Current - C Live budgeting tool. The process of creating a user centered application

current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI

current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI

A project sponsored by Microsoft and Motorola Shelley Evenson & Bruce Hanington professors Carnegie Mellon University School of Design

How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?

How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?

How will rich media, connectivity, and high bandwidth enable new kinds of learning environments and content to be produced, shared, and found by anyone anywhere?

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how did we get to

current•c

?

current•c

started with a model

user learns through consuming comprehending applying analyzing creating critiquing

device learns through your behavior your preferences

user

device

learns through

learns through

consuming comprehending applying analyzing creating critiquing sharing

your behavior your preferences

financial planner “Find out how much you actually spend.”

entrepreneur “Set up your system, know what works...”

economics professor “Understand your emotions at the moment of choice.�

“People play tricks with themselves when it comes to money...”

“I’ve gone through phases where I’ve tried to be more connected...”

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visionary bdc^idg^c\

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“I can take out a zero interest credit card and invest the cash advance.”

risk taking

denier bdc^idg^c\

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“I’ll put it on my credit card and figure it out later.”

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compensator bdc^idg^c\

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“If I bike to work for a month, I’ll be able to afford those $300 shoes.

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“I would call my budgets wine, books and hair...”

“One step at a time is always the way... to get to any goal.”

“I make things my own to understand them, everyone is different...�

engage with visual feedback

engage with visual feedback present meaningful personalized information

engage with visual feedback present meaningful personalized information provide small achievable steps

engage with visual feedback present meaningful personalized information provide small achievable steps transform routine to ritual

denier

compensator

“I don’t want to be mothered by the information.”

visionary

NAME

NAME

NAME clothing

$86 of $200 remaining

food padding

BUCKETS

BUCKETS

shoes gifts

GOALS

GOALS

coffee

SETTINGS

SETTINGS

NAME

move cash in

gifts

coffee adjust budget

BUCKETS GOALS SETTINGS

clothing

food

padding

gifts shoes

clothing

$150 of $200

shoes

padding

BUCKETS

SETTINGS

shoes

NAME

How much?

remaining

BUCKETS gifts food

food

view expenditures padding

$

GOALS

Move From?

clothing

GOALS

coffee clothing

Move

SETTINGS

food

view expenditures padding move cash in

shoes gifts

coffee

adjust budget

“I like how the budgets look bigger if there is more money...”

coffee

current•c

move

see

current•c

plan

move

see pay a bill make a payment

$ in buckets

current•c help me

consume & comprehend

plan

trend analysis

move distribute income to budgets

pay a bill

make a payment

$ in buckets tradeoffs

current•c help me

consume & comprehend short term goals

see

apply & analyze

plan

fixed budget

pay automatically

trend analysis

move distribute income to budgets auto move

pay a bill

make a payment

complex forecasting

$ in buckets tradeoffs

current•c help me

consume & comprehend short term goals long term goals debt reduction

apply & analyze create & critique

fixed budget investments

plan

see

current•c setup + review

visualize + decide + buy

current•c setup add accounts

your bank jhZg ^Y/ eVhhldgY/

current•c setup add accounts

create budgets

current•c setup add accounts

review create budgets

adjust budgets

payday review ritual

current•c setup add accounts

create budgets

review

visualize

adjust budgets

budgets bottom line

money spent budget size where you are

where you should be

money remaining

current•c setup add accounts

create budgets

review

visualize

decide

buy

adjust budgets

budgets bottom line timeline correlation location

move money don’t buy

make payments payment options pay bills

gps

data providers

current-c servers

universal card sold at retail

partnerships with banks

stages of service, financial planners

current•c Gabe Clapper HCI Melissa Cliver IxD Lesley Fleishman IxD Christina Payne CPID Elliott Williams HCI

Thank You!