35 minute read
Power Lunch
JALAPENO POPPER EMPANADAS
Puffed pastry, roasted jalapeños, cheddar, cream cheese, cotija, cilantro, charred avocado salsacheese, cotija, cilantro and charred avocado salsa $12
PALERMO SALAD
Shredded lettuce, chopped salami, sweetie drop peppers, ricotta salata, cured olives + peppers, crispy garbanzo, savory breadcrumbs and lemon vinaigrette $14
VEGAN POWER BOWL
Sweet potatoes, peppers, onions, zucchini, kale, fresh herbs, arugula, avocado and forbidden rice $14 (add chicken +$4, salmon +$8, beyond burger +$6)
Liberty Market – A Nod to Gilbert’s Roots in a Contemporary Vibe
by Molly Smith
Liberty Market resides in the heart of bustling Historic Old Town Gilbert and serves as a nod to the town’s rich roots, its vibrant present and its future. The all-day café and restaurant serves breakfast, lunch and dinner seven days a week, with a wide selection of food and beverages to choose from throughout the day. For East Valley businesspeople, it serves as a perfect spot for a power lunch.
Earlier this year, Liberty Market underwent a major overhaul of its space as well as its menu offerings to better serve its customers. The renovations, designed by Scottsdale-based boutique hospitality design firm House of Form, include an aesthetic makeover with a new look and feel that owner Joe Johnston envisioned to be more visually and physically inviting. The welcoming atmosphere that diners have come to expect at Liberty Station remains intact, allowing businesspeople to conduct meetings or interviews in style and comfort.
Design elements seamlessly meld the restaurant’s history and its current vibe into a cohesive space that is inviting and intimate, elegant and sophisticated. Among the upgrades are additional seating options, including traditional tables, booths and party/community dining spaces to increase spaciousness and allow for groups or larger lunch meetings; a new waiting area (where guests can relax and enjoy a beverage); a dedicated take-out spot for to-go orders; and enhancement of the exterior for an improved patio dining experience.
With the renovation reveal, the restaurant also debuted new breakfast, lunch and dinner menus. Including many of diners’ beloved favorites along with new dishes, the menus are complemented by a comprehensive bar menu featuring specialty cocktails, beer and wine and an extensive array of espresso selections and “spirited” coffees.
The lunch menu is varied and all inclusive, accommodating an array of dietary preferences and needs. Served from 11 a.m. to 4 p.m., the lunch menu features delectable sharables to break the ice such as Jalapeno Popper Empanadas, Pretzel Twist with white cheddar-beer fondue, Caprese, Loaded Fries and more. Entrées range from specialties such as the Power Vegan Bowl or Grilled Salmon and Polenta to Wood Fired Pizza selections like Elote or the Four Corners, which features one fourth each of the Margherita, Pepperoni, Black Olive, and Onion and Sausage.
Anything-but-ordinary sandwich choices include Liberty Market’s take on classic lunchtime staples such as the Roast Beef Dip (a warm pretzel bun piled high with roast beef, Havarti and horseradish aioli serve with au jus and a side of creamy coleslaw) and the Wood-Fired Turkey featuring turkey breast, roasted poblano, Havarti and rosemary habanero aioli on a ciabatta role and served with creamy coleslaw. Salads and soups feature hearty and healthy choices such as the Sesame Ginger Noodle Salad, Roasted Beet Salad and the Liberty Minestrone, which offers an optional non-vegetarian addition of chicken or sausage. All-day breakfast choices include the Chilaquiles and Smothered Breakfast Burrito.
Whether they are stopping in for a quick coffee, grabbing lunch on the go or dining in for a more formal business lunch, Liberty Market offers East Valley businesspeople a variety of options and delicious dining opportunities.
Liberty Market
230 N. Gilbert Rd., Gilbert (480) 892-1900 libertymarket.com
About ASBA
The Arizona Small Business Association (ASBA) fosters and empowers a thriving small business community by advocating for public policies that ensure a pro-business policy and regulatory environment to help small businesses prosper. ASBA brings relevant and dynamic education and mentoring opportunities to business owners to improve their business knowledge, solve problems and, ultimately, become more successful. We accomplish this by offering our members valuable programs, unparalleled commitment to their success, and the convenience and effi ciency of our products and services. ASBA is on the cutting edge of what is happening right now in the business community. From education and advocacy to resources, mentoring and meaningful partnerships, we engage our members with relevant interactions at every touchpoint. By staying on top of current trends, we ensure the tools we offer, as well as the extensive breadth of insights delivered, are valuable to the businesses we represent while signifi cantly boosting the organic growth of our membership base.
Find ASBA on Facebook: www.facebook.com/AZSmallBIZ
Central Arizona
11811 N. Tatum Blvd., Suite P-195 Phoenix, AZ 85028 p. 602.306.4000
© 2022 ASBA. A publication of the Arizona Small Business Association. For more information or to join ASBA, please contact us at www.asba.com. Section designed by the Arizona Small Business Association.
Managing Debt for Small Business Owners and Employees
by Tom De Poy, Money Management International
Many small business owners are feeling the pinch as infl ation strains budgets and interest rates continue to rise. Particularly for those who experienced setbacks during the pandemic, the question of how to manage debt looms large. At Money Management International, a nonprofi t focused on fi nancial wellness, we’ve helped thousands of Arizonans for more than six decades and it’s our fi rm belief that fi nancial challenges aren’t meant to be faced alone. Governor Ducey supports our mission with a signifi cant investment to help small businesses recover and thrive.
Finding the best solution starts with understanding the options, but most Americans can’t distinguish between debt settlement, debt management and debt consolidation. The best way to overcome debt depends upon each unique circumstance, the type of debt and the status of the accounts. Here’s a high-level overview of the primary options.
Self-help: For those with a moderate amount of debt and steady income, it could just be time to buckle down, create a budget and start focusing on repayment. The debt snowball method was popularized by fi nancial guru Dave Ramsey and involves paying as much as you can toward your smallest debt until it’s paid off and then shifting your focus to the next smallest debt, gaining momentum as they disappear one by one.
Debt management: For those with highinterest credit-card debt, a debt management plan from a nonprofi t credit counseling agency like MMI may be the solution. A debt management plan closes any included accounts but reduces the average APR into the single digits and consolidates the monthly bills into one. This method is recommended by the Federal Trade Commission and fi nancial advisor Suze Orman.
Debt consolidation: For those with multiple debts who have a good or excellent credit score, consolidating debt into a new loan or a balance transfer credit card can lower interest rates and combine payments into one. However, care should be used to not accrue more debt, and the new account may have a temporary low rate, so it’s best for an aggressive repayment. This approach is frequently suggested by Bankrate’s credit-card industry analyst Ted Rossman.
Debt settlement: For those with severely past-due debt in collections, it may be time to consider a settlement. This is achieved by saving up to offer the creditor less than the full balance owed, or by working with a for-profi t debt settlement company. The Consumer Financial Protection Bureau and many state attorneys general warn that using a debt settlement company is a risky option.
Bankruptcy: Considered a last resort by most experts, but a vital protection for distressed debtors, bankruptcy can alleviate debt for those who fi nd themselves overwhelmed and unable to leverage other options. A chapter 7 eliminates the debt entirely, while a chapter 11 or 13 includes a reorganization plan to pay the debt. You should seek the advice of a qualifi ed attorney and be aware that a bankruptcy will appear on your credit report for up to ten years.
For more information, visit moneymanagement.org.
Building Culture the Journeyage Way
by Lisa Glenn Nobles, Journeyage
The average American will spend 90,000 hours of their lives at work. That’s 3,750 days and more than 10 years if you’re only working 8 hour days and only working for 30 years — and who is actually doing that? Unfortunately, with numbers like those, nearly everyone has had a soul-sucking job where they have worked hard and felt underappreciated. At the end of the weekend, too many people have sat at home with the Sunday Scaries, dreading the Monday morning commute, whether that’s from the house to the offi ce or from the breakfast table to a desk at home.
Does it really have to be so defeating?
Work is often challenging, frustrating and even hard. But it doesn’t have to feel like a punishment for growing up. At Journeyage, we believe in the pursuit of building the world’s most transformative workplace experiences for every human on the planet. That might seem strange considering that our product is an online training system. But when we got rolling in 2019, we decided to do things a little differently. We knew that if we were going to build an amazing product that offers irreplaceable training experiences, we would need to start by creating an irreplaceable workplace experience for ourselves.
We’d like this to be a blueprint for businesses. Creating an incredible employee experience will help you gain a competitive advantage. What are some of the things we’ve done to do this?
First, we decided that the most important thing we could do is establish a purpose that we could wake up to infi nitely. For us, we exist to Love and Learn. We want to spread love in everything we do, whether it’s building our product or interacting with our customers. For us, that means when a customer has a baby, we send a gift. When an employee has a family emergency, they get as much time off as they need, no questions asked — and probably meals or groceries delivered on top of that. We want to love everyone we come in contact with, because business is about relationships and relationships thrive on love. We also invest in learning on a professional and personal level. Our team members each receive a stipend to learn whatever they want: making pottery, cocktailmixing, stained glass creation, horse riding, the reading materials of their choice … whatever. We also work hard to refl ect on our customer experiences and learn from and with our customers as we move forward together. And we end every week with a Lunch and Learn, where we learn more about a topic together, whether via a presentation from external folks or from someone on our very own team.
After getting the learning and loving down, we also clarifi ed our company values and how we can demonstrate those values through our own behaviors. We’ve codifi ed those into well-documented practices that we collectively work to hold one another accountable to, especially when we get to recognize those being lived out. Failure is okay, too, and that’s why one of our most important behaviors is “owning our F’s” by identifying where we’ve missed the mark. Risky? Nope. We know that we’re all human and bound to make mistakes. It’s essential to learning.
Finally, we found a great way to communicate these values to our new hires. Our “Field Guide” is how we use our own platform, empowering new hires to learn the Journeyage ways quickly, supporting especially their fi rst 90 days of onboarding.
In the end, we decided to focus on our people above all else — over even our product in some cases! This has led us to establishing the right team in pressing forward, achieving summits we could have never imagined possible. Priorities matter, and these are just some of the ways we’ve gone about focusing on those we fi nd most important of all.
Would you like to learn more about how to build an amazing culture at your company? We’d love to learn — and love — with you.
For more information, visit www.journeyage.com
Arizona Small Business Association to Provide New Streamlined 401(k) Solution for Members
by Joseph Weber, Integrated Financial Solutions
The Arizona Small Business Association is launching a new partnership with Voya Financial and local retirement plan specialist Integrated Financial Solutions. This new relationship provides a packaged 401(k) solution to ASBA members, which provides a streamlined and cost-effective program, minimizing the administrative tasks associated with providing a retirement plan.
This is exciting news for businesses that would like to establish a retirement plan for their employees but have been hesitant to do so due to the labor-intensive process of researching and selecting service providers. The ASBA 401k takes the complexity out of the selection process, delivering a one-stop solution. Additionally, attracting and retaining employees is one of the biggest challenges that businesses face today. Offering a robust benefi ts program is necessary to compete in the current labor market. The ASBA 401k is a compelling solution for businesses of all sizes that lack an employee retirement plan.
Members who join this program will receive customized service and ongoing local support from Integrated Financial Solutions, and the fi rm’s president, Joseph Weber. IFS is a fi rm in Arizona specializing in retirement plans, and, with years of knowledge and expertise, they are a fi nancial asset to ASBA members. IFS uses a personalized approach to assess key objectives and deliver tailored solutions that meet the needs of businesses and their employees. Weber can assist with establishing new plans or with the transition of a current plan into the ASBA 401k.
Voya Financial is one of the largest retirement plan providers in the nation, which is why they were chosen as the platform’s record-keeper. Voya’s top-tier program has made them an awardwinning retirement platform. They were most recently awarded the NAPA Advisors Choice Award as the top 401k Provider (2022 NAPA Advisors’ Choice Awards). Voya also has a robust package of technology and tools that make it easy for plan participants to navigate their retirement journey.
This exciting new program will be available to ASBA members in the fourth quarter of this year. Business members that are interested in taking advantage of this new opportunity can schedule an appointment with Weber at IFS to get started. Businesses that are not yet members of ASBA and are interested in learning more can fi nd additional information on the ASBA website.
ASBA asba.com Integrated Financial Solutions myifs.com Voya Financial voya.com
ASBA Equips Formerly Incarcerated Aspiring Entrepreneurs with Resources to Succeed upon Re-Entry into the Community
by Emma Lenihan, Director of Program Development, Arizona Small Business Association
At the Arizona Small Business Association, we know that formerly incarcerated individuals — people who have spent time in jail or prison — face disproportionate employment challenges upon returning home. ASBA is working to empower these individuals to broaden their economic horizons through an innovative entrepreneurial mentorship program called Growing Opportunities (GO).
This free program equips justice-involved individuals with the skills necessary to start their own thriving business, become an independent contractor, or develop their employment skills to establish a long-term career.
Typically, working for an employer comes with a list of barriers to entry such as background checks and having to explain gaps in work history. A study from the Urban Institute of Justice Policy Center found that 71% of people released from prison say their record affects their ability to obtain a job.
The barriers of attaining traditional employment lead many formerly incarcerated people to consider self-employment as an alternative. The Center for an Urban Future found that 40% of New York prisoners participating in re-entry programs were interested in self-employment post-release. Entrepreneurship is one solution to the workforce challenges justice-involved individuals face daily.
ASBA has partnered with two key technology companies, Journeyage and MentorCloud, to develop and deploy professional development training, business courses and one-on-one mentorship for formerly incarcerated individuals. The action-based training teaches the learners the pros and cons of working for themselves,
and what to do once they make the decision to leap into entrepreneurship. Participants are concurrently matched with a mentor who is able to help them set goals, work through roadblocks and provide ongoing support and encouragement as they progress through the program.
To learn more about mentorship and partnership opportunities, please visit www.asba.com/go.
GO Program for Employers
In addition to supporting formerlyincarcerated learners, ASBA also partnered with Journeyage and Lucero Consulting Group — a local business consulting fi rm — to develop on-demand training for existing businesses to learn about hiring and contracting justice-involved individuals. The GO program aims to encourage employers to reconsider hiring individuals with a criminal record. Topics covered in the learning include breaking down preconceived assumptions, benefi ts of hiring formerly incarcerated employees, best recruitment strategies, communication and expectations, and becoming an ally to the justice-impacted community.
Post-release employment status and income are some of the most important predictors of recidivism, the tendency of a convicted criminal to re-offend.
The Prison Policy Initiative recently published data showing that four years postrelease, “formerly incarcerated people were earning just 53% of the median US workers’ wage.” Meanwhile, researchers at the Urban Institute found that the more an employee earned post-release, the lower the likelihood of re-incarceration.
Through the GO program, ASBA is working to reduce recidivism rates and build the Arizona economy. According to a recent economic impact analysis performed by ASBA, small business operations in Arizona generate an estimated $191.4 billion in direct economic activity annually — a value equal to more than half of all state gross domestic product. Given the signifi cant contributions of Arizona’s small businesses, nurturing the pipeline of future entrepreneurs is critical for the long-term success and diversifi cation of Arizona’s economy.
Fair chance hiring practices have become increasingly popular as employers continue to face labor shortages and have begun searching for unconventional solutions. Businesses can tap into a booming market of willing employees by hiring previously incarcerated individuals and also contribute to reducing Arizona’s recidivism rates, building better futures for not only their business but the state as a whole.
To learn more about employing justice-involved individuals, please visit www.asba.com/go.
Emma Lenihan is the director of program development at the Arizona Small Business Association. To learn more about ASBA, visit www.asba.com.
Journeyage is a Phoenix-based company specializing in creating modern, engaging training material for its clients. The company believes one-size training does not fi t all, and empowers its clients’ employees to accomplish their purpose through personalized training at scale. To learn more about Journeyage and its product, visit www.journeyage.com.
MentorCloud is rehumanizing the workplace by empowering companies to engage with the humans behind their employees more fully. Our people-development platform leverages the power of mentoring and human-to-human learning to help teams build new competencies, promote career opportunities and tie people growth to business objectives. To learn more about MentorCloud and its product, visit www.mentorcloud.com.
Lucero Consulting Group is an Arizona-based consulting company that provides businesses and nonprofi ts across the country with a wide range of marketing and consulting services and event management services. To learn more about LCG and its services, visit www.lucerocg.com.
ASBA STAFF
Debbie Hann Chief Operating Offi cer
Robin Duncan Senior Vice President, Business Development
Genesis Garcia Director of Marketing
Emma Lenihan Director of Program Development
Ryan Dixon Administrative & Member Services Coordinator
BOARD OF DIRECTORS
Eric Knott | Chair Arizona State University, W. P. Carey School of Business; FinePoint HR
Genia Kehayes | Vice Chair Experience Scottsdale
John Lewis | Treasurer National Bank of Arizona
Sandra Barton | Secretary Alliance Bank of Arizona
Frank L. Divers | Board Development Business Development Specialists, Inc.
Rick Murray | At-Large Arizona Chapter National Safety Council
Otto Shill Jennings, Strouss & Salmon, PLC
John Tucker Salt River Project
Andrew Westle New American Funding
Patrick J. Van Zanen Sacks Tierney P.A.
Jerry Bustamante Hudbay Minerals
Darius Green Keyser
What Every Small Business in Arizona Must Do About Cyber Risk
Interview with Sai Huda, Founder, Chairman and CEO, CyberCatch
Sai Huda is a globally recognized cybersecurity expert and author of the best-selling book Next Level Cybersecurity: Detect the Signals, Stop the Hack.
Q. What is cyber risk?
A. A small business faces several risks that it must manage in order to be successful. A critical risk is cyber. It is the risk of adverse impact to capital, earnings, operations or reputation from a cyberattack.
Q. Why should a small business in Arizona pay attention to cyber risk?
A. There are 590,000 small businesses in Arizona and they are the growth engine of Arizona’s economy. The majority are digital these days. They have computers, use email, have various software to run the business, store data in servers or in the cloud and have a website. This makes them vulnerable to cyber attackers because an attacker can now, from thousands of miles away, break in and steal data or install ransomware and cause signifi cant harm to the small business.
CyberCatch scanned 19,375 small business websites and detected 82% have vulnerabilities on their websites that an attacker can easily exploit and break in through. Per IBM, it costs a small business nearly $3 million to recover from a data breach. In a blind survey of 1,200 small businesses by CyberCatch, 75% said they can survive a ransomware attack for only three to seven days.
Cyber risk can shut down a small business permanently. It is an existential threat. This is why a small business must pay attention to cyber risk.
Q. How does CyberCatch help a small business in Arizona?
A. CyberCatch is solving the root cause of data theft or ransomware: security holes from ineffective cybersecurity controls that the cyber attacker fi nds and exploits. Our innovative solution fi rst makes sure all necessary controls are in place, then it automatically tests the controls, detects security holes and helps eliminate them so an attacker cannot fi nd and exploit them. Our invention solves the root cause and is the reason we have received patents from the United States Patent and Trademark Offi ce.
Attacking a small business provides a double bounty for attackers. Not only can they steal the small business data and sell it on the dark web while also demanding a ransomware bounty, but also use the data to next break into a larger organization that the small business is a supplier to. Small businesses have limited knowledge about cybersecurity and resources, so they are the most vulnerable. This is why CyberCatch is focused on serving small businesses.
Q. How does the partnership with CyberCatch help members of the Arizona Small Business Association?
A. We are honored to partner with the Arizona Small Business Association. Now, with the partnership, a small business that is a member will receive the CyberCatch solution at a 20% discount as a member benefi t. This will provide not only savings but also a highly effective and necessary solution for a small business to stay safe and succeed digitally.
Q. If a small business has anti-virus or has a managed services provider (MSP) handling IT, why does it still need CyberCatch?
A. An anti-virus software is just one control a small business needs and it will only detect malware and ransomware, not why the security hole allowed the malware or ransomware in or where the security hole is. So, a small business is not solving for the root cause: security hole. However, with CyberCatch, you are solving for the root cause because our solution fi nds and helps you eliminate security holes, so your small business stays safe.
An MSP provides a small business with IT that keeps the business’s lights on. However, IT is not cybersecurity. Information technologists may provide some, but they are not experts like CyberCatch and are not automatically and continuously testing to fi nd and fi x security holes so you stay safe. CyberCatch does continuous three-dimensional testing: scanning from the outside to fi nd vulnerabilities on your website, testing your employees with simulated phishing based on latest scams, and testing your controls inside your network to fi nd security holes and helping fi x them promptly. Also, we tell you how compliant you are with any cybersecurity requirements. A team of cybersecurity experts is also on call to work with your MSP to help quickly fi x any security holes.
Visit CyberCatch at cybercatch.com/asba to see a six-minute demo and learn more about the new ASBA member benefi t.
Prep for Open Enrollment
Strategies for success
by Stephanie Waldrop
For many, open enrollment is a dreaded time of year. With more than 20 years of open enrollment seasons under my belt, I have experienced my fair share of employers calling me in crisis because they just received their insurance renewals and do not have a good plan of action. The problem with this approach is that it leaves little time to properly plan for success. This year may be the most important open enrollment season many employers have faced. The war for talent is raging and employers are fighting more than ever to attract and retain quality employees.
The most competitive and progressive employers develop a game plan well in advance for their short-term and long-term benefit goals and they develop a budget that will ensure that they achieve them. If employers don’t know their Employee Benefits Playbook, how will they execute during the upcoming renewal season? Waiting until they receive their renewals to start the planning process will only ensure they are scrambling to make decisions quickly. The following tips will help employers ensure they are not caught flat footed during the upcoming renewal and open enrollment cycle.
Employers should: 1. Survey their employees to determine satisfaction levels and perceptions of their current benefits offerings. This is also a great way to learn about any new programs or benefit offerings that are important to the employees. 2. Review benchmarking data to better understand how their current benefit offerings compare to the competition. The best benchmarking reports will provide comparisons by employer size, industry and region. 3. Meet with their broker/consultant and learn about any new trends or programs available in the marketplace and recommended considerations for their benefit program structure. A pre-renewal strategy session to review short- and long-term goals is invaluable. It’s a great way to learn about new options/possibilities but also ensure that if they do market their current coverages, or even new ones, they receive the best possible options to align their goals with reality. 4. Agree upon a timeline that sets them up for success and keeps everyone working toward the same goal, and ensure it is clear who is running point for each step along the way. Open Enrollment requires
HR, the broker/consultant and the executive team to work together and execute independently at different times. An open communication and clear framework for success will make accomplishing goals much
more likely. If the process gets off track, it will be much easier to pinpoint how to avoid the same mistake in the future. 5. Make sure they plan ample time to educate their employees about all of the benefits being offered to them. There is a direct correlation between an employee’s understanding of the benefits their employer offers them and their satisfaction with the benefits offered. It’s important to not miss out on the opportunity to be sure the employees understand their benefits and have an opportunity to ask personalized questions to help make the best decisions for themselves and their family during open enrollment.
How far out an employer begins the process really does depend on the size of the employee population . Generally, an employee survey, benchmarking and meeting with the broker/consultant for a pre-renewal strategy session can easily take place six to seven months prior to renewal . For an employer with fewer than 100 employees, meeting four to five months prior to renewal provides ample time. Determining what a successful renewal timeline will look like for a given company’s renewal and open enrollment process will help minimize the surprises and allow more time for employee education .
Stephanie Waldrop is principal at Phoenix-based insurance brokerage company Employee Benefits International (www. ebint.com).
Editor’s note: We are reprising this article by Stephanie Waldrop, which ran in the August 2021 edition of In Business Magazine as “Prep Now for Open Enrollment – 5 Steps to Ensure Success,” to complement the information provided in this guide.
In Business Magazine’s Healthcare Decisions: Open Enrollment & Healthcare Guide for Business is a special section meant to remind company owners as to the options that are available in the upcoming individual marketplace open enrollment window — November 1, 2022, through January 15, 2023. Open enrollment timing can happen throughout the year for company policies, but with the national window open during this time, we feel it is important to highlight various opportunities and list those groups offering plans and/or services. Using healthcare as a tool to build productivity through a healthy workforce is an advantage to business regardless of regulation and/or mandates, and it is becoming ever clearer that healthcare will be a focus for business owners and not simply an outsourced option as it has been in the past.
Associations & Government
Many associations and government healthcare services give specific information on policies, open enrollment dates and services provided that may help employers understand the many options. Below is a list of local organizations.
Arizona Dental Association 3193 N. Drinkwater Blvd., Scottsdale (480) 344-5777 azda.org
Arizona Foundation for Medical Care 2700 N. Central Ave., Phoenix (602) 252-4042 azfmc.com
Arizona Health Care Association 1440 E. Missouri Ave., Phoenix (602) 265-5331 azhca.org
Arizona Health Care Cost Containment System (AHCCCS) 801 E. Jefferson St., Phoenix (602) 417-4000 azahcccs.gov Arizona Hospital and Healthcare Association 2800 N. Central Ave., Phoenix (602) 445-4300 azhha.org
Arizona Medical Association 810 W. Bethany Home Rd., Phoenix (602) 246-8901 azmed.org
Arizona Pharmacy Association 1845 E. Southern Ave., Tempe (480) 838-3385 azpharmacy.org
Maricopa County Medical Society 326 E. Coronado Rd., Phoenix (602) 252-2015 mcmsonline.com
Dental Insurance
Getting the right coverage means truly investigating the best plans and supplemental plans. Here is a list of area companies offering dental insurance that have a great reputation and plan options for individuals and groups.
American Dental Plan 1645 E. Bethany Home Rd., Phoenix (602) 265-6677 arizdental.com
Delta Dental of Arizona 5656 W. Talavi Blvd., Glendale (602) 938-3131 deltadentalaz.com
Matsock & Associates 2400 E. Arizona Biltmore Circle, Phoenix (602) 955-0200 matsock.com
Employee Benefits Consultants (many offer insurance)
Using a consultant to work though options and the many plans can alleviate much of the confusion surrounding healthcare these days. We have included a list of brokers and firms that are reputable and have a tremendous amount of experience working with businesses to provide plans and ensure compliance.
Arizona Bene t Consultants, LLC 4222 E. Thomas Rd., Phoenix (602) 956-5515 arizonabene tconsultants.com
Bene ts By Design 4500 S. Lakeshore Dr., Tempe (480) 831-7700 bene tsbydesignaz.com
Bene ts Commerce Group 16220 N. Scottsdale Rd., Scottsdale (480) 515-5010 bene tscommerce.com
Blue Water Bene ts Consulting 7848 E. Davenport Dr., Scottsdale (480) 313-0910 employeebene tcompliance.com Breslau Insurance & Bene ts Paul Breslau 8362 E. Via de Risa, Scottsdale (602) 692-6832 breslauinsurance.com
Connect Bene ts 1818 E. Southern Ave., Mesa (480) 985-2555 connect-bene ts.com
FBC Services, Inc. 14201 N. 87th St., Scottsdale (602) 277-8477 fbcserv.com
Focus Bene ts Group 11022 S. 51st St., Phoenix (602) 381-9900 focusbene ts.com Health Insurance Express, Inc. and Fidelis Consultants 1155 S. Power Rd., Mesa (480) 654-1200 healthinsurance-express.com
Healthcare Solutions Centers 4831 N. 11th St., Phoenix (602) 424-2101 hcsonsite.com
Horizon Bene ts Group 6245 N. 24th Pkwy., Phoenix (602) 957-3755 horizonbene ts.com
Individual & Group Health Insurance
Knowing what plan is right for your employees and understanding who is managing that plan can make all the difference for your company. We have included below a list of reputable and experienced insurance companies, many of which you will be familiar with, that can guide your organization to the perfect group or individual plans.
American Family Insurance Multiple Valley Locations (800) 381-6789 amfam.com
Blue Cross Blue Shield of Arizona 2444 W. Las Palmaritas Dr., Phoenix (602) 864-4899 azblue.com
Bowman & Associates 16042 N. 32nd St., Phoenix 600 W. Ray Rd., Chandler (602) 482-3300 bowmaninsurance.com Breslau Insurance & Bene ts Paul Breslau 8362 E. Via de Risa, Scottsdale (602) 692-6832 breslauinsurance.com
Farmers Insurance Group Kara Anspach 7077 E. Marilyn Rd., Scottsdale (480) 998-8070 farmersagent.com/kanspach Lovitt &Touché 1050 W. Washington St., Tempe (602) 956-2250 lovitt-touche.com
State Farm Arizona Multiple Valley Locations (877) 331-8261 statefarm.com
Hospitals and Medical Centers
Many of the healthcare providers listed below are part of specific networks or have created their own network to lower costs for businesses and individuals with the intent to provide all needed services for the patient.
Abrazo Arizona Heart Hospital 1930 E. Thomas Rd., Phoenix (602) 532-1000 abrazohealth.com Abrazo West Campus 13677 W. McDowell Rd., Goodyear (623) 882-1500 abrazohealth.com Banner Estrella Medical Center 9201 W. Thomas Rd., Phoenix (623) 327-4000 bannerhealth.com
Abrazo Arrowhead Campus 18701 N. 67th Ave., Glendale (623) 561-1000 arrowheadhospital.org
Abrazo Central Campus 2000 W. Bethany Home Rd., Phoenix (602) 249-0212 phoenixbaptisthospital.com
Abrazo Scottsdale Campus 3929 E. Bell Rd., Phoenix (602) 923-5000 paradisevalleyhospital.com Banner Baywood Medical Center 6644 E. Baywood Ave., Mesa (480) 321-2000 bannerhealth.com/baywood
Banner Boswell Medical Center 10401 W. Thunderbird Blvd., Sun City (623) 832-4000 bannerhealth.com/boswell
Banner Del E. Webb Medical Center 14502 W. Meeker Blvd., Sun City West (623) 524-4000 bannerhealth.com
Banner Desert Medical Center 1400 S. Dobson Rd., Mesa (480) 412-3000 bannerhealth.com/desert Banner Gateway Medical Center 1900 N. Higley Rd., Gilbert (480) 543-2000 bannerhealth.com
Banner Heart Hospital 6750 E. Baywood Ave., Mesa (480) 854-5000 bannerhealth.com
Banner Ironwood Medical Center 37000 N. Gantzel Rd., San Tan Valley (480) 394-4000 bannerhealth.com/ironwood
Banner MD Anderson Cancer Center 2946 E. Banner Gateway Dr., Gilbert (480) 256-6444 bannerhealth.com
Hospitals and Medical Centers (con’t.)
Banner Thunderbird Medical Center 5555 W. Thunderbird Rd., Glendale (602) 865-5555 bannerhealth.com HonorHealth Osborn Medical Center 7400 E. Osborn Rd., Scottsdale (480) 882-4000 honorhealth.com
Banner University Medical Center Campus 1111 E. McDowell Rd., Phoenix (602) 839-2000 bannerhealth.com
Cancer Treatment Centers of America at Western Regional Medical Center 14200 Celebrate Life Way, Goodyear (623) 207-3000 cancercenter.com
Dignity Health Chandler Regional Medical Center 1955 W. Frye Rd., Chandler (480) 728-3000 chandlerregional.org
Dignity Health Mercy Gilbert Medical Center 3555 S. Val Vista Dr., Gilbert (480) 728-8000 mercygilbert.org
Dignity Health St. Joseph’s Hospital & Medical Center 350 W. Thomas Rd., Phoenix (602) 406-3000 stjosephs-phx.org
Gilbert Hospital 5656 S. Power Rd., Gilbert (480) 984-2000 gilberter.com
HonorHealth Deer Valley Hospital 19829 N. 27th Ave., Phoenix (623) 879-6100 honorhealth.com
HonorHealth John C. Lincoln Medical Center 250 E. Dunlap Ave., Phoenix (602) 943-2381 honorhealth.com HonorHealth Shea Medical Center – Shea Medical Center 9003 E. Shea Blvd., Scottsdale (480) 323-3000 honorhealth.com
Mayo Clinic Hospital 5777 E. Mayo Blvd., Phoenix (480) 515-6296 mayoclinic.org/patient-visitor-guide/ arizona
Mountain Vista Medical Center 1301 S. Crismon Rd., Mesa (480) 358-6100 mvmedicalcenter.org
St. Luke’s Medical Center 1800 E. Van Buren St., Phoenix (602) 251-8100 stlukesmedcenter.com
Valleywise Health Medical Center 2601 E. Roosevelt St., Phoenix (602) 344-5011 valleywisehealth.org
Valleywise Comprehensive Health Center – Peoria 8088 W. Whitney Dr., Peoria (833) 855-9973 valleywisehealth.org Valleywise Community Health Center – South Phoenix/Laveen 5650 S. 35th Ave., Phoenix (833) 855-9973 valleywisehealth.org
Valleywise Community Health Center – South Central Phoenix 33 W. Tamarisk St., Phoenix (602) 344-6600 valleywisehealth.org
Valleywise Community Health Center – North Phoenix 2025 W. Northern Ave., Phoenix (602) 655-6300 valleywisehealth.org
Valleywise Community Health Center – Mesa 59 S. Hibbert, Mesa (480) 344-6200 valleywisehealth.org
Valleywise Community Health Center – Guadalupe 5825 E. Calle Guadalupe, Guadalupe (480) 344-6000 valleywisehealth.org
Valleywise Community Health Center – Chandler 811 S. Hamilton St., Chandler (480) 344-6100 valleywisehealth.org
Valleywise Community Health Center – Avondale 950 E. Van Buren St., Avondale (623) 344-6800 valleywisehealth.org
Mental Health Services and Healthcare
Amid COVID-19, bringing employees back to work has become just one aspect that has created a new awareness to mental health and the workplace. Here are some services that can help.
Devereux Advanced Behavioral Health 11024 N. 28th Dr., Phoenix (602) 283-1573 devereux.org
Southwest Behavioral & Health Services 3450 N. 3rd St., Phoenix (602) 265-8338 sbhservices.org
Terros Health Multiple Valley locations (602) 685-6000 terroshealth.org Valleywise Behavioral Health Center – Phoenix 2619 E. Pierce St., Phoenix (833) 855-9973 valleywisehealth.org/services/behavioralhealth
Valleywise Behavioral Health Center – Mesa 570 W. Brown Rd., Mesa (833) 855-9973 valleywisehealth.org/services/behavioralhealth
Valleywise Behavioral Health Center – Maryvale 5102 W. Campbell Ave., Phoenix (833) 855-9973 valleywisehealth.org/services/behavioralhealth
Urgent Care
Walk-in, face-to-face, brick-and-mortar urgent care facilities remain an important element in the healthcare system, even as virtual options expand.
Akos Urgent Care – Glendale 5104 N. 67th Ave., Glendale (602) 962-6296 akosurgentcare.com FastMed Urgent Care Multiple Valley locations (480) 545-2787 fastmed.com
Akos Urgent Care – Avondale 10825 W. McDowell Rd., Avondale (623) 321-5088 akosurgentcare.com
Alliance Urgent Care Multiple Valley locations (855) 887-4368 allianceurgentcare.com NextCare Urgent Care Multiple Valley locations (888) 381-4858 nextcare.com
Phoenix Children’s Urgent Care 4 Valley locations (480) 922-5437 phoenixchildrensurgentcare.org
Workplace Ergonomics
Wellness includes how our bodies function in our work spaces, and is therefore greatly impacted by the physical elements of that space. These businesses provide solutions, from chairs to desks to lighting — and beyond.
ESI Ergonomic Solutions 1314 N. Recker Rd., Mesa (800) 833.3746 esiergo.com
Goodmans Interior Structures 1400 E. Indian School Rd., Phoenix (602) 263-1110 goodmans.com
Workplace Wellness
There are many companies working to orchestrate alternative healthcare plans and consulting to customize healthcare benefits programs and policies for companies. These organizations below offer consulting, program development and direct care programs for businesses of all sizes.
Absolute Health 8360 E. Raintree Dr., Scottsdale (480) 991-9945 absolutehealthaz.com
Absolute Health – Norterra 1614 W. Whispering Wind Dr., Phoenix (480) 991-9945 absolutehealthaz.com
Healthcare Solutions Centers 4831 N. 11th St., Phoenix (602) 424-2101 hcsonsite.com
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