Lifestyles After 50 Hillsborough October 2014 edition

www.lifestylesafter50.com • Tampa Bay • FREE

Vol. 25 • October 2014

Live, Laugh & Be Scary!

Remember To:

4 Vote! Words of Wisd

om from the late Howard B aker 4 Get the Candy 4 Keep the Spark in Your Marriage 4 Enjoy Fall Festiv als

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Lifestyles After 50 • October 2014 • page 2

TMP 10/14

Boomers and Seniors, America Is Listening Dear Readers,

was known as “The Great Conciliator,” and he talked at length about how politics had changed over the years and olitics have been how a dialogue between the parties is on my mind a more important than ever. He emphalot lately. It’s an sized that relationships are the key to unusual subject for decision making and compromise. me to tackle—not only because of Tracie Schmidt, It struck a note with me. My parents are Democrats and most of my friends its controversial Editor here are Republicans. My relationships nature—but because I suffer somewhat from my generation’s with them have given me the opportudistrust or complacency when it comes nity to listen to and gain wisdom from to being active in our local and national both sides, as well as to better understand their passions about deeply held government. There are times when it ideals. My opinions have been swayed feels as though we are participating in on more than one occasion. But the line a system that has become broken or between a passionate defense of one’s corrupt, or an environment where one voice would never be heard or counted. beliefs and a dissolution into enmity Ironically enough, those are the times and closed-mindedness can be a thin one. When it gets to the point where when participation, rather than despair we can no longer have a dialogue with or cynicism, is most needed. Things each other, or when we dehumanize do not get better if we do not act.

Midterm elections are coming up this or discount another because our views differ, something is wrong.

Nov. 4. Congressional and local govIt led me to this conclusion: When did ernment seats are up for grabs. These elections affect us and our communities our perception of strength as a nation involve a dogged, uncompromising much more directly than a presidential adherence to one side or the other, election. Yet, only about 40 percent rather than a meaningful exchange of those eligible to vote actually go of ideas? We are a country founded to the polls in midterm elections, on freedom and diversity and, as a according to Pew Research Center. result, can never be satisfied with or It’s a chance to make our voices governed by only one way of thinking. heard. Boomers, who were once the When did politicians forget that we most populous voice in politics, are are stronger when we collaborate? about to be outnumbered by MillenEven founding father John nials as they come into voting age.

Adams had this to say: So now is the time to think about the future you want to create and the “There is nothing which I dread people you want making the decisions. so much as a division of the republic into two great parties, each arranged The Great Conciliator under its leader, and concerting Sam Hatcher, one of the board measures in opposition to each other. members of News Connection USA, This, in my humble apprehension, is to Inc., sent in a story about a meeting be dreaded as the greatest political with the late Senator Howard Baker in Tennessee. Among his peers, Baker evil under our Constitution.”

P

From what I remember from the history books, when the Constitution was drafted, both parties left unsatisfied.

It was uncomfortable work, but compromise was always about progress toward a mutual goal that was ultimately more important than getting everything you wanted.

Maybe, to truly have a dialogue with each other, we have to be willing to step out of our comfort zones.

On aging in America The last of the boomers turned 50 this year, which means that a large percent of the U.S. population is now 50 or older.

The market has been listening. Look for more retirement communities structured like villages with customized housing, convenient access to medical centers, shopping, dining, entertainment and social activities, and varying levels of assistance depending on your needs.

Stores are starting to cater products to an over-50 market and changing the way retail centers are laid out.

Area Agencies on Aging are holding meetings so citizens can see and discuss how money is being spent on resources for seniors.

While new hospital and community health centers are being designed with elder patients in mind, health care is still undergoing revisions and the Older Americans Act is up for renewal, making the future of federal programs that provide social, nutritional, financial and legal services for aging adults in need uncertain.

In this issue you’ll find ideas on how to become more involved in your local government, if you are so inclined. America is listening— what do you want to say?

Hillsborough Edition Published monthly by News Connection U.S.A., Inc

President Richard Reeves richard@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Tracie Schmidt editor@lifestylesafter50.com Editor Emeritus Janice Doyle Office Manager Vicki Willis vicki@lifestylesafter50.com Administrative Assistant Allie Shaw allie@lifestylesafter50.com

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Tampa Bay Dena Bingham: (813) 293-1262 dena@lifestylesafter50.com Pinellas/Pasco Gary Porter: (727) 560-2914 gary@lifestylesafter50.com Customer Service 888-670-0040 Our other editions:

Suncoast Edition: Pinellas/Pasco Counties Lake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee Southwest Edition: Lee/Collier & Charlotte To learn more, call 1-888-670-0040

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FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

Lifestyles After 50 • October 2014 • page 3

Around Town—What’s Happening October 2014

M

ondays Seffner Stitching Society. If you crochet, knit, cross stitch, embroider or sew, share tips and experience with fellow stitchers as you work on projects. All skill levels welcome. Free. 10 a.m. – 1 p.m.

Seffner-Mango Library. 813-273-3652.

T

hursdays through Sundays ZooBoo: Family Halloween event at Lowry Park Zoo, Tampa. Games, rides, haunts, critters and more. 7 p.m. to 10 p.m. $18/adults, $14/kids. 813-935-8552.

W

eekends 10 through 19 The Andrews Brothers. A Mapcap Musical Salute to the Swinging ‘40s, filled to the brim with over 25 songs made famous by the Andrew Sisters, Bing Crosby, Bob Hope and more. $20/$26.

2 p.m. and 8 p.m. Carrollwood Cultural Center, Tampa. 813-269-1310.

8

Tools to Quit (Smoking). All smokers welcome. Prepare a quit plan that works for you. Optional four weeks of free nicotine patches. Free.

2 p.m. – 4 p.m. Muriel Rothman Bldg., Moffitt Cancer Center. 813-745-8811.

10

Brews & Bites. Food trucks and live entertainment from local musicians at the venue’s unique 360-degree waterfront bar. Free admission. 6 p.m. – 11 p.m. The Sail on Riverwalk, Tampa. 813-274-7778.

required as dinner will be served after the show. 2 p.m. – 6 p.m. Maureen and Douglas Cohn Campus, Tampa. Limited seating; RSVP to 813-264-9000.

10

17

10

11, 12 Brandon Moose Lodge Annual Yard and Bake Sale. Free and open to the public.

8 a.m. – 2 p.m. Miller Road, Valrico.

Contact Max at 813-716-4830.

11, 12 Tampa Bay Boat Show.

The latest in boating, fishing supplies and accessories. Free admission. 10 a.m. – 6 p.m. Florida State Fairgrounds.727-893-8523.

12

Shabby Chic Vintage Market & Artisan Day. See shabby chic décor, garden art and plants, antiques, food vendors, street entertainers and so much more. Free entertainment and admission. 10 a.m. – 4 p.m.

Tampa Garden Club. 727-674-1464.

12

This Community’s Got Talent 2. It’s that time of year to see who in the community has talent.

This event is free but reservations are

15

– 19 Dixie’s Tupperware Party.

Funny tales, heartfelt accounts, free giveaways, audience participation and the most fabulous assortment of Tupperware ever sold on stage. $37.50. 2 p.m. and 7:30 p.m. Jaeb Theater, Straz Center. 813-229-7827.

AARP Driver Safety Program.

Learn how to boost safety awareness, refresh driving skills, minimize crash risks, increase confidence and maintain independence. $15/$20. 9 a.m. Town and Country Senior Center, Tampa. 813-873-6336.

25

Zephyrhills Organic Yet Artsy Saturday Market. Produce, plants and flowers, specialty foods, entertainment, demonstrations and more. Free. 10 a.m. – 3 p.m. Zephyr Park on 5th Ave. 727-657-0444.

25

and 26 Howard Alan Art Festival. Over 150 exhibitors displaying a wide range of works from

life-size sculptures to photography and jewelry. Free admission and parking.

Pet friendly. 10 a.m. – 5 p.m. Hyde Park Village, Tampa. 813-251-3500.

30

The Patsy Cline Tribute Show.

Performer Barbara VanEyken, through song, traces Ms. Cline’s life and career from honky-tonk performer to queen of country music. Proceeds benefit the Sun City Center Campaign Against Human Trafficking. $10. 7 p.m. Wimauma Convention Center. 813-633-8679.

30

Ask The Expert. Free seminar and lunch. Laurie E. Ohall, Board Certified Elder Attorney discusses “Basic Estate Planning” and the documents you should have in order.

11:30 a.m. – 1 p.m. Savannah Court of Brandon. RSVP to 813-643-6767.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email calendar@srnewsconnection .com. News must be received by the 10th of the month prior to event (i.e.

October 10 for November event.)

2014 General Election Early Voting: Oct. 23 - Nov. 2 Election Day: Nov. 4

Consider Vote By Mail...the most convenient way to vote.

Receive your ballot in the mail Avoid lines at the polls Take your time making decisions The Hillsborough County Supervisor of Elections has four offices to serve you: 2514 N. Falkenburg Rd., Tampa, FL 33619 10439 Gibsonton Dr., Riverview, FL 33578

601 E. Kennedy Blvd, 16th Fl., Tampa, FL 33602 12022 Anderson Rd., Tampa, FL 33625

VoteHillsborough.org (813) 744-5900 Lifestyles After 50 • October 2014 • page 4

Make Your Voice Heard, Says Area Agency on Aging

BY CATHY CUTHBERTSON

D

uring the coming decade and beyond, 10,000 baby boomers will turn 65 every day, according to the Pew Research Center. It’s a steep trajectory and area agencies providing services for aging adults will have to work harder than ever to figure out ways to divvy up the budgetary pie that supports seniors across a huge range of needs and services.

The West Central Florida Area Agency on Aging, Inc. (WCFAAA) is one of 11 state and federally funded lead agencies around Florida charged with managing and allotting dollars for senior services. With a proposed, contracted services budget of $16.7 million in 2015, monies will be divided among Hillsborough, Manatee, Polk, Highlands and Hardee counties, the areas directly served by WCFAAA. In Hillsborough, total contracted funding—the money set aside for providers of senior services—amounts to roughly $7 million, and in Manatee, $2.3 million. How the money flows is largely a matter of process, one that

transportation, nutrition services, and home care for the elderly were just a few of the topics under discussion. Ranking and order of need is complex, taking funding formulas into account and the input of providers’ needs.

“Transportation is always at the top of list,” explains Maureen Kelly, retired president and CEO of WCFAAA. Rounding out the top three needs for services are Maureen Kelly, President & CEO of WCFAAA, retired livable communities and last month after nearly 30 years with the agency. healthcare, says Kelly.

“Baby boomers are going to have to invites public comment alongside educate themselves and decide how input of service providers lobbying they want to live out this last third of for the resources to keep their doors their lives,” says Kelly. “What will it open and meet the needs of seniors. be like? Where will it take place? Can Recent public hearings held in you afford it? Hard questions like ‘will Manatee and Sebring drew small gatherings, about 40 persons in Sebring I be financially capable?’ will have to be answered. It all ties together.” and 15 in Manatee, mostly providers While funding relies heavily on forthat rely on funding from the agency, mulas set in place by state and federal from county units to Meals on Wheels policy, it matters who defines need and PLUS in Manatee. Adult day care,

the perspective each agency or individual brings to the bargaining table.

For example, allocations for home delivered meals in Manatee and Hillsborough dwarf the dollars proposed for transportation. In Manatee, budget for meals is double that of transportation, and in Hillsborough, meals are funded at $1.2 million while transportation is less than $200,000. Food security and hunger among the aging looms large.

“Our meal demands are up by more than 200 meals per day over 2013,” reported Maribeth Phillips, CEO of Meals on Wheels PLUS in Manatee County, during the budgetary hearing held in Manatee. Traci Adams, Human Services Manager of the Manatee County Aging Services division, attended too, and spoke to seniors’ needs for help paying electric bills in Manatee.

“We don’t maintain a waiting list, it’s first-come, first serve,” said Adams.

“There’s no way to capture the need, but it’s huge in our community.”

For more information about the West Central Florida Area Agency on Aging and funding opportunities, visit their website at www.agingflorida.com.

Lifestyles After 50 • October 2014 • page 5

Boomer Power—Your Vote Counts!

BY TRACIE SCHMIDT

P

icture a room with ten voters in it.

Four of them are baby boomers —people who came of voting age around the time of Kennedy’s assassination, the height of the Vietnam war, Woodstock and the hippie era, or later during Reagan’s election and the Iranian hostage crisis. Until recently, boomers have been the most populous generation in America, and since the 1970’s, they’ve been the largest and most influential voice in the political arena by numbers alone.

Also occupying this room is one innovative Gen X’er and one member of the Silent Generation—someone who has seen the Great Depression and World War II and lived to tell the tale.

The remaining four people roam the room in college gear or business suits, absorbed in smart devices. These are the Millennials—kids of baby boomers. While they are less civically engaged than their boomer parents, according to a survey by the National Conference on Citizenship (NCOC), they surpass boomers in number by almost 10 million. And as more of them hit voting age, the political scales may start to tip in their favor.

This room is a rough model of America’s voting pool as it stands today. Ask this group of ten people to take a vote, and more than half of the folks who submit their opinion will be over 45.

This is the first time this has ever happened.

Mature voices have the greatest say on issues that will affect how the nation ages as a whole. For now, boomers still have the power, and they can use it to improve their future.

How to use that power

#1: Know your benefits and familiarize yourself with local resources.

There are several social programs in place designed to help us improve or

Lifestyles After 50 • October 2014 • page 6

maintain our quality of life as we age. Some of you may take advantage of these programs already—Medicare being one of the most prominent. But there are other resources available to us as well. Here are a few examples from the National Council on Aging (NCOA): • The Medicare Part D Low-Income Subsidy (LIS, or Extra Help) helps people with limited incomes and resources pay for their Medicare prescription drug costs.

• Medicare Savings Programs (MSPs) help beneficiaries afford Medicare premiums, deductibles, coinsurance, and copayments for their inpatient and outpatient health care.

• Medicaid pays for a broad range of medical services for poor seniors, younger adults living with disabilities, and children and their family caregivers.

• Supplemental Security Income (SSI) is the primary income support program for the poorest aged, blind, or disabled Americans who have either no other income or very low income and resources.

• The Supplemental Nutrition Assistance Program (SNAP, formerly Food Stamps) provides credits on electronic cards that enable recipients to buy nutritious food at participating stores.

• The Low-Income Home Energy Assistance Program (LIHEAP) provides grants to states to assist qualified individuals with their home heating and cooling costs, ensuring that lowincome people do not have to choose between paying their energy bills and buying food or other basic necessities.

Local programs are available as well: Meals on Wheels (mowaa.org) provides nutritious meals to homebound citizens; SHINE (floridashine.org) can offer counseling and help with Medicare enrollment (from Oct. 15 to Dec. 7) and other issues; Ombudsmen (elderaffairs. state.fl.us) advocates for the rights of senior citizens, and Area Agencies on Aging (agingflorida.com) can also offer counseling and aid to seniors in need.

If you want to learn more about the benefits available to you, and which ones you qualify for, NCOA offers a helpful resource at BenefitsCheckUp.org.

#2: Stay educated on how those benefits may change.

Benefits and programs can change yearly depending on available funding and the current political environment.

For example, the Older Americans Act (OAA), which is responsible for funding many of the programs that support housing, food, health, job training and community centers for aging adults, is up for renewal and is at risk of being discontinued. These programs increase the independence and wellbeing of aging Americans and, in so doing, help reduce the health care costs associated with a decline in quality of life.

Funding for the act has remained relatively stagnant: $1.80 billion in 2004 to $1.88 billion in 2014, according to a report by AARP. At this rate, it hasn’t been able to keep up with inflation or the increase in the population of citizens turning 60 over the past ten years.

Organizations that advocate for older Americans are encouraging Congress to renew the OAA, and they need all the support they can get.

#3 Make your voice heard

Americans are getting ready to vote in midterm elections this Nov. 4. All the seats in the United States House of Representatives and the Senate will be contested, along with 38 state and territorial governorships.

The political landscape is changing, and issues on the table going forward range from the Keystone XL pipeline to the Affordable Care Act. But issues that affect a growing aging population on local levels— everything from senior employment, adult protective services, home care, caregiver support, medical access and transportation—may become more

important than the larger issues in the years ahead.

If you are a boomer or senior who sees a need in your community, you can help by attending town hall meetings and area agency on aging meetings, or by petitioning state and local governments.

NCOA (ncoa.org) offers a few tips to help influence your members of Congress: • Write letters-to-the-editor about issues. Members of Congress always read the letters in their hometown newspapers. Keep your letter concise, approximately 150 words.

• Go to town hall meetings that your members of Congress hold and ask questions about senior issues. Or make an appointment to meet with your member of Congress in the local office. Tell about the potential impact locally of proposed legislation (positive or negative), or tell about the ways that funding shortfalls have hurt the local service deliverers.

• If you are a member of a senior service group, invite your members of Congress to your organization.

If one accepts, you can show off your work, but also ask some direct questions about what they are doing in Congress that supports your work.

• Build relationships with Congressional staff who work in the state or local offices (District Offices). They represent the member of Congress at local meetings and events, and serve as caseworkers to help constituents with federal programs and benefits.

Write them a letter or invite them to regular meetings and events on your calendar, and let them know how you can help them serve the community.

• Share information and ideas with others in your community who care about aging issues, perhaps starting or contributing to a list-serve on senior issues.

• Remember, you are building a relationship that may last for years, and that puts you in a valued position where a member of Congress trusts you and may seek out your help or opinion. Keep the lines of communication open and well used.

Boomers do have the power, and your vote and opinion count more than ever!

HillsborougH Buddy Freddys 1101 Goldfinch Dr., Plant City 10/09, 10/17, 10/31 11:30 a.m. & 2 p.m.

Golden Corral 3942 W. Hillsborough Ave. Tampa 10/07, 10/15, 10/22, 10/29 11:30 a.m. & 2 p.m.

Dennys 3747 Sun City Center Blvd.

Sun City Center 10/06, 10/13, 10/20, 10/27 11:30 a.m. & 2 p.m.

Golden Corral 11801 N. 56th St., Temple Terrace 10/09, 10/17, 10/23, 10/30 11:30 a.m. & 2 p.m

Golden Corral 815 Providence Rd., Brandon 10/08, 10/15, 10/22, 10/29 11:30 a.m. & 2 p.m.

IHOP Restaurant 408 E. Bearss Ave., Tampa 10/10, 10/16, 10/24, 10/31 11:30 a.m. & 2 p.m.

Picadilly 11810 N. Dale Mabry Hwy., Tampa 10/07, 10/14, 10/21, 10/28 11:30 a.m. & 2 p.m.

Tampa Buffet 3904 Britton Plaza, Tampa 10/20, 10/27 11:30 a.m. & 2 p.m.

YMCA Seffner 3097 S. Kingsway Road, Seffner 10/11, 10/18, 10/25 12:00 p.m.

Lifestyles After 50 • October 2014 • page 7

Lifestyles After 50 • October 2014 • page 8

Timeless Beauty Tips: W

FashionForward Frames for Fall

hile there’s no magic way to transform your appearance overnight, you can freshen up your look through your eyewear. If you’ve worn the same glasses for years, a simple frame change can revitalize your face and style—and even take years off you.

For example, if you typically wear simple metal frames, try picking out a plastic frame with a pop of color or unique temple design. It might seem out of your comfort zone at first, but frames that make a statement are stylish and can boost your confidence.

You can find frames for all face shapes and styles, but here are some fresh ideas for fall from the style experts at VSP Vision Care.

• You can’t go wrong with tortoise shell and brown-toned glasses.

These look great with all skin and hair colors, and they could be the perfect accessory for your autumn wardrobe.

BEFORE

AFTER SHOT OF EYES

• Colorful retro cat-eye frames can be worn casually or dressed up for any occasion. This style and color combination is a great way to make a fashion statement.

• Classic round frames with a hint of color inside the frame provide a light and comfortable fit. Though the inside coloring is subtle, those with complementary eye colors will notice that these frames make their eyes pop.

When choosing fashionable new frames, pay attention to proportion and fit. For more info on the perfect frame for you, visit www.vsp.com/ glasses.html. (Family Features)

Order online at www.shopreneetaylor.com Or By Phone Toll Free 1.855.502.3002

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Lifestyles After 50 • October 2014 • page 9

What Was In Your Treat Bag? Candy from 1940 – 1960 1960: R

emember coming home on Halloween night with a treat bag laden with goodies? Here’s what was in your bag if you grew up in:

to soldiers in boxes of Whitman’s Chocolate Samplers set to ship to the troops.

The notes resulted at least a few friendships and even a couple of marriages.

with York Peppermint Patties, Smarties, Fun Dip, Bazooka Gum, Mike & Ike, Junior Mints, Jolly Ranchers, Teaberry Gum and Almond Joy, to name a few.

Fun Fact: From 1942 – 1945, to help maintain wartime morale, women at the Whitman’s Candy Company slipped notes

Stix, Mentos, Atomic Fireballs, Candy Necklaces, Satellite Wafers, Black Taffy, Cigarette Bubble Gum, Look Bar, CupO-Gold, Big Hunk, Long Boys and more.

1940: M&Ms were invented, along

1950: 100 Grand, Whistle Pops, Pixy

Fun Fact: In 1954, Just Born introduces Marshmallow Peeps in the shape of Easter chicks.

Lemonheads, Fruit Stripe Gum, Starburst, Banana Splits, Hot Tamales, Now & Later, Razzles, Rolo’s, SweeTarts, Swedish Fish, Twizzlers, Wacky Packages, Slap Sticks, Mint Julep, Zotz and Candy Watches.

Fun Fact: Looking to create a healthy candy, M&M Mars introduces Starburst Fruit Chews in 1960, which are later fortified with Vitamin C. Info from candyfavorites.com and candycarrollton.com.

Nostalgic for an old favorite? You can still order some brands from retro candy stores online, like oldtimecandy.com and candywarehouse.com.

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Lifestyles After 50 • October 2014 • page 10 EL LifestylesAfter50_091214.indd 1

9/12/14 9:21 AM

Insurance Discounts For Mature Drivers

Have a Florida’s Driver’s License and are 55 years of age or older?

Take Your Class Online!

• Study at your leisure, 24 hours a day, 7 days a week.

• Simply read the course materials online and then answer a few quiz questions.

• There is no need to attend boring classes or listen to long lectures.

• After completion, of course we will issue a state-certified certificate for you to turn into your insurance company to receive your discount for a three year period.

Take Your Mature Driver Course On The Internet!

If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

Florida Department of Highway Safety & Motor Vehicle Approved Course

To Register go to:

www.seniordriverclass.com

or call 1-800-771-2255

7 Things You Must Know Before Putting Your Home Up for Sale Hillsborough County - A new report has just been released which reveals 7 costly mistakes that most homeowners make when selling their home, and a 9 Step System that can help you sell your home fast and for the most amount of money.

This industry report shows clearly how the traditional ways of selling homes have become increasingly less and less effective in today’s market.The fact of the matter is that fully three quarters of homesellers don’t get what they want for their homes and become disillusioned and - worse - financially disadvantaged when they put their homes on the market.

As this report uncovers, most

homesellers make 7 deadly mistakes that cost them literally thousands of dollars. The good news is that each and every one of these mistakes is entirely preventable. In answer to this issue, industry insiders have prepared a free special report entitled “The 9 Step System to Get Your Home Sold Fast and For Top Dollar”.

To hear a brief recorded message about how to order your FREE copy of this report call toll-free 1-800-665-3797 and enter 1000.

You can call any time, 24 hours a day, 7 days a week.

Get your free special report NOW to find out how you can get the most money for your home.

This report is courtesy of Keller Williams Realty. Not intended to solicit buyers or sellers currently under contract. Copyright © 2014

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205 E. Brandon Blvd., #C Brandon, FL 33511 Lifestyles After 50 • October 2014 • page 11

2. Your 5. You are able to work together temperaments to resolve problems. Bottom balance one line: you have to be able to work another. One through conflict to find mutually felt

BY JACQUELINE DEL ROSARIO, Marriage Coach

Y

ou’ve invested a lot of time, effort and emotional energy in your relationship. Things are good, and you think you’ve found “the one”—that marriage-worthy person you’re prepared to spend the rest of your life with for better or for worse. But, before you say “I do” to a commitment that will last the rest of your life, first determine if you and your mate are compatible in key areas proven to foster happy, healthy marriages that go the distance.

Relationships This Marriage Compatibility Checklist will help you analyze the relationship hand you’ve been dealt so you can hold ‘em or fold ‘em!

of you may be an extravert, and the other an introvert. One a Type A and the other more passive. While these glaring differences may lead to conflict at times, these opposing temperaments often bring balance. If you are the Yin to your mate’s Yang or vice versa, you will better your chances of achieving a harmonious relationship. But, bear in mind these differing character traits should serve to create a well-rounded whole relationship. Beware if your respective tendencies are just too different to ever make the puzzle pieces fit.

3. You are both committed to do the work. The Beatles got it wrong—

don’t have to be exactly the same (let’s face it, that would be boring), you do need to have congruent core morals and values.

These shape expectations and direction and are essential ingredients of a resilient marriage. Are you on the same pathway in terms of wants, needs and desires or are you headed down opposite roads?

Lifestyles After 50 • October 2014 • page 12

must be based upon a solid friendship that can stand the test of time. You genuinely enjoy each other’s company and prefer to spend time together rather than alone or with others. You should like the person as much as you love them.

Respect, admiration and honor are enduring traits that remain even as passion ebbs and flows over time. Can you truly say that your mate is your best friend?

Would your partner say that about you?

This simple seven-item checklist can help you determine if your relationship has happy marriage potential for the long haul. Just like any other type of investment, it’s always wise to conduct a SWOT analysis (Strengths, Weaknesses, Opportunities and Threats) to

love is NOT all you need. Effort and work are necessary to cultivate a strong and satisfying relationship for the long term. With respect to relationships, committing to always fine-tuning and bettering it is the glue that holds it all together. If your partner is not engaged in making the effort now, it is unlikely to change once you are married. In fact, the lack of effort and engagement could get even worse as complacency sets in.

4. You are able to speak your partner’s “love language.”

1. You are like-minded. While you

resolution in a healthy and productive manner. Marital life is filled with bumps, twists and turns, so having a partner that works well with you to work through conflict minimizes the stress on the relationship. This certainly doesn’t mean you can or should enter marriage with the intent to change the other person, and don’t change who YOU are simply to keep the peace. The key is to be true to yourself while learning when and how to compromise so that you can effectively work through problems without one or the other feeling resentful. If this isn’t possible now, take pause.

7. You genuinely like who your partner is as a person. A relationship

When two people with different dialects try to communicate, it is often confusing, frustrating and downright futile.

The same holds true in a marriage where each partner has their own “love language”—those romantic, sexual and emotional needs that make each individual feel fulfilled.

Is your mate taking the time to learn and speak your love language, and are you interested in speaking theirs—or is such emotional gratification already being lost in translation?

6. You are attracted to them.

Do you remember that initial spark between the two of you? There is a special chemistry that is electrifying when there is a true physical attraction. As your relationship matures, daily life issues dominate your attention and bodies age, this fundamental human attraction can keep those fires burning between the two of you—both physically and emotionally. Every fire will burn itself out if not fueled, so assess if the flames are being stoked now well before the wedding day.

identify intrinsic qualities that may help or hinder your marital life as well as external issues that may assist or adversely impact your happily ever after.

“America’s Marriage Coach” Jacqueline Del Rosario is President and CEO of Recapturing the Vision International, an organization dedicated to promoting healthy marriages and family strengthening. Also a published author, speaker and nationally regarded media personality, Dr. Del Rosario has been a certified pre and post-marital counselor for more than 20 years. She has two children and currently resides in Miami, FL with her husband of over 20 years. Dr. Del Rosario may be reached online at www.DrJacquie.com.

Take Control Of Your Safety With Anti-Collision Technology Y

ou’ve heard about it on the news, seen it advertised or have had first hand experience test-driving at a high-end car dealerships—we’re talking about anti-collision for your car. These systems provide forward collision warning and lane departure alerts to provide you with the extra time necessary to save your life as well as others, and here’s why.

Distracted driving is the major source of preventable accidents that occur everyday. This relates to a host of incidents like falling asleep, daydreaming, adjusting dashboard electronics, not to mention all the added distractions caused by cell phone use.

Unfortunately, everyday distracted driving accidents result in more than 15 deaths and another 1,200 injuries (Centers for Disease Control and Prevention). Added to distracted drivers, we see a growing population of 50+ drivers (23 million) gaining more mobility and independence. As these drivers enter their golden years,

it has become apparent that installing an anti-collision system will deliver more time to react to imminent danger for those with decreasing reaction time and vision/hearing impairment.

Rona Aharonson, CEO of Safe Drive Systems expresses, “When 90 percent of front-rear accidents can be prevented with only 1.5 seconds warning in advance, collision prevention technology becomes not a luxury, but a necessity.”

Safe Drive Systems’ technology provides the driver with 4 to 5 seconds of advanced warning, giving you more than enough time to react to imminent danger. The advanced radar operates effectively in all weather conditions— day or night, while the camera monitors if you are unintentionally drifting from your lane. Aharonson explains, “The system is certainly not a substitute for responsible driving habits.

However, its audio and visual alerts provide an important extra level of protection that keeps you and your passengers safe, despite inevitable distractions.”

Although collision prevention systems are offered in expensive luxury cars, Safe Drive Systems is offering this affordable technology that can be installed in your car today. It doesn’t matter if you are buying new, already own, or are leasing a car, our RD-140 system is available to all vehicle owners. So, don’t leave life up to chance. Even if you are a very cautious driver, others around you may not be as alert. Take control and put yourself in the safety driver’s seat today. Call 1-800-825-0997 or visit us at ww.safedrivesystems.com.

Lifestyles After 50 • October 2014 • page 13

What’s “In Store” For Boomers And Beyond

BY MICHELE TOMAO

I

f you walk into any department store and ask the nearest salesperson to point the way to the ‘Infant Section’ or the ‘Misses Section,’ chances are you will get a pleasant smile and some simple directions. But walk into that same store and ask the same salesperson how to get to the ‘Seniors Department,’ and watch the confusion flood over their face.

Why? Because despite the fact that, at more than 110-million-strong, baby boomers and seniors represent the single largest consumer group in America, most retailers have not yet figured out the wisdom of providing these aging shoppers with their own designated departments, or even their own designated end-cap displays.

“It won’t be much longer before the retail industry wakes up to the buying power of seniors,” said Jo Ann Tilghman, founder of Granny Jo Products, a wholesaler and online retailer of

products designed to help aging adults stay active, independent, comfortable and fashionable.

“As boomers continue to march into the 65-andolder senior category at a rate of 8,000 per day, we’re going to see a sudden scramble as retailers race to provide products and product modifications that match the needs and wants of their aging customers,” she says.

As an example of how the needs of boomer shoppers are currently being ignored by retailers and their suppliers, Tilghman points out that the vast majority of adult clothing lines completely disregard the body shape of the mature woman.

“In order for clothing to fit comfortably around the waist, skirts and slacks must often be purchased in a larger size than is really required,” said Tilghman.

“Then the garment fits around the waist but hangs unattractively elsewhere.”

Men, she says, face a similar struggle if they develop a paunch belly: the garment fits over the middle but it is too big elsewhere.

Products she offers for older clientele include dual-handled mugs for better grip; easy-to-layer fleece ponchos for warmth; leather walker totes and other items.

“Seniors should be aware that, as a group, they wield considerable economic clout. Their comments and requests to store management, if repeated often enough, will result in improvements in store inventory and

in the way that inventory is displayed,” said Tilghman.

“Before long, the smart, customer-friendly grocery stores and department stores will have an aisle featuring senior products and portion sizes. They will no longer require their aging customers to hunt up one aisle and down the next looking for the items targeted for their use.”

Asked if she sees senior superstores appearing on the retail horizon, Tilghman nods in affirmation.

“A dedicated retail outlet intelligently stocked with items that seniors really find useful would be the first place most of us would go to buy gifts for aging friends and relatives,” said Tilghman. “If the aisles and racks were properly spaced to allow access by shoppers using walkers and motorized carts, a ‘Seniors-R-Us’ could be the hotspot for the town’s senior community.”

For more info on Granny Jo Products, visit www.GrannyJoProducts.com.

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Medicare Answers Dear Marci, I have had Medicare for a few years and recently got Medicaid. I also received a notice saying that I have Extra Help. Is this a mistake?—Louisa Dear Louisa, No, this is most likely not a mistake. Extra Help is the federal assistance program that helps people with limited finances pay for their Medicare prescription drug costs. If you have Medicare, the health insurance program for older adults and people with disabilities, and Medicaid, the health insurance program that serves people with limited finances, you qualify for Extra Help. In this case, you do not need to apply for Extra Help, and you should get Extra Help automatically.

Keep in mind that you must have a Medicare Part D plan, also known as a Medicare prescription drug plan, in order to have Extra Help. You can get Medicare Part D through either a stand-alone Part D plan that works with Original Medicare or through

a Medicare Advantage plan that offers prescription drug coverage.

Those who do not have Medicaid do not receive Supplemental Security Income (SSI) or do not have a Medicare Savings Program (MSP) will not automatically get Extra Help. In such situations, people with limited finances can still apply for Extra Help by completing an Extra Help application. To apply for Extra Help, visit https://secure.ssa.gov/i1020/start.

You can also apply for Extra Help by calling the Social Security Administration at 800-772-1213 or by going in-person to their local Social Security office. —Marci

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Contact St. Joseph’s John Knox Village of Tampa Bay at 813-977-6361 for more information or to schedule a personal luncheon tour.

Lifestyles After 50 • October 2014 • page 15

4 Tips for a Better Night’s Sleep to stay asleep, make sure to eat four or five hours before bedtime.

Heavy meals, or meals high in fat, (think cheese, processed meats or fried foods) take time and effort for the body to digest. The resulting discomfort can lead to interrupted sleep. If you have to eat a late-night meal, make sure the menu includes fiber and easy-to-digest lean protein.

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he Medicare annual enrollment period runs from October 15 through December 15 this year.

• If you have Original Medicare and a supplemental plan (often called a Medigap) and are happy with your coverage, you do not need to make a change.

• If you have a Medicare Advantage or Part D plan, review all of your coverage options even if you are happy with your current coverage, because plans change costs and benefits every year.

Lifestyles After 50 • October 2014 • page 16

Read your Annual Notice of Change (ANOC), which you received from your plan last month. It will list the changes in your plan, such as the premium and copays, and will compare the benefits in 2015 with those in 2014.

If you need assistance, SHINE (a volunteer agency organized under the Florida Department of Elder Affairs) is available to answer questions and clarify your various coverage options for 2015.

Call SHINE today at 1-800-963-5337.

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3. Go Easy on the Spices. If dinner

1. Skip the Dessert: If you do indulge in dessert, make sure it’s at least two hours before you go to bed.

Sweets can cause blood sugar levels to spike and then crash as your body releases insulin. These rapid blood sugar fluctuations can make it difficult to stay asleep. Give your body time to regulate blood sugar levels before hitting the pillow for sweet dreams.

4. Curb the Caffeine: Caffeine is

hat thing that goes bump in the night? Chances are it’s your stomach.

If you find yourself waking up more than once in the wee hours, try these four tips for longer, more restful sleep:

2. Don’t Sleep on a Heavy Meal: Nothing puts one to sleep faster than a giant turkey dinner. But if you want

includes tomato products, curry, hot sauce or peppers, you might be in for a long night. Make sure to give yourself at least three hours upright—sitting or standing—to let a spicy dish settle to avoid heartburn. If you must sleep, keep an antacid on hand and use pillows to prop yourself up to ease symptoms.

sleep’s greatest nemesis—even more so because it pops up in everything from soft drinks to chocolate. If you rely on coffee to get you through the day, drink your last cup before 2 p.m., as caffeine can linger in your system for four to six hours. If a hot drink helps you get to sleep, try decaf herbal tea.

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Veterans Corner

Burial at Sea: A Time-Honored Tradition

BY JANICE DOYLE

“P

eople sometimes consider being buried at sea as their final deployment,” said HM2 Cader Brown, who is in charge of the U.S. Navy’s Burial at Sea office in Mayport, Florida. “It is also a way someone expresses how huge a part the military was in their life.”

Five U.S. Navy bases are points of embarkation for Burial at Sea, which means the final disposition of remains and the committal ceremony performed while the ship is deployed. Brown said a participating ship carries cremains for 20 people at a time. The cremains may be spread on the water or put into the water in a biodegradable container, according to the family’s wishes.

Only San Diego and Norfolk hold Burial at Sea for casketed remains.

Most people think a burial at sea is something that happens only in the movies, but it’s an honored choice still widely used today.

The Mayport office takes care of about 220 burials at sea per year.

Image Credit: NASA/Bill Ingalls

A Burial at Sea On board the ship, a chaplain, the commanding officer or an officer designated by him/her follows an ordered service that includes the ship being stopped if practicable.

The word is passed through the ship: “All hands bury the dead.”

As the assemblage stands at Parade Rest, scripture and prayer are read.

These are followed by Attention and the actual committal of the deceased

to the sea. Three volleys are fired, Taps is played and the ship resumes its course and speed at the last note of Taps.

While anyone can have their remains buried at sea by private companies, burial at sea from a U.S. military vessel is limited to active-duty members of the uniformed services, retirees and veterans who were honorably discharged as well as dependent family members of active-duty personnel, retirees and veterans of the uniformed services.

The tradition of burial at sea is an ancient one out of necessity. People died for many reasons while ships were at sea for long journeys. In earlier times, the body was sewn into a weighted shroud, usually sailcloth, and sent over the side. Many burials at sea took place as recently as World War II when naval forces operated at sea for weeks and months at a time. Since World War II many service members, veterans, and family members

have chosen to be buried at sea.

Family members are not allowed to attend a committal service for a loved one on board a military vessel. The commanding officer of the ship will send the family a personal letter describing the exact date and time of the ceremony, the burial flag, pictures or videotape of the ceremony and a chart showing the longitude and latitude where the service was performed.

HM2 Brown was a Marine who lost several friends in Afghanistan.

He said, “I can relate to families who have lost loved ones. I give each family very personal care.”

More information After the death of the individual for whom the request for Burial at Sea is being made, the Person Authorized to Direct Disposition (PADD) should print out and complete the Burial at Sea Request Form found online at www. mil.navy.questions.burialatsea.html.

Several supporting documents must accompany this request. The Mayport Burial at Sea office is at 904-270-4285.

Please Join Us...

It makes sense to prepare for all of life’s big events. And just like planning for your financial well-being after Retirement, preplanning your funeral and cemetery Arrangements can also bring the peace of mind that comes with doing the right thing.

Schedule your pre-planning appointment today.

It’s the best way for you to: • Lock in today’s prices • Walk through your options with a trusted advisor • Get personalized service • Plan a unique memorial – easily and affordably The best way to start a plan is to meet with a pre-planning Advisor, who will walk you through all your options concerning your final arrangements. A pre-planning advisor is an invaluable resource and can help you understand the benefits of pre-planning in just one easy, no-obligation consultation.

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Senior Care ER is the First of its Kind in the Tampa Bay Area

R

esponding to a growing need for more personalized emergency care for seniors, St. Petersburg General Hospital, an HCA West Florida hospital, recently opened a new emergency program tailored to its fastest-growing demographic: older adults.

The Senior Care ER, part of an emerging national trend, is the first of its kind in the Tampa Bay area and among only a handful of similar facilities in Florida.

Patients began using the new service in August after part of the hospital’s existing emergency department was refurbished to better accommodate the needs of seniors.

Located at 6500 38th Ave. N. in St. Petersburg, the upgraded facility features: • Four refurbished exam rooms with softer lighting and larger-screen TVs • Private waiting area/designated parking • Non-skid flooring for patient safety • Pressure-reducing mattresses and more comfortable side chairs • Hearing and visual aids In addition, physicians and nursing staff in the Senior Care ER have received—

and continue to undergo—specialized training in senior health. State-of-theart cardiac monitoring is used, and an emphasis is placed on collaboration with patients’ primary care providers.

More than 50 U.S. hospitals have opened senior-specific emergency facilities since 2011, and at least 150 more are developing them, according to the ECRI Institute, which tracks healthcare trends.

“We designed the Senior Care ER to meet the unique needs of our older patients in an environment focused on their comfort and safety,” said Brian Roy, D.O., an emergency physician at St. Petersburg General Hospital. “Our physicians and staff are well-equipped to treat not only immediate medical concerns, but also underlying issues that affect patients’ long-term health and wellness. We look forward to serving more of our seniors in Pinellas County with quality, compassionate care.”

For more information about the Senior Care ER, visit their website at www.StPeteGeneral.com/seniorcare.

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Lifestyles After 50 • October 2014 • page 19

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Elder Helpline: Toll Free

Board Certified Elder Law Attorney 813-438-8503 Laurie Ohall is a Florida Board Certified Elder Law Attorney who has been practicing law since 1994. In addition to elder law; her areas of practice include estate planning, asset protection planning, probate, guardianship and trust administration. Ms. Ohall is a member of the Florida Bar, Brandon Bar Association, National Academy of Elder Law Attorneys and the Academy of Florida Elder Law attorneys. Ms. Ohall is also licensed to practice law in Ohio and is “of counsel” with the law firm of Browning, Meyer and Ball in Columbus, OH. New Location: 1464 Oakfield Drive, Brandon, FL 33511.

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As the official state unit on aging, the Florida Department of Elder Affairs also coordinates important programs to inform and assist elder Floridians and their caregivers. Follow links on their site to important information regarding caregiver support, Medicare, health insurance, legal services and other resources at

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Lifestyles After 50 • October 2014 • page 20

It’s True—We Can Be Hear Clearly.

“Scared to Death” Be Safe.

Stay Connected.

“B

oo!” Unexpected scares can be life threatening.

In this month of Halloween, we look forward to scary movies and haunted houses, and we often use the term “scared to death” to describe our response. The truly scary thing is that this phenomenon, while rare, can happen.

Intense emotion can trigger a heart attack in susceptible individuals. But even people without an underlying heart problem can literally be scared (almost) to death. It is a condition called stress cardiomyopathy, and it is caused by the fight-or-flight response.

The adrenalin surge When the body is responding to a sudden frightening, dangerous or stressful situation, it pumps out a lot of extra adrenalin—or catecholamines.

This surge in hormones causes immediate physiological changes that prepare the body for physical activity—the fight-or-flight response—meaning we

are either going to run fast to get away or we are going to fight hard to defend ourselves.

Some typical effects are increases in heart rate, blood pressure, blood glucose levels and a general reaction of the sympathetic nervous system that tells us whether to run or fight.

This affects the heart’s electrical system. This can cause arrhythmias, constriction of blood vessels (even when there aren’t blockages) or spasms that can cause the heart function to decline. In this instance, the heart muscle might stop squeezing and not pump blood as efficiently as it needs to.

Fortunately, in most cases, this condition is reversible and the heart function returns to normal over time. In rare instances, it can cause sudden death.

What doctors say “Whether you have heart disease or not, the likelihood of sudden death from a scare is incredibly rare.

And it is difficult to predict who will be more likely to have such an event,” says Cleveland Clinic cardiac surgeon A. Marc Gillinov, MD. Fear-related stress cardiomyopathy was first recorded in 1990 by Japanese physicians. While it has remained elusive through the years, cases of stress cardiomyopathy have become more commonly diagnosed since an article about them appeared in the New England Journal of Medicine in 2005.

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Embera villager guides visitors in the rainforest.

Grand Circle Travel passengers make their passage through the Canal aboard the MS Discovery.

BY ANDREA GROSS; photos by Irv Green

My husband and I are in Panama with Grand Circle Travel on a tour offering country culture as well as ’m standing on the deck of a 24Canal cruising. After all, the famed passenger catamaran, watching the waterway has made the country sun rise over the Pacific. Yes, that’s a place to be reckoned with. right. The sun is rising over the Pacific.

One hundred years ago this year, Here, in the Central American country on August 15, 1914, the SS Ancon of Panama, which is positioned between made the first official Canal passage two continents and two oceans, I can between the Atlantic and Pacific. By see a bit of the Pacific that juts to eliminating the long trip around Cape the east, poking into a portion of the Horn, the ocean-to-ocean journey was Atlantic. So when the sun rises in the shortened by more than 8,000 miles. It east, it appears over Pacific waters. was a feat that transformed both global commerce and the country of Panama.

In 2015, after a $5.2 billion expansion is completed, the Canal will be able to handle larger ships, Many things in Panama force further fueling the country’s economy me to rearrange my mind. and increasing its importance.

The hot pink hibiscus, the bright beaked We begin our tour in the capital of toucans, the swirling skirts of the dancers… Panama, Panama City, which morphed Everywhere I look the country pulsates from a 15th century settlement to a with the psychedelic colors that inspired 17th century Spanish colonial town Paul Gauguin. Then, bingo, I board the to a 21st century metropolis that is MS Discovery for my cruise through the both an international business center Panama Canal. The bright colors disappear and a popular tourist destination. as I enter a more ordered world, one that’s In line with Grand Circle’s phimuted, mechanical and often confined by losophy that meeting local people is the gray cement bricks of the locks. The as important as seeing historic sites, right side of my brain wars with the left. we stop at an agricultural cooperative

I

where farmers work together to bring their produce to market, a sugar cane farm where a husband and wife have a small candy-making business; a school where youngsters perform traditional dances and their mothers serve us a homemade lunch; and a private home where the owner teaches us to make one of his grandmother’s favorite dishes. At each place our hosts talk freely, giving us insight into their daily lives. We travel to an Embera, home to one of Panama’s seven indigenous tribes.

We take mini treks through the rainforest. Unlike the men who built the Canal, we’re slathered with sunscreen, protected with insect repellent, and our only goals are to see a monkey, spot a toucan and track a capybara.

We aren’t charged with digging a path through a thick jungle where the temperature is often above 80º and the humidity above 90 percent. Of the 80,000 men who worked on the Canal, more than a third died of yellow fever or malaria.

A normal trip through the Canal takes ten hours, but Grand Circle has arranged for us to have a full daylight passage. We enter on the Pacific, head northwest through two sets of locks that raise the Discovery 85 feet above sea level, cross the Continental Divide and spend the night on Gatun Lake. The next morning we go ashore to visit the Gatun Dam and take our final rainforest trek.

Then we re-board our ship, go through the final set of locks and descend to sea level in another ocean.

I go to the upper deck and look to the west. Yes, the sun is setting over the Atlantic.

More info at Grand Circle Travel – www.gct.com or 1-800-221-2610.

Keel-billed toucans make forays into villages.

Travel

Lifestyles After 50 • October 2014 • page 22

Students perform traditional Panamanian dances.

Fall Reads F

rom the spooky to the inspirational: curl up with a good book as the weather gets cooler.

The Carpathian Assignment

By Chip Wagar Why are we so fascinated with vampires, and how did it all begin?

Chip Wagar, author of the new book The Carpathian Assignment, takes readers back in time and shares the beginning of the legend of Dracula. An authority on Eastern Europe, Wagar tells the story from an insider’s view during the late 19th Century. Weaving together historical fact, the fictional story of Dracula and his firsthand knowledge of the Carpathian Alps and the surrounding castles, The Carpathian Assignment provides readers with a refreshingly traditional look at the classic story. Available on amazon.com.

Accountability Citizenship

By Stephen P. Tryon In his new book, army veteran, former political insider, executive and author Stephen P. Tryon reveals how the decades-old decline in U.S. voter participation has affected the country, and why it’s imperative that ordinary Americans get more involved in the business of Washington, D.C. Written from a non-partisan perspective, Tryon presents a toolkit to empower citizens to participate in the political process, and reveals: why Americans vote more in presidential elections and not in congressional elections; how Americans can communicate with their Congressional representatives effectively; and why Americans must each hold their congressional representatives accountable for achieving meaningful goals that are specific, measurable and achievable. Available on amazon.com.

Insurance Discounts

For Mature Drivers Have a Florida’s Driver’s License and are 55 years of age or older?

Take Your Class Online!

• Study at your leisure, 24 hours a day, 7 days a week.

• Simply read the course materials online and then answer a few quiz questions.

• There is no need to attend boring classes or listen to long lectures.

• After completion, of course we will issue a state-certified certificate for you to turn into your insurance company to receive your discount for a three year period.

Take Your Mature Driver Course On The Internet!

“Rick Steves has the inside track to Europe.”

—USA Today

@

WED • NOV 12

8PM • FERGUSON HALL

STRAZ CENTER IT’S MORE THAN JUST A SHOW. ST

813.229.STAR (7827) • STRAZCENTER.ORG • Group Sales (10+ get a discount): 813.222.1016 or 1018 813.229.STA Events, days, dates, times, performers and prices are subject to change without notice. Handling fees will apply.

Tampa Airport to Atlantic City

Flights Depart & Return to Tampa Airport

Tampa to Atlantic City Oct. 31 – Nov. 3

If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

Florida Department of Highway Safety & Motor Vehicle Approved Course

To Register go to:

www.seniordriverclass.com

or call 1-800-771-2255

**This offer is subject to availability and management reserves the right to change or cancel this promotion at any time without notice. Must be 21 or older to gamble and enter and remain in a NJ casino and participate in any Harrah’s Resort promotions. Hotel taxes of $13 per night not included. Flights departing from Tampa Airport operated by Republic Airlines are DOT approved and a $30pp air service fee will be applied upon hotel departure. Florida Seller of Travel Ref. No ST39092. Gambling problem? Call 1-800-Gambler.

Lifestyles After 50 • October 2014 • page 23

T

here’s no time like fall to experiment with new recipes, especially those savory and sweet comfort dishes that highlight the season’s favorite fruit—apples. Delicious when spread over a warm slice of fresh-baked bread, apple butter is also an ideal ingredient for creating rich flavors in baked, cooked and grilled dishes.

Traditional apple butter is made by simmering apples long and slow in kettles with sugar, apple cider and spices. This classic Pennsylvania Dutch spread is essentially a concentrated, spiced apple sauce and contains no dairy butter. The classic brown color reflects the apples’ sugar caramelizing during the slow cooking process.

While apple butter makes an excellent spread, with up to 70 percent fewer calories than peanut butter and traditional dairy butter, it’s also an easy way to instantly introduce fall flavors into your favorite dishes, whether dinner or dessert.

Bring the flavors of fall to your table with these simple, homestyle recipes. For more recipes featuring apple butter, visit musselmans.com. (Family Features)

Servings: 6 1 cup Musselman’s Apple Butter 1/4 cup Musselman’s Apple Cider Vinegar 1/4 cup brown sugar 2 tablespoons minced garlic 2 tablespoons whole grain Dijon mustard 1 teaspoon salt 1 teaspoon pepper 2 medium apples, cored and chopped 1 medium onion, chopped 6 boneless pork chops

In a small bowl, whisk together apple butter, vinegar, brown sugar, garlic, Dijon mustard, salt and pepper.

Place chopped apples and onions in slow cooker. Add pork chops and pour apple butter mixture over top.

Cook on low for five to six hours covered.

Shred pork with two forks in cooker, and let meat marinate on low in sauce for 20 minutes uncovered. Serve warm over rice or mashed potatoes.

Servings: 8 3 tablespoons butter 1/3 cup brown sugar 1 tablespoon maple syrup 2/3 cup chopped pecans (divided) 1 package (8 ounces) refrigerated crescent sheet 1/2 cup Musselman’s Apple Butter 1/4 cup raisins (optional)

Preheat oven to 375°F. Coat 8-inch square baking dish with cooking spray.

In small sauce pan over medium heat, combine butter, brown sugar and maple syrup. Stir until melted and pour into baking dish. Sprinkle evenly with 1/3 cup pecans.

On cutting board, unroll tube of crescent dough into a rectangle (seal seams and perforations). Spread apple butter evenly over dough surface and sprinkle with additional pecans and optional raisins.

Starting on long edge of dough, roll tightly, jelly roll fashion. With serrated knife, cut roll into 16 equal slices. Place each slice cut side down on the glaze in the baking dish.

Bake 18 to 20 min., or until puffed and golden brown. Remove from oven and quickly invert onto serving platter. Allow to cool five to 10 min. before serving.

Florida Travel—Fall Festivals

Oktoberfest!

This German tradition rings in the autumn season with beer, traditional dishes, oompah bands, dancing, contests, family fun and more. Look for a festival near you: Tampa: Oct. 10 to 12 at Curtis Hixon Park, 600 N Ashley Dr., Tampa. Hours: Fri. 4 – 11, Sat. 10 –11, Sun. 11 – 6. $10, $25 (weekend pass), 12 and younger free; 727-518-4397; oktoberfesttampa.com.

Pinellas Park: Oct. 10 and 11 at the German American Society, 8098 66th St. N., Pinellas Park. 4 to 10.

Lifestyles After 50 • October 2014 • page 24

$6/adults, 12 and younger free; 727-238-8201; germantampa.com.

Sarasota: Oct. 11; Gold Coast Eagle Distributing, 7051 Wireless Court. 11 to 6.

Free. gulfcoastoktoberfest.com; 941-275-9096; Cape Coral: Oct. 17 to 19 and 24 – 26 at GASC, 2101 SW Pine Island Road. Fri. 4 – 12, Sat. 12 – 12. Sun. 12 – 10. $6. 239-283-1400; capecoraloktoberfest.com.

Other Festivals 4th Annual Great Pumpkin Festival Oct. 10, 11, and 12, 9 to 5.

Pumpkin patch, pumpkin decorating,

face painting and wagon rides.

The three-day event features family-friendly activities, shopping and free entertainment. Fleamasters Fleamarket, 4135 Dr. Martin Luther King Jr. Blvd., Ft. Myers. Parking/ admission are free. 239-334-7001.

Fall Art in the Park Oct. 11 and 12. Sat. 10 to 5., Sun. 10 to 4. Arts, crafts, food, free admission and parking. Log Cabin Park and Streets, 106 W. Lady Lake Blvd. Lady Lake. 352-344-0657.

Hunsader Farms Pumpkin Festival Select weekends in Oct.: 11 – 12, 18 – 19, 25 – 26. Hours: 9 – 5.

Admission: $10; parking: $5. 12 and under free. Craft and food vendors, live entertainment, pioneer village, hayrides, pumpkins, corn maze, family fun and more. Some activities have an additional cost. Hunsader Farms, 5500 C.R. 675, Bradenton.

941-322-2168; hunsaderfarms.com.

Wesley Chapel Fall Festival Oct. 11. 10 to 5. Live entertainment, food

vendors and more. Free. Grove Shopping Ctr., Wesley Chapel. 813-994-8534.

Sun Fiesta Oct. 17 – 19 The celebration includes a parade, bed races, arts and crafts, food, music and dancing. Hours: Fri. 5 – 9:30, Sat. 9 – 9:30, Sun. 10 – 7. Free admission and parking.

Centennial Park, 200 W. Venice Ave., Venice. 941-266-4074. sunfiesta.net.

John’s Pass Seafood Festival Oct. 24 – 26. Free concerts, arts and crafts show, fresh local seafood, family activities and more. Halloween ball on Friday at 7 p.m. Hours: Fri. 3 – 11, Sat. 10 – 8, Sun. 10 – 6. John’s Pass Village, 150 John’s Pass Boardwalk, Madeira Beach. johnspass.com.

Sarasota Pumpkin Festival Oct. 24 – 26. Pumpkin patch, maze, hayrides, carnival rides and games, food, family activities, pie-eating contest and safe Trick-or-Treating.

Hours: 12 to 10. Payne Park, 2050 Adams Lane, Sarasota. 941-706-7605 or sarasotapumpkinfestival.com.

The Florida Orchestra: From Beethoven to the Rolling Stones

W

ith concerts starting in October, the first few weeks of The Florida Orchestra’s new season includes an array of concerts covering masterworks, pops, morning coffee concerts, free pops in the park concerts and more.

Hailed for his “illuminating touch of a Zen master,” Peter Serkin joins the orchestra to kick off the season at the Tampa Bay Times Masterworks with Beethoven’s Piano Concerto No. 1 brimming with passion, drama, and graceful crystalline melodies. Concertgoers will also be treated to splash of musical fun with a rollicking rhythmic ride in John Adams’ Lollapalooza. The evening wraps up with the sumptuous seductive sounds of Rachmaninoff’s Symphonic Dances. Joshua Weilerstein conducts these concerts on Oct. 10, 11 and 12 in Tampa, St. Pete and Clearwater.

Following in the kindred spirit of the rebel Beethoven, the orchestra pairs up with rock arranger and conductor Brent Havens for “The Music of the Rolling Stones,” with such classics as Let’s Spend the Night Together, Under

My Thumb, You Can’t Always Get What You Want, I Can’t Get No Satisfaction and Jumpin’ Jack Flash, among others.

Featuring a sizzling rock band with lead singer Brody Dolyniuk, this concert is Oct. 17 at the Mahaffey Theater.

At the next Tampa Bay Times Masterworks, the orchestra welcomes its new Music Director Designate, Michael Francis, who will be joined on center stage by Concertmaster Jeffrey Multer for Barber’s achingly beautiful Violin Concerto. In a delightful mix of music from both the U.S. and Great Britain, the program offers Charles Ives’ fascinating evocation of night-time sounds in New York in his Central Park in the Dark, with the evening ending with the sweeping grandeur and nobility of Elgar’s Symphony No. 1. These concerts are October 24, 25 and 26 in Tampa, St. Petersburg and Clearwater.

Visit floridaorchestra.org or call 1-800-662-7286 for tickets, packages and info about even more concerts.

Most offer affordable single-ticket prices of $15, $30 and $45.

T he Flor ida Orchest r a

Upcoming Concerts Not hing Be at s L i v e Music !

Tampa Bay Times Masterworks

Beethoven & Rachmaninoff Opening Night! Oct 10-12 Rock Concert

The Music of The Rolling Stones Fri, Oct 17

Coffee Concert

Magic, Mystery & Music Thurs, Oct 30, 11 am

Win! Win! Win! 2 tickets to see:

© Tommy Ewasko

Raymond R Ra Ray ay James Pops

Fiesta!

Fi

An Evening With Th The Mambo Kings Oct O ct 31 - Nov 2

Acura/ELS A Ac cu Presents

Th Ben Folds The Ex Experience Fri, F ri, Nov 7

Wednesday November 12 • 8pm

Ferguson Hall at the Straz Center, Tampa Send your name, address, phone & email by to: Lifestyles After 50, P.O. Box 638, Seffner, FL 33583 Two winners will be drawn on Oct. 29, 2014. Each will receive two tickets to the show. Deadline for entry Oct. 28, 2014.

Tickets on Sale Now!

727.892.3337 or 1.800.662.7286 www.FloridaOrchestr a.org T a m pa , S t. P e t e & C l e a rwa t e r TFO-Lifestyles-October.indd 1

PM 25 Lifestyles After 50 • October9/16/2014 2014 •2:07:03 page

Whimsical Framed Pumpkins Directions:

L

iven up a Halloween party or bring some fall fun into your home with this month’s craft from joann.com.

Crafting Time: 3-5 Hours Skill Level: Intermediate

Supplies & Tools:

Two frames – 8”x10” Foam Craft Pumpkin: 6”-8” Krylon® Gloss Spray Paint suitable for plastic: Pumpkin, Plum, Ivy, Black Decorative Paper: Halloween themed, two sheets 12”x12” Two hang tags Ribbon: 12”-1/4” wide Hot glue gun & glue sticks Serrated edge knife Masking tape - low tack Sand paper - fine grit Permanent marker - Black Craft scissors Colorbox® Chalk Ink: Olive Pastel Craft glue

1. Remove glass from frames.

Lightly sand surface of frames.

2. Mask off area of frame to be painted orange—see photo. (Note: frame could be painted all black and an orange mat could be cut from cardstock if frame doesn’t allow for painting two areas) 3. Spray-paint frames with Krylon® Gloss Paint in Black, according to manufacturer’s instructions; dry completely.

4. Mask black area of frame and spray the inside rim with orange.

5. Cut decorative paper to fit frames; adhere to frame inserts and place in frames.

6. Using a serrated edge knife, cut the craft pumpkin in half vertically from stem down.

7. Paint pumpkin halves with Krylon® Gloss Paint in Pumpkin; dry completely.

8. Cut strips or dots from masking tape and apply to areas of pumpkin to remain orange. Spray pumpkins with Krylon® Gloss Paint in either Plum or Ivy; allow to dry. Do not remove dot/stripe masks.

9. Cut additional stripes and dots from masking tape; apply to areas that need to remain the second color that was sprayed. Spray with Krylon® Gloss Paint in the third paint color; allow to dry completely. Remove all dot/stripe masks.

10. Using a permanent marker, outline strips and dots. Add details as desired.

11. Cut hang tags into narrow 3” shape with a “forked tongue” at end. Ink edges of tag with Chalk Ink. Write the words, Eek! and Boo! on tags with permanent marker. Tie ribbon through hole in hang tag. Adhere to stem of pumpkins.

12. Hot glue pumpkin halves to center of decorative paper inside the frames.

Check Us Out Online!

Lifestyles After 50 Is On and

!

Visit www.twitter.com/MaturLifeStyles or click the Facebook icon on lifestylesafter50.com for the latest news, contests and fun events in your area.

Share your comments with us!

Lifestyles After 50 • October 2014 • page 26

Lifestyles After 50 • October 2014 • page 27

October Sudoku

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers.

Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

The first correct answers selected from the drawing on October 19 will win. Good luck!

Last Month’s Answers

September Sudoku

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC P.O. BOX 638, SEFFNER, FL 33583 WIN! WIN! WIN! GREAT PRIZES! (Sudoku must be received by October 19, 2014.)

Mystery Prize!

Ms. Rose Beierl is last month’s winner! Congratulations!

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Lifestyles After 50 • October 2014 • page 28

Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

Mystery Prize!

(Puzzles must be received by October 19, 2014.)

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Grape and Raisin Poisoning in Dogs

BY SARAH HILARIO, DVM

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rowing up with a dog and several cats, I never considered grapes or raisins to be a threat to our pets’ health. My family’s dog loved vacuuming everything off the kitchen floor, and she never developed any health problems from the occasional grape ingestion. It wasn’t until veterinary school that I learned of the potential threat for poisoning from grapes and raisins. Cats generally will not eat these fruits, and therefore their risk of toxicity is much lower. Some dogs can eat them with no ill effects while others will go into sudden kidney failure that can be fatal. Unfortunately, there is no test to detect whether or not a dog will be poisoned by consuming grapes. Because of this risk it is recommended to never let your dog consume grapes, raisins or even grape juice.

We don’t know which dogs are susceptible to poisoning and how many grapes are needed to cause kidney failure. Seek veterinary care immediately if you suspect that your dog has consumed any grapes or raisins. If early

intervention is not performed, the prognosis for survival is lower for dogs that are vulnerable to grape poisoning. Over time these symptoms may develop: vomiting, diarrhea, loss of appetite and abdominal pain. Their kidneys may be irreversibly damaged by the time illness occurs and treatment is pursued.

The decision on whether or not to treat a dog for grape poisoning can be difficult due to so many unknowns.

However, this decision is best made with your veterinarian and it is always better to err on the side of caution.

Consider A Cat Companion C

ats make great companions for people of all ages and walks of life. Cats are especially great company for senior citizens for a variety of reasons:

Improved Mood Seniors can become lonely, or even depressed, when they retire or lose their spouse, or when their children move away. Some seniors become depressed simply because they do not get out as much anymore. Studies show that pets help overcome loneliness and depression by providing affection, company, entertainment and a sense of responsibility.

Improved Health Even though cats require fairly minimal care, the care they do require provides exercise for older owners. Even seniors who have arthritis or other physical limitations can easily care for cats. Caring for a cat calls for routines and activities seniors might not otherwise have, providing important mental stimulation. This not only benefits overall health, but can help them live longer and healthier lives.

Here are some things to think about if you’re considering a companion cat:

Longevity: Cats can live 15 to 20 years, so it is important to have a younger friend or loved one who is willing to take responsibility for the pet if needed.

Typically your veterinarian will first administer a drug to cause your dog to vomit. This will remove any grapes still in the stomach. Second, activated charcoal will be given in an attempt to bind with any remaining toxin to prevent its absorption into the body. Third, an intravenous catheter will be placed in your dog’s forearm and fluids will be given for up to three days to help protect and flush the kidneys. Blood work is performed periodically to check on how the kidneys are functioning. If kidney values are normal after three days, no further treatment is required and the chance of continued illness is very low.

Remember that just because a food is safe for people it doesn’t necessary mean that it is safe for our beloved pets. If you are unsure about what human foods can be safely given as snacks, ask your veterinarian.

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Kitten or adult: Adult animals have fewer exercise and training demands, making them easier for seniors to keep up with. Additionally, older pets are also less likely to outlive their owner.

Temperament: Visit your animal shelter and ask for a calm, easygoing, adult lap cat with minimal medical requirements.

Follow Up Care and Support Some seniors are not able to get to the store for needed supplies, while others are dealing with health or behavior problems with the cat and don’t know what to do. Be sure to check in with your loved one and their kitty to make sure things are going well.

Most professionals in the animal field may offer low-cost services and supplies just for seniors.

© 2014 Baby Blues Partnership © 2014 Batom, Inc. © 2014 Jim Toomey © 2014 ZITS Partnership © 2014 KFS, Inc. © 2014 Baby Blues Partnership © 2014 Batom, Inc. © 2014 Jim Toomey © 2014 ZITS Partnership © 2014 KFS, Inc. © 2014 Baby Blues Partnership © 2014 Batom, Inc. © 2014 Jim Toomey © 2014 ZITS Partnership © 2014 KFS, Inc.

Lifestyles After 50 • October 2014 • page 29

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Senior Discount? Yes, Please

BY ELLE LAYNE

“W

ill that be a senior ticket?”

There was a time, once, when the box office clerk’s question would have ruffled my feathers. Do I look like a senior to you?

But then, 50 percent off of a $15 movie might just be worth the minor slight to my ego.

None of us like to admit that we’re senior citizens, but if you’re anything like me, you love getting discounts. And for those with a valid ID and the courage to ask, a world of savings opens up when you start to hit the 50, 55, 60, 62 and 65 milestones.

Here are a few places that offer discounts for us money-savvy boomers:

Finance

Tech Talk: Robot Vac Giveaway!

AARP I mention AARP first because the organization is a gateway to all sorts of discounts, especially when it comes to travel, hotels, rental cars, dining, shopping and the like. At $16 a year, it’s relatively inexpensive to join and the benefits add up. Furthermore, you can start getting discounts at age 50.

elcome to our new Tech Talk column, where we will cover the latest apps, gadgets and websites that make life a little easier.

This month, we’re featuring a giveaway for the Moneual: Rydis H68 Pro Hybrid Robot Vacuum Cleaner. The device delivers three cleaning modes including mopping and vacuuming, mopping alone and vacuuming alone, allowing you use the new touch button on its surface to sit back and relax as your floors and carpets are cleaned for you.

Rydis’ BLDC motor offers a lifespan of more than 5000 hours.

The vacuum also includes a Deep Clean mode for extra coverage and utilizes Smart Vision Mapping to track the best path for cleaning, reaching areas that are often overlooked.

The robot vac is valued at $499.99 and can be purchased at Best Buy, MoneualUSA.com and Amazon.com We are offering the product FREE to one lucky winner in this month’s giveaway! Just email editor@lifestylesafter50.com or snail mail us at:

Theme Parks, National Parks and Museums Florida residents are lucky to have some fantastic parks nearby. While Disney doesn’t offer senior discounts at the moment, SeaWorld and Busch Gardens have discounted passes for visitors 65 and up, and discounted admission to Legoland starts at age 60.

For nature lovers, a lifetime national park pass for ages 62 and up is only $10 ($20 by mail). It gets you and a vehicle with three other people into more than 2,000 parks and recreation areas across the country, as well as discounts on amenities like camping and interpretive programs. See nps.gov/findapark/passes.htm.

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Lifestyles After 50 • October 2014 • page 30

Attn: Robot Vac News Connection USA, Inc. P.O. Box 638, Seffner, FL 33583

Send us your name, address and phone number by Oct. 19. The drawing will be held on Oct. 20, and the winner will be contacted and announced in the November issue of Lifestyles After 50. Look for more giveaways in upcoming editions. Good luck!

Travel Southwest Airlines, American Airlines, United Airlines and US Airways offer discounts for passengers 65 and up if you call before booking your flight. Amtrak offers a 15 percent discount and Greyhound offers 5 percent off for folks 62 and up. Cruise lines like Carnival or Norwegian will also offer discounts for 55-plus travelers. And you can’t beat senior rates on your local city bus or trolley.

Check local aquariums, museums and zoos for weekly or monthly “free senior days” in addition to five to ten percent discounts on daily admission.

Dinner and a Movie I’m a film fanatic, so this one is, by far, my favorite. Most local theaters will have a senior ticket or special discounts on certain days, like AMC Theatres, which offers reduced movie passes for viewers 60 and up on Tuesdays.

When it comes to eating out, always ask. Golden Corral, Denny’s, Subway, Burger King, Applebees—most major national restaurant chains have senior menus or discounts of ten percent or more on select items. They aren’t always advertised, though, so don’t be afraid to proclaim your seniordom if it means eating well for less.

Save on Bills You may qualify for help with energy bills and utilities or discounts on trash pickup, property taxes or home modifications, depending on your location and income. It never hurts to ask your local service provider about savings programs in place for senior citizens.

Choosing a no-frills senior phone plan is another way to save money each month. Both Verizon and AT&T offer 65-plus plans starting around $30/month, and Jitterbug’s plan starts around $15. If you don’t use your phone for much besides placing calls, it could save you some dough.

Retail discounts, auto services, thrift stores, pet services, fitness memberships, haircuts—the list of senior savings goes on. These discounts are always subject to change, so it doesn’t hurt to keep an eye on them.

Online resources that are regularly updated like aarp.org, seniordiscounts. com and even some mobile apps can keep you in-the-know about where to save near you. Asking for a senior discount at any business, if you’re brave enough, is always the best policy. Embrace your age! You might be surprised at what you can save.

Sometimes Stepchildren Do Inherit

BY WILLIAM R. MUMBAUER, Attorney

www.flwillstrustsprobate.com

A

reader asks: Please settle an argument. My friend believes that if a person who lives in Florida dies without a will or a fully funded trust, the deceased person’s stepchildren sometimes have a right to inherit from the stepparent’s estate. I think my friend is wrong. Who is correct?

The Law And You Response: Believe it or not, your friend is correct. Although exceedingly rare (I have only seen it happen once in over thirty-three years of handling probate cases), it is possible for a stepchild to become entitled to inherit from the estate of the stepchild’s deceased stepparent.

How can this be? Well, first, one must remember that we are only dealing with those situations where the stepparent dies without a valid will or a fully funded trust. This is

known as dying “intestate.” When this happens the Florida intestate statute specifically sets out who is entitled to inherit from the decedent’s estate.

As one would expect, the persons with priority to inherit under the intestate statute are the decedent’s spouse and children. If there is no surviving spouse or children, then the decedent’s grandchildren, or decedents of predeceased grandchildren, will inherit.

If there are none of the foregoing who survived the decedent then the decedent’s siblings have priority to inherit.

Finally, if there are no surviving grandparents, the decedent’s aunts and uncles, or descendants of predeceased aunts and uncles, have priority to inherit.

Only not, if there were absolutely none of the foregoing classes of people alive when the decedent died, would a stepchild have the right to inherit from a stepparent.

So you can see, your friend is technically correct. Although it virtually never happens, it is possible for a stepchild to inherit from a stepparent’s estate.

he Florida Right to Medical Marijuana Initiative, Amendment 2 is on the Nov. 4 ballot in the state of Florida as an initiated constitutional amendment. The measure, upon voter approval, would legalize medical marijuana for patients with a “debilitating medical condition” such as as cancer, multiple sclerosis, glaucoma, hepatitis C, HIV, AIDS, ALS, Crohn’s disease, Parkinson’s disease “or other conditions for which a physician believes that the medical use of marijuana would likely outweigh potential health risks for a patient.”

Lifestyles After 50 wants to know: What would you vote?

How do you feel about the potential benefits or risks of medical marijuana use? Should we legalize recreational use as well? How do you think it will affect the state’s economy, health care, patients, caregivers, elderly or youth?

Let us know by emailing editor@lifestylesafter50.com or snail mail Attn: Amendment 2, News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583.

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Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network.

Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Lifestyles After 50 • October 2014 • page 31

Listen to Your “Sixth Sense”—7 Safety Tips

BY PHRANTCEENA HALRES

G

host stories and horror flicks abound this time of year, and while a chill or two running down your spine is usually all in good fun, sometimes it can be a hint that something in your environment isn’t quite right.

Many of us already naturally sense when something feels “off,” but we often dismiss these feelings and even mock them. It’s been said that humans are the only animals who sense danger and walk right into it, such as politely entering an elevator with a person who triggered your fear instinct for some reason. There is actually solid scientific evidence that this “sixth sense” can save your life.

number that you can dial right away.

A number of apps, such as Real Time GPS Tracker and GPS Tracking Pro allow your loved ones to always know where you are. Of course, you can enable and disable the tracking capability based on your preferences, but it’s handy in certain situations, like when you are traveling with a new friend no one else knows. Go one step further and take a photograph of their license plate with your smart phone and text it to a friend, family member, or even yourself so there’s a traceable record.

4. Never tell strangers or acquaintances more than they need to know: Telling the neighbors

Security An emerging branch of research called “instinct science” is studying the connection between subtle feelings and impending danger. But, while everyone has a sixth sense, it’s like an underdeveloped muscle that needs to be exercised from time to time in order to maximize its ability to keep you safe. One of the best ways to cultivate this ability is to become safety and security-minded in a more concerted, proactive way. This includes a constant analysis of your “threatscape”—the sum of potential threats in your environment. Is the line of bushes at the back of the parking lot a potential hiding place for criminals? Is the overly-kind gentleman offering to carry your groceries overly persistent and too close within your personal space?

Perceiving your threatscape involves relying on your instincts for protection. Following these seven tips will help you become more security-conscious and less likely to be targeted by criminals:

1. Utilize mobile safety technology: Program an in-caseof-emergency (ICE) number into your phone and consider using a tracking app with your closest friend or loved one.

Most phone models today allow for quick access to your ICE

Lifestyles After 50 • October 2014 • page 32

2. Make basic home security improvements: Purchasing even a

few basic, inexpensive security devices for your home or apartment can go a long way. A door stop (under $6) will prevent your door from being opened from the outside, and window and screen-door locks (under $1 each) will stop your panels from being jimmied or disassembled. If you are renting and/or don’t wish to invest in a house alarm, consider buying a personal, portable alarm for under $25 that will go off when you press it, potentially frightening an intruder. More expensive models with motion sensors are also available.

3. Project confidence and social connections when interacting with strangers: Criminals primarily

prey on people that are meek, have limited social connections and generally won’t make a fuss. By presenting yourself as someone who won’t be an easy target, you’ll ensure a criminal passes you over in search of an easier victim.

Looking strangers directly in the eye, telling people that you have a lot of friends or family in the area, and even hanging photos with friends and family in the house are all things that will decrease your chances of being a victim.

you are on vacation or letting someone you’ve been dating only a short while know where you live are all common precursors to being a victim of crime.

It is shocking how many crimes are committed by people we know and trust with personal information. Your policy should always be trust but verify. Only tell people what they need to know. No more, no less.

5. Don’t assume things are as they seem: Criminals often rely

on deception to catch you unaware.

Posing as a deliveryman, contractor or an unassuming person needing directions or help are all common techniques to get into your personal space. This deception is most likely to take place next to some kind of cover, which commonly includes bushes, trees or vegetation, a car (either the victim’s or the perpetrator’s) or a house or other unoccupied dwelling.

If you are approached under any kind of pretext next to cover, your sixth sense should be activated immediately.

Especially if you are in a dark area or there aren’t many people around.

6. Don’t become distracted:

Modern technology often distracts and puts us at risk. While it can be enjoyable to walk down the street or in a parking lot texting, or to jog in an empty area listening to your iPod on full volume, such behaviors undermine our ability to stay alert and greatly increase your risk. Only allow yourself to become distracted if you are sure the area is safe.

7. Be unpredictable: Criminals often “case” or scope out their victims prior to striking. Routines such as leaving and returning home at the exact same time each day, jogging at the same time or regularly leaving your back window open while you cook dinner are all potential vulnerabilities. Consider mixing things up so that your routines can’t be predicted and used against you.

Can people learn to make the transition from potential victim to a criminal’s worst nightmare? The answer is a resounding “yes.” For the conceivable future, America will remain a country plagued by crime. Once put into practice, these seven simple tips will greatly improve your personal safety and help hone your instincts. Soon, your sixth sense will automatically engage in the presence of danger, and identifying and responding to threats will become second nature to you.

As founder, chairman and CEO of Total Protection Services International, Phrantceena Halres is a security and safety advocate who works to enlighten the public on the many ways security improves our lives. She may be reached online at www.total-protections.com.

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IMPORTANT CONSUMER INFORMATION: Jitterbug is owned by GreatCall, Inc. Your invoices will come from GreatCall. All rate plans and services require the purchase of a Jitterbug phone and a one-time setup fee of $35. Coverage and service is not available everywhere. Other charges and restrictions may apply. Screen images simulated. There are no additional fees to call Jitterbug’s 24-hour U.S. Based Customer Service. However, for calls to an Operator in which a service is completed, minutes will be deducted from your monthly balance equal to the length of the call and any call connected by the Operator, plus an additional 5 minutes. Monthly minutes carry over and are available for 60 days. If you exceed the minute balance on your account, you will be billed at 35¢ for each minute used over the balance. Monthly rate plans do not include government taxes or assessment surcharges. Prices and fees subject to change.

1 We will refund the full price of the GreatCall phone and the activation fee (or set-up fee) if it is returned within 30 days of purchase in like-new condition. We will also refund your first monthly service charge if you have less than 30 minutes of usage. If you have more than 30 minutes of usage, a per minute charge of 35 cents will be deducted from your refund for each minute over 30 minutes. You will be charged a $10 restocking fee. The shipping charges are not refundable. Jitterbug and GreatCall are registered trademarks of GreatCall, Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. ©2014 Samsung Telecommunications America, LLC. ©2014 GreatCall, Inc. ©2014 by firstSTREET for Boomers and Beyond, Inc.

Lifestyles After 50 • October 2014 • page 33

sz

Free InFormatIon ServIce

BRIDGE BITES

From The American Contract Bridge League

Lifestyles After 50

for information please return completed form to:

News Connection USA, Inc. • P.O. Box 638 • Seffner, FL 33584

BY BRIAN GUNNELL

Name: Address: City:

State:

Phone:

Age:

Zip: Date:

E-mail: o Single o Married o Are you a Group Leader?

Please contact me by: o Mail o Phone o E-mail SEND INFORMATION ON AREA(S) CHECKED BELOW HOUSING OpTIONS o Independent o Assisted Living o Continuing Care/LifeCare RESIDENTIAL LIVING: o Mfd/FactoryBuilt Homes o RV Resort o Senior Apartments o Villa/Condo/Single Family o Golf Community HOME IMpROVEMENTS: o Sunrooms o Pools/spas o Home Modifications o Grab Bars LEISURE TIME: o Golf o Gambling o Boating o Theater o Dining In/Out FINANCIAL/ LAW: o Retirement planning o Estate planning o Guardianships o Elder Law o Trusts o Funeral Planning

pERSONAL HEALTH: o Physicians o Dentists o Eye Care o Skin Care o Weight Loss o Supplements o Home Health o Prescription Drugs o Hearing o Spas/Gym CAREGIVER RESOURCES o Family Counseling o Caregiver Support o Dementia Care INSURANCE: o Medicare o Health o Life o Long-term care AUTOMOBILES: o Automobile Sales o Maintenance and Repairs o Recreational Vehicles TRAVEL: o Cruises o Land Tours o Hotels/ Resorts o Local Attractions

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Hills

Entries will be collected by News Connection U.S.A. for future promotions, special offers, and marketing.

Win a $25 Gift certificate to Home Depot!

When you complete this form and mail it back, your name will be entered to win a $25 gift certificate to Home Depot.

(Drawing held the 20th of each month.)

P Last Month’s Winner Was: P

P Marcia and Steve Silva— Congratulations! P Lifestyles After 50 • October 2014 • page 34

S

ome N-S pairs might blunder into 4♠ (down one), but our own N-S stumbled instead into 3NT. West led a Diamond (the Ten is standard from that holding) won by East’s Ace. Then a Diamond to the Queen and King, and a third Diamond. Declarer won that, lost the Heart finesse, but now had 9 easy tricks (a Spade, 3 Hearts, a Diamond, 4 Clubs).

The defense could have done better! It was fine to lead and continue Diamonds, but East missed a chance when Declarer took that Heart finesse.

Yes, indeed, East should smoothly

A Smooth Duck

duck that trick! When Declarer repeats the Heart finesse, East pounces with the King and shoots back a Club. With no entries to Dummy’s Hearts, Declarer is up the creek and down one.

Next, suppose that, when the Heart finesse is taken, East ducks, but this time not smoothly. Now a resourceful Declarer may smell a rat, in which case he can make the contract anyway. He wins the second round of Hearts with the Ace, and cashes the Clubs.

By now West is down to ♠K6 and ♦82. Declarer has ♠A98 and ♦7 and will exit with the Diamond.

After taking his two Diamonds, West is forced to play Spades, and if Declarer guesses correctly he will play the ♠Q and make his contract.

Post Script: Of course, it would be quite improper for East, when not holding the ♥K, to fake out Declarer by hesitatingly unduly on the first Heart, simulating a non-smooth duck. Such shenanigans are OK for poker, but not for bridge.

Visit acbl.org for more about the fascinating game of bridge or email marketing@acbl.org. To find a bridge club in Florida, go to district9acbl.org /D9Clubsmap.htm. Bridge article provided courtesy of St. Petersburg Bridge Club: stpetebridge.org.

Day Trips With Northdale OWLS

17

3rd Friday Safety Harbor Music Series. Travel to Safety Harbor with family and friends for an evening filled with shopping, dining and entertainment. Go sightseeing aboard the Jolly Trolley. Bus departs Northdale Park, 15550 Spring Pine Dr., Tampa at 5 p.m. Estimated return: 11 p.m. Cost: $22. Contact Sylvia Katz: 813-961-5649.

24

Howl’ O Ween at Northdale Park. 6 p.m. Parade and Dog Costume Contest. 7 p.m. Kids Costume

Contest.“Trunk or Treat” or just come watch the little ones on a fun Friday night! Free. Volunteers are needed!

Contact Ann Frisbie at 813-968-8460.

31

Day trip to Forever Florida wildlife conservation eco ranch, St. Cloud. Bus departs Northdale Park at 9:30 a.m. Estimated return: 7:30 p.m.

Cost: $72. Forever Florida Ziplines and Adventures in the Wild with lunch included. Dutch dinner at Cracker Barrel.

Contact Ruth Zeigler at 813-962-0397.

What’s Happening at Carrollwood Cultural Center 11 North Tampa Market. The outdoor market will include fresh food, hand crafts and live music.

Free. 10 a.m. to 2 p.m.

16

Art Makers & Cocktail Shakers.

Create and take home your own painting while enjoying social time with cocktails for purchase.

6:30 p.m. to 8:30 p.m.

Admission: $38 – $42 (Includes all art materials and one beverage.)

24

Jazz With Jim. A monthly concert hosted by Jim Burge and The Jazz Directions that fuzes personal stories by the musicians with popular jazz tunes.

7:30 p.m. Tickets: $12 – $18.

30

“War Of The Worlds.” On October 30, 1938, millions of radio listeners were shocked when radio

news alerts announced the arrival of Martians. “War of the Worlds” is a live stage production of the original Mercury Radio Theatre broadcast, performed

by MAS Community Theatre and by special arrangement with Anne Koch. 7:30 p.m.

Admission: $10 – $16.

N

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ov. 2 Bay Area Saxophone Quartet. A group of local musicians who have been performing classical to jazz music throughout the Tampa Bay area for almost three decades. 2 p.m.

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Public Welcome

(813) 752-8608

Health and Wellness Events E

njoy healthy activities or get your questions answered at Memorial Hospital of Tampa’s free classes. The hospital is located at 2901 W. Swann Ave., Tampa. For more info, or to RSVP for an event, please call 813-342-1313.

8

15, 22, 29 Tai Chi at Jewish Tower Activity Center, 3001 W. DeLeon, 2:30 – 3:30.

17

Epilepsy Presentation. Dr. Kalyani Korabathina, Neurologist

and Epileptologist, will discuss the physical and psychosocial aspects of epilepsy. 12 – 1. Lunch served.

22

The Future of Neck & Back Pain, presented by Dr. Samuel Joseph, board-certified orthopedic surgeon. 12 – 1. Lunch served.

23

Medicare Open Enrollment.

One-on-one personal counseling for Medicare or Medicare Advantage plans—by appointment. 9 – 12.

Lifestyles After 50 • October 2014 • page 35

Seniors Getting Together Attention SGTers!

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WOMEN SEEKING MEN 4394 ICBDA.COM MEMBER BALLROOM DANCER Level four. Comely/easygoing boomer. Betty Grable legs seeking partner.

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with Ph.D. in healthcare. Fulbright scholar, eats healthy & exercises. Likes sports and animals. Loves the Lord.

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4409 TWO ACTIVE SENIOR WIDOWS seeking wannabe cowboys. Will train as friends with no benefits.

MEN SEEKING WOMEN 4396 MEN SEEKING WOMEN SWM 6’2”, 190 lbs., 60 YO professional RN, active, athletic build, exercise daily, enjoy day trips, concerts, museums, flea markets, fine dining, etc. New to Tampa Bay, described as good looking and classic nice guy.

ISO very slender same values/interests.

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in Kings Point, Sun City Center, Florida.

84 YY, 5’8”, SOH, NS, SD. Like dancing, singing, playing cards and golf. Age open.

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Commonly Used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

TO PLACE AN AD

Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

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Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together P.O. Box 638,Seffner, FL 33584

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Vote! Words Of Wisdom For The Candidates

BY SAM HATCHER

H

e said a few years back in sort of an awe shucks-like conversation that a lot of the problems in Washington are there because of jet airplanes.

Sitting around a table for four at a favorite meat-and-three just a short stroll from his law office in tiny Huntsville, Tennessee, the late U.S. Sen. Howard Baker spoke candidly about Washington’s affixation on “not getting along.”

It was in the summer of 2009.

Sen. Baker had long left the stage so-to-speak in D.C. but still wielded influence and openly showed his displeasure for public officials not being able to get along with each other.

After insisting that his three lunch guests try one of his favorites, a skillet-fried peanut butter and jelly sandwich, the former Senate Majority Leader, Chief of Staff to President Ronald Reagan, and Ambassador to Japan began a lengthy discussion about “how we (members of congress) got along with each other.”

He said often he could have a spirited disagreement on the floor of the senate with a Democratic colleague, and later he and his wife, and the senator with whom he had disagreed and his wife, would join each other for dinner.

Sure, they were members of different political parties, had different ideas— but fundamentally they all wanted what was best for the country and, for the most part, they were friends and could get along with each other despite their differences, Baker explained.

Reflecting on the change in Washington from the days when he served to today’s seemingly constant discord and bitterness, Baker, whose legacy recognizes him as the “Great Conciliator,” concluded that jet airplanes warrant as much of the blame as anything.

Today’s representatives, he said, are making a beeline to Washington’s Reagan National Airport just as soon as they can get free on Thursday and then don’t return until late Monday. He said with only a few exceptions most can be back in their home district in a matter of a few hours.

The problem, he suggested, is that they never get to know one another. They never make friendships, never have relationships, and therefore never have a path to try and compromise their differences.

Moving on past the first course, the fried peanut butter and jelly sandwich, the main entree was ordered and the conversation continued.

Don’t forget to VOT E Nov. 4

The late U.S. Senator Howard Baker, Tennessee

The veteran lawmaker and statesman who had such a high-profile role in the Watergate hearings talked about his many friendships on the other side of the aisle. He talked about his respect and friendship with the late House Speaker Tip O’Neill, the bigger-than-life Democrat who kept a tight grip on Congress at the time.

He recalled that often he and the Speaker would meet after a day on the “Hill,” share an adult beverage and talk. He said they’d inquire about each other’s family, about personal plans, vacations and such, and eventually they’d get around to talking about issues in Congress. While they wouldn’t necessarily agree, Baker said, they usually could find a way to compromise and move forward.

On the subject of relationships one of his most memorable stories, an amusing anecdote, was about a good friend and powerful Democratic member of congress from Tennessee.

The late Joe L. Evins, whose nephew, Dan Evins, incidentally was the founder of Cracker Barrel Old Country Store, Inc., served a congressional district in Middle Tennessee for 15 consecutive terms. He was a Democratic powerhouse who eventually resigned from office in 1977 and was replaced by Al Gore, the future senator and vice president.

As a result of redrawing Evins’ district in the early 1970s, Scott County, Baker’s home county and a predominately Republican county, was placed in the Democratic congressman’s district.

So the story goes as Baker told it, “Joe called me and said he needed my help because he didn’t know anyone in Scott County, much less any Democrats.”

Baker, a leading Republican, invited Evins to his home county, toured him around for a day and introduced him to a number of folks as his friend in Washington, a Democrat running for reelection in the Fourth Congressional District of which Scott County was now a part.

The next day Baker said he got a call from Evins who insisted that in some way he wanted to repay him for his kind gesture.

“I said, Joe, you don’t owe me a thing. I was glad I could be of some help.” But the conversation didn’t end there, according to Baker.

Evins, a key member of the powerful Congressional Appropriations Committee and chairman of a subcommittee overseeing the U.S. Postal Authority, demanded, “Howard, I want to build you a new post office.”

But Baker again responded politely “no” that Evins didn’t owe him anything, that Huntsville didn’t need a new post office, and that he was glad to help a friend.

The next day, Baker said, he got a call from the Post Master General in Washington asking if he wanted rock or brick on the facing of the new Post Office Evins had ordered.

Baker’s philosophy on how to make government work best was centered on friendships, relationships, listening and working together. He often mused he listened because “the other guy might be right.”

Sen. Baker died in June at his home in Huntsville. He was 88. He represented Tennessee in the U.S. Senate for 18 years and served stints as Senate Majority and Minority leader.

On the first Tuesday in November, Americans will return to the voting booth to elect a new delegation of U.S. Senators, members of the U.S. House of Representatives, and in many cases local and state office holders.

Sen. Baker would likely want candidates elected who can get along with each other.

Sam Hatcher is a former Tennessee newspaper publisher and editor who now heads First Light Communications, a communications and public relations company in Lebanon, Tennessee. He, Nashville attorney Charles Bone, and Sen. Howard Baker’s close friend and law firm partner Don Stansberry, had lunch and an afternoon visit with the late senator in the summer of 2009.

Lifestyles After 50 • October 2014 • page 39

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