Lifestyles After 50 Suncoast Edition, October 2020 by Lifestyles After 50 Magazine

SUNCOAST EDITION ~ OCTOBER 2020

Serving Pinellas & West Pasco Counties

Florida’s Most Read 50+ Publication Since 1989

FREE - Take One Home!

LifestylesAfter50.com VOLUME 31 ISSUE 10

Breast Cancer Awareness

Medicare Open Enrollment

Men and women alike can contract this devasting Are you signed up for Medicare? If not, learn about how disease—learn how to prevent and recognize breast cancer. you can enroll this season.

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Learn more now! Choose your option: RESERVE your spot at a Safe and Smart small group meeting,** limited to 10 attendees. Social distancing and masks will be required.

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*No referrals to see a specialist; available only on the BayCarePlus Premier (HMO) plan for Pinellas County residents. Referrals are required for occupational therapy, physical therapy, speech therapy and home health. **For accommodations of persons with special needs at meetings, call (877) 549-1741 (TTY: 711). ***You may reach a messaging service on weekends from April 1 through September 30 and holidays. Please leave a message, and your call will be returned the next business day. Benefits, copays and premiums vary by plan. For a full list of plan benefits, visit BayCarePlus.org. BayCare Select Health Plans is an HMO plan with a Medicare contract. BayCare Select Health Plans complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. H2235_21-085_M

Lifestyles After 50 • October 2020 • page 2

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More Than Just an Autumn Month With autumn well under way, October promises cooler temperatures for Floridians and the hope for less rain than September gave us. Not only does the weather begin to make its seasonal pivot, but this month means the start of the rich, cozy holiday season—starting with Halloween, or Día de Muertos for those practicing Mexican culture, moving to Thanksgiving and finally December’s family-oriented holiday celebrations. However, October also means Breast Cancer Awareness Month, as many of us know. With the surge in popularity and media coverage, the backing behind breast cancer awareness has skyrocketed since its officially designated month in 1985. From survivors speaking out about their experience, to charities and foundations forming in the name of those who have passed from breast cancer, October is pretty in pink thanks to the support from activists and the general public. This month doesn’t just call for the experience of outspoken survivors, but it also pushes us to keep our own health in mind, men and women alike, especially as we age. According to BreastCancer. org, the largest risk factor in contracting any cancer is aging. This is due to the fact that aging both produces a larger amount of genetic mutations within the body, and an aging body is less capable of repairing any genetic damage. Read Leslie Megyeri’s article in print or online about breast cancer risk in men to learn more about the different factors that leave you at risk for cancer. Because of this fact, it’s crucial that you take care

of your body in order to best protect yourself from disease later in life. You can do so by maintaining a healthy body weight through a healthy, balanced diet and light daily exercise. Even going on a short walk in the morning or night can help keep you in shape! To lessen your chances of cancer even more, try cutting down on smoking and alcoholic beverages. These toxins can weaken your body’s immune system, which helps kill cancerous cells in the early stages. October is also the start of Medicare open enrollment. This is your yearly opportunity to re-evaluate your healthcare needs, including co-pays for doctor visits and prescriptions. Now that we’ve stressed the importance of getting checked for breast cancer, be sure that your current or new Medicare plan covers this annual check-up. Read inside this magazine or on our website to learn more about what you need to know about Medicare open enrollment and different resources to help you find what’s best for you. So, as you prepare for the holiday season and break out those plush throw blankets, keep in mind the importance of your health as you take the necessary steps in breast cancer awareness and evaluating your Medicare plan needs. If you have questions, be sure to use online resources in order to answer your questions or find contact information for organizations that can.

Rebecca

Published monthly by Lifestyles After 50 Volume 31, Issue 10 Publisher Debbie Hansen Publisher@lifestylesafter50.com Editor Rebecca Fending Editor@lifestylesafter50.com Website Editor Allie Shaw Allie.Shaw@lifestylesafter50.com Distribution distribution@lifestylesafter50.com 813-336-8247 Questions/Customer Service 813-336-8247 Press Releases Editor@lifestylesafter50.com Advertising Sales Aspen Hansen: aspen.hansen@lifestylesafter50.com Patricia Hincher: 813-580-1879 Pat.Hincher@lifestylesafter50.com Joe Gess: 813-817-9855 Joe.Gess@lifestylesafter50.com Mervyn Hollander: 330-720-6772 Mervyn.Hollander@lifestylesafter50.com Fred Gericke: 727-542-4466 Fred.Gericke@lifestylesafter50.com Greg Wilcoxen: Greg.wilcoxen@lifestylesafter50.com Jim Commiskey: jim.commiskey@lifestylesafter50.com

To Learn More, call 813-336-8247 or email info@lifestylesafter50. co. Lifestyles After 50 P.O. Box 638 Seffner, Florida 33583 (Fax) 813-331-2634 www.lifestylesafter50.com

Rebecca Fending, Editor

Have a magnificent October and we'll see you in November!

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily re ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 10th of each month. All rights reserved. As a reader of Lifestyles After 50, you are creating an established relationship with our advertisers. You may be contacted by email, telephone or mail as allowed by law.

Lifestyles After 50 • October 2020 • page 3

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CREATIVE CORNER Menagerie of Music By: Sandra Gajewski As the dawn breaks through and the others still sleep I tiptoe outside to witness the wonders of nature . . . in full swing. So many sounds, so many songs, they all come together to create a beautiful Menagerie of Music.

Peeps and pecks, coos and caws, I even hear the distant dogs as they blend in with it all. At no other time have I experienced the sublime like this break of the morn as once again a Menagarie of Music is born.

And for a window of time I sit, I watch, I listen, as nature glistens in harmony of which I so delight!

For submissions: Send your poem (150 words or less) to editor@lifestylesafter50.com with the words “Creative Corner” in the subject line.

Lifestyles After 50 • October 2020 • page 4

Whether you’ve just moved to Florida for a beautiful retirement, or are aging into Medicare, A&B Insurance and Financial, your local agency for Florida Blue, is your one-stop resource that can help you find exactly what you’re looking for in healthcare coverage. With 35 years of experience in finding the best for Florida seniors, A&B is Florida’s largest Florida Blue Medicare agency with hundreds of dedicated knowledgeable agents who only write Florida Blue. As we approach the Medicare Open Enrollment period (October 15 to December 7), here are just a few ways A&B can help you find the best plan with Florida Blue for your lifestyle: Medicare Products – Let us help you understand the options available with Medicare as well as Medicare supplement products.

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Virtual Seminars and One-on-One Meetings – Register on our website to for an appointment or RSVP for a seminar.

Visit the A&B Insurance and Financial website, yourbluemedicare.com, for more information and events listing; or call 877-532-0312 so we can answer any questions you have. We’re here for you!

Movie Preview – The War with Grandpa BY RANDAL C. HILL

In 1978, Robert De Niro and Christopher Walken starred in “The Deer Hunter”, one of moviedom’s most depressing war stories ever. Now, fast-forward to 2020, and the De Niro/Walken team has returned to the silver screen, not to bring gloom and death this time, but chuckles and lightheartedness instead.

“The War with Grandpa” tale comes from Robert Kimmel Smith’s endearing 1984 book of the same name. In the movie, Grandpa Ed (De Niro) is recently widowed and at loose ends. He is invited by his sympathetic daughter to move in with her family, in hopes that Ed won’t feel so lonely. Grandpa accepts, and in doing so sets the stage for a major conflict with his grandson, sixth-grader Peter (Oakes Fegley of Pete’s Dragon fame). The problem? Ed has been assigned Peter’s bedroom, the only room Peter has ever known and the space where he and his friends can hang out and play their beloved video games in peace. Now, Peter has been given the worst possible place in the house that he can imagine—the drab and lonely attic. To the boy, this means war on the interloper. Encouraged by his two best buddies, Peter becomes determined to drive Ed away and begins a series of elaborate

pranks in an attempt to retrieve his room. At first the “attacks” are lightweight—a threatening note, a switched-off alarm clock. But, as the pranks increase in intensity and level of hurtfulness, the situation escalates to seriousness with a capital S.

Ed isn’t going to give up without a fight, however, and he recruits a disparate group of friends—Jerry (Walken), Sally (Uma Thurman), Diane (Jane Seymour) and Danny (Cheech Marin)—to combat Peter’s increasingly hostile attempts to oust his grandfather and get back his sacred space in the family home. While it’s obvious that there’s no call for any “Deer Hunter” symbolism here, the scriptwriters apparently couldn’t resist at least one “Godfather” reference when we see Ed waking up to a snake being left in his bed. As with Kimmel’s award-winning book, along the way we are shown the oftenunintended consequences of our actions when we are propelled by a relentless, “all-or-nothing” fuel of high-octane determination.

“The War with Grandpa” is both thoughtful and compelling, yet remains a lighthearted, even slapstickish family romp. Imagine a blend of “Home Alone” and “Dennis the Menace”, if you will. Directed by Tim Hill (“Alvin and the Chipmunks”) and written by Tom J. Astle and Matt Ember (“Home”), “The War with Grandpa” comedy is scheduled for an October release.

Lifestyles After 50 • October 2020 • page 5

October is Breast Cancer Awareness Month—Even for Men BY: LES MEGYERI My wife recently lost the first boss she ever worked for to breast cancer. He was a kind, well-liked, gentle man, but when first diagnosed, he only told his male friends in a confidential manner because he was embarrassed to talk of it and did not want to make it public. Men must remember that since they do have breast tissue, they can contract breast cancer. Granted, it is not widespread, but over the past couple of years, it has been found in 1 percent of all men, which amounts to 2,000 cases each year and 440 deaths. It does boast a 5-year survival rate for 84 percent of the men in which it is found, but that depends on the stage of the disease when detected. If it is confined only to the breast, the 5-year survival rate is 96 percent. Breast cancer cells must divide 30 times before a lump can be felt. With most breast cancers, each division takes one to two months, so by the time you feel a cancerous lump, it has most likely been in your body for two to five years. Due to the anatomy of the male breast, the cancer can spread to surrounding tissue faster than it can in women. Men are also less aware of the signs of breast cancer and are less likely to check their breasts, which can contribute to spreading. Thus, after age 35, men should make breast exams part of their annual physicals. The most common symptoms men should be aware of are a new lump in the breast or armpit, a thickening or swelling or increase in size and shape of the lump, an irritation or dimpling Lifestyles After 50 • October 2020 • page 6

in the skin, a pulling or pain in the nipple area or discharge from the nipple, including blood. Aging is an important risk factor for the development of breast cancer in men, but family history, inherited gene mutations, exposure to radiation, overuse of alcohol, liver disease and estrogen treatment are other risk factors. Doctors also cite obesity, testicular problems, gynecomastia which is a condition that causes the growth of abnormally large breasts in males and Klinefelter’s Syndrome as other risk factors. Thanks to a few well-known celebrities, the awareness of male breast cancer has been heightened and the stigma is lessening. For example, Rod Roddy, a 17-year game show announcer on the Price is Right, had a mastectomy but died in 2003. Senator Edward Brooke, the first African American U.S. Senator to serve in Congress, thought he had pulled a muscle gardening, but he had a double mastectomy, recovered and died at age 95. Peter Criss of KISS, who was inducted into the Rock and Roll Hall of Fame in 2014, found a lump in his left breast after working out. He underwent successful surgery and has become an outspoken advocate for male breast cancer awareness. So, men, join women this October and become aware of your breasts as well. As Criss warns, “You don’t need boobs to get breast cancer.”

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PRICES ARE FALLING CRUSHING IT! Her name was Miss Godfrey. She was young, beautiful and wore glasses. She was my 2nd grade teacher at Fillmore Elementary. And I was in love with her. I knew that she would wait for me to grow up, and would be my wife someday.

e l a S

The entrance to the subdivision where I lived in Hamilton, Ohio, was a U-shaped drive bordered by brick apartments, and I knew which one was hers. Some evenings I would circle her building on my bicycle, allthe-while ringing the bell attached to the handlebar, hoping to catch her attention. The next day I would ask if she’d heard me. “No,” she smiled and my little stalker’s heart sank. Then one day, she brought her fiancé to school to meet the class, poor guy. Never was a man so quickly disliked, so strongly, and by so many. We knew he was going to take her away from us. It was exactly like Spanky, Alfalfa and The Little Rascals, when Miss Crabtree brought her fiancé to school, only we didn’t take similar measures to “get rid of him”. Roughly 16 years later, I had another crush (as did many), triggered by the movie “Breakfast at Tiffany’s”, based upon Truman Capote’s short story (yes, he wrote more than ‘In Cold Blood’). Years after that, on reflection, I questioned myself as to whether my crush was actually on Audrey Hepburn or was it on Holly Golightly. More recently I and myself had other conversations over similar crush dilemmas. Was my crush on Jenna Copeland or was it on Clara Oswald (Dr. Who)? And then soon afterwards we discussed, was it on Aubrey Plaza or was it on April Ludgate (Parks and Recreation)? My Sweetheart patiently tolerates my crushes (she has hers, too). Of course, when she expresses adoration for a George Clooney or a Neil Diamond, I’m quick to respond, “Yes, but you know he was once married to Rock Hudson don’t you?” She then fires back, “And I suppose you think your Catherine Zeta-Jones is really straight?” Another goodnatured game of verbal ping-pong ensues until one of us concedes. Frankly, in my eyes The Joy of My Life is STILL young and beautiful. AND wears glasses. Mike Wright would love to hear about your crushes, and assures you that he will hold them in the strictest confidence. You can contact him at micwrighthamo@gmail.com

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Lifestyles After 50 • October 2020 • page 8

Duncan and the Donut Ah, October: Columbus Day, Halloween, the World Series and for those of us who are late-middle-aged, the start of Medicare open enrollment season. If your age is at, or exceeds, the speed limit, you have approximately two months to reassess your prescription plan. This season I resolve to finally become a more informed consumer, and seek a comprehensible explanation of the arithmetically baffling "donut hole." I breathe deeply as I dial the 800 number that will hopefully provide answers before dinnertime beckons. After I assure the disembodied voice that I'm OK with English, she inquires about the purpose of my call. "Explain the donut hole," I reply. "OK," says she, "I'll connect you to a representative." The music swells, occasionally interrupted by a reassuring message regarding the importance of my call. And the longer I'm forced to listen, the more I remember why I chose to live in ignorance. Finally, the welcome click, signaling the end of the sound track, and connection to a human. "Hello, welcome to the ‘Donut Hole Customer Care Line’. My name is Duncan. How can I help you today?" "Surely, that can't really be your name," I gulp, trying not to giggle.

What You Need to Know About Medicare Open Enrollment BY REBECCA FENDING

It’s that time of year again: Medicare Open Enrollment period. Each year from October 15 to December 7, current Medicare users are able to compare and switch their Medicare plans, if wanted. New users are able to enroll during this period, so long as it is not their first time enrolling in Parts A or B. According to MyMedicareMatters.org, here are the various changes you can make during this open enrollment time: Anyone with Medicare Parts A & B can switch to a Part C plan. Anyone with Medicare Part C can switch back to Parts A & B.

Anyone who has or is signing up for Medicare Parts A or B can join, drop or switch a Part D prescription drug plan.

"Yes, ma'am, sadly it's true. I'm Duncan, the donut hole specialist, and I would appreciate if you could please refrain from making jokes and cheap puns, or referring to me as a Munchkin."

Anyone with Medicare Part C can switch to a new Part C plan.

"Never entered my mind," I assured him, crossing my fingers. "I simply want to know how to avoid falling into the donut hole."

Given the fact that insurance companies are able to make various changes to their Medicare plans that impact the specifics of different out-of-pocket costs for consumers, it’s recommended that you use this time to re-evaluate your own plan and make changes that can save you money while keeping you covered. The benefits of annually evaluating your Medicare coverage plan, according to MyMedicareMatters.org, are these:

"You can't avoid it," Duncan said. "Once you reach your coverage limit, down you go. You're on your own until you've hit your TrOOP." My troop? It's been years since I've been a scout leader. And I can't afford to be on my own. After Duncan explains that TrOOP is an acronym for True Out-of-Pocket expense, I whine into the phone, "Isn't there something I can do?" Duncan pauses. "Well, you can remain healthy, or take a second mortgage on your house. If you would like, I can transfer you to the Second-Mortgage Donut Hole Help Line." Duncan must have sensed my despair because he lowered his voice and, in a confidential tone, asked me if I'd considered moving to Canada. I hung up, more confused than ever. But not before I told Duncan that I "donut" know how to thank him.

Any changes you make to your Medicare coverage plan during the 2020 open enrollment period will be effective as of January 1, 2021.

1. Switching to better prescription drug coverage can reduce out-ofpocket costs and ensure drug plans still cover needed prescriptions.

2. Save money and keep your doctor in-network by switching Medicare Advantage or Part D plans. Research shows that the average consumer can save $300 or more annually if they review their Part D coverage 3. Find a higher quality plan. Plans with a 5-star rating are considered high quality. If you are enrolled in a plan that is less than 3, consider using Open Enrollment to switch.

So, take advantage of this open enrollment period to ensure that you have the best plan that has the coverage you need without over paying. Be sure to visit MyMedicareMatters.org and take their questionnaire to best assess your current healthcare needs versus your current plan. Lifestyles After 50 • October 2020 • page 9

Florida Blue Medicare has proudly served our members for over 50 Years! Enroll in a plan from Florida Blue Medicare and not only get our experience from servicing the Medicare community for so long, but we also offer plans with benefits that keep health insurance affordable, and extra services that will keep you at your healthiest. + Telehealth Services

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Contactless enrollment help is available. Call to find out more. Not all benefits and extras listed are available for all plans. Florida Blue is a PPO plan with a Medicare contract. Florida Blue Medicare is an HMO plan with a Medicare contract. Enrollment in Florida Blue or Florida Blue Medicare depends on contract renewal. Health coverage is offered by Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Florida Blue Medicare. These companies are affiliates of Blue Cross and Blue Shield of Florida, Inc., and Independent Licensees of the Blue Cross and Blue Shield Association. Out-of-network/non-contracted providers are under no obligation to treat Florida Blue members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. © 2020 Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. All

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Y0011_FBM0467 2020_M Lifestyles After 50 • October 2020 • page 10

Happiness During the Pandemic BY JAN LARRAINE COX

What could possibly go right now?

Restricted at home, we can still do a kindness for others and for ourselves. We can enlarge ourselves and be the change we seek right now!

In the midst of so many kinds of tremendous suffering this year in our country and in the world, it is still possible to achieve a sense of well-being and contentment through resilience. Concentrate on your health and persevere! Prioritize your time, even while sheltering, and don’t let the pandemic knock you off course. Know why you choose what to do with your time now. Be aware that isolation activates pain centers in your brain, with the equivalence of smoking 15 cigarettes a day, so find ways to connect with others even while sheltering. To be optimistic and take chances engenders even more positive

Psychologist Dr. Martin Seligman suggests calling someone who provided a turning point for your life and let them know exactly what they did and what it meant to you. Usually this would be done in person but in our current situation, a phone call and follow up letter that spells out what they meant would still be effective. Living in the moment often occurs when we are engaged in fulfilling work and interesting hobbies. We lose track of time and go with the flow. Ask yourself now, what are you talented at doing? If you concentrate on writing or playing your music, for example, or learning a new language during sheltering, this can be the first step toward becoming fully engaged.

In your social connections, which individual would you like to feel more connected with? What action can you take to achieve this connection? Who do you know who truly cares about you with whom you can connect by email, Facetime or an old-fashioned phone call? They are probably craving more meaningful connections now, too. A key concept in Okinawa is ikigai which means, “why I wake up in the morning”. It’s a sense of direction. With a sense of purpose, a sense of direction what did I do today that is valuable and worthwhile? In this way, we are turning a crisis into an opportunity.

All these steps can lead to achievements and accomplishments which provide a sense of pride in oneself.

Let us each say, “One of my character strengths is manifested when I...” or, “What important goal did I accomplish this year even in the midst of the pandemic; what are the steps I took to achieve it?”

emotion. What activities give you pleasure and make your feel good? To turn the negative pandemic isolation into a positive can provide true contentment for you and others. When was the last time you did that?

Now is the hour not only to know your strengths better, but also the opportunity to recraft your life. Reach out to others; your positivity will possibly resound with them these days while we are all on this journey together—you may even help someone get through the pandemic.

Lifestyles After 50 • October 2020 • page 11

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BY KATHY A. MEGYERI

REVOLVER, Sam Colt and the Six-Shooter that Changed America by Jim Rasenberger

How could I have ever been educated in an American high school and not studied the profound effects of this amazing American who so impacted this nation’s history? This phenomenally well-researched biography was written by Jim Rasenberger, who also wrote “Brilliant Disaster”, one of the best nonfiction books of 2011 about America’s doomed invasion of the Bay of Pigs. In “Revolver”, Rasenberger examines the life and times of Samuel Colt who packed many lifetimes into his short 47 years. Even in his youth, Samuel Colt was inventive. He focused on batteries, underwater mines and waterproof cables. Prior to Colt, guns fired one bullet at a time and then had to be reloaded. After hearing soldiers talk of the possible success of a double-barreled rifle and gun that could shoot without reloading, Colt wanted to create such a weapon by designing a single fixed barrel with a rotating cylinder. He finally made the mass production of revolvers economically viable in 1835. His weapon was first used in the War against the Seminoles, but when the Texas Rangers ordered 1,000 revolvers during America’s War with Mexico, Colt’s Patent Fire-Arms Manufacturing Company made him the most famous and wealthiest man in the U.S., worth $15 million at the time of his death in 1862.

But it was his sophisticated manufacturing with the use of interchangeable parts that helped him to become one of the first industrialists to use assembly line production. He had custom made revolvers engraved and assembled with pearl grips to present to world leaders as he traveled abroad. These gifts would help secure foreign patents as well. Thus, he was a pioneer in advertising, product placement and mass marketing, and was so successful that his name became a household word. He advertised in newspapers, hired authors to write stories in magazines and travel guides and paid one magazine to fill 29 pages with illustrations and stories of his factory in Hartford, Connecticut. He introduced the phrase “new and improved” to the advertising world, trademarked his signature and sold to both the North and the South during the Civil War. But Colt also at times faced bankruptcy, drank, womanized, smuggled guns to Russia, bribed politicians, emasculated his competitors and committed fraud. He even sold hits of laughing gas to the public in order to finance his gun factory. Still, he embodied America’s ambition, ingenuity, entrepreneurship and wealth at the same time. He personifies America’s gun culture and even to this day he’s known as the “Revolver Man.”

Lifestyles After 50 • October 2020 • page 13

A Promise Made Is a Promise Kept

Lifestyles After 50 • October 2020 • page 14

Now keep that promise and get your mammogram. You’re the first line of defense against breast cancer. Commit to getting your mammogram because when breast cancer is detected early, the five-year survival rate is 98 percent. The team at BayCare can help you keep your promise with imaging and breast care services, so you can encourage others in your life to do the same. Beating breast cancer is in our hands. Schedule your mammogram now.

It’s In Our Hands With multiple convenient locations, it’s easy to keep your health in your hands. We have 19 imaging sites throughout Tampa Bay so you won’t have to go far to find one near you. BayCare’s top priority is the health and well-being of those in our communities. To help protect you and our team members, we’ve put enhanced safety measures in place at our imaging facilities. All safety processes and cleaning procedures are based on guidelines from the Centers for Disease Control and Prevention (CDC).

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Lifestyles After 50 • October 2020 • page 15

Recipe: Pumpkin Dessert Dip BY: REBECCA FENDING

When we think of October, it tends to conjure images of fluttering leaves in an array of different burning colors, warmly spiced drinks, throw blankets and bright orange pumpkins. However, Floridians know that October doesn’t always mean that the weather will feel like autumn. With a state average of about 84 degrees throughout the month, most of us don’t feel like turning on the oven and baking a pumpkin pie for a full hour. So, what are we to do when we’re craving that classic pumpkin flavor but refuse to bake along with the pie? This is where a pumpkin dessert dip comes in—full of the beloved spices that accompany pumpkin (cloves, allspice, cinnamon...), this dip is the perfect no-bake recipe for the season. Fluffy, creamy and indulgent, pumpkin dip may convert you to the no-heat side of seasonal desserts. Drawing inspiration from various sources that have created something similar, here is the perfected recipe for a simple and sweet dessert to add to spread for company or keep just for yourself: Ingredients: • -2 cups heavy cream • -1 box (3.4 oz.) instant French vanilla pudding mix (MUST be French vanilla)

• -½ cup powdered sugar

• -1 teaspoon cinnamon • -Graham crackers, gingersnaps or vanilla wafers for dipping

• -½ cup plain, canned pumpkin • -3 teaspoons pumpkin spice

To Make: With a standing or hand mixer, mix together the heavy cream and instant pudding until peaks form. Typically, 2-3 minutes. Mix in powdered sugar until combined. Then, fold in canned pumpkin and spices until uniform. Chill for at least 3 hours (preferably overnight) in a sealed container. Serve with a light dusting of cinnamon as garnish, your choice of crunchy cookie or sweet cracker and enjoy! Note: If you’re not a fan of dip, you can make or buy graham cracker crust in a pie plate and fill it with the dip recipe! Refrigerate for the same amount of time and slice it up when you’re ready.

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Innovative JayPad Smart Technology Delivers COVID Isolation Relief for Seniors FROM ROSITA WONG, CEO OF HEALTHJAY INC. Palo Alto, CA – Software company HealthJay Inc. announces today its partnership with the National Adult Day Services Association (NADSA) in a joint effort to deliver JayPad smart technology to homebound seniors and adults. The partnership – “JayPad Cares” – is HealthJay’s latest product using its Apps, tablets and a smart ecosystem to deliver virtual Adult Day Services to seniors and adults who are isolated at home during the COVID-19 pandemic. “Seniors are at the highest risk in this pandemic and are often kept in absolute isolation. NADSA and HealthJay share the vision and compassion to address this unique challenge for the senior community,” says Rosita Wong, CEO of HealthJay. “The JayPad will be integral to reconstructing a COVID new normal through smart technology. Apart is not alone.”

We Want Your Community’s News!

Send us your community news! We’re looking to share good news that influences your community. From organizational events to honorary people, we want to share your news. For submissions: Send the information (150 words or less) and a photo of the people involved to Rebecca. Fending@lifestylesafter50.com with the words “Community News” in the subject line, or through our Facebook at www.facebook.com/LifestylesAfter50. News must be before the 15th of every month, otherwise it will be held as potential news for the following issue’s publication. Include your name, phone number and address along with the contact information for the news event. News is published on a basis of what space is available.

Lifestyles After 50 • October 2020 • page 18

The JayPad offers virtual classes, COVID wellness checks and Smart Features such as voice commands, video calls, social chats and a safety button. It is supported by an ecosystem of a mobile app for caregivers to monitor senior JayPad users, and an admin portal allowing adult day centers to deliver daily services virtually. Sean Allen, CTO of HealthJay, warns that the surge in new COVID cases across the country is a sign that senior communities should consider incorporating senior-friendly technology in their long-term pandemic strategy. “JayPad is made for non tech-savvy seniors to use without any stress or worries. The app is extremely accessible and requires no typing on the Tablet. All configuration is done remotely using our admin portal and is automatically synced to the Tablet.” HealthJay created a family of senior care devices, including the JayPad (tablet), the JayWatch (wearable with fall detection), the JayMobile App for families and caregivers, and FlightDeck (back-end admin portal). For more information about HealthJay and its products, please visit www.healthjay.com. The National Adult Day Services Association is the leading voice of the rapidly growing Adult Day Services (ADS) industry. Its members include adult day center providers, associations of providers, corporations, educators, students, retired workers and others interested in working to build better lives for adults in adult day programs. For more information about NADSA and the ADS industry, please visit https://www.nadsa.org/.

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#5139 CROSSWORDPUZZLE PUZZLE #5140 Power Puzzle CROSSWORD

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Solution #303

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Send your answers along with your name, address, telephone number & email to:

L N B G J S Y O R K S H A E U C T O R T X O F C

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Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

: Josephine Jimenez, N. Ft. Myers Susan Dease, Cape Coral

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Send your answers along with your name, address, email and telephone number to: LIFESTYLES AFTER 50 P.O. BOX 638, SEFFNER, FL 33583

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Lifestyles After 50 • October 2020 • page 20

W CR N G I PB W O FR W N G H JR YU SM B A

A E U C T O R T X O F C

WIN! WIN! WIN! GREAT PRIZES!

MYSTERY PRIzE!

(Puzzles must be received by the 20th of the month)

Play & WIN!

QuestIoN: NAtIoNAL dAy Is sePAutumN trIvIA. grANdPAreNts 3 QuestIoNs thIs moNth: tember 13.the WhAt theof offIcIAL soNg ANd offIcIAL 1. WhAt Is 1stIs dAy fAll cAlled? fLoWer for thIs NAtIoNAL 2. WhAt Is A hArvest mooN?dAy of observANce? 3. WhAt Are the 3 zodIAc sIgNs of fAll? ANsWer: _____________________________________ ANsWer: _____________________________________

AnswerThese This Answer TriviaQuestions Question To Trivia To WIN a Prize!

Play each month to be entered in a drawing to win a prize! Deadline 25th Deadlinefor forentries: entries:September October 25th

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N E D D W E D C R O W C

Good Luck!

The first correct answers selected from the drawing on the 20th of the month will win.

Trivia Palooza!

Solution#304 #314 Solution Solution #315

dSearch SearchSolution: Solution: 11. Polka Ballet 11. Parrot luejay 12. Quadrille Cakewalk 12. Penguin Canary 13. Reel Fox trot 13. Pigeon Crow 14. Rumba Gavotte 14. Robin Cuckoo Search Solution: 15. Samba Hora Word Word Search Solution: 15. Sparrow agle 11. Polka Ballet 1. Bluejay 11. Parrot 1. 16. Tango Hula 12. Quadrille 12. Penguin Cakewalk 2. Canary 16. Stork 2. gret 17. Tarantella Jig 13. Pigeon 3. 13. Reel Fox trot 3. Crow 17. Swallow Hawk 14. Robin 4. Cuckoo 14. Rumba Mazurka 4. Gavotte18. Twist 18. Swan ark 15. Sparrow 5. Eagle 15. Samba 5. Hora 19. Two-step Minuet 6. 16. Stork Egret 19. Woodpecker 16. Tango 6. Hula oon 17. Swallow Hawk 20. Waltz One-step 7. 17. Tarantella 7. Jig Oriole 18. Swan 8. Lark 20. Wren

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APRIL October September

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Name Address City

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Phone

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Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

MaryFrederick, Tursellino,Lakewood Port Charlotte was last months winner! Nancy Ranch was last months winner! LastThe month’s answer: Harryfor Shoup. Last month’s answer: Forget Me NotNORAD, Flower Col. & A Song Grandma & Grandpa.

The more you play the better chance you have to win! Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week.

Seniors getting Together WOMEN WOMENSEEKING SEEKINGMEN MEN 4907 4907- -SWF. SWF.59 59yo, yo,5’9”, 5’9”,160 160lbs, lbs,smoker, smoker, blonde blondehair, hair,blue blueeyes. eyes.I Ilike likefishing, fishing,movmovies, ies,traveling, traveling,dancing, dancing,good goodfood. food.Seeks Seeks SWM SWMwho wholikes likesthe thesame. same. 5409 5409- -WRETCHED WRETCHEDold oldhagg haggseeking seeking miserable old troll. If U respond miserable old troll. If U respondUUobviobviously ouslyhave haveaasense senseofofhumor humor&&RRadventuradventurous. ous.I’m I’m76, 76,blonde, blonde,petite, petite,earthy, earthy,easy easy totoBBwith. Love singing, dancing, with. Love singing, dancing,biking, biking, cooking, cooking,vintage vintagecars cars&&vintage vintagemen. men.Must Must have haveaalittle littleclass class&&aalot lotofofcharacter. character. 5422 5422- -VERY VERYPRETTY PRETTYWWF WWFISO ISOFF. FF.Long Long blonde hair, youthful 60’s, 5’4”, slim, blonde hair, youthful 60’s, 5’4”, slim,ND, ND, NS. NS.Fine Finedining, dining,dancing, dancing,theatre, theatre,travel. travel. Looking Lookingfor forretired retiredWWgentleman, gentleman,5’9”, 5’9”,656575, HWP, SOH. Will speak soon. Send 75, HWP, SOH. Will speak soon. Sendphoto photo &&phone. phone. 5436 5436- -TAMPA TAMPAVETERAN VETERANNEEDS NEEDSCOMCOMPANION PANIONQUICKLY. QUICKLY.SW, SW,60, 60,looking lookingfor for healthy, healthy,W, W,45-65 45-65for forLTR. LTR.Need Needcompuer compuer operations, operations,applications applicationsexpert expertand andhandy handy homemaker. Quiet music, parks, homemaker. Quiet music, parks,swimswimming, ming,local localtouring. touring.Veteran Veteranliterary literaryaaplus. plus. Tampa. Tampa. 5427 5427- -SEEKING SEEKINGSINCERE, SINCERE,HONEST HONEST GENTLEMAN. I’m GENTLEMAN. I’m70s, 70s,HWP, HWP,NS, NS,ND, ND,like like totomeet SWM with same interest for meet SWM with same interest forLTR. LTR. Laid Laidback, back,no nodrama. drama.Like Likeanimals. animals.HillsHillsborough borough&&Pasco. Pasco. 5425 5425- -SINCERE SINCERECHRISTIAN CHRISTIANWOMAN WOMAN desires desiresC-man C-manwho whoreally reallyloves lovesGod Godand andisis active, lives a healthy life, helps his neighactive, lives a healthy life, helps his neighbor, bor,enjoys enjoysnature nature(including (includingpicnics), picnics),cacanoeing noeingand andaafriend friendtotoall allanimals. animals.I’m I’mall all ofofthe theabove. above.I’m I’maaWW,etite ,etitelady ladywith withlong long hair hairand andchearful. chearful.Age Age60’s, 60’s,Age Agepreferred: preferred: Mid Mid50’s 50’sand andup. up.I Ilive liveininHillsborough Hillsborough County. County.Please Pleasewrite writeme, me,tell tellme meabout about yourself. yourself. 5431 5431––LONELY LONELYWWF, WWF,looking lookingfor forlove love&& companion. Man should be 70 to 80 companion. Man should be 70 to 80yrs yrs old. old.I Iam amfinancially financiallysecure, secure,have haveaacar car&& condo. condo.I Ilive liveininN.N.St. St.Pete. Pete. 5429 5429- -HERE, HERE,DURING DURINGCOVID-19 COVID-19IN INS.S. FT. FT.MYERS. MYERS.ISO ISOfriendship friendshiponly onlywith withW, W, widower widowerininearly early80’s. 80’s.SOH, SOH,honest, honest,NS. NS.I I am amW, W,WW, WW,HWP, HWP,attractive attractive&&intellgent. intellgent. Please respond with Please respond withphone/email. phone/email.Be Besafe safe &&well. well. 5419 A NICE DAY.FRIEND SWF, 75 to yo,pal 5’5”, 5413- -HAVE WW ISO BUDDY, slender, green eyes, aroundbrunette, with who’s about my adventurage, 80’s, gal ous, lovewith walks, parks, outdoors, or guy SOH. Good health, fihealthy nanfood. Am happy, loving, kind. LTR,life. inti-No cially secure to have fun & enjoy macy? Haveorphoto. Tampa. Trumpers religious zealots please. Let the good times roll.

4119 - Seeking Honest gentleman. Former airline stewardess and model, 104 5419 - HAVE A NICE DAY. SWF, 755’4”, yo, 5’5”, lbs., slender, white with Ph.D. in healthcare. slender, brunette, green eyes, adventurous, Fulbright scholar, healthyhealthy and exercises. love walks, parks,eats outdoors, food. Am Likes sports andkind. animals. LovesHave the Lord. happy, loving, LTR, WW. intimacy? photo. Florida. Tampa. 5437 TO WALK? SWF, 69 y.o. ISOForkind, 4119- -LIKE Seeking Honest gentleman. funny, SWM for dating. I am 5’4”, 150 lbs. and mer airline stewardess and model, 5’4”, 104 not too hard to look at once you get use to me. lbs., slender, white with Ph.D. in healthcare. NS, SD. Fulbright scholar, eats healthy and exercises. Likes sports and animals. WW. Loves the Lord.

MEN SEEKING WOMEN Florida.

5430 - DWM, 71, 5’9”, 180 LBS, Bl eyes, Br hair, MEN SEEKING WOMEN NS, ND, NDrg. Likes to dance, flea markets, church. forLTR LTR,with HWP, SOH,yr any age 5411 - ISO BM lady seeks 50-65 old orwoman color. I of don’t drive anymore but willlbs, make character. I am 6’0”, 180 60 a great passenger. Tampa year old. NS. Children are adults. Free to travel.

I am a one woman man. Race is not an issue 5432 - LONG character is! TERM RELATIONSHIP. Retired hotel executive, 70, 5’10”, 172. Loves good wine, out,50+, dancing & travel. eyes, 5407dining - ISO BF, slender build Green who likes to shaved head. Looking for attractive lady. Lets read, go out to eat, movies, laid back, enjoys chat. St. Petersburg. laughter & is drama free. Look forward to hear-

seeking fit, attractive, female. Very handsome, very fit senior. eyes, 5424 - HI, Lonely guy,5’11”, WM, 175, 5’8”.blue 160 lbs, a silvermid-seventies, hair. Let’s enjoyNS, life’s young NS,pleasures. fit, active and Dunedin. adventuresome. Seeks lady, mid-sixties to early-seventies, HWP, exercises, possible ro5417 -LTR. PINELLAS LOVING life. mance, Let’s bePARK, happyFUN and celebrate SWM, seeking SWW to enjoy sports activities, -bridge, pinochle and70’s. swim5428 M, WW,dominoes, NS, SD, HWP, R, TLC, ming at Mainlands. I’m 88 together, and very active. Likes sharing many activies quiet Looking be foradventurous. SWW over 70. I’m 6’3”, 235 lbs evenings; and a dancer. Pinellas Park. 5426 - EASY GOING MAN. I’m 60, 140lbs, 5’7”, widower, lives alone. Seeking other gentlemen for friendship, to get together and enjoy each other’s company. Will answer all. 5369 - Looking for Ms Right. Retired New York Attorney, former New York Police Officer, looking for loving relationship with kind and sincere, self-caring lady. 65-75. Widow preferred. Clearwater area.

ing from you. I am a WM, 5’11”, 155 lbs, NS and 5434 - CWM, drama free. HEALTHY ACTIVE SOH. ISO, CWF, NS, companion for adventure travel. My auto or- yours, bus orSD, train, anywhere in the 5415 M, WW, NS, HWP, P, FF, likes cards, USA. Send photo please. Will respond to all. St walks, cooking, travel, fun. Pete

5424 - HI, Lonely guy, WM, 5’8”, 160 lbs, a 5433 - LONELY? ME TOO. home young mid-seventies, NS, CWM, NS, fit, retired active and owner with moderate fixed income with auto, adventuresome. Seeks lady, mid-sixties to early ISO, CWF, NS for friendship, Varied interests. Tell seventies, HWP, exercises, possible romance, me what you like. Seminole LTR. Let’s be happy and celebrate life. 5435 KISS., AVG. Looking fun times. 5393- -FIRST SWM,LAST 69, 5’11” Hairfor black, thin5’11”, 185 lbs. Been to Dunedin several times ning, DAV, honest, sincere, relocated Hudson. &Retired enjoy being there. It would nice to meet Leo. ISO WHF, widowbe preferred, atsomeone for friendship & fun, hang out for a tractive, sm. butt, NS, ND, handy homemaker, drink & food. to go to Crystal intimacy yes,Plan no baggage, drama.River. 5438 FRIENDSHIP. ISO best70’s. friend 5428- -SEEKING M, WW, NS, SD, HWP, R, TLC, inLikes the Ruskin/SCC area. I am Wtogether, Widower,quiet 5’9”, sharing many activities HWP, 80’s, honest, kind, SOH, LT SD, NS. Enjoy evenings; be adventurous. sports, walks, music & dancing. Reply with phone email. 5426 -orEASY GOING MAN. I’m 69, 140 lbs, 5’7”,

widower, lives alone. Seeking other gentlemen 5439 - FORT MYERS Strong, and for friendship, to getWM. together andhealthy enjoy each happy. NS, ND, secure, sincere, other’sHWP, company. Will answer alll. like to talk walks, exercise, practice yoga. Seeks sun, fun and adventure with Possible 5369 – Looking Forlikeminded Ms Right. lady. Retired New romance, LTR. Photo please. Fort Myers. York Attorney, former New York Police Officer, looking for loving relationship with kind and 5411 - BM seeks LTRlady. with yr old presincere, self-caring 6550-65 – 75. Widow woman of character. I am 6’0” 180 lbs, 60 years ferred. Clearwater area. old. NS. Children are adults. Free to travel. I am a one woman man. is not an issue 5412 - LOOKING FOR Race ADVENTEROUS WOMcharacter is! AN. SWM, NS, healthy, retired, enjoys country

music, home cooking, day trips to scenic attrac5407 ISO rises, BF, 50+. Slender buildwalks who likes tions,- sun sunsets, movies, in theto read, go out to eat, movies, laid back, enjoys park. For more info, write me. Pinellas County. laughter & is drama free. Look forward to hearing from you. I am aFOR WM,COMPANION. 5’11”, `155 lbs,SWM NS and 5416 - LOOKING drama free.

To PLACe An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the Lifestyles After 50 address listed below. Ads received by the 15th of the month will appear in the following issue. To ReSPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: Lifestyles After 50 Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLY USeD ABBReViATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Seniors Getting Together

Personal Ad Placement only $6 per month! Deadline for ads is the 15th of the month prior to placement. MArk The ediTiOn(S) YOu WOuLd Like TO run YOur Ad in: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)

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Email: Make checks payable to: Lifestyles After 50 Mail to: PO Box 638, Seffner, Fl 33583 Lifestyles After 50 • October 2020 • page 21

FIBROMYALGIA PAIN? Are you one of 16 million people suffering from deep muscle pain and tenderness, joint stiffness, difficulty sleeping, or the feeling of little or no energy? You should know relief is available. MagniLife® Pain & Fatigue Relief combines 11 active ingredients to relieve deep muscle pain and soreness, arthritis pain, aching joints, and back and neck pain. Although this product is not intended to treat fibromyalgia, it can help with the pain and fatigue caused by fibromyalgia. “These tablets have just been WONDERFUL. I’d recommend them to anyone and everyone!” - Debra, WV. MagniLife® Pain & Fatigue Relief is sold at CVS, Rite Aid and Amazon. Order risk free for $19.99 +$5.95 S&H for 125 tablets per bottle. Get a FREE bottle when you order two for $39.98 +$5.95 S&H. Send payment to: MagniLife F-LF4, PO Box 6789, McKinney, TX 75071, or call 1-800-393-6053. Complete satisfaction guaranteed. Order now at www.PainFatigue.com

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Lifestyles After 50 • October 2020 • page 22

CREATIVE CORNER Tell the Roses Not to Bloom By: John M. Alexander © Tell the roses not to bloom. Hold the time in place. Tell a newborn child he mustn’t grow. Wipe the smile from Cupid’s face. Tell the lightening it mustn’t strike. The eagle he cannot sore. After you’ve quieted the thunder down And want to reach for more Tell me not to love you so. Tell me to stop thinking of you. Tell me to find someone else I could love as much as you.

Untitled By: Larry Green

Chances are better of stopping the rose And holding back the tide Than getting me to hide from you And bury deep inside The love I have to freely give And, hopefully, freely get. You can’t stop a rose or Hold back the sea Or make me forget What I have found in finding you And making you some room In my heart of hearts Where love still grows As always the roses bloom.

For submissions: Send your poem (150 words or less) to editor@lifestylesafter50.com with the words “Creative Corner” in the subject line.

th 25 e fi Y n rs. fo est v of p r a e ro ll a ter vid ni ina in ma ry g ls ca re

Why Dogs and Cats Shed By Bob Encinosa, DVM

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Fur shedding is a common complaint of dog and cat owners. Certain dog breeds like Poodles shed very little, while other breeds like Huskies and Golden Retrievers shed a lot. The same variation exists between breeds of cats. In most cases, the shedding is a completely normal occurrence and is part of a natural evolutionary cycle designed to help dogs and cats cope with drastic environmental changes. In cold weather, fur grows thick and traps body heat, keeping animals warm. As the weather warms, fur is shed, allowing the body to cool, while at the same time protecting the body from sunburn, cuts and abrasions.

so shedding can happen at the wrong time of year or in some cases, all year.

But, contrary to popular belief, temperature change is not what guides the shedding cycle. It is actually the change in the length of day or the number of daylight hours. Fur growth is triggered by hormones released from the pituitary gland as the days grow shorter. Similarly, shedding is triggered by opposing pituitary hormones as the days lengthen.

Shedding also has another very important function. Prior to giving birth, mothers can shed enormous quantities of fur to create warm nesting material for newborn litters of puppies or kittens. A thinner coat of fur on mom can also make nursing easier for the puppies. Of course there are also many causes of shedding that are not normal. Parasites, skin infections, allergies and hormonal diseases can all cause an abnormal amount of fur loss and could signal deeper internal disease. In general, abnormal shedding is associated with bald patches, foul smells, itching or sores on the skin. These, of course, should be investigated by a veterinarian to find the cause and proper treatment.

This results in an interesting phenomenon in dogs and cats that live indoors. Because of artificial lighting, there is very little seasonal difference in the number of “daylight” hours that those dogs and cats can perceive. Their bodies and brains, in a sense, become confused,

Boyette Animal Hospital is proud to provide your pets with the highest quality of treatment and care from twelve veterinarians and a devoted staff. To make an appointment, please call (813) 671-3400 or visit us online at www.BoyetteAnimalHospital.com.

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Lifestyles After 50 • October 2020 • page 23

WHO TO TRUST WHEN IT COMES TO TRUSTS by WILLIAM R. MUMBAUER, Attorney www.flwillstrustsprobate.com A reader asks: I recently received an advertisement in the mail suggesting that all seniors would greatly benefit from a “Living” Trust. The company that sent the advertisement wants to send a representative to my home to discuss the benefits of a Trust. Should I respond to this advertisement? My recommendation is to ignore the solicitation. Misinformation and misunderstanding about estate taxes and the length or complexity of probate provide the perfect cover for scam artists who have created an industry out of older people’s fears that their estates could be eaten up by costs or that the distribution of their assets could be delayed for years. Some unscrupulous businesses are advertising seminars on “Living” Trusts or sending postcards inviting consumers to call for in-home appointments to learn more about “Living” Trusts. In these cases, it’s not uncommon for the salesperson to use high pressure sales techniques and to exaggerate the benefits or the appropriateness of the “Living” Trust and claim -- falsely -- that locally-licensed attorneys will prepare the documents. And often the prices quoted are three to four times higher than what your neighborhood attorney would charge. Still other businesses are using estate planning services to gain access to consumers’ financial information in hopes of selling them other financial products, such as insurance annuities. What’s a consumer to do? It’s true that for some people, a “Living” Trust can be a useful and practical tool. But for others, it can be a great

waste of money and time. But how can you tell which tools and strategies will work best for your particular circumstances? It’s always best to seek the advice of an experienced estate planning attorney. Most attorneys do not charge for the initial conference and at this meeting all of your questions regarding whether or not a “Living” Trust is right for you or if other estate planning methods are more appropriate can be fully answered. Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mumbauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys and the Elder Law Section of the Florida Bar. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mumbauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

“Fire and Rain” - James Taylor BY: RANDAL C. HILL Born in Boston in 1948, James Taylor was the second of five children, and the son of a prominent doctor father and an aspiring opera-singer mother. After the Taylors moved to North Carolina, James studied the cello before switching to the guitar. At a private boarding school as a teenager, he proved to be bright but uncomfortable in the high-pressure, college-prep setting. He enrolled at the public Chapel Hill High School but, depressed and insecure, dropped out during his junior year. In time, though, Taylor earned his diploma at a psychiatric hospital in Belmont, Massachusetts. He and a musician friend moved to New York, formed the Flying Machine band, and gigged around Greenwich Village, where James began shooting heroin. The group released one single, which went unnoticed, and the discouraged musicians disbanded. Eventually Taylor decided to move to London alone, where he auditioned for Beatles-owned Apple Records and became the first non-British act signed to the prestigious label. While his debut album contained such now-classic tracks as “Carolina in My Mind,” his Apple disc tanked, due primarily to Taylor’s drug issues and the Beatles’ label falling apart. Back in the States, James signed with Warner Records and cut the album Sweet Baby James, which featured “Fire and Rain.” Listeners often dug deeply in trying to analyze Taylor’s poignant lyric lines; a 1972 Rolling Stone magazine interview

Lifestyles After 50 • October 2020 • page 24

managed to shed a bit of light on the song’s three seemingly disparate verses. “The first verse is about my reactions to the death of a friend,” James explained. Suzanne Schnerr was a young woman who had befriended Taylor during his Flying Machine days. Later, at a mental-health facility, she committed suicide after being assigned an isolation cell. Suzanne, the plans they made put an end to you He continues, “The second verse is about my arrival [back] in this country with a monkey on my back.” Here he implores Jesus to give him the strength he needs to survive his heroin addiction. My body’s aching and my time is at hand In conclusion, Taylor candidly offers, “The third verse of that song refers to my recuperation in Austin Riggs [a psychiatric hospital in Stockbridge, Massachusetts], which lasted about five months.” Sweet dreams and flying machines in pieces on the ground Although the five-time Grammy winner intensely dislikes hearing his songs on the radio, he understands that “Fire and Rain” is one of his most anticipated concert pieces. “I’m surprised really how durable it is or how reliable the connection, the emotional connection it makes.”

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Lifestyles After 50 • October 2020 • page 25

What? Paul McCartney is DEAD? BY RANDAL C. HILL

In October 1969, shortly after the release of “Abbey Road”, Beatle fans everywhere were suddenly digging up “evidence” of a music-world tragedy—the death of Paul McCartney.

According to the rumor, he had argued with the other Beatles during a 1966 recording session. Supposedly, early in the morning of Wednesday, November 9, he stormed out of the studio and roared off in his Aston-Martin roadster, only to crash and die in a small, unidentified English town. To spare the world of the agony of a McCartney-less Beatles, a look-alike named William Campbell was said to have been brought in for photo shoots from then on. Album-cover “clues”—past and present—were soon cited in abundance.

On the front of the “Sergeant Pepper” album, we see the “funeral” of the old Beatles, in which a hand is raised above

Paul’s head, a death omen in some cultures. A white toy AstonMartin rests upon a doll’s knee. On the ground is a yellow wreath in the shape of a left-handed bass guitar (Paul was the quartet’s only “leftie”). One of the four guitar strings is missing. Inside the foldout album cover, Paul wears a circus-band uniform with

Lifestyles After 50 • October 2020 • page 26

an arm patch that reads O.P.D. In England, our term of D.O.A (Dead on Arrival) is expressed there as O.P.D—Officially Pronounced Dead. On the back cover, Paul is the only Beatle with his back to the camera. On the cover of “Magical Mystery Tour”, one Beatle is disguised as a walrus (another death symbol in some countries). In the inside booklet, Paul sits at a desk behind the nameplate IWAS (I WAS). In another photo, he plays his bass guitar with his eyes closed, and his detached shoes nearby have a red stain on them. In another photo, the other three Beatles wear red flowers in their lapels; Paul’s is black. Clue-hunters really hit the jackpot with “Abbey Road”. On the front cover, the Fab Four traverse Abbey Road (also the name of the band’s recording studio) in a line. John wears long reddish hair and is dressed in white—an obvious Jesus symbol. Ringo looks like an undertaker. Paul, the third in line, is the only Beatle with his eyes closed, the only Beatle without shoes (in some countries people are buried shoeless), the only Beatle out of step with the others, the only Beatle shown smoking. (Left-hander Paul holds his cigarette in his right hand.) George, bringing up the rear, wears the outfit of a gravedigger. A VW Beetle (get it?) in the background bears the license plate 28IF. Paul was 27 in 1969, however, in some cultures a person is counted as one year old at birth. On the album’s back cover, a series of dots before the word BEATLES form the number three if connected. Angled slightly left and counterclockwise, shadows on the wall next to BEATLES form a human skull.

coincidences. Yeah, right!

The world’s greatest rock band never did admit to what was obviously a well-planned hoax that they always claimed was only a set of interesting

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This plan is only available in Hernando, Palm Beach, Pasco, and Pinellas Counties. Florida Blue Medicare is an HMO plan with a Medicare contract. Enrollment in Florida Blue Medicare depends on contract renewal. HMO coverage is offered by Florida Blue Medicare, Inc., DBA Florida Blue Medicare, an Independent Licensee of the Blue Cross and Blue Shield Association. Tivity Health and SilverSneakers are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or afﬁliates in the USA and/or other countries. We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or gender. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-855-601-9465 (TTY:1-877-955-8773). ATANSYON: Si w pale Kreyòl Ayisyen, gensèvis èd pou lang ki disponib gratis pou ou. Rele 1-855-601-9465 (TTY:1-800-955-8770). © 2020 Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. All rights reserved. Y0011_FBM0494_3 2020_M Lifestyles After 50 • October 2020 • page 27

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