Golden Years 2019 by Merritt Herald

The 2ND ANNUAL

GOLDEN Years MERRITTâ&#x20AC;&#x2122;S GUIDE FOR SENIOR LIVING

LOOK INSIDE

for Community Information, Healthy Eating, Travel Tips and so much more Brought to you by The Merritt Herald

AS WE AGE IT IS IMPORTANT that we, as seniors, have the supports we need to be as healthy, active and independent as possible; and to be able to age in our homes and our communities. I am working hard to ensure that the programs and services that seniors need are in place in our rural communities.

Jackie Tegart, MLA for Fraser-Nicola

Merritt Constituency Office #2-2152 Quilchena Ave. Merritt, B.C. Ph: (250) 378-8831 â&#x20AC;˘ TF: 1-877-378-4802 Em: Jackie.Tegart.MLA@leg.bc.ca

www.merrittherald.com â&#x20AC;˘ The Golden Years

What’s inside 4 5

Merritt Transit Emergency Numbers

6/7 8/9

Seniors Safety Community Gardens Soup Bowl

10 12/13

Eating Healthy Delirium and Dementia Incontinence 14-15 Travel Tips Overcoming Aches & Pains

“Friendly, professional service, from people who care.” √ Vaccinations √ Medication Consults & Reviews √ Blister Packaging √ Diabetes & Asthma Educators

Home Security Tips

17 18-19

Recipe Pros & Cons of Retiring Saving Money for Retirement

20-23

Exercising your Brain

Editorial: Cole Wagner Sales: Michele Siddall Production: Theresa Arnold and Darla Gray Photo credits: Michele Funtography Contributors: Interior Health, Merritt & District Hospice Society, BC Centre for Palliative Care, BC Crime Prevention Association, Community Policing Office.

Serving the community for over 50 years. √ Canes & Walkers √ Ostomy & Incontinence Supplies √ Bath Chairs & Grab Bars √ Giftware & Souvenirs √ Special orders by request

FREE Delivery for Seniors & Those With Restricted Mobility

2037 Quilchena Avenue, Merritt, BC The Golden Years • www.merrittherald.com

250-378-2155 3

MERRITT REGIONAL TRANSIT SYSTEM • 250-378-4080

THE MERRITT TRANSIT SYSTEM OPERATES TWO BUSES: Bus 1: a fixed transit bus service Bus 2: a shared transit on request, curb to curb bus service to and from destinations in the Merritt area. *All customers are eligible to use the on request, curb to curb bus service. Bus 1: Operates Monday through Saturday, between 6:15 am and 11:00 pm. Bus 1 departs for Route 4, Lower Nicola, four times a day, departs Civic Plaza, 7:12, 11:12, 5:12, 10:27. There is no bus service to Route 3, Diamond Vale and Route 2, Collettville, at these times. Operates on Statutory Holidays. Bus 1: Operates Sunday between 8:15 am and 6:11 pm. Includes hourly runs to Diamond Vale and Collettville. There are no Route 4, Lower Nicola bus runs on Sunday. Operates on Statutory Holidays. Bus 1: Customers can transfer to Route 4, Lower Nicola. Monday through Friday, two times a day, Bus 1 meets with Bus 2 departing for Route 4, Lower Nicola. Bus 2 departs Civic Plaza, 8:12 and 2:12 Bus 2: Shared Transit Bus Service: Operates Monday through Friday and departs four times a day to Route 1, North End and two times a day to Route 4, Lower Nicola. Operates Statutory Holidays, not falling on a weekend. Bus 2: Route 1, North end. Bus 2 departs from Mamette at Voght, sheltered bus stop near Subway & Gourmet Pizza and arrives back downtown at the Civic Plaza a half hour later. Departs Mamette at Voght: 9:15, 10:15, 1:15 and 3:15 Arrives Civic Plaza: 9:41, 10:41, 1:41 and 3:41 Bus 2: Route 4, Lower Nicola. Bus 2 departs from the Civic Plaza bus stop, Mamette at Voght and arrives back downtown a half hour later. Near Subway & Gourmet Pizza Departs Civic Plaza: 8:12, 2:12 Arrives Mamette at Voght: 8:45, 2:45 Bus 2: Customers can transfer to Route 1, North end, Monday through Friday, two times a day. Bus 2 meets with Bus 1 departing for Route 1, North end. Bus 1 departs Mamette at Voght near Subway & Gourmet Pizza Bus 2: On request, Curb to Curb Bus Service, operates an on request, curb to curb bus service, 4 times a day, Monday to Friday, with four, half hour bus pick up trips. Departs Civic Plaza: 8:45, 9:45, 12:45 and 2:45 Operates on BC Statutory Holidays, not falling on a weekend. *SHARED TRANSIT ON REQUEST, CURB TO CURB BUS SERVICE TO AND FROM DESTINATIONS IN THE MERRITT AREA. • On request service is limited to two, wheelchair/scooters per trip. Priority is given to the first to call and people with mobile challenges. • This is not a Handy Dart service. If you need assistance from another person to board or exit the bus, please have an attendant with you to assist. Attendants ride free. • Bus pick up: Book 24 hours ahead. Bookings received less than 24 hours ahead will be subject to availability - Call 250-378-4080. • Please be patient waiting for the bus. Other folks may have booked the curb to curb bus service. • Drop off: Confirm with the driver when you board. • Examples of locations: A house, hospital, medical centre, school, or employment site. • Trips are limited to the general Merritt area.

www.merrittherald.com • The Golden Years

EMERGENCY NUMBERS Please note that the Nicola Valley is now serviced by 911 These are Non Emergency Numbers

POLICE FIRE

MERRITT LOGAN LAKE PRINCETON SPENCES BRIDGE LOWER NICOLA DOUGLAS LAKE

378-4262 378-5626........................ 1-800-461-9911 523-6222 523-6225........................ 1-800-461-9911 295-3325 295-3325........................ 1-800-461-9911 458-2233 ........................................ 1-800-461-9911 378-4262 ........................................ 1-888-378-9660 378-4262 350-3344........................ 1-800-461-9911

AMBULANCE

OTHER EMERGENCY NUMBERS CRIME STOPPERS/TIPS ��1-800-222-8477 GAS LEAKS OR ODOURS (FORTISBC) ��1-800-663-9911 24 HOURS - EMERGENCY PROGRAM - PROVINCIAL EMERGENCIES ONLY (EARTHQUAKE, FLOOD, DANGEROUS GOODS SPILL, TSUNAMI) �� 1-800-663-3456 FOREST FIRE REPORTING ONLY ��1-800-663-5555 POWER OUTAGES & EMERGENCIES ��1-888-769-3766 PROVINCIAL EMERGENCY PROGRAM INFORMATION ��1-250-371-5240 MERRITT VICTIM SERVICES �� 1-250-378-5699

WE CAN HELP with Old Age Security and Guaranteed Income Supplement Inquiries

Supporting families

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250-378-2141 or 1-800-668-3379 www.MerrittFuneralChapel.com 5

Seniors Safety is a major concern

Statistics show seniors are the least victimized group for most crimes, however, many seniors list “fear of crime” as one of their biggest concerns. When older adults are victimized the consequences are often more severe. Many seniors live on a fixed income, so the loss of money or property is difficult to replace. Also as people get older their bodies take longer to recover from injury.

SAFETY ON THE STREET AND WHILE SHOPPING

• Walk only in well-lit areas. • Don’t burden yourself with packages and a bulky purse. • Make sure that your purse or wallet closes and that others can not see what is inside • Never display large sums of money in public. • Go shopping in pairs or in a group. • When shopping, one of the safest ways to pay for your purchase is by using the TAP feature of your ATM card. • Walk in the centre of the sidewalk, away from alleys and doorways. • If you suspect you are being followed, cross the street, go to the nearest home, service station or business and call the police. • Be aware of your surroundings and avoid areas that increase your chances of being assaulted. • Report problem areas to police. The police welcome the information and can also advise you of prevention methods.

Be careful when someone you don’t know offers you assistance. We all appreciate it when someone offers to help but, some individuals have begun using this as a way to get close to you and watch for opportunities for theft. If you need help its best to speak with family, friends, or staff at a local business who have your best interest in mind.

COMMON FRAUDS

• Grandparent / Emergency scam – remember, police, judges or legal entities will never request that money be sent through money service businesses • Romance scam – be wary of an individual who you have never met in person and who professes to love you. Often these individuals claim to be from Canada but working abroad as an excuse to never have to meet. Even though they may lead you to believe that you will meet soon. • Extortion scam - Government agencies won’t threaten you or ask for payment by prepaid credit card, or a money wire service such as MoneyGram or Western Union. • Service scams - Beware of scammers advising you of 6

an unauthorized charge on your credit card account and requesting your credit card number. • Internet scams - Always think before clicking on a link or file of unknown origin. Don’t feel pressured by any emails. • Money Transfer scams - Don’t accept a cheque or money order for payment for goods that is more than what you agreed upon. Send it back and ask the buyer to send you payment for the agreed amount before you deliver the goods or services.

SECURITY IN YOUR HOME

• Conduct a security check of your home to determine possible entry points and any weaknesses they may have. • Keep all entrances and garages well-lit at night. • Don’t leave tell-tale signs that you are away, such as leaving your curtains undrawn at night, an absence of a car in the driveway, dark house (lights off) and telling your friends and family on social media about an upcoming holiday. • Install good locks and always use them. • Install a wide-angle viewer in your front door which allows you to see visitors before you open the door. • Never open a door to strangers without credentials. • Change your routine often. Burglars often watch activities in a neighbourhood. • Don’t keep large amounts of money in your home. • Mark valuable items for identification. The local Community Policing Office has an engraver that you can borrow. • Keep valuables in a safety deposit box at your bank. If this isn’t possible, keep them locked up in a reasonable hiding place in your home.

AWAY FROM HOME / VACATION TIPS

• Lock all windows, doors and garages before you leave. • Leave a radio playing to show that someone is home. • Leave one or two lights on, or use timers that turn on according to how dark it is. • Stop regularly scheduled deliveries. • Arrange to have someone pick up any newspapers, mail or flyers left on your doorstep. www.merrittherald.com • The Golden Years

Mary’s Corner Cafe & Catering • Leave a key with someone you trust. • Let a trusted neighbour know you’re going to be away, for how long and where they can contact you if necessary. Merritt has a Block Watch Program, through the Community Policing Office and being a part of this may make this process easier. • Arrange to have someone cut the grass or shovel the snow if you plan to be away for several days.

Merritt Herald

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Raised beds coming to community gardens

By Cole Wagner, Merritt Herald Something new is sprouting up at the Nicola Valley Community Gardens. By spring 2020, the local non-profit society will have lifted a number of plots at the garden, allowing seniors and those with mobility issues to have a chance to dig in the dirt. People who struggle with back or knee pain from bending low to the ground should thrive with the new lifted plots, said Michael Furman, chairperson on the board of the Nicola Valley Community Garden society. “You can’t bend down and do your gardening when you have knee issues and stuff, which is a big thing with seniors,” said Furman. The idea came to Furman after seeing how mobility issues affected a couple close friends who enjoyed gardening, but were limited by back and knee pain as they grew older. “I started thinking about it when I was at the garden club. If we had raised beds, then we would have an ease of access for seniors or even anyone who can get into the garden, who wants to garden, who might live in an apartment,” he said. The City of Merritt approved the society’s request for grant funding to raise beds at the community garden, and construction expected to be complete by spring 2020. Whether you’re a natural green thumb or a gardening neophyte, Furman said the NVCG has a place for everyone. And there are plenty of ways to get involved, he added. “There are lots of little tidbits to pick up, even if you have a garden at home and you just want to be a part of the group that does seed sharing,” he said. “We had Miller Farming come in and do a whole talk on bees — what attracts them, what is good for them, what you have to watch out for getting mason bees and bumblebees to your garden. It’s not just the garden plots and growing vegetables up there — there are other parts to it.” Located behind the Nicola Valley Hospital on Reid Avenue, the community gardens have added plenty of features over the last few seasons. A new gazebo was installed last year, and Furman said there are plans to add a special “dry creek” feature in the near future. The creek will run through an area of the garden near the pine tree, where there isn’t much opportunity to plant anything 8

in the soil. The rocks will be painted with inspirational positive messages from members of the community, explained Furman. With a bigger footprint comes more opportunities for volunteer members to get involved with the management of the gardens site, added Furman. “In order to expand the garden, we need a more active membership and a larger board,” he said. To get involved with the society or learn more, phone Michael Furman at 250-315-7454 or email nicolavalleycommunitygardens@gmail.com.

Can’t beat the price — or the company — at the Soup Bowl

By Cole Wagner, Merritt Herald Volunteers filter in and out of the kitchen at St. Michaels Church in Merritt, fetching bowls of steaming hot soup and a fresh bun for the eager crowds waiting in the hall. The soup is made fresh every week — from a hearty hamburger soup that sticks to your bones, to the familiar warmth of chicken noodle — and always pairs perfectly with the warm bread. Best of all, it is served at a price point that makes it accessible for everyone in town — free. This is the scene on an average Tuesday afternoon at the Soup Bowl, a volunteer-run program at St. Michaels Church which takes place every Tuesday afternoon. A dedicated team of volunteers, led by Marg Davis, helps to ensure everyone gets a bowl of soup, a piece of bread, a muffin or desert and a coffee (if they would like one). Some weeks, that means more than 100 bowls of soup are being dished out by Michael Furman, who helps Davis cook the soup. “From about 11:30 to noon, the heavy traffic is there,” he said. “But from noon to one, it slows down. The senior crowd comes out.” The program is popular with people from all walks of life, said Furman, from the more at-risk vulnerable people in Merritt, to travellers, to a growing group of seniors who enjoy the warm atmosphere, friendly conversation — and, oh yes, that soup. “Best soup in town. We scratch cook it,” said Furman. “We provide a nice healthy, hearty soup to get nutrition into people.” Local grocery stores — Extra Foods and Save-On Foods — donate much of the ingredients for the soup each week, explained www.merrittherald.com • The Golden Years

A SIGNATURE 8” PIZZA RECIPE FOR EVERY WEEKDAY.

Monday

Furman. There is no barrier to entry either — people from any income bracket are welcome to come join in for lunch. “You pull up in a Maserati, it doesn’t matter. You can come in and we’ll serve you,” said Furman. And while a growing crowd of seniors have been dropping by the Soup Bowl every week to enjoy lunch, many are choosing to get involved by volunteering with the program as well. Furman said he’s seen people who are hesitant to come in for lunch, worried that they might be taking away a bowl from someone in need. But there is always more than enough to go around. “If we get to a point where we need to put on a second pot, we’ll put on a second pot,” he said. The Soup Bowl runs every Tuesday afternoon from 11:00 to 1 p.m., with soup service starting at 11:30, at St. Michaels Church, 1990 Chapman St.

The Meateor™ Beefy Bolognese sauce, pizza mozzarella, smoked ham, pepperoni, seasoned ground beef, and spicy Italian sausage.

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LUNCHES

Tuesday

Spicy Perogy Sour cream, bacon, Cactus Cut Potatoes, pizza mozzarella, cheddar, green onions, and a dollop of sour cream.

Wednesday

Tuscan Marinara sauce, pizza mozzarella, cheddar, spicy chicken breast, roasted garlic, fresh spinach, sun-dried tomatoes, and feta.

Thursday

Tropical Chicken Alfredo sauce, pizza mozzarella, cheddar, bacon, spicy chicken breast, and grilled pineapple.

Friday

Mediterranean Signature pizza sauce, pizza mozzarella, fresh spinach, fresh mushrooms, sun-dried tomatoes, feta, and a pesto drizzle.

Let our courteous and professional staff treat you to a hot meal and a cold beverage, while you enjoy watching a game, or socializing with friends in our comfortable atmosphere!

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Santa Fe Chicken Quesadilla

BBQ chicken, red onions, tomatoes, red peppers, cheddar, pizza mozzarella, and Santa Fe ranch sauce. Served with salsa, sour cream, and your choice of side.

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KITCHEN HOURS: Daily: 11:00AM to 10:00PM 9

Eating healthy can seem like a chore sometimes.

If we do not have the ingredients to make a healthy meal or we are just having an ‘off’ day, we usually turn to convenient meals, such as frozen dinners, take out, or junk food. When we eat healthy with a variety of wholesome food choices, we feed our bodies with the nutrients and energy we need, that will contribute to our best possible health. Eating small meals and snacks throughout the day, keeps us full, keeps our energy up, may help in the prevention of chronic disease and helps in maintaining a healthy body composition. Did you know that our bodies are made up of about 60% water? Drinking a lot of water helps by flushing out impurities, keeping us hydrated and helps with circulation and digestion. Water is essential for kidney function. If we do not stay hydrated, fluid and toxins can build up in the kidneys and cause a series of health issues. It is important to drink more water when it is hot, after exercise and if you have been ill with vomiting and diahrea. The Canada Food Guide provides us with the 4 essential food groups for healthy eating, that we require every day. 1. Vegetables and Fruits: 7 servings per day (51+) A serving, could be a 1/2 cup of fresh, frozen or canned vegetables, 1/2 cup cooked leafy vegetables or 1 cup raw vegetables, 1 fresh, frozen or 1/2 cup of canned fruits or 1/2 cup of 100% juice. • If you are using canned fruit or vegetables, beware of added ingredients, such as high sodium content or fruit that has been packed in syrups. 2. Grain products: 6 (Females) - 7 (Males) servings per day A serving, could be 1 slice of bread, 1/2 a bagel, 1/2 pita or tortilla, 1/2 cup cooked rice, bulgar or quinoa, 30 grams of cold cereal, 3/4 cup of hot cereal, 1/2 cup of cooked pasta or couscous. • Eating carbohydrates with natural sugars and starches such as fruits, vegetables, legumes, whole grains and milk products are a healthier option then the foods with added sugars and refined starches, such as baked goods, desserts, sugary drinks and white bread. • Fibre is a substance found naturally in plants that helps to keep your digestive system regular, lower blood cholesterol, control blood sugars and prevent high blood pressure. 3. Milk and Alternatives: 3 servings per day A serving could be 1 cup of milk or powdered milk, 1/2 cup of canned (evaporated milk), 1 cup of Fotified soy beverage, 1/4 cup of yogurt, 1/4 cup kefir or 1 1/2 oz. of cheese. Milk products provide calcium, important for strong bones, teath and nails.

4. Meat and Alternatives: 2 (Females), 3 (Male) servings per day A serving could be 1/2 cup of cooked fish, shellfish, poultry or lean meat, 3/4 cup cooked legumes, 1/4 cup tofu, 2 eggs, 2 Tablespoons peanut or nut butters or 1/4 cup shelled nuts and seeds. • Protein that comes from meat, seafood, poultry, eggs, dairy, seeds, nuts, legumes and soy products are good for muscle strength, healthy skin, hair and nails. It also builds, maintains and repairs your body. The Canada Food Guide suggests that we eat less red meat and to eat fish, 2 or 3 times per week. It is recommended to use lentils, beans, tofu, nuts and seeds regularly throughout the week. Healthy fat will supply our bodies with energy and is an essential nutrient in our diet. Many sources of unsaturated fats that are recommended in the Canada Food Guide are oily or fatty fish, vegetable oils (olive, peanut, canola and sesame oil) wheat germ, avocados and foods fortified with omega 3 (eggs, yogurt and soy beverages). Alcohol: As we get older, our bodies handle alcohol differently. The guide suggests fewer than 10 drinks for women and 15 for men per week. Fewer than 3 drinks for women and 4 for men on any one occasion Caffeine: 3 cups of coffee per day. Tea has less caffeine. Sodium: Our bodies need 1500 mg per day. Limiting your sodium intake per day will help protect us against high blood pressure. Salt can be found in packaged and processed food, meaning we should read labels and eat more fresh vegetables and fruit. www.merrittherald.com • The Golden Years

CHANGING THE WAY WE DO BUSINESS

Merritt’s own

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The Golden Years • www.merrittherald.com

Do you know the difference between delirium and dementia?

Delirium is increasingly common as you get older, and occurs more often than most people believe. In fact among older people delirium affects approximately 50 per cent of those admitted in hospital, and more than 80 per cent of those in intensive care. Between 15-70 per cent of individuals living in long-term care homes are also affected. Delirium is considered by many experts to be a medical emergency. It is signalled by a rapid change in brain function, which primarily affects the ability to focus attention. It can fluctuate over the course of a day, with periods of lucidity followed by increased confusion. Because individuals may exhibit signs of acute confusion, unusual behaviors and forgetfulness, the disorder is often mistaken as dementia, however the conditions are fundamentally different. “If an individual’s behaviour has changed and they seem confused, some people initially suspect dementia. However if symptoms seem to change suddenly during the day but they have periods where they are still behaving as they normally do, you should speak to a medical expert about the possibility of delirium. Medical professionals are trained to ask a series of screening questions that evaluate an individual’s risk of delirium,” says Mary Kjorven, a clinical nurse specialist with Interior Health. The overall impacts of delirium can include: • Increased mortality • Increased dependency • Increased functional impairment (short and long term) • Increased rates of admission to Long-term Care facilities • Longer hospital lengths of stay Importantly, delirium is preventable and treatable by addressing the underlying cause. There are several common causes for delirium. These may include sleep deprivation, dehydration, mixing medications, and bowel and bladder issues including constipation. Taking care of yourself with proper eating, sleeping, hydration, and physical activity will help avoid delirium. Ensure your mind stays healthy and active too, with regular socializing and other activities to stimulate the brain. And check to ensure your eye glasses and hearing aids are working properly, so you are seeing and hearing effectively. For more information, visit idelirium.org. 12

It’s not a normal part of aging

Leaking urine can happen when walking, lifting, coughing, laughing, or exercising (called stress urinary incontinence); or when there is a sudden, strong need to urinate that you do not reach the toilet in time (called urge urinary incontinence). It can also happen when the bladder retains more fluid than it empties, or when decreased mobility or physical impairment (such as arthritis) prevents you from getting to the bathroom on time. Here are the FACTS! • Incontinence is NOT a normal process of aging • It can be a serious social and hygienic problem • It affects up to 24% of men and up to 44% of women over the age of 60 • It can often be treated! • Many people do not talk about it because they think it is a normal part of aging or they are embarrassed to discuss it • Incontinence can affect a person’s social, mental and physical health. If you have this problem, a continence expert may be able to help you. Causes of incontinence include weak pelvic floor muscles, trauma to the pelvic floor, decreased bladder capacity, drinking or eating things that irritate the bladder, frequent urinary tract infections, childbirth, obesity, chronic constipation and diseases that impact the bladder including diabetes, Parkinson’s, dementia and multiple sclerosis. Incontinence can lead to: • Increased risk of falling • Social isolation • Decreased quality of life • Skin breakdown • Impaired sleep • Nursing home placement • Depression There are many things you can do to improve continence including: • Drinking adequate amounts of water (generally 30 ml per Kilogram of body weight, evenly throughout the day) • Exercising • Maintaining a healthy weight • Strengthening your pelvic floor muscles • Avoiding bladder irritants (including caffeine, www.merrittherald.com • The Golden Years

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carbonated beverages and alcohol) • Avoiding constipation • Voiding regularly (not too frequently, not too late) • Cut down or quit smoking For more information on the types, causes and treatment of incontinence visit the Canadian Continence Foundation: http://www.canadiancontinence.ca/EN/ Mary Kjorven, Regional Clinical Nurse Specialist Geriatrics and Nurse Continence Advisor, Interior Health

Advance Care Planning What is Advance Care Planning?

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Ph: 250-315-6112 13

3 money-saving travel tips for retirees

3 tips to overcome everyday aches and pains

1. Take advantage of age-related discounts. Some adults prefer to hide their ages, but when it comes time to travel during retirement, honesty is the best policy. Many businesses that cater to travelers offer discounts to seniors. Car rental agencies, hotels, travel agencies, and cruise lines may offer direct discounts to customers 65 and older, while membership in travel organizations may make seniors eligible for additional discounts. Discounts on lodging and airfare might net the biggest savings, but even discounts on various smaller expenses can add up to big savings.

Pain is a significant concern for many people. Estimates from the International Association for the Study of Pain suggest that one in five adults across the globe suffer from pain. Pain can affect anyone, even people who have not been in an accident or suffered an injury while playing a sport or performing another physical activity. For example, lower back pain, which can be caused by sitting at a desk for long stretches of time, is the most common type of chronic pain in the United States. Such pain may be unavoidable, but that does not mean it and other types of everyday aches and pains cannot be overcome.

2. Don’t overlook travel agencies. While many prospective travellers’ first instincts are now to visit various travel websites in an effort to find the most affordable trips, it’s important that travellers not overlook travel agencies when planning trips. Travel websites, though a valuable resource, only list the hotels and airlines that agree to be included on their sites. While many participate, some do not, and those that do not may instead work independent of travel websites or partner with travel agencies. Travel agencies have access to the latest information, and many specialize in certain countries, knowing all the attractions visitors to their countries want to see. Travel agencies may offer packages that include admissions to popular attractions, which can be more affordable than planning a trip a la carte. 3. Travel as part of a group. Group travel may not appeal to everyone, but it should appeal to older, budget-conscious travelers. Retirees who are uncomfortable driving at home will likely be even less comfortable driving in foreign countries where the rules of the road are not the same. Travelling in groups, whether it’s with a retirement community, religious organization or another program, can save substantial amounts of money. Many hotels and tourist attractions offer steep discounts for group tours, which can even be arranged through travel agencies. A hidden benefit of signing up for a group tour is the chance to meet new people and develop new relationships with fellow globetrotters. Many working professionals hope to spend the bulk of their retirement traveling the globe. While such a goal is potentially costly, there are various ways to save and still see the world. 14

1. Begin a well-rounded exercise regimen. Regular exercise that includes both strength training and cardiovascular exercise increases blood flow and helps build a strong core. A strong core supports the spine and reduces the pressure on it, making it less likely people who sit for long stretches at a time will end their days with lower back pain. Routine exercise also helps other areas of the body by keeping muscles loose and flexible. Before beginning a new exercise regimen, men and women, especially those with existing aches and pains, should consult their physicians about which exercises they should do and which they might want to avoid. 2. Employ RICE. RICE, which stands for rest, ice, compression, and elevation, can help men and women overcome the aches and pains that result as the body ages and tendons begin to lose some of their elasticity. RICE might be most helpful for people who have been diagnosed with tendinitis. Athletes over 40 who engage in activities that require repetitive motion might need to take more days off between rounds of golf or other competitive and/or repetitive activities. If tendinitis flares up, take some time away, icing any sore areas, wrapping them in bandages, and elevating them while resting. Athletes rarely want to sit on the sidelines, but a few days off can go a long way toward alleviating the pain associated with tendinitis. www.merrittherald.com • The Golden Years

ADVANCE CARE PLANNING is a process of thinking and talking about what is important to you. This helps you and those closest to you to prepare for future health decisions. THINK: • What matters most to you? • Who could make health care decisions if you could not?

3. Recognize your body may develop some limitations. Age should not prevent you from being physically active, and numerous studies have touted the benefits of continuing to exercise into your golden years. However, as the body ages, muscle fibers become less dense, resulting in a loss of flexibility that increases the risk of injury and/or soreness. As men and women grow older, they shouldn’t abandon activities like gardening or strength training. But they may need to scale back on the intensity with which they perform such activities. Doing so can prevent the kinds of muscle strains associated with aging. Pain affects more than one billion people across the globe. But some simple strategies can help people overcome pain and enjoy a rich quality of life.

TALK: • Discuss your thoughts with those closest to you and your health-care providers PLAN: • Record your wishes • Share your plan with those closest to you and your health care providers

For further information visit: www.bc-cpc.ca or contact Merritt Hospice at 250-280-4040

As we age we often experience increased aches and pains.

Living

with

Loss

Support Program

Massage therapy can help to relieve many of them. TREATING CONDITIONS SUCH AS: Improve balance, posture and flexibility. Rehab after surgery, help to combat depression. Whiplash, tension headaches, muscle injuries hip, lower back and should pain. I am able to bill most extended medical plans including: Blue Cross, Green Shield, SunLife, ManuLife and Great WestLife

JAMARA JOYAL MASSAGE THERAPY APPOINTMENTS AVAILABLE: Tuesday to Saturday

Jamara Joyal, BC RMT

(250) 378-6469

The Golden Years • www.merrittherald.com

Merritt & District Hopsice Soceity One to One or Group Support to help you with grief.

FREE Grief & Loss Support for individuals & families who are struggling with any loss that impacts their lives. Call Ava at 250-378-5153 for more information. 15

Home security tips for seniors.

Seniors are often targeted by criminals. Though many criminals target seniors from afar via telephone or internet scams, criminals seek to enter seniors’ homes. Between 2003 and 2013, the ratio of property crime to violent crime was higher for the elderly and persons between the ages of 50 and 64 than it was for younger persons between the ages of 25 and 49. Home security is important for people of all ages, but especially for seniors and aging individuals living alone. By following certain safety tips and developing a home security plan, seniors can feel safer at home. • Lock windows and doors. It may seem like common sense, but failure to repeatedly lock windows and doors can, and often does, give burglars easy entry into the home. • Think about a smart doorbell. Technology now enables doorbells to provide a video feed to a person’s smartphone or tablet over WiFi. This allows residents to see who is at the door and speak to this person without having to open the door. Some products like Ring® will even register motion activity and record short videos from outside of the house. • Don’t share or leave keys. Avoid leaving keys under a mat or in a flower pot. Others may be watching your actions and gain access to your home while you are away. • Ask for ID. When service people or other individuals come to the door, verify their credentials by asking to see some identification. • Use home automation. Home automation, or a “smart home,” can be utilized to turn on lights, set the thermostat, lock doors, and much more.

someone is around or inside of the home. • Get a home security system. The best protection against burglars is a home security alarm, states HomeSecurityResource.org. Such an alarm often deters burglars from breaking in. • Install a lockable mailbox. Locked mailboxes restrict access to sensitive information, such as bank account numbers, sent in the mail. Make sure retirement checks or other payments are deposited directly into bank accounts instead of having them sent by check.

Merritt Herald

2019 People’s Choice AWARD

Buying or Selling a home can be

OVERWHELMING,

PEOPLE’S

BEST REALTOR

• Adopt a dog. Dogs can be an asset to seniors. Dogs provide companionship and can bark or alert seniors if

but it doesn’t have to be. Why choose me to be your realtor?

I was born and raised in the area • I am a certified negotiation expert • I have over 13 years of real estate experience in the local market •

HONEST, RELIABLE & WILL HAVE YOUR BEST INTEREST IN MIND. GIVE ME A CALL TO DISCUSS YOUR OPTIONS.

John Isaac

250-378-1586

Johnisaac@telus.net

www.realestatemerritt.com

Ph: 250-378-6181 M E R R I T T 16

www.royallepage.ca/merritt 3499 Voght Street, Merritt, BC

JANIS POST

PERSONAL REAL ESTATE CORPORATION

LEGACY

janis@janispost.com • 250-315-3672 www.merrittherald.com • The Golden Years

Grilled Chicken Barley Bowl 4 servings / 30 min Prep 20 min / Cook 10 min

Ingredients 1/2 cup (125 mL) pearl or pot barley 2 cups (500 mL) baby arugula 4 carrots, sliced lengthwise 2 red peppers, quartered 2 boneless, skinless chicken breasts (about 1 lb/454 g) 2 tsp (10 mL) canola oil, divided 1 tsp chili powder 2 tsp (10 mL) balsamic vinegar Nutritional info per serving (1 of 4) Calories 280 • Protein 26 g Total fat 6 g • Saturated fat 1 g Cholesterol 60 mg • Carbohydrates 33 g Fibre 5 g • Sugars 7 g Added sugars 0 g • Sodium 120 mg Potassium 700 mg

Directions • In a small saucepan, cover barley with water; bring to a boil. Reduce heat and simmer for about 20 minutes or until barley is tender but still chewy. Drain well and toss with arugula; set aside. • Spray carrots and peppers with cooking spray; set aside. • Toss chicken breasts with 1 tsp (5 mL) of the oil and chili powder to coat. • Heat grill to medium high heat and grill carrots, peppers and chicken breasts for about 7 for the vegetables and about 12 minutes for the chicken. Turn occasionally until vegetables are tender and chicken is no longer pink inside. Remove to cutting board. • Slice carrots and peppers; toss with remaining oil and vinegar. Divide barley mixture among 4 bowls and top with vegetables. • Slice chicken and place over top to serve.

MELODY SIMON, offering a higher level of service! I’d love to be your guide in the complicated world of real estate. My unique style of selling and buying ensures that you feel fully informed, represented, supported, and comfortable throughout the process. You can expect 100% transparency, I believe that all clients deserve the same treatment my family members would receive. Please give me a call for a presentation I’d be honoured to work with you.

Melody Simon

~ Guiding You Home

250-315-8539

LEGACY The Golden Years • www.merrittherald.com

Pros and cons to early retirement

A lifetime of working compels many people to look forward to their retirement. Some people even work to retire early. But what are the advantages of early retirement beyond starting a life of leisure? And are there any detriments to this plan? A significant number of people plan to retire before age 65. However, many of them will not have control over the matter. Those who do may want to consider the pros and cons of early retirement. Advantages • Many people seek early retirement so that they can live a life free of the constraints of schedules. In retirement, time becomes, more or less, a retiree’s own. • Leaving a job can be a boon to a person’s health as well. Relieving oneself of the pressures and stresses of professional life can free up the mind and body. Stress can affect mental and physical health, taxing the heart and contributing to conditions such as depression or anxiety. According to the Mayo Clinic, stress can cause headache, muscle and chest pain and contribute to trouble sleeping. • The earlier the retirement, the more opportunity to travel before health issues begin to limit mobility. Early retirement also can be a way to volunteer more or even start a new job opportunity — one where workers have greater control over their schedules and careers. Disadvantages • One of the disadvantages of early retirement is a loss of income. Contributions to retirement accounts also ceases at retirement. This can lead to financial setbacks if adequate savings were not allocated for retirement. According to the resource Wealth How, some people who retire early fear outliving their savings. • While retiring early may be good for health, it also can have negative consequences. An analysis from the National Bureau of Economic Research found that retirement can lead to declines in mental health and mobility as well as feelings of isolation. Retiring early may jump start these health implications. • Another consideration is that health insurance provided by an employer typically ends at retirement. That means having to pay out of pocket. Retiring early is a complex issue that requires weighing the pros and cons. 18

4 simple ways to save more for retirement

It’s never too early to begin saving for retirement. While millions of people have no doubt heard or read those very words before, surveys indicate that few people are taking that lesson to heart. A 2018 survey from Bankrate.com found that 20 percent of Americans don’t save any of their annual income. Things aren’t necessarily rosier in Canada, where the financial institution CIBC reports that 32 percent of people nearing or on the cusp of retiring have nothing saved for retirement. Saving for retirement can seem impossible in households where every dollar counts. But the following are four simple ways to save more for retirement without making dramatic lifestyle changes. 1. Turn raises into retirement savings. According to the WorldatWork 2018-2019 Salary Budget Survey: Top Level Results, salary budgets in the United States are projected to rise by an average of 3.2 percent in 2019, while those in Canada are expected to rise by 3 percent. Working professionals can save more for retirement by converting some or all their raises into retirement savings. Pre-tax retirement accounts allow working professionals to put aside money before taxes are paid, so weekly paychecks will not be greatly affected if you choose to increase the percentage of your income you deposit into such accounts. Do this each time you receive a raise and your retirement savings will grow considerably. 2. Put bonuses to work. Professionals who receive bonuses can speak to their employer and request that their retirement contribution rates be increased when bonuses are issued. Increasing your contribution rate dramatically when your bonus is issued is a great way to save more for retirement. Contribution rates can then be returned to normal the following pay period. 3. Downsize your home. Empty nesters nearing retirement age may benefit by downsizing their homes. Doing so can reduce utility bills, property taxes and other expenses, and those savings can then be redirected into retirement accounts. www.merrittherald.com • The Golden Years

FOR ALL YOUR PROFESSIONAL ACCOUNTING & BOOKKEEPING NEEDS COME SEE • Corporate & Personal Taxes • Business Consulting • GST, PST & payroll compliance

Carrie Ware, BSc, CPA, CA 1964 Quilchena Ave,

Tel: (250) 378-2215 Fax: (250) 378-6061 Merritt, BC V1K 1B8 www.carrieware.ca

Carrie Ware & Company Inc. P.O. Box 700, Chartered Professional Accountant Firm

Why stress when you can bring it to the best? Need the help to create a plan to enjoy the life you desire today, & tomorrow?

4. Reinvest tax returns. Working professionals accustomed to receiving tax returns can use that money to catch up on their retirement savings. Rather than spending tax returns or depositing them into traditional savings accounts, reinvest them into a retirement account. Speak with a financial planner to help you figure out how to accomplish this goal. Even if it requires opening a new account, the long-term benefits or reinvesting returns are substantial.

Maximum Refund Guarantee*

Saving for retirement is important, and it’s never too late or too early to start setting aside more money for your golden years.

David L. Brown is here for you ➣ Personalized Retirement Plans ➣ Detailed Risk Analysis ➣ Risk Management & Estate Planning ➣ Strategic Retirement Analysis & much more RRC & Certified Financial Planner professional It’s never too early to start planning for the future. Ph: 250.315.0241 ♦ Fax: 250.315.0251 E-mail: david.brown@investorsgroup.com advisor.investorsgroup.com/en/david_brown Investors Group Financial Services Inc.

Get the biggest refund possible. Our Maximum Refund Guarantee* ensures you get all the deductions and credits you’re entitled to. Speak to an H&R Block Tax Professional today.

Merritt Herald

2019 People’s Choice AWARD

Open Year Round 2145 Quilchena Avenue, Merritt, BC Phone: 250-378-4695

Maximum Refund Guarantee*

PEOPLE’S

Get the biggest refund possible Our Maximum Refund Guarantee* ensures you get all the deductions and credits you’re entitled to. Speak to an H&R Block Tax Professional today Open year Round 2145 Quichena Ave, Merritt, BC Phone: 250-378-4695

hrblock.ca | 800-HRBLOCK (472-5625)

© H&R Block Canada, Inc. At participating offices. Some restrictions may apply. See office for details.*If H&R Block makes an error in the preparation of your tax return, that costs you any interest or penalties on additional taxes due, although we do not assume the liability for the additional taxes, we will reimburse you for the interest and penalties.

The Golden Years • www.merrittherald.com

BEST ACCOUNTANT/ BOOKKEEPERS

DO YOU FIND IT DIFFICULT TO LEAVE YOUR HOME?

We will pick up your tax returns and drop them off when they are completed.

Located in the Royal Lepage building 3499 Voght St. Ph: 250-378-9446 • Fax: 250-378-5257 Check out our website: www.cjrbookkeeping.com 19

Excercising your brain As you go through life, your body isn’t the only thing that needs exercise – your brain needs it, too! According to research, seniors who stay mentally active are 2.6 times less likely to develop Alzheimer’s Disease and Dementia than those who do not. And the benefits are long-lasting. Cognitive exercises help older adults hold on to improvements in their reasoning skills and processing speed for up to 10 years. The good news is that you don’t have to go back to school to boost your brain power. Online brain games make staying mentally fit as easy as pressing a few keys. Or you can go to the store and pick yourself up a crossword, sudoku or word search book. Ready to get started? Here are a few computer games to keep your mind sharp: BrainHQ: Developed by a team of top neuroscientists, BrainHQ has games ranging from memory exercise to navigation exercise. Not only are these games fun, they are also extremely effective. Over the past few years, there have been dozens of published studies that show the real and lasting improvements in brain function as a result of doing BrainHQ exercise. Try one of the exercises for free today!

Braingle: This free site has more than 20,000 brain teasers, riddles, logic problems, puzzles and more to choose from. All of the games are ranked by users so you can easily find the best and most effective exercises for your brain.

SharpBrains: SharpBrains is an independent market research firm tracking health and wellness applications of brain science, so they know what works. Their site not only includes more than 50 brain teasers to select from, they also have a variety of articles around the brain for those interested in learning more.

SUDOKU

Like puzzles? Then you’ll love sudoku. This mind-bending puzzle will have you hooked from the moment you square off, so sharpen your pencil and put your sudoku savvy to the test!

Here’s How It Works:

Answers located on page 22

Fun By The Numbers

Sudoku puzzles are formatted as a 9x9 grid, broken down into nine 3x3 boxes. To solve a sudoku, the numbers 1 through 9 must fill each row, column and box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle! 20

www.merrittherald.com • The Golden Years

MERRITT LIBRARY FREE!

Drop into the Library and check out the many things of interest we have to offer

Answers located on page 22

• E-books • Access to Ancestry • Audio Books Library Edition • Movies • One-on-one technology sessions.

Join us for yoga and meditation for all ages and skill levels

Open Tuesday - Saturday 250-378-4737

1691 Garcia Street, Merritt www.tnrl.ca.

Designer Eyewear • Knowledgable Staff Seniors get

25% off GLASSES

NO HIDDEN FEES ~ Accepting all insurance plans

2001 Quilchena Ave., Merritt, B.C.

250-378-2022

MERRITT

UPSTAIRS HALL BAR & KITCHEN Available for rent, meetings, dinners, fundraisers. Parties up to 100 people DOWNSTAIRS LOUNGE Beer on Tap (two kinds) • Spirits & soft drinks • Lotto • Shuffleboard • Pool Table Watch for info about upcoming concerts & events. Please contact us to book your private or community event. VETERAN SUPPORT AND SERVICE: Need help? That’s what the Legion was built to do. The Legion’s Veteran support services has been a pillar of the organization since it was founded in 1926. Our services are offered free-of-charge to all Veterans and their families regardless of whether or not they are members of the Legions. Generally speaking, we offer two avenues of assistance. 1. Assistance with Disability Claims through Veterans Affairs Canada (VAC) 2. Emergency Financial Assistance through the Poppy Fund Who is eligible to apply? • Any person who is service or who has honourably served in the Canadian Armed Forces, RCMP and their dependents; • Merchant Navy personnel who have been awarded campaign stars or decorations and their dependents; • Ex-service personnel of Commonwealth countries and their dependents who are resident in Canada; and • Ex-service personnel of allied countries and their dependents who are resident in Canada. How can I apply? Contact our Services Officer at Royal Canadian Legion -96 - 1940 Quilchena Ave., Merritt, BC Telephone: 250-378-5631 Open - Tuesday through Saturday from 1-7 pm

The Golden Years • www.merrittherald.com

www.merrittherald.com â&#x20AC;¢ The Golden Years

CROSSWORD ANSWERS FROM PAGE 21

SUDUKO ANSWERS FROM PAGE 20

SENIORS PROGRAMS

Vinyasa Yoga @ the Civic Centre Mondays . September 9 – November 4 . 8 wks Mondays . November 18 – December 16 . 5 wks 5:30 – 6:30 pm . $72/$45 Vinyasa is a creative, flowing yoga experience. Suitable for all fitness levels. (no class Oct. 14) Instructed by Trish Davey Seniors Free Swim @ the Aquatic Centre

Wednesdays . October – December 9:00 – 10:00 am . Free This program is intended for seniors to come for a fun, free swim. Sponsored by the Seniors Society

Golf Course ..................................... 250.378.9414 Lawn Bowling................................. 250.378.2095 Pickleball Association ................... 250.280.0105

City Hall 250-378-4224 Merritt Civic Centre 250- 315-1050 fpeat@merritt.ca Nicola Valley Aquatic Centre 250-378-6662 lchivers@merritt.ca

Stretch & Stability @ the Aquatic Centre

Monday, Wednesday & Friday October – December 11:00 am – 11:45 am . Regular Admission Tuesday & Thursday . October – December 7:00 am – 7:45 am . Regular Admission This class will build on maintaining proper form by keeping a well-aligned spine and stable core.

Noon Hour Aqua Fit @ the Aquatic Centre

Monday – Friday . October – December 12:00 pm – 12:45 pm . Regular Admission This class combines running, interval training and a variety of exercises designed to decrease body fat, increase cardiovascular efficiency, improve strength and help people get into a routine of regular exercise.

Stand Tall, Don’t Fall @ the Senior’s Centre Mondays . September 9 – December 16 . FREE Fridays . September 13 – December 20 . $2 drop-in 10:00 – 11:00 am (no class Oct. 14, Nov. 11 & every 2nd Friday) Instructed by Illa Jackson

Admission Fees

Seniors Society .............................. 250.378.3763 Tennis Club .................................... 250.378.5687 Legion ............................................. 250.378.5631

Admission Fees by Category

10 Punch Monthly 6 Month Card NICOLA VALLEY & FEES Tot (0-2 yrs) Free AQUATIC n/aCENTRE OPTIONS n/a n/a Child (3-12 yrs) $ 2.40 $ 21.60 $ 25.90 $ 142.50 Admission Fees 10 Punch Youth (13-18 yrs) $ 3.00 $ 27.00 $ 32.40 $ 178.20 Drop In Monthly 6 Month Adult by (19-59 yrs) $ 4.00 $ Card 36.00 $ 43.20 $ 237.60 Category Tot (0-2(60+) yrs) Senior $ Free 3.00 $ n/a 27.00 $ n/a32.40 $ n/a 178.20 Child (3-12 yrs) $ 2.40 21.60 25.90 Student 3.20 $ 28.80 $ 34.60 $ 142.50 190.10 The Golden Years • www.merrittherald.com Youth (13-18 yrs) Room $ 3.00 $ 27.00 $ 32.40 $ 178.20 Lions Den Fitness Adult yrs) $ 4.00 36.00 $ 43.20 $ n/a 237.60 Family(19-59 1st Person 3.00 $ n/a n/a Senior $ 3.00 27.00 $ 32.40 $ n/a 178.20 Family (60+) Additional 2.20 $ n/a n/a Drop In

Admission Fees

Annual n/a $ 259.20 $ 324.00 Annual $ 432.00 n/a $ 324.00 $ 259.20 345.00 $ 324.00 $ 432.00 n/a $ 324.00 n/a

Dr. Carrie-Lynn Snee Dr. Jill Slywka & Associates Optometrists

Ph: 250.378.2020 Merritt: 2177 Quilchena Ave.

Merritt Princeton 2177 Quilchena Ave. 131 Vermillion Ave. Box 1569, Princeton, B.C. V0X 1W0 Merritt, B.C. V1K 1B8 Ph: (250) 295-6640 Ph: 250.295.6640 Ph: (250) 378-2020 Toll Free 1-877-222-2020 Toll Free: 1.877.222.2020 Princeton: 89 Kenley Ave.

www.doctorseyecaremerritt.com OPTOMETRISTS: Dr Carrie-Lynn Snee, Dr Jill Richardson, Dr Petar Prpic Optimizing your vision and ocular health is our passion! We believe in: • Taking the time to listen to you, understand your needs and find personalized solutions. • Investing in the latest diagnostic technology to unlock keys to your ocular and even systemic health. • We can detect precursors to macular degeneration, initiate treatment to slow it down and in some cases even repair damage that has been done. • Wheelchair accessibility and home delivery. • Having a wide selection of eyewear to cover all your needs, including a variety of sunglasses, fit-overs, night driving glasses, blue light blockers and magnifiers. • Direct billing (available for most third party plans). • Treating each of our patients with appreciation, kindness and respect.

The Weekly 10 second Vision Check We examine the back of your eye using special instruments to detect and monitor conditions affecting the macula (the part of the retina responsible for central vision). Here’s how: • Cover the eye that’s not being tested. • Hold the test grid (or tape it on the fridge or bathroom mirror) about 14 inches in front of your eyes. • While looking at the dot, all the lines, both vertical and horizontal, should appear straight and unbroken. • If any of the straight lines appear wavy, or some of the lines seem to be missing, note their location and contact your eye doctor right away. • Remember, this test does not replace your regularly scheduled eye examinations. 24

Amsler grid - normal vision

Amsler grid - with AMD