2020 WINNERS
We were proud to be lead partner with Mortgage Introducer for their Scottish Mortgage Introducer Awards Thank you for your support barclays.co.uk/intermediaries
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 April 2020
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EDITORIAL
COMMENT Publishing Director Robyn Hall Robyn@mortgageintroducer.com @RobynHall Publishing Editor Ryan Fowler Ryan@mortgageintroducer.com Editor Jessica Bird Deputy Editor Jessica Nangle Jessica@mortgageintroducer.com Deputy News Editor Jake Carter Jake@mortgageintroducer.com Editorial Director Nia Williams Nia@mortgageintroducer.com Commercial Director Matt Bond Matt@mortgageintroducer.com Advertising Sales Executive Tolu Akinnugba Tolu@mortgageintroducer.com Advertising Sales Executive Jordan Ashford Jordan@mortgageintroducer.com Campaign Manager Joanna Cooney joanna@mortgageintroducer.com Production Editor Felix Blakeston Felix@mortgageintroducer.com Head of Marketing Robyn Ashman RobynA@mortgageintroducer.com Printed by The Magazine Printing Company, using only paper from FSC/PEFC suppliers www.magprint.co.uk
MORTGAGE
INTRODUCER
Celebrating Scotland
T
he second Mortgage Introducer Scottish Mortgage Awards took place in April at Edinburgh’s prestigious Prestonfield House. With focus so often being on negatives at the moment it is nice to be able to look at the positives for a change. We were delighted to once again join you to celebrate the people, products and services that demonstrate excellence and originality within the Scottish intermediary mortgage market. Recognising and rewarding the best and brightest in the Scottish mortgage industry – individuals and businesses who stand out from their peers through their innovation and professionalism – is no easy task. With 16 categories and thousands of votes cast our strong panel of judges had their work cut out. Hosted by comedy legend Fred MacAulay, the evening wasn’t just about shining a spotlight on the best of the best from Edinburgh and Glasgow. Brokers from the regions also had a chance to shine, including those from Aberdeen/Northern; Dumfries and Galloway; Dundee and East Fife; Perth, Stirling and Falkirk as well as the Highlands and Islands. And it wasn’t just brokers who took home the spoils. The SMAs also rewarded Scotland’s best building society; lender; specialist lender; later life lender; GI provider; distributor as well as Scotland’s best business leader – an accolade that was collected this year by Alistair Ewing of The Lending Channel, while a special lifetime achievement award went to Ian Andrew of Nationwide. Congratulations to all our winners but also to all those who made the shortlist – it was no mean feat amongst such strong and diverse competition. A special thanks goes to all our sponsors, but especially our headline sponsor Barclays. To find out who scooped the top prizes, read on.
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Contents 5 Lender of the Year 7 Specialist Lender of the Year 9 Later Life Lender of the Year 11 Building Society of the Year 13 Distributor of the Year 15 Surveyor of the Year 16 GI Provider of the Year 19 Protection Provider of the Year 21 Regional Best Broker - Aberdeen/Northern 22 Event Photos Looking back at the Scottish Mortgage Awards 2020 25 Regional Best Broker - Glasgow 27 Regional Best Broker - Edinburgh 29 Regional Best Broker - Perth/ Stirling/Falkirk (Central Region) 31 Regional Best Broker - Dumfries & Galloway 33 Regional Best Broker - Dundee & East Fife 35 Regional Best Broker - Highlands & Islands 37 Overall Broker Scotland 39 Business Leader of the Year 41 Lifetime Achievement Award 42 Event Photos Looking back at the Scottish Mortgage Awards 2020
Thank you for your support barclays.co.uk/intermediaries
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SCOTTISH MORTGAGE AWARDS 2020
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Congratulations
to all the from the
mortgageadvicebureau.com
Award-winning mortgage broker
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CATEGORY SPONSOR
WINNER Lender of the Year NATIONWIDE
(FROM LEFT TO RIGHT) Fred MacAulay; Tom Lawrence of Nationwide; Peter Brodnicki of Mortgage Advice Bureau
Ian Andrew, chief executive, Nationwide for Intermediaries said:
www.mortgageintroducer.com
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“
Nationwide for Intermediaries is delighted to have received the award of Scottish Lender of the Year for the second year running. This award is testament to the strength of overall sales, service and product proposition. A huge thanks to all our intermediary partners who supported us throughout 2019 and in particular those who were kind enough to vote for us. We look forward to building on this success and improving our intermediary proposition further throughout 2020 and beyond.�
SCOTTISH MORTGAGE AWARDS 2020
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CATEGORY SPONSOR
WINNER Specialist Lender of the Year PRECISE MORTGAGES
(FROM LEFT TO RIGHT) Fred MacAulay; Michael Walsh of Precise Mortgages; Stuart Mair of CARA Mortgage Services
Michael Walsh, business development manager for Scotland, Precise Mortgages, said:
www.mortgageintroducer.com
“
I was absolutely delighted and honoured to pick up this award for Precise Mortgages at the Scottish Mortgage Awards. My aim is to further promote the opportunities of specialist lending that we provide for mortgage brokers and their customers. A sincere and genuine ‘thank you’ to all those who voted for us. It’s very much appreciated.”
SCOTTISH MORTGAGE AWARDS 2020
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CATEGORY SPONSOR
WINNER Later Life Lender of the Year MORE2LIFE
(FROM LEFT TO RIGHT) Steve Dodd from more2life; Murray Ewing of The Lending Channel; Fred MacAulay
Dave Harris, CEO, more2life, said:
www.mortgageintroducer.com
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We are thrilled to win Later Life Lender of the Year at the Scottish Mortgage Awards. Scotland always has been, and continues to be an important area for our business. The later life lending industry is fuelled by innovation and as a leader in this field we are committed to helping advisers find the right financial outcome for their customers.”
SCOTTISH MORTGAGE AWARDS 2020
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For intermediary eyes only
FINANCIAL ADVISER SERVICE AWARDS
FIVE STARS, SAYS MONEYFACTS
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for advisers on a mission
more2life.co.uk
| 03454 500 151
CATEGORY SPONSOR
WINNER Building Society of the Year SCOTTISH BUILDING SOCIETY
(FROM LEFT TO RIGHT) Fred MacAulay; Kerra McKinnie of Scottish Building Society; Steve Dodd of more2life
Paul Denton, chief executive, Scottish Building Society, said:
www.mortgageintroducer.com
“
It’s a great achievement for us to win again and I’d like to thank the whole team, whose excellent service drives our performance.”
SCOTTISH MORTGAGE AWARDS 2020
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We pulled it out of the hat! Thank you to everyone who voted for us!
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call: 0344 844 3844 visit: www.uinsure.co.uk Uinsure Limited is Authorised and Regulated by the Financial Conduct Authority No. 463689. For intermediary use only.
CATEGORY SPONSOR
WINNER Distributor of the Year PARADIGM MORTGAGE SERVICES
(FROM LEFT TO RIGHT) David Smith of Uinsure; Bob Hunt of Paradigm Mortgage Services; Fred MacAulay
Bob Hunt, CEO, Paradigm Mortgage Services, said:
www.mortgageintroducer.com
“
We are delighted to have won Distributor of the Year at the Scottish Mortgage Awards! In recent years we have been dedicated to supporting directly authorised intermediary firms in Scotland, including by adding more lenders to panel who lend in Scotland and offering more CPD events than ever before, and are delighted to have this recognised. We are completely committed to helping intermediaries to meet new regulatory requirements, embrace innovative technology, create business efficiencies and offer a full range of financial services to their clients.” SCOTTISH MORTGAGE AWARDS 2020
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Thank you for voting for us
Contact your local BDM 0800 116 4385 precisemortgages.co.uk
FOR INTERMEDIARY USE ONLY.
Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549). Registered in England and Wales (company number 06749498). Registered office: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD.
01966 (2)
Get in touch
We’re proud to have been named as your Specialist Lender of the Year at the Scottish Mortgage Awards 2020.
WINNER Surveyor of the Year SHEPHERD CHARTERED SURVEYORS
(FROM LEFT TO RIGHT) Michael Walsh of Precise Mortgages; Ian Fergusson of Shepherd Chartered Surveyors; Fred MacAulay
Ian Fergusson, managing partner, Shepherd Chartered Surveyors said:
01966 (2)
.
CATEGORY SPONSOR
www.mortgageintroducer.com
“
To be presented with this award for the second year in succession is a tremendous achievement and a testament to our nationwide team of hard-working surveyors and support staff. It confirms the value of our unrivalled office network together with our Scotland-wide complement of lender panel appointments.”
SCOTTISH MORTGAGE AWARDS 2020
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CATEGORY SPONSOR
WINNER GI Provider of the Year UINSURE
(FROM LEFT TO RIGHT) Fred MacAulay; Sean Kelly of Movin Legal; David Smith of Uinsure; Angela Robertson of Uinsure
David Smith chief innovation officer, Uinsure, said:
www.mortgageintroducer.com
“
We are absolutely delighted to have won the Scottish Mortgage Award for Best GI Provider again in its second year. Retaining the award is testament to our constant innovation, pushing what’s possible and enabling both advisers and customers to experience better cover through advice. The Scottish population know about value, and we offer the best value policy from a panel of insurers there is out there, and you can get a binding quote in less than three questions. That said we start work now on bettering ourselves ready for next year’s mortgage Adviser judgement.” SCOTTISH MORTGAGE AWARDS 2020
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CATEGORY SPONSOR
WINNER Protection Provider of the Year LEGAL & GENERAL
(FROM LEFT TO RIGHT) Fred MacAulay and Lyndon Whistance of Movin Legal presenting and accepting on behalf of Legal & General
A spokesperson for Legal & General said:
www.mortgageintroducer.com
“
We are delighted to have won this award and to be recognised for all our efforts in the Scottish market.”
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Together we thrive For Intermediary use only. HSBC UK Bank plc. Registered in England & Wales with number 09928412. Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 765112. ŠHSBC Group 2020. All Rights Reserved. X3176
CATEGORY SPONSOR
HSBC UK for Intermediaries
WINNER Regional Best Broker – Glasgow MORTGAGE ADVICE BUREAU
(FROM LEFT TO RIGHT) Fred MacAulay; Harry McGeough of Mortgage Advice Bureau in Glasgow; Paul Norgate, HSBC
Harry McGeough, business principal, Mortgage Advice Bureau Glasgow, said:
www.mortgageintroducer.com
“
We are delighted to retain our Glasgow award for the second year running and receive the most overall votes across all categories. The award means so much to the people who form part of an excellent team and aspire to deliver an outstanding service to our clients every time. We rely on and are very grateful for the strong relationships we have within the new build community and this is an example of how our relationships work well together. Well done to you all and keep your heads high as we aim to win again next year.” SCOTTISH MORTGAGE AWARDS 2020
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We were proud to be lead partner with Mortgage Introducer for their Scottish Mortgage Introducer Awards IBIM9057_Scottish Mortgages DP-strip_STAG_180mm x 29mm_v3.indd All Pages
Thank you for your support barclays.co.uk/intermediaries
05/05/2020 16:13
Congratulations to all the winners and nominees at the Scottish Mortgage Awards 2020.
Contact your local BDM 0800 116 4385 precisemortgages.co.uk
FOR INTERMEDIARY USE ONLY.
Precise Mortgages is a trading name of Charter Court Financial Services Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register Firm Reference Number 494549). Registered in England and Wales (company number 06749498). Registered office: 2 Charter Court, Broadlands, Wolverhampton WV10 6TD.
01966 (1)
Get in touch
Precise Mortgages are proud to sponsor the Best Surveyor and Best Broker - Edinburgh awards.
CATEGORY SPONSOR
WINNER Regional Best Broker - Edinburgh MORTGAGE ADVICE BUREAU
(FROM LEFT TO RIGHT) Fred MacAulay; Claire Taddei, from MAB Regional Network Partner Scotland; Michael Walsh of Precise Mortgages
01966 (1)
Dominic Taddei, director at MAB Regional Network Partner Scotland said:
www.mortgageintroducer.com
“
We are delighted to be recognised as the Capital’s best mortgage broker for the second year running. The award recognises the hard work and dedication of our staff and our unwavering commitment to customer service. In recent years, we have experienced positive levels of growth and we are proud to have maintained such high standards during this time. We would like to take this opportunity to thank all of our clients for their loyalty throughout the years – they will always be our motivation and we will leave no stone left unturned in serving their requirements.” SCOTTISH MORTGAGE AWARDS 2020
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Thank
you
We’re delighted to have been named Lender of the Year again at this year’s Scottish Mortgage Awards. Thank you for your ongoing support during these challenging times, and always.
For Intermediary use only. Nationwide Building Society. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.
F1377 (April 2020)
CATEGORY SPONSOR
WINNER Regional Best Broker – Aberdeen/Northern FIRST MORTGAGE
(FROM LEFT TO RIGHT) Tom Lawrence of Nationwide; Fred MacAulay; Anthony Stackhouse of First Mortgage
Antony Stackhouse sales and operations director, First Mortgage, said:
www.mortgageintroducer.com
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We are very pleased to be recognised in the north of the country as being the best. Our team work very hard in, what is one of the most challenging mortgage environments in Scotland, to delight all our customers. This award offers further evidence the team are doing an excellent job.”
SCOTTISH MORTGAGE AWARDS 2020
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brokers@agentonline.co.uk 05/05/2020 12:20
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WINNER Regional Best Broker – Perth/Stirling/Falkirk (Central Region)
CARA MORTGAGE SERVICES
(FROM LEFT TO RIGHT) Fred MacAulay; Stuart Mair of CARA Mortgage Services; Dominic Toller of Agent Online
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er
Stuart Mair, managing director, Cara Mortgage Services, said:
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Everyone at CARA Mortgages are delighted to be recognized for the 2nd consecutive year as a Regional Winner at the Scottish Mortgage Awards. To be competing against many established and well respected firms and to once again be voted best, is praise indeed for all the hard work and dedication shown by the colleagues every day.”
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Together we thrive For Intermediary use only. HSBC UK Bank plc. Registered in England & Wales with number 09928412. Registered Office: 1 Centenary Square, Birmingham, B1 1HQ, United Kingdom. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 765112. ŠHSBC Group 2020. All Rights Reserved. X3176
CATEGORY SPONSOR
HSBC UK for Intermediaries
WINNER Regional Best Broker – Dundee & Fife MORTGAGE ADVICE BUREAU
(FROM LEFT TO RIGHT) Fred MacAulay; Lee McKelvie of Mortgage Advice Bureau Dundee; Paul Norgate of HSBC
Lee McKelvie, business principal, Mortgage Advice Bureau Dundee, said:
www.mortgageintroducer.com
“
We are absolutely over the moon to take home the award for the Best Regional Broker again for the second year in a row. What an amazing 12 months our local business in Dundee has had. To be recognised as best regional broker is an honour especially as it is our amazing clients, family and friends that supported us in getting on the shortlist. To then be crowed winners by an elite group of judges from the financial industry is a massive achievement. We look forward to being at the Scottish Mortgage Awards again next year!” SCOTTISH MORTGAGE AWARDS 2020
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CATEGORY SPONSOR
WINNER Regional Best Broker – Highlands & Islands HIGHLAND MORTGAGE COMPANY
(FROM LEFT TO RIGHT) Scott Rayner and Terry Pritchard of Charter HCP; Fred MacAulay accepting on behalf of Highland Mortgage Company
Ken Ireland, owner, Highland Mortgage Company, said:
www.mortgageintroducer.com
“
We are delighted to be recognised as the Highlands best mortgage broker. The award recognises the hard work and dedication of our staff and our unwavering commitment to customer service. In recent years, we have experienced positive levels of growth and we are proud to have maintained such high standards during this time.”
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We congratulate the winner of the Regional Best Broker Award for Dumfries and Borders, sponsored by Barclays barclays.co.uk/intermediaries
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 May 2020
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CATEGORY SPONSOR
WINNER Regional Best Broker – Dumfries & Borders DL MORTGAGE SERVICES
(FROM LEFT TO RIGHT) Julie McCue of Barclays; David Latimer of DL Mortgage Services; Fred MacAulay
David Latimer, mortgage and protection adviser, DL Mortgage Services, said:
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Delighted to win this award for the second year running. We have a great team here at DL Mortgage Services and I would like to thank my staff members for all their hard work and to thank everyone that voted for us.”
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We congratulate the winner of the Overall Broker for Scotland 2020, sponsored by Barclays barclays.co.uk/intermediaries
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 May 2020
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WINNER Best Overall Broker – Scotland MORTGAGE ADVICE BUREAU
(FROM LEFT TO RIGHT) Fred MacAulay; the Mortgage Advice Bureau team; Graeme Muirhead of Barclays (far end)
Peter Brodnicki, CEO, Mortgage Advice Bureau, said:
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We’re delighted to win best overall broker at the Scottish Mortgage Awards. The Scottish housing market is key for the wider MAB group as we continue to achieve very strong year-on-year growth. We’re lucky enough to have an amazing team and partners at MAB, and this award reflects their extraordinary commitment and achievements over the last 12 months”
SCOTTISH MORTGAGE AWARDS 2020
MORTGAGE INTRODUCER
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CATEGORY SPONSOR
&
SCOTTISH LENDING LEGAL SERVICES ARE OUR SPECIALISM
w w w. m m i l e g a l . c o m / o u r - s e r v i c e s / m m i l e n d e r
WINNER Business Leader of the Year ALISTAIR EWING, THE LENDING CHANNEL
(FROM LEFT TO RIGHT) Allan Radlow of McVey & Murricane; Murray Ewing of The Lending Channel accepting on behalf of Alistair Ewing; Fred MacAulay
Alistair Ewing, founder and director, The Lending Channel, said:
www.mortgageintroducer.com
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I was surprised to win but absolutely delighted nevertheless, but without having such a fantastic team of people working with me this would never have happened!”
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Building for the future since 1848 At the Scottish, we’ve been helping people in Scotland buy their homes for 172 years. As Scotland’s only independent building society and a mutual organisation, we’re committed to giving all our customers a more personalised service. We underwrite every case individually and offer a range of specialist mortgages so your clients can get the one that’s perfect for them.
To find out more, visit scottishbs.co.uk
Our mortgage range includes:
Entrepreneur Mortgages Guarantor Mortgages Holiday Let Mortgages Retirement Interest-Only Mortgages Self-Build Mortgages
Official Partner
Rewarding Membership Scottish Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register No. 206034). Member of the Building Societies Association and UK Finance. Scottish Building Society, SBS House, 193 Dalry Rd, Edinburgh EH11 2EF.
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WINNER Lifetime Achievement Award IAN ANDREW, NATIONWIDE
(FROM LEFT TO RIGHT) Paul Denton of Scottish Building Society; Ian Andrew of Nationwide, John Malone, Fred MacAulay
Ian Andrew, chief executive, Nationwide for Intermediaries, said:
www.mortgageintroducer.com 14:58
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I’m delighted and humbled to have been recognised with the Lifetime Achievement Award and would like to thank everyone who took the time to vote. This is testament to the work of the entire team and the strength of our overall intermediary proposition.”
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Thank you for your support barclays.co.uk/intermediaries
05/05/2020 16:13
WE’RE MOVING UP IN THE WORLD
FRIDAY 25 SEPTEMBER 2020 | SUSHISAMBA | LONDON W W W. S F I AWA R D S . C O . U K
I N A S S O C I AT I O N W I T H
Congratulations to all the winners at this year’s Scottish Mortgage Introducer Awards barclays.co.uk/intermediaries
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Buy to Let is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Registered in England. Registered number: 9740322. Registered office: 1 Churchill Place, London E14 5HP. IBIM9057 May 2020
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