Chelsea
SPOTLIGHT
ACCOUNT MANAGER
Carolyn Porteous carolyn@mediaclassified.ca 780.984.4902
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PRESIDENT & PUBLISHER
Leo Racioppo leo@mediaclassified.ca
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DIRECTOR OF PRINT MEDIA
Lauren Reid-Sachs
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4Rent.ca
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Fireside Property Group
If you are looking for an expe rienced property management company that exceeds your ex pectations in Calgary, Alberta –look no further than Fireside Proper ty Group. With a focus on providing superior, client-focused management services and a commitment to foster win/ win relationships between property owners and their residents, Fireside Proper ty Group embraces and deploys the best practices and highest business standards in the prop erty management industry.
Fireside Property Group has rentals available that offer the perfect combination of accessibility and convenience, in conjunction with local amenities and services that you depend on. As a leader in the proper ty management industry in Calgary, they create an unparalleled renting experience that places a focus on the needs of their tenants and creates a community that provides an excellent experience. Although headquartered in Calgary, Alberta – Fireside Prop erty Group also has available rentals in Edmonton and Sudbury, Ontario.
and provides an exception high-qual ity rental experience.
BA, PresidentPresident McMullen was formerly responsible for managing Prestigious Properties growing portfolio of multifamily assets in Western Canada. Before working at Prestigious Properties, Mr McMullen worked and man aged for Gateway Property Management, Canada’s larg est property management firm. As well as TransGlobe, Canada’s 3rd largest apart ment building owner, and Re alstar Management Limited, President McMullen carries an impressive level of under standing and knowledge surrounding the property management industry.
Renting an apartment is not just about a place to live – it is about your lifestyle. When you rent from Fireside Property Group in Calgary, you can feel confident that you have picked a company that keeps your needs in mind. With a focus on responsibility and reliability, their business is not just about providing apartments for rent – it is about the people who live in them and providing them with a premium rental experience unlike any other.
Are you on the hunt for your next perfect rental apartment? Choose a property management company that has built their business with you in mind – pick Fireside Property Group. ■
The properties available to rent under their management team of fer nothing but quality residential accommodations and a rental price point you will love. Well maintained and regularly updated, residents can be confident that will they will be renting with a company that knows and understands what they want and need most out of a rental property.
As a licensed Real Estate Broker, a former president of the Calgary Resi dential Rental Association, and with over 20 years of experience, Fireside Property Group is lead by the presi dent, Keith McMullen, BA. President McMullen has created a company that identifies the needs of renters
12 steps to financial organization
set up
1. Gather all your paperwork. Create a file folder for each of the following:
• Chequing accounts
• Savings accounts
• Retirement accounts
• Investment accounts
• Credit card accounts
• Loans
• Personal lines of credit
• Mortgage
• Insurance: life, disability, health, critical illness, home, car
• Tax returns
• Estate: wills and powers of attorney
2. Welcome to 21st century banking
If you don’t already have it, set up telephone or internet banking for your accounts.
3. Reduce fees by setting up a buffer
If you can afford it, transfer $1,000 float to your chequing account (pre
tend it isn’t there) and use that to minimize your banking costs.
4. Save automatically
Create an auto-debit from your chequing account to a savings ac count that will not be touched. Most people won’t put money into a sav ings account on a regular basis, opt ing to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think.
5. Create a monthly bill summary
List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” beside these bills and remember to deduct them from your spending journal at bill payment time each month.
6. Set up your “in-baskets”
Create an in-basket containing two folders for your bills. Label the first
folder “1-15” and the other “16-31.” When a bill comes in, look at the due date and file the bill in the appropri ate folder. Recycle all the marketing materials in the envelope. Create a second in-basket with three folders labelled “bank statements,” “bills paid” and “tax receipts.”
weekly
7. Make a date with your money
On the 12th and 28th of each month, set aside the time in your schedule — you’ll need about 30 minutes — to pay your bills.
Always pay your bills in one place that is equipped with your bill paying system, spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler and return address la bels and recycling bin.
When you pay a bill, write the cheque or transaction number, amount paid, and the date you paid it on the bill. Put the paid bill in your “bills paid” file. Deduct the amount
you’ve spent from your spending journal. If a bill has not been paid in full (tax bills are paid over sev eral months, for example) put it back in your bills folder so you don’t for get it.
monthly
8.
Reconcile your bank statements
When your bank statements come in, put them in your in-box folder.
Make a date when all your state ments are in (it’ll depend on when you receive them) to:
Review your statements to make sure there are no mistakes.
Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. A cheque that is taking a long time
clearing the bank can lull you into thinking you have more money than you do. Go back at least a month to make sure all previous cheques have cleared.
Talk about anything unusual.
quarterly
9. File
Once a quarter, file all your paper work to keep your system current.
10. Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing.
annually
11. Re-vamp your budget
Review your budget using last year’s credit card statements and bank statements to see what you ac tually spent. If you spent more on a particular category, make sure you know why, or look for ways to cut back.
12. Clean up
Go through your files at the end of each year and throw out bills and re ceipts no longer needed for auditing/ budgeting purposes. ■
— Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade.
“When you pay a bill, write the cheque or transaction number, amount paid, and the date you paid it on the bill”
seven items 14 THE VIEW
My apartment is a nonstop question zone. I have very limited space, yet still enough space to constantly be asking myself “Why did I buy this? And this?
And that!” I’ll admit, when I moved into my first apartment I got a little excited and, despite budget restraint es (zero budget), I went a little crazy with what I considered investments.
It’s not that all the items in my apartment are totally useless. It just took me some time to figure out they don’t all fit with my kind of lifestyle. Still, I like to think I’m not the only
one to blame. Seriously, no one could have warned me not to buy any of these seven ridiculous items?
sound system:
Besides the fact I would actu ally like to be on good terms with my neighbours, a sound system is just not at all necessary for my tiny apartment. Let’s face it, the sound from my iPhone speakers reach from the kitchen to my bathroom just fine.
eleptical
Everyone who owns a piece of ex ercise equipment knows they don’t use it half as much as they should. Then there’s the fact I’m constantly bumping into it when I get out of bed in the morning.
king size bed
About 2/3 of the furniture I assem bled from IKEA seemed a lot smaller online then in my actual rental. Now my bedroom looks like it could be long to Shrek.
luxury kitchen appliances
Kitchen appliances like a blender, Vitamix, and KitchenAid, I consider a luxury because you have to have the luxury of having a decent amount of counter and cupboard space to be able to use and store any of these items. Do you know how many dif ferent produces go into a Martha Stewart smoothie?
decorative pillows
How many pillows can you fit onto one sofa? The answer is a lot! The pil lows look great. The only thing is I’m
constantly looking for space to place all these pillows when it comes the time to sit on the only couch in my apartment. If you haven’t guessed yet – it happens a lot.
lounge chair
Summertime is so short. You better believe I invested in a stateof-the-art lounge chair to make the most of my balcony. The only thing is, the lounge chair is now the only thing that fits on my bal cony. Any suggestions on where to store a lounge chair now that it’s winter?
vaccum cleaner
I really had the best intentions to keep my rental as clean as possible when I moved in. Of course, that meant I had to invest in the right cleaning appliances. The thing is when you have a small space, ends up your cutting edge vaccum cleaner doesn’t fit under any of the funiture and appliances which take up like 90 percent of your space. Just one more 12 pound item for me to store.
Now, I wonder how much I can sell these items on Kijiji for... ■
reruns and planning her next big story. Twitter @justbejealous www.justbejealous.com
— Jennifer Braun is a freelance lifestyle writer from Montreal. When she isn’t writing about her city and its fashion scene, she’s watching Sex and the CityI have very limited space, yet still enough space to constantly be asking myself “Why did I buy this?
stress-free moving
BY CHUCK RESNICKMoving can be one of the most exciting, and stressful, times in a person’s life.
When people relocate, the posses sions they take with them are a critical part of turning a house or apartment into “our home.” There is plenty of emotion attached to “stuff” and, with that in mind, moving companies take on an awesome responsibility when we transport your furnishings and accessories from one place to another.
You should, however, be able to trust that your belongings – both big and small – are being treated with the care and respect they deserve.
The Canadian Association of Mov ers recommends that when you shop for a mover, it is wise to conduct some research to increase your chances of finding a reputable company that will treat you with respect as well. At Two Men and A Truck, we agree!
At the very least, you should be able to expect honesty and integrity when it comes to your moving expe rience. This includes a thorough and reasonable estimate for your move, and then delivery on whatever prom ises are made.
In your search for a mover, learn as much as possible about what services are offered. If the company repre sentative is reluctant to answer your questions, move on. Every mover should be ready to edu cate customers on their services and on what they can do to help make the move go as smoothly as possible. For exam ple, on our website, we provide moving tips, a checklist and even spe cial things you’ll need to consider for large items, such as pianos.
You should always receive your moving quote in writing, and un less you change the parameters of the move substantially, you should pay what you expect to at the other end. A reputable mover will treat you with kindness throughout, and you should never feel intimidated.
These are all sentiments that go along with the “golden rule.” We have our own version of that motto called The Grandma Rule, and it forms our main Core Value – “To treat everyone the way you would want
your Grandma to be treated.” We do regular customer surveys to ensure that we are upholding the principles of honesty and fairness. Check with the moving companies you approach to find out whether there are customers you can ap proach for a reference. The Canadian Association of Movers (movers.net) also has a web page for consum ers including a member di rectory to help you connect with reliable, professional moving services.
One other thing you may consider during your search is whether or not the movers you contact are happy. That may seem strange, but people who like what they do, do a better job. Professionalism should go hand in hand with enjoyment. We adopted the tagline “Movers Who Care” to re flect our attitude toward what we do. We consider ourselves much more than just a moving company – we are a customer service company that moves. And nowadays, the peace of mind that comes along with that is priceless. Visit www.twomen.ca for a location near you. ■
Chuck Resnick is vice-president marketing and operations at Two Men and A Truck – Canada® Chuck Resnickdo this and you’re going to get evicted
Have you ever seen your neighbour do some thing so ridiculous you wondered, “Is he trying to get evicted?” We’ve all had a lack of judgment at one point or anoth er, but there are some actions that could seriously jeopardize your current lease.
If you are actually doing this in an attempt to get out of your rental agreement, note that you do not want an eviction notice on your re cord. Instead, talk with your landlord to try and break your lease or look for some one to sublet your apartment.
If you actually love where you live and you want to stay (I hope you do), don’t say I didn’t warn you. If you’re doing any of these things, you’re asking to get evicted.
cash flow… slow, slow, slow
Non-payment of rent is the most obvious reason for an eviction, but your landlord can also file to have you evicted for habitual late pay ments. Get your cash flow situation in check, stop buying shoes and pay your landlord on time.
rule breaker
Hiding that stray cat in your room when you were nine didn’t work, so don’t think you can get away with having an English Bulldog in your non-pet-friendly apartment. It may seem like you’re only breaking a small regulation, but if it’s listed in your lease agreement and you’re breaking it, it could be enough to have you evicted in some provinces. Letting it jump all over neighbours, not picking up after it and letting it cause property damage will definite ly get you evicted in all provinces.
are you alone in there?
Your friend was only supposed to crash at your place for a week, but next thing you know a week becomes a month and all of a sudden he’s liv ing with you. It’s not a big deal until your landlord finds out. The name of everyone who is living in your rental should be listed on your lease agree
ment. If not, your friend might not be the only one who’s looking for a place to crash.
damage control
Things break, I get it. I know that wine stain on the carpet was an ac cident and you didn’t mean to rip the shower curtains. What I really want to talk to you about is that hole in the wall, which is the size of my head! I don’t even want to know how it hap pened, just pay to get it fixed or it can get you evicted.
noise pollution
Break-ups are tough, but it’s been two months, Johnny! The neighbours can’t deal anymore with the outra geously loud crying session, followed by an hour of heavy metal music and your rendition of Shakespeare. There is never a good reason to disturb the oth er tenants in your building and it could be enough to have you kicked out. ■
We’ve all had a lack of judgment at one point or another, but there are some actions that could seriously jeopardize your current lease.
Molly Maid’s top 12 cleaning tips
simplify your cleaning products
Limit spring cleaning products to a quality window/glass cleaner, allpurpose cleaner, tile/grout cleaner and a toilet bowl cleaner.
the Molly Maid system
Clean each room from the top to bottom starting on the left and mov ing right. This really is the quickest and most efficient way to thoroughly spring clean your home.
dust first, vacuum second
Any bits of dust or dirt that fall to the floor as you’re dusting will be picked up by the vacuum cleaner.
the best dust cloth: a
damp, clean microfiber cloth
Hold the cloth by a corner and lightly mist with clean water from a spray bottle. The cloth should be just damp enough to pick up dust with out leaving moisture streaks on the furniture surface.
pet hair
Remove it from upholstery with a damp microfibre cloth or rubber glove.
damp mop
First sweep or vacuum floors to collect crumbs and dirt. Then start washing the floor in the farthest cor ner of the room and work your way towards the door. Use a damp cloth on the end of a mop handle to reach the narrow space between appliances.
microwave spatters
Fill a cup with water and micro wave on high for a few minutes. The steam will loosen any baked on food so you can easily wipe it clean. Be fore wiping the microwave, remem ber to be extra careful when remov ing the cup of water as it will be hot.
dish cloths and sponges
These are germ incubators, if you don’t clean them you’re just spread ing the bacteria around. Wash dish cloths regularly, and microwave damp sponges on high for several minutes to kill bacteria. Even better, toss the sponge and stick to microfi bre cloths, which dry quickly when hung up and help prevent the spread of germs.
the toothbrush
Use a toothbrush for hard to reach areas in the bathroom and kitchen (for example, around the soap hold er, taps and drain).
streaks on the balcony door
Streaks are tricky to eliminate. When spring cleaning, wipe the in terior side of the glass horizontally and the exterior side vertically. This way, it will be easy to deter
mine if the streaks are on the inside or outside.
clean your laundry routine
You fill your laundry basket with dirty clothes. You take it to the laun dry room and setting it on the floor. Then you repack it with clean clothes an hour later. Give your laundry bas ket, hamper and detergent/bleach/ softener caddy a good cleanse. Now, add anti-bacterial wipes to your laundry kit so that you can wipe out the inside of the basket before refill ing it with clean clothes each time.
de-scale the kettle.
Fill the kettle half-and-half with white vinegar and water and leave it to soak overnight. Using an old toothbrush, dislodge any stubborn bits of lime scale. Rinse out thorough ly a couple of times and then boil some water to eliminate any odour of vinegar.■
— For more information visit mollymaid.ca