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FALL VS. SPRING CHARGES On your billing statement, the insurance charges for the spring semester are greater than the insurance charges for the fall semester. This is due to the dates of coverage on the insurance. Fall Semester ---- August to January Spring Semester ---- January to August Students on OPT may request to continue their Compass Health Insurance coverage. Charges will be billed to your MBU student account. Note: For continuing students, coverage through summer term is required regardless if you leave the country, so that there is no break in coverage.
CULTURAL NOTES NAMES First or given names are used more frequently in the U.S. than anywhere else. If two people are about the same age or status, first names may be used immediately after they meet. When you meet someone with a title such as “Professor,” “Doctor,” or “Dean,” it is correct to use that title and their last or family name. If you are uncertain as to how to address someone, you can ask them “How should I address you?” or “What name do you prefer to go by?” Be patient with people in terms of helping them pronounce your name. Just like some sounds are new to you, there will be sounds that are new to them. It is also helpful for instructors and other people who come in contact with you to know your full name and your nickname. Some international students may use nicknames because people have trouble pronouncing their birth names. Being called by a nickname can indicate you are viewed with respect and affection.
TIPPING The U.S. has tipping practices that are very different than other countries. Tipping is expected in restaurants, taxis, and when ordering food (such as pizza). The amount one tips is up to the customer, but there are some general guidelines to follow. If you are pleased with your service, a tip of 15% of your total bill is standard. If you are dissatisfied with your service, you might consider leaving a 10% tip. To leave no tip at all is considered extremely rude.
IT’S OKAY TO SAY NO The freedom of speech to which Americans have become accustomed has established a way of communicating that is sometimes seen as very direct. Directness while communicating with others is
