . Why use a personal trainer? Education, says Morton. "They sit down with you and explain lean mass and fat mass, find out if you 've had an injury or illness, and then start you on a reasonable plan.

Once the plan is established , the trainer can move you toward your goal , Morton adds . "They can help you be consistent. It's not how much time you work out, it's the quality of the workout.

A personal trainer can help you with the proper fundamentals and they can also push you for that extra rep ."

Healthworks personal trainer Bud Phillips agrees . "A whole new world opens up when you 're working with a personal traine r. You work out much more intensely. One of the keys is not to get bored mentally or physically .

You have to change the reps , the weight or the movement so you don 't let your body adapt to what you ' re

doing. When you work with a trainer, the workout is set up when you come in so your concentration is sharper.

You don 't have to do anyt hing but concentrate on the movement."

Terri Dail-lversen is experienced with trainers. "I used personal trainers for three years . They push me so much more than I can push myself and keep me going . You either faint or you keep going ," she says.

Motivation can be a big factor for using personal trainers, says Dr. Jack Harvey, director of sports medicine at the Orthopaedic Center of the Rockies.

He uses Phillips as a trainer because, "He pushes me the times I can't motivate myself. On the days I don't want

to push , those are the days Bud earns his money," he says.

Says Greer, "Personal trainers set goals and help clients reach them , but they also help them to transcend those limits if they are too low. I find most people set their limits too low."

Greer has also seen the other side where goals are unrealistic goals. "I've had a client who plays racquet ball and runs regularly , come in and want to lift really heavy for one month ." That's unrealistic. A trainer will help set realistic guidelines as well.

Knowing one's limits keeps the safety factor alive. "I have to help you meet your goals within safe guidelines ," Greer says. "You want to make sure you don't get hurt. You can tell the difference between the good pain (the burn from doing just one more rep) and the bad pain (sharp pain in the joint or something that just doesn't feel right)."

Learning safety limits has a lot to do with concentration. "It's important to feel the muscle as you work it. Where do you feel this? Mental focus and concentration are a big part of doing any routine . You have to focus on the body part. Then you can also be sure you don't get hurt," she says . And that's part of the trainer's role - keeping the client focused.

Regardless of the reason or the period of time for which one might use a trainer, a potential client should choose the trainer carefully, say the experts.

"Credibility is very important, " says Edsall. "What the trainer looks like will tell you something."

Greer agrees. "My body is my billboard . They look at how I look, and look at how I work with other people."

Certification is also important. Two of the top certifiers, the trainers say, are IDEA or ACE .

"Those certified by ACE go through

fairly extensive testing," says Judy TeMaat, co-owner of Fitness Plus. But, she adds , experience and knowledge come in different packages. There are other considerations. "If you want to be a body builder , then go for a body builder. But if you have a bad back or an injury, you want someone who has worked that type of training. You need to question the trainer: what is your success ratio with bad backs, bad knees, or whatever. Talk to the trainer and ask how they deal with injuries." The trainer must be well versed in the particular need of the client. "You have to decide what you want out of your workout."

Morton adds "If you get someone who has been in the field for a long time or has had a world class champ in his club, you can pick up a lot from that. " And Morton knows. With 30 years of practical experience behind him, he holds quite a few impressive claims: he trained Kay Baxter, a former female body builder who ranked second in the world competition and Olga Sanchez, a former Miss Colorado.

Trujillo says that individual needs may also dictate the style that you require.

"Personal trainers have very different styles. Their primary job is to be a motivator. Some are like drill sergeants and are really hard on their clients . That works for some people, and someone else might need a gentle persuader.

So then you look for someone who is laid back and soft-spoken . You should choose the style that will motivate you ."

The trainer should motivate, agrees Greer, and should encourage independence . "If I leave on vacation, I have to know they' re okay and they're not going to skip for a week because I'm not here. I try not to foster that dependency on me. A good trainer should be a coach and a teacher and should encourage independence. " Personality is another factor in choosing a trainer. "It's a very intimate relationship, " says Edsall. You shouldn't feel intimidated. The trainer should make you feel comfortable."

"It's important that you click with the client," says Greer . "Knowledge and experience is very important but it can become secondary. If you can 't communicate that knowledge to the client, it doesn't help.

Phillips says "A good trainer must pick up on mistakes. It's one thing to have a standard form of doing the exercise, but the trainer must take it one step farther and fine tune it to fit the

STyLE

mechanics of a particular body. We don't all operate the same way."

References are also a good means of judging the suitability of a particular trainer, says Edsall. "Get references from at least three clients."

Phillips agrees. "And take the opportunity to watch them work. Then you can see yourself if it's a type of program you'd like to be on ."

Neenan picked Phillips through the referral process. "I had been biking with other guys who were all around 50 and everyone had a back problem.

Then a friend's problems stopped. He said he had been working with a personal trainer and didn't have pain anymore. So I called Bud." Harvey choose the same route . "I picked Bud by reputations. He knows what he is doing and he encourages hard work. There are no shortcuts in this business. There's not a substitute for plain old hard work."

Iversen also likes the hard work approach. "When I first started with Pam, it was for half an hour and I thought 'Big deal, I'm used to an hour.' But an hour with Pam is NOT a pleasant experience, and I mean that as a compliment."

But Iversen says other factors come into play . "She can read you and knows when you reach your limits . She teaches you how to get out of a bad situation - where you've lost control."

Iversen also insists that a certain comfort level has to be present. She has used other trainers in the past and learned from them, but "I wanted someone I could respect, who would train me 'in a safe manner and still respect my space," she says.

Set up your criteria, they all say, and then go hunting. The use of personal trainers is a wave of the future , most people agree. "It's definitely here to stay," Phillips says. I've been doing it at Healthworks for nine years now and it keeps getting bigger and bigger."

Neenan also believes in the longevity of personal training. "As the population ages , personal trainers are just coming into their own. The remarkable thing about it is that they work for so little money."

Trujillo sees personal training as an important piece of the future. "It encompasses preventative medicine in all related fields. " he says.

Weight training and personal trainers will become even more popular, says Greer, as people look to improve their lives . "It's a matter of taking stock of your lifestyle ," she says. "it must be part of the lifestyle. It's not some place where you have arrived or something you have finally finished . Fitness is a constant. " Kay Rios is a freelance writer based in Fort Collins who has learned to type with one hand and lift weights with the other.

Lydia's Style Magazine

Swing Into Summer At SouthRidge • Come experience SouthRidge Golf Club • Quality service and exceptional values always • Tremendous selection on golf equipment/guaranteed lowest prices • Professional instruction available by appointment.

• Driving range with all new golf balls.

Sue Edsall , personal trainer and President of Lifelines Limited , is pioneering a personal approach to fitness for women.

In private, one-on-one sessions with you, Sue provides the personal exercise program, incentive, discipline and feedback you 'll need for fitness success.

And she works with you at the time and in the place most convenient for you.

Call Sue Edsall for personal fitness success.

"Individuals, couples, family range passes available."

Derek M. Cordova, PGA Head Golf Professional, introduces Kathy Hodge, the new SouthRidge Lady Golf Professional.

SOUTH RIDGE DISCOUNT PRO SHOP "Tbe Full Service Pro Shop" 5750 South Lemay Fort Collins, CO

226-2828

• Authentic Cajun/ Creole Cuisine • Oyster Bar • Live Music 7 Nights a Week • Seafood flown in fresh from New Orleans • Catering

214 Linden St. Old Town

482-9291

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Enjoy summer ... with clothing that's right for you.

Fine Fashions for the Discriminating Woman • Quality brands • Personal service • Relaxed atmosphere

Carriage House AT COTTONWOOD SQUARE

2314 17th Street Greeley, Colorado 80631 352-7169

"A Gallery of Fine Arts and Crafts" • Customized designed stained glass • Pottery

(8Business lOth St . .

To Loveland &

Fo rt Collins

• N

n unco\n potK • oovmtoW trotions Arts picOIC Art Demons world crofters • und the 200 Artists/ d from oro ,s a reo Music & fodo -on children -5 prn Han s • 1o arn JulY 24 · 25 .

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Centennial Villa A ge. Isla Qafherin nd Grove P showing th;' .o r over 20 b . ark or " ltte and Uildings Tues. -Sot c, entennia; C architecture · 0 om-s ountry, " Pm • Sun. 1-s

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Continuing Education Community Fair Come one, Come all...

July 31 10 a.m. - 2 p.m.

Front Lawn, Spruce Hall Corner of College & Laurel

I

THE :·\ : RANCH ENGLISH Call Judy Today For Sales Information!

THEGROUPINC Leaders in Real Estate

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Entertainment, food, course demonstrations, children's games and crafts, music and much more!

No admission charge.

Join us and learn about Continuing Education - the services we provide and the courses we offer to advance your career, explore new topics, and meet new people.

Division of Continuing Education

Personal and Property Protection for the Home and Business

405 Canyon • Ft. Collins 221-1500

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Summer Family Travel Fun

By Judy Varco , TraveiWorld ummer travel season is upon us!

The Travel Industry Association 's latest Travelo -meter claims 70 percent of U.S. travelers plan to travel the same or more than they did last season . Florida, California and Hawaii are top destinations of choice. With family travel in mind , several hotel chains are preparing enticing programs aimed primarily at the summer market. The following is a sampling of what's available.

Best Western is one of the chains taking a family-friendly approach . More than 300 Best Westerns in California, Nevada and Hawai i are launching a children 's program this spring , called the "Young Tr avelers Club ."

Membership applications are available at part icipating Best Westerns.

Beginning in mid-May, members will receive an invitation to use their membership card to receive a "Young Travelers Club" travel pack, a plastic bag featuring the club 's mascot , Mr. Friendly, filled with games and activities to keep kids busy while traveling.

Best Western has also put together some pointers for parents and grandparents on how to keep kids busy, what to pack, car games and so forth .

Holiday Inn , with its "Stay Free , Eat Free and Play Free" theme , dubs itself the Official Hotel for Family Fun . Children under 19 years of age stay free ,

and those under 12 stay and eat free at more than 1, 100 properties in North America. There ' s also an activity kit for kids at check-in , based on the PBS geography program , Where in the World is Carmen Sandiego?

Hilton offers "Vacation Station ," a multi-part package including Family Fun Kits for adults (detail ing area attractions , providing discount coupons , etc.) welcome gifts such as a Hilton Hip Pack for kids on check-in , and a lending desk filled with the latest board games, toys , books, video games and videos. The package is available May 28 through Sept. 6 at more than 70 Hiltons nationwide.

Marriott will introduce " Marriott Family Room" this summer, featuring discounts of up to 60 percent off room rates , good seven days a week with a 21-day advance purchase. Rates are nonrefundable. Starting June 18 and running through Sept. 6, kids stay free and those under 10 also eat free .

Ramada brings back its "Summer Sale," which allows up to four people in a room for the single room rate . Historically, a 15 to 40 percent discount off regular rates has been offered. It also has a joint promotion with Kodak this summer, providing a Funtime single use camera to guests with coupons .

Coupons were mailed with Discover

Card May billing statements and will appear in Ramada ads in USA Today throughout the summer.

Have you considered a Colorado vacation this summer? Perhaps a train ride would be a new experience for your children . Amtrak round trip Denver to Glenwood Springs is only $77 round trip for adults, 1/2 price for children ages two to fifteen and free for those under two. Glenwood Springs is the home of the largest natural hot springs pool surrounded by breathtaking scenery . The Hotel Colorado is located right across the street and is a wonderful family get-away. Stop by our office for a free copy of the Colorado Vacation Guide for more ideas on vacationing in Colorado.

Happy Summer Travel!

travel world Carlson Travel Network® " We

Go Togelher. "

• Airline Tickets • Business Travel • Cruises • Tours & Packages Ginny Auserehl

Judy Varco

Summer 1993

Diane Hoffman

We Shop Travel So You Don't Have To!

Orchard's Shopping Center 267-B East 29th • Loveland, Colorado 80538

669-501 0 • 1-800-283-501 0

. . . Creativity is becoming intensively absorbed in the process and giving it form.

- Susan Smith

Angler Art Both anglers and non-anglers will enjoy the wonderful artwork now available at Rocky Mountain Fly Shop and Gallery, 826 South College, 221-9110. They have gathered a selection of fishing and wildlife art to please most everyone.

Sculptor Bob Wolf became hooked on trout fishing as a boy and started his fly fishing career on the Cache La Poudre River. He was so interested in fishing and tying flies as he grew up , that he even missed his high school prom trying out a new fly. His date was not happy.

His artistic talents are primarily self-

By Donna Lock

edition , 80 percent life size , and a monumental edition.

Sculptor Frank DiVita's fascination with birds and other wildlife began when taught. He cast his first bronze piece in 1973 . Since then , he has developed he was a child . His pet sparrows frustratmany of today 's found ry techniques . ed his mother but allowed this future Wildlife , birds, and fish are his favorite artist to closely study individual exsculpture subjects , with each piece pressions , characteristics and movedepicting a story, lesson or moral. ments. From his studio near Kalispell in The artist , w ho lives part-t ime in northwest Montana, DiVita designs and Wyoming , firs t met his fishing idol Lee molds each creation in clay. Every detail from feather shape to the angle of a fish Wulff at the Jackson Hole One Fly Contest in 1990. Wulff, a well known advocate of jumping out of the water has been carecatch-and-release , had long been , - - - - - -- - ----, fully studied and admired by the artist. After watch"Rainbow Breaking Water" produced.

He ing Wulff's angling talents , Bob views his sculpture knew he must produce a bronze as a blending of how society sees tribute to this fishing legend.

Bob discussed his ideas with wild creatures and Lee and his wife . The completion how he personally of the project was delayed unforinterprets them . tunately by Lee Wulff's sudden DiVita insists on death in April , 1991. However, careful craftsmanBob was even more determined ship to assure the to do the piece and began work detail he deon the piece in December, 1991 . mands , and he is The result was a fabulous involved in every piece called "Soon to Be step of the casting Released " that debuted at the process. The quality that emerges is Jackson Hole One Fly Contest in September, 1992. The piece is evident with the available in three sizes : a table superb pieces he edition , 15 inches high; a garden creates .

AT CRYSTAL RAPIDS WATER PARK OPEN DAILY 10:00am- 7:00pm Group Reservations Invited - 303-663-1492 Loveland, CO - One mile west of 1-25 on Highway 34

RtlPids ~VENTURE

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Lydia's Style Magazine

Sculpture In The Park The city of Loveland is synonymous with the word sculpture for many professional sculptors. The annual Sculpture !n the Park exhibition has enhanced th1s reputation. It is the largest exhibition of sculpture in the United States. Last year 15,000 people attended.

The tenth annual show will be held August 7 and 8 at the Benson Park Sculpture Garden at 29th Street and Aspen Drive in Loveland. This two day event will feature over 750 pieces from approximately 200 nationally and internation~lly recognized sculptors. The Loveland H!g~ Plains Arts Council sponsors the exhibition and proceeds are used to be~efit Loveland's Public Sculpture Collection, the Benson Park Sculpture Garden and the Arts Council. Hours for the exhibit are 9 :30 a.m . to 4:30 p.m . Admission is $5.00 with children under 14 free.

A live and silent Auction Under the Stars, will be held August 7 at 6:30 p.m. at the Benson Park Sculpture Garden . A majority of the auction items will be bronze sculptures . Tickets are $30 per person and include a dinner buffet and bar. Contact the Loveland High Plains Art Council at 663-2940 with questions.

Galleries

Galore One West Contemporary Art Center: 482-2787, College at Oak Plaza June 10-July 24, Painting and sculpture show by John Giarrizzo and Gino Miles.

Main Gallery July 1-24, "The Bricklayer", exhibit by Tony Perniciaro. Mezzanine Gallery.

Aug. 5, Poudre R-1 art show displaying works by students and teachers. Mezzanine Gallery.

Gallery East: 667-6520 Lincoln and 1Oth Street in Loveland June-Aug , Featuring original paintings by Jim Biggers, Sharon Hults, Ellie Weakley and Rick Stoner and bronze sculptures

by Gary Alsum , Denny Haskew , Darlis Lamb , Vince Valdez and George Walbye.

Aug . 7, 8, Open House during Loveland sculpture shows , 10 to 5 p.m. Sat. and 12 to 6 p.m. Sun .

Lloyds Art Center: 482-2218 216 North College June-Aug ., Works by local artists.

Baker Gallery: 663-7407 1041 North Lincoln in Loveland June-Aug. , Regional contemporary art.

Aug . 7 , 8, The 2nd annual Sculpture Show. Focuses on outdoor sculpture.

Fort Collins Museum: 221-6738 200 Mathews

Summer 1993

Through July 11 , "What So Proudly We Hailed" July 6-Aug., Pow-Wow Portraits . .

July 13-Aug., Fabric of Legac1es: H1stonc Quilts July 17, Skookum Day, 11 a.m. to 3 p.m ., Library Park, Museum courtyard Greeley Arts Picnic: 350-9451 Downtown Lincoln Park July 24, 9 a.m. -5 p.m .; July 25, 10 a.m. to 5 p.m.

Fun festival of visual , performing , and culinary arts . "Picnickers" can learn to tye-dye, fly-tie , or bake a pie!

Loveland Museum /Gallery: 667-6130 Fifth and Lincoln in Loveland July 3-Aug. 29, "Interrelationships Between People and Animals: The Battl~ of the Species". Works by John Patnck Kelly , Dede LaRue and Linde Schlumbohm. Art Gallery Ju ly 3-Aug . 29 , "Nature Investigations."

Hands-on activities for children about animals , people and how they relate to their habitat. Senses Alive Gallery July 3-31, "Electronic Tour of Colorado Architecture". Hands-on project displays the architectural heritage of the state in an interactive computer presentation.

Impressions Ltd.: 586-6353 150 E. Riverside Estes Park July 17, 11 a.m.-4 p.m., Colorado wildlife artist Sarah Woods will be featured in a one day show.

July 23-24, Landscape artist Ed Herrmann will display recent paintings. 4-7 p.m ., July 23; 1-4 p.m., July 24. .

July 31 , A one day show by Greenwich Workshop artist Rod Frederick.

Lincoln Center: 221-6735 417 West Magnolia July 10-24, "Fabric of Legacies", Crossroads Safehouse, All galleries and Columbine Room.

July 10-Aug. 2, "Green Quilts", Walkway Gallery.

July 29-Aug. 31, The work of Luis Eades will be featured in the Intimate Gallery.

Aug . 3-Sept. 4, Exhibition by Greg Navratil and Joni Parker. Lobby Gallery.

Aug . 5-Sept. 4, Jewelry display by Barbara Patrick. Walkway Gallery.

Illustrated Light Gallery: 482-7719 June 25-July 23, "Faces of Fort Collins Number II." Photos of the community by members of the Illustrated Light Gallery.

Madison and Main: 356-7156 801 8th St. Greeley July 16-Sept. 3,The Synchronicity Show.

Work from gallery members and guests.

Second Annual Loveland Sculpture Invitational Show and Sale: 663-4805 29th and Taft Avenue in Loveland Aug . 7, 8, 10 a.m. to 6 p.m. on Sat. an.d 10 a.m. to 5 p.m. on Sun. AdmiSSIOn 1s $3 per person with children 14 and under free.

Donna Lock is a free-lance writer living in Fort Collins with an interest in history and the arts. She has written magazine articles and brochures for museums.

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Visit with a 150 participating sculptors from the United States and abroad • Auction Under the Stars

303-663-2940 LOVELAND HIGH PLAINS ARTS COUNCIL

P.0. Box 7006, Loveland, CO 80537-0006

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MONEY MATTERS

Planning For Retirement '' hen I retire , I'm going to see the world ," says the 35-year-old . "I'm going to buy a house by the beach ," says the 45-yearold. "After all these years of work, I deserve to do whatever I want, " says the 55-year-old.

What's going to make their dreams come true? More than any other financial goal , funding the retirement years takes the most preparation. Financial planners agree the most important step for retirement planning is to START NOW. Brian Burck of Edward D. Jones & Co . says the most common mistake is not starting early enough. "The younger you get started- and I think it's crucial to start in the 20's- the better the chance you'll have a nest egg when you retire ," he says.

Monty Weymouth of Shearson Lehman Brothers suggests setting aside 10% of earnings . " Even if you're on a limited budget, it won 't hurt you . You've got to start when you 're young. Say you 're 25 and you put $2 ,000 away and neve r add another penny. If it averages 8% interest, at age 65 you'll have around $43 ,000 . That's a lot of money for a $2 ,000 investment."

"Exercise self-discipline month in and month out. Treat your retirement savings programs like they 're bills that have to be paid each month," says Van Rubiano of Sterling Financial.

Realistically , though , many people don 't settle into ret irement planning until their 30's, 40's or later.

"I think there 's a reluctance of starting ," says Gary Karre of Paine Webber in Greeley. "But, you have to build a consistent practice and stick to it. The process will create momentum leading to a positive effect."

Karre says many 30-somethings

By Teresa R. Funke money they'll need in 20-25 years , think they'll never be old . "You can understand that mind set," he says. especially considering inflation. "If "They have young families and are they want to retire with $50 ,000 today's value, and we had a 5% inflainto gathering things. Sometimes tion rate , then in 30 years to have the there aren't a lot of funds left at the end of the month or energy at the same spending base they're going to end of the day to think long-term inneed around $ 142 ,805 dollars a vesting for retirement." year," says Thornton .

50-year olds often realize retireBut, 30-somethings that do begin ment age is fast approaching. If they planning are better off than their 40 haven 't done any retirement planand 50-someth ing counterparts.

"What surprises the 30-year olds is ning , it can be a ne rve-wracking revelation . "If there 's a mistake 50how easy it is if they start investing right away. Then they r - - - - - - - - - - - - - - - - - - - - . , realize they can afford "Exercise self-discipline month in and that $50 a month and month out. Treat your retirement things sta rt skyrocketsavings programs like they're bills that ing. It can be exciting for have to be paid each month, " says Van them ," says Jo-El len Rubiano of Sterling Financial.

Thornton of Thornton Financial. year olds make , it' s thinking it's too "Because they have more time, 30late now to start doing anything year olds can afford to take more meaningful ," says Karre. risks," says Burck. "Don't be too conAlthough the approach differs for servative . I'm not saying speculate , but buy into good companies , like 50-year olds - more diversification and fewer risky investments - it's not pharmaceuticals , or up and coming too late to start planning. "A lot of companies and go into growth in people think thei r life is going to be come funds , like utility companies. " over at age 65 , but the truth is we're The more risk , the more living much longer now," says Weyreward, but investors need mouth. to remember never to gamBurck urges all three age groups to ble more than they can afford to lose . "You can invest in things that can grow and respond to inflation . Putting all your make money quickly , or money in the bank just doesn't make lose it quickly," says Burck. sense anymore.

By their 40 ' s, many "If your money is in a bank CD that investors aren 't as interested is paying 4% and inflation is 4% high risk ventures .

"Around 45 they realyou 're standing still. Then when you take the money out and pay taxes , ize that magic numyou 've lost ground ," says Burck. ber is only 20 years off. People in their "Only the money we'll need short 40's may have kids term should be in a bank ," says Thornton. "Even people in their 60's in college or children and 70's should have some money in at home and parents things that can grow with time." to take care of, and that time and So how do you get started planfinancial commitment concerns them. ning? First , estimate how much They start to really examine their money you 'd like to have when you retirement programs," says Karre.

Thornton notices people who start retire. Financial planners or brokers retirement planning in their 40's are can help you fill out a profile to desurprised to discover how much termine you r retirement needs.

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Lydia's Style Magazine

Don't rely on Social Security. Experts estimate you can count on only a 1/4 of your retirement income coming from Social Security. The other 3/4 comes from employer retirement programs, personal savings and parttime employment. Commit to making your retirement savings a priority.

If you have an employer retirement or stock program, use it, especially if they match dollars! "Otherwise, you're throwing away free money!" says Burck. If possible, have the company directly withdraw the funds from your paycheck or checking account.

A professional can help you make the most of your investment potential.

For one thing they take the time to watch your investments daily. "Most people do not have the personality to buy and sell stocks themselves. They get attached to the stocks or they can't stand to lose money on a given day," says Weymouth.

Choose a professional that's right for you. Financial planners and brokers may take different approaches and many firms cater to certain types of clients. "Talk with friends to see who they are working with," suggests Thornton. "Interview planners on the phone and ask how long they've

been doing it, how they do it and how they're compensated. Ask for references. It's important not to hire someone who hasn't been in the field very long. Also, hire someone whose interests are similar to yours, not someone who works with wealthy retirees if you're only 30."

Diversify your interests. You don't have to stop adding to your bank savings account, but don't put all your money in one place. People are often shocked to discover how many investment choices they have.

Your financial planner or broker will explain I RAs, annuities, mutual funds, CO's, stocks, bonds and other options for retirement planning.

Be open to new ideas and suggestions even if they seem far removed from your familiar methods.

Still, be comfortable with your decisions. "You have to be able to sleep at night," says Weymouth.

Keep your broker/planner updated.

Many firms meet with clients quarterly. "If you have any changes in your financial situation, good or bad, you should sit down and review your plan," says Rubiano.

Finally, accept that a retirement plan is a long-term investment and

don't expect to see huge returns right away. Since it is longterm, however, there's no need to panic over daily changes in the investment community. "Everything is cyclical," as Rubiano says. "Whether it's the economy or interest rates or the stock market, you'll have your ups and downs. The whole point is if you're saving money on a systematic basis and if you invest in a diversified portfolio, i.e. stocks, bonds and cash, over the long run you should be able to accumulate sufficient capital."

Teresa R. Funke is a local freelance writer and historian. She's been published in Rocky Mountain News, Northwest Parks and Wildlife, Outdoors Unlimited and Colorado Country Life.

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Financial

A Financial Consulting Firm We design and maintain investment strategies which maximize growth and income and minimize risk and tax liability.

Thornton Financial is a team of five professionals committed to service and integrity.

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221-2089 1024 Centre Avenue (At Drake & Shields)

Bob McCluskey He has found his own satisfaction working in the creamery, being involved in community organizations and assisting nonprofit organizations.

By Sandra Cowan ob McCluskey , Jr. , general manager of Poudre Valley Creamery, and newly elected member of the Fort Collins City Council is a thoughtful , conservative individual who is interested in what happens to Fort Collins.

"I see the city council as a major challenge , and I look forward to meeting that ," says Bob . "The time commitment and the level of expectation for council members are very high . It will take time to accomplish the balance among the areas of business , personal and community. " His interest in the political process was peaked when he served an internship with Colorado Senator Dominick in Washington D.C. after his junior year at Stanford University. His political interest, his accumulated business years, and his nonprofit community service lent credibility to his successful bid for the council.

Bob, who is the second of three children, was born in Denver in 1950, has lived in Fort Collins since 1954, and has a keen awareness of northern Colorado. Bob grew up on West Mountain Avenue where a housing authority project is presently located.

He attended Dunn, Moore, Lesher and Fort Collins High schools.

After graduating with a B.S. in economics from Stanford University , he completed his M.B.A. at Stanford in 1975. He also studied at the Stanford campus in Florence, Italy.

After college graduation , he returned to Fort Collins and Poudre Valley Creamery. He worked six days a week learning different aspects of the industry, and spent a lot of time getting to really know the business even though he had worked there since high school.

"There is always a lot to do in a small business. You never get ahead. It's a question of how far behind ."

The creamery competes with companies from Arizona , New Mexico , Wyoming, and Nebraska . "I still con sider our business small compared with our competition ," says Bob. "My goals are to continue to be a top provider of service in our industry in

Spring 1993

this area. We have to do a little better job of service and watch our costs more than the big companies do. Our goal is to be the strongest daily supplier in the area. " The creamery has the largest market share in Fort Collins. Bob would like to have the largest share in Larimer County. "Though, sometimes it is too costly to be the biggest - mainly because of the resources that are required for a large business. We hope to be the best in our specific niches."

Presently , those are door-to-door home delivery , institutional , restaurants , convenience and grocery stores.

Bob spent many years building up the business base of the creamery.

But in his spare time, he volunteered for nonprofit organizations such as the 4-H, the state milk marketing board, the Rotary Club of Fort Collins, and the Fort Collins Parks and Recreation board. He was captain of the Rotary superstars team for Partners . Each year he became more involved until his term as president of the Parks and Recreation board gave him a heightened insight into the city's budgetary process . He decided it was time to return to the political arena.

In April, 1993, Bob was elected to the Fort Collins City Council. He says his goals as a member are to first understand how the council works , and then use this knowledge to work better with people in the future. He enjoys people and plans to maintain close contact with the community. Since the election drew only about 17 percent of the people, he would like to ascertain what the rest of the community wants . Why didn't they vote . "It's important to find out what the sense of the people is even if they don't have a loud voice ."

The two most prevalent issues that he sees are population growth and Amendment One . "Most people want some form of managed growth over time and want a quality job ." There are differences on how to delineate the amount of growth. Bob says the original 1977 city goals and objectives ,

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from which the current land development guidance system came , need to be updated . "If the current system is not achieving what it should , we need to refine it, not scrap it . It does not do well in affordable housing and infill areas. These are tough problems and they need to be addressed."

Even though Amendment One did not pass in this area, Bob feels the message to the elected officials was that they need to be more accountable for the resources they already have.

"The key issue is accountability - in funding , limiting and spending ."

His personal philosophy is to balance and moderate his lifestyle, work interests and time. Bob takes time to enjoy his hobbies. He flies hot air balloons , plays handball , scuba dives, bikes, and cross country skis.

As Bob reflects back, he says Fort Collins has been a good place in which to grow up. He had a supportive family, went away to school, and returned to a rewarding place to live and work. He is happy with his life. "I've had enough variety that I'm happy now." The opportunities have been good here. Working with his dad, his mentor and business trainer, was an enjoyable experience.

He has found his own satifaction working in the creamery, being involved in the community organizations and assisting nonprofit organizations. He is excited about working for the people of Fort Collins and wants to do a good job during a four-year council term as well as with his company.

Bob's contribution to the business community , the nonprofit organizations, and now the city council shows a great concern and awareness for northern Colorado and our city. Thank you for caring what happens to Fort Collins, Bob. Style salutes you!

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