Nelson Grey Power December 2018

Grey Power December 2018

NelsoN Grey Power AssN INc

Loop the Loop in Stoke

Page 9

“Doing Business” Page 16 Survey Results Being good and ready

Page 20

Mystery bus trip

On the 11th of October this year some Nelson Grey Power members enjoyed a mystery bus trip. A group of 39 persons boarded one of the four minivans at 11am and set of for an unknown destination. It was not the nicest of days with rainy wild weather but those who came were excited and wanting to know where we were going. As this was our first attempt at organising an outing such as this, we only charged $5 per person.

The van George was driving was not in the best condition and he had to call into a garage to get it seen to. The other vans had arrived at our destination and all were concerned that there was no sign of the other van.

Our destination was The Jellyfish Café at Mapua. There was a very high tide and the water was very close to the top of the wharf, but we were all snug and dry. Debbie had organised a delightful menu of finger foods such as battered fish fingers, Continued on page 3

Nelson Grey Power members enjoying a mystery bus trip.

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Presidents report Christine Tuffnell As I write this report Nelson Grey Power is actively opposing the closure of Kiwibank in Stoke.

The first we knew of this was Wednesday 14th November when we received a letter from Kiwibank informing us: “In response to increasing numbers of customers accessing banking services in different ways, Kiwibank has decided to withdraw services from our Stoke branch.”

At a Government inquiry into Kiwi Group Holdings in March 2018 (with $494 million of the $563 million operating income for 2016/17 attributable to Kiwibank), the inquiry report notes that : “Kiwibank said it is mindful of accessibility for communities, and assured us that it will continue to do its best to consult communities and ensure its services remain available wherever possible.”

They did not keep their promise to the inquiry –

there was no consultation with the Stoke community prior to the decision to close being made.

Nelson Grey Power is working with Nelson’s Mayor and local Member of Parliament to bring Kiwibank to account by asking them to present their business case for the closure of the Stoke branch to a public meeting of the Stoke community. It is not sufficient to make a blanket national statement such as that made on TVNZ Breakfast on 15th November: “We regularly review our locations, looking at two things: firstly, the number of customers using the services in that location and secondly, other available Kiwibank services in close proximity. Based on that we’ve made the decision not to continue our physical presence in Stoke”.

Nelson Grey Power office is

just a few doors away from Kiwibank in Stoke and we see customers coming and going from Kiwibank continuously – there is high usage of this service.

For many of our members trekking into Nelson CBD and back to use the Nelson Kiwibank is just too difficult. Stoke has two large busy supermarkets and around 30 other shops and a much used public library.

The Stoke CBD is a hub of activity in the fastest growing suburb of Nelson.

We are hopeful of preventing the closure of the Stoke branch of Kiwibank.

In this issue of our Nelson Grey Power magazine you can read about the results of our “Ease of doing Busi-

ness” member survey, the outcome of the End of Life Care forums we hosted, a range of interesting articles including retirement planning, wills, Power of Attorney, alcohol harm reduction, eye care, and transport. You will also note that our magazine helps keep you informed about the activities of other organisations in your community – in this issue – social clubs, CAB, Heart Foundation, Red Cross, Menzshed and the Stoke bus service. Note also the Office News and Xmas holiday hours.

Everyone who attended our recent birthday on the bus had a great time. We are again planning a Waitangi Day picnic for members – see details in this magazine.

We hope to see you there!

Your Nelson Grey Power Committee wishes you all a happy and safe Christmas.

Nelson Grey Power 33 Putaitai Street, Stoke

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CLOSED FOR THE CHRISTMAS PERIOD From Wednesday 19th December from 1pm Re-opening Monday 14th January 10am Merry Xmas To You All Normal Office Hours: Mon-Fri 10am - 3pm Ph: 03 547 2457 Fax: 03 547 2157 P. O. Box 2190 Stoke 7041 nelsongreypower@xtra.co.nz www.greypowernelson.org.nz

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Disclaimer Neither this association, nor any person associated with it, accepts any liability for the contents of this magazine which has been prepared in good faith and is believed to be correct. The final say on any articles printed in this magazine is at the discretion of the Nelson Grey Power President who has overall editorial approval.

Grey Power Nelson

Mystery bus trip Continued from page 1 salt and pepper squid and pieces of smoked fish. This was followed by slow cooked lamb shoulders, pork belly and other meats all served with sauces and breads and dips and vegetables and salads.

To finish up there were two desserts including a yummy chocolate cake and a little tartlet.

One of our members was a vegan and gluten free and Debbie kindly sorted out a big bowl of salad for her. A veritable feast all-round en-

►

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joyed by all.

After we had eaten there was time to browse the shops before we climbed back into the vans and headed home to the office. Everyone had a great day and wanted to know when the next trip is going to be. For those who cancelled because of the weather, you missed a great day.

A big thank you to George, Bob, Sue and David who were our drivers for the day.

Coming up in the new year! Put the date be-

low in your diary.

Our next jaunt is closer to home! Waitangi Day picnic at Broadgreen House Park so keep the 6th of February between 11.00 and 3pm free. It will be a ‘bring your own chair, food, sunhat’ and look forward to some games and lots of fun. There is a coffee cart out on Nayland Road plus a dairy and fish and chip shop across on Nayland Road for anyone who needs a little bit of caffeine or extra sustenance. See you there!

Yet another scam George Truman One of our members brought in unsolicited mail from Beyond Your Dreams Tour from Malaysia.

The envelope had the same wording as the Telephone Directory. The two scratchies inside produced a US$200,000 prize.

Of course, you had to follow up to claim. If you receive such mail from them, destroy it and don’t start dreaming of overseas travel.

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Office News

Kim Harding

Office Administrator Welcome to New members and I hope you are enjoying the many benefits of being a Grey Power member. Our longstanding volunteer Win Cozens has finished up with us and not only had shifts on the front desk in the office but also phoned other volunteers for folding/posting magazine day, hand delivered magazines and took subs at one of our out and about venues.

Win has also been on the Grey Power Committee in the past. More than one person will be needed to replace her. Good luck to you Win in

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your retirement from volunteering for Nelson Grey Power and hopefully you will be able to relax a bit more now.

The new discount book for members renewing for the next membership year is being printed now. There will be some new headings and some headings no longer in the book. This book will feature an alphabetical listing of businesses in the back. There will be other businesses that are not in the book that offer Grey Power discount so ask where-ever you shop.

Some of these businesses are Mitre 10, Jellyfish Café and Hell Pizza. The new discount book will be issued with pay-

ments for the next membership year made early in January, February or March which also puts you in a draw for prizes. It will mean you avoid the rush in March when all members are due for renewal. Anyone who has paid in advance will get their membership card/s and new discount book in January when we reopen after our 3-week closure for Xmas.

The next magazine we will post you will be in March.

It is nice to be having warmer nights and days along with more light in the evenings now. I hope you all have an enjoyable Christmas season spent with family and/ or friends. Merry Christmas from all of us here at Nelson Grey Power.

E M M A with

PAY EARLY AND WIN! There is a prize draw for Members Renewing early for the next membership year.

Miss the rush and pay early in January, February and March 2019 for the upcoming membership Year to 31 March 2020.

Payment can be; Left with the Nelson Mail office on Bridge Street or the Unichem Richmond Mall Pharmacy (No change given. We will pick your payments up). Left with NBS Murchison to get to us, paid directly into bank account 03-1709-0071804-001 with internet banking Posted with a cheque to PO Box 2190, Stoke, 7041 Membership card/s will be posted to you for all of the above or Come and See us at 33 Putaitai Street, Stoke between 10am and 3.00pm we have eftpos but don’t accept credit cards Good luck!

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Report on the alcohol harm reduction programme

Pauline Daly and Linda O’Dea from Nelson Grey Power attended this meeting between the NMDHB, Alcohol Healthwatch and Emergency Department Doctors and interested parties.

Alcohol Healthwatch is funded by the Ministry of Health and Niki Jackson spoke about what was happening with alcohol consumption in New Zealand. Overall the amount of alcohol consumption per capita is dropping as patterns of alcohol drinking have changed. The year 2011 was the lowest level of alcohol consumed but the levels are increasing again. Statistics tell us there are approximately 4700 people who consume hazardous amounts of alcohol. Of the male drinkers

Pacifica/Maori represent 30% of the hazardous drinkers.

More women are drinking with Maori women having the highest numbers which have increased since 2006 – 2011.

Why are more people drinking seriously? Alcohol is more affordable than 4 years ago The numbers show us the 35 – 75 age groups were drinking more with older people drinking more than before. 25% of drinkers consume more than 75% of all drinkers.

The reason why all alcohol is more affordable than 4 years ago with low price liquor stores and outlets being opened and with advertising and sponsorship. While advertising on television has dropped in the past few years, many programs show heavy

drinking cultures.

Alcohol-attributable deaths under 80 years of age in New Zealand are cancer (30%), injuries (falls etc.)(43%) and chronic disease (27%). According to Alcohol Healthwatch data more people report being harmed from the drinking of others than their own drinking and almost half of all alcohol sold is consumed in heavy drinking occasions.

(Heavy drinking statistics are Male 8+ drinks, female 6+ drinks in a session). Emergency departments at our hospitals report the number of people attending emergency departments i.e. fighting/ brawls/punch-ups etc, drunk driving car accidents, falls at home have been rising. Alcohol consumption is also a

contributing factor in family violence. Emergency departments have problems containing and treating seriously drunk people.

How can we as a population change our drinking culture?

Through strong national and local policy, supportive environments, communities taking action, people having the skills to make changes and Health services prioritising prevention. Raising the price of alcohol is one way that can help the misuse of alcohol but also raising the % of excise tax that is paid to Government and returning some of this tax back to Health agencies to help them in raising Alcohol Harm prevention, through advertising, public awareness and education.

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Grey Power Nelson

Join a club in 2018 Have you recently moved to Nelson or retired and find yourself at a loose end?

Have you wondered where you might find new friends, maybe with similar interests?

Well here are two clubs that might just fit the bill.

The Tahunanui Stoke area has two clubs that are based simply on friendship, fellowship and fun. Everything is focused on these three “F’s”.

The clubs are Stoke Tahunanui Ladies Rebus Club and the Stoke Tahunanui Mens Friendship Club. Although independent, both clubs openly welcome respective husbands, wives, partners to attend meetings and the associated activities that they offer and, on occasions, may share some of their activities.

Each club holds a monthly meeting that usually includes a guest speaker along with updates from the various activity co-ordinators on upcoming events for the coming

Stoke Tahuna Ladies Rebus Club. month. So, what does each of tions such as The Nelson these clubs actually involve Aviation College. There is themselves with? The month- a monthly craft group and ly meeting is only a small part regular theatre and cinema of the activities. They offer visits. Mini-golf and tenweekly walking groups and pin bowling has also been you may well have noticed enjoyed. The Men’s Friendthem stepping out along the ship Club offers some of the various walkways around activities offered by the lathe city. Both clubs also have dies but there is an emphaluncheon groups that meet sis on other activities that monthly, at different ca- are more male orientated fes, wineries or restaurants that include visits to busiaround the district. The La- nesses and organisations dies Rebus Club also organ- such as workplaces of an inizes visits to various locations dustrial nature. They have including gardens, museums a cycling group and two or other interesting loca- walking groups catering for the more or less agile. There is also a music appreciation group and a twice monthly petanque outing which is

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well supported by members and partners alike. Once or twice a year there is an organized trip away for a few days in the South Island.

As you can see there are lots of things that you can easily become involved with. The beauty is that you can pick and choose whatever you like to do, and your level of participation is up to you.

There is no pressure on you, just come along and enjoy the three “F’s”; Fellowship, fun and friendship.

For more information contact Paul McLeod 027 956 7035 for Stoke Tahunanui Men’s Club and Bev Austing 547 5675 for Stoke Tahunanui Ladies Club.

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Grey Power Nelson

Headway on highway heartening Bob Hancock Many will remember 2012 when the main link between Nelson and Richmond was last sealed.

The use of coarse chip drew the ire and distress of many, due to intolerable tyre noise especially with multi-wheeled trucks and the predominance of sea breezes across Stoke during summer.

Intrusion into outdoor living and prevention of comfortable home ventilation being totally unacceptable. With the fob off we encountered, it really is surprising how such an environmental issue has been such a hard nut to crack.

Grey Power’s representation with regular meetings with the

mayor and our local MP and at both council meetings, saw several letters of support from both local and central government to the NZTA. Also, prominent articles in the Nelson Weekly (3rd Mar 2013) and the Nelson Mail (15th Mar 2014) at the time covered the issue well.

The problem was again highlighted in the debate over the Southern Link for which Grey Power produced a comprehensive and well responded to, survey.

It must therefore be heartening to all, and a welcome relief to be advised that modern silent hotmix asphalt as used on other NZ motorways, is to be applied back toward Richmond from the Annesbrook roundabout,

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and other areas of the State Highway similarly affected through Atawhai.

Traffic Congestion Most will have noticed the increase in traffic volume, such as where the by-pass intersects with Queen St at Richmond. And we now see an additional intersection with traffic lights being constructed on Waimea Rd for additional access to the Port Hills and a new retirement home.

So, the question arises as we see such a huge surge in Nelson housing developments especially in Richmond, “How much more traffic will our existing infrastructure sustain?”

Pedestrian Crossings Another observation is congestion in Supermarket Carparks. One thing that does concern, is the casual use of pedestrian crossing markings, whilst not being legal as such, it causes confusion and hazards with some, especial-

ly, obscured visibility when taxis etc are parked on the near side. Legal authorised pedestrian crossings are gazetted and require additional markings such as black & white posts and a diamond marking preceding the crossing from both directions.

All other casual pedestrian markings are courtesy crossings only and therefore require due care & tolerance from all who use them, drivers and pedestrians alike.

Community Support Special thanks are due to the The Car Company, Fitzgerald Construction and Red Cross for their generous assistance with transport of our members to the recent successful luncheon at Mapua.

Organised by George Truman and Linda O’Dea, it all helps to reinforce communication and the benefits of Grey Power membership, an organisation representing the issues of you our older senior citizens.

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Loop the Loop in Stoke The revamped Stoke Loop NBus service has been back on the streets of Stoke since July and it’s hitting the spot with the locals.

It’s a scaled back version of the original service and it’s been specifically tailored to meet the needs of those who really missed it when it was gone.

There are five services every weekday, starting from the Tennis Courts at Main Road Stoke and travelling around the suburb between Saxton Road East, Quarantine Road, The Ridgeway and Seaview Road. The Stoke Loop operates brand new low-floor easy access buses, making it better for all abilities to get on and

Deputy Mayor Paul Matheson and Grey Power representatives, Bob Hancock and George Truman flag down the bus on the Stoke Loop.

Super Gold Card users. Othoff.

The first bus of the day leaves erwise there is a flat fare of at 9.15am and the final one $2.50 for adults and $1.50 for is at 2.15pm. That means the children (children under 5 are Stoke Loop is always free to free on all NBus services).

The Stoke Loop is a “Hail and Ride” service so there is no need to wait at a formal bus stop. Just signal the driver and the bus will stop where it is safe to do so. You might be able to catch it right on your doorstep!

At the suggestion of Greypower members, there are also NBus Hail and Ride Flags available on the bus. These will help to make you more visible if you are worried about the driver not spotting you. Grab one today and it’s yours to keep.

Get all the information you need at nbus.co.nz or grab a timetable from the bus depot, libraries or council office.

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The summer garden Philippa Foes-lamb As I’m writing, I’m pondering how wonderful Spring was in my garden. Each year the bird life on our property is increasing and this year, in particular, has proven to be very special. In midNovember we had a song thrush nesting in a grapevine against a verandah post just outside our living room

doors and a blackbird nesting just below the railing on our back verandah amongst Clematis montana. Needless to say, the minute the eggs hatched, our cat Monty, was shut inside for the duration.

As we head into Summer, I’m hoping we get some regular rainfall, especially as we didn’t get anything really significant on our property during September/October.

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We offer advice, information and support and a wide range of services aimed at ensuring our older people are safe, connected and valued.

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Luckily, we got a bit more in November so I have everything crossed.

It can be hard to watch your treasures suffering in summer heat so it’s a good idea to do what you can to help them cope. Watering deeply but less often is a really good idea as this ensures newly planted vegetable or flower seedlings develop a strong root system and also helps your existing plants maintain theirs.

Citrus, rhododendrons, azaleas and camellias all have fibrous roots that are close to the soil surface so it’s particularly important to protect them using mulch. Pea straw, barley straw or red clover straw are all wonderful mulches.

A thick layer of compost and sheep manure pellets will help retain moisture too.

Gooseberries, currants (black and red), raspberries and other berries, including blueberries, also have roots near the surface

Grey Power Nelson of the soil and they can become very stressed in hot weather so watering deeply and mulching is a must.

I have to be very careful with the ones in my kitchen garden when I’m weeding because I tend to lift their roots without meaning to.

Blueberries in particular struggle in full sun, preferring partial shade.

They love acid conditions so a mulch of pine needles or untreated sawdust is perfect for them. It’s really important to mulch them thoroughly.

It’s still a great time to continue to plant summer crops such as capsicum, chilli, courgette and eggplant. All of these love the warmth summer brings and luckily in our district we tend to have a long season so there is plenty of time for them to produce their bounty.

Most importantly, take a moment each day to find something in your garden that brings you joy.

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Cooking classes for senior men A cooking class for men who want to spice up their cuisine is lacking just one ingredient - more blokes.

Sally Rees is running a series of cooking classes especially for older men. These are being held at the the Nelson Rugby Club on Thursday mornings. We are onto the final weeks class in a block of four but will be continuing with another block starting Dec 1st to Dec 29th. The classes will be focussing on vegetables and whole foods as they give the best health benefits.

“They are a great opportunity to upskill” said one of the current participants.

As a result of recent advertis-

David Simoni, Ray Webb and Reg Gittus.

ing we now have a full class, but Sally is taking names for the next series. We can have 6 students comfortably in our current location. We will be covering some nutrition and some homework to do in between sessions on shopping and making lists.

“It’s so much better to learn in a face-to-face situation, rather than out of a book or watching a video. Your questions can be instantly answered and of course there’s the social aspect too where you can make new friends.

The classes cost $10 per session. Sally can be contacted via her website: naturalnosh or by email at info@natural nosh.nz

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What you need to know about wills Julia O’Connor - Solicitor

Nelson Bays Community Law Service A will sets out care for minor children and what happens to the things you own after your death. Everyone needs a will.

How to make a will If you don’t have a will yet, or need to update a previous will, you should get one drafted by someone with experience, such as a lawyer or trustee company. Your will must also be signed and witnessed

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by two witnesses. Witnesses cannot benefit from the will. If the proper procedures are not followed, your will may not be valid.

Instructions in your will can include: • Your partner, children, grandchildren, other family members or friends you want to provide for • Appointment of a guardian for minor children • Any family trust that you wish to leave property, money, or other assets to • Specific gifts such as cash payments, jewellery, artwork or furniture you want to leave to particular family members or friends • Any charities or organisations you may want to leave money to • Details of how you would like your funeral to be carried out It’s a good idea to set up enduring powers of attorney at the same time as you make your will.

Who’s involved A will needs both an executor and a trustee. An executor obtains probate of your will from the court (when required) and the trustee carries out your wishes as set out in your

will when you die.

• You can appoint a family member as the executor and the trustee– even if they are going to benefit from the will - but make sure they’re happy to take on the role.

• You can appoint more than one executor and trustee, letting them share the work and the responsibility.

Appointing a professional executor and trustee is often a good idea, particularly if your estate is large or complicated.

Some lawyers and professional trustee companies write wills for free, providing they are named as executor. They will charge your estate a fee for acting as the executor and trustee.

Things to consider and ask your lawyer about • Any promises you have made to leave something to someone in your will • Any family members you may have a duty to provide for • Any Relationship property agreement/s you have signed • Any trusts you may be involved in as trustee, settlor or beneficiary • Costs

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Grey Power Nelson

End of Life Care Planning Two Focus groups were held with Nelson Grey Power members during September 2018, following on from our front page article in the September magazine. Questions asked at the two focus group meetings were: What is important to you for your end of life care when the time comes?

• Who have you talked to about your end of life?

Stoke: Grey Power Office What stops you from preparing an Advance Care Plan?

• Needing to know what will happen if I get dementia and don’t have a plan?

• Starting conversations with family – some are open and interested but some mem-

bers don’t want to discuss • Unsure about what will happen if I am away from home – on holiday • Idea: Promote the use of the Life Tube/Medic alert bracelet which contains vital information for medical services • Idea: Use organ donation as a “gateway topic” to initiate EOL discussions Who have you talked to about your end of life care?

Where do you go for information?

• Lawyers, family – although not all family members may engage in discussions • Searched the internet – with mixed results • Age Concern

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What has encouraged you, or would encourage you, to complete an ACP? • Availability of appropriate ACP template to complete – often many versions available • Hearing cautionary tales of what happened for people with no ACP What we learned • People want basic information about rights and processes that happen when someone dies, from certification to funeral options.

Need to start with quite basic information • Frame EOL discussions as the next step in a Life History process • People are looking for

trusted information sites on the internet, and looking for who can endorse / recommend • Conversations about death are not age-dependent and can start at any age • Don’t forget to acknowledge cultural variations • Not all older people access computers so make sure print campaign material available Nelson: Braemar Seminar Centre What is important to you for your end of life care when the time comes?

• Completing my life in a way that fulfils my beliefs and wishes i.e. strong interest in natural burials and celebrant

Grey Power Nelson services (rather than a funeral director) • Not being kept alive when I have no quality of life • Being confident that my wishes will be respected and will not be over-ridden e.g. by my EPOA, or by hospital doctors, ambulance staff.

• Was suggested people could be microchipped, wear a bracelet with vital information e.g. NHI number, so in emergencies people are identifiable.

Who have you talked to about your end of life care?

Where do you go for information?

• Friends and peers – losing loves ones make you think about your own preferences • Whanau and families • General practitioners, lawyers • Sources of information

15

News include: the University of the Third Age, Probus, faith groups, Pharmacies, SeniorNet, The free papers for information.

What we learned • People want to share their stories and lessons about end of life care • Some people have already thought a lot about their end of life including funeral service and burial • People want reassurance that their ACP will be accessible to all who need it, and that their wishes will be respected, including when they are receiving care outside of the south island region.

• Nelson Marlborough District Health Board is now running a survey to find out how comfortable people feel when talking about death

and dying, what is important to you, and any plans you may already have in place.

Please help by completing their online survey: https:// nmdhb.typeform.com/to/ ptFKt1 Also, you are invited to after-

noon tea at Fairfield House on Friday 14th December 2018 to meet with NMDHB Advance Care Plan coach and a representative from Public Trust 1pm – 3pm to discuss this important topic further.

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16

Survey Results

Grey Power Nelson

RESULTS – NELSON GREY POWER“DOING BUSINESS” SURVEY RESULTS – NELSON GREY POWER“DOING BUSINESS” SURVEY

replied? one surveys were returned.

Who replied?

Fifty one surveys were returned. of returned surveys were from women.

75% of returned surveys were from women. angeAge of range people returning surveys were 6% aged 50-64 years, of people returning surveys were 6% aged 50-64 years, % aged 65aged – 7465years, 39% aged 75-84%, 27.5% aged 85-94 years of age.

27.5% – 74 years, 39% aged 75-84%, andand 27.5% aged 85-94 years of age.

25% of surveys represented views of of surveys represented thetheviews ofcouples. couples.

How did they pay for goods and services? did they pay for goods and services?

Only one person used cash only.

27 used Cash plus one other means of one person used cashonly. only.

No one used cheques payment; 26 Cheques oneone oth 27used used Cashplus plus Six used Eftpos only ne used cheques only. other means of payment; 40 used No one used credit card only payment; 26 used Cheque EFTPOS plus one other means of sed Eftpos only Three used Internet only other means payment; 4 payment; 16 used Credit Cardofplus 60 %credit of people usedonly three or ne used card one other means of payment; 16 other me EFTPOS plus one more means of payment. e used Internet only used Internet plus one other means payment; 16 used Credit C of payment of people used three or EASY to do business with. one other means of payme The ”business” most commented on as easy to do business with was NELSON CITY COUNCIL with 35% means of payment. used Internet of people mentioning the Council favourably while 10% pointed out the Tasman District Council plus as easyone oth to do business with. 16% said Work and Income NZ was easy to do business with but this is balanced out of payment to do business with. later by those who found this same service difficult to deal with. 14% mentioned New World supermarkets 12% mentioned bank easy to do business said NelsonCITY Busline business” most and commented onthe asANZ easy toasdo business withwith. was8%NELSON COUNCIL was easy to deal with. ople Businesses mentioning the Council favourably while 10% pointed out the Tasman District Coun mentioned by 2 -3 people as easy to do business with were: business with.Bank, 16% said WorkFresh andChoice, Income NZRevenue, was easy with but this is b Cooperative ASB Richmond, Inland Mitreto 10,do Agebusiness Concern, Public Libraries,Stoke Z Service Station, Bunnings, Energy, to Westpac by those who found this same servicePulse difficult deal Bank. with. 14% mentioned New World Businesses mentioned once as easy to do business with were: rmarkets and 12% mentioned the ANZ bank as easy to do business with. 8% said Nelso Stoke Medical, Hurst & Taylor Chemists, Spotlight, Automobile Association, ASB bank Nelson, Member easy to deal with. of Parliament, NBS Richmond, Unichem Pharmacy, Kiwibank, Countdown, Stoke, Post Office Stoke, Law, Monterrey, Countdown Citizens Advice Bureau, Social Services, TSB, SBS, essesSenior mentioned by 2 AMI, -3 people as Nelson, easy to do business withStoke were: Halifax Café, Tahunanui Medical Centre , Oceania Manager, Wakefield Medical Centre, Nurse Maude, erative Bank,Springgrove, ASB Richmond, Choice, Inland Revenue, MitreMotors, 10, Age Concern, Pub Southfuel WakefieldFresh Pharmacy, Farmers, Gourdie’s Garage, Bowater Midas Garage,ZSalvation Op Shop, Sophisticutz,Pulse The Bach(Turf Hotel), Placemakers, Hanafin’s Photos, Pak ries,Stoke ServiceArmy Station, Bunnings, Energy, Westpac Bank.

Richmond. essesN Save mentioned once as easy to do business with were: e Medical, Hurst & Taylor Chemists, Spotlight, Automobile Association, ASB bank Nelson rliament, NBS Richmond, Unichem Pharmacy, Kiwibank, Countdown, Stoke, Post Office or Law, Monterrey, AMI, Countdown Nelson, Citizens Advice Bureau, Stoke Social Service

Grey Power Nelson

Survey Results

17

RESULTS – NELSON GREY POWER“DOING BUSINESS” SURVEY What made doing business easy?

Who replied?

98% of what made doing business easy Fifty one surveys were returned. rested with the staff!

75% of returned surveys were from women.

Survey participants consistently mentioned staff being: Age range of people returning surveys were 6% aged 50-64 years, * Friendly * Attentive * Helpful * Knowledgeable *Cheerful 27.5% aged 65 – 74 years, 39% aged 75-84%, and 27.5% aged 85-94 years of age. * Approachable * Polite * Treat me as an individual * Listen to me 25% of surveys represented the views *ofGraciously couples. help * Efficient * Quick to respond * Good advice How did they pay for goods and services? * Explain things well * Employ older people * Caring * Welcoming Only one person used cash only.

27 used Cash plus one other means of factors mentioned No Other one used cheques only.as important were chairs to sit on, take the Grey Power discount card, payment; 26 used Cheques Excellent prices, No hidden costs, Home delivery, No long queues, quality products, printed materialplus one Six used Eftpos only in plain English, give me a hard copy of documents other means of payment; 40 used No one used credit card only EFTPOS plus one other means of DIFFICULT TO DO BUSINESS Three used Internet only WITH payment; 16 used Credit Card plus mostthree commented on as difficult to do business with was WORK AND INCOME NZ 60 The % of”business” people used or one other means of payment; 16 withmeans 18% ofof people mentioning WINZ negatively. more payment. used Internet plus one other means Reasons for this rating were: * They try to knock you back each time you attempt to meet their requirements such as financial of payment EASY to do business with. information The* ”business” most and commented on astoeasy totodo business with was NELSON CITYimpossible COUNCIL with 35% I live in Wakefield shouldn’t have travel Nelson to see them, which is almost of people mentioning thebeCouncil anyway.

They need to back in favourably Richmond. while 10% pointed out the Tasman District Council as easy to do business 16% said unless Work and Income NZ was easy to do business with but this is balanced out * Hard to get with. an appointment on-line * Some staff who are very rudethis same service difficult to deal with. 14% mentioned New World later by those found * 0800 number poor – there isn’t a human answering theeasy phone start. It with. is difficult to answer supermarkets and 12% mentioned the ANZ bank as to at dothe business 8% said Nelson Busline questions to awith. machine was easy to deal Businesses mentioned by 2 -3 people as easy to do business with were: Cooperative Bank, ASB Richmond, Fresh Choice, Inland Revenue, Mitre 10, Age Concern, Public Libraries,Stoke Z Service Station, Bunnings, Pulse Energy, Westpac Bank.

Businesses mentioned once as easy to do business with were: Stoke Medical, Hurst & Taylor Chemists, Spotlight, Automobile Association, ASB bank Nelson, Member of Parliament, NBS * Can take days to Richmond, get through Unichem on phone Pharmacy, Kiwibank, Countdown, Stoke, Post Office Stoke, Senior Law, Monterrey, AMI, Countdown Nelson, Citizens Advice Bureau, Stoke Social Services, TSB, SBS, * Some Senior Services personnel are patronising * They never answer theMedical phone Centre , Oceania Manager, Wakefield Medical Centre, Nurse Maude, Halifax Café, Tahunanui * I can’t access the website Southfuel Springgrove, Wakefield Pharmacy, Farmers, Gourdie’s Garage, Bowater Motors, Midas * Have to go to Nelson City do business.

Can wait many hours for an answer on the phone.

Garage, Salvation Army Op to Shop, Sophisticutz, The Bach(Turf Hotel), Placemakers, Hanafin’s Photos, Pak Not really older-person friendly.

N Save Richmond.

10% of respondents mentioned SPARK as difficult to do business with, reasons given were: * staffed by typically very young people with little or no interest in me * They speak too quickly on the phone or in person * Young assistants not really keen to be helpful

P.T.O.

18

Survey Results

Grey Power Nelson

RESULTS – NELSON GREY POWER“DOING BUSINESS” SURVEY Businesses mentioned by 2 -3 people as difficult to do business with were: Who replied?

Vodafone, Nelson Mail, Inland Revenue Department, Nelson public health services.

Businesses mentioned once as difficult to do business with were: Fifty one surveys were returned.

Age Concern, NCC engineers, ASB from Head Office Auckland, Tahunanui Community Centre, 2 Degrees, 75% of returned surveys were women.

Westpac Bank, Nelson Airport, NZ Post, Bunnings, Tasman District Council, State (IAG) Insurance, Air Age range of people returning surveys were 6% aged 50-64 years, New Zealand, Trust Power, Grey Power Electricity.

27.5% aged 65 – 74 years, 39% aged 75-84%, and 27.5% aged 85-94 years of age.

What doing business difficult?

25% ofmade surveys represented the views of couples.

How did they pay for goods and services?

Only one person used cash only.

27 used Cash plus one other means of No one used cheques only. payment; 26 used Cheques plus one Six used Eftpos only other means of payment; 40 used No one used credit card only EFTPOS plus one other means of Three used Internet only payment; 16 used Credit Card plus 60* % people used three or Notofanswering phones one other means of payment; 16 * Strongly accented people answer phones – hard to communicate with more means of payment. used Internet plus one other means * Customers cannot access website of payment * Hard to get appointments on line EASY to do business with. * Having to travel to Nelson to get a service The ”business” most commented on as easy to do business with was NELSON CITY COUNCIL with 35% * Poor access for those with disability of*people mentioning the Council favourably while 10% pointed out the Tasman District Council as easy Staff rudeness to*do business with. 16% said Work and Income NZ was easy to do business with but this is balanced out Staff always busy * Ticket machines with barriers reach difficult to deal with. 14% mentioned New World later by those who found thisdifficult same to service * No response to complaints of poor service supermarkets and 12% mentioned the ANZ bank as easy to do business with. 8% said Nelson Busline * Won’t call at home to collect payment (cash) was easy to deal with. * Too much paperwork Businesses mentioned 2 -3 people as easy to do business with were: * They expect you to havebya computer Cooperative Bank, ASB Richmond, Fresh Choice, Inland Revenue, Mitre 10, Age Concern, Public * Calls held for long waiting time * Charge a fee for Eftpos viaStation, an agentBunnings, Pulse Energy, Westpac Bank.

Libraries,Stoke Z Service * Double invoicing Businesses mentioned once as easy to do business with were: Stoke Medical, Hurst & Taylor Chemists, Spotlight, Automobile Association, ASB bank Nelson, Member DOING BUSINESS IN THE FUTURE… of Parliament, NBS Richmond, Unichem Pharmacy, Kiwibank, Countdown, Stoke, Post Office Stoke, Businesses need to be aware of older people payment methods and that cash and cheques are still a Seniorpreferred Law, Monterrey, AMI, Countdown Nelson, Citizens Advice Bureau, Stoke Social Services, TSB, SBS, method of payment for some. They also need to recognize that there are still a large number of Halifaxelderly Café, people Tahunanui Medical Centre or , Oceania Manager, Centre, Nurse Maude, who are not on internet on-line savy and whoWakefield prefer hard Medical copies of transactions.

Southfuel Springgrove, Pharmacy, Farmers, Gourdie’s Garage, Bowater Motors, Midas The ability of staff toWakefield communicate with customers remains the number one way of making doing business easy.

Supermarkets to understand this! Work and IncomeHotel), NZ needs to address theHanafin’s high variability Garage, Salvation Armyappear Op Shop, Sophisticutz, The Bach(Turf Placemakers, Photos, Pak in customer satisfaction with their service.

Communications companies and Banks need to realise that N Save Richmond. their customers can have other provider choices. Customers want to be able to talk to a person on the phone. Government Departments need access systems other than those that are on-line.

The public health care system needs to address discrimination in their services.

Grey Power Nelson

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News

What is Glaucoma? and compliance using the drops it is very rare to become blind.

Pacifica and Maori have a very low rate of Glaucoma, while Asian countries have very high rates with India being the highest. It is also hereditary so if you have a grandparent or parent with Glaucoma it would be advantageous to remind all your relatives to go and have an eye test especially for those over 45 years of age.

The Risk Factors of developing Glaucoma are: High eye pressures, Age, Family History, Being of African descent, taking steroids, suffer from Migraines or have Diabetes.

As stated earlier the use of

Glaucoma is a raising of the pressure within the eye that gradually steals sight without warning and often without symptoms. Vision loss is due to damage to the optic nerve at the back of the eye.

Did you know that there are over 115,000 people in New Zealand who suffer from glaucoma and 50% of the population do not know that they have it? Early detection is the key to preventing Glaucoma and/or Macular Degeneration. The treatment for Glaucoma is a therapy of eye drops administered daily or twice daily. 30 – 40% who start with the eye drops don’t continue using them. However, if diagnosed early enough

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specific eye drops can control Glaucoma. The eye drops may cause side effects, ask your doctor about these.

In Scotland scientists have been developing a treatment to help lower the eye pressure using operations and placement of a stent in the eye to help drain away fluid. This is very new and some eye surgeons are learning how to do this procedure. Dr A Suter is one of these doctors.

A question that has been asked is about using cannabis to lower the pressures. This has not been tested and the amount of cannabis needed to be taken would probably leave you in a very very happy but not productive state.

Apricot or Banana Marshmallow Recipe 2 tsps gelatine dissolved in ½ cup of boiling water.

While still hot pour into 2 egg whites stiffly beaten, and beat until it resembles whipped cream.

Then add 3 Tbsp sugar and 5 Tbsp mashed apricots or 2 bananas mashed.

Beat for a few minutes. Serve with fruit or jelly.

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News

20

Grey Power Nelson

Being good and ready in Nelson Tasman Kelly Atkinson Humanitarian Services Coordinator, New Zealand Red Cross Being good and ready isn’t only about water and tinned food, it’s also about being connected in your community. New Zealand Red Cross and Nelson Tasman Civil Defence Emergency Management (CDEM) encourage you to take these simple steps today to be good and ready for future disasters: connect, care, prepare.

Connect with your commu-

• Low prices • Secure storage • Inside car storage

nity. Thriving communities provide a safe place for people to feel a sense of belonging, to connect and share, and to feel accepted.

Here are a few ideas to connect: • Simply wave or say hi to someone new.

• Share a cuppa or some kai with your neighbours.

• Organise a street party or neighbourhood event on Neighbours Day Aotearoa (March 2019).

• Join a community group, attend community events, participate in a community

• CCTV Surveillance (Richmond) • Staff on site (Richmond)

Size & Price List available at www.tasmanstorage.nz 74 Gladstone Rd, Richmond & 481 High St, Motueka

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project – community gardens, sharing produce, volunteer projects.

Care for your community.

In an emergency, most people are helped first by their neighbours. Here are some things you can do to help care for your community: • Create an emergency plan with your neighbours.

• Participate in CDEM’s community emergency planning opportunities.

• Check on people who might need special assistance before, during or after an emergency. Help them make a plan and prepare their household.

• Join the Red Cross community by volunteering.

Prepare yourself and your whānau Having information and resources can help you and your whānau get through hard times more easily.

Here’s what you can do to get prepared: • Have a plan: Create your

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household emergency plan using the CDEM template: www.happens.nz/make-aplan.

• Know about hazards: Download the Red Cross Hazard App to get local information about emergencies.

• Have your stuff ready: Pack/refresh your emergency supplies.

• Be ready to help in a medical emergency: Learn first aid through Red Cross and download the Red Cross First Aid App. • Make your home safer and more resilient: Check your insurance, fix and fasten items in your home, back-up documents and photos, etc.

For more information, please visit www.redcross. org.nz or www.nelsontas mancivildefence.co.nz.

You can also ring the Red Cross Nelson Tasman Service Centre on 03 546 5012 or Nelson Tasman Civil Defence on 03 543 7290.

Have a coffee, tea or a wine with your choice of cabinet food or something from the menu.

So be a devil and treat yourself to the relaxing ambience and welcoming staff at Sinful Coffee.

Ph 544 6663

276a Queen St, Richmond (In the library carpark)

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A new knee – some hints Christine Tuffnell After having “moderate” arthritis in my knee it suddenly deteriorated to bone on bone reducing me to a walking frame and requiring total knee replacement.

I had surgery at the end of September and am exercising hard to get best possible function back. I hope my experience might help someone else.

Hint one: get yourself in best possible condition for surgery.

- I made a point of increasing veges (especially greens) in my diet, reducing sugary foods, and having protein at each meal.

We should be able to get all

the minerals and vitamins needed from our food.

- Googled and did two important exercises – straight leg raises in sitting position and lying down bring heels up and down the bed to maximum knee bend position and leg straightening.

- To reduce potential for infection got that leaky filling fixed and went to podiatrist for pedicure.

(Both 10 days out from surgery), didn’t go about barefoot, nor shave my legs near to surgery.

- Assemble the needed aids in your home eg. Rails in shower, toilet, steps to outside, bed loop handle (on wood that goes under mattress). Hospital will issue

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you with crutches.

Hint two: your job is to prevent your wound getting infected - We can only trust the surgeon does his/her job in reducing infection at time of operation.

- Then, follow instructions given about protection and care of your wound.

The dressing comes off about three days post op, and then you have the steri-strips underneath.

Resist the temptation to pick these – even when they come loose – the skin around your wound is quite swollen and any skin damage easily becomes infected. Mine all came off naturally after three weeks.

- Don’t go anywhere bare-

foot – not even inside – as you need to avoid any potential for breaking skin – a stray pin, piece of glass, or small sharp gravel stone is enough to pierce skin.

- Use soap and dry hands, then rub hand sanitiser into your hands before you touch your wound.

Don’t apply oils or creams to your wound until it is completely closed and “dry”.

- In my case i also had to train my dogs (prior to surgery) not to jump up as dog or cat claws can very easily damage a suture line.

Hint three: reduce the swelling.

This was my third major surgery on this leg so swelling was probably in-

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- Applying cold packs several times a day helped (not directly onto swollen skin.)

- Lying down several times a day helped (but an afternoon nap could be an easy routine to get into!).

- What finally made the difference for me was lying on the bed with my legs up on a gym ball – 5-10 minutes 4 times a day.

- Once my wound was closed and “dry” I massaged the knee and swelling with a vitamin E cream to which I added arnica, witchhazel and butcher’s broom

23

News tinctures along with coconut essential oil.

Arnica and witchhazel help reduce bruising and swelling and butcher’s broom helps venous circulation (i.e. Fluid moving back from your foot up your leg.)

Hint four: do the exercises (yes, they can hurt a bit.)

- Make sure a physiotherapist shows you the post-operative exercises that are right for you.

- Do the exercises – this is the only way you can get good range of movement back into your knee!

Keep doing them.

I’m told it takes

around six months for your knee and surrounding tissues to fully recover.

In recovery from total knee replacement riding an exercycle is highly recommended.

It took me just over four weeks to be able to do a full cycle on the bike. The secret is to put the seat up higher at first – and it’s almost impossible to do if there is still a lot of swelling – so work on getting the swelling down and ride the exercycle first thing in the morning when you knee has been “up” for the night.

AIDS WARNING! Senior citizens are the nations leading carriers of AIDS! Yes AIDS! Hearing Aids Band Aids Walking Aids Medical Aids Government Aids & lastly but not least Monetary Aid to their kids.

Also HIV (Hair is Vanishing)

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News

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Grey Power Nelson

Not sure? Ask us: Citizens Advice Bureau Last year, over 508,000 people living in New Zealand asked a Citizens Advice Bureau volunteer for help. Citizenship & Immigration, Conditions of Work, Legal Advice, Rental Housing and Relationships were the most popular person-to-person topics.

Our website was consulted 1,910,000 times by people looking up information for themselves. The top five pages on-line were Legal Ages & ID, Relationships & Property, Wills, Being a Guarantor and Rights & Obligations of Landlords and Tenants. Although we still deal with nearly 8,000 Consumer issues annually, it seems people are now more aware of their rights under the

Consumer Guarantees Act. CAB believes no-one should be exploited because they don’t know their rights and responsibilities, or don’t understand complex documents, or have no-one to talk things over with, or have English as a second language, or just don’t know what help’s available.

Everyone, whether they’re a citizen, resident or visitor, should be able to find the information they need. Our volunteers help with simple queries, explain NZ laws, or spend time listening, discussing and providing suggestions to clients dealing with serious life issues. While we have vast resources, if we can’t locate the info needed, we’ll refer you to

LICENSED BAR & RESTAURANT The Chapel Café is committed to giving something back to our community by providing a 10% discount for all Grey Power members on every purchase.

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someone who can.

Older folk who call us often begin by saying they don’t know if we can help, or they’re sorry for bothering us. No-one’s a bother! Did you know your query, added to hundreds of similar stories, may change laws and make things better for everyone? You see, every time you seek our help, we record what you asked about, and the suggestions we made.

We currently hold over four million client enquiries! We use these real stories in our submissions to government.

(Obviously client confidentiality is important, and our statistics and stories don’t identify individuals.)

Last year, we provided a snapshot of problems surrounding emergency housing. This year, we investigated employment issues after noting a spike in enquiries from people who didn’t have written Employment Agreements. Further research re-

vealed other abuses of employment rights, and several of our six recommendations have since been implemented by the government.

Government ministers have come to value CAB’s data because we can back it up with real scenarios, and use these to collectively provide snapshots of specific issues.

CAB volunteers say they not only enjoy the satisfaction of helping others, they know our social policy work is making NZ a fairer place for everyone. If you’d like to continue using your accumulated wisdom and life skills, are interested in adding to your own knowledge, and have basic computer skills, contact us now for more information. Our next intake for volunteer training is late February 2019.

Citizens Advice Bureau Nelson Tasman, 9 Paru Paru Rd. Phone 548 2117 / 0800 367 222 www.cab.org.nz nelsontasman@cab.org.nz

Grey Power Nelson

25

News

Nelson Whakatu Menzshed: Building community both inside and outside the Shed ZD Domike Nelson Whakatu Menzshed recently opened in the former Reliance Engineering Building, 234 Haven Road, Port Nelson, after a long journey supported by the Nelson City Council.

Our mission is to provide a site for men to get together in a creative and practical workshop, to develop new interests and skills in a spirit of fellowship, fraternity and fun, as well as building community via our “Community Assist” projects.

A talented team have set up appropriate machinery 270 and infrastructure to pursue our vision of the ideal Menzshed. Key activity started with fitting out our interior, which involves design and fabrication of workbenches, tool shadow boards and cabinets. With these furnishings, we have set up essential work bays, such as the welding pit, electrical repair station, machine

A

shop, paint bay, material storage racks. Much of our planning takes place in our well-appointed ‘Smoko Room’ overlooking Port Nelson - where we review the Operations Board, and co-ordinate our growing list of “Community Assist” programmes – such as the giant street180games, commissioned by NCC, for the pedestrian Trafalgar street, the Victory Playcentre garden upgrade, and Light Nelson displays. Other projects we have taken to heart are the Angel Nests project Advanced Electrical supporting families of babies who don’t survive, and pest traps and other gadgets for Brook Waimarama Sanctuary.

We are outfitting an exciting new development in the tradition of the Working Bee, in the form of a container workshop called Workbox. This is a community partnership with Mitre 10 Mega’s Helping Hands initiative, and addi-

0800 54 55 15

Firearm Specialist Buy - Sell - Trade

Hullo, I’m Neil Simpson.

My son James and I own and run the Gun Shop in Motueka.

We specialise in estate firearms. Either buying, selling or helping dispose of them. We guarantee honest, safe advice, fast service and the best price for any firearms you may need to sell, or need legal short term storage for. We can come to your home and appraise and at all times keep you informed.

We promise you can rely on us. Simply give us a call.

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tional sponsors Boxman and Rata Foundation. Workbox will enable us to take our best equipment on larger scale projects, to support these sponsors’ help to the community.

Once we are fully operational, we expect to focus on our members personal projects, interests and goals. Someone calculated we50easily have over 1000 years of varied life and Advanced Electrical work expertise and 50 experience

alive and well at the Shed, all available and mostly transferable skills for those wishing to be part of the scene and willing to learn. We share a passion to innovate, create, invent, experiment, contribute, and enjoy the company of like minded ‘Hammerheads’. Drop in, have a chat and a look around, and also check out our website https://www.menzshed-nelson. org.nz/

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News

26

Grey Power Nelson

Have your say on TDC’s Proposed Age-Friendly Policy Tasman’s population is ageing, which means we have an increasing number of residents aged 65 and over. Over the next twenty years, the number of older residents (65+) is projected to almost double, to make up more than a third of our population. By 2038, one in five Tasman residents is projected to be 75 years or over and we are projected to be one of the oldest populations in New Zealand.

Tasman District Council has developed a new Age-Friendly Policy to guide council’s planning and better meet the needs of the growing number of older residents. Our long-term vision is for Tasman District to be a vibrant age-friendly community where older people

are valued, visible and socially connected, and council services are accessible and affordable.

The Policy is open for consultation now, and we want to know if you think we have got it right.

The Policy aims to address the issues raised by our community on the needs of older people and the ways that council can help develop an age-friendly community. Our community has told us that the main issues for our older residents are accessibility, transport services and infrastructure, housing, social connection, and affordability.

The Policy proposes goals and objectives across a range of areas where Council has a role in developing an age-friendly

community. The Policy also includes examples of the methods or actions that will achieve the goals and objectives. These actions will mostly be implemented through other key planning documents, particularly the Long Term Plan 2021-2031 and the Tasman Resource Management Plan review.

The adoption of this policy has been timed to inform the development of those plans. In some areas, a wider review or further research is required to identify the best method or solution to address the issue.

The Policy is open for feedback from 9 November 2018 to 25 January 2019.

We want to know what you

think of the proposed Policy.

Does it identify and address the opportunities and challenges of an ageing population? Will the objectives improve the wellbeing of our older residents?

To read the full version of the proposed Age-Friendly Policy, and for more information, visit our website www.tasman.govt.nz/link/ age-friendly.

Information and submission forms are available at Tasman District Council offices and libraries, and on our website www.tasman.govt.nz/feedback. You can also phone your local Tasman District Council office and ask for information to be posted to you.

Maureen Pugh “We place families at the centre of everything we do”

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%FF O

TS C AS K E

National List MP Based in West Coast-Tasman Proudly supporting Grey Power. @

FOR GOLD AND GREY POWER CARD HOLDERS

Ph: 03 548 2770

www.marsdenhouse.co.nz

maureen.pugh@parliament.govt.nz wct.maureenpugh MaureenPughNat maureenpugh.co.nz

Funded by the Parliamentary Service.

Authorised by Maureen Pugh, Parliament Buildings, Wellington.

Grey Power Nelson

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News

Sorted retirement planning Lisa Dyer Community Educator Nelson Budget Service 40% of today’s retirees rely on NZ Super as their only source of income. That’s $401 per week for a single person living alone or $617 per week for a couple. Whether this is enough money or not depends on our circumstances and lifestyle preferences. The Sorted Workshop that was held at Tasman Library on the 31st of July invited participants to consider their desired retirement lifestyle, how much money they might need and where their income will come from in retirement.

Retirement planning is something all adults should be considering regardless of their age. In fact, the sooner the better. This is simply because the earlier we start,

the longer we have to come up with our retirement resources. Having said that, it’s never too late to start!

When establishing a plan for our retirement, a good place to start is by thinking about what kind of lifestyle we want. What are some of the things or experiences we want or need in our retirement? For example, do we want overseas or local travel, activities with grandchildren, a newer vehicle or meals out? What expenses might we need to prepare for; medical costs, vet costs or home maintenance?

Knowing more about what we want for our retirement helps to establish how much money we will need to finance our lifestyle. It is worth considering that our lifestyles may change as we get older and we may use our money differently.

At this time, many 65 year

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old males will live to 91 and many 65 year old females will live to 94. We could be in retirement for 30 years or more. That is a considerable amount of time to be financially preparing for. If we are close to retirement, making a retirement budget is an important step in the plan. Even if retirement is a bit further off, a retirement budget is still a worthwhile exercise. We can use the budget to forecast the amount of money we need to finance our desired lifestyle. Knowing how much we might need for an estimated 30 year retirement and knowing how many years (or paydays!) we have before reaching retirement age puts us in a far better position to take action.

People finance their retirement in various ways. Many people rely on NZ Super and many have additional

sources of income. Some common sources of retirement income are: savings or investments, employment, gifts of inheritance, sale of property or business and rental property. Some may use their homes in ways like downsizing, subdividing, renting out, equity release or selling the home to family. There are many ways in which we can effectively plan for our retirement.

So, what can we do now?

Start a long term investment fund. For example: KiwiSaver, workplace savings or another option like rental property. Another proven strategy to getting ahead is to focus on becoming debt-free. The sooner we’re debt-free, the sooner we can save even more. It’s never too late to start and it is never too soon to start planning for our retirement.

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Grey Power Nelson

News

Enduring power of attorney Pam Coltman Do you have these? While they may not be necessary just now, to have them available in case they are required can save you extra costs later.

There are two types of documents that are necessary to have prepared in the event they are required.

Enduring power of attorney in relation to property This document allows an Attorney to deal with the property, bank accounts and investments on behalf of the Donor, if required, and can be continued in the event the

Donor is mentally incapacitated.

Enduring power of attorney in relation to personal care and welfare This document allows an Attorney to deal with the personal care and welfare of the Donor and only takes effect in the event the Donor is mentally incapacitated.

Example: You have just been advised that Mum has fallen at home and broke her hip.

She is in hospital. A meeting with the assessment team at the hospital agrees that Mum should go into care as she is unable to be home on her own any more. Her physical

health and her mental health are deteriorating quickly. On checking Mum’s home you are unable to find a power of attorney document giving anyone the power to assist Mum either on a property or personal care and welfare basis. Legal advice is sought but you are advised that they require a letter from Mum’s Medical Practitioner, experienced in mental health, stating whether she is able to sign these documents. The letter, once received, advised that Mum lacks the capacity to know what she is signing. The Legal advisor says you must apply to the Court to get yourself and your sib-

lings the power to deal with Mum’s affairs. This is a costly exercise and in the meantime you are unable to sell Mum’s property and apply for funding to pay for her care.

Please discuss this issue with your family and advise them what you would like to be done in the event you do become mentally incapacitated.

This is not just important for the elderly but younger people with a family history or mental illness should also be prepared. Please contact me through the Grey Power office if you would like to discuss this further with me in complete privacy.

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Seniors, do you need to talk to a lawyer?

Meet Dallas Woods Specialising in Senior Law

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Grey Power Nelson

Christmas Cake • 1kg mixed dried fruit • 150g glace cherries, chopped • 150g glace apricots, chopped • 50g glace ginger • 250ml brandy • 1 cup brown sugar • 2 Tbsp oil • 3 eggs whites, lightly beaten • 1 tsp vanilla essence • 100g almonds, blanched, chopped

Method Put the mixed dried fruit, apricots, cherries and ginger in a large bowl and mix.

Pour over the brandy, cover and allow to stand overnight. Preheat the oven to 150’C. Grease and line the base and sides of a 20cm round or23cm square cake tin, with 2 layers of baking paper. Put the sugar, oil, egg whites and vanilla in a bowl and beat until smooth. Add the almonds, marmalade and orange juice. Stir through the dried fruit mixture. Sift the flours and spices into a bowl, then fold in the fruit. Spoon the mixture into

• 1 Tbsp marmalade • 60ml orange juice • 2 cups flour • ½ cup self-raising flour • 2 Tbsp mixed spice Icing • 1 egg white, 2tsp lemon juice & ½ cup icing sugar, sifted

the prepared cake tin, then tap the tin on the bench to remove any air bubbles. Smooth the surface of the cake.

Wrap several layers of newspaper around the outside of the tin and secure with string to stop the outside of the cake burning.

Bake on the middle rack of the oven for 3-3½ hours, or until a skewer comes out clean when inserted in the centre. Loosely cover the top of the cake with baking paper if it starts to darken too much during cooking. Cool completely, then cover with icing.

To make the icing – blend all ingredients together until smooth.

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LEISURE TRAVEL TOURS Wed 9th Jan – Murchison - $35 As we head out of town today via State Highway 6 we make our way over the Spooners Range and Hope Saddle through to Murchison where we will enjoy lunch on a nice summer’s day. Murchison offers a few different places for lunch, all close by to each other. From here we will head back to Nelson via the scenic route of Kawatiri Valley to Lake Rotoiti, turning off at Kikiwa and through Atapo Valley to Nelson.

Wed 13th Feb – Nelson – St Arnaud Renwick - $55 (Lunch Included) Today we take a leisurely drive through to Renwick via St Arnaud and the picturesque Wairau Valley. Wairau Valley is the valley of the Wairau River in Marlborough. The valley opens onto the Wairau Plain where Renwick and Blenheim are sited. Once in Renwick we will stop off at the wellestablished Woodbourne Tavern for lunch where we will enjoy the laid back, relaxed atmosphere.

Wed 13th Mar – Collingwood- $40 (Morning Tea Included) We venture over the Takaka Hill today, but first stopping for morning tea at ‘The Woolshed Cafe’. This is a traditional NZ woolshed which has been converted into a coffee and craft shop. At this unique café you will also see tame animals for your entertainment and interaction. From here we will continue on to Collingwood where we will have lunch and a look around this quiet little town.

For bookings or more information please call Christine or Clara – 548 3290

Leisure Travel “A great way to socialise and see the region”

Leisure Travel invites you to join us on our enjoyable day trips and tours.

Sit back, relax and take in the sights and sounds from the elevated vantage of our comfortable coaches. Catch up with old friends and new without the hassle of driving. There’s no joining fee – just give us a call.

Contact Christine on 548 3290 or christine@nelsoncoachlines.co.nz In association with Grey Power

Nelson Grey Power Association Inc PO Box 2190, Stoke, Nelson 7041

Healthy Living, Healthy Lifestyle

Friendly, knowledgable service, always with a smile!

Customer parking right at our back door!

Easy access (suitable for wheelchairs) from Queen Street and the Car Park

We offer 10% Grey Power discount or you can use our popular Loyalty Card

Ph 544 4244

Andrew McGlashen

227 Queen St & Warring Carpark Mon - Fri 8.30 - 5.30 Sat - 9.30 - 2pm