The Shopper 02/26/25

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Nearly 300 Attend Black History Event

More that 250 people filled the pews at the First Reformed Church in South Holland Friday evening for a program hosted by the Midwest Underground Railroad Network (MURN) to enjoy music, traditional African dance, storytelling, drama and more.

The event was billed as a Celebration of Black History Month, sponsored, in-part, by the Village of South Holland and MURN, an organization devoted to public teaching about the the stories of escaped slaves- Freedom Seekers- and those who assisted them on their journeys toward freedom prior to the Civil War and Emancipation.

Attendees were treated to several selections of spiritual song provided by the South Holland Master Chorale under the direction of Conductor Phil Bauman. Solos by Lana Lewis (with Audience participation), “Wade in the Water” and “Lord, How Come Me Here;” and Alvin “The Voice” Mack singing “Deep River” and “Sometimes I feel Like a

CATHY & JIM HIGGINS

Question: One day we hear it’s a Buyer’s market, then we hear it’s a Seller’s market. Which is it now?

Answer: A buyer’s market occurs when supply exceeds demand. To put it another way, there are plenty of homes for sale, but there’s a shortage of interested buyers. These conditions give buyers leverage over sellers because when supply is higher and demand is lower, the market is forced to respond.

In a buyer’s market, real estate prices decrease, and homes linger on the market longer. So, sellers must compete with each other in order to attract buyers. Typically, sellers will drop their asking prices to gain an advantage in the market. Furthermore, they are much more willing to negotiate offers to prevent buyers from walking away.

A seller’s market arises when demand exceeds supply. In other words, there are many interested buyers, but the real estate inventory is low. Since there are fewer homes available, sellers are at an advantage.

In a seller’s market, homes sell faster, and buyers must compete with each other in order to score a property. These market conditions often make buyers willing to spend more on a home than they would otherwise. Therefore, sellers can raise their asking prices.

The market has shifted in the last 2 years from a strong sellers’ market to a somewhat strong sellers’ market.

Multiple contracts are not quite as common, but selling prices are still good.

When will this change? When Home supply is greater than demand.

E-mail us your Real Estate questions at Cathyah@aol.com. Thinking of selling your home? Call Cathy & Jim Higgins, Licensed Broker/ Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins.com. Personal Real Estate Journal: www.Higginshousechat.blogspot.com

Motherless Child.”

Ashia Johnson excited the crowd with a lively African dance routine. Faces of Light Drama Club, under the direction of Susan Reese from Calvin Christian School, performed a skit about young Caroline Quarlls, who escaped slavery in Missouri at age 16, making the rugged 1,200 mile trip to freedom in Canada- dodging slavecatchers along the way.

The occasion was also an opportunity for MURN to announce their new name, formerly the Little Calumet River Underground Railroad Project, and to introduce their move to the First Reformed Church campus.

Among the audience were Village Trustee Cynthia Nylen and the Deputy Consul General of the Netherlands, Jeroen Beekman.

For more information about the Midwest Underground Railroad Network, visit undergroundrailroadproject.org

On January 23, 2025, I met with a client to review the papers regarding a bill from a Chicago area hospital for $1,668.54. The client is a senior citizen woman from Crown Point, Indiana. I worked with the client over two hours -- from 11 am to 1:30 pm.

With some editing to protect privacy, here is the letter that I sent to the patient billing department of the hospital.

Dear Patient Billing Manager,

You sent our client a bill with a balance of $1,668.54 on Guarantor Number XXXXXXX for services rendered 4/10 through 11/2024.

I reviewed the bill with her and phoned her secondary insurer to learn what it knew of this claim. Here is what the secondary insurer reported.

It got the claim on 10/25/2024. It returned the claim to your firm with a letter on 10/28/2024. That letter requested that your firm resubmit the claim with the Medicare Remittance Advice from the original MAC that had jurisdiction. The secondary needs the original with details. You sent them only a summary. If you have questions, phone the secondary at 866-XXX-XXXX. Send the items to Claims, [company name and address].

All the help that I gave this client was FREE OF CHARGE. This insurance agency helps all our clients with such medical bill problems. We do that to demonstrate to our clients that we really appreciate and care about them. If your

agent or agency does not give the same high level of customer service, why don’t you switch to one that does. We do! Note: Woodrow

Ashia Johnson; Traditional African Dance. Photo provided by Tom Shepherd
Storyteller Mama Edie Armstrong and Drummer Obari Cartman. Photo provided by Tom Shepherd

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Some content courtesy of Family Features and Capital News Illinois.

DEADLINE

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PUBLISHER’S NOTICE

The Shopper reserves the right to edit any content supplied for publication as it sees fit, including but not limited to clarity, grammatical and factual accuracy, and to accommodate available space. All real estate advertising in this newspaper is subject to Fair Housing Laws which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, national origin, familial status, sexual orientation, marital status, military status, age, ancestry, parental status, source of income, military discharge status or housing status,” no matter how large or small the property. This newspaper will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777.

The toll-free telephone number for the hearing impaired is 1-800-927-9275.

Women caregivers face financial challenges

On March 8, we observe International Women’s Day. Although this event celebrates women’s achievements, it’s still true that women, especially caregivers, face significant financial hurdles. How can these challenges be met?

To begin with, let’s look at some concerning statistics connected to American women in the “sandwich generation” — those who care for children and parents or other relatives — from a study by Edward Jones and research firms NEXT360 and Morning Consult:

• Nearly half of women report feeling financially strained.

• Almost two-thirds of women say caregiving duties have harmed their ability to save for their own financial goals.

• More than half of women have had to reduce their professional responsibilities due to caregiving, resulting in the loss of potential income.

So, if you’re a sandwich-generation woman, what can you do to improve your financial outlook?

Consider these suggestions:

• Establish your own financial goals. Depending on the length and complexity of your caregiving duties, your own financial goals could be affected. For example, you may need to change your retirement date from what you had originally intended, or else adjust the retirement lifestyle you had envisioned. However, this doesn’t mean you shouldn’t try to establish your own short- and long-term financial goals and then create a strategy for achieving them. In doing so, you may find it helpful to work with a financial professional.

• Contribute as much as you can to your retirement accounts. Your caregiving obligations may be preventing you from working as many hours as you like, or perhaps even from accepting a higher-paying position. In either case, your ability to contribute to your retirement accounts may well be diminished. Nonetheless, each month try to put

in as much as you can afford to your IRA and your 401(k) or similar employer-sponsored retirement plan. And if you do get salary increases, think about boosting your monthly contributions to your plan.

• Don’t rush into taking Social Security. You can start collecting Social Security as early as age 62, and you might be tempted to do so if you’re feeling some financial pressure because of your caregiving responsibilities. But your monthly benefits can be bigger if you wait until your full retirement age, which will be age 67 if you were born in 1960 or later. So, if you can find other ways to bridge this gap — possibly through a spouse’s income or your own savings — it may well benefit you to wait as long as you can before collecting.

• Maintain separate finances. If your parents are concerned about falling behind on their bills, they might suggest combining their bank accounts with yours. This may not be a good idea — if your finances get tangled with those of your parents, you could end up paying for some of their expenses, even if they can afford to do so themselves. Consequently, try to keep your finances separate.

• Create a financial power of attorney. You may want to see whether your parents will agree to give you a financial power of attorney, so you can make decisions on their behalf should they become incapacitated. Such an arrangement can help protect them and you. There’s no sugar-coating it: Caregiving can be financially taxing on caregivers. But by taking the appropriate steps, you may be able to help reduce some of the stress involved.

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.

LOCAL CHURCHES

CHRIST COMMUNITY CHURCH, COGIC

1151 E. 170th St., South Holland

708-331-8389

FAX 708.331.8374

Admin@ChristCommunityCOGIC.org

ChristCommunityCOGIC.org

PASTOR DR. CARL E. KING, SR. WORSHIP SERVICES

SUNDAY

Church School 9:15 a.m.

Worship Services 10:30 a.m.

WEDNESDAY Bible Study…… 7:00 p.m.

COVENANT UNITED CHURCH OF CHRIST

1130 East 154th St., South Holland

708-333-5955

www.covucc.org

PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES

Sunday Worship 7:30 a.m. 11:00 a.m.

Wed. Bible Study Noon

FIRST CHURCH (PCA)

3134 Ridge Rd, Lansing

708-474-9610

www.firstchurchpca.org

Morning Worship 9:30 a.m.

Sunday School 11:00 a.m.

Evening Worship 5:30 p.m.

JESUS LIGHTHOUSE OF LOVE

INTERNATIONAL MINISTRIES 19058 Burnham Ave, Lansing 312-206-1833

facebook.com/JLOLMinistries

PASTOR EL CID ZOLLICOFFER

PASTOR SHONNI ZOLLICOFFER WORSHIP SERVICES

Sunday........................................... 11:00 a.m. Wed. Service on Facebook.............7:30 p.m. Women of Worship via Zoom 3rd Sat. @ 12 pm

RECONCILIATION CHURCH

833 East 168th St., South Holland

708-331-7755

www.reconciliationchurch.org

PASTOR GLEN MCCARTHY

WORSHIP SERVICES

Sunday Worship 10:00 a.m.

Wednesday Bible Study 7:00 p.m.

REDEEMER LUTHERAN CHURCH

651 East 166th St., South Holland

708-331-4100

redeemer-lutheran@sbcglobal.net

WORSHIP SERVICES Sunday 9:30 a.m. Sunday School 10:45 a.m. Channel 6 Tues. 10:00 a.m.

ST. PAUL’S EVANGELICAL LUTHERAN

CHURCH & SCHOOL

8601 Harrison Avenue, Munster, In. 46321 219-838-6720

stplmunster.com

Pastors: Peter Speckhard, Adrian Krebs

WORSHIP SERVICES: Monday: ..........................................6:30 p.m. Sunday: .....................8:00 a.m. & 10:15 a.m.

Heart Smart

Early in life, C.S. Lewis rejected the Christian God for intellectual reasons. Only later did he see his unexamined heart reasons. “The heart has reasons the mind knows nothing of.”

Lewis was born with a frustrating birth defect. Cancer robbed him of his mother and distanced him from his father. At boarding school, the teacher beat his students a lot and taught them little. He drove himself crazy, attempting the perfect prayer life but falling short. Religion for Lewis was joyless, impersonal and oppressive. These experiences made the world “a menacing and unfriendly place…. Several years before I read Lucretius I felt the force of his argument… for atheism… ‘Had God designed the world, it would not be a world so frail and faulty as we see.’”1

Lewis’s world “might be grim and deadly but at least it was free from the Christian God… No… infinite disaster could overtake you in it. Death ended all… The horror of the Christian universe was that it had no door marked Exit…. But, of course, what mattered most of all was my deep-seated hatred of authority… No word in my vocabulary expressed deeper hatred than the word Interference.”2 For Lewis, the Christian God was the ultimate, untrustworthy Interferer. But God pursued him. Moments of intense longing ambushed Lewis over and over again, triggered by memories, great stories that stoked his imagination, or something beautiful in creation. These pointed him to a God to be desired, not dreaded; the God who loves us in Jesus. Finally, Lewis surrendered to the Christian God. He went on to write many great works, including the Chronicles of Narnia. They are all worth reading.

Richard Zekveld Pastor, Covenant Fellowship Church cfcsh.org

FIRST ORTHODOX PRESBYTERIAN

CHURCH OF SOUTH HOLLAND

16248 South Park Ave., South Holland

708-333-8211

www.firstchurchsh.org

PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES

Sunday 9:30 a.m. & 5:30 p.m.

Sunday School 11:00 a.m.

GRACE LUTHERAN CHURCH, LCMS

8303 Sheffield Avenue Dyer, IN 46311 (219) 865-1137

gracedyer.org

PASTOR REV. DALE HETHERINGTON WORSHIP SERVICES

Sunday........................................... 9:00 a.m.

Bible Study Sunday 10:30 a.m. Monday...........................................7:00 p.m.

Saturday Prayer Service 10:30 a.m.

Bible Study: Sundays at ........9:15am (Sunday school at this time too) 2nd & 4th Tuesdays of the month (Ladies’ Bible Study) Wednesdays at 10am Thursdays at 10am (Nursery available for Sunday morning services)

ESPIRITU DE DIOS

16400 S. State St., South Holland

708-439-1220

sogfchurch.com

PASTORES Jose & Paula Lopez

SERVICIOS: Grupo de Oracion de Hombres

Jueves ........................................... 7:30 p.m.

Sabado Alabanza y Predicacion.....6:00 p.m.

UNITY OF NORTHWEST INDIANA

Plum Creek Center

2138 Moeller Street Dyer, IN 46311 (219) 931-5284

www.unitynwi.org ALL WELCOME MINISTER: REV. GERALDINE COLVIN SUNDAY SERVICE.......................10:00 AM

do not set aside the grace of

Deborah A. Barkowski, nee Oliver, age 65, of Griffith and Hebron, IN, formerly of Calumet City, IL, passed away peacefully Friday, February 21, 2025. Wife of Thomas Norley, and the late Steven J. Barkowski. Devoted and loving mother of Jason (Emily) Barkowski, and Nicholas (Laken) Barkowski. Proud grandmother of Jordan, Parker, Deacon, and Lennon. Dearest sister of Diane (Dennis) McKay, Connie (Bill) Cosgrove, Dan (Rena) Oliver, Russell (Dennis Heflin) Oliver, John (late MaryAnn) Oliver, and the late Robert (Debbie) Oliver. Kind aunt of several nieces and nephews. Preceded in death by her parents Aloysius and Lorraine Oliver. Debbie was loved by her family, and many dear friends, and will be truly missed.

Visitation Friday, February 28, 2025 from 1:00 – 8:00 p.m. with a prayer service to be held at time pending at Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN.

In lieu of flowers, memorial donations to St. Jude Children’s Research Hospital, appreciated. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com

Karen L. Castelnuovo, nee Goodin, age 68, of Crown Point, IN, formerly of Dolton and Burnham, IL, passed away Wednesday, February 19, 2025. Loving wife of 48 years of James J. Castelnuovo. Dearest daughter of Theresa and the late Earl Goodin Sr. Dear sister of the late Earl Goodin Jr., Debbie Labanauskas, and Sherrie Fuscaldo. Aunt of nieces,

Visitation Thursday, February 27, 2025 from 3:00 – 8:00 p.m. with a prayer service to be held at time pending at Smits Funeral Home, James E. Janusz, Director 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.), Dyer, IN. Memorial donations to Humane Indiana Shelter and Adoption Center 421 45th St. Munster, IN 46321, appreciated. For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com

Eleanor Vander Giessen, age 89, of Schererville, IN, formerly of South Holland, IL, went home to her Lord and Savior on Monday, February 17, 2025. Loving sister of the late Agnes Vander Giessen and late Shirley (late Mart) Boer. Dear aunt of Bob (Laurie) Boer, Linda (Scott) Dekker, and Elaine (Bill) DeYoung; great-aunt of ten great nieces and nephews, and 27 great-great nieces and nephews. Preceded in death by her parents Adrian and Elsie Vander Giessen. Eleanor was a lifelong member of the First Orthodox Presbyterian Church of South Holland (formerly First CRC) and faithfully played the organ in services for 68 years including 64 years for the Chancel Choir. She worked as an accountant in Chicago and South Holland, IL. She retired in 2000 from O’Neill & Gaspardo after 20 years of service. Eleanor was dearly loved and will be missed.

Visitation Monday, March 10, 2025 from 9:00 a.m. until the time of the funeral service at 11:00 a.m. at Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/ Pleasant Springs Ln.), Dyer, IN with Rev. Dan Svendsen officiating. The funeral service will be live streamed from our Facebook page at https:// www.facebook.com/ SmitsFH. Interment Oak Ridge Cemetery – Lansing, IL. Memorial donations may be given to First Orthodox Presbyterian

Church Organ Fund (16248 South Park Ave. South Holland, IL 60473). For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com

Peter “Pete” Edward Pinta, age 81, of Lynwood, IL, passed away peacefully on Monday, February 17, 2025. Beloved husband of Karen Pinta, nee Peterson. Dear brother of Phyllis (late Thomas) Budarz and Alice (late Thomas) Mullen. Kind uncle of Beth (Dr. Sabah) Butty; great-uncle of Gemma and Grayson. Also survived by several cousins and many friends. Preceded in death by his parents Peter Sr. and Sophia Pinta.

Peter was a United States Army Veteran. When he was stationed in Alaska, he excelled in the photography classes he took at the university there. Peter graduated from Southern Illinois University Vocational Technology Institute in automotive technology. He was the Automotive Maintenance Manager for 34 years for UPS Chicago Metro District. Pete was a lifelong auto restorer and received several awards. He was a contributor to Tex Smith’s Hot Rod Mechanix Magazine. Pete enjoyed his winter trips to his condo in Fort Myers Beach. He also was an avid reader and enjoyed painting. He was loved by his family and friends and will be dearly missed.

Visitation Monday, February 24, 2025 from 2:00 – 8:00 p.m. Prayer service Tuesday, February 25, 2025 at 10:15 a.m. from Smits Funeral Home, 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs LN.), Dyer, IN, to St. Joseph Catholic Church 440 Joliet St. Dyer, IN for a 11:00 a.m. funeral Mass with Rev. Leo Gajardo officiating. Interment Holy Cross Cemetery – Calumet City, IL. For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com

Neighbor 2 Neighbor

Carpenter at the conclusion of our Coldwell Banker Awards luncheon. Top producers were honored for their production in 2024!

An ice fort on Mackinaw Avenue in Hegewisch. Someone went through a lot of trouble (not to mention frozen fingers) to create this ice fort!

Greg and Alana Szfranski at the annual spaghetti dinner at the Methodist church in Lansing Friday February 21st, 2025. A full house and lots of fun!

The girls in the kitchen of the Lansing Methodist Church, Friday February 21, 2025. They are: Chryssie, Kecia, Shirley, Diane and Eva. In all there are 25 members of the group. JoAnn Farris and Toni Szhlarski are co-presidents. The group focuses on philanthropy in and around Lansing, IL.

Just leaving the Lansing Methodist Church Friday February 22, 2025 are Rich and Judy Dominiak and Juanita and Jose (Joe) Cruz. The couples all enjoyed a spaghetti dinner and all the trimmings. All proceeds benefitted the Lansing Junior Women’s group!

A full house greeted guests at the Lansing Methodist Church Friday February 22, 2025. Among the servers that night were: Erica, Chryssie, Kecia, Fran, Patty, Diane and Eva. Helpers included Retta, Christine, Sue, Frankie, Laurie, Jocelyn, Barb, Gigi, Zori and Darlene. Unfortunately, Rosalie Carol Putignano, 93, passed away May 29, 2024. Rosalie was the “spark plug” that ran the dinners for many years. May she rest in peace!

Ron and Darlene Line enjoying a spaghetti dinner at the Lansing Methodist Church Friday February 22, 2025.

Natalie
Words of wisdom from the Munster Church on Ridge Road.
JANICE MINTON-KUTZ

LIBRARY HAPPENINGS

Calumet City Public Librar y

Address: 660 S Manistee Ave, Calumet City, IL 60409

Phone: (708) 862-6220

Email: info@calumetcitypl.org

Website: http://www calumetcitypl.org/index.html

Dolton Public Libr ar y

Address: 14037 Lincoln Ave, Dolton, IL

Phone: 708-849-2385

Email: lincoln@doltonpubliclibrary.org

Website: www.doltonpubliclibrary.org

ONGOING PROGRAMS

THUR JAN 16-MARCH 27TH: SILVER FOXES, GREY WOLVES: SENIOR FITNESS PROGRAMMING: Classes are limited to 25 spots. Call to register at 708-849-2385 ext 3

FEB 8TH: COOKBOOK BOOK CLUB: Meet in the Josway on Saturday Feb 8, 2025, from 11-1 pm. To register contact Ms. Laura at 708-849-2385 ext 5.

EVERY MONDAY: STAY FIT with SHEENA STINSON: In house workout program. from 9:30-10:30 am. Register by calling 708-849-2385.

EVERY THIRD SATURDAY OF THE MONTH: BETWEEN THE PAGES: A VIRTUAL STORY TIME! Register by calling 708-849-2385 the link will be emailed to you.

EVERY SECOND TUESDAY OF THE MONTH: TODDLER TIME with Ms. Brooks: 10:45-11:45 AM. No registration is necessary. Daycares are welcome!

EVERY THIRD WEDNESDAY OF THE MONTH: SIMON SAYS..GET UP AND MOVE wIth Ms. Lottie Maria: 11:30-12 PM Jump, Clap, and Dance. For Toddlers and Daycares welcome! Call to register at 708-849-2385 ext 4.

HOMEWORK HELP : Make an appointment with Ms. Brooks on Fridays or Saturdays by calling 708-849-2385 ext 4. Ages 5-12.

EVERY MONDAY: LINE DANCING WITH DAWN THE DANCING DEVA: From 1-2 pm. Call 708-849-2385 ext 3 to register.

EVERY WEDNESDAY: LINE DANCING WITH DAWN THE DANCING DEVA: BECAUSE IT WAS SO GOOD THEY ASKED FOR TWO! From 3-4 pm. Call to register 708-849-2385 ext 4

Hammond Public Librar y

Address: 564 State St., Hammond

Phone: (219) 931-5100, ext. 310 or 307

Email: swishl@hammond.lib.in.us

Website: www.hammond.lib.in.us

Har vey Public Libr ar y

Address: 15441 Turlington, Harvey, IL 60426

Phone: 708-331-0757x3200

Email: has@harvey.lib.il.us

Website:www.harvey.lib.il.us

FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm

Join Us For Vir tual Programs : Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music Class (Friday, check calendar each month)

Homewood Public Librar y

Address: 17917 Dixie Hwy, Homewood, IL 60430

Phone: (708) 798-0121

Email: hplhelp@homewoodlibrary.org

Website: www.homewoodlibrary.org/

Lansing Public Libr ar y

Address: 2750 Indiana Ave., Lansing IL

Phone: 708-474-2447

Email: shari@lansingpl.org

Website: www.lansingpl.org

Prospective bidders

to check the Court file to verify all information. For information, contact Plaintiff’s attorney, Tina M. Jacobs, JACOBS & PINTA, 77 West Washington Street, Suite 1005, Chicago, Illinois 60602 (telephone: [312] 263-1005).

Tina M. Jacobs, Esq. Joy Pinta, Esq. JACOBS & PINTA

77 West Washington Street, Suite 1005 Chicago, Illinois 60606 (312) 263-1005

Attorney No. 48951 officeadmin@jacobsandpinta.com I3260670

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING Plaintiff, -v.-

KATHLEEN DUBOSE, CLARENCE DUBOSE Defendants 2022 CH 03012 1337 E. 167th PLACE SOUTH HOLLAND, IL 60473 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the

The real estate is improved with a single family residence.

The judgment amount was $271,555.01. Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted.

quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact JOHNSON, BLUMBERG & ASSOCIATES, LLC Plaintiff’s Attorneys, 30 N. LASALLE STREET, SUITE 3650, Chicago, IL, 60602 (312) 541-9710. Please refer to file number 21 8995.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

JOHNSON, BLUMBERG & ASSOCIATES, LLC

30 N. LASALLE STREET, SUITE 3650 Chicago IL, 60602

312-541-9710

E-Mail: ilpleadings@johnsonblumberg.com

Attorney File No. 21 8995

Attorney Code. 40342

Case Number: 2022 CH 03012

TJSC#: 45-313

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2022 CH 03012

I3261098

Riverdale Public Librar y

Address: 208 W 144th St Riverdale, IL 60827

Phone: (708) 841-3311

Email: library@rpld.org

Website: www.rpld.org

Riverdale Public Library District Food Pantry

Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.

Weekly Walking Group

9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.

South Holland Public Librar y Address: 16250 Wausau Ave., South Holland IL Phone: 708-527-3160 or 708-580-6161

Email: library@southhollandlibrary.org

Website: shlibrary.org/events-calendar

Thor nton Public Librar y

Address: 115 E. Margaret St. Thornton, IL.

Email: library@thorntonil us

Website: https://www thorntonlibrary org/

Always Be Humble and Hopeful

Humility and hopefulness are character traits that can significantly increase our motivation and lead to success. Being humble moves the focus toward the needs of others versus ourselves while being hopeful keeps us moving towards a goal. Together, these two combine to build our faith and foundation for success in achieving our goals and working towards making an impact for the greater good of others.

The first part of Tim McGraw’s hit song Be Humble and Kind reflects the need to be humble by putting others’ needs before ours. Humility is a key motivator because it keeps us focused on the needs of others, which is one of the main driving forces for having a business, charitable organization, or giving back to society. You build your business or venture based on the potential needs, desires, and wants of the customer.

A business, for example, may be created for profit, but it must serve a purpose beyond personal gain. If a company exists solely to glorify the owner, it could fail. It must fulfill a void to be successful. True success comes from recognizing and addressing the needs and problems of the customer or community. Humility reinforces the importance of having a hopeful mindset to help you complete your goals.

When you develop a hopeful mindset, you think and act expecting a good outcome and success. Hopeful people believe that good things will happen. Even when the way is unclear on how it will be achieved, being hopeful, you stay motivated and focused to push forward to the end.

Isaiah 40:31 states, “But those who hope in the Lord will renew their strength. They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint”. Hope increases our energy, strengthens our faith, and changes our dreams into burning desires that propel us forward. This exemplifies how hope increases our energy, strengthens our faith, and changes our purpose into a burning

desire that powers us forward.

The character traits of humility and hope work together as a great motivational tool because they create balance. Humility keeps us grounded by reminding us that life is not solely about us or our achievements. Hope keeps us believing and striving for a better tomorrow. We embrace that sometimes others’ needs supersede our needs. By developing both traits, we learn not to be arrogant and selfish.

An example is the owners and staff of The Shopper and The Lansing Journal being dedicated to keeping the papers thriving by providing weekly local news that might otherwise go unreported. They have a desire to serve the community and continue to produce high-quality content by investigating and reporting on local topics. They are hopeful that the service they provide will fill the community’s needs so they continue to work diligently towards producing an outstanding publication to keep others informed. They believe in their mission, and that belief fuels their motivation.

Acts of humility and hope are present in our everyday lives. Whether it’s helping a family member, assisting a neighbor, or helping a stranger without desiring recognition, we find fulfillment in servicing or making a sacrifice to help others. Other examples include a parent working extra hours to provide for their family, volunteering by donating time for a church food drive, or organizing a community park cleanup event. Our motivation is replenished through being humble and hopeful. Most people have an innate desire to help others, and when we do, we are reminded of how blessed we truly are. Humility keeps our intentions focused on others and hope encourages us to push forward. In the end, by serving others, we strive for something greater than ourselves which leads to deeper satisfaction and joy in our lives. Y? Why Not!

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