Lifestyles After 50 Suncoast Edition, January 2024 by Lifestyles After 50 Magazine

SUNCOAST EDITION ~ JANUARY 2024 Florida’s Most Read 50+ Publication Since 1989

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LifestylesAfter50.com Volume 35 Issue 1

6 Easy New Years Armchair Resolutions, p. 8 Adventures: Camels, p. 15

6 Reasons to Take Your Mental Health Seriously, p. 16

Articles in each issue: • Local news • Health & events • Recipe • Humor • Book Review

Setting and Achieving Goals as You Age

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It’s easy to think that goal-setting or New Year’s resolutions are better suited for the younger generation. However, nothing could be further from the truth. You can benefit immensely from setting goals and working towards them. It’s a powerful way to maintain a sense of purpose and fulfillment in your golden years.

Reflect on Your Passions

The first step in goal-setting is to reflect on your passions and interests. What activities have always brought you joy? What skills have you always wanted to develop? Identifying your interests will help you set meaningful goals.

Set Specific, Attainable Goals

Once you’ve pinpointed your interests, set specific and attainable goals. Clearly define your goal. Establish a way to measure your progress and set a target date for achieving your goal.

Break Goals into Manageable Steps

Large goals can feel overwhelming, but breaking them down into smaller, manageable steps can make them more achievable. For instance, if your goal is to improve your physical fitness, start by walking 10 minutes a day and gradually increase the duration.

Seek Support and Accountability

Don’t hesitate to share your goals with friends and family members. Having a support system can provide motivation and encouragement.

Stay Flexible

Life is unpredictable, and sometimes circumstances change. If a goal becomes unattainable due to health issues or other factors, adjust it to better suit your situation.

Celebrate Your Achievements

Celebrating small milestones along the way can boost your motivation and self-confidence. When you achieve a step toward your goal, take a moment to acknowledge your progress and reward yourself.

Lifestyles After 50 • January 2024 • 2

If you need assistance reaching your health and wellness goals, schedule an appointment with a VIPcare provider near you.

Call (727) 761-6867

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A New Year and Some New Resolutions January… a fresh start and a time to reflect on the past year and make resolutions for the new one. Traditionally, this Photo by James Patterson is the ideal time to begin a new project, take up a new hobby, or recommit to good habits that may have slipped away. (For 6 easy, 10-minutes-per-day resolutions, see page 8.) This issue of Lifestyles After 50 is devoted to resolutions and healthy living, so I invite you to reflect on how you’re doing in your own life – have you made any resolutions? How are you managing to keep up with them? Last January we discussed your personal “Wellness Wheel.” Is your wheel more balanced now one year later – or do you still have a “flat tire”? Our Wellness Wheel has 8 sections. Here are my personal resolutions for each dimension: • Spiritual – Meditate and write daily in my journal.

stop watching the news, which only makes my blood boil). • Goals and Aspirations – I have invested in a tabletop keyboard and I’m (finally) taking piano lessons! • Physical – Start that yoga class I’ve been talking about for 40 years. • Social – I recently joined a ladies’ book club – we read a book (or watch the movie from the book) and drink margaritas. (It’s a great group of women!) • Environmental – Make a firm decision on the unused items in my home and donate them to charity: books, clothes, furniture, everything in storage... • Financial – Investing in a new venture – I'm buying a magazine! Perhaps my personal journey may encourage you on your own. In any case, I wish you a beautiful, happy, and healthy winter! Happy January,

• Emotional – Watch only movies and TV shows that make me smile (and

Have a great month and we'll see you in February!

Lifestyles After 50 Volume 35, Issue 1 Published by Connected Community Media Group Publisher@lifestylesafter50.com Editor Michele Baker Michele.Baker@lifestylesafter50.com Website Editor Allie Shaw Allie.Shaw@lifestylesafter50.com Distribution Distribution@lifestylesafter50.com 813-336-8247 Questions/Customer Service 813-336-8247 Press Releases Editor@lifestylesafter50.com Advertising Sales Sales: (813) 336-8247 Ext. 2 Sales@lifestylesafter50.com Nancy Cotto Nancy.Cotto@lifestylesafter50.com Aspen Hansen: (813) 336-8247 Ext. 2 Aspen.Hansen@lifestylesafter50.com Joe Gess: 813-817-9855 Joe.Gess@lifestylesafter50.com Mervyn Hollander Mervyn.Hollander@lifestylesafter50.com Jim Commiskey: Jim.Commiskey@lifestylesafter50.com

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 10th of each month. All rights reserved. As a reader of Lifestyles After 50, you are creating an established relationship with our advertisers. You may be contacted by email, telephone or mail as allowed by law.

Lifestyles After 50 • January 2024 • 3

The Magic of Mentoring (January is National Mentoring Month) BY MICHELE D. BAKER

IS THERE A REAL NEED FOR MENTORS? According to Mentoring.org, one-third of today’s youth lack mentors. Meanwhile, countless senior adults are isolated, lonely and in need of companionship. What do you get when you combine the two? Profound opportunities for healthier, happier kids, seniors, and communities! WHAT IS MENTORING MONTH? Established in 2002, National Mentoring Month is a campaign dedicated to recognizing mentoring and the impact it can have. Whether it’s developing employees, supporting young people, or inspiring and preparing college students, mentoring enables people to unleash their full potential by learning from others. It’s also a time to celebrate the power of mentoring and encourage volunteer service. Although we celebrate Mentoring Month throughout January, some days are even more special: January 7 is “I am a Mentor Day;” January 17 is “International Mentoring Day;” and January 21 is “Thank Your Mentor Day.” A STUDY PROVING MENTORSHIP WORKS An abundance of research indicates that young people derive many positive effects from participating in mentoring relationships. A study of nearly 1,000 youth at Big Brothers Big Sisters showed that kids with mentors are not only significantly less likely to use illegal drugs and alcohol, skip school, and get into physical fights, but they are also more confident about academics and social relationships.

of seniors has been proven to help at-risk kids become more aware, self-confident and capable people. Older adults can also derive fulfillment as well as a sense of value and purpose which is often otherwise lacking in the senior years. This mentoring relationship can also help with depression and loneliness and improve the overall quality of life for seniors.

Today’s kids face many challenges, and too often are forced to try to navigate these obstacles alone. Today’s seniors, meanwhile, have faced many of those challenges and overcome them, and yet have no means through which to share their experiences. Mentoring offers the perfect opportunity for the young person WHAT’S IN IT FOR THE SENIORS? and an older adult to connect and benefit in unique ways. Not Any adult can be a mentor, but seniors are particularly positioned only do kids gain access to the support they need, but seniors to make unique contributions. Not only do they have plenty of also thrive when given the chance to make a difference. wisdom and experience to share, but their potential is often READY TO START MENTORING? underutilized. Mentorship puts these untapped resources to good use. Here’s where to get started mentoring in southwest Florida: Area Agency on Aging of Southwest Florida; Senior Corps Foster Factor in that seniors are living longer, are healthier than ever Grandparents Program; United Way of Lee, Henry and Glades; before, and growing in number, and they become the perfect 100 Black Men SWFL; SCORE Southwest Florida; or Big Brothers candidates for filling key mentorship roles within their own communities. And it works: the attention, guidance, and support Big Sisters (Tampa Bay or Suncoast chapters).

Lifestyles After 50 • January 2024 • 4

funfest C

E S T PE T T U s

Cassie from Punta Gorda Dressed for the Holidays Lifestyles After 50 • January 2024 • 5

Blast to the Past! “You’re Sixteen” BY: RANDAL C. HILL Since you are reading this in a senior publication, you probably not only remember Ringo Starr’s “You’re Sixteen” from 50 years ago, but the original 1960 version by Johnny Burnette, as well. Burnette’s only Top Ten career tune was the bouncy, violin-saturated “You’re Sixteen,” which ended up on the best-selling soundtrack of George Lucas’s 1973 nostalgia movie “American Graffiti.” Ringo, the oldest Beatle, was born Richard Starkey in 1940 in the Dingle, Liverpool’s most depressed inner-city district. Housing there usually meant cramped quarters, poor ventilation and a rear door that opened onto an outhouse. At age 13, he began a two-year stay in a sanitorium after contracting tuberculosis. He was encouraged to join the institution’s musical group after being heard beating upon the cabinets next to his bed with a mallet. “I was in the hospital band,” he has explained. “That’s where I really started playing. I never wanted anything else from then on.” At 15, barely literate and uninterested in school, he took menial

local jobs until he found employment as a rock ‘n’ roll drummer and soon became well-known as a member of Rory Storm and the Hurricanes, one of the premier rock groups in Liverpool. As he wore two rings on each hand, he adopted the stage name Rings (later Ringo) Starr. In 1962, he was hired by the Beatles to replace their dour original drummer Pete Best, who hadn’t meshed well with fun-loving John, Paul and George. Ringo’s version of “You’re Sixteen” featured a “chugging” lope and a lot of help from his friends (get it?) on his million-selling Apple Records single. Among the many musicians who offered background support that day in the recording studio were—no surprise here—John Lennon, George Harrison and Paul McCartney. Sometimes thought of as the neglected Beatle who dwelt in the Lennon-McCartney-Harrison shadow, Sir Richard Starkey is said to have a net worth of $350 million today.

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T S PE T E T

Xena from Sarasota Greeted Santa Lifestyles After 50 • January 2024 • 6

Raw Collard Greens Salad

They call us “The Elderly.” We were born in the 40s, 50s and 60s. We grew up in the 50s, 60s and 70s. We studied in the 60s, 70s and 80s. We dated, got married, and discovered the world in the 70s, 80s and 90s. We ventured into the 80s and 90s, and we stabilized in the 2000s.

a whole room and used punch cards), then in-home computers with 64K floppy disks. Now we have gigabytes and megabytes on our smartphones.

This simple collard green salad is made with olive oil, apple cider vinegar, sun-dried tomatoes, onion and garlic. It comes together quickly and is the perfect side salad for winter or anytime.

We wore shorts throughout our childhoods and then long trousers, Oxfords, flares, shell suits, and blue jeans. We dodged infantile paralysis, meningitis, polio, tuberculosis, swine flu, and now COVID-19.

We rode skates, tricycles, We got wiser in the 2010s and bicycles, mopeds, drove gas or we are going firmly through diesel cars and now we drive and beyond 2020. hybrids or electric. Turns out we’ve lived through EIGHT different decades... TWO different centuries... TWO different millennia... We have gone from the telephone with an operator for long-distance calls to video calls to anywhere in the world. We have gone from slides to YouTube, from vinyl records to online music, from handwritten letters to email and WhatsApp. From live matches on the radio, to black and white TV, to color TV and then to 3D HDTV. We went to the video store and now we watch Netflix. We got to know the very first computers (which filled

Yes, we’ve been through a lot but what a great life we’ve had! They could describe us as “exennials,” people who were born in that world of the 50s, who had an analog childhood and a digital adulthood. We’ve kind of “Seen-It-All”! Our generation has literally lived through and witnessed more than any other in every dimension of life. Our generation has literally adapted to “CHANGE.” A big round of applause to all the members of a very special generation, which is UNIQUE! – Author unknown

Ingredients: • 1 large bunch of collard greens, washed • ⅛ cup olive oil • ¼ teaspoon sea salt • ¼ cup apple cider vinegar • 6-8 sun-dried tomatoes, chopped

• ⅓ cup red onion, chopped • 2-3 cloves garlic, minced • 1 teaspoon red pepper flakes • ½ teaspoon black pepper

Method: 1. De-stem and chop the collard greens. 2. Place greens in a large bowl. Pour the olive oil on them and sprinkle on salt. Massage the oil and salt into the greens with your hands until all pieces are well coated.

3. Whisk together apple cider vinegar, sun-dried tomatoes, onions, garlic, red pepper flakes and ground pepper. 4. Pour apple cider vinegar dressing over the greens. Let marinate in the refrigerator for at least 4 hours, or overnight is best.

Lifestyles After 50 • January 2024 • 7

6 Great New Year’s Resolutions That Take Just 10 Minutes a Day By Michele D. Baker New Year’s Resolutions commonly fail. Why? Because most resolutions require us to make behavioral changes without considering how to achieve them. (So they become like wishes.) For example, we resolve to “lose weight” instead of “lose 1 lb. each week.” The goal is the same, but the approach is completely different. To successfully accomplish your 2024 New Year’s resolutions, carve out 10 minutes each day to focus on them. #1 – Give Your Brain a Workout The more you use your mind, the better it will work. Reading, doing crosswords, playing cards, or learning something new are all good choices. Even socializing is a great boost for your brain! Implement this new resolution by spending 10 minutes each day with a good book, on the phone with a friend, playing cards or taking a course online. #2 – Move Your Muscles Spend 10 minutes each day doing something for your body. If you can walk, great! If you can’t walk, spend the time sitting up straight and stretching or doing chair yoga. Do some household chores, weed the flower patch, or any other activity that will improve your balance, posture, and mood. #3 – Tame Your Temptations Alcohol, sugar, carbs… we all have vices. To tame these habitual temptations, spend 10 minutes a day *not* partaking. For instance, if you usually have a drink at 5 pm., wait until 5:10 p.m. and ask yourself if you still want it. If you usually eat dessert, wait 10 minutes and evaluate your craving for it. Or, reduce your typical amount by half. Even small reductions will have a big impact on your health over time.

Lifestyles After 50 • January 2024 • 8

#4 – Don’t Ignore Those Bad Feelings According to experts, 1 in 5 older adults suffers from depression or anxiety. Some possible signs: lingering sadness, tiredness, loss of appetite, or no longer enjoying doing things you once enjoyed. You may also worry excessively, have difficulty sleeping, be irritable, or want to be alone. If you have any of these signs for more than two weeks, talk to your healthcare provider and reach out to friends and family. #5 – Audit Your Budget Spend 10 minutes a week looking at your monthly budget. Is there a way to simplify or cut? Put a little aside so you have the freedom and flexibility to do something nice for yourself once in awhile and reduce financial stress. Investigate senior discounts and call your utilities provider. Ask for a budget-billing plan, which keeps utility bills the same each month – the cost is spread evenly over 12 months. #6 – Spend Time With Loved Ones Spend 10 minutes a day nurturing a relationship. Whether you make a phone call, send an email, or write a letter, relationships matter. Grandchildren, friends, and social connections of all kinds prevent loneliness and give you a chance to offer and receive companionship. Senior adults with strong social support have a reduced risk of many health problems, including depression, high blood pressure and an unhealthy body mass index (BMI). Studies have even found that older adults with a rich social life are likely to live longer than their peers with fewer connections. Happy New Year!

Lorem Ipsum

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Lifestyles After 50 • January 2024 • 9

THE HEALTHY GEEZER Q. When does menopause really begin?

DELIVERED

A woman reaches menopause when a year has passed since her last period.

to your mailbox every month.

Menopause, like many of the changes in a woman’s body through her lifetime, is caused by changes in hormone levels. Menopausal transition, called “perimenopause,” is the time when a woman’s body is close to menopause. Periods may become irregular. A woman may start to feel hot flashes and night sweats. Perimenopause usually begins about 2 to 4 years before the last menstrual period. It ends when menopause begins. Postmenopause follows menopause and lasts the remainder of a woman’s life. Pregnancy is no longer possible. There may be symptoms such as vaginal dryness long after menopause. The process of “reproductive aging” begins around age 40. Declining levels of the hormones estrogen and progesterone change a woman’s periods. These hormones maintain the health of the vagina and uterus, and regulate the menstrual cycles. The most common symptoms of menopause are: Period changes. Many women become irregular. Flow levels get heavier or lighter. There may be spotting between periods. Hot flashes. These are sudden rushes of heat that can last seconds or minutes. Perspiring and shivering can follow. Flashes can be trivial or strong enough to wake a woman with “night sweats.”

your bones and cause osteoporosis, a disease in which the bones become extremely porous and more fragile. With age, waists thicken, muscle mass is lost, fat tissue may increase, skin may get thinner. Heart disease is a major threat for older women. In fact, heart disease is the major cause of death in women, killing more women than lung or breast cancer. In menopause, a doctor might suggest taking estrogen and progesterone, known as “hormone replacement therapy” or “HRT.” HRT involves taking estrogen plus progestin. HRT may relieve hot flashes and reduce loss of bone. However, HRT increases the risk for heart disease, stroke and breast cancer. But it appears to decrease the risk of colon cancer. Phytoestrogens are estrogen-like substances found in soy, wild yams, and herbs such as black cohosh and dong quai; they may relieve some symptoms of menopause. The government does not regulate phytoestrogens. Scientists are studying some of these plant estrogens to find out if they work and are safe.

Vaginal and bladder problems. The genital area can get drier and thinner. Infections can become more common. Other problems can make it hard to hold urine.

Be sure to tell your doctor if you decide to eat more foods with phytoestrogens. Any food or over-the-counter product that you use for its druglike effects could interact with other prescribed drugs or cause an overdose.

Difficulties with sex. Vaginal dryness can make intercourse painful.

Sleep problems. Some women find they may not fall asleep easily or may wake too early. Their sleep is disturbed by trips to the bathroom. Hot flashes awaken them. Body changes. Loss of bone tissue can weaken

Lifestyles After 50 • January 2024 • 10

Send your general health questions to Healthy Geezer with Lifestyles After 50 in the subject line to fred@healthygeezer.com

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disease—learn how to prevent and recognize breastDay cancer. you can enroll this season. Dog Days of Summer 8 Florida Where did Parents’ Successful Solo • Humor Articles in each issue: • Pop Culture History Celebrate the parents in Volunteer with Neighborly/Meals Christmas “SilentonNight” Travel, p.your 16life • Health • Local news • Music • Health Flashback ǁŝƚŚ ŐƌĞĂƚ ŐŝŌƐ Žƌ Ă ĐŽŽů ĚĞƐƐĞƌƚ Wheels this season to brighten up Snowbird Traditions, p. 8 begin?, p. 15 • Local news & events s’ Guide to Fun & events • Recipe your summer Not sure how to spend Veterans’ Day Travel this winter? Learn about what you • Humor • Book Review can do for fun

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www.verimedipa.com Lifestyles After 50 • January 2024 • 11

Medicaid Myths and Facts By Sean W. Scott, Esq. There are a lot of misconceptions and wrong information floating out there regarding Medicaid and long-term care. Myth: You have to be poor to qualify for Medicaid. Fact: Medicaid has asset and income limits. Certain assets, such as a primary residence (up to a certain value), personal belongings, and a vehicle, are typically exempt and not counted. There are strategies that can be used to protect the other counted assets for the well spouse or heirs while still qualifying for Medicaid. Monthly income is also limited to a certain amount $_____. If you have too much income it can be reduced using and income trust. Myth: You can give away your assets away to qualify for Medicaid. Fact: Transferring assets with the intent to qualify for Medicaid will result in disqualification for benefits if made during the 5 year look-back period. Gifting or transferring assets may be a part of a Medicaid planning strategy but it must be done carefully and within the legal guidelines. Myth: Medicaid will take your home. Fact: Medicaid usually does not count a primary residence as an asset when determining eligibility. Medicaid may place a lien on the home after the Medicaid recipient passes away to recoup the costs of care. There are exemptions and planning strategies that can protect the home from Medicaid.

Myth: Medicaid recipients receive subpar care. Fact: The quality of care provided to Medicaid beneficiaries must be the same as that provided to other patients. It’s essential for individuals and families to research and choose providers carefully. Medicaid’s healthcare quality standards are regulated and monitored by the state. There are extremely strict federal penalties for providing different quality care based upon payment source. Myth: Applying for Medicaid is overly complex and time-consuming. Fact: Medicaid applications can be complex. The elder law firm of Scott Law can provide guidance and support throughout the application process. Seeking professional assistance from an experienced elder law attorney can make the application process much more manageable and successful. Understanding the facts about Medicaid and long-term care can help individuals and families make informed decisions and dispel common myths that may deter them from seeking the benefits they are entitled to. Consulting with an experienced elder law can provide valuable guidance in navigating the complexities of Medicaid and long-term care planning.

Myth: You can’t choose your healthcare provider on Medicaid. Fact: You get to choose. Medicaid covers long-term care services in nursing homes or assisted living facilities. The vast majority of nursing homes accept Medicaid, but that is not the case with all assisted living facilities. Myth: Medicaid only covers nursing home care. Fact: Medicaid covers various long-term care services, including nursing home care, assisted living, and home and community-based services. Qualifying for home and assisted living Medicaid care in Florida requires the individual to first get on a priority wait list.

Scott Law, WLAW, PA 3233 East Bay Dr Suite 104 Largo, FL 33771 Tel: 727-539-0181 Email: Connect@virtuallawoffice.com www.virtuallawoffice.com

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Lifestyles After 50 • January 2024 • 12

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Movie Preview: “Sometimes I Think About Dying” BY RANDAL C. HILL

The first order of business here is to not be put off by the title of this worthwhile little gem of a film.

Merheje). He is slightly weird but does takes an interest in frumpy Fran. The rapidfire questions he throws at her drives her anxiety level to new heights as she stumbles through the minefield of his unending attempts to befriend her.

The ravishing English actor Daisy Ridley is all but unrecognizable here as a wan, slump-shouldered office drone named Fran. She’s single, lonely, shy and, contrary to the downbeat title, she doesn’t really want to stop living. What she desperately desires is to establish a connection to other people. Living alone in a dreary, rain-soaked town on the Oregon coast, she works in the port authority office. Here, in isolation, she processes spreadsheets in a three-sided cubicle, which is set against a wall. She hears the lowlevel thrum of her banal officemates unless she is lost in one of her occasional death-based daydreams (brief images rather than complete thoughts). Fran isn’t suicidal but then neither is she much involved with life. When her lady boss retires, a friendly goofus arrives at the office as the new head honcho. His name is Robert (Canadian stand-up comic Dave

Perhaps Robert will be as good as it ever gets for the lonely lady. Can Fran overcome her resistance to the efforts made to move close enough to possibly establish— gasp!—a real relationship? Robert blurts out at one point, “I like you. I want to get to know you, but you just won’t let me. I don’t know what to do.”

loneliness.

Scriptwriter Stefanie Abel Horowitz directed the original short film that this movie is based on, while Rachel Lambert (“I Can Feel You Walking”) ably handled the directing chores in this unhurried observation of

“Sometimes” releases on January 26 and can be rented or purchased from iTunes or Amazon.

Lifestyles After 50 • January 2024 • 13

Bourbon Milk Punch Recipe & photography by Lisa L. Bynum What better way to add a little merriment to your holiday season than with a delicious craft cocktail? Whether you’re planning a cozy night by the fireplace or a lively holiday party, this punch will infuse your festivities with the perfect blend of flavors that will be remembered long after the last sip. Raise a toast to the magic of the holidays.

Bourbon Milk Punch Makes 1 cocktail • 3/4 cup whole milk • 1/4 cup heavy cream • 2 oz. Bourbon

• 1-½ oz. simple syrup (recipe below) • 1/2 oz. vanilla extract

Add all ingredients to a cocktail shaker filled with ice. Shake vigorously until well-chilled and pour the cocktail into a rocks glass. Garnish with grated nutmeg and a cinnamon stick if desired.

Easy 2-Ingredient Simple Syrup Ingredients:

Method:

• 1 cup sugar • 1 cup water

1. Combine the sugar and water in a medium saucepan over medium heat.

2. Bring to a boil, then allow the mixture to simmer until the sugar has dissolved, about 1-2 minutes.

3. Remove the pan from heat. Allow the mixture to cool completely. Store in the refrigerator.

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Lifestyles After 50 • January 2024 • 14

Featured cruise events

Armchair Adventures: Camels of Tunisia – Humps, Lumps, and All By Evelyn Kelly, PhD A highlight of any trip to the Middle East – Morocco, Tunisia, Jordan or Egypt – is riding a camel, or at least sitting on one for a photo to show everyone back home. We are in Tunisia riding through the Sahara Desert and are excited that we will soon reach the camel farm for a 30-minute ride into the desert. Approaching the farm, we hear mournful bellowing like the “Call of the Wild.” Females are in season, and the males are calling. We will be riding male camels. For centuries, camels, known as the ships of the desert, have had great significance. In Morocco, one man told me he would trade three camels for my daughter Natalie. She laughed and said, “Am I only worth three?” He assured her that was a great price: camels are worth lots of money. We don special long gowns that are the color of light brown sugar and wrap our heads with bathroom towels like the ones shepherds wear in Christmas pageants. We are no longer tourists but true Bedouins riding the magnificent ships of the desert. One of the grooms confides to Natalie that he will get her the “BMW of camels,” the best riding one. She mounts BMW’s single hump that is covered with a packed bundle of rags that look like recent acquisitions from the thrift store. He is on his knees and looks happy as she climbs aboard.

Not so with my camel. He screams and spits. Immediately does not like me, and I don’t care for him, either; he really had a bad attitude. I attempt to mount, but the lumpy bundle pack keeps slipping; I ask for another one with a better personality. My new camel is mild-mannered and laid back. I ride with joy and even have my picture taken with him. Riding on a camel for half an hour can be a lifetime on your hip and joints when you are sitting in a rocking chariot on top of a step ladder, hanging onto the horn for dear life. At least I made it for 30 minutes. Jan, another member of our party, is stuck with my camel reject. He does not like her either. He behaves like a disgruntled child and keeps swishing his tail up her back. She walks a miserable 30 minutes with him. When she dismounts all up and down the back of her outfit are dark brown streaks of unmentionable origin. Just like people, camels have feelings, moods, and unpredictable personalities. They have reputations of being bad-tempered and obstinate from the fear of being abused. Some specialists say this assessment is not fair. But I say, if you are going to ride a camel, be smart and ask for the BMW.

Lifestyles After 50 • January 2024 • 15

6 Reasons Why You Should Take Your Mental Health Seriously By Stan Popovich Many people underestimate the impact that mental illness can have on an individual or family. It can be difficult to admit that you have a mental health problem. It can be just as difficult to get the people in your life to understand your situation without making judgments. Here are six reasons why you should make your mental health a priority:

4. You are not alone: Everyone deals with fear, stress, and anxiety, whether or not they admit it, so don’t be embarrassed that you are getting help. We all learn new things from others and learning how to manage your anxieties is no different. Your goal is to get your life back on track and not to get everyone’s approval. If people start asking you questions, just say you’re dealing with stress. Most people can relate to dealing with stress and anxiety!

1. Your situation will improve if you get help: Your anxieties and fears can be challenging to manage 5. Do not make the mistake and more than likely you of doing nothing: There are will need some help. Just many people who struggled as you talk to your doctor with anxiety and other about your regular health, mental health related issues, you should not be hesitant and they tried to ignore their in seeking help for your problems. As a result, some mental health. If left untreated, your anxieties and fears may of these people struggled on a daily basis and eventually not go away. things became more difficult. It can be scary asking for 2. Drugs and alcohol are not the answer: Drugs and assistance, but the key is to take things one day at a time. alcohol can make your problems more complicated. Many 6. You have a variety of options: There are many mental people have said that drugs and alcohol will only add more health support groups, organizations, and counselors that problems to your situation. Be smart and learn how to cope can help get your life back on track. Talk to your doctor to with your mental health issues by talking to a qualified get more details on where you can go. Help is available professional. but you must be willing to make the choice to get better. 3. You will save time and money: Eventually, you will Remember that every problem has a solution. You just have have to confront your fears and mental health issues. Save to make the effort to find the answers. yourself the time and heartache and confront your problems Stan Popovich is the author of “A Layman’s Guide to now, rather than later. You will save months of struggling by Managing Fear,” which covers a variety of techniques getting help right away. The sooner you get assistance the that can drastically improve your mental health. For more faster you will start getting some relief. information, visit Stan’s website at www.ManagingFear.com.

Lifestyles After 50 • January 2024 • 16

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#5129 CROSSWORD PUZZLE #5139 #5179 CROSSWORD CROSSWORD PUZZLE PUZZLE Two of our favorite movies by him are “Quigley Down Under” where I

40 39

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Lifestyles After 50 • January 2024 • 17

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Morning Matinees Presented by The Helen Torres Foundation

KLINE TOURS DAYTONA 500 The Daytona 500 Sunday February 18 is a sellout, but Kline Tours will get you to the race with a deeply discounted motorcoach and ticket offer. For just $179 per person, you get a ticket in section 414,415,416 ($220 plus fees) value and roundtrip motorcoach. Option to add UNOH Fanzone/Pre-Race Access for just $86 ($110 Value). BILOXI, MISSISSIPPI 4 days/3 nights March 25-28 $469 per person (double occupancy) includes 3 nights at IP Resort Casino and Spa in Biloxi, roundtrip motorcoach from Sarasota and St. Petersburg. $50 Slot Play, ($25 from IP Casino, $25 from Hard Rock Casino) $80 in food vouchers.

NEW ORLEANS PRE MARDI GRAS 2024 Monday February 5- Friday February 9 $1999 per person (double occupancy) Roundtrip airfare to New Orleans, 5 days, 4 nights’ accommodations in French Quarter, 7 Meals, New Orleans School of Cooking, city tour of New Orleans, Mardi Gras World Museum, National World War II Museum Steamboat Natchez Harbor Cruise, Louisiana Swamp Boat tour, and reserved parade bleacher seating for four parades in New Orleans NIAGARA FALLS Sunday-Wednesday May 5-8 $1099 per person (double occupancy) includes roundtrip air, motorcoach transportation in Niagara Falls, 3 nights lodging, 3 breakfasts, 3 dinners, Hornblower Cruise Voyage to the Falls, guided tour of Niagara Falls, Skylon Tower, Welland Shipping Canal, Floral Clock, Greg Frewin Theatre, Winery Tour, Niagara-on-the-Lake. Passport required.

Paul Nemeth, bass

CAPE COD 2024

From the Beginning

Sunday-Thursday June 9-13-$1569 per person (double occupancy) includes roundtrip air. Airport transportation, 4 nights lodging, 4 Breakfasts, 4 Dinners including a Lobsterbake Guided tour of the Cape to Provincetown with afternoon Whale Watch Cruise. Cape Cod Canal Cruise, Guided tour of Hyannis, Kennedy Museum, Tour of Sandwich and, round trip ferry to Martha’s Vineyard with tour.

The origin story of the symphony. Featuring Haydn, Mozart, Beethoven, Mahler and more. Lawrence Loh conducts

Wed, Jan 10, 11 am, Ruth Eckerd Hall Thur, Jan 11, 11 am, Mahaffey Theater

Center Stage

FLORIDA STATE FAIR

Music for the theater. Featuring Beethoven, Grieg, Wagner and more. Lucas Richman conducts.

Tuesday February 13 Transportation to Tampa Fairgrounds HARD ROCK CASINO TAMPA

Wed, Feb 7, 11 am, Ruth Eckerd Hall Thur, Feb 8, 11 am, Mahaffey Theater

Monday February 26 $39 per person. FLORIDA STRAWBERRY FESTIVAL PLANT CITY, FL

Waltz into Spring

Thursday March 7 $59 per person (includes admission)

Featuring Strauss’ Blue Danube, Tchaikovsky’s Sleeping Beauty and more. Chelsea Gallo conducts

Wed, May 1, 11 am, Ruth Eckerd Hall Thur, May 2, 11 am, Mahaffey Theater

Support your Florida Orchestra today

FloridaOrchestra.org/donate

KLINE TOURS Chelsea Gallo conductor

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Making Waves in Tampa Bay FloridaOrchestra.org | 727.892.3337 | Lifestyles After 50 • January 2024 • 18

BOOK REVIEW

“Rebalancing to Become a Better Parent, Professional and Partner”- by Kathy A. Megyeri

“Rebalance, How Women Lead, Parent, Partner and Thrive” by Monica Brand, Lisa Neuberger, and Wendy Teleki Wendy Teleki is an attractive, middle-aged woman who holds advanced degrees, is a mother of three teenagers, a successful career executive, a helpmate to a politically active spouse with MS, and a devoted daughter—someone who has it all. With two other women like her, Monica Brand Engel and Lisa Neuberger Fernandez, Teleki has written a book to share their winning formula and given the rest of us some chance too, as the book cover claims, to “lead, parent, partner and thrive.” Nancy Cordes, Chief White House Correspondent for CBS News, writes, “Finally, a road map for working parents seeking to balance meaningful careers, raise good children, give back to society, and practice self-care in an everchanging world.” The authors are willing to share what has worked well for them individually and as a group. There’s Monica Brand Engel, a wife, mother, investor, entrepreneur and co-founder of Quona Capital and Lisa Neuberger Fernandez, a wife, mother, sustainability strategist and director of Accenture. And of course, Teleki, who heads the Women Entrepreneurs Finance Initiative at the World Bank in Washington, DC which helps to increase financing for women entrepreneurs in over 60 developing countries. She’s also an author and holds an MBA in Finance from the Wharton School of Business. The three of them divulge their secrets in juggling

successful careers, raising kids, building strong relationships and still be likeable, fun-loving friends who care for themselves and each other as they examine the trade-offs, conflicts, and juggling acts is a real gift. Readers, all who gave this book 4-star reviews, claim it is applicable to men as well. The insights they share, the detailed, practical, and useful tips drawn from their collective wisdom and from other sources make it, as one reader says, “a book I wish I had read earlier in my career and one that I will give to others for it shows the importance of having support, being self-aware, choosing your partners well and even admitting that some aspects of life may not be prioritized but that’s OK because you can always ‘rebalance them’.” The process requires “intent, discipline, time out, and finding your own ‘wolf pack’.” The authors refer to flight attendants’ admonishment that “in case of emergency, put on your own oxygen mask first” because especially as we age, taking care of ourselves is an investment in the future that doesn’t just benefit ourselves but our families, our work and our communities. So for every working mom and even for us older retired women, this helpful book of advice shows how to treasure the people who bring us joy and find more balance in work, family, self, and community to live our entire lives with purpose.

Lifestyles After 50 • January 2024 • 19

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Lifestyles After 50 • January 2024 • 20

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Mary Virginia Tursellino, Port Charlotte last months winner! Rogers, Cape Coral waswas our December winner! Last month’s answer: NORAD, Col. Harry Shoup.

Last month's answers: Coca-Cola, Santa Claus (1898), Home Alone

Please enjoy The playing Crossword, Sudoku and Word Search Puzzles BECAUSE moreour you play the better chance you have to win! The more puzzles you play & submit, the better chance you have to win! Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week.

How To Get a Good Night’s Sleep By Michele D. Baker, adapted from an article from the National Institute on Aging (nia.nih.gov) We all want a good night’s rest – enough sleep helps you stay healthy and alert. But many older people don’t sleep well. If you’re always sleepy or you find it hard to get enough sleep at night, it may be time to see a doctor. Waking up every day feeling tired is a sign that you are not getting the rest you need. SLEEP AND AGING Older adults need about the same amount of sleep as all adults—7-9 hours each night. There are many reasons why older people may not get enough sleep at night. Feeling sick or being in pain can make it hard to sleep. Some medicines can keep you awake. Lack of rest can be a problem, though, as it can make you irritable, forgetful, depressed, and more prone to falls or accidents. INSOMNIA IS COMMON IN OLDER ADULTS Insomnia is the most common sleep problem in adults aged 60 and older. People with this condition have trouble falling asleep and staying asleep. Insomnia can last for days, months, and even years. Having trouble sleeping can mean you take a long time to fall asleep, wake up many times in the night, wake up early and are unable to get back to sleep, wake up tired, or feel very sleepy during the day. Over-the-counter sleep aids or doctor-prescribed medications may help when used for a short time. But remember, medicines aren’t a cure for insomnia. JUST RELAX Some people find that relaxing their bodies puts them to sleep. Imagine your toes are completely relaxed, then your feet, and

then your ankles. Work your way up the rest of your body, section by section. You may drift off to sleep before getting to the top of your head. Use your bedroom only for sleeping. After turning off the light, give yourself about 20 minutes to fall asleep. If you’re still awake and not drowsy, get out of bed. When you feel sleepy, go back to bed. MORE IDEAS FOR A GOOD NIGHT’S SLEEP Follow a regular sleep schedule. Go to sleep and get up at the same time each day, even on weekends or when you are traveling. Avoid napping in the late afternoon or evening. Develop a bedtime routine that includes relaxing activities such as reading a book, listening to soothing music, or soaking in a warm bath. Avoid late night light in the bedroom: television, using your computer, cell phone, or reading on a tablet. Alarming or unsettling shows or movies, like horror movies, may keep you awake. Keep your bedroom at a comfortable temperature and as quiet as possible. Exercise at regular times each day but not within 3 hours of your bedtime. Avoid eating large meals close to bedtime. Stay away from caffeine late in the day, which can keep you awake. And remember—alcohol won’t help you sleep. If you feel tired and unable to do your activities for more than 2 or 3 weeks, you may have a sleep problem. Talk with your doctor about changes you can make to get a better night’s sleep.

Lifestyles After 50 • January 2024 • 21

Seniors getting Together WOMENSEEKING SEEKINGMEN MEN WOMEN 5595 – I AM YOUNG SPIRITED. 4907 - SWF. 59 yo, 5’9”, 160 lbs, smoker, 74, ND,hair, NS,blue NDrgs. lady in blonde eyes.Christian I like fishing, movies, traveling, dancing, good food. first. SeeksAm search of life partner. Friends SWM who likes the same. very active, love dancing, laughter and working out.old Looking for the 5409 - WRETCHED hagg seeking miserable old troll. respond U obvisame. Please sendIfaUrecent photo. ously have a sense of humor & R adventur5599 SEARCHING FOR SOMEONE. ous. I’m–76, blonde, petite, earthy, easy to B with. Love dancing, biking, I am SWF, 80 singing, yy, NS, ND, Blond/Gray cooking, vintage cars &for vintage hair, 5’2”. ISO SWM eatingmen. out,Must have a little class & a lot of character.

listening to country, western, gospel music, travel, sports. THISISO COULD BE 5422 - VERY PRETTY WWF FF. Long blonde hair, youthful 60’s, 5’4”, slim, ND, YOU!

NS. Fine dining, dancing, theatre, travel. 5600 –for HEALTHY, RETIRED, Looking retired W ACTIVE, gentleman, 5’9”, 6575, HWP, SOH. soon. Sendfit, photo WDHF, 5’5”, Will 130speak lbs, physically & phone.

secure, good SOH, 70’s. Enjoys travel, beaches, dance. NS, ND. ISO, WSM, 5436 - TAMPA VETERAN NEEDS COMPANION QUICKLY. SW, 60, looking for 70’s who likes the same. Let’s have healthy, W, 45-65 for LTR. Need compuer fun. Clearwater/Dunedin area.

operations, applications expert and handy homemaker. music, parks, swim5601 – R U Quiet THE 1? Want gentleman ming, local touring. Veteran literary a plus. who touches the heart & tickles the Tampa.

soul! I’m 79, W, J, WW, NS, 5’, 135 lbs, 5427 - SEEKING platinum hair, SINCERE, pleasant HONEST personality GENTLEMAN. I’m 70s, HWP, NS, ND, like & looks. Love music, theatre, to meet SWM with same interest for LTR. restaurants, fishing,Like pets & board Laid back, no drama. animals. Hillsgames. &Sun City. borough Pasco.

5602- SINCERE – SWF, 5’4”,120 lbs, WOMAN auburn hair, 5425 CHRISTIAN blue eyes, retired paralegal. I enjoy desires C-man who really loves God and is active, lives a healthy life, helps his neighthe outdoors, dancing, movies, and bor, enjoys nature (including picnics), cadinner out. I enjoy attending church noeing and a friend to all animals. I’m all a large ofand thecooking. above. I’mI am a W from ,etite lady withfamily. long hair and chearful. Age 60’s, Age preferred: 5604 – LOOKING FOR SOULMATE. Mid 50’s and up. I live in Hillsborough I’m 80 yPlease young, 5’5”, 120#, blonde. County. write me, tell me about yourself. Like dancing, Elks, beach, state parks,

reading, short trips, museums, picniks

5431 – LONELY WWF, looking for love & in the park,Man movies. SWCF. OK. companion. should be 70Write to 80 yrs Largo old. I am&fiSeminole nancially secure, have a car & condo. I live in N. St. Pete.

5611 – SUPER SENIOR, active, C, W, WW,-HWP, SD, NDrg, HWP, IN well5429 HERE,NS, DURING COVID-19 S. FT. MYERS. energetic, ISO friendship only with W, adjusted, uncomplicated. widower in early 80’s. SOH, honest, NS. I Enjoys music, short trips, am W, WW, HWP,nature, attractive & intellgent. animals, dancing, camping, fishing. Please respond with phone/email. Be safe &ISO well. straight-forward, honest communicator. FF 5413 - WW ISO BUDDY, FRIEND to pal around who’s about my age, 80’s, gal 5610 –with RETIRED ASIAN LOOKING or guy with SOH. Good health, finanCOMPANION ISO life partner cially secure to have fun & enjoy life. No betweenor70-85 yrs zealots old. NS, ND, Let Trumpers religious please. the good times roll. honest, kind gentleman. I am 5 foot

tall, avg build. Loves to travel & am

Lifestyles After 50 • January 2024 • 22

physically fit. Send photo & phone please. 5613- HAVE – NEW THE 5419 A TO NICE DAY.AREA. SWF, 75Fun yo, female, 5’5”, petite, brunette, S, C, 70’s,green NS, FF, enjoy Happy slender, eyes, adventurous, love walks, parks, outdoors, healthy food. Am Hours, short trips, dancing, theatre. happy, loving, kind. LTR, intimacy? Have photo. Looking for companion, Send letter with Tampa. phone # and photo.

4119 - Seeking Honest gentleman. ForMEN SEEKING WOMEN mer airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. healthcare. 5593 – HI LADIES! I’m 61,in160 lbs, 5’7” Fulbright scholar, eats healthy and exercises. hgt., physically fit, enjoy swimming pool Likes sports and animals. WW. Loves the Lord. & beach, art fest’s, going out having Florida.

fun, sense of humor, doing new things. MEN SEEKING WOMEN Looking for same ages 57-65. Venice. 5411 seeks LTR with 50-65 old That 5603- BM – NEVER SETTLED FORyrLESS. woman of character. I am 6’0”, 180 lbs, 60 was a mistake. Nobody’s perfect. Neither year old. NS. Children are adults. Free to travel. ME. Searching fornot white caring Iare am you a oneOR woman man. Race is an issue character is! woman, under five foot seven, any age.

Risk takers only please. Reachable from

5407 - ISO BF, 50+, slender build who likes to anywhere! read, go out to eat, movies, laid back, enjoys laughter & is drama free. Look forward to hear5606 – TRIED THIS BEFORE. It worked ing from you. I am a WM, 5’11”, 155 lbs, NS and great.free. 9 years but she passed on. 78 yr old drama

movies, holding seeking fishopping, t, attractive,kissing, female. Very handsome, very t senior. 5’11”, 175, eyes, hands. ISOfiSWF or Asian. Fun.blue SOH, easy silver hair. Let’s enjoy life’s pleasures. going, smiles, enjoys life. Pinellas Park. Dunedin. Please be local. 5417 -–PINELLAS PARK, FUN LOVING 5614 FIRST AD – RETIRED, SECURE. SWM, seeking SWW to enjoy sports activiSWM, spry, easy going, NS, ND, No ties, bridge, dominoes, pinochle and swimpets. Seeking small to medium loving, ming at Mainlands. I’m 88 and very active. romantic companion to235 share Looking forfemale SWW over 70. I’m 6’3”, lbs my home, RENT FREE. Quiet, peaceful area. and a dancer. Pinellas Park. Please send phone, photo, description.

5615 – MAN LOOKING for man. Single, widower in Ft. Myers. Age 70’s with open mind. Write to me and say with senior’s lifestyles ad. 5616 – LOOKING – LOOKING – LOOKING. ISO SWF or Asian, SOH, NS, ND, SD, fun and easy going, 55-75yy, 4’10”-5’3”, plump ok, for SWM, 70’s, 180lb, NS, ND, SD, SOH, condo w/ new carpeting & king bedroom. Likes most everything including spending money on you. St. Petersburg – Tyrone Mall area. Please be local or willing to relocate.

guy wants younger gal with spunkiness

5415 - M,ND, WW,loves NS, SD, P, FF, likes cards, left. NS, all HWP, neighbors even walks, cooking, travel, fun.

enemies. Adventurist.

5424 Lonely guy, WM, TWO 5’8”, 160 lbs, a 5607- HI, – SEXY SIX FOOT EYES young mid-seventies, NS, NS, fit, active and OF BLUE. 200 Seeks pound athletic boy who adventuresome. lady, mid-sixties to early looks a lot younger than 62 wants a fun, seventies, HWP, exercises, possible romance, LTR. Let’s becompanion happy and celebrate life.the world youthful to explore

with. Come with me! PG, PC, NFM, NP. 5393 - SWM, 69, 5’11”, AVG. Hair black, thin-

ning, honest, sincere, Hudson. 5609DAV, – LOOKING FOR relocated A FEMALE Retired Leo. ISO WHF, widow preferred, atCOMPANION in the Tampa Bay area. I am tractive, sm. butt, NS, ND, handy homemaker, 86 YY, WM, C, NS, 5’9”, 165 lbs., SOH. intimacy yes, WW, no baggage, drama.

Excellent health, very active. Southern

5428 - M, WW, NS, SD, HWP, R, TLC, 70’s. country gentleman. This is my first Likes sharing many activities together, quiet experience with this. Homeowner with evenings; be adventurous.

To PLACe An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 8 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the Lifestyles After 50 address listed below. Ads received by the 15th of the month will appear in the following issue. To ReSPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: Lifestyles After 50 Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLY USeD ABBReViATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Seniors Getting Together

Personal Ad Placement only $68 per month! Deadline for ads is the 15th of the month prior to placement. MArk The ediTiOn(S) YOu WOuLd Like TO run YOur Ad in: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)

Ad Copy ••• PLeASe PrinT neATLY ••• 30 Word Limit TITLE:

(First 4 Words)

pool, semi-retired, own truck dealership.

5426 EASYnumber. GOING MAN. 69,Marvin 140 lbs, 5’7”, Send- your Let’sI’m talk. widower, lives alone. Seeking other gentlemen for friendship, to get together and enjoy each 5608 – TENNESSEE SOUTHERN other’s company. Venice. Will answer alll. GENTLEMAN. Accomplished, 73,

W, D,–R,Looking P, NS, NDrg, HWP, well dressed, 5369 For MsSD, Right. Retired New spoken, C, gospel, dancer. York Attorney, former70’s, New music York Police Officer, looking for loving relationship kind andF, ISO active lifestyle, mature with passionate sincere, self-caring lady. 65 – 75. Widow predesiring princess treatment. Send a letter ferred. Clearwater area. and photo. Guaranteed return response.

5412 - LOOKING FOR ADVENTEROUS WOMNo disappointments. AN. SWM, NS, healthy, retired, enjoys country 5612 home – YOUcooking, + ME =day TOGETHER. SWM, music, trips to scenic attractions, sunSOH, rises, ND, sunsets, in the SD, NS, 5’6”,movies, 180 lbs.walks CONDO park. For more info, write me. Pinellas County.

– New carpeting + king bedroom. Likes happy hour, restaurants, the Elks,SWM TV, 5416 - LOOKING FOR COMPANION.

CITY:

(No Charge)

If more room is needed, please use separate sheet. Mail this form along with $68 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is conﬁdential.

Name: Address: City: Phone:

State:

Zip:

Email: Make checks payable to: Lifestyles After 50 Mail to: PO Box 638, Seffner, Fl 33583

Q&A From the SSA Information from Social Security Administration Question: How can I see my earnings or my Social Security statement? (G. Hatter, Ft. Myers) Answer: You can get your Social Security Statement (Statement) online by using your personal my Social Security account. Your online Statement gives you secure and convenient access to estimates for retirement, disability, and survivors benefits you and your family may be eligible for. It also shows your earnings history. To set up or use your account to get your Statement, go to Sign In Or Create An Account. If they don’t receive Social Security benefits and don’t yet have a personal my Social Security account, we also mail paper Statements to workers age 60 and older three (3) months before their birthday.

AROUND TOWN JANUARY 10: TFO: FROM THE BEGINNING Ruth Eckerd Hall, 1111 McMullen Booth Rd., Clearwater JANUARY 11: SUNSHINE COMEDY FESTIVAL Coastal Creative, 2201 1st Ave. S., St. Petersburg JANUARY 12: H&R GEM SHOW The Coliseum, 535 4th Ave. N., St. Petersburg JANUARY 13: GREENSKY BLUEGRASS Jannus Live, 200 1st Ave. N. STE. 206, St. Petersburg JANUARY 13: ST. PETE BACON & BBQ FESTIVAL Vinoy Park, 701 Bayshore Dr. N.E., St. Petersburg JANUARY 13: HOLIDAY OPEN HOUSE/ GARDEN OF IMAGINATION Syd Entel Galleries, 247 Main St., Safety Harbor JANUARY 14: ROAD HOUSE NATION PRESENTS: LIVERPOOL LIVE

Question: I need help with my Medicare Part A and Part B premiums, what can I do? (J. Miller, Delray Beach)

OCC Road House & Museum, 10575 49th St. N., Clearwater

Answer: States must help pay some of the Medicare costs for beneficiaries who have limited income and resources. Under these programs, states help pay for Medicare Part A and Part B premiums, deductibles and copayments. Some of these programs also pay additional Medicare expenses for elderly and disabled people.

Hope Presbyterian Church, 1698 S. Belcher Rd., Clearwater

To find out if you are eligible for state help, contact your local medical assistance office. A representative can tell you the specific requirements and help you apply. For more information visit Medicare.gov.

JANUARY 21: QUARTER AUCTION FOR JENK’S RESCUE

Question: Can I sign up for Medicare Part B if I have Veterans’ Benefits? (J. Hollingsworth, Homestead)

JANUARY 15: 4 PART HARMONY CHORUS JANUARY 19: I LOVE YOU, YOU’RE PERFECT, NOW CHANGE Richey Suncoast Theatre, 6237 Grand Blvd., New Port Richey JANUARY 20: ROTARACT’S CRAFT BEER & WINE FESTIVAL Sims Park, Grand Blvd. & Bank St., New Port Richey Beacon Square Civic Association, 3741 Bradford Dr., Holiday JANUARY 25: CENTER STAGE CONCERT SERIES Largo Community Center, 400 Alt Keene Rd., Largo JANUARY 27: CANDLELIGHT: FROM BACH TO THE BEATLES

Answer: Signing up for Medicare Part B may provide you with additional service and location options.

Coastal Creative, 2201 1st Ave. S., St. Petersburg

If you don’t sign up for Part B when you are first eligible:

Dunne’s House, 3931 Topsail Trail, New Port Richey

•

You may have to wait to sign up, which will delay your coverage, and;

•

you may also have to pay a late enrollment penalty for as long as you have Medicare Part B.

JANUARY 27: CHILI COOK-OFF JANUARY 27: COMMUNITY SIT DOWN DINNER Faith City Church, 1842 Grand Blvd., Holiday JANUARY 28: THE WORLD-FAMOUS GLENN MILLER ORCHESTRA Tarpon Springs Performing Arts Center – Tarpon Arts Hall, 324 Pine Street, Tarpon Springs

Lifestyles After 50 • January 2024 • 23

Unhappy with your current Medicare coverage... You may be able to switch to Florida Blue Medicare. Certain life events allow you to change coverage with a Special Enrollment Period — if you’ve recently moved, your current plan dropped you, you left your group coverage, and many others. When you switch to BlueMedicare, in 2024 you get benefits* like: $0 Plan Premium with Dental, Vision and Hearing included to keep more money in your pocket and give you more to smile about Earn up to $200 in HealthyBlue Rewards for healthy food, OTC items, or dental and vision costs when you complete eligible activities 24/7 Telehealth Access giving you access to virtual care from your home so you don’t need to travel to the doctor’s office Over-the-Counter Allowance for help purchasing everyday health items such as toothpaste and aspirin *All benefits are not available on all plans. SilverSneakers is a registered trademark of Tivity Heal th, Inc. © 2023 Tivity Heal th, Inc. All rights reserved. The OTC allowance is a quarterly or monthly benefit and any unused amounts do not roll over to the next quarter or month. Heal thyBlue Rewards Program (Heal thyBlue) restrictions and limitations may apply. Participation in Heal thyBlue is voluntary and offered at no cost to you.Florida Blue is a PPO plan with a Medicare contract. Florida Blue Medicare is an HMO plan with a Medicare contract. Enrollment in Florida Blue or Florida Blue Medicare depends on contract renewal. Heal th coverage is offered by Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Florida Blue Medicare. These companies are affiliates of Blue Cross and Blue Shield of Florida, Inc., and Independent Licensees of the Blue Cross and Blue Shield Association. A&B Insurance and Financial is an authorized, independent agent for Florida Blue and Florida Blue Medicare. We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex. Visit floridablue.com/ndnotice for information on our free language assistance services. © 2023 Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. All rights reserved. Y0011_FBM0923 2023_M

Lifestyles After 50 • January 2024 • 24

Vision Allowance giving you $0 copays for exams, plus annual dollars for lenses, frames, or contacts SilverSneakers® Fitness Program membership including virtual classes and workshops from the comfort of your home

Call for more info

1-877-532-0312 A&B Insurance and Financial

This BlueMedicare plan is available only in these counties: Alachua, Bay, Brevard, Broward, Calhoun, Charlotte, Citrus, Clay, Collier, Duval, Escambia, Flagler, Franklin, Gadsden, Hernando, Highlands, Hillsborough, Indian River, Jefferson, Lake, Lee, Leon, Liberty, Manatee, Marion, Martin, Miami-Dade, Nassau, Okaloosa, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Saint Johns, Saint Lucie, Santa Rosa, Sarasota, Seminole, Sumter, Volusia, Wakulla, Walton