4-2-16 REIO

A Special Publication of the Messenger-Inquirer

INSIDE OUT

REAL ESTATE

HOME DECOR • GARDENING

C

Featuring Listings of the Owensboro Multiple Listing Service (MLS)

Messenger-Inquirer

Saturday, April 2, 2016

OPEN HOUSES

2 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

For more information see realtor’s office ads for open house times

EAST

L. Steve Castlen Realtors 2911 Old Hartford Road Vonnie Williams

L. Steve Castlen Realtors 4327 Plantation Pointe Joe Daugherty

L. Steve Castlen Realtors 1925 Celebration Circle Jagoe & Castlen

Real Living Home Realty 3800 Covent Gardens Connie Barnett

L. Steve Castlen Realtors 3909 Hwy 144 Sue Davis

Keller Williams 6111 Old Hwy 54

L. Steve Castlen Realtors 2381 Ford Avenue Cheryl Contratto

Real Living Home Realty 8746 Ward Road Connie Barnett

L. Steve Castlen Realtors 1213 Cary Court Cindy Whitmer

SAT., APRIL 2

Rose Realty 2935 Southland Road Nathan Johnson Rose Realty 2041 Spring Creek Trace Selena Pearl

L. Steve Castlen Realtors 2011 Littlewood Drive Jonell Richeson

Re/Max 3801 Westminster Court Rick Cummins

L. Steve Castlen Realtors 3221 Pleasant Valley Road Leigh Ann Garner

Re/Max 4419 Wilderness Trace Reba Besecker

L. Steve Castlen Realtors 2963 Summer Pointe Court Devin Taylor

Re/Max 6334 Valley Brook Trace John Reynolds

Re/Max 5685 Old Hwy 54 Scott Calhoun

L. Steve Castlen Realtors 3221 Pleasant Valley Road Jenny Legg

L. Steve Castlen Realtors 6651 Hwy 431 Cheryl Contratto

Keller Williams 2717 South Griffith Avenue

L. Steve Castlen Realtors 4254 Springhurst Lane Walter Mayes

L. Steve Castlen Realtors 1727 Sterling Valley Jenny Legg

L. Steve Castlen Realtors 1919 Celebration Circle Jagoe & Castlen

Risner Realty 1750 Sioux Place

SOUTH

L. Steve Castlen Realtors 1600 Tamarack Road Jonell Richeson L. Steve Castlen Realtors 3601 South Griffith Avenue Bob Lyons

CENTRAL

L. Steve Castlen Realtors 3110 Knob Court Steve Castlen L. Steve Castlen Realtors 3610 Monticello Drive Jonell Richeson

WEST Keller Williams 2234 North Startford Drive Lewisport Riser Realty 175 Market Street

SUN., APRIL 3 CENTRAL L. Steve Castlen Realtors 1201 Hickory Lane Cheryl Contratto

Different ways to finance senior living

BY METRO CREATIVE CONNECTION

Upon retiring, many seniors downsize to all-inclusive independent living communities. These communities provide all various amenities without asking seniors to negotiate the obstacles of traditional home ownership.

Although senior living apartments or condominiums often may great living arrangements, all-inclusive prop-

erties tend to cost more money than standard apartments. Interested parties may experience a bit of sticker shock initially before looking for ways to finance their new living arrangements.

• Long-term care insurance: Individuals who plan ahead can invest in long-term care insurance. This insurance may be able to cover the costs of some housing facilities, or help finance

outside private caregiver assistance.

• Life insurance policies: Some insurance policies can be cashed in for a percentage of their face value. This money can then be used to offset the costs of senior housing.

• Home sale profit: Many seniors sell their homes and pay for new living situations with the return on those sales. Bridge loans can help as seniors

wait for their homes to be sold.

• Line of credit: A loan system called an “Elderlife Line of Credit,” enables multiple family members or friends to share the cost of paying for eldercare.

• New location: Finding a community in locations with more manageable cost of living expenses may be the best way to maintain your standard of living without breaking the bank.

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

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Real Estate Inside Out

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5 things to discuss before purchasing a home

BY BPT

I

n a mar riage, you count on your spouse to be there with you through the good and the bad. They are your best friend, your confident and your closest ally. And you count on being able to have impor tant conversations with them as well.

One of those impor tant conversations ever y couple should have focuses on money and each person’s respective financial goals, especially if you are planning to purchase a home. However, 33 percent of mar ried or par tnered adults have dif ficulty discussing money with their significant other, according to a Wells Fargo survey. “I think money is one of those topics most couples put of f discussing because it can be sensitive,” says Arlene Maloney, senior vice president, Wells Fargo Home Mor tgage. “However, if you don’t discuss money before entering into a major credit purchase, like homeownership, you open yourself up for potential pr oblems down the road.”

Purchasing a home is one of the largest investments most people make in their lifetime. When two people decide to achieve the goal of homeownership together, it’s impor tant to understand not only your own finances and credit profile but your par tner’s finances and goals as well.

To help you broach this conversation with your par tner, here are some things you should discuss before you move for ward: Where you will live and what you want to purchase. Do you want to live in the city or the suburbs? Are you set on a single-family home or a condo? Do you want to build your home or purchase an established proper ty? Having answers to these questions will help you speak to a lender and learn more about how the type of home you choose may af fect loan approval requirements or what options exist if you want to build your home. You’ll also learn if any

bond or down payment assistance programs may be of fered in the municipalities you are considering.

Your par tner’s cr edit scor e.

Lenders use customers’ credit profiles to help determine your ability to repay a loan. When purchasing a home with someone else, both of your credit scores are considered. In most cases the lowest middle score between the two of you will be used. If you or your significant other has a ver y low score this may not only impact the loan amount you receive but also the interest rate. It may even prevent approval. If one of the credit scores is ver y low, as a couple you might discuss only one person applying for the mor tgage loan.

Have an honest conversation about debt. An impor tant factor that lenders evaluate is your debt-to-income ratio. This varies by mor tgage program but a good r ule of thumb is to ensure your

debt level is at or below 36 percent of your gross monthly income.

Having an overabundance of debt could impact the amount of the loan or whether you receive mor tgage approval.

How much money can you put toward the purchase? It isn’t necessar y for you to put 20 percent down but most loan options require some sor t of down payment. In many cases lower down payment options require mor tgage insurance, which will incr ease your monthly payment.

Will one or both of you be on the note? If purchasing a home with someone else, each of you must qualify in order to be on the note, and both of you are responsible for the debt. If only one person is on the note, the other may not engage in any transactions regarding the loan, including refinancing, or application for modification. If one of you has less desirable credit, you may decide that

only one of you will apply for the mor tgage. You should also consult your state’s attor ney general’s of fice to see if any community proper ty laws exist in your state.

Such laws could make a spouse legally responsible for any debt acquired by the other spouse after mar riage. If such a law exists in your state, it’s impor tant you are aware of it.

Purchasing your first home is an exciting time and, for many people, a sign of success. But while you may want to r ush out and star t the shopping process now, take your time. Having a conversation with your spouse about the topics above beforehand will ensure you’re both on the same page and set you up to make the most of your future and the home it includes. To find answers to your other questions about credit and homeownership, visit Wells Fargo’s Smar ter Credit Center or WellsFargo.com/mor tgage.

8 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

2960 2960Fairview Fairview Drive Drive Owensboro, KY Owensboro, KY Search at SearchAll AllListings Listings at

www.gulfstreamdev.com www.gulfsteamdev.com

Jay Velotta

Jay @gulfstreamdev.com Cell: (270) 314-1130 Office: (270-685-9007 Office: (270)-685-9007 COMMERCIAL SPECIALIST

Turnberry Estates New residential development offering various lot sizes.

Wooded, lake front and lake view. Call to schedule private viewing today.

408 Frederica Street – Over 3 Acres of premium property in the downtown Owensboro on the corner of Frederica and 4th Streets MLS# C67776

3910-3915 Hwy 54 – The Woodlands – Almost 5.5 acres of property available offering Hwy 54 access MLS# C67745 &C67746

3248 Mt. Moriah Drive 1 acre commercial pad located on a corner lot at Highway 54 and Fairview Drive. Will ground lease or build-to-suit. MLS#C67871

315 Carlton Drive 17.69 ACRE COMMERCIAL PROPERTY LOCATED BETWEEN FREDERICA STREET AND JR MILLER BLVD. MLS#C67321

101 Frederica Street 0000 SF building for lease- 8941 square foot restaurant space on the ground floor of a new multi-story residential condo building located on one of downtown Owensboro’s premier corners. The building includes a large outdoor patio with great views of the river, as well as a numerous amenities. The restaurant space can be subdivided. MLS# C65043

3310 Professional Park Drive, Suite B Space will be available for lease April 1, 2016. Woodlands Professional Plaza off Fairview Drive situated next to Kohl’s MLS# C67570

Highland Pointe Development – Over 20 Acres of mixed-used development consisting of restaurants, office buildings, hotels, and retail properties. Parcels in Highland Pointe are available for ground lease, and the owner can build to suit.. Existing users within the development include: Academy Sports & Outdoors, Cheddar’s, Culver’s, Logan’s Roadhouse, Ashley Furniture, Courtyard Marriott, and US Bank.

1201 Hall Street over 9,000 SF of space in 2 story building on corner lot offering newly renovated executive office space, Shop, tool room and Warehouse. MLS# C66509

Heritage Park Development Heritage Park is a mixed use planned development near the Owensboro Regional Airport.

MLS#’s C66360,C66361, C66362, C66363, C66364, C66365

1201 Frederica Street building is located in the heart of Owensboro Frederica Street offering over 20,000 SF. MLS# C64427

5036 Best Way – 38.78 Acres. MLS# C67777

2000 East Parrish Avenue – Approximately 7 Acres.

MLS# C65362

3200 West Parrish Avenue Approximately 1.067 Acres of vacant land. MLS# C64786

3216 Buckland Square Approximately 2.45 acres of vacant land adjacent to Owensboro/ Daviess County Regional Airport.

Large lot on corner of Carter Road and Buckland. MLS# C64787

5010 Wildcat Way 20000 SF retail strip center Adjacent to Walmart. Spaces range from 1500 SF to 10,000 SF. Available immediately.

MLS# C64412

1731 West Parrish Avenue 2.816 +- acres, centrally located. (350 +- ft. of frontage).

MLS# C65038

3415 New Hartford Road This .76 acre lot Zoned B-4.

MLS# C65024

1201 East 18th Street FOR LEASE - approximately 10,000 SF warehouse space 2,000 SF Professional Office space - Call for pricing. MLS# C66943

4232 and 4320 West Parrish Avenue – total of 6.74 acres. Property is contiguous or can be separated. Corner of West Parrish Avenue and Old Calhoun Road. MLS#’s C64979 and C649771

1 Bullfrog Blvd. Premium professional office lease space at air park – MLS# C67398

1307 West 2nd Street – Price Reduced! Property is located on a corner lot. MLS# C65441

1330 Hwy 144 Located on the corner of Hwy 144 and Pleasant Valley Road Former bank location situated on .7 acre corner lot with direct entrance and egress on Hwy 144 and Pleasant Valley Road in close proximity of new Owensboro Regional Health hospital. MLS#C66019

1711 East Parrish Avenue 1.51 Acres of commercial land offering Great location.

Possible build to suite. MLS# C66122

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

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The quick guide to home financing

BY BPT

I

t’s an all too familiar monthly event: you write out a rent check and wait for the funds to disappear from your bank account. But what if instead of making endless payments on something you don’t own, you could own a home of your own? When you finance a home purchase with a mor tgage, you build equity and increase your percentage of home ownership with each payment made.

“Homeownership may sound like a big step, but it’s not as out of reach as you might think,” says Eric Hamilton, President of Vanderbilt Mortgage and Finance.

Vanderbilt Mortgage offers these tips to home financing to help you realize a place of your ver y own:

Assess your financial situation.

Before you even begin to look at homes, you should know what you can af ford. Consider your debt-to-income ratio which is your monthly income compared to your total monthly bills. After figuring your ratio you will have a better idea as to

what you can afford for a mortgage payment. To determine what your monthly mortgage payment might be, use an online mortgage calculator.

Budget and save.

Financing a home begins with budgeting to ensure you have an appropriate down payment.

Be sure to set a realistic goal and use the idea of your future home as an incentive to stick to it. You can set up a savings plan, evaluate your current spending, and consider earning extra income to help reach your savings goal. Don’t forget to celebrate your achievements along the way toward reaching your goal!

Maintain your credit.

There are a number of ways you can build your credit, ranging from opening a checking or savings account to paying all of your bills on time.

Getting a secured credit card can also help to build your credit. Be sure to monitor how often you use the credit card and how much you spend so as not to create revolving credit debt. Tr y to minimize your outstanding debt and keep existing debts in check.

Apply for a loan.

Know ahead of time what information and documents you’ll need to complete a home loan application to help make the application experience as easy as possible. Documents needed may include: proof of income, employment information from the past two years, stateissued identification, proof of residency, and your social security card. Brush up on home loan terms so you can be knowledgeable throughout the process.

Stay on track with your payments.

After you have moved into your dream home, be sure to make your mortgage payments in full and on time. If you can, plan an optional early mortgage payoff by making additional payments toward your principal balance each month.

Care for your home.

The financial responsibility of owning a home is just the beginning. You worked hard to finally get to this point, so why not keep your home in top shape? Create a home maintenance checklist and make a point to regularly go through it. Keep track of routine items like checking HVAC filters, cleaning the sink disposal and cleaning out the gutters.

2960 Fairview Drive Owensboro, KY 42303 Search All Listings at

www.gulfstreamdev.com

RESIDENTIAL AGENTS AND LISTINGS Kevin Russell (270)314-4481

300 E 5TH ST. FANTASTIC OPPORTUNITY IN THRIVING DOWNTOWN OWENSBORO. ZONED P-1 SO MANY USES FROM SINGLE FAMILY, DUPLEX, AND PROFESSIONAL USE. NEEDS TLC BUT IS RICH IN CHARACTER AND CHARM. GREAT CANVAS FOR A MASTERPIECE. MLS# 64926 $150,000 10036 WALNUT ST. WHITESVILLE ATTENTION INVESTORS OR FIRST TIME HOME

BUYERS! GREAT OPPOR-

WHITESVILLE. 3 BR, 1 BATH. DEFI-

TUNITY IN

NITELY WORTH A LOOK

AND WON’T LAST LONG.

MLS# 66221 $54,900

Renee Ginn Roethemeier (270) 313-4246

Jimmy Gaw (270) 222-0900

2005 BRECKENRIDGE ST. CENTRALLY LOCATED

CORNER DOUBLE LOT HOME WITH MANY UPDATES! THIS COULD EASILY BE A 4 BEDROOM 2 BATH HOME. DRY BASEMENT! INTERIOR UPDATES NEEDED! MLS# 68066 $100,000

2129 BERKSHIRE DR. CONTRACTOR SPECIAL FINISH THIS ONE TO SUIT YOUR TAST - P LANNED 4 BEDROOM 2 BATH HOME OFFERING THE

OPPORTUNITY TO BUILD TO SUIT YOUR NEEDS.

NEWER ROOF. MLS# 66043 $34,900

REDUCED

Jimmy Gaw, a licensed real estate agent, has joined

7353 PETERS ROAD REED, KY HOME WITH 4+ ACRES AND WALK OUT BASEMENT. UPDATES INCLUDE NEWER ROOF, SIDING, FURNACE, CABINETS, FLOORS, AND MORE! DON’T MISS OUT! MLS# 68250 $164,900

Gulfstream Commercial Services,

3926 HWY 144 FOR SALE OR LEASE - BUSINESS NOT INCLUDED IN SALE BUILDING HAS OVER 2500 SQFT WITH

present owner of Bella Regazza

MANY UPDATES TO THE PROPERTY. LEASE IN NNN. TRAFFIC COUNT AVERAGES BETWEEN 15K-25K DAILY.

MLS# 68408

$289,900

LLC. Jimmy had worked for CSX for 21 years, past owner of Dempsy Ornamental Iron, and Boutique. Please call Jimmy for all of your residential and commercial real estate needs.

10 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

Ashley Bellar Diane Brancato Director of First Impressions REALTOR® 270-314-5200 270-316-1127

Principal Broker, Rip Phillips

299 MAIN STREET

Jim DeMaio REALTOR® 270-485-5466

Wes Donahue Kelly Anne Harris Kelsey Jarboe REALTOR® REALTOR® REALTOR® 270-314-9952 270-929-5857 270-903-0564

Steve Lewis REALTOR® 270-302-3426

Melissa Maze REALTOR® 270-929-4898

Brandi Rone REALTOR® 270-485-3612

Shari Tapp Robbie Thompson Jody Young REALTOR® REALTOR® REALTOR® 270-993-7181 270-316-9294 270-993-2325

6151 HWY 54

3146 WOOD VALLEY POINT

$99,900 • MLS 68156

$119,900 • MLS 68385

$339,900 • MLS 68336

$64,900 • MLS 68339

5438 RIDGE POINT CT.

2420 GRIFFITH PLACE WEST

528 BOLIVAR STREET

183 EWING ROAD

N CTIO U D E R

Brandi Rone 270-485-3612

W NE

Brandi Rone 270-485-3612

W NE

Diane Brancato 270-316-1127

G DIN PEN

1206 WEST FIRST STREET

G DIN N E P

Diane Brancato 270-316-1127

W NE

$23,500 • MLS 68364

$94,900 • MLS 68164 Wes Donahue 270-314-9952

Kelly Anne Harris Team 270-929-5857

Kelly Anne Harris Team 270-929-5857

339 WHITTIER DRIVE

2234 NORTH STRATFORD

262 ABBIE AVENUE

6111 OLD HWY 54

Steve Lewis 270-302-3426

N CTIO REDU

$75,000 • MLS 68354

G DIN PEN

OPEN HOUSE 10-11

OPEN HOUSE 11-12

$97,900 • 68069

$154,900 • MLS 68070

$24,900 • MLS 68290

$199,900 • MLS 68100

$154,900 • MLS 68275

Kelly Anne Harris Team 270-929-5857

Kelly Anne Harris Team 270-929-5857

Kelly Anne Harris Team 270-929-5857

Kelly Anne Harris Team 270-929-5857

2456 SPENCER DRIVE

6283 VALLEY BROOK TRACE

3200 BOLD FORBES

820 WEST PARRISH AVENUE

G DIN PEN

$155,000 • MLS 68184

Kelly Anne Harris Team 270-929-5857

1700 FREDERICA STREET

W NE

G DIN PEN

$209,668 • MLS 68076

Kelly Anne Harris Team 270-929-5857

343 CHURCH STREET

W NE

G DIN PEN

$450,000 • MLS 68081

Kelly Anne Harris Team 270-929-5857

6724 BARCROFT

N CTIO U D E R

G DIN PEN

$144,900 • MLS 68353

Kelly Anne Harris Team 270-929-5857

2717 GRIFFITH AVE W NE

OPEN HOUSE 10-11

$1,300,000 • MLS 68369

Kelly Anne Harris Team 270-929-5857

$82,500 • MLS 68348

Kelly Anne Harris Team 270-929-5857

$420,000 • MLS 68084

Kelly Anne Harris Team 270-929-5857

$164,900 • MLS 68403

Kelly Anne Harris Team 270-929-5857

ose ealty

(270) 926-4203 2315 Frederica St.

Saturday, April 2, 2016, Messenger-Inquirer

Selena Lee Ann Karen Nathan Pearl Beeler English Johnson 270-313-1182 270-316-0876 270-929-8499 270-993-6548

NEW LISTING - Open Sat. 4/2 10:00-12:00pm

Mike Lori Rose Castlen Garant McDaniel Garant Office 270-926-4203 270-570-5454

2041 SPRING CREEK TRACE

Selena Pearl or call/text 270-313-1182

2935 SOUTHLAND RD.

Tour with

Nathan Johnson

WON’T LAST LONG! Nice & clean, newly remodeled, brick home with over 1500 sq. ft., 3 bedrooms, 2 baths, family room, sunroom, hardwood, parquet & carpet flooring, fresh paint, fence, 2 car garage with pull down storage & many other updates. Only $134,900! MLS # 67929.

Beautiful home located in Timber Ridge on 1 acre, 4 BR, 3 BA, full finished basement, in-ground pool, 2 fireplaces, many custom cabinets, bamboo, cherry & oak floors, dining area, family room, patio, privacy fence & garage. A MUST SEE! Reduced to $339,000. MLS # 67637.

Selena Pearl 270-313-1182

Call

Mike or Rose Garant 270-570-5454

100 E. 25TH ST.

1611 PARRISH AVE. WEST

Amazing location on corner lot with 3 bedrooms, 1 bath (updated), newer flooring and kitchen appliances, includes washer and dryer, storage building replacement windows, fence, and two-car attached garage. Reduced to $74,900. MLS # 67738.

Great deal for investors or finishing the home to your taste. Nice fixer-upper with 3 bedrooms, 1 bath, fenced yard.

Home is partially remodeled with new flooring, new roof, 2012, new water lines to street, breaker box with wiring & heating/air unit all replaced in 2012-2013. Only $60,500. MLS # 68365.

Call/text

Nathan Johnson 270-993-6548 for showings

Located across from Hermitage Manor near Moreland Park, nice, updated home with 2 bedrooms, 1 bath, dining area, hardwood flooring, new carpet installed Feb. 2016, unfinished basement, freshly painted interior, brick patio, 3 fruit trees and double carport to alley. Only $69,900!

MLS # 67759.

Call

Mike or Rose Garant 270-570-5454

MULTI UNIT

Call

Mike or Rose Garant 270-570-5454

270-993-6548

4823 OAK MEADOW CT.

Mike Garant 270-570-5454 for your showing today

318 W. 8TH. ST. Located near Brescia College & downtown area, this home has two (2 bedroom apartments), 2 kitchens, 2 living rooms, dining area, new basement drainage system with sump pump, replacement windows, patio, fence & garage. MLS # 67911 & 67912. Only $89,900.

or call/text

843 PARKWAY DR.

NEW LISTING 2511 BITTEL RD.

Call/text

Office

Jennifer Hendricks Attorney

Well-kept home with lots of charm & character!

Large chef-style kitchen with updates, separate dining area, 1st.floor master bedroom has attached bath, 2 large bedrooms upstairs with dual closets & nice built-ins. Mostly finished basement with 4th. bedroom, full bath, living area & multipurpose space. Double detached garage. Home warranty included! $164,900. MLS # 68326.

PENDING

Call or text

Betsy Garant

11

270-689-0707 NEW LISTING - Open Sat. 4/2 10:00-11:30am Manager

Located in Woodland Ridge, beautiful, pristine home on corner lot, 3 bedrooms, 2 baths, bonus room or 4th. bedroom upstairs, lots of storage, new Hickory Tahoe wood flooring (50yr warranty), new appliances, newer quartz countertops in kitchen, tray ceilings, patio, garage & much more! MLS # 68355. $200’s.

Tour with

Real Estate Inside Out

1 ACRE - Back on market

5035 GRAHAM LANE Located in Thruston area, this home has 2 car garage, 3 BR, plus extra room off bedroom with separate exterior door, 1 bath (remodeled), replacement windows, newer a/c & furnace, lg. backyard. Rural Housing available. $72,900! MLS # 65906.

Call Mike Garant 270-570-5454

3142 HWY 142 (PHILPOT) Nice find in East County on one-half acre with 3 bedrooms, 1 bath, hardwood floors, spacious kitchen, metal roof, front porch, attached one-car garage with heat and updated breaker box! A MUST SEE!.

Reduced to $62,900! MLS #66956.

Call/text Nathan Johnson 270-993-6548

3589 HWY 56 NORTH (CALHOUN) Located in Calhoun on 1 acre, home with 2 BR, 1 BA, updated: new flooring, remodeled kitchen, roof (2015), newer windows & storm doors, full L/P tank stays, barbed wire fence around boundaries, garage & more. $36,000!

MLS # 67452.

Call/text Selena Pearl 270-313-1182

5 ACRES

Residential LOTS

COMMERCIAL PROPERTY

1313 Haynes Ave.

(42 x 120 Residential LOT)

Cleared & ready for your new home. City street with curbs & utilities are available. Only $10,000!

MLS # 68129.

1665 TICK RIDGE RD. (HAWESVILLE) Located off Hwy 60 in Hawesville, a rare find home built in 2007 on 43.48 acres, 3 BR, 2.5 baths, unfinished walkout basement, 2 pole barns, covered front porch/screened-in back porch, deck, patio & garage. $300’s. MLS # 67498.

Call Mike or Rose Garant 270-570-5454

PENDING

(270) 926-4203

11358 PLEASANT RIDGE RD. 1317 Haynes Ave. Own this beautiful country home you’ve been looking for!

(42 x 120 Residential LOT) Located in Pleasant Ridge on 5 acres, well-maintained Cleared & ready for your new home. City street home, 3 BR, 2 BA, land mostly cleared, fence surrounds with curbs & utilities are available. Only $10,000. property, perfect for livestock or orchard, 30x30 garage, MLS # 68128. multiple outbuildings & more! MLS # 65940.

Call/text Nathan Johnson 270-993-6548 Call

Mike Garant 270-570-5454

www.OwensboroRoseRealty.com

200-202 BRECKENRIDGE ST. Located downtown on 170x150 corner lot. Zoned B3 Commercial property, excellent for car lot & also has 3 car garage to work on autos. Currently leased thru 121-2016 as Commercial Car Lot @ $695.00/month. Only $124,900. MLS # 67313.

Call Rose Castlen 270-926-4203

(270) 926-4203

12 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

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ZZZ 5HDO/LYLQJ+RPH5HDOW\ FRP

********* Servicing the Area for Over 50 Years!! ********** Marsha Open Houses This Weekend Westerfield Saturday

$78,000

155 Sands Dr. Lewisport Adorable brick home with new carport, fenced back yard & storage building. roof approximately 4 years old, Heat & AC replaced October 2015. River view from front and side yard. Excellent neighborhood. Call Marsha Westerfield at 270-316-2240. MLS #68034.

$91,500

NG I D PEN

Very nice 2nd floor condo - Quiet! Newer paint, HVAC and Laminate flooring. Vaulted ceilings, skylight, dining area, large ownerâ&#x20AC;&#x2122;s suite easily accommodates king sized bed, dresser, night stands and vanity - walk in closet too! Private deck overlooks green lawns and beautiful Alexandria! 1 car attached garage plus separate storage area for luggage, holiday decorations, etc. Very quiet and convenient location - hop on the by-pass or head over the hill to shopping and restaurants on Hwy 54 corridor. Steps away from the greenbelt and Legion park. Impeccable condition â&#x20AC;&#x201C; call Karen Pannell today @ 270-903-2167. MLS#67539

2005 Triplett St

Property for lease $775.00 month - located in the Triplett Twist redevelopment district.

Currently a beauty salon with 5 stations, bathroom and massage room, 3 shampoo bowls.

Waiting/Merchandising area out front. Lots of storage in full unfinished basement with washer/ dryer hook up. Approx 8 off street parking spaces with parking on street as well. Could be office, medical billing, dentist, chiropractor, many uses! The Triplett Twist area is a 220 acre area that runs between Triplett and Breckenridge streets, and 9th and 24th Street. Exciting cosmetic upgrades in the works! Call Karen Pannell at 270-903-2167. MLS # 66959.

$160,000

D L O S

266 Matilda Ln This three bedroom two bath home is absolutely adorable!

If you love country living, but want to be close to town, you have to check out this home! Call Edie Render for your personal showing at 270-903-3343. MLS # 68135

4021 So. Griffith Ave. Sa-weeeet! Hardwood floors, new maple kitchen cabinets, granite, updated bathrooms,crown moulding, wainscotting in hallway, new interior paint, fabulous sunroom, privacy fence, storage building , deck, 2 car attached garage with newer insulated door - NOT IN FLOOD PLAIN!!! Living room can be used as dining room. Bar area and table area off kitchen. So nice - call to see it today or youâ&#x20AC;&#x2122;ll miss out! Call Karen Pannell today @ 270-903-2167. MLS # 67774

$65,900

Karen Pannell | 270-903-2167 | kp@KarenPannell.com

10D Quail Ridge

$775 MONTH

1913 Reid Road Nice brick home on east end near new hospital. Garage converted to 4th bedroom or can be used as extra living room.

New laminate throughout home, replacement windows, new roof in 2009, new storm doors. Nice fenced large back yard with shade trees, patio & storage building. Home is in very good condition. Must see! Call Marsha Westerfield for your personal showing at 270-316-2240. MLS # 67998

914 Maple Ave Cozy cottage near the Health Park with all the charm of yesteryear! 2 bedrooms, dining room, family room (vaulted ceiling) plus about 400 sq. ft. of unfinished space upstairs! Large deck with arbor. Corner lot with privacy fence and alley access to back yard. Appointment only to see inside - 24 hour notice required. Contact Karen Pannell for your personal showing at 270-903-2167. MLS#68174

For more information Call, Text or Email:

G N I D PEN

$108,900

2924 Plymouth Place Fabulous home that has been lovingly maintained for the past 23 years. Newer windows and GE profile appliances, hardwood floors under carpet, beautiful 18 x 36 in-ground pool with Gazebo plus gold fish water garden! Nice custom built 2 story storage building. Newly remodeled bath, large eat in kitchen with mega cabinets. Call Karen Pannell at 270-903-2167.

MLS # 68297

1590 Riverview Dr â&#x20AC;&#x201C; Lewisport Custom built, luxury home on Ohio River! River View! River access, only 14 miles from new hospital! Brick home with full basement, partially finished on 1 acre lot. Attached 1 car + garage and 30 X 44 detached garage with heat and AC. 3BR, 2.5 bath, 2,575 sq ft above and 1,730 sq. ft basement. Lots of windows to enjoy the view along with a back porch, automatic gas generator and many other extras! Must see! Call Marsha Westerfield @ 270-316-2240. MLS # 67818.

$77,900

5111 Veach Rd. Custom built, brick ranch home with over 2400 sq. ft.! Formal DR, great room with fireplace and trey ceiling, large eat in kitchen with cabinets galore! Owners suite, double vanities, 2 closets, bonus room upstairs with more attic storage! 2 tier deck, oversized garage. The best of both worlds â&#x20AC;&#x201C; country feel but convenient to EVERYTHING! Call Karen Pannell for your personal showing @ 270-903-2167. MLS #67309

G N I D PEN

2721 Morningside Dr.

3 bedroom, 1 bath. Full unfinished basement with lots of potential! Privacy fenced backyard.

On cul-de-sac. Quiet neighborhood.

Contact Marsha Westerfield @ 270-316-2240 MLS # 67558

MarshaWesterfield@gmail.com

www.MarshaWesterfield.com

$100,000

$239,900

TE A L TOO

Bates Hollow Rd. - Hawesville

Mostly Wooded. Some good timber, last logged about 25 years ago. Has utility easement. Contact Marsha Westerfield at 270-316-2240. MLS # 68153

$120,000

415 Windsong Dr. - Hancock Co.

Custom built brick home with lots of amenities! Central Vacuum, security system, new tank-less water heater, Lots of kitchen cabinets & counter space, large dining room, gas fireplace in Living room, trey ceiling in Owners suite, real hardwood & ceramic tile floors, ceiling fans & lights w/remotes. Walk out poured basement with aggregate patio, theater room, lots of storage, bonus area, workshop & 3 exits (main area, outside & garage). Covered back porch, 3 car garage, storage building and sits on 1 acre lot. Fire Hydrant on property.

Awesome area !! Call Marsha Westerfield at 270-36-2240. MLS # 68166

$88,000

$165,000

$275,000

3800 Convent Gardens ...... $256,500 .........1-2:30 ......Connie Barnett

270-316-2240

$82,000

8746 Ward Rd. ..................... $129.900 .........10:30-12..Connie Barnett

Call Today

5151 Free Silver Rd. Great Property located in the Knottsville area. This 2 bedroom 1 bath offers newer flooring, replacement windows, roof and heat and air. It has a small walk in closet and lots of cabinets with a barn on 1.66 acres. Call Cindy Griffin for your personal showing at 270-313-7503. MLS #68175

9511 McCamish Road-Whitesville, KY Motivated seller!!! Great location in the Whitesville area. Newer roof and numerous updates inside. 3 bedroom 2 bath sitting on 1.42 acres with a barn.

Call Cindy Griffin today for your personal tour at 270313-7503. MLS #68162

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

13

Connie Lou Barnett, v%X\LQJ RU 6HOOLQJ ,WuV *RW WR EH 5HDOw Principal Broker/Owner *5, &56 &5% 500 $5$ 356 46&

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$112,900

3100 W. Parrish Ave Buy all or part of this great property - Outstanding opportunities located just off US 60 Bypass on West Parrish Ave Hwy 56. Very high traffic count. Will divide property as required. Â Call Gordon Barnett at 485-3300 for more information. MLS#61611

ZZZ *RUGRQ%DUQHWW UHDOWRU

3 Steps to SOLD!

$249,000

$89,900

D L O S

500 Parrish Ave E Ideal location at the corner of East Parrish & Sweeney.

Building is great for retail, wholesale, mechanical, electrical, or many other uses! Includes an office, restroom & two large overhead doors! Potential owner financing available. Call Gordon Barnett 270-485-3300.

MLS# 68052

410 Highland Ct. E Charming 3 bdrm home in east Owensboro close to all you could need. Detached garage, wood floors. Call Gordon Barnett at 270-485-3300. MLS #68027

1. Call Robert

2. Call Robert

Robert Johnson Cell: (270) 929-1091

â&#x20AC;&#x153;Large or Small, I Sell Them All.â&#x20AC;?

Email: Robert9291091@gmail.com

www.RobertJohnsonRealtor.com

Boarman Ballard

2063 Spring Creek Trace One level living at itâ&#x20AC;&#x2122;s Best! Beautiful one owner home in Woodland Ridge. Custom brick home features 3 bdrms, 2 baths & open concept. Gourmet Kitchen w/ gorgeous Amish cabinets & more! The one youâ&#x20AC;&#x2122;ve been WAITING for! Call Vickie Ballard at 270-9936573. MLS # 68130

7011 Hwy 56 Just minutes from town, this extra large lot would be ideal to build your dream home or build a shop for a small business. Call Robert Johnson at 929-1091. MLS# 66904

270-993-6573 VickieBallard7@gmail.com

G N I D N E P

718 Cottage Dr. Charming and BEAUTIFULLY UPDATED Home in the very DESIRABLE GRIFFITH Area! 3 Bedrooms, 1 1/2 baths, Basement, & Detached Garage. Beautiful hardwood flooring, arched doorways, Stainless Steel Appliances, attractive tile flooring, newer hot water heater & more!

Wonâ&#x20AC;&#x2122;t last long! Call Vickie at 270-993-6573. MLS # 68044

$209,900

www.VickieBallard.com

$109,900

G N I D N E P

Agent

Vickie

$39,900 255 Boothfield Road Beautiful Custom 3 Bedroom, 2 Bath Brick home in the Ben Hawes area! Home boasts an open Formal Dining Room with double trey ceiling, an abundance of crown molding thru out, and a Bonus Room. Spacious Kitchen features custom cabinets, wood laminate flooring and pantry. Call Vickie at 270-993-6573. MLS #68261.

$209,900

$229,900

2510 Parrish Avenue W & 2514 Parrish Ave W Great investment property. This lot at 2514 A & B West Parrish Ave. has a commercial building and a residential home. This property is to be sold with 2510 Parrish Ave West, to include both residential houses and the commercial building. Each home is 2 Bedroom & 1 bath and is currently being rented. The commercial building is an Auto Glass company. This property is in a prime location and high traffic area on West Parrish. Let your imagination soar with possibilities for any new development in this prime location. $369,000, Call Robert Johnson @270-929-1091. MLS # 67767 & 67769

G N I D N E P

3. Call Robert

521 St. Ann St. Beautifully Restored Home w/ Tremendous Character! 5 Bedroom, 3 Bath home w/ updates galore, basement, 5 fireplaces and much more.

Truly a Masterpiece!

Call Vickie Ballard for your personal showing at 270-993-6573. MLS # 67942

VICKIEBALLARD7@GMAIL.COM â&#x20AC;˘ WWW.VICKIEBALLARD.COM â&#x20AC;˘ 270-993-6573

$299,000

3468 Millers Fall Circle Youâ&#x20AC;&#x2122;ll be impressed with this one! Tastefully decorated with gas log fireplace in living room, ceiling fans throughout. Surround sound, heat and air 2yrs old, updated bath, 2.5 car detached garage, appliances in kitchen stay, carpet 2 yrs, patio and fenced yard. Call Connie Barnett at 270-929-0369. MLS # 68078

2466 Oâ&#x20AC;&#x2122;Bryan Blvd.

Terrific Opportunity endless possibilities on this almost 2 acre lot. Approx 494 feet frontage along Oâ&#x20AC;&#x2122;Bryan Blvd and 198 feet of frontage on Edna. Acreage is in 2 cleared lots (2466 & 2512 Oâ&#x20AC;&#x2122;Bryan Blvd) that must be sold together. Call Gordon Barnett at 270-485-3300. MLS #67997

$114,900

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8746 Ward Road Totally rebuilt - new foundation, new drywall, new insulation, new windows, new electrical, new plumbing, new roof, new cabinets, new appliances, new heat and air, new carpet and flooring. Come see this 2-3 bedroom country home with gorgeous views. 2 outbuildings, all this on 1.47 acres. Call Connie Barnett at 270-929-0369. MLS # 67960

G N I D S PEN2 DAY IN

2435 Sullivan Court This nice brick home in Tamarack Park is in move-in condition! It has 3 bedrooms & 2 baths, an eat-in kitchen, large utility room, attached garage and large fenced in back yard! Itâ&#x20AC;&#x2122;s located on a cul-de-sac, low maintenance, newer carpet & laminate flooring, replacement windows, and newer air conditioning. Call to see this home today! Call Robert Johnson at 270-929-1091.

MLS # 68316

$329,900

Associate Broker/Owner

6470 Hwy. 144 Beautiful country home just waiting for a new family. This home offers 3 bdrms, 2.5 baths, formal dining room, great room with fireplace, den or computer area. Updated kitchen with newer appliances and breakfast nook. Rear porch, storage shed.

Call Connie Lou Barnett for your personal showing 9290369. MLS# 66919

G N I D N E P

D L O S

1900 Robin Road STUNNING One of a Kind Home in Desirable Griffith Area. Home boasts 5 lg bdrms, Main Floor Master, 3 ½ baths, Basement & an abundance of UPDATES! Open concept perfect for Entertaining Inground Pool! A MUST SEE! Call Vickie at 270-993-6573. MLS # 68002

$299,900

Gordon Barnett

D L O S

$1,500,000

3800 Covent Garden Ct.

A quiet & secluded setting on a large 2.2 acre lot, but in the heart of a very convenient subdivision in a preferred school district. 4 Bedrooms, 2 baths, 2735 sq ft plus 294 sq ft in the Sunroom not included in the total sq ft. Contact Connie Barnett at 270-929-0369. MLS# 68227.

OPEN SATURDAY 4/2 10:30-12 $129,900

$179,000

$256,500

OPEN SATURDAY 4/2 1-2:30

4549 Bridle Ridge Rare find! One Owner WALKOUT BASEMENT HOME! Custom home features 4 spacious Bdrms, 3 Bthrms, Formal Dining Rm, Rec Room, Bonus Rm, and lots of storage!

Master Suite on Main Floor with large walk-in closet. Call Vickie at 270-993-6573. MLS # 68000

14 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

(270) 926-0055

VIEW ALL HOMES FOR SALE & LEASE:

2934 FREDERICA STREET OWENSBORO, KY USA

www.TonyClark.com

CED! REDU

O NEW TET! M A RK

12130 Hwy 431, Utica Located on 1.152 acres. One-level ranch 1325 sq ft home. 3 BR. 1.5 BA. Replacement windows. New patio door & shutters. All appliances stay including washer & dryer. 2 exterior storage buildings. $114,500. Mls 68300 Rachel Brown 270-929-7110

P

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SA DI NG EN

6476 Lilac Lane Hidden off Hwy 231 South. Corner lot.

One-level ranch offers 1134 sq ft. 3 bedrooms. Attached 1-Car garage.

100% Rural Financing Available. New Paint & Carpet! Now $74,500. Mls 67354 Tony Clark 270-929-402

2849 Pleasant Valley Rd Located on 1.2 acres. Surprisingly spacious one-level offers step-free living. Over 2355 sq ft of living.

Fireplace in Liv Rm. You’ll love the Owner’s Suite, with its sitting room & massive walk-in closet. Freshly Painted. You’ll love the outdoor living with deck. Now $214,900! Mls 67351 Mike Boling 270-316-7449

P

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SA DI NG EN

2021 Wink Court Now $58,500. Location, Location, Location! Near Churches & Schools.

Charming 2 bedroom home is located on a generous 75 X 150’ lot.

Park-like yard. Mls: 66635 Tony Clark 270-929-4020

7146 Masonville Habit Road Come home to Southeast Daviess County. This 1350 sq ft one-level home offers a degree of privacy, farm field in back. Nestled on less than 1 acre of land. $84,900.

Located in Daviess County, this brick home qualifies for 100% Financing.

Mls 68124.

Bob McPherson 270-313-7278

P

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SA DI NG EN

Heartlands, 2944 Avenue of the Parks The best of Step-free living! 1803 sf. 3 BR, 2 BA. Vaulted ceilings in Great Rm. Open Kitchen with ample cabinets. Generous sized rooms.

Laundry room. Awesome covered patio. Beautifully landscaped. $160k’s Mls 67497 Denise Pace 270-316-8941

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SA DI NG EN

O NEW TET! M A RK

350 Circle Ct, Hawesville: Charming! Nestled on a hilltop setting, this 4 bedroom home awaits!

Well maintained, this home offers a metal roof. Lots of kitchen cabinets.

Basement, too. Detached 24’ 24’ garage. $89,500 Mls 68207 Charles King 270-922-0311

P

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SA DI NG EN

1300 Gilbert Lane Buena Vista- 2420 Bolivar St 2432 Tamarack Rd Now $59,500. Hidden on a quiet Charm & Character! 1200 sq home $76,500 will buy this 1160 sq ft brick cul-de-sac, this 925 sq ft 3 bedroom offers 2 BR & Full Basement. Central home. 3 spacious bedrooms. You’ll love the Eat-in Kitchen. All one level air. Detached Garage. Large Fenced home has been a rental home for the Yard. Great beginnings start here! last 8 years. Priced well to sell quickly. offers step-free living. Located in Twin Now $74,500. Mls 66628.

Lakes/Tamarack Park Area. Buy for Can be purchased alone or as part Tony Clark 270-929-402 less than rent! Mls 66629. of a rental package of 4 homes.

Tony Clark 270-929-4020 Investors, take note! Mls 66626 Tony Clark 270-929-4020

HOMES FOR RENT

2841 Old Masonville Lp 138 Old Livermore Rd N, Utica Now $54,500! Hidden off Hwy Now $85,500! 1900 sq ft. 3 BR, 2 BA 231 near Church. Updated 2 BR home offers spacious living. Liv Rm & home on corner lot. Replacement Den offer extra space! Front & Rear Windows. New Kitchen Cabinets & deck. Scenic Views. 24x20 Metal Building. Mls 67784. 100% Financing Countertops. Updated Bathroom with new vanity & Tub/Shower surround.

Available.

100% financial eligible! R67961.

Rachel Brown 270-929-7110 Angela Clark 270-929-4022

LE !

SA DI NG N PE

!

SOLD

2236 Berkshire Dr 5391 Millers Mill Rd Finding your perfect home or Just $65,000 will buy this all Brick Located on 1.401 acres near apartment to rent is simple with GAC Windridge Country Club. Property Property Management, the area’s one-level home! You’ll love the open includes a 1300 sq ft 3 bedroom brick largest property manager.

Kitchen, with clean, crisp white A division of Tony Clark Realtors. Our ranch home that is in need of repair- appliances included. Walk-in pantry. leasing specialists are exceptional! Caution- Subfloor missing from Living Laundry hookups located within the Room. $30k’s. R67916 Call 270-926-5415 large full bath. New Replacement Angela Clark 270-929-4022 Windows. Mls 67814 Tony Clark 270-929-4020

6106 Stanford Court Lake Forest, 4535 Wexford Crossing $ 339,900 $359,900 Nestled on 0.91 acre home site, atop of hill, overlooking lake & land. Exquisite Brick 1.5 story Simply Exquisite! One Owner Custom Home with the best home site in Lake Forrest! You’ll love the home. Hardwood Floors in Formal Entry & Dining Rms. Fireplace & Surround Sound in Great Rm. rich hardwood floors that flow from Elegant Entry Foyer, to Formal Dining Room, into the Great Room and Kitchen. Fireplace. Custom Cabinets. Generous Sized Kitchen features stainless steel Every cook loves this kitchen- with custom solid cabinetry, tile backsplash, updated appliances appliances including a 5-burner gas cooktop (2014). Island. Walk-in Pantry. New solid-surface including gas convention range. 1st floor Owner’s Suite & Guest Suites (currently used as office). counters. Covered rear patio enclosed in 2010. A Patio Door offers access from Owner’s Suite to Upstairs there are 3 spacious bedrooms, plus bonus rooms. Generous storage. Covered front & Rear Patio & Hot Tub. You will love the attention to detail: Tall ceilings, Crown Molding. Park-like rear patio. Exceptionally maintained- Heating less than 1 year old. Dimensional Shingle Roof. Mls Yard. 3-car garage. Mls 68383.

68232 Tony Clark 270-929-4020 Angela Clark 270-929-4022

Ask your neighbor who SOLD their home – Chances are Tony Clark Realtors did!

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

15

(270) 926-0055

VIEW ALL HOMES FOR SALE & LEASE:

2934 FREDERICA STREET OWENSBORO, KY USA

www.TonyClark.com

!

SOLD

O NEW TET! M A RK

721 Glenn Court East 3901 Riverside Drive Located on a corner lot. Cute & Rare Opportunity! River Front Cozy 2 bedroom home has many Property offers 1.423 acres and updates including roof, furnace, air a breathtaking view of the Ohio conditioning. Attached 1-car garage River. This 2 bedroom home offers and carport. $70k’s R67763 potential for expansion. You’ll love Rachel Brown 270-929-7110 the hardwood floors. 23x10’ screened patio. Side load garage. Park Like Setting! Mls: 68392 Tony Clark 270-929-4020

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P

2911 Chippewa Dr 3 BR, 2 BA 1460 sf brick ranch.

Generous Eat-in Kitchen with Island.

Kitchen appliances included.

French Patio Doors led to 12x20’ rear covered patio. Attached garage.

Detached 24x24’ Building is climate controlled. Privacy fenced yard. AG Pool w/ Deck. Mls 68235 Angela Clark 929-4022

Rough River Cabins: Your Choice of 2 Waterfront Cabins! 4 BR, 2 BA. Walk-out basement. # 38 is fully furnished, $169,900. # 41 is not furnished, $159,900.

Mls: 66856, 66859.

Ken Stiff 270-945-4570

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SA DI NG EN

2544 Iroquois Dr Spacious 3 BR, 1.5 BA ranch on corner lot. Liv Rm plus Fam Rm. Refinished hardwood floors.

Replacement Windows. Updated Kitchen & Bathrooms. Storage building/shop. Attached carport. Mls 68051 Angela Clark 270-929-4022

11272 Hwy 1389, East Daviess Co. 89.9 acres. Property includes 30x70 workshop with 14x70 shed, 26x48 equipment shed, 36x60 hay barn with stalls and tack room, water and electric in each building. Mls 68042 Mike Boling 270-316-7449

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SA DI NG N PE

2006 West 3rd Street Now $53,500. Charming 2 bedroom home offers many updates-Dimensional Roof. Replacement Windows. New Heat & Air. New Carpet & Vinyl, Freshly Painted.

Kitchen appliances Refrigerator & Range. R67672 Angela Clark 270-929-4022

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P

5015 Boswell Rd, West Daviess Co: Located on 1 acre. A-Frame home offers a unique exterior plus a thoroughly lovely interior. 2 BR, 2 BA. Fireplace & Soaring Ceilings in Great Rm. Wood Laminate Floors. Formal Dining Rm. Well equipped Kitchen.

2nd floor Loft. $105,750. Mls 68024 Angela Clark 270-929-4022 42.21 acres on Baker Lane, Hancock Co. Charlie King 13.8 acres on Scenic Hill Rd, Hawesville. Ken Stiff 3.5 acres on Hwy 69, Hancock Co. Tony Clark 4.519 acres and 7 acres in Breckenridge Co. Ken Stiff 1-9 acre tracts Grayson Co., near Rough River. Ken Stiff 237 acres in Hart Co. Ken Stiff 270-926-0055

3412 Monticello Drive Surprisingly spacious, Exceptionally maintained. Home features a Suites concept: 3 bedrooms, 3 baths. Fireplace in Liv Rm. Formal Din Rm. Replacement Windows. Dimensional roof 2013.

Permanent staircase to generous floored attic, used as storage. Basement offers additional living & safety during storms. Rear 2-car garage. Private deck. 90’x165’ home site in established area. $258,850. Mls 68382 Angela Clark 270-929-4022

1340 Meadowland Dr, Lewisport: Just $78,000 will buy this brick ranch home. 3 bedrooms, 1.5 baths. Per owners, updates include windows, roof, floor covering, air & heat!

Attached garage. Priced to make you move! Won’t find a better home!

MLS: 66232 Call Charles King 270-922-0311

O NEW TET! M A RK

424 Hathaway St Handyman’s Delight! Just $16,500 will buy this 2 bedroom cottage.

Renovation has been started, but just not complete. Per owner has a newer roof. You can bring back this home’s shine with a lot ofTLC. Priced to sell this weekend. Mls 68165 Denise Pace 270-316-8941

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12 unit Apartment Complex Duplex For Sale! 1169 Carter Road Prime Multi-Family. 12 units total.

Make your money work for you!

8-One bedroom units. 4-Two Centrally located Duplex. Each units offers 2 BR, 1 BA. Each unit offers its bedroom units. Spacious Townhouse own storage building as well as each interiors features well-equipped fenced yard. Priced to sell at $74,900. kitchens- All units have range & MLS 67574 refrigerator. Washer & Dryer Hookups.

Talk to Tony Clark 270-929-4020 Agent Owned.

Angela Clark 270-929-4022

SOLD with SERVICE! 6430 Hwy 762 94 acres. Roger Cooper Rd, Ohio Nested on 21 acres of land.

Co. This custom home with walk-out Prime opportunity to own magnificent basement offers spacious living hunting land. Enjoy the sights of with scenic views. Over 3500 sq ft Deer, Turkey, Pheasant. Or purchase of living. 3 BR, 3.5 BA. 2 Fireplaces. as a place of peace and rest, to come get away from it all. Mls 67804 Sunroom. Shop. Storage Bldg. Shed.

Oversized 2-car garage. Mls 67346.

Call Bob McPherson 270- 313-7278 Steve Marksberry 270-570-0990

The Summit, 6653 Waterford Place Custom Built with Quality Details. Perfect placement of custom Pella windows offering view of golf course & lake. You’ll love the Formal Dining Rm. Massive Great Room with built-ins & fireplace. Split bedroom design offers maximum privacy, with suite-like feel for owner & guests.

Home Office. Irrigation System. Surround Sound. Security System. Smart Home Wired. The Summit’s Best Buy. Now $263,999. Mls 68349 Angela Clark 270-929-4022

Celebrating 40 years of serving our Community! • www.TonyClark.com

16 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

Personal Space

C

lassic ountry

BY LIBBY JOHNSON

W

hen Scott and Michelle Wheatley bought their spacious home at 8601 Highway 456, near West Louisville Elementar y School, they had four teenagers and plans to stay “’til God said other wise.” Now with two children in college and a move to Phoenix, Ariz., in the works, the couple hopes to see their “great family home” provide shelter and memories for another family.

The Wheatley’s house, which is best described as a being built in the classic countr y cottage style, is deceivingly large. Open, air y and

spacious from ever y entr y point, the main level revolves around smartly designed functional, family space created by a good-sized kitchen with ever yday eating nook, generous laundr y/utility room, and a high-ceilinged great room.

“It’s such a great house for entertaining,” Michelle Wheatley said, citing the flow of the kitchen, which has new granite countertops, into the great room and formal dining room.

“You can put the kids in the basement and they can run in and out of the house without bothering ever ybody,” Wheatley adds, referring

to what is virtually another home located in the walkout basement.

While there are four bedrooms, including a master suite with all the expected amenities, such as walk in closet, whirlpool tub, and double vanities, on the main level, there are an additional two bedrooms on the lower level. Paired with another family room as well as a kitchenette and full bath, it’s the perfect setup for a variety of family dynamics.

Another large room could ser ve as an office or exercise room.

A huge storage space, which Michelle admits is what drew

her to the house in the first place provides ample room for seasonal decor and all the extra “stuff” that comes with having a large family.

Family time and entertaining can easily be extended outside.

Instead of a deck jutting off the back of the house, a covered porch provides shelter, privacy, and of course views of fields and woods. “It’s a little bit of a countr y setting,” Wheatley says, getting a little emotional. “I’ll miss it all.”

The property also has a 1500-square-foot outbuilding with a bathroom.

Farmer’s House Realty, LLC

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

17

18 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

RE/MAX Professional Realty Group For all the things that move you. www.EveryOwensboroHome.com

270-684-2727

Glenn Ashby REALTOR® 570-5533

Reba Besecker BROKER/REALTOR® 929-3407

Scott Calhoun BROKER/REALTOR® 993-5813

Rick Cummins REALTOR® 302-2822

Li Hall REALTOR® 315-7008

Blake Hayden REALTOR® 244-6162

Missie Hayden REALTOR® 244-6161

John Hays REALTOR® 302-6192

Tracy Ioia REALTOR® 929-4990

Greg Jones REALTOR® 929-7180

Judy Lambert REALTOR® 929-3385

Lauren Lee REALTOR® 993-9843

Brian Luttrell REALTOR® 929-0040

Mary Mattingly REALTOR® 314-7440

Gary Maglinger PRINCIPAL BROKER 926-8900

Samantha Jo Ramsey REALTOR® 695-7945

John Reynolds REALTOR® 485-9592

Ryan Rutman REALTOR® 315-7464

Matt Schell REALTOR® 302-8384

Melissa Watts-Davis REALTOR® 315-7782

Michelle Wiesman Manager 684-2727

Jereme Willner REALTOR® 929-0338

NEW $134,900

NEW $79,900

NEW $107,900

NEW $46,000

NEW $219,900

2613 S. Cherokee Dr. MLS 68299 * Blake Hayden

5685 Old Hwy 54 MLS 68303 * Scott Calhoun

930 Walnut Park Drive MLS 68302 * Glenn Ashby

2511 Ebach St. MLS 68317 * Tracy Ioia

8619 Hwy 456 MLS 68320 * Reba Besecker

NEW $117,900

NEW $284,900

NEW $434,900

NEW $359,900 G NDIN

NEW New $125,000 $184,900

PE 1303 Walnut Street MLS 68312 * Matt Schell

1211 Hickory Lane MLS 68319 * Blake Hayden

4212 Hunter Pointe MLS 68335 * Blake Hayden

5257 Hillview MLS 68338 * Blake Hayden

4625 Boxwood Dr. MLS 68357 * Gary Maglinger

NEW $54,900

NEW $74,900

REDUCED $125,000

REDUCED $38,600

REDUCED $74,900

4619 Boxwood Dr. MLS 68359 * Gary Maglinger

3222 Baybrook St. MLS 68362 * Scott Calhoun

926 Sandhill Rd. MLS 67962 * Brian Luttrell

203 W. Geiger MLS 67734 * Scott Calhoun

10360 Hwy 54 MLS 67590 * Jereme Willner

REDUCED $134,900

REDUCED $79,900

NEW PRICE $325,000

FEATURED $549,900

FEATURED $354,900

1514 Hill Ave. MLS 67945 * Brian Luttrell

2510 Haviland Dr. MLS 68138 * Brian Luttrell

525 Frederica St. MLS 67595 * Rick Cummins

4249 Lake Forest Dr. MLS 67547 * Blake Hayden

4407 Cool Springs Cove MLS 67582 * Tracy Ioia

FEATURED $74,900

FEATURED $229,700

FEATURED $117,800

NEW $140,000

FEATURED $89,900

10360 Hwy 54 MLS 67590 * Jereme Willner

3514 Woodlane Dr. MLS 67606 * Tracy Ioia

2512 Iroquois Dr. MLS 67603 * Tracy Ioia

524 Camden Circle MLS#68388 * Scott Calhoun

2812 Chippewa MLS 67965 * Reba Besecker

FEATURED $469,800

FEATURED $349,900

3146 Spring Ridge Parkway MLS 67711 * Tracy Ioia

5267 Hillview Drive MLS67719 * Blake Hayden

This Weekend’s Open Houses

SATURDAY 4/2/16

10:00-11:30 ............. 1545 COLLEGE DRIVE ...............................68221.............JUDY LAMBERT .................... $264,900 ................ SOUTH 10:00-11:30 ............. 3801 WESTMINSTER CT. ..........................68168.............RICK CUMMINS ..................... $249,900 .................EAST 11:00-12:30 ............. 6334 VALLEY BROOK ................................67981.............JOHN REYNOLDS .................. $164,378 .............. SOUTH 10:00-11:30 ............. 4419 WILDERNESS TRACE .......................67202.............REBA BESECKER................... $339,900 .................EAST 10:30-12:00 ............. 5685 OLD HWY 54 ....................................68303.............SCOTT CALHOUN .................. $79,900 ...................EAST

SEE ALL OUR OPEN HOUSES @ www.REMAXOpenHouse.com

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

ING

Greg Jones REALTOR®

OPEN SATURDAY 10:00-11:30

gjones1450@gmail.com

1545 College Drive • $264,900

929-7180

3000 Alvey Park Dr. West Owensboro, KY 42303 270-684-2727

929-3385

jjlambertrealtor@aol.com

4035 Pine Lake Ct. • $224,900

Lake Forest Town Center 4551 Springhill Dr 2.73 acres * MLS# 64036

Next to New “Dollar General” Store. Ideal Retail & Professional Building Sites. Excellent Traffic Count.

Adjacent to Upscale Condo Community. Parcel may be Divided. Realtor owned. Call Greg Jones 270-929-7180.

LOTS AND ACREAGE 3740 Boulder Lane

SOLD 3746 Boulder Lane .407 Acre / Stonegate LD S*O $49,900 MLS# 62690

D SOL

ING

D

4413 Fairbairn Ct • $174,900

Judy Lambert REALTOR®

CORNER HWY 54 & MILLERS MILL RD

Immediate Possession. 3 Bedroom 2 Bath. Custom built by Paul Martin.

Split bedroom concept. New tile in entry, hall, baths and kitchen. Roof 5 years old. Won’t last long - Hurry!!!

Call Judy 270-929-3385

Coming Soon!!! Move-In Ready!!! Custom built home near Wesleyan College. Updates include - Kitchen, fireplace in living room, and flooring. Permanent stairs to unfinished second floor. Current owner added 12 X 16 Screened porch, replacement windows, line under house and Amish built shed.

MLS68221 Call Judy 270-929-3385

PEN

D PEN

.306 Acre / Stonegate $49,900 * MLS# 62691 ________________________________

2519 South Cherokee • $84,900 SALE FOR EASE OR L

1 1/2 story brick home on cul-de-sac. 3 bedrooms, 2 1/2 baths, bonus room that could be 4th bedroom, 2 car garage, privacy fence.

Call Judy 270/929-3385 MLS# 67537

D

SOL

SOLD by Judy

’s

ICE PR UCED RED

$80

170 Carol Drive

2812 Chippewa

OPEN SATURDAY 10:00-11:30

3 Bedroom brick home on a corner lot with attached carport and detached workshop.

Priced to sell in the $80’s Call Reba (270)-929-3407 MLS#67695

4419 Wilderness Trace $339,900 in Hillcrest Oaks

Realtor® Multi-Million Dollar Producer rebabesecker@aol.com 270-929-3407

Lake area cottage. Remodeled on main level, new windows, doors, & floors 3 BR 2 Bath, Full basement with room for beds, entertaining, and Family room.

Sunroom, Large covered deck. Realtor Owned.

Metal Roof, carport, Close to boat ramp and marina.

Move in ready. # 67620 * Call Reba

Lovely brick home with 5 bedrooms, 4 baths and a full walk out basement. Nice open floor plan, 2nd kitchen in basement, hot tub and large deck. Alarm system, large storage room in basement, In-Law’s quarters. Brand new roof, 2 car attached garage. MLS67202 Call Reba

NEW ICE PR

4100 Masonwood Lane - $249,900

3000 Alvey Park Dr. West Owensboro, KY 42303 929-3407

2625 Wisteria Gardens

The Glenville Store, Deli & Sweet Shop

D UCE00 D E R 0,0 $1

Reba Besecker, CRS

19

Gorgeous 3 or 4 bedroom townhouse. 3 Full Bath.

Beautiful hardwood floors. Great room with lovely fireplace and antique mantel. Large master suite with office or library that could be converted to 4th bedroom.

Master bath has whirlpool and new separate tile shower.

One bedroom on main floor with full bath. Granite countertops in large kitchen. Clubhouse with in-ground pool. Oversized 2 car garage. #67902 Call Reba

1610 Scherm Rd.

2127 Clinton Place W. Newly Remodeled 3 bedroom, 2 full bath home with 2084 Lovely brick home with 4 bedrooms and 2 full baths. sq. ft. New roof, furnace, carpeting, hot water heater, Living room with fireplace, separate family room and 2 car attached garage on nice corner lot. Partial countertops. Newer central air. Large seperate family Basement. Convenient to Health Park and shopping. room. Realtor owned. Shows great! Ready to move into.

Call Reba for showings. MLS 67938 MLS67768 Call Reba.

Fir st Draw ing will be June 1st!

Buy or Sell with Reba and be entered into a drawing to win a trip to places like

Hawaii & Bonnet Creek on Disney Property!

If you refer a friend you may be eligible to win!

Reba Besecker, CRS

Travel expenses are not included. Drawings will take place every 6 months.

Realtor® Multi-Million Dollar Producer rebabesecker@aol.com 270-929-3407

20 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

Tips for safer and smoother renovations

BY METRO CREATIVE CONNECTION

H

ome renovation projects var y in scope.

Something as simple as r epainting a bedroom counts as a renovation project, as does a full kitchen remodel. But no matter how big or small a project, homeowners’ top priority should always be safety.

Before beginning a project, make a list of possible hazards and how to avoid them. Here are some potential dangers that can spring up.

• Asbestos: Many homes built when asbestos was legal still contain asbestos materials. Asbestos has been used in many applications, such as in ceiling materials, insulation, siding, and more.

That’s because asbestos is flame retardant and ser ves as an ef fective and inexpensive insulator.

However, asbestos fibers released into the air during renovations can cause respirator y problems and even lead to lung cancer. Asbestos needs to be removed under specific guidelines and disposed of properly. Disposal typically requires hiring a professional ser vice.

• Dust and dirt: Sanding, sawing, welding, and other home renovation tasks can cast debris into the air. Ventilation may be needed to maintain

clean, breathable air. Ventilation can also shuttle any harmful fumes generated from construction materials outside of the home. Do-it-yourselfers should wear masks and eye protection to guard themselves against debris.

• Electrical lines: All homes may not have been built in adherence to moder n-day codes. Elec-

tric lines can be discovered where they are least expected. When doing demolition or drilling/nailing into walls, it’s not uncommon to come across electrical wires. Extra caution needs to be taken, and an electrician should be consulted if the wires need to be relocated.

• Chemicals: Chemicals, such as sealants, cleaners, lubricants, and fuel, may be used during renovation projects. Such substances can be dangerous to pets and children if they are touched or accidentally ingested. Exercise extreme caution when using chemical products, making sure all product containers are sealed and kept out of reach when not in use.

• Tools: Cuts, abrasions, burns and more can result when power tools and even manual tools are used incor rectly. Lear n how to use tools before beginning a project, and always put tools away when work is done for the day.

• Falls: Falls are a leading cause of household injur y, and the chance of a fall may increase when climbing ladders during home improvement projects. Don’t climb beyond where indicated on ladders and always have a spotter on hand when climbing is necessar y. Wear har nesses, sturdy footwear and gloves as well.

The following real estate transfers were recorded from Feb. 9 to Feb. 18.

4228 Harbor Hills Trace, Carol Alvey to Joshua and Melissa Jackson, $165,000.

6915 Kentucky 1389, Ronald Presser, master commissioner, to David and Jeffie Hawes, $39,500.

2702 Bernheim Drive, David and Suzanna Mills to Paul Martin Enterprises LLC, $159,300.

3415 Surrey Drive E., Angela L. Thompson, master commissioner, to Robert Zimmerman, $62,000.

1620 Lock Ave., estate of Kenneth Zoglmann to Steven and Mary Kinney, $210,000.

2424 Haviland Drive, B.J. Walker to Keegan Bakos and Steve Bakos, $55,000.

4125 Buckland Square, Joseph and Rachelle Doogs to JKL Properties LLC, $110,000.

4271 Alvey Park Drive E., 54 Property Management LLC to Bluegrass Concepts Inc., $600,000.

4823 Millers Mill Road, Branch Banking and Trust Co. to Wayne and Tiffany Williams, $84,900.

1923 Northern Dancer Court, Betty Jo Blandford Family Irrevocable Trust to Richard and Lynsie Ferguson, $119,900.

4601 Harbor Hills Trace, Doris and Mariano Sacco to Amy and William Willis, $330,000.

100 Boothfield Road, William and Amy Willis to Chad and Judell Gore, $385,000.

1211 Hutch Lane, High Garden Properties LLC to James Criswell, $111,000.

2415 Thornton Ave., Alicia Flaim to Jimmy and Patricia Howell, $92,000.

2216 Locust St., Brandon Jones to Mary Taylor, $99,500.

4885 Pleasant Grove Road, Forrest and Vickie Stovall to James Hunter, $158,000.

106 W. 18th St., Ronald Presser, master commissioner, to Mid America Mortgage Inc., $69,000.

819 Cedar St., Maria and Dustin Coburn to Judith Carranza, $5,000.

520 Hall St., Dustin and Maria Coburn to

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

21

Real Estate Transfers Judith Carranza, $5,000.

1423 Alexander Ave., Dustin and Maria Coburn to Judith Carranza, $5,000.

3052 Creek Branch Cove, Pauletta Kirkwood to Ashley and Robert Holderby III, $244,000.

2015 Clinton Place E., Jeffrey and Leah Burchfield to Chad Ayer, $116,000.

1420 Waverly Place, Elizabeth Hall to William Brown, $112,500.

4333 Springhill Drive, Mildred and Ward Pedley, half interest, to PartB LLC, $250,000.

5662 Woodcrest Lane, Matthew and Lindsey Lanham to Jason and Ashley Collins, $399,000.

1639 Forrest Lane, Jacob and Diana Caldwell to Matt and Lindsey Lanham, $174,000.

3440 Oaklane Drive, Chase Downing to Adam and Samantha Cottrell, $155,000.

6306 Valley Brook Trace, Jagoe Homes Inc. to Travis and Jenna Johnson, $151,310.

10361 U.S. 231, James and Amy McBrayer to Eric and Andria Hofmann, $417,000.

2925 Christie Place, Vel Lovins to Melissa Liles, $126,900.

2519 Cherokee Drive S., Peggy Grossman to Robert and Laura Wink, $83,500.

213 E. 21st St., Jerry and Donna Butler to Kayla Mayes, $91,500.

1416 Jackson St., Ronald Presser, master commissioner, to Marcus Clouse, $2,900.

44 acres on Kentucky 140 East, Townsquare Media of Evansville/Owensboro to Vertical Bridge Towers LLC, $272,000, 2331 Sir Wren Court, Ronald Presser, master commissioner, to MSL Investments LLC, $66,000.

2031 Winston Drive, Dorothy Ford to TEK Enterprises, $290,000.

2202 Crescent Hill Drive, Angela Alsip to Jared and Brittany McBride, $196,000.

1311 St. Ann St., Alexander Witherspoon to Melanie Brown, $119,000.

90 acres on Wayne Bridge Road,

Miles Farm LLC to Lois and William Kuegel Jr., $270,000.

933 Dixiana Drive, estate of George Snyder to Buskill Farm Residential Properties LLC, $80,000.

1763 Wellshurst Drive, Paul Martin Builders Inc. to Kimberly Dominick, $153,000.

5662 May Road in Calhoun, Preston and Kery Higdon to Bradley and Allee Kirtley, $176,000.

4418 Cool Springs Cove, Jared and Jaimie Martin to Kurt and Tara Arnold, $389,000.

215 Locust St., Branch Banking and Trust Co. to City of Owensboro, $575,000.

1034 Marianna Drive, Paul Lanham to Charalambos and Nicholas Pavlas, $48,500.

The following real estate transfers were recorded from Feb. 18 to March 1.

1124 W. Third St., Ronald Presser, master commissioner, to Robert and Frances Berry, $24,000.

2320 Fairview Drive, Neal and Lexie Pagan to Michael and Deborah Roberts, $224,500.

3106 Hill Gail Court, John and Kristen Jones to Jonathon Murphy, $152,000.

3824 Benttree Drive, 111 Properties LLC to Roberta Johnson, $88,500.

3841 Buckland Square, Florence Bales to Joyce Peercy, $82,000.

4836 Graham Lane, Keith Wiltfang to Barry Cline, $40,000.

129 Hummingbird Loop E., Vicki Sutton to Tony and Heidi Conner, $70,000.

242 Lakewood Drive, estate of Richard King to Kathy and Dirk Richards, $104,000.

206 Tremont Drive, estate of Teresa Henderson to Coppage Rentals LLC, $60,000.

2960 Summer Point Court, Jamie Woerz to Premier Property Management LLC, $168,500.

1322 Allen St., Larry and Sue Hastings to JKLM Investments LLC, $74,000.

1020 College Drive, Linda Beam to John Turner, $60,000.

1319 Parrish Ave. E., Maria Sebok to Nilkanthkrupa LLC, $72,500.

Sonya K. Pruitt

Mortgage Loan Officer NMLS 576039 1016 N. Mulberry Street • Elizabethtown, KY 42701 T 270.766.1492 • C 270-766-4470 • F 877.715.6319 sonya.pruitt@pncmortgage.com A division of PNC Bank, National Association

2895 Silver Creek Loop, Hilliary and James Edelen to Russell and Sheila Roby, $169,500.

6298 Valley Brook Trace, Jagoe Homes Inc. to Julianne Hayes, $153,000.

3028 Quincy Court, estate of Charles Gilles to Baw Reh and Peh Meh, $96,000.

832 Moreland St., Harold Cox Sr. and New Life Holding LLC, $21,500.

2433 Elder Drive, Francesca Tunks and Adrian Lawson to Anna Wallace, $85,000.

2531 Juniper Gardens, Carl Roberts to Linda Hagan, $121,000.

1215 Jackson St., TJB Investments LLC to Saul Reyes, $14,500.

2616 Griffith Ave., PART B LLC to Adam Byrne, $145,000.

4431 Wilderness Trace, Gary and Karen Woodson to Christopher and Jennifer Rone, $274,900.

2119 Village Run, Linda Hagan to Hope Spurrier, $127,000.

4582 Poplar Log Bridge Road, James and Wendy Howard to Lucas Vilorio-Correa and Sheyla Santiago-Soto, $11,500.

2346 Blossom Court, Angela L. Thompson, master commissioner, to Flagstar Bank, $160,000.

1226 Haynes Ave., Orville and Kyla Miller to Trifecta LLC, $18,000.

2913 Strawbridge Place, Kenneth and Mary Poole to Courtney and Dalton Hillard, $115,000.

5346 Wayne Bridge Road, Gregory and Jennifer Daniels to Tisha and Jamey Warren, $222,000.

1690 Roosevelt Road, Brian and Michele Gannan to Bridgett and Richard Larsen, $294,000.

3590 Cannonade Loop S., Sharon White to Maria Sebok, $137,000.

3812 Pine Lake Court, Jarrod and Sarah Malone to James and Robin Hagerman, $204,900.

7235 Stevens School Road, Robert Montgomery to Kristen and John Jones, $150,000.

CONTINUED ON PAGE 23

22 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

w w w. f a r m e r s h o u s e . c o m Total Commissions of Around 3% on average!

New Listing!

New Listing!

MLS #68402

Southeastern Pkwy 3bd 2.5ba Lots of living space, large walk-in closet, bsmt, det. gar. with heat/.5 bath, and more. $219,900 Brad Cecil 270-929-1595

New Listing!

Clint, The Duke, and me

MLS #68374

Crestwood Drive 3bd 2ba Large kitchen, family room, fireplace, hardwood, bsmt, and 2 car att. gar.. $154,900 Brad Cecil 270-929-1595

New Listing!

MLS #68378

MLS #68391

Rudy Martin Drive 3bd 2ba Family rm with fireplace and tray ceiling, formal living rm, large workshop and more. $124,900 Brad Cecil 270-929-1595

Barron Drive 4bd 1ba Move-in ready in a central location, stainless steel appliances, and more. $89,900 Christy Sumner 270-993-7550

New Listing!

MLS #68419

Loft Cove 2bd 1ba Updated with new paint, carpet, heat/air, stainless appliances, fireplace, patio and more $61,900 Brad Cecil 270-929-1595

New Listing!

MLS #68416

Legacy Run 3bd 2ba Great location, vaulted ceilings, split bdrms, fenced yard and two car att. gar. $134,900 Brad Cecil 270-929-1595

Acerage!

MLS #68291

MLS #68308

Harmons Ferry Road E 2bd 2ba as many as 4bd possible Updated on 1.2 ac. in Dav. Co., fireplace, , 2 car det. gar.. $119,900 Brad Cecil 270-929-1595

Shultz Road 115 acres Great cropland in Ohio County, approx. 110 acres of tillable land, pond, and more. $499,900 Christy Sumner 270-993-7550

Acerage!

MLS #68289

MLS #68307

Greenwood Court, Sorgho 3bd 1.5ba Great space with updated kitchen, family room, fncd. yard and det. gar. $134,900 Brad Cecil 270-929-1595

Yeakel Road 26 acres Nearly all wooded acerage in Hancock County, approx. .5 acre cleared. $52,000 Christy Sumner 270-993-7550

NEW PRICE! MLS #68058

MLS #68217

Jewell Road 3bd 2ba Attractive lot surrounded by farmland, updated bath/ kitchen, repl. windows, and att. gar. $174,900 Brad Cecil 270-929-1595

Lanham Road 3bd 2.5ba E. Daviess home on 10 acres, open concept, large bdrms, bsmt, and 2 car att. gar. $219,900 Christy Sumner 270-993-7550

MLS #67931

Greenback Road 3bd 2ba Like new log cabin home on 6.5 acres, shop, pond, 3 car att. gar. and more. $239,900 Valorie Howe 270-316-0750

MLS #68222

Center Street 2 bd 1 ba Neat home with low maintanance, spacious living areas and kitchen, and more. $59,900 Brad Cecil 270-929-1595

Brad Cecil, Broker/Auc�oneer Phone: (270) 297-9086 Email: brad@farmershouserealestate.com

Chain emails are the scourge of modern conditioned not to laugh. They don’t want society. Scourge might be a strong word. to be labeled as bigots, so they hesitate.

Inconvenience would be better, but I’m prone There are all sorts of elephants in the room to exaggeration when discussing trivialities, that we’re not allowed to talk about. When so let’s go with scourge. I get thousands of someone does, they’re heralded as some sort them every week. Okay, hundreds. Several. of genius. They’re not geniuses. They just I get several every week, and occasionally think what the others have been conditioned I open one. The other day I got one full of to not think. I’ve seen those looks before. inspirational stuff and took the time to read it; I can be having a conversation and talking definitions of success from people in different about things that people once would’ve been able to follow, and they look at me like walks of life. One stuck with me: I have ten horns growing out of my Read what no one is reading; think eyebrows (a procedure that some people what no one is thinking; do what no actually have done now, by the way). one is doing. That one reaffirms my Readers sometimes praise me for life choices, so I’ll keep it. I actually taking stands that wouldn’t have even read what a minority is reading, been noticed twenty years ago. Now and think, and do what a minority they are apparently courageous acts does. No use arguing semantics Broker, of heroism of which I’m unaware. I though. The point is: most people amount to nothing. If you want to etc. can promise you I am not heroic. I’m just backward and behind the times be special, you have to be special.

I hate modern American society. There, I apparently. Oh, I use the internet for almost said it. Hate is a strong word, and I HATE everything in my business, and I watch some it. This culture, if you can call it that, where of the same TV shows as everyone else. I also everyone’s kid plays soccer, listens to horrible listen to Ronnie Milsap and remember a time music, all the women read Eat, Pray, Love, when soccer was viewed as a communist plot by and the men get their chest hair waxed. most red blooded Americans. This makes me What have we turned into? Hell? Something different. In a heated discussion with a friend a like it, I’d say. Does it make me a grumpy few years ago I quipped, “John Wayne’s dead, old man? Maybe. I’m not that old though. It and I’m just trying to pick up the slack.” Here seems like there was a time when men were I am still trying, but it is a lonely life. Now, not men, girls were girls, and the kids built forts only is The Duke dead, but Clint Eastwood is and played with sticks. Is it just me? Am I 85 and I’m not sure he can give me cover any the only one who remembers? Apparently more. The minority I belong to is getting thin not. Grumpy old men are celebrated at indeed. Before long I’ll just be a rambling old times. Clint Eastwood got a new catchphrase man in the park mumbling to myself about a few years ago: “Get off my lawn.” People all the great icons that nobody remembers flocked to it, and sang his praises. He was while the punks advance with their horn the old man who wouldn’t change with the implants and deviant desires. Then what?

I was told long ago by men smarter than times, and he wasn’t going to take anything off the punks that wanted to kill and rape me that history swings like a pendulum and steal. What’s everyone waiting for? Take (that’s the swinging thing that used to that ball and run with it. It’s exhausting be on clocks). Maybe my kids’ generation though, fighting off the punks. Reading will stop the doublespeak and go back to things that no one reads, and thinking a society where things make more sense. I things that no one thinks leaves you worn rather doubt it. Human history is a long sad down all the time. I saw a clip of comedian story with a few points of light separated by Bill Burr the other day, talking about some centuries of darkness. I suppose all that you things he’d figured out. The audience just can do when the pendulum swings towards stared at him and awkwardly laughed. He complete stupidity is trudge on, reading, gets a lot of that apparently. They know and thinking, and doing. And praying for what he’s saying is probably true, but they’re better times when men will be men again.

Brad Cecil

*See broker for details

© 2016 Farmer’s House Real Estate, L.L.C. magna est veritas et praevalebit

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

23

Real Estate Transfers The following real estate transfers were recorded from Feb. 18 to March 1.

2212 Dickey Drive, estate of Rudolph Martin to Viviana Lopez and Angel Hernandez, $91,500.

4112 Rudy Martin Drive, Gary and Cynthia Hammonds to Nina Cambron, $86,000.

411 Somerset Court, Benjamin and Kimberly Roach to Brandon Merimee, $138,000.

2011 Littlewood Drive, Bradford and Beverly Hamilton to Equity Trade and Relocation Co., $198,000.

2050 Old Cabin Road, Judith Alender to Bradford and Beverly Hamilton, $235,000.

8812 Stillhouse Road, Brian Lamb and others to John and Dana Payne, $37,500.

2519 Lawrin Court, Ross and Alice Jewell to Larry Hagan, $138,500.

3131 Dade Cove, Larry and Shirley Huffines to Gary and Cynthia Hammonds, $162,000.

Brad Cecil, Broker/Auc�oneer Phone: (270) 297-9086

2647 Middleground Drive W., Brian and Jessica Gibson and others to Robert McGlothlin, $122,000.

1237 Western Court, Butler Construction Inc. to Patricia Snyder, $74,900.

4439 Hillcrest Oaks, Stephen Austin and Sheila Stein to Patrick and Robin Phister, $339,000.

504 E. 27th St., Matthew Kreke to Brian Smith $65,000.

4520 Stonegate Drive, Russell Sturgeon to Jason and Christina Lodzik, $215,000.

1654 Parkdale Drive, Secretary of Housing and Urban Development to David Franey, $30,320.

1217 Allen St., Jody and Sharon Bratcher to Kelly Kelley, $79,900.

2127 Keenland Parkway, Joyce Wilson to Savanah Bray and Misty Bray, $3,800.

2525 Allen St., Nancy Midkiff and other to Misty Miller, $30,000.

6470 Kentucky 56, Gregory and Angela Wahl to James and Joan Crick, $31,500.

7960 Saur Road, Stacy and Michael Roberts to Joseph and Rachelle Edwards, $207,000.

2222 Stratford Drive N., Daniel and Jeanette Goodwin to Sheila Stein, $140,000.

9458 Kentucky 456, Owensboro Federal Credit Union to David and Lori Lynn, $83,000.

2860 W. Sixth St., Bambi and Scott McCarty to Woolard Rentals LLC, $28,000.

4340 Saddlebrook Trail, Michael and Jennifer Arblaster to Grace and Robert Laswell, $270,000.

5551 Goldenrod Lane, Jagoe Homes Inc. to Joelson and Krystal Dunn, $193,790.

753 Rand Road, Natasha and Buster Davidson to Corey Thomas and Sara Vance, $81,000.

3265 South Hampton Road, William and Sherry Cecil to Jordan and April Lanham, $232,000.

1219 St. Ann St., Gary Dillon to Steven Reyes, $75,000.

2016 Wimbledon Court, Peter and Patricia Purcell to Sharron Matheis, $269,000.

1721 Crescent Ave., Meghan Payne to Ernest Huggins, $76,500.

2406 Cherokee Drive S., estate of Jerry Bartlett to James and Susan Howard, $89,000.

2400 Tamarack Road, Jean Haynes to Stephen Austin, $96,000.

2442 Trails Run Pointe, Michael Harper to Premier Property Management LLC, $145,000.

3230 Trails Way, Brittany and Joel Sisco to Michelle and David Wireman, $140,000.

726 Higdon Road, Frances Wilson to Richard and Paula Wilson, $65,000.

1510 E. 10th St., Ronald Presser, master commissioner, to Oborski Properties LLC, $14,000.

337 Tennyson Drive, Billy and Jean Blaine to John and Amy Mattingly, $71,500.

3604 War Admiral Drive, James and Peggy Williams to Danny Clouse, $149,900.

6642 Autumn Creek, Connie Lou Barnett LLC to Antonis and Celia Papalouca, $217,000.

808 Hill Ave., Mary Howard to Richard Conway, $128,000.

w w w. f a r m e r s h o u s e . c o m PENDING!

Land MLS #67867

MLS #67860

Hwy 657 Lewisport 3bd 2ba Country home, covered front porch, secluded backyard, and det. gar. w/ elec. $124,900 Christy Sumner 270-993-7550

MLS #67645

Hwy 456 6bd 3.5ba Walkout basement, granite, fireplace, family room, office, 2 car att. gar., 30x50 shop and more. $379,900 Brad Cecil 270-929-1595

MLS #67932

Harriet Lane 3bd 2ba Completely updated, large living rm, fireplace, oversized 2 car det. gar. and more. $139,900 Valorie Howe 270-316-0750

PENDING! MLS #66580

Fairview Dr. 4bd 3ba A Must See! Beautiful woodwork, nice master, 2 car att. gar. and much more. $324,900 Brad Cecil 270-929-1595

MLS #67224

Allen Street 3 bd 1ba Move in ready, hardwood, updates including kitchen, heat/air, and more. $93,900 Valorie Howe 270-316-0750

PENDING! MLS #67347

Burton Rd 5bd 2ba Remodeled kitchen, dining rm, repl. windows, and det. garage on 2 acres. $189,900 Christy Sumner 270-993-7550

MLS #67760

MLS #67090

Veach Road 4bd 2ba Convenient location, 4+ acres, large barn w/ stalls, tack room and hay loft, and small pond. $179,900 Christy Sumner 270-993-7550

PENDING!

Hwy 81 Commercial Lots of potential, many updates including baths, exit lighting, and HVAC. $54,900 Brad Cecil 270-929-1595

New Listing - Pending!

New Listing-Pending!

MLS #68325

E Byers Avenue 3bd 2.5ba One level home with plenty of space, screened porch, and 2 car att. gar. $129,900 Jaclyn Lanham 270-792-2247

Hwy 60 E 2bd 1ba Cozy home on 5 acres in East Daviess Co., updated kitchen, and more. $94,900 Christy Sumner 270-993-7550

Bohannon Road 2bd 1.5ba Like new, private, vaulted ceiling, hickory flooring, and det. gar. $119,900 Valorie Howe 270-316-0750

MLS #67387

MLS #67461

Seabiscuit Loop 4bd 2ba Open/ split concept, utility room, 2 car att. gar. and more. $144,900 Valorie Howe 270-316-0750

MLS #67579

Gobler Ford Rd Excel-

MLS #68045 lant building site, 2.06

MLS #68333

E 20th St. 2bd 1ba Movein ready, hardwood, and det. gar. $59,900 Valorie Howe 270-316-0750 Pending listings: MLS #67163 MLS #67932 MLS #68208 MLS #66580 MLS #68333

MLS #68198 MLS #68266 MLS #67579 MLS #67461 MLS #68325

acres, potential for walkout bsmt in east Daviess County. $29,900 Brad Cecil 270-929-1595 MLS #67371

Boling Rd. 3.47 acres, 30x30 building w/ water NEW PRICE! & electric. $32,000 Brad Cecil 270-929-1595 MLS #67264

Hwy 1700 Hunting, income, 200 acres, pond, barn, cabin, and more. $469,900 Christy Sumner 270-993-7550

Commercial MLS #67369

E 2nd St. Approx.

W 5th St Rd 3bd 1ba Beautiful, 3,000 sq ft, light inmove-in ready home, updated For status updates dustrial. $84,900 Brad kitchen, and large yard. $103,500 call 270.297.9086 Cecil 270-929-1595 Christy Sumner 270-993-7550

24 Real Estate Inside Out

Stephanie Miller Realtor®/Broker

JoAnn Risner Broker/Owner

270-929-3140

270-570-3939

Saturday, April 2, 2016 Messenger-Inquirer

Pat O’Brien Realtor®

Joetta O'Brien Realtor®

270-313-3032 270-929-0838

Karen Thomas Realtor®

Hope Margelot Realtor®

270-977-6001

270-316-5476

Sydney Ellis Realtor®

Jennifer Staser Realtor®

270-315-5278 270-570-5119

Charlotte Burdette Realtor®

270-231-3561

Ryan Ding Realtor®

270-925-7617

Jim Yeckering Realtor®

Jennifer Yeckering Realtor®

270-836-4440 270-836-4440

Risner & Associates Realty, Inc. (270) 926-1400 608 Frederica St., Owensboro, KY. 42301 • joannrisner@email.com

Sydney Ellis Realtor®

270-315-5278

Meet our newest Realtor!

Sydney Ellis graduated from Apollo High School in 2013. She attended Brescia Univ. for two years, majoring in Speech Pathology before transferring to Madisonville Community College in the Spring of this year to pursue a Nursing career. Sydney is a member of Buena Vista Baptist church. Sydney has always had an interest in Real Estate and is now pursing this as well. Call Sydney for your Real estate needs.

00

1 Stone Creek

Gorgeous custom built home with mahogany floors! Viking appliances & details throughout the home.Hand cut crystal glass mahogany doors. An 1800 sq. ft. of living guest house with bath and a half. Quality carpet in guest quarters.

Oversized 3 car garage, outdoor entertaining with pool are just a few of the many amenities you'll find in this one of a kind home. Truly outstanding! Call JoAnn Risner 270-570-3939.

MLS#68185

1637 Griffith

This beautiful home on Griffith has been totally remodeled! Phil's cabinets, granite countertops, Brazilian cherry floors. New addition, New detached garage and custom pool and hot tub. This is a must see! Call JoAnn Risner 270-570-3939.

MLS#67627

12 Hilltop

Magnificent home on wooded lot. Five BR, 4.5 baths w/a finished walkout bsmt. Stone fireplace that reaches to the ceiling. Stone walls add to the ambience of this home, two concrete decks.

Pool, Poolhouse & Tennis court are community owned. Split BR combination w/Murphy bed & bookcases on each side. Minutes from the new hospital. Call JoAnn Risner 270-570-3939 MLS #66489

1730 E 18th Street

200 Lakeside Ct.

Magnificent property overlooking huge lake with 5 bedrooms, 6.5 baths. Beautiful Atrium with sauna and spa. Gourmet kitchen, Quaker cabinets, hardwood floors ,with large deck and in ground pool and a 5 car garage. Must see this one of a kind home with spectacular views. Call JoAnn Risner 270-5703939. MLS#68315

$189,900 2405 Griffith

Lovely 3 bedroom brick in excellent condition. New roof, newer heating and air. New maple cabinets by Phil's cabinets, wood floors, 2 car garage and fully fenced yard. Don't miss this opportunity!!Call JoAnn Risner 270570-3939 MLS # 67700

800 W 2ND Street

Immediate investment potential - over half of a city block for sale, the rest of the block is available. This property has frontage on three sides the long side frontage is US hwy 60 / main street, 274 foot of frontage - this sale is for two properties - property 1 consists of 5550 square foot lounge / nightclub with dance floor, bar, outside lounge, parking lot, two men's & two womens restrooms. Property 2 consists of 7000 square foot restaurant, kitchen, bar, dj booth. 800 & 824 West Second St. Possible owner financing call Jim Yeckering 270-836-4440. MLS#68343

10858 Redhill Maxwell

Beautiful lake and panoramic views on this 23+ acres............Endless possibilities Call JoAnn Risner 270570-3939. MLS# 65445

13 Stone Creek Park

Exquisite home, fully furnished w/elegant furnishings & professionally decorated. Completely upgraded, neutral colors, 3-4 BR's, 5 full baths, possible second floor, inground pool, 4 car gar. w/a floored attic, circle drive, plus much more. MLS#67337 Call Charlotte Burdette 270-231-3561

$242,900 2418 Winning Colors

Don't miss this beautiful home just completed in 2014. This four bedroom , two and a half bath has a floorplan that says easy living! Call JoAnn Risner 270570-3939. MLS#65996

OPEN SAT., APRIL 2 • 10:30-12N

$169,900

3856 Bowlds Ct

Cozy family home in Town and Country.

Home has 3 bedrooms, 2 1/2 baths. New carpet, additional flooring & new paint with a large backyard. Not in flood zone.

MLS#67642. Call Charlotte Burdette 270-231-3561.

REDUCED

$159,500

NE W

Investment property / business opportunity, 21,546 sq ft mechanics gar., 1500 sq ft office w/terrazo floors, building is constructed of steel & reinforced concrete, two story w/ramp so you can drive on the second floor, building has sprinklers & 600 amp service, business was established in 1962 - building built in 1995, currently used as a mechanic garage & auto air conditioner parts sales, they also re-manufacture auto air conditioner compressors. Included with this property is all shop equipment, auto lifts-milling machine-lathe-brake rotor machine call Jim Yeckering 270-836-4440. MLS#68356

Magnificent home! Wood floors throughout & granite countertops.

Music room, rec room & a beautiful bar room that comfortably sits 10 people. Beautiful cherry cabinets compliment the granite counter tops & must be seen to appreciate the workmanship. Master Suite features His & Hers closets. Living & dining rooms have fireplaces. Huge office & library in the back of the home. You must see this spectacular home! CALL JOANN RISNER 270-570-3939. MLS#66399

OPEN SAT., APRIL 2 • 1:00PM-3:00PM

$499,000

NE W

35 Stone Creek

Stone & cedar contemporary home situated on 2.5 rolling acres in the desired neighborhood of Stone Creek Park. This rare find is a spacious home w/4 BR, 2 full BA & 2 half BA a finished bsmt., irrigation system, gorgeous stone fireplace & double car gar. Separate outside entrance to a home office. Inground pool w/landscaping adds additional ambience to the park like setting.

Dont miss this opportunity to view this beautiful home. Call JoAnn Risner 270-570-3939. MLS#68228

G N I D N E P

36 Stone Creek

2749 Chatham Lane

$1,399,9

$729,500

$489,900

$1,495,0

Situated on over 5 acres & it's all fenced! 4 BR, 4.5 BA home has a 4.5 car gar. that is 1924 sq. ft. Vaulted ceilings, 2 fireplaces, fully equipped 1000 sq. ft. of guest quarters, full house generator backup, state of the art security & cameras inside & out. All windows are less than a year old. A very private setting with ponds and a lake are just some of the amenities in this one of a kind home.

Call JoAnn Risner 270-570-3939 MLS# 66271

99

OPEN SAT., APRIL 2 • 1:00PM-3:00PM

$129,900 1705 Grapevine

42,290 sq ft. Storage Facility. Additional 4 BR, 2 BA Brick House w/2193 sq.ft. on 4 Acre +/- Fenced Lot. Madisonville Hopkins County KY. Various Size Doors & Heights. 69 Inside Storage Units. 88 Open Storage Units for Large Items. Large Gravel Parking Lot. Call Jennifer or Jim Yeckering 270-836-4440.

MLS#68249

1902 Daviess

Office or retail, Zoned B4 General Business property is centrally located. Ideal for most any small business or a home office for a much larger business, Lg. parking lot in the back of the house affords crucial space.

Property w/a high visibility profile! Call JoAnn Risner 270-570-3939. MLS#63073

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

25

Tax refund can help you get into your new home

BY BPT

T

he average tax refund for the 2014 filing season was nearly $3,000 and the IRS doles out about 100 million of them every year, according to IRS data. If you’ll be getting a refund this year, instead of spending it on more stuff you don’t need, why not invest in your future and use your refund to help you make that first-time home purchase you’ve been dreaming about?

“Your tax refund can be a great tool to help you progress toward homeownership,” says Eric Hamilton, president of Vanderbilt Mortgage and Finance, Inc. “You can use it in a number of ways to facilitate the home-buying process, from putting it toward a down payment on a new home to paying down high-interest credit card bills a move that may help improve your credit score and borrowing power.”

Here are six ways first-time homebuyers can use their tax refund to help them get into their new home:

1. Put it toward a down payment.

The days of buying a house without any down payment are pretty much gone for most people. Depending upon the loan program, a down payment can be significant. The more you put down, the less you will have to borrow, and the less you’ll pay in interest over the life of your mortgage. You can open a separate savings account and use it to build your down payment fund and deposit your tax refund into it so you won’t spend it. Vanderbilt offers an online guide to down payments at www.vmfhomeloan.com.

2. Use it to improve your credit score.

A good credit score can help you get the best possible mortgage offer, so put your tax refund toward actions that may help improve your score. For example, paying down high-interest revolving debt can help improve your credit score, so use your refund to pay off credit cards and avoid accumulating any more credit card debt while

BUILDING LOT - 9051 Pleasure Pt. 1.97 +/- Acres.

Call Joetta O'Brien 270-313-3032.

MLS#??????

you’re saving toward your first home purchase.

3. Apply it to closing costs.

When a home purchase is financed, closing costs like attor ney’s fees, appraisal and inspection fees, title insurance, and escrow costs are typically charged and are not always permitted to be rolled into your monthly mor tgage payment. Financing costs can be quite expensive and are required in addition to the down payment, and you may need to pay these costs in cash. Your tax refund can be a great way to help pay for closing costs.

4. Put it toward taxes and insurance.

Once you own a house, you’ll need to pay property taxes on it and insure it. You can also put your tax refund toward paying these costs. Or, if your taxes and insurance are paid through your mortgage, use your tax refund to purchase additional insurance - and greater security - such as an umbrella policy. Consult your insurance agent to determine whether purchasing addi-

OPEN SAT., APRIL 1 • 10AM - 12 NOON

175 Market Street 3 bedroom, 1 bath, double detached garage.

MLS#68386

Joetta O’Brien

Pat O’Brien

Call or Text

Call or Text

Realtor®

(270) 313-3032

MLS#67822 $29,900

$27,900

PEND MLS#67821

$24,900

MLS#68113

Call Joetta or Pat 270-313-3032 270-929-0838

1750 Sioux Place 4 bedroom, 1.5 baths, 1931 square feet.

MLS#68358

(270) 929-0838

ING

MLS#68112

OPEN SUN., APRIL 2 • 2:00PM - 5:00PM

Realtor®

“Pat & Joetta found me a great home.

Let them do the same for you!”

Radar

$69,500

tional insurance coverage is right for you.

5. Use it to cover moving costs.

Even if your entire home-buying process goes smoothly and you’ve done a great job of saving money and managing your finances, you’ll still face expenses associated with moving into your new home. Your tax refund can help cover the cost of renting a moving truck, purchasing packaging material, paying deposits to start utilities service and more.

6. Use it to build your emergency fund.

Every homeowner should have an emergency fund - a savings account with a balance sufficient to cover several months’ of expenses, including your mor tgage payment. An emergency fund can help protect you from financial issues if you lose your job or experience an unexpected expense, such as a major car repair.

To learn more about mor tgages and manufactured homes, visit http:// www.vmfhomeloan.com/.

Risner and Associates Realty, Inc. JoAnn Risner, Broker 270-926-1400 608 Frederica Street, Suite #3 Owensboro, KY 42301

3836 Willow Way Brick Ranch with Hardwood Floors and Attached Garage and Carport. Fenced Yard with Storage Building.

Close To Shopping and New Hospital.

Call Joetta O'Brien 270-313-3032. MLS#67665 2555 St. Rt. 271 Lewisport, KY 3.0 +/- Acres.

Call Joetta O'Brien 270-313-3032.

MLS#R67835A

G N I D PEN

26 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

Buying a condo not the same as buying a home

BY METRO CREATIVE CONNECTION

S

tringent lending policies and the escalating costs of home ownership have led many prospective home buyers to consider condominiums instead of single-family homes. Condos are typically less expensive than single-family homes, which makes lenders and bor rowers alike feel mor e comfor table. Lenders feel better because the loans ar en’t as large, while bor rowers are mor e comfor table because such loans allow them to improve their standing with lenders, potentially setting the table for a low-interest home loan down the road.

But the differences between buying a condo and buying a singlefamily home go beyond the bottom line. The following are a few things prospective buyers should know about condos before they view any properties.

• Condos come with fees. Unlike single-family homes, condos come with homeowners association fees.

These fees cover the cost of maintenance and repairs to the property.

This includes landscaping and garbage collection, as well as general repairs throughout the condominium complex. Fees var y significantly from community to community, and the best deal is not always the one with the lowest homeowners association fees. Low fees tend to provide less bang for the buck, generally covering only the most basic services. Higher fees often mean the community of fers more amenities, such as a private pool and gym for residents. Some people prefer such amenities, while others would rather find better deals on their own.

But prospective condo buyers must include fees in their monthly budgets when determining how much they can afford to spend.

• Condos come with rules. Owners of single-family homes can create their own rules for their households, while condo owners must agree to follow rules established by the homeowners association or the proper ty management firm responsible for maintaining the commu-

nity and enforcing the rules. Rules may not allow pets or only allow pets of a cer tain size. Other r ules may restrict how owners can decorate their condos during the holiday season or how they can furnish the exterior of their properties, limiting patio fur niture to a set number of chairs or tables. Some condo owners are glad such rules are in place, while others might find such stipulations intrusive. Each community has different rules, and prospective buyers should familiarize themselves with a community’s r ules before buying any proper ties within that community.

• Condos often have management firms. Proper ty management firms can be great to deal with, but they can be troublesome as well. A good property management firm produces satisfied community members who

speak glowingly of their communities, while a poorly run management firm can frustrate homeowners who feel they are not getting what they’re paying for. Some proper ty management firms fail to collect homeowners association fees for months at a time, only to send letters demanding back dues down the road. Others simply don’t live up to expectations, failing to make repairs in a timely manner while letting the property fall into disrepair. If possible, speak to current community residents about how the property is managed. If residents are not available, potential buyers should attempt to attend a homeowners association meeting, which can shed light on what it’s like to live within a given community and how accessible the management firm is to community members and how well it tends to those members’ needs.

• Condos are not as private as single-family homes. Much like apar tment dwellers, condo owners often share walls with neighbors.

That means condo owners will have to sacrifice some privacy. Prospective buyers who consider privacy a top priority may want to continue living in an apartment until they can af ford to buy a single-family home.

Though condo owners rarely have someone living above or below them, sharing walls with neighbors is still not as private as owning a single-family home.

Condominiums are great options for people who want to own their homes but don’t have enough money or credit histor y to buy a single-family home. But buyers must educate themselves about condominium life before signing on the dotted line.

Saturday, April 2, 2016, Messenger-Inquirer

1035 Frederica St

www.OwensboroRealtyCompany.com HOSTED BY WILMA VANOVER Open from 10:00 AM until 11:30 AM 270-485-3562 4037 South Griffith Avenue - $169,900 Town & Country neighborhood 3 BR, 2 BA & over 2100 sq. ft.

Living room & family/sun room Covered front porch, fenced backyard with deck Attached garage MLS #68330

Open from 12:00 PM until 1:30 PM 925 East 19th Street $99,800

HOSTED BY WILMA VANOVER 270-485-3562

Over 2100 sq. ft., 4 BR with potential for 5 BR & 3 BA on a corner lot Full, partially finished basement & loft Detached garage MLS #67657

HOSTED BY WILMA VANOVER 270-485-3562 New ! ce Pri

HOSTED BY SHELLY WESTENDORF 270-302-0046

HOSTED BY SHELLY WESTENDORF 270-302-0046

Jim Estes 270-929-4400

Matt Brown 270-929-9103

Open from 2:00 PM until 3:30 PM 4568 Lake Forest Drive - $314,900 Over 3,000 sq. ft., 1 1/2 story, 4 BR, 3 BA Laundry on both levels, tile floors & granite counters Great room with fireplace Lake view MLS #67834

Suite 250

Real Estate Inside Out

27

Owensboro, KY 42301

270-926-5000 OUR FEATURED PROPERTIES

3843 LOVELL DRIVE JUST LISTED - $94,500!

3 BR, 1 BA, all brick Apollo area 2 Car detached garage Terry Midkiff 270-929-7151 MLS #68393

9219 HWY. 2830, MACEO NEW LISTING - $89,900!

2 Story, 4 BR, 2 BA Over 2700 sq. ft.

Partial finished basement Matt Brown 270-929-9103 MLS #68345

1560 ROOSEVELT ROAD NEW PRICE - $324,900!

2 Story, 3 BR, 2.5 BA Full basement Sunroom Jim Estes 270-929-4400 MLS #67382

3038 STERLING COURT $130,000 2 BR, 2 BA condo Near Legion Park New tile, fixtures & appliances Vanover Team 270-485-3562 MLS #67302 & MLS #67303

2649 SHORES ROAD ROUGH RIVER - $289,900 3 BR, 2 BA, log home Finished basement Wrap-around deck Shelly Westendorf 270-3020046 MLS #67866

2022 EAST 22ND STREET NEW PRICE - $79,900!

3 BR, 2 BA Fenced yard with patio Attached garage Matt Brown 270-929-9103 MLS #66641

300 PEACH ALLEY HARTFORD - $125,000 13 BR, 4 full BA, 2 half BA, hardwood floors Living room fireplace Vanover Team 270-485-3562 MLS #66649

1415 ROSE AVENUE NEW TO THE MARKET - $79,900!

3 BR, 1 BA, full, partially finished basement Moreland Park area Shelly Westendorf 270-3020046 MLS #68409

BUILDING SITES

ACREAGE

COMMERCIAL PROPERTIES

54 BOOTHFIELD RD., 2.67 Acres, Bon Harbor, MLS #67892....................................................................................................................................$59,900 Jim Estes 270-929-4400 71 BOOTHFIELD RD., 2.00 Acres, Bon Harbor, MLS #67893....................................................................................................................................$39,900 Jim Estes 270-929-4400 2792 PECKS PL., .497 Acre, MLS #67933 ...................................................................................................................................................................$69,900 Shelly Westendorf 270-302-0046 THOMAS LANE, Lewisport, 30.03 Acre, MLS #68318 ..............................................................................................................................................$110,000 Open from 11:00 AM Shelly Westendorf 270-302-0046 1744 JT KING RD., Hartford, 13.64 Acres, barn has 6 stables & tack room, 3 bay machinery barn, 2 room concrete building with shed ....$76,000 until 12:30 PM MLS #68328 Nick Stefanopoulos 270-570-3271 162 Highway 140 716 E. 20TH ST., .150 Acre building site in the Fairground neighborhood, MLS #68340......................................................................................$39,900 East - $249,900 Jim Estes 270-929-4400 Custom built, 3 BR, 2 1/2 BA 446 N. CHESTNUT GROVE RD., Maceo, 65 +/- Acres, MLS #68366.......................................................................................................................$389,900 home on 1.5+ acres in Utica Jim Estes 270-929-4400 2 Car garage with office or 4th 600 U.S. HWY. 41A, Henderson, Office Space, MLS #63469 ..................................................................................................................................$324,900 bedroom Jim Estes 270-929-4400 Living room with tray ceiling 224 NORTH MAIN ST., Beaver Dam business district, great retail space, 2 floors with over 4700 sq. ft., MLS #68352 ....................................$69,900 Extra wide hallway & doors Jim Estes 270-929-4400 MLS #68132 2816 VEACH RD., SUITE 107 & 108, Office Space, MLS #68030............................................................................................................................$120,000 Shelly Westendorf 270-302-0046 Open from 1:30 PM 10631 HWY. 764, Whitesville, Office Space, MLS #68119.......................................................................................................................................$124,900 until 3:00 PM Shelly Westendorf 270-302-0046 1224 SWEENEY ST., Zoned Industrial, MLS #66298 ...............................................................................................................................................$147,400 65 Virginia Drive, Matt Brown 270-929-9103 Livermore - $129,900 3010 HWY. 144, Zoned B-4 & Residential, MLS #68040..........................................................................................................................................$149,900 Over 1600 sq. ft., 3 BR, 2 BA, 3/4 Shelly Westendorf 270-302-0046 acre lot 9612 HWY. 431, Or namental concrete business, MLS #68211..............................................................................................................................$154,900 Den with fireplace, master bath Matt Brown 270-929-9103 with garden tub, kitchen radio 2601 NEW HARTFORD RD., .806 Acre, MLS #68223 & #68224 ..............................................................................................................................$249,900 with speakers through out High traffic, vacant land, zoned commercial - Jim Estes 270-929-4400 2 Car detached garage CORNER OF HWY. 144 & REID RD., 15.203 Acres, MLS #68395............................................................................................................................$450,000 MLS #68014 High traffic, vacant land, zoned I-1 Light Industrial - Jim Estes 270-929-4400

Philip Hodges 270-925-5200

Sarah Lippert 270-952-6130

Larry Maxwell 270-316-4747

Terry Midkiff 270-929-7151

Nick Stefanopoulos 270-570-3271

Andy Vanover 270-485-6473

Darrell Vanover 270-315-0354

Wilma Vanover 270-485-3562

Shelly Westendorf 270-302-0046

28 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

Buy or sell, termites should be top-of-mind

BY BPT

S

pring is her e, and it’s the per fect time to sell or buy a home. Whether you’re putting your home on the market, or shopping for a new house for your family, you have a lot to think about - and termites should be near the top of your list. Just as swarms of homebuyers will star t circulating through neighborhoods with the ar rival of spring, the warmer weather also brings out ter mite swarms. A termite infestation can quickly turn your dream home sale or purchase into a living nightmare.

“Termites cause about $5 billion in damage ever y year, and when you consider that they’ve been around since the days of the dinosaurs, it’s probably safe to say they’ve done more damage to human homes than any other critter on ear th,” says Cindy Mannes, vice president of public affairs for the National Pest Management Association (NPMA). “Fortunately, we’ve come a long way in detecting and treating termite infestations over the millennia!”

Worldwide, about 2,000 termite species munch on wood, destroying walls, floors and wallpaper in homes, and also damaging forests. They are present in 70 percent of countries around the world, and they outnumber human beings by a ratio of 10 to one. The most common termite species in the U.S. are Formosan termites, dampwood termites, dr ywood termites and subterranean termites, the last of which are the most destr uctive because they eat nonstop.

A professional inspection is the best way to detect the presence of termites, but you can watch for war ning signs as you are house hunting or getting yours ready to put on the market. Signs include: * Mud tubes may appear around the outside of a house. Termites use these tubes to reach a food source.

T ypically, these tubes look like a thick line of dirt on the foundation of a home. * Tap on wood near the floor, such as baseboards or even wood floors themselves. If the wood sounds hol-

low when tapped it could mean termites have softened the wood. * Ter mites also leave a bit of themselves behind as evidence. You may see small piles of feces that resemble sawdust near a termite nest. Discarded wings near doors or on windowsills can indicate a swarm has occurred and the swarmers have entered the home.

Termites swarm to create new nests. W inged “swar mers” leave the original nest and go in search of new digs where they can establish a colony. You may see swarmers on windowsills or near doors and think they’re flying ants. You can tell the difference by their wings. While both flying ants and termite swarmers have front and back pairs of wings, on termites both pairs are the same length. On ants, the back wings will be much shorter than the front ones.

A professional termite inspection remains the best way to detect the presence of termites, yet 52 percent of American homeowners have never had their homes inspected, according to an NPMA sur vey. Termite detection, remediation and control isn’t something you can do yourself.

“A termite inspection should be a par t of any home buying or selling process, although not all states require one for the sale or purchase of a home,” Mannes says. “However, when you consider the cost-benefit of having an inspection done, it’s well worth the investment. Termites can cause thousands of dollars in

damage to a home and more importantly can compromise the str ucture’s stability and safety. So, it’s best to act quickly if a problem is suspected.” To learn more about termite prevention or to find a licensed pest professional in your area, visit www.pestworld.org, the education website of the NPMA.

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

29

Genesis Realty of Western Kentucky 270-993-2401 Jerry.Kessinger@yahoo.com

Jerry Kessinger Owner/Broker

N PE DI

V TI AC E

E

NG

V TI AC 2116 Hathaway Street

8221 Crisp Road • Whitesville

2233 Middleground Drive

All brick, 2 BR, 1 BA home with carport in the Fairgrounds neighborhood. Hardwood floors, vinyl and newer carpet in the bedrooms.

Big ticket updates already completed including newer roof, furnace and AC units, & replacement windows. This home will be a good rental investment, downsizing, or first home. MLS# 68380 $59,900

Not your typical foreclosure! This home appears in good shape with many expensive updates already done, newer roof, remodeled kitchen at some point. 4br, 2 1/2ba, 2 car detached garage plus additional large (1260 sq. ft.) building sitting on 1.45 acres. MLS#68170 $109,900

Amazing potential for this property. 4br. 2 1/2ba, 2car attached garage 2765 square feet of living space. Fenced back yard. This home is a fixer upper on the inside, and sale is subject to third party approval.

MLS# 68179

MLS#67844

SO

SO

SO 3824 Benttree Drive MLS#67786

LD

LD

LD

MLS#67749

LD

LD

LD

1607 Foors Lane

1639 Forrest Lane

Beech Grove MLS#67824

MLS#68256

SO

SO

SO 249 Roland Street

3417 Daviess Street

3326 Zion Church Road Reynolds Station Co-sold with Mike Garant MLS#67890

Nearly 700 listings available to choose from through us @ GenesisRealtyofWesternKentucky.com “The one & only Real Estate Company you will ever need this side of Heaven”

30 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

SMARTER. BOLDER. FASTER. ®

Find Us on

/Century21Owensboro @C21Owensboro

(270) 684-2100

www.CENTURY21Partners.com

Get the service you deserve!

Locally owned and operated.

We have been your partner in real estate for over 35 years.

Contact a CENTURY 21 Partners Realtor for all your buying and selling needs.

Brenda Lee CRS, GRI, CRB Broker/Realtor®

(270) 929-5437 4585 Fountain View Trace

NEW LISTING!!! This custom 4 bedroom, 3 bath brick home offers a very open floor plan with a large great room, fireplace, gourmet kitchen, granite counter, kitchen bar plus formal dining and separate breakfast area. 2 bedrooms upstairs with additional family area for visitors or the children. Lovely landscaped yard with covered patio. 2 car garage. Separate laundry and many extras!!! Call Brenda Lee 270.929.5437 MLS#68122

www.HomesInOwensboro.com

“Quality Service is My Motto.”

2401 Hillbrooke Parkway

This beautiful 5 bdrm home offers your family every hearts desire. 3 full baths, 2 half baths, great room w/fireplace, separate family room, partial basement with rec room, craft room or office space. In-ground salt pool (18x38), built-in storage, wiring for computers in every room, 2 car garage, corner lot. View on homesinowensboro.com. Must See to appreciate. $419,500 Call Brenda Lee 270.929.5437 MLS#67053

Saturday, April 2, 2016, Messenger-Inquirer

Real Estate Inside Out

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32 Real Estate Inside Out

Saturday, April 2, 2016 Messenger-Inquirer

SMARTER. BOLDER. FASTER. ® ng

y

r Ve

(270) 684-2100 e

ic

N

1011 Hwy 140 E

3258 Bold Forbes Way

Truly one of a kind in Daviess County! 40+ mostly wooded acres with a 2 acre stocked lake. Many opportunities to hunt, fish, fourwheel, and enjoy nature. Awesome 1.5 story sided home with wrap porch, solid oak flooring with oak staircase, cathedral & tray ceilings and much more. Pole barn garage with 2 bedroom apartment with appliances. Call Gail Niehaus 270.316.7257 MLS#68145

Great square footage in a great location. Two living spaces.

Formal living room and dining room. Corner Lot. Call Gail Niehaus 270.316.7257 MLS#67793

D

up

x le

2290 Fulkerson Dr.

A

W h De at al

Great investment opportunity.

Roof 2014, refrigerator (2), stove (2), new flooring in Living Room and Bath, Side A. Call Gail Niehaus 270.316.7257 MLS#67787

C

do on

4304 Loft Cove Standard stairway to loft, new blower motor in furnace, new laminate & ceramic floor covering, stove, refrigerator, dishwasher, washer & drier included. Call Gail Niehaus 270.316.7257 MLS#68009

329 McGinley Loop

977 West 1st St. Easy living in this 2 bedroom, 2 bath, 3rd floor with vaulted ceilings condo on the river. All appliances included. River View.

Within walking distance of the developing downtown area. Pool, garage and so much more. Call Gail Niehaus 270.316.7257 MLS#68260

2015 CENTURY 21 Partners Top Listing & Selling Agent

Million Dollar Service In ANY Price Range!

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1337 Venable Ave.

503/505 St. Ann St.

140 Brookhaven Dr.

What an opportunity! This residential lot is close to all the downtown development and is a great location for your new home. Great commercial potential. Call Gail Niehaus 270.316.7257 MLS#68150

Almost 3 acres (2 lots) in McLean County. Manufactured housing allowed. Septic, water, electric, on site from previous home. Call Gail Niehaus 270.316.7257 MLS#68147

JOHN BURNS REALTOR®, BROKER/OWNER 2007, 2008 & 2013 CENTURION® Award Recipient 2010 President Greater Owensboro Realtor Associa�on 2007 REALTOR® of the Year

Cell: (270) 993-1109 Call, Text or Email

JBurns@Century21Partners.com

Attractive Victorian Home in a Historic Neighborhood. Original hardwood floors, updated kitchen &baths. Master br with en suite & laundry. Dual HVAC units. Office can be 4th bedroom. Oversize single car garage and privacy fenced rear yard. Call John Burns 270.993.1109 MLS#67982

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2520 Lake Pointe Dr. Well kept home that backs up to the lake complete w/dock. Garage converted to living space. Two master suites w/dual entry to bath on main level. AC unit is 2 .5 yrs. old, engineered hardwood in GR, all appliances stay. Call John Burns 270.993.1109 MLS#68118

9501 Parks Rd., Utica

3591 Russell Rd.

Gorgeous hilltop home in the Utica area with a stunning lake view. Remodeled kitchen with granite counters and stainless appliances, Engineered hardwood floors and tile. Master Suite on main level with a walk-in closet.

Screened-in porch. Call John Burns 270.993.1109 MLS#68152

Wonderful view! Lots of trees &privacy on over 5 acres. 3 brm, 2 ba, w/attached carport & 2 lg detached garages/workshop both w/concrete floors & electric. Short distance off US 231. Newer roof, counters & appliances. Priced Below Appraisal. Call John Burns 270.993.1109 MLS#67304

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140 W. 5th St., Calhoun 4444 New Hartford Rd. Charming home with beautiful updates in Calhoun . Upstairs is a large bedroom & full bath. Master suite is on main level complete with a sitting room with fireplace. Kitchen has a separate dining area & all appliances stay. Call John Burns 270.993.1109 MLS#68047

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Older home on .7 acre surrounded by Bridal Ridge subdivision and Forest Hills.

Shared access drive just south of entrance to Forest Hills Subdivision.

Very nice lot in a great location. Call John Burns 270.993.1109 MLS#67323

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4611 Stonegate Dr.

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All Brick, one level home in East Daviess County. 3 Bedroom, 2 Bath, home w/office/ flex space. Custom built cabinetry, In-ground pool, Cathedral Ceilings w/ Sky Lights, Fireplace. All appliances, pool equipment including Dolphin pool cleaner, stay. Call John Burns 270.993.1109 MLS#67295

Near Hillcrest Golf Course, 4 br, 2 baths, large kitchen, soaring ceilings. Lots of updates including countertops, flooring, appliances, HVAC & roof. New concrete patio, with dedicated entrance to huge master suite.

Call John Burns 270.993.1109 MLS#67157

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Well built home with dry unfinished basement in central location. One car detached garage, partially fenced yard, roof 3 years old, possible office/3rd bedroom off living room.

Needs minor repair and cosmetics.

Call Gail Niehaus 270.316.7257 MLS#67799

506 W. 15th St.

1230 St. Ann St.

1629 W. 9th St. This listing includes several properties. 1629 W 9th, 1627 W 9th, 919 McGill, 923 McGill and 925 McGill. Great commercial opportunity. Call Gail Niehaus 270.316.7257 MLS#67855

619 Maple St.

Griffith Ave. area. New HVAC, including all duct work. New electrical service & wiring. All new plumbing. 3 BR/2 BA on the upper level, including a huge Master & walk in closet. Full bath on main level & plumbing for full bath in basement. 4 car detached garage. Call John Burns 270.993.1109 MLS#67083

2303 Becklynn Dr.

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Three bedroom, 1 bath ranch currently rented. Call Gail Niehaus 270.316.7257 MLS#67789

11020 Hwy 54

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12271 Hwy 1513 Super find in this almost 15-acre tract of land located in East Daviess County. A 40x50 pole barn with 1000 square feet living space, large garage, 2 attached lean tos, covered front porch. Private Setting and a Hunter's Paradise! Many updates. New septic being installed. Call Gail Niehaus 270.316.7257 MLS#67947

(270) 316-7257

Successful bar & pkg. liquor store near Whitesville, & near the Daviess/Ohio Co. Line.

Real estate & business being sold. Over 4 acres, 2900 sq. ft. bldg.. Drive-in window to pkg. store, security system w/cameras. Call John Burns 270.993.1109 MLS#65918

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2 bedroom, 1 bath home in need of repair. Unsure of heating source. Call Gail Niehaus 270.316.7257 MLS#68233

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/Century21Owensboro @C21Owensboro

www.CENTURY21Partners.com

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Find Us on

0 Hwy 69 North 29 wooded acres +/approximately 1 mile south of Dundee, KY in Ohio County.

Great hunting ground. Call John Burns 270.993.1109

Brad Luppino Realtor®

Call or Text Anytime

270.313.6516

BLuppino@Century21Partners.com

2214 Count Turf Dr. Beautiful, completely remodeled home in a great location. Stunning eat-in kitchen with stainless steel appliances, granite counter tops, and custom cabinets, 65 “ TV and surround sound are included. Call Brad Luppino 270.313.6516 MLS#67554