0824 Buyers Guide

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REAL ESTATE BUYERS’ GUIDE

1607 Knollcrest Drive • Fort Dodge

Experience the pinnacle of comfort and style at 1607 Knollcrest Drive in Fort Dodge IA. Situated in a sought-after neighborhood, this home offers proximity to top rated schools, an aquatic center, walking trails, parks, winery, shopping centers and a variety of restaurants. Meticulously updated, the residence was crafted by a dedicated owner / builder using premium materials. It features a newly painted interior and a seamless open floor plan, providing three bedrooms and three full baths for the ultimate in convenience and luxury. The main floor offers the ease of living with laundry conveniently located. The finished basement extends the living area, presenting a versatile family room ideal for entertaining or creating a private theater. Additionally, the basement includes ample storage, a workshop, and a potential hobby room to cater to various interests. The beautiful, landscaped outdoors features a patio and deck, perfect for hosting gatherings or enjoying peaceful relaxation. The spacious 2 car plus garage provides abundant room for vehicles and additional projects. This wellmaintained property exemplifies craftsmanship, community, and convenience. Don’t miss the opportunity to make 1607 Knollcrest Drive your new home. Schedule a showing today by contacting Craig Patterson with Legacy Realty Group, LLC at 515-570-0804, and envision a future filled with comfort and convenience in this exceptional residence.

2958 150th St • Vincent

Everything on your list, a well-built 4 Bedroom home on 10 Acres with heated shop!!! These sellers have rebuilt this home with nothing but quality in mind. It truly has all the extras, an abundance of lighting, natural and artificial. A kitchen that is a chef’s delight, equipped with custom-built cabinets by Richwoods, ample counter space, and a center island with granite countertop, cook top- and pop-up ventilation system, perfect for entertaining. The open floor plan allows you to see straight through to formal dining and living room. All the bedrooms are spacious with deep double closets, the master offers a spa-like ensuite with oversized vanity and walk in shower. Main floor laundry with storage, breezeway that is attached to an oversizE!d garage and so much more. Must see!! $475,000

MLS#23609 • Heather Vandi 515-571-8212

3303 190th St

Spacious 2 Bedroom Ranch home located on 3.48 Acres. Built in 1999. this home has been very well maintained and recently updated with new flooring throughout. All new appliances. Custom Cherry kitchen and spacious dining area. Large living room with gas log fireplace. Full basement ready to be finished and tons of storage space. Main floor laundry. 3 car attached garage with epoxy floor. 2 x 6 construction and very energy efficient New roof in 2023. Hard wired security system. 1000 gallon propane tank stays with property. Septic and well have been tested and inspected. Property has been recently surveyed to include land to the west to Xavier Ave. Additional feature sheet available. $379,000. Call Craig Patterson 515-570-0804

MLS#23545 • Craig Patterson 515-570-0804

finished

with 3/4 bath and 2 double egress windows, attached double garage plus

complete this “Woodlands” family home. Call Jamie Lara at 515-408-2265, with Legacy Realty to see it today! Agent Notes: New appliances 2022, Furnace/Air 2022, New Ceiling fans/fixtures in upper level bedroom & bathrooms, fresh paint throughout & fresh landscaping. Relocation/additional paperwork required.

MLS#23604 • Jamie Lara 515-408-2265 2714 North 28th St • Fort Dodge • $329,500 Charming 3-Bedroom house with a bonus non-conforming 4th perfect for a guest room, office, or a playroom. This home also features an attached garage, a cozy fireplace, and sits on a large lot, offering perfect outdoor space for relaxation or entertainment. Don’t miss the opportunity to make this home yours!

Public Remarks: Lots of main level square footage!

This 4 Bedroom home has it all, spacious Living area as you walk into the home, Master bedroom with master bath with shower and tub, sauna, walk in closet, Updated Kitchen with stool seating, two dining area’s, main floor laundry, 3 additional bedrooms on the main level, Updated Bathroom, finished basement, 30x24 attached garage. Priced at $199, 900. Call Jim Schwan for a showing at 515-570-8608 for a showing.

MLS#23390 • Jim Schwan 515-570-8608

Cooper 3 bedroom plus ranch with a 1 3/4 baths. Bedrooms & living room with hardwood floors and a screened in porch off the kitchen. Large family room in the basement with one non-conforming bedroom. Call Jim Schwan for a showing at 515-570-8608.

MLS#23152 • Jim Schwan 515-570-8608

• Heather Vandi 515-571-8212 Welcome to your new home! This well maintained house offers 3 bedrooms with a bonus non-conforming 4th on the lower level that would be perfect for a home office or a guest bedroom. Property has a full bath on the main level, a 3/4 bath on the lower level, a spacious detached 2-car garage, and a fully fenced in back yard. For a private showing call Nick Taylor today! (515)-570-1350

• Nick Taylor 515-570-1350

All updated and ready for a new Homeowner!! This 4 Bedroom, 1.75 bath 1 1/2 Story home has been all remodeled. Permanent siding, replacement windows, tile shower and updated bath. A baker’s dream kitchen that sits in the middle of a formal dining room and a sunken family room with fireplace. Other points of interest, main floor laundry, two main floor bedrooms, newer flooring, drywall and new water heater. Exterior offers a private back yard and deck for entertaining.

MLS#23468 • Heather Vandi 515-571-8212

Well built and maintained 2 Story home with 4 Bedrooms. Main floor boasts lots of character. front door leads into entry space with wood colonnades and open staircase, large Hving room open to formal dining room, eat in kitchen with butlers pantry and enclosed back porch. 2nd story offers a master with sunroom, 3 additional bedrooms with hardwood floors and a walkup attic. The exterior has been updated with steel siding, all new replacement windows and gutter guards, Property comes with a large storage shed equipped with electricity. $85,000 Call Listing agent, Heather Vandi @ 515-571-8212 for more information MLS#23492 •

This Brick ranch offers everything on the main floor. 3 Bedroom, 2 Bath with 3 living spaces. Living room and Den are separated by a fireplace. Some spaces have been updated. It still needs some flooring and a little TLC, new boiler has been added. Located on a large corner lot with attached 2 car garage.

Spacious 4 Bedroom home

With 1 3/4 Baths, double garage, vinyl siding, newer windows and flooring. Steel roof on the house and asphalt shingles on the garage. Priced to sell at $124,900! Call Jim Schwan for a showing at 515-570-8608. MLS#23517 • Jim Schwan 515-570-8608

After 50 years of owning this property, it’s ready for a new owner. This home offers hardwood floors throughout. main floor laundry/ pantry,3 bedrooms, a large main living level including a dining room. The brick front porch overlooks a very private street with alley access. Give Jamie Lara at

1100 1st Ave N. Fort Dodge 515-302-8633

Jamie Lara 408-2265

Nick Taylor 570-1350

Heather Vandi 571-8212

Jim Schwan 570-8608

Craig Patterson 570-0804

Erin Bintz 302-1307

2 Bedroom, 1 3/4 bath Ranch home. Great starter home or investment. Lots of possibilities. Permanent siding, replacement windows and hardwood flooring. Home is in an estate and being sold as is.

MLS#23421 • Craig Patterson 515-570-0804

$59,500

2 Unit Fixer ... If you need a winter project this is the time to buy. This property has already been gutted out & ready for the final finishes, 2-2 bedroom units, with full bathrooms & large living rooms with hardwood floors.

MLS#23094 • Jamie Lara 515-408-2265

$29,900

OFFERPENDING NEWLISTING

You will not want to miss out on this 3+ bedroom 1.5-bathroom house in Gowrie! New flooring, lighting and storm doors through-out, a new roof and water heater in 2017, updated kitchen and bathrooms, main floor laundry, and a 3-season room to relax in are just some of the amenities you will enjoy in your new home!

MLS#23618 • Heather Vandi 515-571-8212 $49,900

Looking for a beautiful level 2 acre lot to build on, located on hard service roads ??? This property is nestled along the drive past Brushy Creek. with beautiful sunrises in the morning & sunsets at evening. Don’t miss this rare opportunity to own your own slice of paradise. Give Jamie Lara a call today at Legacy Realty for more information, 515-408-2265

MLS#23145 • Jamie Lara 515-408-2265

$80,000

Sadie Andersen 408-1824

Beautiful Acreage For Sale

2018 Fairbanks Ave, Barnum

Located 1 mile from Highway 7 & 4 miles from Highway 20 in between Barnum & Fort Dodge on 3.55 acres is a well-maintained acreage with all the bells & whistles. The 2-story home showcases impeccable craftsmanship throughout & is must-see! With 2500 sq ft of

1040 Forest Ave., Fort Dodge

Discover luxury living in Fort Dodge, Iowa, with this stunning $1, 099, 000 new build nestled in a serene wooded area. Spanning 4576 sq ft, this modern masterpiece boasts 5 bedrooms, 4.5 baths, and is designed with an open concept to enhance the flow of natural light Every inch exudes contemporary elegance, from the sleek finishes to the state-of-the-art krtchen. The expansive living area, perfect for entertaining, seamlessly connects to the outdoors, inviting nature inside. Experience the perfect blend of sophistication and tranquility in this exquisite home.

$995,000

MLS# 233366 Todd McCubbin • 515-571-2110

23rd Place N and N 15th Place, Fort Dodge

All 48 units are 2 Bedrooms, 2 Baths, 1, 000 sq. ft. with an attached double garage. 22 units are leased for$1, 000 / month and 2 units are leased furnished and includes utilities for $1, 950 /month these are located at Regency Court West. 21 units are leased for $1, 100 / month with 2 units leased for $1, 000 / month and 1 unit furnished and leased for $1, 800 these are in the Williams Bend Addition. All these units have a stove, refrigerator, microwave, dishwasher, water softener, washer and dryer.

$7,200,000

MLS# 22506 Jim Kesterson • 570-06727

3064 13th Ave. North, Fort Dodge

This beautiful split-level is walking distance from a daycare facility, the Aquatic Center and the Middle School. Year round patio off the dine-in kitchen area. Beautifully landscaped with an inviting backyard.

$234,900

MLS# 23481 Tom Concon •515-351-1694

161 Parkwood Circle, Fort Dodge

916-4 Williams Drive, Fort Dodge

Discover your dream townhome on Williams Drive! This charming 2-bedroom, 2.5bath gem features a formal dining area perfect for hosting, a cozy gas fireplace, and convenient main floor laundry. Enjoy relaxing on the deck with a stunning view of the North Woods. This home offers comfort and elegance in every corner. Don’t miss out on this perfect blend of tranquility and modern living!

$170,000

MLS# 23569 Jeremiah Condon • 515-571-8326

2109 Street: Beach St. Webster City

Welcome to your spacious retreat! This beautiful property features 3 bedroom home with master suite. With a generous 3, 663 sq ft of living space , this home offers ample room for comfortable living and entertaining. Situated on a picturesque 3 acre lot, this property offers the perfect blend of tranquility and natural beauty. Step outside to enjoy the serene surroundings and take in the view of your very own private pond. Don’t miss the opportunity to make this stunning property your own peaceful escape.

$695,000

MLS# 23285 Stephanie Bishop 515-227-8627

76 6th St. SE, Badger

Embrace the opportunity to own a brand-new 1,416 sq ft home in charming Badger. Featuring 3 bedrooms, 2 baths, and an inviting open floor plan perfect for any lifestyle. Construction starts soon-act now to influence the design and finishes to your liking. Nestled in a serene community, enjoy the perfect balance of modern living and small-town tranquility. Secure your future home with a personal touch.

$349,000

Todd McCubbin • 515-571-2110

130 Country Club Drive, Fort Dodge

MLS# 23393

$349,900

Todd

2227

313 Woodmar Heights,

$259,900

1671 Elmhurst Ave, Fort Dodge

On Elmhurst Ave sits a charming brick house, recently updated and ready to welcome its new owners. This cozy 2-bedroom home boasts a spacious living room and dining area, perfect for gatherings and relaxation. Step into the inviting open porch, ideal for enjoying morning coffee or evening sunsets. With a detached 2-car garage, convenience meets functionality. Don’t miss the opportunity to make this house your home.

$119,900 MLS# 23448

Jeremiah Condon • 515-571-8326

of light in the 2 bedrooms, living and family room. The living room offers an electric fireplace to make a cozy retreat. This is one level living at it best.

MLS# 23463

1432 26th Ave N, Fort Dodge

For just $165, 000, discover your dream home in Kennedy Brown: a charming 3+ bedroom ranch awaiting your personal touch. While it may need some updates, rest assured, this home has been meticulously maintained, offering a solid base for your future. Don’t miss out on this opportunity.

$159,900 MLS# 23340 Todd Mccubbin • 515-571-2110

$149,900

Kathy Jondle_• 515-351-8490

738 Forest Ave, Fort Dodge Come and take a look at this wonderful 2+ bedroom ranch home with 1.5 baths located in a beautiful neighborhood! This home has over 1400 sq feet of main level living space, a 2 car attached garage and a beautiful backyard!

$172,000 MLS# 23625 Steve Hoshaw • 712-887-0007

$244,900 MLS# 23372

1005 8th Ave. N. Manson

Discover serene small-town living in Manson, Iowa! This 2-story home, nestled on over 1 acre, boasts 3 beds, 2.5 baths, and an extended garage. With a roomy shed, 3 seasons porch, and back deck, it’s an outdoor lover’s dream. Inside, find cedar closets, a bathroom with a double sink, shower, and tub—a perfect blend of comfort and rural charm!

$184,900 MLS# 23183

Jeremiah Condon • 515-571-8326

21 14th St, Fort Dodge

This property includes two homes with 3 units total. 21 N 14th St. has 2 units with one bedroom and one bath each. 19 N. 14th St has 2 bedrooms and one bath. This is an excellent investment property!

$99,000 MLS# 23310

Stephanie Bishop • 515-227-8627

1615 3rd Ave. N., Fort Dodge

This

located.

$125,000 MLS#23552 Kathy Jondle at 515-351-8490

718

$159,900 MLS#23474

Jeremiah Condon • 515-571-8326

1518

Welcome

$179,000

$99,900 MLS#23619

Todd McCubbin • 515-571-2110

$145,000 MLS#23523

Todd McCubbin • 515-571-2110

120

30559 249th Avenue, Burnside

The possibilities are endless with this listing. It could be a

625 L Street Fort Dodge

This property will be subject to certain deed restrictions. Subject property is an exceptional quality 2 story office building.

$499,000 MLS# 21599 Jim Kesterson • 570-0672

1st Ave S, Fort Dodge

$2,002,950

Commercial Lot Size 1390’ x 1119’ Apx Acreage: 35.69

MLS# 23059

Jim Kesterson 515-570-0672

$618,600 Commercial

821 South 25th Street Fort Dodge

Some Deed Restrictions will apply to this property.

$595,000 MLS# 21600 Jim Kesterson • 570-0672

Offering a peaceful setting with the convenience of community living, this development-ready lot comes with a 10-year tax abatement. Situated near schools, parks, and local amenities, it promises a lifestyle of ease and accessibility. Priced at $17, 900, this lot is a unique opportunity in a thriving area.

$17,900 MLS#23232

Todd McCubbin • 515-571-2110

LAND

Apx Acreage 12.51 Fort Dodge, Webster

$718,150

MLS# 23060

Jim Kesterson 515-570-0672

Fort Dodge, Webster Embark on a journey of opportunity with this expansive 17-acre property, poised for commercial development. When combined with the adjacent land, the total area extends to over 27 acres, offering a canvas for endless possibilities. Highlighted in the green section of the attached image, this property invites visionaries to imagine and create a future landmark. For more details or to discuss the vast potential of this land, reach out to Todd McCubbin at 515-571-2110 or via email at todd@toddmccubbin.com.

$1,124,500 MLS#23364 Todd McCubbin • 515-571-2110 Lot 1 Triton Pl, Leah Lane Fort Dodge

This property will be subject to Building Restrictions. Call Listing Agent for details. Property is zoned AC (Arterial Commercial).

$845,000 MLS# 21595 Jim Kesterson • 570-0672 42nd St., Fort Dodge $114,750 MLS# 23051 Jim Kesterson 515-570-0672

Industrial Park Commercial lots for sale in this new development. 1.5 acres to 35 acres available in this large Industrial Park. For details call Jim Kesterson 570-0672. Decker Development Industrial Park

$494,000

MLS# 21956

Jim Kesterson 515-570-0672

500 Central Ave. Fort Dodge, IA

1120 5th Avenue N, Fort Dodge

List at the right price.

Perfectly set on a quaint lot, this charming threebedroom, full bath and a half, home provides a traditional floor plan featuring high ceilings and spacious room for family get-togethers and entertaining. The living room features an airy interior with lots of natural light and original wood flooring throughout the home. This home is located in a quiet neighborhood and close to schools, entertainment and shopping. Large 2-car detached garage. All appliances and remaining furniture are included with the sale. Call me for a private showing. Call Cathy Mickelson 515-571-0799. MLS #23399

$159,900

Better home presentations. Get more buyer exposure.

Higher offers from Buyers.

Negotiates inspection results.

Speeds up time to close.

Home sells at top dollar. 1 2 3 4 5 6 7 7

Parcel No. 1617400003 is for sale. Address listed is only for directional purposes and acreage IS NOT for sale. Great hunting site. Many possibilities for a building site with beautiful views of the Valley down to the river bank.. Call for a personal showing. MLS #23289

Parcels No. 1914251008 & 1914251003, Dayton

Parcels 1914251008 and 1914251003 - Beautiful wooded setting for business or building your dream home. Located within the City limits of Dayton, Iowa, this property has 3 large machine sheds for storage, livestock or just working on your hobby car. Main shop area has a cement floor, heat and running hot water. Additional area in the back for office space or just relaxing. Second machine shed is perfect for storing large equipment. Owner will consider dividing lots. MLS #23295

Kaylee Christensen Broker 515-573-1540 $325,000

901 NORTH 15TH ST., FORT DODGE • 515-573-3111

2162 240TH STREET • FORT DODGE

Must see acreage sitting on 2 acres just south of Fort Dodge. Home o ers over 2100 sq ft featuring Living Room with W/B replace, bay window, Great room with gas replace, large living area, dining area, and oak kitchen with island, lots of windows to let in the light, wrap around deck, den area o the kitchen with built in desk and cabinets, main oor laundry plus three bedrooms, 1.50 baths on the main oor. Basement is bright and cheery with a rec room, o ce and 2 possible bedrooms, and lots of storage in the crawl space. Outside is a nicely landscaped yard, a couple of storage building, and a beautiful 36X80 shed, one end o ers an oversize double garage, the center of the building o ers a single garage door and great workshop area, and the other end is set up for horses. New septic March 2024. This is a must see for $475,000.! Call Gery Cook for a private showing 515-570-6208 or Regency Realtors 515-573-3111.

1012 5TH AVE. N FORT DODGE

Love the Old School Charm? Look no further, this Spacious Victorian home is waiting for you! It offers 4bds including your very own master suite/ master bath with laundry. It has a maid’s staircase o the kitchen, large living room, dining room with gas fireplace, big kitchen, huge yard w/ possible garden area, and a 2 car detached garage with alley access. With a little TLC, you can make this home yours and enjoy co ee on the L-shaped porch that wraps around the house! Plenty of room for the kids to run. Call or text Amy Seehusen for a private tour today at 515-571-3150. MLS #22974

2765 18TH AVENUE NORTH • FORT DODGE

Looking for a well-maintained home in the Cooper School area. This 3-bedroom ranch offers a newer oak eat in kitchen, nice size living room, partial nished basement giving additional living space and a NC bedroom. The home offers newer windows, steel siding, new furnace and central air, 2 car detached garage, summer room and a large fenced in back yard. Must see this move in ready home priced at $164,900. Call Gery Cook 515-570-6208 or Regency Realtors 515-573-3111

915 SOUTH 20TH

STREET

Near Butler School you will nd this charismatic 2 bedroom bungalow. Perm siding, full siding, full basement, enclosed front porch, newer roof and windows, deck o the back door that leads to a spacious manicured backyard. The washer, dryer, stove and refrigerator stay. No showings until April 23, 2024. Bulbs in ground are reserved to be dug up in fall on SE side and front of home-Suprise Lillies and Iris. Please leave the porch light on along with the back outside light. Please lock all doors and turn o all other lights. Please Call Marcie Welter at 515-269-7907 for a private showing.

MLS #23498 • $70,000.

Hello all! My name is Marcie Welter, born and raised in Fort Dodge, moved away for a short time and then returned. I enjoy being with my family, making memories, hosting exchange students and being pool side when I can. I joined the real estate market at the beginning of 2023 thanks to Gery Cook! I enjoy assisting people find their dream homes. I look forward to working with everyone.

How to conserve energy while keeping the AC on

Air conditioning is a welcome luxury come the dog days of summer. Few people can imagine getting through a hot summer afternoon without turning their AC on, and that can make July and August some of the more costly months on the calendar in regard to energy consumption.

Though the months of July and August may not seem well-suited to cutting energy consumption, there are ways to conserve that don’t require turning off the AC.

· Reconsider the location of your thermostat. The Performance Building Institute, Inc. notes that thermostats are sensitive to heat. Thermostats located near heat-generating appliances like lamps, televisions and computers may be fooled into thinking a home’s interior is warmer than it actually is. That will keep a temperature-controlled AC running longer and more frequently than is necessary. If necessary, move the thermostat to a part of the home where there are no electronics and appliances.

· Emphasize maintenance of the AC unit. Even the most energy-efficient AC unit will be forced to work harder, and consume extra energy, if it’s not well-maintained. The Office of Energy Efficiency and Renewable Energy notes that ENERGY STAR-certified HVAC equipment can yield annual energy savings of 10 to 30 percent. But such products must be maintained. Annual maintenance appointments with an HVAC technician can ensure the unit is clean and refrigerant levels are correct, helping it run as efficiently as possible.

· Embrace natural ways to keep a home’s interior cool. Cranking the AC is not the only way to maintain a comfortable temperature inside a home during the months of July and August. Closing curtains on especially warm days keeps the sun out and makes it easier to maintain comfortable temperatures inside without lowering the temperature on the thermostat. Avoiding the stove on hot nights and preparing cold meals or firing up the grill outside is another way to keep the house cool.

· Address insulation issues. Cracks around windows and doors affect the temperature inside the home, making it colder in winter and warmer in summertime. Seal cracks around doors and windows to keep the cool air in during the summer. Keeping that air in should allow you to raise the temperature on your thermostat without compromising comfort.

Come the dog days of summer, conserving energy needn’t come at the cost of comfort. Various strategies can help people reduce their energy consumptions and keep their air conditioners on.

How to design a fitness room at home

People exercise for many different reasons. Exercise can improve one’s appearance, reduce the risk for illness, alleviate stress or anxiety, and even help pass some time. Exercise is often a social activity, but in the wake of social distancing guidelines issue in response to the COVID-19 outbreak, many people have found themselves looking for ways to exercise at home.

Building a home fitness room has never been a more timely project, and such a project can continue to provide rewards even when life returns to some semblance of normalcy. Here’s how to successfully stock a home gym.

• Find a dedicated space. A home gym will be limited by the amount of space that can be devoted to workouts. Possible fitness room locations include a spare bedroom, a garage, a basement, or an enclosed patio. Measure the space so you can pick and choose equipment that will fit. Leave some floor space empty for movement exercises or mat activities.

• Keep the space bright. Darkness can sap energy levels, so invest in mirrors and adequate overhead lighting to make the space inviting. Natural light can make the exercise area more enjoyable.

• Consider the flooring. New flooring can protect against damage and make an area more conductive to working out. Rubber mats can offset echoes and reduce the noise of running on a treadmill or setting down heavy weights.

• Use space-saving equipment. A home gym space will likely not be as expansive as the space inside a traditional fitness center. Thankfully, many activities do not require a lot of space or equipment. Classic exercises like squats, lunges, push ups, and sit ups require little gear but still produce results. Figure out which equipment you like the most and invest in two or three key pieces. Dumbells of various weights, a medicine ball and a yoga mat can be all you need to create a versatile, effective workout. A TRX system and a door-mounted pull-up bar also are great space-saving options.

• Have a TV hookup. A home gym may benefit from a smart TV that you can use to stream workout videos or catch up on the latest news while running the treadmill or using the stationary bike.

A home gym is beneficial year-round, and can be especially valuable when social distancing guidelines are put in place.

Why you need dental insurance in retirement.

Many Americans are fortunate to have dental coverage for their entire working life, through employer-provided benefits. When those benefits end with retirement, paying dental bills out-of-pocket can come as a shock, leading people to put off or even go without care.

Simply put — without dental insurance, there may be an important gap in your healthcare coverage.

When you’re comparing plans ...

 Look for coverage that helps pay for major services. Some plans may limit the number of procedures — or pay for preventive care only.

 Look for coverage with no deductibles. Some plans may require you to pay hundreds out of pocket before benefits are paid.

 Shop for coverage with no annual maximum on cash benefits. Some plans have annual maximums of $1,000.

Medicare doesn’t pay for dental care.1

That’s right. As good as Medicare is, it was never meant to cover everything. That means if you want protection, you need to purchase individual insurance.

Early detection can prevent small problems from becoming expensive ones.

The best way to prevent large dental bills is preventive care. The American Dental Association recommends checkups twice a year.

Previous dental work can wear out.

Even if you’ve had quality dental work in the past, you shouldn’t take your dental health for granted. In fact, your odds of having a dental problem only go up as you age.2

Treatment is expensive — especially the services people over 50 often need.

Consider these national average costs of treatment ... $222 for a checkup ... $190 for a filling ... $1,213 for a crown.3 Unexpected bills like this can be a real burden, especially if you’re on a fixed income.

1 “Medicare & You,” Centers for Medicare & Medicaid Services, 2024. 2 “Aging changes in teeth and gums”, medlineplus.gov, 4/17/2022. 3 American Dental Association, Health Policy Institute, 2020 Survey of Dental Fees, Copyright 2020, American Dental Association.

“Absolutely love”

“I absolutely love my dental insurance. My dental office files the claims, leaving me with very little balance to pay.”

Dorothy P., TN

If you have a fireplace that burns wood, you know that it loses all of its heat up the chimney. Rick Titus has a wood burning insert that will burn with the efficiency of a wood stove and fit inside your fireplace so it keeps your fireplace look.

If you have a gas log in your fireplace it also sends all of its heat up the chimney. Rick has Vent Free gas logs that can burn as efficient as a gas cook stove and burn with the damper closed, thus keeping all the heat in the house.

If you have one of the newer gas fireplaces that vents out the side of the home or up a chimney, Rick can convert it over to a Vent Free log and keep all the heat in the home.

So no matter what kind of fireplace you may have, Rick has an efficient solution for it. Call Rick or email him at yahtitus@gmail. com or go to his web site below. Rick even has new fireplaces and wood stoves that can heat your home even during a power outage.

- photo by Les Houser, Wright County Monitor

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