Judi Garrett, Bariatric Coordinator
Procedures to shed the weight. A community to maintain your weight. Judi Garrett’s personal experience is the foundation of her job as bariatric coordinator at the Saline Health System Weight Loss Center. Once weighing over 350 pounds, Judi knows that it takes a supportive community to shed excess weight and keep it off. And that’s just what you’ll find here, where our network of fellow
patients and nationally accredited weight loss experts form the community you need to lose the weight. Whether it’s helping you choose between the most advanced surgical options or teaching you to read labels at the grocery store, Judi and our whole team provide you with weight loss options that are both local and extraordinary.
SALINE WEIGHT LOSS CENTER SalineWeightLoss.org | (501) 574-7171
National Accreditation means more insurance companies will cover procedures at Saline than at nonaccredited facilities.
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EDITOR’S LETTER
While Benjamin Franklin is widely known for his expertise in a number of areas, his tenure as a magazine publisher was short-lived. In February 1741, he published The General Magazine, one of the first magazines of its kind to be published in the American colonies. To the surprise of many, his magazine folded after just six issues. According to Cheryl Woodward, publishing business consultant and author, 9 out of 10 new magazines will fail. The magazine industry can be a tough business, and that is why as Saline County Lifestyles celebrates our 11-Year Anniversary, we are humbled to have had the opportunity to serve our community for more than a decade. Our longevity is a testament to our amazing support system of local businesses and the dedicated community of followers who continue to pick up and enjoy each new edition. We have also been blessed with an outstanding staff whose loyalty is unmatched. One such example is Carolyn and Ed Buckner. The Buckner’s have worked by my side since day one, using their editorial talent to contribute to all 67 issues of Saline County Lifestyles. I’m grateful for their service, and more importantly, their friendship! I’m also heartbroken over the recent loss of their 29-year-old daughter Ashton Alayne Eakin. In January of 2018 Ashton was unexpectedly diagnosed with acute lymphoblastic leukemia (ALL), which is a cancer that affects the “B lymphocytes” that grow in bone marrow and help the body fight infections. B-cell acute lymphoblastic leukemia is more commonly found in children and is extremely rare in adults of Ashton’s age. She began treatment immediately and bravely fought for her life for more than fifteen months. Unfortunately, on the evening of May 6, 2019, Ashton’s battle with cancer ended and she is now in the presence of the Lord. Speaking on behalf of our Saline County Lifestyles community, we want to honor Ashton’s memory and offer our deepest sympathy to the Buckner family. At Ashton’s funeral, her father-in-law, Brother Allan Eakin delivered an inspiring message in which he reminded the congregation that as devastating as Ashton’s passing is to everyone who loved her, we have an opportunity “to make this count.” Ashton was known for her sense of adventure and for living her life to the fullest. I plan to keep that idea in mind moving forward as I strive to make every moment count! Your town. Your life. Your magazine.
2019 Volume 12, Issue 3
PUBLISHER & EDITOR Josh Elrod
jelrod@ignite-mediagroup.com
ART DIRECTOR Krystal Neuhofel krystal@salinecountylifestyles.com
CONTRIBUTORS Contributing Writers Carrie Amox Keith Brooks Ed Buckner Charles Crowson Brent Davis Justin S. Elrod Jillian Jacuzzi Marietta McClure Phillip Miller Nate Olson Dr. Michael Pafford Jamey South Dr. Sam Taggart Jason White Contributing Photographer Lela & Lyla Photography
IDEAS/COMMENTS If you have a story idea or comment, please email us at: feedback@salinecountylifestyles.com
ADVERTISING If you are interested in advertising in Saline County Lifestyles please email us at: info@ignite-mediagroup.com
JOSH ELROD Publisher & Editor
Saline County Lifestyles is published by:
Ignite Media Group P.O. Box 861 Bryant, AR 72089 www.salinecountylifestyles.com Articles should not be considered specific advice as circumstances vary per individual. Advertised products and/or services are not necessarily endorsed by Ignite Media Group.
2 • Saline County Lifestyles
CONTENTS
04 07 08 12
DONATE AND HELP HEAT THE SEATS
NOTES FROM DR SAM
WEATHER UPDATE
FITNESS TIPS
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HEALTH UPDATE
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FULL SERVICE BRANCH 112 HWY 229 • HASKELL, AR • 501.776.0875 LOAN PRODUCTION OFFICE 3316 AR-5, SUITE 2 • BRYANT, AR • 501.443.6257
32 36 38 40 42
SOME ENCHANTED EVENING
INSURANCE INSIGHT
FAITH FOCUS
DON’T LEAVE YOUR ESTATE TO A STRANGER Saline County Lifestyles • 3
D O N AT E A N D
HELP HEAT THE SEATS
The last thing one might expect from someone living with stage IV cancer is for her to step out of her own inner fears and doubts and turn her attention to helping others like her. Yet with her deep faith at her core, Karen Danhof is doing just that. The Benton resident of 19 years says she feels fortunate there is a CARTI Benton where she can receive her chemotherapy every three weeks, and now she’s able to give back. She has her scans at the CARTI Little Rock, and after experiencing their chemotherapy infusion heated reclining seats, Karen says she felt compelled to bring that comfort to CARTI Benton. Karen approached the CARTI Foundation about a fundraising campaign to bring heated seats to the Benton center. They provided her with the necessary brochures and folders, and Karen started calling on businesses in late December. “As of April, we have raised $45,000 of our $75,000 goal, which also includes funds for a hematology analyzer at CARTI Benton.” Karen says she feels confident that “God would not have put this on my heart to do if He wasn’t going to provide the needed resources to 4 • Saline County Lifestyles 4 • Saline County Lifestyles
do it. I can’t wait until the day the heated seats are installed.” Simply put, she says, “It just makes chemo more tolerable and comfortable being in a heated seat, hence the name ‘Heat the Seats’ fundraising campaign.” Karen considers herself a “late bloomer” in the career world. She earned her bachelor’s degree at 45, followed by her master’s degree when she was 49. After years in the food industry, she was offered an opportunity with Dole Packaged Foods as central regional foodservice manager. That career came to a halt in March 2015, when she was diagnosed with stage IV colon cancer that had metastasized to her liver. “It was difficult to have to leave Dole because of my stage IV cancer diagnosis and not by choice,” Karen says. “I still wrestle with the fact that I am no longer working at a job I truly loved, filled with such loving people. However, God has other things in store for me, like working on the fundraising project ‘Heat the Seats’ for CARTI Benton. It allows me to give back and be productive as well.” Karen spent much of the rest of 2015 and 2016 at MD Anderson in Houston and other hospitals,
for intensive surgeries to tackle her cancer. In May of 2016, Karen was pronounced in remission, and that fall she returned to work at Dole Foods. A scan in March 2017, however, showed that the colon cancer had metastasized to her lungs and was inoperable. “Presently, I am on chemo every three weeks and tolerating it very well with no plans to return to work.” The takeaway, she says: “Get a colonoscopy!” At the start of this journey, when Karen sought a second opinion and had her port implanted by Mayo Clinic in Phoenix, they then referred her to Dr. Mariann Harrington, oncologist at CARTI, to administer Karen’s chemotherapy. “My husband and I were elated to find out there was a facility in Benton, so we wouldn’t have to travel back and forth to Little Rock. After four years, I am still receiving chemo from CARTI Benton.” Dr. Harrington says providing heated infusion recliners for CARTI patients helps them on so many levels. “Physically, the heat comforts the body, making it more comfortable to sit for hours at a time while receiving treatment. Many infusion medicines make the body feel cold, so the heat
counteracts that. Emotionally, which can be even more important, the patient is able to relax, creating a better environment for healing. We want to make sure every patient in every community receives the best CARTI has to offer on all levels.” Karen says her favorite thing about CARTI Benton is what she refers to as “CARTI’s Angels.” “They always take the time to listen, and Dr. Harrington takes as much time as is needed for each patient. Additionally, you can’t help but make friends with the other patients, so that a caring community is cultivated.” How does one get through the cancer journey and reconcile the fact that things such as retirement dreams take a detour? “You call on your faith, and it continues to grow with each passing day,” Karen says. “You look at everything differently with a heart filled with joy just to be able to wake up and get out of bed. Then to be able to do things that you previously couldn’t do, or didn’t think you would ever be able to do (like travel) is truly beyond understanding.”
WHEN CANCER HITS CLOSE TO HOME, WE’RE THERE.
When you are faced with a terminal illness, each day is a blessing, Karen says. “I am not just surviving but thriving.” Karen reads healing scriptures daily to help her remain steadfast in her faith, but when all else fails, she reminds herself to “suck it up, buttercup.” Donations to CARTI Benton’s Heat the Seat campaign may be made at www.carti.com, by clicking on “Donate Now” and indicating Benton as the desired recipient of the donation. Jillian Jacuzzi
CARTI fights cancer using the most advanced technology and treatment, with a convenient clinic here in Saline County. We are aggressive. Relentless. So you can feel confident in our care. Learn more.
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#3 Medical Park Place, Suite 202 Saline County Lifestyles • 5
FAMILY
Lifestyle
6 • Saline County Lifestyles
Good Day, I hope this note finds you well. Early summer in Augusta, Arkansas meant it was time to go swimming. Being raised in and near Augusta gave all of us a different view on life. Augusta sits on a small bluff above the White River and eight miles to the east is the Cache River. Some of its most important and prominent features are lakes, ponds, bays and sloughs. Names like the River, Horseshoe Lake, Taylor Bay, Little Green Tom Slough, Goose Pond Slough, the Bar Ditch, Blue Hole and the Little Bay were an important part of my young life. Whether we were fishing, swimming or just sitting on the bank and dreaming, few days went by that water didn’t play a role in our recreation. I can remember as a young child feeling sorry for the kids who lived in McCrory because they didn’t live close enough to Taylor Bay to go swimming every day. Growing up on a rice farm, we always had the fallback of swimming in the pump pond where the freezing cold water was drawn up from 110 feet down in the ground. The pumps on our farm produced about 18002000 gallons a minute. The torrent that gushed out of the twelve-inch
pipe would knock you down if you stood too close. But, after it hit the pool, it created a circular flow. Despite the cold, we would jump in and try our hand at swimming upstream.
Looking back on that time, it is delightful to think about how protected and safe we were. As small children, we were warned against swimming in the main part of the river. The currents were treacherous and even for a good strong swimmer could be dangerous. Luckily for us, in the distant past the river had changed its course and left Taylor Bay. Taylor Bay was five miles long, and because it connected at its south end to the main channel of the river, the water was always fresh. Taylor Bay became the principal source of entertainment for the kids of western Woodruff County. During my childhood the city fathers of Augusta created an easily accessible beach, free from currents and roped off so the fishing and ski boats had to stay some distance. Out in the deep water they
built a tower for diving. About a mile up the bay, the wealthier members of the community built a clubhouse that in that day served as a country club. I was always lucky to have one or more friends whose family belonged to the Outing Club. The Outing Club was a large one-story building built up on eight-foot stilts. Around the central room of the building was a large screened in porch. I spent many summer evenings with my friends on that porch. In the summer of 1960, the theme to the movie A Summer Place by the Letterman provided a wonderful backdrop for me to fall in love, over and over again. Looking back on that time, it is delightful to think about how protected and safe we were. Have a nice journey, Sam Dr. Sam Taggart is a retired doctor/ writer/ marathon runner in practice in Benton for the last 35 years. He recently published The Public’s Health: A narrative history of health and disease in Arkansas, published by the Arkansas Times. His two other books, With a Heavy Heart and We All Hear Voices are available at your local booksellers or online at Amazon.com.
Saline County Lifestyles • 7
8 • Saline County Lifestyles
URBAN
Lifestyle
WEATHER WATCH What I Love About Summer
By Ed Buckner, THV11 Chief Meteorologist
In my 23 years as Chief Meteorologist at THV11, I’ve noticed that the most active weather happens between December 1 and May 31. From winter storms, sleet, snow and ice to severe thunderstorms and tornadoes in the spring, it’s a busy six months. However, come June 1st, Mother Nature (usually) begins to calm down. While heat and pop up storms are usually the only things to worry about, there is another summertime feature that can keep us on our toes. More on that in a bit. First, I want to talk about memories of summer. June is one of my favorite months, mainly because of childhood memories. My Dad’s birthday was June 16, mine is June 17. These dates always fall on or very near Father’s Day weekend. The calm, but hot weather combined with family get-togethers and cookouts still brings a smile--as do the ugly ties I bought my father. While my mom and dad are no longer here, the memories come back to life with my own family and children each Father’s Day weekend. It’s not just my birthday and Father’s Day that are nice. June is the first month after a long stretch of weather when I can relax a little, take some time off and maybe head to the beach, with everyone else of course. I don’t like the term “put the weather on auto-pilot,” but often that’s what summer brings. The main weather concern during the summer months are heat-induced
thunderstorms. They can pop up anywhere and bring strong winds and large hail. They don’t happen as often as springtime storms, but they can prove intense and severe. Another weather phenomenon that we must watch for is called “Derecho,” pronounced “deh-REY-cho”. A derecho is a widespread, long-lived wind storm associated with a band of rapidly moving showers or thunderstorms variously known as a squall line, bow echo, or quasi-linear convective system. Although a derecho can produce destruction like that of a tornado, the damage typically occurs in one direction along a relatively straight swath. As a result, the term “straightline wind damage” sometimes is used to describe derecho damage. A derecho must include wind gusts of at least 58 mph (50 knots or 93 km/h) or greater along most of its length. While derecho winds typically are less than 100 mph, gusts as high as 130 mph have been recorded-equivalent to those of strong EF2 tornadoes. These widespread complexes of thunderstorms feed off the warm, humid air of summer. They usually form to our west or northwest in the central plains and move into Arkansas in a west or northwest upper airflow. They can happen anywhere from the Rocky Mountains to the east coast. They are
June is the first month after a long stretch of weather when I can relax a little, take some time off and maybe head to the beach, with everyone else of course. not exactly common, but they do happen and comprise another main severe weather threat of summer. So, here’s to a wonderful, hot and hopefully quiet summer. Sit back and enjoy and embrace the heat. I know I will!
Saline County Lifestyles • 9
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Saline County Lifestyles • 11
ACTIVE
Lifestyle
FITNESS TIPS It’s A HITT!
By Marietta McClure, Head Trainer, McClure Fitness
What is your favorite color? What about favorite movie? Book? Child (just kidding...maybe)? Why do we even have favorites? If you slow down and think about it, favorites can be very telling. There is a lot of deep psychology behind it, which I won’t get into. I’m a trainer, not a therapist. It’s human nature to favor things. It can be the way something makes us feel, something we connect with, or simply a way to form common ground with others. Whether it’s nature or nurture, we
12 • Saline County Lifestyles
all have our own preferences. In my world, I often see this in the way people work out. We naturally gravitate towards certain styles of exercise. Some people like a more athletic/training style while others prefer classes with more dance and rhythm infused. If you are moving your body and burning calories, I want to congratulate you! Now let me ask some challenging questions. How closely does your favorite workout align with your goals? Are you getting the results you want? Would your favorite workout
change if the results changed? I work out 5-6 times every week. I love the variety in all the classes offered at McClure Fitness locally and online. It keeps things fresh and helps me avoid getting in a rut. But as much as I like to mix it up, I do have favorites. I’m also very aware of what my goals are, so my favorites can change from time to time. However, no matter what season I’m in, there is one workout that will always be at the top of my list. It’s HighIntensity Interval Training (HIIT).
What exactly is HIIT? This is going to be a bit of a roller coaster, but that’s perfect because a HIIT workout is, too. First things first, it’s intense. That means you should expect to put in w-o-r-k. That should be obvious, but how often have you “worked out” in the past without finishing fatigued and maybe a little gross from all the sweat? HIIT isn’t intense in a fun way. I think that word is overused and has lost some of its oomph over the years. Now here’s the slightly better news. The intense parts are in short bursts. Just when you feel inches away from certain collapse, you get a quick rest. By quick, I mean you won’t get too comfortable. By rest, I mean active rest, so you’re still moving. That’s it: high-intensity work
ACTIVE
combined with periods of active rest. You can vary the exercises whether it’s body weight movement or adding small weights for more strength resistance. There are modifications for all types of people. At first glance, you may not be falling in love with HIIT. I’m asking you to push yourself hard. Rest sounds more like a tease. You will be challenged. You will feel it the next day, guaranteed. If that’s not enough to get you excited, the benefits should change your mind.
Benefits Of HIIT If you’re going to put your body through the wringer, there better be some payoff, right? Let’s break down what all of that hard work will get you. Think of it as a prize package from your favorite game show. Calorie Burn - If your goal is weight loss, HIIT workouts are where it’s at. You see, the more oxygen your body consumes, the more calories it burns. HIIT workouts create a massive increase in oxygen intake during the high-intensity and recovery intervals. Lose Fat; Keep Muscle - HIIT is also great for toning! Your body metabolizes fat for fuel during the workout. It also releases increased levels of hormones to repair muscle damage that lead to greater muscle size and definition. Heart Health - When you work out in the anaerobic zone (that special place at the end of the work interval when you think you’re about to die), your heart is getting a workout as well. Remember, your heart is a muscle too. Improve cardiovascular endurance and overall heart health with HIIT workouts. Do It Anywhere - The majority of HIIT exercises are bodyweight, meaning no equipment necessary! No equipment gives you the freedom to exercise anywhere. That’s why HIIT workouts can be just as effective at home as they are in the gym. My Love/Hate Relationship With HIIT One thing I love about HIIT workouts is you will 100% get the most bang for your time. I know
Lifestyle
my body is still working long after I finish exercising. This is called excess post-exercise oxygen consumption (EPOC). Your body will continue to burn calories as it gets back to rest state, replaces energy, and repairs muscle. EPOC typically lasts about 2 hours after an exercise, and HIIT workouts generate up to 15% more calories burned in this period. Now you’re looking at even more calorie burn (win), more fat loss (win), and more muscle growth from increased hormone release (win). What’s not to love? Oh, that’s right – the whole torture roller coaster of the actual workout. Think about it this way. The intensity of your workout has to match the intensity of your goals. If you’re comfortable with where your body is, maybe you can get away with generally low-intensity exercise and healthy eating – and that’s great! If you’ve got big goals to take back your body, you’ve got to put in the work. There’s no way around it. That’s the reality I had to face after each of my three pregnancies. My body was so far away from where I wanted it to be. My confidence was shaken. If exercise wasn’t such a huge part of my life already, I could have easily stayed complacent with where I was and chalked it up to mom problems. But that’s not where I’m comfortable. I knew if I wanted to get back the body I was proud of and be me again, I had to get comfortable with being uncomfortable. My goals were intense, so my workouts had to match. I’ll never tell you a HIIT workout is “fun” because it’s not supposed to be. Fun is shopping, date nights, and coffee with your bestie. This is work. That doesn’t mean you can’t enjoy it. Just know that you will be challenged. You will be pushed to your limit, then given enough mercy to catch your breath before you jump right back in. When you finish, you will be spent, but you will also be stronger. Why are HIIT classes the best classes? Because the results are as real as the struggle. Saline County Lifestyles • 13
Farmers Bank & Trust has had a presence in Saline County for more than 18 years, but it wasn’t until last year that the company made a real push in the Benton and Bryant market. A loan production office in Bryant located at 3316 AR-5 suite 2 celebrated its first year of business in April, and it joins the full-service branch in nearby Haskell in serving customers. “We are very pleased with our reception from the community and the loan growth we have had,” said Chief Lending Officer Dave White. “We are also pleased with how our employees have been able to be involved in the community through the Benton Chamber of Commerce and through the Boys and Girls Club of Saline County.” Farmers Bank & Trust, whose corporate office is in Magnolia, has been owned by the same family for 113 years. The bank’s branches are spread throughout southwest Arkansas and northeast Texas including Hope, Camden, Texarkana, and Prosper, TX. In 2007, Farmers acquired Southern State Bank in Malvern, which joined Haskell as northernmost markets 14 • Saline County Lifestyles
in the company’s footprint. White, a Malvern native and Benton resident, splits his time between Malvern and Saline County. “We’ve been in Saline County a long time, but we felt it was the right time to move into the Benton/Bryant area and participate in some of the growth that is taking place there,” White said. “Saline County is one of the fastestgrowing areas in the state of Arkansas. There is a lot of good income located here and great school systems between Benton, Bryant, Harmony Grove and Bauxite. It’s just a great place to live and raise your family, and we feel like it’s a great place to do business.” The new office is in the same building as Fulks Family Dentistry, across Highway 5 from Dr. Justin Franks Eye Care of Saline County. Three loan officers have spent the year meeting new customers and making an impact in the communities where they live. Kent McClure is “a new banker” but brings a wealth of real estate experience, as he owned his own realty inspection company. He and his wife Marietta also own McClure Fitness
in Benton. “He’s very familiar with the Benton area and all of the things going on there,” White said. “He has an extensive real estate background, and we are really pleased with him.”
“WE’VE BEEN IN SALINE COUNTY A LONG TIME, BUT WE FELT IT WAS THE RIGHT TIME TO MOVE INTO THE BENTON/BRYANT AREA AND PARTICIPATE IN SOME OF THE GROWTH THAT IS TAKING PLACE THERE.” Josh Caldwell is a banking veteran of 15 years in Saline County and “brings great sales and customer service skills to us.” Eric Shelnut is the group’s secondary market mortgage lender and “is really, really good with customers and does a great job with them.” While the office has seen good loan growth the past year, the company has also made a conscious effort to give back to the communities in
exciting things are happening...
Bank OZK appears to have found a way to balance being the largest bank in Arkansas with the personal touch of your hometown institution. Even as it’s grown, it’s established a reputation nationally of excellence, being named the number one performing bank in the country thirteen times over the past eight years. “Our staff is so knowledgeable, professional and courteous,” Robi McDonald, executive vice president. “No matter which location you visit or call across the state, someone will be there who can help you with whatever you need. And if you have an outof-the ordinary situation, we bring which staff,matter including White, in our its subject experts to offer live. Farmers sponsored all of the creative solutions to your needs.” youth basketball teams that played of Ozark, as itClub was then called, in Bank the Boys and Girls of Saline was purchased in 1979 by George County in Benton last winter. Gleason, a 25-year-old attorney. At the “Approximately 700 kids that time, the bank had just two locations played basketball [in Benton] had in Ozark, Arkansas and 28 employees. a uniform on that said ‘Farmers The bank has since grown to employ Bank & Trust,’” White said. “That over andusistonow was a2,600 way for giveamong back tothe thetop 60 banks in asset size in the nation. community and get the word out “Wewho havewe banking about are andoffices what in we do.” Arkansas, Texas, Florida, California, The company is also sponsoring Mississippi, Alabama, North three of the five 2019 Benton Carolina, South Carolina, Georgia Chamber of Commerce First Thursday and New York,” McDonald said. lunches. The first was the annual awards in January. Aug. Whilelunch the growth of theOn bank is 27, it will sponsor the Salt Bowl impressive, Robi McDonald says Bank luncheon, with the finalsame eventason Nov. OZK’s approach is the it was 7. Thethan banka will also ago: be involved more century provide in the sponsorship withservice the Bryant, Benton finest customer and community and Bauxite football programs. support in every location, and now additionally It’s been anthrough eventfuldigital year ataccess. the new office, Co. for “Some ofand our White biggestand referrals look forward to more success business and personal banking are serving customers in Benton through simple word of mouth,” he and Bryant. Nate Olson well or give said. “You treat someone
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Saline County Lifestyles • 15
Bank OZK1 appears to have found a way to balance being the largest bank in Arkansas with the personal touch of your hometown institution. Even as it’s grown, it’s established a reputation nationally of excellence, being named the number one performing bank in the country thirteen times over the past eight years. 2 “Our staff is so knowledgeable, professional and courteous,” Robi McDonald, executive vice president. “No matter which location you visit or call across the state, someone will be there who can help you with whatever you need. And if you have an outof-the ordinary situation, we bring in our subject matter experts to offer creative solutions to your needs.” Bank of Ozark, as it was then called, was purchased in 1979 by George 16 • Saline County Lifestyles
Gleason, a 25-year-old attorney. At the time, the bank had just two locations in Ozark, Arkansas and 28 employees. The bank has since grown to employ over 2,600 and is now among the top 60 banks in asset size in the nation. 3
through simple word of mouth,” he said. “You treat someone well or give them the right advice and direction, and they spread the word about what you did and how they were treated.”
“We have banking offices in Arkansas, Texas, Florida, California, Mississippi, Alabama, North Carolina, South Carolina, Georgia and New York,” McDonald said.
And McDonald is quick to point out that that level of service extends to every generation of customer because Bank OZK recognizes that financial needs are individualized.
While the growth of the bank is impressive, Robi McDonald says Bank OZK’s approach is the same as it was more than a century ago: provide the finest customer service and community support in every location, and now additionally through digital access.
“Everything today is based on convenience. ‘How much can I do in the least amount of time,’” he said. “Banking is no different, whether it’s online access to transferring money to initiating wire transfers. How can we serve your needs with ease, speed and convenience?
“Some of our biggest referrals for business and personal banking are
To fulfill those needs, McDonald
says Bank OZK has a team of specialists dedicated to identifying and adapting technological advancements to customers’ specifications. “Their sole purpose is to find ways we can make our bank better, improve products and improve service,” he said. “These are the questions we’re looking to address every day through evolving technology. You evolve if you want to remain relevant, and that is something I believe our bank has done quite well, while maintaining our strong heritage of hometown banking and personalized service.” Every customer is unique, and McDonald’s team understands that. From young professionals getting started to adults nearing or post retirement, Bank OZK is ready to serve everyone. “We have customers who come in, read the newspaper, have a cup of coffee and chat in the morning with branch managers. Other customers may rarely visit a physical banking
office, but expect an outstanding mobile banking experience,” he said. “Whether you want to meet in person and talk about your banking or text to get your needs met, we are ready because, especially today, everyone sees banking differently.” “We have many touch points in terms of communication; some customers prefer email or text, others prefer to make a phone call and others want to come in and talk about every option, every detail, every service that enhances a checking account or every option for borrowing funds. We are here to serve them all.” Recently, to better reflect the bank’s regional and national presence, Bank OZK underwent a rebranding. Its name officially changed in July of 2018 from Bank of the Ozarks to the new Bank OZK. However, McDonald says that change doesn’t detract from the company’s dedication to its history and heritage. In fact, the rebranding was designed to enhance the bank’s services and capabilities.
“YOU TREAT SOMEONE WELL OR GIVE THEM THE RIGHT ADVICE AND DIRECTION, AND THEY SPREAD THE WORD ABOUT WHAT YOU DID AND HOW THEY WERE TREATED.” “We have customers who now live in Texas, and we have branches there,” he said. “If they choose, they can call us here in Saline County, and we’ll take care of them because location is really irrelevant in today’s world.“ “We can’t forget our roots as a community bank, where a handshake still means something. We began as a small community bank in Ozark, Arkansas, founded on customer service and we still do that today, no matter where you are.” Charles Crowson Member FDIC
1
Top bank in the U.S. in asset size category as named by ABA Banking Journal 2011, 2012 and Bank Director 2013, 2014, 2015, 2016, 2017, 2018. 2
3 #1 Regional Bank as named by S&P Global Market Intelligence 2012, 2015, 2016, 2017.
Saline County Lifestyles • 17
According to the Food Research & Action Center, only 15 children received summer lunch for every 100 low-income children who received lunch in the 2016-2017 school year. Arkansas and Oklahoma rank among the most food-insecure states in the nation, based on average rates from 2015-2017, while Missouri and Kansas also rank among the 20 most food-insecure states. Regional food banks across this fourstate area report they can provide, on average, five meals for just one dollar. Based on this calculation, Arvest Bank has pledged to supply at least one million meals to help organizations meet this goal in the more than 135 communities they serve. Over the past eight years, the initiative has raised more than 13.6 million meals for families throughout 18 • Saline County Lifestyles
Arkansas, Kansas, Missouri and Oklahoma. That includes more than $2.3 million in funds given directly to dozens of food partners.
REGIONAL FOOD BANKS ACROSS THIS FOURSTATE AREA REPORT THEY CAN PROVIDE, ON AVERAGE, FIVE MEALS FOR JUST ONE DOLLAR. This year, Arvest is excited to partner with the Arkansas Food Bank in Saline County. All of the food and money collected in the area will go directly to them. “They do so much good work in our community and throughout Central Arkansas,” says Phillip Partain, Saline County President for Arvest, “and we want
to do our part to help out as well.” Children are especially vulnerable during the summer months, when they are out of school and not receiving free or reduced lunches through their school. With your help, it is the goal of Arvest to fill the bellies of our neighbors and increase awareness of the local need for food. From April 1 through June 1, 2019, Arvest will be accepting donations of money and food at each of its Saline County locations. In addition, members may help fight hunger by donating via the Arvest Go Mobile app or by purchasing a paper fork for one dollar at any Arvest branch. Each purchase provides the equivalent of five meals for hungry families while directly benefiting the Arkansas Food Bank, an organization dedicated to wiping out hunger in Arkansas. Brent Davis
HELP
FIGH U S T HUN GER COM IN OUR MUN IT Y DON AT E TODA Y!
arvest.com/millionmeals #MILLIONMEALS Arvest makes no representation that any contribution is tax deductible. Please consult your tax advisor.
Member FDIC
Saline County Lifestyles • 19
Saline County has grown by leaps and bounds since 2007 when First Security Bank opened its first branch on Alcoa Road. The following year saw the finalization of the purchase of the former Union Bank, a longtime Saline County institution, creating new branches for residents to use. Now, First Security Bank has six banking center locations in Saline County and 77 throughout the state of Arkansas. With 53 employees here in Saline County and over 1,000 employees statewide, First Security Bank takes pride in this growth and in the community it has come to love. They partner with businesses and individuals alike. First Security Bank stresses the importance of community involvement and participates in several Saline County programs. The bank has recently joined Arkansas Scholars, which recognizes high school students in various school districts who maintain a “C” average and 95 percent or higher attendance rate. First Security also takes part in several other programs through the Boys and Girls Clubs in Benton and Bryant, Civitan Services of Saline County, Habitat for Humanity, and various other non-profit organizations. “Overall, our message is to be a premiere community bank in Saline County by giving back and serving our community,” says Stuart Norton, president of Saline County operations for First Security Bank. “Our desire is to be involved in our community by giving back and serving through contributions to many non-profit organizations and serving at various events such as Teal Grills, golf tournaments, chamber banquets, and other civic events in
20 • Saline County Lifestyles
“OVERALL, OUR MESSAGE IS TO BE A PREMIERE COMMUNITY BANK IN SALINE COUNTY BY GIVING
Brent Jones
Graduation is no time to learn you haven’t saved enough for college. For a free, personalized college cost report, contact your Edward Jones financial advisor today.
Financial Advisor 1107 Ferguson Dr. Benton, AR 72015 501-776-1414
www.edwardjones.com Member SIPC
BACK AND SERVING OUR COMMUNITY.”
EDS-1927F-A
our community. Our folks live here and we want to help make it a great place to live and raise a family!” Norton continues, “As mentioned, we are very community-minded in how we see ourselves as a bank. We celebrate that we are ‘Only in Arkansas’ and this means our focus is on the people and their businesses here in Arkansas. “First Security is committed to providing exceptional banking for all customers in our home state. We live out that commitment with regular investments in advanced services, new locations, local infrastructure and much more – all without losing our local touch.” First Security Bank is so proud of Arkansas that they created an entire website dedicated to the charms of the Natural State. Visit ONLYINARK. com today for an in-depth look at the people, places, attractions, food and fun that make Arkansas the only place First Security Bank wants to be.
OPENING DOORS FOR Arkansas B U S I N E S S .
Based in Searcy, Arkansas, privately held First Security Bancorp has the most complete and diverse product offering of any Arkansas-based financial services holding company. Supported by the strength of $1.18 billion in total capital and $5.4 billion in assets, First Security Bank can meet any financing need – right here in Arkansas. Brent Davis
First Security offers solutions and local expertise to turn your passion into profit. What’s your better? Get there with us.
Member FDIC
Saline County Lifestyles • 21
While IBERIABANK is not new to banking, they are relatively new to the Saline County market. Founded in 1887 in New Iberia, Louisiana, the bank’s headquarters are now in Lafayette, Louisiana. The bank is 132 years old and serves 12 states with 324 offices and 3,449 associates. In 2007 they acquired Pulaski Bank, retained their local branch leadership team and entered the Saline County market. Senior Vice President and Retail Market Manager Linda Felton, and Vice President and Branch Manager Barbara Rigginwere both with Pulaski Bank when it opened the branch. The Bryant location is on Highway 5, and provides service to consumers and small businesses under the leadership of Riggin, who has a team of local professionals in Saline County that serve the community. The branch employs Commercial Relationship Managers Eugene Castrejon and Diana Smithson, 22 • Saline County Lifestyles
both of whom live in Saline County. Matt Kaczor serves as the Mortgage Loan Originator in the Bryant office and also offers investment and trust services through Scott Fraser and Scott Nelson. David Shindler, Commercial Relationship Manager, also works with clients in Saline County. When asked why Saline County residents should choose IBERIABANK, Linda is quick to respond with “we offer the wide array of products and services of a large regional bank yet with the small hometown feel, service and decision making of a community bank.” Linda continues, “The bankers in the Bryant office are Saline County residents who are proud of their community and give back through the investment of time and resources to support local causes. “Our Branch Manager Barbara Riggin is a great example of this. She has been at this branch since it opened in 2003, and she is a tireless supporter of the community and a hard-working
volunteer at local events. If there is something happening in Bryant, you can count on Barbara to volunteer.” “Banking is a relationship business and I love that our clients are also our friends,” Felton continues. “I believe this provides a level of confidence for clients when they personally know their bankers. It is an amazing opportunity to have clients who are also your neighbors, friends, former classmates and attend the same church as you,” says Linda. “IBERIABANK is financially strong and will provide confidence in our customers’ banking choice. The Bryant office celebrates 16 years of service to Saline County this year, and we stand by our company mission statement, which is to help our clients achieve their personal and professional goals, to ensure that our communities thrive, and to deliver outstanding results to our shareholders. We take those responsibilities very seriously each and every day.” Carrie Amox
When you need a bank you can trust,
we’re here for you.
Jay Meador,
Market President
David Shindler, Executive Vice President Commercial Relationship Manager
Diana Smithson, Senior Vice President Our dynamic team looks forward to serving you. 132 years of serving the south, IBERIABANK has a history of strong financial performance. Our Central Arkansas leadership team brings a total of over 150 years of banking experience. With our relationship-based approach to banking, we are focused on making decisions locally, close to our clients.
Private Banking Relationship Manager
We invite you to enjoy an extraordinary banking experience.
Barbara Riggin, Vice President
Linda Felton, Senior Vice President Retail Market Manager
Eugene Castrejon, Senior Vice President Commercial Relationship Manager Bryant Branch Manager
Matt Kaczor, Mortgage Loan Officer Mortgage
Scott Nelson, Portfolio Manager IBERIA Wealth Advisors
SA L I NE COUNTY (501) 748-1274
Scott Fraser, Senior Investment Representative Iberia Financial Services
Saline County Lifestyles • 23
Regions Bank helps small businesses and even small individuals achieve their personal financial goals. One of the most common circumstances in the local Saline County branches might be when parents come in and ask, “When is the right time to begin teaching my child how to manage money?” Michael Sims is the Regions Bank Saline County Market President, and he explains that “as parents, we advise you to start teaching children about money at an early age. The sooner you begin, the more likely your children will grow into financially responsible adults.” The local Saline County branches of Regions Bank believe there are four ways to teach children fundamental money management tips while also having fun. According to Michael, the first step in teaching children the fundamentals of money management is to show your children how to earn money. According to Michael, “By age five, children can often understand the concept of money and how it is earned. Providing an allowance tied to completing chores can be the first way they learn the value of a dollar.” The second step is to teach children about managing money. “Once children earn, they can learn to save. You can teach the power of compounding interest with a fun family money management activity such as setting a goal for an item they want, then creating a savings jar to help achieve that goal, and posting a chart to track progress,” says Michael. The third step is to help your children spend money responsibly. “It can be especially difficult to resist the temptation to spend money on wants rather than needs. Parents can teach responsible day-to-day spending through shopping. One idea is to turn coupon clipping into a game. Once the child has clipped enough coupons to save a certain amount, they then can cash in for their favorite treat.” And finally, Michael adds, “Encourage your children to give. Like any money management lesson, it is so important to lead by example.” He advises parents to tailor the concept of giving to their child’s particular interests. “This will be different for everyone. For one child that means 24 • Saline County Lifestyles
THE LOCAL SALINE COUNTY BRANCHES OF REGIONS BANK BELIEVE THERE ARE FOUR WAYS TO TEACH CHILDREN FUNDAMENTAL MONEY MANAGEMENT TIPS WHILE ALSO HAVING FUN. volunteering together at an animal shelter and contributing pet supplies. For another child, they may be really interested in reading. Encourage them to donate books they have already read for others to enjoy.” Regions Bank is committed to helping families in Saline County meet their goals, and believe that money lessons taught today can impact children throughout the rest of their lives. The concepts of saving, making deposits, practicing generosity and being financially responsible are all characteristics that can build over time. But get started today, and contact Regions for help along the way. Carrie Amox © Regions Bank, Member FDIC. This information is general in nature. Statements or opinions of individuals referenced herein are their own—not Regions’.
We come together
for reaching goals. SALINE COUNTY
Saline County is where you invest in the future, and it’s where we love to watch you grow. We share your commitment to a brighter tomorrow. You inspire us to make banking easier, so we all have more time to enjoy life as we take our next step together in this place we call home. Michael Sims | Market President 501.575.6061 | michael.sims@regions.com
1.800.regions | regions.com © 2019 Regions Bank. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.
Saline County Lifestyles • 25
Veteran Saline County Banker Jeff Richardson is excited about the newest chapter in his career. Richardson joined Simmons bank in early 2018 as a senior vice president and community banker in Saline County. Simmons recently promoted him to the community executive role where he will “oversee all banking functions for our Saline County market,” Richardson said. “It’s very energizing to be part of a company that’s enjoying such unprecedented growth,” said Richardson, whose banking career spans nearly 25 years. “In the past five years, Simmons has grown from a bank holding company with approximately $3.2 billion in assets to an over $17 billion-asset 26 • Saline County Lifestyles
company operating in eight states. That kind of momentum reflects a very passionate and high-performing team, one I’m excited to be a part of. “I’m also proud of our bank’s emphasis on dreaming big for our communities. Even as Simmons has grown, we’ve never lost touch with our community bank roots. This translates to a strong commitment to volunteerism, giving and partnerships with local nonprofits across our footprint. Ultimately, being a part of Simmons feels like being part of something more. “ Throughout his lengthy career, Richardson has had experience dealing with commercial, construction and consumer lending to treasury management and bank operations.
Today, he has lofty goals for an already strong Saline County market. “Simmons is known for our robust retail presence in Saline County, so a complementary goal is to develop a commercial presence here that’s just as strong,” said Richardson. “Another goal involves strategic recruitment. Proactively adding talented, passionate bankers to our team deepens our roots in Saline County and helps us keep pace with our growth.” Richardson encourages customers to visit one of the Simmons Saline County branches to learn more about the Money Market special for consumer and business customers. Nate Olson
Making Dreams Come True Since 1903 At Simmons, we take pride in helping our customers make their dreams come true. From helping families buy the perfect home to assisting businesses, large and small, achieve their dreams. Strong partnerships generate successful returns, and we’ve been helping customers do just that for over 100 years. Find out how we can help you by visiting your local branch or going to simmonsbank.com.
Subject to credit approval.
Saline County Lifestyles • 27
Malvern National Bank’s (MNB) focus on service, relationships and technology is evident in every aspect of their business. When asked why someone should choose MNB, Mike Rushing, Saline County Market President responds, “It’s an exciting time here at MNB and Saline County! “As a bank, we’re continuing to grow and expand our footprint while introducing new products and technology to our customers and the Saline County and central Arkansas area. Our team can take care of you from the construction of your personal residence to developing subdivisions, or tailor-made loans to fit your business needs.” MNB is focused on providing the newest technology, with electronic products for both commercial and personal accounts. Businesses can utilize the suite of Treasury Management tools, while consumers enjoy the convenience of mobile deposit and debit cards with SecurLock technology to help prevent unauthorized use of their cards. Malvern National Bank has two locations in Saline County: the Benton branch on Military Road and the Bryant location on Highway 5. Mike is quick to note, “We’ve been in Saline County for more than 20 years; we opened our Benton branch in 1997 and our Bryant branch two years later in 1999. The bank has a long history of service, and as of this summer we will be 85 years old!” The bank was charted and opened for business on July 28, 1934 in the depths of the Great Depression. They are a full-service community bank committed to providing quality personal and business financial services, delivered by associates who are dedicated and vested in their communities. Currently MNB has 13 locations in a six county market, including Malvern, Hot Springs, Sheridan, East End, Benton, Bryant, Little Rock and Conway. As to why relationships are important, Mike shares, “We want all of our customers to feel like they’re a part of our MNB family through the relationships we build with them. It’s such a great feeling to see them grow their brand of business, and to provide the tools 28 • Saline County Lifestyles
necessary for them to reach their goals. “Banking is a very competitive industry. Twenty years ago, there were seven different banks in Saline County. As of this year, there are 18 financial institutions. With the changes in the banking industry and competition that continues to grow, the one thing that has remained constant is that you must provide exceptional quality customer service--because today, that customer has many options.” The exponential growth of banking options and new businesses in the area results directly from a very healthy school system, according to Mike. “Although I didn’t grow up here, I’ve lived in Saline County for 16 years. As the county continues to grow, it maintains the small town community feel that we’ve grown to love. “Saline County has great schools, which has made a significant impact on the county’s growth from population, as well as economically. The schools play a very important aspect of attracting new businesses to our county.” Carrie Amox
Saline County Lifestyles • 29
Many of us often equate being the best with being the biggest. It’s a point of view that comes in large part from our conditioning. However, for Ashton Adcock, Chairman and CFO of Merchants & Farmers Bank, he thinks being “the best” isn’t about size at all. Instead, it’s about treating his customers with the respect and courtesy he’d want for his own family. “If you desire the conveniences and services a larger bank produces, but feel your bank has outgrown you, we really think you are going to love it with us,” he said. “When you call, you can talk to a local person to address any question or issue – people helping people, rather than machines and recorded voices frustrating you.” 30 • Saline County Lifestyles
And that philosophy appears to be working. With locations in Dumas and Bryant, Merchants and Farmers Bank celebrated its 110th anniversary in May. Founded as an institution primarily serving the Delta’s agriculture industry, Adcock saw the need 10 years ago for the bank to diversify its offerings. That led him on a search to find a new location for expansion. “We narrowed our choices down to three communities and decided on Saline County, Bryant specifically,” he said. “We opened a loan office in 2011, and I moved up here to run this location and make decisions for both branches. I wear a lot of hats.”
Merchants and Farmers converted to a full-service institution in 2016, a decision Adcock says was just smart banking business. “It has served us well as a bank because of diversification,” he said. “Here in Saline County, we’re able to work with commercial real estate, home loans, real estate development loans and consumer loans while also creating a nice deposit base.” While Ashton Adcock maintains his bank has no intentions of being the biggest, only the best, he admits he still sees opportunity for expansion.
“HERE IN SALINE COUNTY, WE’RE ABLE TO WORK WITH COMMERCIAL REAL ESTATE, HOME LOANS, REAL ESTATE DEVELOPMENT LOANS AND CONSUMER LOANS WHILE ALSO CREATING A NICE DEPOSIT BASE.”
BIG Bank Products...Small Bank Friendly
Your Experience Here Matters! Community Bank for 110 years
“There are a lot of good institutions here,” he said. “Some focus primarily on home mortgage lending for secondary markets. Others may be branches of larger national banks, concerned only with deposits. “We believe we can offer a good community feel that will serve this area well, and that’s why we’re looking to grow further into Benton and Bryant.” Charles Crowson
TINA PHILLIPS VP/Branch Manager
501-847-4141 | www.mfbanknet.com
3512 HIGHWAY 5 NORTH BRYANT, AR
ASHTON ADCOCK Chairman PAGE GILL VP/Lending
Saline County Lifestyles • 31
Some Enchanted Evening BRYANT SENIOR CENTER SENIOR PROM
A guest appearance from “Elvis,” door prizes and an opportunity to be crowned king or queen – this is not your typical prom. Bryant’s first Senior Prom Night is sure to be what its name promises: “A Night Under the Stars.”
The Bryant Senior Activity Center, along with many of the assisted living, short-term and long-term care, adult daycare and home-care businesses in Saline County have joined together to create this (what hopes to be) annual event. The affair will take place from 5:30 to 9 p.m. Thursday, June 20 at the Bryant Senior Activity Center at Bishop Park. It also includes food, music and dancing, of course, in addition to special guest Elvis and the crowning of prom queen and king. Tickets are $25 per person in advance and $30 at the door. The Bryant Senior Activity
Center welcomes individuals 60 and older to enjoy a hot meal and activities with other senior adults who have a common interest, says Mary Vickers, center director.
“At the Bryant Senior
Activity Center, they provide a place of belonging to the elderly, They laugh, sing, dance, learn, work, play and volunteer. They come to live.” The center hosts an informal dance each weekend, says event co-chair Kim Vail, owner of Elder Independence. “We wanted to give
them something special. Maybe some of them didn’t attend a senior prom. This event is a way to make each of them feel special and have an evening out with their special someone, whether that’s their spouse, significant other, son or daughter.” For those without a date, members of the Bryant fire and police departments have agreed to escort them to the prom, Mary says. Kim says the members are “excited about the event and looking forward to a nice evening.” The Atrium at Serenity Pointe in Hot Springs will serve heavy hors d’oeuvres and guests may enjoy a dessert buffet. What’s any event these days without a photo booth? No worries, this special event will give guests an opportunity to capture the fun night with props galore. Door prizes include an assortment of gift cards from local businesses,
there is never a cost, but donations are always welcome, Mary says. Donations and sponsors of the senior prom will help the center purchase a new passenger van, she adds. The center offers transportation, food distribution and meals for the community homebound, meals in a dining setting, computer training, telephone reassurance calls, brain and trivia games, health screenings, consumer and nutritional education, legislative events, field trips, overnight trips, volunteer opportunities and a myriad of special events. Research shows that older adults who participate in senior activity programs can learn to manage and delay the onset of chronic disease, and experience improvements in their physical, social, spiritual, emotional, mental and economic well-being, Mary points out. “At the Bryant Senior Activity Center, they provide a place of belonging to the elderly,” Mary says. “They laugh, sing, dance, learn, work,
play and volunteer. They come to live.” The hope of the Senior Prom, organizers say, is to further the mission of the senior center. “We hope this event will give the senior adult community an opportunity to relive their youth,” Kim says. “We are raising money to support the Meals on Wheels program for the Bryant Senior center, so they can expand their outreach for delivering hot meals to homebound senior adults in the community.” The Bryant center is one of eight senior centers established through the Central Arkansas Development Council, which operates in 19 counties throughout central and southern Arkansas. The current senior center at Bishop Park was opened in 2012, sharing a 75,000-squarefoot building with the Bryant Boys and Girls Club, Bryant Recreation Center, and Aquatics Center. It served more than 3,000 individuals last year. Jillian Jacuzzi
including dinner at restaurants, local boutiques, beauty salons, nail salons, Lowe’s, and Walmart, as well as many other great prizes, Kim says. Pleasant Hill Adult Day Care and Care Home is sponsoring the music for the evening. DJ Chris Hoskins of Malvern will play music from the 1950s, and will take requests, too. The Jitterbug and other popular dances from that era are sure to show up on the dance floor. The Elvis impersonator is expected to perform live for about 30 minutes of the evening. In addition to the set Saturday night dances, special evening and weekend events are held on Valentine’s Day, Halloween, Fourth of July, Veteran’s Day and community specific events such as Bryant Fall Fest and Old Fashion Day. At the Bryant Senior center,
THURSDAY, JUNE 20 5:30PM-9:00PM
Heavy hors d’oeuvres & Non-alcoholic beverages Formal wear suggested, but not required. Transportation in the Bryant city limits available. PROCEEDS TO BENEFIT
CADC-Bryant Senior Activity Center Program
TICKETS ARE $25/PERSON $30/PERSON AT THE DOOR
BRYANT SENIOR CENTER
640 I BOONE RD, BRYANT, AR 72022 | 501.943.0056 EXT 3
Saline County Lifestyles • 33
34 • Saline County Lifestyles
Saline County Lifestyles • 35
HEALTHY
Lifestyle
HEALTH UPDATE NATIONAL STROKE AWARENESS
By Dr. Michael Pafford, MD Saline Memorial Hospital
On the 11th of May, 1989, I was a junior attending Hot Springs High School. The Reagan era had just ended and in the prior November George Bush had just been elected the 41st President of the United States. I’m not certain I even knew what a stroke was back then. I certainly didn’t know that stroke was costing the United States $11 billion per year! Nor could I have known that I would have a stroke on the 23rd of March 2016. But on that 11th day of May, a Joint Resolution of the Senate, #62, had declared the month of May as National Stroke Awareness Month and asked for an Official Proclamation from the President. President Bush signed Proclamation 5975 so that every May, we as a Nation would be called upon to “observe the month with appropriate ceremonies and activities,” all with the aim of not letting ourselves forget how significantly stroke contributes to our national illness. It’s difficult to account for the cumulative cost of stroke. If we do nothing more than adjust for inflation, $11 billion in 1989 equates to $22.5 billion today. But that is inadequate because it doesn’t account for how much bigger the US population is today. Neither does it account for extra cost from new procedures and medicines that were not available in 1989. When we account for all factors, 36 • Saline County Lifestyles
the estimated health cost to the US from stroke today is $34 billion. It’s the 5th leading cause of death in the US and a major leading cause of disability. Of every 20 deaths in America, 1 is stroke related on average and this year we can expect 140,000 Americans to die of stroke. Of course it’s hard to forget the cumulative cost of stroke when we remember some of the people whom stroke robbed from us. As I write this, stroke robbed us of John Singleton yesterday (29th of April, 2019) at the young age of 51. He was 22 when he directed the 1991 movie, Boyz n the Hood, just two years after President Bush made National Stroke Awareness month official. In March of this year we were all shocked by Luke Perry’s early death from stroke at age 52. Unfortunately, stroke doesn’t seem to care whom it takes. From screen actors and directors to musicians, politicians, authors, dancers, scientists and even mob bosses, no one is immune from stroke. Consider for a moment the cumulative talent taken from the world by stroke: Bill Paxton, Cary Grant, Johann Sebastian Bach, Charles Dickens, Gene Kelly, Winston Churchill, Woodrow Wilson, Mae West, Patrice O’neal, Louis Pasteur, Nicolaus Copernicus, Miles Davis, Isaac Hayes, Alfred Nobel. These are just a few, but certainly they remind us of the immeasurable
cost of stroke. We can’t even put in terms of dollars what the world lost in another Miles Davis album, another Bach concerto, another Charles Dickens novel. So what do we do about it? What can we do to decrease the burden stroke places on our lives, our families, and our country? Well, I know what I’m going to do. I’m going to go fill my Crestor prescription. My stroke was not cholesterol related. It was a vertebral dissection, which is not mediated by cholesterol plaques in arteries. But I cannot change the fact that the number one risk factor for stroke is having already had one. I’m more likely to have a stroke than the next guy because I’ve already had one. I cannot change that, but I can change my cholesterol. I get leg cramps more often when I take cholesterol medicine and I don’t like it that I’m stuck taking something. But when I’m honest with myself, I can take Coenzyme Q10 with Crestor and I can stretch my legs before bed--and by doing those things it is tolerable. It is an inconvenience but much less inconvenient than having another stroke. But what can we do to help others, rather than just help ourselves? We can do our best to help others not smoke. Tobacco use is the second highest risk factor for stroke. Smoking cessation does more to
HEALTHY
STROKE IS A BRAIN DISEASE AND YOUR BRAIN IS YOUR THINKING ORGAN. DO NOT LET A STROKE VICTIM TALK YOU OUT OF CALLING 911. reduce stroke risk than any other modifiable risk factor. Do not let yourself or people you love believe that taking their Crestor affords them the ability to continue smoking. It doesn’t work that way. Continuing to smoke while you take cholesterol medicine is like having a fire hose primed and ready in your hand but choosing to spit on the fire instead! But more than that, how can we affect stroke on a societal level? How can we arm our community with tools to help stroke victims become stroke survivors? We can BE FAST. BE FAST is an acronym to remind us of the most frequent signs of stroke and to remind us that the critical intervention for someone having a stroke is to get to the ER quickly. Study the facing page of this article to educate yourself of the signs of stroke, and if you find someone you think is having a stroke, call 911 quickly. Stroke is a brain disease and your brain is your thinking organ. Do not let a stroke victim talk you out of calling 911. If they are having a stroke, their thinking is impaired. It could be too late if you wait. I think we should celebrate National Stroke Awareness Month in the spirit of Asa Hutchinson. National Stroke Awareness Month is not new, it’s not flashy, but it is important to our state and national health and Governor Hutchinson recognized that. He took time to record a public service announcement encouraging Arkansans to learn the signs of stroke so they could BE FAST. Please take a few moments to follow this YouTube link to the Governor’s announcement https:// youtu.be/pIitIvrsdNs and share it on your social media so that we can all BE FAST and help a stroke victim become a stroke survivor.
Lifestyles
Get to know your doctors at Saline Health System. It’s a team of many experts with one focus: caring for you.
Michael Pafford, MD Director
Deborah Quade, MD
Ahmad Yousaf, MD
Adam Huang, MD
Zachary Morrill, MD
Regina Bennett, APRN
Jennifer Neighbors, APRN
Lauren McDonald, DNP
Brandon Faulkner, DNP
Amanda Gwin, PA
HOSPITALIST GROUP
(501) 776-6000 SalineMemorial.org
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Saline County Lifestyles • 37
FAMILY
Lifestyle
INSURANCE INSIGHT A Little Due Diligence
By Keith Brooks, State Farm Insurance
Spring and summer are some of my favorite times of the year. Sure, we have a little pollen to deal with (or a lot depending on your take). However, new growth sprouts up all over our area and brings with it the excitement of new life. This time of year is also the perfect season to ensure some of your most important assets are in top working order. Once spring has sprung, take some time to give your home a check-up along with its annual spring-cleaning. Adding these home maintenance tips to your routine can help your house operate more efficiently.
OUTSIDE THE HOUSE Check the A.C. Have a qualified HVAC contractor come out and give your airconditioning system a tune-up. To help lower your energy bills, do this every year to ensure the system is running at its manufacturer-rated efficiency. Also make sure to inspect your system’s condensate drain hose, especially if you live in a humid climate. This hose could become clogged with algae and sediment, and your contractor may charge you more to clean it out. Avoid this extra cost by checking the hose periodically yourself. Use a wet-vac to suction any blockage out from it. 38 • Saline County Lifestyles
Roofs and gutters The hot summer sun can quickly damage a roof ’s shingles, so you may want to call a contractor if you haven’t inspected your roof in several years. Clean out the leaves and other debris that have collected in gutters and downspouts. Then check to see if the gutters are safely attached and haven’t sprung any leaks. Also, make sure the downspouts are positioned to direct water away from the home’s foundation. Right the foundation For further basement flood protection, inspect the foundation around your house before the spring rains. Inspect the foundation around your house, and seal cracks or imperfections or call a contractor if necessary. Also look for low areas in the yard
near the foundation that might pool water during a heavy rain. Level these yard depressions by filling them with compacted soil. Tend to any other “ponding” areas around the yard, too, because after a hard rain, standing water can develop. These puddles can be a breeding ground for mosquitoes. Seal the deck If you have a patio deck, inspect the wood for stains, discolorations, or warping. If you find any, consider resealing the deck. To verify that your old application still works, pour some water onto the dry deck and check to see that it beads up. Most deck-sealer manufacturers recommend resealing annually, but if there are no immediate problems worth addressing, you can likely wait until the following spring to reseal. Check for any sharp edges, splintered wood, or rotting wood. Also look for rusting nails or any nails
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Your furniture
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that are coming out or weakening their connections. And be sure to check the railings and stairs to make sure they are secure and not wobbly. Ready the soil Spring is the season to prepare for new growth in your garden. Rake beds of leaves and other leftover winter debris. Use a hoe to churn and loosen the soil, and mix in compost for nutrients. If you’ll be planting new seeds, follow the instructions provided on the seed packet for the best results.
Refinishing, Repairing & Refurbishing
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ONCE SPRING HAS SPRUNG, TAKE SOME TIME TO GIVE YOUR HOME A CHECK-UP ALONG WITH ITS ANNUAL SPRING-CLEANING.
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INSIDE THE HOUSE Water heater Look around the base of your water heater for evidence of leaks. The average lifespan of a water heater is 8-12 years. If your water heater is over 5 years old, it should be checked monthly for any leakage or rusting at the bottom. If water leakage or rust is found, the water heater should be replaced. If you live in an area with particularly hard water, you may need to periodically drain the water heater to remove sediment buildup in the tank. Basement and attic Does your attic or basement smell musty? If you have an attic, check it for leaks from the roof. Inspect the underside of the roof and the insulation closely for any discoloration, deterioration, or dirt stains, as the leaking water might have dried up. Check the basement walls, floor, and trim for water stains or any signs of seepage through the foundation. There are a number of flooding causes, so while you’re down there, keep a close eye on your sump pump, making sure it is still in good working order, and has a battery backup in place if necessary. A little due diliegnece each year goes a long way towards preventing majore headached in the future. It’s never a bad idea for seasonal checks into your insurance plan.
501-847-7484 or 501-794-6800 www.bnewrestoration.com 2901 MILITARY ROAD, SUITE B BENTON, ARKANSAS
You only live once. That’s worth protecting. Keith Brooks, Agent Insurance Lic#: 16679114 www.keithbrooks.net keith@keithbrooks.net Bus: 501-778-7243
1708142
A conversation about life insurance now can make a big impact on your family (and even your retirement) later. LET’S TALK TODAY.
State Farm Life Insurance Company (Not licensed in MA, NY or WI)State Farm Life and Accident Assurance Company (Licensed in NY and WI)Bloomington, IL
Saline County Lifestyles • 39
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FAITH FOCUS Declaration of Life
By Jason White, Pastor at GracePoint Church
This time of year most families are gearing up for a summer full of family vacations, baseball, camps, and days spent at some of our beautiful Arkansas lakes. Falling right in the middle of our summer is one holiday that we are proud to celebrate every year: Independence Day. July 4th, 1776, was the day that our founding fathers signed the Declaration of Independence. The second sentence in the Declaration of Independence makes this well-known statement, “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness” - Declaration of Independence (US 1776). Wow! What a powerful declaration! It is this sentence and the word “declaration” that have been resounding in my mind for several weeks. A declaration is a formal announcement or statement. Its origins come from the Latin word declare, or to ’make quite clear’. Our founding fathers thought it of the utmost importance that we make quite clear that we were 40 • Saline County Lifestyles
going to live as free states. It is my belief that we need to make a few declarations in our lives as well. The Bible says in Proverbs 18:21(NIV), The tongue has the power of life and death, and those who love it will eat its fruit. Did you read that? What we say has power. Take a moment…have you thought about how much power is in what you say? The reason I ask this question is because most of us go automatically to what we’ve said to others. And, that’s definitely a good and important thing to consider. But, few of us ever consider what we declare over ourselves on a daily basis. What are you telling yourself daily in your thoughts? It is those thoughts that begin to move from our minds to our heart and eventually, out of our mouths come negative declarations over our lives. It usually sounds something like this: “I will never be able to overcome this problem. I don’t know why I even try.” Maybe we declare negative things over our marriages, our finances, or even our health. Most importantly, we allow negative declarations to discourage us spiritually. “I am just not good enough. God can’t
WHAT ARE YOU TELLING YOURSELF DAILY IN YOUR THOUGHTS? IT IS THOSE THOUGHTS THAT BEGIN TO MOVE FROM OUR MINDS TO OUR HEART AND EVENTUALLY, OUT OF OUR MOUTHS COME NEGATIVE DECLARATIONS OVER OUR LIVES. forgive me.” Remember this… negative words can’t lead to a positive life. Speaking positively is not a replacement for God, it is a response to Him. It may not change your circumstance, but it will change you! So, I declare for you today, that you are going to speak LIFE! Speak life over yourself. Make it quite clear, that you are the object of God’s Love! Declare freedom from the negative words spoken over your life. Declare what God’s Word says about your life. We are not declaring our independence, but our absolute dependence on the life-giving Word of God! I encourage you to take some time and write down a personal declaration that you can proclaim over yourself daily. Make it “quite clear” that you are who God says you are!
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By: Justin S. Elrod, Certified Elder Law Attorney, The Elrod Firm If Marilyn Monroe were alive today, she would have anticipated her 93rd birthday on June 1, 2019. Although she was typecast in the role of the “dumb blonde” in many of her blockbuster films, she was actually much smarter than many of the young and unprepared celebrities I’ve written about in the past. Despite the fact that she died unexpectedly at the age of 36, she was more prepared than most. She already had a last will and testament in place when she died, and she had obviously put a lot of thought into it. In Marilyn’s will, she designated a small part of her estate to fund a trust designed to help care for her ailing mother, who had spent most of her adult life in a mental institution. The biggest part of her estate, though, went to her acting coach, Lee Strasberg, who at the time was married to a woman named Paula. Lee and Paula were like surrogate parents to Marilyn, and their daughter was a close friend to her. Marilyn wanted the bulk of her estate to benefit Lee and his family. When Marilyn died, the first part of her plan worked out fine. Her sizable estate passed to Lee Strasberg, just as she had directed. But when 42 • Saline County Lifestyles
Lee died, the millions he received through Marilyn’s estate didn’t pass to Paula or their daughter. Marilyn’s estate passed through Lee’s estate to a woman who was a complete stranger to Marilyn. Marilyn had had a plan— she had prepared a will before she died—so how could this happen?
because she had happened to be married to Lee when he died.
In Marilyn’s will, she left the bulk of her estate to Lee outright, which meant he could do whatever he wanted with the inheritance after Marilyn’s death. A few years after Marilyn died, Paula died too, and Lee married a Venezuela-born actress named Anna. When Lee died, Anna got everything he owned, including his interest in Marilyn’s estate.
Marilyn planned ahead, so where did she go wrong? First, she used a will instead of a trust, which meant a significant portion of her estate went to court costs, lawyer fees, and other unnecessary expenses in the probate process. Second, she directed everything to Lee outright and did nothing to look out for the other people she wanted to benefit, like Lee’s daughter. If Marilyn had used a trust instead of a will, she could have kept her estate out of probate court, and she could have kept her estate out of the hands of a total stranger at Lee’s death.
Anna apparently cared more for money than for Marilyn. She sold off all the personal things, all the sentimental items, and all the memorabilia. Then she hired a firm known for managing the estates of dead celebrities and made a ton of money from the rights to Marilyn’s brand and image. Eventually, she sold the firm created to manage those rights for somewhere between $20 million and $30 million. She got a windfall off of Marilyn simply
This isn’t only a problem for celebrities and millionaires. Suppose I have a client who leaves her entire estate outright to her son, who is married to someone my client is very close to, someone who gave my client three amazing grandchildren. But shortly after my client’s death, her son divorces and marries someone else, whom my client never met. Although my client would have preferred to benefit her grandkids at the death of her son, her son could
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instead have left everything he owns (including the estate he inherited from my client) to his new wife. To make matters worse, when this new wife dies, she could leave her entire estate (including the estate her new husband inherited from my client) to her children from a prior marriage. Situations like this are not uncommon, and they can unfold without any improper motives on the part of the family members involved. But they can be avoided if you use the right tools in the right way with proper guidance. Marilyn should have used a trust. She could have designated a portion of the trust for the benefit of her mother, and she could have allowed the rest to benefit Lee. But at Lee’s death, the trust would have contained another set of instructions for what happened next instead of leaving things at the mercy of events outside of her control. You can do what Marilyn didn’t— set up a plan to ensure that the people you want to receive your estate do, even if life doesn’t unfold the way you anticipate. If you don’t have a plan, or if you do but you now realize it could be better, give us a call to set up a no-charge strategy session. Saline County Lifestyles • 43
COMING NEXT ISSUE Peanut butter and jelly. Oreos and milk. Butter and popcorn. Hamburger and Fries. Some things are just meant to be together. That is exactly the case when it comes to Benton and Bryant football. It is a high school football rivalry that’s just better when they are together!
Our NEW facility in Hot Springs now open!
MEET DALE: TROOPER, HUNTER, FAMILY MAN “You’re going to stumble, you’re going to fall, you just have to roll with it and keep going.” read more about dale donham at snellarkansas.com
RESTORING MOBILITY AND INDEPENDENCE SINCE 1911 Little Rock n Bryant n Conway n Fayetteville n Fort Smith n 800-342-5541 Hot Springs n Mountain Home n North Little Rock n Pine Bluff n Russellville
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Saline County Lifestyles can’t wait to bring you the 12th Annual Salt Bowl Special Edition, as two of the state’s top teams – the Hornets and Panthers, come back together for another classic gridiron grunge match. If that doesn’t get your heart pumping, you just might need to check your pulse!