Preface 序 "$" has always been an attractive sign to many of us, especially in Hong Kong, a materialistic small urban place. It could be a core value of HK people. Yet, the money philosophy of everyone has a different value on their minds. For example: to investigate the relationship among happiness, satisfaction and money. Also to take a journey to see “money” in other aspect e.g music and art, how these aspects portray money. What $ can and can't do? How does it come from? How important is it? Does everyone have a price? Does wealth equal to success? How much money is to be considered "much"? Is it realistic or just conceptual? To discuss “Money vs. Ethic” with audience, trigger an invitatory experience to think and re-think what “money” is on their mind. "$"對香港人都可以說得上是吸引的符號，甚至對某些人特別敏感。不過，每一個人隨著不同的生活質素與經 歷，對錢的看法都會抱著不同的態度及價值觀：有些人很寒暄，有些人卻是「大花筒」…究竟擁有多少金錢 才稱得上滿足呢？金錢對現代生活有多重要？每個人都有個價嗎？有錢等於有成就嗎？錢是現實？是概念？ 還是有其他意義呢？道德與金錢的平衡又應該是如何？相信每個人都會有不同的答案。不妨看看此書會否啟 發到您對金錢的思考、反思，亦可與您身邊的人討論一番。而最重要是能夠帶出物質主義與消費主義對我們 的影響，從而使我們對物質與金錢的存在和意義重新思量，別要讓自己成為金錢的奴隸。
ce
ful/su
ec Resp
Poor
Banknotes
s shnes
selfi ssful/
n tio p ce ling De tea S
Rich
Salary
stock market
Bunsiness
Earn
Attribute
Coins
Mark 6 Soccer Betting Casino Horse Racing MahJong
Investment
Gambling
Forms
Credit Card
E-money
Basic ďż˝ expense
$
Spend
Save
Value Cheap
Debt.Loan
es
in
th
or
W
Expensive Debit
Credit
Materialism
Buy
s
happiness? time? health? knowledge? family? love? friendship? respect? conscience? sex?
私...
成功/自
富
竊
生意
偷
窮
股票市場
薪金
、
財
騙
紙幣
賺
特質
六合彩 足球賭博 賭場/紙牌 賭馬 麻雀
投資
硬幣
賭博
形態
信用卡
電子貨幣
$
基本 支出
花費
儲蓄
價值 貸款
平賤
得
值
昂貴 欠款
賒
個人 理財
物質主義
買 開心? 時間? 健康? 知識? 家庭? 愛情? 友誼? 尊重? 良知? 性?
DEFINITION 定義
MONEY is __________________.
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Economically, MONEY is a medium of exchange and a unit of stored value that is used to facilitate the trade of goods and services. 經濟學上，金錢的定義是「廣泛被認同為交易的媒介」以及是有效儲存財富的工具。 Historically, MONEY was a human created entity designed to serve the purpose of making our lives easier. 金錢最古老的用途是把自己剩餘下來的物資與別人交換，貿易變得更方便，省卻自己做其他事的功夫， 亦能使人的生活質素提升。 Financially, MONEY is defined into 4 category M0:M1:M2:M3 which include physical currency, cheque, saving account, and deposits etc. 而現代金融學上，金錢可以是貨幣、支票、戶口存款、電匯、股票、債券等分成M0:M1:M2:M3。 Today, MONEY takes on many forms and new ones are continuously being created 時至今日，金錢本身已經不是一件工具這麼簡單，而是衍生出不同的形態和價值觀。
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is an emotion, it doesn't have an absolute price - PRICELESS. 是一種情緒， 並無明碼實價。
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Not quite. It sure can make your life easier but true happiness. Happiness, is the state of your mind. In fact, what usually happens is more like the other way around: if you are rich and happy from the inside, you will then be able to attract more money on the outside. 不是必然的。 金錢縱然可以令你生活過得好一點，但並未能為你帶來真正的快樂。 快樂是來至精神、心靈的，不可以和金錢掛上必然的關係。 其實，大家可以想像一下，如果一個人的內心感到快樂、富足的話， 就有更有能力去獲得外在的財富！
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全球最 富 但即使 裕的國家絕大 不 部 而香港 丹這個細小而 分都未能擠身 這個生 活算是 較貧窮也能擠 於十大快樂國 比其他 地區富 身於快樂國家 家的排名內， Even t 足的社 he rich 會卻是 第８位。 est co 10 hap 東亞地 unt p 區包尾 the ha iest countrie ries in the w 。 pp s, o
rld are yet Bu iest po Moreo than h m ver, Ho or country a s its 8t ostly not in t in the ng Ko well-of h he place w ng as f econ on the top a well orld. omic s can o list as -de ta nly ge t the 6 tus than the veloped an lowest d 2n s amon g the e d happy p urrounding c having a m la or it astern Asia re ce in the w ies in the reg e orld, w gion. ion hich is the
由此可 見 完全帶 ， 經 濟 上 的 富 來真正 裕並未 的滿足 能 和快樂 。
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It often relates to
Consumerism, which suggests that personal happiness are from the
consumption and purchase of material possessions. The belief that money, possessions and physical comforts are more important than spiritual value, typically happens in a capitalist society.
Materialism as a philosophy suggests that existence is explainable solely in material terms, with no accounting of spirit or consciousness. The theory or attitude that physical well-being and worldly possessions constitute the greatest goal and highest value in life.
物質主義的理論是與消費主義有關， 指一種於生命對任何
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物慾的追求而莫視精神意識的一種態度與價值觀。
崇拜? Want/Need/Worship?
想要/需要/
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做人要有信用 Be a creditable person 準時付清欠款 Pay back on time 不要順口開河 Never over promise 衡量自己經濟能力 Assess Affordability 有預算 follow a budget
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節省是一種美德 Saving is a VIRTUE 積穀防飢 Prepare the unexpected 緊急儲備 Emergency Fund 保險 Insurance 置業 Mortgage 個人/家人健康 Health concern 家庭組織/支援 Family Plan/Support
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書中自有黃金屋
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