Lifestyles After 50 Lake/Marion October 2012 edition by Lifestyles After 50 Magazine

Lifestyles www.LifestylesAfter50FL.com • Lake/Marion • FREE

AFTER 50

October 2012

6 Tricks to Look Younger When Your Parent Has a Significant Other Bet on the Beau Rivage Easy Getaway Florida Festivals

one man’s fascination with the creatures of the sea

Artist Brings Life To Gulf Resort buy more of his T-shirts here than any other place in the country. lorida’s West Coast has a famous So, make a visit to the new Guy new part-time resident—Guy Harvey Outpost at the TradeWinds Harvey, marine wildlife artist and on St. Pete Beach. You’ll enjoy conservationist. It’s hard to go most the artwork and also find fishing anywhere without spotting someone charters, snorkeling, diving or wearing a Guy Harvey fishing-themed you can reserve a half or full day t-shirt or cap with his unique logo. trip with one of the expert “go-to” Harvey recently opened the first Guy fishing guides. Resident Captain The Guy Harvey Outpost Resort combines Harvey Outpost in the United States Tim shares fish tales and tips education, tourism and conservation. in partnership with The TradeWinds on fishing four times a week for Sandpiper Suites in St. Pete Beach. guests. Of course, you can also find Look for two 1,000-pound marlins In a recent interview he said, “This clothing and other marine-related when you arrive at the Outpost and then place offers incredible fishing, walk through the public areas to spot the items in the Outfitter shop on site. good diving and the component for Harvey’s documentaries include other Guy Harvey murals and paintings. marine research opportunities.” This is Your Ocean: Sharks and Harvey is a trained marine biologist as His depictions of warm water Mystery of the Grouper Moon. The well as an artist. He became the world’s marine sport fish in their natural Tiger Shark Express is due out soon most famous marine illustrator by presettings are popular with sportfishersenting the predator-prey relationship, the and will feature the interaction of the men and have been reproduced in sharks and sea turtles. His books are action that takes place in the open ocean. prints, posters, t-shirts, jewelry, Portraits From The Deep and SanIn interviews at the opening of his clothing and other consumer items. tiago’s Finest Hour, an illustrated Outpost, he called fishing in Tampa Now that same artwork can be depiction of the Santiago’s fight with Bay “phenomenal.” People come to enjoyed throughout the resort. a big fish in the Ernest Hemingway Tampa Bay to fish, he said—they also BY KATHY BECK

Lifestyles After 50 • October 2012 • page 2

novella The Old Man and the Sea. He also has a syndicated TV series Guy Harvey’s Portraits from the Deep which combines sport fishing destinations with educational information. The Guy Harvey Ocean Foundation conducts research on the ecology, genetics, behavior, physiology and evolution of fishes. The Outpost resorts also emphasize sustainable tourism, marine conservation and water sports recreation. www.guyharvetoutposttampabay.com.

Enter To Win!

Enter to win an autographed coffee table book and Outpost totebag (a $100 value). Send name, address, phone and email to News Connection USA, Inc. P.O. Box 638, Seffner, FL 33583. Drawing on Oct. 23, 2012.

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Attend one of our events and receive a $10 Gift Card with no obligation to enroll. Freedom Health is a Coordinated Care plan with a Medicare contract and a contract with the Florida Medicaid program. Freedom plans available are HMO- and HMO-SNP. The benefit information provided is a brief summary, not a complete description of benefits. Benefits, formulary, pharmacy network, premium and/or co-payments/ co-insurance may change on January 1 of each year. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details. This plan is available to anyone who has both Medical Assistance from the State and Medicare. (1) You must continue to pay your Medicare Part B premium. (2) Limitations, copays and restrictions may apply. (3) Amount varies by plan and county. A sales person will be present with information and applications (enrollment begins OCT. 15th); For accommodations of persons with special needs at sales meetings call 1-888-796-0946. TTY/TDD 1-800-955-8771.This information is available for free in other languages. Please contact our customer service number at 1-800-401-2740, TTY/TDD: 1-800-955-8771 for additional information. Esta infomación está disponible gratuitamente en otros idiomas. Por favor llame al departamento de servicio de miembros al 1-800-401-2740, TTY/TDD: 1-800-955-8771 para mas información. H5427_News1_CMS Accepted Lifestyles After 50 • October 2012 • page 3

Life In a Niche . . . er, Niches Dear Readers,

here were you and who were you with when Neil Armstrong took his first step on the moon’s Janice Doyle, surface? Go ahead. Editor Admit that when you heard the news of his death recently, your eyes glazed over as you remembered the details: “I was …with… and we were watching on a …TV.” 1969. Black and white or color TV? Your family was easy to categorize in 1969: You either had TV or you didn’t. If you had TV, it was either color or black and white. To each his own niche We’re being sliced and diced like never before by political candidates and pollsters looking over our shoulders and into our computers to find where we fit for their purposes—our “niches.” Marketing companies want to get you to buy some product. (And we want you to read our magazine and come to our events!) Data banks out there somewhere in California, or outer space, or in India, know what you drive; cameras have recorded you enough places that some computer somewhere could probably pinpoint your identity by your eyes. Do you have a computer? Search engines crawl through data tracking what you compute on, what you shop for, the magazines you read. They look for your marketing “niche.”

Lake, Marion & Sumter Edition Published monthly by News Connection U.S.A., Inc General Manager Dave Tarantul dave@lifestylesafter50.com

Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Janice Doyle janice@lifestylesafter50.com

Mass marketing, such as for TV sets in the ‘60s, is old stuff. No more “color or black and white” sales leads. It’s been replaced by “thousands of niche markets,” according to John Yemma, editor of the notable publication, The Christian Science Monitor. Are you retired? A large niche. But are you a retired worker, volunteer, caregiver, golfer, knitter, pet owner? We’re all in boutique crowds rather than the mass market groups of the past, according to Yemma. This year, marketing types or pollsters might have you in a niche called a “Medicare grandma” concerned about health-care costs. Or maybe you’re categorized as a lapsed churchgoer, a DIY homeowner, a Vietnam vet, a diabetic, an organ donor, a cruiser, a big spender on kids’ clothes. I’m in one very wonderful niche—an iPad owner. I know it’s a powerfully popular niche to be in because, beside my sleek little iPad, I have brand new books (EXPENSIVE books!) telling me how to use it:

iPad For Seniors for Dummies by Nancy Muir. iPad for the Older and Wiser by Sean McManus. iPad Tech 2 Connect by Barbara Boyd for AARP

iPad for Boomers by Brian Proffitt So, I’m an iPad owner. What other niches does this put me in? A few clues. The books are all large print, heavily illustrated and almost always laid out so as to cover only one learning step per page. They found my niches. Voting your niche Don’t neglect to vote. We are the over-50-age citizens (a very large, generic niche) and we’re known for turning out to vote. Within that large niche, you have—consciously or unconsciously—been groomed within your smaller niches by the candidates to vote one way or another. Do it! You’re very special!

Accounting/Ofﬁce Manager Vicki Willis vicki@lifestylesafter50.com Marketing and PR Assistant Libby Smith libby@lifestylesafter50.com

Production Supervisor/Graphic Design Kim Burrell kim@lifestylesafter50.com Production Assistant Tracie Schmidt tracie@lifestylesafter50.com Customer Service 1-888-670-0040 customerservice@lifestylesafter50.com

Advertising Sales 1-888-670-0040

Lake/Marion Rhonda Sakowski: (352) 812-5652 rhonda@lifestylesafter50.com Pinellas/Pasco Chuck Bingham: (813) 293-1550 Ken Barham: (727) 210-5120 Our other editions: Suncoast Edition: Pinellas/Pasco Counties Hillsborough Edition: Hillsborough County Sarasota Edition: Sarasota/Manatee Counties Southwest Edition: Lee/Collier and Charlotte To learn more, call 1-888-670-0040 Distribution 1-888-670-0040

News Connection USA, Inc. P.O. Box 638 Seffner, Florida 33583-0638 (813) 653-1988 • 1-888-670-0040 Fax: (813) 651-1989 www.lifestylesafter50ﬂ.com

FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reﬂect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the Nov. 2012 issue is Oct. 15, 2012. Magazines are out by the 7th of each month. All rights reserved.

Lifestyles After 50 • October 2012 • page 4

Around Town

W H AT ’ S H A P P E N I N G O C T O B E R 2 0 1 2

S 6

20 20

aturdays Central Florida Dance Club. 7:30 to 10:30. $6. Eustis Senior Service Center. (352) 383-0209. and 7 “American Pleasures” by Ocala Symphony Orchestra. Ocala Breeders’ Sales Auditorium. Tickets and info at (352) 351-1606. “The Rat Pack Remembered” at Circle Square Cultural Center, Ocala. Tickets: $14 to $20. For details, please call (352) 854-3670. and 7 Vintage Venture. Wine, food and live music. $2 admission. Lakeridge Winery, Clermont. For info, call (352) 394-8627.

Red Hat Luncheon. 10:30 a.m. to 2 p.m. Florida Hospital Waterman Foundation presents “Fabulous 50’s.” $30. Proceeds to Cancer Institute and Heart Center at Florida Hospital Waterman. Lake Receptions, Mount Dora. (352) 253-3270.

12 13 13

“The Mickey Finn Variety Show.” $20 and $25. Savannah Center, The Villages. (352) 753-3229. Chalk Art Festival. 8 a.m. Downtown Leesburg. More information at (941) 223-4177.

Entertainment Series. Showtime Singers present “Razzle Dazzle ‘Em”. An evening of Broadway’s best song and dance. 7 p.m. Tickets: $16 and $21. Savannah Center, The Villages, Lady Lake. (352) 753-3229.

and 14 Art in the Park event, Lady Lake Log Cabin Park, Hwy 27 and 441. Opens 10 a.m. Call (352) 344-0657 for more info.

and 14 Lake County Folk Festival. Music, arts, crafts, folk demonstrations, Contra Dance and more. Downtown Eustis. (352) 3578555 or visit lakecountyfolkfest.org.

Singing Tree Dulcimer Concert. 3:30 p.m. Suggested donation of $10. Tickets can be purchased at the Historic Village Museum. Jenkins Auditorium, Clermont. (352) 593-8496.

Craft Fair. 10 a.m. to 3 p.m. Free admission. Circle Square Cultural Center, Ocala. (352) 854-3670.

Celebrate Beloved Traditions — and Make New Ones!

Parapsychology Expo at The Villages, Lake Miona Rec Center. Readers, vendors, free lectures and health practitioners. (352) 205-6055.

Beast Feast. Unusual and exotic meats, sides, beverages. 5:30 to 7:30 p.m. $25/advance; $30/door. Mote Morris House, Downtown Leesburg. Call for more info: (352) 365-0232. – 27 “Broadway Sing & Play Along” by the Broadway Bound Players. $18 and $23. The Villages, Lady Lake. (352) 753-3229.

“A Tribute to Rod Stewart with Rob Caudill.” $14 to $20. Circle Square Cultural Center, Ocala. Tickets and info at (352) 854-3670.

and 28 “Let’s Hang On,” a Frankie Valli tribute show. Lake Sumter Community College, Leesburg. More information at (352) 365-3506.

FEATURING

and 28 Mount Dora Craft Fair. Over 350 artisans from around the country. Downtown Mount Dora. (352) 735-1191 or mountdoracraftfair.com.

and 28 Ocala Arts Festival. Over 200 artists. Free admission. McPherson Government Complex, Ocala. (352) 867-0355.

– Nov. 3 The Villages Music Company presents “Always… Patsy Cline.” Savannah Center, The Villages, Lady Lake. (352) 753-3229.

– Nov. 3 Florida State HOG Rally. Bike show, bike games, drill teams. Saturday concert by Three Dog Night at 7 p.m. $30/ person. Mission Inn Resort, Howey in the Hills. (352) 383-8673 or flstatehogrally.com

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; please fax (813) 651-1989. News must be received by the 10th of the month prior to event (i.e. October 10 for November event.)

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Lifestyles After 50 • October 2012 • page 5

Technology Simplified

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This computer is easy-to-use, worry-free and literally puts the world at your fingertips.

I just wanted to tell firstSTREET that I am having a great time on my WOW Computer. I am learning something new everyday. I am 79 years old and cannot believe that I am typing and sending e-mails to all my friends now. My daughter and granddaughter are so excited now that I have a computer. They use computers on their jobs everyday, but they cannot believe what you can do on this computer. It is wonderful...Thanks. – Johnnie E., Ellijay, Ga Lifestyles After 50 • October 2012 • page 6

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…”surf” the internet …play games online Get current weather & news. hundreds to choose from! …send and receive emails, and video chat Keep up with family and friends. From the moment you open the box, you’ll realize how different the WOW Computer is. The components are all connected; all you do is plug it into an outlet and your highspeed Internet connection. Then you’ll see the screen. This is a completely new touch screen system, without the cluttered look of the normal computer screen. The “buttons” on the screen are easy to see and easy to understand. All you do is touch one of them, from the Web, Email, Calendar to Games– you name it… and a new screen opens up. It’s

so easy to use you won’t have to ask your children or grandchildren for help. Until now the very people who could benefit most from E-mail, and the Internet are the ones that have had the hardest time accessing it. Now, thanks to the WOW Computer, countless older Americans are discovering the wonderful world of the Internet every day. Isn’t it time you took part? Call now, and a patient, knowledgeable product expert will tell you how you can try it in your home for 30 days.

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Have you ever said to yourself “I’d love to get a computer, if only I could figure out how to use it.” Well, you’re not alone. Computers were supposed to make our lives simpler, but they’ve gotten so complicated that they are not worth the trouble. With all of the “pointing and clicking” and “dragging and dropping” you’re lucky if you can figure out where you are. Plus, you are constantly worrying about viruses, spam and freeze-ups. If this sounds familiar, we have great news for you. There is finally a computer that’s designed for simplicity and ease of use. It’s the WOW Computer, and it was designed with you in mind.

Rebooting—What To Do When Your Career Is Over But Your Life Isn’t

Here lies a miser who cared for himself; He cared for nothing but gathering wealth. Now where he is and how he fares Nobody knows and nobody cares. —Old English Gravestone

he little verse above offers a sad picture: The man who cared nothing about others ends up with others caring nothing about him. Phil Burgess’s book Reboot offers several themes for finding a satisfying and productive post-career life—a life to avoid that scene. He absolutely rejects the idea of retirement into the “Golden Years” of endless leisure. Instead, - RAO BCAM_MatureLifestyles.pdf he notes EDIT the following:

l. Later life begins at 50. That’s a good time to begin to think about your post-career years—what you want to be, what you are going to do and how you are going to manage your time. 2. Most of us, going by the averages, retire from our careers in our early 60s, which means that post-career life will, for most, be measured in decades. We need to use that time wisely to experience a life of meaning and to navigate a life that matters. 3. When we retire, most of us are at the top of our game, still able to contribute to family, community and society. That’s why it makes sense to continue to use our major gifts to help others and make the world a better place. 4. Of the three major gifts—time, talent and treasure—time is the 1 most 8/30/12 1:29 PM Time is the only important.

resource that cannot be replaced, so our major challenge is to decide how to manage our time to bring meaning in post-career years.

5. Of all the drivers of successful aging, the most important is social engagement or active participation with other people in purposeful activity. There are many paths to this, but work has many advantages (full-time, part-time, for pay, volunteer, good Samaritan, enrichment, etc.). Burgess calls work the “true North,” the thing which uses our gifts and entails social engagement. 6. We should take a two-chapter approach when rebooting to postcareer life. First is working in some capacity with obligations and accountability, and second is that which offers a life of leisure or life focused on activities of daily living.

7. A script can have many versions or releases, meaning that some revisions will be prompted by discovering that things didn’t work out in some way.

8. Different worldviews and belief systems share common perspectives about life’s purpose: That our purpose in life is to (a) help others, (b) repair or make the world—or our small piece of it—a better place in a way that is (c) fruitful and productive work for family and community and (d) satisfying to us. His advice is to take a time-out when you retire in order to map out the rest of your life in a two-chapter plan that includes work in some capacity. It will improve your “health, wealth and moral well-being.” From “Reboot: What to Do When Your Career is Over but Your Life Isn’t.

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Lifestyles After 50 • October 2012 • page 7

Here’s How to Look Younger Instantly L

adies, want to look instantly younger? Here are six tricks to do the job:

l. Break up with your black bag. Using the same old black handbag makes you appear set in your ways (remember Grandma’s pocketbook? Enough said.) Take inventory of the bags you have – if they’re all black or brown, it’s time for something new. Bags no longer have to match your shoes, so add some color. Pick a pale color for summer and in the fall, opt for jewel tones such as royal blue, red, forest green or maybe an animal print.

Retirement Living 2. Step away from sweats. Yes, baggy clothes and stretch fabric can equal comfort, but they can also make you look, well, frumpy. Instead, choose fabrics that have some stretch but are

also fit so they flatter your body. Check the label and look for 4 or 5 percent spandex. A firmer fabric will actually hold you in and make you smoother.

3. Embrace flat-front. Once and for all: Pleated-front pants with a high waist are NOT flattering. When women started wearing pants, they wore pants designed just like men’s pants and they fit the same way. But today it’s easy to find a good fit. Have a tummy and think those pleats are hiding your pooch? Reality check: Pleats are actually accentuating the negative. Instead, look for slimming flat-front trousers with a straight or boot-cut leg, which hangs straight down from you hip. As for the waist: An inch under your navel is universally flattering. 4. Add new scarves. Tying a little silk scarf around your neck is an instant ager. Still, a good scarf is like

adding frosting to the cake. Today’s scarves add color, texture and shine; they are more sheer and longer, so wrap them around your neck several times.

5. Switch to stylish shoes that are also sensible. There are shoes with extra arch support, shoes that are made wide for bunions, shoes with non-skid bottoms and more. But they don’t have to be just black or white and plain. There are plenty of choices that have color and texture with embellishments like buckles. Metallics, bows and wedge boots will be hot this fall. 6. Say “yes” to shape wear. Girdles? Today it’s called shape wear and that what it does—it shapes you by moving, containing and controlling, in a less painful way than girdles of yesteryear. And they can make you appear up to 10

pounds thinner and therefore younger. A piece of shapewear can cost anywhere from $20 to $100, depending on the style and brand. Ask a sales clerk at your department store’s lingerie department for some help in finding the right piece. And be sure your bra fits properly. A properly fitted bra can take inches and years off your frame. Common problems: spillage, sagging and gapping. Now, go take an honest look at your wardrobe. Maybe it’s time to upgrade your image!

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Lifestyles After 50 • October 2012 • page 8

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Television Acoustics Breakthrough

This Meetup Group Has Sporting Good Times

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Lifestyles After 50 • October 2012 • page 10

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ometimes it’s hard being single. You just want someone to do something with. And if you’re an active person, it can be difficult finding friends who will go kayaking or hiking with you. A Meetup.com group is a good answer to that situation, says Linda Duckworth, co-coordinator of the Ocala Social & Hiking Meetup group. The online website posts notices about outings which she and the other coordinators have planned and then members can choose to

join or not. Most communicating is done online until the actual event. Duckworth says, “We hike from October through April and use the warmer months for kayaking, tubing, snorkeling, that kind of thing.” There are no membership fees but donations cover the website costs. Recent group gatherings included a Labor Day weekend party hosted by one of the men in the group—a cookout with brats and beans and other good food. Information about the party made it sound like fun: Bring your lawn chair, favorite beverage, board game, music or whatever else you like! The party goes until the last person leaves...or falls asleep. While the weather was still hot in August, they also enjoyed a tubing trip on the Rainbow River. If outings are your game, Meetup. com/ocalasocial&hiking is the name!

Hike for Health and History

ec. 4: Carney he temperatures Island Fox Trot Loop will soon start (approximately three cooling down, miles, some tree canopy). giving nature lovers the perfect setting to These are free interprehead outdoors and tive talks with guides. enjoy the arrival of Limited transportation will fall. To help you be provided to all locations plan a great outdoor from Brick City Adventure adventure this Photo by Diane Dammiller, Park (1211 SE. 22nd Florida Trail Association season, Marion Road). Pre-registration is County Parks and required and may be completed online Recreation offers the following guided by clicking the “Online Services” butoutings and day hikes as part of its ton at marioncountyfl.org/parks.htm. “Explore Marion County” program: Need more outdoor fun? Sign up for Parks and Recreation’s additional ct. 16: Marshall Swamp fall programming, including monthly (approximately three miles, quarry tours at Brick City Adventure overhead tree canopy). Park. The tours guide participants ov. 6: Ocklawaha Prairie observathrough some of Marion County’s rich tion boardwalk (approximately history at 8:30 a.m. on the first and two and half miles, some tree canopy). third Wednesday of each month. For more information on these and other ov. 20: Yearling Trail (four programs, call the Parks and Recremiles, mixed terrain, some ation main office at (352) 671-8560. loose sand and some tree canopy).

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Lifestyles After 50 •9/5/12 October 2012 • page 11 12:55:27 PM

You Can Bet on This Easy Getaway

for Fun

BY KATHY BECK

he Beau Rivage Resort & Casino and Vision Airlines, which flies out of the St. Pete-Clearwater International Airport, make for an unbeatable weekend getaway. Last month, my husband and I took advantage of the convenient, direct $199 package deal including airfare on charter flight, ground transportation, two night deluxe accommodations and $50 freeplay. Like checking in for a cruise, we just handed our bags to the airport staff at check-in and started relaxing. Our luggage was delivered to our room upon our arrival.

Travel

The Beau Rivage Resort & Casino is MGM Mirage’s destination resort on the Mississippi Gulf Coast with the feel of a Las Vegas casino. At first sight, I loved the elegance of the Beau Rivage architecture and design scheme, which was full of Southern charm. The atrium is filled with thousands of plants and flowers that are changed seasonally. We learned that, beginning in November, the public areas become a true holiday wonderland. Our room was spacious and overlooked both the pool area and the Lifestyles After 50 • October 2012 • page 12

Gulf. It’s the life of leisure to hang out in the lushly landscaped pool area and then pop down for a bit of gaming whenever you feel like it. The 85,000 square foot gaming area includes a 16-table poker room, 2,000 slot machines, a baccarat table and much more. I enjoyed the 25 cent slots mostly. A state-of-the-art theater seats over 1,500 and features top entertainment throughout the year. Twelve restaurants meant dining choices with offerings from traditional to exotic cuisine. The B R Prime restaurant combines glamour with great food. Two glass-enclosed, floorto-ceiling wine cellars give guests 400 wine options to choose from, and sommelier Mark Warren retrieves each bottle himself for dinner guests. Other restaurant choices feature ethnic dishes, Memphis-style barbecue, a traditional casino buffet and much more, as well as four bars. Our favorite spot was the EIGHT75 nightclub, which features live music every night and is rated one of the top nightclubs and bars in the country. Not a gamer? Go along with the group, and there’s still plenty to do. Consider Fallen Oak for golf amid more than 1,000 old oaks, pines and magnolias.

We met Red Hatters from the Tampa Bay Area who celebrated their birthdays with a fun visit to the Beau Rivage. (L to R) Christine Towers, Donna Fluno, Bernice Lavery, Paula Bazilla and Marilyn Waltz.

Reservations

Or maybe you’ll spend time strolling in the retail promenade featuring shops like Tommy Bahamas’, Da Milano and the $10 Boutique I used the fitness center’s weights and machines and visited the spa for a relaxing massage in one of 14 massage treatment rooms. Don’t be fooled—it’s all about the destination. And making your own or your group’s destination the Beau Rivage Resort & Casino really is the easiest, most fun and economical way to go.

for travel packages may be made at 1 (877) GO2-BEAU. Packages start at $199 per person, double occupancy, plus taxes and fees, and are limited, subject to availability. Flights leave Mon., Tues., Thurs., Fri. and Sat. Flights will depart PIE at 1:45 p.m. and arrive at Beau Rivage at 2:05 p.m. Flights leaving Gulfport/Biloxi will depart at 10:30 a.m. and arrive back at St. Pete-Clearwater at 12:50 p.m. (all flight times are local). Coast Transit Authority (CTA) provides transportation around the Biloxi area. Single rides: $1.25. Passengers over 60: $0.60. Unlimited daily pass: $5. Coasttransit.com.

BRIDGE BITES Husband Gripes over A Hold-Up

Wife’s Generous Tip Play

From The American Contract Bridge League

BY MARK PILARSKI

BY BRIAN GUNNELL ear Mark: Please tell me how this tipping experience should have played out. I was playing roulette and having decent success. While playing, I asked the dealer what his favorite number was (13), a number I never play because I think it is unlucky. Still, I decided to place four $5 chips straight up on 13. I then told the dealer that “five of it is yours” if he hit it. The ball dropped in 13, and the dealer paid himself $175. Here is where it gets interesting. My husband happened to have come up on my win at the payoff and was miffed that the dealer got $175, and not just a $5 chip. He thought the dealer didn’t deserve that amount for doing nothing more spinning the wheel. As a former dealer/pit boss, what is the protocol for this payout, the $5, or the fter N-S reached 3NT,I was East,okay $175, which, by the way, thatgetting? his side—Kimmy had a T. withfiguring the dealer profitable sacrifice, offered his partner or 4♠. Allowaachoice lead in,between Kimmy,4♥ with your This pushed N-S to the perilous superstition concerning the number 13. contract of 5♦,known which,asasTriskaidekayou will It is a phobia see, Declarer is about to anything bungle. numphobia, associated with Against 5♦ West leads the ♠K,your won bered thirteen. Providentially, by Dummy’s andstopping trumps are random spin Ace had the point of drawn. Declarer can count 10 topthe 13. Winner, Kimmy, and winner tricks, butperhaps where isbecause the 11th? Not theat croupier, you look ♥K as West needs the as ♥Aa to justify his betting for the dealer contribution Takeout Double. That means a 4th to the Dame of Fortune, Ladythat Luck. Club trick is required. Are Clubs 3-3?a Responding to your question from Let’s hand. East perspective, bid both table count gamesthe management majors and is“five no doubt least 4-4 in mentioning of it isatyours” would be construed as a tip for the dealer, no different than a $5 bet for the dealer in front of your wager would be in blackjack, or $5 riding alongside yours on the Pass line. Sure, the payoff of of life’s mysteries $175ne seems sizable to your husband, is how a two-pound but it reflects the odds of actually box of chocolates hitting the numbercan thirteen—one make a woman gain in 38. You could have offered a tip five pounds. directly to the dealer with your winnings, but your The older in you get,case, you voiced a verbal side itbetis on top of your wager, the tougher to lose to which you agreed to make payment. weight because by then So which do most dealers prefer? The your body and your fat majority dealers favor a side bet are really of good friends.

those suits. He also showed up with 3 Diamonds. That leaves two Clubs at most. But would East bid so much with 4=4=3=2 distribution and virtually no HCP? No, it seems more likely that East is 5=4=3=1 and, if so, Declarer must hope that East’s Club is the Jack or Ten or Nine. She cashes the ♣A and, seeing East’s Ten, prepares to take an impressively deep finesse of the Eight on the second round! Well counted for 11 tricks except for one tiny detail. That’s right, West can also count and he rather thanthe receiving directly inserts Nine onthe thetipsecond afterround the payoff. This side wager of Clubs. Now Declarermakes them feelinlike they’rewith alsono in safe action and is locked Dummy have a stake in the game. A bet way back to his hand (if he playsfor a the dealer provides a little excitement Spade, East will be sure to win andin whata Heart can bethrough). a pretty monotonous fire Down one. job. My only concern is that to make Declarer’s play was flawless rightit all legit, the dealer should try, up to the point where he calledwith for time permitting, to offset his chip Dummy’s ♠A at Trick 1. Instead, he for the cameras the win ball the wassecmust hold up thewhile Ace and circling, along with calling over ond round. That way, later in the the play, pitcan bossget forsafely the “she payoff. he backsaid” to hand with a Now ruff backand to that chip, Spade take$5 that second Club Kimmy, and getting your finesse. Yet another contract bites the husband evenofmore dust because hastypeeved. play at Trick 1. A few casinos allow theabout dealer to Visit acbl.org for more wager the $5 chip again. What I am rethe fascinating game of bridge ferring to is that in roulette, players are or email marketing@acbl.org. paid “to” one versus “for” one. When To find a bridge club in Florida, go thedistrict9acbl.org/D9Clubsmap.htm. odds are stated “for” one, you do to not get article back your initialcourtesy bet. However, Bridge provided his single number win in roulette of St. Petersburg Bridge Club: receives 35-to-1, which is a 35-chip www.stpetebridge.org. payoff ($175), plus the original $5 chip on 13, which is either taken down, or some casinos permit dealers to let it ride. It sure could have gotten ugly had the 13 hit back-to-back. Security! Amazing! You hang something Gambling Wisdom of the Week: in your closet for a while “Someone once asked me whyand it shrinks two sizes. women don’t gamble as much as men do, and I gave the commonis adon’t universal sensical Chocolate reply that we have color as and may be substituted for much money. That was a true but any foodanswer. color. In fact, women’s incomplete total instinct for gambling is satisfied Remember: “stressed” by marriage.” –Gloria Steinemspelled backwards (SENIOR WIRE) is “desserts.”

Battle of the Bulge

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Lifestyles After 50

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LifestylesAfter After50 50••October October2012 2012••page page21 13 Lifestyles

Long-Distance Bonding Ideas for Grandparents

1. Mail Call!—

Texts. IMs. Facebook. Twitter. Email. Our computers offer us a multitude of ways to communicate with our grandchildren. However, unlike email or texts, “snail mail” gives kids a tangible reminder of you that they can hold in their hand, enjoy over and over again and even take to school for show-and-tell.

2. Be a Puzzler—Are you an artist, or just a doodler? Instead of sending your grandchild a picture, why not make it more fun by turning it into a jigsaw puzzle? You can buy blank puzzles for under $1, in a variety of shapes and sizes, that you can decorate with a picture. If you aren’t so artistic, write a message written in marker. Many puzzles even come with an appropriately-sized envelope.

3. Create a Fantasy Sports League—Ignite

a friendly rivalry between you and your grandchildren by inviting them into your fantasy sports league. A little trash talking never hurt anyone—poking fun at each other’s general management style will reveal a carefree and clever side of you that may be new to your grandchildren. Beware: Age and experience are not always advantages.

4. Play 20-Questions via E-mail—This can

be an ongoing game, with you setting the level of difficulty higher and higher. The neat thing about doing this by email is that it’s a process that can take a few days or a few weeks. The continuous back-and-forth helps keep the lines of communication open.

5. Create a Postcard Clue Game—Postcards

happen to be the perfect size for a knock-knock joke or a game of “Unscramble the Word.” Use the first card to ask a question, like “Where will we go on your birthday?” Then send the answer, one letter or clue to a card, such as: I, S, F, I, G, H, N. Your grandchild can unscramble them to discover the answer: FISHING. You can send your grandchild an album to hold onto all those postcards, too.

6. Start a Book Club—Book

clubs aren’t limited to living rooms, thanks to Skype, software that offers free calling services. Using webcams, as many as ten people can participate in a book club through Skype’s conference-call option, depending on your computer. You’ll have valuable face-time while the group discusses the impact that J.K. Rowling, author of the Harry Potter series, had on the explosion of children’s fantasy novels. Allow your grandchildren to direct the readings, which will give them pride in sharing their knowledge with you. From Grandparents.com, a resource and social media website for today’s grandparents. The website offers activities, discussion groups, expert advice, ten monthly newsletters and a Benefits Club with discounts on thousands of goods and services.

Tired of the Financial Roller Coaster?

Consider the All Children’s Hospital Foundation Charitable Gift Annuity Program.

Make a gift and receive guaranteed, fixed income for life. Fund a Charitable Gift Annuity with a gift of $10,000 (cash or appreciated securities) and enjoy the following benefits: • Guaranteed, fixed payments for life to you and/or a loved one • Partially tax-free income • Immediate charitable deduction for a portion of the gift • Favorable treatment of capital gains, if donated asset is appreciated securities • Satisfaction of making a lasting contribution to All Children’s Hospital Foundation

Lifestyles After 50 • October 2012 • page 14

Charitable Gift Annuity Rates as of 1/1/2012

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Seek advice from a tax professional before entering into a gift annuity agreement. All Children’s Hospital Foundation gift annuities are not available in all states.

Calculate your benefits at allkidsgifts.org. To request a personalized illustration or to learn more, please contact: Lydia E. Bailey, CFRE All Children’s Hospital Foundation 727-767-8914 Lydia.Bailey@allkids.org

Veterans Corner

Museums Tell Military Stories Year After Year Florida Air Museum at Sun ‘n T Fun, Lakeland. (863) 644-2431

he fall and winter seasons are good times to make day trips to Florida’s wealth of specialty military museums. The following list notes some of the museums you might enjoy.

Florida Military Aviation Museum, Clearwater. (813) 535-9007 Flying Tigers Warbird Restoration Museum, Kissimmee. (407) 933-1942 Military Heritage Museum, Punta Gorda, Artifacts and memorabilia from Civil War to the present. (941) 575-9002

Armed Forces History Museum, Largo. Private collection of vehicles, MIG 21, helicopters, specialized military pieces, one of a kind artifacts & more. (727) 539-8371 Air Force Space and Missile Museum, Patrick A F B. Daily tour. (407) 853-9171 USAF Armament Museum, Eglin Air Force Base. Armament and aircraft displays. (904) 882-4062 Camp Blanding Museum, Starke. (904) 533-3196

Museum of Military Memorabilia Display, Naples Municipal Airport. (941) 575-0401 National Museum of Naval Aviation, Pensacola. (850) 452-3604 Smedley National Vietnam War Museum, Orlando. Artifacts, mementos, equipment. Open weekends only. (407) 601-2864 S.S. American Victory, Tampa. Restored Merchant Marine ship. (813) 228-8769

Civil War Soldiers Museum, Pensacola. (850) 469-1900

DeLand Naval Air Station Museum, Deland. F-14 Tomcat jet fighter, WWII TBF Avenger torpedo bomber. (386) 873-2976

Fantasy of Flight, Polk City. Huge private collection and rides in historic planes. (863) 984-3500

UDT SEAL Museum, Ft. Pierce. Collections and displays from SEAL history. (561) 595-5845 Veterans Tribute & Museum of Osceola County, Kissimmee. Huge collection inside Osceola Square Mall in Kissimmee. (407) 931-3133 Valiant Air Command Warbird Museum, Titusville. (321) 268-1941

You can also find information about these museums online. Always check days, times and prices. Lifestyles After 50 • October 2012 • page 15

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Lifestyles After 50 • October 2012 • page 16

The Healthy Geezer BY FRED CICETTI

Q lower your cholesterol

. Can eating oatmeal really

or are the cereal companies selling us a story? The short answer is yes, oatmeal can lower your cholesterol. Now for the long answer. There are two types of fiber, soluble and insoluble. Soluble fiber is acted upon by the normal bacteria in your intestines. Insoluble fiber is not digested by the body and promotes regularity and softens stools. Wheat bran, whole grain products and vegetables are good sources of insoluble fiber. Soluble fiber appears to reduce your body’s absorption of cholesterol from the intestines. Oatmeal contains soluble fiber that reduces your lowdensity lipoprotein (LDL), the “bad” cholesterol that can increase your risk of heart attacks and strokes. This type of fiber is also found in such foods as kidney beans, brussels sprouts, apples, pears, barley and prunes. The American Dietetic Association recommends a healthy diet include 25 to 35 grams of fiber a day, including both soluble and insoluble fiber. (Soluble fiber should make up 5 to 10 grams of your fiber intake.) However, Americans only consume about half that amount. There are other foods that work against cholesterol. Soy protein, found in such products as tofu, soy nuts, soy milk and soy burgers, can help lower blood levels of LDL cholesterol, particularly when it’s substituted for animal protein. Ingesting 25 to 50 grams of soy protein a day lowers LDL cholesterol by 4 percent to 8 percent. That’s a lot of soy. People with the highest cholesterol levels seem to benefit the most from soy protein. Women with breast cancer or who are at high risk of breast cancer should consult with their doctors before eating soy, because it is not clear how these plant estrogens might affect them.

Studies have shown that walnuts can significantly reduce cholesterol levels in the blood. Rich in polyunsaturated fatty acids, walnuts may also help keep blood vessels more healthy and elastic. When walnuts represent 20 percent of the calories in a cholesterol-lowering diet, they reduce LDL cholesterol by 12 percent. Almonds appear to have a similar effect. All nuts are high in calories, so use them as replacements for high-calorie foods with high levels of saturated fats. Omega-3 fatty acids in fish are noted for lowering triglycerides, another form of fat in your blood. They also benefit the heart in other ways. The highest levels of omega-3 fatty acids are in mackerel, lake trout, herring, sardines, albacore tuna and salmon. Other good sources of omega-3 fatty acids include flaxseed, walnuts, canola oil and soybean oil. Some foods are fortified with plant substances called sterols or stanols, which are similar in structure to cholesterol; this helps them block the absorption of cholesterol in the intestines. Margarines and orange juice that have been fortified with plant sterols can help reduce LDL cholesterol by more than 10 percent. The American Heart Association recommends foods fortified with plant sterols only for people who with high levels of LDL cholesterol. You may want to try eating more soluble fiber, soy protein, walnuts and fatty fish. The next step would be the addition of foods fortified with plant sterols. Eating a combination of these cholesterol-lowering foods increases the benefit. Of course, if you’re a geezer and you plan to make a change in your habits that could affect your health, it is recommended that you consult your doctor first. If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2012 by Fred Cicetti.

Seniors Caught Gambling with Teeth

2. According to the CDC, older adults may incur new cavities at s of the number of older higher rates than children. Seniors Americans increases, there are frequently get root cavities because new challenges in senior dental care. of gum recession from periodontal Financial resources, lack of knowledge disease or vigorous brushing about appropriate dental care, medica- that has eroded the gum line. tions, chronic health conditions and a decline in mobility can all affect how Lack of oral care can seniors are able to care for their teeth. cascade into a litany of Lack of oral care can cascade into problems that affect not a litany of problems that affect not only the health of teeth and gums only the health of teeth and but also quality of life. Consider gums but also quality of life. these precise reasons why dental care and the need for dental insurance 3. Medication frequently causes “dry doesn’t stop at retirement: mouth” by reducing saliva flow. 1. When dental care is neglected, More than 500 drugs, including the probability of periodontal disease medications such as antihyperrises, which increases the risk of tensives and antidepressants are tooth loss and also exacerbates associated with dry mouth. This other medical conditions, including affects the teeth because saliva cardiovascular disease, lung contains components that protect problems, jaw joint problems tooth enamel and also reduces (TMJ), and some forms of cancer. bacteria that causes tooth decay. BY NICHOLAS M. KAVOUKLIS, DMD

4. For diabetics particularly, gum disease can be a two-way problem: Diabetes can make gum disease worse, and, in turn, gum disease makes it harder to control blood sugar. 5. Regular dental care is a first line of defense against oral cancer, which most affects seniors over age 60. This

deadly cancer is diagnosed in approximately 40,000 Americans annually, and more than 8,000 die from it every year. The disease is treatable when caught in its earliest stages. Seniors should brush twice a day with fluoride toothpaste, floss daily and see a dentist a minimum of twice a year for preventive exams and cleanings. Cavities, a broken tooth and even gum disease are painless in early stages. Waiting to call a dentist until you have a painful problem can be a costly mistake. Don’t gamble with your teeth! Schedule a dental exam every six months

Lifestyles After 50 • October 2012 • page 17

Silent Strokes Can Jeopardize Memory

he symptoms of a stroke are sometimes obvious, like numbness or weakness on one side of the face, trouble speaking, difficulty walking and vision problems. Some strokes, though, pass completely unnoticed but can have a significant and lasting effect on memory. These so-called silent strokes create pinpoints of dead cells in the brain that often don’t affect areas of the brain associated with movement or speech. During a typical ischemic stroke, a blood clot blocks a blood vessel that feeds part of the brain. Without a steady supply of blood, cells in that area malfunction and may die. Symptoms that appear reflect the functions that were controlled by the affected part of the brain. During a si-

lent stroke, the interruption in blood flow occurs in part of the brain that doesn’t control any vital functions. Although it doesn’t cause any obvious symptoms— most people who’ve had a silent stroke have no idea it occurred—silent strokes could interrupt the flow of information in the brain needed for memory, especially if several of these strokes occur over time (which is the most common scenario). Damage from silent strokes can accumulate, leading to more and more memory problems. If you are experiencing signs of memory loss, don’t dismiss it as a normal part of aging. See your doctor for testing to make sure the issue isn’t a silent stroke. Information from Harvard Women’s Health Letter.

Medicare Answers Dear Marci, My grandmother is homebound and needs a home health aide to help her bathe, dress and use the bathroom. Will Medicare pay for her home health aide? —Kristine

ear Kristine, Medicare will only pay for a home health aide if your grandmother meets all of the requirements necessary to qualify for the Medicare home care benefit. To qualify for the Medicare home care benefit, your grandmother must:

• Be homebound, meaning it is extremely difficult for her to leave the home and she requires help to do so. • Need skilled nursing care on a part-time basis or skilled therapy services. Skilled care is when the care can only be safely administered by a licensed nurse or therapist. Lifestyles After 50 • October 2012 • page 18

• Have a face-to-face visit with a health care professional. Her doctor may sign a home health certification, verifying that she has had this visit and that she qualifies for home care because she is homebound and needs skilled care. • Receive certified care from a Medicare-certified home health agency (HHA). If your grandmother fulfills all of these requirements, Medicare will pay for skilled care in her home as well as care from a home health aide. A home health aide will provide personal care services, such as help with bathing, using the toilet and dressing. Keep in mind that her doctor will need to approve her plan of care every 60 days. As long as your grandmother continues to meet Medicare coverage rules, Medicare should continue to cover her care.

10 Ways to Save on Medications BY KATE FORGACH

ere are a few costsaving tips for getting your medications: 1. Partnership for Prescription Assistance (PPA): The PPA is a non-profit organization that helps qualifying patients without coverage get the medicines they need for free or nearly free. 2. RX Access Card: The nation’s leading drug companies combined efforts to provide lowincome Americans who lack healthcare coverage with a price reduction on prescription products. The RX Access Card is free to those who have a household income of less than $45,000 for a single person to $90,000 for families of four. Most cardholders save 25 to 50 percent per brand-name or generic prescription.

Check with your doctor before allowing a pharmacy to substitute a generic, simply because your insurance calls for it. 3. Generic Medications: Check with your doctor before allowing a pharmacy to substitute a generic, simply because your insurance calls for it. Not all generics work the same, so it may be worth paying a bit more for a drug that will actually work. 4. Name Brands: If a medication isn’t working the way it used to or as described by your physician, check to see if a pharmacy’s substitution is the problem. 5. Follow Up: If you’re not getting the results you desire, follow up with your doctor. Talk to the nurse first, however, as they may simply talk to the doctor and change your script without your having to pay for an office visit.

6. Couponing: Discounts for overthe-counter drugs frequently show up for Walgreens and other drug stores on such coupon sites as FreeShipping.org. 7. Shop Around: Get quotes from local and chain drugstores before you hand over your prescription.

8. Price Matching: Locally owned pharmacies often offer this service in order to gain or keep your business—check out Walmart’s list of $4 medications, including OTC drugs. Ask your local pharmacist if they’ll match that cut-rate price.

9. Pill Splitting: If your insurance plan charges the same co-pay for a higher-strength prescription, you can divide each pill to save money. Check with your doctor or pharmacist first, however, as some time-release tablets must be taken whole or they lose effect. This proviso also applies to highpotency drugs, where the line between toxicity and efficacy is razor thin.

10. Review Regularly: If you’re taking more than a couple drugs regularly, schedule periodic reviews with your physician to evaluate whether each medication is still needed and whether you might be experiencing problems with drug interactions that reduce efficacy. Kate Forgach is a baby boomer consumer specialist for Kinoli Inc.

Enter the Senior Games

esidents can compete in the 2012 Kissimmee-St. Cloud Senior Games from October 13 – 20. These Senior Games are open to all men and women ages 50 and older and act as a qualifying site for the 2012 Florida Senior Games State Championship.

Sports include archery, billiards, punt pass and kick, swimming, basketball shooting, bowling, horseshoes, track & field, shuffleboard, golf, cycling, race walking, 5k run, pickle ball, table tennis, softball and tennis. Recreational activities include euchre, mah jongg, cribbage, bridge, Texas hold’em poker and corn hole. Register: (407) 742-8260 or online at visitkissimmee.com.

Lifestyles After 50 • October 2012 • page 19

Keep Your Wallet Happy with These Ideas for Staying in Shape 2. Exercise balls. I f you’re feeling pinched financially but want to get in shape, never fear. You don’t have to invest in a costly gym membership. You don’t need to buy the latest high-tech treadmill or elliptical machine for your home. You just need some ideas—and motivation. Cleveland Clinic Sports Health exercise physiologist Heather Nettle, M.A., suggests six ways to exercise that won’t strain your budget:

1. Walking. Walking for 30 minutes a day can help you lose weight, control your blood sugar and lower your cholesterol and blood pressure. When it’s hot outside, try mall-walking or walking at a local indoor track. Can’t do 30 minutes? Three ten-minute walks per day work just as well.

Cost: You’ll want to invest in good walking shoes. These range from $60 to $120 at sporting goods stores. Running shoes work, too, but can be pricey. Replace shoes every 400 miles or twice a year, whichever comes first.

Using an exercise ball will help you keep your abdominals, back and hips strong. It can also help you improve your balance and agility. Use the exercise ball for stretching after workouts, too. You can find good exercise ball routines online. Cost: Exercise balls come in different weights and materials. They run from about $8 to $50 at sporting goods stores. Printing out an online exercise ball routine will just cost you printer ink and paper.

3. Dumbbells. Dumbbells can

help you gain strength or maintain it. Weights range from 1 to 50 pounds. Start with the weight range that works best for you. When you feel ready, increase the load. Be careful, though—using weights incorrectly can lead to injury. Use your weights in front of a mirror to check your posture. If you have questions, consult an exercise expert.

Cost: Depending on their weight and design, dumbbells range from $3 to $50 in stores. You can also find a reasonably priced set of small weights on a stand.

4. Callisthenics. Forget past memo-

ries of gym class and focus on how well you’ll tone your body with push-ups, crunches, squats, lunges and leg lifts. Cost: This is the least expensive way to exercise. All you need are comfy workout clothes.

5. Exercise DVDs. When it comes to video workouts, there’s something for everyone: Pilates, yoga, Zumba®, kickboxing, even “Bollywood” dance. Using an exercise or dance DVD is like taking your own private aerobics class. However, don’t overdo it.

to $20. Choose what you like and build up a collection, then vary your routine. Local libraries also carry a few choices to help you add to the variety without spending anything. A word of caution Before starting or drastically changing any exercise program, discuss your exercise plan with your doctor to make sure it is safe. With help, you can find a safe, affordable, effective way to stay in shape.

Cost: Exercise DVDs cost very little, considering how often you can use them. Many DVDs can be purchased online for $6

Believe It Or Not? Pain Relief with Acupuncture

he ancient art of acupuncture has been practiced for centuries in Asia and has more recently spread to the U.S. and other Western countries. Acupuncture has been used to treat most pain conditions, including low back pain, shingles and other nerve pain, hand and knee pain, headache, fibromyalgia and menstrual pain. For people with knee pain, for example, there is some evidence that acupuncture may provide some pain relief, although results from different studies are mixed.

Health Overall, the research in many health conditions is suggestive but largely insufficient to draw definitive conclusions. Traditional Chinese acupuncture involves the insertion of extremely fine needles into the skin at specific Lifestyles After 50 • October 2012 • page 20

“acupoints” along the meridians. This action, some scientific evidence This has shown, may result in pain relief traditional by releasing endorphins, the body’s Chinese natural painkilling chemicals, and chart maps may affect the part of the brain that “acupoints” governs serotonin levels, the brain on the transmitter involved with mood. body. During Chinese acupuncture, the acupuncturist may turn or twirl the needles slightly or apply heat or electrical stimulation to enhance the pressure, usually with a finger or effects, or he or she may apply an thumb, at acupressure points. herb called mugwort to the needle tips The acupuncturist typically inserts four to further stimulate the designated to 10 needles and leaves them in place acupoints; this is called moxibustion. for 10 to 30 minutes while you rest. A A Japanese form of acupuncture usual course of treatment includes 6 to involves more shallow needle inser12 sessions over a three-month period. tion than Chinese acupuncture and The complication rate for acupuncneedles usually are not manipulated. ture appears to be quite low. A review Korean acupuncture focuses on of complications reported in medical needling points just in the hands journals found that the most common and feet. Acupressure, on the other serious problem was accidental hand, does not involve the insertion insertion of a needle into the pleural of needles but substitutes deep space between the lungs and the

chest wall. The advent of single-use, sealed needle packages has all but eliminated the risks of blood-borne infection such as hepatitis B or HIV. If you decide to try acupuncture, it is crucial to seek out an experienced acupuncturist. Licensing requirements vary from state to state. In states with no licensing requirements, the safest way to find a qualified acupuncturist is to seek one with certification from the National Certification Commission for Acupuncture and Oriental Medicine. From Harvard Health Letter

A Hold-Up Discounts ��Insurance �For ��Mature ��Drivers �Play ��

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BRIDGE BITES

From The American Contract Bridge League

those suits. He also showed up with 3 Diamonds. That leaves two Clubs at BY BRIAN GUNNELL most. But would East bid so much with 4=4=3=2 distribution and virtually no HCP? No, it seems more likely that East is 5=4=3=1 and, if so, Declarer must hope that East’s Club is the Jack or Ten or Nine. She cashes the ♣A and, seeing East’s Ten, prepares to take an impressively deep finesse of the Eight on the second round! Well counted for 11 tricks except for one tiny detail. That’s right, West can also count and he inserts the Nine on the second round of Clubs. Now Declarer is locked in Dummy with no safe way back to his hand (if he plays a Spade, East will be sure to win and fire a Heart through). Down one. Declarer’s play was flawless right up to the point where he called for fter N-S reached 3NT, Online! East, Take Your Class Dummy’s ♠A at Trick 1. Instead, he figuring that his side had a • Studysacrifice, at youroffered leisure, a day, a week. hold7updays the Ace and win the secprofitable his 24 hoursmust ond round. That way, later in the play, • Simply read the course materials online and then answer partner a choice between 4♥ or 4♠. he can get safely back to hand with a Thisapushed N-S toquestions. the perilous few quiz Spade ruff and take that second Club contract of 5♦, which, as you will • There is no need to attend boring classes or listen to bites the finesse. Yet another contract see, Declarer is about to bungle. long5♦lectures. dust because of hasty play at Trick 1. Against West leads the ♠K, won After completion, of course we Visit willacbl.org issue aforstate-certiﬁ more about ed by•Dummy’s Ace and trumps are the fascinating game of bridge to drawn. Declarer can count 10 top certiﬁcate for you to turn into your insurance company or email marketing@acbl.org. tricks, but where is the 11th? Not the receive your discount for a three year period. To find a bridge club in Florida, go ♥K as West needs the ♥A to justify his Takeout Double. That means that a 4th to district9acbl.org/D9Clubsmap.htm. Take Mature Driver On The Internet! Bridge article provided courtesy Club trick Your is required. Are Clubs 3-3? Course of St. Petersburg Bridge Club: Let’s count the hand. East bid both If you Florida Driver’s and are 55 years of www.stpetebridge.org. majors andhave is no adoubt at least 4-4 in License

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age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

Battle of the Bulge

Florida Department of Highway Amazing!Safety You hang something ne of life’s mysteries & Motor Vehicle Approved Course is how a two-pound in your closet for a while and it box of chocolates can shrinks two sizes. make a woman gain five pounds. Chocolate is a universal color and may be substituted for any The older you get, food color. the tougher it is to lose weight because by then Remember: “stressed” spelled your body and your fat backwards is “desserts.” are really good friends.

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t’s the fall football snacking season, and popcorn is definitely the American snacking staple. Innovations with popcorn have mostly been in how it was cooked—in a pan over an open fire or a burner, in an electric popper and then to the microwaveable pre-measured bag. Now it’s time to spice up this old favorite.

Recipe Buffalo Style Popcorn Recipe ingredients 2 1/2 qt popped corn 2 cups corn chips, slightly broken 1 cup dry roasted peanuts 1/4 cup butter 2 Tbsp. Louisiana style hot sauce 1 tsp. celery seed 1/4 tsp. salt, optional

Lifestyles After 50 • October 2012 • page 22

In small bowl, place 2 cups popped corn. Set aside. Combine remaining popcorn with corn chips and peanuts. In small saucepan, melt butter with hot sauce, celery seed and salt. Pour over popcorn-peanut mixture, tossing gently to coat. Spread on 15 x 10 inch baking sheet. Bake at 350 degrees F for 10 minutes. Remove from baking sheet to large serving bowl. Toss with remaining 2 cups popped corn. Serve immediately or store in airtight container.

In 1947, Chuck Yeager traveled faster than the speed of sound for the first time and reported hearing the “…world’s secondmost perfect pop.”

Spicy Cheese Popcorn

Recipe ingredients 1/4 cup butter, melted 1/2 tsp. paprika 1/2 tsp. chili powder 1/2 tsp. garlic salt 1/4 tsp. onion powder 8 cups popped corn 1/4 cup grated Parmesan cheese Combine butter, paprika, chili powder, garlic salt and onion powder. Pour over popped corn. Stir to coat popcorn evenly.

Turn mixture onto baking sheet. Bake at 325 degrees F for 7 to 10 minutes, or until crispy. Stir once. Sprinkle with cheese and toss to coat evenly. Let stand on baking sheet, stirring once or twice as mixture cools.When thoroughly cool, divide the popcorn into sandwich bags.

How’s That Again?

Last Month’s Answers

September Sudoku

1. ARBITRATOR: A cook that leaves Arby’s to work at McDonalds.

8. EYEDROPPER: A clumsy ophthalmologist.

2. AVOIDABLE: What a bullfighter tries to do.

9. HEROES: What a guy in a boat does.

Betty Baker is last month’s winner! Congratulations!

3. BERNADETTE: The act of torching a mortgage.

10. LEFTBANK: What the robber did when his bag was full of money.

New winner selected each month

4. BURGLARIZE: What a crook sees with.

Win Great Prizes!

Oct. Sudoku

11. MISTY: How golfers create divots.

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Oct. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

12. PARADOX: Two physicians.

Humor

13. PARASITES: What you see from the top of the Eiffel Tower.

5. CONTROL: A short, ugly inmate. 6. COUNTERFEITERS: Workers who put together kitchen cabinets.

14. PHARMACIST: A helper on the farm.

7. ECLIPSE: What an English barber does for a living.

15. POLARIZE: What penguins see with.

Word Search October

In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Good Luck!

WIN! WIN! WIN! GREAT PRIZES!

SUDOKU MUST BE RECEIVED BY OCT. 21, 2012

Word Search Answers From

September

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

The first correct answers selected from the drawing on October 21 will win. MYSTERY PRIZE!

WIN! WIN! WIN! GREAT PRIZES!

Marie Sicignano is last month’s winner! Congratulations!

MYSTERY PRIZE!

(Puzzles must be received by Oct. 21, 2012.)

Lifestyles After 50 • October 2012 • page 23

Seniors Getting Together Attention SGTers!

Screen respondents carefully. Always meet in public places and have your own transportation. Don’t divulge your home address. Be sure to provide a way for your correspondent to respond to you – phone number, e-mail address or Post Office Box address. Contact the authorities if you feel threatened or harassed by an individual. Be patient and careful – a good relationship and your personal safety are worth the wait!

WOMEN SEEKING MEN 4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.

4169 REAL MEN DRIVE PICK-UPS! Pick me up for date, dinner (Dutch). SWF, 70 YY, seeks SWM. Let’s rock and roll! Ocala, Belleview.

MEN SEEKING WOMEN 4171 TALL, NICE LOOKING, financially independent, ISO good looking lady 52 – 65 for lunch, dinner, movies and therapeutic massage. Heavyset ok. Recent photo and brief bio appreciated. 4175 SWM SEEKING LONELY SWF who’s mature, mentally stable, honest, who is seeking a good, decent, kind man— maybe even your Superman or Lone Ranger—who would like companionship, adventure, excitement. Let me rescue you.

RUN YOUR AD FOR ONLY $6 A MONTH

SENIORS GETTING TOGETHER Personal Ad Placement

Deadline for ads is the 15th of the month prior to placement.

Only $6 to place an ad!

Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)

Ad Copy • Please Print Neatly • 30 Word Limit

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If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is conﬁdential.

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Lifestyles After 50 • October 2012 • page 24

MEET OTHER SENIORS

Over 2,000 seniors have met through Seniors Getting Together. Send in your ad today!

Commonly Used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SMSmokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FFFriendship First, TLC-Tender Loving Care.

TO RESPOND TO AN AD

Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together 1602 S. Parsons Ave.,Seffner, FL. 33584 TO PLACE AN AD

Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Food Truck Fun Elder Helpline 13 1-800-963-5337

www.aging florida.com

Food Truck–n-Flick Night. 5:30 to 9 p.m. Gourmet food trucks and free screening of “Despicable Me.” Bring your blankets or lawn chairs to sit on. Downtown Leesburg. (352) 365-0053.

The Food Truck Bazaar. 5:30 to 8:30 p.m. 10 to 15 trucks offering a variety of food. Downtown Mount Dora. (407) 310-5905.

On Stage In October

City (No Charge):

City:

4179 SEEKING MY LAST LOVE Financially secure, in-shape 68 year old widower seeking my last love. Slim lady to share my life. Photo and bio appreciated. Will answer all. Leesburg.

–14 “Self Help” at Ocala Civic Theatre. Details at (352) 236-2274.

and 13 “Livin’ in Fast Forward” at Laurel Manor, The Villages. For more info, call (352) 753-3229.

– 27 “Macabaret 10: Deja` Boo” at Ocala Civic Theatre. For tickets and information, please call (352) 236-2274.

– Nov. 4 “Dracula” at Dassance Fine Arts Center at CF, Ocala. Call for details: (352) 873-5810.

U 12 18 20

p and down the west central Florida coast, you’ll find opportunities to celebrate Florida!

Last Month’s Answers

Enter

Last Month’s to Win! Winner Is Jeryl Scolamiero Congratulations!

– 13 Fine Swine in the Pit, Mulberry. Games, music, BBQ. More info online at fineswine.org. – 21 Clearwater Jazz Holiday, Coachman Park, St. Pete. Four days, free. Call (727) 461-5200.

Micanopy Fall Harvest Festival in “The town that time forgot.” NE. Cholokka Blvd., Micanopy. Info at (352) 466-7026 or email micafest@micanopyfallfestival.org.

– 21 Rattlesnake Festival, San Antonio. Snakes, gophers, entertainment, Rattlesnake Run, Miss Rattler Pageant, food, entertainment. (352) 588-4444; rattlesnakefestival.com.

This month’s winner is

Enter To Win!

– 28 Sarasota Pumpkin Festival, Sarasota. Circus acts, carving contests, music, vendors. Info online at sarasotapumpkinfestival.com or call (941) 706-7605.

Myron L. Guisewite Congratulations !!!

– 28 John’s Pass Seafood Festival, Madeira Beach. Fishing expo, oyster-eating contest, crab races, juried arts and crafts show, life entertainment. Info: (727) 391-6025 or visit johnspassfestivals.com.

Last Month’s Answers

Enjoy Free Boktober Fest B

Singing Saw, Wooden ok Tower Laughter, Alpine Bells, Gardens will Soup Spoons and the have free admission Musical Schnitzel and fun for the whole Baster. There’ll be singfamily from 8 a.m. alongs, polkas, waltzes, to 6 p.m.LEARN during HOW TO PLAN FOR comedy and more. Boktoberfest, Sat., PETS IN AN EMERGENCY Authentic German food Oct.YOUR 20. Octoberfest including brats, Reuben features a plant sale, The SPCA’s brochure "Our Best Friends Deserve Better Plans" has all sandwiches, German potato salad and a Biergarten with live entertainment, the latest information on Estate Planning for Pets and Florida's Pet German food, craft and seasonal beers, more will be featured. A variety of Trust Law and it is FREE! This brochure helps pet owners plan for their face painting, silent auction and more. keg and craft beers as well as wines, pets in case of an emergency or in case their pets outlive them. Use this sodas and water will be available. Live music on Saturday features a order form to order your free materials. Free satellite parking will be three-member lederhosen ensemble provided with shuttles available. Call performing authentic German music. Send Me Information! Clip and mail this coupon (863) 676-1408 or visit boktoberfest.com Throughout the day, enjoy accordion, for more information vocals, yodeling, the Alpine Horn, Name: Address: City: Home Phone: E-mail:

State:

Zip:

Work Phone:

I/We have included the SPCA in my/our estate plan. Please send me the following information Best Friends Deserve Better Plans brochures Pet Alert Wallet Card In-Case-Of-Emergency Window Decal

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Send your answers for a drawing. First correct answers selected from the drawing on Oct. 19 will receive $20 cash! Send to: News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583

I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

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Lake

FILL IN ANSWERS & WINLifestyles MONEY! After 50 • October 2012 • page 25

Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to: Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511

Are Words Becoming Obsolete in Marketing? BY LAURA RIES

t sure looks like it. Most of the recent marketing successes are visual successes, not verbal ones. Here are examples from my recent book, Visual Hammer.

1. The lime. Until 2009, there had never been a Mexican brand on Interbrand’s list of 100 most valuable global brands. There is now: Corona, the beer with the lime on top of the bottle. Today, Corona is the 86th most valuable global brand, worth $3.9 billion. In the U.S., Corona outsells Heineken, the No. 2 imported beer, by more than 50 percent. 2. The silver bullet. The only mainstream beer that has increased its market share in the past few years is Coors Light, the silver bullet. Coors Light has already passed Miller Lite, the first light-beer brand, and recently Coors Light also steamed past Budweiser to become the second largest-selling beer brand in America.

3. The duck. Then there’s the remarkable transformation of Aflac, the company that brought us the duck. In the year 2000, the company had name recognition of just 12 percent. Today it’s 94 percent. And sales have gone up just as dramatically. 4. The pink ribbon. In 1982, Nancy Brinker started a foundation to fight breast cancer in memory of her sister, Susan G. Komen, who had died from the disease. Since then, Susan G. Komen for the Cure has raised nearly $2 billion. Today, it’s the world’s-largest non-profit source of money to combat breast cancer. A recent Harris poll of non-profit charitable brands rated Komen for the Cure as the charity that consumers were “Most likely to donate to.”

5. The green jacket. In the world of professional golf, there are four major championships: The U.S. Open, The British Open, The PGA Championship and The Masters. The first three are hosted by major golf organizations, but the Masters is hosted by a private club, the Augusta National Golf Club. Every, year the Masters gets more attention than any of the other three events. 6. The colonel. Consider KFC, now the leading fastfood restaurant chain in China with more than 3,800 units in 800 cities. To most Chinese people, the letters “K F C” mean nothing, but Col. Sanders is known as a famous American and the leading fried-chicken brand.

7. The Coke bottle. What CocaCola calls its ‘contour’ bottle is 96 years old. Few are currently sold, but recently the company gave its iconic bottle a major role to play in its advertising programs. The results have been impressive. Recently Diet Coke passed regular Pepsi-Cola to become the second best-selling cola drink.

8. The cowboy. And look what the cowboy has done for Marlboro cigarettes. The year Marlboro was introduced, there were four strong cigarette brands in America: Lucky Strike, Camel, Winston and Chesterfield. Today Marlboro is by far the leading brand, outselling the next 13 brands combined. And it’s the world’s best-selling cigarette brand.

From the book “Visual Hammer” by Laura Ries, president of Ries & Ries marketing consulting firm in Atlanta.

�� Insurance Discounts For Mature Drivers Take Your Class Online!

��

• Study at your leisure, 24 hours a day, 7 days a week. • Simply read the course materials online and then answer a few quiz questions. • There is no need to attend boring classes or listen to long lectures. • After completion, of course we will issue a state-certiﬁed certiﬁcate for you to turn into your insurance company to receive your discount for a three year period.

Have a �Florida’s ��

Driver’s �� License �� and are 55 years ��of ��age ��or ��older? �� Florida Department of Highway Safety & Motor Vehicle Approved Course Lifestyles After 50 • October 2012 • page 26

Take Your Mature Driver Course On The Internet! If you have a Florida Driver’s License and are 55 years of age or older, you are now eligible to complete motor vehicle accident prevention course that will allow you to receive a mandatory reduction on your insurance rate for three years.

To Register go to:

www.seniordriverclass.com

or call 1-800-771-2255

Can You Handle Your Aging Parent’s

Hot! Hot!

“Significant Other” With Grace and Care?

hen your aging parent has a “significant other”—a sweetheart—in later life, things can get difficult. Here are four things to know in helping make decisions:

• Your parent is connected to their sweetheart’s family in ways you are not. Their relationship can be deeply personal, and you need to respect and appreciate the dimensions of that relationship. Your father may have taught you that “big girls don’t cry” in his younger parenting days and yet weep openly himself with his sweetheart’s daughter when her mother (his sweetheart) dies. They have a different relationship than you and your father do. Accept it.

• Because your parents are older, their health crises and end-of-life care will bring two families and all their permeations together. It’s in your best interests to open the communications sooner rather than later. • Families have cultures and behaviors that are normal to them. Take the time to observe their ways and follow their lead when it involves their family member. One person’s family may be private and want to speak to doctors separately. Your mom, who is open and inclusive, may have to step back and not take their exclusion personally. Remember, it’s the family’s way and you must respect it rather than judge them by it.

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Presents the www.lifestylesafter50fl.com website • Local and World News • All Your Favorite Events • You might have to step aside and keep your own emotions in check. It’s not “sibling” rivalry when your parent openly tries to help a member of the sweetheart’s family in adjusting to a new situation. Needs are different and relationships are different. What if it becomes a battleground? Not all blended families blend well together. Serious fights are common. Accusations fly back and forth. No one may seem to agree on who really has Mom’s best interests at heart.

Make sure your family member has an advance directive, has a durable health-care power of attorney and has had an open conversation with you regarding desired care and living arrangements if he or she suffers a stroke or is diagnosed with an illness that requires prolonged care. The more openly you have discussed matters such as illness, the less likely you are to encounter distrust, accusations and resentment in the heat of making tough caregiving decisions. From “The Essential Guide to Caring for Aging Parents” by Dr. Linda Rhodes.

Cell Phone Tips

etro PCS offers these cell phone tips:

• Don’t get stuck—Keep an extra cell phone charger in your kitchen or bedroom to avoid a dead battery. Phones that use ample data during web browsing and texting drain batteries faster than normal.

Just off the Press

• Volume matters—Consider raising the volume on your cell phone to a comfortable level, so you are able to hear it ring from a distance. Along the same lines, choose a ring tone that you’d be able to distinguish from loud noises, such as the television.

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Great Senior Events!

Mark your calendar for these great FREE events near you, brought to you by Lifestyles After 50 magazine. Find great information, entertainment, health screenings, prizes, giveaways and more! Call 888-670-0040 or visit our website at www.lifestylesafter50fl.com for details.

October 5, 2012, (10am-3pm) Lifestyles After 50 Fun Fest, New Port Richey Recreation Center, New Port Richey, FL. Live Music, Dancing, Free Bingo Games. Free Coffee & Snacks, Free Health Screenings, Prizes, Fun Walk, Senior Sports Area. November 14, 2012, (10am-3pm) 8th Lifestyles After 50 Fun Fest, Largo Cultural Center, Largo. Live Music, Free Bingo, Free Health Screenings. “Grandkids Are the Greatest” Photo Contest! Early Morning Senior Fun Walk! December 5, 2012, (10am-3pm) 6th Fun Fest & Jamboree!, Plant City, FL, Strawberry Festival Grounds. Live Music, Dancing, Free Bingo, Health Screenings, Sports Area. Free Coffee & Muffins. Fun Games & Prizes. Free Parking & Admission. January 10, 2013, (10am-3pm) Lifestyles After 50 Fun Fest, Robarts Arena Sarasota, FL. Live Music, Free Bingo, Free Health Screenings. Sports Center, Free Admission. January 23, 2013, (10am-3pm) 8th Lifestyles After 50 Fun Fest, Florida State Fairgrounds, Tampa, FL. Live Music, Free Bingo, Free Health Screenings. Sports Center, Free Admission & $3 Parking. “Grandkids Are The Greatest Photo Contest.” Fun Walk. Lifestyles After 50 • October 2012 • page 27

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Florida Blue is Florida’s Blue Cross and Blue Shield plan. *You must continue to pay the Medicare Part B premium. If it is determined that you owe a late enrollment penalty, you will still have to continue to pay this amount. **In select counties. Limitations, copayments and restrictions may apply. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. Florida Blue is a Medicare Advantage organization with a Medicare contract. A Medicare-approved Part D sponsor. Health insurance is offered by Blue Cross and Blue Shield of Florida, D/B/A Florida Blue. HMO coverage is offered by Health Options, Inc., D/B/A Florida Blue HMO, an HMO subsidiary of Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. Y0011_74369 0812 CMS Accepted