Comerica Assisting Detroit Grow City’s Young Talent Roots. A3
Michigan Chronicle Adds Multimedia Journalist, Senior Staff Writer
By Jeremy Allen EXECUTIVE EDITOR
Two established journalists have joined the Michigan Chronicle’s editorial staff, injecting a fresh wave of talent and expertise into its newsroom. With their impressive accolades and unwavering dedication to impactful storytelling, Multimedia Journalist Lynzee Mychael and Senior Staff Writer Ebony JJ Curry are poised to make significant contributions to the publication’s journalistic tradition.
Mychael joined the Chronicle earlier this year in February and has hit the ground running. She has a diverse background as a former Creative Director and media expert, and has held significant roles such as Senior Editor for Beautiful Machine Atlanta and Three Reasons Y Detroit, two digital publications specializing in lifestyle, fashion and Black culture. Mychael is a Wayne State University graduate with a degree in public relations and journalism, and currently resides in Detroit.
The multifaceted storyteller specializes in entertainment reporting with a concentration in music, but she also focuses on breaking news, business, STEM and community news.
Detroit Resident Voices Survey Highlights Disparities and Opportunities
By Donald James SENIOR WRITER, REAL TIMES MEDIA
“I am excited to tell dope Black stories. I’ve always enjoyed getting to tell stories in the city I love,” Mychael said. “I went to high school here downtown, college here downtown, and now to be working here, it’s really a full-circle experience and I’m so excited to be doing what I love, where I love.”
Curry joined the Chronicle in June as a senior reporter. A Detroit native, Curry holds a master’s degree in journalism (concentrating in video and broadcast) from Northwestern University Medill School of Journalism along with a bachelor’s in communications media from Alabama A&M University. Prior to working as a reporter for Mid-Michigan’s ABC12-WJRT, Curry served as a Press Assistant for the Executive Office of Governor Gretchen Whitmer and as the Director of Communications for District 2 Michigan State Senator Adam Hollier.
“Caroline Wanga, president and CEO of Essence, said: ‘If you can’t be who you are, where you are, then change where you are, not who you are,’” Curry said. “To be able to be a part of Black press and tell stories of our people, for our people and by our people has been a lifelong goal of mine since the age of eight. It’s empowering to be the next generation of the Michigan Chronicle and more empowering to uplift and uphold the stories of our people.”
Additionally, Curry isn’t the first person in her family to work at the Michigan Chronicle. Curry’s mother Gwendolyn West was a Jill-of-all-trades at the publication over the course of her 16-year Chronicle stint. West
In 2020, the Gallup Center on Black Voices, in partnership with the Detroit Regional Chamber, launched a comprehensive survey designed to capture the daily perceptions, feelings, desires, and experiences of Detroiters and neighboring residents in the Greater Metro area. The endeavor, called the Detroit Resident Voices Survey, involved soliciting responses from 11,470 individuals: 6,243 residents of Detroit and 5,227 residents living in the neighboring suburbs of Wayne, Oakland, and Macomb counties.
In early June of 2023, the results of the Survey were released, spotlighting 61 key areas of life deemed important to Detroiters and Metro residents.
Regarding employment, the survey reveals that about four in 10 city residents (39%) are satisfied with the availability of good jobs. Among Detroit’s suburban residents, the figure is 72%. Interestingly, there is a substantial racial gap in Detroit’s suburbs, with 57% of its Black residents satisfied with job opportunities compared to 76% each among Hispanic and White residents.
The Detroit Resident Voices Survey Report also shows what Detroiters think about sending their children to quality schools. Detroiters agree the quality of the city’s schools is critical to the employment prospects of future generations. However, three in 10 city residents (30%) say they are satisfied with the educational system or schools in their area. In the adjacent suburbs, 58% of those surveyed were satisfied with their local schools.
When sharing their thoughts about neighborhood conditions (neighborhood aesthetics), city residents’ positive ratings fell to one-third or less for three neighborhood aspects: noise (33%), snow removal (33%), and the presence and upkeep of abandoned homes (29%). For the latter
By Ebony JJ Curry SENIOR WRITER
Michigan Governor Gretchen Whitmer rolled out a groundbreaking new initiative: the establishment of the Michigan Department of Lifelong Education, Advancement, and Potential, known as MiLEAP. The new department is geared toward revitalizing and invigorating the state’s education system, focusing heavily on early childhood and higher education, with the goal of bolstering Michigan’s economy and combating sluggish population growth.
“Every Michigander deserves a path to ‘make it in Michigan’ with strong, lifelong learning support,” said Whitmer. “For too long, we have thought of education as
item, almost half of the city’s residents (48%) rate it bad or very bad, highlighting the problem with blighted homes in much of the city.
When it comes to healthcare services, about half of the city residents (51%) are satisfied with the availability of quality healthcare in their area, compared to about three-fourths (76%) of Americans overall. Fewer city residents — 28% — say accessing mental health services in their area is easy.
Poverty remains widespread in Detroit and is far more common among Black and Hispanic city residents than White residents. Overall, 43% of city residents say there were times in the past year when they didn’t have enough money to buy food for themselves or their families, while 23% say they didn’t have enough to provide adequate shelter or housing.
Crime, as expected, is foremost on many Detroiters and Metro Detroiters’ minds. In Detroit, the survey points out that only 26% of the residents believe their communities are safe to live and play in. In the suburbs, 71% say their communities are safe. In addition, a majority of city residents (57%) say they would like to move permanently to another area if they had the opportunity.
Other survey questions posed to Detroiters and Metro Detroiters were centered on Emotional Experiences, Access to Resources, Attitudes About Law Enforcement, and more.
In conclusion, the Detroit Resident Voices Survey was designed to better understand how Detroiters view the quality of their lives, evaluate services offered by the city, and rate key daily experiences.
In addition, the survey presents a comparative picture of residents living in the suburbs of Wayne, Macomb, and Oakland counties.
“The Chamber is proud to be partnering with the Gallup in this important work,” said Sandy K. Baruah, President
and Chief Executive Officer of the Detroit Regional Chamber. “Our goal is for this data to not only enlighten policymakers and program delivery entities, but to drive more and more effective, collective action that delivers meaningful change in Detroit and across the Region.”
“Bringing resident voices to the table is an important aspect of advancing racial equity,” said Camille Lloyd, the Gallup Center on Black Voices director. “Localizing these efforts is an approach that has not typically been employed in addressing inequities but allows us to amplify their voices and bring them into the decision-making process.”
The disparities between ‘haves’ and ‘have-nots’ in the Detroit area reflect rising economic inequality and a shrinking middle class in the U.S. as a whole,” the “Detroit Resident Voices Survey Report states. “However, Detroit represents an extreme case, as the city has the smallest share of middle-class households in any major metro area.”
The results of the 48-page Survey should not be a complete revelation to Black Detroiters because they have long experienced a widening gap in services and quality of life when compared with suburban cities, the overwhelming number of which has a majority White population. Yet, the findings reported in the Detroit Resident Voices Survey Report are vital and useful, especially in this day and age of living in a post-pandemic era, rising racial tensions, shifting political and social policies, an unsettling economy, and an escalation of bold tactics to erase or change Black history and culture, and more.
While much of the Survey’s findings are somewhat predictable, they can be used to create and implement proactive measures to boldly combat systemic problems and issues which have plagued Detroit, a Black Big City, for many decades.
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Vol. 86 – No. 46 | July 19-25, 2023 Powered by Real Times Media | michiganchronicle.com City.Life.Style. B1 See NEW HIRES page A2 See MILEAP page A2
Chronicle See SURVEY page A2
WHAT’S INSIDE
Michigan
Lynzee Mychael Ebony JJ Curry
Photo credit: Courtesy of Gallup.com
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succeed in kindergarten, have paths after graduation to get higher education tuition-free, and forge strong partnerships with our employers so they can get a good-paying, highskill, and in-demand job. MiLEAP will help our learning ecosystem take the jump to the next level as we grow our economy and build a brighter future for Michigan.” MiLEAP’s emphasis on early learning and higher education aims to improve long-term student outcomes, foster talent, and stimulate economic growth. But the question on many parents’ minds will be: What does this mean for my child? From the age of 2, MiLEAP will support families with young children by granting them access to quality, affordable childcare. This coordination of resources will ensure that Michigan’s youngest learners are kindergarten ready. Gov. Whitmer Unveils MiLEAP Initiative to Revolutionize Michigan’s Education Landscape
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COMERICA HOMEFRONT Cincinnati Has a Black Music Walk of Fame. Why Doesn’t Detroit?
The State of Mental Health Awareness for Minority Populations
By Donald James SENIOR WRITER, REAL TIMES MEDIA
July is National Minority Mental Health Awareness Month as designated by the U.S. Department of Health and Human Services Office of Minority Health. July is also Bebe Moore Campbell National Minority Mental Health Awareness Month, created by the U.S. House of Representatives in 2008, two years after Campbell died. Campbell was a noted author, journalist, and mental health advocate who championed racial equity in Black and Brown communities saddled with mental health issues.
According to the World Health Organization (WHO), mental health is “a state of psychological, behavioral, and emotional well-being in which an individual realizes his or her abilities to cope with the normal stresses of life.”
While WHO’s definition seems ideal, the “real state of psychological, behavioral, and emotional well-being” in the Black and Brown communities of America is not easily defined. Simply put, in today’s atmosphere of heightened hatred, discrimination, violence, and poverty, all rooted in systemic racism,” the “state of well-being” for far too many Black and Brown people is one of depression, hopelessness, anxiety, post-traumatic stress disorders, suicidal thoughts, and other mental conditions.
Most mental health experts conclude that there is a direct link between racism in America and the mental health and wellness of Black people. And experiencing prolonged scenarios of racial discrimination and injustices can take a heavy emotional toll and trigger chronic stress, depression, and racial trauma, which could lead to physical illnesses.
“There are many stressors that impact Black Americans daily, one of the most deleterious being that of racism,” Dr. Riana Anderson, a Fellow at Stanford
University’s Center for Advanced Study in the Behavioral Sciences and Associate Professor at Columbia University, told the Michigan Chronicle. “Racism, both for Black adults and youth, impacts virtually every element of mental and physical health.”
Anderson, a native Detroiter, believes that various acts of racial discrimination, whether separate or part of a larger systemic pattern in America, are linked to Black people feeling unsafe in their communities and elsewhere.
“The idea that I may not be here tomorrow is a pervasive fear for Black residents,” Anderson said. “whether it is at the hands of police officers, racist groups, the COVID-19 pandemic, or shorter life expectancies in at-risk and underserved Black communities.”
“People of color, particularly African Americans, feel the stigma more keenly,” Campbell, the late founder of the National Alliance on Mental Illness (NAMI) Urban Los Angeles Chapter, said many times. “In a race-conscious society, some don’t want to be perceived as having yet another deficit.”
In addition to racially rooted causes of mental health and emotional well-being issues, there are other sources, including physical and psychological abuse and trauma, social isolation, the death of a loved one, severe periods of stress, a health condition, and others. While the
Additionally, the recent bipartisan budget promises pre-K availability for all 4-yearolds, emphasizing the importance of early education.
At the age of 12, MiLEAP will ensure Michigan public school students have the community support they need to reach their full potential. The department will facilitate access to affordable before- and after-school programs catered to their interests. Through these programs, students will be better informed about their post-high school education options and future career paths.
By the time they reach 22, MiLEAP aims to provide low- or no-cost paths for students to earn an affordable education in an in-demand field. The department will offer essential support to help them graduate on time and pursue fulfilling careers within the state.
A chief concern of Whitmer’s administration, and a focal point for MiLEAP, is to level the playing field. Advocates of the initiative say that too often, opportunity is tethered to privilege – who you know, the size of your wallet, or where you live.
This new department is structured around three main goals:
• Strengthening our early learning capacities, ensuring every child enters kindergarten ready.
• Accelerating progress towards our Sixty by 30 goal, enabling everyone to earn a skill certificate or degree tuition-free after high school.
• Fostering community, regional, and state partnerships to support student success.
To fulfill these goals, MiLEAP is segmented into three offices, each with a specific focus and mandate, and will be led by a director appointed by the governor.
The Office of Early Childhood Education will lead efforts to ensure young children reach key developmental milestones, overseeing statewide programs and policies relating to early learning, family engagement, pre-K, and childcare.
The Office of Higher Education will
causes of mental health issues impacting minorities are often pinpointed, many Black and Brown people don’t always get the needed help for a variety of reasons, including carrying the stigma of individuals’ seeking professional mental help and other people knowing about individuals’ mental and emotional struggles.
“The good news is that young people are leading the charge of reducing the stigma attached to seeking professional mental health,” said Anderson, whose professional work includes interfacing with Black and Brown youth in urban communities. “They are saying, ‘We need support, and we need help.’ ” However, a whole lot of other people carry that stigma around, and we have to end that.”
One segment of young Black people that have been significantly impacted by emotional and mental challenges are those attending HBCUs, which number 107 with almost 240,000 students.
“COVID presented a very different, very new dynamic in university life. Many students began to see an exacerbation of negative mental health symptoms, illnesses and depression, anxiety and feelings of loneliness,” said Leonardo Glover, the African American director of counseling and student wellness at the University of Arkansas at Pine Bluff, a storied HBCU.
“We did a lot of workshops and presentations on depression and stress
spearhead efforts to ensure Michiganders acquire the skill certificates or degrees needed to thrive, helping employers to secure the talent they need. This office will also administer state student financial aid and work to increase college enrollment, graduation, and attainment rates.
Considering this significant announcement from Whitmer about the formation MiLEAP, key figures in Michigan’s academic community have voiced their support. Among them is Dr. Curtis L. Ivery, Chancellor of the Wayne County Community College District (WCCCD), who has come forward to applaud this bold initiative.
“This decisive action recognizes and supports that every Michiganian deserves to explore, learn, grow and develop the skills they need to thrive. This strategic decision and investment benefits both today, and for the long-term future of Michigan,” said Ivery.
Ivery’s endorsement of MiLEAP adds further credibility to this new initiative and underscores the positive reception it has received within Michigan’s education community. As the leader of one of the state’s most significant community college districts, his support also speaks to the potential benefits of MiLEAP for community colleges and their students, particularly in terms of expanded access to affordable education and enhanced career opportunities.
“We look forward to this partnership of bringing this strategic coordinaVon to advance the ‘whole person’ in Michigan educational experiences,” said Ivery.
The Office of Education Partnerships will concentrate on building and maintaining partnerships that enhance educational opportunities and outcomes throughout the state, from preschool to postsecondary education.
As Michiganders, it is a pivotal time for our education system. This is not just about progress, but about shaping an educational infrastructure that genuinely delivers for every single child in our state, from their first steps into a preschool classroom right through to them stepping onto the stage to receive their college diploma. Whitmer’s establishment of MiLEAP signals a promising step in the right direction for Michigan’s future.
management and topics we felt would be helpful to students,” said Carolyn Moore, former counseling director at HBCU’s North Carolina Central University. “We did work with recreation to do programming on how you can use physical exercise to manage your stress. We even did mental health first aid courses that students and staff could take… and help them recognize when they’re having an issue and help them get to the appropriate resources they need.”
Anderson points out many resources are available to help relieve mental health stressors in the Black community. Some require insurance, but others are free or offered at a low cost.
She added that the National Alliance on Mental Illness provides resources to help locate practitioners to help individuals seeking mental guidance. And Anderson said social media outlets and virtual mental health platforms are available to help, such as Our Mental Health Minute (co-founded by Anderson), Black Mental Wellness, and Black Emotional and Mental Health. In addition, many churches and faith-based organizations offer counseling to community residents.
To learn more about mental health services in your community, log on to www.nami.org, www. mhanational.org, www. blackmentalhealth.com, or www.touchstonemh. org. To reach trained crisis counselors to help in a suicide crisis, call or text 988 or chat online at 988lifeline. org.
started in 1994 as an executive assistant before handling duties in finance, production, sales and editorial before she left in 2010.
Hiram Jackson, publisher of the Michigan Chronicle and CEO of its parent company Real Times Media, said he’s excited to bring on the talented journalists and that he’s eager to see how
Nevertheless, if Detroiters – and Metro Detroiters – are going to prosper, all must have a vested interest in re-creating a city and region where opportunity and equity radiate across broad sectors of life for all people and businesses.
they help evolve the publication’s storytelling.
“We welcome Lynzee Mychael and Ebony JJ Curry as our new staff writers, both bringing unique backgrounds and talents that will enrich our coverage and reflect the diverse voices of our community,” said Jackson. “We are committed to providing the highest quality journalism, and these strategic additions to our team will ensure that the Michigan Chronicle continues to thrive.”
The Gallup Center on Black Voices is optimistic. The Center, in a statement, said, “The results from this Survey will drive new collective action initiatives in Detroit, which will hopefully be driven by collaborations among the business, philanthropic, government, and nonprofit organizations.”
Page A-2 | July 19-25, 2023 | michiganchronicle.com LONGWORTH M. QUINN Publisher-Emeritus 1909-1989 Michigan Chronicle A Real Times Media Newspaper SAMUEL LOGAN Publisher 1933-2011 JOHN H. SENGSTACKE Chairman-Emeritus 1912-1997 CONTACT US 1452 Randolph • Detroit, MI 48226 • (313) 963-8100 • e-mail: newsdesk@michronicle.com HIRAM E. JACKSON Publisher | AJ WILLIAMS Managing Editor From page A-1 451 676 206 765 827 540 735 1 18 33 47 49 26 37 PICKS 086 129 639 268 954 760 8209 1710 WEEK’S BEST LOTTERY THE MICHIGAN CHRONICLE PUBLISHING COMPANY ADVERTISING DEADLINE Classified: 3 p.m Friday Copy, corrections and cancellations, preceding the Wednesday publication. Display: 12 p.m. Friday preceding the Wednesday publication. For all news and calendar items: Deadline is two weeks prior to event. Weeks that contain holidays, deadline is Thursday prior to publication date. OFFICE HOURS: Mon.-Fri. 8:00 a.m. to 5:00 p.m. | Closed Sat. and Sun. The Michigan Chronicle is published every Wednesday. Periodical Postage, paid at Detroit, MI. Price $1.00 and other post office. MEMBER OF AUDIT BUREAU OF CIRCULATION POSTMASTER — Send address changes to: MICHIGAN CHRONICLE • 1452 Randolph • DETROIT, MI 48226 1452 Randolph • Detroit, MI 48226 • Phone: (313) 963-8100 Publication No.: USPS 344-820 MiLEAP
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Internships Assisting Detroit Grow City’s Young Talent
Even with so much uncertainty in the world, Grow Detroit’s Young Talent has been a staple of the community providing thousands of Detroit’s youth with safe, enriching personal and professional development since it first launched in 2015.
“Our young folk are intellectually gifted, and have the skill sets to make meaningful contributions in any profession. What has been missing are opportunities to actually enter the workplace young enough to be exposed to workplace expectations,” said Council Member Mary Waters in a press release. “This program cultivates a strong work ethic, and emotional intelligence needed for navigating the world of work.”
Comerica Bank has sponsored GDYT over the years, and the bank has supported dozens of young people who have explored potential careers in various aspects of banking.
This year’s interns, five outstanding young people, will get experience in the Wealth/Trust division, Finance, Fiduciary Risk and Compliance, DEI and Corporate Responsibility, as well as Human Resources.
On their first day, Comerica Market President Steve Davis stopped by with advice. “You can definitely get out of this experience what you put into it.”
He added, “The more people you try to meet, the more questions you ask, the more things that you volunteer to do--the more you do of all of those things,
the happier at the end of your internship.”
Davis reminded the young people that “internships are a great way to figure out what you do and what you don’t want to do.”
That exploration is on the agenda for Demareis Riley who is a rising senior at Wayne State University where he is getting a double major in finance and accounting. He is spending his summer working in the Wealth/Trust division. “I’m hoping to build relationships and learn a lot,” Demareis said, “I would also be open to learning if this would be a good place for me after graduation.”
Demareis shared that he is enjoying his college experience after navigating learning online during the height of the coronavirus pandemic. This year also marks the first year that the bank has had GDYT interns back in their offices full-time--an experience, they say, that they greatly welcome.
During the next six weeks, Demareis and the four other members of his cohort will work in their respective departments, learn resume writing and interviewing tips from experts, and meet with various leaders who will share their own paths to success. They will also have some fun including a Tigers game at Comerica Park.
In alignment with one of Comerica’s core values, “Being a Force for Good,” the group will also take part
Winning Futures Awards Students More Than $44,000 in Scholarships
Comerica Employees Serve and Support Student Success
Since 1994, Winning Futures has been empowering high school and college students to achieve the life they dream of through a seven-year workforce prep and mentoring program. The program includes mentoring, life skills development, goal setting, job readiness training, and career exploration. With help from volunteer mentors and partnerships with the business community, students are empowered to become self-reliant, employable, and productive adults with defined academic and career goals, and highly desirable workforce skills.
The company has served more than 50,000 young people in Metro Detroit and awarded more than $2.1 million in scholarships. Comerica has partnered with Winning Futures for sever-
al years, both financially and through volunteer mentorship. Since 2020, the Comerica Charitable Foundation has provided Winning Futures $65,000 in grants to help its outreach in metro Detroit.
In addition to partnering in the many mentor opportunities, Comerica Director of Business Banking-Michigan Kim Kersten serves on Winning Futures Advisory Board.
However, the support in mutual. Kristina Marshall, Winning Futures President and CEO, is among Comerica’s Community Development Advisory Council members in Michigan and offers feedback and counsel to Comerica in a collaborative effort to strategize, develop, and execute effective programs to impact the community.
In June, Winning Futures awarded more than $44,000 in scholarships to a group of students who have demonstrated a drive for success and a relentless effort to overcome obstacles.
The organization has generally enrolled 10th-grade stu-
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COMERICA HOMEFRONT
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WINNING FUTURES page A-8
Winning Futures awards a scholarship to Alyaisha Watkins (middle) of Harper Woods High School. Along with Watkins includes corporate partners. Representing Comerica is Kim Kersten (left) and Hassan Mehlem (back left).
Comerica welcomes Grow Detroit Youth Talent summer interns. Pictured (L-R): Social Impact and National Volunteer Program Manager Patricia McCann, Aramis Hinds (GDYT Intern; Finance/Accounting), Tanyia Hayes (GDYT Intern; Wealth Management Risk and Compliance), Khristopher Kiemele (GDYT Intern; Finance/Accounting), Michigan Market President Steve Davis, Demareis Riley GDYT Intern; (Institutional Trust), Markayla Chaney (DEI/External Affairs), Senior Diversity and Inclusion Consultant Lori Walker, and Assistant Vice President-DEI Employee Engagement & Strategic Partnerships Wendy Holmes.
Comerica Market President Steve Davis meets with and offers career advice to summer interns from Grow Detroit Young Talent.
Senior Diversity and Inclusion Consultant Lori Walker with Markayla Chaney, who will be assisting Comerica’s External Affairs and Diversity, Equity, and Inclusion teams over the six-week summer internship.
GDYT Intern Aramis Hinds will be assisting Comerica’s finance and accounting departments over the summer.
GDYT intern Tanya Hayes finds her workstation at the Comerica Bank Center (411 W. Lafayette) on first day of summer internship.
GDYT intern Khristopher Kiemele begins the onbaording process.
See YOUNG TALENT page A-8
Comerica Bank Named 2023 DiversityInc Noteworthy Company
Comerica also receives high marks for diverse talent acquisition and mentoring
DiversityInc named Comerica Bank to its 2023 Top Noteworthy Companies, a listing that serves as the leading assessment of workplace fairness in corporate America. This marks the third consecutive year Comerica has been recognized by DiversityInc as a Noteworthy Company.
The Noteworthy Company category honorees are evaluated on six key areas that include: human capital diversity metrics, leadership accountability, talent programs, workplace practices, supplier diversity, philanthropy
“We are honored to be included on such an important list and recognized with companies from across the country that value diversity, equity and inclusion,” said Nate Bennett, Comerica Bank Chief Diversity, Equity and Inclusion Officer. “DEI is embedded in our Core Value – A Force for Good – and is a constant business imperative. Equity sits at the core of our DEI efforts as we work to ensure that all colleagues have fair treatment, access and opportunity to thrive and advance at Comerica.”
In addition to its inclusion in the Top Noteworthy Companies, Comerica earned high marks in the categories for talent acquisition of diverse candidates and mentoring.
Comerica placed 14th in Top Companies for Talent Acquisition for Women of Color and 20th in Top Companies for Mentoring. Efforts to further talent acquisition of diverse candidates and mentoring opportunities have remained ongoing and, in 2022, Comerica demonstrated its commitment through a variety of ways that include:
A Comerica Mentoring Program that connects colleagues from across the organization to share and learn critical knowledge and skills. Mentors commit to meeting with mentees at regular intervals and provide opportunities for mentees to gain exposure to other areas of the business, as well as external opportunities, as appropriate to their expressed needs.
Reverse Mentoring for C-suite executives, which serves as a catalyst for mentoring Comerica’s racial/ethnic female colleagues.
Comerica’s Emerging Leaders Program and Leadership Development Program, which are both designed to develop future company leaders. The programs instill confidence in colleagues to grow with the company, offering opportunities to receive skill development, mentoring and networking.
Partnerships with the Association for Latino Professions for America (ALPFA), Hispanic Alliance for Career Enhancement, Hispanic Association of Corporate Responsibility (HACR) and McKinsey and Company Black Leadership Program, which strengthen efforts to recruit, retain and develop talent for women of color.
Comerica’s Women’s Forum Employee Resource Group, which continues to carry the bank’s message and plays a pivotal role in recruiting women of color.
DiversityInc’s mission is to educate the workforce and bring clarity to the business benefits of workplace fairness, equity, and inclusion. The organization has evolved to become the preeminent source of human capital data, education, and advice. DiversityInc (www.diversityinc.com) is a VA-certified and veteran-owned business. A Black woman CEO leads the organization.
Detroit Tigers and Red Wings, Comerica Bank Recognize Disability Pride Month “Game Changers”
This years’ Game Changers honored this month include: Raphael Mostyn (Founder and President, Mostyn Community Development), Dessa Cosma (Executive Director & Founder, Detroit Disability Power), David Franco (Director of Exceptional Academy, Living and Learning Enrichment Center), and Jamie Junior (ADA Coordinator, Disability Network Wayne County Detroit).
ed
Disability Pride Month commemorates the passing of the historic Americans with Disability Act in 1990.
dents who stay a part of the program through their college or trade school experience. They recently made necessary adjustments to their recruiting model.
“Winning Futures evolved and even grew during the COVID pandemic,” says Bryan Howard, Director of Programs. “We started working with more college students during that time to great success.”
When asked to describe a successful student, Howard remarks that there are many to choose from. However, he recounts the story of a student who entered the program during his freshman year at the University of Michigan. The student was struggling amid virtual learning and was matched with a mentor who could help him make the most of the challenging experience. “He attended our annual wine event fundraiser and left that event with 10 job offers. He is currently working in Europe for a Fortune 500 corporation.”
However, Howard makes it clear that, unlike many other programs, Winning Futures does not only recruit students that are the cream of the crop. “We don’t have an ‘ideal student,’ he explains. “When we go into a partner school, we are assigned a classroom therefore all types of students are in there--from the outgoing, exceptional student to the ‘middle of the road’ student, to those who need more support.” He notes that the young people who are smart but may fly under the radar are those who excel in the program.
Winning Futures program matches a career mentor who is committed to mentoring a group of students for at least 18 sessions over a school year. Through the year, Comerica volunteers assist mentees on a variety of areas such as resume
reviewing, interview preparation, and career conversations that are part of the workforce prep and mentoring programs.
One mentor, Mike Malaga, has been a Career Mentor with Winning Futures for eight years.
“Winning Futures is by far the best mentorship program that I have been associated with, which includes mentoring stints at Comerica Bank, Central Michigan University, Troy Schools, and Junior Achievement,” Malaga says. “It is professionally run, well structured, and everyone on the WF team is 100% engaged to help students plan to achieve their personal goals.”
He adds, “I have worked with and built relationships with a number of diverse students, some of whom faced a number of challenges. I have seen firsthand that their the curriculum works. One mentee started the program without a clear plan for his future and by the end of the year, enlisted in the Navy to pursue a career as a mechanic. Another student decided to move back to the Philippines to pursue a medical career. A third went to college, played Division III football, graduated, and is gainfully employed.”
Comerica employees have found the experience with Winning Futures and working with young, aspiring students as a quite rewarding opportunity.
“The Winning Futures program has given so much to me,” Malaga says. “Great experiences and wonderful relationships with students and class facilitators. Every time I walked out of a Winning Futures class or ended a session with my current mentee, I feel great because I may have made a small difference in someone’s life, learned something new, or simply shared a laugh and good feeling with someone. I am eager to start year nine.”
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Save the Date August 19, 2023 UNCF.org/DetroitWalk SUPPORTING HBCUS AND STUDENTS IN NEED LEARN MORE BELLE ISLE CASINO (STATE PARK RECREATION PASSPORT REQUIRED) REGISTRATION, 8 A.M. | WALK, 9, A.M. FOR MORE INFORMATION, CONTACT: Patrice Neal at Patrice.Neal@UNCF.org Our 35th anniversary Walk for Education will remain focused on supporting our nation’s HBCUs and the students they serve. @UNCFMichigan #LaceUp4UNCF #UNCFMichigan FOR EDUCATION WALK DETROIT 35TH ANNIVERSARY REGISTER ONLINE July is Disability Pride Month, and the Detroit Tigers, Detroit Red Wings, and Comerica Bank are recognizing four extraordinary individuals who make a positive impact in the community by creating an inclusive environment for all. The Game Changers series honors community members who are making a profound difference in the areas of youth education, youth wellness or sports participation. Each honoree receives a $1,000 grant dedicat-
to the charity of
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from the Detroit Tigers and Red
Partnerships with organizations such as Association for Latino Professions for America bolsters Comerica Bank commitment to diversity and is among factors elevating the bank as a DiversityInc Noteworthy Company.
A5 | July 19-25, 2023
Money.
Property is Power! Empowering African Americans through Property Ownership
I have to come to realize with my 30 plus years in business property ownership has long been a significant source of power and wealth accumulation for African Americans. Historical inequalities and systemic barriers have often limited their access to property ownership. However, understanding the importance of property as a community and legacy builder can empower African Americans to reclaim their place in the real estate market. In this article, I will delve into the concept of “Property is Power” as a resource to educate African Americans about the transformative potential of buying property and how it can positively impact individuals, families, and communities.
Anthony O. Kellum
The Legacy of Inequality:
Throughout history, African Americans have faced numerous challenges in building wealth and acquiring property. Slavery, racial segregation, discriminatory lending practices, and redlining are just a few examples of the systemic barriers that have hindered black communities from fully participating in property ownership. As a result, African Americans have often been denied the economic and social benefits associated with property ownership, such as stability, wealth creation, and generational wealth transfer.
Understanding the Power of Property:
Property ownership is more than just owning a physical asset. It serves as a powerful tool for community and legacy building. When African Americans invest in property, they not only gain a tangible asset but also contribute to the revitalization and empowerment of their communities. By owning property, individuals and families establish roots, stability, and a sense of belonging.
Building Wealth and Economic Empowerment:
Property ownership has consistently proven to be a primary driver of wealth creation. Real estate, when wisely invested in, can appreciate over time and serve as a valuable asset. By acquiring property, African Americans can build equity and accumulate wealth, thereby breaking the cycle of poverty and achieving economic and political empowerment. Additionally, property ownership provides opportunities for entrepreneurship, as individuals can leverage their assets to start businesses and generate income.
Reversing the Cycle of Displacement:
For many African American communities, gentrification has been a double-edged sword. While it may bring economic development and improved amenities, it often leads to the displacement of long-standing residents. By promoting property ownership among African Americans, the cycle of displacement can be reversed. Property ownership enables individuals and families to secure their place in their communities, preventing forced displacement and fostering community stability.
Preserving Cultural Heritage:
African American communities have a rich cultural heritage that deserves to be preserved and celebrated. Property ownership allows individuals and families to pass down their history and traditions to future generations. By owning property, African Americans can establish community centers, cultural institutions, and safe spaces that reflect and honor their unique heritage. This preservation of culture strengthens the overall fabric of society, promoting diversity, inclusivity, and social cohesion.
Collective Impact and Community
Empowerment:
Property ownership among African Americans not only benefits individuals but also has a profound impact on the broader community. When more African Americans own property, it strengthens the economic base of their communities, attracts investment, and promotes local businesses. Property ownership creates opportunities for community development initiatives, including affordable housing, educational programs, and job creation. Ultimately, a higher percentage of African American property owners leads to a stronger and more empowered community as a whole.
Conclusion:
Property ownership is an essential pathway to empowerment, wealth creation, and community building for African Americans. By understanding the significance of property as power, African Americans can break free from the historical inequities and systemic barriers that have limited their access to property ownership. Investing in property not only strengthens individual financial portfolios but also paves the way for community revitalization, cultural preservation, and the establishment of a lasting legacy. Through education, support, and access to resources, the “Property is Power” movement can empower African Americans to take control of their economic future and build a stronger, more prosperous community for generations to come. So, buy something land, home, or commercial property. What’s stopping you?
A Tale of Two Truths: Black Unemployment and its Consequential Impact on Black Women in Detroit
By Ebony JJ Curry SENIOR WRITER
Within the cityscape of Detroit, there lies an inescapable narrative – a narrative not just confined to this city but one that echoes across the nation. It is a narrative of struggle, resilience and fortitude borne by Black women. Amid a challenging economic climate, they find themselves disproportionately facing unemployment, a longstanding issue that continues to amplify existing social, economic and health disparities.
The Black unemployment rate, which has historically remained double the white unemployment rate, provides an alarming window into the stark realities of racial inequality that persists in the job market.
This systemic disadvantage is further accentuated for Black women who face a dual burden: racial and gender discrimination.
According to recent data, the unemployment rate for Black women is not only higher than that for Black men and white women, but it is also increasing at an alarming rate. The pandemic has significantly exacerbated this gap, leading to widespread job losses in sectors where Black women are overrepresented. These disparities are not just numbers; they are lived experiences, touching countless lives
in the form of lost income, dwindling savings and the daunting uncertainty of what lies ahead.
“Black women in the economy are the most essential,” said Economist and Director of the Economic Policy Institute’s Program on Race, Ethnicity and the Economy Valerie Wilson. “Black women have always had and continue to have higher rates of labor force participation and higher employment rates than other groups of women.”
Even though the rate of job losses among the Black workforce increased overall, the unemployment rate for Black women rose from 4.4 percent in April to 5.3 percent in May. Black unemployment rates experienced a spike between April and May, notably impacting Black women in the public sector.
The economic stability of Black women is not merely a personal or family concern, it is a matter of national prosperity. Black women are often the primary or co-breadwinners of their households, and their unemployment reverberates through their families and communities. When Black women can’t work, local economies suffer, and the ripple effects are felt nationwide.
Despite revitalization efforts, Black women in Detroit face unemployment rates significantly higher than the national average. This disparity is a sobering re-
minder that progress is not shared equally and that specific interventions are needed to address the unique challenges Black women face.
“Racial wage disparities also play a role because in a household where even if there are two earners and both are lower wage earners you’ll need two incomes to help support and sustain a household,” said Wilson. “So, Black women have been essential to the economic security and well-being of their families and communities.”
The city’s narrative, however, does not end in despair.
Detroit, much like its Black female populace, is a testament to resilience. The city has witnessed a rise in Black women entrepreneurs who, faced with unemployment, have built businesses that not only cater to the unique needs of their community but also provide employment opportunities. This entrepreneurial spirit needs to be nurtured and supported, not just in Detroit, but across the nation.
And yet, across just about every measure, Black women have more than fully rebounded. Black women’s labor force participation rate is up 2.2 percentage points over the past year, and in April, it was the same as in February 2020. Their unemployment rate in April was 4.2 percent,
Rendering courtesy of Ghafari Associates
Crowdfunding Campaign Launched for the “Pathway To Health” Project in Detroit
Covenant Community Care will create a wellness plaza and public walking trail at the new Cody-Rouge Health Center in Northwest Detroit through the anticipated success of a crowdfunding campaign, the Michigan Economic Development Corporation (MEDC) and nonprofit Covenant Community Care Inc. announced today. The campaign is being offered through the Michigan-based crowdfunding platform Patronicity.
If the campaign reaches its crowdfunding goal of $50,000 by September 8, the project will win a matching grant with funds made possible by MEDC’s Public Spaces Community Places program.
For project details and to donate, please visit: patronicity.com/covenant.
“Public health is one of the key components of successful urban planning and placemaking but is often overlooked,” said MEDC Regional Prosperity Managing Director Paula Holtz. “We are pleased to support and provide resources for this project which provides accessibility and space for public health programming through our Public Spaces Community Places program.”
Covenant Community Care (Covenant) is a nonprofit community health center providing more than 18,000 patients every year with medical, dental, and be-
havioral health care. After nine years of serving the people of the Cody-Rouge neighborhood in Northwest Detroit, they will be building a brand-new health center and public campus.
The Pathway to Health campaign will allow them to create a public gathering space centered around wellness and accessible public health. The funding will complete a universally accessible walking trail with native Michigan plantings alongside and trees to improve air quality. The trail will be in 100 percent compliance with De-
michiganchronicle.com
See UNEMPLOYMENT Page A-6 See PATHWAY TO HEALTH Page A-6
troit’s stormwater management plan.
This campaign will also allow for the completion of an outdoor event plaza for health fairs and community events like cooking demos, organized group walks, exercise classes, and weekly summer farmer’s markets to increase the availability of local, fresh food to the Cody-Rouge community.
“Covenant Community Care is proud to partner with the Michigan Economic Development Corporation on our Pathway to Health Patronicity Campaign,” said Covenant Community Care Chief Executive Officer Joslyn Pettway. “MEDC’s matching funds will help us complete the outdoor features of our new health center in Northwest Detroit, including the creation of an outdoor event plaza for farmer’s markets, cooking demonstrations, and other programs, and a public walking trail for everyone in the neighborhood.”
Public Spaces Community Places is a collaborative effort of the MEDC, the Michigan Municipal League, and Patronicity, in which local residents can use crowdfunding to be part of the development of strategic projects in their communities and be backed with a matching grant from MEDC. Communities, nonprofits and other business entities can apply at https://patronicity.com/ puremichigan.
”The Michigan Municipal League is a firm supporter of placemaking initiatives,” said Dan Gilmartin, CEO and Executive Director of the League. “This public wellness plaza is going to enrich the Detroit community, improving the human experience of all who utilize it. This is what placemaking is all about.”
The Public Spaces Community Places initiative started in 2014 with MEDC providing matched funding of up to $50,000
for community improvement projects throughout Michigan. As of June 30, 2023, MEDC has provided more than $11.6 million in matching grants. Since the launch of the program, 353 projects have been successful in reaching their goal, with more than $13.3 million raised from 66,520 individual donors. Communities have a 97 percent success rate in achieving their goals and earning matching funds.
a record low. While it remains higher than the 2.8 percent among White women, the gap between the two has shrunk substantially over the year.
But the statistics only tell half the story. Behind every percentage point, there is a tale of resilience and struggle, of courage in the face of adversity. There is the story of the single mother working two jobs to put her kids through college. There is the narrative of the young woman breaking barriers in a male-dominated industry. There is the chronicle of the elder teaching her community about their rights and resources.
These are the narratives we need to bring to the fore, amplifying the voices of Black women who are fighting not just for survival, but for a rightful place in the social and economic fabric of this nation.
It’s time to reframe this conversation. Instead of focusing solely on the problem, let’s also highlight the solutions. Investment in education, access to affordable childcare, targeted job creation in sectors where Black women are underrepresented, stricter enforcement of equal pay laws and eradicating workplace discrimination are not just morally right, they are essential for the prosperity of our society.
Page A-6 | July 19-25, 2023 | michiganchronicle.com
page A-5
page A-5 5.5 billion vaccinated from COVID-19 e f
more questions? We’ve got answers. As a parent you want to help protect your child. The COVID-19 vaccine helps prevent kids from getting severely ill, and helps protect them from long-term complications. Children 6 months and up can get vaccinated and age-appropriate boosters are available when eligible. To learn more, talk to your health care provider or visit Michigan.gov/KidsCOVIDvaccine. This summer we are bringing art workshops to Palmer Park and Rouge Park in Detroit and to our own Willow Metropark. Workshops will range from more advance teen and adult classes, where you work on a project in a specific art medium, to youth workshops that allow kids to experiment and explore different types of art. Register and join us at the next one! METROPARKS.COM From neighborhoods to libraries to local events, your Metroparks are bringing learning and FUN to you! Scan the code to see where we’ll be next, and we’ll meet you there. METROPARKS COMING TO DETROIT COMMUNITY EVENTS FACTORY Ad Number: PP-MSHDA-22822C Trim: 5" x 5.25" Perich Job No: 22822 Bleed: NA Colors: 4/C Live: NA Format: 1/4 Pagel Version: 01.30.23 To apply: 844-756-4423 or Michigan.gov/MIHAF This project MIHAF is being supported, in whole or in part, by federal award number HAF0031 awarded to the State of Michigan by the U.S. Department of the Treasury. NEED HELP PAYING YOUR MORTGAGE? Get up to $25,000 with MIHAF. The Michigan Homeowner Assistance Fund is for homeowners with financial hardships due to the COVID-19 pandemic. It can help pay delinquent: mortgage/escrow • condo/homeowners’ fees • property taxes • utilities • internet Scan to apply
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michiganchronicle.com | July 19-25, 2023 | Page A-7
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COLLEAGUE SPOTLIGHT Joanne H. Nelson
As a banking center manager, Joanne H. Nelson is responsible for the overall leadership, management, and success of two Retail Banking locations—Grand River-Outer Drive in Detroit and Five Mile-Kinloch in Redford Township. She does this by committing to banker readiness, conducting marketing activities leading to revenue growth in loans, deposits, and noninterest income, contributing to a successful customer-centric experience, and proactively managing disciplined operational risk activities while striving for excellence in execution in all areas.
Comerica Bank External Affairs Manager Kevin Watkins talks to Trillium Academy students about their bright futures.
Comerica’s Social Impact and National Volunteer Program Manager Patricia McCann engages with students during Trillium Academy Career Day.
Trillium Academy Career Day Offers Look into Financial and Professional Futures
On June 8, members of the Comerica Financial Education Brigade, visited Trillium Academy in Taylor for the school’s annual Career Day.
Packed with engaging presentations, Comerica volunteers offered insights to the youth about their financial future and potential career opportunities.
Led by Toby Walker, Patricia McCann, and Kevin Watkins, Comerica discussed with the students their career paths, progressions, and requirements.
Member of Comerica Financial Education Brigade Tobi Walker, who serves as compliance risk manager, take questions rom Trillium Academy students.
Comerica volunteers at ACCESS in Dearborn for the BIG Institute Surviving in the Real World simulation.
Surviving In the Real World Financial Simulation Visits ACCESS in Dearborn
For the past two years, Comerica and the BIG Institute has taken the highly impactful “Surviving In The Real World” financial education simulation to schools throughout southeast Michigan.
One of the latest stops in the ongoing youth financial empowerment series occurred at the headquarters of ACCESS, the Arab Community Center for Economic and Social Services in Dearborn.
Students from Dearborn and Detroit schools, who participate in the ACCESS 21st Century Community Learning Centers afterschool program, engage in and have fun time learning and exploring the financial literacy
Participants of Surviving in the Real World make life-simulated financial decisions.
simulation program.
In partnership with BIG (Birthing Innovative Geniuses) Institute, founded by Laketa Dumas, and Comerica Bank facilitates the pop-up financial education simulation that mirrors real-life experiences that includes topics on budgeting, savings, credit, and career readiness.
During “Surviving in the Real World” (SITRW) simulation students are assigned different financial circumstances at random such as credit scores, household size and income then progress through various stages to make decisions regarding their finances while navigating financial predicaments.
Dearborn Students Compete in Young Entrepreneurz Solutions Challenge Mentored by Comerica Volunteers
Back in March, Dearborn Public School students competed in the Young Entrepreneurz Solutions Business Plan Challenge, with the opportunity to advance to the YES National Business Plan Challenge, which will take place Nov. 2-5 at St. Croix in the U.S. Virgin Islands.
In June, the students received their awards and found out who developed and presented the best business plan during a ceremony that took place at the Michael Berry Carrer Center in Dearborn Heights.
During the YES Business Plan Challenge students are taught how to work in teams, take their ideas for new businesses and create business plans.
Founded by Rutgers University award winning adjunct professor and veteran entrepreneur Ernest Ruffin, Jr, YES specializes in teaching middle and high school youth aged youth the foundation of entrepreneurship and economic development across the US and the Caribbean.
Ruffin’s intent is to give young
National Middle Eastern American Business Development Manager Hassan Mehlem (far left), who also serves as external affairs manger in southeast Michigan, stands with the two winning Dearborn Public Schools teams who participated in the Young Entrepreneurz Solutions Business Plan Challenge this past spring. Melhem is joined by Allan Farhoud (right right), business instructor at the Michael Berry Career Center.
people in underserved communities the tools to succeed in business and create economic opportunities for themselves and their communities.
2,500 plus students have participated in the YES Business Plan Challenges. External Affairs and Na-
Young Talent
From page A-3 in at least one community service project.
Markayla Chaney is excited about all aspects of her internship. She worked at Comerica in the Human Resources department several years ago at the age of 16. Now 23, she has two years of college under her belt, but is not currently enrolled and is hoping to make her way back. For now, however, she is hopeful that her GDYT experience could translate into an entry-level position at Comerica. “I hear so many people say they’ve been here 30 years, 15 years,” she says, “I’m really looking for something like that. I want a job where I can work my way
tional Middle Eastern America Business Development Manger Hassan Melhem led Comerica’s involvement.
Comerica volunteers mentored teams of four students for the first four days of the challenge to assist them their business plan. On the final day, Co-
up and grow over the years.”
Some of the benefits of the GDYT internship at Comerica is attaining real-world experience as well as strengthening their resume and learning how to sell themselves and their time at the bank.
The interns will also hear presentations from various employee resource groups including CAAN, Comerica’s African American Network employee resource group, which will lead them in a financial literacy workshop that all of the interns expressed interest in.
Kristopher Kiemele who recently graduated from Cass Tech shared that he has had a lot of experience learning financial literacy, but knows that there is more to learn and
merica colleagues then served as judges to identify and vote on the best presented business plan.
Young Entrepreneurz Solutions has been teaching youth in 13 urban and low- and moderate (LMI) communities since 2014.
more points of view. “At Cass, my curriculum was business and now I’m headed to Wayne State to study business and finance.”
As far as a career goal, Kristopher is already taking good advice. “I really like what Steve Davis said, I like to try a lot of different things and figure out what I do and don’t want to do. I’m definitely looking forward to taking advantage of every opportunity that this internship has to offer.
In addition to summer internships, Comerica will conduct numerous financial education sessions with GDYT participants through nonprofit community providers such as Alternative for Girls, Detroit Cristo Rey High School, ACCESS, and SER Metro-Detroit Jobs for Progress, Inc.
Joanne Nelson, Comerica Bank, Vice President and Bank Manager
Nelson has been with the organization for two year, but she brought with her a wealth of experience having worked in the financial industry for more than a decade. She says that she was attracted to working at Comerica because of the company’s strong core values--which Nelson says she has been able to apply to both her personal and professional life.
What are some of your favorite things about your job?
My very favorite thing is to develop my colleagues and to develop my team. I feel like you are only as great as your team. And also, of course, our customers, our customers are our reason for being here and we believe in raising expectations. So whether it is learning about different people in the community, being able to assist them in any way--or just seeing the smiles on their faces when they come in for something simple, I can add value by going above and beyond to assist them.
What are some of the community activities that you’ve been involved in?
One highlight was definitely walking for the American Heart Association--having lost my grandmother to heart disease. But not just the walking, but other fundraisers, tips, and being a part of increasing awareness. Another highlight this year was partnering with the Detroit Lions Hometown Huddle event benefitting the Detroit Public Schools Community District. But, one of the greatest things that I do is help others by teaching financial literacy.
Being able to educate people on budgeting, credit, and lending as well as giving others financial knowledge and helping to set them on the path to greatness--like buying their first home which is such a great highlight of your life.
Being able to go out to community events and represent our company in the greatest way is such a joy.
What are your favorite things about being a Comerican?
Honestly, our culture. Comerica stands firm on our core values. When I first got to the company, we had a different set of core values, but in the last year or so the company reworked them and they resonate not just with my professional life, but in my personal life.
One Comerica--being able to lead each of our colleagues if they need any assistance or support. I also feel that way when it comes to my family.
The Customer First--customers are the foundation of who we are--supporting and assisting them in meeting their needs and reaching their goals.
The Bigger Possible--knowing that everything is much bigger than what we may see, and considering how can we go above and beyond.
A Force for Good--this is my favorite one. I love being within the community, and I love assisting my colleagues, assisting my direct reports, and any way possible. So being that “force for good” is just amazing for me.
Trust, Act, Own--Being a financial adviser and direct banker, people often say, ‘You have changed my life.’ You are a trusted advisor. I want my customers and my family and my friends to be able to trust me and know that I have integrity.
Whatever I do, I do above and beyond and add value--I own it. The culture of this company makes me a proud Comerican.
For more information on how Comerica colleagues are giving back to our community, visit www.facebook.com/Comerica.
LaShawn Jimenez (second from right), Trust Wealth Advisor and co-chair of the Comerica Michigan African American Business Resource Group, with students of the Delta GEMS program.
Comerica’s Michigan
African American BRG Supports Youth Financial Empowerment at Delta GEMS Teen Summit
Through Comerica Bank’s Michigan African Business Resource Group (BRG), Comerica not only served as a sponsor at the Delta Sigma Theta Sorority Inkster Alumnae Chapter’s 2023 Delta GEMS Teen Summit, but the bank also supported the event through the Comerica Money $ense program.
During the summit, Mike Cheatham, senior bank manager and cochair of the Michigan African American BRG, presented key topics on financial literacy to the teens, ranging from age 14-18 years old, who participated in the program.
Comerica Senior Bank Manager Mike Cheatham delivers financial education at Delta GEMS Teen Summit.
The Delta GEMS program offers a road map for college and career planning through activities that provide opportunities for self-reflection and individual growth. Delta GEMS, like Delta Academy, is implemented by chapters of Delta Sigma Theta Sorority, Incorporated. Delta GEMS participants have the opportunity to define and “Discover their individual Brilliance”.
IN THE
IN THE
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COMERICA
COMMUNITY COMERICA
COMMUNITY
Surviving In the Real World presents financial education in fun, engaging, interactive way.
C ity . L ife . Style .
Dr. Rose Moten Launches Podcast on Mental Health and Everyday Traumas
By Andre Ash DIGITAL ANCHOR
Whether it be a new study or news story involving behavioral and mental health, Dr. Rose Moten, a clinical psychologist, author, and life coach, has been a ‘go-to’ for expert opinion and analysis on local news television.
Dr. Rose has gained a loyal following and appreciation for the way she delivers helpful and vital information to viewers in a way in which is easy to understand and consume.
In the business of news media, where time is everything, there’s only so much in fits into a soundbite for a segment on broadcast airwaves. Dr. Rose’s insight and perspective leaves one wanting to find out more information that could help one cope with mental and lifestyle changes.
Now, she’s devoting more of her expertise and time in discussing the challenges people face on a brand new platform. She believes the best way to confront what one is going through is sometimes, removing the stigma that exist to even talk about it.
“The goal is to normalize us discussing trauma and to make people more aware of trauma is,” says Dr. Rose, host of her brand new podcast, “Dr. Rose in Bloom – Transcend Your Trauma”.
“There are misconceptions that when people think of these hard traumas, …but there’s so many different everyday things that can be traumatic for people.”
Dr. Rose says the break up of a relationship , the loss of a love one, the loss of a job, an emotional unavailable parent are examples of the types of traumatic experiences and topics that will be up for discussion in her soon-to-debut podcast.
The podcast seeks to tap into online audience captivated by long-form content in video and audio platforms. Dr. Rose says there will be both pre-tapped and Live shows on YouTube, i-Tunes, Spotify channels, and other networks.
“We’ll have special events where we will be doing in-studio podcast and bring in a studio audience.”
The process for starting the podcast endeavor came with a demand from followers who began to write and tell her how much they missed her Live online engagement prior to the pandemic when she uploaded video and advice more often.
The demands from building up her practice and raising children took her focus away from her once consistent presence on social media, but now, she’s back and ready to help individuals heal.
The process for speaking directly to her followers has begun with a total transformation space inside the same building which houses her office of practice at the BLOOM Transformation Center in Detroit.
“We started in early June, putting up equipment, and now the look of it is so amazing. When people come in there’s a sense of comfort, from the natural materials of brick wall to the hardwood floors over 100-years-old. People coming to discuss their personal reflections of trauma, the space gives them the comfort to just relax.”
Dr. Rose says this new medium was a long time coming and as her friends, including some in media have told her, “it’s about damn time,” and tribute to the wealth of valuable and concise information she gives to the community, her clients, and what will soon be to viewers and listeners around the world.
Real life stories and topics she’ll recall and engage with her varied audiences, helping families
See MENTAL HEALTH PODCAST Page B-2
Regenerating Detroit’s Cultural History with Hair: Michigan’s Crown Act Sparks a Renewed Sense of
By Ebony JJ Curry SENIOR WRITER
In a transformative moment for Detroit, Michigan’s recent passing of the Crown Act not only provides legal protection against hairstyle discrimination but also acts as a catalyst for regenerating the city’s rich cultural history. Detroit has long been a hub of creativity, resilience and innovation, and its diverse communities have always held their own distinct and cherished hairstyles as an expression of their cultural heritage.
State Sen. Sarah Anthony (D), who first introduced similar legislation in 2019, said at for years she’s heard “the stories of men and women and children who are denied opportunities here in our state,” due to hair discrimination.
Can you imagine the cognitive dissonance required to demand personal freedom for yourself, especially in the Midwest, but expect others to forego their own just to be subjective to narrow (and often Eurocentric) ideals of what others should look like? As people who are granted free will – it is the inevitable that not every Black man wants a bald fade, and not every Black woman wants to use heat and chemicals to straighten her hair. Going forward, Black sons and daughters, who opt to wear cornrows, twists and braids, afros, wigs or embrace their coils can honor their heritage while still wearing styles that shine a light on their uniqueness and not feel undue pressure to conform to a standard that wasn’t created with them in mind and create space to just…be.
Detroit salons are home to, a mecca if you will, embracing Black hair. Salons like Glass Haus Beauty Bar on the city’s eastside, where stylist Lynia
Allen’s, also known as ‘HairTingz. mission is to create a safe space for women to love their God-given roots.
“Black women have always been taught that our hair is not beautiful. That we need to perm and straighten our hair to fit in with society. We have been made to believe that our hair is not professional and that is the complete opposite. Black hair is beautiful,” Allen said. “Black hair does not fit in one category. Our natural curls vary from head to head. Black hair is versatile, can withstand heat and curls. Embracing our natural hair is important because it promotes healthy hair. Without all the societal pressures of extensions, chemicals and constant straightening we have seen how our Black hair can flourish and grow.”
Historically, Detroit’s Black community, in particular, has played a pivotal role in shaping the city’s cultural landscape. From the Motown sound to the rise of street art and fashion, Detroit has been a hotbed of creativity and self-expression. However, these cultural contributions have often been met with discriminatory practices that target individuals based on their hairstyles, particularly those with natural hair.
The Crown Act serves as a powerful tool for reclaiming and celebrating Detroit’s cultural history, offering a renewed sense of identity and pride. By acknowledging the significance of natural hairstyles, the legislation empowers individuals to embrace their roots, not only metaphorically but also quite literally.
Moreover, the Crown Act encourages the preservation and revitalization of Detroit’s cultural traditions. Natural hairstyles are deeply intertwined with African American culture, often reflect-
Identity
ing centuries-old traditions and symbolism. From intricate braids that tell stories to the versatility of Afros that represent strength and resilience, these hairstyles carry profound meaning and pride.
With the legislation in place, Detroit’s cultural history is being regenerated in real time. Hair salons and barbershops have always and will continue to be spaces where cultural heritage is honored and shared. Stylists, who are often the gatekeepers of community knowledge, are empowered to create and celebrate natural hairstyles without fear of professional repercussions. This revitalization of Detroit’s cultural history extends far beyond aesthetics; it is a reclamation of identity, a preservation of tradition and a celebration of diversity.
“To hear this exciting news that the Crown Act has passed shows me that not only do they hear us - they will see us for who we truly are,” said Allen.
By embracing the beauty of natural hair, Detroit is not only reviving its cultural history but also fostering a community that celebrates diversity, inclusivity and the freedom to be authentic. Michigan’s Crown Act signifies a turning point in Detroit’s cultural narrative, reigniting a vibrant connection to its history and heritage. It is a call to embrace the beauty and power of natural hair, allowing individuals to fully express themselves while honoring the legacy of their ancestors. As Detroit evolves, its residents can now weave their unique stories into the tapestry of the city’s cultural history ensuring that the crown they wear reflects their truest selves.
Cincinnati Has a Black Music Walk of Fame. Why Doesn’t Detroit?
By Jeremy Allen
Bootsy Collins, Charles Fold, the Isley
Brothers, and Otis Williams are funk, soul, and gospel music icons who are celebrated in Black culture. They’re also all from Cincinnati, Ohio, and were cemented in history as the inaugural class of inductees into the city’s Black Music Walk of Fame in 2021.
The 2022 class included legends Penny Ford, techno-funk band Midnight Star, mega-producer Hi-Tek, and jazz musician Wilbert Longmire, who was inducted posthumously. Now a year later, Cincinnati is preparing for the official public grand opening of its Black Music Walk of Fame, and the 2023 class will include The Deele, James Brown, Philippé Wynne, and Louise Shropshire.
Hamilton County Commissioner Alicia Reece spearheaded the $20 million project in early 2021 ahead of the annual Cincinnati Music Festival, one of the country’s largest African American music festivals. The festival is a major economic driver for Cincinnati and Hamilton County, bringing in an average of $107 million annually.
A similar concept in Atlanta was created in 2021 with the Black Music &
Entertainment Walk of Fame. In the two years since the Atlanta inception, honorees have included Beyoncé, OutKast, Quincy Jones, and Usher. With both a national and international appeal, the BMEWOF honors iconic individuals and organizations that have impacted Black culture and community alongside those who continue to lead into the future.
While Atlanta’s music history is known nationally and globally, it’s fair to say that Cincinnati isn’t as familiar to people around the world as a music mecca. And it’s equally fair to say that as rich as both cities are from a musical perspective, neither city has produced the same notoriety as Detroit has.
Yet each has dedicated time, space, and money toward celebrating Black music, entertainment, and the people who dedicate their lives to creating it.
So that begs the question: if cities that are less recognized globally for their music contributions have put so many resources toward honoring their respective Black music heritages, why hasn’t Detroit done the same?
Detroit is the home of techno music. It revolutionized music with the Motown
michiganchronicle.com B1 | July 19-25, 2023
Where City Meets Life and Life Meets Style
See WALK OF FAME Page B-2
Dr. Rose Moten
Black Men Getting Barbered Up While Opening Up
By Andre Ash DIGITAL ANCHOR
The barber shop has always been the safe space for men to open up on any given issue laid on the floor, from politics, to family life, culture issues and even health. Most times the narrative is Black men don’t publicly talk about a lot of things that concern them or their health. So, where and when men become more open and transparent to the idea of going to see a doctor or talking to someone about what they’re dealing with mentally?
June is Men’s Health Month and Wayne County thought it would be fitting to help bring awareness and be a part of the conversation. The national namesake of the month is to encourage men to take charge of their health by implementing healthy living decisions.
By using a local barbershop as the backdrop, Wayne County Executive Warren Evans held a candid community conversation with the goal of bringing local leaders together on the discussion of eating healthy, moving physically, being okay to ask for help, setting an example and helping spread the word.
“Promoting awareness and education about men’s health is crucial,” said Evans. “We must emphasize that taking care of oneself is not a sign of weakness but rather a strength that enables individuals to lead fulfilling lives and be there for their loved ones. Barbershop Talk is intended to foster open conversations, provide resources and encourage selfcare practices; together, we can support men in maintaining a healthy and balanced lifestyle.”
The discussion was held at Executive Cuts & More on
Jos Campau in Detroit. The conversation was held with community and government officials including Dr. Abdul El-Sayed, HHVS director, Dr. William Sharpe (Evans’ Physician), Bishop Ethan Sheard, Javion Johnson, Millennial Advisory Council executive director, and Moderator Daniel Baxter.
“You have institutions right here in town that will not run a PSA test,” said Sharpe. “They won’t run it on anybody, let alone African Americans and this is giant disparity in health care. The outcomes are terrible if you don’t get checked out.” Listening intensely as they sat in their barber chairs as Sharpe spoke on the issue of prostate cancer for Black men and the number of studies surrounding it. He called it out as one of the aggressive form of diseases inherited within the Black community.
The topics were real and presented as authentic expressions of perspective from everyone in the room.
“Sometimes we keep doing the things we do, without thinking about what the long-term ramifications are and if a disease happens, we’re like ‘well you know what, it happened and I really can’t do anything about it,’” said El-Sayed.
“As a person of faith, there’s a way faith sometimes gets used against doing the things we need to do to take care of ourselves.”
El-Sayed also said that as a community it’ll be important to ask questions on how to approach taking steps with young men to develop a set of changed behaviors. He said we need to be saying to them “someday if they’re lucky, they get to grow old and that they get to do some things today about addressing that.”
Mental Health Podcast
From page B-1
find solutions and resources while thinking through real life mental or traumatic realities in addition to having in-studio guests.
“I believe education and awareness is key for our community,” Dr. Rose says. “So we can all start thriving in the ways we need to thrive. Everyone is talking
trauma now, but very few people understand what trauma. In some ways the word is being overused and improperly used.”
“I feel it’s my responsibility especially since this is a large area of my practice focuses on and to be that voice in the community to help people understand and mitigate through their own personal traumas.”
Walk Of Fame
From page B-1
Sound. Berry Gordy, Aretha Franklin, Stevie Wonder, Michael Jackson, The Supremes, The Temptations, Diana Ross, Marvin Gaye, Anita Baker, Smokey Robinson, the Winans, the Sheards, the Clarks. The list goes on. The influence of Detroit on blues, funk, gospel, and soul music is evident in so many ways that it deserves to be an integral part of the way the city markets itself to the rest of the world in a way that goes beyond its nickname.
And while the Motown Museum is a wonderful way
to immortalize the legacy of a generation of influence, Detroit music goes beyond Motown. It’s J Dilla, its Royce da 5’9”, it’s Big Sean, it’s Trick Trick, it’s Esham, it’s Illa J. Again, the list goes on. Reece said of her efforts to make the Black Music Walk of Fame a reality: “I want to make sure that people know not only that these artists are from Cincinnati and from Hamilton County, but to learn their stories and major contributions to the world.” Don’t we want the same for Detroit? Let’s find a way to make it happen.
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Page B-2 | July 19-25, 2023 | michiganchronicle.com
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michiganchronicle.com | July 19-25, 2023 | Page B-3 VISIT YOUR LOCAL MICHIGAN TOYOTA DEALER TODAY! 1. Toyota fuel cell vehicles currently available only in California. 2. 2023 RAV4 & 2023 Camry – based on manufacturer estimates, CY 2022 new vehicle registrations. 3. 2023 RAV4 Hybrid AWD models (excluding Woodland Edition) EPA-estimated 41 city/38 hwy/40 combined MPG.* 4. Toyota vehicles and components are built using U.S. and globally sourced parts. 5. 2023 Highlander Hybrid FWD models EPA-estimated 36 city/35 hwy/36 combined MPG.* 6. 2023 Camry Hybrid SE (includes SE Nightshade), XLE & XSE EPA-estimated 44 city/47 hwy/46 combined MPG.* 7. 2023 Corolla Hybrid LE & XLE models EPA-estimated 53 city/46 hwy/50 combined MPG.* 8. Tundra Full-Size Pickup Class. Vehicle’s projected resale value is specific to the 2023 model year. For more information, visit Kelley Blue Book’s KBB.com. Kelley Blue Book is a registered trademark of Kelley Blue Book Co., Inc. 9. TCUV Camry, RAV4 & Corolla Family (includes hybrid). Corolla family includes Corolla Gas/Hybrid, Hatchback, iM, Corolla Cross & GR Corolla. 5.49% APR for 36 Months with $30.19 per $1,000 borrowed OR 5.49% APR for 48 Months with $23.25 per $1,000 borrowed OR 5.49% APR for 60 Months with $19.10 per $1,000 borrowed. You must take retail delivery from TCUV dealer stock between 7/5/23 and 9/5/23. TCUV models must be current year used vehicles through 6-year-old with 85,000 miles or less. Subject to approved credit thru TFS. Tier 1+ & 1 only. See participating dealer for details. Visit toyotacertified.com for additional information. 10. Qualified current, active-duty military personnel, inactive reserves, veterans honorably discharged within two years of service, retirees regardless of date of separation from active service, and household members of eligible qualifying military personal are eligible for rebates in addition to all other incentives, depending on model, through Toyota Motor Sales USA, Inc., when leased or financed through Toyota Financial Services. Must take retail delivery from select new dealer stock (TCUV not eligible). The Toyota Military Rebate Program is not compatible with the Toyota College Rebate Program or Lease-End Refinancing Program. See participating dealer or visit buyatoyota.com for complete details. 11. The Toyota College Rebate Program is not compatible with the Military Rebate Program. See participating dealer or visit buyatoyota.com for complete details. 12. ToyotaCare covers normal factory scheduled maintenance for two years or 25,000 miles, whichever comes first. Certain models require a different maintenance schedule as described in their Maintenance Guide. 24-hour roadside assistance is also included for two years and unlimited mileage. Roadside Assistance does not include parts and fluids, except emergency fuel delivery. See Toyota dealer for details and exclusions. Valid only in the continental U.S. except emergency fuel delivery. See Toyota dealer for details and exclusions. Valid only in the continental U.S. * Use for comparison purposes only. Your actual mileage and driving range will vary for many reasons, including your vehicle’s condition and how/where you drive. See www.fueleconomy.gov. Delays in new vehicle shipments not in the control of dealer may impact customer delivery date and offer eligibility. Supply limited. See participating dealer for complete details. Individual dealer prices and document fees may vary. VEHICLE IMAGES USED FOR ILLUSTRATION PURPOSES ONLY. Expiration for these offers is 8/1/23. COLLEGE GRAD REBATE PROGRAM Ask about the $500 OVER & ABOVE ALL OTHER INCENTIVES! 11 12 Every New Toyota Comes With ToyotaCare 2-Year No Cost Maintenance Plan 5.49% APR Financing 60 Mos. 9 10 up to Any Certified Camry, RAV4 or Corolla Family Ask about the TOYOTA MILITARY REBATE PROGRAM FOR MILITARY PERSONNEL & THEIR FAMILES $500 OVER & ABOVE ALL OTHER INCENTIVES! INCLUDES HYBRIDS! FOR ALL TOYOTA OFFERS AND TO FIND A DEALER NEAR YOU For all Toyota offers Offers end August 1 TOYOTA HAS MORE ELECTRIFIED VEHICLES THAN ANY OTHER BRAND • Hybrid • Plug-In Hybrid • Fuel Cell • Battery Electric 1 HIGHLANDER ROOM FOR UP TO 8 PEOPLE! 4 CAMRY AMERICA’S BEST SELLING CAR! 2 4 BEST RESALE VALUE IN ITS CLASS - KBB.com 8 COROLLA AVAILABLE ALL-WHEEL DRIVE! 4 TUNDRA 4 RAV4 AMERICA’S BEST SELLING SUV! 2 Low APR Financing Available on New 2023 RAV4 Gas & Hybrid Models! ALL-NEW FROM THE GROUND UP! SEQUOIA Electrified iFORCE MAX Twin Turbo V6 Hybrid Powertrain 4 40 MPG Combined 580 MILE Driving Range 2023 RAV4 HYBRID 3 Low APR Financing Available on New 2023 Highlander Gas & Hybrid Models! 36 MPG Combined 616 MILE Driving Range 2023 HIGHLANDER HYBRID FWD 5 Low APR Financing Available on New 2023 Camry Gas & Hybrid Models! 46 MPG Combined 607 MILE Driving Range 2023 CAMRY HYBRID XLE, SE & XSE 6 Low APR Financing Available on New 2023 Corolla Gas & Hybrid Models! 50 MPG Combined 565 MILE Driving Range 2023 COROLLA HYBRID LE & XLE 7
Page B-4 | July 19-25, 2023 | michiganchronicle.com NOW PLAYING THROUGH OCTOBER KING LEAR | RENT | MUCH ADO ABOUT NOTHING | LES BELLES-SOEURS MONTY PYTHON’S SPAMALOT | A WRINKLE IN TIME | FRANKENSTEIN REVIVED GRAND MAGIC | RICHARD II | WEDDING BAND CASEY AND DIANA | WOMEN OF THE FUR TRADE | LOVE’S LABOUR’S LOST ARE MANY. THE SEASONS OF THE ROCK MUSICAL THAT BECAME A POP CULTURE SENSATION. BUY NOW STRATFORDFESTIVAL.CA RENT BOOK, MUSIC AND LYRICS BY JONATHAN LARSON PRODUCTION SUPPORT IS GENEROUSLY PROVIDED BY THE DAVID & AMY FULTON FOUNDATION ROBERT MARKUS (CENTRE) AS MARK COHEN WITH MEMBERS OF THE COMPANY IN RENT PHOTO BY DAVID HOU PRODUCTION CO-SPONSOR STRATFORD, CANADA Rent MichiganChronicle-10x21.indd 1 2023-06-06 2:52 PM
GEORGE WASHINGTON CARVER ACADEMY REQUEST FOR PROPOSALS FINANCIAL SERVICES
Full RFP can be located – GWCA Financial Services RFP
Please submitted proposals to Karla McGhee at kmcghee@gwcarveracademy.org
RFPs are due by July 31, 2023 by 4pm EST
The proposals will be reviewed and will form the basis for further evaluation of possible financial service providers and for establishing a future agreement.
The Academy reserves the right to reject, in its sole discretion, any and all proposals, or to waive any informalities, irregularities, or technicalities in any proposal, should it be deemed to be in its best interest to do so. A financial services agreement will be awarded, if at all, to the responsible financial services provider meeting specifications as determined by the Academy. The approval of any bid is not an agreement on behalf of the Academy to enter into any contract and any contract is subject to approval of the Academy’s Board of Directors and the Academy’s authorizer’s non-disapproval and policies pertaining to such contracts.
p.m. at the Highland Park City Hall, 12050 Woodward Ave, Highland Park, MI 48203
The Public Hearing will include the following projects:
■ Public Hearing on proposed Breakfast Café at 12024 Woodward sponsored by JAKM Holdings, LLC
■ Public Hearing on proposed new gas station at Six Mile and Oakland sponsored by Six Mile Oakland, LLC
■ Public Hearing on proposed Juice Bar and Coffee shop sponsored by Jua Epperson Aphrodisiac, Inc.
■ Public Hearing on proposed coffee shop and roastery at 11811 Hamilton
■ Public Hearing on proposed 30-unit housing development on E. Buena Vista sponsored by the North End Woodward Development Coalition.
Tyrone Hinton Community & Economic Development, Director
U.S. District Court, Eastern District of Michigan – Jury Specialist Vacancy Announcement at http://www.mied.uscourts.gov. Be a part of a great team located in Detroit, the employee performs administrative and customer service work to coordinate and prepare qualified jurors for jury selection. Professional and friendly work environment, great benefits and close to the downtown amenities. EOE
U.S. District Court, Eastern District of Michigan – Probation Officer Vacancy Announcement at http://www.mied.uscourts.gov. Be a part of a great team located in Detroit, MI. Law enforcement position that assists in the administration of justice and community safety. Professional and friendly work environment, great benefits and flexible schedule. EOE
New Resources for Those Living With COPD
(StatePoint) Chronic obstructive pulmonary disease (COPD), a long-term lung disease that includes bronchitis and emphysema, is a leading cause of disability and death in the United States. More than 12.5 million people have been diagnosed, but millions more may have the disease without even knowing it.
Given the tremendous impact COPD has on individuals, it’s no surprise that it is a significant healthcare burden in the United States. In 2019 alone, there were close to 1,320,000 emergency department visits due to COPD and close to 536,000 hospitalizations. The total economic cost of COPD in this country is close to $50 billion each year. COPD can impact all aspects of one’s life, making basic household and personal care tasks difficult. However, there are numerous actions a person with COPD can take to feel better and reduce the disease’s impact.
Help Wanted:
Washtenaw County Road Commission –Managing Director
Those who are newly diagnosed with COPD often have many questions about what they can do to feel better. With this in mind, the American Lung Association has launched COPD Basics, a one-hour online course that is free and open to all. Designed to improve COPD care, the course is meant for people living with COPD, their families and healthcare professionals, such as nurses, physicians and respiratory therapists.
Detroit People Mover/Detroit Transportation Corporation
DETROIT PEOPLE MOVER/ DETROIT TRANSPORTATION CORPORATION 535 Griswold St Ste # 400 Detroit, MI 48226
535 Griswold St Ste # 400 Detroit, MI 48226
BID # 7-16-23 REBID
BID # 07-01-2022 REBID
The Detroit Transportation Corporation Office of Contracting and Procurement requests proposals from qualified firms to provide CCTV and network upgrades. This includes modernization efforts for the CCTV system, Public Address (PA) system, Variable Message Signs (VMS), and Wired Backbone Network system, at the MCF, at each DPM station, and at substations described herein.
The Detroit Transportation Corporation (DTC) Office of Contracting and Procurement (OCP) requests proposals from qualified firms to provide firm fixed pricing for Plumbing Repair Services for the DTC-owned Detroit People Mover (DPM). DTC is seeking to award a three (3) year contract with two (2) additional one year options to renew at DPM’s discretion.
Come join our team! Closes July 31, 2023. Located in Ann Arbor, the managing director oversees and manages all road commission activities including finance and budgets, IT, HR, communications and public relations, as well as design, construction and operation of roads, bridges, equipment and facilities. We offer stability, work-life balance, a quality work environment, as well as a comprehensive benefits package.
To apply please visit: https://wcrc.workbrightats.com/jobs/
The COPD Basics course will teach participants about COPD risk factors and prevention; recognizing the symptoms and diagnosing COPD; maintaining a high quality of life while living with a chronic disease, and the latest treatments and medications. Healthcare professionals who complete the course may be eligible to receive continuing education credits or contact hours. If you or a family member has recently been diagnosed with COPD, take the COPD Basics course at Lung.org/COPD-Basics.
There is currently no cure for COPD, but new resources can help those living with the disease manage their condition.
All bids must be received by the Detroit Transportation Corporation via Bidnet/MITN on or before 5:00 p.m. (EST) November 7, 2022.
A pre-bid site visit will be determined at a later date, if necessary. Proposals can be accessed on the Bidnet Direct www.bidnetdirect.com//detroit-transportation-corporation
All proposals must be received electronically by Bidnet Direct on or before 5:00 PM EST (Eastern Standard Time) August 11, 2023. Proposals can be accessed on the Bidnet Direct www.bidnetdirect.com// detroit-transportation-corporation
Mike Anderson Procurement Manager mandersonjr@thepeoplemover.com
Mike Anderson Procurement Manager mandersonjr@thepeoplemover.com
3cols x 4 inches
FAMILY FEATURES
With an abundance of activities available throughout the summer months, from swimming and hiking to organized sports and spontaneous backyard games, the sunshine leads to fun almost everywhere you look. It’s important to keep in mind a few safety precautions to help enjoy those moments to the fullest, whether your family’s excitement takes place near the water, at the ballpark or around the neighborhood. Consider this advice from the experts at the American Heart Association for a safe summer.
Stay Hydrated
Hot and humid months lead to more outdoor activities where the warm temperatures may lead to sweating and loss of fluids and electrolytes. Keeping the body hydrated is important for optimal functioning, especially in the heat. Be sure to drink plenty of water by bringing refillable water bottles and containers when summer calls for fun on the go. In addition to drinking plenty of water, you can supplement intake by eating foods with high water content like melons, lettuce and cucumbers. Be aware of the signs and symptoms of mild dehydration, including a dry or sticky mouth, headache, muscle cramps, fatigue or decreased urination. More severe cases may include nausea or vomiting, confusion, dizziness, rapid or irregular heartbeat, rapid breathing, seizures or unconsciousness.
Keep Skin Healthy
Taking steps to protect skin starts before you ever step into the sun, as it may be easy to get caught up in the joys of summer and forget about those damaging rays. Avoiding time spent outdoors in the midday hours helps limit exposure, but it also may not be realistic for busy families with sporting events, pool dates and more. Wearing sunscreen can help reduce the risk of sunburn, skin cancer and early onset of wrinkles; experts recommend using SPF 30 or higher at least 30 minutes before heading into the sun and reapplying at least every two hours throughout long days outdoors. Also consider wearing clothing that protects skin, such as sunglasses, a large-brimmed hat and light, long-sleeved shirts and pants.
Learn CPR
With summer comes rest, relaxation and fun, but it can also bring increased risk with more time spent in the heat and around water. An average of 33 drownings occur in the U.S. each day, according to the Centers for Disease Control and Prevention, with one-third of them proving fatal. Knowing CPR
– cardiopulmonary resuscitation –could be the key to saving someone from cardiac arrest or drowning. If performed immediately, it can double or triple a cardiac arrest victim’s chance of survival, according to the American Heart Association. However, only about 40% of people who experience out-of-hospital cardiac arrest receive help before professionals arrive.
Because about 72% of out-of-hospital cardiac arrests happen in homes, you will likely be trying to save the life of someone you love – a family member, spouse, parent or friend – if called upon to perform CPR. Call 9-1-1, or send someone to do so, then push hard and fast in the center of the person’s chest until medical assistance arrives. Use an AED, if available, following the prompts. If you have been trained, have a pocket mask and are willing and able, give breaths as they are important for children and in situations like drowning. You can learn more about Hands-Only CPR and conventional CPR through resources provided due to the national support of Elevance Health Foundation.
Practice Safe Swimming
Splashing and swimming in a favorite pool, lake, river or ocean provides memories for a lifetime, but it can also be dangerous without the proper precautions. One of the most important steps is to ensure children know how to swim and understand it’s not OK to swim alone, even for adults. Wearing life jackets can prevent accidents whether you’re on a boat or in the water and designating an undistracted “water watcher” can help identify a dangerous situation before it develops.
Secure the Pool
Even when it’s not in use, a pool can be a hazard, particularly for families with young children who may be tempted to play while adults
aren’t around. Installing fencing with self-closing gates at least 4 feet high around backyard pools can help separate playful children from dangerous situations. Additionally, be sure to stow away pool noodles, toys, floaties and other accessories once pool time is over to keep them out of sight and out of mind; these symbols of fun can cause temptation for little ones and lead them toward the water when there’s no supervision.
Find more ways to keep your family safe this summer by visiting heart.org.
Signs of Heat Stress
When those bright, sunny summer days call you and your loved ones outside, keep in mind these signs of heat illnesses like cramps, exhaustion or heat stroke. Even on days when it doesn’t seem extreme, heat and humidity can take their toll. If you experience any of these symptoms, find shade, take a break and drink water to cool your body temperature. However, if symptoms continue and worsen or do not improve with hydration and cooling, seek medical attention.
n Muscle pain, cramps or spasms
n Heavy sweating or loss of sweating
n Paleness
n Dizziness
n Headache
n Nausea or vomiting
n Confusion
n Fainting or unconsciousness
n High body temperature (greater than 100 F) with dry skin
n Rapid pulse
ANNOUNCEMENTS ANNOUNCEMENTS HELP WANTED HELP WANTED michiganchronicle.com | July 19-25, 2023 | Page B-5 Classifieds Published Every Wednesday Place Classifieds Classifieds 313 963-5522 Your Ad Here! www.michiganchronicle.com Please visit our website for more classified ads. Department: Department of Public Works Location: Ferndale Department of Public Works Salary Range: $98,318 to $122,786 DOQ FLSA: Exempt/Non-Union Employment Type: Full-Time The City of Ferndale is seeking a new Public Works Director to join our team. Ideal candidates will have demonstrated a record of leadership and a commitment to proactive, hands-on, participative management, and will possess excellent interpersonal, problem solving, capital planning, financial management, employee development, and employee engagement skills. Salary is $98,318 to $122,786 commensurate with experience. Medical, Dental, Vision, Life, FSA, and Retirement Plans are available. For more information and to apply, visit www.ferndalemi.gov/jobs. PUBLIC NOTICE THE COURT FINDS: X I. Service of process upon the defendant, Liven; Clark cannot reasonably be made as provided may be made in a manner that is reasonably calculated to give the defendant actual noIce of the proceedings and an opportunity to be heard. IT IS ORDERED: X 2. Service of the summons and complaint other: and a copy of this order shall be made by the following method(s). a. First-class mail to I-I] b. Tacking or firmly affixing to the door at c. Delivering member of the defendant's household who is of suitable age and discreIon to receive process, with instrucIons to deliver it promptly to the defendant. d. Other: PublicaIon in the Wayne County Legal News for 3 consecuIve weeks in accordance with MCR STATE OF MICHIGAN JUDICIAL DISTRICT/CIRCUIT ALTERNATE SERVICE address 421 Madison Ave. Detroit. Ml 48226 313-965-2200 CASE NO. and JUDGE 231430349Robinson 23-- 314 PlainIffs name, address, and telephone no. Trust Property Management c/o PlainIffs Aforney The Law Office of Aaron D. Cox, PLLC Aaron D. cox (P69346) 23820 Eureka Rd. Taylor, Ml 48180 (734) 287-3664 Defendant's name, address, and telephone no. Livery Clark 10400 Joy Road, Unit 102 Detroit, Ml 48204 MCR 2.107(B)(1)(b) and service of process For each method used, proof of service must be filed promptly with the court. 13. The mo on for alternate service is denied. Form MC 304, Rev. 3/23 Court Defendant Page 1 of PlainIff 2cols x 5 inches
PUBLIC NOTICE A Public Hearing on August 2, 2023, before the Planning Commission at 5:30
Transformative Opportunity: Empowering Educators
By Lynzee Mychael MULTIMEDIA JOURNALIST
Teachers are the unsung heroes of our society, shaping young minds and inspiring future generations. However, the noble profession of teaching often goes unrecognized and undervalued, with educators being notoriously underpaid. This prevailing issue has led to a severe shortage of qualified teachers, particularly in Michigan. But now, a groundbreaking initiative is set to revolutionize the educational landscape in Detroit.
Amidst the prevailing crisis of underpaid teachers and a shortage of qualified educators, Detroit Academy of Arts & Sciences (DAAS) proudly unveiled a visionary initiative that guarantees certified teachers an annual salary of $100,000. This unprecedented program aims to attract and retain the finest educators, propelling the quality of education to new heights and making a profound impact on the lives of its 1,000 students.
The DAAS, with less than 35 percent of its teachers currently certified, intends to bolster its pool of experienced educators by hiring 18 individuals at salaries of $100,000 each.
According to Lawrence Hood, the chief academic officer, “showing concern over their negative bank account balances,” showed the severity in increasing the salaries of their teachers.
Around seven years ago, 95 percent of the teachers at DAAS were certified. However, the current figure stands at just 34.9 percent, as reported by the school.
The current median salary for teachers in the district is approximately $60,000, but the initial plan involves hiring 18 teachers at a rate of $100,000 each, with the ultimate goal of achieving salary parity for all staff members. School officials confirmed that they will begin with approximately 18 teachers in the first year, aiming to have all 63 teachers on staff earning $100,000 within four years.
As a renowned charter school committed to academic excellence, DAAS
recognizes the crucial role teachers play in shaping young minds. With its innovative approach, it has taken a giant leap towards addressing the persistent crisis by redefining teacher compensation.
By offering a competitive salary package, DAAS aims to attract highly skilled and passionate educators, creating a thriving educational environment. With this initiative, it is forging a path to ensure that exceptional teachers are not only recognized but also adequately compensated for their invaluable contributions.
Adequate compensation is not only a reflection of respect for teachers’ expertise and dedication but also a means to alleviate financial burdens and enable educators to focus on delivering quality education. Competitive compensation empowers teachers to pursue continuous professional development, access cutting-edge resources and inspire a passion for learning in their students. By providing a highly competitive salary, schools can actively combat the systemic issue of teacher shortages.
In addition to the financial aspects, it is crucial for schools to cultivate an atmosphere that empowers and uplifts educators. When we invest in teachers by providing mentorship programs, avenues for career progression and a strong support network, their influence on students’ lives becomes even more significant. By placing teacher well-being and development at the forefront, educational institutions can establish a nurturing ecosystem that draws in and retains talented educators. This, in turn, not only enriches the lives of students but also enhances the entire community.
Achieving fair and competitive compensation for teachers requires a collaborative and comprehensive approach. By uniting schools, districts and policymakers, we can advocate for reform that considers financial resources, regional needs and educational goals. Raising public awareness about the importance of fair teacher compensation is also essential to generate
support and mobilize action. Together, these efforts build a strong coalition dedicated to ensuring fair compensation for teachers and creating a brighter future for education.
DAAS’ visionary initiative should serve as a clarion call for other schools and educational institutions across Michigan and beyond. It is time to recognize the pivotal role of teachers and take bold steps to transform the educational landscape. By replicating DAAS’ model of competitive compensation, schools can attract highly qualified professionals, enhance the quality of education and provide students with the best possible learning experiences.
July 13, 2023
PUBLIC COMMENT PERIOD FOR THE STATE OF MICHIGAN’S
CONSOLIDATED PLAN ANNUAL ACTION PLAN FOR FY23
THE ANNUAL ACTION PLAN INCLUDES COMMUNITY DEVELOPMENT BLOCK GRANT (CDBG) FUNDING TO BE USED FOR MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY’S (MSHDA) CDBG HOUSING INITIATIVES IN NON-ENTITLEMENT AREAS STATEWIDE
Prior to submission for further funding from the Housing and Urban Development (HUD) Office of Community Planning and Development, Michigan is required to publish an Annual Action Plan document for public review and comment tied to the State's five year Consolidated Plan. The Annual Action Plan proposes an action strategy by which needs will be addressed and reflects activities undertaken between July 1, 2023 - June 30, 2024. The Annual Action Plans are funded by six formula programs covered in the Michigan Consolidated Plan: HOME, Community Development Block Grant (CDBG), Housing Opportunities for Persons with AIDs (HOPWA), the Emergency Solutions Grant (ESG), Recovery Housing Program (RHP), and the Housing Trust Fund (HTF). The Michigan State Housing Development Authority (MSHDA) is responsible for preparing the Annual Action Plan as well as the annual Michigan CAPER report and soliciting comments from the public regarding the outcomes tied to the Plan on an annual basis.
The comment period will commence on Thursday, July 13, 2023, and end on Friday, August 11, 2023. The primary focus will be: 1) to receive comments regarding the draft annual action language and 2) to prepare a formal substantial amendment to the State of Michigan’s Consolidated Housing and Community Development Plan (the Consolidated Plan). The Consolidated Plan proposes an action strategy by which those needs will be addressed through five program years. A FY 23 formal amendment is being covered by the Michigan Consolidated Plan to incorporate housing activities for CDBG.
The Michigan State Housing Development Authority (MSHDA) is responsible for preparing the Michigan Consolidated Plan and soliciting comments from the public regarding the plan and its subsequent amendments.
An in-person public hearing will be held at the MSHDA office, 735 E. Michigan Avenue, Lansing on Wednesday, July 26, 2023 from 8 am – 9 am. A virtual public hearing will be held on Thursday, August 3, 2023 from 4 pm – 5 pm via Microsoft Teams, Meeting ID: 240 378 217 118, Passcode: RBPWbe OR call in (audio only) +1 248-509-0316,,264337128#, Phone Conference ID: 264 337 128#
All interested parties are invited to submit written comments directly related to the proposed amendment to the current Michigan Consolidated Action Plan. Information gathered during the written comment period will be used to substantiate a formal amendment to the Michigan Consolidated Action Plan and the Annual Action Plan submission.
Individuals and organizations may submit written comments to MSHDA, Attn: Tonya Joy, 735 East Michigan Avenue, P.O. Box 30044, Lansing, MI 48909. Written comments must be received no later than August 11, 2023. Comments can also be submitted to the MSHDA Consolidated Plan Coordinator via e-mail to mshda-cdbg@michigan.gov
Copies of the Michigan Consolidated Action Plan and Annual Action Plan may be downloaded free of charge from the MSHDA website at www.michigan.gov/mshda/neighborhoods/michigan-consolidated-plan.
STATE OF MICHIGAN BEFORE THE MICHIGAN PUBLIC SERVICE COMMISSION
****
NOTICE OF HEARING FOR THE ELECTRIC AND GAS CUSTOMERS OF DTE ENERGY COMPANY
CASE
NO. U-21313
DTE Electric Company and DTE Gas Company requests Michigan Public Service Commission requesting approval of the reconciliation of DTE’s Energy Waste Reduction plan, for the plan year 2022, and authority to implement Energy Waste Reduction surcharges, and other related relief.
• The information below describes how a person may participate in this case. You may call or write DTE Energy Company, One Energy Plaza, Detroit, MI 48226, 313-235-8000 for a free copy of its application. Any person may review the documents at the offices of DTE Energy Company or on the Commission’s website at: michigan.gov/mpscedockets
• A pre-hearing will be held:
• A pre-hearing will be held: DATE/TIME: Thursday, August 17, 2023 at 10:00 AM BEFORE: Administrative Law Judge Sally Wallace LOCATION: Video/Teleconferencing
PARTICIPATION: Any interested person may participate. Persons needing any assistance to participate should contact the Commission’s Executive Secretary at (517) 284-8096, or by email at mpscedockets@ michigan.gov in advance of the hearing.
The Michigan Public Service Commission (Commission) will hold a prehearing to consider DTE Electric Company and DTE Gas Company’s (DTE) June 29, 2023 application requesting the Commission to: 1) determine that DTE’s Energy Waste Reduction (EWR) Plans are reasonable and prudent, and that they meet all relevant requirements of Act 295, as amended by PA 342; 2) approve the proposed 2024-2025 EWR Plan surcharges and the Performance Incentive Mechanisms; 3) approve the necessary accounting authority as proposed by DTE; and 4) grant other and further relief as is deemed necessary by the Commission.
All documents filed in this case shall be submitted electronically through the Commission’s E-Dockets website at: michigan.gov/mpscedockets
Requirements and instructions for filing can be found in the User Manual on the E-Dockets help page. Documents may also be submitted, in Word or PDF format, as an attachment to an email sent to: mpscedockets@ michigan.gov. If you require assistance prior to e-filing, contact Commission staff at (517) 284-8090 or by email at: mpscedockets@ michigan.gov
Any person wishing to intervene and become a party to the case shall electronically file a petition to intervene with this Commission by August 10, 2023. (Interested persons may elect to file using the traditional paper format.) The proof of service shall indicate service upon DTE Energy Company’s attorney, Breanne K. Reitzel, One Energy Plaza, Detroit, MI 48226. The prehearing is scheduled to be held remotely by video conference or teleconference. Persons filing a petition to intervene will be advised of the process to participate in the hearing.
Any person wishing to participate without intervention under Mich Admin Code, R 792.10413 (Rule 413), or file a public comment, may do so by filing a written statement in this docket. The written statement may be mailed or emailed and should reference Case No. U-21322. Statements may be emailed to: mpscedockets@michigan.gov. Statements may be mailed to: Executive Secretary, Michigan Public Service Commission, 7109 West Saginaw Hwy., Lansing, MI 48917. All information submitted to the Commission in this matter becomes public information, thus available on the Michigan Public Service Commission’s website, and subject to disclosure. Please do not include information you wish to remain private. For more information on how to participate in a case, you may contact the Commission at the above address or by telephone at (517) 284-8090. Requests for adjournment must be made pursuant to Michigan Office of Administrative Hearings and
DATE/TIME: Tuesday, August 15, 2023 at 10:00 AM
BEFORE: Administrative Law Judge Sally Wallace
LOCATION: Video/Teleconferencing
PARTICIPATION: Any interested person may participate. Persons needing any assistance to participate should contact the Commission’s Executive Secretary at (517) 284-8096, or by email at mpscedockets@ michigan.gov in advance of the hearing.
The Michigan Public Service Commission (Commission) will hold a prehearing to consider DTE Electric Company and DTE Gas Company’s (DTE) June 16, 2023 application requesting the Commission to: 1) determine that DTE’s reconciliations for its 2022 Energy Waste Reduction plan year is just and reasonable, and that they meet all relevant requirements of Act 295 as amended by Act 342; 2) approve DTE’s reconciliations for the 2022 EWR plan year, the performance incentives, and the associated proposed tariffs; 3) approve the necessary accounting authority as proposed by DTE; and 4) grant DTE other and further relief as deemed necessary.
All documents filed in this case shall be submitted electronically through the Commission’s E-Dockets website at: michigan.gov/mpscedockets Requirements and instructions for filing can be found in the User Manual on the E-Dockets help page. Documents may also be submitted, in Word or PDF format, as an attachment to an email sent to: mpscedockets@ michigan.gov. If you require assistance prior to e-filing, contact Commission staff at (517) 284-8090 or by email at: mpscedockets@ michigan.gov
Any person wishing to intervene and become a party to the case shall electronically file a petition to intervene with this Commission by August 8, 2023. (Interested persons may elect to file using the traditional paper format.) The proof of service shall indicate service upon DTE Energy Company’s attorney, Breanne K. Reitzel, One Energy Plaza, Detroit, MI 48226. The prehearing is scheduled to be held remotely by video conference or teleconference. Persons filing a petition to intervene will be advised of the process to participate in the hearing.
Any person wishing to participate without intervention under Mich Admin Code, R 792.10413 (Rule 413), or file a public comment, may do so by filing a written statement in this docket. The written statement may be mailed or emailed and should reference Case No. U-21313. Statements may be emailed to: mpscedockets@michigan.gov. Statements may be mailed to: Executive Secretary, Michigan Public Service Commission, 7109 West Saginaw Hwy., Lansing, MI 48917. All information submitted to the Commission in this matter becomes public information, thus available on the Michigan Public Service Commission’s website, and subject to disclosure. Please do not include information you wish to remain private. For more information on how to participate in
Page B-6 | July 19-25, 2023 | michiganchronicle.com
a case, you may contact the Commission at the above address or by telephone at (517) 284-8090. Requests for adjournment must be made pursuant to Michigan Office of Administrative Hearings and Rules R 792.10422 and R 792.10432. Requests for further information on adjournment should be directed to (517) 284-8130. For more information on how to participate in a case, you may contact the Commission at the above address or by telephone at (517) 284-8090. Jurisdiction is pursuant to 1909 PA 106, as amended, MCL 460.551 et seq.; 1909 PA 300, as amended, MCL 462.2 et seq.; 1919 PA 419, as amended, MCL 460.54 et seq.; 1939 PA 3, as amended, MCL 460.1 et seq.; 1969 PA 306, as amended, MCL 24.201 et seq.; 2008 PA 295, as amended, MCL 460.1001 et seq., and Parts 1 & 4 of the Michigan Office of Administrative Hearings and Rules, Mich. Admin Code, R 792.10106 and R 792.10401 through R 792.10448. DTE1842 | 2023 Print Ad Customization/NOHs/NOH U-21313 STATE OF MICHIGAN BEFORE THE MICHIGAN PUBLIC SERVICE COMMISSION **** NOTICE OF HEARING FOR THE ELECTRIC AND GAS CUSTOMERS OF DTE ENERGY COMPANY CASE NO. U-21322 • DTE Electric Company and DTE Gas Company requests Michigan Public Service Commission for approval of their Energy Waste Reduction Plans pursuant to MCL 460.1001 et seq. (2008 PA 295, the Michigan Clean, Renewable, and Efficient Energy Act as amended by 2016 PA 342), and authority to implement EWR surcharges, and other related relief.
The information below describes how a person may participate in this case. You may call or write DTE Energy Company, One Energy Plaza, Detroit, MI 48226, 313-235-8000 for a free copy of its application. Any person may review the documents at the offices of DTE Energy Company or on the Commission’s website at: michigan.gov/mpscedockets
•
Rules R 792.10422 and R 792.10432. Requests for further information on adjournment should be directed to (517) 284-8130. For more information on how to participate in a case, you may contact the Commission at the above address or by telephone at (517) 284-8090. Jurisdiction is pursuant to 1909 PA 106, as amended, MCL 460.551 et seq.; 1909 PA 300, as amended, MCL 462.2 et seq.; 1919 PA 419, as amended, MCL 460.54 et seq.; 1939 PA 3, as amended, MCL 460.1 et seq.; 1969 PA 306, as amended, MCL 24.201 et seq.; 2008 PA 295, as amended, MCL 460.1001 et seq., and Parts 1 & 4 of the Michigan Office of Administrative Hearings and Rules, Mich. Admin Code, R 792.10106 and R 792.10401 through R 792.10448. DTE1842 | 2023 Print Ad Customization/NOHs/NOH U-21322
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michiganchronicle.com | July 19-25, 2023 | Page B-7 5.5 billion vaccinated from COVID-19 e f Have more questions? We’ve got answers. As a parent you want to help protect your child. The COVID-19 vaccine helps prevent kids from getting severely ill, and helps protect them from long-term complications. Children 6 months and up can get vaccinated and age-appropriate boosters are available when eligible. To learn more, talk to your health care provider or visit Michigan.gov/KidsCOVIDvaccine. NO DETROIT RESIDENT WILL FACE WATER SHUTOFF IF ENROLLED IN AN ASSISTANCE PROGRAM If you are low-income, apply for the DWSD Lifeline Plan. Go to waynemetro.org/DWSDlifeline Call 313-386-9727 If you are not low-income and have a past due balance, the 10/30/50 Plan is for you. Enroll at detroitmi.gov/DWSD Call 313-267-8000 DWSD Lifeline Plan provides the LOWEST total water, sewer and drainage BILL IN THE NATION at $18 PER MONTH
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Page B-8 | July 19-25, 2023 | michiganchronicle.com Closing costs grant up to $7,500 as a lender credit. 2 Down payment as low as 3% . Income limits apply.4 Down payment grant up to $10,000 or 3% of the purchase price, whichever is less. Product availability and income restrictions apply. 3 $10,000 3% $7,500 Our Community Homeownership Commitment1 can help you turn your vision into reality. Here’s how: Learn more at bankofamerica.com/homeowner You are invited to apply. Your receipt of this material does not mean you have been prequalified or preapproved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval. Down Payment program and America’s Home Grant program: Qualified borrowers must meet eligibility requirements such as being owner-occupants and purchasing a home within a certain geographical area. Maximum income and loan amount limits apply. Minimum combined loan-to-value must be greater than or equal to 80%. The home loan must fund with Bank of America. Bank of America may change or discontinue the Bank of America Down Payment Grant program or America’s Home Grant program or any portion of either without notice. Not available with all loan products, please ask for details. 2 Additional information about the America’s Home Grant program: The America’s Home Grant program is a lender credit. Program funds can only be used for nonrecurring closing costs including title insurance, recording fees, and in certain situations, discount points may be used to lower the interest rate. The grant cannot be applied toward down payment, prepaid items or recurring costs, such as property taxes and insurance. Borrowers cannot receive program funds as cash back. Additional information about the Down Payment program: Down Payment program is available with one mortgage product. Program funds can be applied toward down payment only. Borrowers cannot receive program funds as cash back in excess of earnest money deposits. Down Payment Grant program may be considered taxable income, a 1099-MISC will be issued, consult with your tax advisor. May be combined with other offers. The Bank of America Down Payment Grant program may only be applied once to an eligible mortgage/property, regardless of the number of applicants. Homebuyer education is required. 4 Maximum income and loan amount limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Maximum loan-to-value (“LTV”) is 97%, and maximum combined LTV is 105%. For LTV >95%, any secondary financing must be from an approved Community Second Program. Homebuyer education may be required. Other restrictions apply. America’s Home Grant, Bank of America Community Homeownership Commitment, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation. Bank of America, N.A. Member FDIC. Equal Housing Lender © 2023 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. MAP5718815 BAAM0681100 What would you like the power to do?® Can’t stop thinking about owning a home?