How To Guide 2012 by Montana Standard

how-to guide FEB 2012

A guide featuring local businesses who share their expertise in a variety

How to Choose a Satellite System

of different areas

With the ever rising cost of cable television, many people are switching over to satellite services for their video programming. We have been providing satellite systems and local services to the Butte area and southwest Montana since 1989. We sell, service, and install Dish Network, DIRECTV, Wild Blue, and Exceed satellite services. Exceed is a new internet service that is 50 times faster than Dial up and approximately 3 times faster than Wild Blue or Hughes Net satellite service. Recovery Act Funds for rural internet access are available for many locations in this area and we encourage you to call us to see if your address qualifies for the service. If you do qualify then the normal $149.00 installation fee is waived and you pay only $39.99 per month instead of the normal price of $49.99 plus a $9.99 leasing fee per month. Speeds of up to 5Mbps are available. We also sell Bridgemax and Centurylink internet and phone service. Bundling voice, data and video services through Eagles usually saves our customer significant amounts of money compared to their existing services, please call us for details. Commercial satellite system specials are very much like our residential specials, i.e. up to six TVs hooked up for qualifying customers free of charge for both the equipment and installation. Commercial programming costs start at $32.00 a month for both

public and private accounts. Having Television news and entertainment available in your business for your waiting customers always seems to make the wait shorter and a more pleasant experience.

other provider can deliver 100 percent of your paid programming worldwide.

When a customer first decides to find out details about satellite, the wide variety of programming and equipment options may seem confusing. We help to customize equipment and programming that is exactly right for each of our customers’ needs. We will ask all the right questions.

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Eagle Satellite

Another advantage of satellite TV is the large amount of sports packages available at very reasonable prices. These are available for Baseball, Basket Ball, Football, Hockey, Soccer, Cricket and every kind of sports pay per view event out there.

DO YOU HAVE HIGH DEFINITION OR STANDARD TVS OR A COMBINATION OF BOTH? We can install three HD receivers and three standard TVs, for a total of six receivers, free for qualifying customers. No up-front cost. No other programming providers offer this.

Dish offers over 240 channels in 29 foreign languages including Spanish, Arabic, Chinese, German, Vietnamese and many others.

DO YOU WANT TO WATCH YOUR FAVORITE PROGRAMS AT YOU LEISURE? If so, a DVR will help you do that. We offer DVR’s for two TV’s for only $6 per month service fee. This is the least expensive DVR fee in the industry.

Do you want a choice of five different packages for under $50, starting at just $19.99 per month? Dish can do that and no other programming provider does.

DO YOU TRAVEL A LOT AND WANT THE ABILITY TO WATCH YOUR LOCAL AND OTHER CHANNELS YOU SUBSCRIBE TO , ANYWHERE IN THE WORLD, USING YOUR COMPUTER OR MOBIL DEVICE? New customers can receive a SLING BOX for only $35.00, a device that we attach to your MPEG4 receiver that allows you to do exactly that. No

When you have questions about anything satellite, whether it be about billing, programming packages, equipment upgrades, service, cabin and RV systems, please call Eagle Sa.tellite. We take pride in our work and we want your business. Don’t dial a 800 number, Shop Locally and call 406-782-0674.

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EAGLE SATELLITE 406-782-0674 601 EAST FRONT ST. BUTTE, MT

Blockbuster @Home (1 disc at a time): Only available with new qualifying DISH service activated between 2/01/12 and 5/20/12. For the fi rst 3 months of your subscription, you receive a bundle of Blockbuster @ Home for $5/mo (regularly $10/mo) and your programming package at a promotional bundle price. Promotional prices continue for 3 months provided you subscribe to both components of the bundle and do not downgrade. After 3 months, then-current prices apply to each component (unless a separate promotional price still applies to your programming package). Requires online DISH account for discs by mail; broadband Internet to stream content; HD DVR to stream to TV. Exchange online rentals for free in-store movie rentals at participating Blockbuster stores. Offer not available in Puerto Rico or U.S. Virgin Islands. Streaming to TV and some channels not available with select packages. Digital Home Advantage plan requires 24-month agreement and credit qualification. Cancellation fee of $17.50/month remaining applies if service is terminated before end of agreement. With qualifying packages, Online Bonus credit requires AutoPay, email opt-in for DISH E-Newsletter, and online redemption no later than 45 days from service activation. After applicable promotional period, then-current price will apply. 3-month premium movie offer value is up to $132; after 3 months then-current price applies unless you downgrade. Free Standard Professional Installation only. All equipment is leased and must be returned to DISH upon cancellation or unreturned equipment fees apply. Limit 6 leased tuners per account; upfront and monthly fees may apply based on type and number of receivers. HD programming requires HD television. Prices, packages, programming and offers subject to change without notice. Offer available for new and quali ed former customers, and subject to terms of applicable Promotional and Residential Customer agreements. Additional restrictions may apply. Offer ends 5/20/12. HBO®, Cinemax® and related channels and service marks are the property of Home Box Office, Inc. SHOWTIME is a registered trademark of Showtime Networks Inc., a CBS Company. STARZ and related channels and service marks are property of Starz Entertainment, LLC.

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the montana standard’s

how-to guide 2012 The Urban Revitalization Agency – URA – Established 1980 The mission of the URA, since its inception, has been to preserve and promote the cultural resources of the district while eliminating blight and promoting economic development and an increased tax base. The Agency has been a partner and driver for many projects during the past 30 years – including renovations of the Metals Bank Building, the Sears Building, the M&M Cigar Store, the Original Mine Yard and sidewalk replacements, just to highlight a few.

Programs The Urban Revitalization Agency, funded through tax increment financing, has set aside a portion of its revenues for Redevelopment Programs including façades, building conservation and interior renovation programs, as well as sidewalk replacement. This Redevelopment Program consists of both matching grants and loans to eligible applicants. The goal of the Program is to encourage voluntary repair of existing commercial property within the District. Objectives of the program are to:

URA

The Loan Program can be utilized independently from grant funds for the purposes of business/building acquisition, construction, conversion, enlargement, repair, modernization, or development. Loan funds may also be utilized for consolidation of existing debt originally used for the above purposes.

• URA Participation will not exceed 20% of the total project costs or a maximum of $200,000 – unless determined by the URA Board. The URA Board of Directors meets the third Friday of each month in the Courthouse at 8:30 AM. A project must be reviewed and approved by the board before it is eligible for funding reimbursement. To apply for URA funding please contact our office at 497-6467 or 497-6267 or e-mail kbyrnes@bsb.mt.gov. St

Daly

Urban Renewal District (URA) Road or Street Urban Renewal District Boundary

1. Encourage elimination of conditions that could be a serious and growing menace, injurious to public health, safety and welfare; 1,000

2. Encourage private investment in commercial property within the District through the use of public incentives;

500

1,000 Feet

ve Missoula A

Main St

3. Stimulate economic and business development within the District by providing safe environments for workers, businesses and the public; and, Empire St

4. Retain and expand safe employment opportunities with economic development assistance. 5. Preservation and promotion of cultural and historical resources. Anselmo Mineyard

Redevelopment Grants and Loans

Park St

• The minimum grant awarded will be $1000.00

Galena St

Mercury St

Main St

• URA participation = 25%

t Broadway S

Washington St

Jackson St

Grants

That the URA provides funding for • Electrical • Plumbing • Signage • Exterior Work • Sidewalks • Much More

Proudly Helping to Revitalize Uptown Butte!

BUTTE-SILVER BOW URBAN REVITALIZATION AGENCY Call today for more information. Butte-Silver Bow Courthouse Butte, MT 59701 • (406) 497-6266

Did You Know...

v aA

GIS-serv:D\ArcMap\Maps\URA\URA_Dist_2.mxd Printing Date 4\29\2009

Montana St

Iron St

Platinum St

Curtis St Silver Bow Homes

Platinum

Gold St

• The maximum amount of funding awarded to one project in an annual period can not exceed $150,000.00 (The applicant is eligible to apply for URA Loan Program funds for 20% of the remainder of the project cost.)

Ohio Ave

Granite St

nda Rd

Arizona St

Includes all Private Sector Projects (exterior, interior improvements limited to only the following; heating, plumbing or electrical systems, elevator or stair renovations).

co Ana

Copper St

Excel sior Ave

How To Apply for URA Funding

History

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Loan

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the montana standard’s

how-to guide 2012

How to Find Quality Child Care

Benefits of Pre-Arrangement

Pre-arrangement, the thoughtful decision Today, more people are recognizing that planning a funeral in advance of need demonstrates love and consideration toward their family members. It is a thoughtful decision that reduced the stress of indecision and uncertainty when death occurs. Why do people pre-arrange a funeral service for themselves or a family member? There are many good reasons. Some plan ahead because there will be no one who is capable of making responsible decisions. Others have definite preferences concerning their funeral service, and they want their families to be informed and involved in those decisions. Many people pre-arrange because they like the peace of mind knowing there will be adequate funds to cover funeral expenses. Also prepayment can provide real benefits when you are applying for Medicaid in the U.S. Most importantly, pre-arrangement guarantees that rational decisions can be made ahead of time without the usual urgencies when death takes place. What steps are involved? After you determine your funeral preferences, we will explain your options and guide you in establishing your own plans. You should find the advice of your family, clergy, and your funeral director especially helpful when considering the options. We will record certain vital information and gather documents for the required forms. Next, you can select a casket, burial vault, and other merchandise associated with the services. Finally, you may pay for the services and merchandise ahead of time through our funding program. What will the pre-arranged funeral service cost? The cost is a matter of your choice. Funding the pre-arranged service is a choice most people make to ease possible financial pressures on their family. Pre-funding allows you to pay for the funeral service at current prices. As your plan grows over time, it offsets inflation and should provide adequate funds for the future cost of the funeral.

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PreP lanning Advan-

Wayryren tages Richards Increasing Death Funeral Benefits Reduce the imHome pact of inflation,

which would otherwise increase the cost of your funeral. How is Pre-Planning Done? Our funeral home staff member will meet with you at a time that is convenient, and assist you in recording your wishes. You choose everything you want for your funeral; the type of funeral service, casket, burial vault, music, and flowers. Important obituary information will be recorded. Once you have made your selections, you will learn the payment options available to you. A record of your selections will be kept on file at the funeral home until needed. What is Pre-Financing? Pre-Financing is the act of setting aside funds in funeral trust accounts or funeral insurance products. For your security and by regulation, all monies are deposited into these accounts and do not remain in the funeral home’s operating account. If not irrevocable, trust accounts can be withdrawn if the family elects to cancel the pre-arrangement. Insurance products can be cancelled as well with return of the surrender value if after 30 days if not irrevocable.

Each service, unique and perfect in every way.

Our formal chapel holds 300 guests

Community room for receptions

Pre-Funding Options

How do you Pre-Pay for a Funeral? You may select one of two ways to prepay for a funeral. The first method is to make payment in full. The second method is to make periodic payments. How is Pre-Funding Done? Our funeral home staff member will meet with you at a time that is convenient, and assist you in recording your wishes. You choose everything you want for your funeral: the type of funeral service, casket, burial vault or urn and music. Important obituary information will be recorded. Once you have made your selections, you will learn the payment options available to you. A record of your selections will be kept on file at the funeral home until needed.

We know finding daycare and quality child care can be a challenge. Here are some quality indicators and questions you should consider when choosing your child care. Top 20 Quality Indicators When Looking for Childcare

3. 4. 5. 6. 7. 8.

Honor The Memories

1. 2.

Participants in the Food Program (CACFP) Are the caregivers/ teachers trained in CPR, First Aid & Early Childhood Education?

Are the Children Greeted when they arrive? Is there enough staff to serve the children? (Staff/Child Ratio) Clean, Safe, Healthy Environment A Safe outdoor play area, both shaded & open with a variety of age appropriate equipment & free of hazards that offer space to run, tumble & play. Open Door Policy for Parents There is a policy in place for handling sick children.

A comfortable setting for your ceremony

The best of who we are as human beings is the reverence and respect we show the deceased. Friends, family, co-workers, neighbors... they’re all part of the healing process for families. Wayrynen-Richards individualized services, large formal chapel, limousine service, ample parking and community room provide for a ceremony worthy of your memories.

www. wayrynen-richards.com

�� 9. Up-to-date state license & sponsored by registration is always posted. 10. Does the Childcare have a Written Discipline Policy? 11. The Staff is warm, nurturing, friendly, accepting and Patient. 12. Are the Teachers Attentive to the children’s needs as they arise? 13. A Smoke Free Environment (even when children are not present) 14. A well maintained supply of fire extinguishers, first aid kits, smoke alarms and carbon monoxide detectors in the facility. 15. Do the areas in the classroom offer numerous activities that nurture quiet, physical and creative play? 16. Are the teachers engaging the children in conversation and activities at the children’s level? 17. Good balance between planned activities that are age appropriate and time for free play. 18. Do the children appear happy & engaged in activities and with each other or is the atmosphere unfocused and chaotic? 19. Do the children get plenty of opportunities to play outside or if the weather does not permit are they offered an opportunity for physical exercise? 20. Do the teachers conduct regular health & safety checks of the facility and the learning environments?

Shelly Fischer Childcare

To Provide The Highest Quality of Childcare, We’ve Changed Our Program We Now Offer An Infant Only Facility, Toddler Childcare Facility & Pre-School Childcare Center to Meet All Age Appropriate Needs!

University on Princeton

Exclusive Facility For Infants Only. Birth to 18 Months. 1-4 Ratio.

Young Explorers

Toddler Center. 1&2 Year Olds.

Kidz Konnection

Pre-School Center. 3 to 5 Years.

Contact Shelly or Carrie for further Information 723-6289 Shelly - 491-3839 Carrie 491-0860 Hours - 6:00AM - 6:00PM Mon-Fri

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the montana standard’s

how-to guide 2012 Smokefree Housing Facts

The Dangers of Secondhand Smoke in Living Environments Secondhand smoke - the smoke that comes from a lighted tobacco product or from a person who is smoking tobacco - contains more than 4,000 chemicals. Of these chemicals, 11 are known cancer-causing poisons and 250 are know toxins. the 2006 U.S. Surgeon General’s Report, The Health Consequences of Involuntary Exposure to Tobacco Smoke (available online at http://www.surgeongeneral.gov/library/ secondhandsmoke/), concluded that there is no riskfree level of secondhand smoke, and the only way to protect people from the dangers of secondhand smoke is to eliminate the smoke exposure. The U.S. Centers for Disease Control (CDC) and the U.S. Surgeon General have created a guide, titled Secondhand Smoke: What it Means to You (http:// www.surgeongeneral.gov/ library/secondhandsmoke/ secondhandsmoke.pdf ), that summarizes the 2006 Surgeon General’s Report and explains how people can take action to improve their health. the CDC and Surgeon General have also created a factsheet, titled Secondhand Smoke is Toxic and Poisonous (http://www. surgeongeneral.gov/library/secondhandsmoke/ factsheets/factsheet9.html), outlining the dangerous chemical components in secondhand smoke. A minimum of 38,000 and up to 65,000 deaths occur each year in the U.S. as a result of diseases caused by exposure to secondhand smoke. Thousands of other people in the U.S. suffer from conditions caused by or made worse by secondhand smoke. As many as 175 Montanans die annually from exposure to secondhand tobacco smoke. With the passage of Montana’s Clean Indoor Act

in 2005 and full implementation in October of 2009 all workplaces and public places are now required to be smokefree. People of all ages and backgrounds can be affected by secondhand smoke. But vulnerable populations, such as senior citizens and children, are at increased risk from health problems such as heart attack in seniors and slow lung growth in children. The U.S. Centers for Disease Control recommends anyone with heart-related diseases avoid any exposure to secondhand smoke.

Why are Smokefree Living Environments so Important?

are not exposed.

Secondhand smoke knows no boundaries. While 85% of Montana households control their exposure by not permitting smoking inside the home, residents in multi-unit housing cannot control their exposure to secondhand tobacco smoke if their neighbors are smoking. Smokefree policies ensure that residents in multiunit housing households

ing are at particular risk since their housing options may be limited.

BSB Health Dept.

Ventilation and air purifiers cannot end the harm caused by exposure to secondhand smoke. The American Society of Heating, Refrigerating, and Air Conditioning Engineers has commented on the need to eliminate smoking rather than try to ventilate it stating that “the only means of effectively eliminating health risk associated with indoor exposure is to ban smoking activity.”

Exposure to secondhand smoke in multi-unit housing complexes poses a public health problem because the smoke from one unit can enter other units. The only way to eliminate this exposure to secondhand smoke in multi-unit housing complexes is to have a comprehensive smokefree policy.

According to the 2008 Montana Adult Tobacco Survey: Approximately 18% of Montanans rent their home. Among renters, an estimated 48,000 live in an apartment or duplex and over one-third (36%) of respondents living in multi-unit housing also had children 17 years or younger living with them. Less than 20% of Montanans living in multi-unit housing are protected by a smokefree policy set by their landlord. Of Montana multi-unit renters who do not have a smokefree policy in their building or complex, the majority (85%) were in favor of their landlords adopting a smokefree policy.

Exposure to secondhand smoke increases the risk of health problems such as: • Heart disease, heart attacks, and increased heart rate • Bronchitis and pneumonia • Burning eyes and throat • Ear infections • Nose bleeds • Increased blood pressure • Frequency and severity of asthma • Headaches • Sudden Infant Death Syndrome (SIDS) • Low birth weight and pre-term babies • Lung cancer • Emphysema

Low-income Montanans with rent-assisted hous-

Did You Think Because There Wasn’t Smoke There Wasn’t Any Danger Contact the

Butte Silver Bow Health Department

406-497-5044

BU-20301948

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the montana standard’s

how-to guide 2012 Buying Energy Efficient Appliances

Is the best way to save money on new home appliances buying the most inexpensive models? No, not necessarily. Buying an inexpensive model may save you money in the beginning but it could cost you in the long run. Three key components to consider when buying new appliances are: the initial cost, cost of repairs and maintenance. and operating costs. Today’s manufactures are designing appliances to meet high energy standards. These standards are set by the energy department but some of today’s top appliance brands are beating the efficiency standards and saving you more money over the lifetime of your purchase. Energy Star is a government back symbol for energy efficiency. The Energy Star label makes it easy to recognize appliances that are the highest in energy savings. Saving natural resources is something that we should all be concerned with. By buying some of today’s newly designed appliances, we are saving our natural resources as well as saving money. New washing machines on average use 50% less energy and 40% less water. This means saving and average of 7,000 gallons pf water per year per household. New washing machines with advances in technology typically have a higher initial cost, however the savings over the lifetime of the product really adds up. Energy Star qualified wash machines can save you up to

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$130 a year on water and energy costs. These products are also designed to save the consumer in other ways.

Steele’s Furniture

1. Energy Star wash machines are designed to remove more moisture from clothes. This saves the consumer money because there is less dry time required, saving you time and money.

2. Clothing washed in these new machines last longer because the washing cycle is gentler with specially designed agitation systems. 3. Energy Star washers use less laundry detergent because less water is required to wash clothes. These values add up over time so remember when looking for that new washer to consider what you will save over the long run as opposed to just the initial costs. To see a complete line of these innovative washers visit Steele’s and speak to one of their staff to see what model best fits your needs.

ENERGY STAR APPLIANCE HEADQUARTERS! SAVE

$299 ON THE PAIR

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CLOSEOUT SPECIAL! Frigidai Frigidaire Frigidai Affinity Frigidaire it Affinity 3.26 cu. ft. Electric Dryer Front Load Washer FAQE7001LW • 9 Drying Cycles

FAFW3001LW • TimeWise® Technology • Express-Select® Controls • Stay-Fresh™ Door Seal

• TimeWise® Technology • One-Touch™ • Wrinkle Release

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Frigidaire igidaire Front Load Steam Washer

Frigidaire Front Load Steam Dryer

FAFS4272LW • 27” Front-Load Washer • 3.81 cu. ft. Capacity • 10 Wash Cycles

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MVWB850 • 28” Top-Load Washer wit • 4.6 cu. ft. Capacity • 13 Wash Cycles • PowerWash Cycle • Allergen/Cold Wash Cycles • IntelliFill Water Level Sensor

MEDB850 • 30” High-Efficiency Electric Steam Dryer • 7.3 cu. ft. Capacity • Advanced Moisture Sensing • Auto Refresh Steam Cycle

849

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MAYTAG MA DISHWASHER DI

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MDB6709AWW MDB • Full Console Dishwasher • 5 Wash Cycles, 6 Wash Options • Delay Start Option • Hard Food Disposer, • Silence Rating of 59 dB

399

W8TXNGFW • 17.6 cu. ft. Top-Freezer Refrigerator • ClearVue Crispers • SpillMizer Glass Shelves • Automatic Defrost System

WHIRLPOOL 18’ REFRIGERATOR

599

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SPECIAL PURCHASE! AMANA ANA 22” BOTTOM MOU MOUNT REFRIGERATOR ABB2221WEB • 21.9 cu. ft. Bottom Freezer • Adjustable Glass Shelves • EasyReach Freezer Door

999

MAYTAG ICE20 REFRIGERATOR MFI2569YEW • 24.9 cu. ft. French Door • Spill-Catcher Shelves • Quad Cool System • Ice/Water Dispenser

1599

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MDB7749AWW MDB • Full Console Dishwasher • 14-Place Settings • 5 Cycles • 6 Options

549

BUTTE: 800 S. Wyoming • 782-4231 DEER LODGE: 417 Main • 846-3311 Or Call Toll-Free 1-800-281-9829 www.SteelesFurniture.com SOME ITEMS NOT EXACTLY AS SHOWN ALL ITEMS SUBJECT TO STOCK ON HAND