Lifestyles After 50 Hillsborough December 2013 edition by Lifestyles After 50 Magazine

www.lifestylesafter50fl.com • Hillsborough • FREE

AFTER 50

Vol. 24 • December 2013

Join us for the

FUN FEST

Strawberry Festival Fairgrounds, Plant City

Dec. 6

10 am – 3 pm

INSIDE THIS ISSUE • Six Ways to Have a Jolly Holiday in Florida • Veterans Corner • Mid Life Crisis- No Sports Car Needed

Lifestyles After 50 • December 2013 • page 2

Sleigh Bells Ring and We’re Listening—Together Dear Readers,

um it, sing it or just nod your head as the music plays “Sleigh Bells Ring” or “The First Noel. ” Like most Janice Doyle, of the old Christmas Editor songs and carols, they are familiar within the first few notes. These are songs of the season, a part of our common culture. For decades Christmas carols and songs have started filling the air before we finished off the Halloween candy. We may not admit it, but we welcome the return of seasonal music, even if the calendar says we have several weeks to go before Dec. 25, because we crave the sense of community the songs bring. The songs are a part of cultural rituals we are drawn toward. Whether your favorite holiday song features a warbling chorus of Peanuts characters accompanied by a toy piano or a pitch-perfect boys’ choir accompanied by a Steinway, the songs of the season have a way of bringing us together, particularly in Western culture, says Jeffrey Sharkey, Director of the Peabody Institute at The Johns Hopkins University. Carols have a particular place in people’s hearts because they are one of the rituals of the season. Maybe one of the most important rituals, it turns out. Sharkey says, “We take comfort in ritual, in hearing familiar songs, familiar melodies expressing familiar sentiments at a particular time of

year. It is something that both brings us together and binds us together.” Ask Dr. Ruth Westheimer, iconic radio sex therapist, about the binding quality of common music. In a seminar about Jewish music, I heard her relate the story of her childhood when her father was taken away by SS soldiers at age 10. Her mother and grandmother, realizing the dangers in Germany, put the young Ruth aboard an evacuation train full of children headed for Switzerland. On that train filled with children newly ripped from their families, the young Ruth took charge. She said she realized the one way to bring them together was to sing their common songs. So she began singing the songs they had learned at school. One by one the children of all ages stopped crying and began singing along, even as the train took them farther away from families. Singing together the familiar songs served to fill them with courage to face the unknown that lay ahead. How is it that familiar songs bind us together? Songs like “Silent Night” and “Deck the Halls” are anchors to our past experiences. They provide guideposts for the season. Hearing those first few familiar notes of “Joy to the World” frees us up to recognize the season and enjoy a common set of memories. Researchers say singing and listening to familiar songs creates a synergy with others, an “acting out” of familiar thoughts or beliefs. As

we share in hearing or singing our common holiday songs, we feel a sense of belonging to community, to a larger circle of people.

Hillsborough Edition Published monthly by News Connection U.S.A., Inc. General Manager Dave Tarantul dave@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Janice Doyle janice@lifestylesafter50.com Ofﬁce Manager Vicki Willis vicki@lifestylesafter50.com

Today schools and ofﬁces and communities are cowering under threats tied to the traditions and rituals of American Christmas. We are told that someone might be offended by a song or something with the word Christmas in it. Traditionally, Americans heard the same songs on the radio and TV as well as at school, church, club meetings and community gatherings. No longer. We are losing a common bond and a cultural identity that serves a good purpose, the very thing young Dr. Ruth Westheimer understood amid a trainload of frightened children. In a world of fast changes and commercialism, it seems we might need the common music of the season more than ever. Be sure you ﬁnd a way to share those traditional carols and songs! Sing out!

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FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reﬂect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the Jan. 2014 issue is Dec. 15, 2013. Magazines are out by the 7th of each month. All rights reserved.

Lifestyles After 50 • December 2013 • page 3

Around Town

W H AT ’ S H A P P E N I N G D E C E M B E R 2 0 1 3

eekly Events at Town N’ Country Senior Center. Weds: 10 am. Seasonal Note Cards & Holiday Cookie Decorating Class. Thurs: 1:30 pm. Holiday Tea Time ($1 per session). Fri. 1:30 pm. Holiday Movie Classics. 7606 Paula Dr. Tampa. 813-873-6336.

hrough 21 It’s A Wonderful Life: A Live Radio Play. The American holiday classic comes to life as a live 1940s radio broadcast with the help of an ensemble cast on stage. 8 pm at Carrollwood Playhouse, Tampa. $15 seniors. 813-265-4000.

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and focus on the important things in life. Let the energy experts at Tampa Electric show you how to save on energy costs. When you participate in our free Home Energy Audit, one of our energy analysts will visit your home and identify areas where you can save valuable energy. You’ll also learn about our other energy-saving programs including Energy Planner, Ductwork and more. Visit tampaelectric.com/save to schedule your free Home Energy Audit today or call 813-275-3909. Stop at our table on January 23 at the Florida State Fairgrounds from 10 a.m. to 3 p.m. Bring this ad and receive a free energy-saving kit, made available through Tampa Electric’s Energy Education Outreach program.

hrough 23 Victorian Christmas Stroll at Henry B. Plant Museum, 401 W Kennedy Blvd., Tampa. Old-fashioned Christmas with costumed characters and “Toys Then and Now” exhibit. Spiced cider and cookies; carolers. $11/seniors; $7 kids. Starts 10 am. 813-254-1891.

Donny and Marie perform hits and holiday favorites with anecdotes from career and tv specials. 7:30 pm at Tampa Bay Times Forum. Tickets/info: 813-301-2500.

and 7 Second Annual Tampa Christmas Market. Tree lighting ceremony and Santa fest, arts, crafts and more. 5 pm at Curtis Hixon Park, Tampa. 813-966-5505.

Chair Yoga For All with Guided Meditation. 5:30 to 6:15 pm at 78th St. Community Library, Tampa. 813-273-3652.

Holiday Card Making. A local card making guru will share homemade card designs. All supplies provided. 7 to 8:30 pm at Bruton Memorial Library, Plant City. Preregister by calling 813-757-9215.

Holiday Cooking With Eileen West. Learn how to prepare a holiday entree and dessert in this cooking demo. 1 – 2 pm at SouthShore Regional Library, Ruskin. Free samples. Space limited; please register at 813-273-3652.

An Evening with Northdale Owls: Enjoy a buffet dinner and performance of Irving Berlin’s “White Christmas” at the Show Palace Dinner Theater. $69. Depart Northdale Park at 5:30 pm. 813-961-5649.

Preparing Your Life Care Plan presentation and luncheon from 12 – 1 pm at Memorial Hospital Auditorium, Tampa. RSVP: 813-342-1313

Parkinsons Support Group every third Weds. at Church of the Nazarene, 5902 N. Himes, Tampa. Holiday Potluck at noon for Parkinsons patients, caregivers and family members. Info at 813-932-6902.

and 14 Learn how to make your own art journal for photos and memoirs. 7: Cover design. 14: Page binding. 3 to 5 pm at C. Blythe Andrews, Jr. Public Library, Tampa. 813-273-3652. and 8 The Nutcracker: The Great Imperial Ballet. Shows: Dec. 7 at 8 pm, Dec. 8 at 2 pm. Straz Center for Performing Arts, Tampa. Tickets/info: 813-229-7827.

Brandon Christian Women’s Connection “Winter Wonderland” speaker and luncheon.11 am to 1 pm at The Special Event Center, 2102 Bell Shoals Road, Brandon. $14. First time guests $9. RSVP to Lillie: 813-740-0098.

Lifestyles After 50 • December 2013 • page 4

Motown Christmas. The Sounds of Soul present a Motown show mixed with holiday classics. 8 pm at the Carrollwood Cultural Center, Tampa. 813-269-1310.

New Year’s Eve “Ball Drop” at Northdale Park, 15550 Spring Pine Dr., Tampa. 9 pm. Singing, dancing, food and New Year’s toast. Dress to impress! $15. Details at 813-963-3539. Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email calendar@srnewsconnection. com. News must be received by the 10th of the month prior to event (i.e. December 10 for January event.)

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t’s time to celebrate reaching our goals. Since April 9, walkers from all over Hillsborough County have participated in the monthly Let’s Move Walks as a way of reaching fitness goals and meeting new friends. By the time we held the third walk, seniors and organizers decided on a goal to walk a combined total of at least 1 million steps and to walk in the direction of Key West. At the final walk on Dec. 10 at Seffner Senior Center, titled the Jingle Bell Walk, we will be celebrating our accomplishments. To date, the seniors have walked 1,069,465 steps—equal to 465.1 miles—and we have reached Key West and are heading back toward Hillsborough County. At the Progress Village Walk in Nov., Doctor Osuji, M.D. discussed diabetes. Seniors wore red, white and blue and waved American flags to honor our veterans. Join us for the final walk on Dec. 10 in Seffner. Call Paula Jory at 813-714-8735 for info.

Let’s Move Walk – by the Numbers 8 out of 9 walks completed 201 registered walkers 1,069,465 steps taken 465.1 miles walked

Progress Village Top Walkers Women Jana Alexander - 16,217 steps Connie Hammond - 14,649 steps Carol Santana - 11,162 steps Men Tony Webb - 4,758 steps Clarence Seniar - 3,028 steps Bill Benton - 1,042 steps

Next Walk: Dec. 10 at the Seffner Center, 1209 S. Kingsway Rd., Seffner.

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5 Tips for Stress Free Festivities • Be a team player – Regardless of who is hosting, compliment, ask questions, offer help, be interested. • Don’t take things personally – During the holidays, you can be certain it’s not all about you.

ere it comes. That time of year when family drama can get you down! Options? You can leave town, hope your relatives have changed or face it all with a plan not to get overstressed. Deanna Braun says there are some ways to build a foundation for a happy holiday, even with relatives you don’t always see eye-to-eye with. Here are five tips for (nearly) stress free festivities:

• Find the humor – Look at what happens as a great story to tell later about what she did “this” time.

• Find some down time – Reflect and re-energize to get your energy back. • Establish ground rules in advance – Talk to your companion and agree on how long to stay or take two cars. Let your family know what time you plan to leave so there’s no “But I thought…” about meals or activities. Relax. Nothing lasts forever.

Lifestyles After 50 • December 2013 • page 7

Great Holiday Gifts for the Older Adult in Your Life BY ALEXIS ABRAMSON, Ph.D.

t can be particularly difficult to find appropriate (and appreciated!) gifts for our older relatives and friends. Here are some great ideas that will hopefully help you as you begin to tackle your gift list for the seniors in your life. The RuffGrip® Dog Leash – The extra padding and no-slip grip leash makes walking a dog easier for people with gripping or dexterity problems due to arthritis in the joints of their hands. Chef’n® PalmPeeler – For those with aching or shaky hands this

peeler is amazing. Just slip your finger through the soft rubber ring on top for a natural feel and extremely easy peeling. VTech CareLine ™ – Seniors are empowered to maintain active lifestyles and close relationships with this home telephone and personal communication system with large displays, photo speed dial, reminder capabilities, volume boost and a wearable pendant with onebutton dialing that directly calls those pre-selected people who seniors communicate with most or for emergencies. Easy Grip Slant Tip Tweezers – These tweezers are specifically designed for those with gripping and

Lifestyles After 50 • December 2013 • page 8

dexterity challenges. The comfortable, soft rubber finger and thumb grips make the tweezers easy to hang on to while they are being used. Tee Pal Pro – The Tee Pal Pro is a unique, lightweight and ergonomic golf ball-teeing device, allowing users to remain upright so they don’t have to bend over to tee up. Easi-Grip Cheese Slicer – The stainless steel tool are set at 90 degrees from the contoured, easy grip handle, keeping the hand and wrist in a neutral stress free position.

Bathtub Steps – These steps provide a fourinch boost, with a slip-resistant textured top and rubberized feet. Two Handle Coffee Mug – The two handle ceramic mug has a curved rim that helps prevent drips and can be used with hot or cold beverages for those with limited strength or other challenges that prevent them from holding a traditional mug.

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Lifestyles After 50 • December 2013 • page 9

BY JANICE DOYLE

“Y

es, Virginia, there is a Santa Claus. He exists as certainly as love and generosity and devotion exist… Alas! how dreary would be the world if there were no Santa Claus!” That iconic answer by a newspaper editor to a little girl’s question about Santa in 1897 is happily lived out every day of every year by two West Central Florida men. Virginia would find both the appearance and spirit of Santa in Jim Heichelbech, 87, of Arcadia (on our front cover) and Santa R.G. Holland, 67, of Inverness. The Christmas season finds the two men appearing daily in handsome Santa robes (costumes).

Santa R.G. Holland spreads Christmas cheer.

Santa R.G. says, “I don’t play the role of Santa. I assume his personnae of generosity, kindness and caring.” Santa Jim is at Burlington Mall near Boston this year. His appearances began November 1 and will finish at 6 pm Christmas Eve. The retired executive says, “I don’t know any position that allows me to do the things Santa does. I have an obligation that God has given me… to give people love. I bring happiness to so many. I figure I’ve been Santa for over a million and a half people in 57 years.” A 94-year-old lady visited him with a group from a nursing home. She said, “I’ve never sat on Santa’s lap before. Can I sit on your lap?”

If a child asks for a pink pony, Santa Jim says, “We never say no.” He laughs a hearty laugh and adds, “You never know what a parent can do for a child.” Or, according to Santa R.G.: “Promise nothing, but nourish hope.” “In my heart I get a very big kick out of being Santa.” Santa Jim just plain looks like Santa whether wearing his robes Santa Jim Heichelbech makes appearances or not and knows going with his “Mrs. Claus,” — wife Marilyn. out to eat any time of Santa Jim willingly obliged. “Santa year means being spoken is a lifter-upper,” he adds. “I often to 14 or 15 times by both children find that adults will come up next to and adults. If an adult says “I still me and tell me they are depressed. believe in you, Santa,” Heichelbech They just want to have a hug and may respond by encouraging them stand close, and I give them love.” to always keep the spirit of Santa As Christmas draws closer, parents alive. “I try to give an act of love, dress their children up and bring like a handshake. If the other person them to visit Santa with toy requests initiates it, I will give a hug.” and for the photo op. Sleds, Betsy Wetsy dolls, Tinker Toys – all are Santa University toys of the past, and Santa must be Both Santas hone their craft prepared. Starting in August, Santa year-round. Last summer they were Jim begins visiting toy stores, doing at Noerr Pole, headquarters for his homework. “I look at and examine The Noerr Programs and training and know what toys and electronics center for Santa University in Arvida, are going to be hot this year so when Colorado. The company places Santas a child asks for it, I know what it is in over 165 malls in 37 states. The and can pronounce it correctly.” 4-day program assisted more than “Children used to be most 80 naturally bearded Santas in all interested in what they could get things Santa-related. Physical stamina for Christmas. In the last three or is important, for example, and so is four years, more and more children being ever mindful of their alter-ego. have been asking for things for Santa Jim teaches an ethics class, someone else,” says Santa R.G. giving help for avoiding possible “That’s the true spirit of Christmas.” sticky situations. Santa must be

Lifestyles After 50 • December 2013 • page 10

aware that digital media can capture a moment anywhere and bad moments can go viral. “You have to be cognizant of what you’re doing at all times, even in the off-season. Santa doesn’t go where he shouldn’t be, and he doesn’t do what he shouldn’t do. And both of Santa’s hands are visible in every picture.” Santas are taught to check every e-mail twice to make sure what they are writing is appropriate.

At the Santa University in July, Santas-in-training packed gift bags for children who survived a tornado in Moore, Oklahoma

Many practical tips come with the university as well. Examples: Parents always lift the child onto Santa’s lap (it spares his back). Too hot in the Santa robes? Special vests are available with pockets to hold cooler packs. And so when Virginia sees love and generosity and devotion, she would do well to look closely to see if it might be Santa Jim or Santa R.G. If so, she will always have reason to BELIEVE! Cover photo and story photos courtesy of Noerr Programs; NoerrPrograms.com.

Santa University members attend yearly conferences to stay in top “St. Nick” shape.

Seniors “Make A Joyful Noise” This Holiday Season on the feedback of the group to decide their repertoire, but eautiful melodies have been isn’t hesitant about giving them ringing through the First Presbychallenging pieces to learn. terian Church in Plant City these past “He looks for ways that weeks as the Plant City Community he can stretch us,” chorus Choir rehearsed for its annual holiday member Barbara Avery says. concert. Songs like “White Christmas” “Sometimes we feel like, well, and “Hine Ma Tov,” a Jewish melody we’re just a ragtag bunch of whose lyrics say, “Now we all gather singers, what do we know? together in joyful celebration,” are But then again, he knows open invitations to experience the mu- that we can be glorious if sic and camaraderie of a live choir. we really put our mind to it.” The Plant City Community Choir, The chorus’ motto is “Making (PCCC) at 26 members strong, recently music, changing lives,” and one celebrated its fifth anniversary. They re- goal of the group is to make great hearse on Mondays from 7 pm to 9:30 music accessible to everyone. pm at the First Presbyterian Church “A lot of people don’t get a chance and perform at a number of churches to hear some of the really great and special events throughout Plant music that’s out there, and we’d like City, Brandon, Valrico and Lakeland. to expose them to as much of this It’s not unusual to hear a range of beautiful music that we enjoy as music from showtunes and contempossible. Going to see an orchestra porary pieces to religious music and can become expensive. We give them classical masterworks at their conthe ability to hear great music for certs. Their director, Ken Watts, relies very 1small price,” Avery says. RV_LA50 AD_Half pg_Layout 1 10/21/13 3:19 PMa Page BY TRACIE SCHMIDT

One Community One Commitment...

The Plant City Community Choir

Tickets for their concerts are $12 at the door, $10 for seniors, and less when you purchase from a choir member. Proceeds support the group by going toward new sheet music, accompaniment, travel expenses and other essentials. The “Changing lives” part of the motto applies to the group members as well. “When I moved here from Massachusetts,” Avery says, “I knew not a soul. Now I have this wonderful core group of friends. We get together not just for chorus, but also other things—we go to

the theater, we go to the movies, we have game night, we have a wonderful time together as friends.” Most of the members have grown up with music in some form or another, they are the type of people, Avery says, who don’t just sing along with the radio— they “harmonize with it.” Anyone can join; there are no auditions required and you don’t have to read music to begin. “The most important requirement is just our love of music and choral singing,” Avery stresses. There are other benefits to singing as well. “Seniors, get out there and sing, because it helps to improve our lungs, resting heart rate, memory—it’s a workout and it’s fun, and you don’t even realize you’re doing it,” she says. Their winter concert will be held on Dec. 7 at 7:30 pm at St. Clement Catholic Church, 1104 N. Alexander Street, Plant City. To learn more about the chorus, visit pccommunitychoir. com or call 844-444-TUNE.

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Lifestyles After 50 • December 2013 • page 11

ccording to the National Cancer Institute, there are over 12 million cancer survivors in the United States, and almost two million of them have survived for 20 years or longer. The reason cancer survival rates have dramatically increased over the past two decades can be traced directly to clinical trials. The cures for various types of cancer will all come from clinical research, yet not many adult cancer patients participate in clinical trials. Why? Many times it is because clinical trials are misunderstood and patients fear being “a guinea pig”. In clinical trials for a life-threatening disease like cancer, no one who participates in a clinical trial is ever treated like a guinea pig. In fact, such great precautions are taken on behalf of patients who participate in clinical trials that, most often, their cancer treatment is actually superior to standard care protocols.

What is a Clinical Trial? Clinical trials are research studies in which patients help doctors find ways to improve cancer care and assess new therapies and treatments for the disease. Each study tries to answer scientific questions and

No act ntr o C

to find better ways to prevent, diagnose, or treat cancer. Some clinical trials may involve a novel approach or new drug for treating a particular type of cancer, while others may focus on improving an already-promising therapy.

Two of the top three cancer advances determined by the American Society of Clinical Oncology (ASCO) for 2012 were available through clinical trials at Florida Cancer Specialists. Understanding the Myths Aside from the misunderstanding about being a guinea pig, patients who are considering participating in a clinical trial for cancer are often concerned that they might be given a placebo or a drug that will prove to be ineffective. The truth is that in some types of clinical trials (specifically those that are investigating something simple such as a new cold medication) some participants are given only a placebo. However, in clinical trials for cancer, a participant is never given anything less than the current standard of care.

Participating in a Clinical Trial All participants in oncologic clinical trials will be given the best treatment available for their particular type of cancer… then in addition to that standard treatment, they may be given either a new drug that is being tested or a placebo. No participant is ever given a placebo alone. According to the American Cancer Society, there are over 850 promising new drugs and therapies undergoing research currently. The average time for a new drug to be approved is seven years and many times clinical trials cannot be conducted because of a lack of patient participation. If more cancer patients participated in clinical trials, there would be more new drugs available sooner in the future. Don’t miss the opportunity to be a part of finding the cures for cancer.

For a comprehensive list of available clinical trials, visit FLCancer.com/TrialNavigator

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“I don’t need stock quotes, Internet sites or games on my phone, I just want to talk with my family and friends” Life is complicated enough… Jitterbug is simple.

“My cell phone company wants to lock me in on a two-year contract!” Not Jitterbug, there’s no contract to sign and no penalty if you discontinue your service.

“What if I don’t remember a number?” Friendly, helpful Jitterbug operators are available 24 hours a day and will even greet you by name when you call.

“I’ll be paying for minutes I’ll never use!” Not with Jitterbug, unused minutes carry over to the next month, there’s no roaming fee and no additional charge for long distance.

Lifestyles After 50 • December 2013 • page 12

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IMPORTANT CONSUMER INFORMATION: Jitterbug is owned by GreatCall, Inc. Your invoices will come from GreatCall. All rate plans and services require the purchase of a Jitterbug phone and a one-time set up fee of $35. Coverage and service is not available everywhere. Other charges and restrictions may apply. Screen images simulated. There are no additional fees to call Jitterbug’s 24-hour U.S. Based Customer Service. However, for calls to an Operator in which a service is completed, minutes will be deducted from your monthly balance equal to the length of the call and any call connected by the Operator, plus an additional 5 minutes. Monthly minutes carry over and are available for 60 days. If you exceed the minute balance on your account, you will be billed at 35¢ for each minute used over the balance. Monthly rate plans do not include government taxes or assessment surcharges. Prices and fees subject to change. We will refund the full price of the GreatCall phone and the activation fee (or set-up fee) if it is returned within 30 days of purchase in like-new condition. We will also refund your first monthly service charge if you have less than 30 minutes of usage. If you have more than 30 minutes of usage, a per minute charge of 35 cents will be deducted from your refund for each minute over 30 minutes. You will be charged a $10 restocking fee. The shipping charges are not refundable. Jitterbug and GreatCall are registered trademarks of GreatCall, Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. ©2013 Samsung Telecommunications America, LLC. ©2013 GreatCall, Inc. ©2013 by firstSTREET for Boomers and Beyond, Inc.

ATTENTION All Medicare Recipients Needing Cancer Care An Open Letter to Current & Future Patients of Florida Cancer Specialists Dear Medicare Recipient: Florida Cancer Specialists & Research Institute (FCS) received notification that, without cause, Humana Health Plans, Inc. will end its relationship with FCS. This applies to all Humana plans, including CarePlus. If you are currently a patient of Florida Cancer Specialists and want to continue your treatment with your FCS physician, please be advised that FCS will no longer be considered in-network by Humana.* During Medicare Open Enrollment (October 15 – December 7, 2013), you are able to change your plan. It is vital that all Medicare recipients who are currently undergoing treatment (and those who will seek treatment) at FCS carefully review your plan options. You can go online to Medicare.gov for more information and to enroll in a plan. With over 70 locations throughout the state, Florida Cancer Specialists provides state-of-the-art cancer care in community-based settings, thus offering maximum convenience for patients who do not want to travel far from home to receive treatment. If you would like to receive, or continue receiving treatment from FCS, it is important that you choose a plan in which we participate. FCS accepts a large number of plans including the following major Medicare and Commercial plans: United Healthcare, Florida Blue, Aetna and Cigna. Please contact a Financial Counselor at any FCS location for a complete list of plans that your physician accepts. Caring for our patients, their families and the communities we serve is our primary mission. We want you to have the most advanced and personalized treatments available in a community-based setting, close to home, where you can be surrounded by your family and friends. * Humana Termination Date: March 15, 2014

Sincerely,

FOr MOre inFOrMatiOn Visit: FLCancer.com /Humana Medicare Open enrOllMent October 15 – December 7, 2013 Online at Medicare.gov

FLCancer.com Lifestyles After 50 • December 2013 • page 13

t will be easy to stay home this month and just enjoy the season in Florida. Plan a few overnight trips and see the magnificent lights and bling around the state.

Williams House, Amelia Island

Amelia Island

Amelia Island is always a great destination. The Amelia Island Williams House is offering several holiday packages. The 2013 Christmas Package starts at $795 and includes a three-night stay, breakfast each morning, Christmas Eve hors d’oeuvres buffet, followed by a horsedrawn carriage ride through historic Fernandina Beach, and Christmas day dinner at David’s Restaurant. Additional nights may be added to the package. Visit williamshouse. com for more information.

Travel St. Augustine’s Nights of Lights

Selected by National Geographic in 2012 as one of the ten best holiday lighting displays in the world, St. Augustine’s Nights of Lights features millions of tiny white lights that create a magical atmosphere in the Nation’s oldest city. Events of note:

7 Holiday Boat Regatta 14 – 15 Holiday Tour of Historic B&Bs

31 Beach Blast and Fireworks Show

Gaylord Palms Resort

A stay at the Gaylord Palms Resort in Orlando is becoming a tradition for some families, who relish the two-million lights amid all the lush displays and all the Christmas decorations you could want. The Luminescence show and DreamWorks Animation characters make for kid-fun too. ICE! features Frosty the Snowman this year. Ask for package prices to have it all!

Manatee swim, Crystal River

Candlelight Processional

Epcot Center’s nightly Candlelight Processional is an annual holiday event. A full orchestra and choir fill the theatre as a celebrity narrator takes the stage. It’s the Biblical story of the babe in a manger, accompanied by traditional and inspiring holiday music.

ICE at Gaylord Palms, Orlando

Swim With the Manatees

Take family to Crystal River where visitors swim with the West Indian Manatee. It’s Candlelight Processional, the only location in North Epcot, Orlando America where you can legally swim and interact with these sea It’s the Biblical cows in the wild; sometimes as story of the babe in a many as 350 are in the area playing. manger, accompanied Plantation Adventure Center & Dive by traditional and Shop offers enclosed boats and a inspiring holiday hot shower facility for those guests music. Purchase a not staying at the resort. Plantation Candlelight Dinner on Crystal River is located at 9301 Package to have guaranteed seating W. Fort Island Trl., Crystal River.

Lifestyles After 50 • December 2013 • page 14

Nights of Lights, St. Augustine

for the processional, a dinner and VIP fireworks viewing.

The Singing Christmas Trees

The long history (since 1980) of Singing Christmas Trees at the First Baptist Church of Orlando makes their presentation of note. 300 singers, a full orchestra, dancers and 250,000 lights create a one-of-a-kind spectacle. It’s been named to Orlando Local Guide’s Best of Orlando list as the Best Christmas Event to attend in the city to celebrate the season. Tickets for $5 to $18. Singing Christmas Trees, First Baptist Church, Orlando

Give Useful Gifts

Solve the key issue impliciKey is a remote control electronic deadbolt offering seniors three options to easily unlock or lock doors with the touch of a button and maintaining maximum security. An encrypted key fob, with a range of up to 50 feet, allows the locking/unlocking of a home from the comfort of the living room for those with mobility difficulties or who don’t want to fumble for keys. SimpliciKey also offers a wireless keypad that can accommodate up to 16 user codes that can be changed at any time, providing easy and safe access for everyone from family members to service professionals coming to the home for repairs. The deadbolt also allows you to continue to use a traditional key. Easy to install, SimpliciKey replaces existing standard deadbolts without any additional holes or drilling. Only requiring AA batteries (no hardwiring is

necessary), featuring a reversible lock system fit for both right and left hand doors, and three distinct and stylish finishes, the SimpliciKey is a great addition to any senior’s home. simplicikey.com.

Light up the place Moving around in the dark can lead to a fall. The new Stick Anywhere Night Light from Mr. Beams makes moving around in the dark easier and safer for seniors. The LED lights can be affixed to any surface, no outlet required. They are capable of sensing motion from 15 feet away, illuminating a safe walkway down any hallway or across any room without the glaring brightness of an overhead lamp. After 30 seconds of no motion, the lights automatically switch off. Visit www.mrbeams.com to learn more.

Anywhere Tours of Florida Inc. 813-620-3332 www.Tampabus.com Travel Clubs, Military Groups and Reunions, Family Reunions, Weddings, Corporate Events, Funerals, Tours, Day Trips, Church Outings, and Group Cruises. Lifestyles After 50 • December 2013 • page 15

CHARITABLE GIVING THROUGH INDIVIDUAL

RETIREMENT ACCOUNTS IRA ROLLOVER

IRA OPTIONS

If you are over age 70½, the Federal government permits you to rollover up to $100,000 from your IRA to All Children’s Hospital Foundation without increasing your taxable income or paying any additional tax. These tax-free rollover gifts could be $1,000, $10,000 or any amount up to $100,000 this year. The gift satisfies your RMD for this year.

Future IRA Gift Options

Lydia E. Bailey, CFRE All Children’s Hospital Foundation 500 7th Avenue South St. Petersburg, FL 33731 727-767-8914 lydia.bailey@allkids.org www.givetoallkids.org All Children’s Hospital Foundation qualifies under Section 501 (c)(3) of the IRS Code. Our Federal Tax Identification Number is 59-2481738. Our Florida Solicitation of Contributions Act Registration Number is SC- 07080-IM. A Copy of the official registration and financial information may be obtained from the Division of Consumer Services by calling toll free 1-800-435-7352, within the state. Registration does not imply endorsement, approval, or recommendation by the state. We retain no professional solicitors and our Foundation receives 100% of each contribution.

Lifestyles After 50 • December 2013 • page 16

While you have the opportunity to give through your IRA now, there are other options available for making future gifts from your IRA account to All Children’s Hospital Foundation.

Bequest of IRA

One option is to designate a All Children’s Hospital Foundation as the beneficiary of your IRA. This permits you to continue to take withdrawals from your IRA during life and then leave the remaining value of your IRA to All Children’s Hospital Foundation.

Testamentary IRA Gift Annuity

Another option would be to use your will to fund a gift annuity with your IRA. The annuity will provide your family with income for their life or a number of years and will also provide a nice gift to All Children’s Hospital Foundation.

Testamentary IRA Unitrust

You could also use your will to transfer your IRA to a special “Give it Twice” trust. These trusts usually provide income to children for up to 20 years. Once all the income has been paid to family, the remainder of the trust is given to All Children’s Hospital Foundation.

SIMPLE, EASY GIFT

If you are like many individuals, your IRA has increased in value over the years and you have more income than you may need. The IRA rollover gift is a simple and easy way to provide for All Children’s Hospital Foundation while not increasing your taxable income. Simply contact your custodian and request that an amount be transferred to All Children’s. Charity receives a nice gift and you avoid any additional tax and satisfy your RMD for the year.

MAKE A MAJOR GIFT

Perhaps you are considering your tax planning goals and would like to make a major gift to charity. Like many individuals, your IRA may be the largest asset in your estate. Your CPA may be looking for ways to save taxes. By making an IRA charitable rollover gift of up to $100,000, you can reach your goal of helping charity in a significant way and reducing your taxable income.

Lifestyles After 50 • December 2013 • page 17

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Lifestyles After 50 • December 2013 • page 18

Veterans Corner

Bill Mauldin: Cartoonist for GI Joe and a Country Mourning a President

illie, Joe and Bill in WWII. Bill Mauldin, one of America’s favorite cartoonists, travelled through Europe with the “grunts,” the GIs. Through Mauldin’s characters—Willie and Joe— soldiers saw themselves as they lived on the front lines through his cartoons in Stars and Stripes. A civilian audience back home got an idea of what life was like for soldiers when his popular cartoons ran in their local papers. The end of Mauldin’s life story is a grand tribute to the muddy, exhausted whisker-stubbled infantrymen who fought. These were the men who came home, worked, raised families and lived their lives with what they’d seen and experienced during the war. During the late summer of 2002, as Mauldin lay in a California nursing home, some of the old World War II infantry guys caught wind of it. They didn’t want Mauldin to go out that way— alone. They thought he should know he was still their hero. Gordon Dillow, a columnist for the Orange County Register, put out the call in Southern California for people in the area to send their best wishes to Mauldin. Others helped spread the appeal nationally. Soon, more than 10,000 cards and letters had arrived at Mauldin’s bedside. Better than that, old soldiers began to show up just to sit with Mauldin, to let him know that they were there for him, as he, so long ago, had been there on the front lines for them. So many volunteered to visit Bill that there was a waiting list. Here is how Todd DePastino, in the first paragraph of his biography of Mauldin, described it: “Almost every day in the summer and fall of 2002 they came to Park Superior

nursing home in Newport Beach, California, to honor Army Sergeant, Technician Third Grade, Bill Mauldin. They came bearing relics of their youth: medals, insignia, photographs and carefully folded newspaper clippings. Some wore old garrison caps. Others arrived resplendent in uniforms over a half century old. Almost all of them wept as they filed down the corridor like pilgrims fulfilling some long-neglected obligation.” One of the veterans explained: “You would have to be part of a combat infantry unit to appreciate what moments of relief Bill gave us. You had to be reading a soaking wet Stars and Stripes in a water-filled foxhole and then see one of his cartoons.” Mauldin is buried in Arlington National Cemetery. In 2010 he made it onto a first-class postage stamp. It’s an honor that most generals and admirals never receive. What Mauldin would have loved most is the sight of the two guys who keep him company on that stamp. There’s Willie. There’s Joe. And there, to the side, drawing them and smiling that shy, quietly observant smile, is Mauldin himself. With his buddies, right where he belongs. Forever. He won two Pulitzer Prizes, and he should have won a third for what may be the single greatest editorial cartoon in the history of the craft: On the day President John F. Kennedy was assassinated, he drew the statue at the Lincoln Memorial slumped in grief, its head cradled in its hands. He was still Mauldin, the enlisted man. (Editor’s note: Many thanks to the reader who sent this information.)

Lifestyles After 50 • December 2013 • page 19

quality care right in your neighborhood. JSA Medical Group is the area’s largest provider of primary health care services to the Medicare population. We have won numerous awards for excellence in the delivery of primary health care services. In addition, JSA’s quality care standards consistently exceed the National averages. JSA is committed to providing quality healthcare, well care and preventive care for each of our patient members. Find out how you can become a JSA member by visiting our website. To find a JSA Medical Group Physician near you, please visit our website at:

www.JSAMedicalGroup.com We have over 20 JSA and JSA Affiliate physician offices in the Hillsborough area alone!

DR. ROBERT A. NORMAN, DO, MPH, MBA CERTIFIED DERMATOLOGIST

Medicare Answers Dear Marci,

I suffer from bouts of depression. Does Medicare cover screenings for depression? —Christopher

Dear Christopher, Yes. Medicare covers yearly screenings for depression. These screenings are completed by a doctor or other primary care provider to ensure correct diagnosis, treatment and follow-up. Medicare will cover one depression screening per year, as long as the screening takes place in a primary care setting. Note: Hospitals, emergency rooms and skilled nursing facilities are not considered to be primary care settings. The annual depression screening consists of a questionnaire that you complete by yourself or with the help of a doctor. If your doctor finds that you do suffer from depression, he/she may provide treatment or refer you to a mental health professional for further care.

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Does a Mid-Life Crisis Require a Sports Car? DR. BILL THOMAS

uman infants, adorable as they may be, have no story, no past, no loves gained and lost, no triumphs and no acquaintance with grief. Those fortunate enough to reach elderhood, however, possess all these things in abundance. Elders spend a lifetime exchanging newborn perfection for something infinitely more valuable—a story. Nowadays, we have unprecedented opportunity to think about and choose between many different narrative arcs for our own life story. Unfortunately, as people approach midlife and beyond, the kinds of clear-cut cultural signals that stimulate growth and change become far less common. The false belief that aging equals decline, combined with the lack of

cultural direction, leads millions of people to become stuck. These limbo episodes make it much more difficult to continue the story of our lives. One way to approach this problem is known as the “midlife crisis.” Some respond to the growing need for change by moving; others by adopting much less sensible tactics which embrace adolescent fantasies (most famously cars and younger sexual partners) during midlife.

What is a midlife crisis?

A midlife crisis is the consequence of our changing relationship with memories of our younger self. Those memories form the foundation of our identity, and we normally suppose them to be fixed and unalterable. In fact, they are subject to a nearly constant but unconscious process of revision. As we move past midlife, the memories of our youth become more distant, and in the press of daily responsibility, they are recalled less frequently.

Dr. Judah Ronch describes the results of this process: The more remote an unused memory gets, or the more you retrieve it without strengthening it by real experience, the more memories of youth change to conform to contemporary experience. If the major activity that our memories of self gets is reminiscing, rather than doing and storing new experiences, then memories of self become less and less about the person and more about the memories. Our youth-obsessed culture places a premium on maintaining an authentically youthful self-identity. Living life as a harried adult makes it increasingly difficult to maintain such an identity. The muchmaligned balding man with the too-young girlfriend is actually engaged in a reconstruction project. He is trying to maintain the authenticity of his memories, and therefore his self, by rejoining them with real-life experiences.

What to do

Fortunately there is an effective approach to solving the developmental difficulties that arise in late adulthood. Instead of attempting to reanimate memories of youth, we can revisit our past with an eye toward understanding the person we might yet become. We can reject the dominant cultural narrative of loss and decline and embrace instead a personal narrative or story based on growth and change. We can design an approach to life beyond adulthood that restores to us, in its mature form, the experience of living with many “possible lives” in front of us. Best of all, there is no sports car required. From “Second Wind: Navigating the Passage to a Slower, Deeper and more Connected Life” by Dr. Bill Thomas.

Lifestyles After 50 • December 2013 • page 21

Do you need help selecting a 2014 Medicare plan?

Don’t delay.

The end of Medicare Advantage Open Enrollment is fast approaching. Now is the time to select your Medicare plan for 2014.

DON’T DELAY. You have until December 7, so ask your questions today. Humana can help explain the difference between plans and help you explore your options. We offer a variety of Medicare Advantage health plans and prescription drug plans, and we can provide the guidance to help you find the Humana plan that’s right for you. TAMPA Humana Office Carrollwood Center 10037 N. Dale Mabry Dec. 2 through Dec. 7 • 2:00 PM

TAMPA La Gran Colombia 7507 N. Armenia Dec. 4 • 2:00 PM (Spanish Seminar)

LUTZ Elsa’s Mexican Restaurant 18450 N. US Hwy. 41 Dec. 5 • 2:00 PM

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TAMPA TGI Friday’s 2501 E. Fowler Ave. Dec. 6 2:00 PM

TAMPA Lee Roy Selmon’s 4302 W. Boy Scout Blvd. Dec. 6 2:00 PM

BRANDON Golden Corral 815 Providence Ave. Dec. 3 2:00 PM

Keep in mind

that Medicare Advantage Open Enrollment ends Saturday, December 7th.

Humana is a Medicare Advantage organization and a stand-alone prescription drug plan with a Medicare contract. Enrollment in a Humana plan depends on contract renewal. Contact a Humana Sales Agent at 1-855-795-9497 (TTY: 711), 8 a.m. to 8 p.m., 7 days a week for more information. Y0040_GHHHQQGEN Accepted

Lifestyles After 50 • December 2013 • page 22

TMP 12/13

The Healthy Geezer BY FRED CICETTI

. I’ve been losing some hair, which is no surprise for an old lady, but I was wondering if there’s anything I can do to hold onto what I have.

A: Alopecia is the medical term for

hair loss. Androgenetic Alopecia, or pattern baldness, is the most common type of alopecia; it affects about onethird of us. I’m in that third with you. Men start to get pattern baldness at the hairline and crown. This can lead to complete baldness. Women’s hair loss is usually limited to thinning; they rarely go totally bald.

There are a few steps you can take to preserve your hair: 1. Avoid tight hairstyles that pull on the hair. So, forget braids, ponytails, cornrows and tight hair rollers. The pulling causes some hair loss, especially along the sides of the scalp. This type of hair loss is called traction alopecia. If the pulling scars the scalp, it can cause permanent hair loss. 2. Brushing or combing too much can break hair, so keep them to a minimum. Use combs with wide teeth and brushes with smooth tips. Wet hair is more fragile than dry hair, so show care when you do your hair after a shower. 3. Shampooing too often is bad for your hair. Use a cream rinse or conditioner after shampooing to make it easier to comb. And don’t dry your hair by rubbing it with a towel.

4. Don’t use hot-oil hair treatments or chemicals in permanents. These may cause inflammation of the hair follicles, which can lead to hair loss.

There are about 100,000 hairs in the average scalp. About 100 hairs are lost from your head every day. Each individual hair survives for an average of 4 1/2 years and grows about a half inch a month. In its fifth year, the hair usually falls out and is replaced within six months by a new one. We lose hair as we age. Pattern baldness affects many more men than women. About 25 percent of men begin to bald by the time they are 30 years old, and about two-thirds have at least a balding pattern by age 60. Androgenetic alopecia is caused by heredity; a history of it on either side of your family increases your risk of balding. Medicines may help slow or prevent the development of common baldness. Rogaine is available without a prescription. It is applied to the scalp. Both men and women can use it. Propecia is available with a prescription. It comes in pills and is only for men. It may take up to six months before you can tell if one of these medicines is working. Hair transplants and scalp reduction surgery are available to treat androgenetic alopecia when more conservative measures have failed. During transplantation a dermatologist or cosmetic surgeon takes tiny plugs of skin, each containing one to several hairs, from the back or side of your scalp. The plugs are then implanted into the bald sections. Scalp reduction, as the name implies, means decreasing the area of bald skin on your head. If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2013 by Fred Cicetti.

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Your Need is Our Demand!! more than tournaments and various participate in our Golf Tournament, more than 17,000 groups and choirs. In fact, there month, we host golf cart poker Call:and 813-654-0885 anyanattime private and acting choirs. or network Schmoozapalooza. private homes homes1609 and Sun City Center Plaza | Sun City Center, FL 33573 are over 200groups clubs and orgaruns with After Party sponsored Office: 813.634.5677 | Ameriprise Financial Services, Inc. Member FINRA and SIPC Allison Bastin, Branch Mgr/ Carole Eason, contact some In fact, areindulge over 200 And first Bay Friday of every some 14 14 facilities facilities nizations so there you can by thethe Tampa Buccaneers. providing a multitude clubs and organizations month, we host golf cart providing a multitude whatever hobby you have. 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Sun City City Center Center is is aa ed physicians, specialists room up to lifestyle destination for Top-rated and highly In addition, our Chamber facility lifestyle destination for dentists are here supporting our 210 people and is usually bustling those houses a 3,800 options, square banquet Sun City hevery Sunrespected City Southphysicians, those age age 55 55 and and over, over, own Bay Hospital. with mini-trade shows,foot educational boasting golf courses, specialists and dentists room which accommodates upwedding to Center is a lifestyle Center Area is lawyers, financial seminars, and the boasting golf courses, We also have occasional The staff of the Sun City Center Chamber of Commerce walkways, areactive here supporting repreour 210 peopleWe andalso is usually destination for those a vibrant and walkways, fitness fitness advisors and businesses reception. offer a bustling conferThe staff of the Sun City Center Chamber of Commerce centers, lush landscapvery own South Bay with mini-trade shows, educational age 55 and over, part senting of Hillsborough centers, lush landscaping 165 industry categories ence room for smaller meetings. ing friendly people. Hospital. We also of have seminars, and to the occasional wedding And boasting golf courses, County located andand friendly people. We We have as members ourlawyers, Chamber, So welcome Sun City Center. And speaking speaking of of access, access, did did you you access to anything you could want: financial advisors and businesses Wevisit also conferknow walkways, fitness between Tampa have access to anything you could ready to take careand of your every need. reception. Stop by and usoffer and alet us know our our streets streets are are open open to to golf golf professional sports, performing arts, representing 165 industry categories ence room for smaller meetings. carts? We even have a decorated golf centers, lush landSarasota with easy want: professional sports, performing Our members are dedicated to makhelp you get acquainted with the carts? We even have a decorated golf state-of-the-art medical care, care, lots members ofCenter our ready So welcome toscaping Sun City Center. cart and friendly access I-75. WithChamber, arts, state-of-the-art medical ing Sun to City one of the premier area. That’s why we’re here! cart parade parade to to kick kick off off the the holiday holiday sea- as of water, a receptive takecommunities care17,000 of yourinevery need. To Stop by and visit us and let us season! City Center is a to people. To learn more, more than lotsshimmering of shimmering water, a receptive adult the country. To learn more, please visit their son! YouYou see,see, SunSun City Center is not business climate, and prime land for Our members are dedicated to makhelp you get acquainted with the not a retirement community. Our resiplease visit suncitycenterchamber.org private homes and some 14 facilities business climate, and prime land for showcase what they offer, we host a website at suncitycenterchamber.org retirement community. Our residents future ing Sun City Centerinto one of the Expo premier area. why we’re here! dents too to busy to retire. Between 813-634-5111. providing aSplash multitude ofSpring senior living future growth growth and and development. development. spectacular or call callThat’s 813-634-5111. are tooare busy retire. Between the

The Fun Never Stops at Sun City Center

Lifestyles After 50 • December 2013 • page 24

Lifestyles 50 • July 2013 • page 13 Lifestyles After 50After • September 29

Lifestyles After 50 • December 2013 • page 25

Senior Cat Care: What You Need To Know

BY SARAH A. BALAGUER, DVM, MS

10931 Boyette Road, Riverview

671-3400

A Complete Medical, Dental and Surgical Facility

• Blood Analysis • Xrays • Behavioral Consultation • Lab Work • Boarding & Grooming Facilities • Reptiles & Birds welcome too! Office Hours By Appointment Mon. – Thurs. 7 a.m. – 7 p.m. Fri. 7 – 6:30 p.m. Sat. 8 a.m. – 4 p.m.

esponsible senior cat care is not only extremely rewarding but it can also provide the opportunity to bond with your cat like never before. It is common that pet owners will bring their dogs for annual physical examinations but often mistakenly believe that the cat in the household does not require the same attention.

Caring For Your Pet Preventative veterinary care can prolong the life of your cat and greatly enhance their overall quality of life. Being proactive during their younger years can aid in early disease detection during routine veterinary visits. Over the years, your cat’s norm can be established—such as core body temperature and healthy body weight—and abnormal physical exam findings, such as a heart murmur, can be monitored.

Monitoring your older cats’ daily routines is essential for early disease detection. Cats rarely exhibit obvious clinical signs of illness until a disease process is quite advanced, which affects their prognosis in the end. Knowledge of their regular eating habits, activity level, body conformation and elimination patterns are crucial to help identify minor changes early on. For example, arthritic cats will not outright display that they are in pain, but rather they may no longer jump up on higher surfaces around the house as they once did. Providing such information to your family veterinarian can prompt the suggestions of taking radiographs to rule out an orthopedic disease. Older cats can lose muscle mass due to kidney disease or a digestive disorder and this can be confused with arthritis pains, as the cat will display similar clinical signs related to their weakness from muscle atrophy. Blood tests can help to distinguish one disease process

from another. Based on the cat’s physical examination and diagnostic test results, appropriate therapy can then be selected, such as daily joint supplements, an appropriate life stage dietary change, pain medication or even home fluid therapy. Older cats commonly present for sudden or chronic weight loss due to a variety of different diseases. Weight loss due to chronic vomiting is often erroneously associated with a hairball by owners when, in fact, this may be an early sign of liver or gastrointestinal disease. Periodontal disease can lead to severe oral pain and thus anorexia and weight loss. Excessive water consumption and weight loss are common in cats with diabetes mellitus or chronic kidney disease. Remember, early detection is the key in successful management of most disease processes. Please be your senior cat’s care advocate and have them examined by your family veterinarian today.

Full Calendar of Jolly Holiday Events for Tampa Bay D G T T et your holiday calendar filled with these events:

hrough Jan. 5 Ice skating at Tampa Downtown on Ice in Curtis Hixon Waterfront Park. hrough Dec. 23 Busch Gardens hosts Christmas Town with special lights, entertainment and SnowWorld®.

ec. 6 Tampa’s Tree Lighting Ceremony in Curtis Hixon Waterfront Park. Christmas Market and free movie in the park featuring National Lampoon’s Christmas Vacation.

ec. 1 – 23 Henry B. Plant Museum’s Victorian Christmas Stroll with themed decorations and antique holiday accessories.

ec. 12 – 29 Rockettes Radio City Christmas Spectacular at the Straz Center. Lifestyles After 50 • December 2013 • page 26

ec. 26 – 30 The Florida Aquarium hosts Holiday FantaSea. See Santa and his swimming elves and holiday mermaids swim throughout the massive tanks alongside aquatic creatures. Also two light shows each night, a holiday model train display and extended hours during the Holiday FantaSea event.

Other events include Snacking with Santa at the Armed Forces History Museum, holiday concerts by the Opera Tampa Singers, The Nutcracker performed by The Great Imperial Ballet, and The Florida Orchestra’s Holiday Pop Series. For more information and events calendar, go to VisitTampaBay.com, or Facebook (Visit Tampa Bay) or Twitter (@VisitTampaBay).

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bring baCk The besT jabs, slaMs, sTingers anD zingers! “If there’s another outburst, we’re going to let Bob Hope get up here and do his jokes.” — Don Rickles

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to InsuranceContrary Discounts Popular Belief… For Mature Drivers

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of the money back over time, but that doesn’t mean that if you put in $100, you are guaranteed a return of $95. It only means that the machine is set to pay back 95 percent over the machine’s extended gambling timeline, which is months, even years; not your brief four-hour stay. Rather than “payback percentage,” which can be misleading, I much prefer the term “theoretical payout percentage” because the payout return is a calculated number based on an “infinite” number of pulls of the handle. In the meantime, each spin of the reels remains a random independent event.

One of the most widely held Dear Mark: When falsehoods in casino gambling looking over the is that casinos take a screwdriver multitude of blackjack to tighten their slots machines on variations, what are weekends, Christian holidays, the some of the better rules Las Vegas Elvis Festival that I should be looking (July 10 – 13, 2014), or Take Your Class Online! for and what are some of whenever it’s busy. Every Study has at your leisure, 24 hours a day, 7 days a week. the worst? —Marty D. slot•machine a built-in “payback” percentage set course materials online and then answer • Simply read the When it comes to the by theacasino and apfew quiz questions. disparity of rules in proved by that state’s gaming • There So is no need to attend boring classesblackjack or listen to casino from commission. if the lectures. to casino, and even pit to pit, it is casinolong wanted to re-set that essential to know rules areed more percentage, would haveof to course tender we • After they completion, will issue a which state-certiﬁ significant than others, and which ones a proposal to the gaming commission. certiﬁcate for you to turn into your insurance company to are unfavorable to you the player. That said, I would be remiss if I didn’t receive your for a three year period. state that altering a slotdiscount payoff percentThese are the key rules that age can physically be done. To change are most favorable to the player the Take return ofYour the slotMature machine, all a slot Course Driver On The Internet! in rank of importance. manager would have to do is exchange • Early surrender. you have a Florida Driver’s License and are 55 years of the If EPROM chip within. However, • Doubling on any two cards. agetheorchange older,must youbeare nowtoeligible to complete motor vehicle again, reported thataccident state’s powers-that-be. preventionExchanging course that• Drawing will allow to receive any you number of cards toa hundreds, even thousands of EPROM split Aces.rate for three years. mandatory reduction on your insurance chips along with the paperwork • Doubling allowed after pair splitting. required to report the changes would Florida Department of Highway Safety • Surrender. be a whole lot of work for the casino & Motor Course to complete sandwiched betweenVehicle Approved In order, here, Marty, are the rules Thursday and Friday. Readers, e-mail that are most hostile to players. me if any of you have ever seen this • Two or more decks. across-the-board swap done. I haven’t. Also, Marge, you might be a little • Dealer that hits a soft 17. confused as to exactly what “payback • No soft doubling. percentages” means when it comes • No re-splitting of Aces to “your” play. A 95 percent payback slot machine will pay 95 percent (SENIOR WIRE)

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Lifestyles After 50 • December 2013 • page 29 11/14/13 9:22 AM

ASK THE EXPERT Walgreens now offers the Zostavax vaccine for shingles at all of its locations! If you’ve ever had Chicken Pox, ask your Walgreens Pharmacist about the Zostavax vaccine recommended for those 50 years and older to help prevent shingles.

Director of Development & Community Outreach ST JOSEPH’S HOSPITAL SOUTH Judy Martin Member of Plant City Civic Club and Chamber of Commerce, Member of Greater Riverview, South Shore and Sun City Center Chamber of Commerce of Dermatology, Member of American Academy of Dermatology

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Tips to Avoid Online Dating Scams

nline dating scams have become so sophisticated that anyone can be easily duped these days. Use these resources, compiled by USA. gov to prevent an online dating scam before it happens to you:

• An online love interest who asks you for money is most certainly a scam artist. They start by proclaiming their love, in hopes of gaining interest and trust as quickly as they can. Often, they want to interact with you over personal accounts rather than the online dating site, to get more personal information about you. • In many instances, scammers will say they are American, but are

working or traveling abroad. They may then say that a traumatic incident has happened in their life and they need some money to get home, or to visit you. The State Department strongly discourages sending money to someone you don’t personally know. • The FBI also warns of another scam in which a con artist turns a conversation intimate and then threatens to post the conversation and intimate information online, saying you can only get out of it if you pay them, even with no assurance that they will actually do what they say.

Amend Nuptial Agreement ASAP BY WILLIAM R. MUMBAUER, Attorney

www.ﬂwillstrustsprobate.com

reader asks: about ten years ago my wife and I entered into a prenuptial agreement whereby each of us essentially waived our right to inherit from the other with one exception: my wife did not waive her right to a life estate in my home. But instead of specifically saying that my wife will receive a life estate in my home, the agreement only generally states that my wife does not waive her “homestead rights.” Now my attorney is calling, saying that the prenuptial should be amended regarding the homestead language. Is my attorney correct?

The Law And You Answer: It is not unusual to see pre- or postnuptial agreements that seek to insure that the surviving

spouse who is not the owner of the marital home will be allowed to reside in the home until he or she dies. In other words, the non-homeowner spouse will have a life estate in the home. Unfortunately, some drafting attorneys choose to simply say that the surviving non-homeowner spouse generally does not waive his or her homestead rights instead of specifically stating in the agreement that the surviving non-homeowner is to receive a life estate in the home. Less than scrupulous drafting like this was fine until recent changes in the homestead law, which now gives the non-homeowner spouse the choice of taking a life estate interest in the home or an undivided one-half ownership interest in the home. I think your attorney is absolutely correct in recommending that your prenuptial agreement be amended—if your wife will agree—to specifically state that the parties’ intentions are

that your wife receive only a life estate, not an undivided one-half ownership interest in your home. Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Automobile Accidents

We provide prompt, aggressive representation for victims of automobile accidents.

Lifestyles After 50 • December 2013 • page 31

Ever Dreamed of Playing Holiday Cards for Soldiers A Musical Instrument? I Register now and your lesson book and CD are included Absolutely FREE!

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t’s the most wonderful time of the year, but for many of our fellow Americans serving abroad, it can be a time of loneliness and separation from loved ones. This year, you can give comfort to a recovering soldier by sending them a card filled with messages of love, support and encouragement. Send to this address: *Note: the address posted in last month’s edition was incorrect.

Walter Reed National Military Medical Center instructs that mail to soldiers be sent through Red Cross’ “Holiday Mail for Heroes” program. Thanks to reader Patti Porco for setting us straight! The correct address is:

Holiday Mail for Heroes P.O. Box 5456 Capitol Heights, MD 20791-5456 More info at redcross.org.

Holiday Classics at the Tampa Theatre

uring the month of December enjoy the following select favorite holiday classics with holidaythemed Mighty Wurlitzer preshow concerts and mini tours before every show!

8 Miracle on 34th Street; 3 pm. 15 White Christmas; 3 pm. 20, 21 and 22 It’s A Wonderful Life. 20 at 7:30 pm. 21 and 22 at 3 pm and 7:30 pm.

Tampa Theatre is located at 711 Franklin St., downtown Tampa. Tickets are $10 at 813-274-8286 or tampatheatre.org.

Mini Golf Is Coming Home Plantation Resort Offers a Relaxing, Educational Stay Y I

ou’re never too old to play My mini Golf, even from a wheelchair! From ages 5 to 95, there are many reasons to play! My mini Golf is for golfers of all levels, from young kids to seniors. The game is fully portable, made of durable plastic and can be constructed to create a different course every time, indoors or outdoors.

Senior centers have found that both golfers and non-golfers have fun playing side by side. Everyone can putt and improve their handeye coordination. The game is wheelchair accessible, making it even more beneficial in such settings.

For more information, visit their website at startingtimegolf.com.

Lifestyles After 50 • December 2013 • page 32

f you’re ready for a relaxed stay on the Gulf, enjoy the Plantation on Crystal River. The property is surrounded by natural springs and boasts golf, tennis, horseshoes, volleyball and a pool. If that’s not enough, enjoy a stroll inches from manatees in Crystal River. The Adventure Center can set you up with boats for fishing, kayaks to investigate springs or a guided cruises from their own docks in the only place in North America where you can legally swim and passively interact with manatees in the wild. The Center can set you up to go scalloping in season or you might just enjoy the landscaped grounds and enjoy wildlife from dolphins to manatees and from ospreys and egrets and more.

Meals can be enjoyed at the Resort’s restaurants. Bring your own boat or rent one from them. Check the Plantation Resort’s special price packages to suit your wishes: Bed & Breakfast, Golf & Breakfast, Fishing Package, Scalloping Package, Romance Package, Stay 3 Nights for Price of 2, etc. Book online or call 800-632-6262.

Last Month’s Answers

f the arriving grandkids are the age to love silly jokes, here you go…

What did Adam say on the day before Christmas? Answer: It’s Christmas, Eve! What did the big angel say to the little angel on Christmas Eve? Answer: Halo there! If Santa Claus is crossed with a detective then you would get what? Answer: Santa Clues! A snowman loses weight in what way? Answer: He waits for the weather to get warmer!

Where does the snowman dance? Answer: A snow ball! How do you know that Santa is a man? Answer: No woman wears the same clothes every year.

Frank Crawford is last month’s winner! Congratulations!

Win Great Prizes!

Good Luck!

New winner selected each month

Dec. Sudoku

What do monkeys sing on Christmas Eve? Answer: Jungle Bells, Jungle bells!

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Dec. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

What does a big candle say to a small candle on a Christmas Eve? Answer: I am going out for dinner tonight.

What is the snowman’s breakfast? Answer: Frosted flakes!

What do snowmen wear on Christmas Eve? Answer: Ice caps.

What did one snowman say to the other snowman? Answer: Can you smell carrot?

When Santa doesn’t move, he’s having a… Answer: Santa Pause.

Word Search

November Sudoku

WIN! WIN! WIN! GREAT PRIZES!

Sudoku muST bE REcEIvEd by dEc. 21, 2013

Word Search December

In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Answers From November

Lois Yerxa is last month’s winner! Congratulations!

Send your answers along with your name, address and telephone number to: News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583

The first correct answers selected from the drawing on December 21 will win. Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

Mystery Prize!

(Puzzles must be received by Dec. 21, 2013.)

Lifestyles After 50 • December 2013 • page 33

Pinellas 2014 Auditions: January 15 - 9:00 a.m. to 2:00 p.m. Japanese Garden Mobile Estates 19709 U.S. Highway 19 North Clearwater, FL 33764-1006

Hillsborough 2014 Auditions: January 22 - 9:00 a.m. to 1:00 p.m. Brandon Community Center 502 East Sadie Street Brandon, FL 33510

Pasco 2014 Auditions: January 24 - 3:00 p.m CARES Elfers Center 4136 Barker Drive New Port Richey, FL 34652

Senior Talent Show 2014: February 12 - 7:00 p.m. Largo Cultural Center 105 Central Park Drive Largo, FL 33779

Senior Talent Show 2014: February 15 - 3:00 p.m. Place TBD

Senior Talent Show 2014: February 15 - 3:00 p.m. Center for the Arts River Ridge High School 11646 Town Center Road New Port Richey, FL 34652

Participants must be at least 55 years young. Only solo & duet acts, no groups please. Please bring your own instruments and your own tape/cd or accompanist to the audition. A piano will be available. Audition on first-come first-serve basis. No Entry Fee to audition. Ten Acts will be chosen from the auditions to perform at the show!

For Information call: Pinellas: 727-329-2618 – Susan Juhl and Nicole Woodring Hillsborough: 813-436-2296/813-436-2114 – Andrea White and Chrissy Crumpton Lifestyles After 50 • December 2013 • page 34

A F T E R 50

Santa on Duty

dward Chauvin of Ruskin portrayed Santa for schools and homes and community events for many years. He tells this story: I was Santa at a fashion show for children. A little girl sat on my lap, and I asked her what she would like for Christmas. She had no reply. She just kept staring and staring at my white gloved hands. Edward Chauvin After a few moments, she called to her mom. of Ruskin “Mom, mom, come here!” Mom asked her what was wrong. “He is the REAL Santa! The one at the mall was missing a finger!”

The Florida Orchestr a 2013 / 2014 Season Tampa Bay Times Masterworks

Mahler’s Symphony No. 1, “Titan”

Christmas Day Alternative

he Chai Chapter of Hadassah presents A Hawaiian Luau held at Beth Israel in Sun City Center (1115 Del Webb Blvd. E.) on Wednesday, Dec. 25 at 4 pm. There will be lots of fun contests and prizes. A luscious dinner including chicken and assorted vegetables, desserts, fruit and beverages is included for

Dec 6-8

$20 per person. All Hadassah members, their guests and members of the local community are welcome. RSVP by December 13, 2013 to Carol Balent at monkey andwife@yahoo.com or 813-829-7227. Payment must be received in advance of the event.

Raymond James Pops

Holiday Pops

with the Master Chorale of Tampa Bay Dec 13-15 Saturday Matinee Added! Tampa Bay Times Masterworks

Bravo Beethoven! Jan 10-12

Raymond James Pops

Bond & Beyond Jan 17-19

Tampa Bay Times Masterworks

Bartók & Brahms Jan 24-26

Order online at www.rtfacelove.com or by phone Toll Free 1.855.502.3002.

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Lifestyles After 50 • December 2013 12:39:03 • page 11/12/2013 PM 35

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Lifestyles After 50 • December 2013 • page 36

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Lifestyles After 50 • December 2013 • page 38

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