Shopping Sense, December 5, 2008 - North Edition by John Cargile

your

G U I D E TO S M A RT M ON E Y

CENTRAL NORTH

November 21 - December 4

Look Inside

For Great Coupons

The BIGGEST

Shopping Day

of the Year Plan for Stress-Free Savings

In This Issue: DOWNTOWN

DENVER SHOPPING

GUIDE

AFFORDABLE

Home Decor DESIGN IDEAS FOR LESS ...Pg 25

SUPERMARKET SECRETS Reduce Grocery Costs Now

...Pg 22

www.shoppingsense.biz

HUB CAP ANNIE Can’t Find That Special Hub Cap? If We Don’t Have It, It Doesn’t Exist! Largest Inventory of Hub Caps & Wheel Covers Thousands in Stock Yes…Thousands • New and Used Hub Caps & Wheel Covers • Largest Selection of Universal After Market Hub Caps • YES! We Stock Original Equipment Manufacture • Collector & Antique Wheel Covers • We Buy Hub Caps All Day Long

303-399-2277

5940 E. Colfax Ave. Denver CO 80220 Open Monday-Saturday

www.hubcapannieusa.com

Dress Up Your Sled For Winter Sale! Buy a complete new set of universal hub caps!

14”-15” Set Of Hub Caps Silver $50 Chrome $60

November 21 - December 4 •

16”-17” Set Of Hub Caps Silver $70 Chrome $80

www.shoppingsense.biz

Take An Additional

25% OFF TOTAL PURCHASE

Coupon must be presented at time of sale. Offer Expires 12/19/2008

HUB CAP ANNIE

Locally and Family Owned We Pride Ourselves On Offering Fair Rates & Great Customer Service!

AAA Garage Door Service Co. • We Fix Broken Springs • Want a Quiet Door? We Offer Belt Drives 24-Hour Emergency Service

• We service all major brands and all major manufacturers • Openers • Rollers and Cables • Panels and Doors Replaced • Quality and Honesty • Free Lifetime Warranty On Springs and Rollers • Military Discount, AARP, Senior Discount

FREE $149.95 Value Must present coupon at beginning of service. Hurry, offer expires 12-04-08.

303-940-3966 www.aaagaragedoorserviceco.com

Shopping Sense

•

November 21 - December 4

Do Customers Look at Your Business with Parental Approval? Being part of the family starts with being part of an essential home resource.

Front Range Family is a new family-oriented publication that offers a directory of top local services, community resources and businesses. From daycare centers and youth groups to tutors and senior activities, readers will discover a wealth of information, all in one place. n

Comprehensive listings that serve as a frequently used reference guide

Localized directory featured in a high-end design

Compelling advertising options at cost-effective rates

Available at select family businesses and organizations

One resource for targeted media solutions to reach your audiences.

32C /

1=:=@ / 2= Your Guide To Education, Careers & Personal Growth

Colleges and Universities National and State Colleges

Trade and Technical Schools Medical, Dental, Wellness and Health

Personal Growth and Transformation Hobbies, Networking and Social Activities

Metro MountainMEDIA TARGETED MEDIA SOLUTIONS

5]W\U 0OQY b] AQV]]Z Âž 7a 7b E]`bV 7bAOZO`g 0`SOYR]e\ =T <Se 1O`SS` =^^]`bc\WbWSa

3801 E. Florida Ave., Suite 100, Denver, Colorado 80210 Tel: 303.954.3456 â&#x20AC;˘ Fax: 303.758.3378 An E.W. Scripps/MediaNews Group Company

Metro Mountain Media, an E.W. Scripps and MediaNews Group company, is a Denver-based custom publisher of magazines including: Colorado Better Health & Living, EDU Colorado, Ever After, Front Range Family, Mountain Vacations and Shopping Sense. For more information, please contact us at 303-954-3456. 4

November 21 - December 4 â&#x20AC;˘

www.shoppingsense.biz

your G U I D E T O S M A RT M O N E Y Publisher

James Diaz ...................................................................................................................

Managing Editor

November 21 - December 4

John Cargile

C O N T E N T S

Contributing Editors

Ryan Peacock Charron Conley ...................................................................................................................

Plan for Black Friday Shopping

Creative Director

Yashpal Singh Contributing Art Directors

Jennifer Harlow Richard Gaither Marissa Ayres

... Pg 14

The day after Thanksgiving is an official holiday for many smart shoppers.

...................................................................................................................

Ofﬁce Manager

Theresa Hall ...................................................................................................................

Account Executives

Celine Garrett Anne Kremer Ellen Schneeweis Tony Sollenbarger Char Stunkel ...................................................................................................................

Shopping Sense is a publication of Metro Mountain Media, LLP, an E.W. Scripps/MediaNews Group Company. ...................................................................................................................

Shopping Sense is delivered to over 350,000 households in The Denver Post, Rocky Mountain News, and at selected retailers. ...................................................................................................................

Issue dates for 2008 are:

September 19 October 17 November 21 December 5 (Holiday Issue) December 19 ...................................................................................................................

Shopping Sense 3801 E. Florida Ave., Suite 100 Denver, CO 80210 Phone 303-954-3456 www.shoppingsense.biz

Five Nifty, Thrifty Websites That Can Save You Thousands…Pg 8-10 Discounted wine, free lodging, tons of coupons and cost-saving recipes are to be found on the web these days.

Dressing Rich While Being Smart…Pg 23 How to look like a million bucks without breaking the bank

The Winter Coat For You…Pg 24 There is a coat out there to fit every size and shape.

Money and You — Making Sure You’re Covered: What You Need with Insurance…Pg 11-13

Ten Ways to Save on Hobbies…Pg 26-28

Similar to other parts of our financial lives, the world of insurance has become complicated.

There are ways to have money to spare while enjoying your spare time.

Fight Wintertime Dry Skin…Pg 19

The Scoop on Workout Clothes…Pg 29

Wintertime weather is tough on skin, but there are four simple solutions you can do to return skin to its healthiest condition.

Looking good and feeling comfortable in workout clothes is extremely important in today’s society.

Trivia…Pg 29

Ski Season Savings…Pg 20-21

How far do you need to walk at 5 mph to burn off 385 calories?

Save time, money and sanity this season by renting before you hit the road.

Dollar Stretching Tips…Pg 30

Supermarket Secrets: Loss Leaders…Pg 22 Understanding grocery-store sale strategies can help you take advantage of stellar deals without getting taken for a ride.

Want to live better on the money you already make? Visit TheDollarStretcher.com to find hundreds of articles to help you stretch your day!

Shopping Sense

•

November 21 - December 4

Looking to â&#x20AC;&#x153;Tie the Knotâ&#x20AC;? with Customers? A Successful Engagement Starts with the Right Proposal.

Ever After is a new wedding planning publication that offers fresh, informative content along with a directory of top local services. Each issue merges classic traditions with modern ideas to create a resource for todayâ&#x20AC;&#x2122;s couples. n

Relevant, insightful editorial that reinforces your message

Localized content featured in a high-end design

Compelling advertising options at cost-effective rates

Widespread distribution at select retailers and major bridal events

One resource for targeted media solutions to reach your audiences.

32C /

1=:=@ / 2= Your Guide To Education, Careers & Personal Growth

Colleges and Universities National and State Colleges

Trade and Technical Schools Medical, Dental, Wellness and Health

Personal Growth and Transformation Hobbies, Networking and Social Activities

Metro MountainMEDIA TARGETED MEDIA SOLUTIONS

5]W\U 0OQY b] AQV]]Z Âž 7a 7b E]`bV 7bAOZO`g 0`SOYR]e\ =T <Se 1O`SS` =^^]`bc\WbWSa

3801 E. Florida Ave., Suite 100, Denver, Colorado 80210 Tel: 303.954.3456 â&#x20AC;˘ Fax: 303.758.3378 An E.W. Scripps/MediaNews Group Company

November 21 - December 4 â&#x20AC;˘

www.shoppingsense.biz

Appreciating The City We Live In

ACCIDENTS HAPPEN

-ver -ver

Let’s face it, there’s a lot of negative news that we’re being bombarded with nowadays. Anxiety is everywhere and sometimes it’s hard to stay positive. But I started to think about Thanksgiving the other day and what it’s all about. The notion of “being thankful for what we have” is a theme that seems to have gotten lost among overflowing plates of food and afternoon football games. And as I drove through my neighborhood, I realized how fortunate I am to live in Denver and the great things I love about the city:

• We’ve got a world-class arts scene. From international art collections at the Denver Art Museum to Broadway shows at the Denver Performing Arts Complex, there’s something for every taste.

• We have the largest city park system in the country. There are more than 200 parks within the city and 14,000 acres of parks in the nearby mountains.

• We have an eclectic selection of venues to see live music. Whether you’re looking for an intimate showcase near your neighborhood or a historic theater that attracts big name artists, there’s always great music to be found.

• We always look for ways to be a “greener” city. Mayor Hickenlooper is leading an ambitious citywide tree planting program that has the goal of adding one million new trees to the metropolitan area by the year 2025.

• We are a mecca for sports fans year-round. Denver is one of only two cities (Philadelphia is the other) to have eight professional sports teams.

• We have a skyline with amazing views. Around 120 miles of snowcapped peaks can be seen from Denver and the skies are “bluer” because of less water vapor in the air at our altitude. I’m sure there’s hundreds of other things I could add to the list, but these details really sum-up why we live here. So this Thanksgiving, I’m going to shut off the TV for a moment, wait on getting a second helping of turkey and just go on a walk with my kids to appreciate the simple things in our everyday lives.

John Cargile MANAGING EDITOR, METRO MOUNTAIN MEDIA

America’s leading collision repair services to ﬁt evey budget and type of car!

Family & Friends Discount

%OFF Paint Work & Body Labor

Up to $100 Value! ,

! S RY PIRE R HU EX 08 N / PO 31 U / CO 12

This coupon entitles you or a friend to a special 20% discount off the total for any body repair and paint estimate up to $100! (Cannot be combined with other offers. Valid with coupon only. Must be presented at time of estimate. Not valid on work in progress. Not valid with other discounts or offers. Trucks, Vans, & SUVs by estimate.

DON’T LET YOUR INSURANCE COMPANY * “STEER” YOU WRONG! Many insurance companies will want to “steer”you to their own shops WE look after YOUR interests and provide excellent repairs and service. We can contact your insurance company, help you resolve the claim and complete the paperwork. * Colorado Revised Statute 10-4-618 states: ...insurer or its agent...shall not...use disincentives to discourage a eneﬁciary or claimant from using a repair business...You may use the repair shop of your choice.

Denver

2424 E. Colfax • 303-377-8817 4910 Oneida St. • 303-289-5838

6041984

WELCOME

www.maaco.com

Shopping Sense

•

November 21 - December 4

FINANCE By Jeff Yeager, The Ultimate Cheapskate

Five Nifty, Thrifty Websites Can

Save You Thousands Discounted wine, free lodging, tons of coupons and cost-saving recipes are to be found on the web these days

’m a notoriously low-tech guy. A friend of mine once said, “Yeager, you’re the kind of guy we’re trying to keep off the information superhighway. You’re out there in the fast lane, chugging along at 25 miles an hour, left hand turn signal on the whole time!” And I admit that for many years the Internet was of absolutely no interest to me. Then one day I discovered that the internet contains a motherboard full of money saving websites and advice. That’s when my RAM really got ramped up and my gigabytes got downright giddy. Here are five money saving websites you might not be familiar with, as varied in their subject matter as the Internet itself. • www.Freecycle.org – In the market for a secondhand bicycle or maybe a dining room set, but a little short on cash? What if you could get it for free? Freecycle.org is an international nonprofit organization dedicated to keeping good stuff out of landfills by connecting folks who have something they no longer want with someone else who can use it (and the other way around). Through almost 5,000 community-based Freecycle groups, members list things on the Freecycle website they’re looking to give away or hoping to receive. The catch: This is straight up “gifting” – trading or charging for items is prohibited. Anyone can participate, regardless of economic status, as it’s all about reuse, reduce, recycle. • www.CouponMom.com - I’m not a big user of coupons myself (I’ve never been that organized), but my friend and fellow cheapskate Stephanie Nelson – aka “Coupon Mom” – is working hard to make coupons easier to use than ever before. Her website excites my Inner Miser with the proposition of “cutting your grocery bill in half,” and with downloadable coupons and a state-by-state grocery coupon database, she might very well be able to do it. This I know for sure:

November 21 - December 4 •

www.shoppingsense.biz

Unlike some other coupon sites, membership in CouponMom.com is free, and that really excites my Inner Miser. • www.Epicurious.com - This is a leading online cooking and recipe website, but it’s also one of my biggest money saving sites. You see, my favorite feature on this robust website is the recipe finder where you can type in random ingredients and it spits out a plethora of recipes using those ingredients. I plan my menus by typing in the least expensive sale items from

If you’re looking for the real stuff to celebrate with this holiday season, you can find truly fine wines and truly fine prices at AccidentalWine.com the supermarket’s weekly flyer – or items I already have on hand – and letting Epicurious give me all the recipe options. You can also factor in other criteria, like the amount of prep time you have or search for “kid friendly” recipes. • www.CouchSurfing. com - What if you could travel the world without having to pay for overnight lodging? If you’re a flexible traveler and looking for a little adventure, CouchSurfing.com is for you. CouchSurfing is a nonprofit, worldwide network of more

10OFF

OFF

than half a million people who open their homes to fellow travelers, letting you sleep on their couch (or often in a spare bedroom) for the night. Not only is it free, but it’s a great way to really experience a travel destination, staying with a host who is often anxious to show you around and introduce you to other local folks. The website is built around a series of checks and balances that help make CouchSurfing safe and ensures a good match between a host and a traveler. CouchSurfing’s motto is “Creating a Better World, One Couch at a Time,” and I can tell you from personal experience that it’s truly achieving that goal. • www.AccidentalWine.com – Okay, I’m so cheap that I recant – as opposed to decant – the wine I serve my dinner guests. You know, recanting: Funneling some cheap box wine into an empty premium label wine bottle you keep on hand to impress wine snobs. Trust me, no one ever knows the difference. But if you’re looking for the real stuff to celebrate with this holiday season, you can find truly fine wines and truly fine prices at AccidentalWine.com. The secret to their 20% to

any purchase of

50 50

or More

Offer valid at participating locations only. Not valid with any other offer or on gift card or license purchases. Not redeemable for cash, One coupon per day, Coupon must be presented at time of purchase. Expires 12/31/08

Littleton Aurora

8500 W. Crestline • (720) 981-2000 14140 E. Ellsworth • (720) 858-1800 Shopping Sense

•

November 21 - December 4

6042212

Thornton 11 West 84th Ave. • (303) 428-6500

FINANCE

THE MAINTENANCE

SHOPPE

40% discounts? As the name implies, they sell quality wines that have been in a little accident … like the label on the bottle was damaged in shipping or has been replaced with a new design. Cheers!

COMPLETE AUTOMOTIVE SERVICE

$170 IN SAVINGS! LUBE, OIL AND FILTER 18.99

Diesels & Synthetic extra up to 5qts.

BRAKE FLUSH 49.99

COOLANT FLUSH 69.99 TRANSMISSION FLUSH

89.99

(Filter change extra)

Best of all, these websites are free to use and could just save you enough to buy that new laptop you’ve been eyeing. Email me at UltCheapskate@aol.com and tell me about your favorite SS money saving websites. Stay Cheap! – J.Y. n

ALIGNMENT 59.99

Includes tow in adjustment

(Trucks & SUVs 79.99)

TIRE ROTATION 9.99

Help us celebrate our new location! 34 years in business!

YOUR NEW NEIGHBORHOOD

FAMILY RESTAURANT Famous Creole and New Orleans dishes New Owners, New Menu, Italian, Great Breakfasts Featuring Eggs Benedict, CYO Omelets Tuesday - Spaghetti Special Night Thursday - Ladies Night - 2 for 1 Martinis - $6 2 for 1 Margaritas $5 Breakfast Sat. & Sun. 8AM-1PM HAPPY HOUR DAILY 3- CLOSE / TAKE OUT MENU Catering Available

15% OFF MEALS WITH THIS AD (Excluding alcohol)

7585 S. UNIVERSITY BLVD CENTENNIAL, CO 80122 Main Phone: 303-797-0686 Take Out: 303-797-0688

6034830

www.swirlsrestaurant.com

November 21 - December 4 •

www.shoppingsense.biz

5940431

50 LIPAN, DENVER • 303-893-3247

Jeff Yeager spent 24 years managing national nonprofit organizations in Washington, DC before launching his current career as a freelance writer and media personality in 2004. He is the author of the bestselling book The Ultimate Cheapskate’s Road Map to True Riches, and he appears as a guest correspondent on the NBC Today Show and Discovery’s Planet Green network. See www.UltimateCheapskate.com for more.

The Ultimate Cheapskate’s Road Map to True Riches Rave Reviews It used to be that “stuff” made you cool. That is so twentieth century. The Ultimate Cheapskate’s Road Map to True Riches lays out the practices and principles that have made cheap the new cool. Jeff Yeager, the man dubbed The Ultimate Cheapskate by Matt Lauer on Today, offers his unique philosophy of personal finance, teaching us how to enjoy life more if we’re willing to spend less. He will show you how to buy less stuff, retire young, and live financially free, while you make a positive difference in people’s lives and save the planet along the way. Yeager’s life-changing approach to money is grounded in his personal experience as the self-proclaimed “Cheapest Man in America” and the twenty-five years he spent as a highly successful senior executive in the nonprofit sector. This totally fresh take on simple living — as practical as it is entertaining and heartfelt — presents realistic ways to economize, live well, and embrace life’s joys, all without sacrificing you sanity or sense of humor.

FINANCE By Carrie Schwab Pomerantz

Money and You Making Sure You’re Covered: What You Need with Insurance Similar to other parts of our financial lives, the world of insurance has become increasingly complicated

young colleague recently mentioned that she had to pay her life insurance premium. She’s single, in her 30s with no kids, so I couldn’t help but ask her why she needed life insurance. The answer was simply, “well, I’ve always had it.” This got me thinking about all the potentially confusing choices people make every day regarding the types of insurance they purchase as well as the kinds they don’t buy. Similar to other parts of our financial lives, the world of insurance has become increasingly complicated if for no other reason than the vast number of products from which to choose. Because insurance is a key part of every well-thought-out financial plan, it’s important to take the time to sort out what you really need. Not everyone requires the same coverage; to a certain extent it depends on your individual situation, both personal and financial. However, I suggest you review these important areas to make certain you’re adequately covered.

MUST-HAVES: • Health insurance: I rarely deal in absolutes, but I make an exception with health insurance. Everyone must have it. Alarmingly, the U.S. Census Bureau reports that close to 46 million Americans are uninsured. According to a 2001 Harvard University study, medical bills were the No. 1 cause of personal bankruptcy. If you don’t have sufficient medical coverage through your employer or another group, you must consider your options. Even the young and healthy can’t be complacent. With soaring health care costs, a serious injury or surgery that might require a hospital stay can set you back thousands of dollars. Parents take note: If you have an uninsured 20- or 30-something, what would it cost you to provide them with topnotch medical care in case of a grave illness or accident? I suggest at least a low-cost, high-deductible policy to cover major expenses. You can also get creative about finding health insurance coverage. Are you part of a professional, educational or religious organization? You may be able to purchase insurance through that group at a lower cost. Even enrolling in a class or two at a community college might qualify you for student health insurance. • Car insurance: If you drive a car, you have a responsibility to

yourself and to others to carry some type of insurance. Most states require you to possess at least basic liability insurance to cover damage you may do to others, including both bodily injury and property damage. Liability insurance also pays for potential legal bills. You can choose to expand your coverage to cover a variety of other possible costs, such as damage to your car in case of a collision, vandalism or fire, or if your car is stolen. But liability insurance is the must-have here to protect yourself from a financial crisis in the event of an accident.

INSURANCE WELL WORTH CONSIDERING: • Disability insurance: Our earning power is a valuable asset, which is worth protecting. However, disability insurance is one of the most often ignored areas. A 2007 survey by the Council for Disability Awareness revealed that most American workers grossly underestimate their chances of becoming disabled and the financial consequences. At the same time, recent studies estimate that 3 out of 10 workers between Shopping Sense

•

November 21 - December 4

Asian Grill Sushi Bar

FINANCE

SPICY THAI II

If you have kids who are dependent on your earnings, a term life policy might be the best way to replace your income in the event of your death

2235 Oneida St. Denver, CO 80207 303.388.0600 303.388.6300

WE DELIVER!

www.spicythai2235oneida.com

SAKI SPECIAL

BUY ONE GET ONE FREE ON HOUSE SAKI MIN. 1 ORDER DINE-IN ONLY Must present coupon. Cannot be combined with any other offer. Expires 12/19/08

10% OFF ALL DINE-IN ORDERS OF $35 OR MORE Must present coupon. Cannot be combined with any other offer. Expires 12/19/08

SPICY THAI II

Navigate the Transitions of Life and Work LEARN HOW LIFE COACHING CAN MAKE A DIFFERENCE IN YOUR LIFE

www.compass4you.com call today for a FREE consultation

SUSAN HADINGER, CPCC November 21 - December 4 •

6033707

303-912-9003

www.shoppingsense.biz

the ages of 25 and 65 will experience an accident or illness that keeps them out of work for three months or longer; that’s why disability insurance is so important. Many employers have some type of disability insurance, often covering about 60 percent of your salary. A few states offer State Disability Insurance (SDI) or “short-term disability” coverage. The Social Security Administration also presents limited disability coverage. Look into your current coverage: if you can’t survive a work disruption, a private disability policy might make sense. • Life insurance: As I said to my colleague, everyone doesn’t require life insurance. The important thing is to make sure you have it if needed; obtain the right type to suit your needs. If you have kids, a nonworking spouse or other loved ones who are dependent on your earnings, a term life policy might be the best way to replace your income in the event of your death. It also makes sense if you know there’s a big expense ahead, say college tuition, that you want to make sure is covered. Term life insurance tends to be extremely inexpensive; however, before you go this route think about whether you would be better served with a permanent policy. By definition, a term policy only lasts for a fixed number of years. So if you know your estate will be hit with a large tax bill, or if you have a dependent that will require funds indefinitely, a whole life policy could be the best choice. Premiums may initially be higher, but when you prorate them over your life span, you may find you actually paid less. • Homeowners and renters insurance: If you own your home, you want to make sure you have adequate coverage to protect both your dwelling and your possessions. Depending on where you live, you may want to add on earthquake or hurricane insurance for good measure. If you rent, look into renters insurance. Your landlord’s policy will only cover damage to the dwelling, not to your possessions. A renter’s policy usually insures events such as fire, theft and vandalism, and may even protect you from damage due to circumstances like faulty wiring, water or weather. Think of what it would cost to replace everything you own. It could be worth a few extra dollars to protect yourself. • Umbrella liability policy: For extra protection, you might also consider an umbrella policy. This provides coverage above and beyond your car or homeowner’s insurance in the event that you might be sued for an injury caused by you or your property. What’s the likelihood? Think of a neighbor taking a nasty fall because of uneven pavement on your front walkway, or a car accident for which you’re responsible. Fortunately, umbrella policies are pretty reasonable. For instance, you can often receive up to a million dollars in coverage for a couple hundred dollars a year. If you have your car and homeowner’s insurance

with the same company, ask them about an umbrella policy. You may be surprised how easy and affordable this extra peace of mind can be. • Long-term care insurance: The U.S. Department of Health and Human Services estimates that at least 70 percent of people over 65 will require some type of long-term care services at some point. Long-term care insurance isn’t cheap, plus premiums and benefits vary widely. But whether you’re concerned for yourself or aging family members, you should think about how the cost of care versus insurance would affect your overall financial health.

INSURANCE YOU CAN GENERALLY AVOID: Certain insurance types are usually unnecessary and can be a waste of money. For instance, if your mortgage is below 80 percent, you probably don’t need private mortgage insurance. And the list goes on and on. To my mind, it’s best to think carefully before purchasing any of the following: • Life insurance for kids: Remember, life insurance is for those who have dependents. You’re not financially dependent on your kids, right. • Car rental insurance: This is usually covered by your own auto insurance and by some credit cards. • Pet insurance: Premiums can often be larger than average pet care costs. • Flight insurance: If you have adequate health and life insurance, that’s probably sufficient. What are the odds of being in a plane crash? • Wedding insurance, cancer insurance, mortgage life insurance … all should be taken with a large grain of salt.

Choose Denver’s Premier Athletic Club Discover why Cherry Creek Athletic Club won 5280 Magazine’s Top of the Town Readers’ Choice for Top Health Club. Our beautiful and spacious new Kids’ Club, Glass-Wall Convertible Racquet Courts, and luxurious locker rooms are just the beginning.

A FEW WORDS OF CAUTION:

Exceptional amenities, including:

Buying insurance can be tricky. Shop carefully, ask questions and read the fine print. This is about your present and future financial well-being. Take time now to make sure you have what you need; don’t waste SS money on what isn’t important. n

• A beautiful Indoor & Outdoor Aquatics Center • The Coña Café • The Sanctuary Day Spa and Pilates Center on-site • State-of-the-art workout & fitness testing equipment • 115 Group Exercise Classes per week • Mind-Body classes including yoga and NIA • Personal training, nutrition & wellness programs

Carrie Schwab Pomerantz is Chief Strategist, Consumer Education, Charles Schwab & Co., Inc., Member SIPC. You can e-mail Carrie at askcarrie@ schwab. com. To find out more about Carrie Schwab Pomerantz and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com.

Please call 303.339.5647 to schedule an appointment with a Membership Sales Consultant.

500 South Cherry Street, Denver www.CherryCreekClub.com

•

November 21 - December 4

SHOPPING By Bonnie Conrad

Plan Now for a Successful

Black Friday Shopping Spree The day after Thanksgiving is an ofﬁcial holiday for many smart shoppers

or shopaholics, no one day compares with Black Friday, and it is true that making the most of this special shopping day is not always easy, however, and it pays to have a plan in place before you set out. In order to enjoy a successful post Thanksgiving shopping trip, consider these tips from someone who has been there and done that. • Be sure to make your shopping list long before the Thanksgiving holiday arrives. Having a list in place will make it a lot easier to go through all those ads and plan which stores to hit first. • Do as much advance planning as you can. There are a number of websites and newsgroups where rumors of Black Friday bargains are traded back and forth. You should, of course, take these rumors with healthy dose of skepticism, and wait for the official ads before making definite plans. Some advance knowledge, however, can be quite valuable. •Do as much shopping online as you can. More and more stores are placing their Black Friday deals online, often making them available on Thanksgiving day as well as the day after. While many of the door buster bargains are in store-only events, a fair number of deals may be available online, without the need to stand in line or head out in the wee hours of the morning. •Team up for a more successful shopping trip. Black Friday can be a great time for families and friends to shop together, and many people like to team up for better bargains. Sending a team member out to each store can help you snag all those door buster bargains before they are sold out. You may even want to send the guys off to the electronics store while the ladies enjoy a day at the mall and department stores. • Consider the distances between stores as you plan your attack. It is a good idea to prioritize the items you plan to shop for, and seek out the most important bargains first. After you have purchased what you need at the first store, it is time to move on to the next store. Planning carefully, and focusing on stores that are geographically close to one another, will help you snag more bargains with less driving. • Don’t forget to have fun. Black Friday 14

November 21 - December 4 •

www.shoppingsense.biz

should be a day of fun, not a source of stress. While getting those great bargains is an important part of the fun, try to focus on the fun of the hunt, and don’t let yourself get stressed out if the items you want are no longer available. It helps to have a number of alternatives to those must have items on your list, and having such alternatives in place will help SS you get the most out of your holiday shopping. n

Going Online to Get the Lowdown on Big Deals One of the best ways to create a game plan for Black Friday is to find an online community that does the research on upcoming sales for you and connects you to other shoppers to share ideas. A great website for this is www. bfads.net, an information-filled shopping portal that features updates on the latest Black Friday information, organized in an easy-to-use database. Other useful sections of the website include community message boards, comprehensive sales and product information, links to available in-store coupons and Black Friday item rebates. And on every weekday in November (until Black Friday), the site will be giving away t-shirts and prizes to visitors such as $2,500 in various gift certificates, a Microsoft Xbox 360 Console, a Nintendo Wii Console and a Dell Inspiron Mini 9 computer. So log-in often and prepare to save big during the biggest shopping day of the year. Do you have your own shopping strategy to navigate through the crowds on Black Friday and find the best deals? Email your suggestions to shoppingsense@metmtn.com and we will publish the best ideas and give gift certificate to the readers that submit them.

DOWNTOWN

DENVER SHOPPING

GUIDE In Partnership With:

Magazine

DOWNTOWN

DENVER SHOPPING

GUIDE

Downtown Denver: A Destination for the Holidays Start your holiday shopping season off right in the heart of Denver with more than 450 shops and over 300 restaurants Downtown Denver is the perfect place to kick off your holiday shopping and spend some time with friends and family. With more than 450 shops and over 300 restaurants, the area offers great retail and dining options along with grand events, special sales and other activities during the holiday season. There are four shopping centers (Denver Pavilions, Larimer Square, Tabor Center and Writer Square) located within minutes of each other. Visitors will discover mega-stores such as Virgin Records and Niketown, distinctive boutiques, the UA Denver Pavilions movie theater complex, restaurants that range from The Cheesecake Factory to intimate bistros and a holiday spirit that puts a smile on everyoneâ&#x20AC;&#x2122;s face. And getting here is easy, with convenient parking options, and five light rail lines and nearly 60 RTD routes that take visitors straight to the 16th Street Mall.

Downtown Denver Shopping Guide

MASSAGE •FACIALS • HAIR • NAILS • WAXING

URBAN. 20% OFF

ALL SERVICES AND PRODUCTS

URBAN.

Denver Partnership, Inc. and the Downtown Denver Business Improvement District are excited to offer people a unique shopping card that gives them access to discounts at select retail, hotel, restaurant and entertainment establishments. And the best part about it—it’s free. Simply pick up a card at a Downtown Information Kiosk (located at 16th and Welton or at Skyline Park at 16th and Arapahoe), at participating stores or go online at www. DowntownDenver.com and request to have a card sent to you (and don’t forget to sign-up for email notifications that let you know about the latest deals). Consider it a passport that offers exciting rewards for exploring Downtown Denver this holiday season.

20% BONUS

ADDED TO GIFT CARD PURCHASED The promotion is thru 1-31-09. Must present ad to receive offer.

303-972-1112 TABOR CENTER 1201 16TH ST • STE. 216

JONRICDENVER.COM

SP125548

• Downtown Denver FREE Deal Card — A Passport to Savings The Downtown

Participating merchants include: Alphagraphics, Ann Taylor, Bare Escentuals, Baur’s Ristorante, Bouquets, Buenos Aires Pizzeria, Burnsley All Suite Hotel, Comedy Works, Coyote Ugly Saloon, Cru, Denver Botanic Gardens, Denver Center for the Performing Arts, Denver Firefighter Museum, Denver Pavilions, Downtown Aquarium, Earl’s, ESPN Zone, Eve, Gusterman’s Silversmiths, Harry’s at the Magnolia Hotel, Jazz@Jack’s, Jon Ric Intl Salon & Day Spa, Lannie’s Clocktower Cabaret, Lauren Diamonds, Niketown Denver, Optique of Denver, Paramount Café, Pi Kitchen & Bar, Residence Inn Denver City Center, Rialto Café, Tabor Center, Tall Girl Shop LTD, Thai Food Court, Violet and more.

Downtown Denver Holiday Events Downtown Denver Grand Illumination Nov. 28, 6:30pm at Union Station and 6:45pm at the City & County Building Celebrate the city’s 150th anniversary and witness the magic of Downtown Denver at this event where holiday lighting displays create a unique atmosphere filled with costumed Yuletide carolers, delicious treats provided by LoDo restaurants and a 22-foot tall Christmas tree with LED lights choreographed to holiday songs. Denver Pavilions 500 16th Street Suite 130 Denver, CO 80202 303-623-6453

Holiday 2008

DOWNTOWN

DENVER SHOPPING

GUIDE

9News Parade of Lights December 5th at 8pm and December 6th at 6pm

Downtown Denver Holiday Shopping Kick-Off Week November 28th—December 5th Start your holiday shopping off right in Downtown Denver with a week filled with special activities and deals. Holiday Hosts will be on hand to assist you in finding the perfect store, restaurant or event while music and artistic performances will be provided by the Denver Theatre District and 5280 Live.

Denver Christkindl Market Skyline Park, 16th & Arapahoe Nov. 28−Dec. 23; Sun.−Thur., 11am−8pm and Fri.−Sat., 11am−9pm This annual holiday market is home to vendors from Germany and other European countries and offers an array of unique gift items such as hand-carved wooden figurines, homemade candles and one-of-a-kind ornaments. The market also features German food, pastries and candy as well as beer and Glühwein (mulled wine).

Downtown Denver Shopping Guide

The signature event of the Downtown Denver holiday season dazzles crowds with sparkling lights, marching bands, giant balloons, dazzling floats and delightful characters. Spectator viewing is free along a two-mile route and special grandstand tickets are sold for seating in front of the City & County Building. It’s a great family outing that will inspire joy in visitors of all ages.

BEAUTY By Kristin Goodman

Fight Wintertime

Dry Skin Wintertime weather is tough on skin, but there are four simple solutions you can do to return skin to its healthiest condition

arsh winter air is a huge contributor to wintertime’s dull, dry skin. Add to that increased time spent indoors with heaters blowing, and you have the perfect recipe for moisture-starved skin. To combat dry skin and look glowing and beautiful all year long, just follow these simple rules: • Drink plenty of water. If your insides aren’t properly hydrated, how can you expect your outsides to look healthy? Aim to drink at least eight glasses (eight ounces each) of water daily and more than that on days you exercise. Not only will your skin look healthier, but you’ll feel better too. Your body is like a machine, and it needs water to run. If you find it difficult to get the proper amount of water each day, try carrying a bottle of water with you in your purse and sip from it often. If you sit at a desk all day, bring a larger bottle and pace yourself, with your goal to be finishing the whole bottle by the time you go home. • Moisturize, moisturize, moisturize! Dry skin needs some help to heal and look its best. Something I’ve found helpful is a simple pair of cotton gloves. Nightly before bed, moisturize hands with a heavyduty lotion and put on the gloves. Overnight, the lotion will soak in, protected by the gloves, and you’ll wake up with baby-soft hands. In the morning, as soon as you get out of the shower, make it a habit to apply lotion on your arms and legs. Your still-moist skin will absorb the lotion better than it would if applied on dry skin.

• Protect your face and lips. Every time you go outside, your face is exposed to the elements. The sensitive skin of your lips can quickly turn red and become chapped. Make sure to keep lip balm handy and apply before going outside. Bonus points for choosing a balm with sunscreen! Even on the most overcast of days, cancer-causing rays can harm your skin. Use a moisturizer daily that is specially formulated for facial skin. Apply prior to putting on makeup, and it will give you a nice smooth base for foundation. As with lip balm, make sure your moisturizer contains sunscreen. • Combat dry eyes. Many factors including dry air and contact lens can contribute to red, dry eyes. Keep eye drops on hand to use when needed. If you find you’re waking up with dry eyes, you may be one of the many people who actually sleep with their eyes slightly open! To block out air ﬂow to your exposed eyes overnight, buy a sleep mask to wear to bed. By following these simple guidelines, you too can SS spend your wintertime looking radiant and healthy! n Shopping Sense

•

November 21 - December 4

OUTDOOR ACTIVITIES By Caitlin Kelly

Ski Season Savings Save time, and your sanity this season by renting before you ski

inter is fast approaching, and that means only one thing: ski and snowboard season is finally upon us! With two resorts already open and many more following suit, the state of Colorado is holding its collective breath in anticipation for the coming months. It’s certainly a thrilling time, but hitting the slopes can come with a few downsides, namely, heavy strains on one’s time and money. Nothing puts a damper on ski-season excitement like long lines at the resorts and the rising price of lift tickets and equipment rental. But not to worry, there is a way to cut costs and waiting time—all it takes is a little planning and a visit to your friendly neighborhood ski shop. Colorado’s Front Range is littered with ski and snowboarding shops from Fort Collins to Pueblo, many of which offer equipment rentals and lift tickets at significantly lower prices than the shops and resorts in the high country. “Money-wise, renting equipment before you head up to the mountains is a smart idea,” explains Jamie MacNamara of Breeze Ski Rentals in Littleton. “The resorts can charge a lot for equipment, which can be especially difficult if you’re renting for your entire family.” Lift tickets are also available at many rental facilities, often at a discounted price. “Purchasing lift tickets beforehand can save you anywhere from 2 to 10 bucks a pop,” adds Jamie, “I know it might not seem like a lot, but over time it can really add up.” Who wouldn’t like a little extra cash to spend on fuel, food or even a little après-ski cocktail?

November 21 - December 4 •

www.shoppingsense.biz

In addition to saving money, renting equipment before you leave can prevent you from spending your entire ski trip waiting on long lines. “Dealing with the mountain traffic is bad enough! Who wants to get out of the car and wait even longer?” laughs Chauncey Staples, an employee of Christy Sports in Englewood. “I definitely recommend renting before you go so you can skip the massive rental lines and go straight to the slopes.” Staples suggests renting equipment the afternoon before you leave in order to beat the nighttime rental rush. Ski shops are especially busy on Friday and Saturday nights, so keep this in mind when you’re planning your ski trip. Picking up your equipment early can reduce your stress level, and it maximizes your time on the mountain to ensure you get the most for your money. We all know that Colorado is a special place to live, and this is no more evident than during the winter months when we can get out and enjoy our snowy playground. So before you hit the road, be sure to stop in to your local ski shop and discover all the ways you can save time and money this winter. Taking small steps like renting your equipment and purchasing your lift tickets early can mean significant savings in the long run, making it easier for you and your family to enjoy everything SS our state has to offer. n

Ski and Snowboard Rental Facilities in Your Area: Alpine Haus 4855 W. 10th St., Greeley, CO 80634 (970) 356-2450 Breeze Ski Rentals 11355 W. 6th Ave. Lakewood, CO 80215 (303) 232-2384 1550 S. Colorado Blvd. Denver, CO 80222 (303) 756-0022 311 E. County Line Road Littleton, CO 80126 (303) 795-8866

2650 S. Havana St. Aurora, CO 80014 (303) 337-1734 2454 Montbello Sq. Dr. Colorado Springs, CO 80918 (719) 268-9522 8100 W. Crestline, Littleton, CO 80123 (303)-948-7550

Christy Sports (continued) 9609 East County Line Road Englewood, CO 80112 (303) 708-8535

Happy Sports Ski Rental 10125 W. San Juan Way, #140 Littleton, CO 80127 (303) 904-1955

5926 South Holly Greenwood Village, CO 80111 (303) 740-7055

Larson’s Ski & Sport 4715 Kipling St. Wheat Ridge, CO 80033 (303) 423-0654 The Mountain Shop 172 N. College Ave, # D Fort Collins, CO 80524 (970) 493-5720

14371 West Colfax Ave. Lakewood, CO 80401 (303) 271-0155

Christy Sports 2000 30th Street, Boulder, CO 80301 (303) 442-2493

8176 W. Bowles Ave, #A Littleton, CO 80123 (303) 972-0432

520 Zang St., Broomfield, CO 80021 (303) 410-8953

Outpost Sunsport 931 E. Harmony Rd., #1 Fort Collins, CO 80525 (970) 225-1455

Echelon Spokes & Slopes 297 N. Hwy 287, Lafayette, CO 80026 (303) 604-1825

2900 Colorado Blvd. Idaho Springs, CO 80452 (303) 567-2979

1808 North Academy Blvd. Colorado Springs, CO 80909 (719) 597-5222

999 County Road, #308 Dumont, CO 80436 (303) 567-2087

8045 N. Academy Blvd. Colorado Springs, CO 80920 (719) 278-3648

Colorado Ski and Golf 7715 Wadsworth, Arvada, CO 80003 (303) 420-0885

201 University Blvd., Denver, CO 80206 (303) 321-3885

Pro Sport Ski Rental Colorado 10443 S. Parker Rd., Parker, CO 80134 (303) 805-1722

Eskimo Ski & Board Shop 131 E. Belleview Ave. Englewood, CO 80113 (303) 761-1101 Great Divide Ski, Bike & Hike 400 N. Santa Fe Ave., Pueblo, CO 81003 (719) 546-2453

$5 OFF Any Wash!! Your Choice! Full-Service or Exterior

Basic Exterior Wash Absolutely FREE!

Exterior Washes Include: FREE Self Vacuum Washes start at $5

No other discounts apply. No copies accepted. Expires 12/21/08. Code 140

(Valid at Riverboat or Arapahoe only.) OR

Full-Service Washes Include: Windows Cleaned In & Out • Towel Dry OR Interior Vacuum • $8.99 and up No other discounts apply. No copies accepted. Expires 12/21/08. Code 140

Quick & Easy...

Clean & Shiny...

Every Time!

Hrs: Mon-Sat 8am - 5:30pm Sun 9am - 5pm www.autawash.com

3 Convenient Locations:

7919 East Arapahoe Rd (1/2 M west of I-25 & north at Syracuse)

3480 S. Poplar St.

(1/2 M east of I-25 on Hampden & north at Poplar)

Shopping Sense

•

2291 S. Havana St. (Iliff & Havana)

November 21 - December 4

FOOD By Sarah Borroum

Supermarket Secrets:

Loss Leaders

Understanding grocery-store sale strategies can help you take advantage of stellar deals without getting taken for a ride

ou walk into the supermarket and see that a brand-name item is very cheap compared to its usual retail price. Toilet paper that’s normally three dollars is now a buck fifty or less. A box of crackers that normally costs two dollars is now selling for seventy-five cents or less. The sales prices are so low, in fact, that you wonder how the supermarket makes any money. These products are called loss leaders. The supermarket’s owners and managers do not actually expect to make a profit when you buy these things. Instead, they’re using the super-low-priced merchandise to get you into their stores. Loss leaders are often heavily

November 21 - December 4 •

www.shoppingsense.biz

advertised, especially in circulars that you receive in the mail. You pick up the paper and see a giant ad proclaiming that paper towels are cheap. So, you go to that supermarket to get that extraordinary deal. You might not be a regular shopper there, but you’re going to go out of your way to visit that store for the sale. This is the perfect time for you to buy a few months’ worth of paper towels; they aren’t getting any cheaper, after all. Sometimes the advertised item is near the back of the store. In this case, you have to walk all the way from the entrance to the back just to pick up your item. This means that you pass all sorts of other enticing displays: end caps of chocolate, for example, or cans of chili that may or may not be on sale right now. The people in charge of the supermarket are betting that you’ll take the easy route. Because you’re already there, you might as well pick up the other items that are on your list. This makes more sense than stopping here for one item and then going to another store to buy the rest. This way, the supermarket is getting all of your business. Losing money on paper towels isn’t a big deal when shoppers who do not normally go to that store are paying the usual retail price for other items. In many cases, the loss leader will be on a display or end cap near an item that you would normally need as well. If they put saltine crackers on sale, then they might also put cans of chili out near the display (at the regular price in most cases). Some shoppers, however, thwart the system. They go to the store and stock up on the loss leaders. Then they do the rest of their shopping at their usual store, meaning that the supermarket with the loss leader on sale does not profit from those shoppers’ visits. Stores can, however, prevent this by placing limits or special conditions on the loss leaders. The store might allow only three of one item per customer, for example. You might also be required to purchase other items. A store might, for example, require you to buy ten dollars’ worth of other goods to be eligible to buy the loss leader at the lowest price. Comparison-shopping is the best way to take advantage of loss leaders without spending too much money for the other items that are on your list. Know what other stores are charging for the same items – and how much time and money you’ll spend traveling to different SS grocery stores – so that you can figure out the best place to shop. n

FASHION

Dressing Rich

While Being Smart How to look like a million bucks without breaking the bank

ouldn’t it be nice if you could dress rich even if you have a limited clothing budget? Fortunately, by following a few simple strategies you can have a wardrobe that looks like a million bucks (but costs a lot less!):

Choose monochromatic colors schemes Monochromatic colors always look classy and elegant. Plus, solid colors tend to subtract pounds from your frame, making you look slimmer. An added bonus is that you’re less likely to get tired of solid colored clothing as opposed to prints. Add excitement to a monochromatic outfit with a few pieces of attention-grabbing jewelry.

Buy quality items from off-price sources The value of a particular clothing item lies in how long it lasts and how many times you’re able to wear it. For that reason, don’t skimp on quality if you want to dress rich. Always choose a high-quality fabric and a well-made garment. If you can’t afford to buy the best quality, check out some off-price sources for high quality clothing including consignment shops, designer outlet stores and even your local Goodwill store. Second-hand stores often carry high-end designer names at ridiculously low prices. It may take some searching, but you’ll often be rewarded with elegant Don’t jump on items at great prices.

board to every trend that comes along. People who dress rich often wear updated classic fashion items as opposed to the latest fad

Go for the classics Don’t jump on board to every trend that comes along. People who dress rich often wear updated classic fashion items as opposed to the latest fad. If you want to update a look, try adding a scarf, interesting belt, or a piece of jewelry.

Buy quality items off-season

If you wait to purchase clothing at the end of a season, you can get some incredible bargains from even the most expensive department stores eager to make room for next season’s styles.

Invest in an expensive purse Wear dark colors Have you ever noticed how many wealthy people who can afford to dress rich wear black and navy blue? These colors tend to look appropriate for almost any occasion and add a certain level of refinement to your wardrobe.

There’s no need to have a closet full of purses. Invest in one quality designer purse in black and carry it everywhere you go. If you choose a purse made of the highest quality material by a good designer, it can last for many seasons and will never go out of style. As you can see, you don’t need to be wealthy to dress rich! By following these tips, you can make sure you (and your checking SS account) are always looking great. n Shopping Sense

•

November 21 - December 4

FASHION By Lorainne Syratt

The Winter Coat For You Well, there is a coat out there to ﬁt every size and shape

inter coats are an expensive investment. You want quality, warmth and style. You also want your new coat to survive beyond trends for two or more seasons, so picking a classic style is best. Choosing a winter coat with style can be daunting. You love the long coats, but you think you’re too short. You love the short perky little jackets, but you think ... ahem ... your hips are too wide. You love the wide and ﬂowing three-quarter length coats, but you think you’re too short and too wide. What’s a girl to do? Well, there is a coat out there to fit every size and shape. First, you need to find a coat that doesn’t pucker or pull when you move your arms, has no uneven hems and is well-constructed. Sleeves should cover the wrist and you should not feel too confined or bulky. Considering the more slim-cut styles are best for comfort. If you’re a little curvy, round and short, don’t hide your figure behind a loosely fitting coat. The best style is one that will accentuate your waist. A belted a-line coat will do this for you perfectly. If you are petite, a short cropped jacket will give the illusion of height. Your small frame won’t be hidden behind a large coat. Shorter women can also wear maxi coats that come in at the waist. Straight maxis aren’t attractive on short women. If you are tall, a maxi coat is always ﬂattering. Even women of medium height can wear a maxi. They’re warm and they never seem to go out of fashion. The versatile and classic coat for all women of any shape and size is a simple three-quarter length coat that has a nice tailored finish at the waist. It gives any women a lean and narrow look. It’s especially suitable when worn with blue jeans. Choose colors that are right for you. Black is basic and if you want your investment to last beyond the fashion trends, it may be the right color. Bright colors and over-the-top styling may not be good investments. You probably won’t like it next year. Picking a winter coat is fun and there is a coat in the shops now to SS suit you and your budget. n

November 21 - December 4 •

www.shoppingsense.biz

Top Fall Designers Fall jewelry styles are running the gamut this year from bold and playful to sleek and modern. People are layering their regal pieces with their less precious. And most importantly, people are no longer ‘saving’ their jewelry for significant special occasions. They are wearing them, enjoying them and loving how fine jewelry and watches make them feel every day. Here are some of the in vogue fall designers to look for: Edie Borgo – His geometrically inspired collection, full of matte aluminum and tulle-covered chains, strikes the perfect balance between fine jewelry and street pieces. Todd Reed – Todd Reed, a local Denver designer, is most known for successfully bringing artistic appeal to the field of fine jewelry through his inventive use of raw diamonds. Todd has become a stronghold in cutting-edge design with a reputation for obtaining the most unique diamonds in the world and setting them in an award winning signature structures. Diana Niepp – This is a young very fashion forward designer with very unique looks for someone who wants something a little off the beaten path. Think oversized, think chunky, think Art Deco. This season her cuff bracelets with garnet and precious gems are all over the runways. John S. Brana – John S. Brana's collections of individual handcrafted designer jewelry include stunning, one-of-a-kind pieces designed to set the wearer apart from the crowd. His eye-catching designs incorporate handpicked sterling silver and vermeil beads, faceted gemstones, fresh-water pearls, Venetian glass, hand-carved semi-precious and precious gemstones.

HOME By Charron Conley

Afffordable Ways to Decorate Your Home A small budget doesn’t mean you can’t ﬁnd some wonderful pieces of furniture and decorative pieces

s your home decor dreary and out-dated, but you have no money in your budget to completely redecorate? You don’t need to have the abilities of an interior decorator or the budget to pay one to re-do your home decor. Economical and simple home decor ideas will make a significant difference in your home’s appearance by combining bargain or sale items, thrift shop finds, and even things you already own, with a little creativity. Here are some tips on how to tap in to your inner designer and create a beautiful living space for less: • Go out for long walks and collect pinecones, berries, leaves, nuts, shells, coral pieces, acorns etc. Arrange them in glass bowls, vases, or cups. • Move away from the expensive jacquards and snag up a few yards of colorful ribbon to sew on pillowcases, lampshades, sheets, and bedskirts for a pop of whimsy. Prices

range from 1-4 yards for a $1 based on width of ribbon. • Natural wood slices in various heights look gorgeous topped with large white candles. Scatter on mantels and down a large dining room table for a chic cabin look. Frame a •Plants add a lot of freshness, elegance and beauty to any room whether they collection of cool are live plants or silk plants. You can vintage cigar employ old baskets, vases or decorative labels; another boxes as plant holders. Hanging plants and ﬂowers make beautiful additions idea is to cut and to any room or terrace. An outside idea frame pages from for plants is to paint an old ladder and a photography place it along a wall of your home. Set different potted ﬂowers on each step. book This simple idea will give your exterior a new and original look. • Decorate with pretty dishes. You can pick up antique plates at thrift shops for as little as 25 cents. Plates on the walls, bowls of vegetables or fruit, pitchers used as vases are all great ways to use dishes as décor. • Check out your child's room or your local thrift shop for assorted chalkboards and arrange them on your wall. Use them for an everchanging display of your child's art, messages, or caffeine-powered rants. You could even fill an entire wall in an office solid with black or green chalkboard for a very modern and practical use. • Frame a collection of cool vintage cigar labels; cut up and frame pages from a photography book; or frame scraps of wallpaper. You can even take snapshots from a recent vacation and arrange them with souvenirs. Old postcards found at local antique stores also can make impressive, beautiful, and inexpensive artwork when framed. You'll be amazed what finds you make when you shop for budget decor items. A small budget doesn't mean you can't find some wonderful pieces of furniture and decorative pieces. When looking for inexpensive SS home decorating ideas, remember that anything goes! n Shopping Sense

•

November 21 - December 4

HOME By Shannon Christman

10 WAYS

TO Save on Hobbies There are ways to have money to spare while enjoying your spare time

hether you pursue one hobby or one hundred, equipment and supplies can get expensive. Thankfully, there are ways to have money to spare while enjoying your spare time. These ten tips can apply to a variety of hobbies, although each tip may work better for some hobbies than others.

1. Try renting ﬁrst. If you’re starting a new hobby and aren’t sure you’ll enjoy it, invest as little as possible in supplies or equipment. Before you buy a kayak, for example, see if the closest park with a lake rents them. Musical instruments can often be rented through schools or music stores. Other expensive equipment is available to rent from a variety of sources. Once you know you love the new hobby and will continue it, it may become less expensive to buy the equipment than to rent it. Figure out how many times you would need to rent something before the rent has cost more than a purchase; once you know you will use the equipment more often, it’s time to buy. Apply the same theory to one-

NEED MORE BUSINESS ? Reach Your Potential Customers For Less Than One Cent Per House

SHOPPING SENSE MAGAZINE delivers value-driven content to savvy consumers looking for SPECIAL OFFERS and BUDGET-STRETCHING IDEAS.

Shopping Sense is delivered to 360,000 households with THE DENVER POST & ROCKY MOUNTAIN NEWS,

and through selected retailers, on the third Friday of the month.

Shopping Sense Is More Than a Coupon Book ... It Delivers Great Ideas and the Best Deals 26

November 21 - December 4 •

www.shoppingsense.biz

CHOOSE YOUR MARKET to reach the customers in your community. SHOPPING SENSE is delivered by area (Northwest, Northeast, Southeast, West, Central South & Central North) to over 60,000 circulation per zone. This allows you the opportunity to choose the markets best FOR YOUR BUSINESS.

To reach more customers contact your DNA rep, call 303-954-1434 or visit www.shoppingsense.biz for a media kit.

time entrance fees versus annual membership. Spring for the golf club or gym membership only when you are certain you’ll visit often enough that the membership is less expensive than multiple one-time entrance fees. 2. Look for sources of free supplies. Woodworkers may find that foremen are willing to give away the leftover wood from construction sites. Artists may find free materials in nature or even on the curb on trash day. Readers will find nearly every book they want at the library (if a book is not at your local library, ask about an interlibrary loan). Be creative and don’t be afraid to ask, “If you’re planning to throw it away, anyway, would you give it to me instead?” 3. Adapt less expensive items to suit your needs. Women used to sew their own clothes to save money, but now the fabric often costs as much as a completed item! If you like to sew or quilt, consider finding fabric away from the fabric store buy inexpensive ﬂat sheets; reuse the good parts of stained or torn clothing. Historically, quilts were often made from “scrap” materials. Why not follow tradition? 4. Check other stores before going to a hobby-speciﬁc store. If you’re a scrapbooker, look for colored paper and card stock in an office supply store; it will most likely cost less than at a craft store. Toy stores sell collectible trains and computer games. Discount and overstock stores (like Big Lots) often carry tools, sporting goods, gardening

5 $ P3E.C2IAL S

supplies, books, and craft supplies. In general, the narrower the use or audience an item is marketed for, the higher its price is. However, if you need very specific supplies, you might not find them anywhere but at a specialty store. 5. Share your supplies. Find someone else who enjoys your hobby and offer to trade supplies or equipment (temporarily or permanently). If you have a close friend who shares your hobby, consider splitting the costs of new equipment with that person. 6. Buy from others who share your hobby. Find someone who upgrades equipment frequently and see if he or she is willing to sell you the old equipment. Check the yellow pages for a store that sells second-

The Retail Store and Denver’s Original Dog Biscuit Bakery A Full-Service Store Providing Healthy Food/Treats and Interactive Toys for Both Dogs and Cats

HOLIDAY OPEN HOUSE

r Offe pon ird Cou B

y Earlecials am Sp - 8:30

Saturday, December 6, 2008

* *

French toast with 2 bacon or 2 sausage American Cheddar or Swiss cheese omlette with hasbrowns and toast Short Stack with 2 bacon or 2 sausage 2 eggs, hashbrowns and toast, 2 mini cakes or buscuits and gravy No substitutions not valaid with other discounts $3.25 with purchase of drink se

* *

Price V* alid W

ith Offer Exp Ad Only ires 12/18 /08

* *

U Wege Farm s r 2 La sh Egg e Fr

303-757-7491

6135 East Evans, Denver, Colorado 80222

Get a Christmas photo taken with your cat or dog. Call to make an appointment and come in and enjoy goodies for you and your pet.

$5 OFF

Any Purchase of $25 or more

Not in combination with Frequent Buyer Card Expires 12/6/08

10210 West 26th Avenue Lakewood, CO 80215 • 303.232.1477 Hours: Mon-Fri 10-6, Sat 10-5, Closed Sunday

www.cosmosretailstore.com Shopping Sense

•

November 21 - December 4

6040979

5:30 from

HOME

If you have a friend who shares your hobby, consider splitting the costs of new equipment with that person hand sporting equipment or computer games. Search online auctions for collectible items. 7. Focus on the necessities. Skiers don’t really need expensive, matching snowsuits in the latest style. Rock climbing shoes are nice to have, but your old sneakers also work. A 20-piece mess kit might be tempting to buy for that camping trip, but the pots, pans, and silverware you already own will do the job, too. Particularly if you only participate in a hobby occasionally, make do with renting or buying the bare necessities and skip the frills and gadgets. 8. Shop at yard sales or local auctions. People have a tendency to purchase hobby items and, when they lose interest in the hobby, resell them at a fraction of the original price. Yard sales and auctions often have collectible items, unopened craft kits, golf clubs, musical instruments, and more.

HOUSE CALLS FOR YOUR PETS! Mile High Mobile Veterinary Services Dr. Peter Wolcott, D.M.V.

My practice of 24 years is mobile! Pets like people are more comfortable at home!

CALL NOw! 303-394-3189 Hours: Monday-Saturday

Remember we’re available for Minor Holiday Emergencies too!

ONLY $ 39 First-time clients-CATS receive rabies panleukopeniarhinotracheitis-calcivirusleukemia combo. Mileage fees may apply. Offer expires December 18, 2008.

November 21 - December 4 •

ONL Y $ 39 First-time clients-DOGS receive physical exam including rabies, distemper-hepatitis-Para influenza-parvo combo and bordatella vaccinations. Mileage fees may apply. Offer expires December 18, 2008.

www.shoppingsense.biz

9. Get money back from your hobby. Teach piano lessons; sell your crafts at a craft show; take your produce to a local farmer’s market; auction off Hello Kitty collectibles. In most cases, you won’t make enough to quit your job, but you might at least cover the expenses of participating in the hobby. 10. Make a hobby of saving money. Finding new ways to get the most for your money can be a challenging and fun pursuit. At times, it even feels like a competitive sport. Challenge yourself to save more each month. Even if you don’t beat your previous numbers, you still win! The next time you try something new in your free time or get more serious about your current hobby, think about how you can enjoy yourself without overspending. Remember you don’t have to spend a lot SS to have a lot of fun. n Do you have an idea for saving money on a hobby? Send it to us at shoppingsense@metmtn.com and we’ll publish the best ideas and send the winners a gift certificate.

TRIVIA

FASHION By Kendra Dahlstrom

1. How far do you need to walk at 5 mph to burn off 385 Calories?

11. What was Senator Henry Jackson of Washington’s nickname?

2. Which of these is a metamorphic rock?

12. What President decorated the first White House Christmas Tree?

12.5 Miles 2.5 Miles 5 Miles Miles

Schist Phyllite Limestone Slate

3. Hair grows on average how many inches a day? 0.1 0.01 0.25 1

4. What was the original name of the Sony Walkman? Stereoears Carryabout Radiohead Soundabout

5. Who invented the capacitor? Alessandro Volta Thomas Edison Michael Faraday Georg Simon Ohm

6. Which country has the largest population? Bosnia & Herzegovina Laos Comoros Sri Lanka

7. In 1969, which astronaut joined Neil Armstrong on the surface of the moon? John Glenn Edwin Aldrin Jim Lovell Ken Mattingly

8. Where is Jones Beach State Park located? Florida Virginia New York California

9. What is the only grain native to North America? Wild Rice Barley Oats Wheat

10. What did George Washington volunteer to be in 1774 in Virginia? Police Chief Nurse Mayor Firefighter

Tip The Hammer Scoop Hank

George Washington Benjamin Harrison Woodrow Wilson Abraham Lincoln

13. From what point did John Savage look upon the Yosemite Valley? From The Top Of Half Dome Inspiration Point The Northernmost Point From The Top Of El Capitan

14. Which of the following women did not become a First Lady of the United States? Elizabeth Hanford Anne Frances Robbins Davis Thelma Catherine Patricia Ryan Claudia Alta Taylor

15. What U.S. President once fought Indians in the Northwest Territory? Grover Cleveland Theodore Roosevelt John Quincy Adams William Henry Harrison

16. Which capital is mismatched with the body of water it borders? Dakar–Atlantic Ocean Djibouti–Gulf Of Oman Colombo–Indian Ocean Mogadishu–Indian Ocean

17. In some parts of Europe, the Stone Age man hunted which mammal to extinction? Lynx Musk Ox Barbary Goat Bison

18. Which English doctor discovered the heart works like a pump? Newton Vesalius Harvey Boyle

Answers on www.shoppingsense.biz

The Scoop on Workout Clothes Looking good and feeling comfortable in workout clothes is extremely important today

oing to the gym is no longer just about health, it is also about workout The best workout clothes. Fashion has become a major clothes are industry in our culture. Not only do we made of fabrics need to look our best when we go out to that suck the eat or have a meeting, but we also need to look fashionable at the gym. If you are moisture away clueless about workout clothes, check out from your body so this exercise fashion guide. you can remain Feeling Comfortable In Workout Clothes. Looking good and feeling comfortable. comfortable in workout clothes is extremely important in today’s society. If you are self conscious about your body and what you wear, there is one thing you can do. Make sure you purchase a sweat suit in a dark, matching colors. This will prevent you from looking ﬂashy, and will be slimming on your body. Workout Clothes and Moisture. When you exercise, you sweat. It is a fact of life. The best workout clothes are made of fabrics that suck the moisture away from your body so you can remain comfortable. Most professionals wear this type of clothing. The best fabrics are Gore-Tex (waterproof shell material) and polypropylene (a thin material that insulates). Any workout clothes that use this fabric will make you feel comfortable no matter how much you sweat. Be Yourself in Workout Clothes. There are so many exercise outfits that are short and tight. However, if this is not your style, don’t sweat it. Simply wear what you feel most comfortable wearing. If you want to wear a large tee shirt and sweatpants, don’t let fashion stop you. However, try not to wear anything too loose. This could be dangerous around moving exercise equipment. Layering Workout Clothes. Layering is a great way to dress when you exercise. If you are outside, for instance, it is best to begin with a sweatshirt over a short sleeved shirt. This way you can peel off your sweatshirt when you get warm, but you don’t start off cold. Another reason to layer is to prevent injury. Muscles need time to warm up. If your muscles are cold, you will be more likely to strain or sprain a muscle. Keeping your body warm in the beginning of your workout routine is important. The consistency and effectiveness of your workout routine is the most important thing. However, fashion is also something to consider. Choosing the right workout clothes for your routine, body, and SS personality can do wonders for you psyche. n Shopping Sense

•

November 21 - December 4

SHOPPING

Want to live better on the money you already make? Visit TheDollarStretcher.com to ﬁnd hundreds of articles to help you stretch your day and your dollar

Dollar STRETCHING TIPS The Early Bird... Do your grocery shopping as early in the morning as you can. Overnight the stockers will have marked down items like bagged salad, bread, meats, etc. that will soon hit the expiration date. Many of these items can be purchased for less than half of their regular price. Many can be frozen for later use, or use them that same day. I do this all the time and the quality is always good. —Cindy in Maineville

One Step Ahead When putting the dinner dishes away in the evening, I set the table for breakfast the next morning. When I get up, that is one less thing I have to do. I just cook breakfast and serve! —Mary C

Homemade Carpet Freshener Freshening carpet is a breeze when you mix one teaspoon of cinnamon or other great smelling spice into 16 ounces of baking soda. Sprinkle on your carpet before sweeping. This carpet freshener does not cost a lot to make and has a wonderfully clean fragrance. You can adjust the amount of cinnamon if the fragrance proves to be overwhelming or is not strong enough. —Lisa B. in Beattyville, KY

Scented Sleep Aid Lavender is said to produce a calming effect and combat insomnia. Take a nice sprig of it, put it in an old clean sock, and then put the sock inside your bed pillow. Give it a good crush with your hand and enjoy the fragrance. If you wake up in the night, just give it another “crush” to release more fragrance and drift back off to sleep. It works wonders. —HT

Homemade Christmas Memories One year I rewrote all of my favorite recipes that my children loved growing up and gave it to one of my daughters who likes to cook. Although they don’t always cook, my other two children wanted one as well, because it was mine and it was food they ate when they were growing up. It was a tremendous hit and cost very little but a bit of my time. Even though Christmas is a few months away, now would be a good time to start. —Sandra 30

November 21 - December 4 •

www.shoppingsense.biz

Homemade Fast Food Breakfasts With starting a new job requiring a 45-minute commute and check in at 7am, I realized that my husband and I were hitting the fast food joints in the morning and wasting a ton of money at $3 or so a day. I bought a dozen English muffins, a package of cheese, a bag of pre-cooked sausage patties and a dozen eggs. I scrambled the eggs, poured them into a 9 x 13 pan, and baked them until set. I cut the resulting egg into 12 squares, putting one on each muffin. I then added cheese and a slice of sausage. I figure I spent about 40 cents per sandwich. I will vary them with ham, bacon or turkey as I try this each week. I froze each sandwich individually wrapped in paper towel and in a separate baggie. I will thaw them overnight and expect them to warm in the microwave in less than one minute. —Beth

Beyond Comparison Shopping Comparison shopping usually amounts to comparing per unit costs of different products. But what about the nutrition you get for your money? This idea hit me when comparing two jars of tahini (sesame paste). Although the whole sesame variety cost almost 1.5 times as much as the plain one, ounce for ounce it had twice as much iron and almost three times as much calcium. In the long run, we buy food for nutrition, so this is probably the best way to comparison shop. —Leah A

Easy, Healthy Bacon Flavor I love bacon! I can’t eat it like I used to, but I have found a healthy way to enjoy the ﬂavor of it without the negative things like fat, sodium and cholesterol. I spent over $12 on a small bottle of bacon seasoning ordered online. It was heavenly, but it was also expensive. So I bought a bottle of the soy bacon bits and pureed them to a fine mist in the food processor. I spooned this into a shaker bottle, and now I have my own tasty and frugal bacon seasoning for less that $2. I sprinkle it on scrambled eggs, salads, baked/mashed potatoes, cooked veggies, dips, etc. You can also add a touch of your favorite spices, such as onion or garlic powder, paprika, dried parsley, and black or red pepper. —Renee S. in Shreveport, LA

Do Customers Consider You Today As They Plan for Tomorrow? People take different paths toward a better future, so make sure they head in your direction.

EDU Colorado is a new publication that combines informative content with a comprehensive directory of local educational services. Each issue covers topics from part-time degree programs to outlooks on growing careers, while connecting readers to Denver-area resources. n

Impactful editorial that enhances the power of your message

Localized content featured in a high-end design

Compelling advertising options at cost-effective rates

Extensive distribution at select colleges, schools and other locations

One resource for targeted media solutions to reach your audiences. M O U N TA I N

VACATIONS ATIONS Elevated Experiences For High-Country Escapes

Winter 2009

Metro MountainMEDIA TARGETED MEDIA SOLUTIONS

The Ultimate Apre`s Ski Guide

Where To Go When The Lifts Close

Top Mountain Chefs Talk About Their Culinary Creations

A Day Off The Slopes Ideas for Other Mountain Activities

High Altitude Shopping: VAIL

3801 E. Florida Ave., Suite 100, Denver, Colorado 80210 Tel: 303.954.3456 â&#x20AC;˘ Fax: 303.758.3378

A Stroll Through Vail Village

An E.W. Scripps/MediaNews Group Company

â&#x20AC;˘

November 21 - December 4

Imagine yourself hearing better than you have for years. You could be!

TREMENDOUS HOLIDAY SAVINGS FROM BELTONE!

We want you to hear well this holiday season, and for many more to come.

ENJOY YOUR HOLIDAY MORE WITH BETTER HEARING FROM BELTONE

Take $1000* off our regular retail price for every birthday you’ve had. le p m Your age is 75, x $1000 Equals Sava Ex 00 00

S A ings of $750 on one and $1500 V off on two. Limited Time Offer. On The Following Digital Circuits: I Reach™ Marq™ The One™ N The Linq™ Edge II™ Corus™ G S Available in all of our most popular styles. No Gimmicks.

As always – Free Hearing Screening g e ! n Free Consultation i g r A t f i B o o o N Lim RISK FREE TRIAL! Pr Not to be combined with any other offer or coupon. Previous purchase excluded. Expires December 15, 2008.

COME EXPERIENCE THE BELTONE DIFFERENCE AND START HEARING BETTER TODAY!

November 21 - December 4 •

North Denver

South Denver

East Side

West Side

4281 Lowell Blvd. Denver, CO 80211 (Lowell & 44th)

311 E. County Line Rd. Littleton, CO 80122 (¼ mile east of Broadway)

12203 E. Iliff Ave., Unit “C” Aurora, CO 80014 (Peoria & Iliff)

3234 S. Wadsworth Blvd. Lakewood, CO 80227 (Behind Perkins)

720-854-1000

303-738-9999

303-696-2696

303-716-1177