MINDANAO DAILY JANUARY 27,2012

p2 Bukidnon prepares for Kaamulan festival

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PNoy’s visit at Xavier Ecoville resettlement

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VOL. 1, No. 213

Cagayan de Oro City

Friday

January 27, 2012

P8.00

For more details, contact Tel. No.: 309-5276 HERMILINO VILLALON Manager

Solons say insurance firms should pay vehicle Amante inks deal for owners for claims not covered by ‘Acts of God’ bio-science MINDANAO lawmakers have asked the Insurance Commission (IC) to order insurance companies to pay the proceeds of vehicles damaged by typhoon Sendong even if these claims are not covered by Acts of God, to hasten the recovery of the victims.

In House Resolution 2022, Reps. Rufus Rodriguez (2nd District, Cagayan

RUFUS RODRIGUEZ

project

de Oro City) and Maximo Rodriguez Jr. (Party-list, Abante Mindanao) said the IC should issue the directive, citing the tremendous damage, including the loss of lives and destruction of property and vehicles in Cagayan de Oro and Iligan City brought about by typhoon Sendong. “ Ty p h o on S e n d ong SOLONS/PAGE 11

MAXIMO RODRIGUEZ JR.

By PAT SAMONTE Regional Editor-Caraga with MANUEL EGAY Caraga News Bureau

Candles and flowers are arranged by people who came to the 40-day commemoration of the Sendong tragedy along the Cagayan River. These candles were lighted and floated down the river along with the flowers. Hundreds of people joined the affair led by Archbishop Antonio Ledesma and government officials.

Photo by Gerry L. Gorit

Sendong victims get housing loan relief

By CRIS DIAZ, Associate Editor

THE National Home Mortgage Finance Corporation (NHMFC) is implementing a moratorium on the monthly amortization of housing loan accounts severely affected by tropical storm “Sendong” in the hard-hit cities of Cagayan de Oro and Iligan.

President Noynoy Aquino chats with Cagayan de Oro Mayor Vicente Y. Emano during Wednesday’s turnover of first housing units at Calaanan, Barangay Canitoan for Sendong victims of the city. Observers were trying to find out if the President would hand to the mayor the latter’s suspected suspension order but no such document was seen. Photo by Gerry L. Gorit

Vice-President and housing czar Jejomar C. Binay on Wednesday approved a resolution granting a continuing authority to effect a moratorium on the monthly amortization of accounts affected by natural calamities such as in the recent devastation caused by a typhoon

in the Mindanao region subject to confirmation by the Board of Directors.

This will allow Management to immediately act on similar situations.

In the case of the “Sendong” victims, the program will run from January to June 2012. With the mora-

torium, the existing terms of the affected accounts are adjusted accordingly.

At least, 2,305 accounts of 14 housing subdivisions were severely affected by the typhoon.

In Cagayan de Oro City, the affected subdivisions include Emily Home Subdivision, NHA Lourdeville Subdivision, Gold City Subdivision, Villa Nena Subdivision, Villa Angela Subdivision, Villa Candida Subdivision, Scions Executive Village, Villa Mar Subdivision, Virginia Homes, Virginia Village, PN Roa Subdivision, Vamenta State Subdivision and Gokingville SENDONG/PAGE 11

BUTUAN City––Mayor Ferdinand Amante Jr. signed yesterday a memorandum of understanding with Ken Namioka, executive director of E’s Inc. of Japan on a bio-science research and development project using insect power compost which, if adopted, is expected to benefit the agricultural sector and this city’s economy.

Under the MOU, the Japanese firm will set up facilities at the Caraga State University here where research and development will be conducted under the Japan International Cooperation Association BUNYE/PAGE 7

WEATHER UPDATE D I F FUSED t a i l e n d of a cold front affecting Visayas and Northern Mindanao.

Visayas and Mindanao will experience mostly cloudy skies with scattered rainshowers and thunderstorms.

Northern and eastern sections of Luzon will have mostly cloudy skies with light rains.

The rest of Luzon will be partly cloudy to cloudy with isolated light rains.

Moderate to strong winds blowing from the Northeast will prevail over Luzon and Visayas and the coastal waters along these areas will be moderate to rough.

E lse where, winds will be moderate coming from the East and Northeast with moderate seas.

SOURCE : PAGASA

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Editor: RUEL PELONE , Email; mindanaodailynews@gmail.com

Victims of typhoon in Oro to move into row houses

By GERRY L. GORIT Photo-journalist

FRIDAY, JANUARY 27, 2012

PIA News Bits Director Abner M. Caga PIA, R10 & 13 Cluster

CAGAYAN de Oro City––The turnover of the first units of row houses built by the Habitat for Humanity Philippines Foundation in Calaanan, barangay Canitoan, was led by President Benigno Aquino III Wednesday.

President Aquino also joined volunteers in the ongoing construction of other units for the families affected by the flashfloods brought by typhoon Sendong last month.

Bukidnon prepares for Kaamulan festival President Benigno S.Aquino III is briefed on the master plan for Xavier Ecoville by A Brown Co. Inc. President Robertino Pizarro as Xavier University-Ateneo de Cagayan Board of Trustees Chair Elpidio Paras looks on.

Photo by Mike Banos, NPN The city council, during a regular session presided

by Vice Mayor Caesar Ian Acenas, acted on the recommendation of Mayor Vicente

WELCOME!!!

Emano to authorize the construction of the row houses as well as community facilities in the area, which is the city’s relocation site.

Legislators appropriated more than P60 million from cash donations to the city for this project and allocated P50 million that was turned over

by President Aquino for the construction of more houses.

This housing for the Sendong victims is in addition to other similar projects undertaken by organizations such as the Xavier Ecoville in barangay Lumbia.

Vice President Jejomar Binay was also with President Aquino who also visited Iligan City for the same purpose. The housing projects are being undertaken in cooperation with the Department of Social Welfare and Development, National Housing Authority, Department of Public Works and Highways and other agencies.

BUKIDNON––Kaamulan Festival 2012 preparations are in full swing. The festival, which starts first week of February, is anchored on the theme “Mainstreaming of Indigenous People’s Customs Toward Ecological Appreciation and Sustainable Development.” The Kaamulan Management Committee currently holds meeting, with the advocacy and promotions subcommittee to facilitate media coverage during the three traditional rituals by tribal elders and prepare for the orderly and peaceful conduct of different activities.

Butuan continues Philhealth premiums

BUTUAN City––Mayor Jun Amante assured that the city will continue to pay the PhilHealth coverage of indigent residents. This, despite the 100% rate increase. This will be augmented with funds from President Aquino and Rep. Jose Aquino, the mayor said. (Butuan PIO)

Good housekeeping up for discussion today

SURIGAO del Norte––The Provincial Development Council’s Development Administration Committee convenes today, January 27, 2011 at the Sangguniang Panlalawigan Conference Room, Surigao City . Agenda, include the Search for Outstanding Barangay, Search of Good Housekeeping and Performance Challenge Fund and EO.

Butuanons join autisim week celebration

BUTUAN City––Butuanons are currently joining the nationwide celebration of Autism Consciousness Week, January 22-29. Activities include a Walk-for-a-Cause from the Capitol site, followed by a short program at BCES grounds, in coordination with the DepEd and BCES-SPED Center. (Butuan PIO)

Another clean-up drive in Oro slated on January 28

PATNUBAY “PAT” SAMONTE Mindanao Daily’s Regional Editor for Caraga areas

For inquiries about Mindanao Daily newspaper publications in Caraga areas please contact PAT SAMONTE at 0912-8091093

CAGAYAN de Oro City–– The city government of Cagayan de Oro has tapped the services of various sectors and barangays in an effort to restore and clean the city from the debris left by typhoon Sendong.

Earlier, the City Council enacted an ordinance authorizing Mayor Vicente Emano to sign and enter into Memorandum of Agreement (MOA) with the United Nations Development Program (UNDP)-Philippines for the management and implementation of the Cagayan de Oro debris cleaning and clean-up drive.

UNDP is the United Nations’ global development network, which advocate

Barangay Update Harry Del Puerto change to help people build a better life.

UNDP’s programs include crisis prevention and recovery in Barangay Carmen clean-up drive.

Last week, more than 4,000 volunteers from 23 municipalities and three cities in Misamis Oriental participated in a clean-up drive in Barangay Carmen.

The members of the

Kagay-anon Katimbayayong mo Kami (KKK), which was initiated by congressmen from the first and second districts of Misamis Oriental and Cagayan de Oro, the Vice Mayors League of Misamis Oriental and mayors of the province.

KKK will be holding another clean-up drive in Cagayan de Oro on January 28.

News In Focus

3 Miners decry impartial anti-mining conference

Editor: CRIS DIAZ , Email: cris_d1954@yahoo.com

GENERAL Santos City–– Mining industry players under the Chamber of Mines of the Philippines (COMP) censured organizers on Thursday of the 2012 International Conference of Mining in Mindanao for excluding them from the event.

Organized by the Ateneo de Davao University (AdDU) and the Catholic Educational Association of the Philippines, the two-day mining conference opened Thursday in Davao City.

In a statement, Rocky

FRIDAY, JANUARY 27, 2012

Dimaculangan, COMP vice president for communications, said they earlier sent a letter addressed to Fr. Joel Tabora, SJ, AdDU president, requesting participation to the conference, but the group did not receive a response.

In its letter, the chamber said, “We do understand your anxieties and your genuine concern for the protection of our environment and our people and we share the same concern particularly on how we can efficiently utilize our re-

sources for the betterment of our country and citizens.”

The COMP stressed that in order to achieve this, it is necessary to pursue real multi-stakeholder dialogues.

Conference organizers could not immediately be reached for comments.

Mindanao has the largest resources and reserves inventory in the country of copper at five billion tonnes, gold at 3.4 billion tonnes, aluminum at 292 million tonnes, and iron at 411 billion tonnes, according to the COMP statement. (PNA)

President Benigno S. Aquino III meets beneficiaries of the Xavier Ecoville resettlement area, a private sector initiative during his Jan. 25 sortie to Iligan and Cagayan de Oro. Photo by Mike Banos, NPN

Defense: ‘Too good, too soon to conclude’

By PERFECTO T. RAYMUNDO JR. of PNA

DEFENSE Spokesman lawyer Tranquil Salvador III on Thursday questioned the celebratory mood of the prosecution saying that “it is too good, too soon to conclude.”

“The Prosecution evidence on income of CJ Corona is incomplete thereby making their conclusion malicious. The Defense has not been opposing the release of CJ Corona’s SALNs (Statements of Assets, Liabilities and Net worth and ITR (Income Tax Return) but it has to be made properly, based on a simple, clear and understandable charge,” which the Impeachment Court has so ruled yesterday. The presentation of evidence should also be according to the rules of the Impeachment Court,” Salvador said.

“What did we learn yesterday?” he said, “the BIR (Bureau of Internal Revenue) national office has no records of his income from FY2002-2005.”

“Henares (BIR Commissioner Kim Jacinto-Henares) must at least be asked two things: 1) compensation income does not include allowances that are tax-exempt; 2) anyone can acquire and own property such as inheritance or borrowing, and such property may be sold after,” Salvador said.

He said that the tax known as capital gains tax is a final tax paid by seller.

Without payment of tax, no certificate authorizing registration (CAR) can be issued by BIR, Salvador said.

Moreover, he said, there were also instances where one buys a property without causing the transfer of title to his name.

“Do not look far!” a message another Defense Spokesman Atty. Ramon Esguerra, suggested to the prosecution.

Esguerra was a former Undersecretary of the De-

CORONA partment of Justice (DOJ).

The “SALNs show CJ Corona borrowed P11 million to pay for La Vista property.

This was later sold for P18 million. CJ Corona also sold Ayala Heights lot for P8 million,” Esguerra said.

He suggested to the prosecution “to do basic math.”

Esguerra said that P18 million plus P8 million would give you P26 million for the La Vista and Ayala Heights properties.

The two major condo units cost a total of P24 million, he said.

The Marikina lots, “inherited by Mrs. Corona, were sold and proceeds of which went into savings or used to buy properties, possibly Burgundy first and then Columns,” Esguerra said.

A very old house and lot in Xavierville was inherited and CJ and Mrs. Corona lived there for the last 40 years, he said.

Defense Spokesperson Atty. Karen Jimeno said that, “From Day 1, the Chief Justice has already said he will fight this battle head on.”

“We have not seen any damning evidence up to this time. As soon as we get our turn, the Defense will show the Chief Justice is completely innocent of all the charges. The fight has just begun for the Defense,” Jimeno said. (PNA)

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MONDAY, JANUARY27, 9, 2012 FRIDAY, JANUARY

Editor: Editor: CRISCRIS DIAZDIAZ , Email: cris_d1954@yahoo.com

Chinese miner robbed of P2m cash of his companion Dong Yi. Police who conducted follow-up investigation recovered the abandoned carnapped vehicle at the parking lot pf a shopping mall in Butuan City two days after the incident. Investigators are still trying to identify the suspects in he (Wen) was dropped in one of the biggest heist this front of the city’s catholic year. CD church before fleeing to unknown direction.

Police said the suspects divested the Chinese miner of P1,500,000 cash, cash Chinese Yuan amounting to 40,000, Hongkong dollar 500, undetermined amount of Taiwan dollar, Check book, Express ATM card, gold necklace weighing 200 grams, gold watch FORMER Local Water Utilities worth P500,000, cellphone, Administration (LWUA) Board Taiwanese passport, US Chairman Propero Pichay, Jr. was passport and the passport charged with alleged corruption,

FIVE unidentified armed men robbed a Chinese national engaged in mining in Barobo, Surigao del Sur last week of more than P2 million cash including foreign currencies and jewelries and carnapped his service vehicle, a police report said.

Wen Tsen Nan, 56, Gen. Manager of Triple Win Mining Company, was driving his Silver Toyota Hilux with plate number KDZ-735 en route to Barobo, Surigao del Sur when armed men flagged him down at gunpoint in Sitio Agsur, Bahi, Barobo, Agusan del Sur. Wen told police that, at gunpoint, the suspects commandeered his service vehicle toward Lianga, Surigao del Sur then rerouted toward a mountainous portion of Bayugan City where

DOJ files graft raps v. Pichay in Ombud

AMENDED EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON Notice is hereby given that the intestate estate of late ANATOLIA VELEZ CORPUZ, who died on September 22, 2008, at Iponan, Cagayan de Oro City, leaving a Parcel of Land (Lot No. 6590 of the Cadastral Survey of Cagayan) situated in the Barrio of Iponan, City of Cagayan de Oro, Island of Mindanao. Containing an area of EIGHT THOUSAND FIVE HUNDRED THIRTY (8,530) SQUARE METERS, more or less and embraced in TCT No. T-15561, considering that 450 square meters portion of which was already sold by the deceased during her lifetime on June 3, 2010 registered under Doc. No. 384, Page No. 077, Book No. 76, Series of 2010 before Notary Public Atty. Buenaventura E. Sagrado; with a remaining area of 8, 080 square meters only is under EXTRAJUDICIAL SETTLEMENT OF ESTATE OF DECEASED PERSON in favor to JESUS M. CORPUZ, of legal age, widow, Filipino citizen and a resident of Iponan, Cagayan de Oro City;MEVELYN J. LIGSANAN, of legal age, married, Filipino citizen and a resident of Iponan, Cagayan de Oro City; FRANK V. CORPUZ, of legal age, married, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; EMMA V. CORPUZ-CAMPION, of legal age, married, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; WILBUR V. CORPUZ, of legal age, married, Filipino citizen, and a resident of Villa Trinitas Subdivision, Bugo, Cagayan de Oro City; DEMOCRITO V. CORPUZ, of legal age, married, Filipino citizen and a resident of Iponan, Cagayan de Oro City; QUINTILITO V. CORPUZ, of legal age, married, Filipino citizen and a resident of Iponan, Cagayan de Oro City; ROSITO V. CORPUZ, of legal age, married, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; VERNA C. CORPUZ-OBSIOMA, of legal age, married, Filipino citizen, a resident of Iponan, Cagayan de Oro City; JOHNRO D. MAANDIG, of legal age, married, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; JAY JACALAN, of legal age, married, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; and NONILYN C. JACALAN, of legal age, single, Filipino citizen, and a resident of Iponan, Cagayan de Oro City; mutually agreed to amend the said Extrajudicial Settlement to include all compulsory heirs and to correct the assigned areas among others being her surviving spouse and children, as per Doc. No. 386; Page No. 077; Book No. XXIX; Series of 2011; under Notary Public of Atty. MARIA NORA L. GONZALES-CAGANG. MDB: JAN. 20, 27 & FEB. 3, 2012

Datu Nilo Gabao with his wife of the Tiguahanon Tribe of Bukidnon in a Ceremony during the Thanksgiving and groundbreaking ceremonies of the 3,000 square meter area of COC-Phinma campus on January 21 at Purok 6, Puerto, Cagayan de Oro City. Looking on are COC-Phinma Education Network President Dr. Chito Salazar, Misamis Oriental Governor Oscar Moreno, with staff and guests. malversation and violation of Photo by Rolando Sudaria banking law in connection with the alleged anomalous purchase of the embattled Express Savings Bank Inc. in 2009.

Also charged with Pichay was acting LWUA administrator Daniel Landingin. Pichay erstwhile served as Congressman in Surigao del Sur’s legislative district.

The Department of Justice (DOJ) filed the charges described

by Malacañang as a milestone in Aquino government’s quest to fight corruption.

In 2009, the LWUA, under the leadership of Pichay and Landingin, entered into allegedly anomalous transactions with Express Savings Bank, Inc. (ESBI), then on the verge of bankruptcy.

Eighty million pesos was used to acquire 60 percent of the outstanding capital stock of ESBI, while another 400 million pesos taken from the LWUA funds was deposited into the ESBI. The resolution of the DOJ panel, along with all records of the case, has been transmitted to the Office of the Ombudsman for appropriate action. CD

New COC-Phinma college unveiled

By JOE PALABAO, Reporter

CAGAYAN de Oro CollegePhinma marks another milestone in its vision to make COC a university in two years from now as it unveils and inaugurates the Groundbreaking Ceremony of COC-Phinma Puerto Campus, one of the institution’s newest installments in active pursuit to actualization of her mission in bringing “Success Within Reach” for its students last January 21, 2012.

The groundbreaking ceremony gathered the city’s public service officials, company leaders in Misamis Oriental, media partners as well as corporate HR managers and distinguished individuals.

Among the honored guests present were Dr. Zenaida G. Gersana, Regional Director of the Commis-

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sion on Higher Education (CHED), Governor Oscar P. Moreno, Provincial Governor who is very supported in all the projects of COCPhinma in the city.

Puerto Barangay Capt.

Claro B. Derecho, and Barangay officials from Bugo, Agusan graced the occasion and contributed to the success of the event alongside other dignitaries from nearby Barangays.

One interesting part of the groundbreaking ceremony was the presence of Datu Nilo Gabao of the Manobo-Tighuahanon Tribe of Bukidnon based at the Gardens of Malasag managed by TIEZA as his group performed the indigenous PANANGHID RITUAL and Thanksgiving Ceremony together with COC-Phinma President-Dr. Chito B. Salazar in constructing the structure to the MAGBAYAYA-God the Almighty vis.a.vis the ground breaking and blessing performed by a Columban priest Rev. Fr. Paul Finlayson of the Parish of Our Lady of Holy Rosary-Agusan, Cagayan de Oro City.

The groundbreaking of the 3,000 square meter commercial lot is the beginning of the construction process of a three-storey state-ofthe-art Education Facility, Laboratories of multifarious functions that would tend to Secondary Education (High

School), Information Technology, Arts and Sciences, Criminology, Education, Management, Accountancy and HRM courses alongside a comprehensive library, and student lounges would highlight the campus.

The building plan, the whole process would span to three years under three phases. The first phase is to accommodate more than 1,500 students and upon its completion, estimates indicate that this satellite campus can cater to more than 4,000.

“The first step to making life better through education is to make education accessible” says the Phinma Education Network President Dr. Chito Salazar “After achieving our goal of providing quality affordable education in Carmen, and surrounding communities, it’s time to extend this to more students, particularly in Barangay Puerto, its neighboring barangays, Misamis Oriental and Bukidnon. By brining the school to them, we lower their transportation costs and remove the need for boarding houses, So not only are our tuition and fees more affordable, the overall costs of sending kids to college are lower.”

“Our goal is to make the dreams of our students and their families come true,” Dr. Salazar shared. “With COC-Phinma in Puerto, success is now physically within reach.”

DepEd-Marawi revives athletic meet

By FRANK E. DOSDOS JR., Contributor

AFTER unceremoniously stopping the Annual Athletic Meets two years ago, the Division of City Schools of Marawi revived it as it opened the 2012 Marawi City Division Athletic Meet in the Division Quadrangle at Barangay Kilala, Angoyao, Marawi City last Januar 22.

City Schools Division Superintendent Hadja Mona A. Macatanong told newsmen that the Athletic Meets in the division stopped two years ago after she was relieved REVIVES/PAGE 11

Development

FRIDAY, JANUARY 27, 2012

Editor: RUEL PELONE , Email; mindanaodailynews@gmail.com

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Legarda seeks creation of Lake Lanao development authority STRESSING that the Lake Lanao and its watersheds are now in the middle of an ecological crisis, Senator Loren Legarda is pushing for the creation of the Lake Lanao Development Authority.

Legarda said that a 2006 study made by the Mindanao State University found that the Lake suffers from massive algae contamination brought about by indiscriminate logging, extensive land-use and farming.

“The continued deterioration of Lake Lanao is most unfortunate given its historical, cultural, economic and ecological importance to the country.

Being the only ancient lake in

President Benigno S. Aquino III speaks to beneficiaries and organizers of the Xavier Ecoville resettlement area for victims of Tropical Storm Sendong during a Jan. 25 sortie to Iligan and Cagayan de Oro. Photo by Mike Banos, NPN

THE Department of Tourism Regional Office 10 had joined hands in facilitating relief goods to the victims of typhoon Sendong in Cagayan de Oro and Iligan cities.

The distribution of donations coming from the national office of the Tourism department and from Unilever Philippines, was led by DOT-10 Director Catalino ‘Butch’ E. Chan 111 and assisted by his staff and some volunteers.

Victims temporarily housed at various evacuation centers in Brgys. Kauswagan, Consolacion and Iponan in Cagayan de Oro and in the city of Iligan were elated by the goods that they have received from DOT officials.

According to Chan, Cebu and Davao Travel and Tours Operators, Hotels and Tourism Destination Operators have pooled their resources and sent to various DOT Offices for distribution to the victims of typhoon Sendong.

The humanitarian efforts by the tourism department were ledt by Secretary Ramon R. Jimenez, Jr. together with DOT Region V11, Regional Director Rowena Lu Y. Montecillo-Cebu City, Mr. Prudencio ‘Denden’ Regis, Supervising Tourism Operations Officer of DOT X1-Davao City, USEC Maria Victoria V. Jasmin-DOT Manila, and former DOT Secretary Narzalina Lim.

plants, collectively responsible for 70% of the island’s energy needs,” she added.

Legarda pointed out that although the poor state of the Lake is attributed to man-made activity, this was further compounded by the absence of a clear framework in managing its water and watershed resources.

Thus, Legarda filed Senate Bill 3097, which seeks to establish an effective policy and regulatory administration over Lake Lanao thru the Lake Lanao Development Authority, thereby ensuring the promotion and development of Mindanao’s important natural resource base in a sustainable manner.

Republic of the Philippines DEPARTMENT OF PUBLIC WORKS AND HIGHWAYS Region X BUKIDNON 3RD DISTRICT ENGINEERING OFFICE Office of the District Engineer Dicklum, Manolo Fortich, Bukidnon

DOT distributes relief goods to Sendong victims

By JOE PALABAO, Reporter

the country, Lake Lanao is considered of prime ecological importance which justified the establishment of the Lake Lanao Watershed way back in 1992 pursuant to Presidential Proclamation No. 871,” the Senator explained.

“Considered as part of their ancestral domain, Lake Lanao is also of significant historical and cultural importance to indigenous peoples, particularly the Maranao peoples who continue to live in areas surrounding the lake. More importantly, it plays an important role in securing Mindanao’s energy needs as it supplies water for six of its existing hydroelectric power

INVITATION TO BID The DPWH, Bukidnon 3rd Disrict Engineering Office, Dicklum, Manolo Fortich, Bukidnon, through its Bids and Awards Committee (BAC), invites contractors to apply to bid for the following contract (s): I. Contract ID Contract Name

: 12KC0001 : Improvement/Rehabilitation of Alae-Camp PhillipsMampayag-Dahilayan Road Section, Sta.19+000 - Sta. 23+ 569 (with exceptions) Scope of Work : Widening and concreting with a total length of 2.08 Km, 6.10m width and 0.23m thick Contract Location : Manolo Fortich, Bukidnon Appropriation : Php 44,000,000.00 ABC : Php 43,000,000.00 Cost of Bidding Documents : Php 20,000.00 Contract Duration : 280 Calendar Days

Procurement will be conducted through open competitive bidding procedures in accordance with R.A 9184 and its Revised Implementing Rules and Regulations.

To bid for this contract, a contractor must submit a Letter of Intent (LOI), purchase bid documents and must meet the following major criteria; (a) prior registration with DPWH, (b) Filipino citizen or 75% Filipinoowned partnership, corporation, cooperative, or joint venture, (c) with PCAB license applicable to the type and cost of this contract, (d) completion of a similar contract costing at least 50% of ABC within a period of 10 years, and (e) Net Financial Contracting Capacity at least equal to ABC, or credit line commitment at least equal to 10% of ABC. The BAC will use non-discretionary pass/fail criteria in the eligibility check and preliminary examinations of bids.

Unregistered contractors, however, shall submit their applications for registration to the DPWH, Bukidnon 3rd District Engineering Office, Dicklum, Manolo Fortich, Bukidnon before the deadline for the receipt of LOI. The DPWH, Bukidnon 3rd Disrict Engineering Office will only process contractor’s applications for Registration with complete requirements and issue the Contractor’s Certificate of Registration (CRC). Registration Forms may be downloaded at the DPWH website The significant times and deadlines of procurement activities are shown below: 1. Issuance of Bidding Documents 2. Pre-bid Conference 3. Deadline of Receipt of LOI from Prospective Bidders 4. Receipt of Bids 5. Opening of Bids

Department of Tourism Regional Director Catalino ‘Butch’ E. Chan 111 and staff looking at the stocks of relief goods being filed and ready for distribution to the different evacuation centers in Cagayan de Oro and Iligan cities.

Davao City plans to buy speed cameras DAVAO City––The Traffic Management Center of the local government of Davao City is eyeing the purchase of speed cameras to detect overspeeding vehicles in city streets and highways.

This according to Desiderio Cloribel TMC head, who said their unit is exploring the possibility of acquiring one mobile camera which automatically detects the speed of vehicles.

The camera unit would roam around Davao to check for overspeeding vehicles particularly Public Utility Jeepneys or PUJs which are mandated to follow a 30 kilometer per hour speed limit.

From

Deadline

: January 25, 2012 to February 14, 2012 February 3, 2012, 10:30 am February 9, 2012 : February 14, 2012, 10:00 am February 14, 2012

The BAC will issue hard copies of Bidding Documents (BDs) at DPWH, Bukidnon, 3rd District Engineering Office, Dicklum, Manolo Fortich, Bukidnon, upon payment of a non-refundable fee (refer above). Prospective bidders that will download the BDs from the DPWH website shall pay the said fees on or before the submission of their bid Documents. Bids must accompanied by a bid security, in the amount and acceptable form, as stated in Section 27.2 of the Revised IRR. Prospective bidders shall submit their duly accomplished forms as specified in the BDs in two (2) separate sealed bid envelopes to the BAC Chairman. The first envelope shall contain the technical component of the bid which shall include a copy of the CRC. The second envelope shall contain the financial component of the bid. Contract will be awarded to the lowest Calculated Responsive Bid as determined in the bid evaluation and post-qualification.

The DPWH, Bukidnon 3rd District Engineering Office, Dicklum, Manolo Fortich, Bukidnon reserves the right to accept or reject any or all bid and to annul the bidding process anytime before Contract award, without incurring any liability to the affected bidders.

For & In the Absence of the District Engineer: (Sgd.) IGNACIO V. DUETES, JR. OIC, Assistant District Engineer MD : JANUARY 27, 2012

OPINION

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Editor: NELSON V. CONSTANTINO , email: nelconstant@gmail.com

Success is mostly failure

Traversing the Tourism Hi-wy Ped T. Quiamjot

Machiavellian tactics THERE are hidden persuasion in business and politics that are used to thwart competition or manipulate the thought. Niccolo Machiavelli founded this principle and become the adviser of the Florentine Republic in the 16th century. Today, some Machiavellian theories are applied in the subliminal simulation to discredit a cause exposed by a Prince of the Church to the extent of even linking other hierarchy of the Catholic Church as shareholders and investors in the mining business.

Wednesday’s headline of a local paper (not this Business paper) reads “Tabor links bishops to big mining firms”. Mired with public opinion on the inability of City Hall to stop hydraulic gold mining in the upper deltas of Iponan River, some aldermen in the majority party are moving mud to cover their years of neglect to the environmental degradation of the Iponan River.

Sideswiping the issue and confusing the public between legal and illegal mining is diversionary.

Of course, anyone can invest in any mining company offering shares of stocks in the capital market and traded at the Philippine Stock Exchange. The Iponan mining issue is the hydraulic open pit excavation that does not have the matrix of endorsement to the DENR for the issuance of the Environmental Clearance Certificate duly certified by the Barangay of Iponan which is at

THINK a minute.

A successful man said: “Success is mostly about failing.”

What we don’t know about the world’s most successful people is the many times they failed before they finally succeeded.

Successful people know how to keep going and learning from their failures until they finally reach their goal.

As a famous entertainer put it: “If you want the rainbow, you’ve got to put up with the rain.”

This is a true story of a man who when he was 22 years old failed at business.

The next year he tried for public office in the government and lost; so he tried again at business, but failed at that again.

Then, at age 25 he tried

Think A Minute Jhan Tiafau Hurst for government office again and this time he won.

But the next year his wife-to-be died, and at age 27 he had a nervous breakdown.

In the next 7 years he tried for government office 3 more times and lost all 3 times.

Then 3 years later, at age 37, he tried again for government office and finally won.

But only 2 years later he

EXECUTIVE EDITOR MANAGING EDITOR

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MDB CAGAYAN DE ORO

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in times of tribulation. It is an insult on the sensibility of the citizenry. Certainly, Cagayanons are not dimwit to allow sinister political plots to spoil their thoughts as they struggled from the ruins of Typhoon Sendong.

After visiting Cagayan de Oro City in many instances, President Aquino understands the disappointment of the victims of calamity in Cagayan de Oro City on people trying to wedge animosity among them.

Perhaps, Aquino finally finds out that the political noise in the city is an initiative of ambitious individuals and groups who simply want to hog the limelight.

The President’s observation is right. While the local opposition is exerting efforts to discredit the Emano administration at all fronts, Aquino sees the other way around. The President knows that while the opposition in Cagayan de Oro City is active, it can offer nothing.

Having worked with one of the attached agencies of the Office of the President for many years, (from President Marcos to Arroyo), the Palace always give credence to those who are in control of local politics when elections come. That is why in his visit in Cagayan de Oro Wednesday, President Aquino finally talk with Dongkoy. “Manong Dongkoy, nabugbog kang masyado,” Aquino said referring to the smear campaign against Emano’s leadership. The President statement was enough for “Dongkoy” to be relieved of all anxieties, at least, for now. React: crisguardian@yahoo.com

Come home, Joma

FELIX SANTILLAN GUILLERMO ADE, JÙ.

lost it again.

In the next 10 years, he tried 2 more times for the Senate and lost both times.

Then he tried for Vice President and lost that also.

Finally, 2 years later, at age 51, this man was elected President of the United States.

Today, he is considered by many Americans to be the greatest President in America’s history.

This is the true life story

of Abraham Lincoln.

Failing should make us better, not bitter.

You can tell how strong a person is by how much failure it takes to stop him or her from continuing to try.

Jesus Christ wants to give you His inner strength in your heart and character, so you will be able to handle your life’s difficulties and disappointments.

In fact, you will actually learn to use them to make you stronger and wiser.

Jesus wants to guide and help you reach the real success He created you to enjoy, both personally and professionally.

So won’t you ask Him to take full charge and control of your life every day, for the rest of your life?

Just Think a Minute.

PNoy talks to Dongkoy

AFTER all the vilification campaign against him and his administration, Cagayan de Oro City Mayor Vicente ‘Dongkoy’ Emano could sleep fairly well in the succeeding nights to come.

Who could sleep anyway when TACTICS/p.10 the whole world seemed to be against you? Blamed for the death of more than 700 people in a natural disaster spawned by Typhoon Sendong evokes excruciating pain especially if one Cris Diaz The MINDANAO DAILY is published by Mindanao Daily claim innocence.

Balita at Door 3, Geleng Bldg., Lapasan Highway, Cagayan de But the combined forces of ‘disgruntled and ambitious Oro City. It is registered with the Department of Trade and individuals’ who want to carve a name in local politics Industry (DTI), Region 10 with CerƟfifcate No. 01349532, is not an easy ordeal. Actually, they are not disgruntled and with Business Permit No. 2011-1516, TIN No. 946-396or ambitious individuals. They are a bunch of profes807-001 sionals. For supporters, their initiatives are laudable.

Telefax Nos: (088) 856-3344, (08822)74-53-80, But for those who consider their actions political, it Cell nos.: 0917-7121424, 0923-432-0687 was despicable.

Website: www//mindanaodailybalita.com E-mail: mindanaodaily.ads@gmail.com Isn’t it despicable when the call of the time is to unite mindanaodailynews@gmail.com and come to together to restore what had been lost, to console those who lost their loved ones and offer a DANTE M. SUDARIA shoulder to lean on, when a group of few people worked PUBLISHER to destroy the political leadership of a community?

Even if the movement is fair and just, it is still disROSE MARY D. SUDARIA RUEL V. PELONE MANAGER EDITOR-IN-CHIEF heartening of a community in particular and the nation ALLAN M. MEDIANTE in general to have citizens who sow political dissention MELANIE RIVERA

NELSON V. CONSTANTINO

FRIDAY, JANUARY 27, 2012

MORE MEDIA THREATS – I got word that another media man in General Santos City, Boboy Mascardo got threats after he emotionally delivered an eulogy at the funeral of the recently assassinated Publisher Chris Guarin a few days ago. A text message told him that he was so bold in that speech and he would be “next” (to be eliminated). Then the other night, a motorcycle parked in front of his house, joined by a tandem rider and then sped off when they were accosted.

I understand the PNP is now helping out. It’s revolting to see how the murderers still felt so bold to push their lucks too far. They are not cowering for fear of arrest. On the contrary, they are still in the prowl hoping to wipe out witnesses. What impunity! In the meantime, Boboy Mascardo continues to find ways and means to protect himself. He should be properly armed otherwise he’ll be a sitting duck.

I suggest the NBI should

Advocacy Mindanao Jess G. Dureza now come in and assist the police. *** JOMA COMING HOME? -- Some reports are starting to spread that Jose Ma. (Joma) Sison, the guru of the Communist Party of the Philippines who has been residing in Utrecht, the Netherlands is coming back to the Philippines. This is welcome news.

This can only mean that there is some possible quiet “breakthrough” in the “off and on” peace talks between the CPP/NPA/NDF and the Philippine government.

I had visited Joma and the rest of the “exiles” in Europe many times during the years I was involved in the peace negotiations. Together with Luis Jalandoni,

Fidel Agcaoili and the rest of their cohorts, Joma held sway (or so it seemed) over the last-remaining bastion of communism in this part of the world. I am sure all of them had been yearning to come home and live normal lives with their families in their own homeland. What is holding them back from coming home, I suppose, are the unresolved issues surrounding the almost never-ending peace talks between the CPP/NPA/ NDF and the Philippine government. Short of a final settlement, Joma himself will not want to return to the country, even though how much he yearns for it. Then there is the matter about the alleged dangers he has to face here at home due to

past incidents reportedly attributed to him.

AN ENIGMA -- The enigma that goes with Joma is an enigma in itself. From a young revolutionary to a still fiery (and wily, some say) but already aging fighter, he has kept the revolutionary fire burning even far from home. There are speculations that he has lost his grip on the controls of the organization and that home-based revolutionaries, like the Tiamsons, etc are the ones in the driver’s seat and in control of the domestic forces. Nonetheless, the Joma mystique continues to mystify everyone. Joma is not the bloodhound or the terrorist many still believe he is. He is an ideologue (a demagogue to some).

Bespectacled he has always been, he is good at the dance floor with his dancing shoes.

His winsome disposition and easy smile veil his hardline stance on certain principles and advocacies. During negotiations and when things got rough hitting an JOMA/p.10

FRIDAY, JANUARY 27, 2012

EDITOR: ALLAN MEDIANTE, Email: amediante@yahoo.com

MARKET WATCH January 23, 2012

US$ 1.00 Repo Rate Reverse Repo Rate Inflation Rate

- PhP 43.1860 - 6.25% - 4.25%

-4.2%(2006=100) -4.0%(2000=100)

91-day T-bill Rate - 0.919% Gold Buying/ troy oz. - US$1665.85 Silver Buying - US$32.15

Environment added as 4th strategic pillar for EAGA CAGAYAN DE ORO CITY -- In lieu of the global issues on climate change, the Brunei DarussalamIndonesia-Malaysia-the Philippines - East ASEAN Growth Area (BIMP-EAGA) ministers have adopted environment management as one of its strategic pillars for the sub-regional cooperation.

“The Philippines successfully pushed for the inclusion of environment as a new strategic pillar in addition to the three (3) major pillars of the subregion,” reported Mindanao Development Authority Chairperson Luwalhati Antonino.

The other three strategic pillars of BIMP-EAGA are food basket/food security, ecotourism and enhancing connectivity.

Antonino, who also serves as the Philippines Signing Minister for BIMP-EAGA, further stated that the new environment pillar will significantly lay the foundation for food security and ecological integrity in the sub-region. The Working Group on Forestry and Environment has already crafted recently a list of possible projects under this strategic pillar.

“We have already proposed to the group a carbon sequestration mechanism through massive tree planting in BIMP-EAGA areas,” said Department of Environment and Natural Resources (DENR) XI Planning and Management Chief, Naomi So, who sits as member of the Working Group.

An exploratory study on establishing a carbon trading bank for BIMP-EAGA countries to be led

by DENR in partnership with MinDA was also proposed.

Other proposed projects include setting up a coordinating link between the major environment working group in BIMP-EAGA, such as the Heart of Borneo, Coral Triangle Initiative, and Sulu-Sulawesi Marine Ecoregion.

Brunei Darussalam will also lead an integrated coastal resources management and development training workshop.

“We are advancing the country’s environmental priority programs and projects for Mindanao through our watershed management program or the MindanaNOW (Nurturing our Waters), which we intend to expand across the sub-region,” Antonino said.

MindaNOW is MinDA’s flagship environmental undertaking that pushes for the adoption of river basin and watershed as key platforms for planning. It seeks to provide an enabling mechanism for achieving environmental integrity and sustainable economic development.

Meanwhile, the Philippines will host the first BIMP-EAGA Equator Asia Air Access Forum and Airline CEO Summit, spearheaded by the Department of Tourism (DOT), Department of Transportation and Communications and MinDA. This activity which is slated in the first quarter, aims to gather top transport and tourism officials from the sub-region to look at the market potentials of each identified travel points.

Philippines identified Davao, Zamboanga, and Puerto Princesa as priority travel points for air services, while Zamboanga-Muara (Brunei), Brooke’s Point-Labuan (Malaysia)-Muara and Davao/GenSanBitung were identified for the sea linkages. (MinDA)

7 NOW OPEN EN Market City, Agora

Insurance firms should pay vehicle owners for claims not covered by Acts of God- solon MINDANAO lawmakers have asked the Insurance Commission (IC) to order insurance companies to pay the proceeds of vehicles damaged by typhoon Sendong even if these claims are not covered

by Acts of God, to hasten the recovery of the victims.

In House Resolution 2022, Reps. Rufus Rodriguez (2nd District, Cagayan de Oro City) and Maximo Rodriguez, Jr. (Party-list, Abante Mindanao) said the IC should issue the directive, citing the tremendous damage, including the loss of lives and destruction of property and vehicles in Cagayan de Oro and Iligan City brought about by typhoon Sendong.

“Typhoon Sendong flooded

29 barangays in Cagayan de Oro City and part of those submerged in water were the vehicles of the residents of these barangays,” Rodriguez said.

“There are still no reports of the actual number of vehicles damaged but it is safe to assume that they number into the hundreds,” Rodriguez added.

Rodriguez admitted that majority of these vehicles are not covered by Acts of God insurance and such are REP. RUFUS RODRIGUEZ REP. MAXIMO RODRIGUEZ not entitled to compensation from insurance companies. are shouldering, Rodriguez insured vehicles that were However, by paying them said. damaged by typhoon Sendong insurance proceeds, the insur“ The Insurance Com- even if these vehicles do not ance companies will help the missioner should order the have Acts of God coverage victims recover and ease up insurance companies to pay as an act of liberality and the already huge burden they the insurance proceeds of the goodwill,” Rodriguez said.

VAT-free weekend on school items and apparel pushed TWO lawmakers have proposed to make school items and school apparel exempt from value added tax during weekends in the month of May to give families a break on spending in preparation for the opening of the school year.

According to Buhay Party-list Reps. Irwin Tieng and Mariano Michael Velarde, the VAT-free weekends for these school items will help taxpayers save money and enable retailers to lure more customers.

The proposal embodied in House Bill 5611 provides that the tax holiday shall start at 12:01 a.m. on the first Friday of May and end at 11:59 p.m. on the first Sunday of May. “To help defray the cost of purchasing these items, the proposal seeks to create

a holiday from paying the VAT to give working families a break on spending in preparation for the start of the school year,” said Tieng.

He said school supplies that shall be VAT-free range from binders and crayons to instructional materials, while school apparel shall include items primarily worn for an educational institution which include school clothing material, ready-made uniforms and accessories, school shoes, and school P.E. and sports

kits.

Velarde said their proposal would enable the government to give back to the people, especially those with children.

The VAT-free weekend shall only be imposed on covered items with a purchase price of not more than P1,000 each. The maximum total amount of purchases for each receipt shall not exceed P10,000 according to him.

The bill provides that retailers that back-date sales

occurring after Sunday midnight or forward-date sales that occurred before Friday to make items qualify for the VAT-free weekend shall face tax evasion penalties in addition to paying a fine of P20,000 to P100,000 or facing imprisonment of one month to one year, or both at the discretion of the court.

The VAT erroneously collected by a retailer shall be remitted to the Bureau of Internal Revenue based on the bill.

8

FRIDAY, JANUARY 27, 2012 BUTUAN CITY, BAYUGAN CITY, SAN FRANCISCO, TAGUM CITY SUZUKI * HONDA YAMAHA* KAWASAKI MEMBER: G.A. ROMARATE GROUP OF COMPANIES

EDITOR: ALLAN MEDIANTE, Email: amediante@yahoo.com

UPDATE : BusinessWeek Mindanao’s Nominees for

CORPORATE UPDATES

OUTSTANDING ENTREPRENEURS & BUSINESS LEADERS AWARDS 2012

ASIAN HILLS BANK MALAYBALAY CITY - In February 1998, Mr. Estelito R. Marabe acquired the Rural Bank of Lantapan. The acquisition was made possible through the new stockholder’s equity and backing of Hills Small Loans and Lending Facilities Co., Inc., owned as well by Mr. Marabe.

On June 26, 1999, the name of the bank was changed, thus Asian Hills Bank, Incorporated came into existence as approved by the Bangko Sentral ng Pilipinas and the Securities and Exchange Commission.

The bank started its com-

mercial operations on April 20, 1998 with seven employees in Lantapan. Since then, its manpower complement has increased, serving other municipalities such as San Fernando and City of Valencia.

The Lantapan Branch served as the prime branch of Asian Hills Bank, until the transfer of the main headquarters in the City Of Malaybalay on June 23, 2000.

In June 2001, the Kisolon Branch was opened in Sumilao, Bukidnon. In the same year the micro-finance program called “Dalan Sa Kalamboan”

that aims to aid the needs of women who desire to uplift their lifestyle as well as her family’s and co-member’s in the center.

To date there are more than 9,300 members of the Microfinance Program covering almost all municipalities and cities of Bukidnon and Misamis Oriental.

In January 2002, the Society

Rural Bank of Opol, Misamis Oriental became a subsidiary of Asian Hills Bank, Inc. Asian Hills Bank, Incorporated opened its fifth branch in Poblacion, Dangcagan, Bukidnon on November 26, 2003 with eleven employees.

On June 23, 2004, Asian Hills Bank, Incorporated opened its sixth branch in Talakag, Bukidnon

in giving assistance to the members. A foundation was named after her to continue the needed services for the senior citizens in Talisayan, the Gregoria Go Beltran Memorial Foundation.

Wit hin four decades of bank ing w it h t he community, other organizations were created purposely to support the vision and mission of the bank. On November 20, 2006 the Rural Bank of Talisayan MSO - Mutually Supporting Organization was formally orga ni zed as a n Adv isor y Council represented by four organizations namely; Rural Bank of Talisayan, AGB Sr. Development Foundation, Rural Bank of Talisayan Employees MP Cooperative, and R BT Mutual Benefit Association.

The MSO is an innovative management model which seeks to balance between profit and corporate social responsibility, combining the best of not for profit “Philanthropic World” with the best for profit “Entrepreneurial World” advocating Spirituality at Workplace,

promoting Shareholders Value and Wholistic development of the communities.

With the MSO operation, Rural Bank of Talisayan is adopting a wholistic development as the flagship program in the field of economics, social, spiritual and cultural uplift of clients.

In partnership with AGB Development Foundation, the bank is now financing various livelihood projects of clients like banana production, organic fertilizer, charcoal briquette making and solar lighting for upland client not reached by electricity.

Rural Bank of Talisayan will be going nationwide in the near future. This will be hastened through the opening of R.B.T.-MBA and AGB Development Foundation in Quezon City. The board has approved to open its ownership to like minded persons who believe in the vision and mission of the bank and embrace the wholistic upliftment of the communities through unified and cohesive operation.

government’s program in agricultural development to uplift the socio-economic welfare of the people. The bank has also a special loan program to accommodate salaried individuals and micro entrepreneurs.

On April 3, 2004, the Bank’s Stockholders approved the recommendation of its Board of Directors to consolidate with the Rural Bank of Sinacaban, Inc. On August 30, 2005, the Securities and Exchange Commission issued the consolidated bank’s Certificate of Consolidation and the

corresponding Certificate of Incorporation of the new bank, 1st Valley Bank, Inc., A Rural Bank. Moreover, the Bangko Sentral ng Pilipinas granted 1st Valley Bank’s authority to operate on September 21, 2005. The new Bank adopts the Rural Bank of Kapatagan Valley’s culture and also with the company’s mission and vision.

The bank is now on its 49th year continuous service to the community since its establishment. The bank’s initial paid-up capital was Forty Thousand Pesos (Php 40,000.00) including government counterpart. Now, the bank’s consolidated resources have increased to more than ONE BILLION PESOS and this was made possible by the confidence of its valued clients.

RURAL BANK of TALISAYAN MISAMIS ORIENTAL - Established on March 10, 1966 with a modest capital of P200,000 from the Beltran, Alcid and Seriña family led by its founder t he late Col. A lejandro G. Beltran Sr. of Talisayan town.

From the traditional agricultural lending assistance to farmers, fisher folks, and employees of government and private sectors, RBT ventured into microfinance banking in 1998 extending loans to small and micro entrepreneurs particularly, women in partnership with the PCFC. It replicates the Grameen banking approach coupled with MABS technical assistance for individual lending.

RBT has grown into a fullpledged microfinance provider covering two (2) cities and 18 municipa lities in Misamis Oriental and Camiguin provinces. As of Decemeber 31, 2006 RBT has already served 34,035 depositors from various savings products of the bank and 13,970 small borrowers.

The average age of more than 100 officers and field staff is 25 years old led by its Chairman CHRISTOPHER C. BELTRAN and JONATHAN C.

BELTRAN as Vice Chairman in their early 40s, who are also business practitioners in Manila.

Most of its field force who are serving as account officers for both savings and credit are women who are fresh graduates from prestigious universities and colleges in Cagayan de Oro City and Misamis Oriental.

The Board and Management is also backed up by experience managers in the field of Rural and Commercia l Bank ing, Cooperative management and life insurance operation. Full of idealism and commitment, they serve the economically challenged individuals and families in the countryside and those in the far-f lung areas of indigenous communities.

The bank also regularly conducts free medical check up for clients during annual a n niversa r ies of t he ma i n office and branches, providing medicines to poor and deserving clients. The senior citizens were also supported through the leadership of a lady member of t he boa rd the late Director Gregoria Go Beltran who travels regularly f rom Ma n i la to super v ise

RURAL BANK of KAPATAGAN The Rural Bank of Kapatagan Valley, Inc. was incorporated on September 11, 1956 and was granted an authority to operate on November 24, 1956. It is the seventy-fifth (75th) rural bank of the country. The bank became a member of the prestigious Rural Bank Association of the Philippines on April 5, 1957. The Rural Bank of Kapatagan Valley, Inc. was organized as a stock corporation.

The bank serves and accommodates the financial needs of its valued customers at its main office in Barroy, Lanao del Norte; and branches at Kapatagan, Lanao del Norte; Maranding, Lala, Lanao del Norte; Molave, Zamboanga del Sur,

Iligan City; Ozamis City, Margosatubig, Zamboanga del Sur; Dumalinao, Zamboanga del Sur, Pagadian City; Buug, Zamboanga Sibugay; Ipil, Zamboanga Sibugay; Sinacaban, Misamis Occidental; Imelda, Zamboanga Sibugay; Dipolog City; Carmed, Cagayan de Oro City and Zamboanga City. Loans granted by the bank are primarily channeled to help finance the production of coconut, corn, rice and fish. The bank also provides capital and other banking services, as co-partner of the Department of Agriculture, to small-scale commercial, industrial and agri-aqua business or diversified farming in line with the

ANNUAL STOCKHOLDERS’ MEETING ANNOUNCEMENT The Board of Directors of the Bank of the Philippine Islands, in its December 21, 2011 meeting, approved the holding of BPI’s Annual Stockholders’ Meeting for the year 2012 on April 19, 2012 at 9:00 A.M. at the Grand Ballroom, Hotel Intercontinental, Makati City.

The Board also approved that all nominations to the Board of Directors of BPI for the year 2012 together with the written acceptance of all the nominees must be received and acknowledged by the Office of the Corporate Secretary of BPI not later than end of business hours of February 01, 2012.

The Stock and Transfer Book of BPI will be closed starting March 20, 2012 to April 18, 2012. Accordingly, only stockholders of record as of March 20, 2012 will be entitled to notice and to vote at said meeting.

CASH DIVIDEND PAYMENT BPI received the Bangko Sentral ng Pilipinas’ approval on December 8, 2011 for the payment of the Php 0.90 regular cash dividend for the second semester of 2011 on the Banks’ outstanding common shares. In accordance with the BPI Board’s resolution, the cash dividend is payable to all BPI common shareholders of record as of December 23, 2011 and payable to the said stockholders on January 7, 2012.

CASH DIVIDEND DECLARATION During its regular meeting held on Nov 16, 2011, the Board of Directors of BPI declared a regular cash dividend of P0.90 per share for the second semester of the year 2011, on the total outstanding common shares of the bank. This will be payable to all common shares stockholders of BPI of record as of the 15th day from receipt of the approval by the Bangko Sentral ng Pilipinas of the said dividend declaration and distributable on the 15th day from said record date.

FINANCIAL PERFORMANCE With the Philippines showing resilience from the global crisis and the prevailing low interest rate environment, the Bank of the Philippine Islands (BPI) opted to grow its loan to deposit ratio with prudent domestic loans funded by low cost deposits.

As such, the Bank’s asset base of P789 billion and deposits of P625 billion were just slightly ahead of last year.

Despite minimal deposit growth, total intermediated funds of P1.3 trillion grew by 20% coming primarily from a 44% growth in assets under management.

Loan growth was sustained at 22% over last year and remained broad based across market segments and geographically. The corporate sector loan growth continued to be strong with the following growth rates: top tier corporations (24%), middle market (30%), SMEs (20%), while the consumer loans growth was modest at 11%. Loan to deposit ratio thus improved from 56% to 66% with the peso component now at 75% from 64%.

Despite the growing loan portfolio, net 30 days nonperforming loans (NPL) remained below the industry NPL at 2.3% with reserve cover of 115%. The Bank’s Basel II capital adequacy ratio (CAR) was 15.9% while Tier 1 CAR was 14.4%.

The Bank’s strategy enabled it to maintain its net interest margin and, despite the market volatility in the third quarter of the year, to grow its net income by 6% to P9.6 billion for the first nine months of the year. Return on equity was 15.5% and return on assets was 1.6%.

Total revenues were up by 7% as net interest income improved by 9% fuelled by a P67 billion growth in average asset base. Non-interest income was just slightly ahead of the previous year as securities trading gain fell short by P809 million from last year as expected. This was however more than compensated for by higher fees and commissions, income from insurance operations, and other operating income.

Operating costs were however higher by 13% with half of the increase arising from salary adjustments and CBA related expenses. Increases were also seen in premises cost, regulatory costs, and other variable expenses. With the Bank’s relatively stable asset quality and sufficient loan loss reserve coverage, the Bank booked lower year to date impairment losses of P1.5 billion.

Aurelio R. Montinola III, President and Chief Executive Officer of BPI said “Despite sustained growth, we are still cautious and monitoring external events and any possible transmission risks to BPI. We have therefore decided to focus on the safety of our assets and the maintenance of our yields at the expense of asset growth. Given a risk on, risk off environment, we are communicating more with our customers to provide better than foreign market investor returns and robust, diversified lending growth to help the economy.”

FRIDAY, JANUARY 27, 2012

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DEED OF ABSOLUTE SALE OVER A PORTION OF REGISTERED LAND Notice is hereby given that the intestate estate of the Late SPOUSES PONCIANO V. FLORES AND LUZMINDA G. FLORES, left a parcel of Land (Lot 14, Pcs-10-002104, being a portion of Lot 24843 & 24868, Cad-237, Cagayan) situated in the Barrio of Canitoan, City of Cagayan de Oro, containing an area of FOUR THOUSAND FOUR HUNDRED ONE (4,401) SQUARE METERS; is under DEED OF ABSOLUTE SALE OVER A PORTION OF REGISTERED LAND in favor to RENATO G. FLORES, ALLAN G. FLORES, MA. SUSAN G. FLORES, SNSP, CHRISTINE G. FLORES, JOCELYN F. BONJE, MARIVIC G. FLORES and MARY JANE G. FLORES, all are legal age and a resident of # 088, Zone 6, Canitoan, Cagayan de Oro City, are the rightful and lawful pro indiviso owners of a certain parcel of land, covered by TRANSFER CERTIFICATE OF TITLE (TCT) NO. T-120527, for in consideration of the sum FIVE HUNDRED THOUSAND PESOS ONLY (Php 500,000.00), Philippine currency, do hereby SELL, TRANSFER, and CONVEY to vendees Spouses GLENN N. RANOCO married to MA. GLORIA A. RANOCO, of legal age, Filipino, a resident of 003 Antipolo Alley, Dona Ma. Subdivision, Bara-as, tubod, Iligan City Philippines, a portion of the abovedescribed parcel of land, containing an area of ONE THOUSAND (1,000.00) SQUARE METERS ONLY, identified as LOT NO. 14-C, as per Doc. NO. 094; Page No. 019; Book No. IV; Series of 2010 under Notary Public of Atty. JENNY U. SALE, CPA. Mindanao Daily: Jan 13, 20 & 27, 2012

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10

ENTERTAINMENT

FRIDAY, JANUARY 27, 2012

Editor: DUEFEEL SANTILLAN

SUDOKU

CIRCLE A WORD

How to play the game?

Fill in completely every rows, columns and diagonals of each puzzle without repitition of the same digit.

WORDS COMMONLY ABBREVIATED ADVERTISEMENT AVENUE CENTIMETER COMPACT DISC DISC JOCKEY DOCTOR

EXAMPLE INCH KILOGRAM KILOMETER MILLIMETER MISTER NUMBER

OUNCE PAGE POSTSCRIPT POUND STREET YARD

DAILY

Ang miagi

HOROSCOPE AQUARIUS. In order to arrange the most benefit, keep your emotions out of business negotiations. Your head is much more qualified to lead than your heart is so keep your feelings at home. You’ll want to maintain your usual integrity, but don’t be soft and let others get their way. You can’t settle for anything less than exactly what you want. It’s possible to arrive at a win–win outcome, just use your intelligence to create a way.

PISCES . You’ll want to make an effort to streamline some of your methods PISCES. of handling responsibility. It’s possible to create a way to work smarter, not harder, but you have to avoid letting your emotions get the best of you. If you don’t get your way immediately or something doesn’t go according to plan, take a moment to gather yourself. Work through your emotions quickly and use your rational side to make decisions.

ARIES. An unsuspected area of business could offer your paycheck a boost.

It may seem as though your earning potential has peaked, but you have no idea how far from reality that is. Life intends to pick up speed soon and you’ll be set to benefit from it. Progress isn’t always instantaneous so you’ll have to muster up some patience. Rest assured thought that eventually, you’ll receive the pay off you’ve waited for.

CROSSWORD puzzle

Tactics From page 6 bar. It is not Mr. Manny V. Pangilinan’s Philex Mining or the mines in Zamboanga or Surigao which has legitimate concessions.

Many of the City Councilors’ are lawyers or veteran legislators. They know that a local government unit through an approved resolution can stop any project deemed illegal or immoral.

They could use the local government code to protect their constituents rather than favor the few who can pay. This question should be ask to them, on what they can do for the thousands of Iponan residents who were hit by flooding and mud flow after Typhoon Sendong unleashed its fury in Cagayan de Oro? It is

40. Ingenious 41. Fencing sword DOWN 1. Extent 2. Assumed name 3. Girl 4. Preposition 6. Summit 7. Topographical chart 8. Pretense of bravery 9. Puts forth 11. Bataan town 15. Adherent 16. Hair-styling 18. Adjacent to 21. Reasonable 33. Olfactory organ 22. Thaw 23. Regrettably serious preparation 35. Increase (w/ up) 25. Rears 36. Political patron27. Singer Eugenio 29. llocos or Camarines age 39. Hebrew letter 31. Location

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ACROSS Prose narrative Take a chance Greek philosopher Automobile Suffer ill health Riotous action Sodium symbol Back of the neck Fabian_ Shorthand writing Beer ingredient Had real being Lease Bird’s claw Actress Gardner Long, narrow cut Preposition Biblical archangel On the affirmative side Allow Petty quarrels

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PAHALANG PABABA Ina nina Crispin at Basilio 1. Saklolo Idugtong 2. lhanda ang patibong Pag-aari ko 3. Sandata ng katutubo Miyembro 4. Hayop Takipsilim 5. Ikod Karatig-lungsod 6. Karuwahe Isabay 7. Usok Mamahaling bato 8. Lubog sa tubig Balisong 9. lhataw Dalawa 10. Tulis Laon 16. Kauri ng alimango Pabuyang pera 19. Balat ng bigas Matalim 22. Trabahadorsa tubuPangungulam sa bata han Bintang 23. Pagsasagawa ng Pananagana pangako Modo 24. Patalimin Lagyan ng sampalok 25. Pindot Daldal 27. Pusali Binibini 28. Pambungkalng lupa Tangan sa kamay 29. Pugadngibon

the prevention that peoples needs not the cure of relief goods after a disaster.

Machiavellian tactic is of course nothing new as politicians are trained on how to achieve personal and public success. They keep peoples hope alive without entirely satisfying it to preserve their dependency from the bureaucracy. The same as they allow people to built houses along the geo-hazards zone to project their benevolence taking advantage of the poor people’s needs.

What do we expect for an affordable housing? The river banks, the land slide pruned ridges and all those located even on top of an estero or waterways. Tell me how many have not seen houses of illegal settlers built with extended

kitchen and comfort rooms along the Betan-ag Creek?

How many settlers have illegally built houses on military reservations and public lands cutting the trees and endanger the land from erosions. The rational of creating safe and sustainable cities have long been abandoned over politicians love for the “poor”.

Anything which has something to do with the poor is a written guideline to acquire political power.

Joseph Estrada has mastered that with his “Erap para sa mahirap”. The former President was never a poor man. His parents were landed oligarch. He builds his wealth through acting and movie production earning millions in the box office and theatre royalties.

TAURUS. If you thought you could hide in the shadows right now you couldn’t be more wrong. The spotlight shines on you and deservedly so. When you excel at the rate you do, it’s impossible for others not to take notice. You can’t help but to put your all into any endeavor and those already at the top will take notice. It’s true with greater visibility, comes more challenge and responsibility placed upon you, but don’t forget about the greater rewards too!

GEMINI. All the qualities of your personality that usually pose a challenge for you will come in handy right now. Use your independence and lack of tolerance for taking direction from others and make your own decisions. You can easily stand up for what you believe to be a worthy cause and never has it been more important for you to stick to your guns. If you want to entertain someone else’s opinion, so be it, but stand firm in your own choices and you’ll be in a better position later.

CANCER. The only proven way to keep a secret is to keep it to yourself. Even those with the best intentions can inadvertently let some information slip.

The only way you can guarantee your business doesn’t fall upon the wrong ears is not to divulge it in the first place. It’s also not necessary for you to share all the details of your personal life with everyone. Keep information sharing to a minimum and hopefully you can avert disaster.

LEO . As communication planet Mercury moves into your love zone some of LEO. you will find your inner feelings escaping your mouth. If you aren’t ready to declare your undying love, your best bet is to keep your lips sealed. You’ll want to think about the consequences before you open your mouth at all.

You’ll also want to think about the situation form the other person’s perspective and weigh the risks and benefits for both of you before you proceed.

VIRGO. Maintain your professionalism if faced with a financial negotiation.

Whether it’s personal or business, you’ll want to decide on what you’re willing to compromise on beforehand. Even if you like what you hear, strategically hesitate to see if more will be offered. If you agree instantaneously you look desperate, which is not a good stance to take. Be patient and you will get exactly what you want.

LIBRA. You could be enlightened by an impromptu conversation with a friend or partner. To gain the most insight however, you’ll want to spend more time listening than talking. You’ll want to keep your schedule flexible in order to accommodate an unexpected visit. You may be surprised as to what memories arise due to the emotional nature of the discussion. Take a stroll down memory lane; just remember you will eventually need to return.

SCORPIO. Don’t automatically assume someone’s suggestion is obsolete.

Listen to what others have to say as it could prove viable solution. However, you don’t have to follow their method if it isn’t the best way to proceed. Put your ego to the side for the moment and evaluate each resolution. Weigh the risks and benefits and review the facts. Base your decision on concrete, not emotional factors.

SAGITTARIUS. Love is most likely to hit when you least expect it and right now happens to be one of those times. You’re likely to be inadvertently lured to a secret admirer and swept off your feet! Love happens to be one of the least controllable and most significant aspects of our lives whether we like it or not. It can swoop in at the most inopportune times, but you will surely want to make room for its arrival!

31. K a i b i g a n g matalik 34. Ms. Capri

Newspaper press release and tarpaulin streamer s are advertising tools. We are still bombarded with portraits of astute politicians embracing their desolate constituents and the stills are even repeated and re-issued for other occasions. Covert psychological techniques are used to manipulate advertising and influence our decisions that we need them instead of them thanking us.

Machiavellian tactic uses coercive techniques so cunning and deceit to make us feel good. Our subconscious minds are misled to like what we do not need and others that we cannot afford. The late President Marcos succeeded in holding power through his communist scare. He annihilated the political opposition through his divide

CAPRICORN. Your career dominates your life, but you’ll want to manage this tendency this year. There is a fine line between hard working and obsessive and you have to be cautious so you don’t cross that line. Of coarse you want to secure your future, but not at the expense of your today. There is another side to life besides your work and right now you’ll want to make room to experience it.

and rule projecting himself as the savior of democracy but seating as a dictator.

In politics, it is even shocking to know that Machiavellian tactic do not allow subordinates surpassing superiors. A victorious subordinate generate hate and to provoke such feelings to superiors is foolish and self destructive. It is paraphrased, that down the line, no move, no mistake.

Iraq’s President Sadam Hussein executed his generals who knows too much and spoke before him.

Joma From page 6 he came around and helped craft mutually acceptable language or arrangements that eventually moved things forward. Although he claimed he was

merely a consultant, his interventions sealed some consensus points that were hard to come by were it not for him.

A LOT OF BULL....It’s a pity that such a man is still outside the mainstream and still doggedly continues with his “fight”. Despite how hard and seemingly insurmountable the odds are for him and his cohorts.

But this report that he is coming home to a waiting position in the cabinet, to me, appears to be a lot of bull. Power-sharing, not the least of the CPP’s aspiration, in the guise of a cabinet position for Joma is ridiculous and preposterous. This is spiced up by reports of the alleged “integration” into the AFP of NPAs. This is not workable. To be fielded as JOMA/p.11

SUPERTRES

FRIDAY, JANUARY 27, 2012

11

LET’S PLAY LOTTO! SUPPORT PCSO!

SUPERTRES M D B P A S A K AY G U I D E

1 2 5 0 4 3

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8 4 9

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4 9 7 0 3

3 2 8 1 4

4-9-0

1 5 9 2 6

M D B S Y N D I C AT E G U I D E

0-1 2-5 6-9 0-1 4-7 6-9 3-8 4-7 Joma From page 10

3-8 2-5 0-1 6-9

able. To be fielded as “forest protectors” or forest rangers are more like it for the NPAs -- assuming there is an imminent settlement.

Any peace settlement must have as its component a demobilization program where the armed rebels shift from their “fighting” mode to a peaceful transition with some meaningful livelihood for them so they can start normalizing their lives with their families. This is easier said than done. But that’s the trajectory of every peace settlement.

But again, I am speaking in hypothetical terms because the peace talks are nowhere near this stage where discussions are on the end-game topic of demobilization, demilitarization and reintegration (DDR).

We are still far from that.

Hence all this recent talks are all hot air, if you ask me.

REALITY CHECK --For Joma to come home and visit the Philippines, even when talks are still moribund or are still in the doldrums is the best thing that can happen. Luis Jalandoni and wife, Connie had been shuttling here several times and there were positive vibes

20 42 06 46

H O T P A S A K AY

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JHO PANTOJA ANGLE CALENDAR

4-7 3-8 2-5 0-1

RESULTS (JAN 26, 2011) Bonus PCSO DRAW 11a.m. - 01-14 11 a.m. 1-1-5 4p.m. - 16-31 072 9p.m. - 08-14 075 4 p.m. 1-8-2 50-29-26-40-32-18 082 9 p.m. 3-7-6 Jackpot Prize: 085 Php148,179,402.00 472 SUERTRES RESULTS 27-21-22-39-02-23 475 DATE 11 am 4 pm 9 pm Jackpot Prize: 482 Php33,830,784.00 JAN. 19 234 598 181 JAN. 20 349 844 640 485

09067469233

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9 7 4 7 8

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HIGALA, Onse na ka draws nga wala mogawas ang 0 busa mao gihapon ang atong bantayan.

Karong adlawa magpokus ta sa 0 ug ang atong mga pairing mao ang 04, 05, 07, ug 08.

Magpili mo karon M A I N TA I N

that came at their wake. It’s always good to have one’s feet on the ground and for Joma, he had been away for so long that a look at the local scenario may bring wonders. It may also serve as a reality check for him.

Who knows! I suggest my friend Europe-resident former journalist Fidel Agcaoili does the same. So we can down together a few more SanMigs while he is here.

And he can rejoin us and return to his love: being a journalist. As I have done myself now.

Solons From page 1 flooded 29 barangays in Cagayan de Oro City and part of those submerged in water were the vehicles of the residents of these barangays,” Rodriguez said.

“There are still no reports of the actual number of vehicles damaged but it is safe to assume that they number into the hundreds,” Rodriguez added.

Rodriguez admitted that majority of these vehicles are not covered by Acts of God insurance and such are not entitled to compensation from insurance companies.

However, by paying them insurance proceeds, the

9 5 8 1 4

LUCKY PICK 748 473 026 029

kung asa sa 269 ang inyong kuhaon.

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19-13-31-34-12-29 JAN. 21 231 Jackpot Prize: JAN. 22 852 Php32,073,886.80 JAN. 23 054 17-35-21-10-32-42 JAN. 24 619 JAN. 25 783 Jackpot Prize: Php20,007,871.20

176 204 959 378 971

783 871 323 483 535

4-D : 7-4-4-0

9

5 0 3

4 0

SPOT YOUR LUCK

BULLSEYE

056-059-036 065-096-604 085-075-024 039-086-089 insurance companies will help the victims recover and ease up the already huge burden they are shouldering, Rodriguez said.

“The Insurance Commissioner should order the insurance companies to pay the insurance proceeds of the insured vehicles that were damaged by typhoon Sendong even if these vehicles do not have Acts of God coverage as an act of liberality and goodwill,” Rodriguez said.

Sendong From page 1 Subdivision, while in Iligan City, Bahayan 2-5.

Affected families and/or borrowers in the region are to coordinate with NHMFC Cagayan de Oro Satellite Office.

Meanwhile, Cagayan de Oro City Councilor President Elipe, chair of the city council committee on energy, urged the Cagayan Electric Power and Light Company, Inc. [Cepalco] and Cagayan de Oro Water District [Cowd] to condone surcharge and penalty to the people of Cagayan de Oro City.

“The city is in crisis, Cepalco and Cowd should consider,” Elipe lamented.

Elipe was joined by City Councilor Ramon Tabor.

“I was insistent in reminding these gasoline dealers. I really was thankful to the city that we condone real property taxes to those Sendong victims. I am urging more so the people of city to give special concern to these sendong victims, give them time to recover as how can they tax their damaged lands,” Tabor said.

With NHMFC reports

Amante From page 1 (JICA) program with Mayor Amante to provide the necessary assistance during the study.

Amante said the project will use as materials wastes of animals such as pigs, chicken, cows and carabaos.

When fully developed, the facilities will produce fertilizers and fish feeds in one week time, he said.

Caraga State University president Dr. Joanna Cuenca said her school has enough space to accommodate the facilities for the bio-science project.

Vice Mayor Lawrence Lemuel Fortun said the project is the first of its kind to be introduced in the locality and he looks

forward to its benefits to the farmers and fishpond owners.

Amante said the completion of the project will surely contribute to the local economy’s advancement and growth.

With Namioka were Messrs. Namiki and Nakano also of E’s Incorporated.

Revives... from page 4

by Asst. Superintendent Pharida L. Sansarona through an Administrative Order, reassigning her to the Office of the Regional Secretary of DepEd-ARMM in Cotabato City issued by then Acting ARMM Regional Governor Ansaruddin A. Adiong.

That order was questioned by Macatanong and she was sustained by the Civil Service Commission that ordered her reinstatement to her original position.

However, then Acting ARMM Regional Governor Adiong defied the order of the Civil Service Commission and even if he was cited for contempt, he did not reinstate Macatanong, records revealed.

It was only at the assumption of OIC ARMM Regional Governor Mujib S. Hataman that Macatanong was reinstated to her original position as the former’s expression of his adherence to the rule of law.

Macatanong added that during the period that she was prevented from performing her functions as Division Superintendent of Marawi City Schools many projects were laid aside.

In her opening and welcome address, Macatanong thanked the thousands of school officials, teachers, pupils and the general public for their support in holding again the Ahletic Meet in the division.

She also extended her thanks and gratitude to OIC-ARMM Regional Governor Mujib Hataman in upholding the rule of law by restoring her to her original position.

Addressing in the local dialect, Mayor Sultan Fahad “Pre” Salic exhorted everyone to unite and move forward, leaving behind the things of the past, and move for new achievements for the good of the students and pupils who will be the leaders of tomorrow.

ARMM Regional Civil Service Commission Director Dominador Gonzales, the Guest Speaker, told the crowd to move forward and forget the past.

Former Ramain Mayor Johari Macarampat who represented OIC ARMM Governor Mujib Hataman said that as a member of the Transition Team of the administration, he is supporting Hataman in every effort to improve governance and people’s lives in the region.

PNP Provincial Director Senior Superintendent Romeo Rosales encouraged the school officials and teachers of the Marawi City Schools Division to continue holding athletic meets because it is in these activities that discipline and sportsmanship can be developed.

Sportsmanship applies later on in all the future endeavors in the lives of the students and pupils; it will develop the attitude of being a magnanimous winner and a good loser, he added.

The 2012 Division of Marawi City Schools Athletic Meet was participated by all the public elementary and high schools in the division with the theme: “Marawi City Division: Aiming High for Globally Competitive Athletes through Sound Sportsmanship.”

It is one of the major thrusts of MONA (Moving Forward for New Achievements) under the renewed administration of Marawi City Schools Division Superintendent Mona S. Macatanong.

12

FRIDAY, JANUARY 27, 2012