Lifestyles After 50 Southwest/Lee/Charlotte Edition, October 2018

Florida’s Most Read 50+ Publication Since 1989

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Southwest ~ October 2018 Lee, Charlotte

Breast Cancer Awareness Julia Louis-Dreyfus rocks a new T-shirt for Key to the Cure

Medicare Open Enrollment Don’t let it scare you!

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October Checklist

Southwest Edition

B

elow are four feel-good, look-good, be-smart things to do, which hopefully will make your October just a little bit more rewarding.

No. 1 ~ Buy a Pretty Tee. Perhaps you remember when Seinfeld actress Julia LouisDreyfus was diagnosed last September with breast cancer. Days after winning her sixth consecutive Emmy for her role as Selina Meyer on Veep, she tweeted, “One in 8 women gets breast cancer. Today, I’m the one.”

She put Veep’s production on hold, finished chemotherapy in January, underwent surgery in February, and has since updated fans with “Hoorah! Great doctors, great results, feeling happy and ready to rock after surgery.”

Now Louis-Dreyfus, 57, is back on the set of Veep and fulfilling another new role as well – as the official 2018 ambassador for Saks Fifth Avenue’s Key to the Cure (KTTC) campaign, an annual charitable initiative to fight cancer. She’s touting this year’s $35, KTTC T-shirt sold at Saks stores and online www.saks.com. All proceeds benefit the AiRS (Alliance in Reconstructive Surgery) Foundation, a nonprofit which helps women of limited means with the costs of breast reconstruction surgery after mastectomies.

The T-shirt, designed by Wes Gordon of Carolina Herrera, a house reputed to epitomize female elegance and strength, features bold-colored poppies along with the slogan, “We are fighters and we are fighting for a cure.” It’s available during the entire month of October.

Marc Metrick, President of Saks Fifth Avenue, said the results of the 20-year-old KTTC campaign have been very rewarding. “Close to $40 million has been donated to cancer research and treatment organizations throughout the United States,” he said. And with the help of Louis-Dreyfus, he’s hoping the 20th year will be the most successful yet.

So, consider purchasing this pretty poppy Tee; it’s for a worthy cause.

No. 2 ~ With October being Breast Cancer Awareness Month, our writer, Kathy Megyeri, has compiled some great suggestions to reduce your or your loved one’s risk of getting the disease. Check it out.

No. 3 ~ Medicare Open Enrollment begins Oct. 15. Find out all you need to know to make an informed decision in this month’s review by our writer Randal Hill.

No. 4 ~ Vote.

The midterm elections are coming up (the general

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Actress Julia Louis-Dreyfus (inset) and Wes Gordon of Carolina Herrera with this year’s Key to the Cure T-shirts. They sell for $35 at Saks Fifth Avenue and proceeds will help women of limited means with the costs of breast cancer reconstruction surgery. election is Nov. 6) and Senior Power is sure to have a mighty impact on the results. Half of Floridians who voted in 2016 were 50 or older; nearly a fifth of our population is 65 and older.

Up for grabs is the governor’s seat, all state executive branch offices, a U.S. Senate seat, 27 U.S. House seats, 20 state Senatorial seats and 120 state House seats. In addition, there are 13 proposed constitutional amendments or revisions.

You can find detailed information about dates, voter registration, voting by mail, etc. at dos.myflorida.com/ elections/for-voters.

Finally, please don’t let the fake and negative political advertising sway your vote. Ridiculous and outlandish claims are being made by both sides in this polarized political climate and should be ignored. Instead, visit each candidate’s website to see what he or she wants to do for the Sunshine State and stay informed by reading your local newspaper and other reliable sources that present wellresearched facts.

See you in November ~

Terri Bryce Reeves Terri Bryce Reeves, Editor

“

It’s Breast Cancer Awareness Month – a time to remind women to pay as much attention to their breasts as men do. ~ Author unknown

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Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for each issue is the 15th of the previous month. Magazines are out by the 7th of each month. All rights reserved.

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Lifestyles After 50 • Southwest • October 2018 • page 3

local events around town • october 2018 Event: Date: Time: Cost:

Corn Maze 2018 All month Day 9 a.m. to 5 p.m., Night 6:30-10 p.m. $12/$18

Event: Date: Time: Cost:

Redesign A Book Cover Contest Now - Oct. 19 10 a.m. - 5 p.m.

FREE

Events: Date: Time: Cost:

Oktoberfest Oct. 12-14 & 19 - 21 Fri’s 5 -11 p.m., Sat’s 12 – 11p.m.

Sun’s 12 – 8 p.m.

Pre-sale $10/ At gate $12

Place: Farmer Mike’s U Pick Address: 26031 Morton Ave. Bonita Springs 34135 Phone: 239- 498-4576 Web: farmermikesupick.com

Place: Northwest Regional Library Address: 519 Chiquita Blvd.

Cape Coral 33993 Phone: 239-533-4700 Web: leegov.com

Place: The American German Club Address: 5111 Lantana Rd. Lake Worth 33463 Phone: 561-967-6464 Web: americangermanclub.org

Event: Dia de los Muertos: A Juried Exhibit Date: Oct. 5 – Nov. 3 Time: Varies Cost: FREE ($5donation is appreciated.)

Event:

Events:

Place: Alliance for the Arts Address: 10091 McGregor Blvd.

Ft. Myers 33919 Phone: 239- 939-2787 Web: artinlee.org

Berne Davis Garden Open to Public Date: Oct. 9 Time: 10 a.m. - 1 p.m.

Cost: FREE Place: The Berne Davis Botanical Garden Address: 2166VirginiaAve. Ft. Myers 33901 Phone: 312-320-4566 Web: fmlcgardencouncil.com

Date: Time: Cost:

Pumptober-Fest! 2018 BTS Beerfest!

Oct. 13 3 -7 p.m. $35 per person

Place: Bell Tower Shops Address: 13499 S. Cleveland Ave., Ft. Myers 33907 Phone: 239-489-1221 Web: thebelltowershops.com

Events: Date: Time: Cost:

Florida Air Show Oct. 19 Performance 5:30-8:30 p.m.

Gen. Adm. $15

Place: Punta Gorda Airport Address: 28000 Airport Rd. Punta Gorda 33982 Phone: 1-833-743-3427 Web: floridaairshow.com

Event: Cape Coral Oktoberfest Date: Oct. 19 – 21 and 26 -28 Time: Fri.: 4 p.m. – 12 a.m./ Sat.: 12 p.m. 12 a.m./ Sun.: 12 p.m. – 9 p.m.

Cost: Varies/ free parking Place: German American Social Club of Cape Coral Address: 2101 SW Pine Island Rd. Cape Coral 33991 Phone: 239- 283-1400 Web: capecoralokoberfest.com

Event: Date: Time: Cost:

2nd Annual Throwback to the 50’s Oct. 27 12-4 p.m.

FREE

Place: Fishermen’s Village Address: 1200 W. Retta Esplanade Punta Gorda 33950 Phone: 941-639-8721 Web: fishville.com Event: Date: Time: Cost:

Movie Night: “A Quiet Place” Oct. 30 5:30 – 7:30 p.m.

FREE

lace: Riverdale Branch Library Address: 2421 Buckingham Rd. Ft. Myers 33905 Phone: 239-533-4370 Web: leegov.com

send your event news to Jenna@lifestylesafter50.com by the 15th of each month for publication in the following month's issue.

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Lifestyles After 50 • Southwest • October 2018 • page 4

Be A Wise Consumer

Happy Birthday to those born in October!

The Florida Department of Agriculture and Consumer Services (FDACS) is the state’s clearinghouse for consumer complaints, protection and information and regulates various business industries operating in Florida.

FDACS provides a variety of resources at FloridaConsumerHelp.com to protect Florida consumers and ensure they have the information they need to make informed decisions.

• The A to Z Resource Guide is an online directory to help Floridians find the most appropriate government agency to contact for various issues.

• The Business/Complaint Lookup is an online resource that allows consumers to view businesses’ registration and complaint information.

• Check-A-Charity is an online searchable database that provides consumers with registration and financial information for charitable organizations that solicit contributions in Florida.

• File a Complaint online or request to have a complaint form mailed to you by calling the Consumer Assistance Center at 1-800-HELP-FLA (435-7352) or 1-800-FL-AYUDA (352-9832).

• Stop unwanted telemarketing calls by joining the Florida Do Not Call List.

• Request a Speaker, at no cost, for your community or club meeting.

The Consumer Assistance Center staff is available to provide consumer information from 8 a.m. to 5 p.m., Monday through Friday, at 1-800-HELP-FLA (435-7352) or 1-800-FL-AYUDA (352-9832) or Live Chat at www.FreshFromFlorida.com

Medicare Annual Enrollment is Natalie Shnitser, MD Board Certified Internal Medicine & Geratrics

Marie Osmond 59 on October 13

Hugh Jackman 50 on October 12

Clive Owen 3 54 on October

ws Julie Andre 1 er b 83 on Octo

Julia Roberts 51 on October 28 October’s birth flower is: Marigold

October’s birthstone is: Opal

Chevy Chase 75 on October 8

Oct. 15 - Dec. 7 Amanda Wiredu, MD Board Certified Internal Medicine

Challenge Accepted.

My medical team and I will listen and learn your history to understand what makes you, you. We’ll use our experience and all technology available to help keep you as healthy as we can. As a doctor who specializes in people with Medicare, you will have my full attention and respect.

My team and I want to earn your trust. Come tour our clinic and meet me in person. Call today to schedule your personal visit.

During Medicare Annual Enrollment, pick a plan that gives you access to WellMed doctors. For more information, visit WellMedFindADoctor.com or call 813-437-1421. Calling this number will direct you to Golden Outlook, a licensed insurance agency.* WellMed at Downtown Clearwater 611 Druid Road East, Ste. 511 Clearwater, FL 33756 Monday - Friday 8:00 a.m. - 5:00 p.m.

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Lifestyles After 50 • Southwest • October 2018 • page 5

Breast Cancer Awareness Month

LOWER YOUR RISK

By KATHy MEGyERI

B

reast cancer is the second most common cancer and the second leading cause of cancer deaths in women. According to the National Cancer Institute, one in eight American females will develop breast cancer during her lifetime.

In honor of Breast Cancer Awareness Month, here are some recommendations from a variety of nationally-recognized experts to help you lower your risk for this disease.

• Schedule a yearly mammogram to help detect abnormalities early.

Dense breast tissue may increase your risk of breast cancer and mask cancerous growths on a mammogram. Your doctor may supplement your mammogram with an MRI or ultrasound for a more accurate reading.

• Perform self-breast exams monthly so you can readily spot unusual changes in the breast.

• Get regular check-ups. Better outcomes of cancer are those that are caught early. A doctor may see something you miss and can talk to you about your risks. Women of Ashkenazi Jewish ancestry and African American women (who could be prone to a more aggressive form of cancer) have a higher risk.

Remember, men, you too can contract breast cancer.

• If you have a family history of breast or ovarian cancer, ask your doctor about a genetic test to see if you may have inherited a genetic mutation.

This can help you and your healthcare provider create a personalized plan designed to prevent or detect the disease.

• For some, such as those who carry the BRCA1 or 2 mutation and have a strong history of the disease, preventative surgery may be an option.

• Cut down on alcohol. Fourteen or more drinks a week make women nearly 35% more likely to develop breast cancer than those who drink less than five drinks weekly, according to a study published in Cancer Epidemiology Biomarkers and Prevention. One drink a day is enough to increase the risk.

• Avoid Hormone Replacement Therapy if you can. HRT with a combination of estrogen and progesterone increases breast cancer risk by 75% – even if used for a short time. Estrogen-only HRT has been linked to ovarian cancer.

• Limit oral contraceptive use as it increases one’s exposure to estrogen.

• Try natural remedies for menopause symptoms like consuming a plant-based diet, herbal medicines, acupuncture, drinking more water, quitting smoking, increasing exercise, and cutting down on caffeine.

• Exercise several times a week.

Lifestyles After 50 • Southwest • October 2018 • page 6

Dr. Marc Hulbert, breast cancer specialist at the Breast Cancer Research Foundation, says physical activity is the most important lifestyle factor in reducing the risk of breast cancer, especially after menopause. It helps with weight and reduces metabolic hormones and estrogen which promote tumor growth. One should get 150 minutes of moderate intensity activity per week.

• Quit smoking. Studies show smoking can increase your risk. Second-hand smoke also plays a factor. The effect of smoking may be even stronger when a woman starts smoking before her first child.

• Sitting most of the day is as deadly as cigarette smoking. Women who sit six or more hours a day are more likely to develop invasive breast cancer than women who sit for less than three hours a day, according to the American Cancer Society. Spend at least one-half of your work day on your feet.

• Keep stress to a minimum. Your immune system needs to be in optimal condition to seek out and destroy cancer cells. “Don’t worry about things out of your control,” says Dr. Amy Lee of the University of Southern California’s Norris Comprehensive Cancer Center.

• Experts recommend a Mediterranean or plant-based diet. Include broc-

coli, turmeric and garlic. Limit refined sugar, refined carbohydrates, saturated animal fats, toxic chemicals and pesticides. “Fresh vegetables, whole grains and lean protein are vital,” says Dr. Matthew McCurdy, an oncologist at the Austin Cancer Center.

• Maintain a proper weight. Obesity causes the body to be more susceptible to cancer. Bodyfat produces estrogen which increases the risk of developing breast cancer, according to Dr. Dennis Holmes, a breast surgeon at the John Wayne Cancer Institute. This is even more important as we get older because overweight women after menopause have a 30-60% higher breast cancer risk compared to other women. Anything above 24.9 BMI (body mass index) is overweight.

• For younger women: Having children early in life, having multiple children, and breastfeeding babies for as long as possible lowers your lifetime exposure to estrogen.

• Age matters. Our chance of getting cancer increases the older we get.

There’s not much we can do about this except to educate ourselves and loved ones about breast cancer risks and symptoms, work with our healthcare providers to improve chances of early detection, and follow-up with appropriate screening programs.

Lifestyles After 50 • Southwest • October 2018 • page 7

‘Tis the Season to be…

Prudent

e r a c i ed

M

BY RANDAL C. HILL

A

h, autumn. A time for football games, Oktoberfests and shopping. Not for gifts—that time arrives soon enough—but for securing the best possible deals during the Medicare Open Enrollment period. This is your opportunity to use Medicare’s Plan Finder (www.Medicare.gov/find-a-plan) to find a program that best meets your needs.

Be forewarned The Medicare Open Enrollment Period is one of the most confusing and misunderstood annual events in this vital program. Premiums, benefits, formulary, copays, provider and pharmacy networks can all change—and often do from year to year. Give yourself plenty of time to review and understand your options, and don’t be afraid to seek help. Both Medicare and Medicare Advantage plans have licensed agents to guide you, and your state health insurance agency also has counselors who can help you sift through the often confusing information.

Original Medicare This includes Part A (which covers certain hospital expenses) and Part B (which applies to doctor bills and other medical costs). That’s it. Period. No dental care. No vision coverage. No hearing aids. Medigap plans (also known as Medicare Supplement plans) can be purchased to provide coverage for these gaps.

Parts C and D Though Medicare offers a valuable healthcare safety net, most of us want to create a custom plan that fits our particular needs. This is where Medicare Advantage plans (Part C) come in. These are private insurance options run by government-regulated insurance companies for seniors and the disabled currently enrolled in Original Medicare (Plan A and Plan B). Out-of-pocket costs in Part C plans can sometimes be lower than with Original Medicare and often include benefits not found in Parts A and B. Prices vary by plan provider, so it’s to your advantage to compare all the plans available in your area before choosing the one best for you.

Most Medicare Advantage plans also include prescription drug coverage, which is an optional add-on called Part D, for beneficiaries who retain Original Medicare. Luckily, premiums are not influenced by age or preexisting conditions.

You can usually enroll if you live in the service area of the plan you want to join, you have Original Medicare and you don’t have end-stage renal disease.

Phone a friend To help you navigate your way through the often-daunting mountains of information, Medicare has licensed insurance agents at 1-844-847-2659 Lifestyles After 50 • Southwest • October 2018 • page 8

(TTY users 711) Monday through Friday 8 a.m. to 8 p.m.

Have a list of prepared questions at hand when you call.

Dates to remember Like anniversaries or birthdays, you can be in big trouble if you forget them. Mark the following dates on your calendars: • October 15 – This is when Open Enrollment begins. You can now switch Medicare plans, join a Medicare Prescription Drug Plan or drop your Medicare Prescription Drug Plan completely.

• December 7 – In most cases, this is the last day to change your Medicare coverage for the next year.

• January 1 – Your old or new coverage starts today. If you are satisfied with your current coverage, you don’t need to do anything.

Special Enrollment Periods (SEPs) These offer a lifeline for certain unexpected life changes and are opportunities for change in addition to the regular annual enrollment periods. Go online or call Medicare for more information on this program.

The Sunshine State scenario – good stuff to know In 2018, Medicare offers 295 Medicare Advantage plans to Floridians. These plans are available to all with Medicare. There are 21 Medicare prescription drug plans offered; 84 percent of people with a Medicare prescription drug plan have access to a plan with a lower premium than they paid in 2017. Also, 29 percent of people with a Medicare prescription drug plan can get Extra Help, also called the low-income subsidy, or LIS. Visit www.socialsecurity.gov/i1020 to apply online, or call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and ask for Form SSA-i1020.

Three helpful hints: Review your most recent Medicare and You handbook to see a listing of the plans in your area. Make sure to carefully read your “Annual Notice of Change” letter. Get free personalized health insurance counseling by calling your State Health Insurance Assistance Program (SHIP) at 1-800-96 ELDER (1-800-9635337); TTY call 1-800-955-8770. You can also visit www.floridashine.org For everything else…

Visit www.medicare.gov online or call 1-800-MEDICARE (1-800-633-4227); (TTY 1-877-486-2048). It’s worth the wait (and enduring the “on hold” music) to get the important information for your 2019 medical needs.

Community News The Greater Fort Myers Chamber of Commerce Names Teri Hansen the 2018 APEX Award Recipient

Costume Contest?

Pencil Me In

T

he last time I celebrated Halloween was probably 54 years ago, shortly after the Navy and I parted ways.

I had returned home to spend quality time with my family in Chatham, Va. Dad was an Episcopal priest, otherwise known as a Catholic Lite (same religion, but half the guilt).

That year, a Halloween gathering was planned at St. Paul’s Episcopal Church, the highlight of which would be a costume contest.

Now I’ve always been a bit competitive when it comes to these matters. The best costumes always get the best prize, most praise and lots of candy, right? And that meant my costume had to be clever and original.

My strategy: play the Father card. I’d make a play on our family name by being a “Wright-ing” utensil. As a pencil, I would be the son of a pun.

Perfect!

I spent a whole day working on my costume which featured a dandelionyellow pencil body with an eraser on the bottom. I wore the pointed tip on top, which unfortunately looked a bit similar to a dunce cap. I even put a No. 2 on the costume to alleviate any doubts about what I was portraying.

On the day of the contest, we gathered in the banquet room of the church for a covered-dish supper and snacks. Then we contestants paraded in a circle as the onlookers, mostly members of the tobacco farm community, decided how to cast their vote.

As I shuffled along, I couldn’t help but sense that odd gazes and gawks were coming my way. I began to feel like a broken pencil – it all seemed so pointless.

When the votes were tallied, I didn’t even get an honorable mention.

The winner?

My Dad. Ironically dressed up as Satan.

What had gone wrong? How could they not have seen the brilliant metaphor? What did they think I was with my pointy head? A yellow unicorn?

A cowardly dunce?

I have stayed away from costume contests ever since. And really, in the Tampa Bay area, the only costume parties for grownups are reserved for debutantes and other members of the local gentry, such as Ye Mystic Krewe of Gasparilla.

Perhaps I’ll just organize one myself with everyone dressing up as their favorite color of crayon. I’ll call it Ye Mystic Krewe of Krayola.

Michael Wright lives in a retirement community in Mulberry where almost everyone dresses up as an old person. If you would like to join Ye Mystic Krewe of Krayola, contact him at micwrighthamo@gmail.com

FORT MYERS -- The Greater Fort Myers Chamber of Commerce has awarded Teri Hansen, APR, as the recipient of this year’s APEX Awards. The 13th Annual APEX Awards, presented by Vector & Ink, took place August 25th at the Hyatt Regency Coconut Point Resort and Spa. The black-tie-optional awards ceremony is designed to honor a local individual who demonstrates career excellence and ingenuity, gives back to the community, and supports others in attaining their professional goals.

Hansen is the owner and president of Priority Marketing, celebrating 25 years in business as one of the region’s largest full-service marketing, advertising, and public relations firms with 35 employees.

In 2001, this nominee faced the greatest challenge of her life when she was diagnosed with breast cancer.

Since then she has provided countless hours of heartfelt support and encouragement to more than 20 women who have faced the same diagnosis.

Teri Hansen

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Lifestyles After 50 • Southwest • October 2018 • page 9

Book Review

Disrupt Aging:

A Bold New Path To Living Your Best Life At Every Age

Review by KATHy MeGyeRi

A

Authored by Jo Ann Jenkins CeO of AARP 272 pages

s the CEO of AARP, the world’s largest non-profit membership organization dedicated to empowering people 50 and over, Jo Ann Jenkins is uniquely qualified to change the conversation about getting older to one with a more positive tone.

Her focus is directed to three core areas – health, wealth and self – crucial elements in remaining active, happy and financially unburdened. Her book, which chronicles her own journey and that of other disrupters of aging, is basically a cheerleading manual for policy makers, gerontologists and seniors who want to see society’s elder members thrive.

But, she says, we’ve got a long way to go.

For starters, we have to reexamine the negative views we have on aging bodies, gray hair, and wrinkles. And when we have a memory lapse like people of all ages do, must we call it a “senior moment”?

Unfortunately, our healthcare system is failing many of the aged. Only 7,000 geriatricians are practicing in the U.S.; that’s one for every 2,000 Americans over 75. Seven out of ten people 65 and older will need some kind of long-term care lasting 90 days or longer. And one in four over 85 years of age will develop Alzheimer’s disease.

The financial challenges faced by some segments of our aging population are enormous. Social Security is the primary source of income for about 50 percent of Americans 65 or older. Half of those over 55 have saved less than $50,000 and half of workers have no retirement savings plan from their employers.

In spite of this dismal picture, there’s hope because of our numbers and our marketplace power, Jenkins says. By 2060, nearly one-quarter of the U.S. population will be 65 or older. Today, if one makes it to 65, he or she can expect to live 19 more years.

And some 106 million of us generate $7.1 trillion in economic activity with grandparents spending $52 billion yearly on grandchildren. We pay for college, buy cars and fund vacations.

Consumers over 50 own the majority of U.S. financial assets.

Science and innovation will create a new reality of aging, and technology will be the driver, helping us to live longer in the best way possible.

But disrupting aging means we have to re-examine our beliefs, and we can’t allow society, media or pop culture to convince us that our senior years are less desirable than our younger ones.

So toss out the hair dye, embrace your age, take pride in yourself and get ready to yell, “Senior Power!”

TAKE ON COMING TOGETHER AS A COMMUNITY

TODAY Join AARP at Open Streets St. Pete, the downtown street-festival created to celebrate access to diverse mobility options and safer communities. With roads shut off to cars, you’ll be able to enjoy live music, great food, games, and more. Swing by the AARP booth to hear how we’re helping to improve our communities for every age and ability. Bring your whole family and let’s Take on Today and every day.

Learn more at aarp.org/tampabay

Lifestyles After 50 • Southwest • October 2018 • page 10

OPEN STREETS ST. PETE Sunday, October 28, 2018 11:00 a.m. – 4:00 p.m.

St. Pete Downtown Waterfront Bayshore Dr.

Required Minimum Distribution Rules Could Change

by DaviD Novak

O

ne of the things that seems to be endlessly irritating to most retired clients I have worked with is being obligated to take Required Minimum Distributions, or RMDs, from their retirement accounts. It seems there is nothing like being forced to take money out of an investment account, and then having to pay taxes on the full amount, that gets their blood boiling.

As a refresher, under current tax law, anyone with a balance in an account that was funded with pretax dollars—most commonly a Traditional IRA or 401(k), but also including SEP IRAs, Simple IRAs, 403(b)s, and other similar accounts—is required to take a minimum amount of the account starting at age 70½. (Technically, one can delay the initial RMD until the year following 70½, but then would be required to take two RMDs in that year.)

The total gross amount of the distribution is taxable income in the year in which it is taken out, and you have the ability to withhold some of this amount for taxes. The distribution can take the form of cash and/or securities (although any amount withheld must be in cash). Basically, the government doesn’t care how you take the value out of your account, just so long as you do, and it can therefore be taxed.

There is a small possibility that this may change, based on an executive order issued in late August by President Trump. Part of the order was directing the Treasury Department to review current rules on RMDs, with one possible outcome being revisions that change how RMDs are calculated. Some analysts have mentioned that it is possible that some combination of raising the age requirement to begin taking RMDs, and/or lowering the required distribution amount, eventually gets implemented.

One point I found interesting is that the life expectancy tables which the IRS uses to calculate RMDs have not been updated since 2002. The current RMD calculation uses these life expectancy tables, along with the previous year-end account balance, to come up with the amount. So, for example, if your year-end account value never changed, your RMD amount would still go up each year, because the tables assume your life expectancy goes down as each year passes.

While I would advise keeping expectations low for any kind of meaningful change in the RMD rules, stay tuned for any further developments in the coming months.

David Novak, CFP® is a Certified Financial Planner™ at Novak & Powell Financial Services in Pinellas County.

Please note: he is not an attorney and this article should not be construed as one offering legal advice.

For information about investment decisions and financial planning, contact him at (727) 451-3440.

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Lifestyles After 50 • Southwest • October 2018 • page 11

SPECIAL ADVERTISEMENT FEATURE

2018

UNITED STATES DISTRIBUTION NOTICE:

■ TRYING TO KEEP UP: Rapid shipments of packages containing Vault Bricks loaded with valuable .999 solid U.S. State Silver Bars are flowing

around the clock from the private vaults of the Federated Mint to U.S. State residents who call 1-888-282-6742 Ext.FMS2482 to beat the 7-day deadline.

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That’s why everyone should be taking full Vault Bricks loaded with five U.S. State Silver Bars before the deadline ends.

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WEIGHTS AND MEASURES FULL TROY OUNCE SOLID .999 FINE SILVER

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Lifestyles After 50 • Southwest • October 2018 • page 12

COURTESY: FEDERATED MINT

PHOTO ENLARGEMENT SHOWS ENGRAVING DETAIL

SPECIAL ADVERTISEMENT FEATURE (Continued from previous page)

state residents must pay over six hundred dollars for each State Vault Brick.

Not long ago, nobody knew that the only U.S. State Silver Bars locked away in the private vaults of the Federated Mint would be allocated for a limited release to residents in 3 states.

Every single one of the 50 U.S. State Silver Bars are date numbered in the order they ratified the Constitution and were admitted into the Union beginning in the late 1700s.

“As Executive Advisor to the Federated Mint I get paid to deliver breaking news. So, for anyone who hasn’t heard yet, highly collectable U.S. State Silver Bars are now being handed over at just the state minimum set by the Federated Mint to residents in 3 states who beat the offer deadline, which is why I pushed for this announcement to be widely advertised,” said Mary Ellen Withrow, the emeritus 40th Treasurer of the United States of America.

“These bars are solid .999 pure fine silver and will always be a valuable precious metal which is why everyone is snapping up as many as they can before they’re all gone,” Withrow said.

There’s one thing Withrow wants to make very clear. State residents only have seven days to call the Toll Free Order Hotlines to get the U.S. State Silver Bars.

“These valuable U.S. State

Silver Bars are impossible to get at banks, credit unions or the U.S. Mint. In fact, they’re only being handed over at state minimum set by the Federated Mint to FL, AL and GA residents who call the Toll Free Hotline before the deadline ends seven days from today’s publication date”, said Timothy J. Shissler, Executive Director of Vault Operations at the private Federated Mint.

To make it fair, special Toll Free Overflow Hotlines have been set up to ensure all residents have an equal chance to get them.

Rapid shipments to state residents are scheduled to begin with the first calls being accepted at precisely 8:30am today.

“We’re bracing for all the calls and doing everything we can to make sure no one gets left out, but the U.S. State Silver Bars are only being handed over at just the state resident minimum set by the Federated Mint for the next seven days. For now, residents can get the U.S. State Silver Bars at just the state minimum set by the Federated Mint as long as they call before the order deadline ends,” confirmed Shissler.

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to the left in bold and beat the deadline are authorized to get individual State Silver Bars at just state minimum of $59 set by the Federated Mint. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part. Every FL, AL and GA resident who gets at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

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n A SNEAK PEEK INSIDE SILVER VAULT BRICKS: Pictured left reveals the valuable .999 pure fine silver bars inside each State Silver Vault Brick. Pictured right are the State Silver Vault Bricks containing the only U.S. State Silver Bars known to exist with the double forged state proclamation. FL, AL and GA residents are authorized to get individual State Silver Bars at just $59 state resident minimum set by the Federated Mint. That’s why everyone should be taking full Vault Bricks loaded with five State Silver Bars before they’re all gone. And here’s the best part. Every resident who gets at least two Vault Bricks is also getting free shipping and free handling. That’s a real steal because all other state residents must pay over six hundred dollars for each State Vault Brick.

Lifestyles After 50 • Southwest • October 2018 • page 13

There’s a Hole in My Bucket List

T

he other day, someone suggested I might add an item to my bucket list, then stared in disbelief when I replied none existed. How was it possible I didn’t have a menu of items to be accomplished before I expire?

Ever since the 2007 movie Bucket List came out, it has become expected that one compiles a list (foolhardy or not) of unfulfilled dreams before one “kicks the bucket.”

The truth is, I don’t want to think about it. Who needs that pressure at this time of my life?

Numerous websites have been set up to help the unimaginative among us compile a collection of reckless feats, risky places to visit, and dangerous things to eat that may or may not actually bring your final day closer to reality.

Seeking inspiration, I perused some of these sites and found them very helpful. My bucket now contains at least 101 challenges I enthusiastically hope never to meet.

For example, I’m sure I can live happily for the rest of my life without the experience of ziplining. The mental image of me hanging from a thin wire makes my shoulders hurt. Ditto for skydiving, hang gliding, parasailing and bungee jumping.

When I was younger, rock climbing or mountaineering held some attraction. Now, the greatest

physical challenge I care to accept is reaching behind my back to fasten my bra.

I love sea life, but I’m not crazy about water. So scratch cliff jumping, swimming with sharks, scuba diving, and surfing. I’ve been whitewater rafting and came away unscathed, save for a mild case of PTSD, so I’d rather not push it.

Despite the fact that it’s landbased, Zorbing (rolling down a hill inside a large plastic ball) serves little purpose except to experience the adrenaline rush of a hamster.

I don’t want to get a tattoo, although it might be interesting to adorn my body with more color variety than just brown spots.

And nix the Brazilian wax. I think I’ve passed the expiration date for undraping on a nude beach.

And if I died tomorrow, would I regret never sampling chocolate covered grasshoppers, being chased by bulls, or taking tuba lessons?

Nope!

Life has been good so far, and I’m thankful for the opportunities I’ve had and the pleasure of visiting many places. But whatever I have left undone is far from mandatory.

So, unless you know someone on the writing team of Saturday Night Live who may be looking for a white-haired intern, I will remain List Less.

Susan Goldfein holds a doctorate in Communication Disorders from Teachers College, Columbia University, and enjoyed a successful career as a clinician, teacher, and consultant. For more essays filled with wit, wisdom and irony, visit Susan’s blog, www.susansunfilteredwit.com. Her book, How Old Am I in Dog Years? may be purchased on Amazon.com and BarnesandNoble.com

Lifestyles After 50 • Southwest • October 2018 • page 14

Health

Take Your Best Shot

A guide to vaccinations for seniors over 50

By TERRI BRyCE REEVES

T

rue, there are things we’d rather do than go get a shot, but one little pinch surely beats getting sick or going to the hospital. As we age our immune systems tend to weaken, so make sure you get the shots you need to stave off serious and potentially lethal diseases.

Flu Shots The Centers for Disease Control and Prevention (CDC) estimates that 80 to 90 percent of seasonal flurelated deaths and 50 to 70 percent of hospitalizations occur among people 65 years of age and older.

The ideal time to get a flu shot is before the end of October. However, procrastinators who get vaccinated in January or later will still receive some degree of benefit.

Talk to your healthcare provider about the newer FLUAD vaccine made specifically for those 65 and older and proven to enhance protection against the flu.

Preventing Shingles There’s a new preferred shingles (zoster) vaccine

on the block called Shingrix and the CDC recommends everyone 50 and older get it -- even those who’ve had the formerly recommended vaccine, Zostavax. Those who’ve had shingles already should also get this shot.

Almost one out of three people in the U.S. will develop shingles in their lifetime; the risk increases with age. Shingles is a painful red rash with blisters. Sometimes, the pain can last for months or even years after the rash goes away. This long-lasting pain is called postherpetic neuralgia and it is the most common complication of shingles.

The CDC recommends that healthy adults 50 years and older get two doses of 2 to 6 months apart.

Pneumococcal vaccines Pneumococcal diseases kill more people in the U.S. than all other vaccine-preventable diseases combined. Pneumococcal inoculations help protect against pneumonia, meningitis and sepsis.

Two vaccinations are recommended for all

adults over 65 years old as well as younger people with certain health conditions. First, get the PCV13 injection and then have the PPSV23 shot a year later.

The Tdap vaccine This inoculation, which protects against pertussis (whooping cough), tetanus and diphtheria, came out in 2005. If you’ve never had it, you need a vaccination once, then a booster every 10 years.

One final recommendation: Hepatitis C Test One in 30 Baby Boomers (those born between 1945 and 1965) is infected with Hepatitis C. People can live with the virus for decades and not even know it. In the meantime, it can damage the liver and lead to cirrhosis or liver cancer. The CDC recommends all Baby Boomers be tested for this disease, which is curable.

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obody likes to think about their own mortality. Yet, what you need to remember is that you don’t write a will for yourself. You write it for your loved ones.

How to Prepare a Will in Florida?

The Requirements of Wills–Wills are fairly straightforward in theory. You catalog all your assets and decide who receives what after you’re gone. You appoint a personal representative or executor to administer your estate. And, if you have minor children, you’ll definitely want to appoint a guardian to look after them.

There may be a few more details as well as some formalities to observe.

A valid will must be in writing and must be signed by the person making it as well as witnessed.

What Happens With No Will?

Whereas a will gives you a say in what happens to your property after you’re gone (among other things), when you die intestate (without a will), your assets are distributed under Florida’s intestate succession laws (Fla. Stat. §§732.101, et. seq.). The state’s plan is complicated and often at odds with what the wishes of a decedent would’ve been.

Remember, not all assets have to go through probate. There are strategies such as using a Florida living trust that can circumnavigate the probate process and these should be explored in a personal consultation.

Gibbs Law Office focuses on wills trusts & estate planning, including elder law, Medicaid and special needs planning, located at 8870 Daniels Parkway, Suite 101, Ft.Myers. To learn more, call (239) 415-7495 or visit www.GibbsLawFL.com.

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8870 Daniels Parkway, Suite 101 • Fort Myers, Florida 33912 www.GibbsLawFL.com Phone: 239-415-7495 • E-mail: info@gibbslawFl.com Lifestyles After 50 • Southwest • October 2018 • page 15

The $20 Million Autograph

By TIM ANDERSON

William Shakespeare

Babe Ruth

Marilyn Monroe

D

uring his term as U.S. President, Herbert Hoover received a letter from a young autograph collector requesting two of Mr. Hoover’s signatures. “You see,” wrote the youngster, “I want to trade them for a Babe Ruth autograph and it takes two of yours to get one of his.”

Hoover obligingly forwarded the two autographs and chuckled over the letter for years. One wonders how he’d feel if he knew that it now takes seven or eight Herbert Hoover autographs to get one of the Babe’s. Hoover’s ink signatures are worth around $100 while Ruth’s signature can sell for $800 or more.

Wild West figures are valuable too: Annie Oakley, “Wild Bill” Hickok, Bat Masterson, Wyatt Earp and “Buffalo Bill” Cody have all left signatures on documents that can sell for thousands of dollars today.

Dark ink signatures in excellent condition from Walt Disney, Charles Lindbergh, Betsy Ross, or Dr. Martin Luther King, Jr. can sell for $500 to $1,000.

And those of Indian fighter George Armstrong Custer, ballplayer “Shoeless Joe” Jackson, Sigmund Freud, and Apache legend Geronimo are worth even more.

Today some of the autographs most in demand are those of Hollywood’s great film stars of the 1930s and 1940s. Signed photos of Greta Garbo, Jean Harlow, Stan Laurel, Oliver Hardy, or Marilyn Monroe

are among the most valuable and will cost a collector $1,000 and higher. In fact, Marilyn’s signed 8- by 10-inch photos are now worth a whopping $5,000.

If a fan Annie Oakley writes to a big star today and requests a signed photo, chances are – if one is received at all – it will either bear a machine-imprinted signature or it will be signed by a secretary.

Yet there was a time not long ago when one of Hollywood’s biggest stars took time out of his busy schedule to answer a young boy’s letter. Back in the 1950s, one of my younger collector friends wrote to John Wayne and mentioned that other kids teased him because his first name was Marion. The “Duke” replied that he too was named Marion, and that John Wayne was just a stage name. Then to my happy friend’s surprise, the letter was signed with Wayne’s full birth name: Marion Michael Morrison.

Martin Luther King Because of its rarity, this unusual John Wayne autograph would be worth at least $2,500 if it could be pried from the happy owner’s hands.

Now if you want a signature by William Shakespeare you’ll need some very deep pockets. The English playwright has the most valuable existing autograph in the world. Only six of his signatures are known to exist. Experts predict one could sell for as much as $20 million dollars.

Ironically, if you were to see an actual William Shakespeare signature, you might not be able to read it. Same goes for Napoleon Bonaparte, Salvador Dali, and King Henry III. All tended to scribble when signing their names.

On the other hand, if awards were to be given for autographs that were simple, clear, and easy-to-read, then American Wild West figures Jim Bridger and Calamity Jane would win hands down.

Each signed with an “X.”

Autograph expert Tim Anderson’s articles have appeared in many national magazines including The Saturday Evening Post.

He may be reached at AutographQuestions@Yahoo.com.

Lifestyles After 50 • Southwest • October 2018 • page 16

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Healthy Halloween Snacks

Recipe

By JENNA LEE REEVES

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alloween treats needn’t be calorie-laden cavity producers. These Green Party Monsters are downright healthy and their funny little faces are sure to enchant all party guests, young and old. One bite and they’ll be screaming for more.

Green Party Monsters

Ingredients: Green apples, quartered Peanut butter Sunflower seeds Strawberries, sliced Wilton Candy Eyeballs (available at Walmart, Michael’s) Eyeballs may also be made with blueberries and halved mini marshmallows Directions: • Slice the middles out of each quartered apple to create the open mouth.

(A squirt of lemon juice will help prevent browning.)

• Cover the inside of the “mouth” with peanut butter.

• Press sunflower seeds into the top of the “mouth.”

• Place 1 slice of strawberry inside for the tongue.

• Using peanut butter as “glue,” attach the eyeballs.

• Make sure you have a variety of one-, two- and three-eyed monsters.

• Have a Happy Halloween!

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Lifestyles After 50 • Southwest • October 2018 • page 18

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Pot Use Grows Among Baby Boomers I

t’s 10 p.m. Do you know where your grandma is? Or what she’s smoking?

Marijuana use is becoming more prevalent among middle-aged and older adults with nearly one of 10 reporting pot use in a newly released study published by the Drug and Alcohol Dependence Journal.

The study of 18,000 people over 50 by researchers at New York University found that 9 percent of adults aged 50-64 and nearly 3 percent of adults 65 and older were indulging.

These new figures, which use data from 2015-2016, demonstrate a substantial increase in marijuana use over the past near-decade when those reporting usage in the 50-64 age bracket was 4.5 percent and the share of adults 65 and older was a mere 0.4 percent.

Attitudes towards marijuana use are shifting in the U.S., and although cannabis users are more likely to be young adults, the Boomer generation is unique.

“The Baby Boomer generation grew up during a period of significant cultural change, including a surge in popularity of marijuana in the 1960s and 1970s. We’re now in a new era of changing attitudes around marijuana, and as stigma declines and access improves, it appears that Baby Boomers— many of whom have prior experience smoking marijuana—are increasingly using it,” said lead author Benjamin Han, M.D., an assistant professor in the Department of Medicine’s Division of Geriatric Medicine and Palliative Care and Department of Population Health at NYU Langone Health.

In addition, some adults who used marijuana in the past year (15 percent of users aged 50-64 and 22.9 percent of those 65 and older) reported that a doctor had recommended it to them, reflecting the substantial use of marijuana for medical purposes.

The study also found that adults who lit up were more likely to also report alcohol use disorder, nicotine dependence, cocaine use, and misuse of prescription medications (including opioids and sedatives) than non-users – a concern since aging bodies may react differently to a drug than they did decades ago. Also, today’s pot is more potent and older people tend to take more prescription drugs.

“Marijuana has been shown to have benefits in treating certain conditions that affect older adults, including neuropathic pain and nausea,” said Han in the report. “However, certain older adults may be at heightened risk for adverse effects associated with marijuana use, particularly if they have certain underlying chronic diseases or are also engaged in unhealthy substance use.”

The researchers suggest that clinicians screen older patients who use marijuana for other substance use to ensure they are educated on the potential risks and complications of using pot, especially with multiple drugs.

Source: New York University

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AARP reports that Baby Boomers aged 50+ are active travelers, anticipating four or five trips in the next year.

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Play each week to be entered in a drawing to win a prize each month!

Deadline for entries: October 20th

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Previous answer: The Great Pyramid of Giza.

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Mail to: Lifestyles After 50, P.O. Box 638, Seffner, FL, 33583

The more you play the better chance you have to win!

Go to LifestylesAfter50.com and click on the Trivia Palooza icon to play each week. # 292

october Word Search WORD SEARCH

Solution #290

2 8 September Sudoku The object of the game is to fill all the 3 blank squares correct numbers.

Claudia Assini,with Palmthe Harbor 4 is last month’s winner!

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October Sudoku Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well.

Good luck! The first correct answers selected from the drawing on the 20th will win.

Send your answers along with your name, address, telephone number & email to: Lifestyles After 50 P.O. BOX 638, SEFFNER, FL 33583

WIN GREAT PRIZES! Sudoku muST bE REcEIvEd by ThE 20Th of ThE moNTh.

In the grid below, twenty answers can be found that fit the category for

In the today. grid below, twenty answers can be found that fit the category for today. Circle each Circle each answer that you find and list it in the space provided at answer that you find and list it in the space provided at the right of the grid. Answers can the right of the grid. Answers can be found in all directions -- forwards, be found in all directions – forwards, backwards, horizontally,Anvertically and backwards, horizontally, vertically and diagonally. example is diagonally. given to An example is given to get you started.

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The first correct answers selected from the drawing on the 20th of the month will win.

Mystery Prize!

WIN! WIN! WIN! GREAT PRIZES!

Mystery Prize!

(Puzzles must be received by the 20th of the month)

Lifestyles After 50 • Southwest • October 2018 • page 21

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power puzzle

CROSSWORD PUZZLE

Last Month’s Answers

ACROSS 1. __ up; misbehave 4. Plant pest 9. Borders 13. Smelting refuse 15. Ordinary language 16. Correct another’s manuscript 17. Father 18. Rings 19. Apportion 20. Confuses 22. Mare fare 23. Manner 24. Gobble up 26. Breaks a commandment 29. Was amazed 34. Signs of things to come 35. Social division 36. Tumor: suff.

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Enter To Win!

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28

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57. Loyal servant City State58. Force out Zip 60. Four and five 61. __ in; join 62. Suffix for old or game Age Phone 63. Hunter’s prey 64. Theater necessities E-mail 65. Animal’s home

FILL IN ANSWERS & WIN MONEY!

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Lifestyles After 50 • Southwest • October 2018 • page 18 22 17 20

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ilm star James Dean, the cultural icon of teenage angst and rebellion, was known for his bad boy image, good looks, love of fast cars – and early demise.

He died at age 24 in a violent car accident involving his powerful new Porsche 550 Spyder. After his death, the car he affectionately named “Little Bastard” appeared to go on a killing streak, leaving a trail of wreckage in its path. It’s a creepy story so proceed if you dare.

James Byron Dean was born in Marion, Indiana, in 1931, the only child of Winton and Mildred Dean.

After high school, he 8 9 10 11 12 James Dean at the wheel of his “Little Bastard.” enrolled at UCLA to 16 study drama. Early in 19 1951, he left school to chase his acting dreams. He moved to New York, won 22 some minor TV roles, and studied method acting in Lee Strasberg’s Actors 24 25 Studio.

In 1954, director Elia Kazan hired Dean for the role of Cal Trask in 31 32 33 Kazan’s forthcoming movie East of Eden, based on John Steinbeck’s novel.

36 Two more films followed. Rebel without a Cause, his ticket to stardom, had 39 him playing troubled adolescent Jim Stark. In Giant, Dean portrayed a Texas 42 hand who strikes oil and becomes rich. ranch 45 Away from the movie set, Dean had nurtured a second passion: auto racing.

On September 30, 1955, Dean was behind the wheel of the Little Bastard with mechanic 54Rolf Wutherich as they roared north from Los Angeles for a race in 55 Salinas. Along the way, a college student named Donald Turnupseed turned 58 his Ford into the 59Porsche’s path, resulting in a horrific crash. Turnupseed and 62 Wutherich survived, but Dean broke his neck and died at the scene. His ironic 65 to Wutherich: “Don’t worry, that guy’ll stop. He sees us.” final words After the Dean tragedy, many declared the car was cursed.

Among the claims: The car rolled off a truck and crushed the legs of a nearby mechanic. The engine, transmission and tires were sold to different people who were either killed or maimed in subsequent car crashes. During a high school exhibition to promote safe driving, the Porsche wreckage fell off its display and broke a student’s hip. Finally, the shell of the Little Bastard mysteriously vanished and was never found.

At the time of his death, only East of Eden had been released, and Dean wasn’t famous yet. Rebel Without a Cause—his best-known work—premiered three days after his demise, and Giant wouldn’t open until 1956. But his eerie passing created a tsunami of posthumous worship, and James Dean remains to this day one of the iconic Tinseltown superstars of the 1950s.

of the

Seniors Getting Together WomEn SEEKinG mEn

send pictures. Duette.

4840 - bSF, iSo LovinG FRiEnDSHiP. 68yy and am honest, easy going, caring & trustworthy, kind, happy & loving, church. NS, NDrg, SD, FF. Send recent picture with contact information. NO felons. Manatee/Sarasota.

4790 - iSo bSm. 60-65 yo, long term relationship. Interested in traveling, theater, music and quiet times. HWP, at least 5’9” and up to 200 lbs. give or take. FF and TLC.

4830-mARy iS iSo, LTR, FF, nS, nDrg, SD, SoH, good dresser, good looking, honest, between age 65-75. I am 5’1”, 98lbs, Italian, to many interests to name. Please write and include photo, phone number. Lee, Collier area.

4829 - SWF SEEKS ComPAnion. I like to dance, swim, movies or theatre, travel, walks in park. Will turn 80 in October. Everyone says “no way”. Judge for yourself.

4826 - bEAUTiFUL SWF, iSo LTR Long blonde hair, blue eyes, youthful 60’s with class, great health, 5’2”, HWP. Looking for R gentleman, spiritual, SWM, 5’7” - 5’9”, mid 60s to 73, HWP, SD, NS, NDrg. Good health, manners, hearing, SOH, hair, looks and teeth.

Will speak soon. Send photo & phone.

Sarasota area.

4820 - ALonE no moRE! 79 years young, 5’6”, WWF, ISO, SOH, NS, ND, LTR, HWP, FF, TLC. Dine in - Dine out, shows, travel, theater, laugh, love to cuddle. Hope to find same. Ft. Myers 4813 - SEEKinG HonEST Wm, 65-80 yrs., compassionate, caring. FF, ND, NDrg, NS. I am easy going, enjoy walks, beach, cooking, dining out. Let’s enjoy life together. Send phone number.

Riverview/Apollo Beach area.

4119 SEEKinG HonEST GEnTLEmAn. Former airline stewardess and model, 5’4”, 104 lbs., slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. WW. Loves the Lord. Florida.

mEn SEEKinG WomEn 4850 - SinGLE, WHiTE, SLim. Retired Colonel. Loves dancing, golf, traveling.

Seeks 65-75, slim female. Let’s talk, laugh and begin a friendship. Bonita Springs.

4849 - RETiRED ARmy CoL. needs wife. Dance, travel, NY, NJ & other states. Likes to dance. Member of Bonita Springs Golf & Country Club.

Let’s talk. I love to dance.

4800 - SinGLE WHiTE mALE. My name is Edward. I am a retired dairy farmer seeking a companion between 67 & 70 years of age. Someone who likes to go out to dinner, music, travel, talking, being happy.

4797 - SinGLE WHiTE mALE. Slim, young 70. Non smoker, many interests.

5’10” tall. Seeks slim female, 60 to 70.

Fort Myers, Cape Coral? Dancing. Send photo and phone number. No smoker.

4809 - LiFE iS SHoRT. ISO friendship with widower, early 80’s, SOH, HONEST, NEAT, LT, SD & sports fan. I am W, WW, honest, well dressed, 5’5”, HWP, attractive. Reply with telephone number or email. Bonita/Ft Myers.

4787 - mALE, W, WW, C, 77 yy, 5’5”, nS, nD, nDrg, HWP, R, absolute gentleman. Love golf, movies, day and short trips, dancing. ISO attractive, W, lady, C, 65-75 YY, SOH, NS, NDrg, SD, LTR, FF, TLC. Send photo and phone.

Lee, Charlotte area.

4793 - LooKinG FoR A mATE. I am 68, widow, W, LTR, NS, ND. I am a country girl, likes country music, slow dancing, gospel, folk, music of the 50s and 60s, eat out, wild life, travel, artwork, exercises, 68-73. Please write,

4771 - FUn LovinG DWm, 69YY, 6’, ISO 59YY+, NS, SOH, HWP, secure female who likes travel, tennis, bicycling, dancing, for possible life partner, NS only. Send recent picture with contact information. Fort Myers area.

4763 - SinGLE, mALE, WHiTE, CHRiSTiAn. 78, ISO SOH, Non-smoker, light drinker, LTR, WGT proportional.

TLC - LOTS AND LOTS!! Venice 4756 - mAn, 72YY, 5’5”, 145, seeking a non smoker, 65+ for caring, romantic, quiet times. Kind, gentle, church, most sports. Fort Myers, Cape Coral. Please send photo & phone.

4740 - WiDoWED GEnTLEmAn in Venice looking for a lady around 80 to enjoy the “golden years”. I am a clean cut, honest, stable and loving gentleman. Please send your phone number. I’ll call you.

4716 - SWm, 58, 5”8”, 160., I’m attractive, active, honest and sincere.

Like outdoor activities plus music, theatre, dancing, dining out and travel.

You are attractive, SWF, 40-50s, Let’s talk, laugh, begin a friendship. North Port area.

To PLACE An AD: Send your ad, stating what edition(s) you would like it placed in, along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed below. Ads received by the 15th of the month will appear in the following issue.

To RESPonD To An AD: Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad # on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA Seniors Getting Together P.O. Box 638, Seffner, FL 33583 CommonLy USED AbbREviATionS: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOH-Sense Of Humor, SM-Smokes, S-Light Smoker, NSNon Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

Seniors Getting Together

Personal Ad Placement only $6 per month!

Deadline for ads is the 15th of the month prior to placement.

MArk The edITIOn(s) YOu WOuLd LIke TO run YOur Ad In: ❍ Tampa Bay & Suncoast (Hillsborough/Pinellas/Pasco) ❍ Lake/Marion/Sumter ❍ Southwest & Sarasota (Lee, Charlotte/Manatee)

Ad Copy ••• PLeAse PrInT neATLY ••• 30 Word Limit TITLE:

(First 4 Words)

CITY:

(No Charge)

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month).

We cannot accept your ad without it. This information is confidential.

Name: Address: City: Phone:

State:

Zip:

Email:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER NEWS CONNECTION, USA, INC. • PO BOX 638, SEFFNER, FL 33583 Lifestyles After 50 • Southwest • October 2018 • page 23

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