Marcia VanBoskerck REALTOR速
First-Time Buyer Programs
(904) 237-2670
Marcia VanBoskerck REALTOR速 For the most complete and up to date information on loan programs you need to speak with a lender. This information is provided as a general guide only.
Traditional Purchase Percentages Down Payment
VA Loan 0%
FHA Loan 3.5%
Closing Costs
4%
4%
Clean WDO Property Requirements Livable from day
Livable from day1
Assume a Home is $150,000 Down Payment
VA Loan $0.00
FHA Loan $5,250
Closing Costs
$6,000
$6,000
TOTAL
$6,000
$11,250
(904) 237-2670
Marcia VanBoskerck REALTOR®
FL Bond
USDA Guarantee
Income Restrictions
Yes
Yes
Education Class Required
Yes
No
Designated 'rural' areas *no existing Mobile
Which Homes Qualify
any home meeting FHA guidelines
Investment Requirement
$1,000 of ’seasoned’ money
0%
$7,500
100% of property Value
none
All repaid in the loan
Maximum Assistance Assistance Forgiveness
Occupancy Requirement
Homes, No in-ground pools
Cannot own a home or have For first time buyer or owned in the past 3 lack ‘adequate’ years—Must be housing—Must be Owner Occupant & Owner Occupant & Primary Residence Primary Residence
(904) 237-2670
Marcia VanBoskerck REALTOR®
Documents You Will Need •
• • • •
Current Pay Stubs 1 month & 2 years of W-2’s, any pension statements, social security letters etc 2 years of tax returns Social Security Card or Green Card List of Rental History for 2 years 2 months of bank statements, 401k statements etc This list may not cover everything but it will give you a good start!
(904) 237-2670
Marcia VanBoskerck REALTOR速
Suggested Lenders Sande Libert, Mortgage Loan Officer
904-545-6562 6319 Roosevelt Blvd Jacksonville, FL 32244
(904) 237-2670
Marcia VanBoskerck REALTOR®
• • • • • • • • • • • • • • •
2011 - Million Dollar Club, Top Listing Agent and Agent of the Year (Middleburg Branch) 2010 - Million Dollar Club and Top Listing Agent (Middleburg Branch) 2009 - Million Dollar Club, Top Listing Agent and Agent of the Year (Middleburg Branch) 2008 - Million Dollar Club, Top Listing Agent and Agent of the Year (Middleburg Branch) 2007 - Rookie of the Year & Million Dollar Club 5-Star Agent, Voted best in customer satisfaction in 2008 and 2009 SFR Certified Short Sale and Foreclosure Resource Certified Foreclosure Specialist Experienced Short Sale Agent Florida Licensed Real Estate Agent Florida Licensed Home Warranty Agent Member of the National Association of Realtors Member of the Northeast Florida Association of Realtors Member of the Northeast Florida Mulitple Listing Service Registered Agent for FHA, VA, and Bank Repo Bidding
200
I can research, show, and sell any home listed in MLS!
(904) 237-2670