2017 Home & Garden Show

Presented by The Home Builders Association of Owensboro

March 3•4•5

Friday 5 - 8 p.m.

Saturday 10 a.m. - 7 p.m.

Sunday Noon - 4 p.m.

Owensboro Convention Center

of Owensboro

2017 March 3 - 5

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Booths

103 Concessions 104 105 Sleep Number 106 Kellems Plumbing & Septic Service 107 Hobgood Landscaping 108 Bathrooms in 1 Week 109 110 ADT Security Services 111 Champion Windows & Doors 112 Cavanaugh Pool & Spa 116 Tranquility Lighting Design 117 AAA Insulation 118 Southern Outdoors 121 Habitat for Humanity 122 Master Gardener 123 American Red Cross 124 Empowerment Academy 125 Barn Quilt 126 131 Dutch Heritage Furniture 136 Winsupply of Owensboro 151 Imperial Lawns 153 Kentucky Tile Distributors 161 Aquatic Resource Center 170 Unique Granite & Marble 172 Curb Scapes Custom Landscape Borders 174 Farmers House Real Estate 176 Carpets Unlimited 202 Hard Top Decorative 204 Homes By Mattingly Construction Mgt. 205 Healthy Spaces 206 Taylor Homes 210 Sun Windows 212 JMJ Construction Inc 213 ThermalCell Insulation 214 Pella Windows 216 Weed Man 217 Murphy Sewing Center

- Vacuum Technology 218 The Grounds Guys 222 Bath Fitter 223 LeafFilter of North KY 227 Compozit Home Systems 228 Frantz Construction 230 Phill’s Custom Cabinets 233 Green River 235 Disaster Team 236 Farm Credit Service 237 Ellison Distributing 246 Don Moore Chevrolet 250 Schwartz Heating & Cooling 253 Carpet One Floor & Home 256 Brad Emberton’s Heating & Cooling 260 OMPC 261 All American Home Improvement 263 264 Woodland Ridge 265 NiteLiters Inc. 270 Murphy Appliance 271 Lensing Home Consultants 273 Atmos Energy 251 Fence Pros 306 Lee Brick & Block 314 Swat Pest Control 315 Patriot Pointe Properties 317 Owensboro Insulators, LLC 319 Bath Envy 320 Hagan’s Outdoor Equipment 325 Diamond Residential Mortgage 326 Laser Beam Studio 329 Logan Lavelle Hunt Insurance 331 Perfection Lawn Care 332 Hill Custom Homes 333 Window Shopping 334 PermaSeal USA 335 Yager Material 336 Kenergy 337 339 Elite Building Systems 341 Professional Pool Service

Owensboro, KY

HOMEBUILDERS ASSOCIATION OF OWENSBORO

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121 122 123 124 125 126

HOME & GARDEN SHOW 2017

ih 270 271

Concession

273

Seating

OWENSBORO CONVENTION CENTER 105 106

176 206

218 228

205

217 227

237

216

236 246

338

235

337

136

107

174 204

108 109

ih 319 329 339

153

256 306

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111

131

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214 213 223

170

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253

336 326

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334

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112

116 117 118

$5 to attend

210

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230

251

250

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12 & under FREE

Non-Profits

341

331 320 Outdoor

260 261

High school students FREE w/student id

263 264 265

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Living

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HBAO

Entrance

Exhibitors Lounge

Exhibitors by Name 117 AAA Insulation 110 ADT Security Services 261 All American Home Improvement 123 American Red Cross 161 Aquatic Resource Center 273 Atmos Energy 125 Barn Quilt 319 Bath Envy 222 Bath Fitter 108 Bathrooms in 1 Week 256 Brad Emberton’s Heating & Cooling 253 Carpet One Floor & Home 176 Carpets Unlimited 112 Cavanaugh Pool & Spa 111 Champion Windows & Doors 227 CHS -Compozit Home Systems 103 Concessions 172 Curb Scapes Custom

Landscape Borders

235 246 131 339 237 124 236 174 302 228 233 121 320 202 205 332 107 204

Disaster Team Don Moore Chevrolet Dutch Heritage Furniture Elite Building Systems Ellison Distributing Empowerment Academy Farm Credit Service Farmers House Real Estate Fence Pros Frantz Construction Green River Habitat for Humanity Hagan’s Outdoor Equipment Hard Top Decorative Healthy Spaces Hill Custom Homes Hobgood Landscaping Homes By Mattingly Construction Mgt.

151 Imperial Lawns 212 JMJ Construction Inc 106 Kellems Plumbing & Septic Service 336 Kenergy 153 Kentucky Tile Distributors 326 Laser Beam Studio 223 LeafFilter of North KY 306 Lee Brick & Block 271 Lensing Home Consultants 329 Logan Lavelle Hunt Insurance 122 Master Gardener 270 Murphy Appliance 217 Murphy Sewing Center 265 NiteLiters Inc. 260 OMPC 317 Owensboro Insulators, LLC 315 Patriot Pointe Properties 214 Pella Windows

331 334 230 341 250 105 118 210 314 206 218 213 116 170 216 333 136 264 337

Perfection Lawn Care PermaSeal USA Phill’s Custom Cabinets Professional Pool Service Schwartz Heating & Cooling Sleep Number Southern Outdoors Sun Windows SWAT Pest Control Taylor Homes The Grounds Guys ThermalCell Insulation Tranquility Lighting Design Unique Granite & Marble Weed Man Window Shopping Winsupply of Owensboro Woodland Ridge Yager Material

Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 3

HBAO provides advocacy, support for members

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BY MEGHANN RICHARDSON

or more than 60 years, the Homebuilders Association of Owensboro has been educating and promoting local home builders and remodelers.

The organization has more than 300 members in trades ranging from home builders, remodelers, contractors and more.

There are two types of HBAO members. Builder Members’ “primary business is building or remodeling dwellings as a general contractor,” according to the HBAO website. An Associate Member is “anyone engaged in a trade, industry or profession directly related to housing and supply builders with goods and services,” the website states.

Some advantages of joining the Homebuilders Association of Owensboro are: • Monthly meetings on topics of current interest • A regular monthly publication SEE HBAO/PAGE 4

Richard Stallings, executive officer with the Home Builders Association of Owensboro, talks with the board directors in preparation for the Home and Garden Show on March 3-5.

Professionalism. Reliability. Peace of Mind. Don’t Accept Less.

WHY CHOOSE A REGISTERED BUILDER AND REMODELORTM •Comply with all Workers’ Compensation laws.

•Full references upon request.

•Offer at least a one year limited written warranty & contract.

•Committed to continuing education and safety.

For More Information visit

HBAO.com

Registered Builders And Remodelors® Ballard Construction Custom Homes Inc. 270-771-0001 Building By Wayne Baker 270-685-2974 Dan Thomas Custom Homes 270-771-0180 Terry Delk Enterprise 270-281-0704

David Clark Builders 270-785-9947 Hill Custom Homes 270-686-1476 Homes By Benny Clark Inc. 270-929-0581

Jagoe Homes 270-684-0639 JMJ Construction 270-683-7100 Mark Schmidt Remodeling Inc. 270-683-8999

Martin Custom Building Inc. 270-926-2060

Miles & Thomas Construction 270-771-4924

O’Bryan Custom Building 270-684-2797

Mike Lewis Building 270-683-7395

Neal Tong Building & Remodeling Inc. 270-771-5586

Paul J. Martin Builders Inc. 270-686-7090 Purcell Builders 270-233-9336 Payne Construction & Remodeling 270-281-9912

Homes By Mattingly Construction MGT. 270-929-7312

3515 Wathens Crossing • (270) 688-0353

Rusher Construction 270-684-3256 Steve Baker Building 270-683-3969 Thompson Homes Inc. 270-926-1740 Ward Pedley Builders 270-683-4140 Wayne’s Custom Building 270-688-0615

4 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Home Builders Association of Owensboro Board of Directors

Back row (left to right): Todd Boling, Matthew Purcell, Kevin Thomas, Jim Payne and Richard Stallings.

Front row (left to right): Lori Emberton, Amber Farmer, Krystal Caudill and Cindy Kellems.

HBAO

• Research and statistics – aids in solving zoning and development problems • Forms – including limited warranty, FROM PAGE 3 contracts, logos and decals • The chance to participate in the • A customer referral service • Advertising privileges in association HBAO’s annual Home and Garden Show, Parade of Homes and Fall Tour of publications • Monitoring of local regulations and Homes.

Joining the HBAO also means joinlegislation • Workmen’s compensation program ing the Home Builders Association of – a self-insured fund with savings Kentucky and the National Association of

Home Builders. Like the HBAO, becoming a member or those groups include many benefits.

Through affiliation with the Home Builders Association of Kentucky: • Full time staff and lobbyist in Frankfort • Heavy involvement in legislative matters • KY Builder Magazine Through affiliation with the National Association of Home Builders:

• Top national lobby on Capitol Hill • Seminars and workshops • Builder Magazine • Spokesman for the private sector of the construction industry • Largest housing library in the world The HBAO also provides education programming for its members.

Builder members of the HBAO can earn a professional designation of Registered Builder/Remodeler. To learn more visit hbao.com.

Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 5

HBAO plans to help students into home building job field

their field of work.

“We believe this stems from the culture created in our a school systems,” he said. “Children are taught at an early age that if you want to be successful that the only path is through college. That’s simply not true.”

Purcell said some of the most suc-

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he Home Builders Association of Owensboro is currently in the process of starting a workforce development program for students who are interested in becoming a builder, plumber, welder or any other type of home-related professional.

Matthew Purcell, president of the HBAO, said the end result of the classes is what the group is working toward — a new worker who is skilled in their chosen career path.

“Our industry, like most, is rapidly changing,” Purcell said. “Changing in ways that are good and bad.”

Purcell said the good changes are that technology has allowed them to build better, smarter homes and do it more efficiently than ever. From scheduling specialty contractors to dispersing blue prints via email, they are finding smarter ways to work and improve the customers experience.

“With all of the good, our industry is still suffering in the labor department,” Purcell said.

Purcell said it’s a daily struggle to find and keep good help for most in

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BY MEGHANN RICHARDSON

2016 GOLD WINNER

cessful people in the world didn’t go to college.

“Now I’m not saying kids shouldn’t get a secondar y education,” he said.

“What I am saying is that there are other options available. Not everyone wants to be a doctor or a teacher. Some kids are great with their hands and are

good at building things.”

Through the idea of workforce development, the HBAO wants remind students that other opportunities are out there.

With the workforce development classes, students can potentially earn a six figure income and never step foot on a college campus.

The HBAO is working to get the teachers and guidance counselors at the local schools aware of these opportunities.

Purcell said the goal is to guide each kid individually toward what they are most interested in.

“For some that may mean getting an engineering degree from the University of Kentucky,” he said. “For others it may mean becoming a welder or pipe fitter.”

Currently, the HBAO is in the beginning stages - just tr ying to reach out to the educators. The Home Builders Association has set aside several thousands of dollars specifically to raise awareness for their growing need.

For more information on the HBAO or the workforce development classes, call 270-688-0353.

SCOTT BAIRD PLUMBING and HEATING Co., Inc 270.683.6427

M3346 MD 1723

6 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Factors to consider when choosing carpeting

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hen the time comes to choose flooring for their homes, homeowners may be over whelmed by the vast array of options at their disposal. The choice between carpet and hardwood flooring, laminate or tile is a matter of personal preference. People have long extolled the virtues of hardwood flooring, but carpeting can be just as stylish and provides a host of other benefits as well.

In Owensboro, there are several options for places to buy carpet — Carpets Unlimited, Carpet One Floor & Home, Total Impact Carpet Cleaning and Low Cost Flooring Outlet.

Carpeting insulates rooms in the summer and winter, adding that extra level of protection against the elements. Carpeting also absorbs sound in a home. Many appreciate the warmth and cozy feeling of carpet, especially when stepping out of bed. Carpeting also can increase the level of safety at home. According to the Carpet and Rug Institute, carpeting makes areas of play safer and may also reduce the severity

of an injury in the event of a fall.

Today, there are many different types of carpeting available. Selecting the right carpeting for a room comes down to identifying the level of traffic in a particular room, the attributes homeowners would like the carpet to have and any other needs that fit with their lifestyles.

The following guidelines can make carpet shopping a bit easier.

TYPE OF CARPETING

There are many different types of carpeting, some of which are best suited to certain situations. For example, plush and saxony carpets are better in low-traf fic areas. These carpets may show footprints and also vacuum tracks and dir t, but they’re higher on the comfort spectrum than other types of carpet. Berber, which is more flat and dense, helps mask stains and tracks.

It is durable in high-traffic areas. Textured carpets like frieze are cut from fibers of dif ferent heights, so they mask stains and are also softer on the feet than berber.

PADDING

Padding can impact the way carpeting feels and how long it lasts. It isn’t always necessary to purchase the most expensive or thickest padding. However, it is wise to pick a pad that matches the type of carpeting you’re selecting and one that aligns with how you plan to use the room. You may be able to go with a thinner pad in low-traffic rooms and beneath dense carpeting like berber. In high-traf fic rooms, choose a thicker, more durable padding. Padding prevents carpet backing and fibers from coming apart over time. It pays to invest in a padding that will last as well.

INSTALLATION

Select a reliable carpet retailer and installer for your business. Competent installers will lay the carpeting in the correct manner so that it will look beautiful and maintain its durability for the life of the product. Shop around to find the right installer or even do the work yourself if you feel capable.

Take time when shopping for carpeting, which is a substantial investment that can last for many years if the right material is chosen and installed correctly. Enjoy the warmth, comfort and safety of your carpet.

Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 7

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8 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Checklist for choosing a remodeler CHECK WITH THE HOME BUILDERS ASSOCIATION OF OWENSBORO TO FIND THE RIGHT BUILDER FOR YOU.

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Verify the r emodeler has the appropriate license(s) in your state.

Look for professional designations such as CAPS, Cer tified Graduate Remodeler (CGR), or Graduate Master Remodeler (GMR).

Ask your professional remodeler for a written estimate of the work to

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igure out how much money you have to spend on the home modification project.

Seek referrals from friends, family, neighbors, co-workers, and others who have had similar work done.

Search the Director y of Professional Remodelers to locate an NAHB professional remodeler in your community or contact your local home builders association or remodelers council.

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Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 9

be done based on a set of plans and specifications. Be prepared to pay for this package.

Select a professional remodeler with plenty of experience with your type of project. Remember, lowest price does not ensure a successful remodeling project.

WHICH IMPROVEMENTS DOES YOUR HOME NEED? • Do I want to add a bathroom and possibly a bedroom to the main level?

• How can I make my kitchen more functional?

• Am I worried about preventing falls?

• How much money can I budget for this project?

• Will I need to get a home equity loan?

• Will other members of my family benefit from modifications?

• Will remodeling increase the energy efficiency of my home?

• Where do I find a professional I can consult with about my needs?

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10 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

The benefits of hiring professional contractors

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he DIY movement has inspired many homeowners to tackle home repair and remodeling projects on their own. DIY projects can be rewarding, and many homeowners who have embraced the DIY movement have discovered talents they never before knew they had.

But no matter how simple popular home renovation television shows make remodeling projects appear, homeowners should know that such under takings are far more dif ficult than they appear on television.

Homeowners who overestimate their abilities and the time they have to complete projects can cost themselves substantial amounts of money.

In fact, there are a variety of reasons homeowners might want to work with professional contractors when tackling home improvement projects. lems. But applying such an approach to home improvement projects is risky EXPERIENCE and potentially dangerous, not to menA trial and er ror approach can tion costly. Experienced professional work with various projects and prob- contractors with strong track records

INSPIRATION

One oft-overlooked benefit of working with professional contractors is the likelihood that they can draw up ideas for projects that homeowners might other wise never have thought up on their own. Homeowners without specific ideas in mind can ask contractors to come up with various scenarios before committing to a particular one. Veteran contractors can draw on years of experience to create designs that DIYers might be incapable of coming up with and/or incapable of seeing through to completion.

COST

(seek recommendations from friends or neighbors) won’t have to go through trial and error and are therefore more likely than DIYers to complete a project on time and on budget.

Conventional wisdom suggests it’s less expensive to do something yourself than to hire someone else to do it for you, but that’s not necessarily true of home improvement projects.

Labor costs typically account for a substantial amount of professionally contracted projects, but homeowners can cut those costs by volunteering to do some of the simpler tasks

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Wednesday, March 1, 2017 Messenger-Inquirer

themselves. In addition, contractors often purchase materials at a much lower cost than individual homeowners because contractors buy in bulk.

So while labor costs might be lower on DIY projects, the cost of materials can offset those savings.

RESALE VALUE

Many homeowners renovate their homes with eyes on improving the resale value of those homes. But if homeowners want to showcase a newly remodeled kitchen when selling their homes, they should be prepared for prospective buyers to ask who worked on the project. Fearing potential problems down the road, some buyers might be put of f by homes that were remodeled by DIYers and not professional contractors.

Renovating a home on your own can be a rewarding project for homeowners. But it’s important that homeowners recognize the many benefits of working with professional contractors before making any final decisions with regard to who will tackle their next project.

For a list of registered builders in Owensboro visit hbao.com.

Home & Garden Show 2016 11

12 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Modifications to make bathrooms safer

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ew areas in a home can prove as perilous as bathrooms. The Centers for Disease Control and Prevention says every year around 235,000 people over the age of 15 visit emergency rooms in the United States because of injuries suffered in bathrooms. The majority of these injuries — many of which require hospitalization — result from falls.

Injuries sustained in bathrooms typically occur in and around bathtubs, usually when a person is getting in or out of the tub. Falls occur when people slip on wet surfaces or get dizzy and lose consciousness within the tight confines of the bathroom.

Although bathroom injuries are mostly associated with the elderly, anyone is susceptible to such injuries. Debilitating diseases, instability from an accident or injury or even impaired vision can trigger a bathroom accident. Thankfully, some minor modifications can make bathrooms safer for everyone.

GRAB BARS

Unsteady individuals may rely on towel bars or shower knobs to provide some balance when maneuvering around bathrooms. But such items were not designed to support a person’s weight and can be slippery, making grab bars the safer choice.

Look for bars with slip-resistant surfaces instead of chrome plating. Bolted-in bars that are fixed to the studs in a wall, provide more reliable support than bars that employ suction to stay connected to the wall.

Install the bars where they provide optimal leverage and stability, such as close to the shower and on each side of the toilet.

CHAIRS

A bath/shower chair can make bathing safer. Pharmacies and medical supply retailers carry these sturdy, plastic chairs and stools which can fit inside of a shower or tub. They enable a person to rest his or her legs and sit while bathing.

When remodeling a bathroom, have a seating area built into the design of the shower enclosure so that the addition looks seamless.

TRANSFER BENCH

Many injuries occur when people are attempting to get in and out of the tub or shower, but a transfer bench can greatly reduce the risk of such injuries. The bench is placed outside of the tub, and

users just sit on the bench and then swing their legs over the ledge of the tub rather than stepping over while standing.

WALK-IN SHOWERS

Some homeowners are eliminating tubs from their homes altogether. A walkin shower provides a barrier-free entry into the shower, making it safer for those who have difficulty stepping into and out of bathtubs.

LEVER-STYLE FIXTURES

Knob temperature controls on faucets can be challenging to grasp for people with arthritis or poor grips. Lever-style fixtures are easier to maneuver and can help prevent scalding. These levers also are easier for children to manage. The National Kitchen and Bath Builders Association recommends installing pressurebalanced and temperature-controlled valves in the bath and shower.

FORGIVING FLOORING

Tile may be preferred around the bathroom, but it can be cold and slippery.

Investigate other water-resistant flooring materials that may be softer underfoot and offer greater traction. Rubber flooring made from recycled tires is one option that is gaining ground for its practicality and sustainability.

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Home & Garden Show 2016 13

How to find the right replacement windows R Wednesday, March 1, 2017 Messenger-Inquirer

eplacing old windows is often a wor thwhile investment for homeowners. Energy-ef ficient windows can prevent heating and cooling loss and keep homes more comfortable throughout the year. Such windows also can improve a home’s resale value, proving a good return on investment for homeowners who want to upgrade their homes before putting them on the market.

According to the U.S. Department of Energy, homeowners might find it more cost-effective to replace very old and/ or inefficient windows to improve their energy efficiency. Such an upgrade can save homeowners substantial amounts of money on heating and cooling costs.

Window replacement projects can be costly, so it pays to get the job right the first time. Before beginning a window replacement project, homeowners should research which windows will meet their specific needs, learning the subtleties between finishes and features, as well as comparing prices for the windows and installation.

CHOOSE THE RIGHT TIME OF YEAR

The best time of year to plan window replacement is when the weather will be warm, ideally in the spring or early summer. However, homeowners do not want conditions to be too warm, as each room where new windows will be installed will temporarily be exposed to the elements. Furthermore, caulk adheres better in warmer weather and will dispense easily.

CONSIDER AVAILABLE FEATURES

When replacing windows, homeowners may want to install the same style windows they currently have. But the problems that led to the need to replace windows may still exist even when new windows are installed. When replacing windows, consider energy performance ratings based on the locations of the windows in the house. To make sure they make the most educated decision, homeowners can investigate the solar heat gain coefficient, U-factor, visible transmittance and light-to-solar gain.

Explanations of these ratings are available at Energy.gov.

sider the amount of maintenance they will need. Wood-framed windows may require more upkeep than aluminum, fiberglass or vinyl. Also, consider if certain window types, such as doublehung windows, casement windows, awning windows, or slider windows, would be practical.

KEEP HOME STYLE IN MIND

A poor match between windows and the style of the home can produce unwanted changes in the appearance of the home. Replacement windows should match the style and appearance desired.

EXPECT MINIMAL DISRUPTION

When homeowners hire professionals who are good at their craft, window replacement projects should not be a terrible inconvenience. According to American Window Products, Inc., seasoned professionals will be able to complete a replacement window upgrade in a short amount of time depending on the size of the home and the number of windows being replaced.

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Wallpapering, Painting & Design No job too small 30 years experience FREE ESTIMATES

270-316-9675

16 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Benefits to hiring a landscaping service

T

he desire to have a pristine, well-manicured landscape leads many homeowners to toil outdoors for hours ever y weekend. Hiring a professional landscaper can free up homeowners’ time and help them ensure their yards are cared for properly.

One of the benefits of hiring a landscaper is the time savings. Landscapers typically have commercialgrade equipment that can dramatically reduce the time it takes to mow

and perform other maintenance tasks around your proper ty. Fur thermore, some ser vices have multiple employees working concurrently, enabling them to tackle several projects at the same time and complete them in a fraction of the time it would take a homeowner working on his or her own.

Landscapers familiar with botany and landscape design understand how to properly care for plants and trees on your proper ty, while nov-

ice green thumbers may be unaware about when to pr une tr ees and shr ubs, at what height to cut the lawn and which plants will thrive in par ticular locations. Such do-it-yourself maintenance may even cost more money than leaving it to a professional.

Hiring a professional landscaper is, in many instances, more economical. For a certain weekly or monthly fee, homeowners receive the benefit of professional knowledge and execu-

tion. Also, homeowners will not have the expense of purchasing the various tools and equipment necessar y for lawn and garden maintenance, tools and equipment that include lawnmowers, string weeders, edgers, fer tilizer, grass seed, leaf blowers, and shovels.

Another benefit is the lawn will continue to be mowed whether a homeowner is home or not. During the spring and summer vacation season, it’s easy for homeowners to

Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 17

overlook their lawn and garden in favor of recreation and leisure activities. Without proper watering and maintenance, lawns and gardens can brown or overgrowth can occur. But hiring a landscaping ser vice allows homeowners to rest assured that their yards will be maintained whether they’re home or not.

Hiring a local landscaping ser vice will not only benefit homeowners, but also it will benefit the local economy. Residents can feel comfor table knowing their lawn ser vice will be available for calls when needed and will be familiar with the community. Also, local contractors may go the extra mile to earn your business recommendation.

Hiring a landscaping service can be advantageous to homeowners who want to free up time and still enjoy a well-maintained landscape.

No Closing Costs For a Home Equity Line of Credit Remodeling or redecorating, take advantage of our PBI Bank home equity line of credit. It’s a great way to finance your renovation projects – especially with no closing costs! Stop in to see us today.

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Interest rate will be determined based upon home value, available equity, debt to income ratio and credit history. Subject to credit review and approval. Maximum loan-to-value ratio can be up to 90%.

Loan is subject to a $65.00 annual fee after the first year. If you pay off and close the line of credit within the first 36 months, a $399.00 early termination fee is required. Property insurance required. Product eligible only for consumer, owner-occupied primary residences. Mobile or manufactured homes and non-owner occupied properties are not eligible. Additional fees, terms and conditions may apply. Offer subject to change at any time.

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18 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

Selecting a customized hardwood floor

N

o other flooring option delivers the splendour, warmth and value of natural wood. Today there are countless colours available to choose from as well as different species, each with their unique characteristics. No matter the decor style of your home -modern, contemporar y, zen, r ustic or urban -- today’s hardwood flooring manufacturers have something for every style and taste.

In fact, one of North America’s leading manufacturers, Mercier Wood Flooring, boasts over 13 wood species and 74 rich colors and one can choose among over 2,000 options of every conceivable description.

“From natural rustic looks to cutting edge contemporary, we can offer so many colors, species, finishes, strip widths, and grades that the possibilities for personalizing your floor are almost endless,” explained Michel Collin, Director of Marketing for Mercier. Here are the four key steps to consider, according to Collin, to create a unique centerpiece hardwood floor that’s custom tailored for any interior space from country home to urban loft.

1. COLOR SCHEME

Are you looking for something light or dark? Understated or with bold character? Choose the color that best matches your decor from a wide variety of colors available in each species. For uniform hue and a clean look, opt for either “Select & Better” or “Premium” grades.

If you enjoy more pronounced color variation and wood with more character, you may prefer “Antique” or “Classic” grades.

2. SPECIES

From Red Oak, Hard Maple, Yellow Birch, White Ash, White Oak or Brazilian Cherry, each wood species has its own personality and distinct look (grades and width) that comes across in its maturity, hardness, and durability.

facturers are now offering 61/2” and even 71/4” boards in certain species. This is part of the emerging trend of the last few years where consumers are seeking more rustic looks for their hardwood flooring choices. Along with wider boards, another way this is achieved is with the latest use of different textures to give wood either a distressed look of barn wood, prominent knots or the natural lines of boards planed the old fashioned way.

Floor Concepts, Inc. Hardwoods - Carpets - Vinyls - Porcelain Tile Sheet Vinyl - Luxury Vinyl Tiles And More Residential and Commercial Installations Showroom Hours: Monday Thru Friday 8am to 5pm Saturday 9am to 2pm

3. GLOSS

Depending on the species, you can choose between a matte, semi-gloss and satin finish. A matte, semi-gloss finish tends to project a more formal atmosphere; whereas the natural look of a satin finish will feel more casual and better disguise wear and tear.

4. WIDTHS AND TEXTURES

Wider planks, which are becoming increasingly popular, tend to create a more casual rustic appearance, while narrow planks are more formal. Manu-

221 Williamsburg Square • Owensboro, KY 42303 (Across from Owensboro Christian Church)

Phone: 270-231-8110 or 270-929-5944

Wednesday, March 1, 2017 Messenger-Inquirer

Home & Garden Show 2016 19

How to build an eco-friendly home

W

hether you’re passionate about saving the environment, want to save on energy bills and repairs, or simply need to move into your new place quickly, an eco-friendly home is the right choice for you. Fortunately, building your home guided by eco-responsibility is now easier than ever, as improved practices in the construction industry reflect the greening of building codes across America.

This proactivity is highlighted by advancements in window daylighting, insulation, air infiltration, and new wallbuilding materials. More than just the satisfaction of knowing you’re doing your part for the earth and generations to come, incorporating green design has tangible benefits, too. Choosing methods and materials that go above and beyond the minimums of building codes offer additional advantages. If you want to reduce your energy consumption, con-

serve more and increase your property value, be sure to choose a builder who has a demonstrable record in eco-responsibility.

“A huge step forward is to replace the traditional wood framing of your house with what we call ICFs — insulated concrete forms,” says Keven Rector at Nudura, a leading name in this technology.

“If, for instance, you build the envelope of your house with concrete instead of wood, the energy required to heat and cool it will be significantly reduced, a plus for the environment, and along with reduced energy bills, a plus for you.”

By replacing traditional wood framing with this insulated concrete system, you’ll also enjoy lower energy bills, a sound barrier against outside noise, and a home that’s less prone to drafts, cold spots, and mold. Your home will be safer, as ICF construction is fire-resistant and able to withstand hurricane winds up to 250

miles per hour.

“Builders receive workplace benefits, too,” Rector notes. “ICF construction assures the adherence to American building codes, it takes up less shipping space, requires less manpower at the site, and

the assembly is faster than wood framing. Time-strapped builders and eager homeowners benefit equally from this efficiency.”

If you want your builder to use ICFs, be sure to discuss it early in the plans.

Everyone could use a little extra help on moving day.

Closing your loan as quickly as possible and getting you settled into your new house is our top priority at First Security Bank. Whether it’s \RXU ͤUVW KRPH SXUFKDVH RU you’re a seasoned veteran, our FRPSHWLWLYH UDWHV DQG IULHQGO\ PRUWJDJH OHQGLQJ RIͤFHUV ZLOO KDYLQJ \RX SDFNLQJ LQ QR WLPH Call Bruce or Christi today!

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813 E. 18th Street • 685-4444 Mon.-Fri. 7am-6:00pm, Sat. 7am-3pm

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888-425-8000 • FirstSecurity.net All loans are subject to credit approval.

Bruce Sook

270-663-4721

313 Frederica St. | 270-688-8878 • 3560 Frederica St. | 270-663-4646

NMLS #462061

Christi Evans

270-663-4687

20 Home & Garden Show 2016 Wednesday, March 1, 201 Messenger-Inquirer

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