Mature Lifestyles Lake/Marion July. 2011 by Lifestyles After 50 Magazine

Happy Birthday Marilyn Monroe VOLUME 22, NUMBER 7

om c . e b we zin r u a i t o ag s i V rm .s w w ea s it

Fun Close to Home

• Housing Choices for Boomers • Ready, Set...Senior Games • Caregivers Must-Have List • Fido Goes to Figi

LAKE • MARION

JULY 2011

Zip-a-Dee-Doo-Dah-ing Over Gators and Crocs

watched assistants strap David in and do their safety check. I heard “Just take two or three steps and sit down.” hen the grandkids Imagine the scene. He was come, it may be standing harnessed and attached time for you to clip in and to the cable at the top of a ten-foot “zip” off with them on the square bright green platform which all-new Screamin’ Gator Zip Line at Gatorland in Janice Doyle, was tilted at a 30 degree angle. Editor Across the lower edge of said tilted Kissimmee. Even without platform there was nothing but air grandkids, zipping along at 25 miles and tree tops. Without a backward per hour through tree tops sounds look, he took two steps, sat down pretty cool. Or . . . downright stupid? I’m not one to miss a new adventure, in his harness and . . . off he went. Then I was at the top of the green so off my husband David and I went. tilted platform being safety inspected With tree tops and gators and big by Josh as he hooked my own harness crocodiles below, we did indeed straps and carabiners to the pulley. zip line 1,200 feet between towers I said to myself, “They wouldn’t which stand several stories tall. let you up here if wasn’t safe.” Zip lines owners take perfectly good “Take two steps and sit down,” money from people willing to be Josh said. I couldn’t retreat—going thrust off into thin air. That’s the economics. Here’s the physics: You move back down the steps would be too hard on my knees. So, two steps forward by gravity while wearing a down a platform with nothing to stop harness that is attached by belts and a me and I sat down in the harness. pulley to steel cables strung between It was awesome! I soared over tree towers. But it’s way more than an tops to Tower Two. Next I zipped economics and physics lesson!! over a pool where 30 gators sunned I first smelled trouble when we themselves. Then it was on to “de climbed several flights of wooden Nile” over gigantic African crocodiles. stairs to get to the top of the tower The highest and longest section of for launching. The second clue to cable traverses Gatorland’s breeding the truth of the situation was when I

Dear Readers,

built in Belfast as an awe-inspiring man-made structure. The new building and visitor attraction is ast month I visited being built right beside the Northern Ireland, birthhistoric site of the actual place of my grandparents Titanic’s construction. The on my father’s side. Finding six-story building is shaped St. Malchys in the heart like three ship’s bows and of Belfast—the church will comprise nine galleries where my grandmother was which focus on the educabaptized in 1877—made tion of the social history, the Irish in me feel real. industrial development I thought of the hardships and engineering advanceshe and her family went ments then and now. through and what hopes Publisher, Kathy Beck, The new museum will they had for coming to outside of St. Malchy’s. open in April 2012. America in the early 1900s. I am proud of my Irish heritage It made me think about our freedom and what our ancestors endured for us and that more people will have the opportunity to visit this new attraction to have a better life here in America. The city of Belfast with its rich histo- and learn more about Belfast and ry is opening the doors for a new icon, Northern Ireland. I feel lucky! To learn more about “Titanic Belfast,” the “Titanic Belfast.” It is a tribute to go to www.gotobelfast.com. 100 years ago when the Titanic was

Finding My Heritage

Mature Lifestyles • July 2011 • page 2

Lake/Marion & Sumter

Published monthly by News Connection U.S.A., Inc.

David Lalmond and Janice Doyle soar over the treetops.

marsh. My calm abandoned me temporarily when I took the first of 83 carefully counted steps over a bridge connecting towers 4 and 5. Feet on two narrow boards, hands on cables on both sides and safety strap linked to a cable above. Finally (when I wasn’t scared any more) David and I were connected to parallel cables to “race” to the last tower over a peaceful pond with nary a gator is in sight. Luke, the zip line expert who trained the adventure staff, said, “The oldest person I’ve ever taken on a zip line was 86. We take care of the safety, but we can’t create the desire. That has to come with the person.” You decide for yourself. Are you willing to hook yourself to a pulley on a cable suspended in mid-air and hurtle safely out into space? If your answer is yes, and if you’re willing to pay a perfectly good $70 for the thrill of being so hurtled, put in your reservation at gatorland. com or call 800-393-JAWS. Look at it this way. It’s truly a grand adventure, and if nothing else, your grandkids will think you’re the coolest thing going!

hare your memories of Elvis in 50 words or less. Send (with subject line: Elvis) to Janice@srmagazine.com or to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583.

Publisher, President: Kathy J. Beck kathy@srmagazine.com Editor: Janice Doyle Accounting: Vicki Willis Production Supervisor Graphic Design: Kim Burrell Production Assistant: Tracie Schmidt Customer Service: 1-888-670-0040 customerservice@srmagazine.com Advertising Sales: Hillsborough/Pinellas 1-888-670-0040 Advertising Sales: Lake/Marion & Sumter 1-888-670-0040 Lee/Collier and Charlotte Counties – Southwest Edition Dave Kelly: (239) 823-3542 Sarasota/Manatee Edition Dave Tarantul Advertising Information: (941) 375-6260 Distribution 1-888-670-0040 Corporate Advertising Ofﬁce: P.O. Box 638 Seffner, Florida 33583-0638

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ATTENTION READERS: The articles printed in Senior Connection and Mature Lifestyles do not necessarily reflect the opinion of the Editor or the staff. The Senior Connection/ Mature Lifestyles endeavors to accept reliable advertising; however we cannot be held responsible by the public for advertising claims. Senior Connection/ Mature Lifestyles reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the August 2011 issue is July 15, 2011. Magazines are out by the 7th of each month. All rights reserved.

Seniors Look Forward To Games In Kissimmee “W

e weren’t the biggest, but we were told often that we were the best run games in the state,” declares Randy Fisher, athletics supervisor for the city of Kissimmee’s parks and recreation department. Not at all shy about his enthusiasm for the event, Fisher is one of the chief architects putting building blocks in place for the return of the state-sanctioned Senior Games to Kissimmee and Osceola County, September 10 – 17. Interest is high and things are taking shape quite nicely, according to Fisher. He has fielded upwards of 30 calls a week about the event since it was announced in March. Those calls are coming from seniors throughout the state and from various retirement communities. Most of the callers want to know about the events and how to register, which will officially open after the

Independence Day holiday. Other callers have said: “Thanks for bringing it back” and “It’s about time.” Such comments confirm what Fisher came to realize in 1993 when the concept of the games was first introduced as part of a statewide initiative from the Governor’s Council on Physical Fitness. Fisher knew then and now that seniors want and

actively participate in carefully structured athletic activities. He’s been at the front line of offering those activities. For 13 straight years beginning in October 1994, he helped coordinate the activities that would attract hundreds of athletes to the Kissimmee-St. Cloud Senior Games. During that period, Fisher estimates more than 7000 seniors made the trek to Kissimmee to compete in events such as archery, billiards, swimming, basketball shooting, bowling, horseshoes, track and field, shuffleboard, golf, cycling, race walking, 5k run, pickle ball, tennis, table tennis and more. That was before the economic downturn forced budget cuts and a three-year suspension of the games. Now, the event is poised for a triumphant return, thanks to a goldmedal team Fisher says is committed to bringing the glory back to the

Kissimmee-St. Cloud Senior Games. The team includes elements of Osceola County government, the city of St. Cloud, the town of Celebration as well as the Good Samaritan Village and the Osceola County Council on Aging. Together, they’re putting together a week-long slate of competitions that will be jointly promoted by the city of Kissimmee and the Kissimmee Convention & Visitors Bureau, Osceola County’s tourism promotion department. Information on the events and how to register will be available on www. Kissimmeeparks.org as well as on www.SRGames and VisitKissimmee. com. Callers may also get more information at (407) 518-2504. All qualifiers at the Kissimmee-St. Cloud Senior Games will be eligible to compete at the Florida State Senior Games Championship, to be held in Polk County, December 3 – 11.

GET GAMES IN THE

Kissimmee/St. Cloud Senior Games September 10-17 Compete in 23 events. Bring your friends and family along to cheer you on and enjoy the fun of attractions and activities in Kissimmee. For more information or to request a registration form, please call 407.518.2504 or see SRGames.VisitKissimmee.com. Sponsored by:

Mature Lifestyles • July 2011 • page 3

Marilyn Monroe Tells Her Story BY TRACIE SCHMIDT

ears ago, she serenaded the President; now it’s her turn. Marilyn Monroe—actress, singer, model—would have celebrated her 85th birthday last month. While the pop-culture icon quickly rose to fame and spent most of her adult life in the limelight, her personal life was very different from her screen persona. Affected by a troubled childhood, she yearned to be accepted for who she was. The events that led up to her untimely death at 36—suicide or accidental overdose—are still a mystery. But if she could come back for one more night, what would she say to her audience? Marilyn: Forever Blonde is an award-winning one-woman play that gives Monroe the chance to tell her story in her own words. Actress Sunny Thompson takes on the role, and with music and quotes from the

actress’ life, brings the As an acting project it star back for an intimate interested Thompson, but evening on stage. she was hesitant to play the “It’s a real rollercoaster role herself. “What woman ride,” says Thompson, in her right mind would “There’s comedy, little want to be compared with serious observations, Marilyn Monroe!” she said. poignant things, ‘aha’ Nonetheless, her performoments—the whole mance and her uncanny thing is really a gift for resemblance to the famous an actress to play.” actress made her a shoo-in for Sunny Thompson’s the part. I asked her what it first experience with took to prepare for the role. Monroe was seeing “I spent 14 months in her movies as a child. research,” she said. “Every “I loved all musicals, person that comes up in the not just Marilyn’s— play—Joe DiMaggio, for Actress Sunny Thompson there was Fred Astaire, example—you have to know as Marilyn Monroe. Ginger Rogers—all of your relationship to them.” those I loved, and that was my first All of Monroe’s mannerisms, from the experience with her,” she remembered. way she walked and spoke to the way Thompson was a singer and dancer she dressed and did her makeup—had in Las Vegas when her husband came to be spot-on. Thompson even sought to her with the script for the show, coaching by Jimmy James, a famous asking her to read a few scenes. Monroe impersonator from New York.

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Taking on the personality of Monroe was another challenge. “She went from high to low in a second. She’d say something like, ‘Gosh, it’s wonderful isn’t it?’ then, “Life’s just a chore.” She’d go from zero to 90 just like that—and you see it in her movies and in her acting,” Thompson said. Thompson revealed two sides to Monroe; she was terrified of fame, but at the same time, believed that if she could become the most famous woman in the world, she could have the love and affection that she so craved. I asked Thompson what struck her most about the actress. “How terribly funny she was,” she replied. “She could be depressed, but she always saw the bright side of things. Very much so—and she needed to laugh—it was a survival thing for her.” Marilyn: Forever Blonde is playing at the Asolo Theatre in Sarasota through July 10. For tickets or more information, call (941) 351-9010.

1. Meet publicly and make sure someone knows where you are. Remember that the person you meet online is a stranger! If you wouldn’t get into a car with a stranger, don’t do any of these things with someone you meet online. “Meet in a public place and make sure that somebody you know and trust is aware of your whereabouts,” Browne asserts. “This is indeed still real life.” 2. Don’t stay online too long before a meeting. Studies show that looking at a computer screen gives you a false sense of

intimacy with a resulting loss of inhibitions. When you’re dealing with strangers, as you are in online dating, inhibitions serve as a valuable and healthy function. So if you lose your inhibitions without knowing to whom you’re making yourself vulnerable, you put yourself in a careless and dangerous situation. “I know that receiving those first e-mails from an online dating prospect is a thrill,” says Browne. “But a week or two of fantasy fun is sufficient, and then it’s time to bite the bullet and actually meet face to face, with a brief pit stop at phone calls so you can at least be assured of gender and voice recognition. If you spend any more time in fantasyland, you’re creating an artificial sense of intimacy, which is very difficult to overcome. Remember that you want dating, not danger, as the eventual outcome.”

Around Town

CORNERSTONE HOSPICE SEEKING DONORS OF REAL ESTATE W H AT ’ S H A P P E N I N G J U LY 2 0 1 1 If you have been thinking about making a substantial gift to hrough 10 Theatre through 17 CORNERSTONE HOSPICE Cornerstone Hospice – perhaps you should consider Real Estate. production of “Holy “Always… A gift of cashOF or securities this time may not be practical.Your SEEKING DONORS REALatESTATE Cannoli.” Moonlight Patsy Cline Show.”

Warehouse Theatre, Clermont. Tickets and information at (352) 319-1116.

and 22 “Novel Destinations” Film Series for the weekly Adult Summer Reading Program. 2:30 p.m. Free popcorn and drinks. Tavares Public Library Conference Room. Please call (352) 742-6204.

personal residence, farm, vacation home, commercial property, Mount Dora ComIf you have been thinking about making a substantial or parcel of undeveloped land might be more suitable. munity Building. gift to Cornerstone Hospice – formerly Hospice of (352) 383-4616. A present or future gift offers you the opportunity for valuable

Talako Indian Dancers. 2 p.m. enduring contribution to Cornerstone Hospice to benefit Free. Leesburg Public Library. A present or future patients gift offers youtheir the final journey of life. during Call (352) 728-9790. opportunity for valuable income tax and estate tax For information on savings. You also can free yourself ofmore burdensome “How to GiveinReal Estate,” contact The Classics IV present-management and problems involved selling ing soft Southern Rock. Two Nick Buchholz at Cornerstone Hospice: the property or leaving it to estate liquidation. shows, 6 and 8:30 p.m. Tickets: (352) 742-6800 or e-mail: nbuchholz@cornerstonehospice.org $23. Savannah Center, The Whether Villages, we keep or sell the property, you will make Cornerstone Hospice & the Hospice Hope Chest are currently looking Lady Lake. Call (352) 753-3229. a satisfying andfor enduring contribution to Cornerstone gently used furniture donations. For information on how you can Hospice to beneﬁt patients during their ﬁnal journey of life. help, please contact Theresa Wright at 352.742.6819 or “Destination: Tuscany.” 2 p.m. twright@cornerstonehospice.org Film and Italian treats. Free. For more information on Leesburg Public Library. For details, “How to Give Real Estate,” contact please call (352) 728-9790.

through 31 “Thoroughly Modern Millie.” Bay Street Players at the State Theatre, Eustis. (352) 742-7777.

16, 23 and 30 Summer Music Series. 1 to 4 p.m. each day. Live music, food and wine. Free admission. Lakeridge Winery, Clermont. Call (352) 394-8627 or (800) 768-WINE.

Fernando and Susan Varela. Fernando sings hits by Roy Orbison, Andre Bocelli, El Divo and more. Susan sings all her personal Broadway favorites. 17 “France and Feliu Reunited!” 24 The Music Mixx. 31 Billie Thatcher. Billie will debut her Doo Wop talent. Admission: $5, $7.50 and $11. Church on the Square, The Villages, Lady Lake. Tickets and information at (352) 753-3229.

“Selecting the Best Fertilizer.” 1 p.m. Free. Florida Friendly Landscapes, 4027 C.R. 106, Oxford. (352) 689-4668.

“Destination: Appalachia” with the October Mountain Washtub Band 6 p.m. Free. Leesburg Public Library. Call (352) 728-9790.

Lake and Sumter – perhaps you should consider Real income tax and estate taxtime savings. andEstate. 16 “StarA gift of cash or securities at this may You not also can free yourself burdensome management and problems involved in selling fish be Circus.” practical. Your of personal residence, farm, vacation the property or leaving it to estate liquidation. Ocala Civic Theatre. (352) 236-2274. home, time share, commercial property, or parcel of undeveloped land besell more Whether wemight keep or the suitable. property, you will make a satisfying and

Ted Williams at Cornerstone Hospice:

through August 14 “Gutenberg! The Musical.” Bay Street e-mail: twilliams@cornerstonehospice.org Players at the State Theatre, or Eustis. Tickets and info: (352) 742-7777.

Talako Indian Dancers. 2 p.m. Free admission. Tavares Civic Center. Call (352) 742-6473.

– August 14 Neil Simon’s “Plaza Suite.” Melon Patch Theatre, Leesburg. (352) 787-3013. Send Around Town news to Mature Lifestyles Magazine, 1602 S. Parsons Ave., Seffner, FL 33584; fax (813) 651-1989. News must be received by the 10th of the month prior to event (i.e. July 10 for August event.)

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Mature Lifestyles • July 2011 • page 5

‘Til Death Do You Part…

For Richer or Poorer ingles need 40 percent more than couples to maintain the same retirement lifestyle. Put another way, it costs one person about 75 percent of what two would pay, according to the American Academy of Actuaries. In retirement planning for both groups, financial advisors are noting how couples can use their situation to an advantage. It may be pooling risks, with savings supporting the survivors, tag-teaming their investments so that their portfolios complement one another or purchasing a longevity annuity which could amount to considerable savings compared to what a single person would spend. Linda Stern, “Singles, Couples Face Own Retirement Issues,” Reuters.com.

In Sickness and in Health How one long-married spouse fares emotionally and physically can greatly impact the other, a study conducted by the University of British Columbia and Pennsylvania State University reveals. The research looked at 1,700 couples ages 76 – 90 married more than 40 years over a 15-year span. Researchers discovered a strong association between such depressive symptoms as loneliness, unhappiness and restlessness, and physical limitations (i.e., cooking, climbing stairs). The link has been found among individuals, but never before to spouses, and suggests practitioners consider the health of the other spouse when treating their patient. “Physical and Emotional Health of Older Couples Linked for Better or Worse, Study Finds,” Science Daily.

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No Vein, No Pain—New Treatments for Vericose Veins V

aricose veins. Not only are they unappealing, they can also be painful, causing aching, restlessness and heaviness of the affected legs. Due to insufficient blood flow to the affected area and surrounding areas, they may cause swelling and changes to the skin including itching, eczema and skin ulcers. Long thought to be simply a cosmetic issue, varicose veins can pose genuine health risks, so treating them is more than an act of looking better, it’s about feeling better too. It is a way to preserve your quality of life and protect your health. The thought of surgery, however, is enough to persuade many people to just grin and bear them. What most people don’t know is that there are simple, safe and effective ways to treat varicose veins that are minimallyinvasive, cause little to no scarring and offer speedy recovery times. Treatments and diagnosis tools for varicose veins and venous insufficiency include:

• Duplex Ultrasound, a painless, non-invasive diagnosis tool for varicose veins. Done while the patient remains in a standing position, Duplex Ultrasound is highly successful at showing the structure of the blood vessels and movement of blood through the vessels to determine the best treatment method. • Ambulatory Phlebectomy, a simple treatment used to remove superficial varicose veins that allows immediate standing and walking with no loss of work in most cases. • Endovascular Laser Venous System (ELVS), a superior and safer outpatient alternative to traditional surgery that uses laser wavelengths to close off the incompetent vein, involving minimal discomfort, high success rates and fast recovery times The RAO Difference As Interventional Radiologists specially trained to care for patients

with vascular disease, the doctors at Radiology Associates of Ocala understand not only the impact on self-esteem that varicose veins can pose, but also the health risks of leaving them untreated. Unlike practitioners concerned only with the cosmetic aspects of therapy, the experienced doctors at RAO know which treatments work effectively and safely and produce the highest levels of success over the long term. We are also here to treat more serious diseases affecting arteries and veins, including peripheral vascular diseases caused by build up of arterial plaque. Our comprehensive approach to caring for patients both physically and emotionally is what has made us a leader

in medical imaging in the Marion County area for more than 35 years. Call us today at (352) 671-4300 and make an appointment to safeguard your health and discover the difference good vascular health can make.

Mature Lifestyles • July 2011 • page 7

Patriotic Duo Brings Betsy Ross and Ben Franklin Back To Life BY BILL STOKES

merican heroes Benjamin Franklin and Betsy Ross never lived together, but their present-day impersonators do. Tavares residents Jeffry Gay and his wife, Connie, met at a high school drama festival in Massachusetts, again the next year at Salem College in Massachusetts and married six years later. They moved to Central Florida and their signature show, MurderWatch Mystery Theatre, was produced at Walt Disney World for 20 years. The couple’s business, Dreamland Productions, is a traveling theatrical troupe that interacts with dinner theatre or various group audiences far and wide. Several years ago, Jeffry looked at himself in the bathroom mirror and exclaimed in horror, “God, I’m getting old! I look like Benjamin Franklin!“ Voila—the character was born! Now, Jeffry transforms himself in one-man performances into the printer, inventor and statesman. His wife, Connie, produces “Tea with Betsy Ross” in her own solo program as the legendary flag maker. She runs music and sound effects for Jeff’s appearances; he is at the board when Connie is the performer. In a matinee enjoyed recently at Lakes of Leesburg, B. Franklin circulated among his audience of 100 residents, chronicling his life, family, friends and enemies made throughout his 84 years. Humor, drama and poignancy unquestionably brought Jeffry’s rendition of B. Franklin’s humanity home to his audience. Perhaps best known for his experiments with the nature of electricity, B. Franklin also invented swim fins, medical catheters and, in 1736, organized Philadelphia’s first volunteer fire department. Franklin also invented a more heat-efficient Mature Lifestyles • July 2011 • page 8

stove (named after him) and because he felt it would help improve society, refused to accept a patent. Moreover, he promoted environmental improvements and published – Born Boston, Jan. 17, 1706. “Poor Richard’s – At 12, apprenticed in brother’s Almanac” under printing shop. an assumed name. – Wrote first article for brother’s newspaper, Mr. Franklin signed it “Mistress Silence Dogwood.” served in such au– Opens own printing shop in Philadelphia. gust political bodies – Married Deborah Read; starts “fire insurance” program. as the Second Con– Writes and publishes “Poor Richard’s Almanac.” tinental Congress. – Invents Franklin stove which works better He was ambassador than fireplaces to heat homes. to France, helped – Begins experiments with electricity. Invents lightning draft the Declaration of Independence and rod to protect homes from catching fire. was one of its signers. In 1790, only two – Becomes postmaster for all 13 colonies. Invents months before his death, he wrote a treaodometer to measure distance between routes. tise advocating the abolition of slavery. – Helps write the Declaration of Independence. Jeffry Gay as Jeff as Ben Franklin scattered laugh- Invents bifocals. Ben Franklin provoking zingers throughout his talk, – Helps write the U.S. Constitution. (above) and notably in his explanation of inventing Connie Gay – Dies at 84; over 20,000 bifocal eyeglasses: “I was enjoying a as Betsy Ross people attend his funeral. book during a voyage to England. My (bottom right). Source: AAA Going Places mission was to represent Pennsylvania /March-April in its fight with descendants of the Penn Connie confesses family over who should represent the Colony. I found I couldn’t see the horizon she cries at points during her interpretation of Betsy Ross, without changing my spectacles. Think“and,” she said, “some of my audience sheds ing it would be easier to have two-lens eyeglasses—one for distance and another a tear, too.” Such is the degree to which this couple’s audiences become involved. for near sight—I invented bifocals.” Jeff MurderWatch Mystery Theatre is a crowd asked for a show of hands from those wearing his innovation. Many hands went pleaser after 20 years, in which group or dinner theatre audiences are ensnared in up. “Ben” quipped, “You’re welcome!” a staged whodunit and follow clues to find the “real” perpetrator. All Dreamland The Rebirth Of Betsy Ross Productions’ shows are scripted, but are Connie Gay continues: “Our clients open enough for performers to ad-lib an began requesting another character to aside with the audience or to take advantage complement Jeff’s Ben Franklin. A close of an unexpected situation. Since all friend of mine had, years ago, taught me productions are enhanced by music, sound to cut a five-pointed star from folded effects and props, set-up takes several hours paper, so Betsy Ross seemed a natural.” for a one-hour show. Props are originals She has two versions of her oneor replicates the couple has acquired hour show: One with full sound and through the years of perfecting their arts. projected photographs, and another A telephone call to (352) 508-5523 or a visit online to www.murderwatch. more intimate presentation featuring com will bring an envelope of informative, colorful brochures explaining the a full service afternoon tea party. She wide scope of Dreamland Productions’ interactive offerings. All their shows enjoys the latter because it allows her are available for hire by communities, clubs, restaurants and hotels. (WSS) more interaction with her audiences.

Ben Franklin Fun Facts

1706 1718 1722 1728 1730 1733 1744 1746 1753 1776 1784 1787 1790

Soon-to-be Boomer Retirees Want Homes to Support Pursuit of Life’s Passions BY JEFF GERSH

oday’s boomers are well-connected online, describe themselves as “full of life” and say retirement is a time to reinvent and discover themselves, according to Trilogy by Shea Homes’ online survey of boomers. The survey drew over 85 percent of participants from Trilogy’s Facebook pages and Twitter feeds. It also found boomers are not only focused on connecting with others and staying near loved ones but also on making a difference, and they are not slowing down anytime soon. Boomers ranked traveling (58%), having a balanced lifestyle (51%), being more active (46%) and having more “me” time (46%) as priorities in retirement.

Having a home to support all of their passions also ranked high—boomers primarily want it to be easy to take care of (59%), followed by the foundation for a vibrant future (40%). But making the leap to a new home is not always an easy decision, especially in the current economy with owners sometimes unable to get as much as desired for an existing home. Though home sales may be down across the country 15 percent year over year, not every development or area is following this trend. Sunshine and beautiful weather are limited, commanding higher prices for homes in areas like Florida. Many boomers, including Terri and Ron Fraser, recent Trilogy homebuyers in the Orlando area, are putting a priority on living the active, engaged life they’ve always wanted. “No one has the crystal ball to know when the best time is, but for us, we

did not want to put off living our life anymore. We wanted to be around people who are like us. We wanted to be involved in sports and doing lots of things culturally,” said Terri. When choosing where to live, many boomers are actively pursuing plush amenities and benefits, but they should also consider how an active adult club will “feel” when all lots are sold. Active adult communities with established clubhouses or those currently being built out can also provide a good value, since they may have been able to obtain discounts on the land. Those that are just being planned may have to reduce club and home space to accommodate land costs and still compete on price. When considering a new home, resale or staying with an existing

residence, boomers rank green features (which can save as much as 40 percent on energy usage) high on their list of priorities. Today’s boomers are also considering factors many have not before—such as having a space for a home office—as many transition into retirement. Boomers should ask themselves what is important in retirement: Location? Having access to amenities/ activities? Maintaining connectedness with family, friends, others? What do I want to be doing? How important is customizing my home? Have I always had a specific dream or ideal in mind? All of these questions weigh in on determining the best environment to pursue one’s retirement dreams. For info, contact jeff.gersh@ sheahomes.com, or see trilogylife.com.

Mature Lifestyles • July 2011 • page 9

Veterans Corner

JAZZ ON THE VINEYARD GREEN Live Jazz, Food, Wine $2.00 JAZZAdmission ON THE VINEYARD GREEN Live Jazz, Wine May 9th Food, (10:00 a.m. - 5:00 p.m.) $2.00 Admission May 10th (11:00 a.m. MUSIC - 5:00 p.m.) SUMMER SERIES

Veterans Conquer a Mountain at All Ages

JAZZ THE VINEYARD GREEN May 9th (10:00 - 5:00ON p.m.) Freea.m. Admission Live Jazz, Food, Wine May 10th (11:00 a.m.(1:00 - 5:00 p.m.) July 2nd p.m. - 4:00 p.m.) 18th ANNUAL HARVEST FESTIVAL $2.00 Admission July 9th (1:00 p.m. - 4:00 p.m.) May 9th (10:00 a.m. - 5:00 p.m.) Arts Crafts, Live Music, 18th&ANNUAL FESTIVAL July 16thHARVEST (1:00 p.m. - 4:00 p.m.) May 10th (11:00 a.m. - 5:00 p.m.) Arts & Crafts, Wine, Food, Grape Stomping July Live 23thMusic, (1:00 p.m. - 4:00 p.m.) Wine, Food, Grape July 30st (1:00 p.m. - Foundation 4:00 HARVEST p.m.) $2.00 Donation -Stomping Hospice 18th ANNUAL FESTIVAL $2.00 Donation Hospice Foundation Arts & Crafts, Live Music, June 12th (10:00 a.m. - 5:00 p.m.) THEa.m. AUGUST STOMP! June 12th (10:00 - 5:00 p.m.) Wine, Food, Grape Stomping June 13th (10:00 a.m. - 5:00 p.m.) $2.00 Donation - South Lake Boys & Girls Club June 13th (10:00 a.m. - 5:00 p.m.) - Hospice Foundation $2.00 Donation August 20th (10:00 a.m. 5:00 p.m.) June 14th(11:00 (11:00 a.m.12th - 5:00 p.m.)- 5:00 p.m.) June 14th a.m. 5:00 p.m.) June (10:00 August 21st- (11:00 a.m. - a.m. 5:00 p.m.)

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or 25 years, the National Disabled Veterans Winter Sport Clinic has been helping Veterans find adventure in the mountains of Colorado. And for 25 years, Florida resident Clinton Hale has experienced it. Hale, 62, has been a participant in the Winter Sports Clinic every year since its inception in 1987. “Early on it was just a few of us…maybe 50. Now, it’s huge!” he says. Hale makes the journey to Snowmass from Florida each year, eagerly waiting his turn to hit the slopes. He’s learned a lot during his various Clinics, like the wisdom of waiting inside where it’s warm instead of standing in line in the snow for his gear. When it comes to ski equipment, he prefers the monoski because “it looks cool,” but for him, the trip to the mountains each year isn’t just about the skiing. “When I come here, I make it a goal to impart some of the lessons I learned in life to some of the new guys,” he says. “And I learn from them, too. They know things that I’m still trying to figure out.” He certainly has some life lessons to offer. Hale entered the Air Force as a Combat Controller in 1966, and in 1983, he injured his back while on a training exercise. “Life has inherent risks. You just deal with them as they come.” At an event with participants whose military service spans from World War II to the current conflicts in Iraq and Afghanistan, “new guys” doesn’t just mean “young guys” at the Winter Sports Clinic. One first-timer is Frank Kozel, an 88 year-old WWII Veteran. Kozel, who was injured on a reconnaissance mission during the War, made the trip from Cleveland. Some might

question why an 88 year-old would strap himself into a ski apparatus and hurl himself down a mountain. Kozel’s answer is simple: “I believe that every day, you should do something that you fear—it keeps you young.” The Winter Sports Clinic has been a source of motivation and encouragement for both Kozel and Hale. “My first trip here, I learned that I can do anything I set my mind to do,” said Hale. For him, that means working, staying active and helping to raise funds for his Florida team to come each year.

Veteran Clinton Hale on a sit-ski.

That also means skiing with a broken leg. “I broke it trying to ski on my own the first year that the Winter Sports Clinic was at Snowmass,” he says with a laugh. “They put a cast on it and I was skiing again the next day.” The Winter Sports Clinic has seen many changes over the years. And after 25 years, what’s the best thing about the Winter Sports Clinic? “The camaraderie,” says Hale without hesitation. “I have developed some great friendships. I love to see some of the old-timers and make new friends. It’s like a family here, it really is.” That’s what keeps Hale coming back, and what drives him to spread the word to other veterans who are eligible to attend. His message to them is simple: “Get out here! You just don’t know what you’re missing. It’s the best event that VA has.”

Crafters Needed

omen for Hospice seeks upscale crafters for “A Season of Trees” in downtown Mt. Dora, November 15 – 20, 2011. The crafts will be placed on consignment. Women for Hospice will do set-up, display and sales. Entry fee: $50. Consignment fee: 25% of sales.

For more information or to receive an application, call Sue Ellen Ibach at (352) 735-2933 or e-mail sueellenibach@comcast.com.

Georgia Peach Commission Gears Up for A Plentiful Peach Season S

ummer is here and so are delicious Georgia peaches. Each year, Georgia produces more than 2.6 million cartons—or 63 million pounds—of peaches between mid-May and midAugust, and expectations are that the 2011 crop will meet or exceed that level. Try these very cool recipes.

Recipe Is Now On and Visit twitter.com/MaturLifeStyles (without the “e”) or search for “Senior Connection and Mature Lifestyles” on facebook.com for the latest news and fun events in your area. Get your “Smile for the Day!” or share comments with us!

Peachy Chicken Salad

1/3 cup mayonnaise 2 tbsp. milk Salt/pepper to taste 1 tsp. chopped fresh tarragon 2 ½ cups cubed cooked chicken 1 cup seedless red grapes, halved 1 cup frozen tiny peas, thawed 2 large peaches, peeled and chopped 1 cup pecan halves, toasted

The Luggie Scooter Anywhere, Anyplace, Anytime.

Stir mayonnaise, milk and seasonings until smooth. Add chicken and toss to coat. Stir in other ingredients. Serve over lettuce.

Georgia Caprese Salad with Lime Vinaigrette Dressing:

Juice and zest of 1 lime 1 tbsp. champagne or white wine vinegar 1 tbsp. water 1 tbsp. honey 1/2 tsp. salt 1/4 cup olive oil 2 tbsp. chopped fresh mint

Salad: Combine 2 (4-oz.) balls of fresh, water-packed mozzarella, 4 ripe peaches, unpeeled, each cut into 8 wedges, and 1/2 cup fresh basil leaves. Cut cheese into 1-inch pieces and gently toss with peaches and basil leaves. Prepare dressing: Combine lime juice, zest, vinegar, water, honey and salt. Slowly whisk in olive oil and set aside. Whisk mint into dressing and toss about 2 tablespoons (or more to taste) with salad. Season salad with freshly cracked pepper and serve.

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1-866-230-2323 Mature Lifestyles • July 2011 • page 11

Pioneering audiologist invents “reading glasses” for your ears.

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Mature Lifestyles • July 2011 • page 12

Will Your Pet Be A Disaster Victim?

tions, feeding schedule t’s that time of year and rabies information. again: hurricane Current photos and pet season. You peruse descriptions will help the latest emergency you and your pet reunite pamphlets and might should you become even attend a hurricane separated. If you don’t seminar. You restock own sturdy leashes, emergency supplies, harnesses or carriers, and because you’ve just purchase them now. returned from walking Max, you remember Find a Secure Place to throw in a couple Ahead of Time of cans of dog food Should you choose and figure Kitty can to remain in your take care of herself home, keep your pet’s Jan Nieman and Sasha. in the home. You are disaster kit in an easyready! Or are you? to-retrieve location. If you decide to Remember the poignant TV coverage evacuate, don’t leave your pet tethered of Katrina’s helpless pets tied to porch outside—it’s a death sentence. Check posts as flood waters crept up the ahead for pet-friendly motels or a steps? How about the photo of dogs friend’s home. Many counties do not waiting for rescue? Pets separated have emergency shelters that accept from families were helpless because pets, and if they do, it’s likely you and their owners hadn’t thought ahead your pet will be housed in separate or cared enough to plan for them. areas. If you think you’ll only be gone Don’t let your pet become a statistic. for a few hours, take your pet with you as you may not be allowed to return. Plan Ahead: Perhaps a disaster occurs while Update the Information on Your you’re not home. Your pet may be Pet’s Collar or Micro-chip fearful during the event and hide, Collars can become detached. A so plan ahead by giving a trusted micro-chip is the best way for you neighbor your key. She should be both to be reunited should you become aware of your pet’s favorite hiding separated. If you haven’t done that, places, habits and where its leash contact your vet. For a low cost micro- and disaster kit are located. Agree on chip implant, check with your local a time and location to meet later. Humane Society. If your pet already Don’t Wait Until a Weatherhas a micro-chip but the informaRelated Event Arrives tion is outdated (moved, different If you’re not sure where to go, phone, snowbird location, cell phone check your phone book or websites number), contact the chip provider for pamphlets from your county’s (there are several) and update it. hurricane preparedness guidelines, Prepare a Pet Disaster Kit emergency management programs or Jot down items your pet will need for local Humane Society or ASPCA. five days. Pack enough food and water Jan Nieman is a speaker and in water-tight containers (remember author of the award-winning, bowls). What goes in must come quirky memoir “Going to the Dogs; out, which means litter boxes, plastic bags, pet scoopers and paper toweling Confessions of a Mobile Pet Groomer.” For more information, should be on your list. Bring your visit goingtothedogsthebook.com. veterinarian’s phone number, medica-

The Life List: Ten Items All Caregivers Must Have

eing a caregiver can be one of the most challenging, complicated and rewarding jobs you’ll ever do. It is detail-oriented, physically and emotionally taxing and can require lightning-fast decision making that could potentially affect the outcome of a person’s recovery. Joni Aldrich, author of Connecting through Compassion: Guidance for Family and Friends of a Brain Cancer Patient, says there are ten basic must-have tools caregivers need to have on hand:

you’re also reminded ahead of time to call the pharmacy for a refill.

Retirement Living

3. Good pill cutter. Depending on the prescription, you may have to cut pills in halves or quarters to get the right dosage.

1. Seven-day, multiple-section pill organizer. Caregiving is a very detail-oriented job where medications, doses and timing are involved. Having a pill organizer can be a lifesaver (and a sanity saver) for you and your patient. Aldrich recommends using one with slots for every day of the week and different times for each day. Fill their pill organizer ahead of time so

2. Updated list of all medications. Keep a list of all medications and their dosage information with you at all times. Take a current copy with you to every doctor’s appointment and keep a copy in every possible place where you may need it at a moment’s notice (or in case you leave the house without it by mistake) like your purse, coat pockets, and vehicles. Tack a copy by the phone and the patient’s bed for easy access.

4. Over-the-counter oral antihistamine. Mild allergic reactions usually respond to non-prescription allergy medications such as diphenhydramine (Benadryl). A liquid or “fast-melt” type of Benadryl can be better than pills, if the reaction is in their mouth or if there’s stomach upset. And

always call for medical assistance before the problem becomes severe.

5. Latex or non-latex gloves. Gloves that are the right size are necessary to protect both the patient and the caregiver from harmful germs, and they can be used for protection in a variety of situations—from serving food to cleaning up messes. 6. Hydrogen peroxide. Peroxide is good for cleaning wounds, getting bloodstains out of clothing and bedding and being used like a mouthwash for mouth sores.

7. Rubbing alcohol. Now for the big guns! Alcohol is a wound sterilizer as well as a good cleaning agent for places like handrails and doorknobs. 8. Digital thermometer (with covers). Digital thermometers with plastic covers are fast, accurate, user-friendly and easy to read.

9. Good blood pressure monitor. There are plenty of fully automatic, accurate

digital machines available for purchase for in-home use. Look for versions that measure blood pressure correctly on the upper arm at heart level with readings given on a digital display.

10. Plenty of paperwork. You’ll need to have a calendar for organizing appointments, tests and a schedule of caregiving help. Keep a three-ring binder for storing medical test results and patient notes in one place. Have all pertinent phone numbers posted near every phone. The note that doesn’t get documented or the question that doesn’t get answered may be the one that gets you into the most trouble. “While being a caregiver is one of the most challenging experiences of my life, it has also been one of the most rewarding,” Aldrich concludes. “Having the support and help of others who have been there can be a huge help. The peace of mind you’ll get from being prepared is one of the most precious gifts you can give yourself as a caregiver.”

Mature Lifestyles • July 2011 • page 13

Fido in Fiji and Hairballs in the Hamptons

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ummer travel season is approaching with 62 percent of households owning one or more pets, “What shall we do with the cat and dog?” is now a common question on the checklist of many travelers. Here are tips to help pet owners consider the family pets in their travel planning: Carefully consider if your pets should stay or go. Think about your lodging accommodations and trip agenda. Be sure to verify that your hotel, resort or campground is pet friendly. Hotels impose restrictions that can include the size and number of pets, expensive non-refundable pet fees and rules against pets being left unattended in hotel rooms.

Consider your pet’s health. Has your pet had a recent veterinary check-up? Does your pet’s age or physical condition make it an ideal candidate for travel? If Fido’s flying, plan ahead! Buses, trains and cruise ships do not typically allow pets. Most airlines allow pets to travel in the cabin or as cargo. The ASPCA recommends that pet owners not fly their animals unless the pets are small enough to fit under the passenger seats. If you’ve already committed to transporting your pet on a commercial airline, the ASPCA offers a list of helpful tips for safe air travel with your pet.

New, Complete Disney Guide I f visitors are coming, you’ll want to hand them the The Complete Walt Disney World 2011 before they head to Orlando. This thorough guidebook rates and reviews 700 attractions, restaurants, shops and hotels and offers hundreds of tips. It’s chock full of detail about how to see and do everything having to do with Disney. New in this year’s book: • A Best Bets section showcasing the parks’ best experiences. • Fear Factors for every ride and show and scores of Family Matters tips.

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Room rates and availability vary select dates through Dec. 31, 2011. Two night minimum stay required. Subject to tax, Osceola County Assessment Fee, resort fee and parking. Not retroactive or valid with other offers or groups. Proof of anniversary date required upon arrival. Resort credit is applied upon arrival toward food, retail or spa services only. See website for restrictions.

Mature Lifestyles • July 2011 • page 14 GP-0426-11 Sr Connections/Mature Lifestyles Mag - Anniv Ad [4.9167x9.8125].indd

• Best and worst aspects of each theme park.

• Walt Disney A – Z section for all planning aspects. • Complete telephone and internet directories. 5/12/11 3:11 PM

An example of how complete the guide is—on page 163 there’s an itinerary (as there is for each park) for spending a day in Animal Kingdom so your group can enjoy a day at the right speed to experience the whole park. Included are times to send someone from the group to get the Fastpasses for a later ride. Good stuff!

Stay Close to Home for Fun This Summer the delicately preserved eco-system of the St. John’s River. Also available here are kayaks, canoes and paddleboats to rent. Call (386) 837-5537 for the Eco-tour.

Sleuths Mystery Dinner Theatre DeLeon Springs (L) and the Old Spanish Sugar Mill (R).

Flip For Fun s there a Fountain of Youth? Find the spot where Ponce de Leon said he found the famed fountain an hour north of Orlando. Start the day by making your own pancakes at the The Old Spanish Sugar Mill inside DeLeon Springs State Park Recreation Area. Right beside the headwaters of the Fountain of Youth, owners Peter and Marjorie

presents...

Schwarze have been letting people cook their own breakfasts since 1961. You pour the batter, ﬂip the cakes and choose your toppings—truly you can have it your way! Order lots of tasty sides, too. Since there’s often a long wait to get in, you can put your name on the list and take The Fountain of Youth Eco/History Tour boat tour next door. Narrated boat tours run from DeLeon Springs to Lake Woodruff in the Woodruff Federal Wildlife Refuge and operate 10 and 11 a.m. trips and 12 and 1 p.m. trips (minimum of 8 passengers must go). This is a great way to see

Orlando – After Hours! So you say you’ve “done Orlando”, eh? Experienced Disney, outlet malls and the ubiquitous souvenir shops? But hey, we’re not kids anymore—so what’s there to do after the sun goes down? As it turns out, the Orlando area is loaded with after-hours fun. For starters, there’s the Sleuth’s Mystery Dinner Theater on International Drive in Orlando. At Sleuth’s, you step into a world of comedy where you become the detective as you try to solve the night’s murder mystery. In addition to enjoying a delicious dinner, you’ll spend about two hours helping the other guests solve the nights’ dastardly crime. Use the clues that are all around you—and your intuition—and you

just might receive a nice prize when you show off your winning guess! Up for something a little more unique? Head to the Treasure Tavern, Orlando’s hottest nighttime show and dining experience. Treasure Tavern is an unrivaled one-of-akind dining experience combining Cirque, burlesque, comedy magic, live music and delicious food. But be careful—there’s no telling when Madame Gretta just might pull you up on stage and poke a little fun at you for the amusement of all the guests! So the next time you head out to the Orlando area, don’t forget to enjoy the area’s most unique nightlife! Sleuths Mystery Dinner Theater is located at 8267 International Drive; call 1-800-393-1985 for info. Treasure Tavern is at 6400 Carrier Drive, just of I-Drive. Call 1-877-318-2469 for tickets and reservations.

Travels reported by Dave Kelly and Janice Doyle.

Canyon Country featuring Arizona & Utah Departing October 13 – 21, 2011

Highlights... Scottsdale • Oak Creek Canyon Kaibab National Forest Grand Canyon • Lake Powell Monument Valley Bryce Canyon National Park Zion National Park • Las Vegas Join Us!

9 Days • 12 Meals: 7 Breakfasts • 5 Dinners

Per person rates: Double $2,549; Single $3,249; Triple $2,519 Included in Price: Round trip air from Tampa International Airport, air taxes and fees/surcharge of $50 (subject to increase until paid in full), hotel transfers Not included in price: Cancellation waiver and insurance of $165 per person

For more information contact Collette Vacations • (877) 872-4331

Booking number: 460821 Departure Date: October 13, 2011

Tour: Canyon Country Group Name: Senior Connection

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800-639-0020 • 941-639-8721 • fishville.com Mature Lifestyles • July 2011 • page 15

Seniors Getting Together Attention SGTers!

Screen respondents carefully. Always meet in public places and have your own transportation. Don’t divulge your home address. Be sure to provide a way for your correspondent to respond to you – phone number, e-mail address or Post Office Box address. Contact the authorities if you feel threatened or harassed by an individual. Be patient and careful – a good relationship and your personal safety are worth the wait!

WOMEN SEEKING MEN 1038 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess & model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Fort Myers. 3983 SEEKING COMPATIBLE GENTLEMAN 63 – 75 I am 69yo, 5’3”. 140 lbs. H, W, C, NS, SD, FF. Attractive, honest and loving, looking for

someone to share life, travel, exercises, music, etc. Recent photo would be nice. 4021 HISPANIC LADY WW, 70 YO, C, NS, SD, blue eyes. I like exercises, some travel, music, etc. Seeking a nice Christian presentable gentleman. Please send a recent photo.

MEN SEEKING WOMEN 4014 JUST A LONELY GUY SWM alone, lonely; it’s not a good feeling. Seeks SWF who’s honest, nice, normal, caring for companionship and maybe more. All letters will be answered. 4016 ASIAN SEEKS TRAVEL PARTNER 78, 5’10”, 160 in good shape and health seeks slim, personable companion for cruise or travel and my expense. 4018 SEEKING NATURAL HIRSUTE FEMALE Whether you’re a Frida Kahlo look-alike or an unrepentant hippie chick, as a pleasant hirsute lady, you’re my type of woman. I’m an attractive, pleasant, very youth-

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Mature Lifestyles • July 2011 • page 16

ful senior man. Phone number please. Thank you! Tampa 4020 SEEKING A VERSATILE WOMAN, cute or attractive, 45 – 65 YO, who can cook, dance, travel, love music, maintains her proper wieght, plain and down-to-earth, NS, ND. Commonly Used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

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• Tour of amazing Jekyll and St. Simons Island—see how America’s early millionaires lived and played! • Tour of charming Savannah, including a visit to a famous historic home. • Your group leader has arranged lunch at Paula Deen’s Lady & Sons Restauraunt. • And much more! For more information, contact Marilyn Martin at (813) 654-9562.

Last Month’s Answers Last Month’s Answers

Enter

This Month’s to Win! Winner Is Howard Meyer Congratulations!

June Sudoku

Roney Sorensen is last month’s winner! Congratulations!

Win Great Prizes!

New winner selected each month

This month’s winner is

Good Luck!

July Sudoku

Enter To Win!

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on July 21 will win. Send your answers along with your name, address and telephone number to: SENIOR CONNECTION OR MATURE LIFESTYLES 1602 S. PARSONS AVE., SEFFNER, FL 33584

Myron L. Guisewite Congratulations !!!

Last Month’s Answers

WIN! WIN! WIN! GREAT PRIZES!

SUDOKU MUST BE RECEIVED BY JULY 21, 2011

Insurance Discounts

For Mature Drivers

FILL IN ANSWERS & WIN MONEY!

Have a Florida’s Driver’s License and are 55 years of age or older?

Send your answers for a drawing. First correct answers selected from the drawing on July 19 will receive $20 cash! Send to: News Connection USA, Inc., 1602 S. Parsons Ave, Seffner, FL 33584

Take Your Class Online!

Name

Take Your Mature Driver Course On The Internet!

I am interested in: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

Personal Health & Fitness Home Improvements Automobiles

• Study at your leisure, 24 hours a day, 7 days a week. • Simply read the course materials online and then answer a few quiz questions. • There is no need to attend boring classes or listen to long lectures. • After completion, of course we will issue a state-certiﬁed certiﬁcate for you to turn into your insurance company to receive your discount for a three year period. If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

Address City

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Florida Department of Highway Safety & Motor Vehicle Approved Course

State Zip

To Register go to:

www.seniordriverclass.com

ML/Lake

FILL IN ANSWERS & WIN MONEY!

Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to: Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511

or call 1-800-771-2255 Mature Lifestyles • July 2011 • page 17

Retirement CPR: Creating and Protecting Retirement BY JON LYNN

inancial health, like physical health, requires that a person has a goal and the discipline to take positive action to achieve that goal. Having worked in the financial industry since 1983, I have seen little change in the public’s financial health or habits. In fact, government studies reveal that only five out every 100 workers can successfully retire and maintain their lifestyle. Why, in the world’s richest country, is that true? Even if we have personal discipline and financial goals, there are three factors integral to a successful retirement.

Finance #1 is TIME. The sooner we start to save, the harder and longer our money can work for us! Using the “Rule of 72” we can calculate how quickly our savings will double, quadrruple, or more. #2 is CONTRIBUTIONS. The more we can set aside when we are younger, the greater our savings will be when we reach retirement. #3 is INVESTMENT RESULTS, which can drastically impact our retirement plans. Over the past decade, too many people have experienced losses of 30 percent to 50 percent of their retirement funds and are forced to keep working and are unable to retire. Once a person decides which investment option is best suited for their needs, they must further consider which investment strategy best fits their risk tolerance. The three strategies are fixed interest; the Market (either stocks or real estate) and Indexing. Fixed interest offers the least amount of risk. However, money market Mature Lifestyles • July 2011 • page 18

rates and CDs are at historically low rates and currently not keeping up with inflation. Following the Rule of 72, a fixed interest account earning 1 percent will double every 72 years. Also, inflation is running around 3 percent and reducing our purchasing power.

The Market, either stocks or real estate, offers higher potential gain but also a major risk of loss. As we have seen in the 1987, 2001 and 2008 stock market drops, investors suffered significant losses, impacting their retirement plans. Likewise, as we have seen throughout the United States, the real estate market has experienced severe depreciation and losses in both commercial and residential property values. The Index strategy has been rising in popularity due to higher potential gains combined with eliminating the risk of loss of principal and any annually credited interest added. Indexing is tied to the various stock indices such as the SP500, NASDAQ 100 or the FTSE rather than stocks or mutual funds. Limited by participation rates and CAPs, the index strategy can offer double digit returns in up markets coupled with no risk of loss in a down markets. Should the stock market have negative results, the participant has no gain for the year but, more significantly, would suffer no loss. When the market recovers and begins to rise the participant will participate in the subsequent gains. Once you have decided on which retirement option to utilize and which investment strategy fits your risk/ reward tolerance; the most important step is to take action and begin protecting your retirement income. And of course, “Enjoy your retirement!” For more information, call (813) 774-1862 or e-mail the author at clynnlutz@aol.com.

Ten Everyday Items A

ccording to the Environmental Protection Agency, the United States recycles 30 percent of solid waste-such as food scraps, package wrapping, grass clippings and bigger items like old microwaves, sofas and refrigerators. Increasing that recycling frequency to just 60 percent could save the equivalent of 315 million barrels of oil annually, the EPA suggests. Here are 10 recycling tips for individuals looking to make a difference locally and globally:

1. Newspapers should be saved

in their own bin, as this material goes directly back into newsprint recycling. Recycling a 4-foot stack of newspapers saves the equivalent of one 40-foot fir tree.

To Include In Your Recycling

2. Glass is recycled according

to color: clear, green and brown. Recycling centers prefer when glass is separated this way.

3. Paint cans and aerosol cans

are recyclable but considered hazardous waste and need to be kept separate from other metals. Leave labels on these cans so recyclers know what was in them.

4. Plastic does not break down

in landfill and, because it can be reused for many diverse products, efforts should be made to recycle all plastic waste.

5. Aluminum cans should always

be recycled. Many recycling centers request they not be crushed flat. Recy-

Word Search

cling one aluminum can saves enough energy to run your TV for three hours.

10. Batteries should be disposed

6. Electronic devices-such as radios, televisions, cell phones and computerscan be dropped off at recycling centers that accept used electronics. 7. Roof shingles are being

recycled to make new roads.

8. Refrigerators can be given to their manufacturing companies or to recycling centers. Make sure the chlorofluorocarbon, also known as CFC or Freon, has been drained and recycled. 9. Motor oil should never be dumped

into storm drains, even if it’s only a small amount. Instead, recycle the oil at a quick lube shop or auto parts store.

of properly. An automobile battery, also referred to as a lead-acid battery, contains about 21 pounds of lead, three pounds of plastic and one gallon of sulfuric acid, which can be toxic if handled improperly. Interstate Batteries is the No. 1 battery recycler in the U.S., recycling more than 850 million pounds of batteries last year alone. Automobile and alkaline batteries can be recycled at Interstate All Battery Centers and Interstate Batteries dealers. For a location, visit www.interstatebatteries.com. Protect the environment: Bring your used batteries to a recycling center. (NAPSA)

Word Search July 2011 In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Answers From

June 2011

Brenda Relford is last month’s winner! Congratulations!

Florida’s Award Winning Senior Magazine

Send your answers along with your name, address and telephone number to:

The first correct answers selected from the drawing on July 21 will win.

MYSTERY WIN! WIN! WIN! MYSTERY SENIOR CONNECTION or PRIZE! PRIZE! MATURE LIFESTYLES GREAT PRIZES! 1602 S. PARSONS AVE. SEFFNER, FL 33584 (Puzzles must be received by July 21, 2011.)

Mature Lifestyles • July 2011 • page 19

Finally, a cell phone that’s… a phone!

y ice b Pr ced du 48 Re $

o t N trac n o C

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IMPORTANT CONSUMER INFORMATION: Jitterbug is owned by GreatCall, Inc.Your invoices will come from GreatCall. All rate plans and services require the purchase of a Jitterbug phone and a one-time set up fee of $35. Coverage and service is not available everywhere. Other charges and restrictions may apply. Screen images simulated. There are no additional fees to call Jitterbug’s 24-hour U.S. Based Customer Service. However, for calls to an Operator in which a service is completed, minutes will be deducted from your monthly balance equal to the length of the call and any call connected by the Operator, plus an additional 5 minutes. Monthly rate plans do not include government taxes or assessment surcharges. Prices and fees subject to change. 1We will refund the full price of the Jitterbug phone if it is returned within 30 days of purchase in like-new condition. We will also refund your first monthly service charge if you have less than 30 minutes of usage. If you have more than 30 minutes of usage, a per minute charge of 35 cents will apply for each minute over 30 minutes. The activation fee and shipping charges are not refundable. Jitterbug is a registered trademark of GreatCall, Inc. Samsung is a registered trademark of Samsung Electronics America, Inc. and/or its related entities. Copyright © 2011 GreatCall, Inc. Copyright © 2011 by firstSTREET for Boomers and Beyond, Inc. All rights reserved.