MODERN PARENTS Magazine by Modern Parents

CONNECTING HOME & SCHOOL

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Characteristics of Autism Importance of Mentoring DKNYâ&#x20AC;&#x2122;s Donna Karan on Education American Recovery & Reinvestment Act and Education

Volume I, Issue IV volume I

Issue III

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· medICAl InFormATIon · · emerGenCy ConTACTs ·

· desCrIpTIve

InFormATIon

17 money Lessons for every age "Education is no longer just a pathway to opportunity and success, it is a prerequisite." --President Obama

donna “dKnY’ Karan on sFK

teaching Kids age-appropriate Lessons about money

the importance of mentoring

seven steps to Healthier eating Habits

Funding Your child’s college education

the american recovery and reinvestment act

Word search

Too younG For TeChnoloGy?

departments p r e g n a n c Y . . . . . . . . . . . . . . . . . . . . . . . . . 16 25 tips for a green pregnancy i n Fa n t / t o d d L e r . . . . . . . . . . . . . . . . . . . . 6 How to reduce stress While Flying with toddlers Ho m e - s c H o o L r e L at i o n s . . . . . . . . . . . 7 How parents can Help with Homework prescHooL ..........................8 tech tips for tots e L e m e n ta r Y s c H o o L . . . . . . . . . . . . . . . . 9 10 parenting tips for elementary-age children m i d d L e s c H o o L . . . . . . . . . . . . . . . . . . . . 10 the middle grades--Helping Your child through early adolescence H i g H s c H o o L . . . . . . . . . . . . . . . . . . . . . . 11 13 Ways to spend time With Your teenage daughter c o L L e g e . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 money management tips: spend with care s p e c i a L n e e d s . . . . . . . . . . . . . . . . . . . . . 13 What does autism Look Like? m o d e r n e d U c at o r paul Vallas

. . . . . . . . . . . . . . . . 14

p a r e n t t o o L K i t . . . . . . . . . . . . . . . . . . . 15 What does ‘strong character’ mean? en españoL

. . . . . . . . . . . . . . . . . . . . . . . . 18

e d U c at o r s . . . . . . . . . . . . . . . . . . . . . . . . . 19 survival guide for new teachers modern parents magazine

CONNECTING HOME & SCHOOL

publIsher/edITor-In-ChIeF

carol alexander-Lewis AdvIsory boArd

Florence townsend, ph.d Belinda alexander, md myrna nickens, md tammie causey-Konate, ph.d edITor

Lindsay mack ConTrIbuTInG edITor

rhodesia douglas vICe-presIdenT, mArKeTInG

dr. Julian stafford ConTrIbuTInG WrITers

moss greene Joy Harkins sheila Heard darby Herrington

Lorrie Jackson colleen Langenfeld rachel paxton maria zain

ConTrIbuTInG phoTo ConsulTAnTs

gus Bennett, Jr. eric paul Julian TrAduCTorA de espAñol

Victoria Bastani neW orleAns oFFICe

2536 delta pointe drive marrero, La 70072 504.339.5310 housTon oFFICe

10710 desert springs Houston, tX 77095 1.866.994.4242 ChICAGo oFFICe

8515 constance avenue chicago, iL 60617 pps@modernparentsmagazine.com LETTERS TO THE EDITOR Please include your full name, title and contact information. Letters are limited to 200 words and may be edited for space and clarity. Send to modernparentsmagazine@yahoo.com or the mailing address listed below.

WITh speCIAl ThAnKs To: Jesus christ david omar Lewis

modern parents welcomes letters, articles, artwork and photographs from our readers and the community. modern parents is not responsible for the return of unsolicited materials. modern parents magazine is published quarterly by the nFdi Katrina publishing, LLc 2536 delta pointe’ drive, marrero, La 70072. modern parents magazine copyright 2009. due to audit regulations, anY reQUests For a cHange oF address mUst Be sUBmitted in Writing. other subscription-related inquiries may use the same address, or telephone 504.339.5310/ 1.866.994.4242. subscription rates: $29.95 for one year; single copies $8.95. pre-payment required for single copy orders. address all single-copy requests and sample inquiries to the above address. manuscripts must be accompanied by a self addressed envelope and return postage. publisher assumes no responsibility for return of unsolicited manuscripts of art. all rights reserved. reproduction without permission is strictly prohibited.

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~About Us ~ The mission of MODern PArenTS Magazine is to provide a fresh, relevant connection between the academic world and the parenting world by providing innovative, research-based parenting strategies and techniques. In addition, we serve as a valuable resource for educators by showcasing Best Practices and the most effective instructional strategies and techniques. exposing parents to effective instructional strategies not only broadens parenting strategies, but also provides the tools needed to ensure their children are receiving quality educational experiences. MODern PArenTS Magazine is dedicated

to increasing global literacy and enhancing the quality of life for families in our society. readers gain access to information from expert practitioners and associations. From school to home and all that lies between, MODern PArenTS is your source for the most innovative parenting and instructional strategies and techniques. MODern PArenTS Magazine voices

the most pertinent issues and concerns of today’s parents. By providing trusted information to our audience, and featuring content that is driven by our readers, MODern PArenTS is the premier resource and choice for today’s parent. We help parents make better decisions about their most valuable investment ...

their children.

Carol and Donna Karan

For most moms, building a global fashion empire would be quite enough. However, for Donna Karan, improving the lives of kids is of equal importance. The fashion mogal supports two empowering initiatives- Spirituality for Kids (SFK) and the Urban Zen Foundation. The mission of Spirituality For Kids (SFK) is to empower the human spirit in every child. In this issue, Ms. Karan discusses her support of the SFK program with us. We conclude our conversation with Karan regarding this exciting program. Please enjoy.

Bountiful Blessings and Happy Parenting! Carol Alexander-Lewis edITor-In-ChIeF clewis@modernparentsmagazine.com

From our reAders Dear Carol Lewis, After recently reading Modern Parents Magazine, I was pleased to find that it appeals to a wide audience. As we all know, parenting is not an easy job because the job description changes daily as the children grow and develop. The range of various departments in this magazine offers something for every parent (from pregnant women to parents of college students). It even has a section for educators who also share the responsibility of parenting in today’s society. Indeed, there is something for everyone concerned with the important job of parenting. I was also pleased to discover that this magazine offers parents suggestions for nurturing “the whole child” cognitively, emotionally, socially, physically, and even spiritually! This is rare but necessary in today’s world, so thank you for filling a void by meeting the diverse informational needs of parents today. Sincerely, Deborah Fox, M.ed. Teacher of Gifted Students Jefferson, Louisiana

modern parents magazine

InFAnTs

& Toddler s

How to Reduce Stress while Flying with Toddlers

Traveling with small children or toddlers can be stressful for

Travel during Nap Time

parents, as children this age have multiple needs and short

It may not always be possible to schedule flight itineraries

attention spans. There are ways to reduce anxiety when trav-

according to nap times, but a sleeping toddler will be easier

eling with little children, though it takes planning in advance

to handle.

and flexibility during the trip.

A Toddler Will Be More Comfortable in His Own Seat

Travel with Items of Interest and Necessities Toddlers are a handful on their own, so bulky luggage will be burdensome in this situation. However, there are some

Many airlines offer discounted prices for infants as long as the child remains seated on his parent's lap. Although this may seem cost-saving for parents, it can be difficult to handle a small baby on a lap, especially if the flight is full. It will be better if he has a space of his own. If the child is still a baby, then bringing his car seat will allow him to sit and sleep comfortably on his own. This allows for his parents to carry him on their laps when the need arises. Check in at the Airport Ahead of Time Checking in early will allow parents to secure seats of their choice. They will also be able to check with the airlines to see if they will be provided preferential treatment in boarding the aircraft. During check-in, parents can ask questions with regards to the capacity of the flight. If a flight is relatively empty, parents with toddlers may prefer to be seated further away from the crowds where they can make full use of empty seats.

items that will help while traveling with them. Bring favorite

Bring Sufficient Snacks or Meals for Small Children

ested during their wakeful hours.

toys, books, crayons and games that will keep toddlers interGenerally, airlines have their own meal schedules accord-

extra clothes, diapers and wipes are also essential items.

ing to flight times and duration. Toddlers do not always enjoy meals at a strict schedule and can be picky eaters when they find themselves in new environments.

Stay Relaxed and Calm Keeping calm at all times will keep anxiety at bay. Chil-

Pack enough snacks for toddlers. Drinking water and juice

dren respond to their parents' emotions so the best way to

boxes are important here as thirst may settle in when cooped

handle tantrums would be to keep calm and relaxed. Staying

up in an aircraft. Of course, plenty of airline services provide

positive will allow everyone to enjoy the flight better.

refreshments â&#x20AC;&#x201C; but having a small inventory of food and drinks will help.

Traveling with children can be stressful, especially little ones, but there are plenty of ways to reduce flight anxieties. Maria Zain, courtesy Suite 101

6 modernparentsmagazine.com

home-sChool relATIons

How Parents Can Help with Homework research shows that parent involvement can have either a positive or negative impact on the value of homework. Parent involvement can be used to speed up a child's learning. Homework can involve parents in the school process. It can also enhance parents' appreciation of education. It can give them an opportunity to express positive attitudes about the value of success in school. But parent involvement may also interfere with learning. For example, parents can confuse children if the teaching techniques they use differ from those used in the classroom. Parent involvement in homework can turn into parent interference if parents complete tasks that the child is capable of completing alone. When mothers and fathers get involved with their children's homework, communication between the school and family can improve. It can clarify for parents what is expected of students. It can give parents a firsthand idea of what students are learning and how well their child is doing in school.

research shows that if a child is having difficulty with homework, parents should become involved by paying close attention. They should expect more requests from teachers for their help. If a child is doing well in school, parents should consider shifting their efforts to providing support for their child's own choices about how to do homework. Parents should avoid interfering in the independent completion of assignments. As this brief introduction suggests, homework can be an effective way for students to improve their learning and for parents to communicate their appreciation of schooling. Because a great many things influence the impact of homework achievement, expectations for homework's effects, especially in the earlier grades, must be realistic. Homework policies and practices should give teachers and parents the flexibility to take into account the unique needs and circumstances of their students. That way, they can maximize the positive effects of homework and minimize the negative ones. U. S. Department of education

modern parents magazine

presChool

Tech Tips for Tots At what age should computer use begin, and what can be done at home and at school to help build computer competence in children? Below are a few tips for parents who want to find the right balance with technology in the home.

Password protecting important files (like family budgets, resumes, and so on) also is a solution. Microsoft Office has a password tool that can be activated to "lock" a document and protect it from curious kids.

Time is Precious In the report â&#x20AC;&#x153;Technology in early Childhood: Finding the Balance,â&#x20AC;? the northwest regional education Laboratory recommends no more than two hours of "screen time" (computer, TV, and video game time combined) a day for preschoolers. The advice for parents is clear: Spend a little time at the computer with preschoolers, then go outside and have fun in the fresh air. Education, Not Just Entertainment Hundreds of computer games are available for kids from nine months to five years old, so why not select games with educational value? even two year olds can begin recognizing shapes and colors and listen to stories online. Navigation is Key navigation refers to how easy it is for a young child to move around within a Web site -- to play games, follow links, and so on. Although parents always should supervise computer time, children will feel most successful if they can open, close, and replay their own games and sites with very little adult help. Good web sites for preschoolers and toddlers rely on images and sounds, rather than on printed text. A green button, red stop sign, or audio prompt saying, "try again" will help most younger users, while a game that has a text message that reads, "Sorry, wrong answer. Press here to continue" might frustrate them. Guard What's Yours Children can accidentally delete files, send e-mails, change settings, and more. With Windows XP or Mac OS X, parents can create separate user accounts for themselves and for their children. That way, a child, once logged in by a parent, would only be able to access specific files and programs. 8 modernparentsmagazine.com

Anyone Can Access The Information Superhighway Learning about computers doesn't need to break the family bank. With just the Internet and a home computer, families can play math games, read stories, and visit faraway places without spending an extra dime. In addition, many public libraries have computers available for public use at no charge. Community centers and houses of worship are other good possibilities for families without computer access at home. By limiting computer time, focusing on educational and easy-to-navigate activities, and by sharing time with their child, parents can help preschoolers build a foundation of success and skills for the years ahead. article by Lorrie Jackson education WorldÂŽ copyright educationWorld.com reprinted with permission

elemenTAry sChool

10 Parenting Tips For Elementary-Age Children Do you have a child between the ages of five and nine? That is a time of enormous growth and development. I am privileged to be parenting my fourth elementary-age child. Here are some of my favorite parenting tips for early school-age kids.

1. It's a big world.

The first few years of school are exciting and stressful. Learning how to listen to adults besides mom and dad and being on their

1 2

own for several hours each day is a tremendous leap forward in a child's life. As a parent, keep in mind this transition your child is moving through and be patient and understanding.

2. Give them your confidence.

A child this age often will doubt his abilities. You can help him by sharing your own confidence in his abilities with him. express your utter confidence in him, even if you have your own concerns.

3. Be interested.

What is your child learning about in school? How did recess go? Staying interested in your child's daily life goes a long way toward establishing a healthy relationship.

4. Friendships count.

ideas and many more are great ways to foster a sense of family in

An elementary-age child is learning a lot about friendships. They

3 4

are also learning that families operate differently; what is a vital

your home. Make together-time a priority.

8. Celebrate the team.

rule in your family may not matter at all in another family. Learn-

Kids this age need to know they are a part of something bigger than

ing that people do things differently is an important lesson at this

themselves and the family structure can fill that need beautifully.

stage.

5. Talk values.

This is the age to solidify what values are important to your family with your child. Ideas such as:

- We are kind. Why is this important?

- We are fair, even when others are not.

- We tell the truth, even when it gets us into trouble. These important concepts MUST be cemented in your child now if you want him to live by them when he gets to the teen years.

6. Don't overload.

Worshipping, playing and working together are smart ways to build your family's strength for the years ahead as well as enjoy each other today.

9. Have a family 'thing'. Decide on a fun hobby the whole family can enjoy. You can bike, go

camping, raise bunnies, volunteer, or investigate the stars together. nothing will build family memories better than a shared hobby.

10. Teach personal responsibility.

This parenting tip is vital for your child's long-term well-being. Chores, homework and learning new skills like musical instru-

In this day of multiple after-school activities, it's easy to pile on too

ments or sports activities are excellent ways to teach your

much for the average primary-schooler. Her main 'job' is school, so

school-aged child about being responsible for himself and his pos-

give adequate time, space and support to homework. Once that is

sessions.

finished, free playtime is important as most kids spend several

now you have 10 parenting tips for elementary-age children. each

hours a day sitting at a desk and being quiet.

of these tips has been time-tested in my home and thousands of

7. Family time is a priority.

other homes over the years. establish these simple guidelines and

Daily dinnertime together, a weekly game night, chores done as a

reduce your parenting stress load today.

team, a quiet time reading or enjoying music together; any of these Colleen Langenfeld

modern parents magazine

mIddle sChool

The Middle Grades--Helping Your Child Through Early Adolescence What is school like for young adolescents? It is likely that you attended a junior high school. It probably combined grades seven through nine and resembled a mini high school. You probably moved from class to class throughout the school day and had a different teacher for each subject. During the past 20 years, many changes have taken place in how young adolescents are educated. These changes continue as we learn more about how these children develop and learn. Today, fewer and fewer young adolescents attend junior highs. Instead, a growing number attend middle schools. Most of these schools are for grades six through eight. As a parent, you may wonder, "Is one grade structure better than another for my child? Most educators believe (and research confirms) that the way a school organizes the grades is not as important as what goes on inside the school. Most young teens entering a new school find that it's a big change. They're used to being the oldest; once again they're the youngest. Many classmates are new, as are the routines and the school work. Coming at a time when young teens are undergoing many other stressful changes, the move to a new school can be overwhelming and have a negative impact on motivation and self-esteem. Because of this, many middle schools have programs to ease the transition. For example, they might invite elementary school students to visit the middle school to become familiar with the building, lockers and changing classrooms. Or, administrators of the middle and elementary schools might meet to discuss programs. School counselors might meet to talk about how to help students make a smooth transition. These and other practices can help make the new school seem friendlier. Hormones may be fluctuating, but young teens of all backgrounds and with a broad range of personal characteristics still absorb vast amounts of

information. They also can benefit from a strong curriculum. As young adolescents develop their cognitive skills, they are able to complete longer and more involved projects and to explore subjects in more depth. Young teens generally benefit from being exposed to a broad range of experiences and programsâ&#x20AC;&#x201D;academic, recreational and vocational. These opportunities take advantage of their natural curiosity and can familiarize them with new worlds and possibilities. These exploratory programs can also be fun. For these reasons, some schools provide opportunities both in and out of school for students to participate in sports as well as in programs to learn subjects that range from foreign languages, to music, to drama, to technology. Many schools also encourage students to participate in volunteer or community service projects. exploratory programs can help young teens figure out where they fit in and allow them to think about their future plans. More educators and policymakers are becoming aware of the high levels that young teens can achieve. This awareness is leading to still more change in middle-grades education: in what gets taught, how it is taught, how teachers are prepared and how to assess what students know and can do. U. S. Department of education

10 m o d e r n p a r e n t s m a g a z i n e . c o m

hIGh sChool

13 Ways to Spend Time with Your Teenage Daughter The older my daughter gets the more it's sinking in that I don't have much time left to spend with her! She's turning 16 in a couple of months, and I know I won't be seeing her much after she gets her driver's license. It's hard to find things to do with your teenage daughter. You might be busy, they might have better things to do...I encourage you not to let this time slip away from you. Our interests may be very different from theirs, but there's always things you can do to bridge the gap. If you have more than one daughter, then make sure they each get their special time alone with you. I have found that these activities are also great for bonding with teens you want to reach out to and build relationships with, like a step-daughter. I've done all of the following activities with my daughter and/or step-daughter and haven't regretted a moment. Someday I will be able to look back and appreciate the moments we shared, and I hope they will too. 1. Take your dog(s) on a walk together. 2. Cook dinner together, letting her choose the menu and help shop for the ingredients. 3. Pick her up from school and take her out to lunch, even if she misses part of a class. 4. Drive to the closest big city for the night, stay in a hotel, and spend all the next day shopping and sightseeing, taking time to stop for lunch at an outdoor cafe. 5. read the same book together and talk about it when you're done reading it. 6. Do a scriptural book study together. 7. Get up early on a Saturday morning, go get coffee, and spend the morning going to yard

sales or looking through thrift shops or dollar stores. 8. Make cookies together to give to a friend. 9. Make holiday gifts together to give to friends and family. 10. Go with your daughter to the concert of her choice. 11. Buy her the materials to start a high school scrapbook. Work on your scrapbooks while she works on hers. 12. Join a local fitness club and work out together. My daughter and I joined a local women's gym that is very inexpensive ($40/month for both of us). We get up at 5:00 a.m. three days a week to go exercise before she goes to school and I go to work. 13. Go to the local video store and rent a couple of "chick flicks" to enjoy together in the comfort of your home. Kick the men out of the house and lounge around in your pajamas. Copyright 2003. rachel Paxton is a freelance writer, mom, and owner of four home and family web sites. For scrapbooking, card making, gift-giving ideas, and more family memory-making activities, visit http://www.crafty-moms.com.

modern parents magazine

ColleGe

Money Management Tips: Spend with Care Parents,

If your child is about to enter college, chances are you are concerned about how they will manage their finances when they are out in the real world. Here are a few tips to pass along to your collegeaged children:

Make a budget and stick to it. Avoid credit cards.

In college, you'll get tons of credit card offers from banks. As attractive as they might seem, the interest on credit cards can put you in a deep financial hole. Buy used books. Textbooks can average $1,000 a year. Most campus bookstores sell used books that can help reduce this cost. You might also save money by buying textbooks online. Leave your car at home. Cars consume more than just gas money. There are insurance, parking, and repair expenses, too. Walk, use public transportation and/or ride a bike. Watch the ATM fees. Choose a bank with free ATMs near your school. U. S. Department of education

ing Go e n e Gr

WAUKeGAn CUSTODIAnS GO Green The green movement encourages people to decrease consumption, recycle, and consider the environmental impact of their actions. Modern Parents Magazine readers in Waukegan are the latest to “go green” for the betterment of the planet. Waukegan Public Schools has successfully implemented a new Green Initiative. Under an environmentally-conscious program, the district is cleaning to protect health without harming the environment. This school district is currently using more eco-friendly cleaning products. "Our custodians have been trained in the use of these products, and we will continue to train in new Green cleaning products and procedures, as they become available," said Jim Otahal, Director of Operations for the district. In addition to new

12 m o d e r n p a r e n t s m a g a z i n e . c o m

cleaning supplies, the district has also begun purchasing Green equipment. The apparatuses include: new vacuums with improved filtration, dry carpet cleaning machines that eliminate the use of water and the risk of mold spores, and new floor stripping machines that use water instead of harsh chemicals, and limit the physical labor in the stripping process. The move to more environmentally-friendly cleaning was encouraged by the Illinois General Assembly’s Green Clean School Act. The district’s Maintenance Department is also in the process of putting together a list of major building bond projects, which include life safety projects, electrical upgrades, roofing, blacktopping, tuckpointing and door replacements. For more information on the green efforts of this school district, visit www.wps60.org.

speCIAl needs:

aUtism

What Does Autism Look Like? If you want to know what an autistic child looks like, look at your own child or grandchild. Look at the children who live next door to you and take a glimpse at every child you walk past on the street. These could very well be the faces of autism. There is no visible indication that a child is affected by this disturbing neurological disorder. Autism is the king of all tricksters. I know this to be true because whenever my husband and I take our son to the store or doctor’s office, the looks of disgust we receive in response to his unruly behavior never let up. Unless we inform someone, and we always have to, no one has a clue that he is autistic.

bad parenting IS nOT the cause of this impairment. Unfortunately, you still have some who are ready and willing to wave the idea around that a parent can inflict autism onto their child. There are a few people I know who are still quick to say that there is nothing wrong with my son and he only needs to be disciplined. Although such an accusation hurts deeply, I now understand that it doesn’t matter who these people are, or how well educated they may think they are on the subject of autism; no one can truly comprehend what it’s like to raise an autistic child unless they are raising one themselves.

So far, my husband and I have laughed in autism’s face while celebrating our eight yearold’s honor roll status and our seven year-old finally waving hello and goodbye. We’ve shown Autism (pronounced awe-tizem) is an illness and proved that autism will not come in between that affects social and communication skills. our dreams of normalcy and happiness. Some autistic children have a hard time playing with others and making friends and some can’t When you see children in the grocery store talk. Many autistic children display behaviors shrieking at the top of their lungs—don’t be quick that may include: repetitively pouring liquids to judge the parents. Looks are deceiving. Take from cup to cup, spinning around and not getting into account that it may not be bad behavior; it dizzy, not wanting to be touched or hugged, lin- may be autism. Sheila Heard ing up toys and screaming for hours. Of course, every autistic child is different. There are varying levels of this disorder and that’s why it is called a ‘spectrum’.

My seven-year old, who is on the low end of the spectrum, is nonverbal and is only able to show me what he wants by taking me to it or bringing a picture to me. The fact that he can’t communicate is the reason for most of his severe temper tantrums. right now, no one expert has been able to confirm what causes autism, but one thing is certain:

modern parents magazine

modern eduCATor

paul vallas Today we finish up our interview with Mr. Paul G. Vallas, superintendent of the recovery School District in new Orleans. In this segment, Mr. Vallas discusses the positive impact his organization has had upon the school district. He also shares

superInTendenT

his plans for the future. MPM –

Louisiana Department of education recovery School District

Where do you see the district when you decide to

exit? MPM – Let’s talk about your test scores. VALLAS –All of our classroom reforms will be implemented by the start of next school year. Last year we focused on get-

VALLAS – Our test scores went up in virtually every grade

ting resources for the classrooms. This coming year we're fo-

and subject. In about one third of the categories, the test

cused on bringing all of our curriculum and structural forms

scores went up by double digits. We had strong growth in in-

to scale. Last year was about getting qualified teachers and

dividual upper grades. Also, there was double digit growth

principals throughout the schools, and improving classroom

in the number of kids reaching proficiency and above, and

resources with modern furniture and technology.

there was double digit decline in the number of kids below

achieved all that. Kindergarten through 8th grade all have

basic. So that's 10-out-of-10 categories in the fourth grade

their own portable libraries now. All the middle and high

with double digit improvement. At the third grade level, it

schools have computer work stations, including the read One

was seven-out-of-10 double digit improvement, and at the

A Work Stations, and all high school students have laptops.

fifth grade level, five-out-of-10 double digit improvement. Pretty impressive.

next year parents will be able to apply to multiple schools

And our graduation rate went from about 38% to 67%. That's

with a single form, whether the schools are charter or non-

almost double . . . and let me tell you 90% of the seniors

charter. It's going to make "choice" accessible. If you don't

should graduate. The school climates are relatively peaceful

have access to choice, do you really have a choice?

and quiet.

MPM – exactly.

MPM – What do you attribute this success to?

VALLAS —Also, in the elementary schools we are building

VALLAS – Divine intervention! I think God has a plan for

Parent resource Centers that are staffed by parents. In fact,

new Orleans. I don't think it's by chance. I really believe that

we're hiring parents to serve as Truant Officers, lunch atten-

the people have been praying for a miracle. But faith aside, I

dants, teacher aides, and teacher assistants. We're building

believe that the hurricane created a sense of urgency. The

a conduit of elite parents who can help us in the schools, and

hurricane got people focused on the tragedy and the oppor-

reach out to parents who are not as engaged.

tunities.

MPM– It sounds like the community schools concept in ac-

everybody thought that the recover School District was going

tion.

to clash with the new Orleans School Board. Far from it!

VALLAS – Yeah, with a strong centralized accountability.

things.

We've worked hand in hand.

14 m o d e r n p a r e n t s m a g a z i n e . c o m

So yeah, I feel good about

pArenT ToolKIT

How Do I Conduct An Effective School Visit? Public schools encourage parent/family involvement. Therefore, please visit your child's school as soon as possible. To visit your child’s school, it is suggested that you do the following: Call the school to make an appointment for a visit. Do not just “drop by” and expect a tour. School staff members are very busy attending to the educational, developmental, social and emotional needs of the children and may not have time to show you around unless you make an appointment. On the day of your visit, please first go to the main office to be greeted and directed by a member of the school staff. As you walk through the hallways, ask yourself these questions. Is the building clean, attractive and well maintained?

Does the school nurture and enhance cul tural diversity? Does each teacher and/ or counselor main tain a file/folder/portfolio for each child? Do the principal and/or teacher discuss academic learning plans with students?

Consider whether the activities at the school are consistent with the school’s philosophy, mission, goals and objectives. Look at the facilities for special enrichment classes (for example, gifted and talented, advanced placement courses; the arts; music; technology; physical education; etc.) to determine if they meet your child’s needs, interests, abilities, and/or aspirations. Ask questions of the building administrator(s), teach-

Is the atmosphere welcoming, pleasant, safe, ers, support staffers, secretaries, security officer(s), encouraging, affirming and inviting?

cafeteria workers and custodians. However, always re-

member that they have jobs to do and may not have Are academic standards, achievement data and students’ work displayed throughout the time to talk with you. You might prefer them to call you. building? Do the sounds coming from the classrooms show respect for students and learning?

Use all of your senses to be aware of the environment because your child will experience it every day. Ask questions about the school’s curriculum, teaching methods and support services: What subjects are offered (especially in the core subjects)? Whether teachers are “highly qualified?”

Ask yourself whether the school is organized around the many and varied student's needs, interests, abilities, and/or aspirations. Put yourself in your child’s shoes and imagine how you would feel going to this school. Do you feel safe/secure? Find out from the building administrator, teachers, staffers, secretaries, security counselor(s), cafeteria workers and custodians what is important in their school. Is this what is most important to you? Attend school events and ask other parents what they like best and least about the school.

What are the various teaching methods used Become a member of the Parent/Teacher Organization to accommodate various learning styles? How are classes organized? What services are there for students with special needs, interests, and/or aspirations? What after-school programs are available?

(PTO) and other parent involvement events in the school. Finally, while you are in the building, you may consider scheduling a later one-on-one meeting with your child’s teacher(s).

Dr. Julian Stafford

modern parents magazine

preGnAnCy

25 Tips for a Green Pregnancy Pregnancy is an ideal time to adopt a green lifestyle. Hav-

place them with glass, wood, bamboo or ceramic.

ing a baby creates a natural change. By necessity, you’re

20. Take a trip to the library. There are lots of great books

getting rid of things to make room for baby, and bringing

on greening your lifestyle.

new items into your home. Prepare your home in advance

21. Start a garden. Squatting down in the garden is an ex-

to ease the transition.

cellent way to build muscles needed for birthing. 22. Visit your local farmer’s market. Start getting to know

1. eat organic food. Your diet has great impact on your

your local vendors now, and when you come by toting your

baby.

new bundle of joy they will likely throw in an extra veg-

2. Have a green baby shower. register for eco-friendly

etable or two!

products, organic baby clothes, cloth diapers and non-

23. Shop for indoor plants. Plants recycle oxygen and

toxic toys.

break down pollutants.

3. Paint the nursery with no-VOC paint.

24. Purchase a scanner. Cut through a pile of paperwork

4. Shop for second-hand baby clothes. Search out your

by scanning your documents.

local consignment stores and recycled children’s clothing

25. Install energy efficient light bulbs, dimmers, timers,

stores.

and light-sensors.

5. Borrow big items, such as a car seat and high chair. 6. Shop locally for used gear such as a crib and baby fur-

Greening your pregnancy is a great way to feel good about

niture.

the choices you are making in preparation for your baby’s

7. Switch to biodegradable and eco-friendly cleaning prod-

arrival. By implementing these tips during your preg-

ucts. Also, experiment with home-made cleaners such as

nancy, you will have more time and energy to enjoy your

baking soda, vinegar, and lemon.

baby in the days, weeks, and months ahead.

8. Invest in a water bottle. It is important to stay hydrated throughout pregnancy and during the postpartum period. 9. research eco-friendly personal care products. 10. Consider purchasing an organic crib mattress. 11. Invest in organic cotton bedding. Choose natural fibers and organic materials to protect your infant from pesticides and other chemicals. 12. Install a water softener. Soft water is good for your skin and the environment. 13. Install a water purifier. 14. Switch to eco-friendly laundry detergent. Preparing for baby means sorting, washing, and organizing tiny and adorable clothing. Wash all baby clothes in a gentle ecofriendly detergent to protect your baby’s skin. Also, do not use dryer sheets, as these can be irritating on soft skin. 15. Build your “mommy” wardrobe. Use eco-friendly materials such as organic cotton, bamboo and hemp. 16. Make a run to the recycling center. Dispose of old chemicals and electronics before baby arrives. 17. Invest in a sturdy stroller. Walking is an excellent way to burn off the baby weight, alleviate postpartum depression, and sooth a fussy baby. 18. Find a baby carrier that suits you. 19. Have a garage sale. Switch out plastic storage containers, plastic cutting boards, and plastic dinnerware and re16 m o d e r n p a r e n t s m a g a z i n e . c o m

Joy Harkins is a new mom living in California. She blogs about simple clutter-free, debt-free, organized, green living at www.JustPlainJoy.blogspot.com.

Teaching Kids Age-Appropriate Lessons About Money While parents may want to protect their children from certain aspects of the recession, important lessons can be learned. To transform this negative subject into something more positive for children, try these ideas for teaching kids about money: Ages two to five Getting acquainted with coin money - If your toddler or preschooler does not have a piggy bank, buy an inexpensive one. Teach your child which coins are pennies, nickels, dimes and quarters as you deposit them into the piggy bank together. Ages six to eleven Using money means using math - Simple addition and subtraction are essential lessons for using and changing money. Have your child empty her piggy bank and loose change jars onto the kitchen table and add up all the money. roll the coins and take her to the local bank to exchange her coins for paper currency. Open a savings account - With the money your child saved in her piggy bank, open a savings account for her so she can learn about interest. Money doesn't grow on trees - explain why you and/or your spouse have a job. During these tough economic times, maybe dad has had to take a second job, or maybe mom has had to go back to work after being a stay-athome mom for years. Ages twelve and up More math - reinforcing math skills is always a good idea. Teach your child how to change money by practicing at home. Start off with easy exercises for making change, ie: here is a twenty for a fifteen dollar item. Gradually work your way to more difficult exercises, ie: here is a 20 for a $13.69 item.

We work hard for our money - Suggest to your child that they find ways to earn money rather than depend on an allowance. Ask a friend or neighbor if there are any small jobs your younger child can do, such as raking leaves, to earn a few bucks. For older kids, a part-time job is a good idea as long as it does not interfere with school and activities. earning money by working hard teaches kids responsibility, work ethic, and the importance of saving and making a living. Investing for the future - Teaching kids about making short- and long-term investments is important for looking ahead to saving up for a car, college and even more grown-up things such as a house and retirement. Whatever the age of your child and whatever your financial situation, the recession is a critical time to keep your kids educated about money so that they are less inclined to experience unnecessary worry over what mom and dad are going through. Keep it lighthearted and interesting, and you may be surprised at their willingness to learn. Darby Herrington

modern parents magazine

en espAñol

Cabritos de enseñanz a Edad-Apr opiados Leccione s sobre el dinero Mientras que los padres pueden desear proteger su niños de ciertos aspectos de la recesión, las lecciones importantes pueden ser aprendidas. a transforme este tema negativo en algo más positivo para los niños, intente éstos ideas para enseñar a cabritos sobre el dinero: Edades dos a cinco el conseguir conocido del dinero de la moneda - si su niño o preschooler no tiene a el banco guarro, compra barato. enseñe su niño que las monedas son peniques, los níqueles, monedas de diez centavos y cuartos como usted los deposita en el banco guarro junto. Edades seises a once usando medios del dinero usando la matemáticas simple la adición y la substracción son lecciones esenciales para el dinero que usa y que cambia. Tenga su niño vacío su banco guarro y suelta cambie los tarros sobre la tabla de cocina y agregue encima de todo el dinero. ruede las monedas y tome ella al banco local para intercambiarla monedas para el billete. Abra un cuenta de ahorros - con dinero su niño ahorrado en su banco guarro, abra los ahorros la explican así que ella puede aprenda sobre interés. el dinero no crece en árboles - explique porqué usted y/o su esposo tienen a trabajo. Durante estas épocas económicas resistentes, el papá ha tenido que quizá tomar un segundo trabajo, o la mamá ha tenido que quizá ir de nuevo a trabajo después de ser una mamá del permanecer-en-hogar por años. Las edades doce y suben Más matemáticas - reforzar habilidades de la matemáticas está siempre una buena idea. enseñe a su niño cómo a cambie el dinero practicando en el país. Comienzo con de los ejercicios fáciles para realizar el cambio, Ie: aquí está veinte para un artículo de quince dólares. trabaje gradualmente su manera a más difícil ejercicios, Ie: aquí está veinte para trece artículo del dólar y del centavo del sixty-nine. Trabajamos difícilmente para nuestro dinero - sug18 m o d e r n p a r e n t s m a g a z i n e . c o m

iera a su niño que encuentran maneras de ganar el dinero más bien que depende de permiso. Pregunte un amigo o a vecino si allí es cualquier trabajo pequeño que pueda su niño más joven, por ejemplo el rastrillo de las hojas, para ganar algunos bucks. Para más viejos cabritos, un trabajo por horas es a buena idea mientras no interfiera con la escuela y actividades. Ganancia del dinero trabajando difícilmente enseña a cabritos responsabilidad, trabaje los éticas, y la importancia del ahorro y haciendo una vida. inversión para el futuro - enseñando cabritos sobre la fabricación de inversiones a corto y largo plazo es importante para anticipar para ahorrando para arriba para un coche, universidad y aún más cosas adultas tales como una casa y un retiro. Lo que la edad de su niño y lo que su situación financiera, la recesión es un rato crítico de mantener a sus cabritos educados sobre el dinero de modo que sean menos inclinado para experimentar la preocupación innecesaria sobre a través qué mamá y papá están pasando. Manténgalo alegre e interesante, y usted puede ser sorprendido en su buena voluntad a aprenda. Source: Infoplease Homework

eduCATors

Firsthand: Teachers and Mentors Make It Happen Lori Williams (Clarksville, Tennessee) remembers the excitement of visiting her classroom before the first day of school. She can picture the bare bulletin boards, empty chairs, and vacant filing cabinets. How would she fill them, and how would she fulfill the awesome responsibility that awaited her? With a lot of help from her mentor and veteran teachers. "As for those five, empty filing cabinets--they are now full thanks to the generosity of my esteemed colleagues who have shared materials with me," Williams writes. "I have utilized many suggestions from these veterans.... [In addition,] the mentor program to assist new teachers turned out to be a tremendous advantage. I was paired with a seasoned teacher who has taught for 31 glorious years. She guided, encouraged, and assisted me to help me become successful. I would advise a new teacher to choose a mentor, design a plan for success, implement a plan, and ask for help when needed."

Tips on Building a relationship with Veteran Teachers: aAsk to visit colleagues' classrooms so you can learn about different approaches to teaching and find one you admire. aSeek the help of a mentor who has skills and knowledge you would like to develop. aIf your assigned mentor is not helpful, seek out an informal mentor relationship that provides more support. Look to your team teachers for help. aDon't reinvent the wheel: before you begin developing a curriculum unit, find out if any veteran teachers have materials or insights that would jumpstart your efforts. aBe willing to admit you have a lot to learn from experienced teachers. U. S. Department of education

Look to Veteran Teachers to: aShare lesson plans that put curriculum guides into practice. aSupport and participate in a new teachers' planning process. aOffer tips on the practical problems new teachers didn't learn about in school--make do with fewer resources, classroom manage ment, bureaucracy. aShow respect and collegial support. aObserve new teachers' classes and let them observe yours. aHelp teachers locate materials.

modern parents magazine

Fashion icon

donnA KAr An Here we continue our interview with legendary fashion designer Donna Karan. She discusses how her program the Urban Zen Initiative, in collaboration with Spirituality for Kids (SFK), empowers children by providing them with a curriculum that advocates positive life choices.

I came to new Orleans, there was no question, it is imperative to come here to work with the educational system. We at Urban Zen can make a connection here in new Orleans. I want somebody here to come to one of our three day events. MPM - Where will it take place?

Modern Parents Magazine - What about your efforts here in new Orleans? Donna Karan - Well I think that this would be a perfect place for Spirituality for Kids. I want to get the people of SFK involved with the educational system in new Orleans. If we could get the funding raised here through new Orleans, we could train the teachers. MPM - Great. What would be a good representative number to have trained? Donna Karan - It depends. You start it in the school system and see the effect, that’s the beauty of it. So I think the best way to do it is through a testing modality. I spoke to the SFK Organization about this, the minute

20 m o d e r n p a r e n t s m a g a z i n e . c o m

Donna Karan - In new York City. We’re starting a global launch for SFK. This would be a perfect opportunity for someone from the educational board in new Orleans to come and learn about SFK and how to administrate it into the school. There’s going to be a gala event to raise money and awareness. Then the second day is going to be a fun day, where students, parents, teachers are going to go through the curriculum and experience it for themselves. So if there is someone here that is the head of education, that’s the place they should come to see it. MPM - The timing couldn’t be more perfect. Wow, I’m getting chills thinking about the potential for this. Donna Karan - It’s huge. MPM - And what about contact information, how would a district register? Donna Karan -That would be Jessica@urbanzen.com. She has all the information on our education panel, who’s going to be there, the topics, who we are inviting. I can give you a phone number too, 212-414-8520. This would be an amazing program to bring here.

Upward Bound: Interview with Dr. Camacia Smith-Ross MODERN PARENTS Magazine recently had the opportunity to speak with Dr. Camacia Smith-ross, Director of the Upward Bound Program at Dillard University. Upward Bound programs help students who might otherwise not attend college succeed in their higher education pursuits.

the actual campus life is like. We tour colleges. Our young people have been to Atlanta and Tennessee to visit some universities. We are anticipating a visit to the Carolinas this summer. Our sole purpose as a federally funded program is to expose our young people to what college life is about and what it takes to be successful in college. MPM: What other measures do you take to ensure your students are prepared?

According to the United State Department of education, Upward Bound provides fundamental support to participants in their preparation for college entrance. The program provides opportunities for participants to succeed in their precollege performance and ultimately in their higher education pursuits. Upward Bound serves high school students from low-income families and high school students from families in which neither parent holds a bachelor's degree. The goal of Upward Bound is to increase the rate at which participants complete secondary education and enroll in and graduate from institutions of postsecondary education.

Ross: My counselors go out into the schools biweekly and monitor our population. We service 70 students. The final goal is for students to be accepted into the university of their choice. I mandate that all of our young people start taking the ACT by the 10th grade. We do concurrent and duel enrollment with our high school students. We want them to be academically sound, to be academically strong, to be academically encouraged through this whole process. We do intense research on scholarships all across the country, and we have our young people to apply to at least five scholarships their senior year. MPM: Is there a success story you would like to share with us? Ross: Oh, absolutely. I brag on this current cohort of juniors. They started taking the ACT in their tenth grade year. Several of them were able to participate in concurrent enrollment, and they have tested every opportunity the ACT is offered. And we have seen scores go from 13, 14, and in some cases 15 to 20’s, 21’s, and 22’s. MPM: That’s quite a leap. Ross: Yes. And we are very excited about that.

Modern Parents Magazine: What would you like the public to know about Dillard University’s Upward Bound program? Dr. Ross: Our program is federally funded, so there are specific guidelines. Our young people must be firstgeneration college students and meet an income guideline. Upward Bound students do a Thursday tutorial from 4:00 pm until 6:30pm. They also work on PLATO learning, which is a computer-based program that helps them strengthen areas of deficiency. They come here on Saturday mornings from 9:00 am until 1:00 pm for an enrichment component. Then we have a summer component and do, again, major enrichment. They stay on campus two of the five weeks, and they get to see what

MPM: Does the program find the students or do the students apply? Ross: Yes, there is an application process. Any young people who are interested and meet the criteria may apply. We accept applications year-round and generate a waiting list. MPM: How might a student apply? Ross: It’s really good to e-mail us. The e-mail address is vjiles@dillard.edu. The phone number is (504) 8164622. Ms. Jiles is the program counselor. She is the person who collects and distributes applications. modern parents magazine

The Importance of Mentoring Take a minute to think about where you are in life. Could you have achieved everything on your own? Most likely you had plenty of help along the way from wonderful adults who took the time to address your hopes for the future and help you achieve them. How would you like to be that positive influence in a young personâ&#x20AC;&#x2122;s life? Many of Americaâ&#x20AC;&#x2122;s children grow up in unstable homes, and with little positive interaction from adults in their lives, they engage in risky behaviors, drop out of school, or commit crimes. But there is hope. According to mentoring.org, at-risk students who have a mentorâ&#x20AC;&#x2122;s influence are far less likely to skip class, use drugs, or get into crime. Helping a troubled child or teen get on a better path in life is a surefire way to improve his or her wellbeing and benefit your community. And you might make a new friend in the process.

Roland Martin (left) of CNN hosted a Town Hall meeting which vehemently addressed the topic of mentoring. The importance of mentoring was echoed throughout the meeting.

Judge Glenda Hatchett (right) of the Judge Hatchett television show, also stressed the importance of mentoring and discussed her social networking community for parents, PARENT POWER NOW.

The national Family Development Institute and Parents for Public Schools of Greater new Orleans are sponsoring a mentoring program at various schools and locations throughout the Greater new Orleans area, including Harry S. Truman Middle School and Harriet Tubman Charter School. The mentoring organization is in need of additional mentors. Interested businesses and individuals may contact Parents for Public Schools, GnO at 504.615.2958 or ppsgno@live.com. Schools, churches or organizations interested in starting a mentorship program may utilize the same contact information.

22 m o d e r n p a r e n t s m a g a z i n e . c o m

your input helps determine the content of modern pArenTs mAGAZIne.

Your

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Counts

Dear readers, Actively involved parents are a teacher’s biggest ally when it comes to helping your children succeed in school. 1. How much would the use of technology help you keep in contact with your child’s teachers? 2. Do you have access to the internet in your home? If not, is it convenient for you to use the internet at a friend’s house or in a public library? 3. How often do you use the internet to respond to e-mail, check social networking sites, or otherwise communicate? 4. Would e-mail be an efficient way to set up parent-teacher conferences, address discipline problems, or keep track of your child’s responsibilities? 5. Would you like to receive report cards via e-mail or other technology? 6. How often do you utilize other services such as text messaging or social networking sites? 7. Would it be convenient for you to keep in touch with you child’s teacher via a social networking site (such as Facebook, Twitter, MySpace or LinkedIn)? Would you like a parent-teacher specific site? 8. Would you like to read a blog about activities going on at your child’s school? 9. Would you like to use an internet site that lets you check on your child’s grades, absences, disciplinary record, and school-related finances (such as lunch money)? 10. How else could technology be used to improve parent engagement?

email us at: pps@modernparentsmagazine.com modern parents magazine

Seven Steps to Healthier Eating Habits 1. Learn to enjoy eating healthy yourself. example is, hands down, the best teacher. Training yourself to like eating healthy will also give you the confidence to guide your children on the same path. 2. Curb their taste for processed sugars. Sugar keeps your kids on an emotional roller coaster, causes disagreeable behavior and continually sets off cravings for more and more sugar. never offer sweets as a reward or bribe. 3. Teach them to like pure water. Children need liquids, but they don’t need calorie laden, high sugar colas and juices. Clear water leaves room for good food. 4. Substitute whole grains for the processed ones. Whole grain breads (especially sprouted ones), brown rice and whole wheat pastas should be your grains of choice. You may have to start with half and half and keep adding more of the good stuff until you eventually reach 100% whole grains. 5. Eliminate random snacking. If your kids are full when they get to the table, they won’t want the good foods you fix. Make sure they’re hungry enough to eat what’s put in front of them. 6. Help them learn to like nutritious fruits and vegetables. Carrots and apples only taste sweet to children who don’t eat a lot of sugar. Serve vegetables when children are hungry and fresh fruit for dessert.

24 m o d e r n p a r e n t s m a g a z i n e . c o m

7. Offer only good healthy choices. Don’t give them anything but nutritious foods. If their only choice is a tuna sandwich or natural peanut butter and unsweetened apple butter on whole grain bread, they’ll eventually choose one of your healthy offerings. Moss Greene is the nutrition Host at Bella Online. Visit her web site to find out how to look better, feel your best and have more energy - naturally. http://www.bellaonline.com/site/nutrition

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Consulting Services pArenTInG WorKshops/In - servICes

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CONNECTING HOME & SCHOOL requirements: advanced notice of 7-10 business days. leArnInG sTyles: do You Know How Your child Learns? audience registration is required. our learning styles have more influence than we may realize. our preferred learning styles greatly influence the way we learn. Customized Workshops/In-services they affect the way we process information, even many of our interested institutions/organizations may submit a proposal lifestyle choices. Join us and learn more about learning styles. detailing the nature of the desired workshop or in-service. Help your child by discovering his or her learning style. pending approval of submitted proposals, modern parents will create and develop programs to address requested topics. home-sChool relATIons: the relationship between par-

modernparentsmagazine.com Customized WorKshops requirements: advanced notice of 14 business days. audience registration is required.

ent and teacher is one of the most important relationships affecting the life of your child. develop a positive partnership with your childâ&#x20AC;&#x2122;s teacher. Join us and learn innovative guidelines for developing a successful home-school relationship. InnovATIve pArenTInG sTrATeGIes: Have you ever wondered how to reach the planet your child inhabits? We reveal some innovative ways to break the force field between parent and child. Learn how to get some of your ideas through effectively.

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ColleGe enTrAnCe eXAms: How soon is too soon? is your child ready for college entrance exams? When should they begin testing? What can you do to help prepare your child? What courses are appropriate prerequisites? Join us and learn more about college entrance exams. pArenT Tool KIT We have developed various tools that parents can use to keep abreast of their childâ&#x20AC;&#x2122;s performance in school, help in developing responsible kids, etc. Join us and develop an arsenal of tools to help with parenting strategies and techniques.

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bullyInG Bullying has evolved into a high tech activity. Join us and learn to recognize the signs of bullying, suggestions for coping with bullying and ways to prevent bullying.

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For AddITIonAl InFormATIon contact us at 504.339.5310/1.866.994.4242 or email clewis@modernparentsmagazine.com. modernparentsmagazine.com modern parents magazine

Funding Your Child's College Education It's never too early to start saving for a child's future college education. Both the federal and state governments have made it much easier to save for college. There are tax-favored choices that can help put a college education within reach. SAVINGS OPTIONS Compare the key characteristics of four popular investment alternatives for education investing: Coverdell Education Savings Account Custodial Account (UGMA/UTMA) 529 College Savings Plans Coverdell Education Savings Account Contribution Limits Up to $2,000 per child (under age 18) for contributors with modified adjusted gross income of $190,000 if filing jointly or $95,000 for single filers. The maximum is reduced and gradually phased out for those with modified adjusted gross income between $190,000 and $220,000 (joint filers) or between $95,000 and $110,000 (single filers). Those who exceed these income limits are not eligible to make contributions. Tax Treatment Tax-deferred growth earnings are tax-free if used for eligible education expenses, which include room and board, tuition, books, supplies and equipment, academic tutoring, and special needs services. Control of Assets responsible individual (generally a parent or guardian) Restrictions To avoid penalty, must be used for eligible education expenses. Must use funds by the time the beneficiary reaches age 30. Pros The account can be transferred to another relative of the beneficiary. Adults other than the parents can make contributions. It can be used for elementary, secondary and higher education. Cons It is not available to high-income families. There is a low contribution limit. Withdrawals not used to pay eligible education expenses are penalized. note: One important feature of these tax benefits is the "sunset" provision which sets a limited time for the changes to apply. All new provisions of the economic Growth and Tax relief reconciliation Act of 2001 expire after December 31, 2010. On January 1, 2011, all tax provisions in effect prior to signing of the Act will be reinstated if future legislation is not passed ($500 annual limit).

or UTMA) Restrictions Must be used for benefit of child. Pros no contribution limits based on family income. Adults other than parent can make contributions. Cons There is no tax-advantaged growth. Contributions are not deductible. The child gains control of assets at age prescribed under applicable UGMA or UTMA. 529 College Savings Plans Contribution Limits Depends on plan, but contribution limit is typically based on estimated cost of colleges in a particular state or region for 4 years (and in some cases, an additional 2 years). Tax Treatment earnings are free from federal (and possibly state) income taxes. Withdrawals are federal income tax-free if used for qualified higher education expenses. There are potential gift tax and estate tax savings. The availability of such tax or other benefits may be conditioned on meeting certain requirements. Control of Assets The adult in whose name the account is registered retains control. The account is registered for the benefit of the student (designated beneficiary), but the control remains with either the donor or the account owner. Restrictions It must be used to pay for qualified higher education expenses in order to avoid penalty. Pros Contribution limits are based on cost of higher education rather than family income. Adults other than parent can make contributions. It may be used at any eligible higher-education institution in the U.S. and some abroad. Cons Withdrawals that don't qualify as higher education expense are penalized. There is limited flexibility once the money is invested (can change investment strategy once per calendar year).

Source: State Farm VP Management Corp risk/Important Disclosures. State Farm Mutual Funds Prospectus. The State Farm College Savings Plan enrollment Handbook (PDF 412 KB).

Custodial Account (UGMA/UTMA) Contribution Limits none. Tax Treatment In 2008, the first $900 of a child's investment income is tax free and the next $900 is taxed at his or her own rate. Any unearned income in excess of $1,800 in 2008 is taxed at the parents' higher tax rate. Starting in 2008, the kiddie tax will be expanded to include dependents under 19 and dependent full-time students under 24. Children who provide more than half of their own support are not affected by this kiddie-tax change. Control of Assets Custodian (until the child reaches age prescribed under applicable UGMA

26 m o d e r n p a r e n t s m a g a z i n e . c o m

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modern parents magazine

H I H I H

The American Recovery and Reinvestment Act Importantly, the Act will lay the foundation for a generation of education reform by encouraging states to adopt standards and assessments that ensure that high school graduates are prepared for college or a career, to build robust data systems that allow districts to better track the growth of individual students, to turn around failing schools and embrace innovative new learning models, and to invest heavily in teacher and principal quality initiatives that both elevate the teaching profession Within the education sector, "the Act" will pro- and help recruit and retain great teachers and vide an immediate stimulus to the economy by principals for underserved schools and comsaving or creating hundreds of thousands of munities. early childhood, K-12 and higher education jobs in states across America that are at risk of The intent of this legislation is to invest the edstate and local budget cuts. It will further cre- ucation dollars quickly, productively and ate thousands of additional construction jobs transparently in ways that best meet the shortrelated to school modernization projects. In term and long-term educational interests of the long-term, "the Act" will strengthen the children and adults. economy by raising Pell grants and tuition tax credits to help more young people attend colU. S. Department of education lege. The American recovery and reinvestment Act of 2009 ("the Act") was signed into law by President Barack Obama on Tuesday, February 17, 2009. This historic legislation seeks to immediately stimulate job creation during these challenging economic times by cutting taxes and investing hundreds of billions of dollars over the next two years in critical sectors such as energy, health care, infrastructure and education.

"education is no longer just a pathway to opportunity and success, it is a prerequisite." --President Obama

28 m o d e r n p a r e n t s m a g a z i n e . c o m

CONNECTING HOME & SCHOOL

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