MyLife

MYLIFEMAGAZINE.COM

MAGAZINE

VOLUME 6, ISSUE 5 SEPTEMBER/OCTOBER 2015

Phoenix Art Museum

EL CHAPO 路 A REVIEW OF OBAMACARE HOW TO CONTAIN IRAN 路 CANADA DESERVES A BIGGER SEAT

MAGAZINE VOLUME 6, ISSUE 5 | SEPTEMBER/OCTOBER 2015

7

Cartoon

8

Book Review

11

Crossword

12

People in the News

14

New Group of Killers on our Roadways

16

World Report

18

Looking Back

20

Why Family Feuds Erupt After The Will Is Read

21

America's Most Wanted

25

Cartoon

26

Do you know who Nicholas Winton was? You should!

28

Movies

4 September | October 2015 MyLife

COVER PHOTO: An institution of art and learning since 1959, Phoenix Art Museum provides access to art from all over the world to the people of Arizona, and presents festivals, performances, films and educational programs that both entertain and enlighten. The Phoenix Art Museum remains one of Phoenix's iconic venues. To learn more about the museum, visit phxart.org.

table of contents

CREDIT: NATIONAL GEOGRAPHIC

2015 TRAVELER PHOTO CONTEST GRAND PRIZE WINNER WHALE WHISPERERS PHOTO AND CAPTION BY ANUAR PATJANE Diving with a humpback whale and her newborn calf while they cruise around Roca Partida‌in the Revillagigedo [Islands], Mexico. This is an outstanding and unique place full of pelagic life, so we need to accelerate the incorporation of the islands into UNESCO as [a] natural heritage site in order to increase the protection of the islands against the prevailing illegal fishing corporations and big-game fishing.

31

Don't Shoot the Messenger

32

Canada Needs to Beef Up Its Support for the TPP

35

Speaking Out

36

How to Engage and Contain Iran

37

Transitions

39

Obamacare Progress Report

42

Canada Deserves a Bigger Seat at the Table

44

CEO Series

46

Harvey Mackay: Your Mind is What Really Matters

48

Arizona Events

52

Concerts & Shows

56

Sporting Events

MyLife September | October 2015 5

VOLUME 6, ISSUE 3 CEO & PUBLISHER

T

he recent shootings in South Carolina and Tennessee are tragic and ugly examples of the ongoing acts of random violence that have become a part of our everyday life in America. These shootings were at the hands of Americans who were both racist, and part of the larger concern, lone wolves, acting out from the messages being communicated by radical groups like ISIS and Al-Qaeda.

None of us want to think that when we leave to go to work, school, church or a movie theater that it could very well be the last day of our life, but in these fragile times, this has become a very real possibility.

The United States has been the world’s police force for decades. As a result there are a number of radical factions who simply don’t like Americans very much. ISIS and AlQaeda not only want to force their (religious) beliefs on everyone, but I believe they are on a “payback” mission against the U.S. for their long standing policing of the Middle East.

And now the attacks (previously relegated to Iraq or Afghanistan), has now gone global and in doing so, has reached our own shores. However, with such easy access to weapons literally in any state within America, we have put out the welcome mat and have made it just as easy to attack us, right here at home, by one lone wolf or more.

Nobody knows the exact number, but it’s estimated that Americans own between 238 million and 276 million firearms. There is no federal gun registry for legally owned firearms in the U.S., and illegal arms, including machine guns and grenade launchers, continue to be smuggled into the country undetected. Add in the guns owned by the military and law enforcement agencies, along with those in museums, and that number increases to an estimated 330 million or about one gun for every person in the country.

Couple this with the fact that most anyone, including those who are mentally unstable, can purchase a gun almost as easily as kids can buy chocolate bars at a convenience store, and it’s unlikely that these random shootings will stop anytime soon. It would be nice to think that the required government safeguards are in place to intercept the crazies who wish to buy a weapon, but that’s simply not the case. There are far too many cracks in the state/government floorboards to stop easy purchases, and this is just another example of a failed bureaucracy.

As one surveys the global landscape it may be wishful thinking, but somehow we need to find a way to improve America’s standing within the global community, and to somehow dial down the rhetoric and stop policing the world so we can live a more cohesive life together with other nations. That is no doubt a tall order, but something needs to happen; otherwise, these senseless tragedies will continue to escalate.

MAGAZINE

FROM THE PUBLISHER

TM

James L. Copland

ART DIRECTOR

Jillian Helvey

PHOTOGRAPHER

Maria McCay

CONTRIBUTING WRITERS

FOREIGN WRITERS

COPY EDITING SALES INQUIRIES

Debra Rich Gettleman Leslie James Michael P. Murphy Harvey Mackay John Pankauski Mara Polansky Colin Robertson Hugh Segalis Jonathan Funk William Thomas Shannon Copland Contact the publisher at: (602) 765-4566 ext. 204

Statements, opinions or conclusions expressed in MyLife magazine are those of the authors and its contributing writers to the publication, and do not necessarily reflect the views of the publisher or its staff.

A division of Sentry Enterprises, Inc. For more information, visit the MyLife magazine website at mylifemagazine.com. The MyLife, MyTekLife and MyTekLife TV logos and slogans and MyTekLife’s TEKKNOWVATION tagline are trademarks, which are part of Sentry Enterprises, Inc. intellectual property and are protected by applicable copyright, trademark and proprietary rights. Any use or duplication is prohibited without expressed written permission. Other third-party trademarks and trade names mentioned herein may be the property of their respective owners.

Copyright © 2015 MyLife Magazine All rights reserved.

New subscriptions, renewals, inquiries and changes of address: MyLife Magazine 4600 E. Shea Blvd. Suite 208 Phoenix, AZ 85028 Phone: (602) 765-4566 Fax: (602) 765-4568

James L. Copland President/CEO/Publisher Sentry Enterprises, Inc.

visit us at MyLifeMagazine.com

WRITE US

TO CONTACT EDITORIAL STAFF: Fax to (602) 765-4568 or e-mail to editor@mylifemagazine.com TO CONTACT CUSTOMER SERVICE: Call (602) 765-4566 or e-mail to customerservice@mylifemagazine.com

C.A.B C. Please Recycle This Magazine

6 September | October 2015 MyLife

PRODUCED IN THE USA

Member

MyLife September | October 2015 7

book/film review

BY JONATHAN FUNK

Stop Trying to Keep Up with the Joneses: They’re Broke Anyway Bradley Berger

What a great title. While it may be human nature to keep up appearances with a new car, a fancy house, lots of toys, new clothes and, of course, plenty of bling, the bottom line is that taking care of yourself is far more important than what other people think about you. The truth is that when it’s all said and done, it’s you, and you alone, who will have had to save the necessary funds to enjoy a comfortable retirement.

T

he book contains a lot of common sense, and it starts with the need to have a financial roadmap that is based on what you need versus what you want. There is a huge difference between those two words. Two other words that go hand in hand are needs and goals. Creating a balance between them is a key ingredient to reaching your financial freedom.

When I grew up we categorized “rich” people as having old (family) money or as being nouveau riche. The “old” rich drove modest cars, lived in a modest house, dressed simply and didn’t feel the need to display all the bling. In contrast, the nouveau riche wore fancy clothes, drove fancy cars, lived in a big house and showed a LOT of bling. And back then, just like today, chances were that many of the nouveau riche were only a paycheck away from losing it all.

This book highlights six important elements of a successful financial roadmap, and clearly, starting early is the number one factor.

8 September | October 2015 MyLife

1.

2.

3.

4.

5.

How early you start investing How often you invest How much you invest Whether you stay invested How much you keep (avoiding tax erosion) 6. Your rate of return

A great excerpt from the book is Chapter 5, titled Time, not Timing. The author asks, “When is the best time to plant a shade tree?” Most people will answer 20 or 30 years ago, and that’s probably the right answer. Then he asks, “When is the next best time to plant a shade tree?” The answer to that question is today.

In other words, you have to work with the time you have left.

Better to start now than not at all.

Then come the six big risks, which are: 1.

2.

3.

4.

5.

6.

Dying too soon Living too long Becoming sick or injured Improper tax planning Legal entanglements The biggest risk of all

If you were told that you had to have $350 deducted from each paycheck to offset your taxes, you would deduct that amount. Therefore, if you were also told that to live a comfortable retirement, you had to save/invest $495 per month, would you not also save that amount every month? Another important concept is the need to pay yourself first, and any financial planner can explain that one to you. What needs to be understood is that having an expert oversee your financial plan will certainly pave your way to a more comfortable retirement. Brad Berger does a good job of sharing his views, and he does so in an easy-to-read book of just 160 pages. All adults, no matter what age, should seek the services of a certified financial planner.

MyLife September | October 2015 9

“Every cancer is like a fingerprint, not one is exactly the same. I loved that my treatment plan was customized just for me.”

~ Joy Parrott Arizona

When it comes to cancer treatment, teamwork is essential.

At Cancer Treatment Centers of America® (CTCA), our integrated care model puts you at the center of a care team.

That team includes specialists such as a medical oncologist, a surgical oncologist and a radiation oncologist, as well as other integrative oncology professionals, such as a naturopathic physician, acupuncturist, registered dietitian and physical therapist. As a patient at CTCA®, you benefit from all of these experts, ensuring a whole-person approach to cancer treatment that honors your unique diagnosis and need.

If you or a loved one has cancer, call 888-214-9488 or visit cancercenter.com.

No case is typical. You should not expect to experience these results.

©2015 Rising Tide.

Crossword Crossword #X8546XPW 1

2

3

4

5

14

6

7

8

9

15

17

18

11

12

13

3. Apple products 4. Radiate

5. U.S. Open champ Chris 6. Little fighter

21

27

28

23

29

34 37

38

42

43

48

49

24

8. Particle with a charge

30

31

35

36

44

45

46

50

52 55

7. Fawn's mother

25

39

40

32

33

10. Brazilian export 12. Visiting the U.S. capital

41

13. Burns or Byron

47

18. Advertising tactic

51

23. Comic book punch sound

57 64

9. CPR specialist 11. Fisher role

21. Crackerjack

24. King, in Cannes

53

56

1. City in central Utah 2. Sly

19

22

54

10 16

20

26

Down DOWN

25. Worldwide: Abbr.

58

62

63

66

67

68

69

70

71

59

60

61

65

26. Across the keel

27. Calrissian of "Star Wars" 28. Pet info source 29. Mature

31. Writer Ira

32. Peter, Paul or Mary 33. Remove a mistake

ACROSS Across

48. East Africa capital

5. "Embraced by the Light" author Betty

52. Star quality

1. Ashlee Simpson's "Pieces ___" 10. Remove, as coupons 14. Be nomadic

15. Indy 500 sound 16. Wine prefix

17. Commotion

19. Bona ____ (real) 20. Conundrum

21. "Is that ___?" ("You don't say!")

22. How fame comes, sometimes 26. Also known as 30. Just you

51. Aunt, in Germany or France 54. Colleague of Kroft 57. Division

62. "Mystic Pizza" actress Taylor 63. Chococat's friend

66. Extremely long time 67. "A Room With ___"

68. Former Surgeon General Everett 69. Sailor's drink

70. Old German city on the Rhine

71. "Now ___!" (TV marketing line)

36. Audiologist's concern

42. Nabokov book 43. School subj.

47. Romulus and Remus, e.g.

41. Onetime Pan Am rival 44. Neighbor of Syr.

45. Mushroom type (abbr.)

46. Skirmishes

49. Like broken hearts 50. UPS rival

53. Siamese language?

54. Refinery waste 55. Level

56. Saag ____ (Indian potato and spinach dish) 58. Kind of torch

Speedwagon) 60. However, in chat rooms

35. Silly fellow

39. One of the Baltic States

40. Go at

59. "Take ___ the Run" (REO

34. Sheriff's star

37. Comes in

38. Actor LaBeouf

61. "Law & Order" gp.

ANSWERS For the answers to this crossword puzzle, visit the MyLife website at: mylifemagazine.com/crossword

63. Solo in the movies

64. WALL-E's girlfriend 65. Actor Lucy

Copyright Š Puzzle Baron 2015

MyLife September | October 2015 11

Vladimir Putin While we here in the United States begin turning our attention to the 2016 presidential race, Vladimir Putin is continuing his efforts toward establishing a total dictatorship in Russia and Eastern Europe. Who would disagree that Putin is on America’s radar. The chess game he is playing is raising serious concerns for the U.S. and its allies. Similarities can be seen between current situations under Putin’s leadership and those of the Cold War era: a focus on building a stronger military machine, unbridled government corruption, a stagnant economy resulting in large part from Russia’s continued dependence on oil exportation. When Western countries including the U.S. and the European Union imposed economic sanctions against Russia last year in connection with the annexation of Crimea and Moscow’s support of rebels in Ukraine, Putin instituted a ban on most imports of fresh produce, meat, fish and dairy items from those Western countries. After finding that some of the banned foods were still available in grocery stores, Putin signed a decree in late July mandating the destruction of such foods. Consequently, in early August the Russian government destroyed more than 350 tons of perfectly good food, including bacon, cheese, tomatoes and peaches, that had been confiscated and was considered “contraband”—despite the fact that many Russians are living in poverty and are going hungry.

Peoplein the News

Zion Harvey Jon Stewart After 16 years of hosting The Daily Show on Comedy Central, Jon Stewart, one of the country’s most iconic comedians and a man who transformed how we get our news, bid the show’s fans farewell. Born in New York in 1962, Stewart has gained respect and recognition as a writer, producer, director, actor and media critic. Among the awards he has won are 19 Emmys, two Peabodys and a Grammy. He hosted nearly 2,600 episodes of The Daily Show, interviewing comedians, journalists, sports figures, a multitude of celebrities and even President Obama, who invited Stewart to the Oval Office twice. On the show, Stewart took no prisoners, while taking on topics that many others would never tackle. He spoke his mind whenever he felt it necessary, challenging guests and using his fierce energy to get to the truth on a wide array of issues. He managed to make his point while injecting his singular brand of humor that made The Daily Show so popular.

Compared with other late-night shows, Stewart’s show attracted a more affluent audience, with a median household income of almost $80,000 and a median age of 46. As he moves on to spend more time with his family, little doubt exists that he’ll resurface in the limelight at some point, given his immense popularity and the diversity of his talents.

12 September | October 2015 MyLife

The next time you’re having a bad day or thinking that life isn’t treating you fairly, consider Zion Harvey. At the age of two, Zion had to have his hands and both legs amputated below the knee when a life-threatening infection caused multi-organ system failure. When he was four, he had to undergo transplant surgery to receive a kidney from his mother. Now, at the age of eight, he has become the youngest patient ever to undergo a double-hand transplant, a procedure that took a medical team of 40 professionals at the Children’s Hospital of Philadelphia (CHOP) 10 hours to complete.

Somehow, none of this has dampened his spirit. Mature for his years, Zion has an amazing outlook on life—look up “positive mental attitude” and you’re likely to find his picture. Before his latest surgery, he talked about sometimes being teased at school. “I just think some of my classmates, they don't mean to say mean things to me, but it just slips out. … Everybody has their own way of thinking things.” According to The Associated Press, Dr. Scott Levin, head of the hand transplant program at CHOP, said of Zion, “There hasn’t been one whimper, one tear, one complaint,” adding that Zion “woke up [from the surgery] smiling.” During a press conference a few weeks after the surgery, sitting in front of family members with his forearms heavily bandaged, but his new hands visible, Zion said, “I want to say to you guys, thank you for helping me through this bumpy road.” Now he’s looking forward to getting a puppy, and someday climbing on the monkey bars and throwing a football.

C O R N E L I S

H O L L A N D E R

INTERNATIONALLY ACCLAIMED AWARD WINNING DESIGNER

4151 N. Marshall Way, Scottsdale AZ 85251 www. CornelisHollander.com CUSTOM DESIGNS AVAILABLE 480-423-5000 800-677-6821 PROUDLY MADE IN THE U.S.A.

NEW GROUP OF KILLERS on our ROADWAYS

BY LESLIE JAMES

It ’s a national epidemic and the downside risks are quickly reaching those who drive drunk. Do I have your attention? Drinking and driving is a dangerous, costly problem in the Unites States, but texting while driving is catching up. According to Mothers Against Drunk Driving (MADD), 10,839 people will die in drunk driving crashes— one every 50 minutes—this year.

Ever arrive at a stop light, it then turns green, and you are about to step on the gas, but the car in front of you isn’t moving? You are driving down a street and come upon a car (in the fast lane) that is going half the posted speed? How about the car that just ahead of you seems to be crossing in and out of your lane?

We have all experienced these situations, and when I pass those cars I always look over to confirm my beliefs that they are texting and driving—and sure enough the drivers head is buried in their lap as they text away! I don’t want to scream, as much as I would really like to pull in front of the car and then slam on my brakes, but that would be equally stupid.

People, texting while driving, now account for 1.6 million annual car crashes. Texting accidents have now reached 6,000 annual deaths, and these numbers are growing rapidly. 98% of adult’s texting while driving know it’s unsafe, but 49% still admit to doing it. So between DUI deaths and texting, we have reached almost 11,000 road deaths in America.

The average time drivers spend each time they text is five seconds. So while driving a “texter” could easily look down 10-12 times to send or read a single text.

During this time they are essentially driving blind! Now factor in the following.

At 55 mph, a car travels the length of a football field in those same five seconds.

As this epidemic increases one area, San Bernardino, California, is on a mission to stop texting while driving. Dressed as homeless person, dressed in civilian clothes and holding a sign, they look for offenders at street corners. The sign in this case typically reads: “NOT HOMELESS, SB POLICE LOOKING FOR TEXTERS AND SEAT BELT VIOLATERS.” The fine for the first offense is $162.00; the second offense rises to $285.00.

As this is a nationwide epidemic, one can only wonder when our own local Arizona politicians will take the time to enact “intelligent legislation” that will “entirely ban” anyone’s right to text and drive.

Source: MADD and the U.S. Department of Transportation

6,000 annual deaths 14 September | October 2015 MyLife

NEW DAVIDOFF ESCURIO A NIGHT IN RIO INSPIRES AN ADVENTURE IN TASTE

·

OUR MASTER BLENDER REFINED THE FIRE OF THE CUBAN CRIOLLO L E AV E S , T H E N I N T R O D U C E D I T TO T H E B R A Z I L I A N M ATA F I N A LEAF WHICH PULSES AT THE HEART OF THIS ORIGINAL BLEND

·

D O M I N I C A N TO B A C C O S A N D A H A B A N O S E E D E C U A D O R I A N W RAPPE R ADD BE AU T I F U L B A L A N CE

·

SW E E T M E E TS S P I C E

LIKE RIO AFTER DARK, IT’S A JOURNEY OF TWISTS AND TURNS

· ·

R HYTHM · INTRIGUE · ORIGINALITY DISCOVER WHERE ESCURIO MIGHT TAKE YOU

A M B ASSA D O R F IN E C IG A RS N EW SCOT TSDA L E LO C AT I O N

W E ST VA L L E Y LO C AT IO N

10810 N O RT H TAT U M B LV D ■ ST E 1 40

1 6 61 0 N O RT H 75 T H AVE ■ ST E 1 01

COR N ER OF PA R A D I SE ■ P H O E N I X, A Z 8 5 028

TAT U M SQ UA R E P E O R IA , A Z 8 53 8 2

Te l ■ 48 0. 9 0 5 .1 0 0 0

T E L ■ 6 23. 48 6 .0 68 8

Davidoff Lounge Opening Fall 2015 ambassadorfinecigars.com

WORLD

BY LESLIE JAMES

LOCAL ARIZONA

The state’s top 10 most valuable publicly traded companies for 2015, based on market capitalization, are: (1) Republic Services Inc., (2) Freeport-McMoRan Inc., (3) Microchip Technology Inc., (4) Vereit Inc., (5) Amerco, (6) Pinnacle West Capital Corp., (7) Avnet Inc., (8) First Solar Inc., (9) Spirit Realty Capital Inc. and (10) ON Semiconductor Corp.

ARIZONA

Three of the state’s cities made the cut for Cvent’s list of the Top 50 U.S. cities for

REPORT

meetings and events. Phoenix placed at No. 10, Scottsdale took the No. 18 spot and Tucson made the list for the first time since 2013, ranking at No. 48.

FLAGSTAFF

Snowbowl has announced major changes to its services for the upcoming year. The venue is planning to spend approximately $2 million on various resort services, including a new quad chairlift that can accommodate four people per chair. The resort also plans to add multiple high-speed lifts in the future.

PHOENIX

The 2015 Super Bowl brought $720 million dollars into the local economy, representing the largest single economic impact of any event ever hosted in the Valley.

PHOENIX

GLENDALE

OTHER NEWS

Numerous local officials/leaders announced the countdown to the College Football Playoff National Championship, which will be played in Glendale at University of Phoenix Stadium on January 11, 2016.

Phoenix Sky Harbor International Airport could set a new record for passenger traffic in 2015. During the first half of the year, more than 22.2 million people flew into and out of the airport. The previous record was set in 2007; the airport had 21.5 million passengers during the first six months of that year.

TUCSON

Cvent is out with its list of the Top 50 most popular U.S. cities for events and meetings.

For the first time Tucson made the list at #48. Phoenix stayed in the Top 10 ranked as the #10 spot in the nation.

The Federal Communications Commission approved AT&T’s $48.5 billion purchase of DirecTV. The combined company is now the world’s largest pay TV provider.

NATIONAL CALIFORNIA

The state is experiencing one of its worst wildfire seasons on record. According to the U.S. Forest Service, approximately 5,200 fires have been recorded statewide between January 1 and the end of July. At press time, more than 22 fires were burning across the state. The fire season typically runs through September.

GEORGIA

History has been made by two women. They are the first to graduate from the Army’s legendary Ranger School at Fort Benning, GA. These are the first two female soldiers to complete this very tough training program.

About one-third of those who start the grueling course ever finish. They will now be able to wear the coveted Ranger tab/ insignia on their uniforms. This program is part of the military’s ongoing program for integrating women into combat roles.

NEW YORK

The city agreed to pay $5.9 million to the family of Eric Garner, the 43-year-old father who died last year after a NY police officer wrestled him to the ground using what has been described as a chokehold, while other officers stood by. Even though the medical examiner ruled Garner’s death a homicide, a Staten Island grand jury did not indict the officer, Daniel Pantaleo.

After weeks on end and nearly 2,100 grueling miles, Nairobi-born Chris Froome won the 102nd Tour de France. He rode for Team Sky of Britain.

This was his second win in three years.

INTERNATIONAL CANADA

NEW YORK

The city’s iconic 30 Rockefeller Plaza has a new name: it’s now the Comcast Building. New rooftop signs on the 70-story building have replaced the GE initials with the Comcast and NBC Peacock logos, marking the first time the NBC Peacock has been displayed on top of the network’s historic headquarters.

SOUTH CAROLINA

After 54 years, the Confederate flag, which for many symbolizes the South’s history of slavery and oppression, was removed from the state capitol on July 10. It will be displayed at a museum.

WASHINGTON

The U.S. Army reported its intention to trim its ranks by as many as 40,000 soldiers by the end of fiscal 2018. Both domestic and foreign posts will be affected.

WASHINGTON

For the first time in 54 years, the Cuban flag is displayed in front of the re-established Cuban embassy on 16th Street NW in the U.S. capital.

WASHINGTON

In a 275-150 vote, the House passed a bill designed to prevent states from requiring package labels to indicate the presence of GMOs in food products. The only state currently set to require such labeling is Vermont.

The TLC Network has had enough of the Duggars and their reality show, 19 Kids and Counting.

After the recent scandal involving Joshua Duggar, the network decided to cancel the series.

Canadians will go to the polls in the country’s 42nd federal election on October 19, 2015.

The number of seats contested in the election will increase from the current 308 to 338, in accordance with the Fair Representation Act. Rumors are circulating that the NDP may come out with a minority leadership along with the Conservatives.

CUBA

On August 14, history was made when a U.S. Marine guard raised Old Glory at the newly opened American embassy in Havana.

The embassy had been closed for 54 years.

Secretary of State John Kerry was on hand for the occasion.

GERMANY

Oskar Groening, a 94-year-old former Nazi officer, was sentenced to four years in prison after being found guilty of being an accessory to the murder of 300,000 people at Auschwitz during World War II. Groening’s job at the concentration camp was to collect all the valuables from those who were marked for death.

since September 2004, when it reached the 75 cent level.

TORONTO

According to a new ruling by Ontario’s top court, Canadians who have lived abroad for more than five years have lost their right to vote in federal elections. The Court of Appeal overturned a ruling that had restored the right of long-term expats to vote, stating that allowing them to vote would be unfair to those who actually live in Canada.

The ruling is likely headed to Canada’s Supreme Court.

TORONTO

The city’s cab drivers are suing Uber for more than $300 million ($400 million Canadian) in damages and are seeking an injunction to remove the startup from Toronto. The class-action lawsuit, which targets the lowcost UberX service, covers all of Ontario’s cab drivers, according to the law firm that is representing the drivers.

LONDON

Royal Dutch Shell announced plans to cut 6,500 jobs this year, as oil prices continue to lag. Earlier, Chevron Corp. announced job cuts of approximately 1,500, and Italy’s Saipem indicated that it plans to cut 8,800 jobs over a three-year period.

OTTAWA

The Canadian dollar dropped to levels not seen since 2004. On July 22, the loonie closed at 76.70 cents against the U.S. dollar, according to the Bank of Canada, down 0.53 cents. That's lower than the 76.85 cents the loonie closed at on March 9, 2009. The loonie hadn’t been that low

SCOTLAND

In a three-way playoff with Louis Oosthuizen and Marc Leishman, American Zach Johnson won the 144th British Open at The Old Course at St. Andrews. With a final-round score of 66, Johnson was able to match the other two players’ score of 273 after four rounds of regular play. Jordan Spieth, the 21-year-old who was going for his first Grand Slam, missed the playoff by one stroke.

More than 500 days after the disappearance of Malaysian Airlines Flight 370 into the Indian Ocean, a section of what is believed to be the airliner’s wing was found on the island of Réunion, off the coast of Madagascar. Researchers are testing debris found subsequently in the Maldives to determine if it is also from the missing airliner.

Looking back

BY MICHAEL P. MURPHY

SEPT. 1

SEPT. 4 1966 The first MDA Jerry Lewis Labor Day telethon is broadcast by a single station, WNEW in New York, and raises $1,002,114. Lewis had become the organization’s National Chairman in 1956 and hosted Thanksgiving telethons in 1957 and 1959, but film commitments restricted him from regular hosting until 1966. The MDA was so pleased with the Labor Day performance that all subsequent telethons would be held on that weekend, creating a “Love Network” and began broadcasting nationally in 1971. Lewis would host every year until his 2013 retirement, raising over $2 billion dollars in the process.

18 September | October 2015 MyLife

1975

After a record 20-year run on CBS, Gunsmoke airs the last of 633 episodes on the network. The popular Western starred James Arness as Marshall Matt Dillon, who kept the peace in Dodge City, Kansas.

SEPT. 29

1983

Johnny Bench, one of the greatest catchers in Major League Baseball, retires after 17 seasons with the Cincinnati Reds. In 1989 he would be a first-ballot member of the National Baseball Hall of Fame.

OCT. 20

1977

Ronnie Van Zant, Steve Gains, Cassie Gaines and Dean Kilpatrick of Lynyrd Skynyrd are killed in a plane crash near Gillsburg, Mississippi. Their album Street Survivors, which contained the hit ’What’s Your Name?’, was released only three days before.

SEPT. 13

1989

Bishop Desmond Tutu leads some 30,000 people in the largest antiapartheid protest march in Capetown, South Africa. Peaceful marches were to follow, contributing to the eventual fall of the racist apartheid system of government in the country.

k … in history OCT. 29

1978

John Carpenter’s Halloween debuts in theaters. Generally considered as the first in a long line of slasher films, the movie is all suspense and contains very little graphic violence. Also notable as Jamie Lee Curtis’ film debut.

SEPT. 4

1994

Buddy Ryan’s coaching debut for the newly renamed Arizona Cardinals NFL team. After much “Buddy Ball” hype throughout the previous summer, the team falls flat and loses their first three games, finishing the season at 8-8.

OCT. 6

1981

Egyptian President Anwar Sadat is assassinated by Arab extremists who opposed the Arab-Israeli Peace Treaty he had negotiated in 1978. Ironically, Sadat was watching a military parade in Cairo when the attack came.

SEPT. 14

1994

Thirty-four days into the Major League Baseball players’ strike, commissioner Bud Selig announces to the media that team owners have voted to cancel the rest of the 1994 season. There will be no World Series.

SEPT. 4 1983 Legend City, Phoenix‘s only amusement park, closes its doors forever. Inspired

by Disneyland but bearing a closer resemblance to Knott’s Berry Farm’s Ghost Town, Legend City had all the right ingredients: a sky ride, a short-gauge steam locomotive, paddle boats, log ride, and live entertainment, but small crowds and the desert heat quickly brought on serious financial problems.

Legend City closed at least twice and went through four different owners its 20-year existence. The property was sold to SRP to make way for new corporate offices near 56th Street and Washington, and all memorabilia was sold at auction.

MyLife September | October 2015 19

Why Family Feuds Erupt After The Will Is Read Sibling rivalries and old grudges can surface when money is on the line, family wealth guru says.

T

he recently deceased don’t always ingratiate themselves with their survivors when it comes time to read the will.

“People want to control things from the grave, not just throw a bunch of money in a beneficiary’s lap,” says family wealth guru John Pankauski, author of the new book, “Pankauski's Trustee's Guide: 10 Steps to Family Trustee Excellence.”

It’s their money so that’s their right.

But family members aren’t always crazy about how the deceased divided up the money or, if the inheritance was put into a trust, the restrictions that are placed on how the money is spent.

And often ill feelings among family members can bubble to the surface when money is at stake.

“I deal with sibling rivalries, petty jealousies and childhood grudges played out by adults who are decades older, but no more mature,” says Pankauski, founder of the Pankauski Law Firm (www.pankauskilawfirm. com), which specializes in trust and estate law. “It makes me think that part of my job is to be a wealth psychologist.”

Often, an inheritance isn’t doled out immediately. Instead, it’s placed in a trust with a trustee to oversee it, making

20 September | October 2015 MyLife

decisions on when and how to distribute the money based on the terms of the trust.

In many situations, that works out fine. But in seriously dysfunctional families, that can make a bad situation borderline intolerable.

Pankauski says any number of factors can lead to family feuds or general disgruntlement over an inheritance. Here are just a few: Sense of entitlement. Many beneficiaries have a misplaced sense of entitlement to an inheritance. They just expect that mom or dad will leave them money or property. In their minds, it’s what they have coming to them. “The truth is, you can dispose of your property any way you want,” Pankauski says. “There is no right to an inheritance and just about anyone can be disinherited.”

So if people want to leave their money in a trust for a family pet, or bequeath everything to a neighbor, a mistress or a charity, they have every right to do so, assuming they are competent and know what they are doing. “It’s their money,” Pankauski says.

“They can do with it as they wish.” Other than dealing with a spouse, there are almost no restrictions.

The audacity of the trust.

Family members often become

frustrated and angry when they realize they inherited money, but it’s in a trust and there are strings attached.

“The beneficiaries view trusts as handcuffs on their money,” Pankauski says. “A trust takes all those family members’ personal feelings and emotions, all that baggage, and adds money to create a financial stew into which the beneficiaries are thrown.”

Often, because beneficiaries don’t like it that a trustee gets to make decisions on when and how they get a portion of their inheritance, family members will seek counsel and try to “bust the trust.”

An implied accusation of financial irresponsibility. At

some point it may begin to dawn on beneficiaries that one reason the inheritance was placed in a trust is that the deceased didn’t view them as responsible with money. “That may seem insulting, but it doesn’t have to be,” Pankauski says. “Many would argue that most people are irresponsible with money, particularly a large sum of inherited money that appears out of the blue, much like winning a lottery.”

Sometimes at least a portion of the family animosity might be avoided by better planning when the will is being written and the trust created.

“When beneficiaries don’t get along,” Pankauski says, “it may make more sense to cut their financial ties by either creating multiple separate shares within the trust or creating separate trusts altogether.”

John Pankauski, the grandson of Polish and Lithuanian immigrants, was deeply influenced by his parents­— products of the Depression and World War II who imparted their values of hard work and thrift. He studied political science at the University of Massachusetts at Amherst. He attended Suffolk University Law School in Boston, and later obtained a master’s degree in law from the University of Miami School of Law’s Graduate Program in estate planning. He founded the Pankauski Law Firm PLLC, to create a boutique firm of highly talented professionals that restricts its practice to administration and litigation of family wealth and disputes involving wills, trusts, and estates. In addition to trying cases and handling appeals, the firm defends trustees and advises beneficiaries on their rights related to inheritances, power of attorneys, contested guardianships, investments, and family business interests.

O P A H C L E “Shorty”: His Rise as Public Enemy No. 1

Joaquín “El Chapo” Guzmán was born in 1957 to a poor family in the small mountain village of Badiraguato, Sinaloa, Mexico. Given his start in life, it would be interesting to know what single accomplishment, or accusation, surprises his family most. Is it his ranking on Forbes’ list of the world’s billionaires since 2009? That in his fifties he married a teenage beauty queen?

Or that he escaped from a Mexican maximum-security prison not once, but twice? Or could it be that while he is loved in his home village and is allegedly considered a modern-day Robin Hood by some, he is the most wanted and also one of the most feared drug lords in the world, said to be the head of the death squad behind Sinaloa—the strongest narcotics cartel in Mexico. He is also the first man in Chicago to be named America’s Public Enemy No. 1 since Al Capone. By Mara Polansky

A

fter Guzmán’s most recent break from a maximum-security facility, this time from the Altiplano prison near Toluca on July 11, 2015, U.S. officials who so desperately worked to incarcerate Guzmán for the second time were left with a few questions of their own. The escape tunnel led from a passage beneath Guzmán’s shower to a half-built farmhouse a mile away in the countryside. The tunnel included a ventilation system, oxygen tanks, generators for power and a modified motorbike attached to a track with the speculated dual purpose of assisting the tunnel’s production and providing an easier escape for Guzmán. Engineered to the finest standards, the tunnel cost an estimated $2.5 to $5 million (including bribes) and took almost a full year to build. Quite obviously, this was not a project Guzmán could have completed from his cell, as he was held under 24-hour surveillance, but it certainly demonstrates that top-tier entrepreneurial and administrative officials supporting Guzmán and his business are loyal and widespread.

Was his most recent escape orchestrated out of loyalty, fear or greater bureaucratic motives? How did Guzmán rise to his position as a man with a reputation insinuating that some would die for him, while many others would brutally die by him?

Guzmán was nicknamed El Chapo (Shorty) by his beloved mother; as an adult, he stands 5 feet and 6 inches tall. He grew up in a humble environment, surrounded by the drug industry.

To a child whose authoritative figures helped run this type of business, the concept that it was illegal around the rest of the world was meaningless. To this day the mountain people of Sinaloa seem to view Guzmán differently than the rest of the world does. They see the positives and what the money from Guzmán’s drug trade brings to their villages, which are jobs and infrastructure, and they trust Guzmán as one of their own.

He began his entrepreneurship by selling oranges as a child, while his initiation into the drug industry came from his physically abusive father, with whom he sold bags of marijuana after he dropped out of school in the third grade. He soon started working for a drug pioneer of the 1960s, his uncle Pedro Avilés Peréz, and later Miguel “El Padrino” Ángel Félix Gallardo, the leader of the Guadalajara cartel in the 1980s.

Avilés Peréz is believed to be the first to smuggle large amounts of marijuana into the U.S. via planes, marking the birth of large-scale Mexican drug trafficking. He also founded the Sinaloa cartel in the 1980s.

Both Guzmán and Gallardo are among several followers

22 September | October 2015 MyLife

who claim to have learned everything they know from Avilés Peréz. Several of those followers eventually founded other cartels, including the Guadalajara and Tijuana cartels. Guzmán progressed in other cartels before returning to his family line.

He was one of the leaders of the Sinaloa cartel when he was first captured in Guatemala, in 1993, and sentenced to 20 years in Mexico’s maximum-security Puente Grande, in Jalisco.

Strangely enough, it seems his time in prison is what allowed Guzmán to grow into Sinaloa’s “El Señor.” He was treated like royalty and given free rein to do as he pleased. His family is said to have visited him one Christmas for a week-long “vacation.”

After the Sinaloa cartel’s previous leader, Hector Luis Palma Salazar (a.k.a. “El Güero”), was captured and imprisoned in 1995, presumably under stricter control, Guzmán was free to run the business. As the drug war between corrupt authorities and competing cartels slowly decapitated the competition, Guzmán was safe behind bars, building the Sinaloa cartel into a multibilliondollar drug empire. The cartel was responsible for producing, trafficking and selling 90 percent of the marijuana, heroin, cocaine and methamphetamine found in the U.S. It had its headquarters in Chicago and strong influences in Los Angeles, Phoenix and the Midwest. More than 60 tunnels (many quite sophisticated) associated with the Sinaloa cartel have been dug under the border to American soil, with lighting and ventilation systems.

There are two main speculations as to how Guzmán escaped Puente Grande on January 19, 2001, the same day he was to be extradited to the U.S. The most common story is that he persuaded a worker to smuggle him out the front door in a crate of dirty laundry, but many cynics of Mexican authority believe that he was allowed to walk out the front gate. In any case, he was back in the saddle, free to run the business that boomed under his control, spending millions to remain concealed.

His first escape from prison is often associated with a Robin Hood mystique. One contributing factor may have been Zulema Hernandez, a lover he met while in Puente Grande who was serving time for armed robbery. She gave a magazine interview after her release from prison citing tales of their love.

Hernandez is said to have helped with Sinaloa’s expansion into Mexico City, but her part was short-lived. A rival cartel, Los Zetas, believing her romantic tales, kidnapped and brutally murdered her in 2008, leaving her body in the trunk of a car.

As the war on drugs became an ever-growing problem, 2010 is said to have been the most dangerous year for both Juárez, a city located on the Mexico-Texas border, and Culiacán, the largest city in Sinaloa and headquarters for the cartel. Much

of this is associated with the murder of Guzmán’s son, Edgar.

It is claimed that he was killed by a competing cartel, but rumors also exist that he may have been mistakenly killed by Guzmán’s own people. Guzmán used his grief to paint the streets red with his “rivals’ blood” in public and gruesome ways. He created displays of men hanging in a line from freeway bridges or dismembered bodies scattered around the city, fueling the war. Streets were often sprayed with bullets, trapping many innocent people and ensuring that no one was safe.

In April 2012, an arrest warrant was issued for Guzmán and 22 other cartel members for murder, drug trafficking, kidnapping and money laundering, outside of the decade-long manhunt since Guzmán’s escape in 2001.

Many believe his barbaric acts in 2010 are what won Guzmán the drug war.

By 2013, crime rates for murder and kidnapping were at their lowest levels in 10 years, suggesting the peace was not a result of authority eradicating criminal activity, but rather complying with it. As long as everyone conformed and played by Guzmán’s rules, no one got hurt. In February 2014, after a 13year manhunt, Guzmán was once again captured and sent to prison. The U.S. sent a request to have him extradited to a U.S. prison, for fear he would escape again—a fear that proved to be true. Mexican authorities replied that it could take years before the extradition request would be processed, giving Guzmán plenty of time to escape.

Some believe that Guzmán’s most recent escape from Altiplano, a prison thought to be impenetrable until recent events, may be part of a greater plan. Once Guzmán was put in prison, the violent sprawl of cartels competing for new territories and power over law

enforcement ended the Pax Mafioso (“The Mafia’s Peace”), and once again innocent people were at risk. A theory exists that Guzmán was released, under a staged escape, allowing Mexican authorities to preserve their dignity, so that he could “restore order.” If this were the case, though, it is strange that the tunnel was started almost as soon as he entered the prison.

It is more likely that he expected this time in prison to be less of a vacation. Still able to bribe and blackmail compliance from guards— without which the escape and construction of the tunnel would never have been viable—Guzmán escaped as soon as possible to restore order to his own world, not for the greater good.

The various rumors that fill Guzmán’s past, along with his well-known brutality, are not the only contributing factors to the unchallenged legend of El Chapo. Guzmán is a product of his environment, his viciousness resulting from the combination of growing up with an abusive father and later having the freedom to do as he pleased, a result of immense power that only money could buy. He will kill if he feels threatened, and will either talk or buy his way out of any (confining) situation.

He still sees himself as the village boy from the rural Sinaloa Mountains, surrounded by the only people who truly love and trust him. And yet, his power grows stronger with every deal. The legendary figure of El Chapo is only as strong as the fear he creates and his network of lawyers, bankers, entrepreneurs and government officials who benefit fiscally from his dealings. As long as these individuals are left to run their businesses as they see fit, Guzmán will continue to flourish.

The U.S. government (State Department) is now offering a $5 million reward leading to the arrest of El Chapo.

MyLife September | October 2015 23

WanderAZ Your ultimate local guide to over 7,500 exciting establishments throughout the Valley and across Arizona.

Save time and effort—find the best places to EAT, SHOP, PLAY, VISIT, GOLF and STAY.

Complete with photos, videos and reviews.

Capitalize on awesome discounts and special offers that local businesses are offering. www.wanderaz.com

MyLife September | October 2015 25

Sir Nicholas George Winton MBE

Do you know who Nicholas Winton was? You should!

BY LESLIE JAMES

If you’ve ever doubted that one person can make a meaningful difference, it is most definitely possible. Have you ever heard of Nicholas Winton, or I should say, Sir Nicholas George Winton MBE? The actions of this heroic and extraordinarily humble human being made all the difference in the world to hundreds of children. After hearing of his recent death, I was impelled to do my small part in introducing him to those who may be unaware of his accomplishments.

In doing so, I hope we can reflect on the power we all possess to be mindful of the needs of others, and be motivated by knowing that one person can truly change many, many lives.

S

ir Nicholas Winton died on July 1, at the age of 106, at near his home in Maidenhead, England.

In 1938, this 29-year-old English stockbroker was about to leave on a two-week skiing holiday in Switzerland when he received a phone call from a friend, Martin Blake, who asked him to come to Prague.

After his arrival, Winton witnessed thousands of refugees living in camps amid appalling conditions. With the everchanging conditions in Europe that Winton felt would lead to war, he was concerned for the lives of these people.

Undaunted by the challenges he faced, Winton devised a plan to save the children of these refugees, who were fleeing from the Nazis. He contacted governments in other countries seeking assistance (including the United States), but only England and Sweden agreed to help.

Through various forms of

bribery and payoffs, Winton put his plan into action. Back in England he set up a charity to raise the necessary funds to cover the children’s transport and relocation costs. He advertised in British newspapers seeking sponsors and foster families.

When the British government dragged its feet in preparing the required entry visas for the children, Winton had the documents forged.

In March 1939, a small group of children was flown to England via Sweden. During the next several months, seven trains left Prague taking more than 600 additional children to safety. The trains traveled through the heart of Germany to Holland, where the children then went by boat to England and caught another train to London. An eighth train, with the largest group of children yet, was scheduled to leave Prague on September 1, 1939, the day Hitler invaded Poland and

triggered the outbreak of World War II. “Within hours of the announcement [of Hitler’s invasion], the train disappeared,” Winton later recalled. “None of the 250 children aboard was seen again.” He said the image of those children waiting at the train station in Prague haunted him more than anything throughout the rest of his life.

The parents of the 669 children he managed to save also remained in Prague, and it is believed that most of them lost their lives in German concentration camps.

Afterward, for nearly a half-century, Nicholas Winton resumed his life as a stockbroker, saying nothing about his prewar exploits. It wasn’t until 1988 that his wife, Grete, found a scrapbook detailing his rescue efforts that the world became aware of what Winton had done. The British press dubbed him the “British Schindler.”

On New Year’s Eve in 2002, Queen Elizabeth II beknighted Winton for his services to humanity. In 2014, he was awarded the highest honor of the Czech Republic, the Order of the White Lion.

In his acceptance speech, in his typical humble manner, he said, “In a way perhaps I shouldn't have lived so long to give everyone the opportunity to exaggerate everything in the way they are doing today.”

Nobel Peace Prize recipient and Holocaust survivor Elie Wiesel summed up the vital role of those who, like Winton, tried to save Europe's Jewish children from the Nazis: “In those times there was darkness everywhere. In heaven and on earth, all the gates of compassion seemed to have been closed. The killer killed, and the Jews died and the outside world adopted an attitude either of complicity or of indifference.

Only a few had the courage to care.”

Born on May 19, 1909, in Hampstead, London, Sir Nicholas Winton was the son of a bank manager. His parents were German Jews who had moved to London a couple of years before Winton was born.

They changed the family name from Wertheim to Winton and converted to Christianity in an effort to integrate.

More than 15,000 people have lived because Nicholas Winton saved 669 children back in 1939.

In a 60 Minutes broadcast, when asked why he had kept his actions secret for so many years, Winton replied, “I didn’t really keep it a secret. I just didn’t talk about it.”

MyLife September | October 2015 27

Movies Director: Baltasar Kormaur Cast: Jake Gyllenhaal, Josh Brolin, Jason Clarke

18

EVEREST

Inspired by the incredible events surrounding an attempt to reach the summit of the world’s highest mountain, Everest documents the aweinspiring journey of two different expeditions challenged beyond their limits by one of the fiercest snowstorms ever encountered by mankind. Their mettle tested by the harshest elements found on the planet, the climbers will face nearly impossible obstacles as a lifelong obsession becomes a breathtaking struggle for survival.

SEPT

OCT

2

During a manned mission to Mars, Astronaut Mark Watney is presumed dead after a fierce storm and left behind by his crew. With only meager supplies, he must draw upon his ingenuity, wit and spirit to subsist and find a way to signal to Earth that he is alive. Millions of miles away, NASA and a team of international scientists work tirelessly to bring “the Martian” home, while his crewmates concurrently plot a daring, if not impossible rescue mission.

N THE MARTIA

Director: Ridley Scott Cast: Matt Damon, Jessica Chastain, Kristen Wiig

OCT

16

A thriller set against the backdrop of a series of historic events, Bridge of Spies tells the story of James Donovan, a Brooklyn lawyer who finds himself thrust into the center of the Cold War when the CIA sends him on the near-impossible task to negotiate the release of a captured American U-2 pilot. Matt Charman and Ethan Coen & Joel Coen have woven this remarkable experience in Donovan’s life into a story inspired by true events that captures the essence of a man who risked everything brings his personal journey to life.

SPIES BRIDGE OF

Director: Steven Spielberg Cast: Tom Hanks, Mark Rylance, Amy Ryan

WE ALL NEED AN OUTLET.

MAKE ANTHEM YOURS.

Get your FREE VIP Savings Card with savings over $600. See Customer Service.

NORTH PHOENIX’S OUTLET SHOPPING EXPERIENCE Just 15 minutes north of Loop 101 off I-17 to Anthem Way, Exit #229 (623) 465-9500 • www.outletsanthem.com VISIT US ONLINE

A NEW LEADER HAS EMERGED IN THE WORLD OF ORTHOPEDIC SURGERIES IN THE VALLEY OASIS Hospital remains the leading volume hospital for the adult elective inpatient orthopedic and spine surgeries. OASIS Hospital is a 64-bed, specialty orthopedic facility providing orthopedic surgery and diagnosis services for patients 14 years of age and older.

It’s a concierge style hospital, which opened in June 2011—and can now proudly share about being recognized by the Joint Commission as a Top Performing Hospital on key quality measures for surgical services in 2013.

More adults elect to have their inpatient orthopedic surgeries at OASIS Hospital than any other hospital in Maricopa County. In fact, OASIS Hospital’s reputation has drawn patients from 20 different states and as far away as Ludlow, Massachusetts.

The Joint Commission Top Performer on Key Quality Measures® 2013

“We are very exited to be recognized by the Joint Commission as a Top Performer,” said Jim Flinn, FACHE and CEO at OASIS Hospital. “Our hospital was designed by doctors for doctors and their patients, and when this happens, everyone wins. Patient care is improved, physicians are happier, and outcomes are better. I’m confident that our reputation and our model are responsible for this accomplishment.”

“This recognition means that Oasis Hospital was one of 1,224 hospitals to meet or exceed the target rates of performance for 2013. I am proud of our staff and physicians that have the passion to make this possible.”

Don’t shoot the messenger!

BY LESLIE JAMES

Y

ou can’t blame me for taking a page to comment on the recent activities of Donald Trump and his fellow Republicans running for the party’s presidential nomination.

It’s simply too inviting to ignore.

To start, ask yourself this question: Who doesn’t respect someone who says what they mean, regardless of whether you agree or not? It’s called straight talk. What’s going on in this presidential run reminds me of a favorite Bob Dylan tune—"The Times They Are A-Changin’".

Once again the world is watching the worst of American politics. First, we have 17 GOP hopefuls—a joke within itself, because most of them didn’t even qualify for the first debate. Secondly, they are making a mockery of their own party by attacking one of their own; Donald Trump, whose only crime is speaking his own mind. And most who are doing the talking less than 4% in the polls. Yes, his choice of words may be wanting, but the message he’s delivering certainly isn’t.

The major problem with GOP hopefuls is they don’t understand that Trump’s straight talk is resonating with a growing number of Americans. Why, you might ask? I think it’s obvious. Most Americans are “angry” and “exhausted” from the mountain of BS that the Washington establishment has been piling up for more than a decade. Politicians continue to prosper, while everyday Americans are not!

Trump continues to control the dialog, and he is doing so on two fronts—by being a GOP candidate himself, and with a second option to run as a third-party candidate. Either way Trump is in the drivers’ seat and the longer it takes the party to figure this out, the more damage it will cause Republicans.

The GOP’s name calling and finger pointing is equally shocking.

People who claim Trump’s off course have joined in with their own equally deplorable war of words, calling Trump an idiot, a dummy, a cancer, a wrecking ball and a jackass—and as for the Americans who turn out to Trump events, leaders within the Republican party have chosen to label them “crazies.” Wow! Seems these politicians don’t have much respect for anyone, and that includes the American voter.

I’m not sure I would have been the first to charge Trump with wetting the bed or picked those words to describe him. After all, Donald Trump is a highly successful American billionaire who, like so many others, is simply tired of what Washington has done— which is virtually nothing!

America is still a free country where people can, and should say what they feel. And considering that Donald Trump is paying for his campaign costs with his own money, (beholding to no one)

versus the other GOP hopefuls who are taking millions from power brokers, super-PACs and lobbyists. Trump is putting “his money” where “his mouth is” which gives him every right to be heard. The others, well, they are simply taking “other people’s money” from those who will be looking for “big” favors in return. So who’s calling the kettle black?

Democratic hopeful Bernie Sanders is delivering his own straight talk, albeit in a more toned-down manner and with less rhetoric, but he and Trump continue to capture the headlines and pack the house wherever they speak. During his past presidential campaign, John McCain traveled aboard a bus called the “Straight Talk Express” to promote his image as a maverick truth-teller, and today more than ever it seems that Americans want candidates who skip the bull and tell it like it “really is.” News outlets and rival candidates can continue to blast Trump (and Sanders), but win or lose these two are doing what the others are not: they’re relating with and talking to (not down to) Americans, something the other candidates should take notice to. Seems the other hopefuls haven’t figured it out yet, but Americans are fed up with the 1 percent, income inequality, stagnant earnings, have not forgotten about Wall Streets’ past bailout, coupled with the fact that Washington politicians always deliver great lines when asking for your vote, but never deliver on anything they say! Trump was meant to have faltered at every turn, but here we are, well after the first debate and Trump has actually gained in the polls and now holds a 25% share among voters. Only time will tell, but let’s see who gets the last laugh this time around!

INTERNATIONAL SPOTLIGHT

s t i p u f e e b o P t P s T d r nee upport fo s

A

re we on the cusp of a Trans Pacific Partnership deal, TPP? Ministers and negotiators from the 12 partner nations who meet at the end of the week in Maui certainly hope so.

Divisions remain. For Canada, the negotiations on reforming supply management are difficult and divisive.

Governments also need to address domestic complaints around transparency and that trade outsources jobs and trumps national sovereignty.

Trade agreements were once conducted in privacy and quietly ratified with passing public attention. For Canada that era concluded during negotiation of the Canada-U.S. Free Trade Agreement (1988). After rancorous but healthy public debate, an election determined its passage.

Multilateral trade negotiations came of age with the salmagundi of trade unionists and activists of every shade who descended on Seattle in 1999, stalling the launch of what is now the World Trade Organization’s Doha round.

Trade negotiations today are less about tariffs and more about harmonizing standards and setting rules around trade-distorting internal barriers.

Canada has a major stake in the Trans Pacific Partnership.

First, the TPP includes three of our top five trading partners—the U.S., Mexico and Japan. It complements the negotiated, but still-to-be-implemented, agreement with the European Union, our second-biggest market after the U.S. Second, TPP positions our companies to take advantage of the economic opportunities in the rapidly growing Pacific region. Our trade commissioners should be matching Canadian capacities in food, resources and financial services—sectors where we already have Asian market share—to TPP partners’ needs.

32 September | October 2015 MyLife

Third, because the member nations collectively comprise 40 percent of the world’s economy, we give ourselves positional “first advantage” by setting the standards for the negotiation of future trade deals.

The TPP is constructed to allow expansion. South Korea is interested and those non-TPP members of the Association of South East Asian nations (ASEAN) should come aboard. We should actively encourage China and India to join TPP. Complaints about trade negotiations usually focus on secrecy, job loss, and specifics such as investor-state dispute settlement and patent protection.

All contracts, public and private, are traditionally negotiated behind closed doors so negotiators can test options. But once the deal is done, the agreement is publicized for open discussion, including hearings around parliamentary implementation. The U.S. Trade Representative is already sharing elements of the agreement with affected interests. We should do the same.

Trade is disruptive. It expands economic growth, creating more choice, with better prices for consumers.

With a population of only 35 million, Canadian prosperity depends on freer access to world markets.

Our economy has grown in tandem with our ability to expand our trade in goods and services, especially in finding our niche within supply chains. Industries that governments have hitherto shielded from competition will have to step up and specialize.

Supply management now faces its Uber moment.

Uber, with its clever technology, creates more choice, with better prices, for its passengers. But it disrupts the traditional, regulated taxi business. Owners of taxi permits have seen their value plummet. Some cities have tried to

ban Uber, but the new ride option is not going away.

Our protected dairy and chicken industries face a similar dilemma. Blocking competition is not the answer.

The public policy challenge is determining the adjustment assistance. We provided it to grain farmers and vintners. Both have since expanded production internationally (although our wine still faces interprovincial barriers). Like wine and wheat, our chicken and cheese should be premium brands, marketed internationally, especially to growing Asian appetites.

Governments and business need to better explain the link between jobs, wages and trade. Trade creates new, usually better paid jobs in competitive industries while obliging previously protected industries to up their game.

The purpose of investor-state dispute settlement is to defend Canadian investment and assets abroad.

ISDS depoliticizes disputes, extending the rule of law by providing companies with remedies against confiscatory or discriminatory government action. We have also learned from the NAFTA experience. Criteria for triggering dispute settlements within TPP are more tightly defined and do not undermine legitimate government initiative.

Innovative medicine creates the drugs that cure diseases and ease pain. For governments, it is a balancing act between access to lower-priced generic drugs and incentivizing the innovators. The extension of patent protection for pharmaceutical manufacturers will mean generic drugs will take longer to get to market.

There continues to be majority support for trade agreements in Canada and in the U.S. But it needs nourishment. Education on trade should be included in the school curriculum. With all-party support, expanding trading opportunities should be Canada’s national forte.

Colin Robertson is a fellow of the CDFAI. The CDFAI is a Calgary-based think tank focussing on Canadian defense, foreign policy and international aid.

AZ TOURISM IS # 1 2014 was another record breaking year for Arizona tourism. As per the Arizona Office of Tourism; the state experienced more than 40 million overnight visitors, who spent a combined total of $20.9 billion dollars, which equates to more than $57 million spent into the state’s economy every day of the year. The largest benefactor of visitors was the greater Phoenix region with 19 million, followed by northern Arizona with 8 million (the Grand Canyon is a huge draw) and 6 million tourists visiting Tucson and southern Arizona. Another 10 million were scattered elsewhere across the state.

Of these numbers nearly 1 million visitors were from Canada, with Canadians spending almost $1 billion.

Currently more than 325 Canadian companies operate across the state and employ roughly 125,000 Arizonans. Canadians also own more than 25,000 homes across Maricopa County. It is also estimated that Canadians looking for sun and fun purchase roughly 3,000 each year.

Tourism for the state employs approximately 175,000 and brings in about $1.5 billion annually in local and state taxes.

MyLife September | October 2015 33

Maximizing your goals since 1981 REAL ESTATE INVESTMENT SERVICES ADVISING INVESTORS, CORPORATIONS & GOVERNMENTS BROKERAGE: SALES & LEASING PROPERTY MANAGEMENT BUILD-TO-OWN SERVICES

2206 SOUTH PRIEST DRIVE TEMPE, AZ 85282 TEL: 480.894.3633 FAX: 480.894.3649 CELL: 602.828.1755

dcolton@coltoncommercial.com 34 September | October 2015 MyLife

www.coltoncommercial.com

MARIJUANA TAXES In the next election Arizonans will be given the option to vote for the “legalization” of marijuana.

With any new ballot initiative, you have the wants, and the do not wants battling it out in the public arena.

Problem is that with so much money (new tax dollars) on the table that all state governments desperately need, Arizona will likely go the way of Colorado and Washington State. In its first year Washington State raked in more than $70 million in taxes while Colorado predicts that in the first 18-months it will generate $184 million. The only other state that has legalized marijuana is the District of Columbia. So far, 17 states have decriminalized marijuana and 35 states allow for some degree of medicinal use, according to NORML, a marijuana-reform lobbying group. Marijuana legalization will also appear on ballots in Alaska and Oregon in November 2015.

In a previous article MyLife suggested that it’s only a matter of time before Marijuana becomes legalized across America, because of the significant amount of dollars to be gained.

Speaking Out! Being happy is all-important

BY LESLIE JAMES

I

often reflect on what life was like back in the 50s’ and 60s’. It certainly seemed a whole lot simpler than it is today. I’m sure many of our readers were not even born then, so making a comparison to those times, versus the more insensitive, dog eat dog world of today could prove difficult.

Back then society valued life’s blessings, whereas today, so many are dissatisfied with almost everything. It wasn’t important to keep up with the Jones’s. We were taught to respect others and their opinions; not to fault others or be judgmental. We were told to focus on our own life issues and faults, rather than meddling in the lives of others.

Growing up I was showered with advice on a whole range of life issues. My parents would say these words of wisdom would help me avoid life’s future pitfalls, as it was given by those who had experienced those same situations before me.

We were taught the immense importance of being happy.

Always look on the bright side. Be positive. Do things you enjoy.

Associate with positive minded people. And here’s a big one; select a job you really like (could pay less) but in the long run, will offer happiness and a higher quality of life. Another constant reminder was to mind one’s own business—keep your nose out of other people’s affairs.

No one carried a cell phone, had a fax machine, or was connected to the world with the click of a button. We got our news the old fashioned way from the TV, Radio or Newspaper. We knew our neighbors, but also those neighbors two and three streets over. And we did such stupid things as having supper together as a family, playing games on a Friday night—going to church on Sunday’s, conversing, listening and learning from our parents, and respecting our elders. It’s amazing we all survived.

I found it interesting that virtually every Republican candidate for President took issue with two recent Supreme Court’s rulings. Same sex marriage and Obamacare.

The Republican candidates vowed to continue the fight on Obamacare, and virtually all claimed the Supreme Court

let America down and overreached their authority on the same-sex ruling. Add in immigration and legalizing marijuana and it seems like we have quite a mess on our hands. Why do today’s politicians fight issues when the majority of Americans don’t share their feelings? Doesn’t the majority rule (let alone the Supreme Court) or have we gone so far off the grid, that those with, or in power, will simply force their feelings down American throats.

A recent USA Today article quoted Sen. Rob Portman (R-Ohio) who said on the same sex marriage ruling; “I can’t help but view today’s Supreme Court decision through the same lens.” “And as a father, I welcome today’s decision.” You see in 2013, Sen. Portman reversed his long standing opposition to same sex marriage after learning that his own son was gay. You see, when it hits so close to home, it changes your “blurred vision and sensitivity” towards others.

I think we could all learn something by understanding the more friendly times of yesteryear—by keeping our noses out of everyone else’s business and by simply focusing more on our own lives. I guarantee life will be a lot happier for you and those around you.

MyLife September | October 2015 35

INTERNATIONAL SPOTLIGHT

How to engage and contain Iran

T

he Islamic Republic of Iran is a sovereign country and a full, if rhetorically excessive, member of the United Nations. It has fulltime sentinels defending its diplomatic rights on the UN Security Council in both China and Russia. For better or for worse, this is what President Barack Obama and the leaders of the other perma-

nent Permanent 5+1 faced in their negotiations with Iran on a hypothecation of their nuclear power drive for a decade.

However repugnant Iran’s anti-Israel dogma, the terrorist activities of the Iranian Revolutionary Guard through both Hezbollah and Hamas, its support of the murderous Assad regime, the core diplomatic context was set by the lack of will on the part of all of the P5+1 to contemplate military action against a proximate Iranian weaponized nuclear capacity. That, plus the serious impact of existing sanctions on Iran’s economic and social quality of life, formed the impetus for an agreement.

Apparently un-tutored by the broad public fatigue with Western boots on the ground accompanied by bombers and fighters in Middle-Eastern skies, many congressional Republicans are keen to evoke Chamberlain and Munich in opposing this agreement. To do so is to trivialize the horror of who the Nazis were and what Hitler’s horrific plans actually embraced.

Extreme parts of the Iranian power structure are indeed quite deplorable and given to denominational and aspirational excess and they are involved in a power struggle with non-Shia Gulf powers. But they are not Hitlerian.

In the same way as this agreement is silent on Iran’s terrorist financing throughout the region, and still depressing human rights practices, so too are the genuine allies among the P5 unimpeded on these two issues by any text in the draft treaty now up for ratification. There are a series of areas which should now be pursued to ensure not only compliance with the treaty beyond the inspection provisions therein but enhanced spring-back sanction capacity should Iran violate its explicit commitments: enhanced human and electronic intelligence targeting the activities in key regions and among key technical actors in the Islamic Republic; detailed and quickly deployable plans for a rapid naval blockade; enhanced search and seizure contingencies on Iranian financial and related offices abroad; explicit cooperation with Sunni Gulf states, both in terms of joint military and intelligence engagement and military assistance; and enhanced monitoring and engagement on Iranian human rights violations. On the last point there are worldwide NGO’s fully engaged who would welcome western

diplomatic and material support.

Earlier this year, I heard a foreign minister from a friendly Gulf State ask rhetorically whether the West was prepared to choose between an aggressive Iran that was stirring up the region or a nuclear Iran with genuine deployable nuclear capacity. His fear was that a year or so ago, Western policy looked like it could well produce both. Western policy has not produced both. The proposed treaty is silent on one threat while managing the other.

The challenge now for the West is to stay engaged with all its diplomatic, intelligence and military capabilities on both threats – the nuclear treaty being a management tool on the one threat but no panacea.

Containment, as we discovered during the Cold War years, is a fulltime engagement. Leaders like Thatcher, Reagan, Mulroney and Kohl understood that reality and embraced its implications in a way that ultimately brought Soviet adventurism to an end without a NATO shot being fired.

A similar engagement is now required on Iran. The treaty up for ratification is not a rationale for “standing down.” It is in fact a remarkable platform upon which to fully engage. And, Canada, whose relations among the Gulf States and with Israel have become stronger over the last nine years, has every opportunity to play a constructive role in ensuring that the nuclear and sanctionsabating treaty signed with Iran does not become a pretext for failing to both engage and contain.

Hugh Segalis a fellow of the CDFAI. The CDFAI is a Calgary-based think tank focussing on Canadian defense, foreign policy and international aid.

TRANSITIONS As CBS News stated, “In the world of death-defying leaps, sometimes death wins.” Such was the case for Ian Flanders, an icon for the sport of BASE jumping.

Known as “Batman,” Ian Flanders was a 37-year-old BASE jumper and wingsuit flyer from Southern California. He was participating in an extreme sports event in Turkey that was being televised locally.

"It was a gorgeous flight, a beautiful view of the town. You get to kind of fly over, fly over the town," he told the TV crew after his first jump. "We landed in the [Karasu] river, which was also actually kind of fun."

IAN FLANDERS JULY 21, 2015

His next jump would be his last. This time, when Flanders pulled his chute cord, the lines tangled around his legs and he plummeted into the rocky face of the cliff. His death, which the TV cameras captured, is the 264th death on the record books for this exceedingly dangerous sport. It’s ironic to note that at the time of his death, Flanders was filming a documentary about the perils of BASE jumping and the number of deaths associated with the sport.

Cecil was no ordinary lion. A favorite among tourists who visited the Hwange National Park in western Zimbabwe, the magnificent 13-year-old African cat was easily identified by his rare black mane.

Relatively unafraid of people, he roamed freely in the park with his pride, including several of his cubs, and was often captured in photos and on video. Cecil was also part of an Oxford University research program being conducted at the park and wore a GPS collar for tracking purposes.

The iconic cat’s life was cut short when hunters allegedly used a dead animal strapped to a vehicle to lure Cecil off the land where he was protected. The intent was for Cecil to become a “trophy kill” for American dentist Walter Palmer, who apparently is obsessed with killing big game animals around the world. It is rumored that Palmer paid $50,000 or more for the “privilege” of killing a lion on this expedition, and that lion happened to be Cecil. He used a bow and arrow to wound the big cat, and Cecil suffered for approximately 40 hours before he was shot dead. The hunters then skinned and beheaded the gorgeous lion (for Dr. Palmer), leaving the rest of Cecil to rot.

Why trophy hunters—the majority of which are Americans—still slaughter these regal cats and other exotic animals purely for kicks in this day and age is beyond comprehension. With so many species in danger of becoming extinct, the global outrage resulting from Cecil’s brutal murder has ignited the required global awareness to these senseless killings. Maybe this tragedy will take us from the ugly darkness into the light, by shinning a brighter light on a sport that is brutal, without compassion, but remains a barbaric passion of the rich.

CECIL THE LION JULY 1, 2015

A gridiron star in both high school and college, Frank Gifford went on to become the NFL’s Most Valuable Player in 1956, a Pro Football Hall of Fame inductee and the voice of ABC’s Monday Night Football. He was an All-American player during his senior year at USC and was the New York Giants’ first draft pick in 1952.

He played both offense and defense for the Giants from 1952 until 1960, when he was sidelined with a severe head injury after being tackled in a game against the Philadelphia Eagles. When he retired after that season ended, football fans thought they had seen the last of Gifford, but he returned to the game in 1962 and became a star for the Giants once again. He retired from the NFL permanently after the 1964 season.

FRANK GIFFORD AUGUST 9, 2015

NFL Commissioner Roger Goodell noted that Gifford’s “talent and charisma on the field and on the air” fueled the NFL’s growth and popularity. Gifford played with and for some of the league’s greatest players and coaches and was a special adviser to NFL commissioners, earning the respect and admiration of millions. Married to TV co-host Kathie Lee Gifford for almost 30 years, he died at home one week shy of his 85th birthday.

MyLife September | October 2015 37

Business & Economy Entrepreneurship Innovation Market Trends Obamacare Progress Report Canada Deserves A Bigger Seat At The Table CEO Series Harvey Mackay

OB AM

What works with the ACA?

No pre-existing conditions: This means that even if you have a debilitating illness you cannot be denied insurance coverage. In the past, people with a history of cancer, diabetes, or a number of other diseases were often denied coverage for that particular disease and had to pay huge out-ofpocket funds to cover costly treatment programs.

Obamacare insists that no one can be denied coverage for any preexisting condition.

E Progress Report T he AR AC

Insurance Exchanges that allows consumers to effectively analyze a variety of insurance plans in a single locale and compare plans on an even playing field. Comparing various plans with premium costs and clearly defined benefits, copays and deductibles does empower patients when choosing their best health care options.

Bundled payments through the ACOs for hospitalization. Patients pay one bill to their insurance company and are not subject to individual charges from anesthesiologists, lab technicians, and radiologists. Payment schedules are more clear and patients are not met with a myriad of unexpected surprise charges.

Covered well checks: If you go to a doctor within your ACO network.

Covered preventative procedures: Again if done within your ACO network.

What isn't working with the ACA?

Deductibles continue to rise rapidly and dramatically putting costs directly on consumers until annual deductibles are met.

Quality of medicine decreasing as doctors are forced to meet patient satisfaction metrics that demand unnecessary testing and overuse of medications.

Aff o r da b l

Low enrollment in young healthy cohort which was originally meant to pay for the older, sicker population thus creating an unsustainable business model for the long-term.

eC a r e A c t

Low income families receive significant subsidies and are able to choose from higher coverage plans than working middle class families who are being slapped with higher premiums, increasing co-pays and rising deductibles.

Medical care suffers when patient satisfaction metrics become the norm and good medicine becomes secondary.

Preventative medicine visits can only include preventative medicine issues. If acute sick issues like asthma, back-aches, head-aches or other chronic disease topics are brought up, it becomes illegal to code the visit as a preventative visit and requires new coding and subsequent out-ofpocket patient payment.

MyLife September | October 2015 39

The truth about Obamacare.

Is it Working?

BY DEBRA RICH GETTLEMAN

O

n a recent visit to the dermatologist I was shocked by my bill. As a melanoma survivor, I go to the dermatologist for preventive skin checks three times each year.

But this visit I’d noticed a slight rash on my neck and chest. I pointed it out and my doctor said it was nothing to worry about, just an allergy. She handed me a sample of hydrocortisone cream and advised that the rash would fade within a day or two.

When I went to check out, I was charged for two separate office visits—my usual $85 scan, and another $85 for the diagnosis of my rash. When I inquired, I was told that because I had brought up the issue of the rash, they could not simply code the visit as a preventive care visit and were obligated under the new laws to also charge me for a sick visit.

I thought that was rather odd. Then a few weeks later I was scheduling a routine preventive colonoscopy, as my family has a history of colon and pancreatic cancers.

I got a call from the hospital the day prior to my procedure to let me know that the entire procedure would be covered under my Affordable Care Act (ACA) insurance plan as a preventive medical procedure. Unless of course the surgeon found anything questionable and needed to send tissue samples to a lab for further analysis. So, as long as I was healthy, I would not have to pay anything for the procedure. But if even the slightest polyp was found, I was suddenly going to be fully responsible for the costs until I met my $6,000 deductible.

These two situations perplexed me, as I had been hearing from the media and my president that the sole purpose of the ACA, which had been signed into law on March 23, 2010, was to make health care more accessible and affordable while also giving consumers more control over their health and wellness. I was feeling anything but in control and was personally aware that saving me money did not seem to be part of anyone’s health care equation. As I began to research the ACA, also known as Obamacare, I

40 September | October 2015 MyLife

learned that while ER Visits Rise Under Obamacare some aspects of the ACA do empower Emergency room physicians say that since patients, there are a January 1, 2014, when the requirement to have lot of issues that fail to health coverage took effect, the volume of ER conserve costs, protect patients has: patients or provide superior medical care.

28% Obamacare set Increased greatly 47% out to create groups of Increased slightly health care providers Remained the same 17% known as Accountable 5% Decreased slightly Care Organizations (ACOs) in which Decreased greatly 0 3% the providers work Not sure together to offer Source: American College of Emergency Physicians Poll of 2,099 ER doctors patients coordinated care and simplified billing options. The ACOs are regularly very specific patient-physician conversation monitored and provider performance is topics. For example, to secure top patient graded based on a variety of newly designed satisfaction ratings physicians must broach metrics. Unfortunately, the ACOs demand topics such as smoking, drug addiction, that primary care physicians choose to sexually transmitted diseases and other belong to only one ACO, and once a patient delicate topics, even when those topics are selects an ACO, he or she can only see unrelated to a patient’s symptoms. Also, physicians affiliated with that ACO as in- bringing up questions regarding obesity and network, covered providers. The metrics behavioral problems can be offensive and used to measure and grade physicians are insulting to patients. When those patients often random and arbitrary and have little then provide negative feedback, health care to nothing to do with physicians providing providers risk pay cuts. One emergency room excellent patient care. These patient that was consistently receiving low survey satisfaction surveys, which are often tied to scores started offering Vicodin “goody bags” physician reimbursements, reward doctors to patients as they were being discharged in for running unnecessary tests that can lead order to boost their ratings.

Another challenge of the ACA is to reduce to false positives, prescribing superfluous medications and even performing uncalled- costs by eliminating uninsured patient visits for surgeries. The current grading system to the emergency room for routine health positively reinforces doctors for excess and care. A recent poll released by the American penalizes them for inactivity, even when College of Emergency Physicians shows that they believe time is the best course for 75 percent of doctors surveyed saw increases restoring wellness. In a recent online survey in emergency room visit volume. This is of 700-plus emergency room doctors by exactly the opposite of what the ACA was Emergency Physicians Monthly, 59 percent intended to accomplish. Experts cite many of the respondents admitted that they had root causes for the increase in emergency increased the number of tests they performed room visits. One of the contributing factors is our nation’s long-standing shortage of because of patient satisfaction surveys.

Physician metrics also measure things primary care doctors—which the federal such as time spent waiting and monitor government estimates will exceed 20,000

Obamacare Rise in 2014 Premiums Average increase for non-group coverage

85% 60% 35% 10% -15%

MT NM AR AL TX WV GA FL OK OH IN MI KS NC UT SC IL OR PA MS CT TN LA ID MO WA WY CO KY CA MN VA SD IA NE MA ND AZ NY WY HI NH DC MD VT ME RI NV DE AK NJ

-40%

Source: NBER.org, National Bureau of Economic Research, October 2014

doctors by the year 2020. Patients who can’t find a primary care doctor often turn to the emergency room as their only health care option. In addition, many patients can’t take off from work to go to a primary care doctor whose office hours are almost exclusively during standard working hours.

Also, with the limited number of primary care physicians, long waits for appointments can force people to go to emergency facilities when they are sick.

Obamacare also vowed to reduce premiums for most Americans. That hasn’t exactly worked out. While most people enrolling in the ACA insurance plans receive subsidies from the government, those who exceed income thresholds ($46,680 for individuals or $95,400 for a family of four) are not eligible for assistance. And, according to a National Bureau of Economic Research study published by the Brookings Institution, from pre-ACA to the first half of 2014, premiums in the individual health insurance market rose nearly 25 percent relative to what they would have been without the ACA. Part of the problem is that with only low- to mid-income families enrolling in insurance plans offered through the health insurance marketplace established under the ACA, the result is an unsustainable business model, which leads to the need for increased premiums. Further, enrollment among

the younger, healthier generation has been low. The initial idea was that enrollment of younger, healthier individuals would offset the health care costs of the sick and aging populations, but without the infusion of younger enrollees, the money is not available to cover the costs of providing care for older and less healthy people. Thus, costs continue to rise for most middle-aged individuals and median income families. So the majority of consumers are seeing significant increases in insurance premiums, co-pays and deductibles.

For people with employer-sponsored coverage, the average deductible (the amount a patient must pay before the insurance company will begin to cover the remaining costs) rose 47 percent from 2009 to 2014, increasing from $826 to $1,217.

For people with individual coverage under a Bronze plan through the health insurance marketplace, which are the most commonly selected plans, annual deductibles hover around $5,000. With out-of-pocket costs rising steadily, many people skip doctor visits, put off medical procedures, avoid filling prescriptions and ration pills. Again, we see the opposite result of Obamacare’s intended outcome.

Whether Obamacare is working or not depends largely on your individual perspective. On a macrocosmic level, the number of uninsured has decreased by

16.4 million since the law went into effect.

Currently, according to the Department of Health and Human Services, only 13.2 percent of U.S. residents now lack coverage, down from 20.3 percent prior to passage of the ACA. While the number of uninsured is down, though, the cost to acquire and maintain insurance for most middle-class families has risen significantly.

With premiums increasing in almost every state and co-pays and deductibles steadily climbing, the cost to those Americans who do not qualify for government subsidies constitutes a hearty blow during a time of low economic prosperity and must be carefully considered when determining the ACA’s overall success and impact.

Regardless, Obamacare won’t be going away any time soon, judging from the Supreme Court’s ruling in June. The court voted 6-3 to uphold the controversial health care law that authorizes federal tax credits for eligible Americans living not only in states that have their own exchanges, but also for those in the 34 states with federally facilitated marketplaces. This decision ensures continued coverage for millions of Americans. After the court victory President Barack Obama said, “We finally declared that in America, health care is not a privilege for a few but a right for all.” He added, “The Affordable Care Act is here to stay.”

MyLife September | October 2015 41

Canada Deserves A Bigger Seat At The Table

BY LESLIE JAMES

W

here to start, and how to share a topic that won’t offend our local readers? When I sit back and think about trade in Arizona, I immediately think of the expression “lowhanging fruit.” I then focus my thoughts more specifically on bilateral trade, foreign direct investment and tourism, three huge sectors that contribute significantly to Arizona’s annual economy…and Canada leads in almost every category.

For 25 years, the North American Free Trade Agreement (NAFTA) has been a trade partnership between Canada to the north, the United States in the middle and Mexico to the south. Long before NAFTA existed, Canada was a great trading and tourism partner with Mexico. Canada and Mexico thrived then, as they do today. Both countries remain great allies.

Clearly, the two are vital to Arizona’s future growth. Looking ahead, a few observations come to mind. Arizona should be focusing its efforts on strengthening bilateral trade relationships with both Mexico and Canada; however, it seems that the only country talked about by the state or the city of Phoenix as they pursue trade talks, opening trade offices or speaking to the press is Mexico. So where’s Canada?

Nearby cities such as Surprise, Goodyear, Buckeye and Gilbert, as well as Pima County, have Canada on their radar screen. They understand the benefits of forming strong alliances, and while each may be courting Mexico, they also recognize the significant role that Canada and Canadians play “across the economic chessboard.” When leaders in these cities (and Pima County) discuss trade, both Mexico and Canada are mentioned in the same breath.

Granted, Arizona’s border with Mexico is a short drive south, whereas the distance to the 49th parallel to the north is much greater. Nonetheless, I’m not sure why certain cities and counties don’t include Canada in their economic dialogue

42 September | October 2015 MyLife

or “roadmap for the future.” Do they not truly understand or value the significant (total) bilateral footprint (trade, foreign direct investment and tourism) that Canada shares with them?

Canada’s total footprint in Arizona for 2014 should reach $6 billion—pretty impressive for a country whose population is just 35.1 million, and whose borders with Arizona are defined by airports and financial institutions rather than a geographical boundary.

In Arizona, Canada leads in most every footprint category: Total number of foreign businesses operating in the state. Residential home ownership. Commercial ownership. Foreign direct investment. Canada is also the #1 foreign market for tourism dollars. Three hundred Canadian businesses operate in Arizona.

Canadians account for 93 percent of all internationally owned residential properties in Maricopa County, and 90 percent of all internationally owned nonresidential properties. More than 1 million Canadians will visit the state in 2015—and while doing so, will drop a whopping $1 billion into the local economy.

So why does Canada not have a seat at the “big boys” table with Mexico when it comes to the state’s discussions on trade, investment and future growth? Industry data supports Canada’s major influence in Arizona. But maybe the low-hanging fruit analogy (Canada) needs to be elevated in our state’s current political culture.

I am not convinced that Arizona fully realizes the real-world benefits of low-hanging fruit. The state has a need to increase its bilateral trade with both countries. Canada is America’s #1 trading partner; Canada delivers a solid economy and is a country that, quite frankly, was built on trade. Mexico’s

CANADA Total population

growth is on the rise, and its middle class (unlike that here in the U.S.) is rising dramatically and seeks U.S.-manufactured goods and services. Today, it’s all about Mexico, but the data clearly demonstrates that Canada deserves a more prominent seat at the table than it currently has. Canada deserves to be included privately and publicly in the bilateral trade debate and recognized for its ongoing contributions to the state.

As Canada, Mexico and the United States refocus on NAFTA, Arizona is perfectly positioned to be at the table with the big boys, with its longstanding and sometimes controversial relationship with Mexico and now with its deep financial relationship with Canada, whose companies are using Arizona as a beachhead into Mexico. Canada’s deepening relationship with Arizona has put the state in a unique and enviable position in regards to the ever increasing interest in NAFTA and a unified trading block of North America.

35.16 million

Bilateral relations with the U.S.

Over 200 years

Cross border traffic to the U.S.

400,000 daily

Canadian travelers to Arizona

$1 million (2014 est.)

Tourist Spending

$1 billion (2014 est.)

Businesses in Arizona

300+

Arizona jobs that depend on Canadian/U.S. trade/investments

132,200

Residential homes owned (Maricopa county)

93% of foreign homes owned (valued at $4.8 billion)

Commercial properties owned (Maricopa county)

90% of foreign non-residential owned (valued at $7 billion)

Banks in Arizona

RBC, BMO , TD

GDP

$1.825 trillion (2013)

GDP per capital

$51,901 USD (2013)

Total bilateral footprint in Arizona

$10 billion+ (2014 est)

MyLife September | October 2015 43

Showcasing past

CEO Interviews

Jim Lundy CEO Alliance Bank

Year & Place of Birth: 1949, El Paso, TX

“The true measure of a man can be determined by how he treats someone from whom he has nothing to gain.”

– Anonymous

University of Arizona, 1974

Schools Attended/ Education Profile: Grew up in Miami, AZ. Graduated from Miami High School in 1967; B.A. from University of Arizona (Government, Economics), J.D.,

Year Company was Founded: 2003

Favorite Arizona Place: West Fork in Oak Creek Canyon Favorite Charity: St. Vincent de Paul

Family: Spouse Michele A. Lundy, M.D.; four grown children, eight grandchildren

Glen Williamson Canada Arizona Business Council-Founder Canada’s Honorary Consul to Arizona

“Never cut what you can untie.”

–Joseph Joubert

Year & Place of Birth: 1956; Montreal, Quebec

Year Company was Founded: 2003

Favorite Arizona Place: White water rafting, Colorado River

Schools Attended/ Education Profile: Lines moved to Arizona in 1972 and graduated from Independence High School in Glendale.

Moved to the valley: 1987

Family Pets: A dog named Dozer (Australian Shepherd), registered American Paint Horse named Thunder

44 September | October 2015 MyLife

Family: Married; two children

Avien Saaty-Tafoya CEO Adelante Healthcare

Year & Place of Birth: 1971, Sulaymaniyah, Kurdistan of Iraq Schools Attended/ Education Profile: Undergraduate degrees in biochemistry and art, Capital University M.D.,

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”

–Mother Theresa

The Ohio State University College of Medicine & Public Health MBA with a concentration in health care management, University of Phoenix

Family: Two sons Favorite Charity: Adelante Healthcare

Year Company was Founded: 2006

Sean Malone President and CEO Frank Lloyd Wright Foundation

Malone’s vision: To lead a “global, multi-disciplinary center for education, scholarship, debate and research committed to the place of architecture and the arts.”

Year & Place of Birth: Born in Kentucky in 1969. Grew up in Evanston, Illinois

1992; master’s degree in business from the University of Wisconsin, Madison, 1998

Favorite Arizona Place: Taliesin West! But, he’s also a fan of True Food Kitchen

Schools Attended/ Education Profile: Undergraduate degree from the University of Southern California,

Joined the Foundation: January 2012

Favorite Charity: Frank Lloyd Wright Foundation (of course)

Family: Two dogs—Sadie and Mikey Pickles

MyLife September | October 2015 45

Your Mind Is What Really Matters

G

olfing great Arnold Palmer said, “My father always said to me, ‘Remember, whatever game you play, 90 percent of success is from the shoulders up.’”

Palmer has never flaunted his success as a golfer or businessman.

When I visited him a couple years ago in Latrobe, Pa., I learned that although he has won hundreds of trophies and awards, the only trophy in his office is a battered little cup that he got for his first professional win at the Canadian Open in 1955. There is also a framed plaque on the wall, which explains why he has been successful on and off the golf course. It reads: If you think you are beaten, you are.

If you think you dare not, you don’t.

If you’d like to win but think you can’t, It’s almost certain you won’t.

Life’s battles don’t always go To the stronger or faster man, But sooner or later, the man who wins Is the man who thinks he can.

I later discovered that this was part of a longer poem written by C.W. Longenecker. It’s all about mind over matter—mental toughness.

We often hear the term mental toughness from athletes, coaches and sports commentators, but it translates to all aspects of life, especially business. Mental toughness is persevering through difficult circumstances. It is conditioning your mind to think confidently and being able to overcome frustration.

Athletes must be in tip-top physical shape, but if they don’t prepare themselves just as much mentally, they will never become champions.

Serena Williams, like other top tennis players, uses her mental strength to succeed. She uses power thoughts during her matches and reviews them on changeovers, which helps her focus and get her game back on track if necessary. Her power thoughts include: “My good thoughts are powerful.” “My only negative thoughts are weak.” “Hang on to the thought of what you want. Make it absolutely clear.” “You are #1.” “You are the best.” “You will win.”

Dr. Jim Loehr of the Human Performance Institute defined mental toughness in his book “The New Toughness Training for Sports” as “The ability to consistently perform towards the upper range of your talent and skill regardless of competitive circumstances.”

He went on to add, “Mental toughness is all about improving

your mind so that it’s always on your side; not sometimes helping you nor working against you as we all know it’s quite capable of doing.”

Mental toughness is like a muscle. It needs to be exercised to grow and develop. You must get out of your comfort zone by taking on new tasks. As your comfort zone expands, seek out other duties to test your determination. You will soon discover that there is almost nothing you can’t do if you put your mind to it. Truly, it’s mind over matter.

Dr. David Yukelson from Penn State University lists the key characteristics associated with mentally tough elite athletes as:

Harvey Mackay

1.

Self-belief – Having an unshakable belief in one’s ability to achieve competition goals.

2. Motivation – Having an insatiable desire and internalized motivation to succeed.

3. Focus – Remain fully focused on the task at hand in the face of distractions.

4. Composure/handling pressure – Ability to regain psychological control and to thrive on pressure.

But in my opinion, those characteristics translate seamlessly for business people in every discipline. If your mind isn’t prepared to take on the challenges that constantly arise in business, you are doomed to fail. It’s that simple.

Three cowboys had been riding the range in New Mexico since dawn. Busy with the herd of cattle they were tending, there had been no time to stop and eat. As the day wore on, two of the cowboys started talking about how hungry they were and about the huge meal they were going to eat after the day’s work was done.

All they talked about was food. Finally, they asked the third cowboy if he was hungry. He just shrugged his shoulders and said, “No.” At sundown, the three cowboys rode into town and ordered the biggest steak dinners at the local restaurant. The three of them ate every last morsel. One of the trio reminded the third cowboy that less than an hour earlier he had told them he was not hungry.

“Not wise to be hungry then,” he replied. “No food.”

Mackay’s Moral: Life is 10 percent how you make it and 90 percent how you take it.

46 September | October 2015 MyLife

Events Calendar Arizona Events Concerts & Shows Sporting Events

Arizona Events

MARIACHI FESTIVAL

STATE FAIR

FLASHLIGHT TOURS AT DESERT BOTANICAL GARDEN PHOENIX Flashlight tours are a sensory adventure in which you can see, hear and feel the desert night. The self-paced stroll along the main trail to 10 discovery stations is perfect for families and children of all ages. Please bring your own flashlights.

Through Sept. 5 dbg.org ONE-OF-A-KIND: UNIQUE PHOTOGRAPHIC OBJECTS FROM THE CENTER FOR CREATIVE PHOTOGRAPHY PHOENIX Phoenix Art Museum, this unique photography exhibition will cover the entire history of the photographic medium from the 1840s to the present day—works highlighting several photographic processes from negative or digital capture to daguerreotypes and Polaroid prints; on view will be photographs by David Emitt 48 September | October 2015 MyLife

ANNUAL PLANT SALE

Adams, Pierre Cordier, Betty Hahn, Bill Jay, Chris McCaw, Joyce Neimanas, Susan Rankaitis and Andy Warhol.

Sept. 1 – Sept. 30 phxart.org 32ND ANNUAL GRAND CANYON MUSIC FESTIVAL GRAND CANYON SOUTH RIM Shrine of the Ages Auditorium, annual series of evening concerts, musicians from around the country, from jazz to classical, featuring, $8-15, 7:30 pm, 928-638-9215 or 800-997-8285.

Sept. 1 – Sept. 12 grandcanyonmusicfest.org JEROME ART WALK JEROME Visit more than 30 of the unique art studios and galleries, meet the artists and see handcrafted art including jewelry, pottery, glass, leatherwork, clothing, paintings and sculpture and more made both locally and internationally, free, 5-8 pm.

Sept. 3 jeromeartwalk.com 10TH ANNUAL WILDLIFE AND SCIENCE FESTIVAL PINETOP-LAKESIDE White Mountain Wildlife & Nature Center, with interactive booths and displays with lots of live wildlife, an archery range and casting pond, is joined this year by a Science Festival with displays, demonstrations and exhibits, Wildlife World Zoo presentations at 11 am and 1 pm, festival is 10 am – 3 pm, festival is free, nominal charge for programs.

Sept. 5 wmnature.org APACHE COUNTY FAIR ST. JOHNS Apache County Fairgrounds, carnival rides and games, food, main stage, crafts, includes rodeo and jackpot team roping.

Sept. 9 – Sept. 12

2015 SEASON KICK-OFF MESA Mesa Arts Center, kick off the 2015 Fall Season with live entertainment and performances, great food and fun for all ages, artist cooperative demos and sales at the MAC store, food vendors and cash bar, 6 pm.

Sept. 11 mesaartscenter.com OKTOBERFEST SIERRA VISTA Veterans Memorial Park, Enjoy two days of family fun and entertainment, enjoy the autumn weather, the variety of cuisine available from various food vendors and the live entertainment at Der Biergarten, free, Fri 5-11 pm, Sat 11 am – 11 pm, 520-417-6960 or 520-458-7922.

Sept. 11 14TH ANNUAL BISBEE BLOOMER GARDEN TOUR BISBEE

Bisbee residents open their yards to the public, a shuttle bus will be available, the Bisbee Art’s Commission will have a “Plein Air” painting event in conjunction with the tour, artists will be featured in the 10 gardens, local musicians will play at various locations, $10, 10 am – 4 pm, 520-432-3554 or 866-2BISBEE. Sept. 12 discoverbisbee.com

Courthouse Plaza, select a ceramic or wood bowl from more than 800 created by local artisans, and fill with two helpings of gourmet soup made by fourteen of our quad-city chefs and restaurants for $15, benefits local food banks, 11 am – 2 pm.

Sept. 13 prescottdowntown.com/events

11 ANNUAL TEDDY BEAR DAY GLENDALE Catlin Court Donate a new Teddy Bear to the Glendale Fire Dept., make-andtake arts and crafts, sweet treats and deals, 10 am – 4 pm.

Sept. 12 visitglendale.com TH

18TH ANNUAL EMPTY BOWLS PRESCOTT

FLAGSTAFF SHRINE CIRCUS FLAGSTAFF Shrine Circus - Tuthill County Park, three rings of affordable family fun, "The Shrine Circus" will thrill fans of all ages, see death-defying aerial acts, animal attractions including tigers and elephants, in addition to the performing acts, $14-18, doors open at 6 pm, 702-456-2642.

Sept. 14 facebook.com/ thejordanworldcircus

ART IN THE OLIVE GROVE QUEEN CREEK Olive Mill, artists of the Superstitions present A Day of Art, wine tasting and music with more than 20 artists, free to the public 10 am – 3 pm, 480-982-5730.

Sept. 18 artistsofthesupersitions.com CHILLIN’ ON BEALE ST. KINGMAN A down town block party featuring classic cars, food, music, entertainment and more, 5:30-10 pm, 928-830-3755 or 928-753-6106.

Sept. 19 kingmantourism.org 16TH ANNUAL SHARING DOWN SYNDROME WALK TEMPE For all ages and abilities, begins with a light continental breakfast followed by a short

walk, post walk activities will include fun and games with bouncers, rock wall climbing, carnival games, and dancing, exhibitor booths, for Sharing Down Syndrome Arizona, 7:30 am, 480-926-6500.

Sept. 19 sharingds.org ANTIQUES ON THE SQUARE PRESCOTT Courthouse Plaza 60+ dealers of antiques and collectibles, includes glass, pottery, furniture, art, jewelry, primitives and unique surprises, sponsored by the Thumb Butte Questers, free, 8 am - 4 pm, 928-443-8909.

Sept. 20 prescott.org 45TH ANNUAL ANDY DEVINE DAYS PARADE KINGMAN Honoring Kingman and actor

WHERE THE OLD WEST

MEETS THE NEW WEST

CARRIAGE RIDES / SINGING COWBOYS / HISTORY & MUSEUMS / FINE DINING FASHION / PREMIER ART GALLERIES & STUDIOS / DYNAMIC NIGHTLIFE VARIETY OF EVENTS / WELCOMING HOTELS / FREE PARKING / FREE TROLLEY www.DowntownScottsdale.com / find Downtown Scottsdale on

Oct. 10 phoenixzoo.org/rendezzoo

EMPTY BOWLS Andy Devine of Kingman, parade is 2 miles long, 100+ entries, free, 10 am, 928-757-7919.

Sept. 26 ANNUAL FIESTA PEORIA PEORIA Annual multicultural signature event for the City of Peoria, family festival brings live dancing, traditional food and drinks, activities for the whole family including a kid’s zone with inflatable, zip line and a water zone to stay cool, 623-773-7538.

Sept. 26 arvizu.com LAKE HAVASU CITY SHRINE CIRCUS SARA PARK Three rings of affordable family fun, "The Shrine Circus" will thrill fans of all ages, see aerial acts, animal attractions including tigers and elephants, in addition to the performing acts, kids will have the unique opportunity to ride and pet different types of animals, *acts are subject to change, $14-18, doors open at 6 pm, 702-456-2642.

Sept. 30 7TH ANNUAL NATIVE AMERICAN ANNUAL CHILDREN’S PAGEANT PHOENIX Three age categories: birth-3, 4-6 and 7-10, all children wear traditional dress and are judged

by Tribal Royalty, children ages 4-6 and 7-10 participate 50 September | October 2015 MyLife

in competition, they have two minutes to complete a traditional activity (i.e., dancing, singing, drumming, storytelling, frybread demonstration, etc.), free, 10 am – noon, 602-2795262 ext. 3111.

Oct. 3 nativehealthphoenix.org 16TH ANNUAL CHANDLER C3HR MARIACHI FESTIVAL CHANDLER Performers include: Mariachi Pajarillo, a Los Angeles-based mariachi ensemble comprised of world known mariachi musicians, Mariachi Flores Mexicanas, an all-female mariachi group; performance by the dancers of Chandler’s Ballet Folklorico Quetzalli - AZ, and other special guest dance groups, $20-40, 5:30 pm.

Oct. 3 chandlercenter.org DOWNTOWN STREET SCENE – OKTOBERFEST CASA GRANDE Main Street Alley and Historic Florence Street, classic car show, exhibitors, live entertainment, beer garden, merchants and restaurants open late, free, 5:309 pm, 520-836-8744.

Oct. 6 cgmainstreet.org 43RD ANNUAL OKTOBERFEST@TEMPE TOWN LAKE TEMPE Blends polka, bratwurst and beer with salsa and

Southwest foods, 4 stages of entertainment; six beer gardens plus wines & spirits; German brats and strudel, non-stop polka, local bands, games & entertainment for children, Fri 5 pm - midnight, Sat 10 am midnight, Sun 10 am - 6 pm, 480-491-FEST (3378).

Oct. 9 – Oct. 11 tempeoktoberfest.com 31ST ANNUAL FALL CHILI COOK OFF CROWN KING The town’s biggest event of the year, sample unique chili, vote for your favorite, includes beer, $10-20, 11 am – 3 pm, 928-632-7053.

Oct. 10 crownkingsaloon.com 25TH ANNUAL SEDONA ARTS FESTIVAL & ARTIST INVITATIONAL SEDONA 150 new and returning fine artists from across the country, live entertainment, Kidzone, food and this year features the Sedona Visual Artists’ Coalition, $8-10, Sat. 10 am - 5 pm, Sun. 10 am – 4 pm, 928-204-9456.

Oct. 10 sedonaartsfestival.org RENDEZ-ZOO, AN EVENING OF CONSERVATION AND CUISINE PHOENIX Annual fundraiser, an exotic adventure of dinner, drink and dazzling experiences, 6-11 pm, 602-286-3855.

FALL PLANT SALE PHOENIX One-stop shopping experience featuring the largest variety of arid-adapted plants available in one place, plants available include: desert wildflowers, large and small cacti and succulents, trees and shrubs, agaves and yuccas, and herbs, vines and bulbs, purchase pottery and garden accessories from specialty retailers, farmer’s market, expert advice, free, Sat 7 am - 5 pm, Sun 9 am – 5 pm, 480-941-1225.

Oct. 10 – Oct. 11 dbg.org SCOTTSDALE CYCLING FESTIVAL SCOTTSDALE Offers both a 30 & 70 mile citizens’ ride to benefit the McDowell Sonoran Conservancy, Oct. 11 facebook.com/ scottsdalecyclingfestival 131ST ANNUAL ARIZONA STATE FAIR PHOENIX Family entertainment, animals, food, rides, top-notch concerts, exhibits, motorized events, rodeo & more, new attractions, new rides, $5-10.

Oct. 16 – Oct. 31 azstatefair.com 38TH TUCSON PRIDE ON PARADE AND PRIDE IN THE DESERT TUCSON Armory Park, entertainers, more than 100 exhibitors, the IBT’s Drag Depot, a Latin dance tent, vendors, food court, Southern Arizona’s largest gathering of the gay, lesbian, bisexual and transgender community, annual parade begins on Congress Street and ends with an event, 11 am – 8 pm, 520-622-3200.

Oct. 17 tucsonpride.org RAINBOWS FESTIVAL PHOENIX Heritage and Science Park Drawing a crowd in excess of 15,000 friends, families and

allies each year, this free annual event is open to the public and celebrates the diversity of the LGBTQ community, featuring an international food court, artists, merchandise vendors, and entertainment, 10 am – 6 pm, 602-277-7433.

Oct. 17 phoenixpride.org

14TH ANNUAL GREAT PUMPKIN FESTIVAL PHOENIX Desert Botanical Garden One of the Valley’s favorite places to find that special pumpkin, take an authentic hayride out to the Garden’s pumpkin patch, where each day children 12 and under can choose their own free pumpkin,

workshops, alter contests, hands-on educational activities, live traditional music and dance and a variety of food, free, Sat. 10 am – 5 pm, Sun noon – 5 pm, 480-644-6627.

Oct. 24 – Oct. 25 mesaartscenter.com 38TH ANNUAL FAMILY HALLOWEEN CARNIVAL TEMPE Kiwanis Park Ghoulish goodies for the goblins, entertainment, costume contest, carnival games, food, free, .25 carnival tickets, 5:30 – 9 pm, 480-350-5185.

Oct. 24 tempe.gov 3RD ANNUAL RIO DE CERVEZA BREW FEST YUMA Desert Sun Stadium, ride the river of beer with samples from more than 60 different beers, there will be live music, food and lots of craft beers, 4-9 pm.

Oct. 24 riodeocerveza.com

CHILLIN’ ON BEALE ST.

SUPER HERO RUN 5K PHOENIX 100 yd Kid’s Dash, Hero vs.

Villain, dress up as you favorite hero or villain, or form an alliance, 7 am.

Oct. 24 getsetusa.com

PUMPKIN PATCH MARICOPA COUNTY MASTER GARDENERS’ FALL PLANT SALE PHOENIX Metro Tech, presentations provide guidance for getting things growing in your garden after our scorching summer heat, plants have been grown here in the Valley and other local producers, experts on hand to offer free gardening advice and seminars, children’s activities and pumpkin patch, free, 8 am – 2 pm, 602-470-8086.

Oct. 17

$6-15, Fri 8:30 am - noon, Sat-Sun 8:30 am - 3 pm, 480-941-1225.

Oct. 23 – Oct. 25 dbg.org 9TH ANNUAL EL DIA DE LOS MUERTOS CELEBRATION MESA Mesa Arts Center Features an artist Mercado showcasing an assortment of traditional and contemporary merchandise, jewelry, and arts and crafts from several local artisans, live artist demonstrations, artist

7TH ANNUAL CORKS AND COLLARS SCOTTSDALE Wine-tasting and silent auction fundraising event benefiting the Desert Labrador Retriever Rescue, $35.

Oct. 24 corksandcollars.org 3RD ANNUAL DISH IT OUT PHOENIX High Street, 50+ local restaurants will serve up their Sunday best, and the “Culinary Clash of Champions” will take center stage, benefits the

Boys and Girls Clubs of Metro Phoenix, $75, 5-8 pm.

Oct. 25 dishitoutaz.org OUTSTANDING IN THE FIELD GILBERT The Farm at Agritopia, a roving culinary adventure – a restaurant without walls, ingredients for the meal are almost all local (sometimes sourced within inches of your seat at the long table in the peach orchard!) featuring guest chef Gio Osso, of Virtu in Scottsdale, $195, 2 pm.

Oct. 27 outstandinginthefield.com HALLOWEEN MONSTER BASH PEORIA Peoria Sports Complex, entertainment, children's activities, parade of costume contests, make-n-take crafts, interactive game, rock wall, trick or treat, inflatable activities, carnival games, entertainment, scare walk, free, 5-9 pm, 623773-7198 or 623-773-7564.

Oct. 30 peoriaaz.gov/specialevents SCARY & SAFE TRICK OR TREAT YUMA $1 admission let kids collect candy through the old cell block from costumed volunteers, proceeds benefit Arizona Law Enforcement Torch Run for Special Olympics, Yuma Special Olympics, 5:30-8 pm, 928-783-4771.

Oct. 31 visityuma.com 29TH ANNUAL SAFE & FUN TRICK OR TREATING IN UPTOWN SEDONA Uptown merchants welcome all good ghouls and ghosts, decorated storefronts and costumed characters hand out treats, free, 5-8 pm.

Oct. 31 sedonamainstreet.com

SUBMIT AN EVENT Did we miss your favorite event? Please tell us about it! Visit MyLifeMagazine.com/event-submission and provide as much information as you can—we’ll take care of the rest.

!

MyLife September | October 2015 51

MARC ANTHONY

LILA DOWNS

Concerts & Shows HERBERGER THEATER 222 E. MONROE ST., PHOENIX HERBERGERTHEATER.ORG STAND UP FOR DOWNTOWN THEATER Sept. 11 THE CHRONICLES OF DEADCOW ARIZONA CHAPTER ONE Sept. 14 – Sept. 24 J IS FOR JUSTICE Oct. 5 – Oct. 15 HERSHEY FELDER AS IRVING BERLIN Oct. 8 – Oct. 25

O.A.R. Sept. 16

LIBERA Oct. 27

DANA CARVEY Sept. 18

UA DOWNTOWN LECTURE SERIES Oct. 28

LILA DOWNS Sept. 22

US AIRWAYS CENTER

NATIONAL CIRCUS AND ACROBATS OF THE PEOPLE’S REPUBLIC OF CHINA Sept. 24 HERB ALPERT AND LANI HALL Sept. 26

PORT AUTHORITY Oct. 16 – Oct. 31

EMMYLOU HARRIS AND RODNEY CROWELL Sept. 27

REFLECTIONS – LUNCH TIME DANCE THEATER Oct. 22 – Oct. 23

JESSE COOK Oct. 7

REFLECTIONS Oct. 22 – Oct. 25

JOAN ARMATRADING Oct. 16

FOX THEATRE

STRAIGHT NO CHASER Oct. 18

17 W. CONGRESS ST., TUCSON FOXTUCSONTHEATRE.ORG BENNUVAL! AN EVENING OF SPACE, ART AND MUSIC Sept. 12 52 September | October 2015 MyLife

201 E. JEFFERSON ST., PHOENIX USAIRWAYSCENTER.COM CHRIS BROWN W/ KID INK, OMARION, FETTY WAP & TAYANA TAYLOR Sept. 15 MARC ANTHONY AND CARLOS VIVES Sept. 29

ASU GAMMAGE 1200 S. FOREST AVE., TEMPE ASUGAMMAGE.COM WICKED Sept. – Oct. 4 THE BOOK OF MORMON Oct. 20 – Oct. 31

UA DOWNTOWN LECTURE SERIES Oct. 21

CELEBRITY THEATRE

ETERNAL TANGO Oct. 25

440 N. 32ND ST., PHOENIX CELEBRITYTHEATRE.COM

LENNY KRAVITZ

ALEJANDRA GUZMAN Sept. 5 EL TRI Sept. 15 JAGGED EDGE Sept. 18 URBANAZ FUNK FEST II Sept. 19

COMERICA THEATRE 400 W. WASHINGTON ST., PHOENIX COMERICATHEATRE.COM INCUBUS Sept. 1 LENNY KRAVITZ Sept. 9 LEE BRICE Sept. 11 LUIS MIGUEL Sept. 16 LEWIS BLACK Sept. 19 RICKY MARTIN Sept. 26

JANET JACKSON

THE WILD KRATTS Sept. 29 DON HENLEY Oct. 3 COUNTING CROWS Oct. 5

PHOENIX THEATRE 100 E. MCDOWELL RD., PHOENIX PHOENIXTHEATRE.COM THE TOXIC AVENGER Oct. 28 – Nov. 22

TWENTY ONE PILOTS Oct. 13 JANET JACKSON Oct. 19 MY MORNING JACKET Oct. 20 ADAL RAMONES Oct. 24 VEGGIE TALES Oct. 25

GILA RIVER ARENA 9400 W. MARYLAND AVE., GLENDALE GILARIVERARENA.COM MADONNA Oct. 22 MyLife September | October 2015 53

Glendale, AZ & the West Valley You’ll Love Every Minute 6:05 a.m.

8:45 a.m.

3:12 p.m.

11:15 a.m.

It is more than a perfect blend of the old and the new, the wild and the tame, the luxurious and the rustic. Call us for your personalized itinerary at 623.930.4500.

Glendale Convention & Visitors Bureau 5800 W. Glenn Dr. Suite 140 Glendale, AZ 85301 Stop in for a free tote to fill with all your great finds.*

VisitGlendale.com 7:30 p.m.

*While supplies last

LA

COL 5:40

1:10

COL 5:40

COL 12:10

SD WAS WAS WAS 1:10 6:40 6:40 12:40

10

12

11

17

13

SD 6:40 14

SD 6:40 15

PHI 4:05

SD 5:10 16

PHI 4:05

19 20 21 22 18 23 PHI MIA MIA MIA MIA CHI CHI 10:35 4:10 4:10 4:10 9:10 6:40 7:10

24 CHI1:10 25 31 MIL11:10

26 27 28 STL STL STL 1:15 5:15 5:15

29

30 MIL MIL 5:10 1:10

J UNE SUN

NYM 1:10

7

1

MON

8

ATL 6:40

2

LA

9

TUE

ATL 6:40 LA

7:10

3

WED

THU

FRI

SAT

ATL NYM NYM NYM 12:40 6:40 6:40 7:10 4

LA 11

10

7:10

5

12

7:10

6

SF 13 4:15 SF

7:15

16 17 18 19 20 LAA SD SF 15 LAA LAA LAA SD 12:40 6:40 7:05 7:05 6:40 7:10

14

1:05

21

22 SD 1:10

28

29 SD LA 30 6:40 LA 1:10 6:40

23

24 25 26 27 COL COL COL SD SD 5:40 5:40 12:10 7:10 7:10

JULY SUN

MON

TUE

5

6 COL 1:10

7

12

13 NYM 10:10

14

19

1

WED

THU

FRI

SAT

3 4 COL LA 2 COL COL 6:40 6:40 6:40 7:10

9 8 TEX TEX 5:05 5:05 15

10

16

17

11 NYM NYM 4:10 1:10

SF 18 5:10 SF

6:40

21 22 23 24 25 SF 20 MIA MIA MIA MIL MIL MIL 6:40 6:40 6:40 6:40 6:40 5:10

1:10

26

27 28 29 30 MIL SEA SEA SEA 1:10 7:10 7:10 12:40

31

HOU 5:10

AUGUST SUN

MON

TUE

WED

THU

FRI

1

SAT

HOU 4:10

6 7 5 8 4 3 HOU WAS WAS WAS WAS CIN CIN 11:10 4:05 4:05 4:05 1:05 6:40 5:10

2 9

12 13 11 10 CIN PHI PHI PHI 1:10 6:40 6:40 12:40

16

19 20 21 18 22 17 ATL PIT PIT PIT CIN CIN CIN 10:35 4:05 4:05 4:05 4:10 4:10 4:10

23 CIN10:10 24 STL6:40 25 30 OAK1:10 31 COL5:40

14

15 ATL ATL 4:35 4:10

29 26 27 28 STL STL STL OAK OAK 6:40 6:40 6:40 6:40 5:10

SEPT//OCT 1

SUN

6 13

MON

7 CHI 11:20

1

SF 8

WED

2 3 COL COL 5:40 5:40

SF 9

THU

4

SF 10

11

16 17 15 LA 14 SD SD SD 6:40 6:40 6:40

18

1:10

1:10

20

TUE

7:15 6:40

7:15 6:40

FRI

SAT

5 CHI CHI 11:20 11:20

LA 12 5:10 LA

6:40

SF 19 1:05 SF

7:15

25 26 SF 21 7:10 LA 22 7:10 LA 23 7:10 LA 24 LA SD SD TBD 7:10 5:40

1:05

27 SD1:10 28 4 HOU12:10

29

30 1 2 3 COL COL COL HOU HOU 6:40 6:40 6:40 6:40 5:10

LARRY FITZGERALD

ERIC BLEDSOE

Sporting Events ARIZONA CARDINALS

ARIZONA COYOTES

ASU FOOTBALL

UNIVERSITY OF PHOENIX STADIUM AZCARDINALS.COM

GILA RIVER ARENA COYOTES.NHL.COM

SUN DEVIL STADIUM THESUNDEVILS.COM

VS SAINTS Sept. 13 @ 1:05 p.m.

@ KINGS Oct. 9 @ 7:30 p.m.

@ TEXAS A&M Sept. 5 @ 4:00 p.m.

@ BEARS Sept. 20 @ 10:00 a.m.

VS PENGUINS Oct. 10 @ 7:00 p.m.

VS CAL POLY Sept. 12 @ 8:00 p.m.

VS 49ERS Sept. 27 @ 1:05 p.m.

VS RAMS Oct. 4 @ 1:25 p.m. @ LIONS Oct. 11 @ 1:05 p.m. @ LIONS Oct. 18 @ 10:00 a.m.

VS RAVENS Oct. 26 @ 5:30 p.m.

PHOENIX SUNS US AIRWAYS CENTER SUNS.COM VS MAVERICKS Oct. 28 @ 7:00 p.m.

VS TRAIL BLAZERS Oct. 30 @ 7:30 p.m. @ TRAIL BLAZERS Oct. 31 @ 7:00 p.m.

56 September | October 2015 MyLife

@ DUCKS Oct. 14 @ 7:30 p.m.

VS WILD Oct. 15 @ 7:00 p.m.

VS BRUINS Oct. 17 @ 7:00 p.m. @ DEVILS Oct. 20 @ 4:00 p.m. @ RANGERS Oct. 22 @ 4:00 p.m. @ SENATORS Oct. 24 @ 4:00 p.m. @ MAPLE LEAFS Oct. 26 @ 4:30 p.m. @ BRUINS Oct. 27 @ 4:00 p.m.

VS CANUCKS Oct. 30 @ 7:00 p.m.

VS NEW MEXICO Sept. 18 @ 7:00 p.m.

VS USC Sept. 26 @ TBA @ UCLA Oct. 3 @ TBA VS COLORADO Oct. 10 @ TBA @ UTAH Oct. 17 @ TBA @ VS OREGON Oct. 29 @ 7:30 p.m.

U OF A FOOTBALL ARIZONA STADIUM ARIZONAWILDCATS.COM VS UTSA Sept. 3 @ 7:00 p.m. @ NEVADA Sept. 12 @ 4:00 p.m.

VS NORTHERN ARIZONA Sept. 19 @ 7:00 p.m.

VS UCLA Sept. 26 @ TBA @ STANFORD Oct. 3 @ TBA VS OREGON STATE Sept. 10 @ TBA @ COLORADO Oct. 17 @ TBA VS WASHINGTON STATE Oct. 24 @ TBA @ WASHINGTON Oct. 31 @ TBA

NAU FOOTBALL WALKUP SKYDOME NAUATHLETICS.COM @ STEPHEN F. AUSTIN Sept. 5 @ 4:00 p.m.

VS N.M. HIGHLANDS Sept. 12 @ 4:00 p.m. @ U OF A Sept. 19 @ 8:00 p.m. @ MONTANA Sept. 26 @ 1:00 p.m. @ UC DAVIS Oct. 10 @ 4:00 p.m.

VS WEBER STATE Oct. 24 @ 4:00 p.m.

VS NORTHERN COLORADO Oct. 31 @ 2:00 p.m.

MIKKEL BOEDKER

MAGAZINE

VOLUME 6, ISSUE 2 MARCH/APRIL 2015

FAST FOOD FAST FACTS Behind The Merger

ALZHEIMER’S DISEASE

CEO SERIES: Jim Lundy

MERCY SHIPS

Charity on the High Seas

VOLUME 6, ISSUE 1 JANUARY/FEBRUARY 2015

WINTER TOURISM WELCOME, CANADIANS

COLORADO: BECOMING ITS HIGHER SELF

CEO SERIES STEVE LOPEZ OF CLEAN AIR CAB COMPANY

BIRTHPLACE OF JAMES BOND FILM REVIEW

MAGAZINE

“FOOD CHAINS: THE REVOLUTION IN AMERICA’S FIELDS”

VOLUME 6, ISSUE 3 MAY/JUNE 2015

Déjà Vu

America and Cuba

A Woman’s Right to Everything • Where is Malaysia Airlines Flight 370? • Starbucks Tackles Social Issues MYLIFEMAGAZINE.COM

Sign me up!

Six issues annually One-year subscription for $29.95 Two-year subscription for $44.95 Name Address

City State

image credits

What Families Need to Know

Zip

Send a check to: MyLife Magazine 4600 E. Shea Blvd. #208 Phoenix, AZ 85028 Please allow 4 to 6 six weeks for subscription to begin. We will not sell, rent or share your personal information.

To subscribe online, go to mylifemagazine.com/subscribe

p. 4 Ocean, National Geographic; p. 8 Bradley Berger, News & Experts, Illustration, Shutterstock; p. 12 Glenn Ford, The Times, Zion Harvey, DBV; p. 14 Police, San Bernardino Police; p. 16 National College Championship, USA Today, 30 Rockefeller, NBC, Zach Johnson, IBTimes, DirecTV logo, DirecTV, TLC logo, TLC, Chris Broome, BBC, Malaysia Flight, Fourth Media; p. 18 Lynyrd Skynyrd, Andrew King, Halloween, Falcon International Productions, Johnny Bench, Topps, Desmond Tutu, Elke Wetzig, Buddy Ryan, Kentucky.com, Bud Selig, NY Post, Legend City, Legend-City; p. 26 Nicholas Winton, Fox, p. 21 El Chapo, Yahoo, Arrest, NY Post, Cell, Business Insider, Tunnel, CNN and LA Times; p. 28 Everest, Universal Pictures, The Martian, Fox, Bridge Of Spies, Dreamworks; p. 30 Iran flags, Alborzagros p. 32 Graphic, Long Island Weekly; p. 31 Trump, Yahoo p. 37 Ian Flanders, NY Daily News, Cecil, Varnent, Frank GIfford, GC Telegram; p. 38 Airport, AZCentral; p. 47 Fall, Yahoo News; p. 48 Plant sale, Scottsdale Daily, Mariachi Festival, Chandler Arts, Chillin’ on Beale St., Kingman, Bowls, Empty Bowls, State Fair, AZ State Fair; p. 52 Marc Anthony, FanShare, Lila Downs, Star Media, Lenny Kravitz, Monster Music, Janet Jackson, Celebrity Bug, Book of Mormon, ASU; p. 56 Fitzgerald, AZCentral, Bledsoe, Comcast, Boedker, Faneille

Enjoy the Only Sea Lion Show in Arizona.

Then See Our New Cheetahs and Baby Giraffe!

Arizona’s Largest Collection of Exotic Animals Plus 85 Aquarium Exhibits and New Safari Park State Route 303 and Northern Ave. 623-935-WILD (9453) • WildlifeWorld.com

Safari Train Ride • Australian Boat Ride • Kids Carousel • Safari Tram Ride Wildlife Skyride • Log Flume Ride and Shows!

SAVE NOW! $16 VALUE I $4 0FF PER PERSON I LIMIT 4 Not valid with any other discounts or offers