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OUR MISSION: We’re more than just your financial advisor We join you in the retirement journey. We first get to know you, because no two client’s have the same goals, dreams, or needs. Then we only offer advice that’s
Cost Effective Easy to understand Conflict free Truly in your best interest
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Services | OUR PASSION WE SERVE Individuals
Joint Accounts
Small Businesses
Non-Profits
Institutions
THROUGH Retirement Planning
College Funding
Estate Planning
Insurance
Asset Allocation
Risk Management
Growth Strategies
Income Strategies
Tax Sensitive Strategies
Philanthropy
Investment Management
Investor Policy Statements
Risk/Return Objectives
Educational Programs
Research & Strategy
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About Us | WHY THE SANDGLASS?
“No warning can save a people determined to grow suddenly rich
”
Samuel Loyd
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Greater knowledge of a danger permits potential for safety. For centuries, shipbuilders have put great care into the design of their vessels. Knowing for most days the sea is moderate, they still design for those rare days when storms blow, waters are rough and their skills are tested. Marking the passage of time, the sandglass served as a guide for mariners as they braved the seas during weather good, and bad. As time seemingly expands and contracts with market volatility; our faith, conviction and skill will be tested, it’s here we turn to the hourglass as a guide when weathering market cycles. Our emotions will not get the best of us. The probability of loss is no more measurable than the probability of rain. It can be modeled, forecasted, and estimated, but CANNOT be known. As trusted stewards of hard earned capital, our commitment to honest, conflict free advise encourages longer holding periods by dispelling the illusion of control and knowledge of knowing what will happen in the short-run. In a highly uncertain world, we offer a timeless commitment to helping improve client financial well-being through a conservative and disciplined approach in all that we do. www.URLgoeshere.com
Our Team | GET TO KNOW US Ally Dalton President
Sandra Brown Chief Operations Officer
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David Townsend, CFA Financial Advisor
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Our Process
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Core Principles | WHAT GUIDES US Using an inside-out approach, our core values center around Why – Why we push ourselves to continually grow the trust of family, friends, clients and the communities we serve.
1 | WHY Amongst many other challenges; changes in pensions, life expectancy, and uncertainty in financial & labor markets have thrust upon individuals and businesses greater responsibility for their financial futures. Coping with these realities has very real consequences, as the ability to handle these challenges is the biggest factor in managing our standard of living leading up to and during retirement. In an uncertain world, we stand ready to serve our client’s with objective, unbiased and personalized service.
Unrelenting discipline guides us We embrace a culture of change and adaptation We face challenge head-on Innovation moves us forward We remain ethically grounded and authentic to the core - even as others question why bother
2 | HOW We’re continually reminded: life’s an evolution, not a static path. As a trusted advisor, we help clients build a foundation when establishing a process and discipline needed for success in highly uncertain environments. Evidence suggests in order to understand something, we have to believe it. So we strengthen our client-advisor bonds through education, empathy, and experience. We connect with others who bring specific expertise and skills to the table. Including leading tax, legal, insurance, and business advisors.
• • • • •
3 | WHAT As recently as 15 years ago, information was much more difficult to assemble, particularly for financial issues, getting expert advise meant going to a professional. Today’s information driven world puts clients in more control than ever before. By focusing on financial advice, not financial products, our emphasis on planning, portfolio construction and asset allocation promotes a highly collaborate relationship. Leaving client’s feeling understood, valued, educated, and validated as they see their input put in action toward reaching their financial goals.
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Client & Community Commitment We’re a service business, those we serve receive something they cannot touch, see or feel. Often, the effectiveness or value of our service can only be judged years later. Because our work is intangible, our relationship with our clients and community is fragile.
We’re dedicated to building trust through demonstrating shared values and commitments to common causes. We enjoy regularly giving back through supporting local and regional causes.
Like an iceberg, so much of who we are, what we’re made of, lies beneath the surface. We go to great lengths to make our “invisible work” visible.
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SCHOOL ROAD
Ridgewood High School
Sandglass Wealth Management
ROUTE 48 Spencer Highway
TAILGATE ROAD
MAPLE ROAD
Contact Us Phone: Fax:
815.815.4444 815.815.4445
name1@address.com name2@address.com name3@address.com
Find Us 1942 E Spencer Highway Suite 999 Anytown, IL 60444 www.URLgoeshere.com