6-10-17 REIO

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A Special Publication of the Messenger-Inquirer

nside ou I T REAL ESTATE

HOME DECOR • GARDENING

Deer Valley Dwelling Featuring Listings of the Owensboro Multiple Listing Service (MLS)

M Messenger essenger-I-Inquirer nquirer

Saturday, Saturday,########, June 10, 2017 2017


OPEN HOUSES

2 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

For more information see realtor’s office ads for open house times SAT., JUNE 10 EAST Risner Realty 1715 Sanctuary Drive Hope Margelot

Keller Williams 11234 Kelly Cemetery Road Century 21 Partners 6279 Valley Brook Trace Kelly Burke

Risner Realty 1764 Sanctuary Drive Jennifer Staser

Century 21 Partners 3645 Thruston Dermont Road Terry Whitaker

Risner Realty 1607 Hampton Court JoAnn Risner

SOUTH

Home Realty Inc. 2249 Woodstone Court Connie Lou Barnett L. Steve Castlen Realtors 2215 Emerald Court Masden Riney L. Steve Castlen Realtors 3425 Man-O-War South John Kaelin L. Steve Castlen Realtors 2306 Meadowhill Lane Tyler Shookman L. Steve Castlen Realtors 2630 Avenue of the Parks Mike Boling Re/Max 2407 Twenty Grand Avenue Rick Cummins Keller Williams 1714 Sterling Valley Drive Keller Williams 2896 Silver Creek Loop

L. Steve Castlen Realtors 2240 Yewell’s Landing South John Kaelin L. Steve Castlen Realtors 2328 Wright Avenue Bob Lyons L. Steve Castlen Realtors 6290 Valley Brook Trace Cheryl Contratto L. Steve Castlen Realtors 2347 Blossom Court Cheryl Contratto L. Steve Castlen Realtors 2659 Dellwood Valley Lane Tyler Shookman L. Steve Castlen Realtors 2306 Meadowhill Lane Tyler Shookman Keller Williams 3348 Shadewood Terrace Century 21 Partners 630 Mockingbird Lane - McLean County Johnny Phillips

Genesis Realty of Western Kentucky 7701 Saur Road Jerry Kessinger

L. Steve Castlen Realtors 423 Somerset Court Mike Boling

CENTRAL

Re/Max 1525 St. Mary’s Avenue Rick Cummins

Risner Realty 1231 Booth Avenue Joetta O’Brien Risner Realty 4119 Whittier Drive Joetta O’Brien Home Realty Inc. 1029 Halifax Drive Tony Draeger Home Realty Inc. 1010 College Drive Home Realty Inc. 1031 Booth Avenue Robert Johnson L. Steve Castlen Realtors 1616 Frederica Street Steve Castlen L. Steve Castlen Realtors 2028 Clinton Place W. Masden Riney

Re/Max 807 Creek Harbor Court Rick Cummins Keller Williams 2695 Dellwood Valley Lane Century 21 Partners 2817 Tippecanoe Trail - Henderson Stacy Sturgeon

SUN., JUNE 11 EAST Home Realty Inc. 2781 Pecks Place Gordon Barnett Home Realty Inc. 4891 Pleasant Grove Road Connie Lou Barnett

Keller Williams 2314 Overlook Park

Re/Max 7705 Hwy 2830 Lynn Edge

WEST

CENTRAL

L. Steve Castlen Realtors 528 Camden Circle John Kaelin

Risner Realty 4119 Whittier Drive Joetta O’Brien


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

3

1035 Frederica St Suite 250 Owensboro, KY 42301 www.OwensboroRealtyCompany.com Call us for a GREATER real estate experience...

270-926-5000

Check Out Our Featured Properties

977 West 1st Street $124,900 1062 Sq. ft., 2 full BA Condo Open concept floorplan Pool, det. garage & river view Shelly Westendorf 270-302-0046 MLS #71217

7041 West 5th Street Road $164,900 1809 Sq. ft., 3 BR, 2.5 BA Pool, deck, lake on 10+ acres Nick Stefanopoulos 270-5703271 MLS #71148 #71149

1255 Squirrel Tail Hollow 3301 Shadewood Terrace New Price - $169,900! New Price - $229,900! 2372 Sq. ft., 4 BR, 3 BA & base- 2022 Sq. ft., completely remodment eled, 3 BR, 2.5 BA, bonus room Sits on 2 acres in Hawesville Deck overlooking lake Vanover Team 270-485-3562 Jim Estes 270-929-4400 MLS #71002 MLS #70887

3218 Majestic Prince 827 Walnut St. $139,900 Duplex - $74,900 1336 Sq. ft., 2 BR, 2 BA in Thoro- 3 BR, 1.5 BA apartment downbred East stairs For sale or lease! 2 BR, 1BA upstairs Vanover Team 270-485-3562 Matt Brown 270-929-9103 MLS #69372 MLS #70910

11311 Old Leitchfield Road $54,900 1204 Sq. ft., 3 BR, 1 BA Detached workshop 1 Acre lot in Whitesville Jim Estes 270-929-4400 MLS #71252

10261 Highway 815 New Price - $174,900! 1600 Sq. ft., 3 BR, 2 BA & workshop 22.75 Acres Brad Hill 270-314-0878 MLS #71015 & 71016

887 Morningside Dr. $439,500 4612 Sq. ft., 4 BR, 3.5 BA In-ground pool Sits on 1.4 acres in Henderson Shelly Westendorf 270-302-0046 MLS #70727

1731 Lee Court $54,000 2 BR, 1 BA, West Storage building & replacement windows Vanover Team 270-485-3562 MLS #68969

2705 Wimsatt Ct. $75,000 Just over 2000 sq. ft. 3 BR, 2 BA Covered front porch Vanover Team 270-485-3562 MLS #70491

1306 E. 19th St. Triplex - $119,900 Attention Investors! Two: 1 BR, 1 BA downstairs One: 2 BR, 1BA up Matt Brown 270-929-9103 MLS #70916

4007 Court Dijon $149,900 4 BR, 2.5 BA, 1938 sq. ft. Normandy Heights in East county Vanover Team 270-485-3562 MLS #69019

194/186 Locust Grove Rd. E. 1616 Mohawk Drive $124,900 $92,500 3 BR, 2 BA, over 1700 sq. ft. Over 1900 sq. ft., 3 BR, 1 BA Living room with fireplace Shawnee Park subdivision 4+ Acres in Utica Contact the Vanover Team for Brad Hill 270-314-0878 more information or a tour 270485-3562 MLS #71326

517 Crabtree Ave. $54,900 Zoned Commercial but could be rezoned to Residential Remodeled in 2015 Matt Brown 270-929-9103 MLS #69039

Tour These Homes On Saturday, June 10th

Open 10:00 AM-12:00 PM With Sarah Lippert 4005 Kensington Place $149,900 1650 Sq. ft., 3 BR, 2 BA Family room with fireplace & hardwood floors No flood insurance required Home warranty MLS #71317

Open 10:00 AM-12:00 PM With Matt Brown 162 Highway 140 East New Price - $234,900! 3 BR, bonus room off the garage 2.5 BA, over 2000 sq. ft. Living room with trey ceiling Deck & 2 car side load garage 1.507 Acres in Utica MLS #68132

Open 10:30 AM-12:00 PM With Philip Hodges 2601 South York Drive $98,000 1528 sq. ft., 2 BR, 1 BA , 2 car carport Breezeway with office area Large corner lot Griffith Avenue area MLS #71171

Open 1:00 PM-2:30 PM With Andy Vanover 6135 Sutter Loop South $99,900 Over 1,000 sq. ft. 3 Bedrooms, 1 Bath Lots of updates including bath, paint, flooring, insulation & replacement windows MLS #71347

Open 10:30 AM-12:00 PM With Nick Stefonopoulos 531 Catalina Drive New Price - $127,500! 1600 Sq. ft., 2 full BA & 2 car detached garage Living room with fireplace & family room with built in cabinets Inground pool MLS #70593

Business Opportunities Commercial Lots Farmland Building Sites 2767 Veach Rd. MLS #70056........................................................... LEASE ONLY 2 buildings with 2000+ sq. ft. Jim Estes 270-929-4400 3926 Hwy. 144 MLS #70498.................................................................... $249,900 2550 sq. ft. building on .67 acres in East County. Jim Estes 270-929-4400 2601 New Hartford Rd. MLS #68224.................................................. $199,900 .806 Acre, corner lot, paved parking. Jim Estes 270-929-4400 71 Boothfield Rd. MLS #67893..................................................................$29,800 2 acres. Jim Estes 270-929-4400 71A Boothfield Rd. MLS #69638.............................................................. $14,900 1 acre. Jim Estes 270-929-4400

Jim Estes 270929-4400

Matt Brown 270929-9103

Karen English 270929-8499

Brad Hill 270314-0878

71B Boothfield Rd. MLS #69639.............................................................. $14,900 1 acre. Jim Estes 270-929-4400 446 N. Chestnut Gr MLS #68366...........................................................$389,900 65+ acres. Jim Estes 270-929-4400 1744 JT King Rd MLS #68328................................................................... $69,900 13.64 acres. Nick Stefanopoulos 270-570-3271 2838 Settles Rd. MLS #70557....................................................................$24,900 Just under an acre. Matt Brown 270-929-9103 2195 Yeakel Rd. MLS #70978.................................................................... $80,000 26 Acres, barn, 4 lakes, Hawesville. Vanover Team 270-485-3562

Philip Hodges 270925-5200

Sarah Lippert C952-6130

Larry Maxwell 270316-4747

Terry Midkiff 270929-7151

Open 10:30 AM-12:00 PM Open 12:30 PM-2:00 PM With Wilma Vanover With Wilma Vanover 4324 Thruston Dermont Road 334 Camden Circle $184,900 New Price - $149,900! Over 1600 sq. ft., 3 BR, 2 BA 1500+ sq. ft., 3 BR, 2 BA, large liv Formal living room plus family ing room plus a kitchen pantry room/dining area/kitchen combo Fenced backyard with covered Attached garage & 2 car detached patio, 10x12 storage building with garage electric MLS #71345 MLS #70344

Christina Nick Ophanim Stefanopoulos 270903-1915 270570-3271

Andy Vanover 270485-6473

Darrell Vanover 270315-0354

Wilma Vanover 270485-3562

Shelly Westendorf 270302-0046


4 Real Estate Inside Out

farmershouse.com

CELEBRATING 10 YEARS! ESTABLISHED 2007 New Listing!

Saturday, June 10, 2017 Messenger-Inquirer

New Listing!

MLS #71335

Sugar Grove Rd 3 bd, 2 ba home w/ 2 family living rooms and big, open kitchen. Det gar, pond, & barn. $94,900 Christy Sumner 270-993-7550

New Listing!

MLS #71251

Deserter Creek 4 bd, 3 ba home on over 8 acres. Includes stocked pond, 2 car gar, and shop. $264,900 Valorie Howe 270-316-0750

Pending!

MLS #71210

Crisp Rd 2 bd, 1 ba home off of Hwy 54. 2 car garage on 2.44 acres w/ pond. New roof, siding, and bath. $114,900 Christy Sumner 270-993-7550

MLS #71196

St. Rt. 661 4 bd 3 ba country home on 10 ac.Above-groundpool,shed,deck,and patio. 2 car att gar and barn. $294,900 Christy Sumner 270-993-7550

MLS #71151

Haycraft Rd. 3 bd 2 ba w/ att carport and det. gar. Hardwood floors, updated kitchen, newer roof, and more. $149,900 Brad Cecil 270-929-1595

New Price!

MLS #71069

St. Rt. 878 Basement home- needs some work, but at great country location. Nice, big lot great for building. $34,900ChristySumner270-993-7550

MLS #71106

Autumn Valley Trce 3 bd 2 ba in Deer Valley w/ lots of upgrades. Big back yard w/ patio and privacy from trees. $164,900 Brad Cecil 270-929-1595

Looking back at what works MLS # 71341

Wayside Dr W 3 bd, 1 ba home w/ a big garage, spacious back yard, dog run, and many updates. $84,900 Brad Cecil 270-929-1595

New Listing!

MLS #71336

Ridgewood St 3 bd, 1 ba newly remodeled home w/ 2 car att garage. Updated kitchen, flooring & bath. $104,900 Brad Cecil 270-929-1595

New Listing!

MLS #71241

White St 5 bd, 2 ba home on 2 acres with in-ground pool and finished bsmt. Only 30 min from Owensboro. $239,900 Christy Sumner 270-993-7550

Pending!

MLS #71208

Bluff Ave 3 bd 1 ba w/ 2 car det gar. Big kitchen, 2 large bedrooms, 1 smaller, roof replaced in recent years. $54,900 Brad Cecil 270-929-1595

MLS #71182

Hawesville Easton 4 bd 2 ba home on 23 acres w/ small barn. Large extended master w/ walk-in closet. $154,900 Christy Sumner 270-993-7550

Open House Sunday 3-4pm!

MLS #71111

Amethyst Ct 3 bd 2 ba home w/ 2 car att. gar. Move in ready w/ large kitchen, big deck and pergola. $164,900 Christy Sumner 270-993-7550

MLS #70971

Hwy 56 Zoned B4 Currently used as prof.office.Goodtrafficcountandconvenient location. Renovations in 2010. $114,900 Brad Cecil 270-929-1595

Brad Cecil, Broker/Auc oneer Phone: (270) 297-9086 Email: brad@farmershouserealestate.com

Ten years is a long time in the life of a them. My hope for the next decade is that man, and considerably longer for a dog. A I can be cognizant of that, and try and let giant tortoise can live a couple hundred years a few of the small things go. To paraphrase though, so I guess it’s all about perspective. Rick from Casablanca, the problems of one That’s the one thing time will do; provide little man don’t amount to a hill of beans in perspective. Anybody that passes a decade this world. I hope to someday realize that. and ends up the same person at the end of Rule #4: Make the time! There is no such it might as well already be dead. Farmer’s thing as extra time. I’ve been looking for House turns ten this week, and it has some my entire life. There’s never going to be the same name listed on the ownership enough time to do all the things I want to do, papers, but not the same person. Guess so if I want something done, I have to make I’m not dead yet. Over the course time to do it. It’s all about opportunity of the last decade in business I’ve cost. You give up one thing in order learned a few things. I shall impart to do another. Luckily I realized this them now with your permission: a few years ago, and my choices have Rule #1: SHOW UP! A friend, been slightly better because of it. I’ve in a very different line of work, had some extraordinary experiences told me in passing the other day because I took the time to do something that the hardest part of his job at a cost. Those investments have was just showing up. It’s not been worth making, and I’ve already Broker, seen the kind of dividends they can new information, but it bears repeating. An actor once quipped etc. pay. Inspired by that, I hope to make that showing up was 80% of life. time for the right things in the future. Maybe, but one thing is for sure: Showing up Rule #5: Be yourself! This is probably is a pre-requisite for accomplishment. There the most important thing I’ve learned in were a lot of things I couldn’t control when my life. People hate a fake, and they can I started my business, but the basic thing always tell. Every time I’ve won in life it I could control was to answer my phone, was because I was being myself. Every return my calls, and keep talking to people. time I’ve faked it, I’ve fallen flat. I have to If there’s one thing I can attribute to my remind myself of this one all the time. The survival that would be it. You’d be surprised only thing anyone really owns in this life is how many people cannot even accomplish their own person. Nobody in the history of that much. As the business grew, it would the world has the same DNA, experiences, get harder to be “on” and show up every thoughts or dreams as I do, and that is my day. Ten years on though, I still “show up.” greatest asset. It’s true for everybody. Life Rule #2: Look for the good in people! This is hard no matter who you are, so own is a toughie for me. I’ve seen too much plumb who you are and use it to its full potential. That’s it, a marginally-successful guy’s evil over the course of my life. But just when I think I’ve lost all faith in humanity, some rules for success. Farmer’s House is ten years random act of kindness brings me back and old this week. I can’t believe it. It’s not been restores some hope. On the balance, I’d say easy, and it’s not always been fun, but we’ve I’ve seen more dirty tricks than good deeds made it this far and we’re still climbing. over the course of my life. The good deeds are Thanks for letting me share my thoughts often more dramatic though, and the dirty with you over the years. I appreciate every tricks are often trivial in the grand scheme. card, letter, email and text I’ve received in The tricks can be “death by a thousand cuts” encouragement. I hope you will remember and that’s why you have to actually look the connection we’ve shared, and call me if I for the good. Don’t forget to do it though, can be of service. And for everyone who has or the cynicism will eventually kill a man. taken offense, see Rule #3 above. I’ll leave Rule #3: Don’t take it so seriously! I once you with this quote from Waylon: “I can’t say saw Ed Sullivan say he was born with a “rigor I’m proud of all of the things that I’ve done But I can say I’ve never intentionally hurt mortis face.” I suffer the same problem, so often people think I’m more serious than I anyone… I’ve always been crazy, but it’s kept am. You have to look for the grin underneath. me from going insane.” To the clients that I do generally take it too seriously though. have fed my family for the last ten years, and As I look back over a decade of problems, the agents that have helped me, you have my most of them were not worth the time I gave heartfelt thanks. See you in the funny papers.

Brad Cecil

© 2017 Farmer’s House Real Estate, L.L.C. magna est veritas et praevalebit


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

5

Improve your credit score in 100 days or less L BY BPT

ow interest rates, a strong economy and the turn of the seasons are all causing the real estate market to heat up. More homes on the market bring more competition to buy the inventory that is out there. And one way to stand apart from other buyers who are vying for their dream home is to take steps to improve your credit score now. Keep in mind, lenders will pull your scores from all three major credit bureaus (Equifax, Experian and TransUnion), so it’s wise to check your credit report from each of them. You can do so for free once every 12 months at AnnualCreditReport.com. For best results, monitor at least one credit score from each of the bureaus. You also can check your credit score for free through a large number of online services, such as CreditKarma.com, NerdWallet.com or Credit.com. Other sites offering free VantageScore credit scores can be found at VantageScore.com/free. Once you have your reports in hand, you can take steps that may have a positive impact on your scores.

Step 1: Check for errors

A credit report gives a comprehensive list of your lines of credit and payment history. The first step is to review your credit report for errors and take steps to make corrections, including past and present names, loan amounts and credit cards in your name.

Brad Cecil, Broker/Auc oneer Phone: (270) 297-9086

When checking your credit score, bear in mind that some differences in credit scores across bureaus is normal. But if one of the three credit scores is an extreme outlier, it could be worth double-checking your credit report from that bureau to make sure it doesn’t reflect any questionable or erroneous activity.

Step 2: Don’t miss a payment

Creditors are interested in seeing how you manage credit, and the consistency of behavior counts. You should always pay at least the minimum amount due on bills on time every month. An easy way to ensure you don’t miss a payment is to sign up for automatic bill pay when available.

Step 3: Lower credit utilization levels

Credit utilization is the ratio of a credit card balance to the credit limit. If your balance is $5,000 and your credit limit is $10,000, then your credit utilization for that credit card is 50 percent. In general, a good credit utilization is less than 30 percent, so if you have a higher ratio, consider using your tax refund to pay down this debt.

Step 4: Don’t close old credit cards

If you have a credit card that is no longer used but was previously paid off on time each month, don’t close the account. Not only is this good for your credit utilization ratio, but it also is another indicator you’re a responsible candidate for a loan.

Step 5: Don’t apply for new credit

Avoid applying for any new credit, such as an auto loan or a new credit card account, between now and the time you will close on a home purchase. Lenders considering your loan application request your credit score from one or more credit bureaus. And these lender “inquiries” are recorded with one or more of the three national credit bureaus, which may lower your credit score by 10 to 20 points. The score decreases typically only last a few months, as long as you continue to make payments on time. But unless they’re absolutely necessary, try to avoid additional inquiries until after you’ve secured your mortgage. If you follow these five steps, you may see an increase in your score within a few months so you can get a loan and be an attractive buyer when it comes time to put in a bid for your dream home. Keep in mind, the more you can put toward the down payment, the more instant equity you’ll have, the lower your monthly payment will be, and the better your chances are of not needing private mortgage insurance (PMI), which can add hundreds of dollars to your monthly payment. Plus, if you’re able to put down more than a lender requires, a mortgage company may be willing to give you a pass on other issues on your application, such as a less-than-stellar credit score.

w w w. f a r m e r s h o u s e . c o m New Price!

Pending!

New Listing!

Lots & Land MLS #70084

MLS #70966

MLS #70712

MLS #70742

Main St, Calhoun Great opportunity for turnkey boutique. List price includes inventory. High traffic location. $109,900 Brad Cecil 270-929-1595

Bells Ln., Calhoun (on the river) Great chance to own an affordable getaway that’s close to home on the Green River $65,000 Brad Cecil 270-929-1595

Tina Marie Dr 3bd 2.5ba Convenient location. Open living area. 1st floor master suite w/ 2-car gar. $169,900 Jaclyn Lanham 270-792-2247

Pending!

Pending!

MLS #70194

MLS #70561

MLS #70620

Campground Road 3bd 3ba oversized rooms, office, flex room, balcony, 1 car det. gar. and more. $199,900 Brad Cecil 270-929-1595

St. Rt. 144 W 4bd 2ba Spacious, sun-room, office, 2 car det. gar on 63 wooded acres. $289,900 Christy Sumner 270-993-7550

E2ndSt.CommArchitecturalbeauty, downtown charm, modern retail space, quality building, and more. $499,900BradCecil270-929-1595

Pending! MLS #70941

MLS #70610

MLS #69559

Hillcrest Drive 3 bd 2 ba w/ 2 car att. gar. Beaver Dam. Convenient location $114,900 Jaclyn Lanham 270-792-2247

Hwy 593 3bd 2ba Energy efficent homeonnearlyanacrelot,justinside McLean Co. line, and 39 x 66 shop. $109,900 Brad Cecil 270-929-1595

Hillcrest Lp Rough River Amish built cabin w/ Murphy bed, and 4 RV hookups. $74,900 Christy Sumner 270-993-7550

MLS #70653 MLS #71336 Hwy 54 3bd 1.5ba Fin-

Ridgewood St 3 bd, 1 ba newly remodeled home w/ 2 car att garage. Updated kitchen, flooring & bath. $104,900 Brad Cecil 270-929-1595

ished bsmt, stainless steel appl., new carpet, and det. gar. $154,900 Christy Sumner 270-993-7550

Pending!

MLS #71147 MLS #70971 Walnut Street 3bd 1ba

Windy Hollow Rd 1.45 acres Great potential for building the home of your dreams in the country, scenic, and more. $29,900 Brad Cecil 270-929-1595 MLS #68665

Shultz Road 71.5 acres Great cropland in Ohio Co., pond, most of the property has been tiled. $214,900 Christy Sumner 270-993-7550

Good value for the money, investment property in need of repairs. $29,900 MLS #70616 Brad Cecil 270-929-1595 Boston Laffoon Rd. 1.047 Pending listings: acres Great residential MLS #71147 MLS #71120 Pending! MLS #71183 MLS #71093 building lot in Philpot, MLS #71208 MLS #70994 electic and water availMLS #70814 mls #71210 MLS #70735 mls #71212 MLS #70713 able. $21,500 Christy MLS #70713 #71213 Hwy 81 3bd 3ba Move in mls Sumner 270-993-7550 mls #70653 mls #71227 ready, custom kitchen w/ MLS #71254 MLS #70650 #69559 MLS #70433 granite, hardwood, updated MLS For status updates MLS #71229 mls #70296 MLS #70194 HVAC, and 2 car gar. $194,500 Brad Cecil 270-929-1595 farmershouse.com call 270.297.9086

Hwy 56 Zoned B4 Currently used as prof. office. Good traffic count and convenient location. Renovations in 2010. $114,900


6 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

RE/MAX Professional Realty Group For all the things that move you. www.EveryOwensboroHome.com

Glenn Ashby REALTOR® 570-5533

Ashley Bellar REALTOR® 314-5200

Judy Lambert REALTOR® 929-3385

Lauren Lee REALTOR® 993-9843

Reba Besecker BROKER/REALTOR® 929-3407

Brian Luttrell REALTOR® 929-0040

Alex Blythe REALTOR® 270-316-3295

Mary Mattingly REALTOR® 314-7440

Scott Calhoun BROKER/REALTOR® 993-5813

Rick Cummins REALTOR® 302-2822

Gary Maglinger Samantha Jo Ray PRINCIPAL BROKER REALTOR® 926-8900 695-7945

Lynn Edge REALTOR® 929-0359

John Reynolds REALTOR® 485-9592

Li Hall REALTOR® 315-7008

Chivonne Rutman REALTOR® 270-315-0505

Ryan Rutman REALTOR® 315-7464

Blake Hayden REALTOR® 244-6162

270-684-2727

Missie Hayden REALTOR® 244-6161

Melissa Watts-Davis REALTOR® 315-7782

John David Hays REALTOR® 302-6192

Jereme Willner REALTOR® 929-0338

Jaime Woods REALTOR® 315-1233

Tracy Ioia REALTOR® 929-4990

Michelle Wiesman Manager 684-2727

NEW $769,900

NEW $135,900

NEW $96,900

NEW $227,900

NEW $347,900

6226 Hwy 142 MLS 71197 Jereme Willner

807 Creek Harbor Ct. MLS 71189 Rick Cummins

2638 Circle Drive MLS 71221 Brian Luttrell

1507 Linden Ave. MLS 71244 Reba Besecker

135 Booth Field Rd. MLS 71259 Brian Luttrell

NEW $499,900

NEW $185,900

REDUCED $450,000

REDUCED $249,900

12450 Redhill Maxwell Rd. MLS 71267 Blake Hayden

4785 Ridge Creek Rd. MLS 71265 Blake Hayden

2646 Dellwood Valley Lane MLS 69651 John Reynolds

111-113 3rd St. W MLS 70346 John Reynolds

1524 Frederica St. MLS 70366 Blake Hayden

REDUCED $359,900

REDUCED $44,900

REDUCED $199,900

REDUCED $179,900

FEATURED $24,000

244 Ridgecrest Place MLS 70567 Brian Luttrell

225 Covington Ridge MLS 70576 Brian Luttrell

2104 Summer Walk MLS 70932 Gary Maglinger

5549 Skyline Drive MLS 71072 Brian Luttrell

LOTS on Thompson Drive MLS 63246 Tracy Ioia

NEW $275,000 PE

N

N DI

G

FEATURED $18,700

FEATURED $245,000

FEATURED $1,240,000

FEATURED $295,000

FEATURED $650,000

LOTS on Chase Edward MLS 63291 Tracy Ioia

1121 Moseley Street MLS 67800 Blake Hayden

1002 Alsop Lane MLS 67801 Blake Hayden

1430 Bosley Rd. MLS 67807 Blake Hayden

4333 Springhill Drive MLS 68611 Blake Hayden

FEATURED $259,000

FEATURED $1,350,000

This Weekend’s Open Houses SATURDAY 06/10/17

2649 Shores Road MLS 68884 Lynn Edge

327 14th Street E. MLS 69173 Blake Hayden

FEATURED $669,000

FEATURED $610,000

10:00-11:30 ......1525 ST. MARY’S .................. 70628...........................RICK CUMMINS ........$144,900 ..................WEST 12:00-1:30 ........807 CREEK HARBOR CT......... 71189...........................RICK CUMMINS ........$135,900 ..................WEST 2:00-3:30 ..........2407 TWENTY GRAND. .......... 71018...........................RICK CUMMINS ........$119,900 .................. EAST 10:00-12:00 ......135 BOOTH FIELD RD.............71259...........................BRIAN LUTTRELL.......$347,900...................WEST 1:00-3:00 ..........1006 WATSON LANE...............71314...........................BRIAN LUTTRELL.......$199,900.......HENDERSON

SUNDAY 06/11/17 805 Crowe Rd. MLS 69208 John Reynolds

4376 Cedar Grove Rd. MLS 69424 John Reynolds

3:00-5:00 ..........7555 HWY 2830 .................... 70141...........................LYNN EDGE...............$106,500 .................. EAST

SEE ALL OUR OPEN HOUSES @ www.REMAXOpenHouse.com


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

Buying a home: Know how high to go

S

STATEPOINT

hopping for a home? Before you begin your search, it’s important to figure out what you can comfortably afford. Before you star t shopping, learn how much you can borrow. Free online resources, such as Freddie Mac’s “How Much You Can Afford� calculator, found at calculators.freddiemac.com, can help you get a handle on this figure during the preliminary stages of your search. This estimate is based on income, fixed monthly payments such as auto loans and student loans, and the terms of the loan you plan to take out. You may also consider speaking to a lender at this stage. If you qualify for a loan, he or she will provide you with a preapproval letter stating how much home you can afford and the maximum amount you are qualified to borrow. Having this letter can help show the seller that you are a committed and qualified buyer. Keep in mind that the amount your lender is willing to lend is not always how much you should borrow. You should borrow only what you feel you can comfortably repay e atDon dCiE i e s mU s 0 ImoDss0e,00 RE P$1

PEN

through monthly mortgage payments. Wait to take this step until you are actually on the hunt, as pre-approvals are usually good for only a limited time. NEW PRICE $469,000

G N I D

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Judy Lambert REALTORÂŽ 270-929-3385 35 Years of Experience! jjlambertrealtor@aol.com

Professional Realty Group

When determining your budget, consider the length of your loan and the type of loan you want. Do you want to pay back the money that you borrow over 15 years NE W

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or 30 years? The longer your loan term, the smaller your monthly payments, but you’ll pay more interest over time. The type of mortgage loan is important, too. With a fixed-rate loan, the interest rate stays the same through the life of your loan, as will your monthly payments. While this can offer some peace of mind, it’s important to know that such loans tend to have higher interest rates because the lender isn’t protected against a rise in its costs over the course of your loan. On an adjustable-rate mortgage (ARM) however, the interest rate may re-set every one, three or five years based on the movement of a specific index and the terms of the loan. Homebuyers may have low interest rates when they first take out their mortgage loans, but the rates may increase over the loan term. If your rate changes at a reset, then your monthly payment will change too. One of the most important aspects of homebuying is getting a handle on how much home you can afford. Do your research before you begin house-hunting, so you can be well-informed throughout the process.

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2105 Griffith Ave. ~ $199,900 1507 Linden Ave. ~ $227,900

Lovely 3 bedroom home on Lovely home if Griffin Area. Griffin Ave. corner lot. 1/2 bath Spacious open floor plan with could easliy be converted to 3 bedrooms and 2 full baths. a full bath. Lots of updates Perfect for entertaining with lots 1210 Old Main ~ $214,900 including brand new gutters, new of wondows overlooking the in… � �  Ž ‘ € vinyl 1 1/2 car carport/ ground pool with new liner fence.

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“ and covered patio MLS# 71075 Call (couldÂ? be ” seperate pool house Reba Besecker for your private a in-law suite). MLS# 71244 Call ƒ • ‰­ÂˆÂˆ showing Besecker for your – 270-929-3407 Reba Â…Â?† ‡ˆÂ? ­ private showing 270-929-3407 Â? ‡ˆ€‹ ‹€ Â‰ÂˆÂ‡

Reba Besecker, CRS REALTORÂŽ Multi-Million Dollar Producer rebabesecker@aol.com 270-929-3407

Professional Realty Group

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1210 Main ~ $199,000 Old

Lovely 5 bedroom, 3 bath brick home. Updated kitchen with Phil Crabtree custom cabinets. Â…Â?†‡ˆ­ Hardwood floors in living, dining, kitchen & great rooms. Gas logs in fireplace. Walkout basement ‡ˆ€‹ ‹€ Â‰ÂˆÂ‡ with game room, 5th bedroom, bathroom, utility room, laundry and storage. Approx. 4100 square feet including storage. Realtor owned. MLS# 70531 Call Reba Besecker for your private showing 270-929-3407

215 E 18th Street ~ $399,900 of € Commercial building with a multitude ’ � š possibilities. Great location on the corner of š š 18th and J.R. Miller Blvd. 13,080 feet ”  square � … and

overhead of office space work space with š …�†‡ˆ  ˆ doors. MLS#70790 - Call Reba Besecker ‡ˆ€‹ ‹€ ‰ˆ‡ 270-929-3407


8 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

3424 Frederica St., Owensboro KY

Connie Barnett 270-929-0369

EN /11 0 OPn. 6 2:3 Su -

EN 10 0 OPt. 6/ 2:3 Sa -

2781 Pecks Place $369,000

1029 Halifax Drive $259,900

3 bedrooms , 2 baths Just Like Brand New!

4 bedrooms , 2 1/2 baths Great Location!

00 1:

Gordon Barnett (270)485-3300 w Ne

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Gordon Barnett 270-485-3300

Karen Pannell 270-903-2167

TOO !! L AT E

00 1:

Gordon Barnett (270)485-3300

1010 College Drive $239,900 3 bedrooms, 2 baths ! Full Basement!

Karen Pannell (270)903-2167

E SAL NG DI PEN

P

E SAL NG I END

Jason Bellamy 270-302-4095

Marsha Westerfield 270-316-2240

Robert Johnson 270-929-1091

Vickie Ballard 270-993-6573

EN /11 0 OPn. 6 2:3 Su 0 -

EN 10 0 OPt. 6/ 1:3 a S 00-

4891 Pleasant Grove Rd $219,900

1031 Booth Avenue $129,500

4 bedrooms , 2 bath

3 bedrooms, 1 1/2 baths Great Location!

0 1:

Connie Barnett (270)929-0963 EN 10 0 OP t 6/ 2:0 a S 0-1

:3 10

: 12

Robert Johnson (270)929-1091 w Ne

ice Pr

4556 Bridle Ridge Ct $379,900

4695 Fields Road $369,900

2547 Christie Place $299,900

2249 Woodstone Court rt $292,500

433 Stableford Circle $264,900

Up to 5 bdrms, 3 1/2 baths

4 bedrooms , 2 1/2 baths Walkout Basement!

3 bedrooms , 3 1/2 baths

4 bedrooms , 2 1/2 baths Best Buy in Deer Valley!

Great Location, Low Maintenance!

Gorgeous Walkout Basement!

Vickie Ballard (270)993-6573

w Ne

ice Pr

Connie Barnett (270)929-0963

Connie Barnett (270)929-0963

E SAL NG DI N E P

E SAL NG DI N E P

Tony Draeger (270)925-1244

3 bedrooms, 2 baths

Vickie Ballard (270)993-6573

E SAL NG DI N E P

EN 10 0 OPt. 6/ 2:0 a S 30-1

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115 First St. Lewisport $249,000

4325 Brookhill Drive $220,000

2021 Tamarack Road $205,000

1535 Hickory Lane $181,900

2736 Summer Pt Ct $172,000

3 bedrooms, 2 baths Fantastic River View!

3 bedrooms, 2 baths

4 bedrooms, 2 1/2 baths

Vickie Ballard (270)993-6573

Jason Bellamy (270)302-4095

3 bedrooms , 2 baths Convenient Location!

4 bedrooms , 2 1/2 baths ! Great Location!

Marsha Westerfield (270)316-2240

One Level Living at it’s Best!

1.5 Acres!

E SAL NG DI N E P

Gordon Barnett (270)485-3300 w Ne

Gordon Barnett (270)485-3300

E SAL NG DI N E P

ice Pr

116 E 21st Street $168,500

10841 Campground Rd $168,000

752 Canterbury Rd $167,500

4181 St Rt 657 $165,000

6347 Jack Hinton Rd $129,900

5 bedrooms, 2 1/2 baths

3 bedrooms, 2 1/2 baths Inground Pool; 1 Acre Lot!

3 bedrooms, 1 1/2 baths

4 bedrooms, 3 baths Perfect Location!

2 bedrooms , 1 bath

Over 2500 Square Feet!

Jason Bellamy (270)302-4095 w Ne

Marsha Westerfield (270)316-2240

ice Pr

P

E SAL NG I END

Finished Basement!

Jason Bellamy (270)302-4095 w Ne

Marsha Westerfield (270)316-2240

ice Pr

Connie Barnett (270)929-0963 w Ne

ice Pr

365 Hendricks Road $125,000

2605 Wisteria Gardens $89,900

95 Market Street $69,900

2737 Allen Street $69,900

75 Market Street $45,900

2 bedrooms, 1 bath 2 Fish Ponds!

2 bedrooms , 1 bath

2 bedrooms, 1 bath Cute Home! Price Reduced!

2 bedrooms, 1 bath Charming Cottage Style Home!

3 bedrooms, 2 baths Open Concept!

Marsha Westerfield (270)316-2240

Connie Barnett (270)929-0963

Excellence since 1964

Marsha Westerfield (270)316-2240

Karen Pannell (270)903-2167

Marsha Westerfield (270)316-2240

!


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

9

What to look for in investment property

H

istorically, the appreciation rate for real estate is very strong. Even when the housing market declines, long-term investors in real estate can rest easy knowing that property values tend to rebound rather quickly, rewarding patient investors in the process. Looking at real estate as a long-term investment is just one way approach a potential investment property. The following are a few additional considerations prospective investors should contemplate before buying an investment property.

Location

Many people are familiar with the real estate industry axiom, “location, location, location!” When buying an investment property, location is everything. A great location should outweigh your own personal feelings about the home, especially if you do not intend to live at the property. You will likely define a great location for an investment property differently than you would a proper-

Tony Draeger 270-925-1244

Lori Kimble 270-315-1468

ty you intend to live in, so don’t let your own desires in a home cloud your judgement when choosing an investment property. Properties in safe neighborhoods that boast good schools and offer easy access to public transportation tend to make great investment properties.

Cost

Décor

Décor is another thing to consider when looking for an investment property. If you don’t plan to reside in the property, your opinion of the décor should not carry much weight. When viewing a property, try to imagine how much it might appeal to prospective tenants. Quirky properties typically do not appeal to as many prospective tenants as properties whose décor are similar to other homes in the area. Though you might find a tenant who prefers properties with unique interiors, a property that appeals to as many prospective tenants as possible often makes for a better investment and a lot less stress when the time comes to find tenants.

Harold Hall 270-570-3720

a fully renovated property, but those cost savings might be lost when it’s time to renovate. Find a property that’s in the type of condition you’re comfortable with. If you decide to go with a fixerupper, learn the cost of your potential projects before submitting an offer.

Connie Griffin 270-313-7503

Condition

The condition of the property also must be considered before buying an investment property. Some investors want a fixer-upper, while others prefer turnkey properties that won’t require any elbow grease. The former type of property likely won’t cost as much as

Randy Clark 270-314-2511

Amelia Jones 270-925-9413

Jack Steele 270-993-2628

Real estate makes a great investment, but don’t go overboard when buying an investment property. Before making an offer on a property, research rents in the area and the cost of insurance in that particular neighborhood. You want a property that essentially pays for itself, so make sure the rent you’re likely to collect is enough to cover your monthly costs, including the mortgage on the property, insurance and the costs associated with managing and maintaining the property. Real estate investors often reap great rewards when selling their properties. But it’s still important for potential investors to consider a host of factors before investing in a property.

(270) 684-6221 www.HomeRealtyOwensboro.com

260 Caroline Street $43,900

5141 Windy Hollow Rd

2134 Hwy 81 $475,000

1203 W 9th St $145,000

2005 Triplett St $110,000

2 bedrooms, 1 bath

Commercial Loaded with Opportunities!

Commercial Lots of Opportunities!

Commercial 10,000 Square Feet!

Commercial

3100 W Parrish Ave B $800,000

3100 W Parrish Ave A $700,000

735 W 9th Street $50,000

807 W 9th Street $40,000

1-5 Acres!

5-10 Acres!

Gordon Barnett (270)485-3300

Gordon Barnett (270)485-3300

0.6 Acres - Zoned B4 May be combined with 807 W 9th to get 1 Acre.

0.46 Acres - Zoned B4 May be combined with 735 W 9th to get 1 Acre.

8729 Hwy 2830 $17,900

Marsha Westerfield (270)316-2240

Gordon Barnett (270)485-3300

Gordon Barnett (270)485-3300

Karen Pannell (270)903-2167

Karen Pannell (270)903-2167

E SAL NG DI N E P Gordon Barnett (270)485-3300

Gordon Barnett (270)485-3300

Less than 1 Acre Great Building Lot!

Connie Barnett (270)929-0369


10 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

SMARTER. BOLDER. FASTER. ®

Find Us on

(270) 684-2100

www.CENTURY21Partners.com Open House Saturday 10:30 - 12:00

Open House Saturday 10:00 - 12:00

Open House Saturday 11:00 - 12:00

2817 TippecanoeTrail Henderson

6279 Valley Brook Trace

3645 Thruston Dermont Rd.

$189,000 MLS#70909 Kelly Burke 270.302.8598

$159,900 MLS#70844 Stacy Sturgeon 270.929.8983

$189,900 MLS#71130 Terry Whitaker 270.302.4931

CENTURY 21 Partners

630 Mockingbird Ln.

$84,900 MLS#70964 Johnny Phillips 270.302.8749

Clean, very well kept, updated flooring, neutral paint color in most of the house. Must see!! Call April Madden 270.922.1374 MLS#70831

Kelly is married to her husband Carl and they have three children, Alexa, Jackson and Olivia. She is very thankful for the support of her family. Kelly is excited to be a full-time Realtor with Century 21 Partners and is looking forward to bringing her knowledge and experience to our office. Kelly is ready to serve you in all of your real estate needs.

Call Kelly Burke today! 270.302.8598 kburke@century21partners.com

Is pleased to announce the addition of Roxanne Aull

1320 Meadowlane Dr.

3222 St. Ann St.

to our team!

Won't last long! Attractive 3 Bedroom within walking distance to Lewisport river boat dock and park. Nice large yard. Check it out! Call April Madden 270.922.1374 MLS#71146

April Madden REALTOR®

Call or Text

(270) 922-1374

to our team!

Roxanne is a mother of three great kids and has resided in Daviess County most of her life. After earning her Bachelor of Social Work Degree from Brescia University, Roxanne practiced in different areas of the social work field. Her long time hobby of interior and exterior design of homes has now become her passion. Roxanne now is combining her work and life experiences, travel and education, to practice as a full-time Realtor. She hopes to help others find what they need to fulfill their dreams.

Call Roxanne Aull today! 270.993.4124 roxanneaull@century21partners.com

amadden@century21partners.com

Judi Head

Ty Smith

Realtor ® GRI

Realtor®

HOME is where you’re surrounded

GETTING THE RESULTS YOU

By family. And walls.

DESERVE

Gotta have walls.

(270) 929-1636 judihead@century21partners.com www.judiheadrealtor.com

$1

Open House Saturday 10:30 - 12:00

CENTURY 21 Partners

Is pleased to announce the addition of Kelly Burke

00 ,9 9 3

/Century21Owensboro @C21Owensboro

00 ,9 9 8

$1

70 Woodford Ave.

3645 Thruston Dermont Rd.

Fabulous period home in prime location of English Park. Seller has replaced plaster with drywall on main floor and shows excellent. Wonderful visions of the river from upstairs. Walk to river and all the festivities. Call Stacy Sturgeon 270.929.8983 MLS#70283

New to Market - easy access to Hwy 54 and new hospital, large master with new bath. Huge back yard for kids over 1/2 acre. New Windows - Cedar Lined Closets - 2 Fireplaces 2 Family areas Call Stacy Sturgeon 270.929.8983 MLS#71130

2065 Northwood Dr.

2008 Ballard Construction Parade of Homes. 4 Bedrooms/3 Baths. New roof 2016. Crown Molding, Trey Ceilings, Wainscoting, Formal Dining Room and Kitchen. Heated Garage. Oversized Closets. Paver Patio. Over 1,000 sq ft upstairs. Call Judi Head 270.929.1636 MLS#70976

Stacy Sturgeon

REALTOR®

Full Time Full Service Realizing your expectations

270-929-8983

Ststurgeon@century21partners.com

(270) 314-8613 tysmith@century21partners.com

TYSMITHREALTOR.COM

00 ,9 9 5

$1

2817 Tippecanoe Trail

Gorgeous Tri-level home in highly desired Henderson neighborhood. Neutral colors, new windows, new roof, fenced yard, great family space, both baths remodeled. Wonderful condition, roof has 48 years left on warranty (transferable to new owner). Appliances stay. Immediate possession, if necessary. Call Stacy Sturgeon 270.929.8983 MLS#70844


Saturday, June 10, 2017, Messenger-Inquirer

SMARTER. BOLDER. FASTER. ÂŽ

Find Us on

/Century21Owensboro @C21Owensboro

www.CENTURY21Partners.com

George Wathen REALTORÂŽ Multi-Million Dollar Producer

316-5883 (270) Residential Or Commercial

3 Stonehenge Ct.

gwathen@century21partners.com

1330 St. Ann St. Stately Victorian home in the JZ Moore Historic district near downtown. Stained glass front and side doors. Huge pocket doors. Tall ceilings. Very grand home with master on main level. Sellers don't use the 1st floor master, it is used as a living area. Call John Burns 270.993.1109 MLS#70798

1653 Parrish Ave. This lot is a fantastic lot with multiple opportunities. Right at an acre (.997) and zoned light industrial. Don't miss this chance, it is available and ready for your business, right now! Call George Wathen 270.316.5883 MLS#70264

JOHN BURNS REALTORÂŽ, BROKER/OWNER

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Fabulous Colonial Style home that has been lovingly restored and updated. Master suite with fireplace, plus 2nd master suite on 1st floor. Family Room with fireplace. Gourmet Kitchen with Viking range and lots of cabinets & counter space. Biggest Lot in the neighborhood with a park-like backyard. Oversized 2-car side-load garage & 900 sq. ft. detached garage. This home has it all, including new roof & windows & gutters!! Flood insurance under $700 per year. Call John Burns 270.993.1109 MLS#70904

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MBA

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: ĆľĆŒĹśĆ?Λ ÄžĹśĆšĆľĆŒÇ‡ĎŽĎ­WÄ‚ĆŒĆšĹśÄžĆŒĆ?͘Ä?Žž

1622 Thompson Dr.

630 Mockingbird Ln.

Two 4-Plexes (side by side) at the end of Thompson Dr. 8 units total - all are one bedroom, one bath. Nicest units on the street. All utilities paid by tenants. Sold as a package with 1630 Thompson Dr. Seller is a licensed Realtor in KY. Call John Burns 270.993.1109 MLS#71139

Brick Ranch in Calhoun with large kitchen, new HVAC, new water heater, newer roof, new appliances, hardwood floors. Ready to move into! Call John Burns 270.993.1109 MLS#70964

11

(270) 684-2100

Real Estate Inside Out

140 W. 5th St.

0 Hwy 261

1210 Upper Trace

6101 Pruden Ln.

2528 Lawrin Ct.

2936 Cheyenne Dr.

Charming home with beautiful updates in Calhoun. Upstairs is a large bedroom & full bath. Master suite is on main level complete with a sitting room with fireplace. Kitchen has a separate dining area & all appliances stay. Call John Burns 270.993.1109 MLS#70121

Prime hunting ground in North Ohio Co.! Rolling hills and mature trees, plenty of road frontage that could be subdivided by new owner. Call John Burns 270.993.1109 MLS#70717

Made for entertaining. Near OCC. Main level Master Suite, large GR with new engineered hard wood floor. New paint throughout & new carpet in some bedrooms. New roof, bonus room, & large storage room on 2nd floor that could be finished. Patio, & gazebo. Call John Burns 270.993.1109 MLS#71222

Just 7 minutes from Owensboro! Peaceful living with your own stocked lake and huge in-ground pool. Brick home just under 2,000 sq. ft. with 4 bedrooms, 2 baths plus office and oversized 2 car attached garage. Newer granite counters and appliances in Kitchen. Large Great Room with vaulted ceilings. Call John Burns 270.993.1109 MLS#70989

Well maintained Thoroughbred Acres home. 3 Bed, 2 Bath, 2 car garage. Roof in 2009. Replacement windows, all trim maintenance free. Gas fireplace in family room. Call John Burns 270.993.1109 MLS#71084

Nicely updated single level home w/ sunroom, 1 car attached garage and 1 car detached garage w/workshop. 3 BD, 2 BA, FR w/gas log fireplace. Newer hardwood laminate flooring throughout most of the home. Almost 1750 sq. ft. New dimensional shingle roof 2016. Call John Burns

REALTORÂŽ

Full Time Call or Text

135 Darby Ln.

Stately quality built home located in Cypress Estates with 4-5 BD, 3.5 BA. The double story foyer & LR are impressive w/crown moldings, ceramic & marble. The DR features columns. The winding oak staircase leads to a children’s den area and bedrooms. Each floor features a laundry area. Highlights of the master suite are tray ceilings, whirlpool tub, walk-in shower, double vanities, walk-in closet & heated floor! The kitchen is open to a breakfast area, FR & a kitchen bar. This home also has 3 car garage. The views are incredible! Conveniently located. Call Karen Gross 270.315.9810 MLS#69620

Quality Service Pinnacle Award Masters Award 2016

(270) 315-9810

Cell: (270) 929-0833

WBaker@Century21Partners.com www.JWadeBakerRealEstate.com

1628 Leitchfield Rd.

0 McCormick Lane

Wow! Real hardwood floors, freshly skimmed and painted walls. 3 BD/1 BA home with quiet view. All redone w. separate laundry and mud room. New carpet in the upstairs bedroom, new kitchen & bathroom faucets, replacement windows. Enjoy the front AC/Furnace/ Roof/Water Heater all less than 2 years old. Call Karen Gross 270.315.9810 MLS#71266

Call your builder! 1+ acre lots available just inside the Ohio City line. Underground utilities already in place. Call Karen Gross 270.315.9810 MLS#70955

Wade Baker RealtorÂŽ Multi-Million Dollar Producer 2010 Masters Award

Karen Gross

Carol Carter RealtorÂŽ

Call or Text Anytime

10 Hilltop Dr.

4 Bedroom 2 1/2 Bath Ranch with a Walkout Basement in the Hilltop Subdivision. Hilltop has a Private Pool and Tennis Courts. Great floor plan for families. Beautiful view from the Deck and Sunroom. Call Wade Baker 270.929.0833 MLS#71057

6279 Valley Brook Tr.

Shows like a model home! 3 BD, 2 BA home with 1500 sq. ft. of living space. Open concept kitchen. Don’t miss this one. Call Karen Gross 270.315.9810 MLS#70909

270.925.6978

carolcarter@century21partners.com Smarter, Bolder, Faster


12 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

Easy DIY projects to prepare your home for sale

I

BY BPT

f you’re looking to sell your home quickly and for more money, it’s essential to make popular areas of the house look appealing to potential buyers. Fortunately, with a little DIY effort, you don’t have to invest in expensive home repairs or real estate-staging services. Consider these easy DIY projects that can help ensure your home is market ready when it’s time to sell. If the property is particularly appealing, you may even start a bidding war. Paint the front door - First impressions count when it comes to a home sale. You want your entryway to be inviting so homebuyers want to look further. An easy way to update an entryway is to paint the door with a new color that complements your home and surroundings. Simply remove the hardware, clean the surface, prime and topcoat with the new paint color. While you’re at it, consider painting exterior accent features - such as shutters or window boxes - the same color for a cohesive look. Repair and refresh walls - Painting is an easy and affordable way to freshen an entire home so that buyers take notice. However, cracks and holes in freshly painted walls can make a poor impression. For a DIY project that yields a professional result, repair walls before the first swipe of the paint brush. ALEX Plus and ALEX Flex

Spackling provide unsurpassed performance and durability for filling holes and cracks on surfaces throughout the home. ALEX Plus Spackling is easy to apply, sands to a smooth finished surface, and creates the superior paintability needed to seamlessly blend with the surrounding area. ALEX Flex Spackling is perfect for eliminating those stubborn reoccurring cracks in drywall that appear as problem areas expand and contract with changes in weather and humidity. Update kitchen and bath hardware - Do you have kitchen and bath hardware that’s decades old? If so, it may be worth your time to replace these dated details. Adding small features such as modern cabinet hardware can visually update a room, so explore affordable

SMARTER. BOLDER. FASTER. ® Brad Luppino Realtor® Quality Service Award 2016 Call or Text Anytime

270.313.6516

BLuppino@Century21Partners.com

www.BradLuppino.com

to list your home with CENTURY 21 Partners!

options at your local home improvement store. Once you select the style you like best, just get your screwdriver and swap out the old for new. Re-caulk the kitchen and bathroom - Exposure to water and moisture over time can cause caulk to look dirty and unsightly. Potential buyers are sure to note mold, mildew, dirt, and stains on old caulk. For a clean appearance, remove the old caulk, thoroughly clean the area to remove any dirt or residue, then re-caulk with DAP Kwik Seal Ultra Sealant. Backed by a lifetime mold and mildew resistance guarantee, this premium siliconized kitchen and bath sealant repels water, liquids, soap scum, stains so the sealant stays looking clean, fresh and new. Plus, it is safe for all surfaces, even granite and marble. Revisit lighting throughout the home - Proper illumination isn’t just useful, it can open up a room and highlight beautiful architectural features. All lighting should be dusted, but for those fixtures that are old, outdated, or broken, consider inexpensive replacement options. Something as simple as replacing glass globes can add high-impact style. Adding task and accent lighting is another smart investment. For example, under-cabinet lights in the kitchen are easy to install and are likely to impress potential buyers. Preparing a home for sale doesn’t have to be a daunting process. With these five projects, you’ll be well on your way to have a beautiful home ready for listing.

Find Us on

/Century21Owensboro @C21Owensboro

(270) 684-2100

www.CENTURY21Partners.com Call Gail for More Information 11838 Hwy 764 - $280,000 - MLS#71176 9381 Hwy 144 - $129,900 - MLS#71211 Lots 9, 10 Brookhaven - $27,900 - MLS#70399 503/505 St. Ann St. - $49,900 - MLS#70401 3615 Longfellow Dr. - $82,000 - MLS#70784 4526 Lake Forest Dr. - $464,900 - MLS#70969 507 N. 3rd St. - 20,800 - MLS#70929 210 Snodgrass Lane - $39,900 - 70918 1710 Mt. Vernon Dr. - $99,900 - 71295

Gail Niehaus Realtor®, GRI, SFR, CRS

2016 CENTURY 21 Partners Top Listing & Selling Agent

(270) 316-7257 Million Dollar Service In ANY Price Range!

Terry Whitaker Realtor®

Full Time

Available Anytime: call, text or email Office: 270-684-2100

Cell: 270-302-4931

TWhitaker@Century21Partners.com

terrywhitakeragent.com


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

Keller Williams Elite

w w w . k w e l i t e k y . c o m

Diane Brancato REALTOR® 270-316-1127

Amber Brown REALTOR® 270-839-5859

John Congleton REALTOR® 270-313-6267

Jason Cox REALTOR® 270-315-9438

Jim DeMaio REALTOR® 270-485-5466

Wes Donahue REALTOR® 270-314-9952

Sheryl Edge REALTOR® 270-302-4263

Sydney Ellis REALTOR® 270-315-5278

Maggie Goldsberry Transaction Coordinator Kelly Anne HarrisTeam

Kelsey Hall REALTOR® 270-313-1365

Kelly Anne Harris Broker/Realtor® 270-929-5857

Keavin Hayden REALTOR® 270-302-6554

Bill Jones REALTOR® 270-929-7177

Greg Jones REALTOR® 270-929-7180

Jay Kirk REALTOR® 270-302-9324

Steve Lewis Broker/Realtor® 270-302-3426

Brooks Lohr ISA/Kelly Ann HarrisTeam 814-341-9807

Anndrea Mahoney REALTOR® 270-302-6992

Kim Millay Market Center Administrator

Mandy Millay Listing Manager® Kelly Anne HarrisTeam

Matthew Morris REALTOR® 270-302-8448

Laura Bennett REALTOR® 270-231-6878

Annie Tucker REALTOR® 270-993-5612

Lauren Pierce Operations Manager Kelly Anne HarrisTeam

Brandi Rone REALTOR® 270-485-3612

Matt Schell REALTOR® 270-302-8384

Larry McDaniel REALTOR® 859-213-7920

Robbie Thompson REALTOR® 270-316-9294

Jennifer Yeckering REALTOR® 270-584-5026

Jim Yeckering REALTOR® 270-836-4440

Jody Young REALTOR® 270-993-2325

Bryan Reynolds REALTOR® 270-929-3088

1107 WEST 8TH ST.

NEW LISTING

13

3424 WINCHESTER DR.

NEW LISTING

11858 YOUNG RD.

NEW LISTING

2695 DELLWOOD VALLEY LANE

NEW LISTING

Kelsey Jarboe REALTOR® 270-903-0564

Edie Render REALTOR® 270-903-3343

Nathan Basham REALTOR® The Brandi Rone Group 270-314-0390

1629 W 9TH STREET

NEW LISTING OPEN HOUSE

$66,900 • MLS 71294

$82,900 • MLS 71249

$164,500 • MLS 71315

$214,277 • MLS 71206

$74,900 • MLS 71243

The Brandi Rone Group 270.485.3612

The Brandi Rone Group 270.485.3612

The Brandi Rone Group 270.485.3612

Kelly Anne Harris Team 270.929.5857

Kelly Anne Harris Team 270.929.5857

375 HENDERSON LANE

2638 W VICTORY COURT

4501 STONEGATE DRIVE

3212 BARNETTS CREEK RD

2208 VILLAGE RUN

NEW LISTING

$184,900 • MLS 71297

REDUCED

REDUCED

$68,900 • MLS 70951

$389,900 • MLS 70958

Kelly Anne Harris Team 270.929.5857

Kelly Anne Harris Team 270.929.5857

Kelly Anne Harris Team 270.929.5857

335 CHURCH ST

1714 STERLING VALLEY DR.

3147 WOOD VALLEY POINT

REDUCED

FEATURED

THE SUMMIT

FEATURED

OPEN HOUSE

$89,900 • MLS 71092

Wes Donahue 270.314.9952

$309,900 • MLS 70173

Diane Brancato 270.316.1127

$439,900 • MLS 70772

Diane Brancato 270.316.1127

REDUCED

$204,900 • MLS 70963

Kelly Anne Harris Team 270.929.5857

REDUCED

$137,900 • MLS 70972

Kelly Anne Harris Team 270.929.5857

Open Houses: MLS 70173.....1714 Sterling Valley Dr.......$309,900.............Saturday, June 10th 11:00-12:30 MLS 70830....3348 Shadewood Terrace...$224,900.............Saturday, June 10th 10:00-11:30 MLS 71044....2896 Silver Creek Loop.......$179,900.00........Saturday, June 10th 11:00-12:00 MLS 70968....11234 Kelly Cememtery Road..$314,900............Saturday, June 10th 10:00 - 11:00 MLS 71206....2695 Dellwood Valley Lane..$214,277............Saturday, June 10th 1:00 - 2:00 MLS 70209....2314 Overlook Park..............$389,900............Saturday, June 10th 10:00 - 11:00


14 Real Estate Inside Out

Saturday, June 10, 2017 Messenger-Inquirer

Personal Space

Deer Valley Dwelling

D

BY KRISTI MCCABE

eer Valley subdivision in Utica is a growing neighborhood, located just a few minutes from Owensboro, and is filled with new homes, beautifully-manicured lawns, and wooded settings. Jagoe Homes has been hard at work constructing move-in-ready homes in this neighborhood, and one of its current listings is well worth a thorough viewing. The new home located at 2646 Dellwood Valley Lane has many unique features, and it is obvious from just a glance that a lot of extras have been put into this home. It has a modern yet classic feel, with an open concept that lends itself well to entertaining. This is also a family home, with cozy carpeted bedrooms, ample closet space, and a

nice backyard for children. This three-bedroom, two-bathroom home is attractive at first sight, with its red brick exterior, front-load double garage and new landscaping. The home is comprised of 1,535 square feet of living space, and has an attractive floor plan. The great room is both spacious and open, with recessed lighting, gorgeous plank laminate flooring with a hardwood look, high ceilings, and a long panel of tall windows on the back wall. The kitchen has the same flooring, beautiful white cabinetry, recessed lighting, an eat-in area and stainless appliances. A stand-alone island features a sink and beautiful countertops that have the appearance of white marble. This area is perfect for food preparation or additional seating. The great room and kitchen

combination are the most striking rooms in this house, modern and appealing without losing a sense of comfort. All bedrooms in this home are carpeted. The master bedroom has recessed lighting and neutral walls, as well as a walk-in closet. The master bathroom has his-and-hers vanities, the same flooring as kitchen and great room and double mirrors. A small window adds a touch of whimsy to the room, perfect for displaying a vase or other small collectible. The other two bedrooms would make nice children’s rooms or guest suites. The second bathroom is perfect for children or overnight guests, and is quite attractive with its vinyl hardwood-look flooring and bathtub/ shower combo. The closets have ample storage space, with extra shelving

and plenty of room for clothing or keepsakes. The backyard offers even more room for entertaining or simply enjoying time with family. A nice covered patio with a ceiling fan is located just off the kitchen, and is spacious enough for a patio table and chairs, a grill or outdoor fireplace or a porch swing. The backyard has plenty of room for a playground as well. For the buyer in the market for a nice starter home, this is a good find. If you’re looking for a well-built new home in an up-and-coming neighborhood, this one is well worth a visit. Deer Valley subdivision is as peaceful and serene as its name, and has much to offer in the way of comfort, security and family living.

Re/Max


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

15


16 Real Estate Inside Out

Joetta O'Brien Realtor®

Hope Margelot Realtor®

270-313-3032

270-316-5476

Saturday, June 10, 2017 Messenger-Inquirer

Stephanie Miller Realtor®/Broker

JoAnn Risner Broker/Owner

270-929-3140

270-570-3939

Karen Thomas Realtor®

270-977-6001

RISNER & ASSOCIATES REALTY, INC. (270) 926-1400 1010 Frederica St., Owensboro, KY. 42301 • joannrisner@email.com

Pat O’Brien Realtor®

270-570-5119

Reene Cardwell Realtor®

RISNERREALTORS.COM

270-929-0838

Jennifer Staser Realtor®

270-925-4941

NE W LISTING 1567 Zion Church Road

Looking for your dream home? Look no further. This home offers 5 BR/4 BA and has been completely updated in the last 6 months. New flooring, appliances, granite, plus many other amenities. Check out the awesome basement opening to pool area for entertaining. (53 rolling acres), plus barns and other buildings. Call JoAnn Risner 270-570-3939. MLS#71338.

36 Stone Creek

Not every home has a 1800 sq ft guest house w/ bath and a half overlooking a beautiful pool. This house is a dream, so many gorgeous amenities you must see for yourself. Come walk through the hand cut mahogany front doors and experience luxury from every corner. JoAnn Risner 270-570-3939 MLS# 70767

14 Hilltop

Very private setting with beautiful landscaping and trees in the prestigious Hilltop Area. This home has lots of space with 6 bedrooms and 4.5 baths newly redecorated. Come experience for yourself. JoAnn Risner 270-570-3939 MLS #70824

1661 Barclay

Golfers Delight! Beautiful 5 BR home in the Estate at the Summit. You'll love the columns and crown moldings this home has. HUGE covered porch and a 3 car oversized garage. Call JoAnn Risner for you personal tour. 270-570-3939 MLS# 70911

RED1U29C,0E0D0

REDUCED

TO $

301 Legion Blvd.

1715 Sanctuary OPEN HOUSE SATURDAY JUNE 10 11AM-12:30 PM

Enjoy this beautiful view summer or winter of the lake and golf course from your heated and cooled sunroom. This is one you will have to see located 11 minutes from town. Call JoAnn Risner 270-570-3939. MLS# 70877

PENDING 6642 Barcroft

Magnificent 5 bedroom, 4.5 bath custom built 2 story brick home with finished walkout basement that is total finished. Gourmet kitchen w/ cherry cabinets, oversized 3 car gar., Beautiful landscaping & lots of privacy Don't miss seeing this incredible home. Call JoAnn Risner 270-570-3939. MLS#69524

Presently this is a church building that can be converted back to a residence. Zoning is R1B. Buyer should check with planning and zoning. Interior sanctuary has been remodeled. Call JoAnn Risner 270-570-3939 MLS#70383

1607 Hampton OPEN HOUSE SATURDAY JUNE 10 11AM-12:30 PM

Look at this view of the golf course and lake! You don’t want to miss out on this gourmet kitchen and a large 4 car garage with so many amenities. Come tour with me JoAnn Risner today. 270-570-3939 MLS# 70869

4543 Indian Creek Loop OPEN HOUSE SATURDAY JUNE 10 1:00-2:30 PM

Enjoy entertaining? You will love this house… Large Deck with beautiful views in a quiet neighborhood, and extra great room with hardwood floors and fireplace. Spacious 4 bedroom, 2 baths newly painted w/ separate tub and shower. Move in-ready! JoAnn Risner 270-570-3939 MLS#70452

!

1902 Daviess

Looking to relocate your business? Centrally located in the middle of town with a large parking lot and corner visibility. Let me show you your next business location today. JoAnn Risner 270-570-3939 MLS# 63073

PENDING 2007 Littlewood Drive

Charming to say the least! Beautifully located on the much desired Littlewood Drive. You will love this adorable move in-ready home with all its updated amenities including a sunroom and a finished basement. Perfect for a man cave or entertaining. JoAnn Risner 270-570-3939 MLS #70009

1109 Griffith Ave.

Location, Location, Location. Soaring Ceilings, 2 Ornate Fireplaces, Huge DR, Beautiful Hdwd Floors, Updated Kit. w/newer Cherry Cabinets & Appliances, Spectactular Staircase. 2 Car Det. Gar. This One You Need To See! Call JoAnn Risner for you personal tour. 270-570-3939 MLS# 71117

PENDING 2275 Hwy 140

Almost 35 acres of rolling fences, with large barn, stables and workshop. Country living at its finest. Beautiful 4 bedroom, 2.5 bath with so many amenities including a gourmet kitchen. Don’t miss this rare opportunity. JoAnn Risner 270-570-3939 MLS # 69744


Saturday, June 10, 2017, Messenger-Inquirer

Real Estate Inside Out

17

OPEN SATURDAY, JUNE 10 11AM-12:30PM

Jennifer Staser Realtor®

Call or Text Jennifer at 270-570-5119 email: staserj@yahoo.com

6641 WATERFORD PLACE

Are you considering buying or selling a home? Choosing the right real estate agent is critical in today’s changing market.

Let me open the door to your Real Estate Success!

Beautifully updated 4 Bedroom/3 Bath brick home located at The Summit on the 10th fairway of The Pearl Club! Features include: stainless steel appliances,hardwood floors, ceramic tile, custom blinds, custom shelving in 2nd & 3rd bedroom closets, master suite with whirlpool tub and large walk-in closet, ceiling fans, sprinkler system, genesis outdoor lighting and lots more! MLS #70782 3271 ST. RT. 1389 HAWESVILLE

6147 FAIRMONT

PENDING

S O L D!

1764 SANCTUARY

Beautiful 3 BR, 3.5 BA home on the 14th fairway of The Pearl Club located at The Summit! Enjoy the view of the course & beautiful treed lot off the back deck! 2 car garage plus golf cart bay. Updated kitchen w/abundance of cabinets, gast stove, granite counter tops, and stainless steel appliances. Large GR with fireplace w/beautiful views out the large windows. First floor master with large master bath. Both upstairs bedrooms have their own baths and large closets. Large unfinished bonus area makes for a great storage area. MLS#71184

4240 HARBOR HILLS TRACE

S O L D!

RISNER & ASSOCIATES REALTY, INC. 1010 Frederica St., Owensboro, KY • 270-926-1400 OPEN SAT & SUN. JUNE 10 & 11 1:00-3:00PM

NE W

Do you make under $47,500.00? You may qualify

1%

Homeowners LOVE their outdoor space!

OPEN SATURDAY, JUNE 10 10:00AM-1:00PM

for a interest loan. 4119 Whittier

Brick Ranch. 4 bedroom, 2 bath Attached garage, fenced yard. Call Joetta 270-313-3032. MLS#71343.

PENDING

3305 Spring Ridge Pkwy

"LAKE FOREST" MLS #70680 Reduced to $329,900. Extended back yard that goes all the way back to Settles Road with terraced rose garden. Three different living areas. Fabulous man cave/theatre. Brick 4 BR, 2.5 bath, fenced yard. Call Joetta @ 270-313-3032

1231 Booth Ave.

3 bedroom, 2 bath, Inground Pool. Call or text Joetta 270-313-3032. $199,900. Over 2,000 sq. ft. MLS#71235

CALL US TODAY TO FIND OUT HOW.

Radar says... Call Pat & Joetta to find your Dream Home!

LOW MAINTENANCE!

Realtor®

240 Fifth Street • Lewisport, KY 2 bedroom, 3 bath, double garage. Remodeled, fenced. Call Joetta: 270-313-3032. MLS#70672

Joetta O'Brien

Realtor®

Pat O'Brien

Call/Text Call/Text (270) 313-3032 (270) 929-0838 Anytime! Anytime!


18 Real Estate Inside Out

The following real estate transfers were recorded from April 19 to April 26. 5385 Meadow Run Drive, Susan Lear to Brigitte Cook, $161,500. 1901 Village Run, David and Ann Ralston to Janet Jones, $143,900. 3300 Wilson Lane, Robert Bates to Benjamin and Haley Buford, $189,500. 3922 Krystal Lane, Benjamin and Amanda Cecil to Anthony and Myra Villarreal, $194,000. 3019 Yosemite Drive, Lori and Jonathan Cook to Christopher and Ambra Abrams, $89,900. 2910 Trails Way, Kevin and Ziza Kirk to Jeffery and Ruth Neiggemann, $206,000. 3713 Frederica St., Dale and AnneMarie Armistead to Mary Madigan, $90,000. 12027 Floral Road, Edwin Millay to David and Deanna Baird, $20,000. 12027 Floral Road, David and Deanna Baird to Allen Pennington, $24,000. 3428 Man O War Loop S., Lakeview Loan Servicing LLC to William Hays, $125,000. 6421 Springwood Drive, Jeff and Lisa Decker to Gary and Cynthia Howard, $209,900. 4268 Brookhill Drive, Thomas Riney to Benjamin and Amanda Cecil, $192,000. 6256 Brookstone Place, Kalan Culberson to Christopher Ewell, $162,900. 1500 Bluff Ave., Master Commission International Network Inc. to HTPMIL LLC, $333,000. 420 Highland Court W., J. Ann Owen and Jennifer Millay to Jeffery and Lisa Decker, $58,900. 2927 Southland Road, Nationstar HECM Acquisition Trust to John Roberts Jr., $86,750. 3506 Queens Way, estate of Martha Bailey to MSL Investments LLC, $80,000. 1733 S. Griffith Ave., Mary Murphy to Timothy Murphy, $120,000. 5225 Jack Hinton Road, James and Rebecca Baker to Robert and Brenda Higdon, $55,000. 1430 E. 10th St., estate of Charles Sowders to WDS Properties LLC, $59,000. 1300 College Drive, Summer Gilliam to Jennifer Hester, $195,000. 827 W. Ninth St., Terry Woodward to Rajesal Properties LLC, $225,000. 6669 Barcroft, Larry and Jacqueline White to Daniel and Jana Reeves, $400,000. 1919 Freeman Ave., John Thompson to Nickolas Smith, $103,000. 2000 Prince Ave., Timothy Romero to Scott and Nikki Alsup, $81,900.

Saturday, June 10, 2017 Messenger-Inquirer

Real Estate Transfers 705 Dalton St., Scott and Paula Robertson to Ted and Paula Hood, $55,000. 4478-C Springhill Drive, Jagoe Homes Inc. to Mildred Vincent, $209,400. 2300 Meadowhill Lane, Glen and Roxanna Powell to Amy Beehn, $225,000. 5428 Webster Lane, Billy and Regina Butler to Cody Cale, $73,500. 1810 S. Griffith Ave., James and Erin McCormick to Pam and Mike Lewis, $73,000. 2819 Kentucky 1207, Chad McCain and others to Sarah Osborne, $112,900. 2224 Amethyst Court, James and Peggy Cooksey to Russell and Kristen Lawson, $153,000. 3930 Rudy Martin Drive, Clara Johnson to Kimberly Payne, $90,000. 2806 Asbury Place, Gary and Cynthia Howard to Etta Allison-Mockenhaupt, $125,900. 422 Frederica St., Tong Enterprises LLC to Keller Property Management LLC, $250,000. 1511 Dean Ave., Rebecca Leach and others to Acacia and William Conley, $207,000. 4172 Pleasant Valley Road, estate of James McDaniel to Jesse Baldwin, $109,000. 1130 Kentucky 554, estate of Mary Henderson to Michael and Kristie Bowlds, $62,000. 1950 Whispering Meadows, Jagoe Homes Inc. to Summer Gilliam, $219,900. 4349 Strickland Drive, Charles Wooton to Mary Gore, $129,900. 1705 Payne Ave., Edward and Betty Wedding and others to Martin Family Rental LLC, $46,000. 916 Cedar St., James and Shirley Millay and other to Jerry and Virginia Bailey, $37,500. 2812 Aldersgate, Denise Mason-Stilley and Jerry Stilley to Cody Heath, $97,500. 2757 Southtown Blvd., Economic Development Properties Inc. and City of Owensboro to Hollison LLC, $313,600. 165 Ewing Road and 183 Ewing Road, Presley and Doris Bullington to Joe and Frances Autry, $30,000. 425 Wesleyan Place, Dwayne and Kimberly Baldwin to John and Lauren Calhoun, $186,500. The following real estate transfers were recorded from April 26 to May 2. 869 Live Oak Place, estate of Minnie Belford to Joe and Judi Pagan, $173,350. 800 Glenn Court E., Shellpoint Mortgage Servicing to Robert and Jaime Woods, $48,000.

2941 Plymouth Place, John and Lauren Calhoun to Brandon and Christina Barnard, $119,900. 6556 Kentucky 279 S., J. David and Penny Berry to Susan and Patrick O’Bryan, $70,000. 5866 Horrell Road, Susan and Patrick O’Bryan to Cecil and Nicole Martin, $10,500. 859 Live Oak Place, estate of Juanita Hayes to Dorothy Jean Ford, $152,500. 3242 Adams St., Ronald Presser, master commissioner, to Branch Banking and Trust, $21,334. 5813 Graham Lane, Ronald Presser, master commissioner, to U.S. Bank National Association, $88,000. Property on Hayden Bridge Road, Lydia Stowers to Cynthia and Bernard Krampe Jr., $696,890. 428 Frederica St., Thomas and Elizabeth Rhoads to Christopher Rhoads, $65,000. 10418 Main Cross St. in Whitesville, Neil Estes to Anthony and Ella Howard, $55,000. 4744 Becker Drive, estate of Gerald Pruden to Zachary Payne, $120,000. 39 acres on Toler Bridge Road, Johnny and Mary Norris to George and Cynthia Hawes, $304,688. 3005 Sterling Court, estate of Rena Roark to Mary Lois Anderson, $116,500. 2514 Lake Shore Pointe, Wei Zheng and Mei Yun Li to Bin Yang, $95,000. 2327 Tradition Ave., Ann and John Jeffries to Clarella Ayer, $143,000. 2672 Landing Terrace, Brenda Brake and other to Nai Rae Jae and Aye Mya Nwe, $136,000. 3275 Curdsville-Delaware Road, estate of Joseph Bartley to Stanley and Dee Ann Conn, $70,000. 7746 Old Kentucky 54, Shane and Mollie Haire to William Fulkerson, $154,000. 8200 Haynes Station Road, Burl and Janet Aud and others to Hubert Beyke and Sons, $410,000. 4598 Lucky Strike Loop, Ione Jones to Kenneth Klekamp Inc. $145,000. 2006 Crestwood Drive, Kelly and Jeffrey Holt to Barbara Collins, $169,999. 2741 South Hampton Road, Charles and Angela Dawson to Troy and Carol Haleman, $230,000. 2540 Greenback Road, Michael Russ to Martin and Helen Ebelhar, $250,000. 33156 Spring Point, Roger and Patti May to Equity Trade and Relocation Co., $280,000. 5552 Goldenrod Lane, Curtis and Pamela Shelton to Jeremy and Lisa Matthews, $241,000.

3412 Chickasaw Drive, Megan and Robert Houston to Matthew and Carissa Belcher, $144,000. 4630 Kentucky 54, estate of Laverne Speaks to Scott Dewitt, $270,000. 2262 Lovell Drive, Karen Foreman to Aaron Williams, $90,000. 2201 Mill Run, Andrew Moore and Leigh Wedding-Moore to Natalie and Daniel McCarty, $137,000. 4111 Saddlebrook Trail, William and Pamela Alexander to Andrew and Leigh Ann Moore, $245,000. 1966 Meadow Grove Drive, Jagoe Homes Inc. to Robbie Stinnett, $188,879. 1934 Meadow Grove Drive, Jagoe Homes Inc. to Candice Crabtree, $171,407. 6174 Millers Mill Road, Nicholas and Erica Wade to Stephen and Misty Bearden, $215,000. 2900 Bittel Road, Jessie and Ramona Burke to William and Pamela Alexander, $136,000. 1212 Locust St., estate of Margaret Allen to Josie Applegate, $79,900. 1217 Farrier Place, Equity Trade and Relocation Co. to Roger and Patti May, $265,000. 412 Steamboat Road, Robert Ralph to Michael Hardesty Jr., $175,000. 3436 Placid Place, Eric and Marjorie Morris to Avery and Thomas Clouse, $120,000. Property on Mulligan Road, Robert and Janette Warren to Gary and Imelda Cecil, $3,558. 147 Church St., Derrick and Leslie Leonard to Brandon and Angela Rice, $100,000. 2014 Oak Ave., Shari Payne to Anthony and Rachel Cox, $86,500. 8426 Kentucky 456, Jeremy and Lisa Matthews to Walter and Kirstin Horsley, $245,000. 4547 Lake Forest Drive, Roberts Family Trust to Khalil Soboh and Hayat Itani, $346,000. 6166 Millers Mill Road, Tim and Candice Schwartz to Nicholas and Erica Wade, $222,000. 428 Maple Heights, Margaret Frederick and Mary Miller to Michael Whitworth, $42,000. 1405 Benton Ave., Collin and Samantha St. Clair to Corie Rice, $105,000. 725 E. 20th St., Kaleb and Meagan Scharmahorn to Emilio Juarez Tejeda and Brandi Juarez, $85,200. 3905 Carter Road, Floyd and Elaine Tapp to JKT Properties LLC, $800,000.


ose ealty

(270) 926-4203 2315 Frederica St.

Saturday, June 10, 2017, Messenger-Inquirer

Nathan Johnson Realtor

Selena Pearl Realtor

Lori McDaniel

Lee Ann Beeler

Office Manager

Realtor

270-993-6548 270-313-1182 270-316-0876

NEW LISTING

Betsy Garant 270-570-0638

1202 CEDAR ST. Located near Cigar Factory Mall on a corner lot with 2 bedrooms, 1 bath, dining room, fenced backyard, patio, deck, fantastic 2-1/2 car garage, great for woodworking or working on cars. Roof 2016. Reduced to $89,900. Hurry, wont last long! MLS # 69188.

Call/text

Betsy Garant 270-570-0638

Selena Pearl 270-313-1182

Call/text

Selena Pearl 270-313-1182

Commercial Property - Double Corner Lot 200-202 BRECKENRIDGE ST. Commercial Property (Formerly a car lot), excellent investment opportunity (has been a rental for years @ $695.00/per month), 2 huge lots on corner lot, office building & 3 car garage to work on autos. Zoned B-3. Only $115,000! MLS #70687.

Call

Rose Castlen 270-926-4203

104 W. 25TH ST.

Nathan Johnson 270-993-6548

5 Acres

11358 PLEASANT RIDGE RD.

SALE PENDING

Well maintained home on 5 acres, 3 bedrooms, 2 baths, (Master BR has full bath & Jacuzzi), large stocked lake, newer fencing surrounds property – perfect for livestock or orchard, 30x30 polebarn garage, several out buildings. Reduced to $104,900! MLS #69812.

Call/text

5.96 ACRES 7466 HWY 62 W.

SALE PENDING

SALE PENDING

Mike Garant 270-570-5454

(270) 926-4203

Nathan Johnson 270-993-6548

1406 ROSE AVE Located near Moreland Park, this 2-story home has 3 bedrooms, 1 bath, (potential 4th. bedroom upstairs – or great for storage), huge 30x40 workshop and garage with 12ft. ceilings and alley access. Front porch is perfect for relaxing & reading, small yard and easy maintenance. Won’t last long at this price, only $92,500! MLS # 71081.

Located in Ohio County on 5.96 acres, this home has 3 bedrooms, 2 baths, 40x80 insulated shop with concrete floor that’s wired for 220, a K01 pond, circle driveway, new heat & central air unit, propane fireplace, garage & much more! Priced to sell $119,900. MLS # 70822.

Call/text

Realtor

4319 ST. OLAF CIRCLE (HENDERSON) Remarkable, spacious, 2-story home offers plenty of room for your growing family! Nestled in the Viking Hills area in Henderson, this home boasts 4 bedrooms, 3 bathrooms, 2-car garage & full walk-out basement. Front & back porch with composite deck, lovely landscaping and mature trees add to it’s beauty. Reduced to $264,900. MLS # 71119.

Amazing updated & remodeled home with 3 bedrooms, 2 baths, 1439 sq. ft., hardwood floors, newer windows, large kitchen, new privacy fence, nice front & back porches. Additional 700 sq.feet available upstairs (not counted in the square footage). This home is A MUST SEE!!! Reduced to $86,900! MLS # 68997.

Call/text

Realtor

270-926-4203 270-570-5454 270-570-0638

NEW PRICE

SALE PENDING

Call/text

Realtor

Betsy Garant

9911 OAK ST. (WHITESVILLE)

1401 HILL BRIDGE RD. (UTICA) Amazing Blueberry Farm - This beautiful 21+ acre offering is turn-key ready for this year’s harvest. Established Blueberry orchard just 7 miles from downtown Owensboro with over 1800 ft of road frontage. Has building with water, electricity, restroom & walk-in refrigerator. $450,000. MLS # 70564.

Lee Ann Beeler 270-316-0876

Mike Garant

Captivating Neo-Colonial Home with exquisite modern touches in Whitesville. This 2-story home features 3 spacious bedrooms (master on 1st floor), 2 baths – 1 on each floor, 2 living areas, kitchen & dining room, plus, a bonus area at top of stairs. New wood laminate flooring, new carpet, vinyl flooring in baths, beautiful staircase re-finished, interior professionally painted, lots of closet space, new light fixtures & so much more! You don’t want to miss an opportunity to own this unique home! Reduced to $179,000. MLS # 71088.

21.13 Acre Lot - Blueberry Farm

Call/text

Rose Castlen Garant

19

NEW PRICE

2934 TURFWAY DR. Located in the Downs, beautiful home with 3 bedrooms, 2 baths, dining area, kitchen bar, walk in closet, privacy fence, landscaping, patio, new roof (2017), double garage & shed. $100’s. MLS # 71245.

Call/text

Real Estate Inside Out

Call/text

Betsy Garant 270-570-0638

www.OwensboroRoseRealty.com

(270) 926-4203


20 Real Estate Inside Out

Angela Clark

270-929-4022

Andrea Widmer

270-570-0449

Bob McPherson 270-313-7278

Saturday, June 10, 2017 Messenger-Inquirer

Casey Wilson

270-925-3681

Charles King

270-922-0311

Ken Stiff

270-945-4570

Rachel Brown

270-929-7110

270-925-5505

Steve Klee

270-993-4349

Steve Marksberry 270-570-0990

New to Market!

1639 Daviess St

2829 Asbury Pl

4934 Meadowlark Dr

Cape Cod home with basement. You'll love the hardwood floors. Fireplace. Updated Kitchen. Awesome outdoor living with covered rear porch. Detached garage, plus carport. Fenced yard. $98,500. Talk to Tony Clark 270-929-4020

Split foyer home features over 1800 sq ft of living. 3 bedrooms. 1.5 baths. 2-car garage. Well equipped kitchen. Fenced yard. $119,900. Angela Clark (270) 929-4022

One address- 2 homes! The sprawling brick offers 3-beds, 2-baths, breezeway connect attached 2-car garage. 480 sq ft Guest House. Detached shop/barn. Located on a massive 100'x339 ireg lot. Talk to Tony Clark (270) 929-4020

For Rent

For Rent

1751 Epworth Lane

47 Church Street

7380 Old Masonville Rd

One-level brick ranch offers 1418 sq ft of spacious living. 3-beds, 1.5 baths. Rear Fam Rm or 4th Bedrm. New Air. Heat & Hot Water Heater replaced 2015. Replacement Windows. Detached garage. $117,500. Angela Clark (270) 929-4022

Go West & discover this charming home! 3-bed. Attached garage. 2-car carport. Screened Porch. 75x240' home site. $68,900. This is your opportunity to own! Tony Clark (270) 929-4020

Beautiful Setting. 5-bed, 2-bath. 3200 sq ft. You'll love the spacious rooms. Fireplace in Liv Rm. Replacement windows. Carport. 30x50 garage. 100% Financing Available! Ken Stiff (270) 945-4570

For Rent

LList & Sell your Home with Tony Clark Realtors rs Exceptional Exposure. SOLD Results. www.TonyClark.com

For Rent

SALE PENDING!

24-Unit Apartment Complex

12-unit Apartment Complex Make your money work for you! 8-One bedroom units. 4-Two bedroom units. Townhouse-style interior. Well-equipped & Well-Maintained. Angela Clark (270) 929-4022

270-926-0055

Tony Clark

270-929-4020

EXCLUSIVES! HOMES FOR RENT For Rent

Smart Investors, Take note! 24- one bedroom apartments. Rent well, Many updates. A Great Rate of Return on your money. Tony Clark (270) 929-4020

Carolyn Clark

Trusted Guidance for Every Move! - Buy, Sell, Rent, Build, Auction 270-926-0055

REALTORS,® LLC

New to Market!

Rita Ward

Downtown Prime Commercial A total of 1.675 acres. Sale includes real estate only: 6 buildings. Across from City Hall. An exceptional opportunity to invest in the Heart of Owensboro Kentucky’s Downtown. Tony Clark (270) 929-4020

For Rent

“Thorobred East” 3-bed, 2-bath. Brick ranch. Fireplace. Corner Lot on a quiet court. 2-car garage. $1195/month GAC Property Mgmt (270) 926-5415

“Landsdowne” 3-bed, 2-bath. Brick ranch. Open Concept. 2-car garage. $995/month GAC Property Mgmt (270) 926-5415 “Poet” Area. Neat & Clean 3-bed brick ranch. New Carpet. Detached XL 2-car garage with loft. $895/ month GAC Property Mgmt (270) 926-5415 “Wesleyan Heights” Exceptional 4-bed, 2.5 bath. 2 fireplaces. Hardwood. 2-car garage. $1695 GAC Property Mgmt. (270) 926-5415 “Audubon Acres” 2-bed, 2-bath with attached garage available, as well as a 2-bed, 1.5-bath without garage. $495- $695. GAC Property Mgmt. (270) 926-5415 1 & 2 bedrm. Apartments For Rent. Near KWC. Well equipped with washer-dryer hookups GAC Property Mgmt. (270) 926-5415


Saturday, June 10, 2017, Messenger-Inquirer

REALTORS,®LLC

Real Estate Inside Out

Trusted Guidance for Every Move! - Buy, Sell, Rent, Build, Auction Trusted Service since 1976

270 926 0055

www.TonyClark.com

SOLD!

SOLD! Fieldcrest. Quality Details 10 ft. ceilings. Crown molding. Fireplace. Granite in Open Kitchen. 3100 sq. ft. 3-beds, 4-baths.. Choice lot. Saltwater pool. Hot Tub. $330,000. Talk to Tony Clark (270) 929-4020

21

335 Hill Bridge Road.

Nestled on 0.8 acres. All brick 3-bed, 2-bath features 2100 sf of one-level home. 576 sf 2-car detached garage. 768 sf 24x32 pole barn. A little TLC will make it shine! Talk to Tony Clark (270) 929-4020

Tony Clark Broker, Realtor, CRB, CRS, GRI (270) 929-4020

1915 East 19th St. Brick Cape Cod! 4-Bed. 1.5 Bath. 1689 SF. Corner Lot. New Furnace & AC. All appliances included. $77,500. Tony Clark (270) 929-4020

Griffith Area- Brick 2-bed home is located on a 63’x190’ home site. Fireplace in Liv Rm. Built-ins. Generous sized rooms. 12x15’ Sunroom. Detached Garage. Talk to Tony Clark (270) 929-4020

New to Market!

Andrea Widmer Realtor

®

(270) 570-0449

SOLD! 1515 Venable Ave SELL with STEVE KLEE (270) 993-4349

SOLD!

“Harbor Hills” All brick home with walk-out basement. 3-beds, 3-baths. Over 3400 sf. You’ll love the open concept. KitchenBar. Fireplace in Great Rm. Numerous Upgrades. 0.573 acre home site. $250k’s Ask Andrea Widmer (270) 570-0449 About to Buy or Sell? Home Buyers: If you buy a home contracted with me, Steve Klee at Tony Clark Realtors, I will provide a *Limited Standard 2-10 Home Warranty” free at time of closing Home Sellers: Select Steve Klee, Tony Clark Realtors, to list your home, and I will provide a *Limited Standard 2-10 Home Warranty” for the length of the listing term or until closing, whichever occurs first.

2623 Secretariat SELL with STEVE KLEE (270) 993-4349

SELL with STEVE KLEE (270) 993-4349

SOLD!

SOLD!

Wonderful on Walnut Park Dr. All brick one-level home

Delightful on Ditto Rd! 1.01

offers over 1700 sq ft of living! 3-beds. 1.5 baths. 2-car garage. Spacious lot. $129,900 Angela Clark (270) 929-4022

*Warranty not to exceed $475. Offer Expires 7-31-17.

acres. Brick 3-bed, 2-bath home features a split bedroom concept. Two- 2-car Attached garages, allowing shelter for 4 vehicles! Covered rear Porch plus Covered Carport. Angela Clark (270) 929-4022

2631 South Cherokee:

Surprisingly Spacious! Brick 1.5 Story boasts 4-beds, 2-baths. Replacement Windows. New Dimensional Shingles. Updated kitchen. SS appliances. Hardwood floors. Rachel Brown (270) 929-7110

Steve Klee Realtor (270) 993-4349

Angela Clark 2017 Realtor of the Year (270) 929-4022

12.9 acres on Greenbriar Rd, Utica: Partially cleared

-ideal for your new home. Some marketable timber. hunting & lots of wildlife. Rachel Brown (270) 929-7110

Rachel Brown Realtor, GRI, ABR (270) 929-7110

94 acres on Roger Cooper Rd, Ohio Co: Quiet & Serene,

933 River Rd, Central City:

Ideal for Recreation, Hunting or New Home. Electric & Water Available. Bob McPherson (270) 313-7278

4 beds. 2-baths. Beautiful hardwood, Tile floors. Large Kitchen, Dining & Livings Rooms. Detached garage. Ken Stiff (270) 945-4570

SOLD!

SOLD!

Lovely on Locust Hill:

Hidden on a quiet court. Brick one-level. 3-beds, 2-baths. 2-car garage. Replacement Windows. 0.6 acre lot. Angela Clark 270-929-4022

759 Lewis Creek Lane.

25+/- acres of timber rich woods surrounds this 1.5 story home with Basement. Quality Custom built; Exceptionally maintained. Angela Clark (270) 929-4022


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A smarter way to buy a home now

A

What is a conventional loan with MI?

BY BPT

re you considering buying a home? With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now. Mortgage interest rates will likely continue to go up for the foreseeable future, according to recent data from the housing finance company Freddie Mac. Many housing experts and industry observers agree.

What does this mean?

The 20 percent down myth

If you’ve put off buying your next

home to save for the full 20 percent there is good news: you don’t need it. If you were unaware of this, you’re not alone. A recent survey found that among firsttime homebuyers who obtained a mortgage, 80 percent made a down payment

Jerry Kessinger Owner/Broker 270-993-2401 Jerry.Kessinger@yahoo.com

Jared Kessinger Realtor 270-993-2400 jlkess02@yahoo.com

4243 Ronnie Lake Road

W E N E RIC P

This very unique home had over 3200 sq ft added in 2007! Professionally decorated gourmet kitchen featuring granite counter tops, commercial grade appliances and a full view of a 12 ft stone fireplace. LOTS of amenities make this home a MUST SEE! MLS# 70847 $260,000

7701 Saur Road - Maceo 4800 sq ft, 4br, 3ba home with 2 car attached and 2 car detached garages. In-ground pool and screened in porch. Lots of features make it a must-see! Over $12,000 in remodeling! MLS# 70214 $349,000

W E N E RIC P

W E N E RIC P

8705 Hwy 144

An opportunity like this doesn’t come along every day! 92 plus acres and timber on land that is loaded with game. Perfect build site with electricity and water already on the property. Mineral Rights included in sale. MLS# 70897 $279,900

W G N E TI N S LI

1413 Tamarack Road

Over 2400 sq ft in this 4br, 2 1/2ba brick home. Designed for entertaining with an open concept interior leading out to a large porch in the back yard. Too many updates to list, call to schedule a showing! MLS# 71316 $209,900

of less than 20 percent. While there are several low down payment mortgage options available, only one has a 60-year history of being a steadfast, smart way to get into a home: a conventional loan with private mortgage insurance (MI).

10 HOOPE :0 U N 0 - SE 12 :0 0

If you are thinking about buying a home, it means don’t wait any longer. The overall cost of buying a home in the future will only increase compared to buying a home of the same value today. Furthermore, rising interest rates impact housing inventory, as sellers might not be as interested in moving if it means paying a higher rate on a new mortgage. As a result, the dream home you see today might not be available next year.

A conventional loan is a mortgage from a lender that is not completely backed by the federal government. For qualified borrowers with a low down payment, private MI is required and typically paid monthly along with the mortgage payment. You can obtain this type of loan with as little as 3 percent down, though buying with a 5 percent down payment will result in a lower monthly payment. There are other types of low down payment options that also include MI, such as the government-insured loans backed by the Federal Housing Administration (FHA). Unlike the premiums charged by FHA loans, private MI premiums can be cancelled once 20 percent equity in home value is reached, and with private MI there are no upfront costs added onto a borrower’s initial down payment like there are with an FHA loan. This means your monthly bill decreases and you have extra money to spend on your family, vacations, retirement and any other needs.

Nearly 700 listings available to choose from through us @ GenesisRealtyofWesternKentucky.com “The one & only Real Estate Company you will ever need this side of Heaven”


Saturday, June 10, 2017, Messenger-Inquirer

Kevin Russell (270)314-4481

Real Estate Inside Out

Renee Ginn Roethemeier

23

Jay Velotta

Jay@gulfstreamdev.com

(270)314-1130

(270) 313-4246

2960 Fairview Drive • Owensboro, KY

www.gulfstreamdev.com

cr es A + 18 3123 Hwy 54 MLS# 70336

522 Chestnut Grove RD S MLS# 70903

3787 Legacy Run MLS#71226

1744 Thistle Ct MLS# 69656

3445 Wathens Crossing MLS# 70612

FOR SALE OR LEASE

431 Breckenridge Steet MLS# 69438

Highland Pointe Development

Gateway Commons Development

4 Club Gounds Dr MLS# 70685

126 West 2nd Street MLS#70138

101 Frederica Street MLS# C65043

Heritage Park Development MLS# 66361,66362,66363,66364,66365

1620 Frederica Street MLS# 70683

1700 Frederica Street MLS# 70682

1201 Hall Street MLS# 66509

Land for Sale/Lease 4232 West Parrish Avenue - MLS# C64977 4320 West Parrish Avenue - MLS# C69479 3641 Ralph Avenue - MLS# C65025 315 Carlton Drive - MLS# C67321 3910 Hwy 54 - MLS#’s 67745,67746

For Lease Only: 3248 Mt. Moriah Avenue - MLS# C67871 5010 Wildcat Way - MLS# 64412 1 Bullfrog Way - MLS# 67398 3500 Villa Pt Dr - MLS# 65026

Land for Sale: 3200 West Parrish Avenue - MLS# C64786 2000 East Parrish Avenue - MLS# C65362 8201 Hwy 2830 - MLS# C65897 2060 East Parrish Avenue - MLS# C68839 2065 East Parrish Avenue - MLS# C68545 Grandview Heights, Grandview, IN - MLS# C69172 3613 West 5th St Rd - MLS# 70356 4301 JR Miller Blvd. MLS#71223

For Sale: 1245 Happy Lane, Madisonville, KY - MLS# 69069 1728 Everly Brothers Blvd, Central City, KY - MLS# C65934 817 East 4th Street, 823 East 4th Street 320 Center Street - MLS# C69988 1639 Parrish Ave East - MLS# C69996 1201 Frederica Street - MLS# 64427 327 East 18th Street - MLS# 64414 210 Allen Street - MLS# C69683 104-106 West 2nd Street - MLS# 69695 108 West 2nd Street - MLS# 69696 115 West 2nd Street - MLS# 69685 125 West 2nd Street - MLS# 69684 2846 New Hartford Rd - MLS# 70343 1624 Ohio Street - MLS# 70298

For more information about any of these listings, visit www.gulfstreamdev.com.


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