Beach To Bay Times - January 2015 by Molly L. Hilligoss

CALENDAR & COMMENTARY Januar y cover ar tist Jim Rehak

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nd Annual

Women B2 usiness 015 in

C ON F ER E NC E

2015

Friday, February 20, 2015 ~ 9:00 am - 4:00 pm Hampton Inn, 121 Naylor Mill Road, Salisbury, Maryland

Topics to be presented: • • • • •

Business Start-Up & Management Internet Marketing & Responsive Web Design MBE Certifications Small Business Law And so much more!! The cost is $40 per person which includes admission, lunch and snacks. And we can’t forget the additional knowledge of running a successful business that will be provided to you through out the event.

RSVP NO LATER THAN Friday, February 13th, 2015 Register On-Line at: www.marylandcapital.org/Women’s Business Center For more information, contact: Richele Purnell, WBC Coordinator rpurnell@marylandcapital.org or 410-546-1900 Funded in part through a cooperative agreement with the Small Business Administration.

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If you’ve never received Botox or if you have a friend who has never received Botox, join us at our February Botox Event & receive Botox for only $9/unit!** **Valid for first time Botox patients at our office & their referring friends. A referring friend may bring an unlimited number of friends & new patients to us to receive the savings!

Valentine’s Botox Event, February 4 Book appointments with our Board Certified Doctors Perrotta & Pellegrino

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I N

T H I S

I S S U E

Your Wedding Vows ......................... 10 contributed by Anita Todd

Food Pantry Expands to Serve More .. 14 contributed by Stephanie Clayville

Just Ask Ann .................................... 18 contributed by Ann Shaw

New Year’s Financial Resolutions....... 24 contributed by Dennis W. Hopson

Let’s go to Italy ................................ 30 contributed by Ann Coats & Nancy Thompson

Setting Smart Goals ......................... 40 contributed by Stacy Mitchell

Gardening with Ginny ...................... 42 contributed by Ginny Rosenkranz

Pets and Food Alergies ..................... 48 contributed by Anita Todd

Being Fresh Meat ............................. 50 contributed by Christina Williams a.k.a. “Posy Mortem”

January Featured Artist Bio .............. 52 Jim Rehak

Do You Want Your Art Career to Flourish ............................ 56 contributed by David J. Simpson

Death and Taxes .............................. 60 contributed by Marianna Batie, Esquire

Clink, clink, cheers and letâ&#x20AC;&#x2122;s toast to 2015! A New Year full of dreams, promises, goals, wishes and plans. Of reflection to 2014, we roasted green coffee beans, went ice skating and made some great memories as a family with welcoming new babies and new family members. Why else do we work so hard? I have to tell you, if money and time were no object, my dream would be to take a trip to Italy. (Yes, kids, I would take you too!) In this issue, included are two amazing trips to Italy, sponsored by Nancy Ellen Thompson and Ann Coates, both who own businesses in Snow Hill, MD. Nancyâ&#x20AC;&#x2122;s trip is in May and Annâ&#x20AC;&#x2122;s is in October. Since I canâ&#x20AC;&#x2122;t go this year, (teenagers living at home), I have a proposal for someone. Is there any chance one of my readers could take the trip (at your expense), journal about your food, art and travel adventures, then share it with me? When you get back I will take you out to lunch and feature parts of your journal and photos in an upcoming issue. Looking aheadâ&#x20AC;Ś My Goals for 2015â&#x20AC;Śbecause if I write my goals, I achieve them!

"# $ % $ & ' * ' + - (Check out the article Fresh Meat on page 50) - ' / " 3 $ 6 Have a Wonderful New Year!

Molly Molly Hilligoss, Editor in Chief

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Exhibit – A Most Respectable Bird: The Wild Turkey

Rising to the Top & SMB Entertainment Presents.... “Bright Lights & Platinum Nights” A New Year’s Eve Affair @ The Fountains Grand Ballroom & Lounge December 31, 10pm - 3am 1800 Sweet Bay Drive, Salisbury, MD 3 Lavish Rooms of Entertainment. Old School Room Dedicated to the Music of the 80s & 90s. Jumbo Screens to Watch the Ball Drop in NYC’s Time Square. Party Favors. Music By Eastern Shore’s Own Dream Team of DJ’s: Rated R, Tavonne, Hype Entertainment, Vibes Entertainment, The Moview Boys, Contact Classy Cats for VIP & TABLES at 410-677-3711

@ Ward Museum of Wildfowl Art Through – Jan 31 A unique look at items portraying the remarkable history and significance of this respectable bird. Experience beautiful carvings by champion carvers, try your hand at turkey calls, touch a real turkey beard, learn some turkey tidbits, and more!

Exhibit – Lloyd J. Tyler: Folk Artist, Decoy Maker @ Ward Museum of Wildfowl Art Through – Jan 12 Lloyd J. Tyler (1898-1971) carved his first decoy at the age of 12 using a spokeshave, pocketknife, and hatchet. The LaMay Gallery showcases the delightful variety of working decoys and works of folk art created by the versatile and prolific “Coy Duck King” of Crisfield, MD.

Advertising Inquires call 443-523-5599

JANUARY FEATURE

Ocean Pines Farmers Market @ White Horse Park Every Saturday from 8:00 am – 1:00 pm Enjoy seasonal fresh produce, artisan baked goods, floral arrangements and other handcrafted items, natural pet treats, fresh eggs and meats, music, demonstrations and more! Held every Saturday year-round.

January 3rd EARLY SUN OVER THE DUNE BY KIRK MCBRIDE

STUDIO SWEEP SALE

ACT New Years Day Assateague Island Beach Walk @ Assateague State Park Jan 1 @ 1:00 pm Assateague Coastal Trust will pay tribute to the organization’s Founders during the 35th Annual Ilia Fehrer/Judy Johnson New Year’s Day Beach Walk. Join ACT at Assateague State Park for an entertaining guided tour of the barrier island.

Friday Family Fun Night @ Sports Core Pool Jan 2 @ 6:00 pm & @ 8:30 pm The indoor pool will be open for all ages to enjoy as a variety of music fills the air. Food and beverages will be available poolside for a small fee. Only swimers pay admission.

Now is the time to register for Winter Youth sports at Worcester County Parks and Recreation. Practices start on January 12th.

RBFS special screening series presents “BFF’s: Women’s New Year’s Eve” @ Movies at Midway Jan 3 @ 3:00 pm – 5:00 pm The Rehoboth Beach Film Society and CAMP Rehoboth are co-sponsoring a screening of the comedy “BFFs”. Kat and Samantha have been best friends for years. When Kat is given the birthday gift of a couples retreat weekend by her mother – despite the fact she and her boyfriend have been over for months – Sam convinces her to take advantage of the idyllic retreat by pretending to be lovers. What starts as a plan to lounge by the pool and make fun of the other couples, morphs into working on a relationship they did not intend on having with each other.

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Burnett-White Tire & Auto Your Hometown Auto Center

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Your Wedding Vows A

Contributed b t by Anita Todd

sk most brides when their fiancé proposed, and they will tell you between Thanksgiving and Valentines Day. The jewelry store owners will tell you the ring purchases happened mostly between Thanksgiving and Christmas. As a result, excited brides storm the Bridal Shows that begin during the month of January. We thought it fitting to include an article that speaks to this exciting time in a couples life. Your wedding vows are perhaps the most important and memorable words you will ever speak, so it’s never too early to decide what you want to hear and say on your special day. There is so much information about writing your own vows for a wedding that it can be a little daunting. Some churches have carefully prescribed rituals and protocols for the wedding ceremony, but there are often many options for couples to consider. “Your wedding vows are the vows you make between you and your spouse only. It is the promise that is made between each other and shared before your guests,” says Eileen

Dudley, a non-denominational minister from Ocean City. Dudley says some couples are most comfortable following the traditional “repeat after me” style vows. “There is comfort in that, especially if you are nervous and not comfortable speaking in front of people.” Most officiants offer prewritten vows, but many brides and grooms like to add their own special touches. A combination of the traditional promise along with some personal lighthearted jokes can lighten the mood and bring smiles to your guests, Dudley says. Brides and grooms should remember that they can be overcome by the depth of their emotions when hearing and speaking their wedding vows. “It can be the most beautiful, touching, funny, inspirational sharing of oneself that any one person can do. It can be more emotional than you intend in front of an audience.” Officiant Stephen Mathews says the exchange of vows is the heart of the ceremony, so what is said should reflect who you are, who your partner is, and what the relationship that

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you share means to you. You can also express what marriage means to you, as well as pledge of faithfulness and devotion to your partner. Mathews suggests thinking about how you felt when you first met and fell in love, as well as the moment you realized you wanted to marry your partner. Ask yourself how you support each other, what you respect most about your partner, and how has their presence in your life impacted you. Once you’ve considered these questions, write down your answers and then organize those thoughts so that they will convey exactly what you want your partner and your guests to hear. “My own experience is that the best vows talk about your past, your present, and your future. They give you a unique opportunity to make promises and identify ideals upon which you will build one of the most important relationships of your life,” Mathews says. Couples may also choose to release doves or butterflies with their vows, and many African American couples choose to jump the broom at the end of the ceremony. A practice that has recently become popular is handfasting, which involves binding the hands of the couple with ribbon or cord in a public to symbolize marriage vows. “I think that all of these trends are focused on the idea that couples are looking to make their wedding unique and different. They want the ceremony to be an expression of their personalities,” Mathews says. Regardless of what style of vows are spoken, the ceremony should be memorable expression of the couple’s love. For more articles and all of the bridal shows on the Eastern Shore, go to www.beachtobaybridal.com

s se er vr iv c i e c ea n ad n p dr e p- or we n- eo dw nv ee hdi c vl ee hs ia cl el es

s a l e

Chesapeake Bay Beach Club Bridal Show

Indoor Community Yard Sale

@ Chesapeake Bay Beach Club January 3, (Saturday) Noon - 3:00 PM 500 Marina Club Road, Stevensville, MD. http://bowtiesandbubblyevent.com. $20/ person.

@ Wicomico Youth & Civic Center Jan 3 @ 9:00 am – 6:00 pm Clean out your house and fill your wallet at Wicomico Recreation’s Indoor Community Yard Sale. More information online at www. beachtobaytimes.com

The Delmarva Bridal Showcase

Drop In Wine Making @ Brews Up

@ The Wicomico Youth & Civic Center Jan 4, (Sunday)12:00 - 4:00 PM 500 Glen Avenue, Salisbury, MD Brides – Free Admission if you register by 12PM on December 24th. $8 advance registration; $10 at the door. 302-236-9643 www.delmarvabride.com For more information call 410-822-4653 or visit online.

Jan 3 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

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ifestyle Balance L A “Free” Life Saving Program *Choos e a conv enient location near you! Starts January 5, 2015 Meets Mondays 6:00 - 7:00 PM *Snow Hill Volunteer * Fire Department 4718 Snow Hill Road Snow Hill, MD January 14 - April 9, 2015 Meets Wednesdays 5:00 - 6:30 PM *St. * Paul United Methodist Church 405 Flower Street Berlin, MD “I am so thankful for this program. I truly believe it helped to save my life.”

Free program for Worcester County Residents. Lower your blood pressure, body fat & cholesterol. Lose Weight Reduce your risk for Diabetes, Heart Disease, Stroke and Cancer. Get Fit Establish networks and friendships.

– A Previous Program Participant

CALL TODAY TO REGISTER – 410-632-0056 Program taught by CDC Certified Coaches including an exercise specialist, dietitian, and health educator.

Food Pantry EXPANDS to Serve More People

he Food Pantry in Snow Hill has operated out of Ebenezer United Methodist Church for over 30 years. It distributes food to those in need the second Friday of every month as well as provides emergency food service. It was established as an ecumenical food pantry, which means that it is supported by local churches in the area. Due to its growth, the pantry will be expanding services to 241 South Washington Street in Snow Hill on January 9, 2015. Each year the pantry is serving more and more families in need. This time last year, they served 70-80 families each month and served over 2000 bags of food to those in need. This year, they are serving between 100-140 families a month and it is projected that they will serve over 3000 bags. A typical bag/box induces 15 items and consist of: cereal, peanut butter, jelly, fruits, juice, soup, canned vegetables, bread, pasta, mac and cheese, tuna fish, and chicken/meats, bread and butter. Because of its double digit growth, the pantry has established a new location at 241 South Washington Street in Snow Hill. To facilitate this change a new organization has been founded called Snow Hill Ecumenical Food Pantry. Rosalie Mason, Tommy Mason, Stephanie Clayville and Charlie Dorman are founders of the new pantry. Stephanie Clayville, President of the Board of Directors states, “The team at the pantry is excited about the new location and we believe that this will allow for us to provide for a wider variety of clientele and resource services.” She goes on to state, “The new location will need a lot of work and the board will be are applying for several grant opportunities to see if we can get some financial assistance with this project.” If you would like to assist as a volunteer or to make donations, please contact us at Snow Hill Ecumenical Food Pantry, P.O. Box 165, Snow Hill, MD 21863 or email us at snowhillfood@gmail.com.

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Oyster Roast

Wood Carving Club

@ Parsonsburg Vol Fire Company Jan 3 @ 6:00 pm – Jan 3 @ 9:00 pm All You Can Eat Steamed Oysters, Raw Oysters, Oyster Fritters, BBQ Chicken, & Fries. Tickets $3,Beer Cups $5. Multiple Raffles. Doors Open 5:30pm.

@ Ward Museum of Wildfowl Art Jan 6 @ 1:30 pm – 4:30 pm Carve, learn, share and socialize. All skill levels welcome! Participation in the Woodcarving Club is FREE! Participants must also be current members of the Ward Museum. Members must bring own materials to Carving Club. Guests are permitted and their first visit to the club is free. After the first visit, guests must become members of the Ward Museum. Salisbury, MD.

QuickBooks Class in Salisbury @ One Stop Job Market Jan 5 @ 6:00 pm – Feb 9 @ 8:00 pm Because of its user friendly interface, this accounting application is highly recommended for small business owners. Learn how to implement QuickBooks into your day to day business activity.Your questions answered by an expert QuickBooks instructor: Phillip Cheung, CPA with Gregory & Associates, LLC. Register through Maryland Capital Enterprises. Call Lisa Twilley at 410546-1900 to register.

Wine Making Class @ Brews Upp Jan 7 @ 6:00 pm – 7:00 pm Beginner class. Taste, Make & Take. 1 kit makes 30 bottles of wine. Call to reserve seat and directions. Over 45 flavors selection. 443-513-4744. www.brewup.net

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Winter is Here Is Your Vehicle Ready?

Call us at 410-742-2171 952 S. Salisbury Blvd. (2 blocks from SU)

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GAL CORNER LEGAL CORNER LEGAL CORNER L

â&#x20AC;&#x153;JUST ASK ANNâ&#x20AC;? Dear Ann, of us kids his house. We paid it off and the courts determined it was worth $210,000. Now, the house is only worth $168,000 and one of the siblings is considering buying out the rest of us. A title ! " # " # Help! Sis The probate procedure can be very confusing, especially since it always coincides with other family stress. In Maryland, the value of the probate estateâ&#x20AC;&#x2122;s real property is not usually determined by the courts. Generally, an appraisal is filed with the court which, unless contested, establishes the value of the real property for probate purposes. Unless your father left a very large estate, you probably did not pay inheritance tax incident to the probate. In Maryland, unless the estate is so large that it exceeds federal inheritance tax limits, children of a decedent are not charged with inheritance tax. But, probate costs would have been paid to clear the estate. And when a Deed was recorded

from the Personal representative of the Estate to the five of you county recordation and transfer taxes would have been charged on the Deed conveyance. Now, you have stretched the limits of my knowledge with your question. As an attorney, I can address legal questions. But, I think your question is more specifically a tax question than a legal question. So, I consulted Charles Meenehan (CPA, CVA, MS (Taxation)) TGM Group, LLC (tgmgroupllc.com). This is his reply: â&#x20AC;&#x153;You have an interesting question. Basically, your question is â&#x20AC;&#x201C; are you (and your other family members) going to be taxed on the sale of your deceased fatherâ&#x20AC;&#x2122;s home. Based on your

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LEGAL CORNER LEGAL CORNER LEGAL CORNER fact pattern, the answer is no. First, it sounds like you inherited the property proximate to your father’s passing. Consequently, your “tax basis” (i.e., your cost basis for purposes of determining the taxable gain or loss) is “steppedup” (or down) to the value at the date of death – which is $210,000. Upon the sale, the difference between your share of the sales proceeds and your tax basis is either a gain or a loss. Note, any improvements made to the property from the time you inherited it, would be added to your cost basis to the extent that you paid for them. As it turns-out, since you are selling the property to a “related party” (one of your siblings) the tax law prohibits loss deductions on sales to related parties. Consequently, although, as you pointed-out, you have a capital loss, the end result is that you will not be able to deduct the loss since the sale was to a related party. With respect to the 1099, this is required for sales of real property unless the property is your principal residence. You will need to report the transaction on the Schedule D attachment to your tax return, report your tax basis, and then limit the loss to $0. Under the Federal Document Matching Program, you want to be sure to report the sales proceeds, otherwise, you will get an IRS notice and you will have to explain why you didn’t report the transaction which can be very time consuming.

Regardless, I recommend you consult your tax advisor.” I hope Mr. Meenehan’s information is helpful for you. Please bear in mind, though, that all published feedback of this nature is general and may not address your specific issues or those of your siblings. Also, unfortunately, it is too common that different heirs have very different ideas about the disposition of inherited property. Sometimes, these are not so much legal questions or tax issues, but family matters that need to be delicately worked out. Good luck, Ann

Ann Shaw is an attorney practicing in Salisbury. She has more than twenty years’ real estate, business law, and bankruptcy law experience. Each month she will address one submitted question of general interest. Responding to any question in print does not create an attorney-client relationship. Attorney-client privilege does not apply to published questions and answers. All information is general information only and is not meant as specific legal advice. For specific legal advice, always consult your own attorney.

A Night Under the Stars Wedding Expo & Party

RBFS Around the World series presents “For A Woman”

@ The Black Diamond Lodge January 9, 2015 (Friday) 6:30pm-9pm 301 North Fruitland Boulevard, Fruitland, MD 21826. (410) 422-2614 www.anightunderthestars.com

@ Movies at Midway, Rehoboth Beach Jan 7 @ 6:30-8:30 pm The Rehoboth Beach Film Society, Lewes Public Library, and Movies at Midway present, “For A Woman” as January’s film for the Around the World series in the upstairs screening room at Movies at Midway. The Around the World film series presents critically acclaimed, international independent films. The generous sponsorship of Movies at Midway allows the screenings to be free and open to the public. More info and directions online at www.beachtobaytimes.com

Nature Tales for Tots @ Ward Museum of Wildfowl Art Jan 7 @ 10:00 am – 11:00 am Introduce children ages 3 to 6 to the natural world at Nature Tales for Tots! Each program is organized around a theme and features stories and crafts.

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Book Sale

Craft Beer Making Class

@ Dorchester County Library Jan 10 @ 8:00 am – 2:00 pm Big Used Book Sale! Thousands of gently-used hardbacks and paperbacks, wide range of fiction and non-fiction. Most items a dollar or less! Benefits the Library. 410-228-7331

@ Brews Up in Berlin, MD Jan 10 @ 11:00 am – 1:00 pm Have you dreamed of making your own craft beer? Learn with the pros at Brews Up. Reservations required. 443-513-4744

Ocean Pines Farmers Market @ White Horse Park Jan 10 @ 8:00 am – 1:00 pm Enjoy seasonal fresh produce, artisan baked goods, floral arrangements and other handcrafted items, natural pet treats, fresh eggs and meats, music, demonstrations and more! Held every Saturday year-round.

Drop In Wine Making @ Brews Up Jan 10 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

www.helpinghandslivein.com

Toll Free: (888) 288-8990 Phone: (410) 219-3445 Fax: (410) 219-7228

Adults-Only Dive-In Movie Night Snow Hill Rotary Club Meeting @ All Hallows Episcopal Church “The Big Chill” @ Sports Core Pool Jan 10 @ 6:00 pm Bring your favorite beverage and join Ocean Pines Aquatics for this fun adults-only evening. Relax in the heated comfort of the indoor Sports Core Pool and enjoy a showing of “The Big Chill.” No glass containers allowed.

Jan 13th 7:30am Meets at All Hallows Episcopal Church on Market Street in Snow Hill every Tuesday. Call Molly Hilligoss, Membership Chair for details and to be a guest. 443-523-5599. If you want to be a part of a group of local citizen who put Service above Self, then consider joining a Rotary Club near you.

Drop In Wine Making @ Brews Up

eBird Tuesdays

Jan 11 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

Details on these events and more are available online www.beachtobaytimes.com 22

@ Ward Museum of Wildfowl Art Jan 13 @ 9:00 am – 10:00 am Go birding every Tuesday at the Ward Museum starting at 9am in the lobby with Ward education staff and Salisbury University faculty and students.

Nature Tales for Tots @ Ward Museum of Wildfowl Art Jan 14 @ 10:00 am – 11:00 am Introduce children ages 3 to 6 to the natural world at Nature Tales for Tots! Each program is organized around a theme and features stories and crafts.

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Business Networking International Meeting @ LaQuinta Inn, Salisbury Jan 14th 11:30-1pm Stop in and meet business people who enjoy referring business to each other.

RBFS Read a Movie series presents “Tell-Tale Heart” @ Rehoboth Beach Public Library Jan 14 @ 4:00 pm – 6:00 pm The Rehoboth Beach Film Society and the Rehoboth Beach Public Library invite film and/or literary enthusiasts to a screening of “Tell-Tale” upstairs community room at the Rehoboth Beach Public Library.

Wine Making Class @ Brews Up Jan 14 @ 6:00 pm – 7:00 pm Beginner class. Taste, Make & Take. Options include 15 or 30 bottles of wine. Call to reserve seat, directions and other questions. Over 45 wine flavors to choose. 443-5134744. www.brewup.net Y REGISTER NOW Y

Paint, Sip & Cork January 30, 2015 6:00 pm Paint, Sip and Cork events at Brews Up are lots of fun! Book on-line, www.brewsup.net use coupon code: PAINT and save $10.00 per ticket.

NANCIAL CORNER FINANCIAL CORNER FINANCI

2 Consider These New Year’s 0 1 Financial Resolutions 5 N

ow that 2015 is upon us, you may be thinking about making some New Year’s resolutions. Perhaps you’ll decide to take up a musical instrument, or hit the gym more often, or even learn a new language. All these are worthy goals, of course — but you could also gain some key benefits by working to achieve some financial resolutions. Here are a few to consider: • Fill “gaps” in your investment port-folio. From time to time, you — or possibly your financial advisor, if you work with one — might identify “gaps” in your investment portfolio. For example, you might find that you are making insufficient progress on a key goal, such as saving for a child’s college education. Or you might discover that you need to place additional resources in a particular asset class to achieve proper diversification, which can help reduce the impact of market volatility on your portfolio. (Keep in mind, though, that diversification by itself can’t guarantee profits or protect against loss.) So put “filling portfolio gaps” high on your list of New Year’s financial resolutions.

•

Boost your 401(k) contributions. If your salary has gone up with the new year, consider boosting your contributions to your 401(k) or similar employer-sponsored retirement plan. You may not be able to afford to contribute the maximum annual amount — which in 2015 is $18,000, or $24,000 if you’re 50 or older — but if you increase your contributions every year, you can greatly speed your progress toward your retirement savings goals. You can put this New Year’s resolution into effect by contacting your human resources or benefits department as soon as you get back to work in 2015. Eliminate “unhealthy” investment habits. As part of your general New Year’s resolutions, you may have decided to cut back on “carbs” and sugar-laced soft drinks, with the expectation that these moves could help your overall health. But you can also make “unhealthy” financial moves, such as chasing after “hot” stocks (which may already have cooled off by the time you find them) or selling quality investments just because their price has temporarily dropped. Strive

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IAL CORNER FINANCIAL CORNER FINANCIAL CO

•

to focus more intently on your long-term Unlike some New Year’s resolutions, these fiinvestment strategy, as opposed to reacting nancial ones won’t require a big shift in your to short-term stimuli. lifestyle. But if you can stick to them, they can Review your estate strategy. During any make a big difference in your life. given year, you might experience major Edward Jones, its employees and financial advisors are not changes in your life — marriage (or remar- estate planners and cannot provide tax or legal advice. You riage), new child, new home, etc. — and should consult your estateplanning attorney or qualified tax advisor regarding your situation. these changes will have profound effects on your estate plans. But whether or not you encountered any of these events in 2014, it’s a good idea to look over your estate planning documents* — such as a New Year’s is a time to reﬂect on the year past. will, living trust, power of attorney It is also a time to set goals for the future, and and so forth — to make sure they Edward Jones can help you do just that. We’re in your neighborhood and available to help you are still current with your wishes. take steps now to help meet your long-term It’s especially important to update ﬁnancial goals. beneficiary designations on your Call today to set up a portfolio review. insurance policies and retirement Dennis W Hopson, CFP®, AAMS® accounts so that they are aligned Financial Advisor Dennis W Hopson, with the wishes you have expressed 1411 Wesley Drive CFP®, AAMS® Salisbury, MD 21801 in your will. And if you haven’t 410-742-3264 Financial Advisor drawn up your estate plans* yet, 1411 Wesley Drive Salisbury, MD 21801 make a New Year’s resolution to do 410-742-3264 so in 2015 — because it’s never too soon to take the steps necessary to protect your loved ones in the future. www.edwardjones.com

Happy New Year!

Member SIPC

This article was written by Edward Jones for use by Dennis W. Hopson, CFP®, AAMS®, Financial Advisor. Copyright © 2014 Edward Jones. All rights reserved. Member SIPC. This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. financial advisors. Edward Jones’ U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.

Exhibit – The Hidden Works of J.N. “Ding” Darling @ Ward Museum of Wildfowl Art Jan 16 – May 10, 2015 Throughout his lifetime, J.N. “Ding” Darling (1876-1962) used his artistic skill, political savvy, and sharp wit to create an enduring legacy of environmental conservation. Darling won two Pulitzer Prizes for his political cartoons, served in the U.S. Bureau of Biological Survey (a predecessor to the U.S. Fish and Wildlife Service) under Franklin D. Roosevelt, began what would become the National Wildlife Federation, and kept U.S. politicians on their toes. From January 16 through May 10, 2015 visit the LaMay Gallery at the Ward Museum for an unusual look into the life and works of Ding Darling. The Hidden Works of Jay N. “Ding” Darling will feature rare artifacts that help illustrate this conservationist and modern day Renaissance man’s remarkable life. The Ward Museum of Wildfowl Art, Salisbury, MD

.. strangers . ds Stop in as as frien and leave Infused Olive Oils Flavored & Aged Balsamic Vinegars

Seasonings and much More! Gift Baskets and Tasting Bar

New Year’s Clean-Out Flea Market @ Ocean Pines Community Center Jan 17 @ 8:00 am – 12:00 pm This indoor flea market welcomes vendors selling gently used clothing, children’s items, household items, collectibles and more. Spaces include an 8-ft. table and 2 chairs. Please call to register for a vendor space. Admission to shop is free!

Join our Culinary Club 100 Green Street • Snow Hill, MD 21863 www.TheCornerShoppe.co 240-426-0530 Hours: Wednesday-Saturday 12pm-9pm

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Bourbon Caramel Apple Pork Loin

Serves 4 | Gluten Free

¼ cup Blood Orange EV Olive Oil ½ cup (1 stick) butter ¾ cup brown sugar 1 Tbsp Sugar & Spice Dipper 3 Pink Lady apples, peeled, cored and diced ½ cup bourbon ½ cup apple cider 1 pork loin (4-5lbs) Chili Verde Sea Salt Fresh ground black pepper 3 Tbsp Avocado Oil

1. Preheat the oven to 375°F. 2. In a large skillet, heat olive oil and butter. Once melted, add brown sugar, dipper, and apples. Sauté the apples until slightly caramelized, about 8-10 minutes. Add the bourbon and apple cider. Remove from the heat and cool. 3. Butterfly the pork by starting on the right third of the pork loin, with a sharp knife, cut down lengthwise until you get about ½ inch away from the bottom side. Turn your knife and cut to the left as you roll the meat away from the knife until you have created an even, flat piece of meat. 4. Place the butterflied loin between two pieces of plastic wrap. With a mallet or rolling pin, gently pound to ¼” thick. 5. Season both sides of the pork liberally with chili verde sea salt and pepper. Spoon the apples out of the sauce and place lengthwise along the center of the pork. Wrap the meat around the apples. Using butcher string, tie around the roll, each string tied an inch apart. 6. Heat a large dutch oven over medium high heat with the avocado oil. Once hot, sear the pork loin, turning to brown all sides. Pour the remaining liquid from the apples over the pork. Transfer to the preheated oven and roast uncovered for about 1 hour or until the meat thermometer reaches 155°F (make sure to get the temperature of the meat and not the apple filling.) 7. Remove from the oven and allow to rest, tented with foil, for 15-20 minutes. Slice into ½” thick slices. Enjoy!

The Ingredients are available at The Corner Shoppe in Snow Hill, MD. Call Sophika or Rick Smith to order these ingredients and olive oil. Many thanks to them for providing this recipe for January.

Drop in Art Saturdays @ Ward Museum of Wildfowl Art Jan 17 @ 10:00 am – 12:00 pm Join museum educators in the museum’s lobby from 10 a.m. to Noon on the 3rd Saturday of each month for this new family art program that is fun for all ages. Your family can dropin, make and take fun art creations home with you. All children should be accompanied by an adult. Crafts available while supplies last. Activities and artists supported by the Susan K. Black Foundation.

Craft Beer Making Class @ Brews Up in Berlin, MD Jan 17 @ 11:00 am – 1:00 pm Have you dreamed of making your own craft beer? Learn with the pros at Brews Up. Make it a party with your friends! Reservations required. Call 443-513-4744 or email homebrew@brewsup.net More info online: www.brewsup.net

Drop In Wine Making @ Brews Up Jan 17 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

RBFS Met Opera Live in HD series presents “The Merry Widow” @ Cape Henlopen High School Theater Jan 17 @ 1:00 pm – 3:00 pm The Rehoboth Beach Film Society and the Cape Henlopen Educational Foundation are proud to present The Metropolitan Opera’s live broadcast of Franz Lehár’s. “The Merry Widow” on Saturday, January 17 at 12:55 at the Cape Henlopen High School Theater. The great Renée Fleming stars as the beguiling femme fatale who captivates all Paris in Lehár’s enchanting operetta, “The Merry Widow.” In a new staging by Broadway virtuoso director and choreographer Susan Stroman (“The Producers,”“Oklahoma!,”“Contact”), Stroman and her design team have created an art-nouveau setting that climaxes with singing and dancing at the legendary Maxim’s. Nathan Gunn co-stars as Danilo, Kelli O’Hara is Valencienne, and Sir Andrew Davis conducts the fabulous score. [2015, Sung in English, Runtime: 3 hrs]

Details on these events and more are available online www.beachtobaytimes.com

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Residential & Commercial Services

“Let’s go to

Italy

2015!

2 great trips with local artists and foodies” All the Best of Tuscany Sketching & Painting with Nancy Thompson

Dates: May 3 - 13, 2015 Join Nancy Thompson, popular speaker, instructor and accomplished artist, in Tuscany seeking out inspiration among the shady piazzas of Lucca, the dramatic coast of The Cinque Terre, the ancient hill town of Volterra and all the everyday sights and pleasures that the farm setting of Selva has to offer. Many people who take this trip have never sketched or painted before. This trip is for beginners to experienced and all levels in between. Feel free to jump ahead to the sample itinerary. The Inspiration of Sketching and Painting in Tuscany Nancy's workshop combines the best of Tuscany in this opportunity to sketch and paint with a professional . . . inspiring painting and photo opportunities, beautiful expansive views, winding streets in medieval towns, incredible food and wine, a cooking class and maybe even a bit of shopping. This workshop is for all levels of expertise. There will be time each day to sketch, paint and photograph the beauty of Tuscany. Each day Nancy will demonstrate watercolor and sketching techniques and will be available for individual guidance. Her goal is to give each student the tools to develop their own style in small watercolors and sketches. In addition to the incomparable painting opportunities, you will enjoy a cooking class, garden visits, excursions to markets, the jewel town of Lucca, a Puccini concert and more. After a beautiful day of sketching, we think you should be rewarded with an opportunity to enjoy a glass of wine while relaxing in a lawn chair contemplating the majesty of a cypress tree or choose a book to read from our library. On most days you'll have an opportunity to share your work with fellow students and

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Nancy to discuss what worked and what didn't and to seek suggestions. The week ends with an informal "show and share" of sketches and paintings created during your time together, just before enjoying the final night’s pizza from the wood-fired oven. Your days will be a mixture of at home, painting around the farmhouse and the estate, and away days, on excursions to hill towns, gardens, the architectural wonder of Lucca and special trips to the stunning Cinque Terre coastal region and the beautiful town of Volterra. “At Home” The farmhouse Selva, your home for ten days, is situated among olive groves, vineyards and forests, with buildings that go back hundreds of years in various phases of refurbishing. The rose garden, wildflowers, lemon trees in terra cotta pots, bits of mortar crumbling away in a nook, majestic cypress trees . . . all offer more inspiration. Shaded paths wind through the countryside and offer a glimpse of our neighbors: Edo, the shepherd, tending his sheep in the olive groves; vineyard workers tending the spring vines; an elderly nonna, out for her morning stroll. “Away” We’ve chosen for your excursions stunning landscapes, quiet corners and places where you can discover your own muse. A few highlights: A guided tour of the romantic city of Lucca, a medieval center surrounded by intact Renaissance walls, filled with Romanesque churches and small alleys and home to the very best cappuccino in the world! When you're ready to take a break from your sketching, take a stroll or ride a bike on the city's famous walls, now a shaded pedestrian and biking path. You’ll end your day with a Puccini concert held in a thousand year old church containing excavations of Roman ruins. The hilltop town of Voltera pre-dates the Roman era and records its ancient past with an impressive museum filled with Etruscan artifacts. Stroll the colorful markets, medieval piazzas, Roman ruins. Shop for lustrous alabaster art and crafts and enjoy the expansive views of the surrounding countryside. The Cinque Terre, site of five small villages perched over the cliffs of the Mediterranean, with almost vertical vineyards,

olive groves, orchards and vegetable gardens. Colorful fishing boats dot the harbors below pastel-colored homes clinging to the rocky cliffs. Hike the steep paths from town to town, ride the train or board the water taxi to explore the quaint villages. A visit to the charming private home of a local potter whose studio is in a refurbished old barn with a delightful terrace garden. You'll have an opportunity to create your own souvenir plate to be fired in the owner's kiln. Or capture the surrounding hillside views in your sketchbook. “Other Activities” Tuscan food and wine are an integral part of your workshop experience. A cooking class with our own Abbondanza Toscana chef will introduce you to some of the specialties of Tuscan cuisine. Other nights you’ll enjoy dinner at our neighborhood restaurant and also at our favorite restaurant in Lucca. At both the clientele are mostly locals. Our pizza maker will guide you through the process of designing your own pizza and cooking it in the wood-fired bread oven. You’ll tour the estate winery and taste both its wine and olive oil. The antique wine press dates back to 1759 and was only recently replaced with modern equipment. The Week's Sample Itinerary (Please note that some activities may change slightly based on weather and availability of venue)

Day 1 ~ Arrival Day: You are met at the Pisa airport or Lucca train station and transported to the Villa Selva, set in a thousand-acre working olive oil and wine estate. Unpack, settle in and perhaps take a walk around your home for the next ten days. At 5:00 p.m. gather under the leafy pergola for wine and cheeses. You'll meet your fellow artist/travelers, and Nancy will introduce to you to the workshop and the week’s activities and discuss goals and challenges. Afterward you'll begin the process of making homemade Limon cello, which will be ready to sample at pizza night on your last evening. Dinner is prepared for you by the Abbondanza Toscana staff. Day 2: Greet a beautiful Tuscan morning with an easy start to our first full day! A midmorning brunch features the exquisite ricotta made by the estate's shepherdess followed by instruction and painting time. In the late afternoon, we go into Lucca to join the locals in the Sunday evening passeggiatta (stroll) through the winding streets of Lucca. You'll have some

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time to wander Lucca's narrow walkways and to begin sketching her ancient buildings, shady piazzas or scenes at the local markets. At dusk we'll hear a Puccini concert in a Romanesque church built over Roman ruins. Dinner in Lucca is at one of our favorite restaurants with an outstanding wine list. Day 3: Today is an "at home" day with time devoted to wandering around Selva or the estate for your inspiration: gardens, olive groves, vineyards, farmhouses, the estate villa and more. At 5:00 p.m. half the group will join our Tuscan chef for their cooking lesson and to prepare dinner for the group. Day 4: Today you travel the short distance by mini-bus with our driver Beppe to Volterra, a hilltop town dating back to the Etruscans. Artisans in Volterra have been creating lustrous museum-quality alabaster art and souvenir crafts for millenia, and it's all on display — and for sale. Wander through the small piazzas and wonder at the Roman ruins at the foot of the cliff. Enjoy the expansive views from all directions. You return to Selva in time for sharing your work and dinner prepared by our staff. Day 5: Sketch around the farmhouse and its surroundings or hike across the estate for a different view. Maybe this is the day you kick back in the hammock or take a swim. Late afternoon gather for a review with Nancy as everyone shares their work so far. For those who didn't join our Tuscan chef on Monday in preparing dinner, today is your day to help with dinner if you like. Day 6: Our excursion today takes us to a private home in a refurbished old barn. You'll see how expertly Italian craftsmen have merged the old with the new to create a charming and comfortable residence. You can spend time in the terrace garden with its refreshing fountain to marvel at the views and perhaps create a sketch or two. You'll also have an opportunity to create your own souvenir plate that the owner will fire for you in her kiln. Day 7: The Mediterranean beckons us today. You'll visit a colorful fishing village on the Bay of Poets, where the “Romantic set” hung out, including Percy and Mary Shelley, and Lord Byron. Sandy beaches, dramatic seascapes, an imposing medieval fortress, colorful umbrellas, a village full of arches, excellent

seafood, and a long stretch of promenade along the beach lend inspiration to painters. Enjoy lunch on your own at one of the many seafood restaurants in town where the fishing boats' morning catch defines the day's menu. Day 8: An introduction to Lucca begins with the very best cappuccino in the world followed by a stroll down the most useful shopping street in the world, filled with stores chockfull of baskets and pans and brooms and seeds and all manner of things. You’ll meet Anna for a short cultural tour of Lucca, including its Romanesque churches, Roman amphitheater, medieval gates and Renaissance walls. Then you’re on your own to explore the city’s visual treasures, including a Renaissance garden with limonaia and statuary. Lunch is on your own to allow you time to follow your artistic muse. Back to Selva for dinner. Day 9: Another "at home" day gives you time to wander about and continue your sketching -- or just relax under the Tuscan sun. Nancy will be around to help each student with specific needs and provide guidance. We'll venture out for dinner at an old mill, and don't forget your sketchbooks. Day 10: Our last day of sketching gives you time to finish up your work with help from Nancy. Later in the day, we'll have a gallery of everyone's work with hors d' oeuvres and bubbly and plenty of time to share and discuss your accomplishments and challenges with the group. Dinner is our traditional pizza night using the wood-fired oven. You'll design your own pizza with our pizzaiolo Eduardo and sip your homemade Limon cello as a nightcap. Day 11: After breakfast, we wish you arrivederci, until we meet again. The van transports you back to the train station or airport. About Nancy Ellen Thompson Nancy has always enjoyed the excitement and expression of painting, and her passion includes sharing her techniques with students of all levels so that they can experience the freedom to develop their own art. Nancy has been teaching for more than 20 years and delights in helping students achieve their own styles. Her works are in public and private collections worldwide, and she has been featured on Maryland Public Television and in Southern Living Magazine. Nancy teaches workshops in sketching, watercolor and acrylic both in the U.S. and abroad. Her work is sold through City Art Gallery in Columbia, SC; Bishops Stock Gallery in Snow Hill, MD and through her website www.nancyellenthompson.com. A South Carolina native, Nancy now lives in Snow Hill, MD with her husband and fellow traveler, Dick. Learn more about Nancy, her work and travels and her creative philosophy at www.nancyellenthompson.com. Feel free to call Nancy Thompson at 410-251-3572 for more information.

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Join Bishop’s Stock’s “Wine & Food Passport to

Tuscany ” in October 2015

The gallery is working with travel consultant Paula Sullivan to create a wonderful immersion in wine and food in Italy. The trip will be from October 10-17, 2015. We will explore Chianti, one of Tuscany’s most iconic wine-producing regions. We will visit wineries and meet the winemakers, learning first hand what their expectations are for the current vintage. We will taste their wines and pair them with the exquisite cuisine of the region. In Lucca we will visit an enoteca with a tasting room in caves under the city. Thousands of bottles line the ancient walls. We will have a primer on olive oils and how to sample them. Get ready to roll up your sleeves for two hands-on cooking classes, one with our own Abbondanza Toscana chef and a second with our friend Stefania Balducci in Chianti who will share her family’s recipes. Learn about Lucca on a

cultural and historical tour of the old town center and plan to spend some time browsing the shops. A full week of gastronomic pleasure awaits you on this tour! Contact the gallery for more details and check www. abbondanzatoscana.com to see where we will be staying. Call Ann Coates for details at 410-632-3555.

Robert T. Heim

Oﬃce:443.736.3373 Mobile: 443.783.4440 rheim@remax.net

RE/MAX Crossroads 104 W. Cedar Lane • Fruitland, MD 21826 • www.rheim.remaxagent.com

Eagle Watch 2015

A Touch of Elegance Bridal Show

@ Pocomoke River State Park Jan 17, 24 & 31st @ 2:00 – 5:00 pm – “Eagle Watch” 2-5 P.M. People aren’t the only things bald along the Pocomoke River. The Eagles and the Cypress are too! Join a naturalist and explore the world of the Bald Eagle and the Bald Cypress as you cruise the Pocomoke River by boat. Seats fill-up quickly! Scales -N- Tales: Live animal display including a juvenile bald eagle. Bird Watching Hike: In search of roosting bald eagles. Boat Ride on the Pocomoke: The best way to view a large number of bald eagles. Call today for pricing and to make your reservations! (410) 632-2566

@ Pocomoke Community Center January 18, (Sunday) Noon till 3pm Second Annual Touch-of-Elegance Wedding Expo. All the vendors you need under one roof. Last year we had 35 local vendors. Vendors included DJ’s, Lighting, Florist, Photographers, Photo Booths, Invitations, Travel, Cosmetics, Catering, Venues, Cakes, Bridal Shops, Rental Items, Event Planners & more. Light refreshments will be served in addition to a cash bar. *Large Give-a-Way prize TBD. 50/50 Raffle. Online registration & ticket sales. Tickets $7 in advance, $10 at the door. Visit TOEBridal.com. *Restrictions May Apply. Sponsored & Hosted by CowgerEntertainment.com

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“Motown – The Musical” Bus Trip Drop In Wine Making @ Brews Up @ Kimmel Center, Philadelphia, PA Jan 18 @ 9:30 am – 6:00 pm It began as one man’s story and became everyone’s favorite music. A true American dream story of Motown found Barry Gordy’s journey from featherweight boxer to a musical mogul who launched the careers of Diana Ross, Michael Jackson, Smokey Robinson and many more. The bus will depart the Ocean Pines Community Center at 9:30 am, stop for lunch before the show at 1:00 pm and return to Ocean Pines by 6:00 pm. Price includes ticket (family circle seats) and transportation. Call the Ocean Pines Recreation & Parks Dept. to register.

Jan 18 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

Details on these events and more are available online www.beachtobaytimes.com

SURROUNDED BY SHARKS?

Treasure It LLC Family Photography 507-400-1742 507-400-1742

We specialize in family, children, newborn, and event photography.

Located in Snow Hill. Sessions are available in studio, and on location, with no sitting fees. We have a large variety of Holiday backdrops and props! Visit our website for wedding specials! http://treasureitllc.zenfolio.com

Good Health and Great Art

eBird Tuesdays

@ Market Street Boutique January 20-31st Enjoy and purchase beautiful works by local artists on display at Market Street Boutique. Jewelry, Paintings, Handcrafted Cards and Journals and More. Come in and see what makes your heart skip a beat! 720 E. College Avenue, Ste. D., Salisbury, Maryland. For more info call 410-742-0100

@ Ward Museum of Wildfowl Art Jan 20 @ 9:00 am â&#x20AC;&#x201C; 10:00 am Go birding every Tuesday at the Ward Museum starting at 9am in the lobby with Ward education staff and Salisbury University faculty and students.

Blue Man Group @ Wicomico Youth & Civic Center Jan 20th 7:30PM Tickets available at the Box office or online.

Nature Tales for Tots @ Ward Museum of Wildfowl Art Jan 21 @ 10:00 am â&#x20AC;&#x201C; 11:00 am Introduce children ages 3 to 6 to the natural world at Nature Tales for Tots! Each program is organized around a theme and features stories and crafts.

Advertising Inquires call 443-523-5599 38

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Strong Women in Business Monthly Luncheon Jan 21, 2015, Noon-1:15PM Dorchester Chamber of Commerce. Sponsored by MCEâ&#x20AC;&#x2122;s Womenâ&#x20AC;&#x2122;s Business Center. Call to register 410-546-1900.

Wine Making Class @ Brews Up Jan 21 @ 6:00 pm â&#x20AC;&#x201C; 7:00 pm Beginner class. Taste, Make & Take. Options include 15 or 30 bottles of wine. Call to reserve seat, directions and other questions. Over 45 wine flavors to choose. 443-5134744. www.brewup.net

Lone Star Rodeo Bulls, Broncs & Barrels Tour @ Wicomico Youth & Civic Center January 23 â&#x20AC;&#x201C; January 24 at 7:30 p.m. Tickets for the Lone Star Rodeoâ&#x20AC;&#x2122;s Bulls, Broncs and Barrels tour are on sale now. General admission (upper-level, non-reserved seating) is $15 for adults and $13 for children

Crown Sports OPEN HOUSE SATURDAY

Ocean Pines Farmers Market @ White Horse Park Jan 24 @ 8:00 am â&#x20AC;&#x201C; 1:00 pm Enjoy seasonal fresh produce, artisan baked goods, floral arrangements and other handcrafted items, natural pet treats, fresh eggs and meats, music, demonstrations and more! Held every Saturday year-round.

HealthConnectNow! @ McCready Hospital Jan 24 @ 10:00 am â&#x20AC;&#x201C; 2:00 pm The Lower Shore Health Insurance Assistance Program will be hosting HealthConnectNow. Free and open to the public. Consumers can call 855-445-5540 for more information.

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@ Crown Sports, Fruitland, MD January 24th From 9-11AM FREE OF CHARGE!!! Crown Sports is located in R13 S, in Fruitland, MD. ) 5 ( 6 + * 2 8 5 0 ( 7 )$ 5 ( DW RXU SODFH RU \RXUV FDWHULQJ DYDLODEOH

SETTING SMART GOALS elcome 2015! You’ve set your goals for this year, right? Whether you have or you W haven’t, you’ll want to test the goals you’ve made (or are making) to see if they are SMART goals. SMART is an acronym for Specific, Measurable, Attainable, Relevant, and Timely. Let’s start with specific. It’s not enough to say “I’m going to get out of debt.”You want the goal to be more specific. A more specific goal would be “I’m going to pay off my $3000 credit card debt in the next six months,” or “I will pay an extra 10% on my student loans each month for the next year.” Now let’s see if one of our specific goals is measurable. We’ll be able to take a look at the monthly statements to see if the balance is decreasing, so yes, that goal is measurable. If losing 20 pounds is your goal, then having a scale so you can weigh in weekly makes that goal measurable. If reading 50 books over the year is your goal, then keeping a list of the books read makes that a measurable goal. Measuring isn’t difficult, you just have to have a means to track progress along the way. How attainable is your goal? If you are between jobs and your goal is to pay off that $3000 credit card debt in six months, that may not be an attainable goal (at the moment - don’t give up yet!). If you want to get your weight down to 150 pounds (and you’re currently 250), think about when you were last 150 pounds. Was it a few years ago? A couple of decades ago? Middle school? Have you arbitrarily chosen 150 as the magic number? If you were 150 pounds within the last decade, it’s probably an attainable goal. If you were last 150 in middle school, and you’re middle-aged now, then revise that immediate goal to a more attainable number. That’s not to say that you’ll never get down to 150, just that you’re making the current goal more attainable. What about relevant? By relevant, I mean how important is this goal to you? If it’s not important, then the chances that you will take any action towards the goal are slim to none.

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Do you really need to get out of debt? You are more likely to want to stick to the goal is you’re trying to get out of debt in order to buy a house or car versus just trying to get out of debt because you think that makes a good goal. Likewise, you’re more likely to want to lose weight if you’ve had a health scare and the doctor has told you if you don’t lose weight you will likely have a relapse. Think about what your motivation is to reach this goal. Is the motivation - the WHY you are doing this - strong enough to carry you all the way to the finish line? If not, you’ll want to revise the goal. Finally we’ve come to the “T” in SMART timely. Do you have a specific time frame in which to achieve the goal? With whatever goal you make, be sure to answer the question: by when. “Someday” is not a time frame that your mind can work with when it comes to achieving goals. Are your goals SMART goals? Need help figuring out your goals? Give me a call to schedule a free “get to know you” session and we can take a look at your goals.

YOU Can Make 2015 Your Best Year Ever! Contributed by Stacy Mitchell, Happiness & Success Coach at I’ll Take Success! and author of Positive Affirmations. The information provided here is intended for informational purposes.

wiitth contributed by Ginny Rosenkranz

warf Alberta Spruce (Picea glauca â&#x20AC;&#x2DC;Coniaâ&#x20AC;&#x2122;) is a small, dense pyramidal evergreen tree that grows about 10-15 feet tall and about 5 feet wide over time. The evergreen needles are small and light green and the plants grow about 3 inches a year. It is a dwarf version of the White

Spruce that also grows slowly but reaches a height of 40-60 feet tall and 10-20 feet wide. Like all spruce they prefer to grow in colder climates than those experienced on the Eastern Shore of Maryland but once established they can tolerate some heat and drought as well. Their popularity as an evergreen conical plant has gardeners planting them as foundation plants, planting them on either side of a drive way for balance, in small courtyards and as a specimen plant to give color all year long. In spring, summer and fall they are a wonderful green tree, but in the winter when the tiny evergreen needles are covered with snow they are beautiful miniatures of the tall stately spruce found in the far northern states. They prefer to be planted in full sun in moist but well drained

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Lovn ’ Care Eastern Shore

Helping take the worry out of aging at home We know that care-giving can be exhausting. Whether you need a 4-hour break or 24 hour full time care for your loved one, Eastern Shore Lov’N Care is here to help!

Licensed as a residential service agency by the Maryland Department of Health and Mental Hygiene, Office of Health Care Quality.” License No. R2247

410-651-3066 or 443-523-6429 soils. Some are sold as small holiday trees in bright red pots and some are sold as trimmed spiral plants that add to the decorative nature of a landscape. Because of their slow growth they very seldom need pruning or trimming. Only when the plant reverts back to the original White Spruce with darker, larger needles, does the plant need to be pruned. Spider mites and bagworms are the 2 worst enemies of this attractive evergreen. Spruce spider mites attack the plants when the weather is cool while the red spider mite and the 2 spotted spider mite attack during the heat of summer. Often just hosing the plant down with water from the top to the bottom

once a week may help control these pests. Bagworms start to feast on the needles in late June to early July. By mid-July the bagworms are ¼ to ½ an inch long, and as they stick the green needles on their camouflage bags, they are hard to see. If left un-checked the bagworms can kill the plant in one year. The University of Maryland Extension programs are open to all citizens and will not discriminate against anyone because of race, age, sex, color, sexual orientation, physical or mental disability, religion, ancestry, national origin, marital status, genetic information, political affiliation, and gender identify or expression.

Delmarvaâ&#x20AC;&#x2122;s Antique Trail 1

Lewes

Rehoboth Beach

13 24

Seaford Cambridge

Laurel

Mardela Springs 50

113

6 5 Salisbury

Ocean Pines 90

Princess Anne Snow Hill 13

Ocean City Berlin

Newark

Pocomoke City

11 44

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Heritage Antiques Market 16168 Coastal Hwy., Lewes, DE 302-645-2309 Over 50+ dealers are housed in our 10,000 square foot building. Open Sun-Fri 11AM-5PM; Sat 10AM-5PM

Town Center Antiques 1 N. Main St., Berlin, MD & 11 Pitts St., Berlin, MD 410-629-1895 We have over 100 antique vendors in our 2 locations that encompass an entire square block in downtown historic Berlin. We have it all! Open Mon-Sun 10-5 pm. Follow us on facebook.

Scarborough Fair Country Store Rt. 50 Mardela Springs, MD 410-749-7979 New, Used, Consignment, Vintage, Antiques & unusual finds in our 7,000 square foot showroom! Plus we have painted furniture, gifts, handcrafted furniture & Best Chairs; Open Mon-Sat 9:305:30PM, Sun 11-5PM; Closed on Wed.

510 Poplar St. Cambridge, MD 410-901-1200 From the whimsical to the collectible! We have antiques, vintage hats, edectics, pottery and decorative arts. Open Wed-Sun 10AM-4PM and by appointment 443-521-2905

Holly Ridge Lamps & Antiques (Lic#2577) 221 East Main St., Salisbury, MD 410-742-4392 The largest selection of lamps, lamp shades and parts on the Eastern Shore! Full service repair on site. Beautiful one of a kind hand crafted furniture and antiques. We also buy and trade gold & silver. Find us online at www.Hollyridgelamps.com. Call for hours.

104 Poplar Hill Ave, at Main St., Salisbury, MD 410-860-8988 Old, Unusual, Re-purposed, Cool. 10,000 square feet + 50 vendors = hours of fun. Open everyday, 10-5. Seasonsbestantiques.com and follow us on facebook for events and sales.

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Delmarva Coins & Precious Metals PO Box 220, Snow Hill, MD 410-632-2333 www.delmarvacoins.com We are the Eastern Shoreâ&#x20AC;&#x2122;s division of Coins of the Realm, Inc., providing the best services related to coins, stamp and jewelry. We assist clients in building quality collections at reasonable prices. We also offer strategies for liquidating holdings at customersâ&#x20AC;&#x2122; request. Call Garrow King for a private appointment or email at delmarvacoins@gmail.com Lic# MDPM -1-14-02

A Second Time Around 153 Market Street, Pocomoke City, MD 443-437-7640 Located in the Old Newberrys Building in Downtown Pocomoke. Vintage, unique & repurposed treasures from the Eastern Shore. Large selection of music on vinyl & cd, turntables and accessories. Not a thrift store, Not an antique store. See why we are different. We trade and buy a little or a lot. Open Daily 10am-4pm, Closed Sundays. Or call for appointment. www.facebook. com/A Second Time Around, Pocomoke

Antiques by the River 310 N. Washington St. (Rt 12) Snow Hill, MD 410-632-2333 Nestled next to the Pocomoke River in Historic Downtown Snow Hill, come browse our wonderful selection of antique furniture, glassware, jewelry, photos & art. Open Tues-Sun. or call 410-3902019 for private viewing and mention this ad.

11765 & 11775 Somerset Ave. Princess Anne, MD 410-651-2238 somersetchoiceantiques.org Come and see the shop that has people talking - downtown Princess Anne - quality consignments - new finds every week - antiques, vintage, cottage, shabby chic and manly-man sections - PLUS the only bookshop in Somerset County!

Classic Collections at the Vault 105 & 132 Market Street Historic Downtown Pocomoke, MD 410-957-9919 Located in quaint downtown Historic Pocomoke City, you will find our unique selection of fine antiques, 18th & 19th century European furniture, sculptures, ornate frames, mirrors and more displayed in a 5500 sq ft classically restored bank. Our estate & gold jewelry includes diamonds & gems at affordable prices. Open Wednesday thru Saturday 10AM-6PM

Delmarva Public Radio

PROGRAMS FORMAT WAY TO EXPERIENCE RADIO With exciting new programs and a bold new format, Delmarva Public Radio has rededicated itself to providing you with the best news, music, arts and culture from Delmarva – and around the world.

WSCL 89.5 Fine Arts & Culture WSDL 90.7 Rhythm & News www.delmarvapublicradio.net • 410-543-6895

Pets and Food Allergies Contributed by Anita Todd

y dog Buddy has food allergies. Four-year-old golden retriever Buddy M has been scratching a lot lately. If it was summertime the likely culprit would be fleas, but this isn’t the right season for those nasty critters. After a trip to the vet, Buddy’s “pet parents” learned that he had developed a dermatologic food allergy. Dermatologic food reactions are non-seasonal reactions which occur following ingestion of one or more allergy causing substances in an animal’s food. According to experts at PetEducation. com, skin irritation is a classic sign of a dermatologic food allergy. The primary symptom is itchy skin affecting your pet’s face, feet, ears, forelegs, armpits and backside. Your dog’s skin is an indication of her overall health. When a skin problem occurs, your dog may respond with excessive scratching, chewing and/or licking. Food allergies are the third most

common cause of sensitive skin disorders, after parasites and environmental triggers. Food allergies generally account for 20 percent of the causes of itching and scratching in dogs. Many dogs develop allergies to common ingredients in dog foods, such as beef, chicken, wheat, corn or soy. According to studies conducted by veterinary dermatologists, both dogs and cats can develop food allergies after eating one type or brand of food for a long period of time. Your veterinarian will perform a dermatological exam and rule out any non-food causes.

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Kennan Dental

Cosmetic • Preventative • Family Dentistry Celebrating 15 years • New patients welcome Dr. Kelly S. Kennan DDS, PC 1412 S. Salisbury Blvd., Suite 5 Salisbury, MD 21801

Call us today!

410-742-4339 • KennanDental.com

Food elimination diets are advised for dogs thought to be suffering from adverse food reactions. While only a veterinarian can diagnose food allergies, an expert groomer may notice skin problems in your pet even before you do. “A good groomer will have their hands all over the pet and can notice any skin problems,” says Michelle Baker, owner of Michelle’s Pretty Paws in Salisbury. Pets with dermatologic food allergies often present with sticky, red, or scabbed skin, she says. Bald spots, very thin and patchy hair are also telltale signs of food allergies. Food allergies can develop even after your pet has eaten the same type of food for years. Simple elimination and trial and error with your pet’s diet is the best way to determine what is causing your pet’s reaction. For overall skin health, Baker recommends that dogs be groomed every 4 to 8 weeks depending on their type

of coat. At home all pets should be brushed one to three times a week to bring out the natural oils and to check for any skin problems, she says. Over-bathing is not recommended as it can rob the skin of natural oils. According to PetEducation.com, the best way to diagnose a food allergy is to feed your pet a special diet for several months. Your vet will give you a dietary plan that will likely include a food source with a protein and carbohydrate that the animal has never eaten before. The animal will remain on the diet until his symptoms go away, at which time you’ll begin to reintroduce old foods to see which ones might be causing the allergic reaction. To make your pet feel better during the elimination diet and healing process, a hypoallergenic or soothing shampoo can provide some relief, Baker says. But changing your pet’s food, she adds, is the cure. Contributed by Anita Todd, a fellow dog lover and owner of Bio of Mine.

ing

Fresh Meat

by Christina Williams a.k.a. “Posy Mortem”

I had come out to watch the Salisbury Rollergirls skate. They bolted across the floor, running “suicides.” They popped up on their toe stops and skidded backwards to a screeching halt. They tossed around words like “j-block,” and “hip check.” They were marvelous to watch. I went home and ordered my gear right away. Three weeks later I stepped onto the track, pads and helmet so shiny they could be used as spotlights for night tracking.

barely catch my breath. My face dripped with sweat. Sprint 27 laps in 5 minutes.

“I can’t do this.” My sister’s relentless 1980’s instruction in the rink rat coolness of turnaround toe stops proved invaluable during stopping drills.

“I can do this.”

I was fresh meat. Twelve women sprinted past me at light speed. I struggled to keep up. Our coach shouted for us to get lower. The agony in my back and legs hinted I was so low in derby’s typical crouched stance that my tailbone was surely dragging the floor. In reality, I looked like Bigfoot taking a casual campsite stroll. I could

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I fell on my face. My butt. My hip.

“I can’t do this.” Over and over the mantras battled in my head, even as I battled to learn crossovers. To move laterally. To move with a “pack” of skaters. To block. To hit. To take a hit. To move from “fresh meat” to “skater tot” and participate in scrimmage. I had for weeks covetously watched the scrimmaging skaters as I worked on my basics at the far end of the rink in the area I dubbed “the guppy pond.” Yet, as I finally took the track to square off against teammates with far more advanced and intimidating skills, I suddenly thought the guppy pond didn’t look so bad. For many weeks I was the “goat,” the weakest skater that the opposing team separates from the other players in order to gain control of the game. Being the goat meant getting hit, falling down, and getting up only to be hit again. It was an exercise in frustration—and strength. One night, I decided I was not the goat. I was Mortem. I had fought to earn that derby name, and there was no one who could make me doubt myself but me.

I broke through the opposing blockers and rejoined my pack, bleating no longer. It has been four seasons, and I have since goated many a skater tot. There is still nothing better than watching that same light fill their eyes as they realize they CAN and they WILL get past me. In a fraction of a second the doubt is gone, an athlete is born—and the game is on. Christina Williams, “Posy Mortem,” is the Administrative Director of the Salisbury Rollergirls and a skater for the undefeated SRG All Stars. If you are a woman over age eighteen you can be one of us. Email info@salisburyrollergirls.com or visit us on Facebook.

January Feature Artist

Jim Rehak J

im Rehak, a resident of Seaford, DE, captures the seasonal changes of the Delmarva Peninsula and vicinity in his landscape paintings. His enthusiasm for plein air landscape takes him outside to paint fields, marshes, farms, rivers and bays throughout the area. Since Jim is inspired by the Impressionists and their contemporaries light is a key element in his work. He paints directly from life, freely interpreting light through vibrant color. “The strength of a painting is often fueled by direct observation. By communicating a powerful sense of light I attempt to evoke memories of experiencing the landscape.” Jim’s interest in art started with comic book illustration at an early age. It was while studying for his BFA at the Maryland Institute of Art that his interest in oil painting emerged. Art has always been a vocation for Jim - as a portrait and caricature artist in Ocean City during college, art director at a sign company, teacher and freelance court illustrator. In recent years Jim has won “Best in Show” awards at Rehoboth Art League, Art League of Ocean City and Chesapeake College. Jim participates in paint outs and competitions as well as being represented by various fine art galleries (including Bishops Stock). He is a member of the Mid Atlantic Plein Air Painters Association. Jim’s work is often shown at Bishops Stock and the Ocean City Center for the Arts. He can be reached via email: rehak9865@comcast.net / or phone 302-344-4231.

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Craft Beer Making Class @ Brews Up in Berlin, MD Jan 24 @ 11:00 am – 1:00 pm Have you dreamed of making your own craft beer? Learn with the pros at Brews Up. Make it a party with your friends! Reservations required. Call 443-513-4744 or email homebrew@brewsup.net More info online: www.brewsup.net

Drop In Wine Making @ Brews Up in Berlin Jan 24 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

Dive-In Movie Night – “Monsters University” @ Sports Core Pool Jan 24 @ 6:00 pm Splash and swim in the indoor Sports Core Pool while watching “Monsters University” on a large inflatable screen! Popcorn will be for sale, or bring your own movie snacks.

Berlin Maryland

Book Your next Party with Us Birthdays • Anniversaries Bachelor/ette Parties Wine or Beer Brewing Events Wine Glass Painting Parties too!

Taste, Make & Take Wine or Beer that you make! Gift Certificates Available

Call 443-513-4744

for hours & directions

www.brewsup.net

Real Estate Closing Transactions Any Time Any Place

Vonny Lynn Pilchard cell: 443.783.2434 phone: 877.656.7525 cpilchard@omniland.net

www.omniland.net Boy Scouts Woodcarving Program

Drop In Wine Making

@ Ward Museum of Wildfowl Art Jan 24 @ 12:00 pm – 5:00 pm Come to the Ward Museum for a 5 hour class and fulfill all of the qualifications to earn your woodcarving badge. All materials are supplied, please bring a lunch. Scouts must already earned the Totin’ Chip.

Eastern Shore Bridal Extravaganza January 25, Noon-3PM The Milestone, 9630 Technology Drive, Easton, MD http://bridalextravaganza.org, $10 in advance, $12 at the door.

@ Brews Up Jan 25 @ 11:00 am – 4:00 pm Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 36 different wine kits to choose from. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744. You will come back in 4,6 or 8 weeks to bottle your wine.

Details on these events and more are available online www.beachtobaytimes.com

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You WANT Your ART Career TO Flourish DO

have been asked in the past, what does it take to make it as a professional I artist? Being an artist is one of the most difficult ways to succeed professionally in life, monetarily. Yet, this does not mean it canâ&#x20AC;&#x2122;t be done. I am currently out to prove this myself, here and now. I believe, there are legitimate steps to take for a creative individual to successfully see their artistic passion flourish in the public realm. The average person does not realize how much goes into promoting oneâ&#x20AC;&#x2122;s own art work. As an artist one is not just marketing their work, they are really marketing themselves with their art work in mind. Therefore, just like any other market, presentation in the art world is the key. As an artist, networking is almost everything. Obviously, today social media and a

website are a must; make them user friendly. People view art websites the same way they view other pages; keep the viewer intrigued, engaged, and make it easy for them; that is the way of the web. Beyond that, showing name, face, and your art in the community goes a long way. In other words, do as many local shows as possible and when the time is right think bigger and broader. As you progress as an artist keep in mind the 2 following questions: Do you as the presenter fit the bill of your work and is your work presented as a final product in a way that it showcases the work of art at its best? The bottom line is that between material cost and gallery commissions, the price must be right in order to financially succeed in the

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end. Thus, no matter what genre of art one is producing it should look professional and be buyable or it will be nothing but costly. From a practical perspective what is the local art community like? What are people buying? In order to build a reputation and a name, artists in smaller communities need to tap into what people want in their own aesthetic way. This over time will make one’s work more desirable. Essentially, as time progresses, what an artist wants to paint will be truly desired, just based on his/her reputation and client desire to possess a work of art by that artist. In the larger markets it is harder to be recognized, yet it is easier to make it big. In the metropolitan areas, artists are almost forced to think outside the box or they won’t be

given the time of day. Finally, the most important aspect of it all is time. With time itself, come self-motivation, patience, effort, and (my favorite) personal determination. Without a doubt, you mix all of those things together and every artist will succeed on some level. What does your life consist of, and how can you keep your art going from day to day and year to year? Commitment, marketing, and time management are the answers to becoming a successful artist. Contributed by David J Simpson. David is a Salisbury University Fine Arts Graduate. His studio and works for purchase are at the Ocean City Center for the Arts, 2nd floor, Studio D. He offers private lessons as well. www. davidjsimpsonart.com.

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410-726-1325 123 W. Main St. • Fruitland, Maryland 57

FUNdamental Sports Winter II Session at Crown Sports @ Crown Sports Center, Fruitland, MD Week Of January 27th-31st Through Week Of March 17th-21st Classes offered for SOCCER & LACROSSE Contact Shawn at 410-742-6000 ext.103 or FUNdamentalsports@ CrownSportsCenter.com. Tell them you saw it in Beach To Bay Times Magazine.

Wine Making Class @ Brews Up Jan 28 @ 6:00 pm â&#x20AC;&#x201C; 7:00 pm Beginner class. Taste, Make & Take. Options include 15 or 30 bottles of wine. Call to reserve seat, directions and other questions. Over 45 wine flavors to choose. 443-513-4744. www.brewup.net

Inspire Your Heart with Art Day @ Market Street Boutique January 31st 10AM-7pm Meet the Artists Wine & Cheese reception from 5pm-7pm. Beginning at 10am and throughout the day artists will be at Market Street Boutique to share their vision that resulted in fine arts and crafts. Check store website or call for more information. 410-742-0100. www.marketstreetboutique.com 720 E. College Avenue, Ste. D., Salisbury, MD

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Ocean Pines Farmers Market @ White Horse Park Jan 31 @ 8:00 am – 1:00 pm Enjoy seasonal fresh produce, artisan baked goods, floral arrangements and other handcrafted items, natural pet treats, fresh eggs and meats, music, demonstrations and more! Held every Saturday year-round.

Craft Beer Making Class @ Brews Up in Berlin, MD Jan 31 @ 11:00 am – 1:00 pm Have you dreamed of making your own craft beer? Learn with the pros at Brews Up. Make it a party with your friends! Reservations required. Call 443-513-4744 or email homebrew@brewsup.net More info online: www.brewsup.net

Drop In Wine Making @ Brews Up Jan 31 @ 11:00 am – 4:00 Making Wine is fun, easy and affordable at Brews Up. Includes a wine tasting so you can decide which wine to make. We have 48 different wine kits to choose from. You will come back in 4,6 or 8 weeks to bottle your wine. Call 20 minutes before you arrive (so we can sterilize your equipment). 443-513-4744.

Details on these events and more are available online www.beachtobaytimes.com

SAVE THE DATE for these Great Events coming in February February 13-15 32nd Annual Seaside Ocean City Boat Show Sponsored by the Ocean City, Berlin Optimist Club. Ocean City, MD February 20th 2nd Annual Women’s Business Conference Hampton Inn Register with Maryland Capital Enterprises February 20th, 7-9pm Cork For A Cause benefiting The Cricket Center in Worcester County. $35 per person. Register online at www.eventbrite.com The event is located at Brews Up in Berlin, MD. Info, call 443-523-5599. February 20-22 Better Living Expo sponsored by the Salisbury Optimist, Wicomico Youth & Civic Center, Salisbury, MD

Authors and thinkers have long linked the twin specters of death and taxes, alike in their certainty and the foreboding they instill. Although you cannot avoid death or taxes, you can plan for them!

Q: A:

Death & Taxes What are the basic estate planning documents my wife and I need? No adult individual should be without a Power of Attorney, Advance Directive for Healthcare and Last Will and Testament. Let me describe what they do.

Power of Attorney “POA”). It is important to have a POA because your agent can keep your financial affairs in good order for you when you are unable to act because of illness, injury or even travel. A power of attorney is a document signed by the principal (that’s you) which authorizes an individual called an “agent” to act on your behalf with respect to your property. “Property” includes real and personal property, the assets in your bank accounts, investments, etc. You should name someone who you trust and is financially savvy as your agent; most married people name their spouse. You can (and should) also name a back-up or successor to your agent. Health Care Advance Directive (“HCAD”). An advance directive names an agent to

make healthcare decisions on your behalf in the event that you are unable to do so. The Advance Directive also contains within it a Living Will, wherein you elect end-of-life treatment preferences (feeding tube and hydration, life support, and/or removal of both). Because these are highly sensitive decisions, you should discuss them thoroughly with your agent, your lawyer and even your physician. As with the POA, married people often name their spouse, and then a child or sibling. Your agent should be well-informed as to your preferences, and emotionally strong enough to honor them. It is helpful to provide a copy of this document to your physician. Last Will and Testament. A Last Will and Testament disposes of your property at your death via a judicial process. Only “probate”

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property passes under your will. Probate property is any property that you own that does not pass by beneficiary designation (life insurance, most retirement accounts, TOD bank accounts), or according to the terms of its ownership (a house owned jointly with rights of survivorship). Your will names a Personal Representative to carry out your wishes, and then states what property you would like to go to whom. The Probate process is not overly onerous, but it does require a public filing of an inventory of your estate. If a public filing of your assets is undesirable to you, you might be better served by using a revocable living trust (“RLT”) as a substitute. An RLT is a trust that you can change

while you are alive (and have mental capacity), but disposes of property at your death without going through probate. The process of disposing property at your death via RLT is more private than probate; however, to be effective, the trust MUST be funded during your life. As an estate planning attorney, Marianna Batie helps her clients plan for the disposition of their property at death (and the taxes related thereto) every day. In this, her corner of Beach to Bay Times, she sheds some light on these topics in a way that she hopes is helpful to you. She is a partner at the law firm of Hearne & Bailey, P.A. in Salisbury, Maryland. Licensed in Maryland

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ADVERTISE WITH US! Now accepting advertising placements for February 2015 - Any Month in 2015! Call me (Molly Hilligoss) at 443-523-5599!

BEACH TO BAY PUBLICATIONS INC. BEACH TO BAY TIMES MOLLY HILLIGOSS PRESIDENT & PUBLISHER 3718 Village Trail Snow Hill, MD 21863 443.523.5599

www.beac ht oba ytimes.com moll y@beac ht oba ytimes.com Beach to Bay Times is published monthly by Beach to Bay Publications, Inc. Beach To Bay Times, is the single source for events, festivals, music, the arts, culture, family activities and fitness races/fun runs on the Eastern Shore of Maryland and Delaware Beaches. Free monthly printed editions are available in over 500 locations and always available online at www.beachtobaytimes.com. For locations, go online. To subscribe and have a printed magazine mailed to you each month, please contact me at molly@beachtobaytimes.com. Subscription price is $30/year or $3 per individual copy. Contents of this publication may not be reproduced in part or in whole without prior approval of the publisher. The publisher does not assume any liability for error and/or omissions. If you have an event or information that you would like printed, please go to www.beachtobaytimes.com and enter your event information in the submit your event drop down.

Advertising Inquires call 443-523-5599