Should you consider 401(k) loans or withdrawals?

SUBMITTED BY PATRICK ZAMKIN

At some point, you may have more money in your 401(k) than in any other investment. And even though your 401(k) is intended for your retirement, you may one day think you have to tap into your account early — but should you? And if you do, how should you go about it?

If it’s possible to avoid taking money from your 401(k) before you retire, you probably should do so. You could spend 25 or more years in retirement, and you’ll need to pay for those years, so you may want to look for alternatives to your 401(k). If you’ve built an emergency fund containing several months’ worth of living expenses in cash or cash equivalents, you could use some of this money. If you have a Health Savings Account (HSA), you could use it to pay for qualified medical expenses. Or you could sell some of your taxable investments, rather than going into your tax-deferred 401(k).

But if you have determined that you must look at your 401(k) plan to meet a shortterm funding need, you’ll want to carefully consider how to go about it. You typically have two main choices: loans or withdrawals.

For plans that allow loans, employees can generally borrow up to 50% of the vested amount of their 401(k)s, up to a maximum of $50,000 within a 12-month period. Administrative fees may apply, and Interest will be charged, but it will be added back to the 401(k) account as part of the loan repayments. Except when they’re used for a home purchase, loans must be repaid within five years, with equal payments made at least quarterly, unless payments are allowed to be paused temporarily. If you leave the company or don’t repay the loan according to the agreement, the loan balance will likely be treated as a taxable distribution.

Now, let’s consider withdrawals. For 401(k) plans that allow current employees to make withdrawals, the withdrawal requests are usually considered either hardship or non-hardship. To qualify for a hardship withdrawal, you must demonstrate an immediate and heavy financial need to pay for certain expenses, including a home purchase, college, a medical issue or other specified costs, and your withdrawal is limited to the amount necessary to meet the need. Nonhardship withdrawals can typically be taken for any purpose but usually are not granted until you’re 59½ or older.

Unlike with a loan, a hardship withdrawal can’t be repaid, while a non-hardship withdrawal can usually only be repaid by rolling over the amount to an IRA within 60 days. But the bigger issue may be taxes.

If you withdraw funds from your 401(k), any previously untaxed money is generally taxed as ordinary income and a 10% penalty will apply if you’re younger than 59½, unless you qualify for an exception. Plus, your 401(k) plan typically must withhold 20% of the withdrawal for taxes, so you’d have to take an even larger withdrawal to meet your needs.

Before embarking on a 401(k) loan or withdrawal, you may want to consult with a financial professional and your tax advisor. Taking money from your 401(k) is a big move, so make sure you know everything that’s involved. This tion conducts foreclosure sales.

For information, contact Alexander Potestivo, POTESTIVO & ASSOCIATES, P.C. Plaintiff’s

COUNTY DEPARTMENT - CHANCERY DIVISION

DLJ MORTGAGE CAPITAL, INC.

Plaintiff, -v.-

UNKNOWN HEIRS AND LEGATEES OF HILDEGARDE I. BROWN, DECEASED, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, THE PARK OF RIVER OAKS

CONDOMINIUM NO. 1B, APRIL RENEE

HAYGOOD, CHRISTOPHER WILLIAM BROWN, GERALD NORDGREN, AS SPECIAL REPRESENTATIVE TO HILDEGARDE I. BROWN, DECEASED

Defendants

Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

DECATUR IL, 62523

217-422-1719

Fax #: 217-422-1754

E-Mail: CookPleadings@hsbattys.com

Attorney File No. 710777

Attorney Code. 40387

Case Number:

JUDICIAL SALES CORPORATION intercountyjudicialsales.com

I3221613

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

WILMINGTON SAVINGS FUND SOCIETY, FSB, D/B/A CHRISTIANA TRUST, NOT INDIVIDUALLY BUT AS TRUSTEE FOR PRETIUM MORTGAGE ACQUISITION TRUST

Plaintiff, -v.-

RHONDA ALEXANDER, UNKNOWN OWNERS AND NONRECORD CLAIMANTS, UNKNOWN HEIRS AND LEGATEES OF REBECCA G. ALEXANDER, DAMON RITENHOUSE, AS SPECIAL REPRESENTATIVE FOR REBECCA G. ALEXANDER (DECEASED)

The real estate is improved with a single family residence.

The judgment amount was $89,761.00.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact MANLEY DEAS KOCHALSKI LLC Plaintiff’s Attorneys, ONE EAST WACKER, SUITE 1250, Chicago, IL, 60601 (312) 651-6700. Please refer to file number 22-009318.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

MANLEY DEAS KOCHALSKI LLC

ONE EAST WACKER, SUITE 1250 Chicago IL, 60601

312-651-6700

E-Mail: AMPS@manleydeas.com

Attorney File No. 22-009318

Attorney Code. 48928

Case Number: 2022 CH 04148

TJSC#: 43-1714

NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff’s attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose.

Case # 2022 CH 04148

I3219953 to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION U.S.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corpora-

THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY

DIVISION

CALIBER HOME LOANS, INC.

Plaintiff, -v.-

LANA TURNER AKA LANA MOSLEY AKA

LANA TURNER-MOSLEY, TLHMJ, LLC

Defendants

20 CH 00691 15938 ELLIS AVE

SOUTH HOLLAND, IL 60473

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on October 4, 2021 and amended on May 8, 2023, an agent for The Judicial Sales Corporation, will at 10:30 AM on June 20, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

Commonly known as 15938 ELLIS AVE, SOUTH HOLLAND, IL 60473

Property Index No. 29-14-314-017-0000

The real estate is improved with a single family residence.

The judgment amount was $260,239.65.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g) (1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, contact HEAVNER, BEYERS & MIHLAR, LLC Plaintiff’s Attorneys, 601 E. William St., DECATUR, IL, 62523 (217) 422-1719.

Please refer to file number 710777.

THE JUDICIAL SALES CORPORATION

One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

HEAVNER, BEYERS & MIHLAR, LLC and Unknown Tenants and Occupants; Defendants, 22 CH 7218

601 E. William St.

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Wednesday, July 5, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: Commonly known as 14235 South Dearborn Street, Riverdale, Illinois 60827.

P.I.N. 29-04-403-018-0000.

The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act.

Sale terms: 10% down by certified funds, balance, by certified funds, within 24 hours. No refunds. The property will NOT be open for inspection

For information call Mr. Stephen G. Daday at Plaintiff’s Attorney, Klein, Daday, Aretos & O’Donoghue, LLC, 1051 Perimeter Drive, Schaumburg, Illinois 60173. (847) 590-8700. Harrison

INTERCOUNTY JUDICIAL SALES CORPORATION intercountyjudicialsales.com

I3221089

IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS COUNTY DEPARTMENT - CHANCERY DIVISION

MIDFIRST BANK

Plaintiff, vs.

Unknown Heirs and/or Legatees of Helen R. Williams a/k/a Helen Williams, Deceased; Donald Williams; Theresa Miles; Tina Williams Tina Williams, as Independent Administrator of the Estate of Helen R. Williams, Deceased; Lisa Williams Johnson; United States of America; Occupant; UNKNOWN OWNERS AND NON-RECORD CLAIMANTS; UNKNOWN OCCUPANTS

Defendants, 19 CH 10484

NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above entitled cause Intercounty Judicial Sales Corporation will on Monday, July 10, 2023 at the hour of 11 a.m. in their office at 120 West Madison Street, Suite 718A, Chicago, Illinois, sell at public auction to the highest bidder for cash, as set forth below, the following described mortgaged real estate: P.I.N. 29-14-132-009-0000. Commonly known as 15429 Ellis Avenue, Dolton, IL 60419. The mortgaged real estate is improved with a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 10% down by certified funds, bal-

Defendants 2019 CH 08000 14310 S. WENTWORTH AVENUE RIVERDALE, IL 60827 NOTICE OF SALE

PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on March 21, 2022, an agent for The Judicial Sales Corporation, will at 10:30 AM on July 10, 2023, at The Judicial Sales Corporation, One South Wacker, 1st Floor Suite 35R, Chicago, IL, 60606, sell at a public sale to the highest bidder, as set forth below, the following described real estate:

Commonly known as 14310 S. WENTWORTH AVENUE, RIVERDALE, IL 60827

Property Index No. 29-04-314-047-0000

The real estate is improved with a single family residence.

Sale terms: 25% down of the highest bid by certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court.

Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4).

If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales.

For information, examine the court file, CODILIS & ASSOCIATES, P.C. Plaintiff’s Attorneys, 15W030 NORTH FRONTAGE ROAD, SUITE 100, BURR RIDGE, IL, 60527 (630) 794-9876

THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 60606-4650 (312) 236-SALE

You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales.

CODILIS & ASSOCIATES, P.C. 15W030 NORTH FRONTAGE ROAD, SUITE 100 BURR RIDGE IL, 60527 630-794-5300

E-Mail: pleadings@il.cslegal.com

Attorney File No. 14-19-04573

Attorney ARDC No. 00468002

Attorney Code. 21762

Case Number: certified funds at the close of the sale payable to The Judicial Sales Corporation. No third party checks will be accepted. The balance, in certified funds/or wire transfer, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in “AS IS” condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale.

The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information.

If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1).

IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.

You will need a photo identification issued by a government agency (driver’s license, passport, etc.) in order to gain entry into our building and the foreclosure sale room in Cook County and the same identification for sales held at other county venues where The Judicial Sales Corporation conducts foreclosure sales. For information, contact JOHNSON, BLUMBERG & ASSOCIATES, LLC Plaintiff’s Attorneys, 30 N. LASALLE STREET, SUITE 3650, Chicago, IL, 60602 (312) 541-9710. Please refer to file number 18-5676.

Deyoung

David Alan DeYoung (Dave), age 71, of Chicago IL passed away peacefully in his sleep, just before dawn on May 27, 2023. Devoted father of Hannah Grace and Katie Hope, former husband of Sharon Caldwell, dear brother of Barb (Harold) Triezenberg and Pam (the late Mark) Luebke, beloved brother in law of Marsha (Mark) Conroy, Thomas (Ann) Caldwell, proud uncle of Matthew (Amanda) Conroy, Nick Luebke, Kayla Luebke, Dawn (Thane) Moore, Dan (Jen) Triezenberg, and Doug (Lisa) Triezenberg. Nephew of beloved aunts and uncles and cousin to many. He was proceeded in death by his parents, Herb and Geraldine, and by his lifelong best friend, Tom Milanovich. Tom and Dave met before they could walk and over the years became as close as brothers. They shared a love for sports and weightlifting, founding Quads Gym in 1976, in the basement of the home Tom shared with his mother and aunt in Dolton. As their membership grew they expanded, first to Thornton and eventually purchasing a building in Calumet City, which flourished until Tom passed on June 4, 2003. The pair had started a new Quads Gym location on Chicago’s north side in the late 1980s. Thanks to the support of longtime trainers and members who became dear friends, Thought devastated, Dave kept Quads North going after losing Tom, thanks to support from many longtime trainers and members who had become dear friends, especially the late Dick “Professor” Lietzow and Dave’s right-hand man, Noe Leyva. Outgoing and down-to-earth, warm and friendly, Dave was the kind of guy who never met a stranger. He welcomed all who crossed his path and it was important to him to greet each of his members by name. An accomplished bodybuilder himself, Dave was proud of the fact that some of Chicago’s biggest name professional players chose to work out at Quads. He was dedicated to the health and wellness of everyday fitness enthusiasts, as well as pro bodybuilders.

Dave’s was the most devoted fan of the Chicago White Sox. Honestly, he was their biggest fan. His passion and love for baseball and the Sox began when he was a little boy. He played throughout high school and advanced to semi-pro, eventually working as a bird dog scout in his young adult years.

Dave loved to talk about the fundamentals and rules of the game, debating strategy and following players closely during the off-season. He could talk about the early years of the Sox - and baseball in general - with other fans for hours on end.

We are already planning our outing to Sox Park in his honor. At the center of Dave’s life was his faith in God, which he put into action daily. He always willing to put himself out for others. As a dedicated father and family man, Dave delighted in sharing amusing stories about his beloved daughters. We are shocked and reeling to say the least, because Dave De Young was a fighter! Sturdy and strong, a force to be reckoned with. We miss his booming voice and his zest for life and we are heartbroken. We really believed he was going to recover and beat this. We love and miss him so much.Thank you to everyone who supported our family over the past 4 months, on Dave’s journey home to meet his Lord and Savior. Special thanks to dear friends Deborah Peterson, DNP, AGPCNP-BC and Chris Costas, MD, for their guidance throughout Dave’s heroic battle. They supported us endlessly and truly cared about his well-being, answering our questions at all hours. And on May 5th Debbie and Chris worked a miracle and saved his life. Their knowledge, expertise and genuine concern gave us 22 more precious days with Dave and we are forever grateful. Northside visitation: Thursday, June 8th at Lakeview Presbyterian Church, 716 W. Addison in Chicago, from 3:00 – 6:00 pm. Southside visitation and service: Friday, June 9th at Smits Funeral Home, 2121 Pleasant Springs Lane in Dyer, Indiana, from 9:00 a.m. until the time of the funeral service at 11:00 a.m. followed by the procession to Holy Sepulchre Cemetery in Alsip, IL. Memorial contributions in Dave’s name may be given to Chicago White Sox Charities (https://whitesoxcharities. givingfuel.com/generaldonation)

Haldi

James Alex Haldi, age 74, of Lansing, IL, passed away Friday, May 26, 2023, after a long courageous battle with cancer. Beloved son of the late Ernest Haldi and late Bernice (late Robert) HaldiBrecheisen. Dear brother of Linda (Gordon) Fleck Jr.; step-brother of Jan (Tom) LaBarre, Rob Brecheisen Jr., George (Diane) Brecheisen, and Jerry Brecheisen. Kind uncle of Crystal (Josh) Nowaczyk, and many more loving nieces and nephews. Interment will be private.

Arrangements entrusted to Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN. For further information, please contact 219-322-7300 or visit our online obituary and guestbook at http://www. SMITSFH.com

Quinn

John R. Quinn, age 87, of Dyer, IN, passed away peacefully surrounded by his family on Saturday, June 3, 2023. He is now united in Heaven with his Father John, Mother Marian, and Brother Michael. Loving husband of 65 years of Margaret Quinn, nee Mulhollan. Devoted father of Karen (Kevin) Walsh, Mary (Mark) Thorne, and Maureen (David) Wozniak. Proud grandfather of Sean (Aliny) Walsh, Daniel Walsh, Lindsey (Drew) Wallace, Emma Wozniak, and Abigail Wozniak; great-grandfather of Jack and Theodore Walsh. Dear brother of Marilyn (John) Drake, Sharon (Jim) Albert, and the late Michael (Lois) Quinn. He was a wonderful blessing to his many nieces and nephews. Preceded in death by his parents John and Marian Quinn. John was a true Patriarch and lived a life of dedication to his family. His family was his world, and his Irish wit was legendary. While raising a family, John was a dedicated employee at Walsh & Kelly as a Sales Manager and Corporate Secretary and in his later years as a consultant for Site Services until 2022. He was actively engaged parishioner and volunteer at St. Joseph’s Parish in Dyer. Some of his civic duties included volunteer Dyer Fire Department & Police Commissioner, 4th degree Knights of Columbus, long time Board Member of the Friendly Sons of Erin and former member of the Dyer Lions Club. In his free time, he loved going to see his grandkids activities, playing golf, and an avid fan of the White Sox and Notre Dame. John was loved by many and will be dearly missed. Visitation Friday, June 9, 2023 from 4:00 – 8:00 p.m. with a vigil service to be held at 4:00 p.m. and a Knights of Columbus service to be held at 7:00 p.m. Prayer service Saturday, June 10, 2023 at 9:15 a.m. from Smits Funeral Home 2121 Pleasant Springs Lane (Rt.30/Pleasant Springs Ln.) Dyer, IN, to St. Joseph Catholic Church 440 Joliet St. Dyer, IN for a 10:00 a.m. Mass, with Rev. Peter Muha officiating. Interment Calumet Park Cemetery – Merrillville, IN. In lieu of flowers, memorial donations to St. Joseph Capital Building Campaign or the Share Foundation, appreciated. For further information, please contact 219-322-7300 or visit our online obituary and guest book at www. SMITSFH.com

Uhter

Darlene Uhter, nee Sparks, was born June 23, 1934 and was called home on May 30, 2023. Beloved wife of the late Dwight L. Uhter Sr. Loving mother of David (Keli) and the late Dwight Jr. (Joy). Cherished grandmother of Noah, Kailey, and Shelley. Dear sister of the late Wanda (late Tom) Mrozek. Devoted Foster mother of Gene Miller and his former wife Debbie and children Jason and Matthew. Darlene was a former school bus driver for Kickert Bus Lines for many years. She was a long-time member of Dyer Presbyterian Church and was an avid gardener and canner. Darlene, along with her husband, was a co-founder, of Paws Critter Crossing, a safe haven for injured or abandoned wildlife and also a sanctuary for farm animals and domesticated wildlife. Visitation Friday June 2, 2023 from 3:00 - 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Funeral service Saturday, June 3, 2023 at 10:00 a.m. at the funeral home with Rev. Paul Anderson officiating. Interment Lowell Memorial Cemetery - Lowell, IN. In lieu of flowers memorial contributions to Paws Critter Crossing would be appreciated. Donations may be mailed to 20227 Stoney Island Ave. Chicago Heights, IL 60411, or paypal - @ pawscrittercrossing or cash app - $PawsCritterCrossing or Venmo – https:// venmo.com/i/PawsCritterCrossing.

Mikula

Kristopher T. Mikula, age 44, of Whiting, IN passed away on Thursday, June 1, 2023. Loving husband of Michelle Mikula, nee Radick. Beloved son of Terry and Jan Mikula. Devoted step-father of Bella Davidson. Dear brother of Kristen (Michael) Lotkowski, David (Tianna) Mikula and Jill (James Santillan) Mikula. Proud uncle of Sophia Jules, Eleanor, Riley, and Wyatt. Kris was loved by many and will be dearly missed by all who knew and loved him. A visitation will be held on Thursday, June 8, 2023 from 4:00 – 8:00 P.M. with a prayer service at 5:00 P.M. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. In memory of Kris, memorial contributions may be given to American Foundation for Suicide Prevention(https:// afsp.org/). For further information, please contact 219-322-7300 or visit our online obituary and guest book at www.SMITSFH.com