Lifestyles After 50 Suncoast Nov. 2012 edition by Lifestyles After 50 Magazine

Lifestyles www.LifestylesAfter50FL.com • Suncoast • FREE

AFTER 50

November 2012

Welcome

B A C K to FLORIDA plus

Shake up the Holiday Table

What is Your Perfect Diet?

is Alive and Well

Ophthalmic Innovations: Helping You See More Clearly BY DAVID JEFFERY, Marketing Director, Eye Institute of West Florida

raditional cataract surgery, once considered advanced, gives rise to a new era of precision technology called Refractive Cataract Surgery. A pathway of precision innovations have lead to the development of new tools, processes and procedures, helping ophthalmologists refine vision with highly reproducible accuracy.

Newer Innovations include: • Evolution of the intraocular lens implants (IOL) • Micro-incisional cataract surgery technique (MIC) • Bladeless laser cataract surgery • Wavefront aberrometry • OR visualization system in 3-D

Innovations like these have revolutionized cataract surgery by ensuring the highest precision and accuracy not obtainable by other surgical methods. Each eye is custom treated to more exacting, individualized specifications; rendering a patient even less dependent on glasses or contacts after surgery.

With over three million cataract surgeries performed each year in America, matching the right surgical plan with each patient is a matter of using the right technology pre- and intra-operatively to ensure the goal is met. With newer technologies for cataract surgery, patients are closer to regaining the vision of their youth.

“At the Eye Institute of West Florida our practice philosophy has always been that our patients come first. As we look towards the future, we will provide any innovation, technique, or technology that provides a better outcome for our patients.” – Dr. Stephen M. Weinstock, CEO and President

BLADELESS LASER CATARACT SURGERY ExpERiENCED phYSiCiANS YoU CAN TRUST Robert Weinstock, MD

727-565-4286

www.eyespecialist.com Clearwater • Largo • St. Petersburg Lifestyles After 50 • November 2012 • page 2

Stephen Weinstock, MD

Neel Desai, MD

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How to Deal with Snowbirdius Floridicus!

Dear Readers,

ere they come, ready or not! The species Snowbirdius Floridicus should be arriving in a Janice Doyle, steady stream startEditor ing right about—now! License plates tell of their origins, but they’re all coming to the land of palm tree-lined driveways and warm weather. Bring them on, I say! Those of us who endure the hot, sticky summer months are finally starting to get out. We’re eating on the back porch, taking walks without dripping and, well, here come the traffic jams, the crowded doctor’s offices. But wait! It also ENERGIZES our lifestyle and our economy. Yes, come on down, all you Snowbirds! Wealthy Americans started making the trek south beginning in the early 1900s when railroad tracks were laid from Jacksonville to Key West, providing easy access to points south. The likes of Thomas Edison arrived early on. It was after World War II when more middle-income people started to buy winter homes in Florida. But the boom in Snowbirdius Floridicus came with Social Security benefits which were tied to inflation in the 1960s. With the advent of Medicare health benefits, the rest is history. The latest study done by the University of Florida almost ten years ago showed that nearly one million people became temporarily Floridian, with Lee County at the top of the list for destinations within the state.

Who Are the Snowbirds? Originally, “snowbirds” was a term for Canadians who, early on, purchased inexpensive land and built modest winter homes so they could spend up to six months in the Sunshine State but still retain their homeland residency. Today, snowbirds come from all over—even from no farther than Atlanta or Birmingham—who just enjoy good friends, fun activities and beautiful stretches of beach. For the busy locals who live here year-round, listen for complaints like “what’s with all the big cars and why do they drive so slow?” But those who rely on the influx of cash that comes with the snowbirds often “baby” them because, well, that cash impacts everything from churches to veterans groups. Clubs of all sorts exist only in the winter. Museums open new exhibitions to entice winter groups. Golf clubs spend money and time getting the greens ready.

Friendships are big for snowbirds—connections and comaraderie. Charities look forward to an influx of volunteers, snowbirds often are serving the needs of other snowbirds. Put on a parade, a festival or a fundraiser and you’ll find snowbirds right in the middle of it. What’s the best way to deal with snowbirds? Always remember that no matter what it is, they do it different, better, faster, cheaper and more accurately UP NORTH! As long as you can accept that fact, you get to stay in Florida year-round and they get to go back. Be patient with them, because you may visit UP NORTH in the summer and then you can tell them how much better, faster, cheaper and more accurately we do things here. Snowbirds are a win-win situation. Enjoy!

Congratulations!

To Jacqueline Frederick of Lakewood Ranch, winner of last month’s Guy Harvey Outpost contest. She won a coffee table book autographed by Guy Harvey, as well as an Outpost tote bag. Thanks to everyone who entered— look for more great contests in upcoming editions of Lifestyles After 50!

Pinellas/Pasco Edition Published monthly by News Connection U.S.A., Inc General Manager Dave Tarantul dave@lifestylesafter50.com

Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Janice Doyle janice@lifestylesafter50.com

Accounting/Ofﬁce Manager Vicki Willis vicki@lifestylesafter50.com Production Supervisor/Graphic Design Kim Burrell kim@lifestylesafter50.com Production Assistant Tracie Schmidt tracie@lifestylesafter50.com

Customer Service 1-888-670-0040 customerservice@lifestylesafter50.com

Advertising Sales

1-888-670-0040 Mid to South Pinellas Mike Heidemann: (727) 623-4006 Mid to North Pinellas and Pasco Ken Barham: (727) 210-5120 Tampa Bay Dena Bingham: (813) 293-1262

Hillsborough Chuck Bingham: (813) 293-1550 Gina Ambrosio: (813) 965-2750 Our other editions: Hillsborough Edition: Hillsborough County Lake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee Southwest Edition: Lee/Collier & Charlotte To learn more, call 1-888-670-0040 Distribution 1-888-670-0040

News Connection USA, Inc. P.O. Box 638 Seffner, Florida 33583-0638 (813) 653-1988 • 1-888-670-0040 Fax: (813) 651-1989 www.lifestylesafter50ﬂ.com

FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reﬂect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the Dec. 2012 issue is Nov. 15, 2012. Magazines are out by the 7th of each month. All rights reserved.

Lifestyles After 50 • November 2012 • page 4

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Optimum HealthCare is a Coordinated Care plan with a Medicare contract and a contract with the Florida Medicaid program. Optimum HealthCare plans available are HMO-POS, HMO-SNP, HMO-POS-SNP. The benefit information provided is a brief summary, not a complete description of benefits. Benefits, formulary, pharmacy network, premium and/or co-payments/ co-insurance may change on January 1 of each year. Premiums, co-pays, co-insurance, and deductibles may vary based on the level of Extra Help you receive. Please contact the plan for further details. This plan is available to anyone who has both Medical Assistance from the State and Medicare. (1) You must continue to pay your Medicare Part B premium. (2) Limitations, copays and restrictions may apply. (3) Amount varies by plan and county. (4) Copay for Inpatient Hospital Days 1-5 varies by plan. A sales person will be present with information and applications (enrollment begins OCT. 15th); For accommodations of persons with special needs at sales meetings call 1-866-245-5360. TTY/ TDD 1-800-955-8771.This information is available for free in other languages. Please contact our customer service number at 1-866-245-5360, TTY/TDD: 1-800-955-8771 for additional information. Esta infomación está disponible gratuitamente en otros idiomas. Por favor llame al departamento de servicio de miembros al 1-866- 245-5360, TTY/TDD: 1-800-955-8771 para más información. H5594_News1_CMS Accepted Lifestyles After 50 • November 2012 • page 5

Veterans Tribute Events

Salute to Veterans by the South Pasadena Community Band. 7:30 p.m. at Treasure Island Community Center, 1 Park Place and 106th Avenue.

Veterans Day boat parade through the intra-coastal waterways of Madeira Beach and Treasure Island Florida. Decorated vessels to honor veterans and active duty. 2012 parade will honor the U.S. Air Force. 11 a.m. from American Legion Post 273, Madeira Beach to reach John’s Pass by noon and continue through Treasure Island. $20 for boat entries. Info Phone: (727) 348-5116.

Veterans Day Relive History Cruise aboard 1945 WWII American Victory Ship, directly behind the Florida Aquarium in Tampa’s Channelside District. Registration at 10 a.m.; ship sails 11 a.m.; returns 4 p.m. Tickets: $110/adults; $50/ages 4 – 12. Live entertainment, maritime

Lifestyles After 50 • November 2012 • page 6

ceremonies, drills and presentations, WWII reenactors, WWII airplane flyovers, a beer and wine tent. Food for purchase. Tickets now onboard or at ticketweb.com. Groups of 10 or more call (813) 228-8766.

Veterans Day Ceremony at Bay Pines VA main medical center campus. 10 a.m. Musical performances, theatrical presentation of “The Last Patrol,” reenactment of a patrol in Vietnam. Guest speakers, firing salute, taps performance, and military vehicle display. Information at baypines.va.gov

Around Town

W H AT ’ S H A P P E N I N G N O V E M B E R 2 0 1 2

hrough Feb. 17 “The Art of Golf” exhibition. 90 works by Rembrandt, Childe Hassam, George Bellows, Norman Rockwell and Andy Warhol, others. Museum of Fine Arts, St. Pete. (727) 896-2667.

See “live” cataract seminar at The Eye Institute. 3-D presentation of surgery followed by patient Q & A. 3:30 p.m. 148 13th Street SW, Largo. RSVP is (727) 581-8706. Another seminar is scheduled for December 3. Herb Gardening Class by Pinellas County Master Gardeners at Palm Harbor Library, 2330 Nebraska Ave., Palm Harbor. 2 p.m. Class is free; registration requested. Call (727) 582-2603.

10, 11 Pasco EcoFest weekend. Outdoor activities, food truck rally, eco market, educational workshops, pet adoption, geo-caching challenge, more. 10 locations around the county involved. Full schedule at PascoEcoFest.com.

Arts & Crafts Show at Hudson First United Methodist Church, 13123 Hwy. 19, Hudson. 9 a.m. to 3 p.m. Proceeds to scholarships. (727) 868-6178.

Concert by Tampa Bay Symphony Orchestra. Arts Auditorium, St. Petersburg College Clearwater, Drew St. Nov. 13 same concert Palladium Theater, downtown St. Pete. Dvorak, Copland, MacDowell and much more. Tickets: $20/door. Info at TampaBaySymphony.org or (727) 595-0345.

– 18 Suncoast Jazz Classic at Sheraton Sand Key Resort and the Marriott Hotel, Clearwater Beach. 130 hours of jazz; “Swing Dance Extravaganza” Fri., Nov. 16. See suncoastjazzclassic.com or call (727) 536-0064 for details or tickets.

Clearwater Singles Dance at Colreavy Hall, 820 Jasmine Way, Clearwater. Dress code: “dressy casual” attire.$5/members; $7/nonmembers. Bring own snacks and beverages. Cups and ice furnished; sodas available. (727) 596-6553.

Music in the Mornings at one of our two matinee series!

Matinee Opera Players presentation at Pinellas Park Performing Arts Center, 4951 78 Ave. North Pinellas Park. 3 p.m. Donations accepted. Info at (813) 447-9152.

“All We Need is Love” concert and dinner by the Suncoast Singers of Florida. 5:30 p.m. dinner, concert at 7 p.m. Box Office: (727) 453-9061 for reservations, $26. (dinner included). $16/concert only at the door. Girl Scouts Alumnae Reception and Open House. Relive memories, activities, more. Girl Scouts of West Central Florida Leadership Center, 4610 Eisenhower Blvd., Tampa.1 – 5 p.m. Free. Visit gswcf.org/ alumnae for info and to register

through Jan 1 Holiday Lights in the Gardens create the holiday spirit at Florida Botanical Gardens. 5:30 to 9:30 p.m. $2 donation. Laser light show. Gift and plant sale Dec. 9. 12520 Ulmerton Rd. in Largo, Info at flbg.org or (727) 582-2100.

Tommy Mara and the Crests, The Mystics, Johnny Thunder and The Impacs at the Palladium in downtown St. Pete. Tickets $30 to $100. Buy online or (727) 822-3590.

2012/2013 Season

Progress Energy Morning Masterworks

Brahms’ Double Concerto Karen Gomyo and Christian Poltéra perform Brahms’ dramatic Concerto for Violin and Cello on this program with Brahms’ delightfully bouyant Academic Festival Overture and Shostakovich’s Symphony No. 5, overflowing with orchestral rhythms, colors and themes. Joshua Weilerstein conducts. Sponsored by:

Fri, Nov 30, 10am

Progress Energy Center for the Arts Mahaffey Theater

Coffee Concert

Winter Wonderland

Stuart Malina leads the orchestra in a holiday themed program with Vaughan Williams’ Fantasia on Green Sleeves, Rimsky-Korsakov’s The Snow Maiden Suite, Mozart’s “Sleigh Ride” from Three German Dances and music from Tchaikovsky’s The Nutcracker. Sponsored by:

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email janice@lifestylesafter50.com. News must be received by the 10th of the month prior to event (i.e. November 10 for December event.)

Thu, Nov 1, 11am

ec. 1 Coin & Currency Show by West Hernando Coin Club at Brooksville Elk’s Lodge, 14494 Cortez Blvd., Brooksville. 9 a.m. to 3 p.m. Free admission. Info at (813) 361-0740.

ridays Senior Citizen Slo Pitch Softball at the Land O Lakes Community Center Park Field, 5401 Land O Lakes Blvd. Bring your glove. Warm up at 9 a.m. followed by player draft and competition. Call Walt Bockmiller (813) 527-8211.

Join The Florida Orchestra for

Progress Energy Center for the Arts Mahaffey Theater

727.892.3337 or www.FloridaOrchestra.org For group savings (10 or more) : 727.362.5443 TFO-Lifestyle50-Nov.indd 1

Lifestyles After 50 • November 201210:17:14 • page 10/15/2012 AM 7

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Lifestyles After 50 • November 2012 • page 8

Take Five!

Jazz Is Alive and Well on the West Coast of Florida

BY JANICE DOYLE

ouis Armstrong, Ella Fitzgerald, Miles Davis, Dizzy Gillespie. Just a few of the names that made jazz an American household word. Jazz—the only original American art form—originated at the beginning of the 20th century in black communities in the southern U.S. From its birth in a mix of African and European music traditions, jazz is now being embraced by music lovers of all ages and from multiple cultures. And the record industry where jazz made its name might be dead, but jazz itself is very much alive. For many people, the word jazz evokes a singer in a bar, club, restaurant or hotel, reworking the old standards. It’s tied in memory to the cultures that gave it rise: its native New Orleans from the early 1920s, big band swing and Kansas City jazz. And there’s Harlem where the sounds of Duke Ellington, Benny Carter, Charlie Parker, Count Basie, John Coltrane and Billie Holiday reverberated through the streets. There were soul jazz, jazz fusion, smooth jazz and more. Electronics changed everything, and ﬁnally, in the seventies, jazz lost much of its popularity and “took a nose dive,” according to a jazz historian. It looked like jazz was destined to be a memory. Al Downing (1940 - 2005): Tuskeegee Airman, jazz musician, teacher, St. Petersburg resident and founder of the Al Downing Florida Jazz Association.

But, as jazz trombonist J.J. Johnson said in 1988, “Jazz is restless. It won’t stay put and it never will.” Jazz didn’t stay down for long.

What it is The music form came back and entices younger generations to use their instruments for both Sousa marches and jazz because jazz lets them improvise. Older folks might say jazz has to be music you can tap your foot to and dance. Still others want their jazz “to have swing, be soulful,” feeling the blues of an African American church in it somewhere—the notes that put a “moan” or “shiver” in John Coltrane’s solos. And free jazz, or improvised music, incorporates all kinds of electronics. West coast Florida jazz clubs are in full swing this month and jazz festivals will continue to draw crowds all season. What’s it all about? What is all that jazz anyway? In jazz, the skilled performer interprets a tune in very individual ways, never playing the same composition exactly the same way twice. Depending upon the performer’s mood and personal experience, interactions with other musicians, or even members of the audience, a jazz musician/performer may alter melodies, harmonies or time signature at will. Mark Feinman, president of the Al Downing Jazz Association in St. Pete, says jazz is a tradition, passed down from generation and that’s the way to learn it—just as generations learned from

The Dave Brubeck Quartet.

the legendary Al Downing. Today, jazz can be found in both conventional and unconventional places. All the colleges and universities in area promote jazz programs. It’s found in jam sessions and concerts and in huge festivals which bring in big name jazz musicians.

“Take Five” is a jazz piece written

by Paul Desmond and performed by The Dave Brubeck Quartet on their 1959 album Time Out. It became famous for its catchy saxophone melody, a jolting drum solo and the use of the unusual quintuple (5/4) time, from which its name is derived. The song was first played to a live audience by The Dave Brubeck Quartet at the Village Gate nightclub in New York City in 1959. “Take Five” has been included in countless movies and television soundtracks, and still receives significant radio play. It was the theme music for the NBC “Today” program in the early 60s.

Listening to jazz Feinman educates both children (by going into schools) and adults in listening to jazz. “There’s no wrong or right way to listen to jazz,” Feinman says. He says some listeners enjoy focusing on what a musician is doing, watching all his movements as he plays. Other people just listen because it feels right. They become a part of community as a whole with the artists who share their music on the stage and their passion for the people who are listening. If you go to a traditional, classical show, Feinman said, you appreciate that they’re getting it all right—the lights, the sounds—it’s all a part of the ticketed price. “But with jazz you’re involved in the experience.” Instruments in jazz vary from two players to a full 22-piece big band. There’s the stereotypical drum, piano, upright bass; the trumpet, sax and trombone. Jazz is now global, and there are strings, oboes, a French horn, baritone, and more, all of which are “widening the palate and colors of jazz.”

Forty years ago popular jazz musicians like Bill Evans listened to Debussy and Chopin and incorporated jazz standards with the harmony of Debussy. On today’s jazz scene, South American salsa melodies and rhythms are incorporated with jazz’s improvisation. Or, classic South Indian raga melodies mix with more modern instruments and harmonies. “It goes under the umbrella of jazz because they’re improvising with their rhythms and harmony.” Feinman has a student from China who incorporates his ancient Chinese music into America’s only original art form – jazz. If you take in a jazz festival in the area, Feinman says, “You’ll ﬁnd ways to challenge your ears. The festival planners will be presenting what they feel comfortable with and what they have faith in offering as representing good jazz.” So, challenge your ears at one of the area’s many jazz opportunities. It’s the American way!

Lifestyles After 50 • November 2012 • page 9

Come See How Much Fun Being Over 50 Can Be at the Lifestyles After 50 Extravaganza!

oin us Weds., Nov. 14, 2012 at the Largo Cultural Center from 10 a.m. to 3 p.m. for the all new Lifestyles After 50 Extravaganza! (formerly the Senior Friendly Extravaganza).

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Lifestyles After 50 • November 2012 • page 10 VERSION: 1

DATE: 10/15/12

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BY SIGNING YOUR INITIALS BELOW, YOU ARE STATING THAT YOU HAVE READ AND APPROVED THIS WORK.

Enjoy the Fun Walk Come out early before the event starts for the Fun Walk at 9:15 a.m. Start off with a warmup with Silver Sneakers, then enjoy the 1-mile Fun Walk around Largo Central Park. There is a $4 minimum donation to help support the local Meals on Wheels program. Walkers will enjoy a continental breakfast and receive a T-shirt. Trophies and prizes will be awarded to 1st, 2nd and 3rd place walkers. Registration for the walk starts at 8:45.

You Don’t Have to Walk Doors open at 10 a.m. The event features “Friendly” exhibitors with information on services, lifestyles, health and wellness, travel and more. Enjoy a Senior Friendly Lunch for only $4.50 along with other homemade items from Mr. Bill’s Fine Foods. Entertainment Enjoy live performances on stage throughout the day. This year, we celebrate the ‘60s and ‘70s with the singing sensations “The Knockouts,” William “Duece” Hulett— ”Best in Country Entertaining”—as well as Denise Looney, the “DJ with a Twist” and our favorite Safety

Harbor Fireman, Russell Cortese, as “Elvis.” Newcomer Art DeMoranville sings “Doo Wop” hits, and Betsy Verdier will perform country and yodeling. Of course, Luis Campaneria will perform magic as he strolls around the center. Health Screenings The Health & Wellness area is sponsored by Best Care, Family & Geriatric Care and will include free health screenings such as cholesterol, bone density, glucose, waist circumference, body mass index, eye, hearing, blood pressure and memory checks along with other important health information. Games and Prizes Activities of the day include free Bingo games and the all-new Sports Area. Try your sports skills to win prizes! The Grand Prize drawing at the end of the day will be a two-night stay at the Beau Rivage Resort and Casino in Biloxi, including round trip airline tickets, compliments of the St. Petersburg-Clearwater International Airport. “Grandkids are the Greatest” The Grandkids Photo Contest will celebrate four winners this year. Photos will be on display during the “Extravaganza!” Winners wll be announced at 2 p.m. that day. The Event is Free! Admission and parking are free. Additional free parking will be available at the Pathways Church, 801 Seminole Blvd. (That’s at the corner of 8th and Seminole Blvd. behind the Largo Cultural Center). A free shuttle will take you to the event and back to your car. For more info, call (813) 653-1988 or 1-888-670-0040 or go to www.LifestylesAfter50FL.com. See you there!

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each lover? Stressed out? Ready for a break in routine? Now’s a good time to enjoy lounging along the shoreline, reading the latest bestseller from your beach chair, swimming or just watching the tide come and go from our own Pinellas County beaches. Off-season pricing and smaller crowds make it easy to really relax.

The motels and resorts advertised on this page are known for getting to know their visitors. They pride themselves on taking personal care of the people staying with them. They’ll help you find what you need in the community, whether your interest is in being an angler, a beachcomber, nature lover, boater,

kayaker, hiker, bicycler, shopper – or just a vacationer in need of rest. The beaches outside their doors offer long expanses of uncrowded white sand, a clear blue sky overhead and great views of the Gulf. Or maybe this is the year to let loose and rent a jet-ski or go parasailing. All kinds of activities are available.

It’s time to go, to get away from the routines of life. Put up your cell phone; don’t check email. Get carryout and eat in or enjoy less crowded local restaurants. Or simply enjoy the beach, the water and lazy time with friends or family. Local beaches—that’s the way to go.

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Matinee Moments BY JUNE HURLEY YOUNG

ovember opens the theater scene all over the area and it’s time to start catching matinees. Footlights go on for the new Asolo Rep season in Sarasota. They’re celebrating politics American style, not today, but 1776. Those digniﬁed statesmen from the history books know how to live it up. They party and cavort to music and it’s laugh time for everyone. “1776” opens November 16 and runs through December 22

with matinees Friday, Saturdays and Sundays. Call 1-800-361-8388 for reservations. Asolo Rep is located at 5555 N. Tamiami Trail, Sarasota.

Celtic Thunder, the dancing group you’ve seen on PBS returns to Ruth Eckerd Hall in Clearwater for a matinee performance Sat. Nov. 3. at 2 p.m. Call (727) 7122717 for tickets. The theatre is on McMullen Booth Rd. in Clearwater. “Legally Blonde, The Musical” plays at Largo Cultural Center November 2 to 18 with matinees on Sundays at 2 p.m. The theatre is in Largo Cultural Center. Call the Box Ofﬁce at (727) 587-6793.

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Lifestyles After 50 • November 2012 • page 13 10/12/12 10:26 AM

My Thoughts On...

Thanksgiving BY ANN THOMAS

here I live in California we have wild turkeys walking around. They are lean, aggressive and unattractive birds and I wonder who first got the idea to eat them. I know the story about the Indians and Pilgrims coming together for this great fall feast and since the Indians were apparently experts on corn and fish, I’m assuming one of the Pilgrims was responsible for the turkey. I’m trying to imagine the reaction of his wife or mother when he walked in with this dead bird and presented it to her with instruction to be sure and remove the pin feathers before cooking. I’m also having a bit of trouble imagining the reactions of those at that first Thanksgiving when everyone sat down and viewed this mixed assortment of food. Surely this tough, sinewy bird, even minus pinfeathers, couldn’t have commanded center stage. But cod fish, prepared in any way they might have tried, just seems wrong. On the other hand, I know cranberries grow in Massachusetts so there might have been cranberry sauce, which always helps turkey. I’m pretty sure there wasn’t a relish tray, but perhaps gravy? Our elementary school books presented that first gathering as a relaxed, happy party, bringing together good friends to celebrate a good harvest. It appears this idea is what most of today’s families are trying to recreate. I don’t want to be a spoil sport, but there is some misunderstanding here. Even though the Indians brought most of the food because generosity was part of their tradition, it seems the purpose of the gathering was business. In fact, the Pilgrims were attempting to negotiate a treaty of some sort. So, besides being a model for future

Lifestyles After 50 • November 2012 • page 14

Thanksgivings, this get together was also, apparently, the first example of how to conduct a business luncheon. What I don’t know is the role of sports in the day’s activities. Of course there was no television, but one of our former Presidents demonstrated that it was possible to have everyone run into the yard and begin a game involving some ball. My impression of the Pilgrims is that they were a serious lot and probably didn’t own a ball, much less have an amateur team for that year’s sporting event. The Wamanoags, on the other hand, having lived in the neighborhood for at least several generations, may have had a history of sports, although probably not football. In our family, Thanksgiving dinner generally ends with pie. It seems likely that both the Pilgrims and Indians would have known about pumpkin, although I doubt, under those living conditions, the pie crust would have been very flaky. On the other hand, when I was in Massachusetts, I was served something called Indian pudding, a dessert made from corn. I wasn’t fond of it, although the people I was traveling with thought it grand. They ordered it with vanilla ice cream and the ice cream certainly improved the dish. Maybe my friends’ fondness for that dessert indicates they’re descended from some of the originals who attended that first dinner party. Still, I’m not at all sure where any of those early diners would have found vanilla ice cream. Ann Thomas can be contacted through her website dr-annthomas.com and on her blog theparentingclinic.com which has a section for grandparents.

Celebrate the Holidays Orlando Style on’t despair. Even if Disney World and the greater Orlando area isn’t high on your radar screen for places to spend a holiday, that doesn’t mean well-meaning friends and relatives (think grandchildren here) won’t pick the time to head for Florida. Take a deep breath and enjoy it! Thanksgiving? Head on over to the Magic Kingdom with the family and find your turkey there. Think of it this way—you’ll have plenty of time to walk off a turkey dinner. And you can be sure you’ll find turkey at all the theme parks. Here are some tips to help plan a Thanksgiving Weekend Disney-Style: 1. All Disney World restaurants will

Gaylord Palms brings a winter wonderland to Florida with ICE!

tour by catching A Disney World “The American Don’t-Miss: Adventure” next Epcot’s Candledoor, a 45-minute light Processional program of begins Nov. 23, the animatronics and day after Thanksvisual effects giving—the same which takes time the Christmas you through the lights are up in the history of our resorts—through Epcot’s Candlelight Processional country. Arrive Dec. 30. A mass early and hear the Voices of Liberty choir, joined by a 50-piece live sing in the lobby. They are some of orchestra and a celebrity narrator, tell Disney World’s top vocal talent. the story of Christmas in words and be open on Thanksgiving Day. Most If all else fails for Thanksgiving music in a very moving performance. of the restaurants serve turkey dinner turkey, grab a smoked turkey leg. Performances are held at Epcot’s in one way or another, Disney staff You’ll find them near the Lunching open-air America Gardens Theatre at told me. Book dining reservations Pad in Magic Kingdom near Space 5, 6:45 and 8:15 p.m. each evening. in advance as soon as possible. You Mountain. Look for special pricing packages can find details and Even the German that include dinner reservations. book dining online on Biergarten adds Disney’s website or Around Orlando…locals and their turkey to their by calling 407-WDWvisitors can enjoy these holiday events: menu. Everyone DINE (407) 939-3463. can dance and sing and enjoy a nontraditional holiday. Reservations? Thanksgiving dinner Maybe try reserving is a festive affair at for lunch instead of dinner, and Liberty Tree Tavern remember that all the Disney or the Biergarten. resorts also have dining places.

Travel

Want to go authentic Colonial style? Make reservations at the Liberty Tree Tavern in Liberty Square in Epcot. It’s a true Colonial-themed setting and meal. Make it a history

2. If you can say “I Love a Parade” in the band sense of the words, consider that you can see the Parade of Bands on Thanksgiving Day at the Disney World Resort. Bands from around the U.S prepare and join a mass band performance for thousands of park guests at the iconic Walt Disney World® performance venue at 10 a.m. Nov. 22.

“Grinchmas” at Universal Orlando

Universal Orlando Resort will host Mannheim Steamroller in live performances on select Saturday and Sunday nights in December. Throughout the season there’s Grinchmas! live, musical stage

show and a daily Macy’s Holiday Parade (with floats direct from Macy’s Thanksgiving Day Parade). ICE! At the Gaylord Palms Resort: Nov. 10 – Jan. 1 has ice slides and hand-carved sculptures in a 100-acre walk-through ice park. Prices begin at $22/adults. Christmas Celebration at SeaWorld Orlando includes an ice skating show, a special nighttime Shamu show, live theatrical performances and fireworks.

LEGOLAND Florida hosts Christmas Bricktacular that includes a 30-foot tall Christmas tree made of LEGO bricks. And enjoy the botanical gardens (which were once Cypress Gardens).

“Festival of Trees” at Orlando Museum of Art: Nov. 12 – 20 shows off trees, wreaths and gingerbread houses to ignite the holiday spirit. Admission: $10. Orlando Bowl Week: Dec. 26 – Jan. 1. Florida Citrus Sports presents the Russell Athletic Bowl and the Capital One Bowl plus the Fresh From Florida Parade and a concert in Lake Eola Park. Learn more at visitorlando.com.

Lifestyles After 50 • November 2012 • page 15

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for a smoother, more even appearance. Primers prep the skin for makeup application by evening out the skin’s surface, filling in lines and concealing any imperfections of face, eye and lip.

s women age, they find they have to rethink their cosmetics routine to match their changing skin. It’s also a good idea to rethink wardrobe elements. Here are some tips for doing that: Look for products that offer hydrating formulas to ease drying skin and lightreflecting ingredients to diffuse lines

After 50, a woman’s skin tends to become dry and sallow and loses its natural radiance and color. Hydrating products help energize the look, but remember to use lightweight formulas that won’t settle into lines and wrinkles. Using a brush to apply makeup creates a polished look, as well. A light powder blush in a bronze hue adds dimension and highlights cheekbones. With a large dome-shaped brush, sweep the color from the cheekbone across the nose to the other side of the face as well as on the temples and along the hairline. The combination of the rounded brush and the bronze hue achieves a vibrant yet natural, sun-kissed (Florida!) look.

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www.TampaBayFootSolutions.com Lifestyles After 50 • November 2012 • page 17

“The Veteran” Teaches Lesson in Courage BY NAN ROCHE

ars have always resulted in stories of heroism and courage. Old soldiers are known for sitting around telling stories, but often their real heroism comes from lessons learned on the battlefield. Set in the aftermath of the Civil War, Stephen Crane’s short story “The Veteran” tells the heroic tale of an old soldier and his grandson. Although, this tale is simple in its form and plot, it expresses a deep and powerful message concerning courage. The tales begins with the grandfather, Old Henry, retelling the story of his first encounter with war. Rather than telling a tall tale about his first battle experience, he tells the truth. “Why, in my

first battle I thought the sky was falling down. I thought the world was coming to an end. You bet I was scared.” The crowd he tells his story to is amazed that a grown man and former soldier would acknowledge his fear. Old Henry goes on to explain what happened because of his fear: he ran away from the fighting. Even though the crowd accepted the Old Henry’s words with a bit of humor, Old Henry’s grandson Jim did not. He was “visibly horror-stricken. His hands were clasped nervously, and his eyes were wide with astonishment at this terrible scandal of his most magnificent grandfather telling such a thing. His grandfather had just openly admitted to cowardice in front of the townspeople.

Confused by his grandfather’s admission, young Jim inquires into his grandfather’s actions. Old Henry’s response to his grandson was, “I had to get used to it.” Crane’s lesson is that courage does not come naturally to everyone; sometimes it has to be learned through experience. Jim continues to be perplexed by his grandfather’s words and actions. The story continues with a tragic barn burning. Old Henry realizes the livestock in the barn are trapped there. Instead of sitting back and watching the barn burn like the rest of the crowd, Old Henry jumps into action. He runs into the barn to set the animals free. Inspired by the old soldier, others join in to save the barn and together they manage to free all but one cow and two colts.

The American Legion and

and

This Publication

join in saluting our military veterans of all wars this November 11th - and every day. Thank you for serving America with honor, courage and commitment.

Veterans Day 2012 The American Legion - Veterans Still Serving America

Lifestyles After 50 • November 2012 • page 18

Old Henry even saves the life of the man who caused the fire. Even though badly singed by flames, Henry still attempts a final rescue, the little colts in the back stall. Tragically, Old Henry never returns from the fiery barn. Although Crane leaves the story with this ending, the moral of his tale is not lessened but rather increased by Old Henry’s death. Through his selfless actions, Old Henry was able to demonstrate a powerful lesson for his grandson. A coward can learn courage, courage can inspire others and courage when practiced makes a hero, even in death. Many veterans have learned lessons of courage from those who fought in battles, especially those who died there.

Veterans Corner

Questions and Answers about Veterans Day

. Which is the correct spelling of Veterans Day? a. Veterans Day b. Veteran’s Day c. Veterans’ Day A. Veterans Day (choice a, above). Veterans Day does not include an apostrophe but does include an “s” at the end of “veterans” because it is not a day that “belongs” to veterans, it is a day for honoring all veterans.

Q. On what day of the week will

Veterans Day be observed? A. Veterans Day is always observed officially on November 11, regardless of the day of the week on which it falls. The Veterans Day National Ceremony, like most ceremonies around the nation, is held on Veterans Day itself. However, when Veterans Day falls on a weekday, many communities choose to hold Veterans Day parades or other celebrations on the weekend before or after November 11 so that more people can participate.

Q. Who decides if a government

office or business closes or stays open on Veterans Day? A. Federal government closings are established by the U.S. Office of Personnel Management (OPM). State and local governments, including schools, are not required to follow OPM closure policies. Likewise, nongovernment businesses are free to make their own decisions to close or remain open for business, regardless of federal, state or local government closings.

We Salute america’S VeteranS

A. Memorial Day is a day for

remembering and honoring military personnel who died in the service of their country, particularly those who died in battle or as a result of wounds sustained in battle. While those who died are also remembered, Veterans Day is the day set aside to thank and honor ALL those who served honorably in the military—in wartime or peacetime. In fact, Veterans Day is largely intended to thank LIVING veterans for their service, to acknowledge that their contributions to our national security are appreciated, and to underscore the fact that all those who served—not only those who died —have sacrificed and done their duty.

Q. Why are red poppies worn on Veterans Day, and where can I obtain them? A. The wearing of poppies in honor of America’s war dead is traditionally done on Memorial Day, not Veterans Day. The practice of wearing of poppies takes its origin from the poem “In Flanders Fields,” written in 1915 by John McCrae. For information on how to obtain poppies for use on Memorial Day, contact a veterans service organization, such as the Veterans of Foreign Wars of the United States (VFW) or The American Legion.

Q. Is Veterans Day celebrated

in other countries? A. Yes, a number of countries honor their veterans each year on November 11, although the name and types of commemorations differ somewhat from Veterans Day Q. Why do some schools close and oth- celebrations in the United States. ers remain in session on Veterans Day? For example, Canada and Australia observe “Remembrance Day” on A. Because there is no legal require- November 11, and Great Britain ment that schools close on Veterans observes “Remembrance Day” on Day, individual states or school the Sunday nearest to November 11. districts are free to establish their If you’re a veteran, we say “Thanks own policies on school closings. for your service.” Veteran or not, if Q. What is the difference between at all possible, find a way to honor Veterans Day and Memorial Day? veterans this November 11.

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Why Laser Cataract Surgery? Bladeless laser refractive cataract surgery is now a reality, and it's available at St. Michael's Eye & Laser Institute in Largo. Traditional cataract surgery is considered to be one of the safest and most successful procedures performed in medicine today. Now, a technological breakthrough with the bladeless laser cataract surgery is available that has significantly improved the precision of several of the most critical steps in cataract surgery. With laser cataract surgery Dr. Michaelos at St. Michael's Eye & Laser Institute will customize your procedure to your eyes unique characteristics, resulting in better visual outcomes while potentially making cataract surgery even safer. Find out why Dr. Michaelos and St. Michael's were chosen to be the first group in Central Florida to perform Laser Cataract Surgery! Your vision will thank you!

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Tips To Get The Most From Your Memory

s you’ve gotten older, have you noticed that you often find yourself marching around the house in a huff, searching for misplaced car keys or eyeglasses, or you just cannot remember the name of that new neighbor you met when walking the dog? It’s frustrating, to be sure, says Dr. Anne Fabiny, of Harvard Medical School. Memory-boosting tips Dr. Fabiny suggests these tips and tricks to keep your memory sharp:

• Follow routines, such as leaving your car keys, glasses and cell phone in the same place every day so that finding them becomes a “no brainer.” • Slow down and pay attention to what you are doing to give your brain’s memory systems enough time to create an enduring memory.

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• Get enough sleep, reduce stress and check with your doctor to see if any of your medications affect memory.

Is it forgetfulness or Alzheimer’s? Worried that your minor memory slips mean you are headed toward Alzheimer’s disease? That’s probably not the case. Like it or not, science shows that the ability to learn new information and recall it may decline somewhat after 50. “You just can’t pull things out of your memory the way you used to at the same speed,” Dr. Fabiny says. But forgetfulness can be a serious issue if it’s starting to interfere with daily tasks and routines, such as managing your healthcare and finances.

The Great Cholesterol Myth the people with elccording to the authors evated cholesterol have A of The Great Cholesterol perfectly healthy hearts. Myth, lowering your cholesterol won’t prevent heart disease— but they have a plan that will. Heart disease is the #1 killer in North America, claiming the lives of thousands of people annually. As doctors work to fight this deadly disease, recent research has created concerns about how we’ve been treating it. Authors Jonny Bowden, Ph.D. and Stephen Sinatra, M.D. say the emphasis on lowering cholesterol is all wrong, and has been the entire time! In their book, the authors say these are the facts: • Cholesterol is harmless and is only a minor player in heart disease. • Cholesterol levels are a poor predictor of heart attacks. • Half the people with normal cholesterol have heart disease while half

Lifestyles After 50 • November 2012 • page 20

• Avoid distracting or noisy environments and multitasking— the major memory busters today.

• The true cause of heart disease is inflammation.

• The number one dietary contributor to heart disease is sugar, which is a far greater danger to your heart than fat. • New studies suggest that statin drugs may be associated with a higher risk for cancer and diabetes.

The doctors urge readers to take a closer look at their eating habits and the steps to take to protect their hearts. They feel that the standard prescriptions for lowering cholesterol and fighting heart disease (such as side-effect-causing statin drugs), actually obscure the real causes of heart disease. To learn more, read The Great Cholesterol Myth by Jonny Bowden, Ph.D. and Stephen Sinatra, M.D.

Coping Skills for the Times Life Turns In An Instant E

very day in Iraq, military doctors treat people “who would have to redefine themselves because their lives had turned on a dime, in one blank instant,” thought Lee Woodruff. She was flying home after learning her husband TV anchorman Bob Woodruff had been critically wounded in Iraq. In An Instant is Bob and Lee Woodruff’s story of love and hope as Bob received treatment and rehabilitation and Lee gained insight into what it means to be a caregiver.

• As reality sank in of what was ahead of her, Woodruff wrote: “I would join the legions of spouses who have sat by bedsides through countless accidents, cancers and wartime injuries, nursing their loved ones, learning new vocabularies and making decisions as daylight evaporated and time took on a new meaning by a loved one’s bedside.”

• Friends who made a difference refrained from calling repeatedly. Instead, they made Costco runs for toilet paper, dropped off food and then left, drove kids to things. They

• On a morning walk, Woodruff saw people going about their daily

Some of what she learned:

brought what they had, dropped it off and left. They were the ones who knew how to let her know they were there without the expectation of a response.

• When the situation is so black, so dark that grief or fear threatens to overwhelm, there is nothing like a good joke or two to resuscitate hope.

routines, getting out of the house for the day. She remembers how many of those ordinary days she took for granted: “If I had only known then how wonderful it was, that simplicity of life’s everyday routine.”

• It doesn’t help to stay overly long in a fog of optimism, refusing to hear bad news. At some point, it’s necessary to step into the zone of reality . • With a serious illness or injury comes the caregiver’s realization: I will need to walk every step of the way with my loved one. There will be no shortcuts.

• The caregiver divorce rate is 70 percent for brain-injured spouses. Caregivers feel isolated and trapped, neither married nor single; their needs are unfulfilled and braininjured spouses are often selfish, demanding and dependent. • As Bob Woodruff’s healing of mind and body progressed, he was

moved closer to his family for rehabilitation. When Lee tried to become a part of the normal fabric of her community again, she saw that her friends wanted to pity her and dwell on the circumstances. All she wanted was for them to acknowledge her pain and move on. “I wanted to become one of them again.” The difficulty for the caregiver, Lee Woodruff learned, is that the world shrinks vastly. “Our misfortunes set us apart.” The book she and Bob wrote – In An Instant – is the story of how they dealt with the misfortunes of catastrophic injury and what came of it. Lee Woodruff is also the author of Perfectly Imperfect and Those We Love Most. She and Bob created the Bob Woodruff Foundation to give the more than 320,000 service members who have sustained traumatic brain injuries the support and resources they need.

Lifestyles After 50 • November 2012 • page 21

Lifestyles After 50 • November 2012 • page 22

Lifestyles After 50 • November 2012 • page 23

For people with Medicare

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A Health Plan with a Medicare contract. The benefit information provided herein is a brief summary, not a comprehensive description of benefit. For more information please contact the plan. Benefits, Formulary, Pharmacy network, premium and/or co-payments/co-insurance may change on January 1st 2014. You must continue to pay your Part B premium. You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call 1-800-MEDICARE (1-800-633-4227) (TTY/TDD 1-877-486-2048) 24 hours a day, 7 days a week; The Social Security Office at 1-800772-1213 between 7 am and 7 pm Monday through Friday TTY user should call 1-800-325-0778; or Your State Medicaid Office. You can also contact Florida Healthcare Plus Customer Service Department at 1-866-988-2210, we are open 7 days a week 8am to 8pm October 15, 2012 until February 14, 2013 then Monday through Friday 8am to 8pm. (TTY/TDD users should call 1-800-955-8770). This info is available for free in other languages, contact Florida Healthcare Plus for additional information. *Limitations, copayments, and restrictions may apply. H4199_MKT_FLY_120_FILE&USE_08162012 Lifestyles After 50 • November 2012 • page 24

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on this new hearing aid technology. Immersed in the science of hearing technology, Dr. Morrison © 2012 Starkey. All Rights Reserved. 10/12 held several prestigious positions inadmit hearing education Bob Evans of Bobhas Evans Hearing Centers knows how hard it is to a hearing loss. We’ve experienced it within own family – Mom, Dad,largest two brothers, Bob, who copes with a militaryandour training for the world’s customeven hearing instrument related hearing loss. We understandHis it impacts every and moment of every day. Driven to ensure positive manufacturer. expertise unique background give outcomes for our him patients, we evaluate, prescribe the right technology and adjust them the skills to deliver outstanding hearing, having helpedto each person’s unique needs. If you have untreated hearing loss, it is affecting you at this very moment, not thousands regain the gift of sound. He is a nationally acjust on holidays or special occasions. Don’t wait even one more day. Do something about it now. claimed speaker on digital hearing instrument technology and fitting strategies.

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Lifestyles After 50 • November 2012 • page 25

Medicare Answers Discover The Springs South Pasadena’s Hidden Treasure

Welcome to The Springs at Boca Ciega Bay, located in beautiful South Pasadena on the campus of The Fountains at Boca Ciega Bay. We’re not your typical skilled nursing facility. We are a 109 bed Medicare certified Rehab Center offering a variety of health care services: • Skilled Nursing • Wound Care • Social Services • Full scale beauty salon • Individualized activities • State-of-the-art Rehab. We offer Customized Rehab programs 7 days a week both in-patient and out-patient including Physical, Occupational and Speech Therapy. We specialize in: • Orthopedic • Stroke/Neuro • Cardiac programs by utilizing state-of-the-art equipment including Anodyne therapy and Natilus equipment, just to name a few. We make admissions easy! We are available 24 hours a day, 7 days a week. Our experienced and licensed Nurse Liaison, will meet you at hospital bedside or in your home. If you have a surgery planned, why not come in for a tour and take the mystery out of the admission process. Call (727) 599-1390.

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Lifestyles After 50 • November 2012 • page 26

Dear Marci, I am thinking about changing my drug coverage during the Fall Open Enrollment Period. What are some things I need to know before making any changes to my drug coverage? —Constance

ear Constance, You can make changes to your health or drug coverage during Fall Open Enrollment, which spans from Oct. 15 to Dec. 7 of each year. During this time, you can make as many changes as you’d like, and the last change you make will take effect January 1 of the following year. When you are choosing prescription drug plans, it might be helpful to ask the following questions: • Are my medications listed on the plan’s list of covered drugs (formulary)?

• What are the premium, deductible and copay amounts I must pay under the plan?

• Are my pharmacies in the plan’s preferred network so I pay the lowest amount? • Does the plan have any rules I need to follow in order to get my prescription drugs?

Keep in mind that if you have a Medicare private health plan that provides health and drug coverage (Medicare Advantage plan), switching drug plans will affect your health coverage. However, if you have Original Medicare and a separate Part D plan that just covers drugs, you can switch Part D plans and keep your current health coverage. You may also find it helpful to use Medicare’s PlanFinder tool, which can give you a comprehensive list of Medicare Advantage and Part D plans, the drugs they cover, and their costs. You can access PlanFinder by calling Medicare at (800) 633-4227 or online at medicare.gov. —Marci

Prostate Cancer Prevention: PUT YOUR TIRED PAINFUL LEGS INTO OUR SKILLED HANDS Checking Out the Hype

healthy lifestyle can reduce our risks of developing chronic health problems, including some cancers. Men who want to improve their odds of avoiding prostate cancer may be interested in trying dietary supplements and vitamins. Cleveland Clinic’s Eric Klein, M.D., weighs in on eight things believed to prevent prostate cancer:

1. Medication The 5-alpha reductase inhibitors, finasteride and dutasteride, reduce the size of the prostate gland and are FDA-approved to treat urinary symptoms arising from prostate enlargement. They do reduce men’s risk of being diagnosed with prostate cancer. However, the FDA is concerned about the slightly higher chance of getting a high-grade cancer among men in whom cancer is not prevented. Also, these medications can reduce men’s sex drive or cause erectile dysfunction and inhibit ejaculation while men take them. 2. Vitamin E This vitamin has powerful antioxidant properties and was thought to cut prostate cancer risk. 3. Soy Epidemiological studies suggest that soy and soy products do reduce prostate cancer risks.

4. Lycopene Data are mixed on the protective effect of this antioxidant, contained in tomatoes and other red fruits. Any benefit is likely derived from consuming the whole fruits rather than by taking lycopene supplements, how-

ever. You can get the most from this nutrient by lightly cooking tomatoes in olive oil or by making tomato sauce from scratch, for example.

5. Green tea This tea contains polyphenols, which have antioxidant properties. Polyphenols do slow the growth of prostate cancer cells in mice. They seem to inhibit several cancer-causing genes. 6. COX-2 inhibitors The COX-2 enzyme is produced more often by prostate cancer cells than by normal cells. Studies show that COX-2 inhibitors significantly slow the growth of prostate cancer cell lines. Common COX-2 inhibitors include NSAIDS (nonsteroidal anti-inflammatory drugs) like aspirin, ibuprofen and naproxen. Adding vitamin D may boost the benefit. 7. Red wine The polyphenols in red grape skins and seeds are believed to be anti-cancer agents but have not been directly tested for prostate cancer prevention. Research suggests that the antioxidants in red wine may inhibit the development of certain cancers. 8. Selenium Studies have shown that this dietary supplement does not prevent prostate cancer. Dr. Klein advises any men who are interested in taking supplements or medications—even NSAIDs—for prostate cancer prevention to clear it with their doctors first.

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Help With Holiday Grief • Mon, Dec. 3, 5:30 p.m. Gulfetting Through The Holiside’s Bereavement Center, 6224 “G days,” bereavement seminars Lafayette St., New Port Richey. by Gulfside Regional Hospice: • Mon, Nov. 5, 1 p.m., St. Thomas Aquinas Church, 8320 Old County Rd 54, New Port Richey.

• Tues, Dec. 4, 12:30 p.m. Gulfside’s Thrift Shoppe, 21780 St. Rd. 54, Lutz.

• Wed, Nov. 7, 5 p.m. West Winds Assisted Living, 37411 Eiland Blvd., Zephyrhills.

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Lifestyles After 50 • November 2012 • page 28

BY FRED CICETTI

It’s time for a flu shot.

ou can get the flu vaccine from your doctor, and at public health facilities, senior centers, pharmacies and supermarkets. The vaccine can be administered anytime during flu season. Adults over 50 are prime candidates for the vaccine because the flu can be fatal for older people. More than 200,000 flu victims are hospitalized annually in the United States; about 36,000 people die from it. As much as 20 percent of the U.S. population gets the flu each year. Flu season usually begins in October and can last through May. Flu is a contagious illness of the respiratory system caused by the influenza virus. Flu can lead to pneumonia, bronchitis, sinusitis, ear problems and dehydration. Droplets from coughing and sneezing spread the flu. An adult with flu can infect others beginning one day before symptoms develop and up to five days after becoming sick. Children may spread flu for more than seven days. The best way to combat the bug is to get the flu vaccine. You have to get inoculated annually because new vaccines are prepared every year to combat new versions of the virus. When you battle the flu, you develop antibodies to the invading virus, but those antibodies don’t work on new strains. The vaccine does not prevent flu in all people. It works better in younger recipients than older ones. Contrary to rumor, you can’t catch the flu from the vaccine. The flu vaccine is not made from a live virus. There are three different flu shots available: a regular shot approved for people ages 6 months and older, a high-dose flu shot approved for people 65 and older, and an intradermal flu shot approved for people 18 to 64 years of age. The intradermal flu vaccine uses a very fine needle that is injected into the skin instead of muscle. This is designed for people who hate needles.

A nasal-spray flu vaccine is approved for healthy people 2 through 49 years of age who are not pregnant. The recovery time for the flu is about one to two weeks. However, in seniors, weakness may persist for a longer time. The common scenario for flu is a sudden onset of symptoms that include chills, fatigue, fever, cough, headache, sore throat, nasal congestion, muscle aches and appetite loss. While nausea, vomiting and diarrhea can be related to the flu, these are rarely the primary flu symptoms. The flu is not a stomach or intestinal disease. The term “stomach flu” is inaccurate. When symptoms strike, get to a doctor as soon as possible; the faster the better. There are prescription antiviral drugs to treat flu. ºOver-the-counter medicines can help relieve symptoms of the flu. You should also drink liquids to prevent dehydration, and sleep to bolster your immune system, If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2012 by Fred Cicetti.

Caring for Aging Skin “A

lot of things happen to your skin as you age,” said Dr. Richard Miller of Bay Dermatology, “depending on how much sun you’ve had and other factors like smoking and pollutants that can damage the skin. As we age, our skin thins. We lose a lot of subcutaneous fat in the skin—especially in the face. That’s why the face sags more than the rest of the body to cause wrinkles.” What can we do to care for skin that may sag or wrinkle, develop spots and discolored areas? Dr. Miller said there are some basics for taking care of aging skin. “Everyone should use a moisturizer at night,” he said, “and protect their skin from UV light and not smoke.” The treatment options for aging skin continues to expand. Beyond regular use of moisturizers, today’s dermatologist has several methods available to help. Nonsurgical methods of treatment include both prescription and nonprescription creams such as tretinoin (Renova), vitamin C and alpha hydroxy acids for age spots. Glycolic acid can help enhance elasticity and reduce some of the fine lines. Beyond these are chemical peels, dermabrasion and laserabrasion which may be used alone or in combination with other surgical procedures to treat moderate to severe degrees of facial damage (though they don’t do much for wrinkles, according to Dr. Miller). Deeper facial lines may be treated with botox or soft tissue enhancement including collagen, autologous fat and fillers for the deep creases in skin. Patients with more sagging, excess skin may benefit from additional procedures such as a facelift, browlift or blepharoplasty (surgical reconstruction of the eyelid). People who wish to improve their aging skin “should start by using a moisturizer for six months,” said Dr. Miller. Beyond that, it depends on what the patient wants to accomplish and how fast the patient wants results. Any treatment is used in conjunction with other factors. For

instance, even with a facelift, a patient still needs to use a moisturizer. Just about everything you have done to your skin during the course of your lifetime has left a lasting impression, but the internal aging process happens naturally. Wrinkles, thinning, sagging and dryness are all part of this process. The good news is that medical help can often help delay and correct aging’s effects. Bay Dermatology has seven locations in the Pinellas and Pasco County area. Contact them at 1-866-967-3376 for info or to schedule an appointment.

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www.baydermatology.com Here are more details about some of the more popular treatment options: • Chemical peels are effective for removing fine lines and smoothing out the skin. Chemical peels remove the upper surface of the skin to expose newer, clearer skin. After the upper layers of the skin have been removed, a new layer of skin develops. Chemical peels can be used in areas such as around the eye and mouth, that are not improved by a facelift. • Dermabrasion removes lines and some scarring and can be used to treat moderate to severe sun damage. In dermabrasion, the doctor sands away the top layer of skin, thus it has similar side effects and complications as medium to deep chemical peels. • Laser resurfacing. The development of high-energy lasers has enhanced doctors’ ability to improve sun damaged skin, various types of scars and other dermatologic conditions. The precise depth control and ability to treat large areas in a relatively short amount of time makes these lasers valuable tools.

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Lifestyles After 50 • November 2012 • page 29

9 Major Retirement Planning Mistakes To Avoid for their future health care costs (assuming one spouse lives to 82 and the other to 85). Prudent retirees explore ways to cover these costs.

BY BILL LOSEY, CFP®, CSA

lassic financial missteps that plague retirees may come as a result of many factors. Boomers can be aware of their potential difficulties as they plan for retirement.

1. Leaving work too early. The full retirement age for many baby boomers is 66. As Social Security benefits rise about 8 percent for every year you delay receiving them, waiting a few years to apply for benefits can position you for greater retirement income. Any way you can postpone applying for benefits will leave you with more SSI. 2. Underestimating medical expenses. Fidelity Investments says that the typical couple retiring at 65 today will need $240,000 to pay

of retirement, people tend to live it up; more free time naturally promotes new ventures and adventures, and an inclination to live a bit more lavishly.

3. Taking the potential for longevity too lightly. At age 65, a man has a 40 percent chance of living to age 85; a woman has a 53 percent chance, according to the Social Security Administration. About half of those aged 45 – 60 underestimated their projected life expectancy. We still have a lingering cultural assumption that our retirements might duplicate the relatively brief ones of our parents.

5. Ignoring tax efficiency and fees. It can be a good idea to have both taxable and tax-advantaged accounts in retirement. Get good advice. Account fees must also be watched. The Department of Labor notes that a 401(k) plan with a 1.5 percent annual account fee would leave a plan participant with 28 percent less money than a 401(k) with a 0.5 percent annual fee.

4. Withdrawing too much each year. You may have heard of the “4 percent rule,” a popular guideline stating that you should withdraw only about 4 percent of your retirement savings annually. The “4 percent rule” isn’t a rule, but many cautious retirees do try to abide by it. So why do some retirees withdraw 7 or 8 percent a year? In the first phase

7. Retiring with big debts. It is pretty hard to preserve (or accumulate) wealth when you are handing chunks of it to assorted creditors.

6. Avoiding market risk. The return on many fixed-rate investments might seem pitiful in comparison to other options these days. Equity investment does invite risk, but the reward may be worth it.

8. Putting college costs before retirement costs. There is no “financial aid” program for retirement and no “retirement loans.” Try to refrain from touching your home equity or your IRA to pay for your children’s education expenses.

9. Retiring with no plan or investment strategy. Many people do this— too many. An unplanned retirement may bring terrible financial surprises; retiring without an investment strategy leaves some people prone to market timing and day trading. Plan now to avoid these classic mistakes. Take a little time to review and refine your retirement strategy in the company of the financial professional you know and trust. Bill Losey, CFP® is author of “Retire in a Weekend! The Baby Boomer’s Guide to Making Work Optional” and he also publishes a free newsletter. Learn more at MyRetirementSuccess.com.

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Lifestyles After 50 • November 2012 • page 30

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Foundation annuities are not Foundation gift annuities notgift before entering into aare gift annuity available in all states. entering into a gift annuity agreement. available in all states. agreement. Hospital available inAllallChildren’s states. All Children’s Foundation gift FoundationHospital gift annuities are not in all states. annuities areavailable not available in all states.

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11/01/12 & 11/08/12 11/15/12 & 11/29/12 Mimi’s Café 804 Providence Road Brandon, FL 33511 2:00 PM

11/05/12 & 11/12/12 11/19/12 & 11/26/12 Buddy Freddy’s 1101 Goldfinch Dr. Plant City, FL 33563 10:00 AM

11/13/12 & 11/20/12 11/27/12 & 12/04/12 Tony’s Ybor Restaurant 2001 N. 22nd St. Tampa, FL 33605 10:00 AM & 2:00 PM

Words you SIMPLY want to hear. Benefits you SIMPLY want to have. • Up to $600 yearly giveback on your Medicare Part B premium • $0 or low copay for prescription drugs • $0 copay for doctor office visits • $0 or low copay for hospitalization • $0 copay for preventive services • $0 copay for enhanced dental benefits (including dentures) • Up to $1,000 for hearing aids every year • Up to $200 for eyewear every year • Up to $20 per month in Over-the-Counter (OTC) benefits

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www.mysimplymedicare.com Simply Healthcare Plans is a Coordinated Care plan with a Medicare contract and a contract with the Florida Medicaid program. A sales person will be present with information and applications. For accommodations of persons with special needs at sales meetings, call 1-888-577-0212 (TTY: 711). The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Benefits may vary by plan and county. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year. Please contact our member services department at 1-888-577-0212 (TTY: 711). From October 1, 2012 until February 14, 2013 our hours of operation are from 8 a.m. to 8 p.m., 7 days a week. H5471_MKSEMINARADCFL_SNACKS Accepted 09/23/2012 Lifestyles After 50 • November 2012 • page 31

Insured or Uninsured Money?

What Is Insured? raditional types of bank accounts—checking, savings, and certificates of deposit (CDs)—are insured by the FDIC.

What about Mutual Funds? The basic answer is no, mutual funds are not insured. Investors sometimes favor mutual funds over other investments, perhaps because they hold promise of a higher rate of return than say, CDs. With a mutual fund, such as a stock fund, your risk—the risk of a company going bankrupt, resulting in the loss of investors’ funds—is more spread out because you own a piece of a lot of companies instead of a portion of a single enterprise. Or your funds may be invested in a money market mutual fund, which may invest in short-term CDs or securities such as treasury bills and government or corporate bonds.

Do not confuse a money market mutual fund with an FDIC-insured money market deposit account, which earns interest in an amount determined by, and paid by, the financial institution where your funds are deposited. The key point to remember when you contemplate purchasing mutual funds, stocks, bonds or other investment products, whether at a bank or elsewhere, is: Funds so invested are NOT deposits, and therefore are NOT insured by the FDIC—or any other agency of the federal government. Securities you own, including mutual funds, that are held for your account by a broker, or a bank’s brokerage subsidiary are not insured against loss in value. The value of your investments can go up or down depending on the demand for them in the market. Info from FDIC (Federal Deposit Insurance Corporation).

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Alyn@SterlingInsuranceInc.com • SterlingInsuranceInc.com Lifestyles After 50 • November 2012 • page 32

Municipal Bond Basics, Part Two

Tax-Exempt Income he interest income earned on municipal bonds is generally exempt from regular federal income taxes and, in most cases, exempt from state and local income taxes as well. Maturity Flexibility Maturity dates on municipal bonds range from a few weeks to 30 years or more, allowing you to customize your portfolio to meet your specific investment needs.

Wide Selection of Issues The municipal bond market is one of the most diverse fixed income markets in terms of investment quality, maturity, type of bond and geographical location.

Liquidity Municipal bonds are traded in the overthe-counter (OTC) market rather than on an exchange. As a general rule, liquidity is related to credit quality. The highest quality bonds—those rated “AAA”—are the most easily traded in the secondary market. Morgan Stanley Smith Barney provides access to the secondary market in municipal bonds, enabling investors

You know the difference between a financial advisor and a salesman. So do we.

to sell their bonds prior to maturity. However, the price you receive may be more or less than your original investment, depending on interest rates and other factors at the time of sale. Denominations The majority of municipal bonds are issued with a face (“par”) value of $5,000. However, some municipal bonds may be offered with $100,000 minimums and increments.

Daniel Edmondson is a Financial Advisor with Morgan Stanley Smith Barney in Tampa, FL. Although Daniel Edmondson has helped to underwrite the production cost of the magazine to feature this article in its publication, it is not a solicitation nor is it intended to provide individually tailored investment advice. The strategies and/or investments referenced may not be suitable for all investors. The views expressed herein are those of the author and may not necessarily reflect the views of Morgan Stanley Smith Barney LLC, member SIPC. Daniel Edmondson may only transact business in states where he is registered or excluded or exempted from registration http://brokercheck.finra.org/Search/Search. aspx]. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Daniel Edmondson is not registered or excluded or exempt from registration. Interest on municipal bonds is generally exempt from federal income tax; however, some bonds may be subject to the alternative minimum tax (AMT). Typically, state taxexemption applies if securities are issued within one’s state of residence and, if applicable, local tax-exemption applies if securities are issued within one’s city of residence. Insurance does not pertain to market values, which will fluctuate over the life of the bonds; FAs/PWAs should inform clients that insurance covers only the timely payment of interest and principal when due. Credit ratings shown may be the higher of the ‘underlying’ rating of the issuer or the rating of any insurer providing credit enhancement to the bonds. It is important that you obtain the underlying credit rating of the issuer and consider it as a factor in any investment decision. Information on the underlying credit rating of the issuer can be obtained from your FA/PWA. The tax-exempt status of municipal securities may be changed by legislative process, which could affect their value and marketability. The value of fixed income securities will fluctuate and, upon a sale, may be worth more or less than their original cost or maturity value. Morgan Stanley Smith Barney is not acting as a municipal advisor and the opinions or views contained herein are not intended to be, and do not constitute, advice within the meaning of Section 975 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. Morgan Stanley Smith Barney and its Financial Advisors do not provide tax advice. Individuals are urged to consult their tax advisor regarding their own tax or financial situation before implementing any strategies.

Daniel Edmondson Financial Advisor 4890 W Kennedy Blvd Siute 700 Tampa, FL 33609 813-286-5661 daniel.edmondson@mssb.com

How can you be sure your financial advisor isn’t more focused on their commission than your future? As a Morgan Stanley Smith Barney Financial Advisor, I don’t represent products, I represent clients. This allows me to help you create sophisticated investment strategies based on your specific situation. Let’s get started.

The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. © 2011 Morgan Stanley Smith Barney LLC. Member SIPC. CRC396079 6814815 FAS001 10/11

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“We Take the Risk Out of Home Improvements” Lifestyles After 50 • November 2012 • page 33

How to Rebuild Your Relationship with Your Adult Children after Your Divorce BY KATIE SAINT, MA, BCBA

he stigma of getting a …divorce is starting to lift. Divorce for people over 50 has nearly doubled since the 1990’s. Expecting your adult children to take your divorce in stride might not be realistic, as divorce can completely change the relational dynamics. Children’s worldviews can be challenged by this; they might start to question their childhood memories, and they might even struggle with guilt. “My parents said they stayed together all those years because of me.” Adult children might view the situation as not just their parents separating, but rather that they are “losing their family.” So how do we navigate these murky waters and how do we preserve the relationship with our adult children?

Some starting points: Try to understand what they’re feeling.

This can be hard because you are going through a very difficult time yourself—your divorce—but understanding that this is a trauma for your adult children as well can make it easier to respond in a positive way to them. Your adult children might be angry at you, they might feel depressed or they might even try and fix the relationship for you. No matter how your child responds, do not try to rush them through their grieving process. Try to respect your adult children’s boundaries. An interesting dynamic that happens when parents of adult children divorce is that the parents often heavily depend on

the children to transition through the divorce. Parents might forget that the children are grieving too. Your child may or may not want to help. Be aware that this might be difficult for them and look for other help if it is presents as a problem for your child. Do not talk bad about your spouse to your adult child.

It may feel like they are adults and they can handle your divorce, but keep in mind that they are not your confidants. Talking bad about your spouse could lead to your child taking sides, or it could hurt their relationship with the other parent. They may be mad at you for talking bad, or they might side with you and be angry with the other spouse. Either response is not in the best interest of the family. In

addition to not being able to hear bad things about your spouse, this also means your child might not be able to celebrate with you different aspects of your new life that you may enjoy. Re-establish that your love for them has not changed.

Show your children with actions that, even though you are not married anymore, you still are the same person to them that you have always been. If you used to be a good listener for them, continue to do so. If you used to go out to coffee, continue that routine. It can be rough, especially for the first year after the divorce. Do not be afraid to seek counsel if you feel your relationship with your children is severely damaged. Katie Saint is a Board Certified Behavior Analyst who works with clients with relationship problems and is author of the book “When Grandparents Divorce.”

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Hillsborough Auditions: January 23 - 9:00 a.m. to 2:00 p.m. Brandon Community Center 503 East Sadie Street • Brandon, FL 33510 February 16, 2013 - 3:00 p.m Spoto High School 8538 Eagle Palm Drive • Riverview, FL 33578 Senior Talent Show February 16, 2013 - 3:00 p.m. Spoto High School 8538 Eagle Palm Drive Riverview, FL 33578

Participants must be at least 55 years young. Only solo & duet acts, no groups please. Please bring your own instruments and your own tape/cd or accompanist to the audition. A piano will be available. Audition on first-come first-serve basis. No Entry Fee to audition. Ten Acts will be chosen from the auditions to perform at the show!

For Information call: Pinellas: 727-329-2618 – Susan Juhl and Nicole Woodring Hillsborough: 813-436-2296/813-436-2114 – Andrea White and Chrissy Crumpton

A F T E R 50

Lifestyles After 50 • November 2012 • page 35

Ready or Not, Shopping Season Starts on Black Friday and Cyber Monday Walgreens now offers the Zostavax vaccine for shingles at all of its locations! If you’ve ever had Chicken Pox, ask your Walgreens Pharmacist about the Zostavax vaccine recommended for those 50 years and older to help prevent shingles.

Our Pharmacies Offer Services and Programs that Save You Time and Money! Inquire About: • • • • •

BY ANDREA WOROCH

oth Black Friday and Cyber Monday are great money-saving opportunities for earlybird holiday shoppers, but what about all the procrastinators out there? As a nationally recognized media source for all things consumer and money-savings related, I’ve created a quick list of last-minute gift ideas for all those procrastinating shoppers.

Retirement Living Our “Go 90” Program - 3 prescription refills in one and for 3 months you’re done! Our Prescriptions Savings Club - Members get special discounts off the cash price of thousands of brand-name and generic medications as well as numerous other benefits when they use their card throughout the store. Our Exclusive savings for AARP members Our Prescription “Auto Fill” Program - Automatically refill your prescriptions from your online pharmacy account and pick up your prescriptions at your local pharmacy or have them shipped for free! Our Durable Goods Product Lines - Such As Lift Chairs, Wheelchairs, Walkers and more…

Walgreens accepts most major prescription plans, including: CVS Caremark, United Healthcare and Blue Cross Blue Shield Florida!

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At Last, An Explanation:

ver walk into a room with some purpose in mind, only to completely forget what that purpose was? Turns out, doors themselves are to blame for these strange memory lapses. Psychologists at the University of Notre Dame have discovered that passing through a doorway triggers what’s known as an event boundary

Lifestyles After 50 • November 2012 • page 36

in the mind, separating one set of thoughts and memories from the next. Your brain files away the thoughts you had in the previous room and prepares a blank slate for the new locale. It’s not aging, it’s the door! Whew! Thank goodness for studies like these!

1. Think Digital Books are a classic gift for the readers in your family, and the popularity of e-books makes it even easier to put off holiday shopping until the bitter end. Both Amazon and Barnes & Noble offer digital gift purchases of popular titles—all you need to do is peruse, select and send! 2. Be Charitable There’s no better time to donate to a charity than during the season of giving. Determine your gift recipient’s favorite cause or organization and donate an amount on their behalf. Not only will your friend or family member be pleased about the gift, but the receiving organization will benefit from your kindness as well. 3. Put It Off Free Shipping Day is the one-day online event scheduled for Monday, Dec. 17 for procrastinating shoppers looking for deals on last-minute purchases. This year, the event endeavors to compete with Cyber Monday for the most online sales, so be sure to hit up FreeShippingDay. com for some stellar offers. 4. Use Your Email You can give gift cards and even save money off their face value by purchasing discount online gift cards from GiftCardGranny.com. You can save up to 20-percent on e-gift cards

to retailers, restaurants and movie theaters and have your selection delivered immediately. 5. Re-Gift Though some people might turn up their noses at the idea of re-gifting, it can be a good option when executed thoughtfully. Be sure the gift you’re recycling wasn’t given to you by the intended recipient and would be of value to him or her. 6. Daily Deal It Daily deals like Groupon are a great last-minute gift for most people on your shopping list. Does your mom need to relax? Get her a voucher for a massage or spa day. Could your friends with the newborn use a night out? Buy them a drinks-and-appetizer deal for the newest restaurant. Just be sure to read the fine print and let recipients know of any blackout dates or important details. 7. Try Ship-to-Store Retailers like Walmart, Target and Home Depot offer free ship-to-store services for shoppers who can’t wait the standard 5 – 7 business days for their gift. By ordering online and having your gifts ready for pickup, you avoid the crowds that contribute to your procrastinating behavior, and you save shipping charges. 8. Give a Subscription Subscriptions for products and magazines represent a no-brainer, last-minute gift that keeps on giving. There’s a magazine for even the most far-out interest (Modern Drunkard, anyone?), and subscription rates are almost always affordable. Product subscriptions are another great option, with companies like Birchbox and Glossy Box offering travel-size samples of the latest beauty products. Andrea Woroch is a nationally-recognized consumer and money-saving expert. You can follow her on Twitter for daily savings advice and tips.

Lifestyles After 50 • November 2012 • page 37

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for information please return completed form to:

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E-mail: o Single o Married o Are you a Group Leader? Please contact me by: o Mail o Phone o E-mail SEND INFORMATION ON AREA(S) CHECKED BELOW INSURANCE: AUTOMOBILES: o Medicare o Automobile Sales o Health o Life o Maintenance and Repairs o Long-term care o Recreational Vehicles HOUSING OPTIONS RESIDENTIAL LIVING: o Independent Living o Mfd/FactoryBuilt Homes o Assisted Living o RV Resort o Senior Apartment o Senior Apartments o In-Home Care o Villa/Condo/Single Family o Alzheimer’s/Dementia Care o Golf Community PERSONAL HEALTHCARE: CAREGIVER RESOURCES o Rehab Hospital o Family Counseling o Physicians o Caregiver Support o Dentists o Dementia Care o Eye Care HOME IMPROVEMENTS: o Hearing o Sunrooms/Home Improvement o Foot Care/Arch Supports o Pools/spas o Weight Loss o A-C Repair/Plumbing/Electrical o Supplements TRAVEL: o Home Health o Cruises o Land Tours o Prescription Drugs o Hotels/ Resorts o Medical Supplies o Local Attractions LEISURE TIME: FINANCIAL/ LAW: o Golf o Funeral Planning o Gambling o Retirement/Estate planning o Boating o Trusts/Wills o Theater o Medicare/Medicaid Assistance o Dining In/Out o Elder Law/Guardianships o Fitness/Gyms/Spas OTHER: SUN

Entries will be collected by News Connection U.S.A. for future promotions, special offers, and marketing.

Win a $25 Gift Certificate to Home Depot! When you complete this form and mail it back, your name will be entered to win a $25 gift certficate to Home Depot. (Drawing held the 20th of each month.)

P Last Month’s Winner Was: P

P Mary E. Dodge — Congratulations! P Lifestyles After 50 • November 2012 • page 38

Pick a Perfect Password

t’s a modern day dilemma— picking passwords for everything you do online. Here’s advice from FBI’s top cybercrime cop, Gordon Snow. He spent his days tracking down the world’s most malicious cybercriminals. Now you can know a few simple tricks which appeared in the Fall 2012 USAA Magazine.

Quick quiz: Which password is stronger: “H7%doss!” or “MyLazyDogRex”? Answer: “MyLazyDogRex” is stronger. Shocked? Well, a modern bruteforce password cracker—a software program that cycles through every possible combination of characters— could crack the eight-character string of gibberish in less than four hours. The 12-character plain-English phrase would take 317 YEARS. That’s why security pros urge people to focus on length, not complexity, when choosing online passwords. So think of a phrase when you set your next password.

Password:_____

Five steps to help you build better passwords: 1. Use “Password Strength Indicators” when they are given.

2. Use passphrases rather than passwords when possible. Length is more important than complexity. 3. Include numbers, special characters and both uppercase and lowercase letters.

4. Create different passwords for different sites. 5. Change your passwords every few months.

Editor’s note: How/where do you keep track of your passwords? Send your tip to janice@lifestylesafter50. com. Subject line: Passwords. (We will only use your first name if we share your tip with readers, so you’re safe with us.)

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Build A Social Support Core To Maximize Fitness and A Healthy Lifestyle BY WALTER URBAN

President and owner of Urban Dynamics Inc., a consulting company. www.urbandynamics.net

have been training in the gym for about 17 years and competing at a national and international level for almost 15 years. Over this time I have come to value the need to surround myself with a core social support system that embraces and encourages my efforts to maximize my progress and longevity in fitness and a healthy lifestyle. Over the years, my “core” social support group has been composed of my wife, daughters, co-workers, clients and friends.

Health Whether you’re a regular in the gym or a weekend warrior who wants to get back into shape, finding and maintaining core support is a huge asset. As you get older, it’s even harder to maintain the stamina of earlier years. Core

support fills in the gaps when motivation fatigue and boredom hit you. A number of studies from respectable health organizations reinforce the notion that “social” influence and support can play a big role in fitness and exercise. The key point is that you will do more if you obtain positive outside social core support. Places to seek out “core” support: Training Partners: Seek out others who are exercising to round out your support system. Working out with a partner helps you stay motivated. Find someone who does similar workouts and goes to the gym or attends the same classes that you do. You can push each other when you are at low points and enjoy successes when you are both peaking. Partnerships often extend well beyond the gym to social surroundings.

Family: You normally spend more of your “free time” with family than any other group, making family support paramount. While you are at home and not doing exercise, you and your wife, girlfriend or other members of your family can work together to live a healthier lifestyle. This can include taking your whole family to the gym, going on walks or cycling. Personal Trainers: If you can afford it, a personal trainer is the best way to reach or exceed your fitness goals. A personal trainer will also be able to correct your form and give you tips to make your workouts as successful as possible. He or she will be mental support as well when you just don’t have the motivation to exercise. Social Media: Sounds crazy, but Facebook and

Twitter are outlets that allow you to join online fitness groups and even possibly find training partners. Don’t underestimate this online medium.

Doctors: Doctors will be able to give you limited suggestions about your exercise routine but can point out anything you are doing that could be bad for your body. Make sure that you visit your doctor regularly to chart your health and also check with him or her when you drastically change your fitness program. Remember, there is power in numbers, so get as much support whenever or wherever you can. To find more information on Walter Urban and his World and National records please visit walterurban.com.

Author Walter Urban set a new Guinness World Weightlifting Record on Sept. 29. The 54-year-old broke the record for the “Heaviest Sumo Dead lift in one minute” - lifting 10535 LBS in 60 seconds. Walter lifted a 215 lb weightlifting bar 49 times over the 60 seconds for the 10535 lbs and the new record.

The Florida Orchestra Welcomes the National Symphony Orchestra of Cuba BY HENRY ADAMS

ovember offers a musical cornucopia of Florida Orchestra concerts: the National Symphony Orchestra of Cuba performing Cuban and mainstream classics (Nov. 7); The Master Chorale of Tampa Bay joining the orchestra for Vaughan Williams’ prayer for peace Dona Nobis Pacem (Nov. 9 – 11); Brahms’ famed Double Concerto (Nov. 30 – Dec. 2); and pops programs that include a concert of film music from Casablanca to John Williams’ scores (Nov. 23 – 25). As part of The Florida Orchestra’s multi-year cultural exchange with Cuba, the National Symphony Orchestra of Cuba (NSOC) offers an enticing mix of Cuban music with traditional symphonic favorites. Joining the orchestra is pianist “Nachito” Herrera in a tribute to the famed Cuban composer Ernesto Lecuona. The program also includes Gershwin’s Cuban Overture,

López Marín’s Danzón “El Médico de Pianos,” López-Gavilán’s Guaguancó, Mendelssohn’s Symphony No. 4 and Beethoven’s Symphony No. 5. The concert will be conducted by NSOC Music Director Enrique Pérez Mesa and Cuban composer and conductor Guido López-Gavilán on Nov. 7 at the Mahaffey Theater in St. Petersburg. The Tampa Bay Times Masterworks series continues with the dynamic duo of Karen Gomyo and Christian Poltéra performing Brahms’ dramatic and virtuosic Concerto for Violin and Cello on this program with Brahms’ delightfully bouyant Academic Festival Overture and Shostakovich’s Symphony No. 5. Joshua Weilerstein conducts these concerts on Nov. 30 and Dec. 1 and 2 in Tampa, St. Petersburg and Clearwater. To purchase tickets or to learn more about upcoming concerts, visit www.floridaorchestra.org or call (727) 892-3337 or 1-800-662-7286.

Lifestyles After 50 • November 2012 • page 39

Eenie, Meenie, Miney Mo…Get Your Weight Nice and Low! L

ow fat, low carb or Mediterranean: which diet is right for you? Losing weight sometimes takes experimentation. Genes, family, your environment—even your friends— influence how, why, what and how much you eat, so don’t get too discouraged or beat yourself up because a diet that “worked for everybody” didn’t pay off for you. Try another. Here’s a look at three common diet approaches: Low fat: Doesn’t taste great …and is less filling Low-fat diets were shoved aside by the low-carb frenzy. But healthy fats can actually promote weight loss, and some fats are good for the heart; eliminating them from the diet can cause problems. Since fat contains nine calories per gram while carbohydrates contain four, you could theoretically eat more without taking in more calories by cutting back on fatty foods

and eating more that are full of carbohydrates, especially water-rich fruits and vegetables. Still, such a diet tends to be less filling and flavorful than other diets, which lessens its long-term appeal and may lead to eating highly processed carbs which sabotages your weight-loss plan.

Low carbohydrate: Quick weight loss but long-term safety questions Eating carbohydrates boosts blood sugar, triggering an outpouring of insulin from the pancreas. The surge of insulin can rapidly drop blood sugar, causing hunger. Limiting carbs in favor of protein and fat is supposed to prevent the insulin surge and make you feel full longer. To make up for the lack of carbohydrates in the diet, the body mobilizes its own carbohydrate stores from liver and muscle tissue. In the process, the body also mobilizes water, meaning that the pounds shed are water weight which tends to slow and reverse after a while.

The American Heart Association cautions people against following the Atkins diet because it is too high in saturated fat and protein, which can be hard on the heart, kidneys and bones. Most experts believe that the South Beach and other less restrictive low-carbohydrate diets offer a more reasonable approach.

Mediterranean style: Healthy fats and carbs with a big side of fruits and vegetables Good fats are the monounsaturated fats found in olive oil and other oils, and the polyunsaturated fats found in fish, canola oil, walnuts, and other foods. Saturated fat and trans fat are the bad guys. Mediterranean diets tend to have a moderate amount of fat, but most of it comes from healthy fats.

Enter Now! GRAND PRIZE WINNER Will receive a

2 NIGHT STAY AT THE GAYLORD PALMS RESORT, ORLANDO FOR 4

Could Your Grandchild’s Photo be a Winner?

Christmas Celebration.

Selected photos will be published in upcoming issues of Lifestyles After 50 magazine. Photos will be on display at the Lifestyles After 5o Extravaganza November 14, 2012 at the Largo Cultural Center, 105 Central Park Dr., Largo FL 33771 Call 1-888-670-0040 for more information. X1st Place Winner $75 X 2nd Place Winner $50 X 3rd Place $25 Lifestyles After 50 • November 2012 • page 40

Make your own

A good diet should be as good for your heart, bones, brain and colon as it is for your waistline. Such a diet won’t give you a quick fix but offers a lifetime of choices that will be good for all of you, not just parts of you. Successful weight loss depends largely on becoming more aware of your behaviors and starting to change them through learning new skills.

Please enclose this form with your entry. (make sure to sign the bottom) Mail to: News Connection USA, Inc. P.O. Box 638, Seffner, FL 33583-0638

A F T E R 50

Presents...

The carbs in Mediterraneanstyle diets tend to come from unrefined, fiber-rich sources like whole wheat and beans. These diets are also rich in fruits and vegetables, nuts, seeds, and fish, with little meat and cheese. People living in Mediterranean countries have a lifestyle that includes lots of physical activity, regular meal patterns, wine and good social support, which is believed to help reduce cardiovascular risk and the development of diabetes.

RULES:

Photos should be: Maximum size 8 1/2” x 11”, printed on photo paper only. Maximum 5 entries per person. NO professional photos. Please no photos by e-mail.

Grandparent Name Address City

State

Zip

Phone Photo Title Sender’s Age(s)

Subject’s Age(s)

Subject’s Name Photo release signature Entries must be received by Nov. 7, 2012 to be entered in the Photo Contest. (Send your photos in early so we can share them with our readers). Photos will be returned within 45 days after contest ends, if you include a self-addressed stamped envelope (large enough to fit your photo) and name and address on the back of the photo.

Lifestyles After 50 • November 2012 • page 41

Last Month’s Answers

October Sudoku

Win Great Prizes!

New winner selected each month

anners are a common source of differences among generations. Priscilla Murtha is a Protocol Consultant who offers this advice in those muddy waters about thank you notes for gifts.

Ruth Cobes is last month’s winner! Congratulations! Good Luck!

Nov. Sudoku

Sudoku requires no arithmetic skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from the drawing on Nov. 21 will win. Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

WIN! WIN! WIN! GREAT PRIZES!

SUDOKU MUST BE RECEIVED BY NOV. 21, 2012

Word Search November

In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Q: I send beautiful gifts to my grandchildren; however, I do not receive a thank you note or even a call that the gift has been received. What should I do? A: This is a common problem

and is not only occurring between generations. Thank you notes are quickly being forgotten, unfortunately. This is what I would recommend—after a week, phone the grandchild (or parent if the child is young) and ask if the gift was even received. Then, to discourage this from happening again, request that a note be sent.

Word Search

I’m old school and prefer a written note, but you may have to accept an e-mail thank you. Once you have that habit established you can move into questions like “Was the gift used and appreciated?” I totally understand—one of my nieces did not receive many gifts in the mail due to her lack of appreciation (lack of communication). It’s frustrating, but a little behavior modification, via courtesy training, goes a long way! Priscilla can be reached by email at p@protocolbypriscilla.com or online at protocolbypriscilla.com.

Answers From

October

Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC. P.O. BOX 638, SEFFNER, FL 33583

The first correct answers selected from the drawing on November 21 will win. MYSTERY PRIZE!

WIN! WIN! WIN! GREAT PRIZES!

MYSTERY PRIZE!

(Puzzles must be received by Nov. 21, 2012.)

Lifestyles After 50 • November 2012 • page 42

Marie Sirois is last month’s winner! Congratulations!

Shake Up the Holiday Table with More Salads M

aybe it’s time to shake things up a bit at the holiday table by adding make-ahead cold vegetable salads instead of hot veggie casseroles to the turkey dinner. These could mean the start of new traditions.

Dressing: 1/4 cup mayonnaise 1 Tbsp. mustard

Mix and chill. Add 1/2 cup toasted pecans just before serving.

Corn salad can be made a day ahead and stored in the fridge. Remove from fridge 30 minutes before serving.

Recipe

Sweet Potato Salad 4 small sweet potatoes (Peel, cook to fork tender and cut up.) 4 stalks celery, cut up 1 small red pepper, chopped 1 cup fresh pineapple chunks (or canned, drained) 2 scallions, chopped

Martha Stewart’s Corn Salad 6 ears corn or 3 cups frozen corn 2 medium tomatoes, chopped 3 scallions, thinly sliced crosswise 2 sprigs fresh basil 1 lime, juiced 1/4 cup extra-virgin olive oil Salt & pepper

Remove corn kernels from cobs and place in a large bowl. Scrape corn milk from cobs into the bowl. Add remaining ingredients and stir to combine.

Free Christmas Concert

he Island Singers, an offshoot of the Second Time Arounders Marching Band, is entering its ninth year of bringing together 80-plus singers from across the Tampa Bay area who have sung in choirs in years past and want to do it again. This holiday season, they will be joined by the Second Winds for “A Christmas Cantata,” a free concert on

Dec. 16 at the Palladium, 253 Fifth Ave. N., St. Petersburg. Showtimes are at 3 and 7 p.m. Seats fill up fast, so arrive early. There’s lot of talent in the Bay Area; you won’t want to miss this free concert! For more info about the concert, contact the Island Chapel by email at Info@TheIslandChapel.org. For the Palladium, call (727) 822-3590.

Play for Charity

olf to support the Alzheimer’s Family Organization Nov. 10 at Seven Springs Country Club, 3535 Trophy Blvd., New Port Richey. The $80 participation cost includes 18 holes of Golf/Four Person

Scramble, breakfast, lunch, goody bags, raffles and door prizes. Prizes for top three teams, longest drive, closest to pin and holein-one. The Alzheimer’s Family Organization serves several Central Florida counties. For information, call (727) 848-8888 or 1-888-496-8004.

Any business that relates to active adults 50 plus will benefit from advertising in

Broccoli and Peanut Salad 1 large or 2 small bunches fresh broccoli, cleaned and chopped, head only 1 cup mayonnaise 3 Tbsp. vinegar 3 Tbsp. sugar 3 Tbsp. minced onion 1/2 cup raisins 3/4 cup dry roasted peanuts Chop broccoli. Mix all other ingredients except peanuts and mix with broccoli. Marinate overnight in fridge. Just before serving, stir in peanuts.

A F T E R 50

Contact us for more information: 1-888-670-0040 Visit us on the web: www.lifestylesafter50fl.com Like Us on Facebook or Follow Us on Twitter

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e-mail: Russell.Elvis@yahoo.com • website: www.russellelvis.com Lifestyles After 50 • November 2012 • page 43

Seniors Getting Together WOMEN SEEKING MEN 4119 SEEKING CHRISTIAN GENTLEMAN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida. 4174 W F ISO HEALTHY, FUN-LOVING FRIEND companion for dining, movies, beaches, cruise travel, loves to cook, SOH, ND, M or F. St. Petersburg. 4176 LADY SEEKS SAVVY GENT active—swims, hikes, day trips, concerts. WW, W, C, F, NS, ND, R, 5’2”, HWP, 70s—holistic, Palm Harbor. 4178 SEEKING COMPATIBLE GENTLEMAN 55+ I’m 5’4”, 120, ISO sincere, NS, ND, understanding, FF and companion. I walk, read, sight-see, relax, music. HWP, picture. Looking for romance. Pasco County. 4180 W, WW, HEALTHY, BLONDE attractive 70’s lady ISO 70 – 80 gentleman who enjoys travel, home,

food, shows, going out + one cat. Recent relocation to Sun City. 4192 SEEKING NICE GENTLEMAN H, NS, W, C, 70 YY. Exercises, likes travel, music, cooking, dining out, etc. Loving and honest. Recent photo, please. 4194 ISO EASYGOING, FIT BILINGUAL, financially able to take me dancing, traveling and many other things we may like to do together. I’m tall, slender, older than 60 but young at heart. Very active.

MEN SEEKING WOMEN 4179 SEEKING MY LAST LOVE Financially secure, in-shape 68 year old widower seeking my last love. Slim lady to share my life. Photo and bio appreciated. Will answer all. Leesburg. 4185 EAST INDIAN MALE, TALL 65 years young seeking a whitepetite-female, a soulmate, blonde, blue eyes between 55 to 64 years. (If you have a disabled child, that is fine for me) LTR in St. Petersburg. 4187 LETS TALK W, M, D, 70, 6’, 190, healthy, exercise, NS, ND,

NDrg. You are attractive, slender or petite lady, W, S, NS, ND, NDrg. 4189 SWM, 56, BLONDE, BLUE EYES, 5’9”, 160 lbs., excellent health. Loving, attentive. Want nice female for lasting relationship. Travel/I own a small organic orchard for sales at farmers market. 4191 I WOULD LIKE TO MEET a woman in her late fifties or early sixties to go dancing, out to eat, go for walks and stay home to watch TV. Pasco county only. 4193 GENTLEMAN, W, D, ISO LADIES who do not have children and are D, WW, S, W, NS, ND, NDrg, to start a group for people without children.

Commonly Used Abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.

TO RESPOND TO AN AD

Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together 1602 S. Parsons Ave.,Seffner, FL. 33584 TO PLACE AN AD

Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge.

Florida Senior Games State SENIORS GETTING TOGETHER Championships Coming Personal Ad Placement Only $6 to

RUN YOUR AD FOR ONLY $6 A MONTH Deadline for ads is the 15th of the month prior to placement.

place an ad!

Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)

Ad Copy • Please Print Neatly • 30 Word Limit

Title (First 4 Words):

he 2012 Florida International Senior Games & State Championships will be held Dec. 1 – 9 in Polk County. These games are qualiﬁers for the 2013 National Senior Games, and are expected to draw 2,000 athletes. Open, non-qualifying sports include archery, badminton, billiards, pickle-

ball, powerlifting, race walk, racquetball, road race, softball and volleyball. Register, confirm your registration and events or find information at www.flasports.com. Of the 23 sports of the 2012 Florida International Senior Games & State Championships, bowling currently leads the pack in individual registrations.

Scottish-American Military Post

City (No Charge):

If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is conﬁdential.

Name: Address: City: Phone:

State: E-mail:

Zip:

MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583

Lifestyles After 50 • November 2012 • page 44

eterans are welcome to the Scottish-American Military (SAMS) Post 1952 in Dunedin, Fla. They have 40 posts nationwide, and offer regular formations on second Saturdays (or as noticed), in various Tampa Bay/West Florida locations. Post members are primarily U.S. and Commonwealth Veterans (or current active duty/Reserve/Guard Forces) of Scots-Celtic ancestry or affinity. Their mission is to preserve and promote

Scottish/U.S. Armed Forces customs, traditions and heritage, as well as to participate in and support area Veterans’/Scots’/Celtic-related events, including Honor Guard and Piper duties; JROTC awards; and Haley House VA donor programs. SAMS fosters a fraternal spirit and camaraderie among its members and Associates. Contact: Lee Kirkpatrick (Membership) (813) 545-8028 or Mac McLay (Adjutant) (727) 725-2569.

November at Heritage Village I t’s fall at Heritage Village and November is the time to enjoy lots of unique events. Saturday, Nov. 17: Pinellas County’s Heritage Village will host the annual Farm City Day celebration from 10 a.m. to 2 p.m. This free event is the kickoff for Farm City Week, celebrated nationally each year during the week leading up to Thanksgiving. It was created to educate citizens about agriculture and to enhance links between rural and urban dwellers. Hands-on activities include making butter and ice cream from milk, squeezing fresh orange juice, playing old-time games and making agriculturally themed arts and crafts.

Also that day, a two-hour vegetable gardening workshop at 10 a.m, featuring planting and growing tips as well as tips on how to identify and prevent garden pests. Handouts will be provided. $10 each or $13 for two family members. Advance registration is required. Friday, Nov. 9: Historical writing workshops by awardwinning author Angela T. Pisaturo, from 10 a.m. to 1 p.m. Learn historical writing from research to setting the scene. $15; extensive handouts provided. Advance registrations recommended. Call (727) 582-2233 to register or visit pinellascounty.org/ heritage. Heritage Village is located at 11909 125th St. N. in Largo.

Last Month’s Answers

Enter

Last Month’s to Win! Winner Is Sandra Rose Congratulations!

This month’s winner is

Enter To Win!

Myron L. Guisewite Congratulations !!!

Last Month’s Answers

Agatha Christie Fan Alert!

80th birthday. This classic was the inspiration for The Mousetrap, the world’s longest-running play. Yellow Iris, a musical set in a London cabaret, introduced the LEARN HOW TO PLAN FOR world to the now-beloved Inspector Hercule Poirot. YOUR PETS IN AN EMERGENCY This riveting mystery intersperses action The SPCA’s brochure "Our Best Friends Deserve Better Plans" has all with pern Nov. 13 – 18, formances the latest information on Estate Planning for Pets and Florida's by Petthe musicians Ruth Eckerd and cabaret Trust Law and it is FREE! This brochure helps pet owners plan forartists their appearing Hall brings the Raven at the restaurant pets in case of an emergency or in case their pets outlive them. Use this where the Award-winning murder is committed. order form to orderZev your free materials. Buffman production of Butter in a Lordly Dish takes Agatha Christie’s The BBC Murders, its title from a passage from the book Send Me Information! Clip and mail this coupon live on stage at the Capitol Theatre in of Judges in the Bible and refers to Name: Clearwater in its Florida premiere. the story of Jael, who killed Sisera Address: Lost during the London Blitz by driving a nail through his head. and post-war reconstruction, four Finally, Personal Call introduces City: Zip: rediscovered Agatha ChristieState: the legendary character Inspector gems from the BBC Mystery Narracott from the 1931 novel Home Phone: Work Phone: Series are coming to this area. The Sittaford Mystery. E-mail: Three Blind Mice was presented in The series was seen only once in response to athe request the U.S. 1947 I/We in have included SPCA from in my/our estate plan.at the famed International Queen Mary for a new Christie Mystery Writers’ Festival. Informamystery thethe occasion of information her Please sendonme following tion online or at (727) 791-7400.

Best Friends Deserve Better Plans brochures Pet Alert Wallet Card In-Case-Of-Emergency Window Decal

FILL IN ANSWERS & WIN MONEY!

Send your answers for a drawing. First correct answers selected from the drawing on Nov. 19 will receive $20 cash! Send to: News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583

I want information on: Travel / Cruises Recreation / Leisure Entertainment / Events

Insurance Elder Law / Financial Housing Options Reverse Mortgages

Personal Health & Fitness Home Improvements Automobiles

Name Address City

Age

Phone

E-mail

State Zip

Sun

FILL IN ANSWERS & WIN MONEY!

Lifestyles After 50 • November 2012 • page 45 Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to: Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511

Dec. 5, 2012

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$1000s in 10 am – 3 pm Prizes & Giveaways! 2202 W. Reynolds St. LUNCH Plant City, FL Only $4.50

Suncoast Jazz Classic

azz – “It’s a Dixie and Swing Thing” and it’s happening Nov. 16 – 18 on Clearwater Beach at the Sheraton Sand Key Resort and the Marriott Suites on Sand Key. Weekend badge: $100/door. Daily badges: $40 and $50 (Sat.) Volunteers are needed for the event —email jazzclassic@aol.com. For a complete schedule of events, go to SuncoastJazzClassic.com.

Craft Fairs

F 17 24 D

or information about these craft events, call (561) 746-6615 or visit artfestival.com. and 18 Downtown Dunedin Craft Festival

and 25 Madeira Beach Thanksgiving Weekend Craft Festival

ec. 2 St. Pete Beach Corey Area Craft Festival.

$2 OFF for

seniors

Come meet “Winter” the dolphin who lost her tail in a crab trap, now swims freely.

Senior $2offAdmission

(55+)

Good forGood up to Not Not valid with other for6uppeople. to 6 people. valid with otheroffers. offers. ExpiresNovember December 31, Code XSCA Expires 30,2011. 2012. Code XSCA

Clearwater Marine Aquarium 249 Windward Passage • Clearwater, FL 33767

(727) 441-1790

www.SeeWinter.com

BRANDON Auto Clinic of Brandon ...... 813-654-8686 Xtreme Powersports ......... 813-626-6060 BROOKSVILLE Sunrunner Automotive ...... 352-596-2314 Master Auto/Air ................. 352-799-6444 Brooksville Transmission.. 352-796-6544 General Auto Parts ........... 352-796-2522 CLEARWATER JDs Cycle Shop ................ 727-827-2994 M & M Ultrasports ............. 727-412-8020 Stouts Auto Service .......... 727-216-6622 DADE CITY Reliance Auto Center ....... 352-567-5281 HOLIDAY NAPA Auto Parts .............. 727-934-4651 HUDSON White’s Quality Trans ........ 727-862-1968

LARGO Parts House ...................... 727-573-1580 OLDSMAR Murray Motive ................... 813- 854-5115 PALM HARBOR K & K Custom Cycles........ 727-773-1095 PINELLAS PARK George’s Performance ..... 727- 521-2206 PORT RICHEY Napa Auto Parts ............... 727-848-2509 RUSKIN Thompson’s Auto Parts .... 813-645-3204 ST. PETE Park Auto Service ............727-521-2910 Royal Edger ......................727-573-1700 Bob Lee’s Tires.................727-822-3981 Complete Auto Parts ........727-895-3821 Miles Automotive ..............727-323-0180 J.C. Automotive ................727-866-0044 St. Pete Power Sports ......727-456-6088 Suncoast Auto & Tire .......727-520-1148

SEFFNER Schembries Auto Serv...... 813-685-5654 SUN CITY Killingsworth Automotive .. 813-645-7220 TAMPA John Erb’s ......................... 813-908-3333 Storm Automotive ............. 813-469-0055 Atlantic Automotive ........... 813-936-1510 Tony’s RamTech................ 813-877-6642 Insty Tune & Lube ............. 813-960-3908 Xtreme Powersports ......... 813-626-6060 Mad Hatter ........................ 813-933-4179 Mad Hatter ........................ 813-374-9230 Mobile Auto Serv. ............. 813-892-3603

If you or your business would like to get AMSOIL products at Wholesale CALL 800-411-6160

Volunteer Opportunity

New Volunteer Orientation:

ime is the most valuable thing a person can spend, and Heritage Village is offering the perfect opportunity for you to share yours. On Nov. 10, you can join a New Volunteer Orientation planned for adults interested in becoming docents/tour guides, historical house caretakers and museum greeters at Heritage Village.

Other positions are also available. Visitors will discover Old Florida as docents tell the tale of bygone days. Orientation at 10 a.m. Nov. 10. For more information, call (727) 582-2125 or email heritagevillage@pinellascounty.org.

Lifestyles After 50 • November 2012 • page 47

Humana Gold Plus® (HMO) stretches your healthcare dollar to give you the benefits you want, at a price that’s easy on your wallet.

monthly plan premium The smart health plan for today’s economy

$0 monthly Plan Premium

Over-the-counter medication benefit

Doctor’s office visits and hospital coverage

Preventive coverage

Prescription drug coverage

24-hour nurse advice line

Wellness program

n n

F itness program - gym membership at no additional cost

n n

Convenient mail-order delivery of prescriptions

Unlimited rides to your doctors and gym**

Emergency coverage at home and when you travel And more we haven’t listed!

Dental, Vision and Hearing coverage

To find out if a Humana plan is right for you, call to schedule an in-home appointment or to find a neighborhood meeting.

1-877-868-0796 (TTY: 711) 8 a.m. - 8 p.m., 7 days a week

DON’T FORGET! The Medicare Advantage annual enrollment dates are Oct. 15 – Dec. 7.*

Humana is a Medicare Advantage organization with a Medicare contract. You must continue to pay your Medicare Part B premium. Limitations, copayments, and restrictions may apply. If you are a member of a qualified State Pharmaceutical Assistance Program, please contact the Program to verify that the mail-order pharmacy will coordinate with that program. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. A sales person will be present with information and applications. For accommodation of persons with special needs at sales meetings, call 1-877-868-0796 (TTY: 711), 8 a.m. to 8 p.m., seven days a week. Applicable to Humana Gold Plus® (HMO) plans: H1036-025, 040, 052, 054, 067, 164. *Medicare beneficiaries may enroll in the plan only during specific times of the year. Contact Humana for more information. **Transportation to plan-approved locations, some limitations and restrictions may apply. H1036_GHHHD2RHH CMS Accepted

TMP 11/12