Owensboro Q1 2016 by Messenger-Inquirer

FIRST QUARTER 2016

Get Social

Unplug devices and connect with each other

CANDY MAKER Andria’s Candies still sweet after 56 years

INSIDE

Bridal Edition BEGINS ON PAGE 19

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INSIDE 16 THISISSUE

The Kentucky Mavericks begin their season in Owensboro in January

Antique Shops

Healthy Resolutions

A look at local antique shops and thrift stores

YMCA has tips for getting healthy this new year

Something Sweet Andria’s Candies has been satisfying sweet tooths for over 50 years

Mav Up

Save the Date Tips on choosing a wedding month

Tax Tips

Advice for newlyweds from Myriad CPA

Riding in Style Limos by Knight offers luxury vehicles

A SPECIAL PUBLICATION OF THE MESSENGER-INQUIRER MEGHANN RICHARDSON

Special Publications Editor 270.691.7233, mrichardson@messenger-inquirer.com

JENNY SEVCIK

Photography Editor 270.691.7294, jsevcik@messenger-inquirer.com

1ST QUARTER 2016

GRAPHIC DESIGNER JOHN SHELTON PHOTOGRAPHERS JENNY SEVCIK GREG EANS

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TO ADVERTISE: FAYE D. MURRY

Advertising Director 270.691.7240, fmurry@messenger-inquirer.com

Photo by Greg Eans

Black Sheep Antiques owner Donna Mitchell hangs an antique basket at the Utica business. The antique shop is open 10 a.m. to 5 p.m. Tuesday through Saturday.

Period Pieces

Local Antique Shops a Treasure Trove of Vintage Collectibles BY MEGHANN RICHARDSON

he popular saying is “one man’s trash is another’s man’s treasure.” For several Owensboro residents, that statement could not be more true. In and around Owensboro are several local and chain thrift stores and antique shops that thrive on furniture, paintings, clothing and books from the past. In Masonville is Black Sheep Antiques, owned by Donna Mitchell. The quaint, little antique shop sits on U.S. 231 and holds country farm furniture, glassware, oil paintings and some Victorian furniture. Her store has been operating outside of her home for eight years, but she said it hasn’t always been easy keeping it in busi-

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ness because of family health issues. While Mitchell handles most of the shop by herself, she said Kelsey Clouse and Ellen Sweet have been tremendous help throughout the years. A few years ago, Mitchell’s husband and daughter were both diagnosed with cancer within a week or so of each other. Mitchell picked up a night job at the hospital to help make ends meet, and she said if it hadn’t been for Sweet, the shop would have struggled because of only being open limited hours. Nowadays, she is back in the store full-time, greeting customers and, on the weekends, finding new treasures to sell. Whenever Mitchell has some free time she also sells some of items at the Owens-

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boro Antique Mall. To find new things for her store, Mitchell said she has a couple of girlfriends who like antiques, and they’ll take a day trip or a weekend to “go junking.” “I try to never have the same thing twice,” Mitchell said. “I think that’s what makes antiques unique, you can’t go to TJ Maxx or Pottery Barn and get what you can find antiquing. I don’t want someone to buy something from me and then see the same thing in someone else’s home.” At Black Sheep Antiques, Mitchell sells only items she has purchased. She does not have other vendors come in and sell. “When I buy a piece I like to know where it came from,” Mitchell said. “I think that’s one of the cool things about antiques is learning where they came from.” Along with antiques, Mitchell also sells My Old Kentucky Home candles, peach salsa, chili mixes and, during the holidays, caramel corn. Black Sheep Antiques is open 10 a.m. to 5 p.m. Tuesday-Saturday. For more information call 270-903-7859.

David Taylor Antiques

David Taylor Antiques on Third Street deals in high-end antiques and art. Taylor said while he grew up around antiques that belonged to his parents and grandparents, his true interest began in the early 1980s and has since evolved. His business is similar to Antiques Road Show and is by appointment only. David Taylor Antiques mainly focuses on early Kentucky and regional cherry and walnut furniture and original signed oil paintings and watercolors by Kentucky or Kentucky-affiliated artists. “Antique stores, antique malls, thrift stores and collectible businesses all have their place locally, as to some extent we’re all dealing with things from the past,” Taylor said. “However, our areas of focus and expertise vary greatly. Just as our inventories differ, so do our customers. When a visitor drops in and I’ve learned of they’re interests, I’m more than happy to either meet their needs or send them in the right direction. If we all consider the desires of the customer and are willing to make accurate references, all parties will benefit.”

Photo by Greg Eans

An old Farmer's Trading Post pocket ledger, Purina horse weight tape, an old foldable wooden ruler and a Berea broom are on display in an antique wooden scoop and are among the items for sale in booth B62 at the Owensboro Antique Mall. es in and around Owensboro. Visit estatesales.org for current estate sales. The antique mall is open 10 a.m. to 5 p.m. Monday-Saturday and noon to 5 p.m. Sunday. It’s at 500 W. 3rd St..

Owensboro Antique Mall

Open since 1983, this antique mall has booths for numerous vendors who sell a variety of antiques, collectibles, glassware, vintage jewelry and more. Owner Samuel Rafferty also offers appraisal services and estate sale servic-

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The Owensboro Antique Mall at 500 W. 3rd St. is open 10 a.m.-5 p.m. Monday through Saturday and noon-5 p.m. Sunday. It offers a variety of antiques and collectibles from many vendors. Photo by Greg Eans

Peddlers Mall

their homes on a budget.” It costs $135 a month to rent an 8-foot by 10-foot space at the Peddler’s Mall. For more information on the Peddlers Mall or to learn about becoming a vendor call 270-685-8292 or email Owensboro@ buypeddlersmall.com. Other antique shops and thrift stores in Owensboro include: Don’s Consignment, located on Breckenridge Street. It has a wide variety of new and used furniture, appliances, electronics, mattresses, home decor and jewelry. Peachtree Antique Galler y, located downtown on Second St., has a more high-end selection of art and furniture. The store is open 10 a.m. to 5 p.m. Monday-Saturday. Preservation Station Market and Event Center in West Louisville has a setup similar to the Owensboro Antique Mall, where vendors set up booths with items for sale. The 39,000-square-foot former elementary school has been converted to a retail marketplace and is open 10 a.m. to 5 p.m. Tuesday-Saturday and noon-5 p.m. Sunday. Market Days takes place on the first weekend of ever y month, 10 a.m.-5 p.m. Saturday and noon-5 p.m. Sunday. Between 60 and 120 vendors are usually in attendance.

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The most recent antique shop in Owensboro is the Peddlers Mall. It opened in early December in the former Rural King building at 601 Commerce Drive and is filled with booths and local vendors ready to sell their items. Taylor Logsdon, marketing manager for Peddlers Mall, said the store has a large variety of items ranging from collectibles to antiques, sports memorabilia to furniture, handmade crafts and new and unused overstock products. “Our customers love finding deals,” she said. “There are hidden treasures that lurk among our malls that are just waiting for a new owner.” Logsdon said the Peddlers Mall team searched for locations in Owensboro for years but could never find the right spot. When the former Rural King location came available, the team hopped on the opportunity to finally bring the store to Owensboro, which she said is known for being an antique/flea market town. “It’s also exciting to find a blast from the past while shopping in our stores,” Logsdon said. “Sometimes you come across an item you haven’t seen in years, and it brings back a happy memory. You aren’t just shopping at our stores, you are creating an experience.” While many think antique shopping is something for the older generations, Logsdon said the younger generation has really taken a liking to Peddlers Malls. “It’s not just for your grandma’s antique outings anymore,” she said. “We have placed several of our malls near colleges where students can purchase affordable furniture for their dorm rooms and also for new families that can furnish

Get S.M.A.R.T. about a healthy lifestyle YMCA program helps members achieve fitness goals BY MEGHANN RICHARDSON

he start of a new year always brings talk of goals and resolutions. For many people, making fitness a priority is at the top of their list. Shannon Grayson, wellness director with the Owensboro Family YMCA, helps people with their healthy living goals year-round, not just at the start of a new year. At the Owensboro Family YMCA, there are several tips they offer members to help

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them focus on while trying to tackle a new goal or their New Year’s resolutions. Grayson said the staff at the Owensboro YMCA educates members on the benefits of adopting healthier lifestyles and making better choices for wellness. “We want our members to understand and fully embrace the motivation and reasons behind their decisions so we can better encourage and prepare for successful lifestyle changes and developing positive habits,” she said. “Then we help our

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S H A N N O N G R AYS O N OWENSBORO FAMILY YMCA WELLNESS DIRECTOR

Photo by Mike Clark, Messenger-Inquirer

Chad Hart does a deadlift during a workout at the YMCA’s Athenian Branch. members develop outcome goals and progress goals.” She said outcome goals are the big picture, while the progress goals are the little tangible steps one takes to reach their final goal. Grayson talked about one of the most popular resolutions — to run a marathon by the end of the year. “You can’t just say ‘I want to run a marathon by December’ when you have never run a 5K and you don’t run at all,” Grayson said. “The chances of sticking to your resolutions without a really great plan are pretty low.” To reach this goal, Grayson encourages people to develop a plan for what they will do daily to build up to their goal. For example, she said to start running daily, then some 5Ks, then in a few months try a 10K, then a half marathon and then train those last few months for a marathon. “On the flipside, while it’s great to make a resolution to exercise four days a week, if you don’t have something specific to work towards, you may lose your motivation to keep at it,” she said. At the YMCA, to help members better plan their goals for greatest success, they use the SMART acronym. SMART stands for specific,

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measurable, action-oriented, realistic and time-bound. Following these guidelines help make goals clearly defined, intentional and much easier to obtain. “While this all may seem overwhelming at first, it is necessary to set yourself up for success from the beginning,” Grayson said. “This takes some planning and a heart to heart with yourself. Make a pro and con list for your potential resolution.” These tips can be applied to all types of resolutions, not just health and wellness goals. Looking to spend more time with family? Grayson said the YMCA is also a great place for families to come together to spend time doing activities they can enjoy. In January, the Owensboro YMCA offers a Weight Loss Challenge program for members and nonmembers that offers workouts, nutritional advice, accountability, friendships and rewards for triumphs. They also have a collection of other programs and free classes for members and personal training for youth and adults to help them reach health and wellness goals. “Give yourself little wins,” Grayson said. “Give yourself rewards. Give yourself some grace. Follow your plans, and keep your focus on the prize.”

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NPLUG

How to disconnect from your devices

he prevalence of technology is undeniable. According to data from the Pew Research Center, as of October 2014, 64 percent of Americans owned a smartphone. In Januar y of the same year, 42 percent of Americans owned a tablet computer while 32 percent owned an e-reader. While technology can be convenient, many people find themselves spending more time on their devices than they might prefer. Overexposure to communications technology can be detrimental to kids and adults, and some parents might be surprised to learn just how much time their youngsters are spending using different

forms of media. A 2010 sur vey from the Kaiser Family Foundation found that kids spend more than seven hours per day using various forms of media. So how can families who have grown accustomed to using their devices find ways to unplug? The following are a handful of strategies families can employ to reduce the amount of time they’re spending on their smartphones, tablets and laptops. • Start monitoring usage. Realizing just how much time you spend on your various devices is a great first step toward unplugging. As you go about your day, jot down each and ever y time you use any of your devices

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and what you are doing while using them, and ask family members to do the same. Do so for roughly one week, which should be ample time to provide an adequate picture of how much time you’re spending on your devices and what you are using them for. Don’t beat yourself up if the numbers shock you, just resolve to lower those numbers and continue to monitor your device usage as you do so. • Cut out the media junk food. As you examine your device usage, you may notice you are spending lots of time on fruitless activities, whether it’s catching up on the latest Internet gossip or scanning friends’ social media pages to pass the time. Eliminating these activities from your day is unlikely to have an adverse affect on your life, and you will find yourself with more time to enjoy more unplugged time with family and friends. • Schedule your media time. Many of today’s adults grew up in homes where their parents restricted the time they were allowed to spend watching television. Today’s parents can take a similar approach by limiting the amount of time their kids spend on

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their devices while also placing the same restrictions on themselves. Allow yourself a certain amount of time each day to spend on your devices, even scheduling times each day when you will watch some television or catch up with friends on social media. Stick to this schedule and you will likely see your device usage decrease dramatically. • Recharge devices outside of your bedroom. Many adults can’t resist the urge to scan work emails or social media right before going to bed, and that can increase device usage and have a negative impact on sleep. When plugging devices in at night, be sure to charge them outside of your bedroom so you aren’t tempted to indulge in some extra and unnecessar y usage at the end of the day. Spend the day exploring Owensboro instead of being connected to a cell phone or computer. With all the local events, shops and restaurants, there is something for the whole family to enjoy — without the Internet.

mart Money

Securing college financial aid begins now

BY MEGHANN RICHARDSON

hile January starts a new semester for students, many high school seniors are thinking college in the fall. But before they make their way to their new schools, many students hope to gain scholarship money and financial aid to help pay for their education. In order for students to receive money from the state for their education, they must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA is the document that colleges and the U.S. Department of Education use to determine the amount of financial aid awarded to students. While the form is not available until Jan. 1, many schools have FAFSA deadlines as early as mid-February. Kentucky is also one of seven states that awards aid money on a first come, first serve basis. So when the money runs out — it’s gone. Choose wisely what colleges you want to receive your FAFSA results. There are 10 spaces for college choices. To ensure smooth sailing while filling out the FAFSA, it’s best to file the current year’s tax returns or use your last pay stub and last year’s tax returns as a reference point. Kristi Eidson, director of financial aid and compliance at Brescia University, encourages students to file their FAFSA even if they don’t think they will need assistance for college. Some scholarship applications need data from the FAFSA for their determination of funds. Financial aid money can help pay for college or trade school. This money can come from: • the U.S. Federal Government • your state of residency • the school you attend • a nonprofit or private organization Along with financial aid money, students can apply local or state-level scholarships. Eidson said many deadlines haven’t passed for the incoming college freshman class to apply for scholarships. Her advice to

high school students is to Google all scholarships they can find. “Review your results and apply for any that are geared towards your major, your hobby, anything that pertains to you,” she said. “Start by creating an essay of your information. In this essay, introduce yourself, tell your interests and why you are choosing your major. Always apply for every scholarship that you can, even the ones that you think are not worth your time. Those little ones will add up.” In Kentucky, students with good grades are also eligible for KEES money. According to Kentucky Higher Education Assistance Authority website, “The KEES program provides scholarships to students who earn at least a 2.5 GPA each year they attend a certified Kentucky high school. The better they do in high school, the more they earn toward college. They may also earn awards for ACT/SAT scores and Advanced Placement International Baccalaureate or Cambridge Advanced International test scores. Home school and GED graduates may earn awards based on their ACT scores.” Students can also earn a bonus award for an ACT score of 15 or above. For example, a KEES-eligible student who has a score of 25 would earn an additional $393 for each year of college. For the full list of award amounts visit kheaa. com. Eidson also suggested that students don’t take loans just because they want a refund from school – loans have to be repaid. Loans for college are to assist with the cost of tuition, fees, books and supplies. “While you can borrow funds to assist with household/living expenses (up to a limit), think about the fact that you are going to school to get an education and not to pay your household bills,” she said. “It’s a fine balance because you don’t want to quit school because you have to go into debt either. Take on debt with respect of what the funds are for, to earn a degree to better your life in the future. Borrow responsibly.”

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Federal and State Scholarships and Grants Federal Pell Grant — Need-based grant program. Eligibility is based on the student’s expected family contribution (EFC). Award maximum amounts are determined each year by Congress. Generally, Pell Grants are awarded to students with extremely high financial need. The lower the EFC, the higher the Pell Grant. FAFSA is required. Federal Supplemental Educational Opportunity Grant — A need-based federal grant program administered by Kentucky Wesleyan College. SEOG is designed for students with extremely high financial need. Limited funds for each academic year are supplied by the U.S. Department of Education. Funding is limited. FAFSA and full-time enrollment is required. Veteran Benefits — To apply for veteran educational benefits, please visit www.gibill.va.gov Kentucky College Access Program — A need-based state grant program. Eligibility is limited to legal residents of the state of Kentucky. Awards are made by the Kentucky Higher Education Assistance Authority (KHEAA) based on the Kentucky colleges listed on the FAFSA. Funding is limited; early FAFSA filing is necessary. Kentucky Tuition Grant (KTG) — A need-based state grant assistance program. Eligibility is limited to legal residents of the state of Kentucky who are planning to attend a Kentucky private college. Awards are made by KHEAA based on the Kentucky colleges listed on the FAFSA. Students must be enrolled fulltime in order to qualify. Funding is limited; early FAFSA filing is necessary.

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Kentucky Educational Excellence Scholarship (KEES) — A merit-based scholarship program. Eligibility is limited to Kentucky high school graduates who have earned base or bonus awards under the program guidelines. Contact your high school counselor or the Kentucky Higher Education Assistance Authority (1-800-928-8926 or http://www.kheaa.com) for complete information. Kentucky Teacher Scholarship/Loan — A need-based state assistance program. FAFSA and Teacher Scholarship application are required. Deadline is May 1. Contact the Kentucky Higher Education Assistance Authority for complete details.

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g n i h t e m o S weet S Andria’s Candies has satisfied customers for more than 50 years

BY MEGHANN RICHARDSON

avid Atkinson loves his job. For more than 20 years he has been owner and chief candy maker at Andria’s Candies, making chocolates and other sweet treats for the people of Owensboro. In 1991, Atkinson bought Andria’s Candies, at 217 Allen St., from Tom Andriakos, one of a family of candy makers, who started the shop back in 1959. Since Atkinson was a newcomer to the world of chocolatiering, Andriakos stayed with him Above: Andria’s Candies owner David Atkinson, right, replenishes the chocolate in a chocolate enrober as employee Frank White, III looks over the machine at the Allen Street business. The two were making coconut royal candies. Photo by Greg Eans

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during his first year, teaching him the more difficult tasks. Now, 24 years later, Atkinson is still thriving in the brick, paint-faded building behind RiverPark Eyecare. With a display full of assorted chocolates and orders from all over Owensboro and beyond, his two-man shop stays pretty busy. Bourbon balls and seven different kinds of nut brittles are the biggest sellers for the small candy store. While he has a steady business year-round, Atkinson said the three main seasons for the store are Christmas, Valentine’s Day and Easter. Christmas is the No. 1 biggest selling holiday, and Easter is second. Around Christmas and the new year, assorted chocolates, caramel turtles, nut brittles and toffee are the most sought after items. During the Easter holiday, most of the items are all custom made. Atkinson makes personalized Easter eggs with the name written on the egg for free. He said it’s been that way since 1959. Some of the flavors for the chocolate-covered Easter eggs include Swiss chocolate, peanut butter, vanilla cream, fruit and nut and many more. The rest of the year, the main sell is the assorted candies in the display case. Atkinson said he loves coming to work because every day is different. Between greeting and waiting on customers, paying bills, cleaning the store and thinking up new recipes, he said there is never a dull moment. “We just recently made two or three different kinds of brittles after discussing how we were going to put them together,” Atkinson said. “We just try to think of the new

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things to generate intrest and keep up with the times. People are always looking for new things to try.” With the downtown revitalization, Atkinson said he can tell business has picked up a little. As one of the original businesses in the downtown area, he’s excited for all of the changes and is excited to see where downtown continues to grow. But even with all the big changes, Atkinson describes Andria’s Candies as a small retail manufacturing candy company. “What we sell here is what we make right here in the store,” he said. “I don’t sell it to anyone else to resell it. We are not big enough to be wholesale.” Even with his two-man operation, Atkinson said he does get call-in orders from other states. Andria’s Candies only ships orders November through February since the cold weather prevents the chocolate from melting, with the exception of shipping to Florida and Texas, he said. While Atkinson doesn’t do a lot of business-related activities when he’s not at the store, he does make it to Bardstown for the Kentucky Bourbon Festival every year to showcase his beloved bourbon balls. The bourbon ball is a candy unique to Kentucky. Andria’s Candies makes bourbon butter cream mixed with pecans that have been soaked in premium-aged Kentucky bourbon rolled into bite-size pieces and covered in a bittersweet chocolate. He also tries to attend the Kentucky Proud Critical Food Event in Lexington to sell his bourbon balls. To place an order stop by Andria’s Candies at 217 Allen St. or call 270-684-3733.

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Kentucky Mavericks prepare for first season in Owensboro

BY MEGHANN RICHARDSON

lex Sanders is familiar with basketball in Kentucky. He knows it dominates over football and people from the Commonwealth either bleed blue or red. In Kentucky, basketball is king. After playing for the University of Louisville more than 20 years ago, he has made it back to the bluegrass state as a professional basketball player for the newly-relocated Kentucky Mavericks. The team, the four-time 4-time ABA national champions, were formerly known as the Shreveport-Bossier Mavericks. After the decision to become a part of the Premier Basketball League in early 2015, owner Jerry Nelson ordered a re-location. Owensboro was announced as the new home for the Mavericks in August 2015. The team will host its home games at the Owensboro Sportscenter, and the new franchise colors are now red, white and blue. Sanders, who joined the Mavericks midseason of the team’s first year in January of 2010, is no stranger to traveling or playing basketball in an unfamiliar location. In high school he played for the basketball-dominated Oak Hill Academy in Virginia, then went on to play in Louisville, Houston and overseas with some minor league teams. Sanders also spent more than six years with world-famous Harlem Globetrotters. Even with all the traveling and moves, he said he’s excited to play in Owensboro and immerse himself into the community. “We’re bringing a world-class team to Owensboro, and we want to partner with Owensboro because it is a world-class community,” he said. “It’s going to be a perfect partnership.” Sanders and three of the returning players have also been spending lots of time in Owensboro since the announcement in mid-2015. From attending the Owensboro Air Show, to speaking at school pep rallies and the Cliff Hagan Boys & Girls Club, the team has been meeting potential fans and promoting the Mavericks brand since the day the team was announced. “I think the fans are going to be very excited about the product we are going to be putting on the floor,” Sanders said.

Sanders is a 6-foot-9 power forward/center who has helped the Mavs win three championships and was also chosen as an All-ABA Player last season and was an ABA All-Star for the first time. Head coach Steve Tucker said,“We play fast-paced, fast-break basketball, but the thing that’s special about our team is that we’ve been able to adapt and play different styles. If we need to run, we’ll run. If we need to defend, we’ll defend. We’ve been in slow, grind-it-out games, and we’ve been in fast-paced games.” The Mavericks are currently on a 92-game winning streak, and the guys hope to continue their dominance in Owensboro.

Jon Rogers, a 6-11 center who has been with the Mavericks for five years, said he is excited about being in a new city, new environment and new league. “All I can think is that we are going to bring it each and every game, do our best and pray for the best results,” he said. All of the team members agreed, their goal is to win a championship. They want to bring a trophy home to Owensboro and celebrate with their new team

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Four members of the Kentucky Mavericks, Jon Rogers, from left, Mike Crain, Anthony Jackson and Alex Sanders, spin basketballs on their fingers in the teams headquarters, the old Executive Inn Racquet Club at 817 W. First St. The team will play its home games at the Sportscenter. Of these four players, both Rogers and Crain are0 from Atlanta. Sanders is from Houston, and Jackson is from Chicago. Photo by Jenny Sevcik

and

new fans. “We’ve been out in the community, and people are excited about us,” Rogers said. “It’s refreshing to see the people so excited. In Shriveport, we didn’t have the fan base we wanted, but here, I can already tell it’s going to be different.” Rogers said while the team is hoping to continue its winning streak, they are also aware of the tough competition they will have in their first game. Their first game is Jan. 9 against the Rochester Razersharks, a team from New York who has won the PBL championship for the last five years. “We’re the newcomers, so if we win our first game, it’ll be a big deal,” he said. Another five-year member of the Mavericks is Mike

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Crane. He said in order to win games, he and the other veterans are going to have to step up their leadership roles. “For four or five years we’ve kind of had the same core group of guys,” Crane said. “I’m interested to see how our chemistry goes with the new guys and how they buy into the system and get acclimated to everything.” For more information on the Kentucky Mavericks or for ticket information visit www.mavup.com or on Facebook at www.facebook.com/KentuckyMavericks. “We have to lead on and off the court,” Crane said. “We have to take pride in what we do on the floor and in the community.”

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Bridal Edition

Perfect Playlist Local djs create memorable song lists

Tax Tips

Save

Myriad CPA gives tax tips to newlyweds

the

Date

Advice on choosing the best month to marry 1ST QUARTER 2016

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Be prepared when choosing popular months for weddings

he season couples choose to get married can affect many aspects of their ceremonies and celebrations. Vendors are in high demand during popular wedding seasons like spring and summer. But those same vendors may be more flexible and less expensive during those times of year when fewer couples tie the knot. According to The Knot.com, a leading Web-based wedding resource, June, August, September and October are the most popular months for couples to say “I do,” while January, February and March are the least popular months to get married. Wedding dates can affect wedding costs considerably, and knowing this can help couples find the date that works best for them and their budgets.

Value dates

Tying the knot in the early part of the year can be a more budget-friendly option for cost-conscious couples. Prices for reception sites and vendors may be lower in January and March than during other times of the year. However, February

may not be so budget-friendly thanks to Valentine’s Day. December also may not garner significant discounts thanks to the holiday season, when vendors may be in high demand for holiday parties.

Local events

Even though certain months may not be in high demand for weddings, that doesn’t always mean they are the perfect time for couples to tie the knot. Popular local events, such as festivals, large-scale meetings and conventions, can intrude on wedding plans. Consult with a local chamber of commerce and local schools to see if any local events that might drive up the cost of your wedding are going on. Reunions or conventions can stretch nearby restaurants, hotels and reception sites pretty thin, leaving you with fewer options.

choose to make your vows. Couples often choose a Friday or Saturday wedding because they believe it will make it most convenient for guests to attend. However, if you provide ample notice to guests, they may be able to take off a Thursday or even a Monday from work, making a Thursday or Sunday wedding a more doable option. If Saturday is still your ideal day to walk down the aisle, think about having an early wedding ceremony followed by a brunch or lunch reception. You also can customize your wedding to be a cocktail party only, saving you some money.

Have backup options

Vary the time

Recognize that if you want to get married on a Saturday at the height of wedding season, you may not get first choice on your venues and vendors. Have a list of service providers at the ready just in case your first choices are already booked. By understanding how dates and times can affect weddings, couples can make more informed decisions when planning their nuptials.

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If you have your heart set on getting married during more popular months to tie the knot, then you may be able to save a bit here and there by being more flexible with the time and day you

Wh a with t to invi we incl tati dd ude ons ing W

edding invitations once followed a relatively standard format that did not necessarily require much thought on the part of the grooms- and brides-to-be. But many couples now take more creative approaches to their wedding invitations, using them to evoke a certain theme or to establish if the wedding will be formal or casual. Heidi Mitchell, an Owensboro newlywed, said while she didn’t personally design her wedding invitations, she wanted to be very involved in the process because they meant a lot to her. “I put a lot of thought into what we chose,” Mitchell said. “I wanted it to match our wedding colors.” She and her husband Jeffery used a template from Vistaprint and filled in the criteria with their information. Mitchell said Vistaprint was relatively low cost and had a wide variety of options for wedding invitations, RSVP cards, programs, bridal shower invites, stamps and more. While she eventually went with paper invitations, Mitchell said she also thought a lot about using electronic invites. “It seems easier, but I really think paper invites are the way to go especially when it comes to elderly guests,” she said. “Some guests may not have emails, the invites could get sent to junk email and people may not check them frequently. It’s also difficult to keep track of everyone’s email. All in all I think paper invites also are the way to go.” Whether you decide to go with paper or electronic wedding invitation, couples should still make sure to include certain information in their invitations to avoid being overwhelmed with questions from guests excited to attend the festivities. • Date and time: It may seem simple, but don’t forget to include the date and time of both the wedding and reception in the invitation. If there will be a considerable amount of time between the ceremony and the reception, you may want to include a handful of local dining suggestions so guests can grab a quick bite to eat before the cocktail hour. • Venue information: Guests will need to know where couples are tying the knot, so be sure to include the address of the ceremony site as well as a link to its website. The address will help guests find the venue, while the website can prove an

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invaluable source of information about the venue, which can save couples the trouble of answering questions about the ceremony site that can more easily and quickly be answered by visiting the website. • Reception information: Couples whose receptions will be in a different location than their ceremonies should include the same information about the reception hall that they did about the ceremony site. Reception hall information is often listed on reception cards, which can include information on the front and back to save paper and money on postage. • Hotel information: Many couples arrange special room rates with nearby hotels for their wedding guests. Include the names of these hotels, directions to the hotel from all directions, directions from the hotel to the ceremony and reception sites and the various rates for rooms (single room, double room, etc.). If possible, include a link to each hotel’s reservation form as well. • Reply cards: Reply cards are included so guests can easily reply to let couples know if they will or will not be attending. Couples with wedding websites can even include a link to their sites on the reply cards, letting guests know they can reply via the website if they so choose. • Reception menu: Many reception halls ask that couples give them a ballpark figure as to how many of their guests will prefer each type of entrée available at the reception. Include menu options within your invitation package, ideally on your reply card, so you can easily provide this information for your vendor. • Wedding website information: If you did not already include a link to your wedding website on your save-the-date cards, include that information within your invitation package. Wedding websites will answer many of your guests’ questions for you, so don’t forget to make this valuable tool a part of your wedding planning.

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Tax tips for I

newlyweds

KEVIN SCHWARTZ PARTNER WITH MYRIAD CPA

n most parts of the country, the months of June, August, September and October are the most popular for weddings. Whether recently married or anxiously counting the days until you tie the knot, there are some important tax implications that you and your spouse can’t afford to overlook. “In between the flurry of wedding planning, dress shopping and bridal showers, few engaged couples stop to think about how getting married will affect their income taxes,” explained TaxAct spokesperson Shaunna Morgan. “While it’s important to understand the tax consequences, keep in mind that you can still do your own taxes. TaxAct, a leading DIY tax solution, asks simple questions about life events like marriage to guide you through the tax implications and help you get all of your deductions to maximize your refund.” Kevin Schwartz, partner with Myriad CPA, said the IRS determines filing status on the last day of the year. “So even if you get married on the last day of December, when you file your taxes, it’s like you have been married for the entire year,” he said. “You can file a married joint tax return.” By filing jointly couples will earn benefits and deductions. Schwartz suggests taking the time to make sure all of the correct tax information is gathered, such as bank statements, interest statements, investment statements, taxes paid on a vehicle, taxes paid on personal property, charitable contributions — everything. “Have good communication when it comes to your finances,” Schwartz said. “That should go for all topics in finance — bank accounts, savings accounts and more.”

More tips for newlyweds preparing to file taxes jointly: Name changes

Your name(s) and Social Security number(s) are critical elements of your tax return. Both identifiers must exactly match the information the Social Security Administration (SSA) has on file. That means if you legally change your name after you get married, the SSA needs to know about it. To get a Social Security card with your new name, you’ll need to provide proof of identity, such as a marriage certificate, fill out an application and either mail it or deliver it in person to your local SSA office. New address If you’re moving, remember to report your new address to the Internal Revenue Service (IRS). The fastest way to make the change is to complete Form 8822 available on the agency website at www.irs.gov. Changing your tax withholding Any time you have a life change you should revisit your Form W-4. Getting married is definitely one of those times. If both you and your spouse work, you’ll likely have a higher combined income, which may put you into a higher tax bracket. In order to ensure the right amount of tax is withheld from your paycheck, you’ll want to update your Form W-4 to ensure you aren’t having too much or too little tax withheld. For more information about the tax impact of marriage, visit www.irs.gov.

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Changing your last name W

hile many brides opt to take their husband’s surname upon tying the knot, over the years the popularity of such a decision has ebbed and flowed. Recent years have suggested the practice is once again gaining steam. A 2011 study published in Names: A Journal of Onomastics indicates that younger brides are more likely to embrace the tradition of taking their husband’s name in marriage. According to the study, women who married between the ages of 35 and 39 were 6.4 times more likely to keep their maiden name than those who married between the ages of 20 and 24. Many brides view taking their spouse’s name as the natural transition from being a singleton to being a

married woman. Other brides prefer they share the same last name as their future children, making the choice to take their husband’s name a logical decision. Some brides feel having the same last name as their husband helps them feel more like a family. Changing one’s name also may make it easier to deal with various issues. Finances, travel and even parenting concerns may be easier when women take their husband’s last names than when they don’t. But some brides still prefer to keep their maiden names or hyphenate those names with their husband’s surname. Some may view changing their names as sacrificing their personal identities, while others may want to hold on to a family name they are proud of. Interesting

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names also can be hard to give up. Brides who find taking their husband’s name would be a tongue-twister may prefer to forego this tradition. Very often women who occupy positions of prominence in their professions keep their maiden names, feeling that taking their husband’s name will affect the cache they have built up thus far. Women uncertain of what to do in such situations can keep their maiden name professionally and still change their name legally. Changing one’s last name is a personal preference and a decision that couples should discuss together. Discuss the decision well in advance of the wedding so that both parties are aware of each other’s feelings on the subject before tying the knot.

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Transportation tips

Getting to the wedding – in style

ransportation can be easily overlooked when couples plan their weddings. Whether it’s traveling from the ceremony to the reception or to the airport for the honeymoon, the bride and groom should travel in style and safely. Limos By Knight in Owensboro has a fleet of seven vehicles, from a Lincoln town car to 14-passenger stretch limos, that can be reserved for weddings, proms or any special event. BJ Burton, owner and vice president of Limos By Knight, said he sees a lot of customers using the rentals for wedding rehearsal dinners, to travel to and from the ceremony and reception and to be used in pictures prior to the wedding. He also chauffeurs brides and grooms to the airport the day after the wedding. Limos By Knight, which has been serving Owensboro for the last 17 years, is the only licensed and trained limousine service in the city. Burton said hiring Limos By Knight takes away some of the stress from the wedding party and especially the bride. “She has a lot going on, and if she knows we are going to be there and take care of transportation during the

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wedding and after the wedding, it takes away a lot of stress,” he said. While mainly dealing with wedding parties in Owensboro, Burton said Limos By Knight also travels to Henderson, Madisonville and sometimes Evansville for its customers. But what happens when the limousine calls it a night? After the reception, even if wedding party members have a car available, no one should drive when intoxicated. Couples may want to include the phone number of a local taxi service in their hotel gift bags just to be safe. While some couples immediately depart for their honeymoons after saying goodbye to their wedding guests, many build a day in between the wedding and honeymoon. That leaves the question of how a couple will return home from the reception or get to the airport. Limos by Knight also provides airport transportation for airports in Evansville, Nashville, Indianapolis, St. Louis and Louisville. For more information or to get a customized package catered call 270-684-4688.

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Maintaining Memories A bride’s gown may garner its share of attention on her wedding day, but floral arrangements also tend to impress guests. Fresh flowers make a wedding and the ensuing reception more inviting and appealing. According to The Knot.com, couples can expect to spend 8 percent of their wedding budget on flowers. For the average wedding, that equates to roughly $2,000 for various arrangements and bouquets. That can be a considerable expense for fragile flowers with a shelf life of only a day or two. But instead of tossing beautiful bouquets and other flowers into the garbage once the wedding day has come and gone, couples can employ various methods to preserve those impressive displays for years to come. Air drying One of the easiest ways to preserve flowers is to dry them out. This is best done by hanging blooms upside down so they will remain straight and not warp or wither while drying.

How to preserve wedding bouquets and arrangements

Secure flowers in small bundles and hang from an out-of-the-way spot in a cool, dry area. The flowers may need to remain hanging for up to three weeks before they are completely dried out. After which, gently remove the flowers and arrange them in a vase or another container. Otherwise, reassemble a bouquet how it was and carefully display. Pressing Pressing is another way to preserve floral bouquets and arrangements. To press flowers, find a few heavy books to stack or another weighted object. Place the flowers between parchment paper or waxed paper and lay the heavy items on top. You also can place the flowers in tissue paper between the pages of a book so they are not jostled. Leave the blooms for a week or two and then check on them before putting them in a shadow box or photo frame. Chemical drying Silica gel, borax and regular sand can be used to dry and preserve

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flowers as well. These can be handy for people who desire to preserve an entire bouquet as-is. Silica gel is a desiccant commonly found in small packets inside of new shoes and purses. It also can be purchased at home improvement retailers and is used to dry out musty basements and other areas. Fill a deep container halfway with the silica gel or other drying material. Put in the bouquet and then gently add more product to the top of the flowers so they are completely submerged. Place a snug cover over the top of the container and let everything sit for about a week. Slowly the moisture will be absorbed from the flowers. Some people choose to spray dried flowers with a sealant to keep them looking nice longer. An all-purpose craft spray might work. You also can ask for recommendations from the florist who handled your arrangements, and that florist may even preserve the flowers for you for an additional fee.

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Dressing for wedding day comfort W

edding attire is known more for style than comfort. Formal wear, high heels and the various trappings of wedding day wardrobes do not always equate to a day of comfort. While dressing up will never be the same as slipping into a well-worn pair of jeans, there are ways for brides, grooms and guests to be comfortable on the big day. • Dress for the weather. It’s tempting to put appearances before comfort. However, wearing clothing without regard for the weather is a surefire way to be uncomfortable all day long. Choose lightweight fabrics for warm weather occasions and heavier fabrics when attending a winter wedding. Wraps, short jackets, muffs and decorative scarves allow women to cover up if there’s a chill from the weather or if air conditioning is set too cold. • Invest in alterations. Few people can wear clothing, especially formal attire, right off the rack. The services of a good tailor can prove invaluable. Shortened hemlines or tightened sleeves can make dresses fit better. Shapewear or support components may be added to the wedding gown so that extra undergarment layers can be avoided. The less you have to fuss with clothing, the more comfortable you will be. Try on your outfit without alterations and point out the areas that are bothersome. Is a bodice slipping down? Is the tuxedo jacket a little too snug? Speak with the tailor about what can be done to remedy the situation. • Choose the right size. Formal wear is frequently governed by a different set of sizes from everyday attire. Formal items are cut smaller and more in line with high fashion couture sizing. Expect to have to go up in size with regard to formal gowns. Instead of concerning yourself with the size on the tag, focus on the fit. Squeezing into something that is too small can make you uncomfortable all evening long and inhibit your ability to enjoy yourself on the dance floor. Avoid discomfort (and split seams) by leaving some wiggle room in wedding day ensembles. • Focus on footwear. Guests’ eyes likely won’t be on your feet. Still, many people subject themselves to uncomfortable

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shoes all in the name of fashion. The fastest way to an unenjoyable time is having to sit out a wedding because your shoes are causing excruciating pain. New shoes sometimes need a period of breaking in, so wear them around the house to determine if they’re comfortable enough to wear for several hours at a time. Women should opt for the lowest heel possible to avoid pressure on the balls and arches of their feet. Floor-length wedding gowns usually cover a bride’s feet, so she has more leeway with finding an attractive, yet comfortable shoe. Outdoor weddings tend to be more casual than indoor affairs, and guests may be perfectly comfortable wearing sandals. • Brides can go minimalist. Wedding dresses range from ethereal sheaths to layered princess gowns. The more fabric, tulle, boning and crinoline in the gown, the heavier it will be. Heavy gowns can make it difficult to move around, particularly when dancing or visiting the restroom. Unless you have your heart set on a full Cinderella look, scale back on your gown. • Eat and choose healthy foods. Don’t skip meals the day of the wedding. Choose low-sodium, low-sugar foods that provide sustained energy without sitting heavily in your stomach or causing fluid retention. In addition, be sure to drink plenty of water. Dehydration and hunger pangs can ruin a wedding by causing fatigue, headaches and even fainting. Comfort may not be a top priority when planning a wedding. But wedding guests and participants alike should dress with some manner of comfort in mind in order to make the day more enjoyable.

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Mystery Modesty & Magic Bridal veil completes the wedding wardrobe

he perfect dress is on the wish list of many a bride-to-be, but no bridal ensemble is truly complete until the bride chooses her veil. Veils have been worn by brides at their weddings for centuries. Veils can be traced back to the Middle East, where veils helped protect against the weather while also preserving the modesty of the bride. In Ancient Greece and Ancient Rome, veils were used as protection against evil spirits. According to popular wedding website The Knot.com, until Vatican II, all Catholic women were required to have their heads covered in church, including during their wedding ceremonies. Veils were worn for this purpose, but they also symbolized trust in the groom and his love and companionship. Some Christians also see the veil as a visual representation of submission to the Church and to God. Others think of the veil as another beautiful accompaniment to their bridal gown, without attaching any additional meaning to the veil itself. Veils come in various lengths and can complement the style of a wedding gown. They also tend to add glamour to

brides’ looks. Here are the types of veils from shortest to longest. • Blusher: Blushers cover the face, though some extend only to mid-cheek on the bride. • Flyaway: Flyaways cover just the back of the head. Shorter veils may work better on petite women. • Shoulder: Shoulder veils are about 20 inches in length and will hit at the bride’s shoulders or just below. • Waist: Waist-length veils cascade down to the middle of the bride’s waist. • Fingertip: These veils extend down 38 to 42 inches, brushing against the bride’s fingertips. • Waltz/Knee: For a dramatic look, many brides may opt for waltz-length veils, which fall to the back of the knees. • Chapel/Floor: Veils that extend to the floor may be referred to as “chapel” or “floor-length” veils. Such veils cascade slightly behind the bride. Veils can complete brides’ wedding day looks. Shorter veils may be comfortable to wear throughout the day and evening, but brides may want to consider detachable veils if they are selecting lengthier options.

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Last Minute Tips

hile those last few weeks before a wedding day can be hectic, it’s important that couples stay focused and remember to perform a handful of tasks as their big days draw closer. • Speak to your vendors. Vendors play a big role at weddings, so it’s important that couples contact their vendors to confirm wedding schedules and ensure vendors have directions to the ceremony and reception locations. Couples will be busy on their wedding days, so they may want to provide the phones numbers of their maids of honor and best men so vendors can reach them should something go awry. • Write some checks. Many vendors expect final payment a week or two before the ceremony. Revisit all of your contracts to determine when the final installments of each vendor’s payment is due. Pay via check so you have a record that the final payment was made.

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• Confirm rehearsal reservations. Contact your ceremony venue as well as the restaurant where your rehearsal dinner will be held to confirm the time of the rehearsal and your dinner reservation. When confirming these details • Prepare visitor bags. Many couples like to leave visitor bags for their guests at the hotel where the majority of their guests will be staying. The weeks leading up to the wedding is a great time for couples to prepare these bags and arrange for their drop-off with hotel personnel. • Drop off personal items at the reception venue. Couples who have chosen to use personalized toasting glasses, cake servers and other personal items at their wedding receptions should drop such items off in the week leading up their weddings. Arrange this dropoff with your contact at the reception venue, at which time you also can confirm any additional details.

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Bridal Beauty Dos & Don’ts Be smart about hair and makeup preparation for wedding

ertain beauty basics and makeup and hair strategies can help any bride look spectacular on her wedding day. The following are some dos and don’ts of wedding day beauty preparations. DO employ the services of a professional hairstylist and makeup artist. Professionals have the experience and tools of the trade to help you to look your best. From contouring to make your face seem slimmer to enlarging the appearance of small eyes, some tricks of the trade are best left to the pros. DON’T forget to schedule a trial run. Make this appointment several months before the wedding day so you have ample time to work with your stylists and experiment with colors and hair arrangements to fit your personality and the style of your gown. Take plenty of pictures and notes so you will remember what needs to be on hand for the wedding day. DO allot enough time for the wedding day beauty appointment. If you will be going to a salon, block out two or more slots instead of one. This

way the stylist does not overbook and will not feel rushed. Many brides opt to have stylists come to their homes. There may be an extra charge for this service, but it may be well worth the cost. DON’T make any drastic changes to your appearance right before the wedding. This includes changing your hair color or texture, extreme tanning, using colored contact lenses, or chopping off all of your hair. It’s better to wait until after the wedding to change your style. DO bring a veil, headpiece, hair extensions, and any other accessories to your hair consult. This enables the stylist to practice working with these items. DON’T tweeze or wax brows too close to the start of the ceremony. Redness and swelling are common side effects of tweezing and waxing, and they can be difficult to mask with makeup. Instead, take care of hair removal a day or two prior to the wedding. DO exfoliate your skin prior to the wedding. This doesn’t necessarily

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mean you should endure a harsh fruit acid peel or another procedure. You can exfoliate with a gentle washing of your skin with a nubby washcloth to remove any dryness and errant flakes. Moisturize well to ensure a smooth palette for makeup application. DON’T wash or condition hair the day of the wedding. Intricate styles tend to stay better when hair has a little grip. “Dirty” hair is easier to work with than shiny, freshly washed locks. If you must wash, remember to thoroughly dry your hair before going to your appointment. DO wear a little extra makeup than you are accustomed to wearing because it will show up better in photos. However, do not wear so much that you look clownish. A makeup artist can help you achieve the right balance. DON’T have bridesmaids wear makeup that is bolder than yours, especially red lips. No one should upstage the bride. DO experiment with any products you haven’t used before to test for allergic reactions and see how well they wear.

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Peace of

Cake T

Cake-cutting etiquette and guidelines

he presentation of the wedding cake marks the culmination of the day’s festivities and a final symbol of a happy couple’s new partnership. Many people eagerly await the cake as much as they may anticipate catching a glimpse of the bride in her beautiful gown. While the cake in all its finery can be a beautiful sight to behold, a cake can only last so long before its fate as a delicious dessert is sealed. As is the case with many wedding traditions, there is some established etiquette with regard to cutting and serving wedding cake. If you plan on putting your cake on display, be sure it is made with a frosting and filling that can endure room temperature. Certain creams may sour if not refrigerated, and you do not want anyone becoming ill. If you have your heart set on perishable fillings, keep the cake refrigerated and then have the big reveal right before it is cut. The cake cutting usually comes near the end of the wedding reception. Schedule the cutting so that older guests or young children can leave without feeling as if they would be

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offending anyone. The emcee of the evening typically announces the cake cutting, and the band may play a quirky tune or revisit the wedding song while the first slice is being cut. A bride should hold the cake knife with her right hand, while the groom places his right hand over hers before they proceed to slice down together. If the cake has a foam or cardboard support, be careful not to cut through it. Use a cake server to grab the first piece. Traditionally the newly betrothed will feed each other a bite of the cake to symbolize their first meal as a couple. Couples can feed each other a small amount, taking care not to spill any. Many couples no longer embrace the once-popular tradition of smashing cake in each other’s faces, but whether or not couples follow this tradition is up to them. Some couples like to serve their parents a piece of cake. Traditionally the bride should serve the groom’s parents and the groom the bride’s parents. If there is a groom’s cake, guests may prefer a slice of both cakes.

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Guests may also want to take home a slice of the groom’s cake. Tradition states that a piece of the groom’s cake should be presented to an unmarried woman attending the wedding. The woman is not expected to eat the cake, but rather to put it under her pillow. Superstition held that this tradition would help an unmarried woman find a husband. Make arrangements for proper packaging of the groom’s cake, so guests can take home a slice if they so desire. The waitstaff typically handles the slicing of the cake. The uppermost tier is reserved for the couple to save, and the remainder of the cake will be served. Recognize that not all guests like cake, but it’s better to err on the side of caution and have a cake that will feed all of the guests. You also may want to offer a dessert bar for guests who prefer another type of sweet treat. However, this is a luxury, not a necessity. The cake-cutting ritual at weddings has withstood the test of time, and many couples still prefer to present the cake with fanfare and excitement.

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