SaraSota, Manatee ~ January 2020
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At 84, Dr. Sylvia Earle is still diving, researching, trotting the globe and igniting a world effort to
save our seas Gulf Coast is named a “Hope Spot”
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Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 2
Getting A Dose of Iron
chair. But everything changed when I began experiencing such fierce pain from Are you ready to get in shape? shoulder tendonitis that I nearly gnawed For the past three years, as editor of this off my arm off at the joint. magazine, I’ve written about a variety of During a subsequent visit to the studies that boast the benefit of exercise: orthopedics office, my doctor read a a trimmer, shapelier physique (oh yeah!), crystal ball (a.k.a. an x-ray) and told me improved strength that a total shoulder and functionality, replacement is likely “It has been an honor and and – perhaps most in my future. privilege (and much fun) importantly – staving Now, I have joined off age-related to serve as editor of this the minority of disability and thus Americans who take publication. I wish you all the dreaded nursing their health seriousthe health, happiness, and home. ly—I have joined a prosperity in this Those all sound like gym. new year! “ such worthy goals, I I am currently said to myself as I sat working with a per~ Terri Bryce Reeves for seemingly endless sonal trainer and ushours in my editor’s ing light weights
Happy New Year!
“
with more repetitions to build up my shoulder, neck and back muscles. My shoulder will be in great shape when the doctor saws it all apart. And that’s the point. According to my physician, strengthening the rotator cuff muscles through physical therapy before surgery can improve healing and shorten the recovery period. Maybe there is a teensyweensy chance I could have a lessinvasive arthroscopic procedure too. Research studies across the country have shown there are many other benefits to strength training, including improved brain health to stave off dementia, depression and anxiety. Working out can also help to lower your risk for Type 2 diabetes as well as the risk of developing metabolic syndrome (a cluster of conditions that increase the risk of heart disease, stroke and elevated blood sugar.) Other benefits of strength-training include better joint mobility and less arthritis pain; greater bone density and reduced risk for osteoporosis and related fractures. Add to that the benefits of weight loss, improved self-confidence, sleep and vitality. Adults who are in good physical shape are less likely to fall too. So with my need for surgery, comes a goodbye. I need to take a considerable amount of time off, so this will be my last editorial for Lifestyles After 50. I will miss my co-workers, writers and naturally, you our readers. It has been an honor and privilege (and much fun) to serve as editor of this publication. I wish you all the health, happiness, and prosperity in this new year!
Terri Bryce Reeves Terri Bryce Reeves, Editor
Tomorrow is the first blank page of a 365-page book. Write a good one. ~Brad Paisley
”
Cover photo of Dr. Sylvia Earle by Kip Evans/Mission Blue
Sarasota Edition Published monthly by Lifestyles After 50 Volume 31, Issue 1 Publisher Debbie Hansen Debbie.Hansen@lifestylesafter50.com Editor Terri Bryce Reeves Terri.Reeves@lifestylesafter50.com Website Editor Allie Shaw Allie. Shaw@lifestylesafter50.com Distribution Nancy Spencer Nancy.Spencer@lifestylesafter50.com Questions/Customer Service 813-336-8247 Press Releases Editor@lifestylesafter50.com Advertising Sales Joe Gess: 813-817-9855 Joe.Gess@lifestylesafter50.com Event Sales Beverly Hastings 813-336-8247 Beverly.Hastings@lifestylesafter50.com __________________________________
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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved. As a reader of Lifestyles After 50, you are creating an established relationship with our advertisers. You may be contacted by email, telephone or mail as allowed by law.
Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 3
local events around town • JanuarY 2020 Event:
New Year’s Romance on the Piano Date: Jan 5 Time: 4 p.m. Cost: Donations Place: Manatee Unitarian Universalist Fellowship Address: 322 15th St. W. Bradenton, 34205 Phone: 941-358-0238 Website: www.eleonoralvov.com
Event: Date: Time: Cost:
Event:
Event:
Date: Time: Cost:
Crystal Ball The People’s Gala Jan 8 6 - 9 p.m. $35 advance/$40 at door
Place: Selby Public Library Address: 1331 First St. Sarasota, 34293 Phone: 941-861-1140 Website: selbylibraryfriends.org/
Venice Farmer’s Market Saturday’s 8 a.m. - 1 p.m. FREE Admission
Place: City Hall Park Address: 401 W. Venice Ave. Venice, 34285 Phone: 941-484-6722 Website: www.thevenicefarmers market.org/
Date: Time: Cost:
Venice Area Women’s College Club Jan 14 11:30 a.m. - 2 p.m. $22 (lunch cost)
Place:
Plantation Golf & Country Club Address: 500 Rockley Blvd. Venice. 34293 Phone: 941-202-4034
Event: Fest Date: Time: Cost:
Lifestyles After 50 Fun
Event:
Jan 22 9 a.m. - 1 p.m. FREE
Date: Time: Cost:
13th Annual Venice Craft Festival Jan 25 & 26 10 a.m. - 5 p.m. FREE Admission
Event: Manatee River Garden Club Annual Flower Show: “20/20 Vision” Date: Jan 31 Time: 1 - 4 p.m. Cost: FREE
Place: Moose Lodge #2276 Address: 3211 Gall Blvd. Zephyrhills, 33541 Phone: 813-336-8247 Website: lifestylesafter50.com
Place: Downtown Venice Address: 200 W Miami Ave. Venice, 34285 Phone: 813-962-0388 Website: www.artfestival.com
Place: Manatee River Garden Club Address: 3120 West First Ave. Bradenton, 34205 Phone: 941 795 7856 Website: manateerivergardenclub.com
Event: Fest Date: Time: Cost:
Lifestyles After 50 Fun
Event:
Jan 23 9 a.m. - 1 p.m. FREE
Date: Time: Cost:
Event: Date: Time: Cost:
Place: Lutz Senior Center Address: 112 First Ave. N.W. Lutz, 33548 Phone: 813-336-8247 Website: lifestylesafter50.com
St. Armands Circle Art Festival Jan 25 & 26 10 a.m. - 5 p.m. FREE Admission
Place: St. Armands Circle Address: 411 St. Armands Circle, Sarasota, 34236 Phone: 813-962-0388 Website: www.artfestival.com
Thunder By The Bay Festival Feb 14-16 10 a.m. - 10 p.m. $5 Gate
Place: Sarasota Fairgrounds Address: 3000 Ringling Blvd. Sarasota, 34237 Phone: 941-365-0818 Website: thunderbythebay.org/
send Your event news to Info@lIfestYlesafter50.com bY the 15th of each month for publIcatIon In the followIng month's Issue.
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he 2020 SuperShow will have representation from every major RV Manufacturer as well as hundreds of accessory booth exhibitors. “We will have more Supplier booths and every type, size and style of RV on the market,” detailed Marketing Director David Kelly. We’re also renewing the two-day pass so the public will have two full days to see everything at the SuperShow at no additional cost.” The interest in outdoor recreation is at an all-time high and the phrase relates to the fact that you can bring your hunting gear, fishing equipment, bikes and anything else you have room for. With hundreds of RVs on display and educational seminars, the SuperShow is the place to trade-in your old RV or obtain all the information you need to get acquainted with the RV Lifestyle. And some of Florida’s finest campgrounds and resorts will have booth exhibits to show attendees the best camping opportunities found anywhere and a huge display of camping accessories and Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 4
supplies at the Camping World Store and other booths. A favorite of all visitors to the SuperShow is the FREE entertainment. From clowns and unicycle riders to Barbershop Quartets and Bag Pipe Bands. Take advantage of the FREE shuttle service inside the SuperShow that will carry visitors from exhibit to exhibit. Seminars are presented throughout the day at the SuperShow. National RV Writer Bob Marx hosts two seminars daily. “RVing 101-What You Will Need to Know” and “Full Time & Extended RV Travel”. Additional seminars include Nomadic Living, Weight and Tire Issues, Generator Maintenance and Guided RV Tours. The Super Rally celebrates its 33rd year at the SuperShow. This RV rally is open to any and all RV clubs as well as the general public. The Rally offers a number of amenities including FREE admission to the SuperShow all five public days, meeting
facilities for your club, FREE coffee and donuts every morning and seminars. Three nights of entertainment and refreshments are also included and will feature “The Rivoli Revue” music by Kay and Ron Rivoli, a wonderful night of family entertainment by The Malt Shoppe Memories and Kenny Evans, a talented national artist. Admission to the SuperShow is only $12.00 for adults and that includes a second day admission for the cost of one day with children under 16 FREE. SuperShow hours are Wednesday – Saturday 9am – 6pm and Sunday 9am – 5pm. Wednesday is Senior Citizens Day with seniors receiving $2.00 off the cost of admission (not valid with other discounts). For more information on the 2020 Florida RV SuperShow, contact the Florida RV Trade Association at 10510 Gibsonton Drive, Riverview, Florida 33578, call (813) 741-0488 or visit our website at www.frvta.org.
The Sunshine State: Hotspot for Fraud By TERRI BRYCE REEVES
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ith the holidays behind us, phony scams like Letters from Santa, grandparent scares, fake charities, jobs, and e-cards have slowed down temporarily. But just when you thought it was safe to answer the phone or read email, here comes a presidential election year and an assortment of political scams and schemes as well. Unfortunately, the Sunshine State dominates the nation when it comes to fraud, based on the number of crimes reported to the Federal Trade Commission over the past five years. Some of the most targeted areas include the Tampa Bay area, Miami, Cape Coral, Ocala, Orlando, Punta Gorda and Jacksonville, according to eligibility.com, which has compiled the numbers and created a map of states with the most fraud-impacted cities. Scammers tend to target older adults as they often have more money saved than younger adults. Seniors lose an average of $34,200 when they are scammed, the site reports. With fraud and scams so prevalent these days, what can we do to protect ourselves? Here are some tips on what to do to stay safe: Stay informed Stay informed by following the news. Or go to the FTC’s site, consumer. ftc.gov, which will alert you to the latest cons. Some of the biggest frauds this year included free genetic testing, unnecessary braces or medical devices, and people claiming to be from the Social Security Administration or Medicare. For more information on Medicare scams, visit eligibility.com/medicare/ medicare-scam-report.
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Be vigilant If someone offers a deal that sounds too good to be true, threatens you, uses fear tactics, says you owe the government money, or asks for personal information, end the conversation immediately. Do your research If you receive a call that seems suspicious, hang up, and then Google the caller’s phone number to see if anyone else has linked it to fraud. Keep in mind that Medicare and the Social Security Administration will never call you asking for personal identifying information like your social security or Medicare numbers. If you receive a call from someone claiming to be from these organizations, hang up and call the organization’s main phone number. Ask the person who answers if the organization is trying to get in contact with you. Report it Finally, report any scams that target you to the FTC (www.ftc.gov) so they can track down these fraudsters. This step helps protect you and others in the future.
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Dr. Sylvia Earle’s Mission Possible Florida’s Gulf Coast recently designated a marine protected area By JAN LARRAINE COX
Photos by Kip Evans/Mission Blue
O
ur oceans are warming and sea levels are rising. Their waters are polluted with microplastics and becoming more acidic due to increasing CO2 levels. Coral reefs are dying, and many species of commercially exploited fish are in steep decline. Hundreds of coastal “dead zones” now exist. The underwater ecosystem is faltering, and ominously, that system provides more than half the oxygen we need to breathe. But there is reason for hope. The world’s foremost oceanographer, Dunedin resident Dr. Sylvia Earle, has spent her entire career looking out after the oceans, and at 84, she’s not about to stop.
,” Sometimes affectionally called “Her Deepness Dr. Sylvia Earle explores the oceans in the Deep See submarine. Dr. Sylvia Earle, 84, of Dunedin, is leading a worldwide effort to save the oceans through the organization she founded, Mission Blue. Here she surveys plastic pollution off of Cocos Island in the Pacific.
“If you like to breathe, you will care about the ocean.” ~ Dr. Sylvia Earle
Instead she’s trotting the globe, igniting a worldwide effort to spare the fragile but vital ecosystems that live beneath the sea. “The ocean is dying. Many may not realize how much trouble we’re in,” she says. “Now, as never before, and maybe as never again, there is a chance to protect the natural systems that keep us alive. “If you like to breathe, you will care about the ocean.” As she explains, more than half the oxygen in the atmosphere is generated by microscopic marine life that takes up carbon dioxide and water and creates oxygen and sugar. “That, in turn, drives great ocean food webs and eventually the chemistry of the biosphere,” she says. In 2009, Earle founded the nonprofit
organization Mission Blue to shield the ocean from further destruction by designating a global network of Hope Spots. “Hope Spots are special places that are critical to the health of the ocean, Earth’s blue heart,” says Earle. Today there are 130 of these Hope Spots, and Earle and her organization are working urgently to add more. In August, most of Florida’s Gulf Coast—from Apalachicola Bay on Florida’s northwest coast to Ten Thousand Islands in southwest Florida—was the most recent region to be designated a Hope Spot by Mission Blue. The northern boundary of the Gulf Coast Hope Spot is home to oyster habitats that require protection and restoration. The southern part recently sustained significant damage from red tide and contaminated water that flowed from Lake Okeechobee. In this
Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 6
Hope Spot, dozens of organizations are working hard to preserve the ecosystem. The Gulf Coast’s participation as a new Hope Spot is a significant step toward Mission Blue’s goal of protecting 30% of our ocean water by 2030. Hope Spots are selected based on characteristics such as diversity of species, habitats, or ecosystems; populations of rare or endangered species; innate potential to have damages reversed or sites with economic importance to the community. “Hope Spots are about recognizing, empowering, and supporting individuals and communities around the world in their efforts to protect the ocean,” Earle says. *** An expert on ocean health, Earle is the master of her own. The octogenarian works about 300 days a year, giving
talks, leading expeditions, and influencing policymakers. And, she still manages to fit in plenty of dive time. Mother of three and grandmother to four grandsons, Earle reports there’s no real secret to her vitality, except as she puts it: “good genes and staying active. Dive! Dive! Dive!” All of her family members are passionate about the ocean. Earle says their favorite kinds of fish are “live fish of all kinds.” Raised in the central Gulf Coast town of Dunedin from age 12, Earle became enchanted with the underwater kingdom through her passion for beachcombing and diving. She has seen her playground transition from a place bursting with marshes, mangroves and sea life to one inhabited by marinas, industrial sites and housing developments. Having earned a Ph.D. in 1966 from Duke University in the field of Phycology (the study of algae), Earle has launched a myriad of marine environmental projects. She has served as the U.S. National Oceanic and Atmospheric Administration’s (NOAA’s) first female Chief Scientist, where she broke the story of the 90% extinction of bluefin tuna. Since 1998, she has been a National Geographic Explorer-in-Residence. From 1998-2002, she led the Sustainable Seas Expeditions, a five-year program sponsored by the National Geographic Society, to study the U.S. National Marine Sanctuary, a special zone where the environment enjoys special protection. Earle has authored over 150 publications. She concludes with a clarion call: “Ocean life drives the water cycle, climate, and weather; it stabilizes temperature, holds the planet steady. We must take care of the ocean as if our lives depend on it because they do.” For more information: read Blue Hope, a book by Dr. Sylvia A. Earle; see the critically acclaimed Netflix documentary, Mission Blue; or visit mission-blue.org. Contact Jan Larraine Cox at jlarraine@gmail.com.
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The Players Centre welcomes the New Year with diverse shows
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he Players Centre for Performing Arts presents a divine musical comedy about a woman hiding in a convent who helps her fellow sisters find their voices as she rediscovers her own. Featuring original music by Tony and eighttime Oscar winner Alan Menken, this uplifting musical was nominated for five Tony Awards, including Best Musical. Tickets are $29 for regular, $34 for premium, and $14 for students. Back by popular demand, Jan. 24, 2020 at 7:30pm, don’t miss Jimmy Mazz in Songs Across America. This show is a fantastic musical journey and a tribute to the music from many of the cities and states Jimmy has visited and performed in over the years. Tickets are $20 for regular seats or $25 for premium seats. Learn firsthand what fantastic shows will grace our 91st season! Join us for FREE Season Announcement on Jan. 19. Catch performances and don’t miss this wonderful chance to mingle with our patrons and volunteers alike! RSVP through our website! To purchase tickets to these wonderful shows call The Players Centre for Performing Arts Box Office at 941-365-2494 or visit our website at theplayers. org. Feel free to visit us in person at 838 N. Tamiami Trail, Sarasota, FL 34236.
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Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 8
book Review by KATHY MEGYERI
‘No Stopping Us Now: The Adventures of Older Women in American History ’
I
By Gail Collins Little Brown and Co., 2019, 422 pages
n this lively survey about the history of American women, celebrated New York Times columnist Gail Collins highlights their roles and achievements through the lens of aging. The book begins in 1620 Plymouth Rock when any woman was considered marriageable if “civil and under 50.” Anyone older than 19 was thought of as past her prime. Spinsterhood was frowned upon, and male doctors thought sex was fatal for women over 50. But we’ve come a long way, baby. As Collins explains in her optimistic tone, today’s women have a choice in handling their own aging—they can embrace it, deny it, or defer it. “We baby boomers, because our numbers are growing, now control the definition of what older means. For the last 40 years, we’ve affected morality, tastes, and spending habits.” She continues, “We’re teaching ourselves how to get old in the best way possible.” The book is well-researched and divided into chapters according to decades. Through the use of Collins’ signature humor, it recounts the social history of older women over the last 389 years. As she writes in her introduction, “We’ve expanded our vision of what women can do at any age—Ruth Bader Ginsburg working
out with her personal trainer at 86 before a day at the Supreme Court sounds perfectly reasonable, not to mention deeply desirable. But that doesn’t mean our prejudice against growing older has been erased. If it had, the 7,000 or so cosmetic surgeons in America would be way underemployed.” Collins shares plenty of interesting tidbits about American beauty and fashion. For instance, women who had money would layer bacon on their faces to prevent wrinkles. The 1920’s flapper dress was revolutionary because the material used in women’s dresses dropped from 19 1/4 yards to 7 yards. And thank goodness for World War II when rubber was needed for the war effort—those tortuous corsets were harder to buy. Best of all, Collins profiles some of America’s older and more colorful heroines such as Sojourner Truth, who answered a heckler by baring her breasts, telling them she “had suckled many a white babe to the exclusion” of her own offspring. And who can forget N.J. Congresswomen Millicent Fenwick, grandmother of eight who smoked a pipe, served for eight years after being elected at 64, and had the voice of Katherine Hepburn? Collins’ words of wisdom? “You’re not done until you see yourself as done. Getting older is an adventure like everything else in life: You’ve got to grab it and run with it.”
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very home we’ve ever lived in eventually became a menagerie of dogs, cats, birds, hedgehogs and more. We even had two Peking ducks once. But there are never enough pets for my wife. The Joy of My Life now wants to get a sugar glider and a dragon lizard. I feel certain she’s searching online for a giraffe to rescue as well, but fortunately, our manufactured home did not come with cathedral ceilings. Now I hate to be the buzzkill when it comes to our furry, feathery or longnecked friends, but who inevitably gets strapped with the related duties? Who feeds and waters the little critters, empties the litter boxes, walks the dogs and scoops their waste into little plastic poo bags? If your household is like ours, it’s the husbands, while the wife-owners merely pet and stroke and speak baby talk to them. Recently Joy brought home a small cage. “What’s in that cage?” I asked with trepidation. “Robin (Joy’s sister) got it for me. It’s a canary,” she chirps. “What on earth do we need a canary for? We already have two smoke detectors!” I crow. “I’m keeping him. His name is Johnny!” she twitters.
“Good! Then this is one animal YOU are responsible for. I’m not feeding him; I’m not giving him water!” At that point, I fluff up my feathers, flashing prominent color patches on my crest to express my irritation. Last week, I heard a crash in another room. I rushed to the kitchen to confirm my worst fear. Our newest cat Jake had knocked the cage to the floor. The bird rode it down and was safe. I pieced the cage back together and swept up the seeds, which were scattered everywhere. Then I washed and filled the little food, water, and gravel dishes. Little did I know it was just a training run. Joy just had knee replacement surgery, and needless to say, I am taking care of Johnny in addition to all the other pets. Perfect timing on her part, I say. By the time she recovers fully, I will be firmly established as the caretaker of all the pets, including the canary. Now, whenever I enter the kitchen, I swear the cat taunts me by meowing, “Here’s Johnny!” He and the canary give each other a wink and a nod, then glare at me with their furry/feathery little faces as they wait for me to prepare their food.
Michael Wright can be found absorbed in the book When Life is a Zoo, God Still Loves You. Email him at micwrighthamo@gmail.com.
Boost Your Financial Health by Getting Your Checkup Now By DAVID NOVAK
A
s the calendar turns to a new year, it’s the ideal time to give your financial health an examination. Taking care of the little details now can save a lot of pain and heartache later—for you and your heirs. Review your beneficiaries This should not only include retirement accounts, such as IRAs, 401(k)s, 403(b) s, and other qualified plans, but also any taxable accounts that have a Transfer-onDeath feature. Also, make sure to examine not only the primary beneficiaries but also the contingent beneficiaries. Many beneficiary schedules also allow you to select per stirpes as an option—if you are not familiar with this, you should discuss with your investment advisor or estate planning attorney. Review your insurance coverage Some of us like to bundle as many different insurance coverages as we can together, while others like to spread our business out to different companies. Whatever your preference, make sure to shop the rates you’re paying on all your policies—auto, home, umbrella, etc. For various reasons—not the least of which was laziness—I would rarely shop my rates, but once I did, I was amazed at how much variation there was for essentially the same thing. Furthermore, are all the extras that are supposed to be giving you discounts (like the Big Brother device in my car monitoring my driving) actually helping you? Once I found out it wasn’t giving me anything, I couldn’t get rid of it fast enough. Review your distribution/contribution rate If you are still working, how much are you contributing
to your 401(k)? Most employers will offer to match contributions dollar-fordollar up to a certain amount, such as 3% of your income. Taking advantage of this matching amount is a no-brainer; it is equivalent to a 100% return on your investment. You’d be surprised how many people don’t take advantage of this “free” money. If you are retired, then you are likely in the distribution phase from your investment portfolio. Are you taking money out at a sustainable rate that will not deplete your investments? You may have been planning on living off the income generated by the portfolio, but the current low-interest-rate environment could have thrown a wrench into this strategy. Furthermore, when calculating the annual withdrawal rate, make sure to include not only the money that comes out regularly each month but also the lump sum distributions. When accounting for these “one-time” withdrawals, you may find out that your current distribution rate is unsustainable over the long term.
Review your asset allocation You have probably heard the advice to rebalance your portfolio regularly, but are you doing it? If so, how often? Studies have consistently shown that most investors, left to their own devices, neglect to properly rebalance their portfolio and, in fact, do the opposite—they will buy more of what has recently done well. The whole point of rebalancing is to “buy low and sell high,” a straightforward concept to grasp on paper, but very difficult to implement, especially in times of heightened market volatility. Furthermore, this should present an excellent opportunity also to evaluate the appropriateness of your long-term asset allocation target. Since the stock market has done so well these last few years, it’s been easy to rationalize that you need to have a portfolio weighted on the stocks’ side. Think about not only what your long-term asset allocation target is, but more importantly, what caused you to establish that target. Review your estate plan It’s essential to review what happens to your assets in the event of your death or incapacitation. Who is your primary and secondary durable power of attorney? Who is your primary and secondary health care surrogate? If you have multiple children, are they all aware of your overall plan? Do they all understand your desires in the event you become permanently incapacitated? The time to talk about all these things is now, in a very transparent way. I recently went through this exact situation with a parent’s sudden decline and the prospect that he could be in a vegetative state for the rest of his life. Fortunately, we had discussed this possibility and were able to act clearly in accordance with my father’s wishes. While we still had to go through a very painful experience, I took some solace that the entire family had proactively discussed this potential event. Just as you don’t want to neglect your physical health, it’s crucial to take care of your financial well-being too. It’s a good habit to get into and to keep; doing it regularly at the start of the year makes it easy to remember. Keep your eye on the news The SECURE Act was just signed into law. It makes significant changes to inherited retirement plans like 401(k)s and IRAs. Among the many changes, the new bill will generate more taxes for the government by requiring beneficiaries of these inherited accounts to withdraw all assets over a 10-year period, thus accelerating the depletion of these accounts. This could greatly affect your estate planning. David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County. Please note: he is not an attorney and this article should not be construed as one offering legal advice. For information about investment decisions and financial planning, contact him at (727) 451-3440. Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 11
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tart your new year with a guilty pleasure – a midday John Abbott getaway to The Florida Orchestra. In January you have several options for matinee performances with a wide range of extraordinary live music, including Coffee Concerts served up with free coffee and doughnuts. Café Olé Coffee Concert (Jan 8 & 9): Savor the Latin flavor with Gershwin’s Cuban Overture, Marquez’s Danzon No. 7, and Caturla’s Three Cuban Dances. Stuart Malina conducts. Free Pre-concert Conversation included with all Coffee Concerts, along with coffee and doughnuts. Lush Life: Ellington & Strayhorn (Jan 10 & 11, with Saturday matinee): Jazz trumpeter Byron Stripling leads The Florida Orchestra for the greatest hits of Duke Ellington and Billy Strayhorn such as Take the A Train and It Don’t Mean a Thing. Part of the Raymond James Pops series. Beethoven’s Piano Concerto No. 3 (Jan 17-19, with Sunday matinee): Art and ballet take center stage in a special concert inspired by the theater. Featuring the Museum of Fine Arts, the Tampa City Ballet, and original art by Geff Strik, as Michael Francis conducts Beethoven, Rimsky-Korsakov and Stravinsky. Free tickets for kids and teens in advance in The Tampa Bay Times Masterworks series; in partnership with the MFA. Free Pre-concert Conversation included. The Wild West Coffee Concert (Jan 30): Music from the American West, including Williams’ The Cowboys Overture, along with selections from Copland’s Rodeo and Billy the Kid Ballet Suite. Akiko Fujimoto conducts. Free coffee and doughnuts. If you go: Florida Orchestra Coffee Concert tickets are $24-$42, with concerts at the Mahaffey Theater in St. Petersburg and Ruth Eckerd Hall in Clearwater. Tampa Bay Times Masterworks and Raymond James Pops series tickets are $18-$48. Tickets at FloridaOrchestra.org and 727.892.3337 or 1.800.662.7286.
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Power Puzzle CROSSWORD P
Last Month’s Answers
Enter To Win!
Last Month’s Winner is Cherryn ross, MatLaCha
CongratuLations!
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FILL IN ANSWERS & WIN GREAT PRIZES
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# 307 Sudoku #305
Trivia Palooza! SUDOKU
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1 6 8 7 4 5 win a prize each month! Play each week2to be entered in a drawing to Deadline 8 for entries: January 20th Name 1 3 2 6 5 Address 4 3 City State Zip 5 6 9 Email Phone 8 1 3 6 Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583 7 1 4 Georgia Clark, Clearwater was our last months winner! Last month’s answer: June 26, 1870
The more you play the better chance you have to win! Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week. Sudoku #306
Last Month’s Answers Sudoku Sudoku requires no arithmetic skills.
SUDOKU
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William Marling, Naples
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7. Earwig
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Word Search
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# 306
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Last Month’s Winner is Allen H. Dorney, Leesburg
14. Mosquito
18. Termite
9. Fly
(Puzzles must be received by the 20th of the month)
A C A C W A G G Y G C E
5. Cicada
8. Flea
MYSTERY PRIzE!
13. Locust
2. Aphid 3. Bee
WIN! WIN! WIN! GREAT PRIZES!
D H T O M R D T L
15.Solution: Moth Search
Word 1. Ant
Good Luck!
The first correct answers selected from the drawing on the 20th of the month will win.
12. Katydid
8. Flea
WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.
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Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583
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Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 14
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L O C U S T B E E T L E
Answers to December’s seArch I U Q S O M
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Seniors Getting Together 4119 SEEKinG HonEST GEnTLEmAn. Former airline stewardess 5389 - To 5382, iSo LTR 75 years and model, 5’4”, 104 lbs., slender, old, S, W, disease/drug free, NS very white with Ph.D. in healthcare. light. A one woman man looking Fulbright scholar, eats healthy and for someone to share life and all exercises. Likes sports and animals. its pleasure. Age and looks not WW. Loves the Lord. Florida. important. Lehigh Acre. WomEn SEEKinG mEn
5391 - LooKinG FoR FRiEnDSHiP. Someone who is honest & caring. mEn SEEKinG WomEn Good sense of hunor. NS, W, D. Someone to share time with. N. Ft. 5382 - iSo LTR. 75 yr old, SWm, disease/drug free. NS, very light Myers SD. Romantic/Affectionate. A one 5388 - i REmEmbER CooKinG woman man looking for same in a ToGETHER, dancing in the kitchen, lady to share life and all its simple walks & holding hands. ISO FRIEND, pleasures with. Age and looks early 80’s, SOH, NS, LT SD. I am W, not important. Personality and C, widow, 5’5”, HWP & attractive. sincerity is. Photo, phone please. Reply with phone or email. S. Ft. Thank you. Myers area. 5387 - SWm, 73 LooKinG FoR SWF. NS, ND, for travel, quality 5377 - i Am LooKinG FoR A time, share life’s moments, holding FRiEnDSHiP. Are you a positive hands, hugs. Affectionate. gentleman? Passionate about life? I am a attractive lady in my early 70s. 5374 – SinGLE, 75, bALLRoom I like golf, travel, theater, concerts, DAnCER. 6’2”, 180, dance all dining out or at home. I am always night like a partner for dancing on the go and think it is no fun to or life. Have no illness, like tall, have fun unless you have someone skinny, friendly, available for every kind of entertainment, to share it with. INTERESTED? volunteer friendship center 16 yrs. 5375 – RETiRED LADy bAnK Englewood. oFFiCER. Would love to marry a W, NS, NDrg, gentleman, 60-90 yo. I 4959 - LooKinG FoR FRiEnDSHiP. am healthy, have positive thinking, WM, 80, NS, ND, honest, sincere, vibrant, intelligent. I love cooking, spiritual. Likes cards, bowling, homemaking, swimming, travel. dancing. Looking for lady to share some time with. North Port area. Bonita Springs. 5365 – i Too Am A WomAn WHo LovES To DAnCE and wants companionship. Love music, good music. Love to go to the movies or I collect them. Have hundreds. Write me, I am a lot of fun. 5366 – LooKinG FoR CHRiSTiAn mAn. You must love to dance and have a sense of humor. I enjoy dining out or creating a gourmet meal at home. Let’s meet and walk the beach together. Photo please. Venice area.
4950 - Hi! SWm looking for female who needs a home. Must be somewhat slim, fun, loving, easy going. ND, NS, affectionate. I’m same. Want to share my life. I’m 5’7”, 150. Send photo & phone please. Thanx. 4945 - Hi, i KnoW yoU’RE oUT THERE. I am looking for you too. My life partner. DWM, 76, fit, NS, ND. Likes adventure, travel, U.S. National Parks, sharing expenses. Let’s enjoy what life offers. Ft. Myers.
4939 - onE SWEET HEARTED GUy. Early 70’s...playful, adventurous, fit, emotionally & financially secure. Seeks a special lady for cozy togetherness. 4930 - iSo LTR, 68 yR oLD, SWm. Romantic, affectionate, sincere, disease and drug free. Loves life and all it has to offer. Looking for someone to share it with. No game players or liars. Only sincere need reply. Photo, phone please. 4921 - WiDoWED GEnTLEmAn LivinG in vEniCE. I’m 84, honest, stable, caring and affectionate. 5’10” and average weight. Looking for a similar type lady wishing to enjoy the golden years. 4903 - iT’S nEvER To LATE for dreams to come true. Single white male, 75, no children. Our passions: running, long walks and talks, sharing life. Sarasota. Let’s meet.
To PLACE An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the Lifestyles After 50 address listed below. Ads received by the 15th of the month will appear in the following issue. To RESPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: Lifestyles After 50 Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLy USED AbbREviATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.
Seniors Getting Together
Personal Ad Placement only $6 per month! Deadline for ads is the 15th of the month prior to placement. MArk The ediTiOn(S) YOu WOuLd Like TO run YOur Ad in: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)
Ad Copy ••• PLeASe PrinT neATLY ••• 30 Word Limit TITLE:
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CITY:
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If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is confidential.
Name: Address: City: Phone:
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Email: Make checks payable to: Lifestyles After 50 Mail to: PO Box 638, Seffner, Fl 33583
Lifestyles After 50 • Sarasota/Manatee • January 2020 • page 15
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