Your Later Life
Our research found that self-directed ageism is particularly common among older persons
Celebrating ageing without limits in Ireland this 2024
The estimated population of Ireland in 2022 included more than 1 million people aged 60 or older, which means building an inclusive and age-positive society in Ireland is vital.
Despite positive progress for older people, there remain profound inequalities around ageing. Our bodies are all ageing, but many factors can influence how long and healthy our lives are, including education, income, diet, social participation and lifestyle.
Ageism limits healthy ageing
Most Irish people will be healthy and active well into their 70s and 80s. However, many of us face barriers and discrimination that can limit our ability to age healthily and independently. Age is one of the first things we notice about other people, yet most don’t realise the things they say or think are ageist.
Ageism arises when age is used to categorise people in ways that lead to disadvantage, and it erodes solidarity across generations. Like any kind of discrimination, ageism can happen in big, obvious ways and in smaller, day-to-day interactions.
Positive Ageing Week 2024
Positive Ageing Week is an Age Action initiative to promote the agency of older people and to celebrate the contribution they make to our families, workplaces, communities and society as a whole. For 20 years, individuals, groups, local authorities and businesses have been organising events to mark the week, which is held to mark the UN’s International Day for Older Persons.
From 30 September to 6 October, following the theme of ‘Challenging Ageism,’ activities take place around the country in every county to support ageing well and raise awareness of the issues that affect older people.
Some events that are happening around the country include the opening of Age Action’s brand-new community hub for older people in Galway on 1st October. This supports them with activities such as our ‘Getting Started’ digital skills training and the launch of Ireland’s first self-directed ageism toolkit on 2nd October.
Self-directed ageism
Ever caught yourself saying ‘Sure, I wouldn’t be able to do that at my age!’ or described yourself jokingly as ‘past it’?
These are some examples of self-directed ageism at work.
Self-directed ageism happens when people internalise ageism, which can lead to conforming to society’s expectations of older people and negatively affects their physical and mental health.
Our research found that self-directed ageism is particularly common among older persons. We developed a toolkit to challenge ageism and change how society thinks, acts and feels about ageing and older persons.
Find our toolkit and other resources at ageaction.ie
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Treating hearing loss increases stimulation and socialization leading to a happier, healthier you!
Bringing independence home with Homecare Medical
As we age, maintaining independence and comfort in daily life becomes increasingly important. Daily living aids can make a significant difference in achieving these goals.
Getting older is a fact of life, but ageing doesn’t mean you have to sacrifice independence. Olivia Guilfoyle, Occupational Therapist at Homecare Medical recommends these top daily aids for offering support and bringing independence home.
Mobility aid and strong support
The Swivel Seat Cushion is a practical mobility aid for car, seat and bed transfers. It’s a portable textile turntable designed to make sitting and transferring easier and more comfortable; excellent for arthritis, leg or back pain. Handybar is a strong support to assist with car transfers. Users can get in and out of their cars easily and comfortably with this device. It has a soft grip, non-slip handle for extra comfort and a strong forged steel shaft, which creates a safe, solid support handle when needed.
Helping you get dressed
bend down to get their shoes on, for instance. For putting socks on, consider a sock aid, which helps pull socks up onto your loved one’s feet, without them leaning over and struggling to pull them up. A great daily living aid is the Helping Hand or Easi-Reacher. Available in a range of lengths, it is great for retrieving dropped items or assisting with dressing. These affordable daily living aids are a small price to pay to help your loved one remain independent.
Around the kitchen
These affordable daily living aids are a small price to pay to help your loved one remain independent.
Health conditions such as arthritis, Parkinson’s disease or multiple sclerosis can make it harder to perform fine motor tasks like dressing. Buttons can become fiddly, and leaning over to pull on socks or shoes may become strenuous. Some of the best living aids in this category, such as a shoe horn, a helping hand and sock aid are simple, affordable and effective. A shoe horn is great for anyone who doesn’t want to
Patient-centred home services keep older adults living independently longer
Services are being provided to support older people to live well at home and reduce the requirement for long-term residential care.
The Health and Safety Executive (HSE) Older Persons Services is dedicated to providing equal access to integrated services for older adults, helping them stay in their own homes for as long as possible.
Home support for older people
A wide range of services are provided including home support, day care and additional community support to assist with managing care at local level and support transition from hospitals back to the community.
Shona Rusk, Manager of Services for Older Persons in Dublin North City and West, along with her team, plays a key role in supporting our local acute hospital colleagues in managing patient flow.
The Uccello Kettle is a great kitchen aid if you have a weak hand grip or have difficulty pouring. It enables you to pour hot water safely and confidently. Jar openers are ideal for people with arthritis and sore hands. Its unique 100% non-slip material allows you to considerably reduce effort when opening. Lightweight and weighted adaptive cutlery are ideal for people with limited hand dexterity.
Bed transfers
Sometimes, with limited mobility, standing up from the bed edge can be difficult. There are solutions available when you experience these limitations to your independence, like using a bed lever, bed height raisers or a lifting pole.
Rusk advises: “Established discharge pathways and excellent working relationships between Older Persons Services and the acute hospitals ensure there are no untimely delays in discharging patients. Home support in our catchment area is provided by over 30 agencies currently approved under a National Tender Arrangement, which supports our older persons’ timely discharge back to their home environment.”
Home monitoring pilot programme
The Older Persons Services has successfully piloted a new initiative called ‘Discharge to Assess’ (D2A) across three of its network areas (Cabra, Ballymun and North Inner City) in partnership with the Mater Hospital. “D2A is an alternative
discharge pathway where a patient is assessed in their own home for support, resulting in a more personcentred allocation,” explains Rusk.
“We have a dedicated team of carers that provides and monitors the older person’s care needs at home for an initial period of time. They support the older person in their transition to their permanent home care provider. We hope to expand D2A to the remaining Community Healthcare Network areas and Connolly Hospital over the coming winter.”
Rusk also coordinates the provision of Day Care Services, Meals on Wheels and Respite services to support older people, their families and carers in the local area.
Long-term care placement review
When community support is no longer sufficient to enable older persons to remain at home, there may be a requirement for long-term residential care. Rusk chairs the Local Placement Forum, which reviews applications for long-term residential care. The purpose of the forum is to determine if the care needs of applicants can only be met in a residential setting. The forum has representatives from both community and acute hospital settings. The number of older people in our community continues to grow with ever-increasing demands for services.
How regular hearing tests can protect cognitive function and prevent dementia
Studies reveal a significant connection between hearing and cognitive health, suggesting good hearing supports healthy brain function. Take a proactive approach to your hearing care. Schedule a free hearing check today.
Many of us include regular visits to the dentist or opticians in our health agenda, but when was the last time you went for a hearing check?
Hearing loss linked to dementia risk
Dr Sabina Brennan, Scientific Representative at Hidden Hearing, says: “Age-related hearing loss is recognised as a major modifiable risk factor for dementia.” So, as we age, safeguarding hearing through early intervention and prevention is increasingly crucial.
Around 58% of men and 54% of women aged 75 and over in Ireland experience hearing loss. Yet, only 25% of adults are aware of the link between hearing loss and dementia. Often, when we suffer from hearing loss our brains have to work harder to decipher sounds, leading to stress and mental fatigue.
Hearing interventions delay cognitive decline
A recent study suggests that the wearing of hearing aids may delay cognitive change in older adults who would otherwise be at increased risk of decline over three years. This further highlights the link between hearing loss and dementia. A third of adults over 65 have moderate hearing loss. However, age-related hearing loss is associated with an up to 40% faster rate of cognitive decline and reduced brain volume.
Book annual hearing tests
Addressing hearing loss with interventions like hearing aids and regular hearing assessments could counteract these effects and help maintain overall cognitive health. “Go headphone-free more often. Steer clear of loudspeakers and avoid exposure to loud noises or music. Get your hearing checked annually, and wear hearing aids if prescribed,” insists Dr Brennan.
Incorporating an annual hearing check into your health regime is a proactive prevention measure that will protect your hearing, reduce dementia risk and enhance your quality of life. Don’t wait until it’s too late — schedule your annual hearing check today, and protect your brain health.
Dr Sabina Brennan Neuroscientist, Author, Internationally recognised Brain Health Expert and Scientific Representative for Hidden Hearing
Where people with dementia in Ireland can find support
In Ireland, approximately 64,000 people are living with dementia, with Alzheimer’s disease being the most common form among the over 200 types of dementia.
Dementia is a physical illness characterised by damage to brain cells, affecting memory, cognition, communication and daily functioning.
Services designed for people with dementia
Receiving a dementia diagnosis can be an isolating experience, often leaving individuals and their families unsure of where to seek help. The Alzheimer Society of Ireland (The ASI) provides an array of services to support those living with dementia and their caregivers. These services include daycare, daycare at home, dementia adviser services, cafes, support clubs, mobile information services, family carer training, social clubs and a national helpline.
National helpline for dementia
The ASI’s National Helpline is a confidential service offering information and support to people with dementia, their families, carers, individuals concerned about memory issues and professionals in the field. The Freephone number is available to callers within the Republic of Ireland and can be reached at 1800 341 341. The helpline operates Monday to Friday from 10 am to 5 pm and Saturdays from 10 am to 4 pm.
The helpline aims to provide accurate, current, accessible and relevant information as well as emotional support. It has achieved a quality standard from Helplines Partnership for the second time, underscoring its commitment to high-quality service delivery. Helpline advisers and trained
volunteers can offer confidential advice on:
• Information about dementia and memory loss
• Different causes of dementia
• How a diagnosis is made
• Accessing services and supports
• Practical tips for daily living
• Legal and financial matters
• Emotional support and more
Online live chat service
For those who prefer online communication, a confidential live chat service is available at alzheimer.ie. The live chat operates Monday to Friday from 10 am to 11 am and 3 pm to 5 pm, as well as Saturday from 10 am to 1 pm.
This service provides the same level of support and information as the National Helpline, ensuring that help is accessible in a format that suits different needs. The Alzheimer Society of Ireland stands as a beacon of support and information for those navigating the challenges of dementia, offering vital resources to enhance quality of life and provide guidance through the journey.
Benefits of writing your will and including a gift for charity
Only one in three Irish adults have a Will. Learn how simple estate planning can secure your family’s future and make a lasting charitable impact.
Have you made a Will? The answer might be: ‘Oh, I haven’t gotten around to it yet.’ It often is.
Just one in three Irish adults have written their Will, although it is very straightforward to do.
Wills look after family and society
People assume that thanks to succession laws, their family will inherit anyway. However, without a Will in place, difficulties and delays can arise for grieving loved ones. Moreover, there’s great satisfaction in knowing you have put your affairs in order, looked after family and friends and perhaps considered your legacy.
Estate planning is not just for the very wealthy, and more families are having open discussions about the future. That might also include a charity or cause that means something personal to them.
Impact of charitable Wills
For a growing number of people, including a gift in their Will is recognised as a meaningful way to help a charity that supported them or someone close to them or a practical way to shape a better future for our society. Whatever your motivation for including a charitable gift in your Will, it has a real impact.
Did you know that between €8–€10 billion is transferred to the next generation annually through the Probate Office?
Of this, €100 million is gifted to Irish charities, providing a sustainable and precious resource to strengthen and ensure their great work continues to support individuals, our environment and communities.
Anyone can leave a lasting legacy
My Legacy is an umbrella group of 90 Irish charities raising awareness of legacy giving as a form of philanthropy that everyone in Ireland can participate in. Niall O’Sullivan, Chair of My Legacy, says: “Charitable gifts in Wills are very democratic — anyone can be a philanthropist and can decide how and where they want to have a positive impact on the future of our shared society.
“Our members have noticed more enquiries and interest in this way of giving support and, as part of My Legacy Month this September, we thank everyone for their generosity and forethought and the precious and very personal gifts they’ve made.”
For more information, visit mylegacy.ie
Where to access comprehensive support for people with complex needs
Whatever your motivation for including a charitable gift in your Will, it has a real impact.
Niall O’Sullivan Chairperson, My Legacy
Empowering individuals with disabilities and support needs is vital for independent living. Discover how one organisation provides personalised care and fosters community integration across Ireland.
Established in Shillelagh, Co. Wicklow in 1961, Cheshire Ireland provides a range of services to people with physical, sensory and neurological conditions who often have complex and high support needs. These include acquired brain injury, percutaneous endoscopic gastronomy, tracheostomy requirements and rare disease management.
Meeting support needs across Ireland
Our vision is to support people to live their best possible life and provide individualised support to promote wellbeing, independence and quality of life for all who use our services. We support people with everyday tasks, such as to live, learn and work as independently as they choose, whatever their ability. We work to ensure they integrate into their community, attend appointments (including medical or hair appointments), engage in social outings and pursue hobbies — everything they wish to do.
Where we operate with an experienced team
As a national organisation, we currently provide services to over 275 people in their homes, residential centres, supported accommodation and respite facilities. We operate in Dublin, Kildare, Cork, Galway, Wexford, Limerick, Donegal, Kerry, Carlow, Waterford, Sligo and Mayo.
Our staff include care support workers, staff nurses, clinical nurse managers, cleaners, social workers, maintenance workers and more.
How to get involved in supporting others
Get involved by volunteering, donating, signing up for an event (such as minimarathons) or running your own event, such as coffee mornings or bake sales. You can also make a lasting difference in someone’s life by considering leaving a legacy to us. It is simple, and details are on cheshire.ie/giftsinwills.
How to access support services
Should you or someone you care for wish to access support or residential placement in any of our services, the first point of contact is your local HSE Disability Services Office.
We support people who are aged between 18 years and 65 years (on date of admission) who have complex disabilities including, but not limited to, cerebral palsy; multiple sclerosis; spina bifida/hydrocephalus; stroke; and acquired brain injury.
More children die from dirty water than bullets
You have to agree; this is shocking. Every year, 72,000 children under five die from illnesses linked to dirty water, compared with 3,400 from war-related violence.
Yet, UNICEF is making a difference and has water programmes in 158 countries around the world. These are funded thanks to the generosity of our donors, including those who decided to leave a legacy gift in their Will.
Making a difference in Yemen
In Yemen, UNICEF has solar-powered water projects securing safe water for 2.5 million Yemenis, including 137,000 people in the city of Dhamar.
This is where Nabil, his wife Salma and their three children live, having been forced to flee conflict in their hometown of Taiz.
The blockade of Yemen’s Hudaydah port had stopped supplies of fuel into the country needed for its infrastructure to function. So, even in Dhamar’s relative safety, the family’s existence was perilous. Nabil and his family lived in inadequate housing with no reliable income. They struggled to find anything to eat or drink and once had to survive three days without a drop of water.
The family’s only water source was from trucks where the whole family would join long queues to get 20, sometimes 30, litres — just 4–6% of what the UN recommend the family has each day. Nabil says: “The water tasted strange; it tasted odd.”
It didn’t affect the adults, but the water made three-year-old Mohammed ill. Suffering from a sore throat, vomiting and diarrhoea, he was diagnosed with cholera at the hospital.
Water crisis affects safety and education
Nabil and Salma were distraught, convinced Mohammed was going to die. “I felt like our boy was done,” says Nabil. But thanks to his parents’ quick thinking and care, Mohammed made a full recovery. “When he got better, we were relieved; we saw our son well, and everything got better.”
Though, Nabil and Salma’s worries weren’t over. With no dependable supply of clean water, any of their three children could catch a life-threatening disease — and the next time may not end happily.
As well as deadly diseases, the lack of safe water was impacting children’s education. Ensuring their families had enough water; many were forced to drop out of school to join the lengthy queues at the water tankers.
How safe water empowers local communities
UNICEF’s €1.2 million solar-powered water project now provides safe, running water in Nabil’s apartment and to another 137,000 Dhamar residents. What’s more, the project is growing Yemen’s own sustainable skilled workforce, so one day, Nabil’s son Mohammed may grow up to become like Hasan.
Hasan is a 24-year-old engineer who supervises Dhamar’s huge solar-powered water system — ensuring clean water delivery to his community.
“UNICEF provided the panels, inverters, control devices and the entire system,” says Hasan. Hasan sees his work as both a humanitarian service and a highly technical skill. He hopes others in Yemen learn skills like his, so his country isn’t reliant on outside technical assistance. “It allows us to assist directly instead of waiting for other engineers to come from other countries,” explains Hasan. “This project has inspired me to create new solutions to problems.” Sustaining a project like this is always complex, but this is even more true in Yemen, which remains in the grip of ongoing conflict.
Transforming lives with solar power
Yet, despite the difficulty, UNICEF is partnering with Yemeni communities in another 149 solar water projects, reaching 2.5 million people with clean, safe water. These projects connect clean water to schools, health centres — every aspect of community life. Moreover, they also reduce consumption and reliance on fossil fuels. So far, fossil fuel consumption in these water systems has been reduced by up to 63% in urban areas and between 80–100% in rural areas.
The impact of such initiatives is clear: they generate and secure clean water sources for the future. They also stabilise communities by generating sustainable employment and combat the health and economic impact of unsafe and insecure water supplies.
Rewrite a child’s future with a legacy gift to children. Making a Will ensures your loved ones are taken care of. It’s also a reflection of our deepest values, giving us an amazing opportunity to leave a lasting impact on the lives of future generations of children.
Read more: unicef.ie/legacy
“If you can save one child’s life — isn’t that a lot?”
Therese Dooley worked with UNICEF for 29 years.
A career dedicated to changing the lives of children
Starting on the ground in Zimbabwe as a volunteer helping with drought relief, Therese worked in over 60 countries in water, sanitation and hygiene (WASH) and became our Global Advisor and WASH Specialist.
During her time with UNICEF, she was personally involved in the building of wells and digging boreholes. So, she has seen, firsthand, the immense difference these projects make to children. Although Therese is now retired and living back in Carlow where she hails from, her work continues to save and change the lives of children.
She shares an outstanding memory from her work:
“I don’t know that many people get the opportunity to see a drilling rig hit water in a drought-prone area. When that water gets hit and it spurts up into the air, the celebration and the joy in that community — you can’t describe it. It’s just amazing. It’s indescribable to just see that joy.”
Working with the engineers of tomorrow “What I also often think about is the generation I was involved with during my time with UNICEF. For example, three or four of the young engineers who worked with me in Ethiopia are now leading programmes in Afghanistan, Pakistan and Somalia,” remembers Therese. “They’re now the engineers and clean water, sanitation and hygiene professionals of today and tomorrow. It’s wonderful and very rewarding for me to see.”
71 years of bringing clean water to children
UNICEF has been committed to providing safe water to children worldwide since 1953. This work has grown from a small handful of pilot projects in rural communities to programmes in 158 countries. Since 2000, these have brought clean water to around 600 million children, including those in:
• Ethiopia – 59 water systems have been upgraded with solar-powered equipment since 2021. These provide clean water for 1.17 million people including 230,000 refugees.
• Gaza – Safe water supplied to 1.6 million people and 100,000 purification tablets and hygiene kits distributed.
• Jordan – Providing safe water supply in the Za’atari Camp where 80,000 Syrian refugees, including 44,000 children, have lived since the start of the war in Syria 13 years ago.
This work has also contributed significantly to reducing child mortality and enhancing the quality of life for millions of children, as well as giving people — especially women and girls — dignity.
Breaking the cycle of poverty and disease
UNICEF’s commitment to clean water initiatives is a core part of our organisational DNA. We have the world’s largest clean water programme to benefit children. But we need to do more.
Experts tell us that globally, 1 in 4 children will live in areas with high water stress by 2040. This is why gifts in Wills are vital to invest in sustainable water programmes for children and break the cycle of poverty and disease. For every child, a future.
Help end homelessness in Ireland through legacy giving
With homelessness on the rise in Ireland, legacy giving has become a powerful way to support vital charity services and leave a meaningful impact on future generations.
With more people facing homelessness in Ireland, community support has never been more critical. Legacy giving — gifting money to a charity in your will — is one of the most powerful ways to help end homelessness and make a lasting difference, says Michaela Plunkett, Senior Philanthropy Executive at the Dublin Simon Community.
WRITTEN BY Sarah Brown
Legacy gifts help people experiencing homelessness Charities and community-led initiatives have become a lifeline for many of those experiencing homelessness. Dublin Simon Community, for instance, offers a
range of services to support people at all stages of homelessness — whether they’re already without a home or at risk of losing one.
These services include providing food, emergency and supported accommodation, medical and clinical care and even education and job support. To keep offering these vital services that help thousands, charities rely heavily on donations. This includes legacy gifts, which often play a significant role in their funding.
“We are reliant on the generosity of people to leave us a gift in their will to help us reach those who come to us for help,” says Plunkett. “Our goal is to ensure everyone has a safe home to go to. Legacy gifts allow us
to deliver this vision for thousands of people.”
Ireland faces growing crisis
People from all backgrounds are finding themselves in emergency accommodation, even those with jobs. “It’s a stark situation,” Plunkett says. As a result, legacy gifts have become crucial in helping some of Ireland’s most vulnerable groups.
Take Margaret, for example. She battled against homelessness for years, but with support from Dublin Simon Community, she now has a roof over her head. Margaret spends her days reading, writing, knitting and crafting. She’s even thinking about going back to school, she says. “The services helped me get back on track and keep myself safe and clean,” she explains. “They do everything they can to help me.”
Impact of leaving a legacy
The great thing is that anyone can make a difference by leaving a gift in their will. This act of generosity becomes a meaningful part of a person’s legacy and might even inspire others to do the same.
Plunkett stresses that any gift, no matter the size, has the power to create lasting change. “It will absolutely make a positive impact and help people,” she says. “Even a small gift can make a big difference.”
Creating impact and inspiring change by embracing philanthropy in retirement
Retirement allows us to reflect on life and consider how we can give back to the communities that have shaped us. For those who can give back, philanthropy presents a fulfilling way to make a lasting impact.
Hazel Hennessy Head of Communications and Relationships, Philanthropy Ireland
At Philanthropy Ireland, our mission is to create a vibrant culture of philanthropy and to highlight the transformative impact that strategic giving can have on communities in Ireland and globally.
The scope of philanthropy in Ireland
Philanthropy encompasses a broad spectrum of activities that can align with your passions and values. Whether it’s supporting educational initiatives, contributing to healthcare advancements or fostering community development, your involvement can take many forms. There are many different giving vehicles in Ireland that can match the needs of philanthropists and their families.
Mechanisms to get involved in structured and strategic giving
For those who have larger amounts to invest in philanthropy, setting up a charitable trust or foundation can provide a more hands-on approach, allowing you to manage your giving and involve your family in philanthropic efforts.
Another way to create meaningful impact is to consider incorporating philanthropy into your estate planning.
Options include bequests in your will, naming a
Many of the members of Philanthropy Ireland offer structured giving programmes, donor advised funds, match funding and other giving mechanisms that can help you see the direct impact of your donations while removing the administrative burdens and providing reassurance that your funding is reaching the social issues close to your heart.
Legacy giving allows you to support your chosen causes beyond your lifetime, ensuring that your philanthropic vision endures. Options include bequests in your will, naming a charity as a life insurance beneficiary or establishing an endowment.
Opportunity and potential to benefit future generations
Retirement is a time of newfound freedom and opportunity for many. By embracing philanthropy, you can create a lasting legacy and positively impact the lives of others, including your own family by involving them in your philanthropy journey. At Philanthropy Ireland, we encourage you to explore these avenues and embark on this rewarding journey. Together, we can build a brighter future for all.
The benefits of adopting pet companions in later life
Adopting a pet in later life has numerous benefits, from improved physical health to an enhanced sense of purpose. An animal shelter alleviates concerns and outlines the adoption process.
Keeping active through regular walks, playtime and general care routines can lead to improved mobility and reduced risk of some chronic conditions. Pets can provide companionship, reducing anxiety and depression while enhancing a sense of purpose and connection, especially for elderly adults who might feel isolated.
Adoption can improve human and animal wellbeing
WRITTEN BY Bethany Cooper
The Dublin Society for Prevention of Cruelty to Animals (DSPCA) focuses on rescuing, rehabilitating and rehoming sick, injured and cruelly treated animals. Tanya Clarke, Head of Dog Adoptions at the DSPCA, explains: “The elderly tell us they are lonely but are struggling to adopt from other places. Seeing someone leave with a new pal is so rewarding; for the dog, they go out being the whole life for that person.”
The process has a lasting impact. “One lady in particular was very lonely. She adopted a dog through us who gave her so much life. She came back a few weeks later to donate a large sum to the centre, so we could continue to rescue and rehome dogs.”
Alleviating adoption concerns
It’s normal to have concerns about adopting a pet later in life. However, being matched with a pet suited to your abilities and knowing your support options can help you enjoy the benefits of companionship without worry. “We get to know the person, their family and their support system to get a good idea of the network of support for both them and the dog,” assures Clarke.
“The best advice I can give is to come up and chat with
Changing
us. We are open to the public Tuesday to Sunday from 12–4 pm. You don’t need an appointment to visit us, and we have adoption consultants here every day who will be happy to talk through your concerns.”
Other ways to provide support
If adopting a pet is not an option for you, there are other meaningful ways to make a difference. “We have lots of information on our website for anyone thinking of adopting or wanting to get involved in other ways,” notes Clarke.
Legacy giving is one way to help, allowing donors to contribute to causes they care about after their passing. “Legacy giving helps us plan for the future, to help more animals come into our care and allows us to continue to rescue, rehabilitate and rehome them,” she concludes.
funeral trends: cremation now the preferred option for many
As Irish society evolves and grows, and we move away from some older traditions, more and more people are choosing cremation instead of burial.
At Dublin Cemeteries Trust, which hosts funeral services at its five cemeteries across Dublin, cremations now make up almost 70%, with less than one in three opting for burial.
Cremation over traditional burial
Aoife Watters, CEO of Dublin Cemeteries Trust (DCT) explains: “We have seen a remarkable increase in those choosing cremation, perhaps as part of a pre-written funeral plan or just as the preferred option they have mentioned to family.”
Nowadays, families are more involved in planning funerals, with a growing array of meaningful ways to remember their loved ones after cremation.
Expert in cremation and cremation memorials Founded in 1828 by Daniel O’Connell, DCT is a charitable organisation and now Ireland’s leading community of cemeteries and crematoria. The Trust facilitates burials and cremation services six days per week at its five locations in Dublin: Glasnevin (Ireland’s National Cemetery), Dardistown, Newlands Cross, Goldenbridge and Palmerstown.
Debunking myths around cremation
Despite rising cremation rates, many misconceptions persist. “One common myth is that cremation happens right there and then on the altar. In reality, this takes place a short time after the service in a specialised space,” explains Watters. “Additionally, the range of options for keeping ashes safe has grown enormously in recent years, expanding far beyond the traditional urn.”
Cremation memorial gardens
In response to changing trends, the beautifully landscaped Newlands Cross Cemetery Memorial Garden was opened in 2023, and a similar garden in Glasnevin Cemetery is set to open in late 2024. “Our newer Cremation Memorial Gardens have a wide range of options for those who want a tranquil place to remember their loved ones,” says Watters.
Families are more involved in planning funerals, with a growing array of meaningful ways to remember their loved ones after cremation.
“Ashes can be interred in different structures, from our well-established Columbarium Walls to small plots and headstones, which resemble a traditional grave. We know how important it is for families to have a peaceful place to remember their loved ones; these gardens offer exactly that.”
O’Connell’s vision of non-denominational spaces, welcoming people of all religions, continues to guide the Trust’s ethos. His forward-thinking approach is still being harnessed today, with the Trust having recently introduced Ireland’s first electric cremator — which has zero emissions and a 50% lower carbon footprint than older cremators.
The Trust also provides options for multiple family members to rest together, including the option for cremated remains to be interred in a burial plot alongside loved ones. With nearly two centuries of experience, Dublin Cemeteries Trust’s expert team and blend of tradition and innovation ensure that they can work with families to meet every requirement and preference.
Programme promotes person-centred support for older people in the community
The Healthy Age Friendly Homes Programme supports older people to remain in their homes where possible, prevents unnecessary hospital admissions and avoids early admission to residential care.
As the Minister for Mental Health and Older People and the daughter of an older but independent mother in her 80s, I am proud to have supported the Healthy Age Friendly Homes Programme from its pilot phase in 2021. This programme is a demonstration of this Government’s commitment to providing comprehensive care for older people.
Comprehensive support for older people
In 2019, Ireland was the first country to receive Age Friendly status by the World Health Organization (WHO). This is a testament to the social care model provided in Ireland to support older people. The Healthy Age Friendly Homes Programme, funded by Sláintecare in my Department, supplements this approach and was recognised again by the WHO as a best practice example of integrated care for older people. It positively impacts their health status, quality of life and functional ability. We aim to enable older people to age well at home. The voices and choices of older people must be recognised, and the Healthy Age Friendly Homes Programme is a key initiative under our Sláintecare reform programme to help us achieve this.
Investment in health and social care
This Government’s investment in older persons services has seen a 30% increase in funding since 2020, reaching
over €2.6 billion in 2024. This year, over 320 day centres are operating across the country, plus 53 dementiaspecific day centres. Additionally, over 22 million hours of home support will be provided, and 3 million Meals On Wheels (MoW) will be delivered. MoW is more than a nutritious meal; it’s a social connection, knowing that someone will call to your home.
My department is implementing health reforms to ensure safe, timely and efficient care for everyone. We have established six HSE Health Regions to provide health and social care services. Despite progress made, challenges lie ahead. We are exploring new models of care and the principles of universal design for infrastructural development. The Healthy Age Friendly Homes programme is a strategic response.
I am grateful to all contributors to this programme, including the older people who participated in the pilot. I am pleased the programme is moving forward nationwide at pace. The success of the programme lies with the coordinators who devise and manage a support package for each person referred to the scheme — a person-centred approach.
All older people considering the programme can contact the team at healthyagefriendlyhomes@meathcoco.ie or their local authority.
Investment scams targeting
over 55s on the rise — how you can stay safe
Over 55s are being increasingly targeted by criminals in highly convincing investment scams, with recent Gardaí figures revealing that €28 million was stolen from victims in 2023.
Victims are being targeted through online adverts impersonating well-known and legitimate brands and promoting opportunities to invest with competitive returns. They are enticed into clicking on a link to a website or investment comparison website and submitting their details in a form, requesting more information. The fraudsters then call or follow up with an email and often share what looks like a professional brochure.
Investment scam targets FraudSMART members, the fraud awareness initiative led by Banking & Payments Federation of Ireland (BPFI), have seen investment scam amounts start from around €5k, but it can go up to many multiples of this, with some cases reaching between €50k and €600k. Victims are not necessarily wealthy customers but, often, people who have worked hard to build up a pension and are looking for a last opportunity to top up their finances ahead of retirement. While banks
are using a range of measures to protect customers, fraudsters are increasingly targeting consumers directly, so it’s important for us all to know how to protect ourselves.
Checklist to avoid investment scams
• Stop and think: Does this opportunity sound too good to be true? If so, it probably is.
• Use trusted contact details: Contact the company using an independently verified number or by going to their official website — do not use the contact details or links from an online advert.
• Take your time: There are very few legitimate investment opportunities that require you to hand over or transfer money immediately.
• Research thoroughly: Check the individual and firm for qualifications, credentials, reputation and history. The Central Bank Consumer Hub is a good place to start.
• Verify the information: Check all information with a trusted third party such as a legal or financial professional, and consult with family and close friends.
Where to access advice and support
Consumers can access a wealth of other advice on how to avoid fraud by visiting FraudSMART.ie. If you have shared your bank details and suspect it is a scam, report it to your bank and Gardaí as soon as possible.
Our team can help customers set financial goals, prioritise their needs and create a personalised financial wellbeing roadmap.
Adapting financial advice to meet our customers’ needs in later life
One of Ireland’s leading bank’s Senior Advisory Team provides impartial, tailored financial advice to help older customers navigate important decisions, ensuring informed choices, a fulfilling retirement and a secure future.
Michelle Roche Head of Senior Advice, Customer Engagement & Proposition, Bank of Ireland Life
WRITTEN BY Sarah Brown
Irish people are living longer, healthier lives. In fact, it is predicted that the population aged over 65 will increase by 60% in the next 10 years (Source: CSO office). Michelle Roche, Head of Senior Advice at Bank of Ireland Life, discusses discusses the opportunities and challenges this may present, particularly when it comes to financial wellbeing.
How do customers’ financial and banking needs change as they get older?
Michelle Roche (MR): Our customers have diverse and varying financial needs that naturally evolve as they get older. Some require assistance with day-to-day banking. Others are focused on managing existing assets for the here and now, ensuring they have sufficient funds for healthcare or making their pension and savings work harder for them. Other customers are navigating the management of wealth transfers and inheritance for future generations.
What are the most common concerns among the older customers that you meet daily?
MR: Many customers who contact our team are enjoying retirement with the funds that they have saved over the course of their lives and are simply looking for advice on how to make the most of these savings. One of the most common concerns we see from customers is that they are feeling uncertain about the
future and whether their assets are adequate to support their retirement. Some seek reassurance about the potential of their discretionary spending, for example, a holiday or upgrading their car.
How do you support these older customers’ needs?
MR: A few years ago, Bank of Ireland established a Senior Advisory Team, based country-wide throughout our branches. We provide holistic financial advice that gives our customers peace of mind to help them live the life that they want to lead during retirement. This can help them make informed decisions about their long-term financial health, including optimising savings and personal loans and understanding available investment options. It can also provide customers with assurance that they have adequate funds saved and ensure they put in place provisions to protect them from the unexpected.
What would a customer expect from meeting with a Senior Advice Specialist?
MR: It is important that all customers, irrespective of age and personal circumstances, have the opportunity to access our full range of services safely. Our team can help customers set financial goals, prioritise their needs and create a personalised financial wellbeing roadmap for the years ahead, to ensure peace of mind. This detailed plan helps paint a clear picture of
their financial situation both in the present and into the future. We also provide customers with advice and information on a range of other topics, including the importance of creating a Will, or in certain circumstances, putting in place Power of Attorney and other considerations within the Assisted Decision Making Act. This is a new law, which came into effect in 2023 to assist people to continue to make their own decisions about important issues around their health, their finances and housing, for example, even if there are challenges in doing so.
Where do financial advice meetings take place?
MR: Meetings can take place in person, over the phone or digitally. Many customers prefer to engage face-to-face — whether that’s in-branch or in a location they feel comfortable, like their own home. We have seen an increase in digital meetings over recent years, which have the added bonus of being able to include other family members who may live in other counties or abroad, ensuring the whole family unit is involved in important financial decisions, should the customer so wish.
Why social connection is key to ageing well
By making it a priority to stay socially connected, active and engaged with life and opportunities around us after retirement, we can ensure we embrace this wonderful life stage and age well.
Maureen Kavanagh CEO, Active Retirement Ireland
It is no secret that maintaining strong social connections as we get older is key to good health and positive ageing. With more time to spend with friends and family, meet new people and be active in the community, staying social in retirement may seem like it should be effortless. However, the reality is not always so simple.
Maintaining social connections
For many people, core social relationships formed through work or other commitments can be difficult to sustain after retirement. These relationships often rely on the environment or context in which they initially developed, making it harder to sustain them away from that setting. Social circles get smaller and, for some, a sense of lost identity or purpose can lead to lower confidence, isolation and loneliness.
Community support
One excellent solution to this challenge is offered by community groups where like-minded individuals can come together to support each other. Active Retirement Ireland is one such community organisation that began more than 45 years ago with a mission to support older people to get out and have fun, make friends and stay connected.
IToday, the charity comprises a network of around 21,000 older people across some 500 local groups around the country. Each local group is independently run by the members themselves who organise activities, excursions, holidays, information sessions and courses to do together.
Exploring new opportunities never gets old
As we get older, it is so important to stay curious and seek out things that will fascinate, excite and delight us. In Ireland, we are spoiled for choice. Year-round, Active Retirement Ireland members can be found enjoying tours and trips together, whether locally, in faraway counties or even abroad.
They spend time taking in cultural sites and theatre shows or exploring places they have always wanted to learn more about. Whatever your interest, making the effort to prioritise connection with other people in your community will open up a world of possibilities in retirement.
Accessibility and surprises are at the heart of Ireland’s historic gardens
Ireland’s historic gardens provide peaceful green spaces and learning opportunities. From grand estates to flowering meadows, accessibility and comfort enhance the experience.
reland’s historic gardens and sites offer more than beauty — they provide peace, a chance to reconnect with nature and opportunities for enhanced wellbeing. Managed by the Office of Public Works (OPW), these landscapes range from grand estates to natural spaces filled with flowers. They all share one trait, insists Matthew Jebb, botanist and director of the National Botanic Gardens in Glasnevin: they are all full of surprises.
“We all think, as locals, we know everything about these sites,” he says. “But visitors are amazed by how much they can learn from a guided tour, especially about sites that have been right in front of them all their lives.”
Designing inclusive historic sites
The health benefits of spending time outdoors are well-documented, with studies showing that interaction with nature can reduce stress and improve mood. The OPW is keenly aware of this and organises social gatherings, such as live music on Thursdays in the Phoenix Park, Dublin, as well as ensuring the sites are inclusive to all visitors.
“Uppermost in our minds is accessibility,” says Jebb. “We maintain paths that allow for easy walking. We also provide plenty of seating along the routes where people can relax, rest and take in the surrounding atmosphere. Everything is designed to make sure our properties are as safe and easy to use as possible.”
Discovering hidden gems
One of the key features of these gardens is the blend of history and nature. For instance, The John F Kennedy Arboretum spans 252 hectares on Slieve Coillte, housing 4,500 tree and shrub species from temperate regions. It features an ericaceous garden, 200 forest plots and a scenic lake for waterfowl. Similarly, the Oldbridge Estate in Meath, known for its historical significance as the site of the Battle of the Boyne, now features orchards of apples and pears and a sanctuary for wildflowers.
Timing is also key to getting the best visiting experience, says Paul McDonnell, the Phoenix Park superintendent. “The time to go to Altamont Gardens in Carlow, for example, is in February to see its collection of over 200 types of snowdrops in flower,” he advises.
Incorporating community feedback
The OPW’s role in maintaining these spaces is crucial, but it’s also a collaborative effort with the public. “We encourage feedback, and we take onboard suggestions for improvements,” McDonnell says.
“This partnership helps us create spaces that can be enjoyed by people of all generations while preserving Ireland’s historic sites and gardens.”