New Healthcare Benefits Provider Joins the NCAR REALTOR ® Partner Program

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Most people find the subject of Healthcare Reform daunting and are unsure of how the changes may impact them. Below are a few of the major changes that may affect you.

New Healthcare Reform (HCR) requirements: w Individual Mandate: As of 1/1/14, most individuals will be required to have health insurance or face penalties. w Health Insurance Marketplaces or “Exchanges” will be set up for individuals to compare plans and purchase coverage. In North Carolina, that will fall to the federal exchange. Open enrollment begins on 10/1/13. w Small employers with <50 full-time employees are not required to offer health insurance benefits to their employees, so it will fall on individuals to maintain their own coverage. w Employers with 50+ full-time employees must offer health insurance to their employees starting in 2015 or face penalties. Please refer to legislation for specific definitions and requirements.

As a result of this new legislation, NCAR is pleased to announce our newest addition to the NCAR REALTOR® Partner Program, Worksite Associates, LLC. In the weeks to come, Worksite Associates, in conjunction with LinkedAgency, LLC, and TriadCare, will deliver an expanded health benefits program to NCAR members.

Objectives for the Healthcare Benefits Program w Offer an expanded menu of benefits to members, including: l Major medical, l Supplemental health, to include Critical Illness, Accident, Medicare Supplement, and more, l Life insurance, and l Tele-medicine and wellness programs. w Provide professional expertise to address NCAR member questions and conduct personal consultations about members’ healthcare coverage. w Utilize a number of different communication platforms, including in-person local events, online access and a call center. w Offer health and wellness programs to members so they can maintain great health while keeping their costs contained. w Provide offerings that conform to Healthcare Reform requirements including a “private” exchange for NCAR members.

In the coming weeks, you will be hearing a lot about the new partnership from NCAR as the “private” exchange goes live. Worksite Associates, LLC will be coordinating onsite events throughout the state to educate members about the Healthcare Benefits Program, to provide personal consultations and to enroll participants.

Do you have questions about the NCAR Healthcare Benefits Program? Please send an e-mail to: ncarbenefits@worksiteassociates.com. v

About the Partners

w Worksite Associates, LLC is a provider of individual consultancy to NCAR members. They will work with insurance carriers to bring you the product offerings and then provide a team of customer service professionals to assist you after you have your coverage.

w LinkedAgency, LLC, is a company specializing in custom website design and development for the insurance and real estate markets.

w TriadCare is comprised of experienced pharmacists and medical professionals that focuses on delivering innovative wellness, disease management and pharmacy programs.

By BLAIR wILBuRN EDITOR