The Shopper 7/29/20 by The Shopper

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Wednesday • July 29 • 2020

RESIDENTIAL POSTAL CUSTOMER

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PRSRT STD ECRWSSEDDM U.S. POSTAGE PAID Homewood, IL Permit No. 130

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July 29, 2020

Say I saw it in The Shopper

LOCAL CHURCHES

VERSE OF THE WEEK

If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him.

TO BE ADDED, EMAIL ERICAW@MYSHOPPER.BIZ BETHEL CHURCH

3500 Glenwood-Lansing Rd, Lansing (West of Wentworth Avenue) 708-474-9226 www.discoverbethel.org facebook.com/BethelChurchLansing PASTOR JASON NELSON PASTOR CAL AARDSMA PASTOR SHAUN BUIKEMA WORSHIP SERVICES Worship Services .................... 9:30 a.m. ................................................. 5:00 p.m. Church School......................... 9:45 a.m.

CALVARY COMMUNITY CHURCH

16341 South Park Ave., South Holland 708-339-1133 Info@CalvarySouthHolland.org CalvarySouthHolland.org PASTOR ALFONZO SURRETT, SR. WORSHIP SERVICES Sunday Worship ...................... 9:30 a.m. Sunday School ...................... 11:15 a.m. Monday Women’s Bible Study 9:30 a.m. Tuesday Adult Bible Study 7:00p.m. Saturday Women’s Grief & Loss Support Group 10:00 a.m.

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland 708-331-8389 FAX 708.331.8374 Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES SUNDAY Church School......................... 8:45 a.m. Worship Services .................. 10:30 a.m. MONDAY Prayer…… ............................... 6:30 p.m. TUESDAY Morning Manna ..................... 11:30 a.m. WEDNESDAY Prayer…................................... 6:30 p.m. Bible Study…… ....................... 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST

1130 East 154th St., South Holland 708-333-5955 www.covucc.org PASTOR REV. DR. OZZIE E. SMITH, JR. WORSHIP SERVICES Sunday School ........................ 9:15 a.m. Sunday Worship ...................... 7:30 a.m. ............................................... 11:00 a.m. Wed. Bible Study ......................... Noon Thursday Prayer/Bible Study .. 7:14 p.m.

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing 708-474-9610 www.firstchurchpca.org PASTOR BEN KAPPERS Morning Worship ..................... 9:30 a.m. Sunday School ...................... 11:00 a.m. Evening Worship ..................... 5:30 p.m.

FIRST CHRISTIAN REFORMED CHURCH

163rd & South Park Ave., South Holland 708-333-8211 www.firstchurchsh.org PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES Sunday .................................... 9:30 a.m. ................................................. 5:30 p.m. Sunday School ...................... 11:00 a.m.

FIRST REFORMED CHURCH

15924 South Park Ave., South Holland 708-333-0622 www.frcsh.org REV. JAMES OORD, SENIOR PASTOR PASTOR COREY BUCHANAN, Director of Mercy & Justice Ministries ANTHONY BOLKEMA, Director of Worship & Student Life REV. DR. RICH GREVENGOED, Director of Pastoral Care & Counseling WORSHIP SERVICES Sunday Worship ...................... 9:30 a.m. Sunday School ...................... 11:00 a.m.

— James 1:5

Attend the church of your choice.

An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473

KING’S COMMUNITY CHURCH

600 West Route 6, South Holland 708-333-5444 kingscommunity.ch WORSHIP SERVICES Sunday 10:00 a.m. Sunday School ........................ 9:00 a.m. Wednesday.............................. 7:30 p.m.

LYNWOOD UNITED REFORMED CHURCH

1990 E. Glenwood-Dyer Rd, Lynwood 708-474-4100 www.lynwoodurc.org PASTOR REV. NICK ALONS WORSHIP SERVICES Worship Services9:30 a.m. & 5:00 p.m. ..

OAK GLEN UNITED REFORMED CHURCH

2244 Indiana Ave., Lansing 708-474-9576 www.oakglenurc.org Facebook page: Oak Glen United Reformed Church PASTOR REV. ED MARCUSSE WORSHIP SERVICES Morning Worship .................... 9:30 a.m. Sunday School ...................... 11:00 a.m. Evening Worship ..................... 5:00 p.m.

RECONCILIATION CHURCH

833 East 168th St., South Holland 708-331-7755 www.reconciliationchurch.org PASTOR GLEN MCCARTHY WORSHIP SERVICES Sunday Worship .................... 10:00 a.m. Wednesday Bible Study .......... 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland 708-331-4100 redeemer-lutheran@sbcglobal.net WORSHIP SERVICES Sunday .................................... 9:30 a.m. Sunday School ...................... 10:45 a.m. Channel 6 Tues. .................... 10:00 a.m.

HOW TO REACH US Phone: 708-271-8971 Web Page: www.myshopper.biz Email: general@myshopper.biz CIRCULATION Published every week covering the towns of South Holland/Thornton, Lansing, Dolton/Calumet City, Munster, Highland, and Schererville. Our circulation is independently audited by CAC. ERRORS We proofread all Classified ads. However, should a mistake occur, it can easily be corrected, provided it is brought to our attention. Call 708-271-8971 to rectify an error. We cannot be responsible for more than one incorrect insertion. Adjustment for error is limited to republication. In any event, adjustment for errors or omissions is limited to the cost of the space occupied. CLASSIFIED ADS The Shopper offers FREE non-business Classified Ads (20 word maximum). Business Classifieds are $25 for 20 words, $1 .00 per word over. Place ads online at www.myshopper.biz NEWS Email news items to general@myshopper.biz Some content courtesy of Family Features and Capital News Illinois. DEADLINE Friday 4:00 pm for the following week’s issue. PUBLISHER’S NOTICE The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free telephone number for the hearing impaired is 1-800-927-9275.

SPIRIT OF GOD FELLOWSHIP

16350 S. State St., South Holland 708-331-1234 sogfchurch.com PASTOR BRIAN KAMSTRA WORSHIP SERVICES Sunday Worship .................... 10:00 a.m. Sunday School ........................ 9:00 a.m.

You can still gather virtually — many churches are conducting services online.

Considering a Move? Call Cathy & Jim Higgins

• Complimentary Market Evaluation • We’ll Provide Answers to all of your Real Estate Questions • We’ll Advise you on what you need to do to get your home ready for sale!

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We’ll take you step by step through the entire process! Experts in the coordination of your Sale & next Purchase! Licensed in Illinois & Indiana for your convenience We are committed to the highest standards of Professionalism, Integrity & Client Service. • Put our Experience to work for you!

See what we do at www.CathyHiggins.com Email: Cathyah@aol.com Call: 708-828-3304 We Sold 140+ Homes the Past 2 Years for a Reason!

Say I saw it in The Shopper

Classifieds Services AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A / C ’s, Bo i l e r s, w a t e r heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281 PA I N T I N G S E R V I C E S : Economy Painting. Interior/Exterior painting 20% Off. Mention this ad. Wa l p a p e r i n s t l l a t i o n . General dywall repair & installation. Best pr ice guaranteed. Ask for Ed. 708548-6356 or 708-288-5038. PA I N T I N G S E R V I C E S : Quality Painting & Scraping Ser vice. Interior and Exterior. Power washing, stain decks, re-glaze windows, strip wallpaper, etc. Free estimates. Call Normand 708-596-2170 TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078 CONCRETE & PATCHING Done On The Side to save you money. Also general contracting, handyman work, FHA work & s n ow p l ow i n g . Ve r y reasonable. Call Mark 708408-7192 CLEANOUTS; JUNK REMOVAL. Clean out apt, house, garage, business Home cleaning; property pictures, documenting or sales ads. Call till 8pm. 219433-9457 MOVING SERVICES: custom pickups/delivery service. Small moves, single items, classified ad items, appliances. Furniture & exercise equipment assembly : IKEA, Office Depot, etc. Any day till 9pm. 219-433-9457 P LU M B I N G S E RV I C E S : J.E.M Plumbing & Sewer, Drain Cleaning Specialist, water lines, pumps, water heater, faucets. toilets, same day service. 219-845-0500

July 29, 2020

DAVE & MARY-WE INSTALL Fans, Switches, Outlets, G a r a g e Fe e d s. S e r v i c e upgrades, troubleshooting. Building occupancies certification,Residential, Commercial, Restaurants, Apartments. All work guaranteed. Now accepting credit cards. Licensed/ Insured. Call 708-877-1038 or 708-877-1058

For Sale M O R E G R E AT D E A L S ! Mattresses: twin $88, full $98, queen $138. Bunk beds, futons, day beds $178. 5 pc dinette $179. Sofa LV $495. 4 pc. bdrm $495. Lamps, rugs & more. EZ credit $3,000, 90 days same as cash. Free layaway. 708-371-3737 www. factorybeddingfurniture. com Paints of America interior and exterior painting plus. Senior discounts. Call Algie or Travon. 708-574-6367 / 708-982-6708 ALL TYPES OF WASHERS & DRYERS: Kenmore, Whirlpool, Amana, etc. Gas and electric, top load and front load. $150ea. 708-7152348 F O R D M U S TA N G 4 0 t h Anniversary Edition 6788 miles. Every factory option Beautiful silver metallic. Immcultae showroom condition. $13,995 OBO. For pics and info 708-271-7362

Garage Sales GARAGE SALE! 16855 Luella, South Holland, IL 60473. Friday, August 7, 4pm-7pm Saturday, August 8, 8am-3pm Social distancing and Masks please....Huge Sale, Baby items, toys, housewares, furniture, clothing, Deco and much more. Too much to list. GARAGE SALE: 17530 Community St., Lansing. July 30th, 31st and Aug 1st, 8am-5pm. Lots of tools and household items. APARTMENT BUILDING CLEAN-OUT SALE! Antique brass lamps, tables, chairs, bikes, stoves, refrigerators, ceiling fans, wood flooring, and more! 708-895-8755

Wanted WANTED: DON’T THROW IT AWAY! I am buying old s t u f f . To y s , s i g n s , advertising, oil cans, and much more. Please call or text Doug. 219-616-9342

Miscellaneous For Sale: 5 vintage guitar amplifiers. 219-801-095 Wanted: older ecomonical car at reasonable price for senior citizen. Does not have to look good or pass emissions test. 219-8010955

Real Estate

Wanted: Heavy duty chain saw, electric. 219-801-0955

ROOM FOR RENT: Beautiful furnished room So. Holland. Kingsize bed, semiprivate bath w/jacuzzi, in-room full-sz. refrig. & microwave, $135/wk. Free lights & gas. Nonsmoking, no-cooking, $500 move-in fee + 1 week rent.req. 708-8433932

Wanted: Deagan or Musser Vibraphone at a reasonable price. 219-801-0955

ONE PERSON EFFICIENCY APT. FULLY FURNISHED, full kitchen, plates, silverware, pots, pans, cable TV. Electric, gas, cable inlcuded. $675/mo. 708506-7995 FOR RENT: TWO BEDROOM A PA R TMENT,second floor. 17701 Commercial Ave., Lansing. Seniors welcome. Call 708474-2474

For sale: Wilson Aggressor golf irons. 3-9, PW right handed, new, $35. 708-8214816 Bicycle: men’s 26in 15 speed Huffy, $75. NASCAR clock, b a t t e r y o p e ra t e d , 1 0 i n diameter, $7. 708-837-9814 For sale: vintage license plates, 1950 through 1975, $3 and up — make deal for all. 708-837-9814 Bicycle trailer, pull behind adult bike, for small child. Schwinn brand, $60. 708837-9814 Compound miter saw, 8in blade, $50 OBO. 708-8379814

A&W Root Beer large and baby size mugs, $5ea. 708837-9814 Dolls, dolls, dolls! Madame Alexander, Nancy Ann, Chatty Cathy, also one with kid leather body made in Germany. $5 - $100. 708474-1668 Geo Trac set, $150. Glass top table, $200. Dog cage, $50, mirror $10, picture collage frame $25. 708-439-6916 For sale: living room tapered mirror 58“ x 36“, $75. Oak toy box, excellent condition, 40“ x 26“ x 24“, $40. 708-6701858 Camera: Olympus Infiniti ESP QuickFlash, self timer, Focus lock, carrying case, $75. 708-535-9354 Drill press, bench mount, 1/2in chuck, variable speed, 23in tall, $50. 708-837-9814 Fishing pole/ski container for car or SUV roof, expensive Thule brand, paid $400. Sell for $200. 708-4180725 Pair of lighted 3ft tall outdoor candy canes, $20. 219-689-6484 Fireplace-Heater Combo, 30” x 30”, $40. 219-689-6484 Baby swing and stroller for girl, $20ea. 219-689-6484 2 leather recliners. Moss Green. Great condition $200 for both or Best offer. Call 219-924-4984. If no answer please leave message. Portable basketball net, Hu f f y N B A 4 4 ” p o l ycarbonate backboard. $45.00 708-596-9563 Wooden pallets. 48” by 40”. Good condition. All 6 for $15. 773-785-7247 Hose reel carts. Various sizes. Made by Ames or S u n c a s t . Ve r y g o o d condition. As low as $9 each. 773-785-7247 WANTED 90-minute audio tapes. Made by TDK or Memorex or similar quality. 773-785-7247 Victorian cast iron arch, $75. 708-730-1713 Moving Sale Art, Bed, etc. Call 708-404-8611

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Submit your classified ad online at myshopper.biz or email general@myshopper.biz

Classified Ad Form Classified Ad Form Category: Category: Classified Ad Form Category:

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Private Party Ads Business Ads 18 _____________ 17 _____________ 19 _____________

$25/week for 20 words Business Ads In ALL zones $25/week for 20 words Business Ads ($1 word, In each ALLaddl. zones 40 word max) $25/week for 20 words ($1 each addl. word, In40ALL 10% discount wordzones max) for

weeks ($14-12 each addl. word, 10% discount for 40 word max) weeks 15%4-12 discount for 13 10% discount for weeks or more 15%4-12 discount for weeks 13 weeks or more 15% discount for 13 weeks or more

Area Code & Phone Number

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Area Code & Phone Number

Autos/Boats 20 _____________

Area Code & Phone Number $10/week ALL zones $25 for 4 weeks, Autos/Boats Private Party Ads Free ads run space 20 words in $10/week ALLifzones $25 for 4 weeks, is available. Autos/Boats Private Party Ads ALL zones Free ads run if space 20 words in Household Items under $250 $10/week ALL zones is Pets available. $25ALL for zones 4 weeks, and under $100 Free ads run if space Household Items under $250 Stand Out! 20 words in We and havePets 100’s of$100 free ads under is available. submitted each week. To assure Add a ALL border - $5/week zones Stand Out! your ad is printed, please select Household Items of under We have 100’s free$250 ads Add a picture - $5/week the $10 above.$100 andoption Pets under submitted each week. To assure Add a border - $5/week (can only be applied to paid ads) your ad is printed, please select Stand Out! We$10 have 100’s of free ads Add a picture - $5/week the option above. submitted each week. To assure (can Addonly a border $5/week be applied- to paid ads) your ad is printed, please select Add a picture $5/week the $10 option above.

(can only be applied to paid ads)

Hospital bed, electric, $125. Recliner lift chair excellent condition, air compressor. 3 gallon 1.5 HP $120 708-8890350 Last chance for tomato p l an t s, $ .2 5 - $ .5 0 e ac h . Potted burning shrub, $20 each. Dogwood shrub $17. New dustpan and brush, six dollars. 708-460-8308 Pachinko steel balls, 6 pounds, $25. 1949-1950 Ford hood, excellent, $250. Three pack microfiber Auto cloths, $4. Half gallon car wash, $3. 708-460-8308 Craftsman four drawer workstation on wheels with handle, $30. Tool locker chest cabinet, red metal on wheels, $25. 708-474-9568 Ortho dry outdoor granules, keeps bugs out, six dollars. New 9’ x 12‘ canvas dropcloth, $20. HD steel scoop shovel, $15. 708-4608308 10 piece fruit veggie containers, new, boxed, $5ea. Four magic markers or four colored post-its, Kidde fire extinguisher, new, $17. 708-460-8308 Flotation device for kids 50 to 90 pounds, $10. New Wilson’s red leather change purse, $12. 2008 schoolhouse dinner plate, $15. 708-460-8308 Broan over-range hood fan plus light, $30. 1976-1976 9” decorative plate, new, $15. 20 piece boxed dinnerware set, glass, $10. 708-460-8308 OME 11 speed bike Pacifico BX Evolution, asking $80. Bike is just like new. Call Paul 708-271-5486 For Sale: Office furniture - 4 and 5 drawer metal files. $25/each OBO. 708-8952323 Ethan Allen wing back chair, $ 7 0 . 6 ’ l o n g Ha y w o o d Wakefield bench, $100. Heavy duty universal bed frame. $15. Stiffel brass table lamps, $25-$35 each. Assorted lamp shades, $5$10ea. Occasional Squire 26” dark wood 2 tier table, $50. Vintage bedside table by John Widdicomb, $35. 708-481-6907

D i s n e y M i c k e y Mo u s e puzzle, over 1,000 pcs, ages 12+, brand new, never opened, $12. Battleship (naval combat game) brand new, never opened, $10. Morse FA-630 Deluxe sewing machine, $20. Shepherd Hooks, $3 - $5ea. Plant stand, shelves, $5-$10ea.Call 708-481-6907 For Sale: ToolShop miter saw, 8 1/4, $30. Drill press, 5-speed, new, $40. B/D handsaw/jigsaw, new, $25. Craftsman 30hp portable wet/dry vacuum attachments, $35. 708-4749568 2ft tall fairy garden statue, $15. 219-689-6484 Golf clubs, 3 sets with bag, $20ea. 219-689-6484 Coin operated canned soda vending machine, best offer. Call 219-947-4414 WA N T E D : A l u m i n u m ladder. 16ft to 20ft in length. 773-785-7247 Sherwin-Williams flat latex paint. Sher Scrub Supreme. Antique White. Two 5gal pails. $50 per pail. 773-7857247 Push lawn mower. 18” wide. All metal. No rust. $30. 773785-7247 Electric Lawn Mower. Made by Sun Joe. Bag included. Weighs only 30lbs. Like new. $70. 773-785-7247 Charcoal Grill made by Kingsford. Kettle type with wheels. 22” X 20”. Used very little. $30. 773-7857247 Glass top table $75, geotracs, dog cage $35 2015 Ford F-150 4x4 fully loaded with only 30,850 m i l e s , s u p e rc re w K i n g Ranch $14,500. Contact: normak63@comcast.net

The shopper runs free, non-business classified ads that run as space is available. Free ad s should be placed online at myshopper.biz or via e m a i l at g e n e r a l @ myshopper.biz.

4 EASY WAYS TO 4 EASY WAYS SUBMIT YOUR TO AD SUBMIT YOUR AD 4 EASY WAYS TO SUBMIT YOUR AD general@myshopper.biz www.myshopper.biz general@myshopper.biz The Shopper general@myshopper.biz 924 E. 162nd St. The Shopper South 924 E. Holland, 162nd St.IL 60473 The Shopper South Holland, IL 60473 924 E. 162nd St. 708-333-5901 South Holland, IL 60473 708-333-5901 THE DEADLINE FOR ALL CLASSIFIED ADS 708-333-5901 IS FRIDAY AT 4:00 p.m. THE DEADLINE FOR ALL CLASSIFIED ADS FOR THE NEXT WEEK’S EDITION IS FRIDAY AT 4:00 p.m. THE DEADLINE FOR ALL CLASSIFIED ADS FOR THE NEXT WEEK’S EDITION IS FRIDAY AT 4:00 p.m. FOR THE NEXT WEEK’S EDITION

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July 29, 2020

Say I saw it in The Shopper

Be a Responsible Pet Owner During the Pandemic

Mom On Money

Help—I Think My Debt’s Unmanageable! NANCY ZEKVELD

Be sure pets out doors have adequate water and shade, whether from trees of a shelter. Dogs need walks! ________________________________________________

As word grew that people were going to have to shelter-in-place for an unspecified length of time, animal shelters began to empty. Thousands of people realized that they may be lonely during this time of socialdistancing from family and friends. In some situations, parents came to the conclusion that their children needed a happy diversion and agreed to add a furkid to their family. Whatever the reason, shelters began to empty and animal lovers, like myself, were thrilled. However, families are seeking guidance on what dog might be right for them. Those who have already added a dog to their family are concerned with how to keep their new pet happy. Below are some points to consider, as you ponder which animal to bring home and what to do once they step their excited paws through your threshold. 1. The coronavirus pandemic will not last forever, but adopting your “furever friend” is a lifetime commitment of unconditional love. The first thing to consider is your family’s lifestyle. Are you looking for a dog that is high energy that will join the kids in playful romps in the yard and long runs? Or are you looking for a less active dog who enjoys binge watching TV while you are on Zoom meetings and the kids are in online classes? Do you want your dog to be happy with a leisurely walk after dinner and easy, quiet fun in the home or yard? A senior citizen might consider a smaller senior pup who enjoys cuddling on the sofa and healthy snacks. It is important to keep in mind your pup’s breed, size and temperament when considering what your home and lifestyle can reasonably accommodate. Though the adoption process itself may differ slightly during COVID-19, please feel free to contact your local shelter and rescue organization and they will gladly help you choose the “furever friend” that is

best for your home and family. 2. Consider preparing for the pandemic as you would to prepare for a disaster, like hurricane season. Compile a first aid kit and an emergency kit and for your pet that includes at least two weeks of food and treats, medications, medical records, veterinarian(s) contact information. Also be sure to have all necessary everyday supplies, such as collars, leashes, harnesses and disposable bags. Make sure your dog has ID tags and is microchipped with your current contact information as well as that of an emergency contact outside the area. 3. How much time will you be able to spend with your dog during and after the pandemic? More time spent at home together while you work from home is a great opportunity to bond with your furkid and also increases your availability to train. For some behavioral concerns, including separation anxiety, please contact a professional trainer who may offer online classes. When you return to work, keep in mind who will look after your pup during the day. You may decide to take your pup to doggy day care or hire a professional pet sitter to visit your home in the morning and afternoon for bathroom breaks and exercise. 4. If adopting is something that you may not be able to commit to at this time, please consider fostering a dog. Contact your local shelter or rescue organization to see if they have a foster plan that better suits your family’s lifestyle. Keep in mind adopting a pet into your family is a lifetime commitment that will change both of your lives “furever.” For over fifteen years, Susan Marie has been spreading the word about puppy love through her national weekly radio show, The Doggy Diva Show. Susan is also the author of the award-winning Miss Olive children’s book trilogy The Doggy Diva Diaries.

How do I know if I have a problem? As a Debt Help Center Manager, people often ask me ‘how do you know when your debt is becoming unmanageable?” I often start by explaining the difference between manageable and unmanageable debt. Manageable debt for me is a combination of two factors: being able to afford the contractual payments (meaning the payments you signed up for when you took out the credit) and having a reasonable sustainable budget. For some people they just need to adjust their budget and the debt becomes manageable again. Many others go too far by cutting back on essential payments like missing meals or missing a bill payment here or there. It’s one thing to cut back for a while to manage but if you’re missing meals or bill payments that’s not sustainable. So unmanageable debt is basically that - when you can’t meet the contractual payments and meet your basic living expenses - no one should live like that. No one plans to end up in unmanageable debt. We all think we can handle it when we take it out or we expect things will improve Just like one of our clients who was handling all the payments until her boyfriend left her - life circumstances happen to all of us whether it’s a job loss, a breakup, student loans coming due or when there just happens to be a nationwide pandemic that

Repairs to 5+ Miles of Pulaski Road are in the Works Assistant Majority Leader Iris Y. Martinez (D-Chicago) announced on July 27 that the Illinois Department of Transportation is investing over $2 million to repair more than five miles of Pulaski Road. “By investing in our state’s infrastructure, Illinois is supporting working families and residents who depend on reliable transportation,” Martinez said. “It’s also creating construction jobs at a time when our economic future needs a strong push forward.”

15 $ 5 1

I’m Surgeon General Jerome Adams. All across our nation, we’ve taken steps together to slow the spread of Coronavirus. Now, WE MUST CONTINUE to take personal responsibility to protect ourselves and our loved ones. Because even though not all of us risk a severe case of the virus, we all risk getting the virus and spreading it to others—maybe without realizing we’re sick.

Invite30,000 the community Invite people to your yournext next

Garage Sale! Garage Sale!

Invite 30,000 people to your next Garage Sales cost $15 for all zones

15 $ 15 $

Address ________________________________________________ Town _______________________________ Garage Sales cost $15 for all zones Date(s) _________________________________ Time _________________ Phone _______________________ Not For Print

Items for________________________________________________ Sale, Directions or Rain Date (Only 12 words) Address Town _______________________________ ____________ ____________ ____________ ____________ ____________ ____________ Date(s) _________________________________ Time _________________ Phone _______________________ Not For Print

Items for Sale, Directions or Rain Date (Only 12 words) ____________ ____________ ____________ ____________

____________

DROP OFF OR MAIL TO: The Shopper • 924 E. 162nd Street, South Holland, IL 60473 PLACE ONLINE: www.myshopper.biz ____________ ____________ ____________ ____________ ____________ Deadline: Friday 4 p.m. in the office. ____________ It’s a pleasure serving you!

____________

DROP OFF OR MAIL TO: The Shopper • 924 E. 162nd Street, South Holland, IL 60473

The $2.87 million investment will cover two separate stretches of Pulaski Road—one running from Devon Avenue to Barry Avenue and one from Diversey Avenue to North Avenue, for a total of 5.69 miles. The Pulaski upgrades are part of IDOT’s multi-year plan to maintain and expand the state’s transportation infrastructure. Another area project scheduled for the upcoming year involves preserving more than two miles of Montrose Avenue.

Surgeon General Message: “Coronavirus Stops with Me.”

Email your Garage Sale ad to general@myshopper.biz; include phone number for billing.

affects everyone’s income! So what do I say to someone who finds themselves in unmanageable debt? You may be surprised but the first things I say are words of hope. People in this situation feel shame, embarrassment and like there is no way out. They need to hear words like “there is hope for you”, “you’re not the only one” and “someone cares about you!”. Then I say … “you need some professional help”. With our credit counseling service we look at your whole life, not just your finances and we always come up with a plan. Best of all there are never any costs, for a visit and no costs ongoing. None! We’re a nonprofit through and through. We have a saying, if you’re in unmanageable debt the last thing you have is money to pay for help! So contact me or one of many other great credit counselors out there and as we say here - there is ‘always hope.’ Nancy is Center Manager for the CAP Debt Help Center, helping people in debt in the South Suburbs of Chicago. She has received CAP training and comprehensive money management training by AFCPE. If you’re struggling to pay bills, feel overwhelmed with any debt, including medical or student loans, reach out for free local credit counseling service. 708-866-5577. Nancy is wife to South Holland Pastor Richard and mom to Anton, Annika, Autumn, Augustin and Adamina.

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PLACE ONLINE: www.myshopper.biz

If we want to get back to school, back to work, back to worship, and back to overall health, we should: • FOLLOW state and local guidelines. • WASH our hands frequently. • STAY six feet from others. • WEAR face coverings in public. • TAKE extra precautions if we are at higher risk. These small actions will make a big difference. Say it with me, America: “Coronavirus stops with me.” Learn more at coronavirus.gov.

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Say I saw it in The Shopper

July 29, 2020

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SUDOKU

CROSSWORD

Puzzle 1 (Hard, difficulty rating 0.63)

3 5

6 9 7

Generated by http://www.opensky.ca/sudoku on Thu Mar 5 19:40:50 2020 GMT. Enjoy! 4

6 7 1

1 9 8

9 3

7 5 2 4

1 8 2

4 5 6

2 6 5 1 8

8 7

3 9 4 2

4 9

5 1 8

6 3 7

1 8

3 2 9 7 6 5

Puzzle 1 (Hard, difficulty rating 0.63)

7 2 6 5 4

3 1 9

SOLUTIONS

Tour Womens Work

TASK

THERAPY Strike THINK Task TOUR Therapy WOMENS WORK Think

PEER

PLAY Mens Pop MentalityPOP Professional PROFESSIONAL Naval Rate RATE ROCK Operations Rock SINGING Peer Singing SOCIAL Play Social STRIKE

In JAZZ IslandLEGAL MANAGEMENT Jazz MEDICAL LegalMENS MENTALITY Management NAVAL Medical OPERATIONS

BATTLE Battle CHURCH Church DANCE Dance DISCOUNT DYNAMICS Discount FLIGHT Dynamics GIRL Flight IN ISLAND Girl

Woke up on the wrong side of the bed This quip about someone being grumpy actually has its origin in Roman superstition. Romans considered left bad and right good; the “wrong” side of bed was the left side. In fact, the Roman (Latin) words for left and right are sinister and dexter, words which in today’s English mean menacing and adept. 3

Group Group

P Z C P I V O N C M G W X C T Z

P A M A E X P A B O Y R F U Z E

K G R A T E E V H P T G L T H X

M M O U K G R A J B O Z I M B Q

T E C A D N A L S I U P G R W F

Q H K N I H T C H U R C H G L U

H P E I F D I S C O U N T Z V R

P Z C P I V O N C M G W X C T Z

O S U R R M O S F L P U Z Y B G

P A M A E X P A B O Y R F U Z E

Y T I L A T N E M E G A N A M D

K G R A T E E V H P T G L T H X

V M U N R P S F A A J P T P K Q

M M O U K G R A J B O Z I M B Q

J E Y E G S Y U Z A Q T L P R T

T E C A D N A L S I U P G R W F

T D D X I I D C O O L A I C O S

Q H K N I H T C H U R C H G L U

M I W O M E N S N E Y S L O W H

H P E I F D I S C O U N T Z V R

E C N A D H W G G Y L K T Z Y E

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I A X K F W I A N J V J U L Y M

THERAPY THINK TOUR WOMENS WORK

L L X D N H L A M G I Q Q H G J

PLAY POP PROFESSIONAL RATE ROCK SINGING SOCIAL STRIKE TASK

WORDSEARCH

O S U R R M O S F L P U Z Y B G

SOLVE THE MAZE

DOWN 1. Graves 2. Submarine 3. What a book is called 4. An ancient upright inscribed stone slab 5. Chieftain 6. A city in Italy 7. Having light-colored hair 8. A desert in northeastern Egypt 9. Immersed 10. The throne of God (2 words) 11. Freudian stage 12. Anagram of “Taro” 13. Lope 21. Sword 25. Communion with God 27. Vend 28. A mountain on Crete 30. A river in central Europe 31. Teller of untruths 32. Not more 33. Electrical connector 34. City in Nevada 35. Anagram of “Soak” 36. Disabling 37. Urge a dog to attack 41. 17th letter of the Greek alphabet 44. Pins 46. Anagram of “Bale” 50. A stringed instrument 51. Empower 53. Sherry 54. Fatuous 55. Descendent 56. Taut or rigid 57. A stinging insect 58. Native of Peru 59. Flat or level 61. A measured portion of medicine 62. Mineral bearing rocks

ACROSS 1. Sounds of disapproval 5. Wanes 9. Intelligent 14. Death notice 15. A landlocked republic in west Africa 16. A male singing range 17. Speck 18. Ferrous 19. Muse of lyric poetry 20. Ballet dancer 22. Acclaim 23. Having a sharp inclination 24. Wacky 26. Prefix indicating “Upon” 29. Sell again 33. Continues 38. A type of medium-sized penguin 39. Shakespearean king 40. Pertaining to milk and milk products 42. Arabic sleeveless garments 43. Cruel 45. Tricksters 47. Four books of the New Testament 48. Sphere 49. Annoy 52. Be 57. Handle effectively 60. Laziness 63. A bone in the middle air 64. Smell 65. Precipitation 66. Vista 67. Be defeated 68. Grandson of Adam (Bible) 69. Twinges 70. Generates profound wonder 71. Anagram of “Seen”

Y T I L A T N E M E G A N A M D

Fill in the blank squares in the grid, making sure that every row, column and 3x3 box includes all digits from 1 through 9. Generated by http://www.opensky.ca/sudoku on Thu Mar 5 19:40:50 2020 GMT. Enjoy!

V M U N R P S F A A J P T P K Q

J E Y E G S Y U Z A Q T L P R T

T D D X I I D C O O L A I C O S

M I W O M E N S N E Y S L O W H

E C N A D H W G G Y L K T Z Y E

I A X K F W I A N J V J U L Y M

L L X D N H L A M G I Q Q H G J

JAZZ LEGAL MANAGEMENT MEDICAL MENS MENTALITY NAVAL OPERATIONS PEER

BATTLE CHURCH DANCE DISCOUNT DYNAMICS FLIGHT GIRL IN ISLAND

Announcements are free and run in The Shopper each week. They are accepted by e-mail at general@myshopper.biz, or at the front counter. Deadline is Friday at 4:00 p.m. for the following Thursday’s edition. The Shopper reserves the right to edit all content.

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July 29, 2020

Say I saw it in The Shopper

District 205 Favors Remote Learning as Covid-19 Cases Surge Speakers at the District 205 virtual Town Hall Meeting held on Monday, July 20 included (left to right) Dr. Nathaniel Cunningham, District 205 Superintendent; Dr. Tony Ratliff, Thornton High School principal; Don Holmes, Thornwood High School principal; Dr. Justin Moore, Thornridge High School principal; and Brett Fickes, Director of Curriculum & Instruction.

SAFIYYAH MUHAMMAD As the school year draws near, District 205 hosted a virtual Town Hall Meeting on Monday, July 20, to gather input from the community and to hear recommendations for the District’s 2020-2021 in-person learning instructions versus remote learning in light of the coronavirus pandemic. In a June 23rd Chicago Tribune report, more than 1,624 new cases have surfaced, making it the highest number of new infections in three months. As of July 22nd, Cook County Public Health reported more than 57,924 confirmed COVID-19 cases in Chicago and 42,050 cases in the south suburbs. The town hall meeting streamed live across social media and the school district’s website. More than 400 people viewed the virtual meeting. In the process of selecting a final plan, the District implemented three steps toward gaining community input including the District’s survey, school committees’ recommendations, and the July 20 town hall meeting. “We started with four school plans and now we have narrowed it down to remote learning and in-person learning. I believe everyone agrees that the best way to educate our students is inperson learning, but we have to take into account the safety of the students and staff,” said Dr. Nathaniel Cunningham, SD205 Superintendent for the Board of Education, and moderator for the town hall meeting. District 205 Board Members present during the town hall meeting included Mrs. Nina Graham, Board President, Mrs. Annette Whittington, Vice-President, and Dr. Nathaniel Cunningham. The school principals who are unanimously in favor of remote learning included Dr. Tony Ratliff, Thornton High

School, Don Holmes, Thornwood High School, and Dr. Justin Moore, Thornridge High School. Brett Fickes, Director of Curriculum & Instruction, reviewed data of the survey and details of the two school plans. The school principals reviewed the information and took recommendations from the school committees. Questions, comments, and concerns were taken from the community. In a PowerPoint presentation, the summary of results stated students themselves were split 50/50 between the remote learning and in-person learning models, while more than twice as many parents and community members were in favor of remote learning (68.6%), over returning to school in-person (31.4%). Over three times as many staff are in favor of remote learning rather than returning to school in-person. Several parents who attended the meeting had questions concerning remote learning. Fickes said, “All students will be expected to work from their Chromebook to engage in everyday learning. They are expected to review their Google Classroom application using their Chromebook for projects, classroom activities, and assignments. Students will also find tests and other materials in Google Classroom.” Fickes continued: “During this time of remote learning, student responsibility will increase; they are expected to communicate with their teachers daily. The teachers will respond to emails within 24 hours.” In-person learning would include regular classes scheduled combined with rigorous CDC guidelines including the wearing of face masks for staff and students, daily temperature checks, and desks situated in the classroom six feet apart for social distancing. Students would refrain from sharing classroom activities, with limited hallway movement. Students would no

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longer have access to school lockers. Sports and extracurricular activities would be banned. Parents and students asked questions about online registration, qualifications for band scholarships, drivers’ education programs, among other topics. Dr. Cunningham explained that additional questions are found on the Frequently Asked Questions page on the district’s website and social media page. A Thornridge student asked how the District planned to upgrade its remote learning program to make it more userfriendly, especially for graduating seniors. Dr. Justin Moore, the new incoming principal at Thornridge said, “Nation-wide, [educators] have had to put together a plan rapidly, and I think we will have a more robust plan in place as a District, and as a school to educate our students with enhanced learning capabilities versus what we had in place last spring at Thornridge. Time has given us the ability to plan out and troubleshoot some of the issues we had.” With the increase of coronavirus cases over the summer along with the anticipated surge of fall cases expected, a Thornton High School student expressed concerns in regards to in-person learning, if it becomes the District’s chosen plan. Dr. Ratliff responded by saying that Thornton would do its very best to protect students and staff, however, the school administration could not offer a solid guarantee that students and staff would be completed protected if in-person learning became the chosen plan by the District. More information is forthcoming regarding the District school plan as decisions are made. To learn more about online registration for the upcoming school year for District 205, please log on to www.district205.net.

Personal Trainer to the Real Estate Consumer

SOLD or SO-OLD MIKE BUDER Today I found 204 homes in the immediate South Suburbs of Chicago that have been on the market for more than 365 days. An entire year or more in the MLS for sale! 45 of those homes have been actively on the market for over 2 years. Can you imagine? Two years of keeping your home clean, having a lockbox on the door and leaving your home so realtors can show it! That’s a very long time even in today’s market. Also, in the same suburbs of the 498 homes that have actually sold so far this year, the average days on the market was 82. One of the first questions buyers ask is “How long has that home been on the market?” More often, buyers will use this information to determine how much they will offer for the home. That is, if the buyer even makes an offer at all. The longer a home has been on the market, the less chance it will get an offer from buyers because they will often think something is wrong with a house that’s been on the

market for so long. In reality, the only thing wrong may be the price! When agents pull listings to show to buyers they will often check the property history. If a home has been on the market for a long time with no price adjustments, it becomes obvious that the sellers are not very motivated and unlikely to negotiate. In this case the agent does not even submit the listing to the buyers. When working as a listing agent representing a seller, I do not want my seller’s home on the market for a long time with no price adjustments. We’ll often agree up front to scheduled price adjustments after set periods of time without offers. But the better strategy is to just price it right at the beginning. If you are looking to buy or sell real estate call Mike Buder at RE/MAX 2000 (708) 418-4444, E-mail: mikebuder@ remax.net, Website: www.BuderHomes. com Facebook Friend request Mike Buder: your comments are always welcome. Mike Buder A local Christian Businessman

Notice of Public Sale Notice is hereby given that the undersigned will sell, to satisfy lien of the owner, according to (770 ILCS 95/) Self-Service Storage Facility Act I at public sale by competitive bidding on www.storagetreasures.com ending on August 5, 2020 at 10:00 am or after for units located at: Compass Self Storage, 2556 Bernice Rd., Lansing, IL 60438 The personal goods stored therein by the following may include, but are not limited to general household, furniture, boxes clothes and appliances. Purchases must be made with cash only and paid at the time of sale. All goods are sold as is and must be removed at the time of purchase. Compass Self Storage reserves the right to refuse any bid. Sale is subject to adjournment. Unit #

A1048 B1038 B1039 B1084

Tenant Name

Manager Special Nathaniel Fields Pastor Carl Dickerson Jaymes Tibbs

Unit #

B1110 B1170 B1273 B1317

Tenant Name

Kyra Sledge Pastor Carl Dickerson Gail Wrazaskowski Manager Special

Unit #

B1355 B1384 B1456

Tenant Name

Reggie Coleman Kevin Scott Rogers D. Davis

Say I saw it in The Shopper

July 29, 2020

IL Tollway Authority Hiring

The Illinois Tollway, an essential business/ agency, is currently seeking to fill several official management, and professional positions. The Illinois State Toll Highway Authority (ISTHA) is an administrative agency of the state of Illinois, charged with building, operating, and maintaining toll roads in the state. The system opened in 1958 in the Chicago area, and has subsequently expanded to include the eastern and central sections of Interstate 88 (I-88) extending into the northwestern part of the state. Beginning in 2005, the system was reconstructed to include more lanes and open road tolling, the latter of which uses I-Pass transponders to collect revenue as vehicles pass antennas at toll plazas or designated entrance or exit ramps. As of 2017, ISTHA maintains and operates 294 miles (473 km) of tollways in 12 counties in Northern Illinois. Below a list of current career opportunities.

Business Enterprise Program Manager Construction Audit Manager Contract Analyst Contract Compliance Analyst Fleet Manager Project Manager – Human Resources Purchasing Services Manager Senior Contract Negotiator Complete job descriptions are available at https://www.governmentjobs.com/careers/ illinoistollway ; contact the Human Resources team at employment@getipass.com for futher information. The tollway gives preference to veterans. The Tollway is a user-fee system—no state or federal tax dollars are used to support maintenance and operations. Operations are funded by toll and concession revenues. The Illinois Tollway is an equal opportunity employer.

SSC’s BCI Presents “Starting a Business During the Pandemic” The Business & Career Institute (BCI) of South Suburban College presents a webinar entitled Opportunities & Pitfalls to Starting a Business during the Pandemic on Wednesday, August 5th from 12:00 – 1:15 p.m. If you have a great idea for a small business but aren’t sure if you should proceed, join BCI and local expert Tom Byelick for this 75-minute open forum. The webinar will provide a snapshot of the current employment scene and prospects for a start-up business, with discussion themes around the pros and cons of starting a business in difficult economic times. Mr. Byelick is the owner of three small businesses: Ingenuity Small Business Collaborative, a consulting firm; Tomfoolery Fun Club, a comedy-based variety series

and; Pretty Amazing!, which specializes in restoring and revitalizing driveways, patios, porches and decks. There will be an additional special contribution from Amy Todd, local business owner of Mancino’s Pizza & Grinders and a soon-to-open wine bar Pour on Roy in Lansing, Illinois. There is no cost to attend thanks to event sponsors ComEd, South Holland Business Association, Ingenuity Small Business Collaborative and South Suburban College. The workshop will be held virtually and reservations are required. To register, please go to https://www.eventbrite.com/e/ opportunities-pitfalls-to-starting-a-businessduring-a-pandemic-tickets-109833775780. For additional information, please contact Alexandra Glumac at aglumac@ssc.edu.

Notice is hereby given, pursuant to “An Act in relation to the use of an Assumed Business Name in the conduct or transaction

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Tips to Buying an Essential Business During Covid-19 The shutdowns and rollbacks of businesses due to the COVID-19 pandemic continue to play havoc with the U.S. economy. But the least-affected businesses during the crisis, for the most part, have been those deemed “essential” by state and local governments, allowing those companies to remain fully operational or close to it. Meanwhile, with the idea that essential businesses can be recession-proof and even boom during a public crisis, buying one is becoming a more attractive prospect for some people, says Chris Buitron, president of Mosquito Authority® (www.mosquitoauthority.com). “Our current economic challenges as a nation are showing that owning an essential business can be a solid financial strategy for an individual,” Buitron says. “They are practical purchases. They are not often glamorous businesses, but they make sense largely because they offer services that are currently in demand, and as such they can weather economic downturns. “Some essential businesses, such as ours, are busier than ever as people are trying to maintain social distance by staying home and not taking many vacations. People consider protection from mosquito bites and the diseases they carry as a high priority for their family’s health and outdoor enjoyment. Like other essential businesses, our franchisees provide measures of security and comfort, allowing people to enjoy being in their yards at a time so many are cooped up inside due to the pandemic. “And at the same time, all kinds of essential businesses provide ownership opportunities while millions of unemployed people are looking for new opportunities or new career tracks. Perhaps they’re looking to be their own boss and to have more control over their financial future.” Buitron suggests considering the following when weighing whether to buy an essential business: Focus on successful types of essential businesses. Among the essential businesses that have the potential to succeed even during difficult economic times are: delivery services, grocery stores, convenience stores, e-commerce, gas stations, cleaning services, liquor stores, auto repair, lawn care, pest control, mailing/shipping services, and contracting. “The pandemic may be with us for a while,” Buitron says. “People will be home more often, and businesses that can service their needs while home will gain customers.”

Quick Fudge

was registered by the undersigned with the County Clerk of Cook County. Registration Number: Y20003474 on July 7, 2020 under the assumed business name of THORNTON REFORMER GAZETTE with the business located at 16532 S.

This shortcut recipe makes gooey, yummy fudge with just four ingredients!

1. Grease an 8x8 square pan or baking dish, set aside.

EMERALD, HARVEY, IL 60426. The true and real full name(s) and residence address of the owner(s)/partner(s) is PATRICIA

2. Place chocolate chips and condensed milk into a 2 quart microwave-safe bowl

L. MUHAMMAD, 16532 S. EMERALD, HARVEY, IL 60426, USA.

and heat in microwave 1 minute on high. 3. Let sit 1 minute. 4. Gently stir in extract with a spatula until smooth. 5. Pour mixture into greased dish and spread evenly. 6. Allow to cool (or refrigerate 1 hour), then cut into 1 inch squares. 7. Store fudge in an airtight container. Feel free to use a different flavor extract, like orange or peppermint, and add nuts if you like. Enjoy!

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Consider franchises as ownership opportunities. While some franchises are struggling during the pandemic, others are in a better position, Buitron says. “For franchises in general, much of the industry will be entering a buyer’s market, and those with the means will find some good opportunities,” he says. “People need jobs, and franchises annually employ 9 million people in the U.S. One benefit of buying a franchise is having an organizational and management team already in place to train you and help guide you. Reach out to other franchise owners to get a sense of the company’s commitment and support.” Know a bargain vs. a bad investment. A relatively low sale price tempts some people into making a poor buying decision on a business. Buitron says it’s important to pore over the business’ financial numbers that it recorded before the pandemic and do all the research possible – especially of the market where the business is located – to determine if it was on a growth track and what the competition is like. “Two questions you need to ask yourself as a potential buyer of an essential business are: What can you bring new to the business to make it more successful, and why was or wasn’t it profitable?” he says. Be sure you’re up to owning a business. “There are no guarantees with owning an essential business,” Buitron says. “The pandemic has put a spotlight on their importance, but they take lots of work and organizational skills to run. If you are someone who can’t deal well with uncertainty, buying a business any time, let alone during the most uncertain time in our history, isn’t the right choice. Buying a business and committing to it requires thorough research, a passion for the business, a solid financial foundation and a leap of faith.” “Owning an essential business brings with it the satisfaction of providing necessary services for people,” Buitron says. “In these times especially, that’s a noble pursuit.” Chris Buitron is president of Mosquito Authority® (www.mosquito-authority.com), a nationwide leader in mosquito control with franchises serving communities across the U.S. and Canada. Buitron has an extensive background in franchise industries. He was chief marketing officer for Senior Helpers, vice president of marketing for Direct Energy (home services division), and director of marketing for Sunoco Inc., where he supported the company’s 4,700 franchised and company-owned rental facilities across 23 states (over $15B in annual revenues).

• 12 oz Bag Chocolate Chips (add 1/4 cup additional chips for stiffer fudge) • 14 oz can Sweetened Condensed Milk (not evaporated milk!) • 1 tsp Vanilla Extract • Butter, margarine or cooking spray

of Business in the State,” as amended, that a certification

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708-418-4444 MIKEBuder

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July 29, 2020

Real Estate Specialists

Real Estate Questions & Answers CATHY & JIM HIGGINS Question: I recently put an offer on a house and gave a $1,000 deposit. I signed all the contracts. I never received a signed copy from the owner because he was away on business. His agent overnighted him the contracts and the owner of the house is now saying he does not want to sell. Do I have a right to that house? The agent did refund my money, but I feel the owner signed the contracts and the house should be mine. Answer: Entire libraries are devoted to the question of what is or is not a contract. In general terms, you need an offer (a bid to purchase), acceptance (an owner who says “great” and signs the offer) and consideration (such as a deposit). A signed document is awfully good evidence that something was accepted, but based on your note you don’t have any proof that the seller actually signed the offer. Moreover, you did not sign a “contract.” You did sign an “offer.” To have a contract

you would need the seller’s signature and acceptance of all terms. Sellers are not required to accept offers, even full-price offers. That the owner was “away” does not mean a signed agreement could not be sent overnight or electronically transmitted. Your deposit has been promptly returned -that’s good news and a credit to the broker. The question to ask is this: If you really want the property would it make sense to submit another offer? Maybe the first offer can be modified to gain acceptance from the owner. E-mail us your Real Estate questions at Cathyah@aol. com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins. com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com

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REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE REAL ESTATE FOR SALE PUBLISHED 07/29, 08/05, 08/12 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION FEDERAL NATIONAL MORTGAGE ASSOCIATION (‘’FANNIE MAE’’), A CORPORATION ORGANIZED AND EXISTING UNDER THE LAWS OF THE UNITED STATES OF AMERICA Plaintiff, -v.SHIRLEY A DAVIS-ADAMS A/K/A SHIRLEY ADAMS, A/K/A SHIRLEY A DAVIS ADAMS, PRINCIPAL LIFE INSURANCE COMPANY F/K/A BANKERS LIFE COMPANY Defendants 2018 CH 16158 449 NORTH KENNETH COURT GLENWOOD, IL 60425 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 18, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 9, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 449 NORTH KENNETH COURT, GLENWOOD, IL 60425 Property Index No. 32-04-114-009-0000 The real estate is improved with a single family home with an attached one car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corpora-

tion at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 255292 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 2018 CH 16158 TJSC#: 39-8096 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2018 CH 16158 I3151922 REAL ESTATE FOR SALE PUBLISHED 07/29, 08/05, 08/12 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLC Plaintiff, -v.RALPH TAYLOR, RUTH A TAYLOR A/K/A RUTH ANN TAYLOR, A/K/A RUTH ANN WRIGHT-TAYLOR, A/K/A RUTH ANN WRIGHT, MIDLAND FUNDING LLC, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 18 CH 13272 15519 DOBSON AVENUE DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on May 13, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 10, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 15519 DOBSON AVENUE, DOLTON, IL 60419 Property Index No. 29-14-141-006-0000 The real estate is improved with a brown brick, one story single family home, detached two car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE

FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 267915 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 18 CH 13272 TJSC#: 40-904 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 18 CH 13272 I3151941 REAL ESTATE FOR SALE PUBLISHED 07/29, 08/05, 08/12 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-HE8 MORTGAGE PASS THROUGH CERTIFICATES SERIES 2006-HE8; Plaintiff, vs. UNKNOWN HEIRS AND LEGATEES OF DAUNEA ALLEN AKA DAUNEA L. ALLEN, SR.; UNKNOWN HEIRS AND LEGATEES OF RUBY ERVIN AKA RUBY A. ERVIN; DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE FOR MORGAN STANLEY ABS CAPITAL I INC. TRUST 2006-HE8; ERNESSO ALLEN; DAUNEA ALLEN, JR.; PAULETTE BROWN; QWETUANDA THOMPSON; GERALD NORDGREN, AS SPECIAL REPRESENTATIVE OF RUBY ERVIN AKA RUBY A. ERVIN; JOHN LYDON AS SPECIAL REPRESENTATIVE OF DAUNEA ALLEN AKA DAUNEA L. ALLEN, SR.; UNKNOWN OWNERS AND NONRECORD CLAIMANTS; Defendants, 19 CH 9087 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, September 1, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 29-21-108-016-0000. Commonly known as 16147 Emerald Avenue, Harvey, IL 60426. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Law Clerk at Plaintiff ’s Attorney, The Wirbicki Law Group, 33 West Monroe Street, Chicago, Illinois 60603. (312) 360-9455. W19-0653 INTERCOUNTY JUDICIAL SALES COR-

PORATION intercountyjudicialsales.com I3153025 REAL ESTATE FOR SALE PUBLISHED 07/29, 08/05, 08/12 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION BANK OF AMERICA, N.A.; Plaintiff, vs. ANGELA M. PERRY AKA ANGELA PERRY AKA ANGELA MARCELLA PERRY; CLAUDIS PERRY; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 17 CH 2783 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, August 31, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 30-08-302-019-0000 ; 30-08-302-0200000. Commonly known as 513 Price Avenue, Calumet City, Illinois 60409. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call The Sales Department at Plaintiff ’s Attorney, Anselmo Lindberg & Associates, LLC, 1771 West Diehl Road, Naperville, Illinois 60563-1890. (630) 453-6960. F17020068 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3153008 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION DITECH FINANCIAL LLC Plaintiff, -v.ARLETTA PATES-MIXON Defendants 2019 CH 09904 14229 KENWOOD AVENUE DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on December 16, 2019, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 1, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 14229 KENWOOD AVENUE, DOLTON, IL 60419 Property Index No. 29-02-403-036-0000 The real estate is improved with a single family home with an attached one car garage. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against

said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 270874 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 2019 CH 09904 TJSC#: 39-8089 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019 CH 09904 I3151892 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION J.P. MORGAN MORTGAGE ACQUISITION CORP Plaintiff, -v.BERNARD JENKINS, MARTHA JENKINS, OLD NATIONAL BANK S/B/M EVERGREEN SAVINGS AND LOAN ASSOCIATION, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS Defendants 19 CH 08337 455 E. 133RD STREET CHICAGO, IL 60827 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 25, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 19, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 455 E. 133RD STREET, CHICAGO, IL 60827 Property Index No. 25-34-119-013-0000 The real estate is improved with a single family residence. The judgment amount was $58,092.49. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third

party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 223 WEST JACKSON BLVD, STE 610, Chicago, IL, 60606 (312) 263-0003. Please refer to file number 310085. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. POTESTIVO & ASSOCIATES, P.C. 223 WEST JACKSON BLVD, STE 610 Chicago IL, 60606 312-263-0003 E-Mail: ilpleadings@potestivolaw.com Attorney File No. 310085 Attorney Code. 43932 Case Number: 19 CH 08337 TJSC#: 40-1154 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 08337 I3152892 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION RONALD J. FILIAN Plaintiff, -v.DALE JANSMA, MELISSA PADILLA, VINCENT NICPON AND SCHILLING BROTHERS LUMBER & HARDWARE INC., UNKNOWN OWNERS AND NONRECORD CLAIMANTS Defendants 09 CH 20053 3526 LAKE ST. LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on July 12,

Say I saw it in The Shopper

July 29, 2020

Paws in the Park Goes Virtual

As not-for-profit events across the region continue to revamp or reschedule fundraising events, Humane Indiana is pivoting one of our premiere events—Paws in the Park - Celebrating Pets for Health—to a virtual format. Typically held at Community Park in Munster with several hundred guests, pets, and animal-loving community members, the annual event will take on a new look this year, due to the Covid-19 pandemic. Organizers are following safety guidelines issued by Indiana Governor Eric Holcomb, loca officials, and the CDC. “The safety of our supporters, volunteers and staff is of utmost importance to our organization,” said Brian Fitzpatrick,

Humane Indiana CEO. “While our events will look different this year, our goal remains the same —to help the animals. We’re hopeful the community will continue to support us in that mission,” he added. Fitzpatrick said like other not-for-profit organizations, Humane Indiana has been severely financially impacted by the pandemic as fundraising events, including this year’s annual Gala and other revenue streams at the organization have been canceled or remain on hold. “We believe people understand the challenges we’re facing, and will want to support this revamped event to continue to help homeless shelter pets,” said Lisa Carpenter, Humane Indiana Chief Development Officer. “We’re really hoping to see families, groups, and businesses participate. The idea is to have fun together but separately and safely by going for a walk or run, or simply playing with your pet,” she added. Paws in the Park Spirit Week will take place September 19-26. Participants are encouraged to register online and create a team. All participants will receive access to pet enrichment tips and videos, an animalthemed music playlist, a virtual doggy bag featuring deals and discounts at community partner locations, and a participation bib. Participants donating $50 or more receive an official “Paws in the Park 2020” t-shirt. Humane Indiana is encouraging all participants to snap participation photos and share them on social media and tag #PIP2020. For more Paws in the Park information or to register, visit HumaneIndiana.org/events. Questions? Email: info@humaneindiana.org or call 219.765.4978

page

C A L E ND A R Fridays

of virtual events

Virtual Zumba Fridays at 5pm. Join us for some fun with licensed instructor Yvette Roberts. Register by calling 708-849-2385 or email lincoln@doltonpubliclibrary.org and provide you full name and phone number or email. Brought to you by the Dolton Public Library.

Thursdays

Virtual Line Dancing Thursdays at 6pm. Come dance with Dawn the Dancing Diva. Register by calling 708-849-2385 or email lincoln@doltonpubliclibrary.org and provide you full name and phone number or email. Brought to you by the Dolton Public Library.

Wednesdays

Virtual Senior Yoga Wednesdays 4pm - 5pm from August 5 to August 25th. You won’t want to miss senior yoga with Dionne Arnold, certified yoga instructor. Register by calling 708-849-2385 or email lincoln@ doltonpubliclibrary.org and provide you full name and phone number or email. Brought to you by the Dolton Public Library.

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REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE • REAL ESTATE FOR SALE 2013, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 4, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 3526 LAKE ST., LANSING, IL 60438 Property Index No. #30-32-123-021-0000 and #30-32-123-022-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/ or wire transfer, is due within twenty-four (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, Susan S. Barron, Law Office of Susan S. Barron PC Plaintiff ’s Attorneys, One Northfield Plaza, Suite 300, Northfield, IL, 60093 (847) 441-8135. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. Susan S. Barron Law Office of Susan S. Barron PC One Northfield Plaza, Suite 300 Northfield IL, 60093 847-441-8135 E-Mail: susansbarron@gmail.com Attorney Code. 37487 Case Number: 09 CH 20053 TJSC#: 40-1374 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I3151686 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION WELLS FARGO BANK, N.A. Plaintiff, -v.UNKNOWN HEIRS AND/OR LEGATEES OF LENELL C. WATSON A/K/A LENELL WATSON, DECEASED, JACK LYDON, AS

SPECIAL REPRESENTATIVE FOR LENELL C. WATSON A/K/A LENELL WATSON, DECEASED, VALERIE A. WATSON, LENELL J. WATSON, VALERIE C. WATSON, AMY C. WATSON, JOSHUA G. WATSON, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, UNKNOWN OCCUPANTS Defendants 17 CH 5718 18909 BERNADINE STREET LANSING, IL 60438 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on August 15, 2018, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 2, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 18909 BERNADINE STREET, LANSING, IL 60438 Property Index No. 33-05-112-039-0000 The real estate is improved with a single family residence. The judgment amount was $124,945.64. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC Plaintiff ’s Attorneys, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL, 60015 (847) 291-1717 For information call between the hours of 1pm - 3pm.. Please refer to file number 17082984. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. SHAPIRO KREISMAN & ASSOCIATES, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn IL, 60015 847-291-1717 E-Mail: ILNotices@logs.com Attorney File No. 17-082984

Attorney Code. 42168 Case Number: 17 CH 5718 TJSC#: 40-1640 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 17 CH 5718 I3152796 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION US BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST; Plaintiff, vs. CHERYL E. COBBIN; CITIMORTGAGE, INC.; Defendants, 17 CH 482 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Tuesday, August 25, 2020 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 28-24-102-053-0000. Commonly known as 2934 Nottingham Avenue, Markham, IL 60426. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection. For information call Sales Department at Plaintiff ’s Attorney, Manley Deas Kochalski, LLC, One East Wacker Drive, Chicago, Illinois 60601. (614) 220-5611. 19-033781 F2 INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com I3152735 REAL ESTATE FOR SALE PUBLISHED 07/22, 07/29, 08/05 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NEW RESIDENTIAL MORTGAGE LLC Plaintiff, -v.JENNIFER MADDOX A/K/A JENNIFER O MADDOX Defendants 2019 CH 12443 16230 UNION AVENUE HARVEY, IL 60426 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on January 23, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on September 3, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 16230 UNION AVENUE, HARVEY, IL 60426 Property Index No. 29-21-113-030-0000, 2921-113-066-0000 The real estate is improved with a single family residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose

rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. MCCALLA RAYMER LEIBERT PIERCE, LLC Plaintiff ’s Attorneys, One North Dearborn Street, Suite 1200, Chicago, IL, 60602. Tel No. (312) 346-9088. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. MCCALLA RAYMER LEIBERT PIERCE, LLC One North Dearborn Street, Suite 1200 Chicago IL, 60602 312-346-9088 E-Mail: pleadings@mccalla.com Attorney File No. 270867 Attorney ARDC No. 61256 Attorney Code. 61256 Case Number: 2019 CH 12443 TJSC#: 40-614 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 2019 CH 12443 I3151909 REAL ESTATE FOR SALE PUBLISHED 07/15, 07/22, 07/29 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION MIDFIRST BANK Plaintiff, -v.NANETTE C. MAEBANE Defendants 19 CH 13233 17141 CALIFORNIA AVENUE HAZEL CREST, IL 60429 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on February 28, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 12, 2020, at The Judicial Sales Corporation, One South Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 17141 CALIFORNIA AVENUE, HAZEL CREST, IL 60429 Property Index No. 28-25-402-009-0000 The real estate is improved with a single family residence. The judgment amount was $127,602.88. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance,

including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, The sales clerk, SHAPIRO KREISMAN & ASSOCIATES, LLC Plaintiff ’s Attorneys, 2121 WAUKEGAN RD., SUITE 301, Bannockburn, IL, 60015 (847) 291-1717 For information call between the hours of 1pm - 3pm.. Please refer to file number 19092111. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. SHAPIRO KREISMAN & ASSOCIATES, LLC 2121 WAUKEGAN RD., SUITE 301 Bannockburn IL, 60015 847-291-1717 E-Mail: ILNotices@logs.com Attorney File No. 19-092111 Attorney Code. 42168 Case Number: 19 CH 13233 TJSC#: 40-1905 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 19 CH 13233 I3152626 REAL ESTATE FOR SALE PUBLISHED 07/15, 07/22, 07/29 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION PNC BANK, NATIONAL ASSOCIATION Plaintiff, -v.TIJUAN LARRY, GRACE LARRY Defendants 17 CH 008626 14641 AVALON AVE DOLTON, IL 60419 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 10, 2020, an agent for The Judicial Sales Corporation, will at 10:30 AM on August 6, 2020, at The Judicial Sales Corporation, One South

Wacker Drive, CHICAGO, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate: Commonly known as 14641 AVALON AVE,DOLTON, IL 60419 Property Index No. 29-11-201-044-0000 The real estate is improved with a residence. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, including the Judicial Sale fee for the Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds/or wire transfer, is due within twentyfour (24) hours. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff ’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876 THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300 E-Mail: pleadings@il.cslegal.com Attorney File No. 14-17-09355 Attorney ARDC No. 00468002 Attorney Code. 21762 Case Number: 17 CH 008626 TJSC#: 40-1839 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff ’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Case # 17 CH 008626 I3152514

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Heart Smart JOSH BOOTSMA I was recently in the Smoky Mountains of Tennessee for a few days of hiking, resting, and ?creek stomping.? As our group neared the top of a multi-mile hike up a mountain, the trees yielded to a beautiful view of distant alpine greenery, all cloaked in a wispy blanket of vapor for which the Smoky Mountains are named. It was truly a beautiful sight to behold. These beautiful mountains gave me a new perspective on Psalm 46, which starts with these words, ?God is our refuge and strength, a very present help in trouble. Therefore we will not fear though the earth gives way, though the mountains be moved into the heart of the sea? (Psalm 46:1-2). Staring down the massive, gentle slopes of the Smoky Mountains, it seems hard to believe that those mountains could be moved at all, much less pushed into the sea entirely.

JARRELLS

A memorial visitation for Shirley M. Jarrells (nee Loveless) will be held Sunday, August 2, 2020 at Smits Funeral Home in Dyer, IN. Mrs. Jarrells was born July 1, 1947 and passed away July 20, 2020. Wife of William Jarrells. Mother of Chris, Billy, Tony, and Dawn. Grandmother of 2; great-grandmother of 1. Sister of Sara Lasky, Judy Jones, Ina Loveless and the late James Loveless. Interment will be private. Arrangements are entrusted to Smits Funeral Home, Dyer, IN.

KAMPEN

A funeral service for LaVerne Kampen (nee Dalenberg) was held Wednesday, July 22, 2020 at Smits, DeYoung-Vroegh Funeral Home in South Holland, IL with Rev. James Oord officiating. Mrs. Kampen was born April 25, 1923 and passed away July 18, 2020. Wife of the late Howard Kampen. Mother of Ruth Kampen, Tom (Patty) Kampen, and John Kampen. Preceded in death by her parents John and Grace Dalenberg. Interment was at Holy Cross Cemetery, Calumet City, IL. Arrangements were entrusted to Smits, DeYoung-Vroegh Funeral Home, South Holland, IL.

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God is telling us in Psalm 46 that even those things in our life that we think are most solid may someday be shaken or shattered. Perhaps you?ve experienced this in the last few months. Maybe the mountain in your life was a stable job that you?ve since been laid off from. Maybe your health has always been a given but it?s now in question. Perhaps some relationships in your life you once thought impregnable are starting to break down. Psalm 46 tells us that even though our very livelihood may be shaken in this life, God is our ?refuge and strength.? God tells us to ?Be still, and know that I am God? (Psalm 46:10). When the cacophony of troubles sounds loudly in our minds and hearts, God promises stillness and peace when He is our foundation. Josh Bootsma Member, Covenant Fellowship Church cfcsh.org

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July 29, 2020

Financial Advice Column

Speaking Of Seniors

What Should You Do With an Inheritance?

Now I Do Magic! WOODROW WILCOX

SUBMITTED BY BOB KRYGSHELD If you were to inherit a large sum of money, what would you do with it? The question may not be hypothetical, especially if you are in the millennial, Gen X or Gen Z demographic groups. That’s because the baby boomers—often referred to as the richest generation in history—are poised to transfer some $30 trillion in assets over the next few decades, according to the consulting firm Accenture. Of course, this is a “macro” figure, and everyone’s situation is different. Furthermore, since baby boomers are living longer, more active lives, the total amount passed on may end up being considerably less than the estimate. Nonetheless, you may well receive a medium-to-large inheritance someday, and when that day arrives, you’ll need to decide how best to use your newfound wealth. Your first move may be to do nothing at all. Generally speaking, you have enough time to decide how to handle the various elements of an inheritance, although if you are inheriting an investment vehicle such as an IRA or a 401(k) plan, you will eventually have to make some decisions about liquidation or withdrawals. (And since these accounts may carry tax obligations, it’s a good idea to consult with your tax advisor fairly soon after you receive your inheritance.) But if a big part of your inheritance simply consists of cash parked in a bank account, there’s nothing wrong with moving the money into a cash management account at a financial services company until you decide what to do with it. However, after some time has passed, you may want to put your inheritance to good use. If you’re already working with a financial advisor, you might want to get some guidance on how to use your

new assets to strengthen your existing investment strategy. Do you have any gaps in certain areas? Can you use the money to help diversify your holdings? Diversification can’t guarantee profits or protect against all losses, but it can help reduce the impact of volatility on your portfolio. And, of course, if your inheritance is large enough, it may permit you to “max out” on your IRA for years to come, and possibly free you to have even more of your salary deferred into your 401(k) or similar employer-sponsored retirement account. Plus, you could use the money for other long-term goals, such as funding a tax-advantaged 529 college savings plan for your children. You also might use part of your inheritance to donate to the charitable organizations you support. Due to recent changes in tax laws that caused many people to stop itemizing their deductions, charitable groups are in more need of support than ever. And last, but certainly not least, take this opportunity to review your goals. Is your inheritance large enough for you to adjust your planned retirement age? And if that age may indeed change, what about your other plans for retirement? Will you now be free to travel more or pursue other hobbies? Will you even need to modify the way you invest for your new reality, possibly by taking a less aggressive approach? Again, a financial professional can help you answer these questions. Someone thought enough of you to leave you a valuable inheritance—so use it wisely. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Bob Krygsheld 501 W Exchange St. Crete, IL 60417 (708) 6722892.

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shows no Medicare information regarding approval, reduction, adjustment, or anything else. That is evidence that either your firm failed to file the claim with Medicare or that your attempt to file the claim electronically failed. That is not the fault of our client – your patient. She should not be harmed financially just because someone else made a mistake in the Medicare system. Please, file or re-file the claim with Medicare and allow time for Medicare to rule on the claim. The insurance company should get the Medicare EOB about the same time that your firm gets it. Allow reasonable time after that for the insurance company to process and pay on the claim per instructions from Medicare. Please, do not bother our client about this bill until that is done. All the help that I gave this client was FREE OF CHARGE. If your insurance agent or agency does not give this high level of customer service, why not switch to one that does? Ours does! I do the magic. Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over two million dollars by fighting mistakes and fraud in the Medicare system. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through Amazon, E-Bay, and other booksellers.

On July 17, 2020, received a letter from a client in Michigan City, Indiana. The letter had a medical bill in it for $121 that was addressed to our client. The note from our client said, “Mr. Wilcox, I received this in the mail. Would you please work your magic for me?” I had helped the same client with other medical bill problems in the past. It is a good thing for her that she uses our insurance agency. I believe that this is the only insurance agency in northwest Indiana that “goes the extra mile” to help a client when the Medicare system fails and threatens financial harm to one of our senior citizen clients. With some editing to protect the privacy of our client, here is the letter that I sent to the firm that sent the medical bill to her. Our client sent to our firm a bill from your firm for our review. The bill seeks a balance of $121 on Patient Account # XXXXX for services rendered on 06/18/2020. I reviewed the bill and phoned our client’s Medicare supplement insurance company to learn what it knew of this claim. It reported that it never received such a claim from Medicare. I phoned your firm’s office to make sure that your firm is contracted with Medicare. Your representative on that phone call assured me that it was. The bill that your firm sent to our client

Online Tool Tracks What’s Open in the Chicago Loop In order to serve Loop businesses and consumers during the rapidly-changing landscape of COVID-19, Chicago Loop Alliance has created an online tool that tracks what’s open in the Loop, with up-to-date details on business operations and tips for how to safely enjoy all that downtown has to offer. It can be found at www.loopchicago. com/whatsopen. “Throughout COVID-19, we have acted as a resource for our member businesses as well as for the folks who patronize those businesses, and now this online tool streamlines the needto-know information about what’s open in the Loop,” said Chicago Loop Alliance President and CEO Michael Edwards. “Foot traffic and parking volumes are up by more than 30 percent since March’s stay at home order, so we know people are gradually returning to the Loop to work, shop and visit attractions. We want to make sure they know ahead of time

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