PlusLiving+ Central & West Auckland Issue #3

Page 1


Embracing

The dementianationaldilemma

SCAN

The art of routine

Embracing

Tips

The senior’s guide to tattoos

STAY IN THE NEIGHBOURHOOD

THAT YOU LOVE

Move into your preferred suburb or add value to an underutilised site.

The best suburbs tend to be the most established. That means that finding a site available to build on, in an established area, is almost impossible. Renovation isn’t for everyone, and sometimes presents more unknowns than many buyers would like. If a truly unique design is part of your vision, we will help bring it to life. The Landmark Homes Remove and Rebuild and Design and Build service guides you through the process from start to finish, achieving the unique design you have in mind.

Older homes with larger land parcels don’t always have the house position optimised exactly as you would like. If you own or are planning to buy a site that is subdividable but has an older home in a position that doesn’t allow for full utilisation of the site, or adding a second or third dwelling, Landmark Homes Auckland Central West can help to give you options. Every detail, from how large the garage should be through to the features your kitchen needs, can be customised for you. We will help ensure that the number

of bathrooms and overall size works for the site. You have complete freedom of choice!

How does this all work?

From the initial site assessment through to completion of your new home, we’re right alongside you.

We start with an assessment of what’s possible to build on the site. We then meet with you for a planning session.

We’ll discuss your ideas and what you want from the redevelopment. Once we’re all happy with the design, it’s time to Remove and Rebuild!

To find out more about this process or to have a chat about what is possible, feel free to contact Bella Peto-Bennett today on 027 836 7744.

Pakawau Beach Camp sits on the sea front enabling you to enjoy the sounds of waves meeting the shore, to amazing sunrise and sunsets over the ocean.

Come and pitch your tent, park your camper van or stay in one of our beach front cabins.

Less than a 20-minute drive from Pakawau you will discover an abundance of stunning scenery including, Cape Farewell, Farewell Spit, Puponga Farm and Wharariki Beach.

Pakawau Beach Camp 03 524 8308 accompakawaubeachpark@gmail.com

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The self-care journey

This issue of Plus Living opens up with an article looking at our national dementia dilemma and the lack of a nationwide plan to combat the critical issue of mental health in our ageing population.

We look at the art of routine and how establishing new routines is important for navigating life’s unexpected challenges.

We also look at whether AI is ageist, finding that it isn't biased against older people on purpose, but can and does reflect the biases already existing in society.

There are pieces on embracing tranquillity by moving to a quieter town when retiring, caring for ageing skin and what you need to know about tattoos after you’re 50.

You’ll find advice on how to maintain a healthy relationship with your adult children, Yoga for beginners, brain games, recipes and much more.

Enjoy.

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Publisher: The Job Agency Ltd 38 Lowe Street, Addington, Christchurch 8011

Managing Director: Gary Collins

GM of Operations: Kylie Palermo

Sales Manger: Angela Elley (03) 961 5184 | sales@markat.co.nz

Art Director: Jarred Shakespeare (03) 961 5088 | jarred@markat.co.nz

Design: Jessica Ann

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Accounts: (03) 961 5050 | accounts@markat.co.nz

LIVING

Welcome to Plusliving – the magazine dedicated to living well and ageing gracefully in modern society. Aimed at the 50+ age group, you’ll find articles covering all aspects of contemporary life, including physical health and wellbeing, mental health and acuity, home life, working life and finances, technology, travel, self-improvement and more. Our aim is to provide information anyone can use, on any given day, so you can get more out of life.

Disclaimer

This publication is provided on the basis that The Job Agency Ltd is not responsible for the results of any actions taken on the basis of information in these articles, nor for any error or omission from these articles and that the firm is not hereby engaged in rendering advice or services. The Job Agency Ltd expressly disclaim all and any liability and responsibility to any person in respect of anything and of the consequences of anything done, or omitted to be done, by any such a person in reliance, whether wholly or partially upon the whole or any part of the contents of this

by The Job Agency Ltd. All

or advertisement may be reproduced without written permission.

General Manager of Operations
Tattoos after 50
Kylie Palermo

Lifestyles

Darby Armchair

Upgrade your living room with this mid-century modern chair. Its sleek silhouette, subtle curves, and tapered wooden legs add a touch of chic sophistication while creating a light and airy feel in your space.

RRP $1099.00 www.targetfurniture.co.nz

Design Republique Sophia Ribbed Faux Fur Throw

Elevate your interior design with the luxurious Sophia Ribbed Faux Fur Throw in chocolate brown. This cosy blanket is the perfect accent piece to add a touch of elegance and warmth to your living room.

RRP $149.90

www.bedbathandbeyond.co.nz

Hadley Spiced Berry Check Cushion

Breathe new life into your living space with the Hadley Check Cushion. This fun accent piece is the perfect pick-me-up for any sofa or armchair in need of a refresh. This beautifully crafted pillow features a classic tufted check pattern and a colour palette that blends seamlessly with most décor.

RRP $99.99 www.adairs.co.nz

DISCLAIMER: Please note prices listed here are recommended retail pricing. Prices are subject to change at the discretion of the seller. The information on this page is for information purposes only. The Job Agency T|A Markat assumes no liability or responsibility for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon.

Tabatha Table Lamp

This sleek and stylish lamp features a contemporary design that will instantly elevate the ambience of any room. Its soft, diffused light creates a warm and inviting atmosphere, perfect for illuminating your favourite reading nook or casting a gentle glow over your living space.

RRP $42.00 www.kmart.co.nz

Wavy Floor Mirror

This full-length mirror features a unique, wavy design that adds a quirky personality to any room. The soft curves of the mirror frame contrast beautifully with straight lines, creating a visually interesting look. Featuring a plush velvet frame in rich chocolate brown, this mirror is sure to be a conversation starter!

RRP $199.99 www.onceit.co.nz

Our national dementia dilemma

Dementia mate wareware is a critical issue for ageing Kiwis

New Zealand can expect a 240 percent jump in dementia mate wareware cases in coming years, which makes the recommendations in a recently released report by the Aged Care Commissioner critically important.

That’s the message from Alzheimers NZ chief executive, Catherine Hall, who says the lack of system-wide planning for Aotearoa New Zealand’s ageing population, including the looming ‘dementia mate wareware crisis’ is difficult to understand.

Dementia mate wareware is the name for symptoms caused by different diseases that affect a person’s brain, such as memory, thinking and social skills.

“Given older people are the biggest users of the health systems and ageing is the most significant risk factor for dementia mate wareware, you’d think health policymakers would be very focused on addressing this issue, but they’re not,” Catherine says.

“The health system is not planning for New Zealand’s ageing population in any meaningful way,” she says.

The Aged Care Commissioner’s report 'Amplifying the voices of older people across Aotearoa New Zealand' highlights the lack of support and care for older people and whānau living with dementia mate wareware.

That’s one of three critical issues listed in the report in which commissioner Carolyn Cooper says there is a lack of a dedicated strategy and planning for the health needs of an ageing population.

Catherine was also pleased to support the commissioner’s call to reduce the number of people living with dementia mate wareware in future by investing in public health measures, including hearing aids.

She also backs the call for a coordinated strategy and action plan for older people, both to address the growing unmet need and prepare for increased need as New Zealand’s population continues to age.

“Our ageing population is not a new phenomenon. We’ve known it was happening, and our policymakers and politicians should know and be planning for the impact, especially on the health system.”

Catherine says it is important to help older people navigate the health system and improve the transitions of care across hospital, the community, and residential care.

Reducing the risk of developing dementia

By 2050, 139 million people are forecast to be living with dementia worldwide.

Alzheimer’s Disease International (ADI) says that 55.6 million, or 40 percent of projected dementia cases, could be delayed or potentially even avoided by addressing just 12 risk factors.

ADI, the global federation of over 100 Alzheimers and dementia associations, is calling on governments around the world to urgently fund dementia risk-reduction research, education, and support services and for governments to make risk reduction a core element of national dementia plans.

“Even though new treatments are now on the horizon, they will not be instantly available or suitable in the majority of cases,” says ADI CEO, Paola Barbarino.

“As we now know a lot more about reducing the risk of developing dementia, this is one of the best ways to tackle the escalating numbers. There’s clear evidence that demonstrates pre-and-postdiagnosis risk-reduction works.”

ADI say tackling dementia risk factors for individuals, both before and after a diagnosis, can reduce or slow down the oncoming 139 million projected dementia cases by 2050 in a way that is accessible and affordable for people across the globe.

There are many proven risk factors for dementia, many of which individuals have a degree of personal control over. These include smoking, excessive alcohol consumption, physical inactivity, infrequent social contact, head injuries, and conditions including diabetes, hearing loss, depression, obesity, and hypertension.

The remaining risk factors include air pollution and restricted access to early education, which governments are responsible for addressing.

Furthermore, governments are responsible for providing other services that can help improve the lives of those living with dementia, such as affordable access to health and long-term care, and mental health services.

Many governments have already agreed to prioritise dementia risk reduction and support for those living with dementia and their carers through their commitment to the WHO Global Action Plan on the public health response to dementia. Yet, evidence suggests that many have forgotten or ignored this commitment.

“We are calling on governments worldwide to invest in both research and support services, to reduce dementia risk, and to invest in risk reduction awareness campaigns; clear, persuasive campaigns that cut through the noise and confusion of much of the healthcare messaging,” Paola says.

“This is a critical step, in the absence of treatment or a cure, to prevent as many cases as possible. We must ensure populations are aware of dementia risk-reduction strategies, at all ages, and have access to necessary information, advice, and support services.”

Advances in dementia drug development

Paola Barbarino acknowledged that 2023 saw exciting advancements in the dementia drug therapy space that have brought hope to many people living with dementia.

However, she stressed her concerns around the suitability of the treatments for all those living with dementia, and potential accessibility issues for some who needed treatment most.

“Despite advances in dementia drug development, risk reduction remains the only truly globally accessible strategy available to us now and in the immediate future for decades to come.”

She does say there are several issues that need to be addressed before dementia drugs can have an impact.

“Time and the lack of equitable access in the eventual roll-out of these emerging treatments is a major issue. Barriers such as cost may impede access to life-extending treatments, even when they are available for distribution.”

Only 40 governments worldwide have so far developed national dementia plans, with even fewer of these including risk reduction strategies. As a result, governments are missing out on a vital tool to delay or prevent future cases.

Bearing the burden alone – the need for government investment

Although individuals can implement lifestyle changes to reduce their risk of developing dementia, or slow the progress of dementia, governments have a clear role to play in reducing societal risk.

Paola says the urgency for government involvement in response to rising dementia cases is clear.

“We want to see governments include robust risk reduction strategies as part of their National Dementia Plans, and to clearly make connections between dementia and other conditions to enable full integration in areas like stroke strategies, healthy eating programmes, quit-smoking services, clean air programmes, and early education.”

“Doing this now is likely going to be more cost effective than bearing the exponentially growing societal and economic cost of dementia later down the track.”

The funding of such initiatives may even cross over with other governmental goals such as reducing smoking and obesity rates, addressing mental health issues such as depression, or improving access to hearing aids, the use of which has been shown to slow cognitive decline in those experiencing hearing loss.

“So often, those who have been diagnosed with dementia tell us they were unaware that there are modifiable risk factors for dementia and wish they knew how to reduce the risk much earlier in life.

“Often, it isn’t until after diagnosis that they realise how practical dementia prevention can be both for preventing or delaying the onset, but also to potentially slow the progression of the condition.”

Love the skin Caring for ageing skin and embracing the journey

To start, it’s important to preface that ageing is not something to dread; in fact, it’s a beautiful and natural process that should be celebrated. Every wrinkle, every grey hair, and every change we see in the mirror is a reflection of our lives and experiences.

While we are all aware of the visual changes that appear with getting older, it can also be helpful to know why they happen.

Wrinkles are like the poster child for ageing. They often become the most recognisable signs of ageing, showing up like little lines on our foreheads, around our eyes, and on our hands. It’s guaranteed that they will show up sooner or later, but why do we get them?

Sun exposure is one of the biggest culprits behind wrinkles. Think about all those summers spent on the beach without sunscreen or just those everyday moments when we forget to protect our skin. UV rays from the sun break down the collagen and elastin fibres that keep our skin firm and bouncy. When these fibres are damaged, our skin can’t snap back into place as easily, leading to the wrinkles we see in the mirror.

Lifestyle choices also play a huge role in how our skin ages. Smoking, for instance, constricts blood vessels and reduces blood flow to the skin, which deprives it of oxygen and essential nutrients. Over time, this accelerates the ageing process, making wrinkles more prominent. Similarly, drinking too much alcohol can dehydrate the skin, causing it to look dry and lined. Even what we eat matters. A diet that lacks essential vitamins and nutrients can

speed up the breakdown of collagen, leaving skin less elastic and more prone to wrinkles. Add the natural pull of gravity and the fact that our bodies produce less collagen as we get older, and it’s no surprise that our skin starts to wrinkle.

Another sign of ageing that many of us notice is the appearance of dark spots, sometimes called age spots or liver spots. Unlike freckles that come and go with sun exposure, these spots tend to stick around and are usually larger and more noticeable. They often appear on parts of our bodies that have seen the most sun over the years, like our faces, hands, shoulders, and arms. What’s happening is our skin’s way of protecting itself. Over time, the skin produces more melanin, which is the pigment that gives our skin its colour. This extra melanin can clump together, forming those dark spots that become more common as we age.

Beneath the surface, other changes are taking place. Our skin cells naturally become thinner, and our melanocytes, which are the cells responsible for pigment, decrease in number. This can give our skin a thinner, more translucent appearance. On top of that, our sebaceous glands, which produce natural oils, become less active. This leads to drier skin that can feel rough and look less radiant. These changes are all part of the natural ageing process, but understanding them helps us respond with the right care and treatment.

Even if we’re just starting to see the first signs of ageing, it’s never too late to adopt a routine that can make a difference. The earlier we start with good habits, the better. That being said, as we near our fifties, our bare minimum skincare regime should look like this:

Cleanse: Washing our face daily is essential for keeping our skin clean and healthy. Using a gentle cleanser that doesn’t strip the skin of its natural oils is key, especially for mature skin, which can be more sensitive. Pairing cleansing with mild exfoliation a couple of times a week can help get rid of dead skin cells, encouraging new cell turnover and keeping our skin looking fresh and smooth.

Treat: Treating our skin with targeted products can make a big difference, especially when it comes to dealing with hyperpigmentation and sun damage. Retinol, a derivative of vitamin A, is a popular ingredient that dermatologists often recommend. It encourages skin cell turnover and stimulates collagen production, which can help reduce the appearance of fine lines and even out skin tone. If you’re new to retinol, it’s best to start slowly, as it can be quite potent and sometimes cause irritation. Another fantastic ingredient is vitamin C. Not only does it help brighten the complexion, but it also combats free radicals that can speed up ageing. Regular use of vitamin C can fade dark spots and give the skin a more youthful, glowing appearance.

Moisturise: Moisturising is another crucial part of keeping our skin looking its best as we age. As we enter our thirties and forties, our body’s natural production of hyaluronic acid starts to decline. This substance is essential for maintaining moisture in the skin, keeping it hydrated and plump. Without enough hyaluronic acid, fine lines become more noticeable. Using a serum that contains hyaluronic acid can help restore moisture levels. At the same time, a rich, vitamin-infused moisturiser can protect the skin barrier and keep our skin feeling soft and supple.

SPF: And, of course, let’s not forget about sun protection. It might seem like just another step in the skincare routine, but it’s one of the most important. Sun exposure is the number one cause of premature skin ageing. Worse yet, prolonged exposure without protection can lead to skin cancer. To guard against these harmful effects, it’s recommended to use a broad-spectrum sunscreen with an SPF of at least 30 every day, rain or shine. Daily use of sunscreen can prevent much of the damage that leads to ageing skin and keep our complexion looking youthful for longer.

Ageing is a universal experience, and while it brings changes, it also comes with so many wonderful gifts. Instead of worrying about each wrinkle or grey hair, let's try to shift our perspective. Taking care of our skin is not just about looking youthful; it’s about feeling good in our skin and treating ourselves with kindness and care. By embracing a skincare routine that nourishes and protects, we are not only enhancing our appearance but also practising self-care.

Permanently replace missing teeth

Missing

teeth can affect your appearance as well as your ability to eat and speak properly

– in fact, it can impact on your whole quality of life!

But it’s good to know that dentures are not your only option, as today’s advanced technology, materials and techniques make dental implants an excellent tooth replacement option.

Dental implants are considered to be a permanent tooth replacement option with a success rate of 98% over 35 years. This means they can be much more cost-effective than alternative options like dentures, which wear down and need to be replaced every 5 – 10 years. The treatment uses dental implants inserted into the jawbone to support a custom prosthetic arch of replacement teeth that look, feel and function just like natural teeth. Rock-solid and fully fixed, they are the closest thing to a natural tooth – meaning you can eat anything you like and have complete confidence that they won’t slip or move.

Dental implants have the benefit of supporting your jawbone and preventing bone loss, maintaining your facial appearance and avoiding that “caved in” look that can occur with dentures. Modern materials mimic the appearance of natural teeth so closely that it’s virtually impossible for anyone to tell that they aren’t real! They are also easy to care for.

Why McIntosh Dental?

Dr Alex McIntosh has over 35 years’ experience in implant dentistry, changing the lives of thousands of patients with one, several or full arch dental implants. As one of New Zealand’s most experienced Dental Implant Surgeons, he is at the forefront of adopting innovative technology and regularly gives lectures to the dental profession on dental implants.

The McIntosh Dental team give patients confidence in their smiles through solutions that work with their lifestyles.

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The art of routine

Adapting to life’s unexpected challenges

Life is full of changes, and while some are planned, others catch us off-guard. Whether we’re moving to a new city, retiring, losing someone close to us, or experiencing a significant health event, these changes can disrupt our daily lives and routines. Establishing a new routine is important for navigating these transitions effectively.

Understanding the importance of routine

A routine provides structure and predictability, which can be incredibly comforting during times of change. It helps to anchor your day, reduces stress, and allows you to allocate time to activities that boost your physical, mental and emotional well-being. A well-established routine can also enhance productivity and ensure that you are taking care of your essential needs.

A routine provides structure and predictability, which can be incredibly comforting during times of change. It helps to anchor your day, reduces stress, and allows you to allocate time to activities that boost your physical, mental and emotional well-being.

Assess your new situation - The first step in creating a new routine is to assess your current situation. Take some time to reflect on the changes you’ve experienced and how they affect your daily life. Identify the aspects of your previous routine that you can maintain and elements you need to incorporate. Understanding your new reality is key to building a routine that fits your current needs and lifestyle.

Set clear goals - Setting clear, achievable goals can provide direction and motivation. These goals can relate to various aspects of life, such as career, health, personal growth, or relationships. Break down your goals into smaller, manageable tasks and incorporate them into your daily routine. Having a sense of purpose can make the transition smoother and more meaningful.

Plan your day - A well-planned day can make a significant difference in how you handle a life change.

1. Morning routine: Start your day with activities that energise and prepare you for the day ahead. This could include exercise, meditation, a healthy breakfast, or planning your day. A positive morning routine sets the tone for a productive day.

2. Work or core activities: Dedicate specific time blocks for work or other core activities. If you have just retired from work or have

downsized your workload, give yourself time to adjust and find your rhythm. Focus on completing important tasks and avoid distractions.

3. Breaks and leisure time: Incorporate regular breaks to rest and recharge. Use this time to do something you enjoy, such as reading, walking, or listening to music. Leisure activities are essential for maintaining balance and preventing burnout.

4. Social interaction: Social connections are vital for emotional support and well-being. Make time to connect with family and friends. Whether it’s a quick chat, a meal together, or participating in social activities, staying connected can help you feel supported.

5. Evening routine: Wind down your day with relaxing activities. This could include a light dinner, reading or reflecting on your day. Establishing a bedtime routine can improve sleep quality and ensure you wake up refreshed.

Stay flexible - While having a routine is beneficial, it is important to remain flexible. Life is unpredictable, and being too rigid can lead to frustration. Allow yourself the freedom to adapt and change your routine as needed. Flexibility helps you manage unexpected events and ensures your routine continues to serve your needs.

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Yoga for beginners

Child’s pose

Start on your knees:

Sit on your heels with your knees either together for a more intense stretch in the thighs or spread them slightly apart for a gentler stretch.

Lower your torso:

Bend forward, extending your arms in front of you or letting them rest alongside your body, palms facing up.

Rest your forehead on the ground:

Try to make your forehead touch the mat, deepening the stretch in your spine. If this is uncomfortable, you can also rest your forehead on a block or pillow.

Breathe deeply:

Stay in the pose for a few deep breaths, ideally for a minute or more, allowing your spine to lengthen and your hips to sink closer to your heels.

Release the pose:

To come out, gently use your hands to push yourself back up to a seated position on your heels.

Warrior pose

Start in a standing position:

Stand with your feet hip-width apart and your arms at your sides.

Step back:

Step your left foot back about 3 to 4 feet, depending on your height. Angle your left foot at about a 45-degree angle.

Bend your front knee:

Align your right knee over your right ankle, bending the knee until the thigh is parallel to the ground. Keep your left leg straight and strong with your heel firmly planted on the mat.

Square your hips:

Turn your hips forward as if they are facing the front of your mat. This may require pulling the right hip back and the left hip forward.

Raise your arms:

Extend your arms above your head, palms facing each other or touching, and stretch upward while keeping your shoulders down, away from your ears.

Look up:

Optionally, tilt your head back slightly and look up towards your hands.

Hold and breathe:

Maintain this pose for several breaths, feeling the stretch and maintaining balance.

Release and repeat:

To release, lower your arms and step your left foot forward to meet your right. Repeat on the opposite side with the left leg forward and the right leg back.

Downward facing dog

Start on your hands and knees:

Position your knees directly below your hips and your hands slightly forward of your shoulders. Spread your palms, index fingers parallel or slightly turned out, and press firmly into the mat.

Lift your hips:

Exhale as you tuck your toes under, lift your knees off the floor, and lift your hips toward the ceiling. Your body should form an inverted "V" shape.

Straighten your legs:

Gradually straighten your legs, but do not lock your knees. Bring your body into the shape of an "A".

Ground your heels:

Attempt to lower your heels to the ground, though they do not need to touch the mat.

Align your head:

Keep your head between your arms, facing your knees, and your back straight.

Hold the pose:

Stay in this position for a few breaths, aiming for deep, steady breathing.

Release the pose:

To release, exhale as you gently lower your knees to the floor and transition back to a seated position.

Good reads

Looking for your next great read?

Check out this selection of 2024’s best-sellers.

The Women by Kristin

The Women is a poignant novel that follows a group of female nurses serving in the Vietnam War. The story centres on Frances "Frankie" McGrath, who enlists after her brother's death. It explores the challenges, sacrifices, and enduring bonds formed by these women as they navigate the horrors of war and societal indifference upon their return.

The Housemaid by Freida McFadden

This suspenseful thriller follows a young woman named Greta, who accepts a nanny position in a wealthy family's isolated mansion. As she settles into her new life, Greta begins to uncover disturbing secrets about the family and their past. With a growing sense of unease, she realises that she may be trapped in a dangerous game where trust is fragile, and everyone has something to hide.

First Lie Wins by Ashley Elston

In this gripping thriller, a woman named Emily becomes entangled in a dangerous game of deception and blackmail. After witnessing a murder, Emily finds herself caught between the powerful individuals involved and must navigate a web of lies and secrets to protect herself and her loved ones.

Then She Was Gone by Lisa Jewell

Then She Was Gone follows the disappearance of Laurel. As the investigation unfolds, the lives of her family and friends are turned upside down. The novel explores the complexities of grief, the dark secrets that can be hidden within a seemingly perfect community, and the lengths people will go to protect their loved ones.

Safe Enough by Lee Child

In the latest Jack Reacher adventure, Reacher finds himself in a small town where a mysterious disappearance has left the locals shaken. As he delves deeper into the case, Reacher uncovers a web of corruption and danger that threatens to engulf the entire community.

Embracing tranquility Moving to a quieter town when retiring

Retirement marks a momentous milestone in one’s life, a time to bid farewell to the hustle and bustle of a long career and embrace the serenity and leisure that come with the golden years.

For many retirees, moving from a bustling city to a quieter town or city becomes an enticing thought. The allure of serene landscapes, a slower pace of life, and a close-knit community often outweigh the conveniences of big-city living.

The appeal of quieter living

One of the main reasons retirees opt for a quieter town is the idea of peace and serenity. Big cities are often synonymous with noise, traffic, and a frantic pace that can be overwhelming. In comparison, smaller towns offer a slower rhythm, where one can lean into the simple pleasures of life. The sounds of nature replace the constant hum of city life, providing a soothing backdrop for daily activities.

Financial benefits

Moving to a quieter town can also offer financial benefits. The cost of living in smaller towns is generally lower than in major cities. Housing, specifically, is often more affordable, allowing retirees to stretch their savings further. Lower property taxes, reduced utility costs, and cheaper goods and services contribute to a more relaxed financial outlook and give retirees the opportunity to enjoy their hard-earned savings without the constant worry of city experiences.

Health and well-being

The health benefits of living in a quieter town are compelling. Less pollution, both air and noise, contributes to better physical health and reduced stress levels. The proximity to nature often encourages a more active lifestyle, such as walking, hiking, and other outdoor activities. The slower pace of life also allows for better mental health, as retirees can engage in hobbies, spend time with loved ones, and throw themselves into community activities without the pressures of a fast-paced urban environment.

Building community connections

One of the most appreciated aspects of moving to a quieter town is the sense of community. Smaller towns often have close-knit communities where neighbours know each other and have strong social connections. This can be particularly beneficial for retirees, providing a support system and a sense of belonging. Community events, local clubs, and volunteer opportunities allow retirees to stay active and engaged, fostering new friendships and enriching their social lives.

Embracing new hobbies and interests

Retirement in a quieter town provides the perfect opportunity to explore new hobbies and interests. Whether gardening, painting, bird-watching, or learning a new musical instrument, the slower pace of life allows ample time to indulge in activities that bring joy and fulfilment. Many smaller towns also have vibrant cultural scenes, with local theatres, art galleries, and music festivals that add to the richness of retirement life.

Practical considerations

While the list of benefits of moving to a quieter town is long, it’s important to consider the practical aspects as well. Accessibility to healthcare facilities is a pressing factor for retirees. Ensuring that there are adequate medical services nearby can provide peace of mind. Considering the availability of essential services, public transportation, and proximity to family and friends is important in feeling comfortable with your change of environment.

Moving from a big city to a quieter town or city when retiring can be transformative. The tranquility, financial savings, health benefits, and strong community connections offer a fulfilling, enriching retirement life. By carefully considering practical aspects and embracing the opportunities that come with a slower pace of life, retirees can find joy, peace, and contentment in their new surroundings.

Best prices for self-storage

Since 2004, Crown Self Storage has been

Now, they have over 900 individual storage units with a variety of sizes to suit your needs. They offer the best prices for self-storage in the Auckland Central district without compromising on quality and service.

With excellent security featuring 24-hour CCTV cameras, security fencing, security controls and monitored alarms, you don’t need to worry about your stored items wandering off. Once a storage unit is hired, you lock the unit with your own padlock and keep the keys. No one else will have access to the storage unit unless authorised by yourself. Access to the units is available from 6am to 7:50pm, seven days a week.

Crown Self Storage prices and sizes the unit requirements by the contents of what you need to store. For example, if you’re storing furniture and other belongings from a one-bedroom flat, the team have calculated you’d need an eight cubic metre unit costing $145 a month. They also offer smaller units for backpackers’ storage for

a dollar a day per item. Crown Self Storage can also store cars, vans, trailers, boats, campervans and trucks which ranges from $210 to $310 a month.

To make your self-storing that little bit easier, Crown Self Storage offers trolleys on site to assist with moving and a courtesy trailer to assist you in your initial move in. Your items are housed in their individual units within a large warehouse. Each unit is made of steel and are dry and protected from the elements with easy accessibility. Two undercover loading bays ensure that you can move in or out of storage, regardless of weather conditions.

For more information and to discuss prices, visit their website or give them a call.

Crown Self Storage 249 Neilson Street, Onehunga, Auckland 09 6222 333 info@crownselfstorage.co.nz www.crownselfstorage.co.nz

From caregiver to supporter

5 tips on how to maintain a healthy relationship with your adult children

Navigating difficult parent-child relationships as your children grow into adulthood can be challenging. As a parent, you’ve invested years in guiding, nurturing, and loving your child, which creates a deep bond. However, as they step into adulthood, those dynamics shift, and learning how to recalibrate that relationship is crucial to maintaining a healthy connection.

Respecting boundaries

One of the most important aspects of this transition is respecting your child's boundaries. When your children are young, you have a significant say in their lives—what they wear, what they eat, how they spend their time. As they grow older, however, your role changes from active decision-maker to a more passive, supportive figure. This can be tough to navigate, particularly when the boundaries they set clash with your natural inclination to help or offer advice.

The key is to acknowledge that your children, now adults, have the right to set these boundaries. Respecting them is a sign of love and trust. It means that while you may feel the urge to jump in and guide them, sometimes the best thing you can do is step back and let them come to you. It’s not easy to hold back opinions, especially when you think you’re offering valuable advice or steering them away from potential harm. However, understanding that they need space to make their own choices is part of allowing them to grow.

Supporting your adult children

It’s also important to recognise that your adult children will inevitably make choices that you don’t agree with. Whether it’s career decisions, lifestyle choices, or the way they choose to raise their own children, these moments can be filled with tension. It’s natural to feel disappointed or concerned, especially if you believe those choices may lead to challenges. However, just as you had to navigate your own decisions as a younger adult—some of which may have been less than perfect—your children need the same room to learn and grow from their experiences. Supporting them, even when you don’t agree with their decisions, helps solidify a foundation of trust and mutual respect in your relationship.

Respecting your child’s significant other

Another important dynamic that often arises is how you treat your adult child’s significant other. This relationship can be tricky to manage, especially when your expectations clash with their partner’s values or ways of doing things. But it’s vital to recognise that your child’s choice of a partner is their own, and it reflects what they value in a relationship. Making an effort to respect and even embrace their significant other can make a huge difference. Criticism or judgment—even when wellintentioned—can drive a wedge not just between you and the partner but also between you and your child. On the flip side, being open and welcoming, even when you might not see eyeto-eye, creates an atmosphere where your child feels supported in all aspects of their life, including their romantic relationships.

Generational differences often play a major role in how parents and adult children relate to one another. The world your children are navigating is different from the one you grew up in. The social norms, technological advancements, and cultural shifts can create a disconnect that’s easy to overlook. Instead of dismissing your child’s perspectives or ways of doing things as wrong or misguided, try to engage with curiosity. Ask questions, listen, and be open to learning from them. This can help bridge the gap that generational differences sometimes create, creating mutual respect that can strengthen your bond.

2 3 4 5

When to offer advice and when to step back

Letting go of ego is a significant part of maintaining healthy relationships with your adult children. It’s easy to fall into the trap of believing that because you’re the parent, your opinions should carry more weight or that you inherently know what’s best. However, relationships are not about control or

always having the final say. They are about balance, respect, and understanding. By setting aside your ego and acknowledging that your child is now an autonomous adult, you create space for a more equal, meaningful relationship.

Knowing when to offer advice and when to keep quiet is another delicate balance. As a parent, your natural instinct is to help, especially if you see your child struggling or heading down a path that may lead to struggles. However, unsolicited advice can often feel like criticism or control for your child. Instead, try to wait for them to seek your guidance. If they don’t, it’s a sign that they’re choosing to handle the situation on their own terms. Sometimes, the most loving thing you can do is to offer silent support, showing them that you trust their judgment even when it differs from your own.

Letting go of control

Ultimately, there comes a time when you have to stop trying to control the relationship. This doesn’t mean you stop caring or loving your child, but rather that you relinquish the desire to dictate how the relationship should unfold. Adult children, like any other adults, have the right to establish the type of relationship they want with you. If you try to hold on too tightly or steer the relationship in a direction because it benefits you, it can lead to tension or distance. Letting go of control and allowing the relationship to evolve naturally, on terms that suit both parties, is key to maintaining a healthy bond.

Parenting doesn’t end when your children become adults, but the way you parent changes. The shift from being a caregiver and decision-maker to a supportive presence can be hard, but it’s necessary. Respecting your child’s boundaries, supporting them through choices you may not agree with, and letting go of the need to control the relationship are all part of this new phase of parenting. While it may be a challenging transition, it’s also an opportunity to form an even deeper, more meaningful connection with your adult children—one that’s built on mutual respect, understanding, and love.

The key is to acknowledge that your children, now adults, have the right to set these boundaries. Respecting them is a sign of love and trust. It means that while you may feel the urge to jump in and guide them, sometimes the best thing you can do is step back and let them come to you.

Simplifying marketing for maximum brand impact

Callon Creative transforms your marketing from complicated to simple, ensuring your brand’s influence is felt far and wide.

Amy Callon, founder of Callon Creative, is passionate about transforming marketing confusion into clear, actionable plans. Inspired to start her own business for the flexibility and personal fulfilment it brings, Amy thrives on problem-solving and making marketing simple, fun and personalised. She values the joy of seeing her work and her clients succeed in the real world, emphasising the importance of confidence and dedication in her journey.

From crafting a compelling website that captures your brand’s essence to managing your social media presence with engaging content, Amy’s expertise lies in creating consistent and strong brand identities. Imagine having a partner who not only designs your logo and website but also takes charge of your entire online presence, leaving you free to focus on what you do best.

With glowing testimonials from satisfied clients, Callon Creatives personalised approach to marketing makes all the difference. Let Amy’s passion and creativity bring your business goals to life, offering you peace of mind and the joy of seeing your brand thrive in the digital world. Discover more at calloncreative.nz

For example, who have you appointed as your trustee and executor? Are they still alive or capable of administering your estate? Have any of your beneficiaries in your will predeceased you? It is a good idea to spend a little bit of time reviewing what your current will says particularly if you have not looked at it for several years and in some cases even decades. Do you need to update instructions about burial and/or cremation? Have you thought about family and friends who have provided you with assistance and in your estate, you would want to give them a reward and/or a gift? A will provides clear instructions for your executor and can be of great benefit to them when tasked with dealing with your estate. A very clear and concise will can also significantly reduce the cost of administration.

An enduring power of attorney is a document which allows you to be looked after should for any reason you lose capacity. The decision about whether you have lost capacity is one that is made by a medical practitioner and not by your attorney.

The most important thing to remember is that without such a document in place in relation to your property and personal care and welfare your family could be faced with considerable cost in having

to go to the Family Court to have managers appointed in respect of both roles. Those appointments remain in effect for three years and must be renewed. The applications must be filed and considered by Family Court Judge and with the reappointment of a lawyer to act for you. The property manager must annually prepare a report which is audited by Public Trust at some cost. And all of which could have been avoided if you had gone and spoken to us about your Enduring Power of Attorney.

Life in ink

What you need to know about tattoos after 50

Tattoos are no longer just for the young and rebellious. More older adults are embracing the art of tattooing, finding it a meaningful and fun way to express themselves. If you’re an older adult thinking about getting inked, you’re in good company. But, like any big decision, it’s important to be informed.

Life is full of ups and downs, moments of joy, and lessons learned. Sometimes, those moments deserve to be celebrated in a big way. A tattoo can be a beautiful way to capture those memories. Maybe it’s a tribute to a loved one, a reminder of a milestone, or simply a piece of art that speaks to your soul. Whatever the reason, getting a tattoo is a way to honour your life’s journey and tell your story.

At this stage of life, many of us have a clear sense of what’s important to us. We’re less concerned with what others think and more focused on what makes us happy. If getting a tattoo brings you joy, then why not go for it? It’s all about living life on your terms.

What about ageing skin?

Our skin changes as we age; it becomes thinner and has more wrinkles. But that doesn’t mean we can’t get tattooed. The key is to do your research and find a tattoo artist who is knowledgeable and experienced in working with older skin. These artists will know how to adjust their technique to make sure your new ink is of high quality.

Will it hurt?

You might be worried about the pain—after all, tattoos do involve needles. But here’s the thing: pain tolerance varies from person to person. Many older adults find that the experience is totally manageable. If you’re concerned, why not start with a smaller design to see how it feels? You can always go bigger later if you decide you love it!

How do I take care of it?

Once you’ve got your new tattoo, it’s important to take care of it. As we age, our skin takes longer to heal, so following your tattoo artist’s aftercare instructions is vital. Keep the tattoo clean and moisturised, and avoid the sun while it heals.

Staying hydrated is also important. Drink plenty of water and eat well to support your skin’s healing process. And remember, if something doesn’t look or feel right, like unusual redness or pain, don’t hesitate to reach out to your tattoo artist or see a doctor. It’s better to be safe and keep that new ink looking great.

What if I’m on medication?

If you’re taking regular medications, especially blood thinners or anything that affects your immune system, it’s a good idea to have a chat with your doctor and tattoo artist beforehand. Some medications can increase bleeding or affect how your skin heals. Your doctor can give you advice on how to manage this and make sure it’s safe for you to get tattooed.

Is it right for me?

It’s important to carefully consider a tattoo, no matter how old you are. But it doesn’t have to be a big deal. At the end of the day, getting a tattoo is about doing something that makes you feel good. It’s a chance to wear your heart on your sleeve and express who you are in a unique and meaningful way. If you’ve been thinking about getting a tattoo, why not take the leap? Find a tattoo artist you trust, talk through your ideas, and enjoy the experience. Life is too short not to celebrate what makes you, you.

3 2 4

Sudoku

RULES: Sudoku rules are simple. A 9×9 square must be filled in with numbers from 1-9 with no repeated numbers in each line, horizontally or vertically. To challenge you more, there are 3×3 squares marked out in the grid, and each of these squares can't have any repeat numbers either.

ANSWERS:

Crossword

Across:

1. Stage lamp

8. Starting point in reasoning

9. Makes a ties less tight

10. Concept

12. Item on a belt

13. UFO pilots

15. Wet period in the tropics

16. Bog fruit

Down:

2. Piece of office gear

3. Small spade

4. You look through it

5. Salon stylist

6. Fruit pastry

7. By the way

11. Lining fabric

14. Spiritual song

ANSWERS:

ANSWER:

Mind Games

The old saying ‘use it or lose it’ applies as equally to mental acuity as it does to physical wellbeing, and more so as we age.

With

people progressively living longer lives, it is increasingly important to look after our mental health.
So here are some activities for the mind… brain food for improving your state of mind.

Free

reasons to leave the house

These days, it feels like it costs $20 to leave the house. It doesn’t have to be this way; there are many amazing things to do beyond the home that won’t cost you a cent.

Leaving the house and doing things in the big wide world has myriad benefits. The social interactions and connections that come with actively existing in society work to combat loneliness and promote community. It also means mental stimulation, keeping your mind sharp and delaying cognitive decline.

Someone with agoraphobia, an anxiety disorder that has people afraid to leave environments they know or consider to be safe, might struggle to leave the house at all. In severe cases, the home might be the only environment they consider safe. The pandemic that saw us locked down at home hasn’t helped either.

Leaving the house and doing things in the big wide world has myriad benefits. The social interactions and connections that come with actively existing in society work to combat loneliness and promote community. It also means mental stimulation, keeping your mind sharp and delaying cognitive decline.

Staying at home all day often means very little physical activity. If you cannot leave the house, aim to get moving! Leaving the house helps you maintain health and mobility step by step. Who doesn’t love window shopping? The fresh air and sunlight will also improve your mood, weatherdependent, giving you a dose of vitamin D.

Life at home can become awfully monotonous, boring, and even depressive, and you might think that leaving home means losing your routine. But getting out and about can add structure to the day. Make an effort to leave once daily at a similar time to break your day up without letting it get away from you.

It’s also an opportunity to learn new skills and hobbies, which will further keep your mind jogged and encourage independence and self-sufficiency within you. One gains a sense of accomplishment from engaging in meaningful activities.

As for activities to do outside of the home that won’t cost a dollar, there are many to choose from. Do what works for you!

Taking a walk in the park or neighbourhood can be incredibly mindful and relaxing. Birdwatch or observe nature in local parks. Consider joining a walking club or even attending free fitness classes. Think yoga, tai chi, and other low-intensity yet high-reward activities that get your body moving. Go to the beach or lake for a scenic view and relaxation, too.

Get out there in your community! Attend community events like concerts and fairs, visit the public library for books and activities, and even volunteer at schools, hospitals, and other community areas. Visit a nearby church, mosque, temple, or other place of worship for spiritual engagement and community activities. You might wish to visit a local farmers' market to enjoy fresh produce and socialise, or spend time in community gardens or help maintain a public garden.

Get creative by participating in a free art class or craft session at a community centre or by joining a local book club or discussion group. Free movie screenings, live performances, and free educational talks and workshops will also get your creative juices flowing.

Leader in real estate

Diane Goer is one of those rare individuals who blends remarkable creativity and intuition with an astute and analytical mind.

Her passion for helping people gets the real estate result clients desire.

Diane cares and makes sure the client receives the care and attention they deserve. She also demands the best result from all negotiations. She will go beyond the call of duty for you.

Diane has proven she has the capacity to market and negotiate the sale of a significant number of properties. Her pledge to go the extra mile for each and every one means that her sellers and buyers sing her praises.

Her knowledge equips her with the tools to act confidently with intelligence and integrity on behalf of anyone who engages her to sell their home.

Diane is 100% supported by her family and is diligent, exceptionally honest and unequivocally devoted to her professional life. She always sets out to excel in whatever she takes on.

Diane would be delighted to assist you with your next move. Diane needs to know you are being looked after. I will do everything in my power to look after you.

One solicitor commented

“I consider that I must bring my client’s extreme praise of Diane Goer to her employer’s attention.”

Another client/solicitor commented

Diane is exceptional. Her communication, hard work, timing, was seamless! Her integrity and generous spirit made it such a pleasure to do business with her.

My client was the solicitor/executor

She went well beyond what was expected of her in her role as real estate salesperson. She recently sold three properties for an estate we were involved with. She was of tremendous assistance in preparing the properties for sale (including arranging repairs, clearing rubbish etc. as well as advice).

City Realty Limited Licensed (REAA 2008)

She is seen by her clients

Diane Goer is one of those rare individuals who blends remarkable creativity and intuition with an astute and analytical mind. Her passion for helping people gets the real estate result clients desire.

Over the past 25 years, Diane has proven her ability to market and negotiate the sale of a significant number of properties in the Auckland market. Her pledge to go the extra mile for her vendors ensures they trust her implicity.

Golden years glow-up

Wellbeing programs are like a toolbox full of goodies to help the older generation lead healthier lives. They touch on everything from mental and physical health to emotional well-being.

1. Get moving and stay active

Encouraging physical health and mobility is a big deal in wellbeing programs for seniors. Regular exercises help keep muscles strong, joints flexible, coordination on point, and balance steady. With tailored workouts that fit their abilities, seniors can keep up with their favourite hobbies or even find new ones to love. This not only boosts their confidence but also supports their independence, making every day a bit brighter in their golden years.

2. Boost emotional health

Getting older comes with its emotional challenges—loneliness, the loss of friends, or feeling out of sync with the fast-changing world. Wellbeing programs aim to build emotional resilience. Through social activities, group outings, and interactive workshops, seniors can connect with others and find ways to tackle these emotional hurdles, finding joy and strength in their later years.

3. Keep the mind sharp

A sharp mind is essential for enjoying the ageing process. Wellbeing programs include all sorts of fun brain games and memory challenges to keep the mind engaged. Regular mental exercises help prevent cognitive decline, giving seniors a sense of achievement and keeping their daily lives vibrant and fulfilling.

4. Cherish social connections

These programs aren’t just about staying healthy—they’re also about making friends. By bringing together seniors with shared interests, these activities help expand social networks and strengthen community bonds. Whether it’s through group hobbies or just casual gatherings, staying socially active helps seniors feel a renewed zest for life.

5. Never stop learning

Who says learning stops as we age? Wellbeing programs offer classes in everything from art and crafts to technology and languages. This continuous learning keeps the mind active, sparks creativity, and allows seniors to follow their curiosities, ensuring that their journey through the golden years is as enriching as possible.

Is AI ageist?

Let’s start with the answer: AI isn't biased against older people on purpose, but it can reflect the biases that already exist in society. AI systems are trained on massive datasets, and if that data reflects existing prejudices, the AI will learn and amplify those biases.

For example, imagine a computer program that helps companies decide who to hire. If the program is trained on data where men are mostly hired for certain jobs, it might favour men over women, even if they have the same skills. The same thing can happen with age. If the program is trained on data that favours younger workers, it might overlook older applicants who are just as qualified.

AI can reinforce stereotypes by consistently making decisions that align with them. Think of an AI system that helps decide who gets promoted at a company. If it keeps promoting people who have been with the company for a long time, it might overlook younger employees who have the skills and talent to move up but just haven’t been there as long. This is similar to how ageism can lead to stereotypes about older workers being set in their ways and less adaptable, even if that’s not true.

There are ways to fix this. One way is to make sure the data used to train AI systems is fair and balanced. This means including information from people of all ages and backgrounds. Data auditing regularly assesses the data used to train AI systems for potential biases related to age. Debiasing techniques like weighting data points or removing outliers that skew results can clean and adjust data sets to minimise age bias.

Another way is to design AI systems that can explain their decisions. There’s the idea of the black box: not knowing how AI and other technology work and simply accepting its abilities as helpful and worthwhile. Transparency allows humans to identify biases before they do real damage.

Finally, it's important to make sure that AI systems are easy to use for people of all ages and technical abilities. Inclusive design, AI education, and user testing with diverse demographics all work towards a better world. Designing AI systems that are accessible and user-friendly for people of all ages and technical abilities might involve offering different interface options or providing clear instructions.

We can also teach people about AI and how it works. This can help build trust and understanding, especially for older adults who might not be familiar with the technology. Developing AI interfaces that are simpler, have larger fonts, and offer voice commands can make them more accessible for seniors. Initiatives that teach seniors basic computer skills and how to use online services can empower them to participate in the digital world.

User testing with diverse demographics should include older adults in the testing phase of AI development to ensure their needs are considered. This feedback can help identify and address age-related usability issues. By implementing these strategies, we can work towards developing AI systems that are fair and inclusive for people of all ages.

Many older adults might not have Internet access or the devices needed to interact with AI-powered services. This can exclude them from essential services like online banking, healthcare portals, or

government resources that are increasingly shifting to digital platforms. Not to mention that using some AI interfaces and applications can require some technical know-how. Seniors who are unfamiliar with technology might struggle to navigate these systems, leaving them feeling frustrated and dependent on others.

Sure, AI assistants can offer some level of companionship, but they cannot replace human interaction. Overdependence on AI for social needs can lead to feelings of isolation and loneliness among seniors. If social activities and communication primarily occur online, seniors who are digitally excluded might miss out on connecting with friends and family, exacerbating existing social divides.

There’s also the issue of lost autonomy. AI in healthcare or assisted living facilities can be helpful, but over-reliance can diminish seniors’ sense of independence. For instance, an AI constantly reminding someone to take medication might feel infantilising. There are also privacy issues. As AI becomes more integrated into daily life, seniors might have less control over their data. This can raise privacy concerns and make them feel vulnerable.

While AI itself isn't inherently biased, it can reflect and amplify biases based on the data it's trained on. To ensure fairness for people of all ages, we need to focus on using diverse data sets, designing user-friendly interfaces, and educating everyone about AI. This way, AI can live up to its potential as a helpful tool that benefits everyone, regardless of age.

We can also teach people about AI and how it works. This can help build trust and understanding, especially for older adults who might not be familiar with the technology. Developing AI interfaces that are simpler, have larger fonts, and offer voice commands can make them more accessible for seniors. Initiatives that teach seniors basic computer skills and how to use online services can empower them to participate in the digital world.

Taking quality seriously

Established in 2015, Paton Civil Ltd are a

n

n

based in Auckland, New Zealand.

Owner and director, Cam Paton has over 30 years of industry experience both overseeing various projects as well as hands on. Cam’s team is made up of a diverse and experienced workforce enabling them to provide clients with a wide range of construction skills and services.

Paton Civil work closely with clients to assist with projects big or small, they have the experience and knowledge to offer effective advice and provide practical solutions to any issues which saves on time and money. The team take quality seriously because they

understand that clients depend on them for personalised service with competitive pricing.

The team at Paton Civil have a modern fleet of machinery, allowing them to provide high quality and efficient service no matter the scope and size of the work. By keeping their machinery up to date, they are focusing on sustainability and reducing their environmental impact as a business. They pride themselves on being a family-owned, local business who offer reliable and trustworthy services, ensuring that every job is completed to the highest quality.

Paton Civil will complete your job from start to finish, and on time. Their focus is on excellent preparation to ensure a quality client experience.

Call the team for a no obligation chat about your next project!

Discover the Difference with Exceptional Cleaning Services

At Waste Scape NZ, we specialize in house cleans, light commercial and residential cleaning, as well as final cleans. Our services cover everything from interior and exterior cleaning to waste pick-up, ensuring your space is spotless and well-maintained. With years of experience, we’re committed to delivering exceptional results and meeting the unique needs of every client. Trust us for reliable, professional cleaning services that keep your environment clean and sanitized.

Our experienced electrician provides good quality electrical services at reasonable prices, starting with free quotes.

If you need an electrician in the Whitianga area call us now!

We’re committed to turning up when we say we will, and we’ll discuss options that suit your needs and budget. Whatever your problem –from a misbehaving free-view installation, fixing an electrical fault at the bach to fitting out a new house – we’re pleased to be of service!

All Other Electrical Works as Requested!

Golden years turning grey

More retirees dipping into savings

Many New Zealanders are feeling the financial strain and dipping into their available savings, and older adults and senior citizens are no exception.

Acting Chief Executive Officer of the Financial Services Council (FSC), Haydee Stroud, said, “The reality is stark: 94 per cent of New Zealanders are concerned about their finances, and many are being forced to adjust their spending habits out of necessity.”

This comes from the FSC’s latest Money & You research, which shows how many Kiwis are facing the choice between relieving their immediate financial pressures and saving for the future.

“While some New Zealanders can cut back on non-essential purchases like takeaways and treats, others are confronting difficult decisions, such as whether to heat their homes (24 per cent) or afford essential medications (16 per cent).”

Investment levels falling short

“One key finding is that the amount of income that can be accessed within a week has decreased across all age groups compared to previous years.

“For retirees, one in five reports having less than a year’s worth of retirement savings to maintain their current lifestyle,” says Stroud.

“KiwiSaver remains the most popular investment in New Zealand, with 79 per cent of New Zealanders participating and saving for their retirement.

“However, individual investment levels are falling short of what’s needed for a comfortable retirement.

“Our research consistently shows that New Zealanders aren’t prepared for retirement, which is why we continue to call for a review of KiwiSaver settings.

“A review would future-proof the scheme and help New Zealanders in the long-term, no matter the economic climate.”

“Whether your concerns are about the short-term cost-of-living or long-term investment and retirement planning, we encourage you to talk with your whānau, providers, or a registered financial adviser. It will help boost your financial confidence and wellbeing.”

Emergency funds declining

The Money & You report shows a decline across all age groups in the ability to access a month’s worth of income in the case of emergencies.

The Financial Services Council reported that renters were less likely to cope with tough financial conditions than homeowners.

Saving three to six months’ worth of living expenses is the general rule of thumb, but that is largely unattainable for most of New Zealand’s population today.

The exact amount everyone has in their savings account varies based on your financial situation, job stability, and personal needs. But for those forced to live paycheck to paycheck, especially retirees, looking ahead is near impossible.

100% owned by our community.

deicious Simply

Cheesy corn fritters

4

These corn fritters are crispy on the edges and soft in the middle.

Great to serve at brunch, with a salad, or as an appetiser for dinners.

Ingredients

• 2 cups corn

• ¼ cup cornmeal

• ¼ cup all-purpose flour

• 1 teaspoon smoked paprika

• 1 large egg

• ½ cup grated cheese of your choice

• 1 green onion

• 1 handful cilantro

• 1 tablespoon lime juice

• Salt and pepper to taste

• 1 tablespoon oil for frying

• Sour cream to serve

Method

1. Mix the corn, cornmeal, flour, paprika, egg, cheese, green onion, cilantro, and lime juice in a large bowl. Add some water if the mixture is too dry.

2. Heat oil in a pan. Spoon the corn mixture into the pan to form patties and cook until golden brown on both sides, about 4 minutes per side.

Serving suggestion:

Serve with a dollop of sour cream.

Enjoy!

Easy one bowl fudgy brownies

Serves 9

These fudgy chocolate brownies are gooey on the inside, and are made with just six ingredients!

The only brownie recipe you will ever need.

Ingredients

• ½ cup melted butter

• ½ cup unsweetened cocoa powder

• 1 cup sugar

• 2 large eggs

Method

• 1 teaspoon vanilla

• ½ cup flour

• ¼ teaspoon salt (leave out if using salted butter)

1. Preheat oven to 170 degrees Celsius.. Grease an 8x8 square pan or line with baking paper and set aside.

2. In a medium bowl, combine melted butter, cocoa and sugar. Stir until fully dissolved.

3. Add eggs one at a time, then vanilla, and stir until well combined.

4. Stir in flour and salt until the flour is fully combined. Be careful not to overmix.

5. Spread in pan and bake for approximately 20-22 minutes or until the centre is slightly set. Be careful not to over-bake!

Serving suggestion:

Cool completely then cut into 9 large squares or 16 small squares.

Enjoy!

Greek olive pasta salad

This easy greek olive pasta salad with creamy honey dijon dressing is almost no-cook.

Comes together quickly, and with very little effort.

Ingredients - greek dressing

• 4 tablespoons extra virgin olive oil

• 3 tablespoons lemon juice

• 3 tablespoons red wine vinegar

• 2 tablespoons mayo

• 2 teaspoons dijon mustard

• 2 teaspoons honey

• Salt and pepper to taste

Ingredients - salad

• 2 shallots, thinly sliced

• 30g mixed fresh herbs

• 2 tablespoons pine nuts

• Chilli flakes to taste

• 4 tablespoons extra virgin olive oil

• 450g short cut pasta

• 100g olives, pitted

• 2 bell peppers, chopped

• 1 cucumber, chopped

• 150g cherry tomatoes, halved

• 165g canned chickpeas, drained

• 30g sliced pepperoni

• 200g feta cheese

Method

1. To make the dressing, combine all ingredients in a glass jar and whisk until smooth. Taste and adjust the salt and pepper.

2. To make the salad, combine the shallots, pine nuts, herbs, and chilli flakes in a large bowl. Heat the olive oil in a small skillet over medium heat until it begins to sizzle. Pour the hot oil over the shallots.

3. Bring a large pot of salted water to a boil. Boil the pasta to al dente, according to package directions. Drain. Add the pasta to the bowl with the oil. Add the olives, peppers, tomatoes, chickpeas, and pepperoncini. Pour over the dressing and toss well. Add the feta.

Serving suggestion:

Serve the salad warm or cold.

Enjoy!

Easy minestrone soup

Serves 4

Minestrone is a hearty Italian vegetable soup made with tomato-y broth and pasta or rice.

There is no set recipe for minestrone, which can usually be made with whatever vegetables you have on hand and is a great winter warmer, perfect for the cooler months.

Ingredients

• ¾ cup (135g) pasta spirals or shells

• 1 large onion, peeled and chopped

• 6 cups chicken stock

• 1 x 500ml jar tomato pasta sauce

• ½ tsp dried oregano

• 1 tbsp sugar

• 1 cup pumpkin, peeled and chopped

• 1 large potato, peeled and chopped

• 1 large carrot, scrubbed and chopped

• 1 cup frozen peas, thawed

• 1 x 425g 4 bean mix, or red kidney beans (drained)

• 2 tbsp fresh parsley.

Method

1. Combine pasta, onion, chicken stock, pasta sauce, oregano, sugar, pumpkin, potato and carrot in a saucepan.

2. Boil uncovered for 15 minutes.

3. Add peas and 4 bean mix and cook uncovered for 10 minutes. Add parsley, stir until hot.

Serving suggestion:

Serve sprinkled with parmesan or grated tasty cheese and bread.

Enjoy!

Warm and welcoming care with Willows

The Willows Home & Hospital is your home away from home.

Located in the heart of Ōtāhuhu, Auckland, the team provide exceptional rest home and hospital care in a warm and friendly atmosphere. Their state-of-the-art facility boasts large comfortable bedrooms, single rooms with en suites, and premium accommodations available from just $5.00 a day.

The Willows Home & Hospital is fully certified and maintains a contract with DHB, ensuring top-quality service for their residents. They offer an extensive range of specialised care and encourage

individuals to bring their own furniture, ensuring you personalised comfort.

With experienced medical professionals on staff 24/7such as registered nurses - you can trust that your loved ones are in good hands. Additionally, skilled experts at Willows Home & Hospital like physiotherapists, dietitians, and chaplains and spiritual advisors are available upon request or as needed.

Join Willows Home & Hospital today to experience the true essence of exceptional care in a warm-hearted community that feels like home. Contact Manager Diana Harding at (09) 270 3516 or email for more information. Willows Home & Hospital is located at 16 Princes Street, Otahuhu, Auckland.

I don’t want a fuss

Shortly after I began in this role I spoke to my parents about their wishes for a funeral.

“I don’t want a fuss,” said my mum. “And it’s so expensive,” dad added.

It’s a common refrain and as a newcomer to the industry was one I was initially challenged to respond to. But over the last few months I’ve come to understand why some kind of farewell is essential to those of us left behind.

Some of the early healing can help when you’re preparing for a funeral

Going through old photos and reminiscing and sharing stories can be a powerful way to remember the significance of the life of your loved one. There will be laughter as well as tears and it can be an important bonding time for your family.

An ‘event’ helps a family move through the grief process

The funeral ‘event’ can help you begin to acknowledge the reality that someone in your life has died. Grief is a biological reaction, and it can be externalised though the event –something that will help with your immediate and future mental wellbeing.

Funerals help us recall and remember – and even learn about a loved one

How many times have you sat through a funeral eulogy and realised you didn’t know a certain fact about someone? Sharing unique memories and stories helps provide support to all those who attend.

They can involve people near and far

Many funeral homes now offer livestreaming of services reducing the cost and burden on physically attending.

Traditional, scripted services are no longer the norm

Modern funerals are personalised and can encompass whatever a family needs to help them farewell their loved one in a meaningful way. Venues these days, for instance, range from churches and chapels to sports clubs, theatres, or the local club. And families are encouraged to add their own touches and tributes – both to save money but to also make it meaningful for them.

Your needs are just as important as those of the person who died

Finally, people often think they must ‘respect a person’s wishes’. But what about your own? You’re the one left behind so it’s important for you and your own wellbeing that you get that chance to say goodbye, and to have support around you.

If you genuinely fear disrespecting their wishes, have ‘that’ conversation. It doesn’t have to be morbid or difficult – after all you’ll be talking to the person you love most, and they’ll understand you will need help to carry on without them.

Luckily, my parents were already planning to use a Funeral Directors Association member so I don’t have to have that conversation. But with my new found knowledge I’ve also been able to talk to them about what I need from the funeral itself. And at least a little bit of fuss is what’s right for me.

Here to serve when you need us. Local. Historic. Commited.

OUR SERVICES

• Burial and Ash Interment • Cremation • Memorial Services

• Receptions & Gatherings • Plaques, Headstones & Memorials • Urns & Keepsakes

Tranquil grounds, tree-lined drives, manicured gardens and steeped in history, Purewa is a place of peace and support in the hardest of times.

Beautiful spaces, dignified services, support when you need it most

Situated in the Pourewa Valley in Auckland’s eastern suburbs, Purewa is only a 15-minute drive to the city’s central business district and is also connected by rail links and the shared walking and cycling pathway connecting the eastern suburbs to the city centre. It is a haven of peace and calm for the community which is welcome to enjoy the space for reflection, exercise, education, and conservation. Memorial service chapels, reception lounges, walks, gardens and open expanses –maintained to the highest standards.

Purewa offers the widest range of traditional and innovative ways of memorialising your love one as the Purewa team brings a wealth of experience and empathy at your most difficult time.

• Two newly refurbished chapels

• Live streaming worldwide

• Two reception lounges

• Full service premium catering by Gattings

We are here for you whenever you need us. See our latest facilities. Meet our professional, caring staff. Purewa – part of our community since 1889.

PUREWA CEMETERY AND CREMATORIUM 4a Parsons Road, Meadownbank, Auckland 1072 09 528 5599 | enquiries@purewa.co.nz | www.purewa.co.nz

Should I use a property management company for my rental investment?

For many Kiwis, owning a rental property is a key investment, often a component of retirement savings plans that generates a steady and passive income. However, it does come with great responsibility.

As the Government introduces more regulations, adding to the list of landlords’ responsibilities, a reputable property management company can add great value to your rental investment and ensure that your tenants and property are handled reliably and fairly, in line with your obligations.

Ensuring suitable tenants

A property management company will help find ideal tenants for your property. This can be a complex job, particularly if you do not have extensive experience in the property management profession. Having a tenant-screening process that is compliant with the recently changed Privacy Act 2020, and facilitated by a property management professional, will enable you to find tenants who are reliable, longterm and with a mutually beneficial respect for the landlord and tenant relationship.

Managing all legal matters

Property management companies oversee all legal aspects of maintaining a property and working with tenants. They are fully informed on the legal responsibilities and up to date with complex legislative changes — giving you one less thing to worry about.

They help manage risk by ensuring landlords do not accidentally get themselves into a difficult situation that may result in a Tenancy Tribunal hearing or financial penalties.

by Jo Rae, head of Property Management at REINZ.

The new Healthy Homes Standards, which became law on 1 July 2019, can be a challenge for real estate investors, as landlords are responsible for maintaining and improving the quality of their rental properties to meet the standards.

While it ensures the landlords provide healthier and safer properties to tenants and have lower maintenance costs, it can be time-consuming for people with already busy lives — particularly for those living in different cities or regions than their investment property.

Lower repair and maintenance costs

Property management companies have experience dealing with the various issues that can arise with maintenance and generally have trusted contacts for various service providers, such as plumbers, builders, and electricians.

They’ll also have access to comparative data about the market, ensuring that the rent a property investor is charging aligns with the market rate.

Identifying and repairing any maintenance issues early on will avoid larger and more expensive problems. Experienced property managers will inform you that keeping on top of maintenance and repairs will increase the value of your property and often the length of tenancy.

This will involve regular inspections and detailed documentation. A property management agency may also give you valuable feedback and suggestions on upgrades and modifications that tenants prefer, which benefit both parties.

Personal benefits — peace of mind

An underrated benefit of using a property management company is the alleviation of stress. Being a landlord can be a full-time job.

By engaging someone to care of this for you, you’ll be free from after hours emergencies, following up rent payments, repairing any damages, paperwork, finding maintenance contractors and other tasks that require a lot of time and thought.

As you may not live where you invest, working with a property manager means that you will meet your obligations and rest assured that someone is undertaking regular inspections of your rental property and supporting your tenants as required.

With an expert tending to the day to day management of your investment property, you’ll win back some precious time.

Managing and trusting your relationship with a property management company

It is clear that utilising the skills of a property management company is highly beneficial however, it is important to recognise that this will not remove all of your responsibilities.

As a landlord, you will need to manage and trust in your relationship with your property management company.

REINZ recommends doing your due diligence when choosing your property management company — have broad conversations, ask questions and seek legal advice to ensure you are choosing the right company for you, your wants and your needs.

Choosing a REINZ Property Management member is recommended as they are supported to excel in the profession, provide excellence in customer care, and uphold the best standards of practice.

PRECISE PROPERTY SERVICES

You can always rely on the high quality of cleaning work completed with close attention to detail and a strong focus on safety.

If you are not happy with the job, we will come back until you are!

Looking to list your property? Here’s how to get started

It’s been a market of supply outweighing demand for several months, but activity is expected to pick up.
Here’s what to think about as you look to list your property.

It is important to find a real estate professional who can deliver a standout marketing campaign, advise you on key steps for getting your property ready to list, and who will tell you what you need to know throughout the selling process.

Research is key

Using a real estate salesperson can result in a more effective sale than selling privately. They will handle the details of the marketing and sales process, the cut and thrust of the negotiation or auction, and you can rest assured that you’re protected throughout the process by their expertise and requirements under the Real Estate Agents Act.

To find the right person for you, ask around; talk to family, friends and neighbours and see if they have any recommendations on real estate salespeople they have previously used and whom they had a good experience with.

It’s also fundamental to understand where the market is today before you head into the selling process. Doing some of your own research is vital, however, you can rely on your salesperson to bring expertise.

Salespeople have the time, access to the latest data and market information, and advise on exactly what is happening in your market for your type of property. Having honest conversations with your real estate salesperson will enable you to understand the current market and the best approach for selling your home.

Honesty is the best policy

A real estate professional will help to manage your price expectations with the latest statistics, their knowledge of the current market, the local area, what properties are attracting the most attention and why, the current levels of attendance at open homes, and more.

They should also explain what they will do behind the scenes to ensure the best possible outcome for you.

They can advise you on the best way to present your property for sale including aspects such as required maintenance, tidying up of gardens, decluttering, or home-staging.

With these factors come costs, and your real estate professional should ensure you are aware of the aspects you may need to invest in when selling

your home so there are no surprises, and so you can factor this into your budget.

Look for a salesperson who can demonstrate knowledge of your local area and community, ideally with a network of potential buyers, as this can help ensure your property is best positioned and marketed to the right people.

Make sure you understand what a salesperson’s commission fee is. While fees do vary by agency, our advice is that choosing a salesperson on commission alone could lead to losing a significant amount of money by achieving a lower price for the property.

The Real Estate of Institute of New Zealand (REINZ) is a champion for a world-class real estate profession delivering the best possible real estate services to New Zealanders.

Choosing a REINZ real estate professional member means you are choosing someone who is supported to excel in the profession, and are trusted, skilled professionals, supported by high-quality education, advice, and uphold the best standards of practice.

GILL MACDONALD

Residential Sales Remuera Branch

Mobile 021 983 634

A little bit about Gill….

One of my core strengths is my ability to build respectful client relationships. I explore every avenue to deliver the best outcome. So whether my clients are selling or purchasing a home, they can always rely on me to work until their goal is achieved.

There have been many instances where my negotiating skills and tenacity have assisted in achieving thrilling results.

With experience gained from many years in the business, my clients can relax with the knowledge that they have someone competent in charge of their most valuable asset. I am someone who understands the business of buying and selling houses, fully.

My overriding goal is to deliver all I promise, in the most professional and friendly way, every time.

Real Estate “Dunn” Right

With years of event management and photography experience under her belt, Briar is dedicated to finding the perfect result for every one of her clients.

Whether you’re looking to buy or sell, Briar’s extensive knowledge and network will have you seeing great results in no time.

From your initial appraisal through to the end of your campaign, Briar works closely with her clients every step of the way. Briar has the drive and commitment to get the job done while negotiating the best outcome for everyone involved. A proven top-notch real estate wizard, Briar lets nothing stand in her way.

Briar’s friendly, easy-going nature puts her clients at ease during what is likely to be one of their life’s biggest events. Briar epitomises

excellent communication, delivering straight-forward, informative consultations with integrity and enthusiasm. Always fighting for the best outcome for her clients, Briar goes above and beyond in accommodating to their needs.

More than happy to go the extra mile, Briar’s talent for real estate underlies her exceptional professionalism. No two clients are the same, but Briar shows the same respect and passion to each, no matter their background. Briar is reputable, persistent, and devoted to providing the best possible service.

Based in Kumeu, Auckland, Briar has a keen mind for realty matchmaking, connecting vendors with buyers for years. Constantly raising the bar, Briar will have you recommending her services to friends and family before you know it.

Never sloppy or out of the loop, look no further than Briar Dunn. With her finger firmly on the real estate pulse, Briar offers assistance that you know you can trust. Remember that with Briar, real estate is “DUNN” right.

Electrical Solutions You Can Trust

Electrical Services for Auckland Residents

At Livewire Electrical we are always ready to tackle your electrical projects, big or small.

Our team of skilled electricians are well-equipped to handle everything from minor repairs to major installations. Want to upgrade your home wiring or fancy a new lighting setup? Our Auckland-based team is on hand to provide trustworthy, efficient and reliable services. We know how crucial it is to have safe, functioning electrical systems, and we’re here to take the hassle out of your day by handling all these problems to make your life easier.

With years of experience, our electricians are the first port of call for any electrical task. Whether you’re facing a minor glitch or a big project, our electrical services won’t let you down. We’re proficient in a range of tasks, from installing new outlets to maintaining rental properties, and even rewiring entire homes. Our aim is to ensure your electrical system is modern and operates smoothly. When it comes to electrical work, we’re devoted to delivering top-notch service on every job. Don’t take our word for it, check out our 5 star google reviews! *Mention this promo for a free electrical safety inspection valued at $89.

“We’re confident that you’ll be completed satisfied with the service that we provide at Livewire Electrical, in fact, we guarantee it!” -

there to help you at a difficult time

• Probate documents to you directly (usually $490) or to your lawyer (usually $390)

• Get a free copy of the 40-page Kiwilaw Guide to Estate Administration with your SuperGold card when you get probate through Kiwilaw (usually $49)

Cheryl Simes LL.B (Hons) MA (Hons) Kiwilaw Director/Lawyer

www.kiwilaw.co.nz • 021 701 838

Low fees for probate

Bereaved families can save both money and hassle by using Kiwilaw’s online legal service to obtain the necessary High Court paperwork, rather than paying for a traditional law firm or visiting a lawyer’s office.

This paperwork, known as ‘probate’ or ‘letters of administration’, is required when someone dies with over $15,000 in the bank, KiwiSaver, life insurance, or other assets.

Cheryl Simes founded Kiwilaw’s online solution in 2018 to offer a nationwide service that is accurate, excellent, and affordable. With a lifelong interest in computers, law, and communication, and

extensive experience in the legal system, Cheryl believed legal fees could be more reasonable and transparent.

Most families can now get the required High Court approval for under $1000 (including the $260 High Court fee), or even less with a valid will, instead of paying $2000 or more. Kiwilaw’s online resources also allow families to decide whether to pay professionals for the remaining estate work or handle it themselves.

“Just because a lawyer holds the will, it doesn’t mean they hold the purse strings,” says Cheryl. “Check the fee before you agree.”

For reliable assistance during a difficult time, visit www.kiwilaw.co.nz and make an online inquiry for detailed, no-obligation guidance.

Let Us Help You Build Your Dream Home

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