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Welcome to the
Mortgage Base Welcome Ebook 2020
WEL COME TO MORTGAGE BASE Thank you for choosing us!
OurVision Our vision started in 2020 when we realised that there was a gap in the Broking industry. A gap that we knew needed to be filled.
OUR DIFFERENCE A woman’s touch At Mortgage Base, we treat every client the same as family. We understand the importance of finding the most suitable loan for your circumstances and requirements
Fast turn-around We work extra hard to not only find you the perfect loan, we also work hard to make sure your loan is approved and ready to draw down when you are
Always here for you We’ll still be there for you, even after settlement. We love hearing from our clients. Whether you are looking to re-finance your loan or you’d simply like to stop by to say hi!
S TAY U P -TO- DATE O N INDUSTRY GUIDELINES
Feel the vision We believe in keeping our clients up to date with new legislation. Did you know you can join our Member portal and get access to a whole range of features (even if you don’t have a mortgage with us) Simply enter your details on our website and you will be given access to our Member portal. You’ll have access to our blog news and files section. Our files section hosts a huge amount of important information that any borrower will find useful. But here’s a secret, we often upload FREE fun and exciting things to the files section for our members.
Homebuilder Grant
● $25,000 grant to build a new home or start a major renovation ● Available to eligible first home buyers and owner-occupiers ● Must be entering into building contract between 4 June 2020 and 31 December 2020 ● Construction must be with a licensed builder, and start within 3-months of the contract date ● Available to anybody who successfully applies WHO’S ELIGIBLE? To access HomeBuilder, owner-occupiers must meet the following eligibility criteria: ● you are a natural person (not a company or trust); ● you are aged 18 years or older; ● you are an Australian citizen; ● you meet one of the following two income caps: ○ $125,000 per annum for an individual applicant based on your 2018-19 tax return or later; ○ or $200,000 per annum for a couple based on both 2018-19 tax returns or later; ● you enter into a building contract between 4 June 2020 and 31 December 2020 to either: ○ build a new home as a principal place of residence, where the property value does not exceed $750,000; or ○ substantially renovate your existing home as a principal place of residence, where the renovation contract is between $150,000 and $750,000, and where the value of your existing property does not exceed $1.5 million; ● construction must commence within three months of the contract date. WHAT’S CONSIDERED A ‘RENOVATION’?
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If you are thinking about a renovation, to receive HomeBuilder the works must improve the accessibility, safety and liveability of the dwelling. Additions to the property such as swimming pools, tennis courts, outdoor spas and saunas, sheds or garages aren’t allowed (unconnected to the property). AS A FIRST HOME OWNER, CAN YOU APPLY FOR THIS GRANT AND THE FIRST HOME OWNERS GRANT? YES! You can. If you are eligible, it means you could receive $35,000 in government grants for building your first home.
TheConcept
Fact Find
Our initial appointment will be for us to learn as much about your financial situation as possible. This will help us source the best loan option for your situation
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ROSA
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TheBrand
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TheCollection
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MULT IP U RP OSE 
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CLEAN BRAND GUIDELINES
SIG N U P TO O UR ME MBE R PO RTAL
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TheMarketing
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C O L L A B O R AT I O N WORLD WIDE
Rosa Dalaclare CEO & Coffee Lover
Jane Matheus Design & Catching Laugh
Mishelle Smethurst Mortgage Broker & Early Bird
TheTeam
OWNER & COFFEE LOVER
Mishelle Smethurst Mishelle is a mother of 2 children who loves coffee and
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ThankYou
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CON TACT Mishelle Smethurst mishelle.smethurst@mortgagebase.com.au 0412 883 728 www.mortgagebase.com.au
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