Make the Move - Cobram. Summer 2023

make the move

Bring some colour back into your life

This year’s house trends

Are you a good negotiator?

We profile some stunning local properties

LET’S HAVE SOME FUN

Interest rates are casting a shadow over property markets with more rate rises looming as the Reserve Bank tries to tackle runaway inflation.

Despite this, regional markets are proving remarkably resilient in the face of stricter lending requirements and reduced borrowing capacities.

In our summer edition of Make the Move we look at which interior house design trends are inspiring us. With an overwhelming bias today for whites and neutral tones, homeowners are taking a fresh look at more expressive colour palettes to make their private rooms and shared spaces stand out.

Making the most of small spaces, mudrooms, vanities and butler’s pantries, we look at how you can

revitalise these sections of your home to enhance your lifestyle. Plus, are you a good negotiator, moving doesn’t have to be hard and

we profile some wonderful local properties.

Hope you enjoy Make the Move.

Market uncertainty to DRIVE HOUSE PRICES IN 2023

According to the Real Estate Institute of Victoria’s (REIV) December Quarterly

Median Report, the median house price in Cobram is $420,000 which represents a 5 per cent increase in house prices compared to the previous quarter.

After the galloping property market of recent past, homeowners might be feeling a little overwhelmed in 2023. Last year, one factor drove the real estate market more than any other: rising mortgage rates.

The Reserve Bank began a series of interest rate hikes in an effort to put the brakes on inflation.

The housing market reacted accordingly with both demand and price growth weakening.

This year’s market could become a ‘noones’ market, not friendly to buyers or

sellers with the primary challenge for homebuyers shifting from availability to affordability.

Despite this, property in regional Victoria continues to perform strongly.

REIV’s December report reveals that regional Victorian house prices grew 8.0 per cent across 2022 to $610,000 while the annual median for units and apartments rose 6.5 per cent to $425,000.

The standout regional suburbs for quarterly growth were Kyneton which added an impressive $100,000 to its median house price (topping out at $1,040,000) and Stawell, growing 8.7 per cent this quarter and 21 per cent annually to $375,000.

REIV president, Andrew Meehan, said the December data demonstrates good buying opportunities for Victorians and a resilient real estate market across the state.

“Property prices still remain higher than they were in December 2020 and the post-COVID real estate boom has placed Victorian property in a stronger position than ever before, a trend we continue to see across numerous suburbs in metropolitan Melbourne and our regional areas,” he said.

“As we enter 2023 and immigration levels return we will no doubt see continuous demand in the market as Melbourne’s population grows and investors see strong potential for growth in our state.”

Experience the local difference.

No one knows for certain where interest rates are headed.

Many economists expect the number of home sales to continue to decline this year, leading to an increase in listing inventory and longer days-on-market.

While some commentators expect house prices to fall this year, many predict prices to remain fairly stable because for most parts of the country available inventory remains low.

GMCU Numurkah

(03) 5862 2894

102 MELVILLE STREET, NUMURKAH

GMCU Echuca

(03) 5482 5333

141 HARE STREET, ECHUCA

GMCU Kyabram

(03) 5852 2211

When you choose to bank with GMCU, you’re choosing a local, member-owned financial institution dedicated to investing back into the local community.

PERSONAL LOCAL SERVICE

Your local team is here to get to know you and help you reach your financial goals. You can speak to someone who understands your needs and who can help make your banking work for you.

BANKING, YOUR WAY

GMCU offers the latest secure electronic banking options. Set up internet banking or get the GMCU app from your app store, and bank where and when it suits you.

GET STARTED

Are you ready to experience the local difference for yourself? Speak to your local team today. Visit us at gmcu.com.au to find your closest branch.

145 ALLAN STREET, KYABRAM

gmcu.com.au

Your Real Estate Experts

An advantage like no other

Nutrien Harcourts is a partnership which harnesses the strength of two global powerhouses to offer a point of difference like no other real estate organisation in Australia.

Dedicated exclusively to servicing the real estate needs of regional and rural Australia, we combine the deep local relationships and regional knowledge of Nutrien Ag Solutions with the technology, marketing, and national and global reach of the international Harcourts network.

Whether it’s digital advertising, online auctions, virtual reality, aerial footage, online analytics, data vaults, microsites of mobile applications – you can be assured that we have access to the latest technology and will consider this when structuring a tailored marketing strategy to ensure the best result for our clients.

We understand Agribusiness

With a history that traces back to 1846, today our network is Australia’s largest distributor of rural services and farm inputs, with 4,000 employees servicing 100,000 clients across a national network of approximately 460 locations.

Nutrien Harcourts Cobram

(03) 5871 1088

nutrienharcourts.com.au

Nutrien Ag Solution’s parent company, Nutrien, is the world’s largest provider of crop nutrients, feed crop protection and services. Nutrien plays a critical role in helping farmers across the planet increase food production in a sustainable manner.

Nutrien services over half a million growers at 2,042 global locations and retail stores worldwide, playing a critical role in Feeding the Future. Nutrien focuses on innovation, which is essential for achieving long-termed shared success with customers, investors and other stakeholders.

Our network offers merchandise, fertiliser, farm services, wool, livestock, finance, insurance and real estate. Involved in a diverse range of industries, we have a wide range of corporate and client contacts in the areas of agronomy, viticulture, horticulture, livestock, wool and water broking.

AGENTS

Doug Wright

0419 301 406

Andrew Gilmour

0448 778 072

Private homestead is SURE TO IMPRESS

Fantastic location close to town and Murray River bushland, this country-style homestead provides a comfortable living environment.

A beautiful kitchen/living area

showcases cedar-lined cathedral-like ceilings, Tasmanian blackwood kitchen, slate flooring, formal loungeroom and a separate rumpus room.

There are four spacious bedrooms with an ensuite to the main bedroom.

Other features include ducted air conditioning throughout the residence, lock-up machinery shed/workshop with a cool room and 3- phase power.

There’s also a bore and sprinkler systems.

Subdivide to three paddocks, this is a fantastic opportunity not to be missed. 2863

Price: $895,000

Character home with ENDLESS POTENTIAL

The Ascot Park homestead is a superb farmlet located about 10 km from Cobram.

Set against beautiful private gardens that feature mature trees (native and evergreen), this well-maintained 1950s solid brick home is a fantastic lifestyle opportunity.

Some of the home’s features include four generous bedrooms (two with built-in robes), formal loungeroom with a Eureka wood heater and reversecycle air conditioning, formal dining room with an open fireplace, two bathrooms and a large laundry.

Some of the property features include a four-bay machinery shed with power

and hot water, 20 m x 20 m workshop/ shearing shed with power and concrete floor (recently rewired and equipped with solar panels) plus a stand-alone historic brick rendered cottage with attached shed (power and rewired).

Other highlights include sheep and cattle yards with a loading race, assorted dog runs and a chook yard.

There’s also a 0.35 GMW delivery share, S&D bore and three large rainwater tanks.

The balance of the property is laser graded and sown to pasture.

Ascot Park represents an extremely rare opportunity to purchase a well-maintained property in a tightly-held location.

375 Sandmount Road, Katunga NUTRIEN HARCOURTS COBRAM

Andrew Gilmour 0448 778 072

Price: $985,000

11.96ha 5 2 4

Prime development SITE CLOSE TO TOWN

This listing is a once in a lifetime opportunity for a property developer. An absolute prime location on the corner of Murray Valley Highway and Cobram South Road.

Currently zoned for low density residential subdivision under Moira Shire, the site is ideal for commercial/industrial rezoning subject to relevant approvals to cater for Cobram’s growing commercial/ industrial requirements with prominent road access.

Requiring some renovation, the homestead comprises two bedrooms.

There’s also a machinery shed and workshop with power and 3-phase power.

Stock and domestic water is supplied via rainwater tanks and a bore as well as a Goulburn Murray Water (GMW) delivery share for irrigation purposes.

NUTRIEN HARCOURTS COBRAM

Andrew Gilmour 0448 778 072

Price: UNDER OFFER

QUALITY CRAFTSMANSHIP AT AFFORDABLE PRICES

The professional and friendly staff at Cobram Kitchens & Cabinets (CKC) pride themselves on delivering excellent value for money, the best quality products and always ensuring their customers are happy.

All our joinery is custom-made because each customer’s requirements are unique.

CKC can do joinery for kitchens, bathrooms, pantries, wardrobes, study and entertainment units as well as alfresco areas for renovations and new builds.

We also do commercial work including offices, schools, hospitals, medical centres and the like.

Michael and Joanna Hayler started their thriving business in 2007 and employ local people, so they can pursue their passions and careers, while being guaranteed secure employment.

CKC offer free measures and quotes, assist clients with layout and design, colour consulting and 3D renders so you can see what your new project will look like before it’s complete.

We can also organise other trades if required such as a plumber, electrician, plasterer and painter.

When you place your order with CKC you can be assured that we are fully registered with the Victorian Building Authority, and we also have a NSW Government Contractor Licence.

Our showroom at 8 Park Court, Cobram is full of inspirational ideas and colour samples.

We look forward to hearing from you soon.

Facebook https://www.facebook.com/CobramKitchensandCabinets/

SERIOUS BUSINESS Negotiating is a

Negotiation is an important skill that is usually developed over time and via experience.

Homeowners have enjoyed a seller’s market for the past few years, but as the market starts to shift and the pendulum swings towards a buyer’s market, both sellers and purchasers need to hone their negotiation skills.

Do your due diligence

Know your goals and your numbers and stick to them.

Ask the agent’s permission and take plenty of interior photos at

the inspection, while surveying the neighbourhood for noise and other distractions.

Find out why the vendor is selling and what’s important to them including price or settlement terms.

Research recent sales in the area and find out how many buyers are interested in the property including any other offers.

You also need to know how many days the home has been on the market and ask the agent about council rates, building permits, caveats and easements.

You can’t afford to enter into negotiations underprepared.

Stick to a plan

During boom times competition drives up the price because buyers are worried about missing out, but now the opposite is true.

Be patient, stick to your gameplan and don’t exceed your ‘walk away’ price. It’s also important to keep in regular contact with the agent about your due diligence.

Be nice

The days of intimidation and loud communication are gone.

The most successful negotiators are softly spoken with clear instructions. If you remain polite and relaxed, you’re more likely to be treated the same way which will lead to a positive result.

Also, until contracts are signed and initialled by both parties and all terms and conditions have been met including paying the deposit, the negotiation is not over. People can change their minds so be aware of this and stay calm and focussed until the property is unconditional.

What are you prepared to pay

Ask yourself a series of questions including ‘can I afford to buy this property’, ‘what price am I prepared to pay’ and ‘what settlement terms do I want’.

Determine your price range in consultation with your mortgage broker and bank and don’t go higher than your finance pre-approval.

Knowing what you are comfortable spending and being prepared to walk away if the price is too high will give you confidence when shopping for a home.

However, you also need to be a little flexible because the last thing you want is to miss out on your dream home to another buyer over a few thousand dollars.

Is your offer compelling

Low balling a property with a really low offer doesn’t work.

You need to ask yourself ‘will the vendor see value in my offer’ and if I was selling my home ‘would I sell it under the conditions I’m offering’. Getting carried away trying to win hard-nosed negotiations rarely paysoff and quibbling over minor items is nowhere near as important as potentially owning the home. Negotiation is not a winner takes all contest and the most effective way to negotiate is to create a win/win situation where both you and the seller feel like you are getting a good deal.

Head versus heart

Negotiate with your head, not your heart and be prepared to walk away. Sometimes this is easier said than done when we see a home that we really like or you’ve been in the market a long time and missed out on other homes.

You can fall in love with a property and let your emotions get in the way and it’s easy to lose control of negotiations.

It’s easy to get caught up in the moment but once you start negotiating, try not to let your emotions get in the way or cloud your judgement.

If you want something from the negotiations including a lower price, try giving the seller something in return such as a shorter settlement, paying a larger deposit, waiving your cooling off period or finance clause.

Remember, if your offer isn’t compelling there’s a chance it won’t get you far with the seller and the agent might think that you’re not serious about the property and pursue other leads.

This can be a significant problem if other buyers are making more compelling offers.

Summary

We are entering a market where the buyer can truly leverage their power and exert their influence at the negotiating table. However, it’s important to recognize that if something is priced correctly it will move quickly and the more competitive a property, the more likely it will achieve a premium.

BRING YOUR DREAMS TO LIFE

Exciting house trends

to enhance your lifestyle

Australians love real estate, it’s a national obsession and if we’re not changing homes, we’re changing what they look like.

Our homes give us a lot of joy and we want them to look their best including how we use spaces, colours, patterns and textures.

House design trends are a moving feast with tastes and fashions everchanging.

Influenced by practical concerns such as interest rates, budgets and time, this year’s leading trends include maximising small spaces, feature walls, butler’s pantries, upscaled mudrooms, exposed wood and a focus on aesthetics.

Maximise tiny spaces

Under the stairs, alcoves, nooks and blind spots can all be visually reimagined by creating small spaces for reading, working and storage. Add a table and chair or a small couch, shelving and personalise the space with artwork.

Tiny spaces can also become hardworking family hubs for mail, keys and other day-to-day items.

The idea of a private space in your home is appealing to most homeowners.

An escape where you can relax and de-stress in total comfort and privacy. Renovating a small space will have a meaningful impact on your life and it won’t break the household budget.

Accent walls

Feature walls have been around for a long time but the range of options and creative energy these refurbishments generate while expressing your personality ensures they’re here to stay. And don’t be limited by just paint as well.

Materials such as brick, tile, wood, wallpaper and stone can make an ordinary wall really pop and make a bold statement.

Floating vanities

Bathrooms are one of the first rooms that buyers scrutinise and nothing makes a bathroom come alive more than a floating vanity.

Unlike the traditional vanity, floating varieties don’t touch the floor. They are wall-mounted, providing easier access for cleaning and they look

amazing in a range of shapes, styles and colours.

They also give the illusion that the room is larger which is ideal for smaller bathrooms and ensuites.

Wood is good

We all love wood.

For its natural beauty, versatility and it complements other materials.

Whether homeowners are using it for interiors or exteriors, wood can be designed to fit any style or budget.

Wood can be architecturally striking and elevate a home’s facade and interiors including exposed beams, feature walls, door and window frames and flooring.

Butler’s pantry

Butler’s pantries are no longer storage areas for dirty pots and pans and keeping other items out of sight. Today, they are elegant spaces that serve as highly functional food preparation areas.

With cooking/entertaining a prime focus of modern house design, homeowners are adding butler’s pantries to enhance their kitchen experience.

The pantry doesn’t need to be enormous and it doesn’t need to include all the amenities of a kitchen.

Colourful spaces

With a preference for crisp white walls and neutral tones, today’s interiors are incorporating bold splashes of colour

to bring life to shared living spaces and private retreats.

We love the outdoors and homeowners are bringing shades of green, brown and blue into their homes.

Subtle shades of red and mustard can also make a statement when paired with soft furnishings and other decorations.

Mudroom makeover

Mudrooms are often overlooked as part of a home’s layout but they’re getting bigger and serving a greater purpose, which means they’re starting to look more dignified and stylish.

What originally started out as a common dumping ground for dirty boots, muddy clothing and other items, these spaces are now being transformed into another living space with trendy design, chic décor, clever shelving, striking light fixtures and wall art.

Focus on aesthetics

What are aesthetics? This can be interpreted as ‘what’s my home decorating style’.

Do I have one theme running through the entire house or is the layout a collection of different styles.

Whatever it is, aesthetics is about a design style were you can make a personal statement that reflects your personality.

You can do this on your own or in consultation with an interior designer.

The options are endless including rustic, coastal, minimalist, bohemian, modern or industrial.

PROPERTY, PLANNING & CONSTRUCTION

HELPING YOU TO ACHIEVE YOUR GOALS

At Dawes & Vary Riordan, we understand that property matters can be complex and stressful. That’s why we offer a comprehensive range of property, planning and construction services to help you achieve your goals, whether you’re buying your rst home in Cobram, expanding your farming property in the surrounding area, or undertaking a major development project.

OUR PROPERTY LAW TEAM

Our Property Law staff includes Directors, Solicitors, quali ed Legal Executives, senior Law Clerks and experienced Legal Assistants. Our team has a reputation for working hard to get the best result, and for developing long standing relationships with their clients.

We recognise that a property transaction is not merely a “conveyance” and acknowledge that every transaction requires careful consideration and appropriate advice. Our team has the experience to deal with the complexities that your property transaction may involve, ranging from Goods and Services Tax to Water Entitlements associated with rural properties. Over the years, our experienced team has developed excellent business relationships with other local professionals, such as Real Estate Agents, Accountants and Surveyors, which allows us to ensure that you are properly advised of all aspects of your property matters.

OUR SERVICES

Our services include:

• Residential (buying, selling or leasing)

• Commercial (buying, selling or leasing)

• Farm/Rural (buying, selling or leasing)

• Water Entitlements

• Subdivisions

• Property Development

• Easements and other Property matters

• Stamp Duty and Government Grants

• Business Structure, Succession (Farm/Business) and Asset Protection Advice

We strive to make the process of dealing with your property matters as ef cient and stress-free as possible, and we appreciate your trust in us to represent and advise you on what may be one of the most signi cant investments of your lifetime.

EMILY PRICE Lawyer

COBRAM OFFICE

PHONE: 03 5871 1638

FAX: 03 5831 5377

EMAIL: EPrice@dvrlawyers.com.au

Corporate and Commercial Law

Property Planning and Construction

Water Law

Wills & Powers of Attorney

Deceased Estates

Recently, Emily has assisted clients with:

• Intergenerational Family Farming Transfers

• Complex stamp duty applications and business purchases

• Farming sales and purchases comprising of multiple land parcels and water shares

• Deceased Estates and Survivorship applications

Emily is equipped to provide comprehensive support to clients across Victorian and New South Wales jurisdictions in the realm of real estate and business. Her expertise encompasses buying and selling properties, property development, business transactions, and the preparation of critical legal documents such as wills and powers of attorney. Emily’s approach to legal practice is centered on building strong, personal relationships with her clients, leveraging her exceptional communication skills and professional demeanor to deliver prompt, trustworthy service. Her commitment to client satisfaction has earned her a reputation as a reliable and dedicated lawyer, forming long-standing partnerships with those she serves.

Living in the heart of the community she serves; Emily has a deep-rooted passion for giving back and supporting her local area. She takes a hands-on approach to her work, collaborating with a network of local professionals to provide the highest level of service to her clients. Whether helping families secure their dream home, guiding businesses through complex transactions, or protecting the assets and legacy of individuals, Emily is dedicated to the growth and well-being of the community she calls home.

COBRAM

Telephone: 03 5871 1638 | Facsimile: 03 5831 5377

Email: eprice@dvrlawyers.com.au

Address: 37 High Street, Cobram, VIC 3644 www.dvrlawyers.com.au

Stunning property in LUSH GARDEN SETTING

This beautiful executive family home is a credit to the current vendors.

With breathtaking gardens, you will certainly be mesmerized upon entering the property.

On offer are three large bedrooms plus a study including built-in robes and ensuite to the master suite.

A spacious formal lounge room with a large bay window overlooks the stunning gardens while the fullyequipped kitchen boasts electric appliances and a walk-in-pantry.

The open-plan dining and family area with a large bay window is filled with natural white light.

There’s also a full family bathroom with a separate toilet, loads of storage

throughout the home, 9ft ceilings, double-glazed windows, security system and an automatic watering system from the bore.

An extra-large garage to store your vehicles with remote access includes a fully serviced shed measuring 24m x 9m with an annex of 24m x 4m and 3-phase power plus a showroom, office, propagation plant room and greenhouse.

All this sits on approximately two acres in the township of Yarroweyah that’s a seven minute drive to Cobram/Barooga located on the Murray River in country Victoria.

There’s also a school bus pick-up at the front gate as well as V-line bus transport.

One-of-a-kind RIVERFRONT LIFESTYLE

With views overlooking the majestic Murray River and bordering national park, this double-storey wonderland is perched on 5220sqm.

Upon entry, you’ll be impressed by cathedral-like ceilings and seamless views from the large light-filled family room with doors opening onto the decked veranda.

Walk through to the large dining and kitchen areas.

The kitchen is well-equipped and offers excellent storage with granite benchtops, gas cooktop, electric oven and dishwasher.

The dining is spacious and if that’s not enough space to entertain your family and guests you can step onto the large entertaining deck with gorgeous views

of the inground pool, lush green lawn and river’s edge.

Furthermore, you have three bedrooms and a spacious bathroom with a separate toilet downstairs.

Upstairs, you’re welcomed by your own personal retreat with doors opening onto the balcony with views you can only dream of.

The oversized master suite has a walkthrough wardrobe and a three-way bathroom with a spa bath.

There’s also a separate toilet, office and fifth bedroom plus ducted reverse-cycle air conditioning.

Externally, the property boasts a large, self-cleaning mineral pool, inground sprinkler system, established gardens and mature trees, 6m x 6m Colorbond shed with cement flooring and power and a large rainwater tank.

dollar curtains +blinds

story began more than 50 years ago. Today we're still a proud family business. Styles of window coverings come and go, but there’s one thing that will never change: our commitment to deliver value in every dollar.

Our business began in 1967 in outer suburban Melbourne, selling Curtain fabric for a dollar by the metre. Since then, we’ve grown to become one of the country’s most trusted names in Curtains, Blinds, Shutters and Awnings, with more than 30 stores nationwide and a growing team of over 350 dedicated people.

Every Curtain, Blind and Awning is handcrafted to order in our manufacturing facilities. The result is our pride in a job well done and window coverings of the highest quality designed to deliver value for years to come.

While we’re proud to maintain a strong tradition in manufacturing, we’re also known for a range of products that lead the way in style and innovation –with superior materials, manufacturing processes and quality control systems.

Today, we’re a familiar brand for generations of families who have trust dollar curtains + blinds to deliver. We still believe in the importance of one-on-one consultations, the quality of local manufacturing, providing the best value without compromising, and the difference that old fashioned service makes to every customer.

Our difference.

We do it all, from a free design, measure and quote to full installation.

When you visit us at one of our stores, you’ll discover that the quality of our service matches the quality of our Curtains, Blinds, Shutters and Awnings.

We’re here to help you select the right window coverings for your home, and we’ll take you through every step from beginning to end.

Why do more Australians choose dollar curtains + blinds?

• Exceptional quality from local manufacturing

• No shortcuts – everything is custom made

• Peace of mind with a three-year warranty

• End-to-end service with no hidden costs

• Superior materials + technology

• Free in-store + home consultations

Australian designed.

Australian made. Australian owned. It’s more than a guarantee of quality. It’s a way we can help Australian families and our local manufacturing industry to thrive.

For over 50 years, people have chosen dollar curtains + blinds for our exceptional quality, extensive range, and excellent service.

We’re proud to be officially certified Australian Made and Owned. It’s a mark of authenticity and a badge of honour. So when you choose dollar curtains + blinds, you’re choosing to help local craftsmanship and the wellbeing of fellow Australians.

Making every product requires time, materials, tools, talent – and a commitment to deliver the highest quality handcrafted product. It’s in our design DNA. Today we’re known by generations of Australians who trust us to provide true value – a legacy we’re proud to continue.

The Master Cutter

Using a sharp eye, The Cutter draws on years of experience to achieve a precision cut, no guide required.

The Seamstress

The highly skilled Seamstress applies years of experience and unique know how to every Curtain made. Showing expertise in machine and hand sewing to achieve the best possible result.

The Leveller

The Leveller does the heavy lifting. Hanging the Curtains to check length and to ensure they hang to the precise standards of dc+b.

The Finisher

With white glove care, The Finisher checks stitches, edges and detail, adds the hooks and ensures it meets dc+b standards.

15 Main St, Cobram 5871 1142 | cobram@dollarcurtains.com.au | www.dollarcurtainsandblinds.com.au

PROUDLY FEATURED IN

What is Conveyancing?

Conveyancing is the process of buying or selling a property and this generally requires the assistance of a conveyancer. A conveyancer is responsible for making sure you meet all the legal obligations involved in your property transaction. If you are buying or selling a property, Haven Conveyancing can help you with all your conveyancing needs.

Haven Conveyancing is a subsidiary of Haven Legal Co. which is a law firm located in Coburg, Melbourne. Haven Conveyancing brings a fresh approach to buying and selling property in the Cobram-Barooga area. With Haven, you can instruct us online at any time through our website. We offer on-line forms for all your conveyancing needs which address the preliminary questions your lawyer/conveyancer will ask you in one easy form that takes 10 minutes to complete! Our pricing is transparent and available on our website so there are no hidden surprises come settlement day.

We also offer written contract reviews to save you taking time off work to meet with a lawyer. Our reviews start at $55 and will provide a summary of the contract, advise on special conditions that should be added, amended or removed entirely, highlight the zoning, owners corporation fees, any issues we can see and other general advice. Obtaining advice before you sign a contract is invaluable. Our turnaround time for these reviews is only 24 hours!

If we don’t have you yet, you can also engage us for your Estate Planning needs. We offer discounted pricing on our Wills and Estate Packages within 3 months of your sale or purchase. We have a lawyer physically in the Cobram office once a fortnight and weekend appointments are also available at no extra cost. We are very active on Zoom and many of our Wills conferences are conducted this way. If the covid-19 pandemic taught us anything it is that distance is no object.

We look forward to working with you to make your dream home a reality.

Conveyancing Pricing (VIC + NSW)

Legal Fees $990

Disbursements* $350 - $450

TOTAL APPROX $1,340 - $1,440

Off The Plan

Legal Fees $1,210

Disbursements* $350 - $450

TOTAL APPROX $1,460 - $1,560

*A variable component of $350-$450 for out-of-pocket costs depending on disbursements (i.e. Title Search, PEXA, Land Titles Office fees etc)

Additional fees may be applicable if the services provided fall outside the scope of a standard conveyance. These will be disclosed in your cost disclosure statement.

Contract Reviews

2 Business Days Turnaround Applies

Up to 100 pages $55

101 to 200 pages $165

201 + pages Quote to be provided

For an URGENT 2 Hour Turnaround (Business Days) add an additional $110 to the above prices

Stylish living CLOSE TO THE RIVER

Position, position, position. Located at the river-end of Churr Street and only two homes from bushland, this three-bedroom brick veneer family home is close to walking tracks, Murray River and Thompson’s Beach. The generous lounge area located to the front of the home overlooks the leafy streetscape through a large bay window.

The master bedroom, also with an oversized bay window, offers a walk-in robe and ensuite with a shower, vanity and toilet.

The open-plan dining/family/ kitchen zone opens onto an outdoor entertaining area comprising soaring timber-lined cathedral-like ceilings with celestial windows.

The timber kitchen has an abundance of cupboards, bench space, electric oven

with a separate grill, electric cooktop and dishwasher.

The additional bedrooms will easily accommodate queen beds and both come with built-in robes.

The family bathroom has a shower, bath, vanity and a separate toilet. The laundry is oversized and offers plenty of room for additional freezer space.

The home’s internal climate is controlled via ducted evaporative air conditioning, ceiling fans and a gas heater.

Externally, there’s a large rear yard and a 7.6 m x 6.5 m shed with two single roller doors, concrete floor and power. The home is located in a highly soughtafter area of Cobram and will suit the most discerning buyer looking for the right location close to the river.

Price: $695,000

Jodie Wilson 0413 199 416

2 2 3

RAY WHITE COBRAM

Colourful ideas to

IMPROVE YOUR QUALITY OF LIFE

The modern preference for white and neutral tones is a safe option when building or renovating a home because it presents a neutral canvas for buyers. But there are a range of colours that can enhance a home or a selection of rooms that can create genuine wow factor and excite buyers.

Paint is so much more than background.

Colours can affect your energy levels, emotional state, sense of wellbeing and have a positive impact on your lifestyle. And who doesn’t love the opportunity to embark on a small-scale home makeover to keep things interesting.

Earthy browns

Anything from pale beiges through to deep soil hues can be incorporated into your home to great effect.

Brown is an enrichening colour that is often overlooked but it’s the kind of colour that can help anchor a room and deepen its appreciation.

Brown is an earth tone that makes you feel warm and more connected to a space.

Racy reds

Red is a strong colour that evokes powerful emotions and it can be a controversial choice for some people. Those who want to play around with richer, more energetic reds will be rewarded with dynamic spaces bursting with vigour and vitality that make a strong statement.

Gorgeous greens

Green is a very popular colour and remains so thanks to its soothing qualities and range of shades from olive to aqua through to stronger greens we see in nature.

Green works with everything which means it’s an incredibly versatile colour in any home.

Its neutrality evokes nature and it has a calming and reassuring presence.

Bold splashes

Moving away from layers of white and off-white and going for eye-catching combinations with more adventurous palettes and colour schemes is in fashion right now.

Think outside the square and include coloured trim, patterned or two colours side-by-side on walls as well as gloss ceilings.

Even if just used in small amounts these techniques can have a powerful effect.

Marvellous mustards

It’s hard not to love a warm mustard tone in any room without feeling optimism. This colour is so easy to work with and brings a room to life when paired with complementary furnishings.

If you’re conservative by nature, a versatile shade of mustard could be just what you’re looking for to enhance your home’s look and feel.

Clever combinations

Some colours go together and if you’re not confident to paint a whole room

one colour, trying a combination of warm and cool tones within the same room could be a safer approach.

Your goal should be to incorporate household items you already own onto an updated palette.

You don’t have to throw everything out and start again.

Instead, look at what’s going to fill the room and practice with a range of different colours until you get what you want.

Try to avoid picking a colour you like only to realise that it clashes with other physical elements in the room.

Grey hues

Grey doesn’t sound inspiring but its range of popular shades remain incredibly practical for any home and any space.

The perfect colour for living spaces, hallways and bedrooms, greys can establish a welcoming tone and promote feelings of calm and rest while creating that ideal sanctuary.

About Refrigelec

Established in 2017 by Marcus and Olivia Fantig, Refrigelec has quickly established itself as a leading local player in the electrical, mechanical, and solar industries. What started as a small business run out of the Fantig’s home garage has now become a highly regarded enterprise that has earned

recognition through its successful completion of commercial projects for prominent clients including but not limited to Moretto Building, Johns Lyng Commercial Builders, Crow Constructions, Vitasoy Australia, Saputo Dairy Australia, AW Nicholson and George Rydell Constructions. Our team of highly quali ed technicians and of ce staff are

passionate about their work and strive to provide the highest quality and cost-effective solutions for you. Speak to us about servicing your heating and cooling to ensure you are well prepared for the change of seasons. We also provide free quotes to upgrade or install any requirements within your business or home.

ELECTRICAL

Our highly trained electrical team can complete all domestic and commercial electrical requirements. These services include, smart home wiring, switch board maintenance and upgrades, general power and installation and upgrades, lighting design and security solutions.

SOLAR

Here at Refrigelec we design and install state of the art solar systems. We are equipped to tackle projects of all sizes, from residential homes to large scale ground installations. Please contact us for maintenance on your current system. We also offer free quotes to upgrade your existing solar or for a new system suitable for your needs.

HVAC AND REFRIGERATION

Our heating and cooling services are comprehensive, including cool rooms and freezer rooms, ice machines, chillers, evaporative coolers, split systems, space heaters, and ducted heaters. Refrigelec also designs and constructs cool rooms and freezer rooms. We offer a range of mechanical services, including VRV and VRF design and installation, hot water services, and domestic and commercial appliances.

“Marcus, Olivia, and team would like to extend heartfelt

Enjoy your MOVING EXPERIENCE

After the excitement of buying your home, thoughts turn quickly to moving into it.

A significant amount of planning and patience is required and for some people this process can be overwhelming, with a number of things that need to be taken care of in a short period of time.

For example, you may still need to sell your existing house as well as boxingup your life, enrolling children into new schools, organising movers and changing your address.

The timing of any move is important to ensure that you complete all tasks accurately, transition smoothly and avoid any costly mistakes.

Be flexible

Moving house should be an exhilarating time and you and your family should try to remain positive and enjoy the experience.

First, lock-in a moving day and time with the removal company that considers factors such as settlement of your current home as well as your new address, working around job requirements and the children’s school.

Pack with care

Don’t rush and take your time. Ensure you have a good supply of packing material (boxes and filling) and create lists about what needs to go in what storage containers.

If you’re comfortable having professionals do the packing for you that can take the pressure off, but don’t leave packing until the day of moving because that’s how things get broken.

Constantly review lists and assign a person responsible to each task no matter how insignificant.

Weekday or weekend

Naturally, there will be greater demand to move on a Friday, Saturday and Sunday.

The best days for you might be during the week when everyone else is at work and the kids are in school.

Also, the removalist might be more accessible and you won’t have to complete your move in a rush over the weekend with kids’ sport.

School holidays

Moving during the holidays means that children won’t have to miss school, but it could also mean greater demand for removalists and other services.

Another factor to consider is that moving house is something your children may want to experience because they will have to do it themselves at some point in the future.

What time

Morning is the best time to move because there are less cars on the road and fewer obstacles.

You will also have a clearer mind at the start of the day before your stress levels increase.

Which season

This could be unavoidable but it goes without saying that the best time to move is during the warmer months because the days are longer and you’re more positive about things generally. Again, removalists will be in high demand during these months so you need to plan accordingly.

All at once

Depending on your individual circumstances and settlement arrangements, you might not have to move in one go.

You might get access to your new home before your current home settles which means you can take your time and move in stages.

Remember, flexibility is the key and moving doesn’t have to be a negative experience.

3667 Murray Valley Highway, Cobram - LMCT2588