Welcome Homes, March 2019

WELCOME MARCH 2019

For more information, visit us at www.hoisingtonvt.com Unique opportunity for the serious snowmobile enthusiast. 3BR/2BA Custom log home with finished rec and media room, 35 x 24 heated snowmobile garage with locker room area for all your gear, over-sized 40 x 35 equipment barn on 5+ private acres, adjacent to the VAST trails and near unlimited recreational opportunities. A very special property, ideal for primary or vacation occupancy. Great location, minutes from Bennington. Also available with separate 5 acre building lot .

Listing Agent: Suzy Yucht

$450,000

Published on the last Saturday of every month by

The Bennington Banner www.benningtonbanner.com The Manchester Journal www.manchesterjournal.com

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The Bennington Banner | BenningtonBanner.com

3 BD / 2.5 BA • Starting at $264,900 3 BD / 2.5 BA • Starting at $264,900

Saturday, February 23, 2019 | Welcome Homes

Photo provided by Metro Creative

During the cold months of winter, many people stare longingly out of the window dreaming of spring and time spent outdoors. For those with green thumbs, images of tending to the garden and other aspects of their landscapes no doubt dominate such daydreams.

Draw inspiration from those budding crocuses and daffodils pushing through the last remnants of snow and employ these tips to prepare for the upcoming gardening season.

• One of the first steps is to apply a preemergent weed killer to get a head start knocking out weeds that can plague the lawn during the growing season. Killing weeds at the roots early on can mean far fewer hassles in spring and summer, and may prevent new generations of weeds from cropping up each year.

• While it may be tempting to take a prematurely warm day as a sign that spring is in full force and purchase a bunch of annuals, it’s better to know the last of the possible frost dates (check “The Farmer’s Almanac”); otherwise, you may waste time and money planting flowers or vegetables only to have them zapped by another frosty day.

• Amend the soil so that it is the right consistency—just crumbling when lifting it. Soil that is too muddy after spring thaw can harden, making it difficult for plants to flourish later on. Speak with representatives at a local lawn and garden center about which types of amendments you can add to the soil in your particular area to enrich it.

FREDDIE MAC H0ME0NESM A PROGRAM THROUGH HERITAGE FAMILY CREDIT UNION FOR FIRST TIME HOMEBUYERS! Available to qualified first-time homebuyersfor a low down payment of just 3% with no geographic or income limits!

Welcome Homes I Saturday, February 23,2019 The Bennington Banner I Bennington Banner.'

3% DOWN FOR FIRST TIME HOMEBUYERS!

FREDDIE MAC HOMEONE REQUIREMENTS • Must be an owner-occupied property • Includes 1-unit single-family residences, condos and townhouses • Must be a purchase transaction or rate and term refinance (no cash out)

• Lawn and garden experts at The Home Depot suggest filling in bare patches of lawn now by mixing a few shovelfuls of soil with grass seed. Then apply this patch to the bare areas, water, and continue to care for the area until the spot fills in.

• Spend a day in the garage or shed tending to the lawn mower and other gardening equipment. Clean all tools and ensure that everything works, repairing parts as needed.

• At least one borrower must be a first-time home buyer • Max loan-to-value ratio (LTV) of 97% • Must be a fixed-rate mortgage • At least one borrower must have a usable credit score • Homebuyer education required for purchase transactions when all borrowers are first-time homebuyers

• Give outdoor entertaining spaces a good scrubbing, clearing away dirt and grime that may have accumulated over the winter. Use a leaf blower to blow away any leftover leaves.

Heritage Family

• Check if the front porch, railings or decking need painting and/ or staining. Tackle these projects when the weather is cooler so everything will be ready for those peak spring days.

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• Think about any annuals you might want to plant in the landscape this year that will complement any existing shrubbery or perennials.

Come up with a theme so that the entire yard is cohesive.

Before homeowners know it, winter is gone and it is time to once again enjoy long days spent outdoors. Get a jump start on spring lawn prep as soon as you can.

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CALL OR APPLY ONLINE TODAY!

& EQUAL HOUSING

LENDER

Your Community.. .Your Credit Union 1.888.252.8932 I www.hfcuvt.com

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Saturday, February 23, 2019 | Welcome Homes

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The Bennington Banner | BenningtonBanner.com

The Bennington Banner | BenningtonBanner.com

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Saturday, February 23, 2019 | Welcome Homes

We Love It Here “And we love using a bank that supports our community!”

– Niki & Chris Conte, Manchester

Bank local, make a difference.

Bennington

Manchester

802-442-8121

802-362-4760

Arlington

Rutland

802-375-2319 802-774-5085

Your Money Stays Here, Works Here, and that Makes a Difference.

TheBankof Bennington.com

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At Your Service

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McClintock Law O Office, PC Practicing Law Since 1983

Squire House, 185 North Street Bennington, VT 05201 Tel: (802) 442-1201 Fax: (802) 442-1203 www.ltmatty.com Lon T. McClintock, Esq.

Real Estate Wills & Estate Planning Business and other matters

’s y a J

Art Shop & Frame Gallery Also Cards & Gifts

Rte 7 South St. Bennington, VT Open Daily 802-447-2342 www.jaysartshop.com

THE PERFECT FRAME FOR YOUR PERFECT HOUSE Expert Custom Framing Large Selection of Prints & Framed Art

To be part of this directory, Call (802) 447-7567 ext. 101

into

Photo provided by Metro Creative

Get an “OMG!” Home with a TLC Loan

0DLQWDLQ LQGRRU DLU TXDOLW\ DOO \HDU ORQJ Millions of people anxiously anticipate the arrival of spring. Months spent cooped up indoors as temperatures outside dip below freezing can take their toll, and those first warm, sunny days of spring can be just what people need to kick the winter blues.

Winter can be dreary for people confined to indoors as temperatures drop, and poor air quality in a home can add to that dreariness while adversely affecting individuals’ health. Air quality tends to suffer most in winter, but there are ways to ensure the air inside a home stays healthy all year long.

Getting the right mortgage should be straightforward, and that’s where I come in. If you’re in the market for a new home, don’t let a house in need of updates or

· Inspect and address any sources of carbon monoxide. Carbon monoxide, or CO, is an invisible, odorless gas that can contribute to poor indoor air quality and a host of health problems if it goes undetected in a home. According to the U.S. Centers for Disease Control and Prevention, potential sources of CO in a home include improperly vented natural gas appliances, such as stoves and water heaters, gas-powered tools that are used indoors, clogged chimneys, or blocked heating exhaust vents. Men and women can periodically inspect potential sources of CO and address any issues they find while also making sure all CO detectors are properly installed and functioning optimally.

repairs scare you away.

· Inspect HVAC ducts. Ductwork is used to deliver warm or cool air in homes with heating and air conditioning systems. The U.S. Environmental Protection Agency notes that much of the dirt in air ducts adheres to the duct surfaces without ever entering living spaces. However, the EPA notes that homeowners should consider having their ducts cleaned if an inspection uncovers substantial visible mold growth. In addition, the EPA recommends homeowners consider cleaning if ducts are infested with vermin or clogged with excessive amounts of dust or debris.

step of the process.

· Inspect bathrooms for mold growth. Mold can grow on surfaces that are routinely wet, and that makes poorly ventilated bathrooms common sources for home mold infestations. Mold can adversely affect indoor air quality when mold spores are released, potentially triggering allergic reactions, asthma attacks and respiratory conditions. After bathing in bathrooms without vents, men and women can open windows so the room dries before mold can grow.

In bathrooms with vents, make sure vents are running during baths and showers and afterward until ceilings, walls and floors appear dry.

With a renovation loan from PrimeLending, I can help you create the home of your dreams without breaking the bank. Or if you’re looking to buy a house or refinance, there are a variety of mortgage options available for different budgets. You can count on me for guidance through each and every

Call me today to get started.

Betty Swartz Senior Loan Officer NMLS: 142390

802-442-0610 bswartz@primelending.com

126 Main Street, Suite 1C, Ludlow, VT 05149 All loans subject to credit approval. Rates and fees subject to change. ©2019 PrimeLending, a PlainsCapital Company. (NMLS: 13649) Equal Housing Lender. PrimeLending VT lender lic no. 6127 and broker lic no. 0964MB. V010918

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· Avoid chemical cleaning products. Chemical cleaning products may be great at disinfecting dishes, countertops and other areas in the home, but such items may be toxic and adversely affect indoor air quality. For example, chemicals such as bleach and ammonia, which are used in many commercial cleaning products, can linger in the air, irritating the eyes, nose, throat, and lungs. Homeowners concerned about the quality of air in their homes also can avoid scented products, such as air fresheners and scented detergents, which the National Institute for Occupational Safety and Health notes may release volatile organic compounds into the air.

Welcome Homes | Saturday, February 23, 2019

g n i r p SHomeownership

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Saturday, February 23, 2019 | Welcome Homes

Your Hometown Realtor since 1968

Grand 5BR/3.5BA Stucco Home in the Village w/professional office potential. Living room w/fireplace, hardwood floors, kitchen & baths updated w/new appliances, granite & tile.

Well Maintained Village home on a 1/2 acre w/1st Floor efficiency/in-law suite. Eat-in kitchen, built-ins, dining room, living room, newer windows, garage & large yard.

$270,000

Listing Agent: Kelley McCarthy

W NE

W NE

Beautifully maintained 2nd floor condo in Norton Potter’s complex. Living/dining room, 2BR/1.5BA, utility room with washer/dryer, balcony.

$229,000 Listing Agent: Ted Bird

bedroom units. River views on approximately four acres.

$159,900

$135,000

Listing Agent: Kelley McCarthy

Excellent income property within walking distance of downtown, doctor’s offices, churches, hospital. Four living units, always full.

New Roof.

Many updates in this great two family property! One and two

Listing Agent: Nancy Stagnitti

Outstanding business opportunity, located next to a very busy convenience store. 36’ x 36’ log structure, 400’ of road frontage w/additional parcel across the road.

$124,900

$119,900 Listing Agent: Nancy Woltman

Listing Agent: Ted Bird

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WP NE

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2.7+ acres used as a contractor’s yard within proximity of Benmont Ave. Access to village services, access to water & sewer, storage building, plenty of room for heavy equipment.

Light filled 3 bedroom, 2 bath updated home on 4.2 acres in wonderful Shaftsbury Chef’s kitchen, hardwood floors, fire place with woodstove, fantastic opportunity.

Listing Agent: Kathleen Hoisington

E

5BR/2BA cape with roughly 1800 finished SQ. FT. Eat in Kitchen/Dining, newer furnace, some Hardwood floors, nice outdoor patio, garage.

$249,000

$99,900

RI C

$169,500 $160,000

Listing Agent: Suzy Yucht

Listing Agent: Timothy Corcoran II

Kathleen Hoisington - 379-1656 • Kim Warren - (518) 944-4620 • Joyce Scarey - 688-7243 • Suzy Yucht - 688-9314 • Kelley McCarthy - 802-779-4115 • Nancy Stagnitti - 518-258-0318 Tim Corcoran - 688-6279 • Ted Bird, Commercial Agent - 379-1144 • Linda McLenithan 802-375-3632 • Lori Hurley - 508-320-9014 • Nancy Woltman - 802-345-8095

CALL US ANY TIME

(802) 442-8337 • FAX (802) 442-1098

489 Main Street, Bennington, VT 05201• E-mail: info@hoisingtonvt.com Internet: www.hoisingtonvt.com • M-F 8 am-5 pm, Sat 9 am-1 pm, Sun by appt.