Tuesday, September 22, 2009
www.msureporter.com
Minnesota State University, Mankato
Exchanging ideas
German exchange students Isabelle Schaefer and Heike Lazendoerfer take a taste of life at MSU NICOLE SMITH
editor in chief
wale agboola• msu reporter Isabelle Schaefer (left) and Heike Lazendoerfer (right) visited MSU from Germany for three weeks.
Saturday marks the end of Isabelle Schaefer and Heike Lanzendoerfer’s time at Minnesota State — a short, savory trip that is leaving them wishing for more than just three weeks in the United States. Schaefer and Lanzendoerfer came to MSU from Karlsruhe, Germany to experience the technical communications program. Their trip was the first of a five-year exchange agreement with the University of Applied Sciences (in Karlsruhe) and MSU. “We love traveling,” said 23-year-old Schaefer. “It is
my third time and [Heike’s] first time to the United States. This was a once in a lifetime opportunity for us so we knew we had to do it.” The pair first landed in New York City just more than two weeks ago, where they stayed for a few days and enjoyed the bustle of city life. From there, they headed to Mankato as guest students to get a sample of the MSU college scene. The women described MSU as very different from the college life they are familiar with in Germany. “Our university is much more formal and focused on education,” Lanzendoerfer, 25,
Ideas / page 2
Insuring for a bright future
College graduates need to be sure to find health coverage LYNN ZASKE
staff writer
index
For many college students the notion of health insurance does not cross their minds until they are about to graduate and fall off of their parents’ coverage. Unfortunately, many wait until it’s too late and don’t have the coverage they need when the unexpected happens. A recent USA Today article covered many problems and some options for recent graduates in finding coverage. The first and best advice is to try and get coverage through an employer, but as most of the graduating students on campus are all too aware, there may not be a job waiting for them on the other side of the stage after receiving a diploma. With more than 2.5 million recent college graduates Editorial...................................4 Voices......................................5 Sports......................................9 Variety....................................12 Classifieds.............................15
Sadie Kramer, a senior accounting major, said she is covered under her parents’ program and appreciates the free coverage. “I’ve always had it under my parents, but I know it‘s
unemployed, according to a National Association of Colleges and Employers report, it’s not smart to leave your parents’ coverage assuming to find a job with benefits right away. The same article suggested finding out if one’s parents’ coverage has any special extension programs to try and qualify for in order to keep coverage while job hunting. The article suggested short-term individual policies to ensure that post-grads have some coverage for regular doctor visits and in case of emergency. Those who anticipate needing more coverage due to a preexisting condition will need to find a tailored plan with the best coverage for a price they can afford. Another good tip the
article offered was not to wait too long between providers. There is the obvious reason — if something unexpected happens the uninsured can easily fall into debt. But they should also know that
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News, page 3
Voices, page 5
Sports, page 9
Variety, page 12
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“I don’t have to pay for it, but it is very important to me,” Banyoko said. Nicole Neudecker, a senior law enforcement major, said she pays for her own health insurance through MinnesotaCare. “I’d rather pay a premium than end up with thousands of dollars in debt and ruin my credit,” Neudecker said. Mark Lynch, an undecided sophomore, said he has always been covered by his parents’ health insurance and never really thinks about it. “I know I’ll be on my own after I graduate so I’ll have to start thinking about it as it gets closer. I’m hoping to find a job I can get insurance through,” Lynch said.
I see friends without coverage who do not get the medication they need because they simply can’t afford it.”
going more than 63 days without coverage will reflect badly and hurt their chances of being covered for an affordable rate. On campus, out of four interviewed undergraduate students, all four said they had some health insurance coverage.
- Sadie Kramer, MSU student
important,” Kramer said. “I see friends without coverage who do not get the medication they need because they simply can’t afford it.” Sophomore social work major Lateefat Banyoko said that she receives health insurance through a government program.
Insuring / page 7