August 2015 by Minnesota Good Age

AUGUST 2015

Learn on! Go to college again

Loop hearing Page 30

New technology offers clearer sound Page 34

Visit Sedona Page 20

PLUS —

LOCAL CHEF TERRY JOHN ZILA SHARES HIS AMAZINGLY SIMPLE LAMB CHOPS RECIPE! Page 28

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Contents 20

Sedona

Cooler than Phoenix, this scenic city is worth exploring — yes, even in summer.

Lifelong learning

Minnesota universities are offering all the fun of a rich education without the hassles of tests, grades and high tuition.

In the loop

Seniors in Minnesota are hearing more clearly, thanks to a newly adopted technology.

→→On the cover Name: Terry John Zila Age: 51 City: New Hope Occupation: Chef, culinary instructor, interior designer and garden creator, a jack of many trades. Zila teaches cooking classes in the Twin Cities and appears regularly on KARE 11 TV food segments. Learn more at johnjeanjuancakes.com — and check out his recipe for quick lamp chops on Page 28 in this issue. Hobbies: I’m a compulsive gardener and am always looking to reconfigure my own gardens and find out what’s new out there. I also run, swim and go to the gym on a pretty regular basis. It’s a great stress release and it comes in handy to combat the effects of the copious amount of food I’m able to consume. And there’s always a book or two going. How do you stay on top of trends? It’s almost impossible not to be inundated with the new and the now with how the Internet is today with Pinterest, Instagram and Twitter. But I also — though it may be old school — love the both the design and food magazines. I think the tactile nature of magazines allows for more of a connection than Internet sites. For food, I think eating out is the best research. As a chef, it’s always good to go and try something new to re-energize your palate. Photos by Bjorn Meisner 6 / August 2015 / Minnesota Good Age

Good Start My Turn 10 Tough guys with gruff words taught me plenty of life lessons. Memories 12 Our sense of smell can take us to unexpected places, good and bad. This Month in MN History 14 Minnesota’s Civil War veterans returned home 150 years ago.

Good Health House Call 16 Driving is a privilege that doesn’t last forever. Know when to stop. Caregiving 18 Stressed out from caregiving? Get on the right track with a class.

Good Living

Housing 24 The Golden Girls, who shared a house and four incomes, did it right. Finance 26 It’s never too late to get a handle on your expenses and income. In the Kitchen 28 Lamb chops are quick and easy with this recipe by a local chef.

38 Can’t-Miss Calendar

SURREYS, CRUISERS, KAYAKS, CANOES & MORE! Volume 34 / Issue 8 Publisher Janis Hall jhall@mngoodage.com Co-Publisher and Sales Manager Terry Gahan 612-436-4360 tgahan@mngoodage.com Editor Sarah Dorison 612-436-4385 editor@mngoodage.com Contributors Marilyn Cappellino, Betsy Kane Ellis, Carol Hall, Skip Johnson, Dave Nimmer, Jessica Kohen, Haley McInnis, Bob Ramsey, Dr. Michael Spilane, Jenny West

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Good Start / From the Editor / Sarah Dorison

Perpetually learning I met Terry John Zila — a Twin Cities chef and this month’s Good Age Cover Star — in the checkout line at Costco, where he was buying a rack of lamb. I asked him how he liked to prepare it because that cut of meat had always seemed intimidating to me. Cheerfully, he shared his technique: Slice the chops off the rack into little lamb lollipops and grill them just a few minutes on each side. He made it sound so easy. So I bought the rack on my next visit to Costco, tried his trick — and they were amazing. And, so with this issue, we have Zila’s lamb recipe in our In the Kitchen department. Zila, who appears regularly on KARE 11 TV to talk food, seemed like the perfect fit for our cover this month because he truly embodies the theme of the issue: Lifelong Learning! How can a man be on top of ever-evolving culinary trends (and home design fashions — for his other profession of interior designer) without being in a constant state of knowledge absorption? I asked Zila how we can all make sure we’re engaged in lifelong learning. He said: “I think what all lifelong learners have in common is a boundless curiosity and the need to understand and better the world around us.” If you’re open, if you let your mind become a sponge, you’ll keep it strong, active, full and interesting. But what if you’re too shy to talk to strangers at the grocery store? No problem. Minnesota universities and organizations offer a variety of lifelong-learning programming that older adults can take advantage of (at extremely reasonable rates). (Read all about it in our feature story in this issue.) Curious about the Architecture of the North Loop? There's a class for that. Feeling more practical? How-to classes, such as Simple Bike Fixes, abound. You can even study up on ISIS, King Arthur or the Twin Cities' most popular ethnic markets (quite popular with foodies). Here’s a chance to really know your stuff. You just have to be ready to learn. What will you learn next? Sarah Dorison, Editor 8 / August 2015 / Minnesota Good Age

Good Start / My Turn / Dave Nimmer ⊳⊳ Dave Nimmer (left, with a platoon member) attended basic training for eight weeks at Fort Leonard Wood, Mo.

Lessons at the chalkboard I was 17 when I met chemistry teacher Harry Ziegert at Goodrich Senior High School. His class was the stuff of lore and legend. Harry was known to throw a piece of chalk at a hapless student in front of the blackboard, who was unable to finish the equation or solve the problem. He got my attention one day with one little word: “IF,” he roared, “if you’d

Guy wisdom →→Rough words from gruff men taught me life’s hard lessons over time

This month Minnesota Good Age celebrates lifelong

have read the chapter, Mr. Nimmer, you wouldn’t be standing there like a dummy, wasting my time, your time, everybody’s time. It’s the biggest, little word in the English language, Mr. Nimmer. IF. IF. IF. IF only.” By the time I finished the course, I was more adept at the blackboard and I could see the faintest trace of a smile crease

learning and I’m recalling that a few of my most memorable lessons came at the

Harry’s face, almost as if he were trying

hands of, in the company of, from the mouths of, some pretty tough cookies.

to hide it. But I noticed.

They brooked no nonsense, suffered no fools, spared no feelings and took no prisoners. In 2015, they could very well have been reprimanded, suspended or censured for what they did and said. But those memories have stuck in my mind for a halfcentury. They came back just a few months ago when I watched Whiplash, the 2014

I got an A that semester — and found the first chemistry class at the University of Wisconsin was a breeze.

Cub reporter Going from the U of W to my

movie that won an Oscar for J.K. Simmons (the bald guy in the Farmers

reporting job at The Minneapolis Star

Insurance commercial), who played the role of professor and conductor at a pres-

was not a breeze.

tigious school of music.

My boss, City Editor Lee Canning,

He had a student, a young drummer, who aspired to be the next Buddy Rich.

got my attention in a hurry. When

To him and other students, the character Simmons played was abusive, angry

a mortuary called with an obituary

and arrogant. He was loud, proud and profane. He could throw a chair and pitch

notice, Canning would point to the

a fit — a musical Bobby Knight.

rookie reporter and bellow, “Bury one

Maybe it’s a guy thing, but I wound up proud of myself for surviving — and learning from — the tough guys, especially those with the grace to offer a final pat on the back after an initial kick in the butt. 10 / August 2015 / Minnesota Good Age

on 8-0 (the extension line).” Over my 15 years at The Star, he was brutally honest, generally demanding

and especially competitive. He was also my best mentor, supporter and benefactor.

Basic training Sgt. Richard N. Hollis wasn’t exactly a mentor when I was a buck private, an 18-year-old just out of high school about to start eight weeks of basic training at Fort Leonard Wood, Mo. My introduction came on the first day of basic when I stumbled out on the parade field with my duffel bag over my shoulder. The other recruits were standing in even ranks and I didn’t know where to go. “Trooper,” Hollis shouted, “you running around like a chipmunk. Get you’re a** over here now. I’m tired of getting saddled with all of the misfits in my platoon and now I’ve got you, a chipmunk.” I did. I’d marched 10 miles with my pack and M-1 rifle. I’d crawled the infiltration course. I’d qualified as an expert marksman. I’d kept my gear — and my nose — clean for eight weeks. And when it was over, I ran into Sgt. Hollis at the post exchange, just before I caught the bus home. “Nimmer,” he said, “you’re still a runt, you know. But you’re also a man. And you proved it.” I believe that’s the most memorable compliment of my life. Dave Nimmer has had a long career as a reporter, editor and professor. Send comments or questions to dnimmer@ mngoodage.com.

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Good Start / Memories / By Carol Hall Medical memories Our hospital reeked of ether, which was then used as anesthesia. Its dense sweetish odor hit my nostrils full force upon walking through the door, which I did kicking and screaming, terrified of what was ahead: Although children were never allowed to visit patients, for fear of carrying germs, we were brought to the hospital to be given shots for contagious disease. Just the thought of the needle and the pain of the shot made me hysterical. And in addition to this horror, doctors then routinely yanked kid’s tonsils out. Some of my friends who had had a tonsillectomy described their panic of being smothered by ether when it was clamped over their nose before surgery. I lived in fear of having to go through this myself. And being a patient, I’d be cared for by the nuns

Aromas that trigger emotions →→Nothing jogs the memory quite like scents

Smell is the most powerful of all our senses to trigger distant memories. This explains why the aroma of carnations is abhorrent to me — and if I ever again smell ether, I’ll surely gag.

who ran our hospital. Their black habits and strange white headdresses were intimidating to a little Lutheran girl like me — and were as foreign as the religion they practiced.

Drug-store charm Of course, not all scent-induced memories are bad. As much as I despised family funerals and our town’s hospital, I loved our drug store. I associate it with the much-anticipated summer vacation from school, when, as a pre-teen, I made it my hangout.

Carnations bring back the dreaded family funerals of my 1940s and ’50s youth.

The drug store’s appeal emanated

Baskets of them unfailingly banked the casket of an aunt or uncle — relatives my

not only from it being the only air-

mother insisted I view one final time. To endure this ordeal, I’d close my eyes or turn

conditioned place in town — an oasis

away from the corpse as I passed by, but it was impossible to escape the cloying scent

on those hot summer days — but also

of the carnations.

from its innate tidiness: the gleaming

12 / August 2015 / Minnesota Good Age

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carbonated water used to make that soda! Its clean fresh scent permeated the place.

Why smells? The anatomical reason for the impact of odor on memory is the closeness of our olfactory bulb above our nose, which helps process smells, and the amygdala and hippocampus brain regions, which control emotion and memory. The theory behind it has been named after French author Marcel Proust. The aroma of a tea-soaked madeleine biscuit brought back a flood of recollections from Proust’s childhood, which inspired his epic novel, Remembrance of Things Past,

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Good Start / This Month in Minnesota History / By Jessica Kohen

The end of the Civil War →→150 years ago this month, Minnesota welcomed its soldiers home

As the Civil War drew to a close in late spring 1865, many of Minnesota’s veterans began the long trek home from Southern battlefields. Not every unit returned; some remained for occupation duty. Those who did return typically came home via the Mississippi River, then reported to Fort Snelling where they

▲▲Historic Fort Snelling in St. Paul welcomed Minnesota’s Civil War veterans home in August 1865. Photo courtesy of the Minnesota Historical Society

awaited mustering out of federal service. On Aug. 26, 1865, Lt. Gen. Ulysses S. Grant visited Minnesota by steamer.

filling various administrative ranks,

Having led the Union Army to victory in the Civil War, he and his entourage were

including eight Civil War veterans who

welcomed with cheers at stops in St. Paul, Minneapolis, Minnehaha Falls and Fort

went on to serve as Minnesota governors

Snelling before departing back down river.

in subsequent years.

Honoring the troops

State Capitol paid homage

Not all units arriving at Fort w experienced a grand reception. The earliest units

The history of the Civil War was not

arrived without fanfare. Concerned citizens quickly formed a Soldiers’ Reception

forgotten. When the new State Capitol

Committee, which organized celebrations to welcome home Minnesota’s warriors in

opened in 1905 after 12 years of plan-

a fashion they believed deserving of defenders of the Union.

ning, it was adorned with Civil War

Parades, band concerts, banquets, speeches and other festivities were held for the

statues, paintings and battle flags.

newly arrived troops. After the initial welcome, soldiers reported to Fort Snelling,

Soldiers also held veteran reunions in

where they received their final pay, turned in their weapons and equipment and

the years that followed, which helped

formed up one last time, often to hear farewell speeches from their commanders.

steel friendships forged in war.

Many soldiers quietly returned to civilian life. Others continued to serve the state, 14 / August 2015 / Minnesota Good Age

One hundred and fifty years later, the

→→Learn about Minnesota’s role in the Civil War To mark the 150th anniversary of the end of the Civil War, visitors to Historic Fort Snelling in St. Paul can experience a large-scale recreation of the return home of Minnesota’s Civil War veterans during Civil War Weekend, Aug. 15–16. Guests can participate in interactive learning stations and watch demonstrations and vignettes put on by site staff and local re-enactors. The event will serve as a capstone activity for the Minnesota Historical Society’s sesquicentennial commemoration of the Civil War — and will coincide with the traveling exhibit, Lincoln: The Constitution and the Civil War, which will be on view at the Historic Fort Snelling visitor center through Aug. 20. Learn more at mnhs.org.

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Minnesota Historical Society serves as a steward for many wartime manuscripts and artifacts. The society was already an active collecting institution when the war began in 1861, so it was a logical repository for both personal and government documents. Many letters, diaries and reminiscences have found their way into the collections over the years. Official state records, particularly of the governor and the adjutant general, including nearly 2,000 muster rolls, have been added, along with an extensive collection of regimental histories, diaries and official sources, many dating from the years just after the war. Jessica Kohen is the media relations manager for the Minnesota Historical Society. Minnesota Good Age / August 2015 / 15

Good Health / House Call / By Michael Spilane

Driving concerns

→→Staying on the road requires lightening-quick judgment, reflexes, senses

Vision, hearing Let’s start with the senses. It’s apparent that bad sight makes for bad driving. Less apparent is the fact that problems with sight are universal by the seventh and eighth decades. There’s a

Americans believe that driving a car is a God-given right. Not surprisingly, many older adults dig in their heels when a family member or a doctor suggests it’s time to turn in the keys. Statistics indicate that the older population, as a group, drives reasonably safely until about the middle of the seventh decade. The accident rate then begins to climb, and reaches alarming levels for those over age 85. Some continue to drive safely into advanced age. The challenge is to identify the high-risk older drivers and persuade them to stop driving. There are many reasons why older drivers have more accidents. Safe driving requires lightening-quick integration of sensory input, reflex action and judgment. Problems with the senses, reflexes and brain function lead to increased risk of driving errors and accidents. And advancing age is strongly associated with declining ability in all of these body functions.

16 / August 2015 / Minnesota Good Age

predictable decline in general visual acuity, night vision, peripheral vision and ability to visually discriminate moving objects. The magnitude of deterioration varies greatly among individuals, but no older person is entirely spared. Though less important to safe driving than sight, hearing loss becomes problematic when it’s severe. It’s not just the unheard sirens and horns. Inability to appreciate general traffic noise eliminates cues that are important for safety on the road.

Balance, reflexes Reflexes slow with advancing age. Bad knees or hips and degenerative changes in bones and joints of the neck and upper extremities lead to slower reaction times. But the bigger problem is the sluggish performance of the nervous system. Sluggish may be too harsh a word, but even a fraction of a second makes a big difference in the complex act of driving. If an individual can’t maintain balance while walking quickly with one foot in front of the other along a straight line, the reflexes aren’t what they used to be (and they might not be sharp enough).

Brain power Many medical studies have demonstrated that failing brain function is the most significant causative factor in car accidents involving older drivers. Even if the senses and reflexes are perfect, impaired judgment will take its toll. Judgment acts as the mediator between sensory input and reflexes. Driving demands that the brain process much information very quickly, and an older brain may not be up to the task. Erratic driving behavior is sometimes an early sign of Alzheimer’s disease, but normal age-related slowing of brain processing ability is sufficient on its own to increase the risk of driving errors.

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drivers pass a simple vision test every fourth year when applying for license renewal. That’s it — the same as for younger drivers. A police officer, family member or physician may request that the state call for a formal road test if there’s evidence to support unsafe driving. Physicians in the state of Minnesota aren’t legally required to report patients who are judged unfit to drive. Ethics of professional practice do result in voluntary reporting, but this is seldom the manner in which the car keys are finally hung to rest. Most older people who stop driving do so on a voluntary basis, often after a near miss or in recognition of the high expense of maintaining a car versus the few miles driven. Prodding by family members and a physician are often influential, but some folks will resist all persuasion and continue to drive until formal action is taken. A few will continue to drive after the license is revoked! Life without a car can seem bleak. But remember that driving is a privilege rather than a right, and the privilege demands competence. Honest appraisal of driving skills will serve us — and the community — better than irrational heel-dragging. Dr. Michael Spilane spent more than four decades practicing and teaching geriatric medicine in St. Paul. Send comments to drspilane@mngoodage.com.

Minnesota Good Age / August 2015 / 17

Good Health / Caregiving / By Betsy Kane Ellis and Jenny West leisure activities no longer exist and even medical appointments are cancelled.

Studying self-care, disease Caregivers need to look at various resources to meet their needs since every situation is unique. One such resource to consider, and a good one to start with, is caregiver education. This can take the form of one-to-one education with a caregiver consultant on topics related to the family's specific situation. It might be education about a specific disease diagnosis, how to communicate with health-care professionals or how to ask for help. Another option is information online, covering a variety of topics and illnesses such as the National Stroke Association at stroke.org or the Alzheimer’s Association training pages at training.alz.org/home.

Caregiving classes

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→→Education about caring for yourself (as well as your loved one) is essential

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Family and friends are the mainstay of many older adults’ ability to

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Today, an estimated 736,000 Minnesotans, 1 in 6 people, provide regular care or assistance to someone who has a health problem, long-term illness or disability. These people are caregiver spouses/partners, adult children, relatives and friends who help with household chores, transportation, bathing, dressing, treatment plans, paperwork, follow-up appointments, meals and medications. Along with these various caregiving roles and responsibilities comes stress and fatigue. Research studies find high rates of depression and anxiety among caregivers and increased vulnerability to their own health problems. As caregivers, we generally stop doing things for ourselves and concentrate only on the other person: Time to exercise will disappear, books clubs will be put on hold, 18 / August 2015 / Minnesota Good Age

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Discover tools for dealing with changes and making tough decisions. Certified trainers conduct the courses around the state and help caregivers who are feeling stretched and overwhelmed. To find a class in your area, go to mnhealthyaging.org or call Senior LinkAge Line 800-333-2433. Betsy Kane Ellis with Jewish Family Services of St. Paul and Jenny West with FamilyMeans of Minnesota are both members of the St. Paul-based Metropolitan Caregiver Service Collaborative (caregivercollaborative.org). Minnesota Good Age / August 2015 / 19

Good Living / Travel

Summer in Sedona

With the weather substantially cooler than Phoenix or even Las Vegas, this city of 10,000 is a beautiful (pet-friendly) place for relaxing, shopping and exploring. By Haley McInnis

he American Southwest is rarely mentioned as an ideal vacation destination during the summer months, and Arizona has an especially poor reputation with its high temperatures. However, there’s a lovely place in the state that stays lively and much

cooler than the rest — Sedona, Ariz. Mountains surround Sedona, protecting it from much of the desert heat. With national parks, festivals and events abuzz with activity throughout the summer months, Sedona isn’t one to overlook. Here are seven attractions to build your trip around in Sedona (yes, during the summer months).

20 / August 2015 / Minnesota Good Age

→→Traveling with pets? El Portal Sedona Hotel is a petfriendly, 12-suite boutique hotel located in the arts and crafts district of Sedona. In summer months, rooms start at $199 a night. Each suite includes a private entrance, patio, fireplace and whirlpool bath. Some units feature fenced patios for pets. There are no pet fees. Learn more at elportalsedona.com and visitsedona.com.

1 Hikes Sedona offers miles of beautiful trails for hiking and biking that are suitable for explorers of all skill levels. Flat trails wind their way around the foothills, offering spectacular views of the vibrant landscape and red sandstone formations of the Sedona desert. More difficult treks climb from canyon bottoms to the tops of the rocks, where hikers can enjoy sprawling vistas below. Many trails are pet friendly, too.

2 Hummers The Sedona Hummingbird Festival is truly a sight to behold. Held in late July and early

▲▲The Tlaquepaque Arts and Crafts Village offers visitors many opportunities to see and purchase works of art. ⊳⊳ Ancient rock formations near Sedona boast a bright red-orange hue due to a thin coating of iron oxide on the particles in the rocks.

August — when the population of hummingbirds is the highest and most diverse — it features free exhibits, garden tours and even special breakfasts with the colorful little birds. See hummingbirdsociety.org.

3 Art

6 Healing Sedona’s peaceful and rejuvenating atmosphere has attracted mediums, meditation experts and many others

The artistic soul of Sedona shine brightly in galleries, shops and squares throughout

seeking healing experiences for many

the town. Tlaquepaque Arts and Crafts Village offers frequent events, shows and

years because of energy vortexes in the

celebrations throughout the year. On the first Friday of each month, from 5 to 8 p.m.,

area, touted by members of the New Age

the Sedona Gallery Association puts together a showcase to highlight artists, special

community. Sedona offers numerous

exhibits and events for locals and visitors alike. First Fridays are free and include

spiritual retreats and opportunities for

opening receptions, plus free trolley rides between venues.

psychic readings as well.

4 Parks

7 Grand Canyon

Don’t leave the kids or grandkids out. Slide Rock State Park was named one of the top

What kind of visit to Arizona, the

10 state parks in the country last year for its smooth, slippery natural waterslide that

“Grand Canyon State,” would be complete

ends in a swimming hole — a fun and cooling way to spend a day with the family. Red

without a trip to the grandest of canyons?

Rock State Park also has activities for kids with ranger programs, guided nature walks

Sedona is less than two hours from

and presentations. The Crescent Moon Ranch Picnic Area at Red Rock Crossing, mean-

the national park’s stunning views.

while, features can’t-miss fishing, swimming and picnicking.

And many tours leave from Sedona for folks who want to ride instead of drive.

5 History If history and culture are more interesting to you, check out Sedona Heritage Museum featuring art from across the region, plus educational exhibits. Sedona is also the location of two Indian ruins — the Palatki and Honanki heritage sites. Don’t miss Montezuma Castle and Well, a national monument about 30 minutes from Sedona. One notable

Leashed pets are allowed on the trails above the rim. Haley McInnis, a writer for LuCorp Marketing of Phoenix, wrote this piece for El Portal Sedona Hotel.

bonus: Walking involved in any of these cultural experiences is minimal. Minnesota Good Age / August 2015 / 21

Good Living / Housing / By Marilyn Cappellino Shared living reinvented The Golden Girls model is similar to the way extended families used to live. Before 1960s’ America glamorized the nuclear family lifestyle, multiple generations of relatives and friends often lived under one roof. A grandparent, a sister, an uncle or cousin lived with mom, dad and kids. The arrangement cost a bit of privacy, but also helped a family in countless ways. Typically, expenses and chores were shared. Maybe more important, however, someone was always around to help with everyday stuff — move a chair, carry groceries, babysit, granny-sit, organize pills or remind you to eat. If one was to fall, another was there to find her. That’s how it was with the

THE GOLDEN GIRLS DID IT RIGHT

→→Shared housing helps seniors save money, peace of mind and even time spent on chores

If I ever found myself old and alone, I’d want to live like the Golden

Golden Girls. If Dorothy was out late at night, Rose and Blanche were there to keep company with Sophia, her elder mother. In a house full of people you know and trust, scary things like sounds in the night, blizzards, earthquakes, spiking fevers and worrisome chest pain are just easier to handle. Research has shown that shared housing also contributes to a lightness of spirit. What might have kept the

Girls. It seems to me those four women captured an ideal form of assisted living —

Golden Girls vital and socially engaged

one far more affordable, effective and fun than the kind you purchase with your

is a lifestyle that mimicked how they

entire life savings.

lived in younger years, as if they were

From 1985 to 1992, when NBC aired the popular series, the main characters in The Golden Girls lived a nice life. They shared a spacious Miami ranch-style home with a large kitchen, ample dining space, a first-floor laundry room, a wellappointed living room, a lanai and a garden.

in a college dorm or sorority house or in a loving, extended-family situation. Harvard’s Ellen Langer, author of Mindfulness, is behind the now-famous

All this was at 25 percent of the cost of living similarly on one’s own.

Counterclockwise Theory, showing

And like expenses, chores were shared as well. Each woman did about one

that reliving patterns of happier times

quarter of the tasks necessary to a household — cooking, shopping, cleaning,

has positive mental and physical

budgeting and paying bills.

effects. The singing, laughing, dancing

This arrangement allowed all the girls a contribution big enough to maintain a sense of purpose, but also allowed plenty of free time. Not bad. 24 / August 2015 / Minnesota Good Age

and dining that the Golden Girls did together actually may have nurtured

their youthful vigor. Did the Golden Girls have differences? Of course. Arguments? No question. But was their lifestyle worth it? Absolutely.

Options, costs, trade-offs Just consider a couple of alternatives. Living with one’s children is so infrequently proposed today, that it hardly merits

light help during recuperation. And then there are other risks known to threaten seniors living alone — malnourishment, unattended illness, depression and loneliness that can come from the painful silence of an empty house. Yes, the Golden Girls had it right.

mentioning. Most seniors find this option plagued with worry of being unwelcome,

They didn’t rely on their kids or others

and fear of being burdensome, both of which are strains on the senior psyche.

who labeled them as “old.”

Assisted-living facilities can give you physical help plus some social interaction.

They opted for a comfortable and

But institutional-type living, even in charming places with relaxed restrictions,

active lifestyle, and chose to give one

signals a loss of independence, and rarely feels like home. Also, it’s costly.

another assistance rather than pay

According to AARP figures released in 2011, private room costs differ among the states and can range anywhere from $28,500 to $60,000 annually. Life isn’t cheap for those living alone either. On top of paying for household expenses, many seniors will require costly in-home care at some point. The CDC reports that 1 in 3 adults age 65 and older falls each year, and that 20 to 30 percent of those who fall suffer an injury that will “make it hard to get around or live independently.” Any injury or illness, in fact, generally requires some form of

strangers for it. And they had company. Though they sometimes bickered, the girls had a friend at the ready to talk, laugh, cry with. And that, at any age, is priceless. Marilyn Cappellino is a syndicated columnist living in Buffalo, N.Y.

Minnesota Good Age / August 2015 / 25

Good Living / Finance / By Skip Johnson Your expenses will be broken into two categories. Fixed expenses are those that don’t change from month to month, like mortgage or rent, car payments, mobile-phone bills and insurance. Variable expenses, including food, gas and entertainment, fluctuate each month.

What makes a good budget? A successful budget will be one in which your income is greater than your expenses and one that allows you to save at least 10 percent of your income into two types of savings. Short-term savings are held in accounts you can access like a savings account or a money market fund. Long-term savings are for

BUDGETING 101

→→You’re never too old to manage your money

They say you can’t teach an old dog new tricks, but I disagree.

retirement and should be put away in an IRA or 401k.

What if it doesn’t add up? You have two options: Increase your income, perhaps by getting a parttime job or selling items — or you can

Education knows no age limit, and it’s never too late to learn. In that spirit, I invite

cut your expenses. The first place to

you to go back to school in this article for a class I like to call Budgeting 101.

look when you’re trying to cut back

Why do I need a budget? According to Gallup, two-thirds of Americans don’t have a budget. To them, I say: A budget may be the one thing that’s different between someone who’s financially secure and someone who isn’t. Many of my clients are in or near retirement and are concerned about making

is eating out. If you can eat at home two or three days a week, you can save at least $50 per month. Look for memberships you aren’t using or subscriptions to magazines you aren’t reading. You may also

their money last. A budget can ease those worries. A budget can also play a role in

consider cutting premium cable chan-

paying off debt and raising your credit score.

nels. Just about everyone has areas

Where do I begin? Start by saving all of your financial statements for the next month. That includes

where they can cut back, but you have to look hard and make a commitment.

all receipts, bills and pay stubs. Tally your documents in two columns — one for

How can I stick to it?

your income, the other for your expenses. For those in retirement, your income

These steps won’t do you much good

may consist of Social Security and investment gains, rather than a paycheck.

unless you stick to the budget you

26 / August 2015 / Minnesota Good Age

South St. Paul HRA The first place to look when you’re trying to cut back is eating out. If you can eat at home two or three days a week, you can save at least $50 per month.

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created. Your variable expenses are where you run the risk of going overboard. One way to keep spending in check is to put away the credit cards and take only cash with you when you go shopping or out to eat. I also tell my clients, they can blame me: If a friend or family member asks them to go out to a fancy restaurant, they can simply say, “Skip says it’s not in the budget!” I’m extending the invitation to you as well. Also, keep in mind, making a budget isn’t a one-time thing. Good budgeters will check in with their spending

available & for event e nc a rm o rf e p rentals

plan monthly and make adjustments

In the Heart of the Beast Puppet and Mask Theatre

as necessary. Don’t be shy about rewarding yourself for a job well done.

Offering performances, residencies and touring shows.

You can treat yourself to a dinner out or an item you’ve been eyeing.

since 1973

Just make sure it’s within your budget.

Skip Johnson is a partner at Great Waters Financial in New Hope. Learn more at mygreatwaters.com.

612.721.2535 hobt.org

PLEASE DONATE

To be an active supporter of In the Heart of the Beast, you can make a gift online or mail a check to 1500 E. Lake St., Mpls, MN 55407

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8/27/14 11:57/ AM Minnesota Good Age / August 2015 27

Good Living / In the Kitchen / Recipes and photo by Terry John Zila

Quick chops 28 / August 2015 / Minnesota Good Age

GRILLED LAMB CHOPS 4 large garlic cloves, crushed 1 tablespoon fresh rosemary leaves 2 teaspoons fresh thyme leaves Pinch cayenne pepper

Kosher salt, to taste ¼ cup extra-virgin olive oil 8 lamb chops, 1 inch thick Vegetable oil for grilling

Pulse the garlic, rosemary, thyme, cayenne and salt in a food processor. Pour olive oil in slowly and pulse into a paste. Rub the paste on both sides of the chops and marinate them for at least 1 hour in the refrigerator. Let the chops come up to room temperature for at least 20 minutes before grilling. Brush a stovetop grill pan lightly with vegetable oil. Heat the pan over high heat until almost smoking. (You can also cook the chops on a hot outdoor grill.) Sear the chops on one side for about 2 minutes. Turn and cook for another 3 minutes for medium-rare. Be careful to not overcook.

ROASTED VEGETABLE SALAD WITH ISRAELI COUSCOUS 4 tablespoons olive oil 1 cup Israeli couscous 1½ cups vegetable stock 1 red onion, peeled and diced (½-inch pieces) 1 zucchini, diced (½-inch pieces) 1 yellow summer squash, peeled, seeded and diced (¼-inch pieces)

1 red bell pepper, seeded and diced (¼-inch pieces) 4 cloves garlic, coarsely chopped 8 sun-dried tomatoes, cut into thin strips ½ cup toasted walnut pieces ¼ cup balsamic vinaigrette ½ cup fresh basil, cut into thin strips

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Preheat oven to 350 degrees. Heat 1 tablespoon of olive oil in a medium saucepan. Add the couscous and stir to coat with oil. Pour in the stock and cook the couscous, stirring it occasionally, until all the stock is absorbed. (This will take 12 to 15 minutes.) When couscous is tender, remove it from heat and put it in a heat-proof bowl. Coat all the vegetables thoroughly with the remaining 3 tablespoons of olive oil. Spread the vegetables evenly on a parchment-lined rimmed baking sheet and bake for 20 to 30 minutes or until tender. Drain any liquid by placing the vegetables on paper towels. Combine the couscous, roasted vegetables, tomatoes and walnuts in a large bowl. Toss with balsamic vinaigrette to taste and garnish with basil.

Local chef Terry John Zila teaches cooking classes in the Twin Cities and appears regularly on KARE 11 TV. Learn more at johnjeanjuancakes.com. Minnesota Good Age / August 2015 / 29

Seniors receive instruction as part of a Simple Bike Fixes course through the Osher Lifelong Learning Institute at the University of Minnesota-Twin Cities. 30 / August 2015 / Minnesota Good Age

e g d e l w Kno

t s e Qu

By Michele St. Martin

ducation e f o n fu e th ll a rograms offer p g in rn a e -l g r high tuition n o s e d Lifelo ra g , ts s sle of te without the has

Learning doesn’t have to stop just because you’re getting older. That simple belief led to the founding of Elderhostel, the first American education program tailored to seniors. Elderhostel brought seniors onto college campuses for travel and learning opportunities in the 1970s. Today, the organization offers travel adventures through its Road Scholar programs. But Elderhostel’s overall mission of

UNIVERSITY OF ST. THOMAS

SELIM CENTER FOR LEARNING IN LATER YEARS Why it’s special: All classes are taught on UST’s campuses in St. Paul and Minneapolis, mostly by current or retired professors. “Our members are in their 50s to 90s,” said Jan Viktora, the center’s director. “Our members explore their passion for learning, and that happens when you learn with others.”

senior education — developed by a college

Cost: The Selim Center operates ala carte: You pay only for what you want. The

administrator — has also inspired a

typical cost to attend a series of lectures this summer ranges from $50 to $80.

patchwork quilt of educational programs

There are also lunch programs with lectures for as low as $25.

designed for ages 50 and older nationwide. Minnesota offers a particularly rich array of choices for adult learners in every corner of the state. Many are run by colleges and universities and are focused on enriching educational opportunities as well as fun social activities. What’s more, courses — covering everything from iPad basics to the ins

Offerings: Seniors age 50 and older can take in on-campus lecture series, daylong tours, luncheons and events. A recent class, Architecture of the North Loop featured an art historian and architectural specialist. It started at Target Field and included the stadium and its press box. The center’s Go to College program allows ages 50 and older to audit courses in areas of study such as aerospace, film and theology to name a few. Info: stthomas.edu/selimcenter, 651-962-5188

and outs of ISIS — are reasonably priced for seniors: Minnesota Good Age / August 2015 / 31

Knowledge Quest UNIVERSITY OF MINNESOTA, DULUTH

UNIVERSITY FOR SENIORS Why it’s special: Volunteer members age 50 and older play key roles in program planning. All classes are volunteer-taught. Among the oldest programs in the state, University for Seniors grew directly out of the Elderhostel movement. “Our members break every stereotype of a senior,” said director Lucy Kragness. “They’re a vital group of interesting people from a wide variety of backgrounds who enjoy learning together and sharing each others’ stories.” Instructors reap equally rich benefits: “When outside study group leaders come [to teach] they say, ‘I can only do this once,’” Kragness said. “And then they want to come back the next term.” Cost: $140 per term or $370 for an annual membership (fall, winter and spring terms). Members can participate in up to 10 study groups per term and are provided with access to transit passes to get to and from campus. Offerings: There are 40 to 45 study groups per term. History and current-events classes are popular with members. Although there’s no formal summer term, members do get together for summer forums to discuss current events or for weekly tai chi in Leif Erickson Park. Info: d.umn.edu/chancellor/ universityforseniors, 218-726-7515 ▲▲University for Seniors members (top to bottom) Jay Amato, Joyce Hickman and Margaret Cleveland, a long-time member of University for Seniors and the current chairwoman of the curriculum committee, attended the University of Minnesota-Duluth program’s annual kickoff event last fall. Ronald Manheimer, a nationally recognized leader in lifelong learning, was the keynote speaker. The 2015 fall University for Seniors kickoff will be Sept. 10 at UMD. 32 / August 2015 / Minnesota Good Age

UNIVERSITY OF MINNESOTA

OSHER LIFELONG LEARNING INSTITUTE Why it’s special: OLLI-MN is part of a national network of Osher Lifelong Learning

I BUY HOUSES • Cash Paid For Your Home • Any Condition — I Love Repairs • “As-Is” Sale • My Best Price 1st • Local Buyer • Fast, Friendly Service • 15 Years Buying Experience

Institutes. With 1,200-plus dues-paying members, it’s the big Kahuna of lifelong

• References Available

learning in Minnesota.

For more information

“There’s so much research going on around aging,” said Sandra Stevenson, OLLI-

call Eric at 612-801-3202 Broker

MN’s executive director. “Being social is very important, being active, eating well and being intellectually stimulated — that’s how individuals remain vital as they

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age. And that’s the goal of all of our programs.” Cost: Basic membership, which allows members to take four courses during fall, winter and spring terms — and three courses during the summer term — cost $210 per year. Basic Plus memberships are $310, and include six courses during regular terms and four courses during summer. All members are allowed to take additional classes if space permits. Offerings: Along with classes on everything from the Affordable Care Act to the Archaeology of King Arthur, members are invited to social events, special-interest groups and also have access to travel opportunities. Current-events classes are especially popular, Stevenson said. Summer 2015 courses included Ethnic Markets of the Twin Cities, Frank Lloyd Wright in Iowa, Simple Bike Fixes and Iran’s Nuclear Role and the Fight Against ISIS. Teachers get as much out of teaching as the learners do out of learning. “Course leaders love teaching to this audience,” Stevenson said. “It’s so unique, engaged, involved.” Info: olli.umn.edu, 612-624-7847

→→More lifelong-learning programs in Minnesota Cannon Valley Elder Collegium in Northfield | cvec.org LIFE Learning is ForEver at Rochester Community & Technical College

rctc.edu/community/seniors/life The Learning Club at Winona State University

winona.edu/retiree/learningclub.asp Mankato Area Lifelong Learners at Minnesota State University, Mankato

mnsu.edu/lifelonglearners

Michele St. Martin is a freelance writer and editor, and the former editor of Minnesota Women’s Press and New Moon Girl Media. She lives in St. Paul with her husband and two teenage daughters.

MOMENTS LIKE THESE ARE PRECIOUS. DON’T LET THEM FADE AWAY. Age-related macular degeneration (AMD) is the leading cause of blindness in people 55+. It’s a chronic disease affecting more than 10 million Americans, and early detection is key to saving your sight.

Protect your vision from fading away. Call the Foundation Fighting Blindness for a free info packet about preventing and managing AMD.

A Cure Is In Sight 800-610-4558 FightBlindness.org

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34 / August 2015 / Minnesota Good Age

IN THE

LOOP Newly adopted technology brings clear sound to hearing-aid users — even amid high levels of background noise

By Bob Ramsey Among the 36 million Americans with hearing loss today, the most common complaint is, “We can’t hear in noise.” Modern hearing aids and cochlear implants have brought improved hearing to many, but most hearing devices still don’t separate the sounds listeners want to hear from background noise. Likewise, hearing aids often don’t effectively pick up sounds from a distant source, such as a stage or movie screen. Just making sound louder doesn’t always result in better hearing. In noisy or crowded settings, clutter still trumps clarity for may people with hearing loss, despite the use of advanced hearing aids. Fortunately, a better solution is now available. It’s called hearing-loop technology — and it’s catching on in Minnesota. “The loop allows hearing-aid users to hear what they want to hear,” said licensed audiologist Kim Fishman of CHEARS Audiology of St. Louis Park. Loop technology expands the capacity of a regular hearing aid or cochlear implant by eliminating extraneous noise. It bridges the gap between the listener and the sound source and boosts the ability of hearing-aid users to understand distant Minnesota Good Age / August 2015 / 35

IN THE LOOP

dialogue and other sounds.

to inform consumers about the telecoil when they purchase a

The technology is especially adaptable for

hearing device.

use in theaters, auditoriums, meeting rooms, churches, museums and other large or noisy venues, even airport concourses. Fishman and other advocates see potential for loops in schools, pharmacies (to enhance privacy) and even taxicabs. Monique Hammond, a past president of the Twin Cities

Fishman said hearing devices need to be activated by a hearing professional before they can be used with a loop. But after that, they can “just push a little button on their hearing aid to activate the T-coil to pick up the hearing loop” in any looped area. “You don’t have to label yourself as hearing impaired,” she said.

Chapter of the Hearing Loss Association of America, has experi-

“And it’s customized for them because it’s running through their

enced the benefits of loop technology firsthand.

prescription in their hearing aid.”

She remembers the first time she used a loop system. “It felt like having the speaker talk directly into my ear

It’s the law

without background noise,” she said. “The greatest challenge for

The Americans with Disabilities Act requires all public venues

those with hearing loss is understanding speech in background

accommodating 50 or more people to provide assistance for those

noise. Background noise is eliminated or extremely reduced.

with hearing loss.

Loops provide us with independence and bolster self-confidence. Instead of being excluded, one is included.”

Most venues have chosen to implement the easiest (and cheapest) method of compliance. This usually involves some type of FM-radio system that relies

How it works

on hand-held, carry-around devices. For many hearing-aid

The loop in hearing-loop technology refers to a wire that circles

users, this is less than satisfactory.

the perimeter of a designated area (such as an auditorium) and connects with the venue’s sound system. Any space fitted with a hearing loop is clearly identified by attention-grabbing blue signs. The only other equipment needed is a small copper coil, called

They frequently cite the following limitations of a typical FM system: ⊲⊲ FM systems require users to locate or seek out the assistive devices.

a telecoil, embedded in the listener’s hearing aid or cochlear

⊲⊲ Devices immediately identify the users as hearing impaired.

implant.

⊲⊲ Some people try to use the FM system as a substitute for a

When the telecoil (T-coil) is activated by a switch or button

personal hearing device.

on the user’s hearing aid, the wire transmits sound electromag-

⊲⊲ FM system devices aren’t always properly charged.

netically.

⊲⊲ Multiple users raise the issue of hygiene and the potential

The coil functions as a wireless antenna that links to the sound system and delivers customized sound to the listener’s prescribed hearing aid, creating a wireless speaker of sorts. About 65 percent of all hearing aids sold in the U.S. today already have telecoils installed. (In some cases, the addition of a telecoil may be a low-cost option.) Despite this widespread availability, most consumers still don’t know about the telecoil or its potential advantages. Some consumers, interested in opting for the smallest

spread of illness. Large-scale hearing-loop systems, however, aren’t cheap. According to the Hearing Loss Association of American, professional installation of a hearing loop in an average-sized auditorium or worship space can cost several thousand dollars. The Commission of Deaf, DeafBlind and Hard of Hearing Minnesotans is urging lawmakers to require all state-funded new buildings have loops installed in meeting rooms.

hearing aids possible, may inadvertently opt out of the tech-

Who’s in the loop?

nology. T-coils aren’t large, but they do take up some space in

Although hearing loops aren’t a new invention — the technol-

a hearing device.

ogy’s been around for decades — they’ve been slow to catch on

In Minnesota, there’s discussion about proposing legislation that would require audiologists and hearing-aid specialists 36 / August 2015 / Minnesota Good Age

in the U.S. While Europe has embraced the technology for some time, there are only pockets of use stateside.

even Bluetooth-compatible systems. “We were just looking for better technology,” Dee said. “The sound quality in the loop system was phenomenal.” He said general-use non-loop systems don’t typically offer the same fidelity. They often simply amplify sound, which doesn’t help people with all types of hearing loss: “If you have very poor hearing, the signal isn’t going to be enough for you. It will be better, but it won’t be enough,” he said of non-loop systems. “You’ll hear, but you’re not going to hear clearly enough to process speech.”

Lobbying for the loop National, state and local advocacy groups are intensifying efforts to inform the public — especially the hearing-loss community — about the value of telecoils and hearing loops. ▲▲Licensed audiologist Kim Fishman of CHEARS Audiology in St. Louis Park and Todd Bruse, co-director of the Sabes Jewish Culture Center Theater in St. Louis Park, celebrate the coming installation of a hearing loop in the JCC’s 290-seat theater later this month.

“Getting in the Loop” is a joint project of the Hearing Loss Association of America (HLAA) and the American Academy of Audiology. The Twin Cities Chapter of HLAA and a newly formed local organization called Loop Minnesota, which Fishman is spearheading, have been stepping up their work to promote hearing loops during the past year.

In the Midwest, Wisconsin is a leader in adopting the technology and Minnesota is catching up with the trend rapidly. MN Hearing Loops, a St. Paul company that designs and installs hearing loop systems, has put in more than 50 systems in the Midwest, primarily at local churches, clinics and city sites in Minnesota. That includes the naves at St. Mark’s Episcopal Cathedral and Westminster Presbyterian Church, both in Minneapolis. This August, the 290-seat theater at the Sabes Jewish Culture Center in St. Louis Park will have a loop installed as well. Both the St. Louis Park and Brooklyn Park council chambers

In addition to educational, promotional and lobbying efforts, these groups provide financial assistance to non-profit organizations interested in installing hearing loops. They also offer consultation and technical support for profitmaking organizations that want to adopt the technology. Consumers have a role to play, too, in improving access to better hearing, said Hammond, a loop advocate and a founding member of Loop Minnesota. Potential loop users must demonstrate their need for widespread use of the technology, she said. “Stand up for yourself. Connect with the associations that are

have hearing loops. The Mayo Clinic Charter House retirement

currently spearheading the looping effort throughout Minne-

community is offering the technology in its chapel and audi-

sota,” she said. “Come to a meeting, experience the loop and

torium. And Minneapolis-St. Paul International Airport has

share where you want to hear clearly.”

committed to providing loops in concourses, beginning with its

If Loop Minnesota and other proponents are successful,

international gates where European travelers are demanding the

we’ll soon being seeing far more hearing loops in venues

accommodation.

around the state, all highlighted by blue signs that

Kevin Dee, a hearing-instrument practitioner at Zounds of Minnetonka, said Zounds purchased a portable loop system to demonstrate the technology to clients. Dee said people with certain types of hearing impairments will notice dramatic differences between loop systems, verses FM or

proclaim: “Hearing Loop: Switch hearing aid to T-coil.” Bob Ramsey is a lifelong educator, freelance writer and advocate for vital aging. He and his wife live in St. Louis Park.

August Can’t-Miss Calendar

Aug. 3

SAORI Weaving →→Create one-of-a-kind piece of woven art in this class presented by Chiaki O'Brien and the COMPAS Artful Aging Program. Looms will be provided, along with detailed instruction. When: 10 a.m.–noon Aug. 3 Where: St. Anthony Park United Methodist Church, St. Paul Cost: FREE Info: compas.org/events

Aug. 4 and 18

Senior Tuesdays at the Science Museum →→The first and third Tuesday mornings of each month are geared toward ages 60 and older at the Science Museum. Senior admission includes exhibit galleries, an Omnitheater film ticket and a free coffee and bakery item at Java Lab in the lobby. On Aug. 4 and 18, senior admission includes: Space: An Out-of-Gravity Experience. When: First and third Tuesdays Where: Science Museum of Minnesota, St. Paul Cost: $22 ($19 for groups of 15 or more) Info: smm.org/seniors

Aug. 7–9

Uptown Art Fair Aug. 7–9

Twin Cities Polish Festival →→Experience all things Polish at this seventh-annual family-friendly event. Enjoy folk-dance exhibitions and polka dancing, a disco-band concert and performances by Megitza, a Polish musician and vocalist. You’ll also find Polish food and beverages, a pierogi-eating contest, vodka tastings, arts and crafts, cultural exhibits, a filmfest, Chopin piano concerts and Polish sheepdogs. When: Aug. 7–9 Where: Along the Mississippi River on Old Main Street in northeast Minneapolis, across from Riverplace and St. Anthony Main Cost: FREE Info: tcpolishfestival.org

Ongoing

Minnesota Fringe Festival →→The Midwest’s largest performing-arts festival continues its 11-day run with a variety of productions. When: Through Aug. 9 Where: Venues in Minneapolis Cost: $14, plus a $4 festival-admission button. Multi-show and punch-card passes are available, too. Info: fringefestival.org 38 / August 2015 / Minnesota Good Age

→→This popular three-day fine-arts festival features professional and youth artists, live performances and familyfriendly activities, plus festival-style food and beverages. When: Aug. 7–9 Where: Uptown Minneapolis Cost: FREE Info: uptownartfair.com

Aug. 7–9

Irish Fair →→One of the nation’s largest free celebrations of Irish culture, this event is a showcase for Irish music and dance performances, sports and other cultural demonstrations. When: Aug. 7–9 Where: Harriet Island, St. Paul Cost: FREE Info: irishfair.com

Aug. 8 and Aug. 22

African-American Poetry and Song →→Discover not only the beauty of AfricanAmerican music, but also the power of language in this Tracks of New Thinking performance presented by Anita Ruth, T. Mychael Rambo and COMPAS. When: 11 a.m. Aug. 8 in Brooklyn Park and Aug. 22 in Minneapolis Where: Brooklyn Park Library and Sumner Library, respectively Cost: FREE Info: compas.org/events

Aug. 12 and Sept. 10

Vintage Saint Paul Tour →→Explore Old Saint Paul on a new evening tour — departing from the historic Landmark Center — featuring stops at the Original Coney Island Cafe (a classic Coney Dog and beverage are included), Candyland (popcorn included) and the Saint Paul Hotel, featuring a cash bar. When: 6:30 p.m. Aug. 12 and Sept. 10 Where: Landmark Center, St. Paul Cost: $25. Tickets must be purchased online. Info: landmarkcenter.org/visit/ vintagesaintpaul.html

Aug. 15

IndiaFest 2015 →→Celebrate Minnesota’s growing and vibrant Indian community at this 42ndannual event, organized by the India Association of Minnesota. Check out two internationally acclaimed classical dance groups, plus live Bollywood music, Indian cuisine from local restaurants and numerous activities. When: Noon–9 p.m. Aug. 15 Where: State Capitol Grounds, St. Paul Cost: FREE Info: iamn.org

Aug. 22–Oct. 4

Renaissance Festival →→King Henry and his court invite one and all to his 16th-century European village, featuring 12 stages of musicians, magicians, jugglers and mimes, including more than 500 engaging memorable characters. When: Weekends Aug. 22–Oct. 4, plus Monday, Sept. 7 (Labor Day) and Friday, Oct. 2 Where: Rural Shakopee Cost: $22.95; $13.95 for ages 5 to 12. Advanced tickets are $11.50–

$19.95. Buy online or at local stores to avoid lines at the event. Info: renaissancefest.com

Aug. 23

Japanese Lantern Lighting Festival →→Experience Japanese culture through food, entertainment, gardens, vendors and a traditional lantern-lighting ceremony at dusk. When: 3–9 p.m. Aug. 23 Where: Como Park Zoo & Conservatory, St. Paul Cost: $5 for ages 13 and older, $3 for ages 3–12 Info: comozooconservatory.org

Aug. 24

Silk Scarf Dyeing →→Play with colors and textures while making a work of art in this class presented by Chiaki O'Brien and the COMPAS Artful Aging Program. When: 10 a.m.–noon Aug. 24 Where: St. Anthony Park United Methodist Church, St. Paul Cost: FREE Info: compas.org/events

Aug. 25

Vintage Voices Concert →→Take a trip to Broadway with the Seasons Sunshine Singers — a new choir of residents from the Ecumen Seasons assisted living facility in Maplewood — as they perform a tribute to the golden age of musical theater.

When: 1:30 p.m. Aug. 25 Where: Ecumen Seasons Dining Room, Maplewood Cost: FREE Info: vocalessence.org

Aug. 27–Sept. 7

Minnesota State Fair →→Experience the best of Minnesota agriculture, horticulture, art and industry, plus carnival rides, games, live music and food vendors aplenty. When: Aug. 27–Sept. 7 Where: Minnesota State Fairgrounds, St. Paul Cost: Advanced tickets start at $10. Daily gate admission is $13 for ages 13–64; $11 for ages 5–12 and 65 and older; and free for ages 4 and younger. Info: mnstatefair.org

Ongoing

Mary Poppins →→The run for this popular musical stage version of the Disney film has been extended through Oct. 24. If you go this summer, you can get a special deal on kids tickets: It’s $20 for one child ticket (includes dinner and the show) with the purchase of a full-price adult dinnerand-show ticket. Ages 5 and older are allowed at the dinner theater. When: Through Oct. 24 Where: Chanhassen Dinner Theatres, Chanhassen Cost: $20–$84 through Sept. 5, $50–$84 Sept. 6–Oct. 24 Info: Call 952-934-1525 and give the promo code MPKID20 for the summer offer, valid through Sept. 5. Some restrictions apply. See chanhassendt. com for show times.

Ongoing

Inspiring Beauty: 50 Years of Ebony Fashion Fair →→View 40 garments from worldrenowned fashion designers — and learn how a traveling fashion show became a vehicle for African-American empowerment. When: Through Aug. 16. Half-hour guided tours will be available at 11 a.m. and 2 p.m. June 6, July 11 and Aug. 1. Where: Minnesota History Center, St. Paul Cost: $11 for adults, $9 for seniors and college students, $6 for ages 6–17; free for ages 5 and younger Info: mnhs.org

Ongoing

Nature Connects: Art with LEGO Bricks →→View 13 displays of nature-inspired sculptures — made from 500,000 LEGO bricks in all — throughout the arboretum gardens, including a huge hummingbird and trumpet flower, a giant snapping turtle, a deer family, a monarch butterfly and more. Created by artist Sean Kenney of Brooklyn, N.Y., the exhibit will also include kids' activity areas where LEGO fans can engage in free play with the little plastic bricks. When: Through Aug. 30 Where: Minnesota Landscape Arboretum, Chaska Cost: Free with arboretum admission ($12 for ages 13 and older) Info: arboretum.umn.edu or 612-301-1210 Minnesota Good Age / August 2015 / 39

Brain teasers Sudoku

Word Search ONE LIFE TO LEARN Adaptability Creativity Development Diverse Education Employment Experience

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Personal Programs Responsiveness Skills Training Values Voluntary

M W

Cryptogram

Break the code to reveal a quote from a famous person. Each letter represents another letter.

Source: Confucius Clue: Q = N

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Word Scramble Complete the following three six-letter words using each given letter once.

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1. Jiddu Krishnamurti 2. Dead Poets Society TRIVIA

Answers 40 / August 2015 / Minnesota Good Age

What will be your legacy?

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Answers

Crossword

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37 Former 40 Member of a strict Jewish sect 42 “Not interested” 43 Give up 44 Grotte de Cussac attraction 47 Xenon, e.g. 48 Urgent letters 49 Overthrow 50 Scoreboard letters 51 Anticipatory reaction 55 It pulls a bit 56 Place for good dishes 57 They’re trapped in pots 58 Endurance event facility 59 Unoccupied DOWN 1 Union concern 2 WWII fighter 3 Some strays 4 “Snow White” collectible

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Cremation Society of Minnesota

ABOUT CREMATION Q. How does the Cremation Society of Minnesota work? A. The Cremation Society is notified immediately

at the time of death. The member’s body is taken to the Society’s crematory. It is held until proper medical authorization and a cremation permit is secured. It is then cremated.

Q. What happens to the ashes after cremation? A. The member’s remains are handled according to their written instructions. They may be picked up by survivors or delivered for a fee.

Q. What is the cost for cremation? A. “Our current cost for our basic direct cremation service is $1,595.00.” It includes removal of the body from the place of death, cremation, filing of necessary papers, and a cardboard container suitable for burial. The charge for non-members, who we also serve, is more.

Q. How do I become a member? A. Fill out the registration form and mail it to our

near-est location. Enclose a one-time membership fee of $15.00 per person. The fee covers setting up and maintaining records. It is not refundable nor an offset to final service costs. We will register you and send you a wallet-sized membership card, and a certificate of registration.

Q. What are the benefits of prepaying for services? A. Prepayment provides two benefits – it removes a

stress from survivors and guarantees that services will be performed at today’s cost.

Q. Where can I learn more? A. You may call or visit any one of our locations, or

visit us at cremationsocietyofmn.com or email us at csminnesota@aol.com

REGISTRATION FORM

Name Address Telephone (

)

INFORMATION REQUIRED ON THE DEATH CERTIFICATE Date of Birth

(will remain confidential)

Place of Birth

Sex ❏ M ❏ F

Race

Hispanic ❏ Yes ❏ No

Father’s Name

Social Security #

Mother’s Name

Marital Status ❏ Married ❏ Never Married ❏ Widowed ❏ Divorced If married, spouse’s full legal name, including maiden Are you a Veteran? ❏ Yes ❏ No

If Yes, enclose a copy of your discharge paper.

AUTHORIZATION FOR CREMATION I, the undersigned, authorize and request the Cremation Society of Minnesota or its assigns to cremate the remains of , and further authorize and request that the following disposition of the cremated remains be made: . I will indemnify and hold harmless the Cremation Society of Minnesota and the crematory from any claims to the contrary including all liability and claims related to the shipment and storage of the cremated remains. Signature

Date

Witness Signature

Date

Address Telephone (

)

Email address

NEXT OF KIN – Please list at least one. Name

Relationship

Address Telephone (

)

PAYMENT PLAN – You are not a member until this form is on file and your registration fee is received. “Our current cost for our basic direct cremation service is $1,595.00.” ❏ I wish to preregister with the Cremation Society of Minnesota

Registration Fee:

❏ I wish to prepay for my Basic Cremation, I understand my pre-payment will be placed in an insurance policy to be used at time of death ❏ I wish to register at this time but not prepay

$15.00 $

Total Paid: $ GA 08/15

PLEASE MAIL FORM TO THE NEAREST CHAPEL LISTED BELOW

Complete Cremation Services PROFESSIONAL · DIGNIFIED · ECONOMICAL

CremationSocietyOfMN.com